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Ecuador & Global Business Curves


Ecuador & Global Business Curves

Ecuador and global business ideas are important because the economic downturn has thrown many curves at most investment and business plans.

For years my advice to young people who have asked me for a good way to earn in a business has been to buy a fixer upper… fix it, live in it for two years and sell it on.  Then do this again and again.

US tax law allows for an exemption of $250,000 on one’s residence  ($500,000 for couple filing jointly).  Where else can you earn up to $250,000 a year tax free?

I double checked with my friend and tax attorney Joe Cox to make sure this exemption still works.   He replied:

Gary:  You are correct.  One or two projects at a time will not make them a
“developer”.   If they have too many projects, at the same time, they can become a developer and would be subject to ordinary income tax.   There is a $500,000 exemption.  There is  capital gain tax on excess.  This is still lower than ordinary income tax which maybe is going to 39.5%.   Joe

There are some excellent additional tax benefits for those who conduct genuine business abroad.  You can read details in my “International Business Made EZ” course which comes free with our “Tangled Web… How to Have a Web Business” course.  See how to get this course at the end of this message.

My advice to retirees who wish to live in Ecuador is live on your pension and overseas income which is not taxed in Ecuador. Then if you need extra income buy, fix up and sell a bit of Ecuador real estate.  This is tax free income as well… if like in the US you are not involved in too many projects… and become a developer.

For example, on our last real estate tour we saw these houses in Otavalo… brand new.  This Ecuador real estate ranges between $65,000 and $95,000 for very nice houses overlooking Otavalo.  New import regulations in Ecuador and inflation mean that like in the US new homes will cost substantially more.

cotacachi-real-estate

The house we visited was 3.5 bathrooms, 4 bedrooms, two dens, living, dining and kitchen areas plus small back yard. The one we saw was of a very high standard,  about 2,300 square feet and had a $95,000 asking price.

ecuador-business-hotel

Here is our group inspecting the kitchen. There are also great views.

ecuador-business-hotel

This is the type of Ecuador house you could buy and live in, or rent, then sell for a profit in a couple of years. I suspect that if this is your residence there would not be US tax (up to $250,000 or $500,000 for a couple filing jointly) either.

You can get direct tax advice about this the US tax law and benefits of an overseas business from Joe Cox at JCOX@COXNICI.COM

In addition we recommend that everyone become involved in a business that they have a passion for. Here is an example of a reader who moved to Cuenca Ecuador and is doing just this.  He sent me this note. 

Hi Gary,

The last two days of columns about Ecuador and the dollar have been extremely informative and I believe accurate.  That is not just because I agree with you.

We are doing very well in Cuenca.  We have recently become 40% non-operating partners of the local CURVES franchise which went into the black in its first month.

Next month sees the opening of VILLA NOVA INN, located on Avenue Third of December on the city side of the Tomebamba River.  It is about 20 yards  from SAKURA SUSHI, the best Japanese restaurant in Cuenca, perhaps in all of Ecuador.   This is  a new 12 bedroom hostal in which we are 25% non-operating partners that will open next month.

VILLA NOVA INN will have two suites w. cable TV, 9 double/single rooms, and 1 dormitory w. 4 bunk beds.  Prices will range from $8 a night for a bunk bed to $45 a night for a suite.  There will be cable TV and high-speed Internet in the lobby.  The entire hostal overlooks the Rio Tomebamba and has a large outdoor deck with tables overlooking the river.  Breakfast is included in the price of the room or bunk.

You can get more information on the inn from Fernanda Cueva at fercuevav@hotmail.com

These small cash generating businesses along with fully paid for condos in Cuenca and Puerto Gaviota, an adequate amount of gold & silver coins and bullion, and government secured US pension funds make us feel very secure and capable of handling whatever the present financial/economic crisis throws at us.

Like you, I believe that Ecuador is actually one of the few ideal places in the world that will handle this crisis with relative ease and grace.  To support that belief we are looking for additional small local business investments.

All this investment activity helps support our South American Fund for Enlightenment which in addition to supporting students in Ibarra has just completed its first significant project in Cuenca.  We recently completed the delivery of 12 new full sized computers to Escuela Adbdon Calderon.  The computers with 17″ flat screen monitors were assembled by skilled local labor right here in Cuenca.  The project which cost just over $5,000 was a wonderful joint effort by contributors from the United States along with ex-pats and locals here in Cuenca.

The Fund is now working to raise the final $1,500 which will supply the Escuela with a much needed copier and projector plus a couple of printers which H-P locally will toss into the mix.  We hope to finish this aspect of the project before we take off to spend the summer cruising the Greek Isles, driving around Greece and Italy and finally spending most of July and August in our condo in Puerto Gaviota.

All the best to both you and Merri.

Turn your passion into profit… earn extra income… become independent… and do more then just make money…do some extra good as the reader above is.

The four ways to profit in this economic downturn are to:

#1: Invest in shares.
#2: Invest in real estate.
#3: Invest in commodities.
#4: Invest in your own business.

This reader and his wife are doing all four recommendations.

Here is one more point about Cuenca. After a decade of searching, Merri and I settled on Cotacachi and San Clemente as the places where we would live and focus.   However, many want a more urban atmosphere and the city we find our delegates like most is Cuenca.

Cuenca is a forty minute flight south of Quito and there are to 2 to 3 flights a day, although no late evening flights. It is some 8 to 12 hours south of Quito driving depending on the state of the roads. It is a beautiful drive that Merri and I have taken many many times. For many years, Cuenca was isolated from the rest of the country so it has followed its own course all these years, which gives it a unique flavor. Here is Cuenca.

P1000862

Cuenca (the actual full name is Santa Ana de los cuatro ríos de Cuenca) is the third most populous city in Ecuador and is the capital of the Azuay Province.

It sits at about 8,000 feet altitude and is a most beautiful small city. The center of Cuenca  is listed as a UNESCO World Heritage Trust site because of its may historical buildings.

The readers above purchased a spacious and modern condo in Cuenca within walking distance to the historic colonial city center.

Cuenca condo building

They bought their Cuenca condo pre-construction three years ago and I expect have seen a nice rise in their property value.   They upgraded their condo from the original specifications, adding hardwood floors and fittings and extra lighting.

Cuenca condo living room

Cuenca condo hardwood finishes

Their 1,690 square foot condo only cost $84,800 with the extras pushed the price to around $90,000.

Cuenca condo studio

There are great  views and…

View from Cuenca condo

spacious…

Cuenca condo master bedroom

rooms.

Cuenca condo kitchen

A great boutique hotel in Cuenca is the Boutique Hotel Mansion Alcazar.

Boutique Hotel Mansion Alcazar is a beautiful sample of the unparalleled Ecuadorian Republican luxury style. The 19th-century house was restored to its original splendor and has been designed to be a home for visitors staying in the city for business or for pleasure.

The hotel looks a lot like our hotel Meson de las Flores from the outside.  Here is Meson.

ecuador-business-hotel

Here is Boutique Hotel Mansion Alcazar.

ecuador-business-hotel

But Boutique Hotel Mansion Alcazar is much more luxurious inside.

ecuador-business-hotel

This is true luxury.

ecuador-business-hotel

Our good friend of over a dozen years, Jorge Espinosa (one of the owners of the Relais & Chateaux La Mirage Garden Hotel & Spa) used his talents to renovate this charming hotel.

Ecuador Living subscribers can enjoy a discount. More details on how to subscribe are here.

The global economy may throw you some curves… but there are ways to hit economic home runs anyway. We look forward to sharing ideas for profits in this new economic paradigm with you.

Gary

To help you learn how to earn income anywhere,  I am making a special offer that ends tonight, April 3 at midnight. (I extended this deadline due to our web site crash).

You can have the “The Tangled Webs We Weave”…our course on how to have a Web Based  Business… FREE..

I launched this course earlier this year and am making a special offer…that gives you this course free…and more.

Now you can learn everything that I do to create income and have fun and fulfillment in a web based micro business.  Here is a  special offer.

This new course entitled “Tangled Webs We Weave – How to Have Your Own Internet Business” is available at $299.

This is a bargain. Merri and I have been traveling and doing international business for 41 years. We have had a web based business for over ten years. You can share everything we have learned.

However when you sign up for Tangled Web in March 2009, I’ll include two of my other emailed courses, How to be a Self Publisher and International Business Made EZ  FREE as well.

PLUS…

My webmaster is joining Merri and me at our two North Carolina courses this year for our first Tangled Web seminars.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

If you have ordered Tangled Web, I will reduce any of these course fees by $299!

In all you receive the emailed “Tangled Web” course, International Business Made EZ” and “How to be a Self Publisher”,  FREE when you enroll in either the July, October or November seminar.

Enroll here $299

or enroll for any of the three courses above. I’ll send all three emailed courses free right away.

We provide our standard, full guarantee. Enroll.  Try the course for 30 days. If not satisfied we’ll give you an immediate, full… no fuss refund.  This offer expires at midnight April 3, 2009.

Ecuador Flower Income


Here is a way to earn income and help the environment and the poor… with Ecuador flowers.

ecuador-flowers

Our last three messages have looked at advice from billionaires Warren Buffet, Li Ka-Shing and T. Boone Pickens on how to use this economic correction to create wealth.

Here are quotes from another billionaire… Geroge Soros  who said:

Markets are constantly in a state of uncertainty and flux and money is made by discounting the obvious and betting on the unexpected.

This is why the current market downturn creates opportunity.   Changes in the  socio-economic paradigm create new unexpected opportunity.  As the establishments crumble, new opportunities are created.

This makes life really exciting (and lucrative) for the business pioneers who accept and embrace change.  Merri and I feel this way every day and hope to share the excitement and opportunity with you.

Soros also said:

I think there’s a lot of merit in an international economy and global markets, but they’re not sufficient because markets don’t look after social needs.   I’m not doing my philanthropic work, out of any kind of guilt, or any need to create good public relations. I’m doing it because I can afford to do it, and I believe in it.

Merri and I could not agree more.  We have been involved in international business for 40 years, but became involved with Land of the Sun Foundation (LOTS) because we want to help the poor beyond business..

Soros’s final sage comment is: The worse a situation becomes the less it takes to turn it around, the bigger the upside.

There are several ways to take advantage of the current economic situation… invest in stocks… real estate… commodities or  to have or start your own business.

This is why I am writing this series on Ecuador business ideas and have focused on the environment and using organic products which helps all three of the problems above.

This is also why we have for the past two years been offering Ecuador roses to help LOTS.

Now we have combined a way for our readers to develop extra income and help the indigenous poor with Ecuador flowers.

Robert Ribadineira, our flower supplier,  has now created a Fresh Flower Party Plan for flowers that can help you earn income as you help the poor.

Party plans have been  a highly successful way to introduce new ideas by displaying and demonstrating a product to those gathered at a party.

Roberto’s Premium Flower Party not only develops income potential and helps the poor but also helps resolve a huge problem that the economic downturn has created in the US.

The problem is that in the last two years nearly 30% of America’s florists have gone out of business.

It is harder and harder to get fresh premium quality flowers.  The new paradigm is that low quality, short lived cut flowers now rule the market.

Roberto’s  Premium Flower Party creates a new, fun and fulfilling way for Americans to have top quality fresh flowers in their homes.

The party plan originated with the  Tupperware company in the early 1950s. Tupperware’s success was widely copied and the idea hosting a social event in homes to demonstrate a product has become a popular and proven business model that combines fun and personal customer service.

Party plans have been used to sell items such as kitchen products, home decor, jewelry, skincare and cosmetics.

Yet fresh premium quality flowers have never been marketed via a party plan…until now.   The demise of so many florists and new three day Fedex delivery capabilities have made the Premium Flower Party a logical entry in the new economic paradigm.

Here is a note that Roberto sent to me.

“Gary, The program will begin as follows. I expect some small changes as we evolve and adjust to circumstances.

Leather Leaf Fern

Ecuador-flowers

We can provide our party hostesses with a nice variety of flowers.

COMBO 1

1-      100 roses with 4 different colors all of the same tone (ex: pinks, pinks bicolors), or 4 different colors of different tones $90
2-      10 bunches of leather leaf $61.53
3-      12 bunches of hypericum $93.36
4-      This will make 25 arrangements  with 4 roses,  4 leather leafs and 4 hypericum in each bouquet.

Hypercium

ecuador-flowers

COMBO 2

Gypsophylia (Baby’s Breath)

ecuador-flowers

1-      100 roses with 4 different colors all of the same tone (ex: pinks, pinks bicolors), or 4 different colors of different tones $90
2-      12 bunch of gypso (baby´s breath) $85,88
3-      12 bunch of daisy assorted $73,68
4-      This will make 25 arrangements with 4 roses with 4 gypso and 2 daisy in each bouquet.

Daisy

ecuador-flowers

COMBO 3

1-      100 roses with 4 different colors all of the same tone (ex: pinks, pinks bicolors), or 4 different colors of different tones $90
2-      25 stems of oriental lilies $55.75
3-      12 bunch of alstromerias assorted $91.68
4-      This will make 25 arrangements of 4 roses with 1 oriental lily and 4 alstromeria on each bouquet.

Alstromerias

ecuador-flowers

Last year Merri surprised me on Father’s Day not with roses but 25 fresh Ecuador Lilies! I was thrilled at their beauty, aroma and endurance. Here are those Ecuador lilies in our home.

ecuador-easter-lilies

The arrangements are the freshest premium quality flowers.

The can be sold at the Premium Flower Party at $19.99, a price that  is very hard to duplicate. Selling 25 bouquets at the party creates an income of $499.75 or double the cost of the flowers.

The fun is that each person makes their bouquet at the party!

We will provide a pamphlet for each customer with instructions on how to take care of flowers and 25 packs of flower food, plus a DVD that shows how to make the flower arrangement.

We plan to offer a different bouquet every two weeks so hostesses can even create a Premium Flower Party Club so guests come twice a month to make their bouquet and take it to their home.

The party hostess can also become a florist and take special orders between each party.

Each host or hostess can determine how much he or she would like to contribute to Land of the Sun Foundation… $20 or more.

Regards, Roberto

The really good news is that Ecuador flowers and roses are truly the best because there is 365 days a year of direct sunlight.

ecuador-rose-news

We have roses everywhere in our hotel. In the court yard where we dine.

ecuador-rose-news

In the rooms.

ecuador-rose-news

In the hallways.

ecuador-rose-news

Even in…

ecuador-rose-news

our food displays.

ecuador-rose-news

The Premium Flower Party is a good way to earn income for those who like flowers… like parties… and want to work from home.

George Soros had written a  fascinating book entitled, “The New Paradigm for Financial Markets”.  This book explains that the next generation will have to understand bubbles rather than ignore them.  He is a deep thinker with ideas several decades ahead of his time.

The flowers delivered are environmentally friendly and fair trade flowers.

Roberto’s Fresh Flower Party Plan is an idea who time has come and you can contact Roberto at roberto@webflowermarket.com

Until next message, may all your income be good and come with care.

Gary

To help you learn how to earn income anywhere,  I am making a special offer with two days to go. (I have extended this two days due to our web site problem).

You can have the “The Tangled Webs We Weave”…our course on how to have a Web Based  Business… FREE..

I launched this course earlier this year and am making a special offer…that gives you this course free…and more.

Now you can learn everything that I do to create income and have fun and fulfillment in a web based micro business.  Here is a  special offer.

This new course entitled “Tangled Webs We Weave – How to Have Your Own Internet Business” is available at $299.

This is a bargain. Merri and I have been traveling and doing international business for 41 years. We have had a web based business for over ten years. You can share everything we have learned.

However when you sign up for Tangled Web in March 2009, I’ll include two of my other emailed courses, How to be a Self Publisher and International Business Made EZ  FREE as well.

PLUS…

My webmaster is joining Merri and me at our two North Carolina courses this year for our first Tangled Web seminars.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

If you have ordered Tangled Web, I will reduce any of these course fees by $299!

In all you receive the emailed “Tangled Web” course, International Business Made EZ” and “How to be a Self Publisher”,  FREE when you enroll in either the July, October or November seminar.

Enroll here $299

or enroll for any of the three courses above. I’ll send all three emailed courses free right away.

We provide our standard, full guarantee. Enroll.  Try the course for 30 days. If not satisfied we’ll give you an immediate, full… no fuss refund.  This offer expires at midnight April 3, 2009.

What delegates say about our courses.

“Gary & Merri We enjoyed our adventures with your tours this month and plan to make Ecuador a part-time residence as a result; after spending time on our month-long odyssey in Argentina, Uruguay, Panama and Ecuador.  Our best to you and Merri

Cotacachi Organic Animal Care


Here is a way to earn income and help animals in Cotacachi (or anywhere) with organic care.

Meet Lee…

Ecuador-organic-animals

and Peggy…

Ecuador-organic-animals

Lee & Peggy Carper.

Ecuador-organic-animals

and their latest project.

Ecuador-organic-animals

Lee and Peggy are animal lovers who look after Cotacachi animals. More on the puppy and this specific project in a moment.

First, let’s look at the Cotacachi organic animal  business and income opportunity.

Our last two messages have looked at advice from billionaires Warren Buffet and Li Ka-Shing on how to use this economic correction to create wealth.

Here is another quote from a billionaire… T. Boone Pickens who said:

We’ve got all these politicians talking about better health care and what all, but believe me, we’re not going to have the money to take care of sick people.. or anyone else as far as I’m concerned.. if we don’t fix our energy problem right now.

There are several ways to take advantage of the current economic correction… invest in stocks… real estate… commodities or  to have or start your own business.

Picken’s quote hit on several huge fundamental problems that will need many businesses to solve…  energy… health and federal spending.

This is why I am writing this series on Ecuador business ideas and have focused on the environment and using organic products which helps solve all three of the problems above.

Here is an Cotacachi Ecuador organic animal care business idea.   You can help Ecuador pets and earn income in the process.

Our Land of the Sun Foundation  (LOTS) has been helping Lee & Peggy.   They live right next to our hotel, Meson de las Flores. Here is a typical shot of their balcony.

Ecuador-pets

They help dogs.  They feed stray dogs, get medical care for them and have them spayed and neutered.

Lee and Peggy’s neighbors know about this care for the animals.  They bring pets in need to Lee & Peggy.   For example this dog had been hit by a car.  A neighbor took them to the dog.  Traces of blood were dry on the sidewalk under this weak and under nourished male basset hound. His eyes were infected which made his drooping eyes even more pitiful.

PB210029

Lee and Peggy got together with a nurse and they paid for the antibiotic she suggested he needed. She quickly mixed the two part antibiotic and administered the first dose and wrote instructions for the future.

Peggy visited Meson de Las Flores and found a translator  as she was having a difficult time explaining the accident and getting advice. After  giving the medicine they flagged a truck and the driver took them and the dog to their place.

They called the local vet, Jose, and he gave the dog a shot for pain and inflammation, bathed the area of the dried blood, and put on iodine. He checked for broken bones and for internal injury as the dog did have blood mixed in with his urine. He assured them the hound would be fine, but he  came back the next day to give him another shot and see how he was fairing.

Lee and Peggy fed the hound and nursed him back to health.

PB210027

They named him Sid and thanks to the many guests at Meson who have donated, as well as LOTS, Sid fully recovered.

Now there is a profitable, organic, commercial way to help animals in Cotacachi… or anywhere you choose.

Our webmaster’s wife, Cinda, is a Veterinarian and she is introducing a new line of organic animal washes for pets.  Our webmaster recently sent this note to vets we know.

Hi,  I’m helping my wife Cinda (a veterinarian in Oregon) with her new
project – a cool website for pet owners and vets. She is sticking her
neck out vicariously through me to offer you a great opportunity.

For pet owners, it’s a great place to get impartial information and
suggestions on pets, pet ownership, going to the vet, virtual “second
opinions” a place where people can read more and ask the questions
they wished they’d asked at the vets and were either too confused,
worried, unsure, or plain forgot to ask.

For vets, it’s a phenomenal place to go and read about cases, business
ideas for running a vet practice, share tips with colleagues and catch
up on new ideas, techniques and developments. Like CE but we don’t
call it that.

We’ll have some incredible vets, skilled animal trainers, select vet
techs, and a few select pet owners writing and contributing content.

Pretty cool huh?

And as an incredible vet, vet tech, animal trainer or pet owner here
is that great opportunity I mentioned…

We’d like to invite you to contribute content – articles, ideas,
opinions, suggestions, etc. either for pet owners or vets. We’ll
include your bio and a link back to your website or practice website
and (if you wish) your email address so people may contact you. As
frequently or infrequently as you can manage. Once a blue moon? Great.
Daily? Awesome.

The site is just starting but we’ll build it into an incredible online
community. And you’ll have been there since the start and will gain
all those referrals from day one through my own expertise – Internet
marketing.

A couple of vet friends already said “Wow! OK!” so you can feel you’re
in good company. Just say OK and I’ll send you details to get you
started.

Super and thank you so much!

David

PS: If you’ve colleagues or friends who fit the bill, we’d love to
have them on board. Have them email me please.

You can get involved on the ground floor because Dr. Cinda is introducing a biodegradable, organic, pet wash. This creates a business opportunity distributing  this organic animal care solution in Ecuador or any part of the world.

Here is our webmaster David and his wife Cinda.

cotacachi-pets

For information on the earning potential of Dr. Cinda’s organic animal wash  visit the ourfamilyvet.com site and use the “Contact Us” to reach David and Dr. Cinda for the financial details.

I can give David & Dr. Cinda a wholehearted recommendation. David has been my friend and webmaster for more than a decade.  I know Cinda even better. She has been my daughter for…  I am not allowed to say how many years!

Cinda is #2  of our five children.

ecuador-pets

Until next message may all your income be good and come with care.

Gary

See below how to have fun as you learn how to profit.

ecuador-organic-farming

To help you learn how to earn income anywhere,  I am making a special offer with three days to go. (I have extended this two days due to our web site crash).

You can have the “The Tangled Webs We Weave”…our course on how to have a Web Based  Business… FREE..

A Cotacachi business is great…a quiet peaceful place without much crime, noise or pollution. You can do as Merri and I  have done… have a business that works in Cotacachi, the Blue Ridge of North Carolina or anywhere we choose in the world!

I launched this course earlier this year and am making a special offer…that gives you this course free…and more.

Now you can learn everything that I do to create income and have fun and fulfillment in a web based micro business.  Here is a  special offer.

This new course entitled “Tangled Webs We Weave – How to Have Your Own Internet Business” is available at $299.

This is a bargain. Merri and I have been traveling and doing international business for 41 years. We have had a web based business for over ten years. You can share everything we have learned.

However when you sign up for Tangled Web in March 2009, I’ll include two of my other emailed courses, How to be a Self Publisher and International Business Made EZ  FREE as well.

PLUS…

My webmaster is joining Merri and me at our two North Carolina courses this year for our first Tangled Web seminars.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

If you have ordered Tangled Web, I will reduce any of these course fees by $299!

In all you receive the emailed “Tangled Web” course, International Business Made EZ” and “How to be a Self Publisher”,  FREE when you enroll in either the July, October or November seminar.

Enroll here $299

or enroll for any of the three courses above. I’ll send all three emailed courses free right away.

We provide our standard, full guarantee. Enroll.  Try the course for 30 days. If not satisfied we’ll give you an immediate, full… no fuss refund.  This offer expires at midnight April 3, 2009.

Another reason to join us is we have fun at our courses.  Here are musicians at our last Ecuador course.

Ecuador-exports

We have encouraged this young group. This was one of their first public performances.

Ecuador-exports

Seven of them… plus…

Ecuador-exports

they brought indigenous dancers.

Ecuador-exports

You can learn…

Ecuador-exports

more about the entertainment we have at our courses here.

Plus see more about Lee & Peggy’s per project!

Join us and Cotacachi’s animals in North Carolina or Cotacachi Ecuador for learning, earning and fun!

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web