Tag Archive | "Uruguay;"

Uruguay Farm Opportunity


Here is an Uruguay farm opportunity you can discover as you learn Spanish.

uruguay

Uruguay Farm at Mercopress article linked below. (Click on photos to enlarge).

Many messages at this site have been recommending investments in farms and multi dimensional properties in Smalltown USA and in South America.

Food is one item that will rise in value with inflation and farming is an enormously satisfying way to earn profit.

Now it is becoming easier to farm as farm management companies are catering to expats.

A law firm in Uruguay sent this note earlier in the year:

Uruguay: a top choice for farmland investing

Productive agricultural farmland is gaining increasing attention from investors worldwide, as global demand for food rises and arable land per capita decreases. The attractiveness of this new asset class lies in its non-speculative nature and steady yields, along with the consistent appreciation that the land is likely to deliver over time.

Uruguay, one of South America’s most stable and open economies, not only has the continent’s friendliest investment climate, but is also endowed with some of the most productive soil available, both for agriculture and cattle breeding. It’s no surprise that foreign investors are progressively focusing on Uruguayan land.

Among the factors that draw investors to Uruguay, we find:

• A well priced and transparent property market: Every property in the country is mapped, and that map is available online, so an investor can verify a property´s soil types and productivity index.

• Widespread availability of farm management expertise: This makes it easy for the absentee investor to purchase a farm and have a farm management firm oversee it and run the activity on the land, reporting to the owner as required.

• A very liquid and dynamic land-lease market: This enables owners who do not wish to exploit the farm, to simply lease it.

• Sound fundamentals underlying the investment: The asset will likely appreciate consistently and in the meantime provide stable returns: leasing agricultural land yields between 3.5 and 4% of the land’s value, and farming it yields –on average- 3 to 9%.

Upon reading this, I began seeking ways to help readers find farms and farm investments in more of South America than just Ecuador.

To my delight when I put our Super Spanish teacher Spiro Michas together with Steve Rosberg, a friend who lives in Argentina and has had an agriculture business there (Ushay) for many years.  I then learned that Steve has expanded his farm activities into Uruguay.

Steve wrote this note about Uruguay farm opportunity:  Toward the end of 2010, Ushay Group were approached by several customers – from all over the world – who requested that we help them invest in productive farmland.

Their interest coincided generally with the investment idea that the rising wealth in Emerging Markets and the limited amount of good farmland available globally would support a trend of increasing land and agricultural produce values.

The following graph highlights a very solid trend of increasing grain demand since 1996:

chart

Whilst we agreed with their outlook, we presented them with what has been (and continues to be) our general observation of many years:

– Over the longer term, farmland has been a generally profitable undertaking. Nevertheless, when actually buying farmland at current prices, returns on total investment are many times extremely low – possibly in the 1% to 3% per annum on average – and this return level excludes the potential downside of weather related volatility.

– While farmland prices generally grow as a function of the prices of its production, and of improved economies due to technology (and circumstantial economic conditions), these profits are not realizable until the land is sold.

– Because farmland is such a capital-intensive investment (in terms of current output) attaining meaningful geographic and weather diversification is difficult without prohibitively high initial capital outlay, as very large sized estancias would need to be acquired to justify the management overhead

Argentine investors have typically addressed this issue by arranging what are known as pool de siembra projects – literally, planting pools of capital. In these types of arrangements, a group of investors gets together with a professional land manager – the Operator – and pool their capital. With these funds, the Operator leases land and conducts farming operations on it for a pre-agreed level of compensation.

Profits for these types of arrangements are typically distributed as follows: 1/3 of profits to the operator, 2/3s of profits to the investors, with all profits calculated after a fixed compensation is paid to the Operator.

These pools started off as informal associations and have evolved to large, more organized structures taking in even institutional investors.

This model is volatile. To take Ushay’s Uruguayan operator’s track record (which he achieved farming in Argentina and Uruguay), for example, you can see  a very high average return, with much volatility, and one very bad year caused by extensive drought and adverse commodity markets.

Commodities

With this model in mind, Ushay set up a small fund in Uruguay, Plata Agfund, in 2011. The plan is to expand in 2013 to include multiple jurisdictions to obtain geographic and jurisdictional diversification.

To mitigate the volatility and build on a long term capital gain component that will complement the strong current revenue, a portfolio of farmland properties purchased opportunistically will be acquired gradually.

Ushay has been creating and operating investment projects in agriculture since 2003, focusing until now primarily on timberland and vineyard with no debt.

Future agricultural investment will continue to be on a no-debt basis, and will also include, in addition existing activities, soybeans and cereals and other activities such as horticulture and fruit orchards. These may be managed by Ushay or by third parties with Ushay oversight.

Ushay will be using an US LLC as the vehicle, and investors will participate by invitation only.

Steve Rosberg

Uruguay Farmland can be a good investment for two reasons.

First… this could be a lucrative investment.

An article in Merocpress entitled “Uruguay’s farmland price jumped eight times from 2002 to 2010” said:  The number of farmland transactions and the price per hectare were up in Uruguay during 2010 according to a release from Uruguay’s Agriculture and

Last year 2.093 farmland transactions were reported which represents a 13.3% increase over 2009 while the average hectare price was also up 13%. Although the overall land sale reached 336.000 hectares (up 4%) the average transaction land surface was down from 175 hectares to 161 hectares.

The second reason for Uruguay farmland is of course a pleasant lifestyle.

uruguay

Shakira on her Uruguayan farm.

A recent article about said:  While the big names in the music business have descended upon Los Angeles for Sunday night’s Grammy Awards, one hip-shaking superstar has opted for a relaxing weekend on the farm.   Latin singer Shakira arrived at her summer spread in Punta del Este, Uruguay on Saturday afternoon – getting away from the city life for awhile.

Gary

We have scheduled Super Thinking + Spanish courses in Uruguay and Ecuador Farm tours so you can take on trip to learn to speak Spanish… learn about Uruguay and Uruguay farm investments plus take an Ecuador coastal farm tour.

Super Spanish in Montevideo Uruguay February 7-8-9, 2013

Meet Steve Rosberg and learn about Uruguay farm investments at the Super Spanish course.

Learn more about Uruguay and then fly onto Ecuador for…

The Ecuador coastal farm tour February 18-19-20, 2013

Learn Spanish in Three Days

Learn Spanish in Three Days ONLINE

The “Learn Spanish in Three Day Course” is now available online.

Learn Spanish in a day, or a week, month or any time frame that works for you.

I’m Gary Scott.  Over fifty years ago I started a business that has helped hundreds of thousands of subscribers learn about investing in Hong Kong (1960s and 1970s), Switzerland, London, Isle of Man (1970s and 1980s) and across Europe.  In the 1990s we took investors to Panama, Mexico and Ecuador.  That’s when we realized an incredible need for an easy way to learn Spanish.

See below how my wife Merri was able to create a program that allowed students to be speaking and understanding Spanish in just three days.

Thousands of subscribers have learned Spanish at our three day Super Spanish course.  These courses have been taught across the US, in Canada, Panama, Mexico, Ecuador, Uruguay and Spain.

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A Super Spanish course in Florida.

Read below to see how and why we are now offering our Super Spanish course ONLINE for the first time.

Speaking Spanish as a second language has huge benefits.

You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak English at all.

You become one of a leading few when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says (bolds are mine): “Learning a foreign language is more than just a boost to your CV or handy for traveling. 

It will make you smarter, more decisive and even better at English. 

Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

You may choose to take more time using the ONLINE course to learn Spanish, but thousands of our readers have learned to speak Spanish in only three days at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

A special method of learning (called Super Learning) was created and refined by the Bulgarian educational master, Georgi Lozanov.   Lozanov transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

My wife Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 1970s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from students who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music to create Relaxed Concentration in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  

Merri was among just a few who learned directly from Lozanov.

gary scott super thinking session

Super Spanish relaxed concentration session.

You gain six valuable ONLINE Relaxed Concentration sessions in the online course that is delivered via the internet.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know.   This eliminates the need to memorize 99% of Spanish words.

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.   The normal three day course fee is $499 ($749 for a couple).

The ONLINE course is available at the highly reduced price of $79.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Young or Old

Most Super Spanish students are all ages ,

Gary-scott-spanish-course

Super Spanish students at this course ranged from nine to over eighty years old.

Become a Spanish translator!

The wife of one couple who attended explained how after just three days her husband ended up as an accidental translator.

She wrote:  Gary,  I have sent Merri a couple of messages, and  a story of Mike being able to translate yesterday for a Spanish person  who couldn’t understand what a man was trying to tell him!

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

The video below shows a super fast way to gain the basics so you can communicate in Spanish in just three days.

Gary-scott-super-spanish

Click here for FREE Super Spanish video.

Still can’t believe you can learn Spanish in a short time?

You have nothing to lose but to try.

The ONLINE Super Spanish course has our, full satisfaction or money back, guarantee. 

Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

Mercopress article on Uruguay Farmland

 

Three Coincidences in Adventure & Investing South


Two coincidences (plus one other below) have reinforced my recommendation to have adventure, personal growth and investments in South America.

This note came from a delegate at our September 2012 Super Spanish course.

Gary and Merri,   Thank you very much for the hospitality.  The class was AWESOME, the food incredible and the weekend, for me, life changing,

That is what we look for… ideas that exciting, fun, interesting and life changing.

We find clues in many ways and one set of flags we always watch for are coincidences… so after we set a Super Thinking + Spanish course Montevideo, Uruguay was on my mind.  One of the delegates at the course, an American, lived part of the year in Switzerland and was moving their winter home to Montevideo.

Then my attention (by another coincidence) was really captured when my friend, Steve Rosberg, sent me the note below.

Merri and I first met Steve in Ecuador about 16 years ago when he became my banker there.

Over the years our friendship grew as we participated together in charitable events to help Ecuador’s indigenous population.

Steve grew up in Denmark and Argentina so we had many common interests and spent a lot of time together in Florida and at our farm here in North Carolina as well as Ecuador.

Danish Bankers

Meeting in the conference center at our North Carolina farm with my Danish-Ecuador bankers. Steve Rosberg to my left (right facing)… Teddy Christiansen to my right.

Last week Steve sent me this note:

Dear Gary,

I have been wanting to write to you about living in Montevideo, and now is the time:

Our Serenoa building, in the lovely suburb of Carrasco, is reaching completion.

Uruguay Property

Serenoa Building.

I remember Carrasco since I was a child.

Carrasco was the first stop on the long flight from Buenos Aires to visit my grandmother in Copenhagen. My first trip was in 1956, on an SAS DC7 and took around 36 hours and nine stops to get there.

The local SAS manager, Jan, was a friend of my parents. So, when we landed around lunch time, it was dry martinis (for them, I was five!) and a friendly moment while the plane refuelled.

A couple of years later, we went to the Jan’s to house-sit and take a few days of vacation. They lived in Carrasco, and we spent most of the time on the beach, a couple of blocks away. Tree lined streets and the slow, lazy summer days are the strong lingering impression that remains.

Since then, I have been to Montevideo any number of times, and whenever I can, I stay in Carrasco. The commute into Ciudad Vieja is less than fifteen minutes along the beautiful waterfront, Rambla. And in rush hour? Well, maybe twenty minutes.

In any case, you have probably read much in the past couple of years about Uruguay as a good “retirement destination” – as some would put it – or simply as a wonderful place to move to, full or part time.

There are compelling fiscal reasons for which this makes sense, starting with Uruguay not taxing  residents on their world-wide income. Personally, though, I have never understood choosing a domicile based on tax matters alone.

Uruguay Property

Uruguay Beach.

The real reasons to choose Uruguay (and Carrasco in particular) have to do with lifestyle and the pace of life.

As I have never actually lived in Carrasco, we asked Ana Köncke – an “international local” – to tell us about life in there. All we asked is that she give us a brief description of her view and experience.

Here is what Ana wrote:

Carrasco – Quality Life Surrounded by Nature

Located on the east side of Montevideo, at a very short distance from downtown and a few minutes from Carrasco International Airport, Carrasco is a tranquil and idyllic neighborhood for families, expats, retirees and other people seeking an enhanced, relaxed and healthy lifestyle.

Carrasco is considered the most luxurious “barrio” in Montevideo, with residences in the finest architectural styles, exquisitely landscaped gardens, and swimming pools.

Salvador Sebastian Carrasco was one of the first settlers of Montevideo and this is where the name “Carrasco” comes from. At first, this neighborhood was the summer destination for wealthy citizens who decided to have their second residence here.  Nowadays, it continues to be one of the favorite places to live in for Uruguayans as well as for expats, diplomats, and long-term visitors.

Being a resident in Carrasco means having the option to choose amongst several clubs and sporting activities.  The Carrasco Lawn Tennis, Montevideo Cricket Club and The Carrasco Polo Club offer different activities such as: tennis, cricket, field hockey, squash, rugby, soccer, riding and polo amongst others.  In case golf is your favorite sport, you just need to drive a couple of minutes and you will be able to play in the great golf courses of La Tahona Golf Club  (La Tahona) or Club de Golf del Uruguay (Punta Carretas).

If you feel like enjoying nature in all its splendor you may stroll along La Rambla while you experience a perfect sunrise. During summer, you can decide whether it’s better to go for a jog on the long sandy beach, ride your bike or go kite-surfing.

Fine restaurants serving local and international cuisine can also be found in this neighbourhood.  In particular, with its upscale atmosphere, Café Misterio’s sushi is one of the best in town. Clyde’s offers a real English pub feeling, serving good food and drinks, in a very relaxed ambience.

The best private schools located  in Carrasco include: The Uruguayan American School, The British Schools and Scuola Italiana di Montevideo, amongst others.  These schools offer quality education, very good facilities, and encourage bilingual or trilingual studies. Some kids ride their bikes to school, and school buses and car pooling are available and are also good options.

Going shopping for groceries is not a big deal. You can either go to Tienda Inglesa, Devoto or if you feel like driving a little bit further you can visit Geant. In Portones Shopping you can also find many shops, cafés, restaurants and the MovieCenter. Some clothing stores are located on Arocena and on the nearby streets.

Over the last five years, Uruguay’s real estate market has developed and property values have risen steadily.  In Carrasco, there has been a growing trend to transform old houses into offices and into commercial spaces. This change can be seen on the main street where retail stores, real estate companies, travel agencies and banks can be found. Nevertheless, Carrasco still has a much lower housing density than most other areas in Montevideo.

Carrasco is the finest, most exclusive and relaxing residential neighborhood to live in.  Once you decide to live here you can start experiencing the best quality life surrounded by nature.   Ana Köncke

Steve continued:

Of course, you should come and see for yourself.

Aside from (or because of) the wonderful lifestyle offered by Uruguay, and its fiscal advantages, it has enjoyed a very healthy economic growth rate during the last decade.

There are several drivers.

In my opinion, the surge in farming investment and technology by Argentine investors is probably the main one. Efficient, high growth-rate forestry, and the resulting investment in pulp-mills, have had a strong impact too.

And finally, little by little, Uruguay is being discovered as a very high-quality lifestyle destination by Europeans, North Americans, Argentines and Brazilians.  This is what underlies the steady expansion in quality real-estate in and around Montevideo, despite it being almost completely a cash market.

We see no reason for these trends to reverse anytime soon, and indeed, we expect them to grow stronger.  And the fact that real estate is primarily purchased in cash protects home buyers against real-estate bubbles, making it one of the safest real estate markets in today’s world.

And so we get to our Serenoa building.

We designed Serenoa to serve the growing market of Carrasco residents exchanging traditional family homes for large, airy, light-filled apartments with lush garden views – as well as for residents and investors from around the world looking for a luxurious, peaceful and prosperous neighborhood.

I’m writing to invite you to become one of this select group of only eight homeowners and investors.  

For details and views on the property, please click on the following link to download the latest on Serenoa and the next to see the location in Google Maps.

We’ve priced Serenoa to offer investors wanting to rent and hold an apartment to achieve a current rental revenue which we conservatively estimate at around 9% per year. With the influx of high net-worth foreigners to the area, rentals and property values will continue to increase, making this not only a potentially attractive lifestyle opportunity, but an excellent hedge against inflation and thus a compelling real-estate investment too.

The property is being offered by Perez del Castillo Negocios Inmobiliarios, who are leading realtors in Carrasco and know the area very intimately.

When we last met with Juan Manuel Perez del Castillo, we mentioned that we would be sending this email to all those who we deemed could have an interest in living or having revenue in Montevideo. We have deliberately not copied Juan Manuel as we won’t disclose your email without your consent,  but if Serenoa is of interest to you,  I will be happy to put you in touch with him.  If not, I can still highly recommend him as a trusted real estate agent in Montevideo.

In any case, contact me, or – better still – contact my son Martin at martin@ushay.com , who has all the details on the building at the tip of his fingers.

We look forward to doing business together.  With best wishes,  Steve Rosberg

I sent this along to Super Spanish teacher, Spiro Michas, who is conducting a Super Thinking + Spanish course in Montevideo and he replied:  What  a coincidence, I know the person Steve  is referencing – Ana Koncke.  I met her last year at some of the expat meetings.   She’s originally from Uruguay but has lived in Austria, France and the US before recently returning.  She’s a lovely, interesting lady and we still keep in touch.  What a small world indeed!

Coincidences of this nature suggest that something life changing could be afoot so I have asked Spiro and Steve to get together so Super Spanish delegates can see some Uruguay real estate while learning Spanish.

Spiro Michas teaching Super Spanish in Montevideo.

super spanish course images

See details of the Montevideo  Super Thinking + Spanish Course here.

Gary

Learn Spanish in Three Days

Learn Spanish in Three Days ONLINE

The “Learn Spanish in Three Day Course” is now available online.

Learn Spanish in a day, or a week, month or any time frame that works for you.

I’m Gary Scott.  Over fifty years ago I started a business that has helped hundreds of thousands of subscribers learn about investing in Hong Kong (1960s and 1970s), Switzerland, London, Isle of Man (1970s and 1980s) and across Europe.  In the 1990s we took investors to Panama, Mexico and Ecuador.  That’s when we realized an incredible need for an easy way to learn Spanish.

See below how my wife Merri was able to create a program that allowed students to be speaking and understanding Spanish in just three days.

Thousands of subscribers have learned Spanish at our three day Super Spanish course.  These courses have been taught across the US, in Canada, Panama, Mexico, Ecuador, Uruguay and Spain.

spanish

A Super Spanish course in Florida.

Read below to see how and why we are now offering our Super Spanish course ONLINE for the first time.

Speaking Spanish as a second language has huge benefits.

You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak English at all.

You become one of a leading few when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says (bolds are mine): “Learning a foreign language is more than just a boost to your CV or handy for traveling. 

It will make you smarter, more decisive and even better at English. 

Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

You may choose to take more time using the ONLINE course to learn Spanish, but thousands of our readers have learned to speak Spanish in only three days at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

A special method of learning (called Super Learning) was created and refined by the Bulgarian educational master, Georgi Lozanov.   Lozanov transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

My wife Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 1970s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from students who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music to create Relaxed Concentration in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  

Merri was among just a few who learned directly from Lozanov.

gary scott super thinking session

Super Spanish relaxed concentration session.

You gain six valuable ONLINE Relaxed Concentration sessions in the online course that is delivered via the internet.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know.   This eliminates the need to memorize 99% of Spanish words.

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.   The normal three day course fee is $499 ($749 for a couple).

The ONLINE course is available at the highly reduced price of $79.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Young or Old

Most Super Spanish students are all ages ,

Gary-scott-spanish-course

Super Spanish students at this course ranged from nine to over eighty years old.

Become a Spanish translator!

The wife of one couple who attended explained how after just three days her husband ended up as an accidental translator.

She wrote:  Gary,  I have sent Merri a couple of messages, and  a story of Mike being able to translate yesterday for a Spanish person  who couldn’t understand what a man was trying to tell him!

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

The video below shows a super fast way to gain the basics so you can communicate in Spanish in just three days.

Gary-scott-super-spanish

Click here for FREE Super Spanish video.

Still can’t believe you can learn Spanish in a short time?

You have nothing to lose but to try.

The ONLINE Super Spanish course has our, full satisfaction or money back, guarantee. 

Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

 

International Investing & Business Index


Making international investing and business decisions based around an index of happiness can add depth to your international investment and business decisions.

Understanding what will happen globally is important to everyone’s decision making process on where to do business… where to invest and where to live.

We’ll see below that Ecuador is high on NEF’s (New Economics Foundation) Happiness Index (more on the index in a moment)… but this index is about much more than Ecuador.

This index is about the world… the future…. prosperity and poverty… life and death.  We should know it… especially because it is quite hard to believe.

You’ll see below why:

* Seemingly poor countries may have an advantage in the years ahead.

* The richest countries may not be the best places to invest or start a business.

* How to use new techniques to see what the future may bring socially and economically.

NEF is an independent think-and-do tank that tries to analyze real economic well-being.  NEF’s aim is to improve the world’s quality of life by promoting innovative solutions that challenge mainstream thinking on economic, environmental and social issues.

NEF says:  NEF’s report, the Happy Planet Index: An index of human well-being and environmental impact, published in association with Friends of the Earth, moves beyond crude ratings of nations according to national income, measured by Gross Domestic Product (GDP) to produce a more accurate picture of the progress of nations based on the amount of the Earth’s resources they use, and the length and happiness of people’s lives.

The Happy Planet Index (HPI) strips the view of the economy back to its absolute basics: what we put in (resources), and what comes out (human lives of different length and happiness). The resulting Index of the 178 nations for which data is available, reveals that the world as a whole has a long way to go.  In terms of delivering long and meaningful lives within the Earth’s environmental limits – all nations could do better.  No country achieves an overall ‘high’ score on the Index, and no country does well on all three indicators.

This index is important because everyone is increasingly faced with complicated problems, parts of which are unknown or unreachable.

This index is worth sharing because as I read it,  my first thought was “nonsense.”

Who would have placed the nations of Guyana, Bosnia, Georgia  and Romania above the UK for happiness?  Yet  Guyana is 63rd in the index. the UK 74th.

Here is 63 to 74 on the happiness index.

63. Guyana
64. Belgium
65. Bosnia and Herzegovina
66. Slovenia
67. Israel
68. Korea
69. Italy
70. Romania
71. France
72. Georgia
73. Slovakia
74. United Kingdom

Guyana happier than France and the UK?

I wanted to reject it.

Then it made me begin to realize… the somewhat disturbing fact that as far as potential for happiness goes, Americans are almost at the bottom of this international index… along with the British and most Europeans.

Reading this index made me realize that we cannot use old standards of the past to analyze what will happen in the future.

About the time of this thought, a page from an old John Sanford novel, “The Hanged Man’s Song” came to light.

The prime person in this fiction is a computer hacker… a very logical, scientific thinking person… but who also from time to time uses a totally unscientific way to process information… tarot cards.

The story says:

So I got the cards out, my tarot cards.  I’m not exactly a scientist – I was trained as an engineer-but I have studied the philosophy of science and I’m a true believer.  The tarot as a predictive system is superstitious nonsense. The deck is useful as a gaming device, though and that’s how I use it.

Like this: we are forced to deal with complicated problems, when some facets of the problem are unknown or unreachable, we deal with them in terms of our past experience. That’s almost inescapable. But approaches that are useful with some problems don’t work with others. The tarot deck, when used as a gaming system, pushes you outside past experience and encourages you to think of new ways to deal with it.

Say for example, you are involved in a complicated business transaction and that the group you were involved in a complicated business transaction and that the group you were dealing with, the opposition,consisted of five men and a women. You begin doing the tarot spreads and see a number of indications of female influence.

This does not mean that the deck correctly predicts female influence in the transaction, but suggests that you should sit back and think about the woman on the other side, who might otherwise seem to be just another functionary. Why is she there? What specific influences does she have? Is there a way to approach her that would help the deal?

This has nothing to do with supernatural-it’s simply a human way, and a fairly subtle way to game a problem.

This started me looking at the index more.

international-investing

Sustainability and cost of happiness are a part of the index. This is why we grow some of our own crops at our farm… like the lettuce we harvest around our backyard pool.

The Happiness Index pushes us beyond our past experience.  This international index does challenge mainstream thinking.

Imagine Haiti is 41st on the list.  Denmark 105th.

99. Uruguay
100. Ghana
101. Latvia
102. Australia
103. New Zealand
104. Belarus
105. Denmark

That started me thinking for sure.

NEF is composed of some very intelligent people so their approach does have  logic. NEF calls it a new global measure of progress, the ‘Happy Planet Index’.

The NEF logic factors in the short and long term cost of happiness.

Mainstream thinking uses measurements like growth of GDP… but ignores the relativity involved. If GDP rises 10% this is considered good.  Traditional thinkers do not ask what is the cost of this growth to our environment. How much will we, our children and grandchildren have to pay in the future for this current growth?

Nor does the mainstream paradigm compare the happiness efficiency of a nation.

The NEF Happiness Index takes into account whether a culture is using more than its fair share of the Earth’s resources.

This creates a new international ranking of environmental impact and well-being and reveals a very different picture of the wealth, and poverty of nations.

Environmental Efficiency

NEF’s view is that Happiness Efficiency is a phrase and concept worth knowing and using in consideration of the overall (long and short term) success of a nation.

We all know the benefits of efficiency. Now we have a way to measure a really important long term efficiency.  We could call it the “cost per smile” or “laughter earning ratio”.

This really makes sense because it is the inherent nature of all living things to strive for happiness and satisfaction and avoid stress.  If the population of a nation needs to do and spend a lot to attain it… that nation is likely to have economic problems due to its lack of efficiency compared to other nations.

NEF’s index combines environmental impact with well-being to measure the environmental efficiency with which countries provide long and happy lives.

The results are surprising, even shocking.

The index shows a very different hierarchy of success than we normally assume.

For example, the US is a disappointing 114th in happiness ranking behind  countries like Mongolia, Malawi and Chad.

106. Mongolia
107. Malawi
108. Russia
109. Chad
110. Lebanon
111. Macedonia
112. Congo
113. Madagascar
114. United States of America

NEF’s report also says:

“It is clear that no single nation listed in the Happy Planet Index has got everything right. But the Index does reveal patterns that show how we might better achieve long and happy lives for all, whilst living within our environmental means. The challenge is – can we learn the lessons and apply them? Governments the world over have been concentrating on the targets for too long. If you have the wrong map, you are unlikely to reach your destination”, says Nic Marks, head of NWF’s Centre for well-being.

The HPI shows that high levels of resource consumption do not reliably produce high levels of well-being (life-satisfaction).  This suggests that it is possible to produce high levels of well-being without excessive consumption of the Earth’s resources.

The report also shows that a culture can have a long, happy life with a small environmental impact.   America and Germany have similar life satisfaction and life expectancy. Germany’s Ecological Ecological footprint is barely half that in America.   This means that Germany is twice as efficient as the USA at generating happy long lives based on the resources they consume.

international-investing

Sustainability is important for long term happiness which is why we bought a farm with lots of spring fed water, like this stream that flows in our backyard.

How can we use this index in business and investing?

I am not sure how accurate this index is or how important it will be.  Accuracy is not all that important though because, if nothing else, this index is a thought process put together by intelligent people that can help us see and think outside the box… something we always need to do.

We must always ask, what comes next?  This index might help us answer this question by adding one more small light that reflects of what might be in the days ahead.  Now we can see better how a country is doing now plus how the cost of the current success may affect the future.

Thinking outside the box is almost always a criteria for long term success. For those who believe this, NEF’s Happiness Index will help make them happy!

Ecuador is 25th on the index.  See the top 25 countries on the index and more about Ecuador’s Index here

Gary

Join us July 24-26 in the cool Blue Ridge during the hot summer and save $299.

We hope you’ll share our beautiful lifestyle in the cool Blue Ridge with us this summer. July 24-26 IBEZ North Carolina

Enjoy the farm and our pools.

internet-business-idea The Cabin pool.

Enroll in our July 24-26 seminar and I will enroll you in our course Tangled Webs – How to Have an Internet Business free. You save $299.

Merri and I love our life in the Blue Ridge… the rushing streams and..

investing-course

cool, green forest.

We invite delegates to the farm for lunch and we’ll take a walk through the woods with delegates who would like to…

investing-course

enjoy nature and the views.

We’ll have a wine tasting of Blue Ridge organic wines. Here are delegates at the tasting last year.

investing-course

I have just sent our multi currency email course subscribers a report on coffee related shares that now have a strong upward trend.

Enroll in our July 24-26 seminar and I will enroll you in our course Tangled Webs – How to Have an Internet Business free. You save $299.

July 24-26 IBEZ North Carolina

Read the NEF  report at www.neweconomics.org/gen/m1_i1_aboutushome.aspx

Ecuador Risk


Ecuador has risks.

As does everywhere.  In fact our world has more risk then ever before.

ecuador-risk

Are quiet Ecuador streets like this Cotacachi avenue at risk?

ecuador-risk

The young Ecuadorian children who go to school early, alone don’t seem to feel much risk.  Yet?

Change creates risk and we live in an era of increasingly rapid change.

Those who welcome this fact are those who have the best chance of success. ahead.

This is the era of rapid change… the era of  extra risk.  The current time period within this era is of accelerated change and risk.

This is an important message about how to manage risk in Ecuador or anywhere.

ecuador-risk

Even young children play alone in the Cotacachi Ecuador streets without much risk

Yet we must always take care.

Take for example the US travel advisory for Ecuador… read  without perspective. Ecuador risk would seem high.

Here are excerpts from the US travel advisory for Ecuador:

SAFETY AND SECURITY: The U.S. Embassy in Quito advises caution when traveling to the northern border region of Ecuador, to include areas in the provinces of Sucumbios, Orellana and Carchi, northern Esmeraldas, and southern Esmeraldas, south of Atacames.  U.S. government personnel are under limitations with respect to traveling alone and over-nighting in these areas due to the spread of organized crime, drug trafficking, small arms trafficking, and incursions by various Colombian terrorist organizations.

CRIME:  Crime is a serious problem in Ecuador, and visitors should be alert and cautious.  Non-violent crime is common: hundreds of Americans are robbed every year in Ecuador.   Incidents of rape have increased, even in well-traveled tourists areas and when the victims traveled in groups for safety. Shootings, kidnappings, and carjackings are still relatively rare, but American citizens have been victimized by those crimes.  The Ecuadorian government has increased police patrols in tourist areas, but travelers should remain alert to their surroundings and maintain constant control of personal belongings.

Criminals sometimes use incapacitating drugs such as scopolamine on unsuspecting tourists in order to rob them.  These so-called date rape drugs are put into drinks in order to drug the unsuspecting victim.  This drug can render the victim disoriented and can cause prolonged unconsciousness and serious medical problems.  Never allow a stranger to “buy” you a drink and never leave your drink unattended.  Several American citizens have reported thefts of property following ingestion of such substances.

Does Ecuador sound risky?

Ecuador sounds risky until you read the travel advisory for Italy.  Here are excerpts from the US travel advisory for Italy:

Some travelers are victims of rape and beatings.  There are incidents of drinks laced with drugs being used by criminals to rob, and in some cases, assault tourists.  Many of these incidents occur in the vicinity of Rome’s Termini train station and at major tourist centers such as Campo de Fiori and Piazza Navona, as well as in Florence and Naples.  Criminals using this tactic “befriend” a traveler at a train station, bus stop, restaurant, café or bar in tourist areas, then eventually offer a drink laced with a sleeping drug.  When the tourist falls asleep, criminals steal the traveler’s valuables.  There are also instances where the victim is assaulted, either physically or sexually.

Petty crimes such as pick-pocketing, theft from parked cars, and purse snatching are serious problems, especially in large cities.  Clients of Internet cafes in major cities are also targeted.  Tourists who have tried to resist petty thieves on motor scooters have suffered broken arms and collarbones.

The U.S. Secret Service in Rome is assisting Italian Law Enforcement authorities in investigating an increase in the appearance of ATM skimming devices.

Organized criminal groups operate throughout Italy, but are more prevalent in the south.  They occasionally resort to violence to intimidate or to settle disputes.

Italy could seem risky as well until you read the travel advisory for Spain .  Here are excerpts from the US travel advisory for Spain.

SAFETY AND SECURITY:     Spain and Andorra share with the rest of the world an increased threat of international terrorist incidents.  Like other countries in the Schengen area, Spain’s open borders with its Western European neighbors allow the possibility of terrorist groups entering and exiting the country with anonymity.  Spain’s proximity to North Africa makes it vulnerable to attack from Al Qaeda terrorists in the Maghreb region.  Americans are reminded to remain vigilant with regard to their personal security and to exercise caution.

In the deadliest terrorist attack in recent European history, in March 2004, Islamist extremists bombed four commuter trains entering Madrid, causing 191 deaths and over 1,400 injuries.  Spanish authorities tried the suspected terrorists and their co-conspirators in February 2007 and convicted in October 2007.

The Basque Fatherland and Liberty (ETA) terrorist organization remains active in Spain.  ETA has historically avoided targeting foreigners, directing their attacks against the police, military, local politicians, and Spanish government targets as well as attempts to disrupt transportation and daily life. However, foreigners have been killed or injured collaterally in ETA attacks.  Two examples of this are the Barajas Airport bombing in December 2006, in which two Ecuadorian nationals were killed and the bombing at the University of Navarre in October 2008, in which 17 students were injured including one American student.  In addition, bombs have been used as part of criminal extortion of businesses, particularly in the Basque region. The risk of “being in the wrong place at the wrong time” in event of an ETA action is a concern for foreign visitors and tourists.  U.S. tourists traveling to Spain should remain vigilant, exercise caution, monitor local developments, and avoid demonstrations and other potentially violent situations.

Street crimes against tourists occur in the principal tourist areas.  Madrid and Barcelona, in particular, report incidents of pick-pocketing, mugging and occasional violent attacks, some of which require the victim to seek medical attention.  Although crimes occur at all times of day and night and to people of all ages, older tourists and Asian Americans seem to be particularly at risk.  Criminals frequent tourist areas and major attractions such as museums, monuments, restaurants, outdoor cafes, Internet cafes, hotel lobbies, beach resorts, city buses, subways, trains, train stations, airports, and ATMs.

Thieves often work in teams of two or more people.  In many cases, one person distracts a victim while the accomplices perform the robbery.   Spanish authorities warn of the availability of so-called “date-rape” drugs and other drugs, including “GBH” and liquid ecstasy.  Americans should not lower their personal security awareness because they are on vacation.

We could go on… in Europe…  in Asia… or anywhere.

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Parents in Cotacachi Ecuador do not feel much risk when they let their children play in the parks.

Mostly, places are not the cause of risk.  The causes of risk  are within,  our awareness, our actions, our  patterns and habits.

If one becomes aware of change and adapts accordingly… there is no risk.  There is opportunity instead.

Early adapters are called risk takers.   They are not.

Real risk takers are those who do not  adapt because…  we know…  there is change.

The real risk is living by OLD rules in a NEW world.

The real risk is believing in General Motors for example… because it is the biggest… oldest… so it must be safest.

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Young lovers in Ecuador can meet safely in out of the way places.

The world is new every day and each day, some old rule no longer works.

The old rules used to say that the Western world was safe… and the emerging world riskier.   The old rules said that the Western world had low crime…  the emerging world had high crime.

Yet look at excerpts of a recent New York Times article entitled “Prison Spending Outpaces All but Medicaid” by Solomon Moore (See a link to the entire article below) says:

One in every 31 adults, or 7.3 million Americans, is in prison, on parole or probation, at a cost to the states of $47 billion in 2008, according to a new study.

Criminal correction spending is outpacing budget growth in education, transportation and public assistance, based on state and federal data. Only Medicaid spending grew faster than state corrections spending, which quadrupled in the past two decades, according to the report Monday by the Pew Center on the States, the first breakdown of spending in confinement and supervision in the past seven years.

This suggests that the US has quite a lot of risk… both in crime and health.

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Ecuador people are by nature, caring, friendly and warm.

Sometimes I get letters like the one below from readers who have been victims of crime in Ecuador.  This reader lost her computer and camera when she forgot them in the business lounge at the Radisson hotel in Quito.

Dear Gary,  Can you believe, the Quito police, working with the Radisson hotel, found my  briefcase with the computer and other small items and had them sent by Federal Express to me.  I had provided them with the receipts of all the items stolen, for the items they were not able to send me  (camera and cellular phone) I was reimbursed via bank transfer. I still can’t believe it.  This was a good ending and so unexpected.  send you all love, and good thoughts. Laura

New rules about risk are being written every day and our daughter Francesca shared some thoughts on this when she recently visited us here.

Fran is quite a traveler.  Here early studies were in England… Gloucestershire and Birmingham.  Then she spent more for more than a year in Spain and Costa Rica, and moved to Naples and Delray, Florida which were bases for her to  manage real estate tours in Argentina, Belize, Chile, Ecuador and Uruguay.

She worked for several years doing human rights training in Geneva, Switzerland before returning to get her Masters degree at London School of Economics.

Then  she worked in London for the Crown Agents where she was assigned
as a project manager and consultant to governments in Nigeria,  Peru, Sierra Leone and South Africa.

She has worked the last several years  as a development planning, monitoring & evaluation consultant in Swaziland and is returning there now on a contract with the United Nations.

As a young, single woman (now married) she has had to be aware of risks traveling everywhere from Florida to London to Lagos.

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Here I am with Francesca on her wedding day.

Fran & Sam rode to their reception in Richmond Park on a bicycle built for tow.

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Riding a bike through London traffic… now that is risky!

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Here are some common sense thoughts that Francesca shares about living with risk.

Living with Risk by Francesca Scott

We’re living in risky times; from the economic collapse, to swine flu, to erratic weather conditions.  It sometimes surprises me when people ask me if I’m not worried about living in Swaziland (my current home), because, they say, Africa is such a dangerous place.  I figure that when I return to London, my risk of being attacked in a terrorist attack skyrockets.  And I am still dumbfounded by the fact that children are screened for guns at schools in the United States.  By the way in England for the first time screening for knives has begun in some inner-city London schools.

The issue of risk came to mind recently, when I was visiting my Grandma. One evening over dinner, the discussion turned to the security situation in Swaziland, and I mused that in certain ways I feel safer in Swaziland than I do in parts of London. My Grandma commented that gangs were increasingly becoming a problem in Portland, her home city, and that she didn’t feel that safe these days.  The next day, as we stopped at the local bank, I was surprised by the thick wall of bullet proof glass completely separating the staff from the general public. They don’t have that in banks in London, or in Mbabane, Swaziland’s capital city.

I began thinking about how easily we adapt to different risks within our local environments. In many countries, one would be crazy not to have bars on lower windows. In central London, I hold my bag very close to my chest – I value my purse and cell phone too much. My mother-in-law, who lives in Australia, actually leaves her keys in her car when she stops at a store to pick up groceries (gasp!).  Sadly, I doubt that will last for much longer.   So does my Dad in NC.  They have a policy on the farm that all keys remain in all vehicles…just in case someone needs to jump in one!

Each country has a different risk profile, from pick-pockets, to pollution, to drug barons.  I am not saying that Swaziland does not have its dangers – my house has been broken into several times, and I drive much more defensively than I would in the US or the UK (mostly to avoid wayward cows that have drifted onto the road).  The important thing is to be fully informed about the risks.  This might sound obvious, but sometimes people are scared off by unfamiliar risks or misinformation.

It’s also worth remembering that there are often a variety of ways to mitigate those risks through effective prevention methods, so long as you know the rules. Most of us are guilty of exposing ourselves to unnecessary risk as a result of ignorance at one time or other, and are lucky that we’ve lived to tell the tell. I was threatened at knife point by a drug addict in a park in Spain, when I lived there as a student.  When I recounted my story to my Spanish roommate, she told me that I was a fool to be in that park in the first place, ‘…didn’t you know that it’s the favorite haunt for heroine addicts in the city?’  Well, no, obviously I didn’t know at that time, but it was a valuable lesson for me about the importance of knowing the rules.

I must admit to being a little scared before I went to Swaziland.  After all, it’s in one of the poorest parts of the world, and only three hours drive from Johannesburg, a gang-ridden, violent city. I also couldn’t shake off all those awful images of Africa I’ve seen on the evening news. I told myself that I would try it out for six months (I figured I could survive for that length of time in an underground bunker living off tinned corned beef and bottled water if it was that bad), and make a decision from there about whether or not it was for me. Two-and-a-half years later, I still thoroughly enjoy living here and am very glad that I resisted my initial anxieties.

For those considering buying property, or even moving to Ecuador, or any other country – developed, developing or downright poverty stricken for that matter – I would recommend to take the time to become fully informed about the types of risks you might face.  You can find out a lot from the internet and books, but it would be a shame to be scared off by some of what you read or by the well intentioned comments of a neighbor who hasn’t ever lived away from their home town.

Everyone comes from a different starting point, and everyone has a different risk threshold.

Also, the dramatic stories tend to be more interesting to tell.  While reading around can certainly offer you a variety of different and valuable viewpoints, it’s also important to talk to people who have lived in the country. Locals can be an invaluable source of information, while ex-pats may be more appreciative of the kinds of risks unanticipated by a foreigner, risks that may seem glaringly obvious to a local. Also, find out what you can do to mitigate those risks. Often you can reduce your exposure significantly using the appropriate precautions. If you think that the benefits outweigh those risks, then go down and check out the country for yourself.  That’s the only way you can really know if the level of risk is one that you could tolerate.

It might be that the risks are in some countries and in some places, in fact, just too high, pushing you beyond your comfort zone, or that the restrictions necessary to reduce your risks would make you feel stressed and claustrophobic. It’s no fun lying restless at night at night because you’re worried over a break-in, even though you have an alarm, or resent the lack of privacy from having a guard permanently outside your house. If you’re looking for the exact replica of your own community, with the same level of risk, and a Starbucks around the corner thank you very much, then somewhere like an emerging country really may not be for you. There will inevitably be new and different risks in poorer countries, some to which you, as a foreigner, could be at much higher risk than a local.

But take a moment to reflect on the risks that you face in your daily environment back home, and you might find that such risks are relative. While some risks will be new when you move abroad, you will also leave some behind. Therefore, before making any decision of moving to a country other than your own, I recommend making sure that you are informed by the reality on the ground, not some misconception fed by the media or well-intentioned homebodies. Only with that information can you gauge whether you’ll be comfortable with the type and level of risk you might face. For an adventurous soul, you may well find that the benefits of living in a new culture, the fun of exploring a foreign terrain, make everything worthwhile.

Risk assessment is a vital part of survival and success in today’s world.

This has always been true so always consider risk… but when you evaluate danger… don’t  just look at the places where you will be.   Review your thinking, your habits and patterns to see how you can turn risk into opportunity.

Gary

Join us here at our hotel Meson de las Flores.  Learn more turning risk into opportunity at our courses and tours.

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June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

See the entire article Prison Spending Outpaces All but Medicaid at http://www.nytimes.com/2009/03/03/us/03prison.html

Ecuador Flower Income


Here is a way to earn income and help the environment and the poor… with Ecuador flowers.

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Our last three messages have looked at advice from billionaires Warren Buffet, Li Ka-Shing and T. Boone Pickens on how to use this economic correction to create wealth.

Here are quotes from another billionaire… Geroge Soros  who said:

Markets are constantly in a state of uncertainty and flux and money is made by discounting the obvious and betting on the unexpected.

This is why the current market downturn creates opportunity.   Changes in the  socio-economic paradigm create new unexpected opportunity.  As the establishments crumble, new opportunities are created.

This makes life really exciting (and lucrative) for the business pioneers who accept and embrace change.  Merri and I feel this way every day and hope to share the excitement and opportunity with you.

Soros also said:

I think there’s a lot of merit in an international economy and global markets, but they’re not sufficient because markets don’t look after social needs.   I’m not doing my philanthropic work, out of any kind of guilt, or any need to create good public relations. I’m doing it because I can afford to do it, and I believe in it.

Merri and I could not agree more.  We have been involved in international business for 40 years, but became involved with Land of the Sun Foundation (LOTS) because we want to help the poor beyond business..

Soros’s final sage comment is: The worse a situation becomes the less it takes to turn it around, the bigger the upside.

There are several ways to take advantage of the current economic situation… invest in stocks… real estate… commodities or  to have or start your own business.

This is why I am writing this series on Ecuador business ideas and have focused on the environment and using organic products which helps all three of the problems above.

This is also why we have for the past two years been offering Ecuador roses to help LOTS.

Now we have combined a way for our readers to develop extra income and help the indigenous poor with Ecuador flowers.

Robert Ribadineira, our flower supplier,  has now created a Fresh Flower Party Plan for flowers that can help you earn income as you help the poor.

Party plans have been  a highly successful way to introduce new ideas by displaying and demonstrating a product to those gathered at a party.

Roberto’s Premium Flower Party not only develops income potential and helps the poor but also helps resolve a huge problem that the economic downturn has created in the US.

The problem is that in the last two years nearly 30% of America’s florists have gone out of business.

It is harder and harder to get fresh premium quality flowers.  The new paradigm is that low quality, short lived cut flowers now rule the market.

Roberto’s  Premium Flower Party creates a new, fun and fulfilling way for Americans to have top quality fresh flowers in their homes.

The party plan originated with the  Tupperware company in the early 1950s. Tupperware’s success was widely copied and the idea hosting a social event in homes to demonstrate a product has become a popular and proven business model that combines fun and personal customer service.

Party plans have been used to sell items such as kitchen products, home decor, jewelry, skincare and cosmetics.

Yet fresh premium quality flowers have never been marketed via a party plan…until now.   The demise of so many florists and new three day Fedex delivery capabilities have made the Premium Flower Party a logical entry in the new economic paradigm.

Here is a note that Roberto sent to me.

“Gary, The program will begin as follows. I expect some small changes as we evolve and adjust to circumstances.

Leather Leaf Fern

Ecuador-flowers

We can provide our party hostesses with a nice variety of flowers.

COMBO 1

1-      100 roses with 4 different colors all of the same tone (ex: pinks, pinks bicolors), or 4 different colors of different tones $90
2-      10 bunches of leather leaf $61.53
3-      12 bunches of hypericum $93.36
4-      This will make 25 arrangements  with 4 roses,  4 leather leafs and 4 hypericum in each bouquet.

Hypercium

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COMBO 2

Gypsophylia (Baby’s Breath)

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1-      100 roses with 4 different colors all of the same tone (ex: pinks, pinks bicolors), or 4 different colors of different tones $90
2-      12 bunch of gypso (baby´s breath) $85,88
3-      12 bunch of daisy assorted $73,68
4-      This will make 25 arrangements with 4 roses with 4 gypso and 2 daisy in each bouquet.

Daisy

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COMBO 3

1-      100 roses with 4 different colors all of the same tone (ex: pinks, pinks bicolors), or 4 different colors of different tones $90
2-      25 stems of oriental lilies $55.75
3-      12 bunch of alstromerias assorted $91.68
4-      This will make 25 arrangements of 4 roses with 1 oriental lily and 4 alstromeria on each bouquet.

Alstromerias

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Last year Merri surprised me on Father’s Day not with roses but 25 fresh Ecuador Lilies! I was thrilled at their beauty, aroma and endurance. Here are those Ecuador lilies in our home.

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The arrangements are the freshest premium quality flowers.

The can be sold at the Premium Flower Party at $19.99, a price that  is very hard to duplicate. Selling 25 bouquets at the party creates an income of $499.75 or double the cost of the flowers.

The fun is that each person makes their bouquet at the party!

We will provide a pamphlet for each customer with instructions on how to take care of flowers and 25 packs of flower food, plus a DVD that shows how to make the flower arrangement.

We plan to offer a different bouquet every two weeks so hostesses can even create a Premium Flower Party Club so guests come twice a month to make their bouquet and take it to their home.

The party hostess can also become a florist and take special orders between each party.

Each host or hostess can determine how much he or she would like to contribute to Land of the Sun Foundation… $20 or more.

Regards, Roberto

The really good news is that Ecuador flowers and roses are truly the best because there is 365 days a year of direct sunlight.

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We have roses everywhere in our hotel. In the court yard where we dine.

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In the rooms.

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In the hallways.

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Even in…

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our food displays.

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The Premium Flower Party is a good way to earn income for those who like flowers… like parties… and want to work from home.

George Soros had written a  fascinating book entitled, “The New Paradigm for Financial Markets”.  This book explains that the next generation will have to understand bubbles rather than ignore them.  He is a deep thinker with ideas several decades ahead of his time.

The flowers delivered are environmentally friendly and fair trade flowers.

Roberto’s Fresh Flower Party Plan is an idea who time has come and you can contact Roberto at roberto@webflowermarket.com

Until next message, may all your income be good and come with care.

Gary

To help you learn how to earn income anywhere,  I am making a special offer with two days to go. (I have extended this two days due to our web site problem).

You can have the “The Tangled Webs We Weave”…our course on how to have a Web Based  Business… FREE..

I launched this course earlier this year and am making a special offer…that gives you this course free…and more.

Now you can learn everything that I do to create income and have fun and fulfillment in a web based micro business.  Here is a  special offer.

This new course entitled “Tangled Webs We Weave – How to Have Your Own Internet Business” is available at $299.

This is a bargain. Merri and I have been traveling and doing international business for 41 years. We have had a web based business for over ten years. You can share everything we have learned.

However when you sign up for Tangled Web in March 2009, I’ll include two of my other emailed courses, How to be a Self Publisher and International Business Made EZ  FREE as well.

PLUS…

My webmaster is joining Merri and me at our two North Carolina courses this year for our first Tangled Web seminars.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

If you have ordered Tangled Web, I will reduce any of these course fees by $299!

In all you receive the emailed “Tangled Web” course, International Business Made EZ” and “How to be a Self Publisher”,  FREE when you enroll in either the July, October or November seminar.

Enroll here $299

or enroll for any of the three courses above. I’ll send all three emailed courses free right away.

We provide our standard, full guarantee. Enroll.  Try the course for 30 days. If not satisfied we’ll give you an immediate, full… no fuss refund.  This offer expires at midnight April 3, 2009.

What delegates say about our courses.

“Gary & Merri We enjoyed our adventures with your tours this month and plan to make Ecuador a part-time residence as a result; after spending time on our month-long odyssey in Argentina, Uruguay, Panama and Ecuador.  Our best to you and Merri

Power Distance Index Profits


Power can bring profits in many ways… the first via the Power Distance Index.

I recently wrote in Ecuador shamans and truth how Merri and I have been drawn more and more back to the USA.   We have enjoyed phenomenal success in Ecuador but we are pioneers… Our investments and business are early in and early out. Ecuador is now really well on its way and for us this is not so fun.

We’ll look at how the Power Distance Index makes Ecuador living better.  First more on PDI.

We’ll still enjoy time in Cotacachi and on the Pacific, but we are arranging for others to take over the day to day so we can  head off on a new adventure.

Part of our next horizon is to make our North Carolina farm much more self sustainable and to share what we learn in the process.

Thinking about this leads me to share some other thoughts on power and the Power Distance Index.

One powerful investing and business idea is to invest in countries with a low Power Distance Index (PDI).

Malcom Gladwell explains this in his newest book “Outliers” a book about what makes  success.

One part of the book looks at the importance of the Power Distance Index in each nation.  This is vital information because it explains how countries differ in their approach to dealing with risk and uncertainty.  The ability to handle risk and uncertainty  in changing times is vital.

Here is how the website www.kwintessential.co.uk describes PDI.

The Power Distance Index (PDI) is one of the five intercultural dimensions developed by Hofstede. In short this cultural dimension looks at how much a culture does or does not value hierarchical relationships and respect for authority.

Examples of cultures with high PDI scores include Arabic speaking countries, Russia, India and China. Those with low scores include Japan, Australia and Canada. See a world map of power distance index scores.

So how does this manifest in a culture or country?

In a high power distance cultures the following may be observed:

. Those in authority openly demonstrate their rank.
. Subordinates are not given important work and expect clear guidance from above.
. Subordinates are expected to take the blame for things going wrong.
. The relationship between boss and subordinate is rarely close/personal.
. Politics is prone to totalitarianism.
. Class divisions within society are accepted.

In a low power distance culture:

. Superiors treat subordinates with respect and do not pull rank.
. Subordinates are entrusted with important assignments.
. Blame is either shared or very often accepted by the superior due to it being their responsibility to manage.
. Managers may often socialize with subordinates.
. Liberal democracies are the norm.
. Societies lean more towards egalitarianism.

The Power Distance Index is a measure of the attitude toward hierarchy.  In short the PDI shows how much people overall, in a country, respect authority.

This index is really important in this rapid changing world because authority almost always lags behind reality.  Authority resists required change to adapt in altering conditions.  Countries with a high PDI suffer from change.

For example the US has a low PDI. Russia has a very high PDI.  Thus during the changing 1980s the Soviet Union disintegrated while the US rebounded and thrived.  PDI differences were not the only reasons for this but when a nation’s leadership cannot communicate with its people…  it cannot sense reality as times shift.

On the subject of the 1980s. Many readers are worried about the current economic downturn.  Current conditions are not as poor as during the twin recessions of the 1980s, when unemployment exceeded 10 percent.  This downturn is on track to be worse… but not yet.

Gladwell writes in “Outliers::  In low power index countries, power is something is something in which power holders are almost ashamed and will try to underplay.  In Austria (a low PDI country)  Prime Minister Bruno Kreiskt was known to sometimes take a streetcar to work.

Here are six countries with high PDIs:
Brazil
South Korea
Russia
Mexico
Philippines
Uruguay

Six Countries with low PDIs:
Austria
Denmark
United States
Ireland
Australia
New Zealand

A low PDI can help a country adapt faster and better to change, so look for investments in countries with low PDIs. 

This message is an excerpt from our latest multi currency lesson.  You can read what to do now as a multi currency subscriber. Learn how to subscribe here.

However countries with high PDIs are often better for living.

I was thinking about this one recent morning while visiting Quito.  This is one of the world’s beautiful cities so I rose to watch the dawn.  The day broke in glorious rose patina.

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Like the days ahead…  the view was obscured until the light began…

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to reveal Quito’s beauty.

Ecuador’s Power Distance Index in Ecuador is a bit high. This does not stop a great city from growing. I loked out and saw that there was plenty here.  Riches enough.  All the …

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creature comforts…

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glowing in the daybreak.  Every material thing a person could want…

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As the light spread, i dressed and rode up to the hotel restaurant.

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I’ll looked out at Quito again in the light of day.

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There is amazing wealth here. The hotel restaurant is opulent.

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With amazing views around the city.  yet the prices here are low in part because…

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poor government is created with the help of a high Power distance Index. This  keeps most of the people in Ecuador poor.  This means that we can help bring and spending our money here.   This who do, help Ecuador’s poor and are rewarded with good living at a low price.

This reinforces what I wrote in “Multi Currency Bank Safety

Live in one country
Bank in a second country
Invest in many countries
Earn in two or more countries
Use a company incorporated in a fifth country
Take a second residence

On the subject of banking abroad Denmark has the second lowest PDI in the world (Austria is number one) so it is not surprising that for the last 20 years my major bankers have been in Copenhagen and Vienna.  I like the autonomy that investment advisers have in low PDI countries.

This is in my estimation one reason why Jyske Bank (Denmark’s second largest bank) was not caught in the sub prime or Madoff scandals.

Bank’s in countries with a low PDI are more likely to use the wisdom of their entire organization to head off trouble at the pass.

Organizations have enormous wisdom.

The book, “The Wisdom of Crowds, Why the Many are Smarter than the Few and How Collective Wisdom Shapes Business, Economies and Societies and Nations” by James Surowiecki tells how potent the wisdom of a group can be.

The book begins by telling how at the annual West of England Fat Stock and Poultry Exhibition in the fall of 1906, a British scientist became interested in a weight judging competition. 800 people, smart, dumb, old, young in all types of professions guessed the weight of two dressed oxen. The correct answer was 1,197 pounds. The scientist’s research found that the collective estimate was incredibly close, 1,198 pounds.

The book suggests that there is an uncanny and generally unconscious collective intelligence at work. The book shows how clouds of birds seem to move in one mind but actually are each acting on their own following four simple rules:

#1) Stay as close to the center as possible.

#2) Stay two body lengths away from your neighbor.

#3) Do not bump into another bird.

#4) If a predator dives at you get out of the way.

The book suggests that rather than crowds being mindless mobs that the many are weirdly smart and effective even when many of the group are average or below in intelligence or experience.

A key point that the article makes is that there is incredible effectiveness in a diversity of individual intelligences and this is why we are sharing ideas about trends at this site. There are thousands of us reading these messages so perhaps our problem solving ability grows to the 4000th power.

However if a high PDI disconnects its leaders from this wisdom… the organization’s wisdom is wasted.

Bank safety is vital now and PDI can count. Here is a wonderful shot taken by our friend Dennis Goff.  Placid… yet most travel accidents… in air and by oat are caused by a high PDI. The Captain does not listen to his crew!

When you travel… wen you bank… when you invest look for low PDI!

High Energy Sunrise

This is why you may want to join me with the staff of Jyske Global Asset Management in Naples Florida to learn more about where in the world to invest now.  Learn how to attend this course free and save $499 to $750.

Until next message good global investing!

Gary

One of the best ways to prosper in this downturn is with your own internet business. You can enroll in our email internet course here for $299. However if you sign up for all three courses in June or later in 2009, I’ll send it free. You save $299. Learn more here

Get our web based course FREE if you join us in Ecuador. Learn more here.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Florida Investment Course

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6 Ecuador Import Export Expedition
July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour