Tag Archive | "Tokyo"

Brazil Multi Currency Opportunity


See how my multi currency course subscribers have been able to gain up to 50% in Brazil during 2009.

Many readers at this site know me best as Mr. Ecuador.  However recently some of our subscribers have enjoyed the biggest profits as multi currency investors in Brazil.

Though Merri and I have been investing, living and working in Ecuador for over a dozen years now, our greatest expertise is as multi currency investors as we are in our 41st year.

See below how multi currency investing brought us to Ecuador and how your interest in Ecuador can now bring you a free subscription to our multi currency course as I present a survivors guide to currency and market turmoil.

Those interested in Ecuador do not have to change currencies when they travel here because Ecuador’s currency is the US dollar.

This means they need to learn how to make your money go up as the US dollar and stock markets go up and down…

The US dollar has fallen… badly against major currencies like the yen, euro and Swiss franc for 37 years.  You can see this long term, steady decline of the US dollar in this chart from Grandfather.com.

multi-currency-debt

One reason for this fall is the growing debt in the USA.

Now this debt is even worse. Here is a picture from USA Today that shows how the US public debt  has just grown 12%.

ecuador-tickets

Even minor currencies such as the Colombian peso, and Brazilian real have risen steadily versus the US dollar… 25%, 50% since the early 2000s and more.

Until.. in 2008, the greenback suddenly zoomed up… as stock markets collapsed around the world. Now the dollar is falling again.

Sideways motion like this destroys most investors.

Yet there is a way to earn even in these worst times…by learning how to spot value…that turns turmoil and currency shifts into profit.

This is not just a problem for Americans either. The dollar’s downfall affects currencies all over the world and creates global economic turmoil. For the modern economy to operate in its current fashion some reserve currency is required.

Yet what currency would you choose…the Chinese yuan…the euro…gold, oil? Would you trust your life savings to speculate on that?

Of three things we can be sure.

First, The US dollar will fall more…much more.

Second, there will be confusion. Many…in fact most uninformed investors will lose…a lot.

Third there will be inflation…worldwide due to the excessive spending in the current global financial bailout.

Smart investors who know how to spot value in multi currency portfolios at some of the world’s safest banks have already earned 57%…120% …263% so even with the doom and gloom, they are still ahead.

More important these same investors have learned how to survive through turmoil.

My name is Gary Scott. I have been writing and publishing information about the falling greenback and how to earn from it though international investing for over forty years (since May 1968 to be exact).

Fortunately I stumbled across multi currency investing at an early stage and wrote a book about this clear back in the 1970s when the US dollar was first beginning to erode.

Since that time my books and reports have helped hundreds of thousands of investors find hot areas of value in every decade.

In the 1970s we helped our readers  find investments in gold & silver as well as investments  in the currencies of Japan, Germany, Switzerland, England, Australia and Hong Kong.

In the 1980s, the Tigers, Taiwan, Singapore Malaysia and South Korea, & Turkey were the places where our readers gained value.

The 1990s saw South America (which led me to Ecuador) as the place to invest.

The early 2000s offered great value in China, India and Eastern Europe.

We have helped readers find good value real estate throughout this time, first in Hong Kong, then London, Switzerland,  Isle of Man, Dominican Republic and now Ecuador as well as in Small Town USA.

We have also helped readers bet against the US dollar throughout these decades which as the chart above shows has worked well.

Finally in the early 200os we began helping readers find good value green investments.

I would like to offer you a valuable real time emailed course that teaches how to invest in multi currency portfolios plus how to sometimes use leverage in these portfolios to create extra profits.

Sleepy Safe Portfolios Can Earn Over 100% Per Year

Multi currency investing does not require any fast trading techniques.  Multi currency portfolios are normally slow and sleepy investments…not currency contracts or futures speculations.  Most multi currency positions are aimed with a five year horizon…pretty sleepy compared to people who trade currencies (an entirely different and far riskier technique).  For most of us, slow and sleepy means SAFE!

Yet multi currency portfolios can be really profitable as well.

How sleepy and how safe?

Let’s look first at sleepy.

In 2006 we created an Asian multi currency portfolio consisting of just five award winning mutual funds.

We did not touch the entire portfolio for an entire year. Then after one year we made just five changes…dropping two mutual funds and adding three other mutual funds. Then we did not make another single change. That’s pretty sleepy, choosing a handful of mutual funds and making only five changes in two years.

How safe?

The portfolio was chosen with the help of one of the world’s safest banks and the mutual funds were held at that bank at all times.

Okay. Here is the big question. How profitable?

In the first year (2006) this portfolio rose 114.16%. Then we made the five changes mentioned (two funds dropped and three added). In 2007 this portfolio rose 122.62%. 2008 was a disaster year which we will look at in a moment.  But when your portfolio is over 200% in two years, it takes a lot of disaster to lose.

Suppose we get more specific.

That safe bank is a Danish bank. That’s good because in recent years Denmark has been rated by Standard & Poor’s as one of the safest country in the world in which to bank

The bank is Jyske Bank…well established with a history of over 100 years. Jyske is Denmark ’s second largest bank, with 450,000 clients in Denmark and over 30,000 abroad.

Jyske Bank has over 23 billion euros in assets and also happens to be one of the leading currency traders in the world. The Danes have always been big currency traders because as a small naval country surrounded by England, Sweden, Finland, Russia, Germany, Norway and other countries…they have always had to deal in many currencies.

This historically gained expertise means that unlike most banks (that trade only eight hours a day) Jyske maintains a 24 hour global currency and commodity dealer service. Many other large banks use Jyske to handle their off hour currency positions. This means that Jyske is huge when it comes to multi currency activity. In fact their turnover reaches $50 billion dollars a day.

Let’s address this issue of safety in more detail. Normally this is a pretty moot point. Right now everyone is concerned. Is a bank safe or not? I like Jyske from a bank safety point of view because there are three bank safety points, from the top down.

Bank Safety Point #1: A recent Yahoo Canada article shows a survey by the World Economic Forum listed five safest countries in which to bank.

Canada
Sweden
Luxembourg
Australia
Denmark

So Denmark is a safe place to bank. Now let’s look at Jyske Bank’s safety rating.

Bank Safety Point #2: Jyske Bank is Denmark’s second largest bank.
On October 10 2008, Moody’s affirmed Jyske Bank’s long-term Aa2 rating stable rating. This decision came despite the deteriorated economic prospects in Denmark, particularly in respect of the property market.

Bank Safety Point #3: Also on Friday 10 October 2008, the Danish Parliament passed a bill that secured all deposits and unsecured claims against losses in Danish financial institutions.
The rating of the Kingdom of Denmark is Aaa/AAA with Moody’s and Standard & Poor’s respectively.

That’s safe!

I happen to know Jyske Bank because I began using them (as my bank) over 20 years ago. They are one of the few banks that offers a special multi currency portfolio service for investors from almost anywhere in the world.

I was one of the first writers and publishers to begin writing about multi currency investing. Jyske bank was one of the first banks to offer a multi currency portfolio service…and they were my bank.

Not surprising we got together and have created a strategic alliance that can help you learn how to create multi currency portfolios that suit you.

My multi currency course helps readers learn how to find good value and develop multi currency portfolios that suit their specific circumstances.

Before I explain how you can use this course, let’s look at both the up and down side of these high performing portfolios?

The course provides two levels of education. Part one gives readers an extensive beginner’s guide to developing multi currency portfolios.

Part two is unusual and neat.  Part two educates in real time. We create multi currency portfolios and track them real time.  The education comes from dissecting and discussing the portfolio results.  This is a totally novel way to learn…real time from real portfolios created by some of the best investment managers in the world as these portfolios rise or fall in the market place…in the here and now.

Jyske Bank assists by providing all the portfolio details.   Our symbiotic relationship allows me to combine my experience with this bank’s incredible knowledge, real time capability and expertise so course subscribers can learn in a most practical way from some of the greatest multi currency experts in the world.

Here is our educational performance over the past few years.

We created five portfolios for educational purposes on November 1, 2005. One of the five multi currency portfolios was the Asian Emerging Multi Currency Portfolio. The portfolio started with a $100,000 investment and a $200,000 loan in Japanese yen (more on the loans in a moment).

This gave us $300,000 to invest in this portfolio.

Amount

Currency

Investment

75,000

Rupee

Jyske Invest Indian Equity Mutual Fund

75,000

Yuan

Jyske Invest Chinese Equity Mutual Fund

75,000

Yen

Jyske Invest Japanese Equity Mutual Fund

75,000

Multiple

Jyske Invest Emerging Market Bond Fund

Investments Total Value 300,000.00

Invested $100,000

Loan $200,000 100.00% JPY at 1.63%

Loan cost for one year $3,260.

This portfolio diversified into bonds and equities throughout Asia ..very multi currency.

Chinese yuan, Indian rupee, Japanese yen and more.

Twelve months later the portfolio was worth $417,420. Paying off the loan cost $203,260 leaving $214,160 or $114,160 (114.16% profit) on the $100,000 originally invested.

On November 1, 2006 we made the five changes mentioned above. We dropped the Japanese equities and emerging market bond mutual funds and added an Eastern European, Far Eastern and Turkey equity mutual funds. This is how the rearranged portfolio stood.

Amount

Currency

Investment

75,000

Rupee

Jyske Invest Indian Equity Mutual Fund

75,000

Yuan

Jyske Invest Chinese Equity Mutual Fund

75,000

EUR

Jyske Invest Eastern European Equities

50,000

Asian

Jyske Invest Far Eastern Equities

25,000

Lira

Jyske Invest Turkish Equities

Investments Total Value 300,000.00

Invested $100,000

Loan $200,000 100.00% Czech Koruna at 3.875%

Loan cost for one year $7,750.

As promised this portfolio only had five changes. We swapped the Japanese equity fund for a Eastern European equity fund and dropped the bond fund replacing it with a Far Eastern and Turkey equity fund.

May I, at this point, interject a note about Jyske Invest fund managers. They are a Danish firm and are the investment management affiliate of Jyske Bank. This rock solid organization uses a good value system have been rated #1 by Morningstar. They use this value system to select shares in their mutual funds and we place these funds in our multi currency portfolios because they are strictly regulated by the Danish government and have such an excellent record…because they focus on finding value, not market timing.

So how did this new updated portfolio do? From November 1, 2006 to October 31, 2007 the fund rose in value from $300,000 to $430,370. The loan payoff of $207,750 leaves a profit of $222,620 or a rise of 122.62%.

There you have it, a safe sleepy portfolio created at and held in one of the world’s safest banks. With only three trades in two years the performance has been up 114.16% in year one and up 122.62% in year two.

I am sure that when looking at performance like that you are thinking “how did the other portfolios do?” Good question and your suspicions are correct…some of the other portfolios did not rise this much.

Yet believe it or not some portfolios did even better.

For example the 2007 Green Portfolio consisted of six shares and rose 266.30%!

Here is the exact performance of all five portfolios for the last two years.

2006 Portfolio

US Dollar Long

9.04%

US Dollar Short

10.43%

US Dollar Hedge

11.46%

Emerging Market

42.93%

Asia Emerging Market

114.16%

2007 Portfolios

Dollar Neutral

38.67%

Dollar Short

48.19%

Swiss Samba

53.32%

Asia Emerging Market

122.62%

Green

266.30%

You can imagine with performance like this attracted quite a bit of attention…and it did.  However these high returns are not the important benefit you gain with our multi currency course.

Our course does not recommend nor manage portfolios.  We did not suggest that any single reader invest in any of these portfolios. The portfolios are educational and designed to help readers work with their own investment manager to create their own multi currency portfolio that suits their own special, individual needs.

Our multi currency investment course helps readers learn how to manage their manager… nothing more.

Yet this is incredibly valuable because Jyske Bank can provide a stable and safe institution for those who wish to employ a multi currency strategy.

The course helps guide readers so they can direct any investment adviser or investment manager who understands how to invest in more than one currency.

The course also helps you manage risk. The incredible portfolio performance above was achieved because the portfolios were leveraged using a tactic we call a multi currency sandwich. Investors borrow low and invest in yielding or growth portfolios. The portfolios used loans in Japanese yen and Swiss francs to magnify profits in good times.

The course teaches how these loans can magnify losses in bad times as well.

For example look at the performance of the leveraged portfolios we created to study from November 2007 through September 2008.

2008 Portfolios

Infrastructure Portfolio

-112%

Blue Chip Portfolio

-79%

Danish Health Portfolio

-92%

Asia Emerging Market

-73%

Green

-56%

Leverage in 2008 caused the portfolios to lose badly…in one instance the total portfolio was lost!

The multi currency course is useful because it helps investors not to expect rising markets all the time.

The power of studying markets real time, as they unfold, wards off false expectations.

The course helps subscribers learn how to look ahead and act rather that react (after the fact when it is too late).

The sad fact is…we all have to become multi currency investors.  Trusting your fate to any one currency now can destroy your purchasing power.    Every investor needs to know what to do!

The course helps spot when to leverage good times and when to retract for the bad.  he idea is to cash in when the going is good and then withdraw.

For example in early August 2007…well before the market crash….our study of the market began to show increased risk.  Our first warning lesson said:  “We have enjoyed two years of enormous growth.  Periods of high growth are normally followed by periods of low growth.”

August 17, 2007 a lesson said: “The numbers are close enough that we could be entering the fourth sub cycle down (similar to 1976 to 1978). If so expect a sustained drop in markets for two to three years.”

On September 21, 2007, a lesson said: “equity markets dropped again violently last month. Now these markets have recovered again. Yet this may be a last gasp party.”

An October 14, 2007 lesson stated:  “We never know for sure when an upwards cycle will stall. Fundamentals look good for a bright 2008 in emerging and equity markets, but this can change quickly so to give our readers a better perspective, this year we are reducing leverage and adding a sixth portfolio with no leverage to study”.

The October 15, 2007 lesson reviewed how leveraged investments rise and fell faster than investments without leverage.

The lesson on Oct 26, 2007  saved many investors as it was entitled Leveraged Investments Gone.  Just before markets started to head south this lesson warned: “I have had only about 10% of my portfolio leveraged. Compare this to 200% for the Green Portfolio (which is up 265% this year). Now I have none.

So a lot of my portfolio investments are basically in a multi currency portfolio of bonds…mostly in pounds, Swedish and Danish kroner. The equities I hold are mainly in Europe and I do not leverage equities…especially after markets have risen so much. Periods of high returns are normally followed by periods of low returns. These facts, plus my belief that numerous economic woes are rising and my recollection of Oct 1987 leave me wanting to reduce risk in my equity portfolio. So now I have eliminated all my leverage.”

The next lesson warned again: “Okay it’s time to turn the burner down.”

A November 8, 2007 Black Friday lesson reviewed  all the warnings above again and more.

The course also helps readers find ways to spot unusual distortions that profit even in bad times.

For example  lessons  on April 18 and April 27 2009 looked at the benefit of investing in Brazilian currency bonds.

This lesson led to a quick profit.

Here is an excerpt from our June 12, 2009 lesson:

Based on these ideas and those presented in the April 18 and April 27 lessons we looked at why Brazilian bonds made good sense in the LONG TERM.

Sometimes we get lucky though in the short term… as we have now.

Brazilian bonds have made a sudden jump up!   Those who have invested in them have made as much as 50% (in US dollar terms) this year.

Yet the distortion we’ll review below shows how there is even more dollar denominated profit potential ahead.

Last week the Brazilian central bank lowered key interest rates to 9.25%.  This will likely send the price of  Brazilian real denominated bonds up.

The central bank has stated that there could be more rate cuts, but they will be smaller.

This is positive news plus Brazilian inflation has declined to 5.2% from 5.53% in April 2009.

When you take into account the high interest of the real, the rise in value of bonds and the rise of the real you can see the potential.

Brazilian real bonds have risen nearly 30% since the beginning of the year…  in terms of Euro!

This is where there is another huge distortion.  The real has not risen anywhere near this much versus the dollar.

The charts from finance.yahoo.com below show the distortion.

In the last three months the US dollar has dropped from $1 = 2.30 BRL to $1 = $1.97 (- 14.3%) versus the Brazilian real as this chart shows.

brazil-distortion

In the last three months the euro has dropped from 1 euro = 3.05BRL to 1 euro = 2.60 BRL (-13.5%).   This correlation of the euro and dollar would seem normal except…

brazil-distortion

as the chart below shows, the euro has risen from $1 euro = $1.28 to 1 euro =$1.40 a 9.27% rise versus the US dollar.

brazil-distortion

In addition the Brazilian central bank has had to intervene several times in recent months to avoid the Brazilian real being too strong against the euro.

Traditionally the real has had a strong correlation with the dollar but the recent weakening of the buck versus the dollar has not spilled over into the Brazilian real.

In other words. The real is up against the euro almost 10% more than against the dollar.  This is called a cross rate distortion and means that one of two things is likely to happen.  The dollar will rise versus the euro or  the dollar will fall versus the Brazilian real.

Given the fundamental US fiscal weaknesses that could push the dollar down, I am bullish on the real rising more versus the dollar and this makes me bullish about Brazilian real denominated bonds.

Always remember the basic rule though is to never speculate more than you can afford to lose.   A US dollar – Brazilian real sandwich is worth discussing with your portfolio manager or adviser now but could creates losses as well as profits.

I have not leveraged my Brazilian bond investment. Based on this data I instructed JGAM to increase me Brazilian bond holdings.

If you are using Jyske Bank, and are a non US citizen or resident, or a US citizen living abroad, you can simply have the bank purchase Brazilian bonds and lend you the funds (within the bank’s loan to asset restrictions).   Non US citizens contact Rene Mathys for more details at mathys@jbpb.dk

US citizens should contact Thomas Fischer at fischer@jgam.com

If you are a US citizen resident in the US and have an advisory account with JGAM, they may not be able to buy Brazilian bonds for you.  They could  buy the US traded ETF “The WisdomTree Dreyfus Brazilian Real Fund.” (BZF)

These three lessons (April and June 2009) helped many readers cash in on an unusual value!

I would like to invite you to enroll in our multi currency investment course and to also receive a nine lesson report that covers basics and fundamentals of  multi currency investing.

This nine lesson report has been read by tens of thousands of investors over the years.   This report sells on its own as a survivor’s hand guide to currency turmoil for $79.  I’ll email it to you free when you enroll in our online course.

The course is emailed to you regularly and studies stock, bond and currency markets worldwide, real time, as they unfold.

I believe, from the response of tens of thousands of readers over the last 20 years, that you will gain enormously from the course.

Our course helps you learn  why and where to invest and learn why and how currencies and interest rates rise and or fall.

The initial nine lesson report I’ll email you free also shows how to calculate and manage leveraged risk and how to decide if and when to leverage or not.

Is this course for you?

Everyone needs to know how to have multi currency diversification. But in case this course does not help you, we provide a 30 day “completely satisfied or your money back” guarantee that we have offered our hundreds of thousands of readers for more than 20 years.

Our Multi Currency Educational Service is a mere $175 for a very long and educational year! Won’t you share this exciting world of wealth accumulation with us and our readers around the world? Multi Currency Educational Service

Gary Scott

Multi Currency Portfolios Course. Subscribe

Or enjoy this multi currency course for a year free!  Here is how you can save $175.

We enhance our emailed courses with regular international investing and business seminars that I conduct in coordination with Jyske Bank and Jyske Global Asset Management.

Here I am at our last seminar in Naples Florida (may 2009).

multi-currency-debt

The speakers at the Naples seminar discussed prospects for the economic future.  Left to right: Samuel Rachlin,  Rich Checkan, Steve Blumenthal, Joe Cox, John Mauldin, Gary Scott, Lars Stouge. Thomas Fischer Moderating.

The 115 delegates reported that they really gained from listening to what we had to say and…

brazilian-bond-distortion

talking among themselves during the coffee brakes and at meals.

brazilian-bond-distortion

One benefit of these seminars is talking to an overseas banker.  Here I am at the Naples  seminar  with my Jyske account executive Anders Nielsen.

brazilian-bond-distortion

Thomas Fischer of Jyske Global Asset Management will join us for the July North Carolina seminar.

I invite you to attend this July course. If you enroll between now and July 1st, I’ll also enroll you in  our emailed multi currency course free. You save $175.

Enroll in our July 24-26 International Investing and Business Made EZ course here

Here is Thomas speaking to our delegates at a previous course.

brazilian-bond-distortion

Enroll in our emailed Multi Currency Portfolios Course for $175  here.  Subscribe

Save $175!  Receive the emailed course free when you Enroll in our July 24-26 International Investing and Business Made EZ course here

Here is what a few others from around the world have said about our services and reports on international investing.

“ Gary , I am a long time subscriber in various media, and while cleaning out my files today I found some old ‘Gary A. Scotts World Reports’. In particular, the April 1988 issue provided the info that made me over a million dollars. Just wanted to say a belated ‘thank you’ and please continue the excellent work. Warm regards,”

From an Unknown Reader

“Dear Gary, I would like to give thanks to you for introducing me to Jyske Bank two years ago.

“I have been a long-time client of Merrill Lynch, but am in the process of re-evaluating my relationship with the largest brokerage company in the world. My problem is that when I compare Merrill to Jyske, Jyske outshines Merrill (or other major U.S. brokerage firms) in most categories as follows:

“1) Even though Jyske is much smaller, it has a much more global perspective which is critical in an evermore global investment environment.

“2) In order to maximize their own individual revenue, the brokers at Merrill prefer to outsource the day-to-day management of their accounts to various fund managers and hence, ‘manage the managers’. In contrast, I can call my Account Manager at Jyske and he can discuss every aspect of my account in detail with me.

“3) I attribute this difference in #2 to the fact that Jyske’s employees are not compensation driven, but instead are focused on satisfying their customers. That is why Jyske’s clients stay with the Bank on average for 12 years, which is phenomenal by Wall Street standards.

“4) Jyske’s security is far more stringent than that of Merrill’s. In addition to the standard account code and password, to pass through Jyske’s security one has to enter a Key Card number and also a randomly-generated 4-digit number from said Key Card.

“5) Having an account offshore allows me to sleep better given the anxious times we live in. Since I report the existence of the account and pay all taxes due, I am fully compliant with the law. However, such an account gives me and my family a ‘financial life boat’ should events in our own country ever get out of hand.

“As Dorothy Parker once said, ‘You can lead a horse to water, but you can’t make them THINK’. Jyske is a thinking person’s bank. My only complaint is the time zone difference since I live in California . However, since I am an early riser and my Account Manager is very responsive to my emails, this problem is very small relative to the HUGE benefits.

“Again, many thanks for introducing me to Jyske Bank. Given the ‘dumbing down’ that occurs in the popular media today, your ezine and its recommendations are ever more important. Please continue your good work to enlighten your readership.

“Warm regards,”

C.M. CALIFORNIA Businessman

“I was so overwhelmed with information I received I had to spend several days reading, sorting and filing it! I have decided to move my modest investment capital overseas.”

B.W. MONTREAL CANADA Professor

“Send me your report on safe banks lending at 7% for redeposit at 13% or more.” B.V. ADDIS ABADA ETHIOPIA Economic Commission United Nations

“A number of new and significant contacts were made. It would be extremely helpful if you could supply us with WORLD REPORTS.” I.M. TORONTO , CANADA Banker

“You are as good as your word which is rare these days. I look forward to attending one of your seminars.” C.K. GENEVA , SWITZERLAND Banker

“In spite of my marketing experience, your information really got me going!” M. C. LONDON, ENGLAND Marketing Consultant

“Thanks for the three reports. They are very interesting and should find many readers here in Japan .” M.A. Tokyo , JAPAN Computer Programmer

“I would like to say how much I enjoyed the information I received.” A.B. Providenciales TURKS & CAICOS Accountant

“First let me say how much we enjoyed the investment seminar.” W.J. SAUDI ARABIA Oil Engineer

“Once again thanks for all the great information.” G.K. PERTH , AUSTRALIA Insurance Executive

“Your letter of November 8th warned me to beware of the market just a week before the 120 point crash on November 15th!” T.G. N. CAROLINA Pilot”

Won’t you join us as we learn from our Multi Currency Educational Service? Just a mere $175 for a full 12 months of valuable, wealth building education.

Enroll in our emailed Multi Currency Portfolios Course for $175  here.  Subscribe

Save $175!  Receive the emailed course free when you Enroll in our July 24-26 International Investing and Business Made EZ course here

Ecuador Travel Tip


Ecuador Travel Tip

Ecuador-travel-tips

This time of year is glorious in the Blue Ridge. Here is a shot of our front yard.  Yet soon we head south traveling again to Ecuador.

There is plenty of beauty in Ecuador too.

Ecuador-travel-tips

I took this shot from near our hotel Meson de las Flores. The difference is this green was in the middle of winter. Cotacachi’s weather is eternal spring!

Ecuador travel is easy from the USA… less then four hours from Miami to Ecuador about five from Atlanta to Ecuador.

However travel is travel and security procedures combined with airline cutbacks have added stress on travel to Ecuador or anywhere.

So I thought the note below about Ecuador travel was worth sharing with all.

Gary,  I know you and Merri must be very healthy to do as much time on airlines as you both do, and many other attendant exposures!  In all the years I have enjoyed your news letters, I have never heard of either of you being “down with the flu or cold”!   Do you eat airlines food?  or do you have any other tips for healthy eating on airlines?  Any other health tips for airlines will be appreciated and put to good use!

The reader is correct… Neither Merri or I are hardly ever ill.  Neither of us has been to an MD (for sickness) in over 20 years. I cannot recall missing a day of work because we were ill.

There are many things we do to maintain our energy and health.  We try to spend  our time and money on health preservation instead of medical insurance.  There are links to numerous health tips below.

Here let’s just look at some tips for health on planes.

In May 1968,  I boarded my first commercial flight Portland, Vancouver, Tokyo, Hong Kong on Canadian Pacific Airlines.

Merri (I did not know her then) at about the same time was headed Atlanta – New York – Frankfurt on Lufthansa.

Over the next 41 years, we’ve traveled to more than 70 countries researching business opportunities, exploring and enjoying new destinations.

We have lived and worked on every continent.

Many of you like ourselves are on the run, traveling thousands of miles and crossing dozens of time zones the year through. We have to perform well on these trips even as we put enormous stress on our bodies.

Here are a few tricks we have learned over the millions of miles we have flown. I hope they help you in your travel to Ecuador… or wherever.

First, avoid peanuts and other hard to digest foods on airplanes. In fact it’s better to avoid salted peanuts completely. Our friend, the Taita Yatchak, who lived with us at our hacienda in Ecuador  was amazed to see us eat roasted peanuts. “High in Uric Acid”, he said.

Our Indian (from India) friends who are experts in Ayurveda (the 5000 year old Science of Life) have also warned us away from peanuts as being very hard to digest. They are known as tomasic (meaning those things that destroy rather than build).

Then imagine getting on a plane and crossing the ocean and a half dozen time zones which will throw off our digestion in itself.

This is a dry dehydrating environment hard on the kidneys. These factors alone are hard enough. To throw in a hard to digest food high in uric acid is like the kiss of death.

Second, avoid alcohol on airplanes. Dehydrating as well, hard on kidneys,and liver. Mixed with roasted peanuts! Ahhhhhh!

Third, sleep when traveling towards the sun. Travel through time zones throw off our Circadian rhythm.

We find that it helps to stay awake when traveling away from the sun. We fly to Europe or South America numerous times every year when I speak at seminars there and to visit our children.

Often I have to get up the day after I arrive and conduct seminars… sometimes for  eight hours. This requires a clear mind and energetic body.  So we need to be sure that the flight has not drained us.

We have flown across the Atlantic with clients and observed as they tucked into cocktails (peanuts!) heavy dinner, desserts and after dinner liquors while we are settling down to sleep through the flight.

We awaken, have only a little breakfast on the plane, and meet the European morning refreshed and ready to have a full day (but we go to bed early the first night).   Those clients are dragging and beat.  “Where on earth do you get your energy?” they ask.

Can’t sleep on planes?

Buy some Valerian tea at the health food store, ask for hot water and make your own tea. It tastes like what I imagine dirty gym socks would taste, but is a natural way to get to sleep.

We also use melatonin to restore the natural melatonin that is lost on endless time zones. Just buy a bottle of liquid from the health food store and take 20 minutes before sleep.

I also bring along my Bose noise suppressing headphones and some baroque music.

Before I leave on a journey, I massage my feet with an essential oil blend.

When essential oils are applied to our feet, they stimulate zones on our feet that “mirror” the entire body. Stimulating these reflexes sends messages to the associated body parts that help reduce tension, improve circulation and help the body deliver oxygen and nutrients to the cells… important benefits on a flight.

I use my Essential Oil Blend Chart, created by Candace Newman and massage the oil blend in my hair, put it in my ears up my nose, on my face and on my collar and shirt cuffs.

The oil fights virus and bacteria plus helps balance the flighty feeling on a flight.

Here is Candace’s Essential Oil Blend Chart.

essential-oil-chart

We also avoid airplane water (except bottled).   We add a drop of Rose Otto essential oil.  This makes a tasty rose water that aids digestion and the time transition.

We make sure the oil we use is Rose Otto which is the steam distilled essential oil of rose petals. Otto is the term used to differentiate the steam distilled variety from the ‘Rose Absolute’ and “Rose Concrete”.  The extraction process for both Absolute and Concrete use solvents so Rose Otto from the Bulgarian ‘damask’ Rose, cultivated since the 16th century, is considered to produce the finest quality essence

Rose Otto is bright, alive, richly floral and complex and is more potent than the Absolute and Concrete so smaller amounts of Rose Otto are required.

You can order Rose Otto 4 ml here

We also spray ourselves (head and face and air above us) with lavender essential oil lavender misted with distilled water to combat dehydration and to refresh, cleanse and purify.

In Aromatherapy, mists and hydrosols are generally used to calm our emotions, lift our spirit, cleanse the air, and soothe the skin.

You can make your own mist with Lavender oil.

You can order Lavender  essential oil here 10 ml

Candace Newman has a four mist sampler pack that contains all four of mists.

Candace offers a sample of four 1 oz essential oil mist blends each in amber plastic bottle with zipper carrying case and includes an Essential Oil Mist Chart is included free.

1 ounce Lavender Mist
1 ounce Lavender-Peppermint Mist
1 ounce Lavender-Rose Mist
1 ounce Rejuvenation Mist

Essential-oil-mist

Learn more or order here.

Next we travel first or business class using our frequent flyer miles to upgrade ourselves. There is more privacy and room in this class and because we book as early as possible, we almost always are upgraded.

We do yoga (or stretching) before we get on and off… plus stretch during the flight. This helps keep spinal fluids moving. The spine is often perceived as just a stack of bones in reality it is our gateway of energy and it shifts with every thought we have about life. It is a precise mirror of who we are. With every stress we have, the interrelationships of bones, muscles, ligaments, and nerves are altered in and through the spine. These deviations are minute, often imperceptible, but no matter how small, the changes in the spine have gigantic effects on the body.

I then use a spinal tuner before and after each flight.  You can learn about Joe Culbertson’s spinal tuner at www.spine-tuner.com

On long flights we also  wear an ionizer around our necks. This purifies the air and  creates negative ions that makes us feel fresher and cleaner.

This is a shot of my well used travel ionizer.

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Mine is old and about the size of a pack of cigarettes.  New ones are in the market for $119. They offer a Corona Discharge Air Purification technology to create fresh air while purifying the air with a stream of charged electrons (Ions) .  This Ionizer is worn around the neck so a continuous stream of ions flows toward the face.  A round magnet rests on the back of the neck to reinforce your body’s magnetic field (which is off balance in high altitudes).  Google the word Chionizer and you’ll see a number of sites offering this product.

We also try to arrive and leave via a small airport. When we are in North Carolina we fly Delta’s commuter partner in Tri-Cities Tennessee to Atlanta or Cincinnati.  Big airports like Miami or Atlanta create a lot of stress… crowds, noise, rudeness and pollution.  This is not a good way to start or end a flight.  By starting at a small airport, there’s not much stress, people remember us and it goes smooth and easy.

Finally we meditate when we get on the plane, often during the flight and before we disembark.

We do our best to eat little or nothing and avoid hard to digest foods on these long hauls…just some pure water, fresh fruit…. sometimes a boiled egg… a few seeds and nuts are very satisfying.  Rest and avoid stress as much as you can on the journey.

Every generation has had its health cross to bear. Neanderthal Man faced the Saber Tooth Tiger.  Medieval  Europe had plagues.  Today we face fast food, stress and long flights!

It is a miracle, privilege and responsibility that we have the freedom to travel almost anywhere on this good earth we choose. This gives us the ability to broaden our horizons and contribute more to the world. These few simple tips  can reduce the negative elements of the great joy of air travel.

Gary

Join us at an upcoming Ecuador or North Carolina conference or tour.

On our upcoming Imbabura real estate tours we’ll look at real estate on all three of the big lakes near Cotacachi. Here is a map of the area.

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June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

We’ll  visit the sacred Quicocha lake for a shamanic study and perhaps a ceremony.

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

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View from San Pablo Lake property for sale.

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Lake Yahuarcocha

The lake is a historical site also known as Blood Lake because of a 13 year battle between the locals and Incas.

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

More Health Tip Links

Natural Health One Step at a Time

Vision and Food

Here’s Incredible Power

Natural Awakenings to Secrets of Longevity

Foundations of Health

Investing Inspired by Raspberries at Dawn

Ecuador Shamans & Purification

Ecuador & Longevity


Ecuador is known for the longevity of many of its residents.

National Geographic published a great article, “Every Day Over 100 is a Gift” that outlined how and why residents in some Ecuador valleys like Vilcabamba live much longer (up to 130 years) than in the West.

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View of Vilcabamba from Club Hacienda el Atillo , Resort and Spa.

Yesterday’s message Ecuador and global investing pointed out that May 2, 2009 was the 41st anniversary of my investing and working globally.  That message ended with my plans for sharing the next 41 years with you.

Don’t Believe it?

62? Plus 41?  103? Could this be true?  I have a great grandparent (from Wales) who lived to 106, so why not?

Expecting to live long (I mean really expecting) makes it is more likely that you will. One of the greatest health risks we have is buying into the social myth that we should retire at age 65.

Every ancient text of wisdom suggests that 50 years of age is the midpoint… the time when life becomes more spiritual, wiser and that we have 50 or  more years to go.  If you are Biblical try rereading the book of Leviticus.

I believe this.  Below you’ll see  someone who agrees!

How will you look when you are 97?

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This is a photo of Shigeaki Hinohara this year at age 97.  The photo was taken from an article at japantimes.co.jp entitled WORDS TO LIVE BY Author/physician Shigeaki Hinohara by Judit Kawaguchi.

Here is an excerpt from that article (the address for the entire article is at the end of this message).

At the age of 97 years and 4 months, Shigeaki Hinohara is one of the world’s longest-serving physicians and educators. Hinohara’s magic touch is legendary: Since 1941 he has been healing patients at St. Luke’s International Hospital in Tokyo and teaching at St. Luke’s College of Nursing.

Always willing to try new things, he has published around 150 books since his 75th birthday, including one “Living Long, Living Good” that has sold more than 1.2 million copies. As the founder of the New Elderly Movement, Hinohara encourages others to live a long and happy life, a quest in which no role model is better than the doctor himself.

Energy comes from feeling good, not from eating well or sleeping a lot. We all remember how as children, when we were having fun, we often forgot to eat or sleep. I believe that we can keep that attitude as adults, too. It’s best not to tire the body with too many rules such as lunchtime and bedtime.

All people who live long — regardless of nationality, race or gender — share one thing in common: None are overweight. For breakfast I drink coffee, a glass of milk and some orange juice with a tablespoon of olive oil in it. Olive oil is great for the arteries and keeps my skin healthy. Lunch is milk and a few cookies, or nothing when I am too busy to eat. I never get hungry because I focus on my work. Dinner is veggies, a bit of fish and rice, and, twice a week, 100 grams of lean meat.

Always plan ahead. My schedule book is already full until 2014, with lectures and my usual hospital work. In 2016 I’ll have some fun, though: I plan to attend the Tokyo Olympics!

There is no need to ever retire, but if one must, it should be a lot later than 65.

Share what you know.

When a doctor recommends you take a test or have some surgery, ask whether the doctor would suggest that his or her spouse or children go through such a procedure.

To stay healthy, always take the stairs and carry your own stuff.

My inspiration is Robert Browning’s poem “Abt Vogler.” My father used to read it to me. It encourages us to make big art, not small scribbles. It says to try to draw a circle so huge that there is no way we can finish it while we are alive. All we see is an arch; the rest is beyond our vision but it is there in the distance.

Pain is mysterious, and having fun is the best way to forget it.

Don’t be crazy about amassing material things. Remember: You don’t know when your number is up, and you can’t take it with you to the next place.

Science alone can’t cure or help people.

Life is filled with incidents. On March 31, 1970, when I was 59 years old, I boarded the Yodogo, a flight from Tokyo to Fukuoka. It was a beautiful sunny morning, and as Mount Fuji came into sight, the plane was hijacked by the Japanese Communist League-Red Army Faction. I spent the next four days handcuffed to my seat in 40-degree heat. As a doctor, I looked at it all as an experiment and was amazed at how the body slowed down in a crisis.

Find a role model and aim to achieve even more than they could ever do.

It’s wonderful to live long. Until one is 60 years old, it is easy to work for one’s family and to achieve one’s goals. But in our later years, we should strive to contribute to society. Since the age of 65, I have worked as a volunteer. I still put in 18 hours seven days a week and love every minute of it.

These are some great tips and Hinohara is proof of the pudding that we can improve our chances of longevity anywhere!

Gary

ecuador-longevity

Shamanic Mingo at Inkapirka.

Learn secrets of longevity on our Ecuador Shamanic Mingo Tour.

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

There is such an important connection between good health, longevity and wealth that Merri and I incorporate longevity sessions into our courses, especially your shamanic mingo tour.

ecuador-longevity

Good food, like this fruit at the Cotacachi Ecuador farmers market is important to longevity.

Here is what some previous delegates have said about our tours.   These tours  change lives in more than just monetary ways as some of the delegates who have attended previous courses have written.

“For years and years I have searched for truly like- minded people to play with and work with… people who are deeply and honestly SPIRITUAL.”  J.M. Texas

ecuador-longevity

Longevity comes in safe places were even small children like this Andean girl are allowed freedom from crime day and night.

Here is another rave from a delegate:

“People who, among other things, are active and productive and creative and resourceful, whose word can be counted upon; People who realize that spirituality DOES NOT mean sitting in a cave contemplating your navel and weaving baskets, nor does it equate in the Western culture with living in abject poverty. People who realize that abundance is not a dirty word. People who understand that we are here to ENGAGE life, not to submit to circumstances out of fear and ignorance and apathy; People who don’t just use the most current “buzz words” so they can feel like they are part of the group, but who actually DO something… Builders. Thank you for showing up in my life.” E.W. Nevada

ecuador-longevity

Here is a sacred valley we will visit on our Ecuador shamanic tour and another rave”

“The life path altering effects from the weekend with you and Merri continue. Thank you again. I have begun to change my diet. Bless you! “ D.B. Connecticut

ecuador-longevity

Knowing who supplies your food is important to longevity… as are places of person to person commerce, like these markets we visit on our Ecuador Shaman tour.

Here is what another delegate said.

“You are indeed a spiritual pioneer, blending disciplines to create tools and resources for success in this new land of opportunity. Anyone who thinks this is just all about money is missing the real message: This is about life in its most profound implications.” W.P. Australia

ecuador-longevity

Having sources of fresh food, like this Cotacachi Ecuador corn field, nearby is good for longevity.

Here is another endorsement:

I want to thank you for the wonderful time. I traveled from California to hear you convey your knowledge in the way you do so well, and I wasn’t disappointed. The amount of information in the sessions was almost overwhelming, but it’s exactly what I went to hear. When I try to engage intelligent, educated people on these subjects here at home, I usually get a blank look or “That’s interesting, but why are you thinking about that? “The setting at the farm felt like we were all sitting in the den after dinner discussing things among friends. The relaxed atmosphere seemed to encourage people to participate, asking pointed questions and relating personal experiences. The international flavor and attitude of the group was very stimulating, particularly when we split up into discussion groups. Those groups, taking walks together, allowed us to get to know each other on a personal level. Anyway, what I’m trying to say is, that’s the most fun I’ve had for four days straight in along time! Thanks again.” B.R. California

ecuador-longevity

Longevity and living in harmony with nature go hand in hand.  Here is a humming bird in Cotacachi. Ecuador has one of the largest bird diversities in the world.

One more comment from a delegate:

“A special warm ‘thank you’ to Merri for the wonderful cooking and the ‘feel at home atmosphere!’ I like to give a few comments about the past weekend.. It was relaxing, inspiring, informative and a spiritually balanced atmosphere with all these different, same thinking, like people. The technical information I gathered was most not new to me, but I like to compliment you for putting it all in the right perspective and to make it very understandable to all. What was a tour opinion one of the most important gaining of these 3 days is the opening of the new world, this new circle of what you call “normal” people! (I call us ‘not normal’ as a matter of respect to the majority. ) But as we know, all is relative and depends at the point of view of each, His spiritual mind and his opinion about the senses of our being.”

ecuador-longevity

Having special places to go and relax… like La Mirage Spa in Cotacachi shown here… help longevity too.

Learn secrets of longevity on our Ecuador Shamanic Mingo Tour.

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

ecuador-longevity

Merri and me with friends and Taita Yatchak in Sacred LLanganatis longevity valley.

You can read the entire longevity article, WORDS TO LIVE BY Author/physician Shigeaki Hinohara by Judit Kawaguchi at

http://search.japantimes.co.jp/cgi-bin/fl20090129jk.html

Global Investing and Ecuador


My global investing and business began 41 years ago May 2, 1968 and eventually led me to Ecuador.

My background as son of a zoo keeper did not leave me prepared.

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Here is a newspaper clipping of my sister Sandra and me feeding a baby lion we kept at home… one of many lions and tigers we raised.

Let me share 41 years of multi currency investing and a couple of important facts I learned that may help you… including what’s happening with the swine flu in Ecuador.

I arrived in Hong Kong in the night, the tropical air so soft it was a velvet mist.   Thick evening scents in the fragrant harbor and mellow insects purrings in rhythm with the cacophony of the great city!  What a an exotic adventure.

Kai Tak was Hong Kong’s airport then and being American born and bred, I knew nothing about investing aboard.

That was my first airplane trip, first time out of Oregon. Portland to Vancouver, Tokyo to Hong Kong.  I melted in my heavy woolen blazer, was weary and afraid but excited too. An incredible global investing journey had begun… and continues to this day.

Here I was, 21 years old.

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Here is the first stamp in that first passport. That stamp you might say was my first international investment.

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That first stamp makes a point by the way about how to enter and initially work or invest in a country.  That first stamp was issued May 2, 1968 and allowed me to stay in Hong Kong until June 2, 1968.

I worked in Hong Kong for quite some time on tourist stamps… coming in for a month at a time.   I was developing sales teams in Japan, Korea, Taiwan, Thailand, Indonesia, Indonesia, Singapore and the Philippines at the same time so a month was plenty of time before I exited.

ecuador-global-investing

Here is one of my first sales teams… this one in Hong Kong led by John So Kwok Kee (far left – you can guess which one I am).

I built teams from the north in Japan down through Thailand.  One of the salesmen we worked with in Thailand, Brian Tracy, returned later to Canada and has had great success in the sales education field.

Starting a business, investigation or residence with a tourist visa is a pretty good idea. This is usually the easiest, most efficient, practical way to begin so you can be sure what you are doing and how you’ll develop a more permanent stay if you want one.  In many cases… such as mine… a permanent tourist system is simply the easiest and best.

I began my business in Hong Kong this way and for years I also lived and worked in England on tourist stamps before obtaining my permanent residence there.

A reader recently sent me this note about Ecuador tourist visas.

“Gary, When I was staying at the Hotel, someone mentioned that you do not
have a residential visa for Ecuador.  Is this correct?  How do you
spend as much time in the country as you do?”

Here is my rely:

“I spend less than 6 months a year in Ecuador.

“We have heard from others who come stay for 90 days, leave for just a day or two (especially just over the border in Peru or Colombia)  and come right back that there are difficulties.

“Our experience is that every time we come to Ecuador we are given a 90
day visa.  However we do not stress this system. For example we may stay 70 days and then be away for weeks or even a month or so.  Then return for 20 days or so.. then leave for another month etc.   The immigration officers look carefully at the total number of days by the end of the year and to help them, I keep a list of each day we have arrived and departed and the page number in our passport… so they can efficiently see we have not been in more than 180 days the maximum allowed on a T-3 tourist visa).

Be careful not to overstay. One reader reported that having done so he was denied entrance upon his return and were not allowed to return to Ecuador for one year.

We have a full report on Ecuador visas and an immigration attorney who helps our Ecuador Living subscribers.

I am also preparing a report for Ecuador Living subscribers to answer this question from a reader yesterday.

“Hi Gary, Wonderful timing, we had tickets to fly from Guadalajara to Quito yesterday, but were stymied by the fact that Ecuador (and Peru) are refusing passengers from Mexico.  We understand Ecuador’s borders  will be closed for a month to non-residents flying in from Mexico.

We had thought about flying back to the States and then flying to Ecuador, but an electronic scan of our passports would show we’d been in Mexico and we’re not sure what would happen.  Any insights?   Thanks!

You can obtain these reports and answers as an Ecuador Living subscriber. Learn how to subscribe to Ecuador Living here.

Back to Hong Kong.  I began there selling US mutual funds.

When arriving there 41 years ago there is no way I could have known how exciting the next decades would be, how much information, facts, figures, ideas and insights on how to invest globally would be gained. Had I known the mistakes to be made I would probably have run!

Then I moved east again to England and Europe… trying many things.

Thankfully all the trials, tortures and errors were mitigated by much fun and an earnest endeavor to live right and learn.

ecuador-global-investing

Here is a newspaper clipping of me  with a business partner in my London office on Artillery Row selling square inches of Graceland… not really a very good idea.

Later I imported Rolls Royces and Bentleys from England to the US… a better idea.

ecuador-global-investing

One goal at this site is to share basics of global investing and living an international life learned over these 41 years. Global investing has changed so much during this time and is changing even faster now.  I am continually forced to rearrange my thinking strategy and tactics at a faster pace.

We offered health courses at our North Carolina farm. Here I am with our son, Jake, with one tactic we taught… a morning dip in a cold creek after exercise… yes that is snow on the banks and no… this not surprisingly did not sell very well either.

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Our food as medicine courses taught by Merri in her teaching kitchen at the farm had better attendance!

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For almost 15 years now we have been conducting courses in Ecuador. Here I am this year in the meeting room at the Cotacachi museum next to Meson de las Flores on an Ecuador export tour.

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This continual evolution has helped Merri and me, our readers and our income continually grow… through good times and bad.

Yesterday April 2009 for example ended with anoter record month for our internet sales.  Our 2009 sales (April month on month) were up 48.01% over April 2008, which in turn were up 24.04% over April 2007 sales.

Our sales in the first four months of 2009 were up 81.75% over Jan through April 2008 which was up 26.20% over 2007.  Learn how to develop an internet business that can grow like this here.

The reason we have survived and progressed amidst this never ending update is that the little stuff shifts and evolves, but the fundamentals remain immutable.

Investing globally is not a panacea, but expanded horizons are. Life is a trip and we have an entire globe to enjoy the ride.

Two years ago on May 2, 2007, I wrote:

History suggests that this is a time when chances are increased for panic and sudden drops in investment markets. Investors who have proven themselves nervous short term thinkers are highly leveraged, in thin, over purchased markets that are easily sinkable boats treading the dangerous waters of May though October when tradition says the currents will most likely be treacherous and surrounded with lots of storms.

Now, that this risk has proven true, history also suggests that we have a once in a life time opportunity.

The way to cash in on this incredible opportunity is the same way I suggested avoiding the collapse two years ago. I wrote then: “One way to get good international investments is to take a long term, expansive international view.”

My first trip abroad 41 years ago was significant because 1968 was the beginning of a new era for world stock markets. When I arrived in Hong Kong the world of investing was dominated by Wall Street. That was about to end. 1968 was the year when the Hong Kong Stock Market began to explode upwards along with Tokyo’s market. What a ride!

The Heng Seng Index was then 100 and rose to 18,000. Anyone who steadily committed money to this market then made a fortune.

I can sum up my investment basic investing and advice in seven sentences.

#1: 1970s. Invest in real estate, gold, silver Japan, Germany, Switzerland and Hong Kong.

#2: 1980s. Invest in real estate, the Tigers, Japan, Taiwan, Singapore Malaysia and South Korea as well.

#3: 1990s. Invest in real estate South America (which led me to Ecuador).

#4: 2000s. Invest real estate, China, India and emerging markets including Ecuador real estate.

#5: Always have an expansive view.

#6: Use stop losses during peaks.

#7: Have an international investment view. Never overextend. Don’t trade too much, just hang on.

This philosophy has reaped millions for Merri and me. Had we been more expansive, we would have an extra $20 million or so.  However our conservative approach to business and investing also protected us during the recent melt down of 2007 and 2008.

This may be time to begin taking advantage of the recovery. Panic is subsiding but values are still high. The huge excesses of the US and other government’s will at some stage begin to seriously erode the purchasing power of currencies.

I remain highly diversified from a currency point of view.  Here is my current currency breakdown in my liquid portfolio that represents 43% of my total portfolio.

An excerpt from a recent Multicurrencyinvesting.com lesson explains why when I wrote about the currency distribution of investments:

Here is my currency distribution:

Danish kroner    24%
Euro                     24%
British Pound      8%
US Dollar            12%
Canadian Dollar 3%
Norway kroner   4%
NZ Dollar             3%
Sweden kroner    7%
Brazil real             3%
Hungary Forint   6%
Turkey Try            6%

With more than a third of my liquid position in Danish, Swedish and Norwegian kroner, my Scandinavian  position is seriously over weighted in terms of global market size.

One reason is because these are such small countries located on the sea.  This means that their histories are composed of  travel and trade.

A nation’s heritage reflects in the value of its currency strength. This fact helped me answer this question from a reader.

“Gary, Will  future strength in DKK be bad for equities denominated in that currency?”

Here is my reply.

Most of the Danish companies you would buy are global companies.

Because Denmark is such a small market any large Danish company is doing most of its business out of Denmark  so a lot of their success depends on the type of business business and where the company actually manufactures and sells its products.

Plus look at the margins built into the product.

One benefit in Scandinavia is their very highly educated population. A recent Time magazine article shows that Finland (not Scandinavian but Baltic and Finland’s currency is the euro – otherwise I would have Finmark in my portfolio as well) ranked number one for educational performance of 15 year olds in math. Denmark was number 10, Sweden number 15 and Norway number 23… all ahead of the US (number 25).

Finland was number one for reading performance of 15 years olds as well.  Sweden number seven, Norway number 10 and Denmark number 16. The US was number 15.

This means that the products produced in these nations will tend to be high value.

For example, Novo Norsk makes insulin.  I suspect that the margins are substantially high.

Ditto for novozymes that makes enztymes for environmental purification.  These are firms where there is likely to be a great deal of value added into their product.

Vestas, makes wind turbines. and may be more affected by a strong kroner if they do a lot of manufacturing in Denmark but are having and sales in the US and especially if their competitors manufacture in the US or other countries where the currency is weak.

I am updating the value of major and emerging markets now at multicurrencyinvesting.com and will be revaluing our green and Danish portfolios in upcoming lessons.  You can subscribe to our Multi Currency Portfolios Course here.

I have increased my Ecuador real estate to 22% of my total property.  The balance is in US property and I am looking to add more US property now in Florida and or Savannah.

If you have real estate in central Florida or Savannah that you would like to swap for real estate in Ecuador… let me know.

I have held a high cash position for over a year but now agree with Warren Buffet who recently wrote about business and opportunity:

Clinging to cash equivalents or long-term government bonds at present yields is almost certainly a terrible policy if continued for long. Holders of these instruments, of course, have felt increasingly comfortable – in fact, almost smug – in following this policy as financial turmoil has mounted. They regard their judgment confirmed when they hear commentators proclaim “cash is king,” even though that wonderful cash is earning close to nothing and will surely find its purchasing power eroded over time.

Now is the time to convert cash into investments that will appreciate with the loss of cash’s loss of purchasing power… stocks… commodities… real estate or your own business.

This leaves all of us with a lot to do after 41 years of a global life.

I feel healthier and more energetic then 41 years ago.   Maybe I am not wiser… but I am more experienced and seem in a better position then when I took that first trip.

Merri and I look forward to the next 41 years… and we look forward to sharing them with you!

Gary

This is the schedule of Gary our 2009 Ecuador information tours, courses and seminars.

May 16-17 Ecuador Coastal Tour

May 20-21 Imbabura Real Estate Tour

May 22-24. Ecuador Amazon Herbal Tour

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.


Ecuador May – July 2009 Tours


In Ecuador we offer two 2-4-1 tours this May and June.

Economic downturn?

Yesterday’s New York Times article entitled “Jobless Rate Hits 8.5%; 663,000 Jobs Lost” said:

The unemployment rate reached its highest level in a quarter-century after 663,000 jobs were lost in March, the 15th consecutive month of job losses.

Yet our Ecuador and other businesses are expanding so fast that I can barely keep up.

More and more readers are wanting to know… “How do you increase affluence like this when so many are losing it?”

This fact creates potential profit and benefits for you.

Apparently the needs to… live in Ecuador… invest in multi currencies…  have a small international business and…  have low cost natural health secrets have all risen at once.

These are our four specialties and this creates opportunity for you. Let me explain why…

Our business has focused on these four areas for decades and as the global economic crunch is highlighting  the values of these ideas… our 41 years of  international experience has seen a growing demand.  This makes us leaders in these fields exactly when more information is required. But this also creates three dilemmas.

These dilemmas force me to (happily) create two 2-4-1 tour packages where you can attend two of our Ecuador information tours for the price of one.   2-4-1… plus a bit more.

Here are MY three dilemmas that create YOUR 2-4-1 opportunity.

Dilemma #1:  We are swamped. This May begins Merri’s & my 41st year of living, investing and doing business abroad. Here is the passport from my first airplane trip, first time out of Oregon. Portland to Vancouver, Tokyo to Hong Kong at 21 years of age.

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This is the first stamp in that passport, May 2, 1968.

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Yet we are going stronger than ever before.  This March I spoke to almost 400 delegates in Ecuador and we were involved in five tours.  Here I am speaking to almost 300 delegates at International Living’s Quito seminar.

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I spoke six times to this group.

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Then went on to conduct four more tours in Cotacachi.

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This, along with the four ezines I write, plus our investment and property management and life in general is keeping us… “kinda busy”.

Dilemma #2: We wish to remain small. This is the  fifth recession and market crash our business has thrived through (1968 – 1970s- 1980s – 1998 and now).   Part of our success is that we have remained a small (mainly just Merri and me) tightly run and controlled business.  We have had to expand some (especially with Meson de las Flores)  but overall we wish to remain a small, family business that we operate from our home.

Dilemma #3: We want to do more. I have friends and clients asking me to do seminars in May and June in both Ecuador and the US.  So I have been racking my brain to figure out how to be in two places at once.

This created the 2-4-1 concept that offers a special opportunity for you.

I cannot be in two places at once but I can make to possible for you to gain all the information I know and see what I am talking about for yourself by visiting Ecuador.

The first crunch comes in May and June when an exploding demand for information about multi currency investing and Ecuador living collide.

Jyske Bank has taken the trouble to qualify for US investors (thank God as most overseas banks are abandoning the US… with good reason).   I have agreed to help them conduct seminars in the US… the first in May when I’ll be joining Jyske Bank in Naples, Florida.

Yet we have many delegates who want to attend our real estate tours.  So we created our first 2-4-1 tour program where you can come to one of our educational courses in the US and one of two Ecuador tours for the price of one tour. 2-4-1

For example we have three Ecuador tours scheduled for May 2009.

Ecuador Coastal Real Estate Tour May 16-17

Imbabura-Cotacachi Real Estate Tour May 20-21

Ecuador Amazon Herbal Tour May 22-24

Merri and I will not be on these three tours and we do want to meet you. So to make sure we can meet, we will let you attend these either one of the May real estate tours free if you enroll in one of our three International Made EZ  courses, in July, October or November.

You get two courses for the price of one.  Enroll in any of these courses that Merri and I will conduct below and choose either May real estate tour free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

There is no need to  hurry either. If you are not sure about attending two tours,  sign up and attend the real tour now… then we’ll knock the tour fee off our IBEZ Cotacachi + Tangled Web course fee later.

You can also still take advantage three course discount as well.

For example, if you choose to attend all three of the May tours… both real estate and the Amazon herbal tours, then you can attend our July, October or November course free.

You can see some options below.

These three May 2009 Ecuador real estate tours are hosted by Alberto Verdezoto (a long term friend and guide as well as an expert on herbal medicine from the Amazon) and our staff.

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Here is Alberto leading our last real estate tour on the coast.

You could not be in better hands.  Alberto was in the Ecuador travel business for more than 10 years and has been our main real estate researcher for three years. He has helped us find most of the good Ecuador property deals and is doubly helpful because he bargains down the price!

Here is Alberto (left) leading our staff at International Living’s Ecuador seminar in March.

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On the coastal real estate tour,  you’ll see these houses near the beach for $19,500.

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Here is an interior shot.

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Plus on the Imbabura – Cotacachi real estate tour we’ll see these excellent houses.

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with these views and…

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with top quality finish.

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Plus on the Imbaburra – Cotacachi real estate tour we’ll look at (unless it has sold) a really well organized 12 acre avocado farm just minutes from Ibarra.  The owner has returned to Loja.  Here is the entrance.

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the main  house.

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inside living room and…

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kitchen.

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Here are both houses from the rear and…

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the back garden.

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Here, in front of the houses, is the fruit… the cash generator.

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The avocados are flowering for their first crop.

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We are told they will offer a $50,000 a year income after two years… $25,000 potential this year. (Be sure to check this out as we are not avocado farmers so cannot discern the truth.)

Asking price with these two houses, land and crops is $260,000.

You can enroll in one, two or three of these courses below

Ecuador Coastal Real Estate Tour May 16-17. $499 Enroll here.   $749 For a couple.

Imbabura-Cotacachi Real Estate Tour May 20-21.  $499 Enroll here.  $749 For a couple.

Ecuador Amazon Herbal Tour May 22-24.  $399 Enroll here. $499 For a couple.

Take Two for One. Attend any of the three courses below and select any one of the tours above free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

Or sign up for two or three of the May 2009 tours and attend any of the IBEZ Cotacachi + Tangled Web FREE.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Learn about our July 2009 Ecuador export tour 2-4-1 deal here.


Cotacachi Real Estate Upgrades


Cotacachi real estate upgrades  can create extra profit. Here are thoughts about thought from readers around the world and we hope that this helps your international investing.

Yesterday’s message, a thought on thought was about change  and upgrades and readers sent an overwhelming response from all over the world. We’ll look at that in a moment, but here is another shot of the Barro Viejo renovation and upgrades in Cotacachi. We’ll see what a magnificent job they did on the indoor swimming pool later in this message. First…

Change.

See more of this Cotacachi real estate at Cotacachi real estate rejuvenation.

This message shared a theory about how seven year cycles may change the way we process information in each cycle. This is vital stuff. Nothing affects our wealth, health and happiness as much as the way we process information.

Some readers found the theory helpful. For example, one reader from Alabama shared this idea:

Gary,

Your messages are resonating with me — especially this one. It explains so much of my spiritual searching since ‘rewiring’ from my Orthodontic practice 3 years ago. And I can’t wait to meet Blaine Watson for perhaps a further explanation of where I am headed. Thank you so much for your newsletter and see you soon for the celebration at El Meson and the course.

Others were confused. One reader from California shared this:

Gary,

Great thinking on thoughts. Hmmm. So, 7 x 7 = 49. 7×9 = 63. So even with 9 Chakras, emerging every 7 years that only takes us to 63. Then you shift to 2 year 50 cycle thoughts. Add in a couple of Chakras at 7 years each you get 114 not 119. First 50 plus second 50 = 100 + 2 seven year Chakra cycles and we get 114. Even if we repeat the 7 Chakra cycles, that is 7×7 (2) = 98 + the 8th and 9th = 112. Huh? So why do none of these formulas add up to what you are saying.??? What am I missing here? Love reading you thoughts. Just looking for clarity.

Hopefully my reply clarified the confusion and yours if you have as much as I do. I wrote:

There are nine chakras in Andean thinking . Nine X 7 years gets us to age 63. This is pretty close to what we call retirement age.

The second eight 7 year cycles takes us another 56 years and makes us 119 years of age. That’s pretty close to 120 which is about the length Vedic Astrology suggest we should live. Perhaps then we enter the second ninth chakra stage (the ninth chakra relates to the ultimate being). In this stage, perhaps if we have advanced as much as we should, we easily join with the ultimate being. A theory? Guess we only really know when we reach 120!

This still leaves a 13 year gap between the age 63 retirement and the age 50 retirement mentioned in Leviticus.

Another reader from England makes a suggestion about this and writes:

Hello Gary, I have a couple of thoughts. At the time Leviticus was written, 50 could have been a very great age. Most of the text (return to your property: ashes to ashes?; you shall not sow, reap, or harvest; take only what the land provides–could this all be an indication that you are soon to be returning to those already departed and that you shall contribute to the land once again.) suggests this as a possible meaning.

I’ve spend most of my professional life with those at least a generation older than me. I often encounter a resignation to the way things are, however bad. I realize that I’ve made a couple of jumps of thought here but my professional experience suggests that we do start to let go. Perhaps with greater longevity expectations, 50 is the age where we really realize that we’ll ‘never be President’ or attain goals once thought possible. I have definitely changed in the last few years (53 now) and realize that we are meant to be obsolescent and that the vigor of youth is NECESSARY to accommodate an ever changing environment. This is not to say that we at this age are incapable, only that we are less likely to embrace much of the new perhaps because we’ve seen the old tricks before (think politics) and really don’t want to jump thru the same hoops. As an independent entrepreneur, you have had different experiences/expectations than many (also a case of think or swim?) so I probably only speak for a minority.

In any case, thanks for a good article. The idea of advancing up the chakras (from base desires to enlightenment) is surely an idea that has merit, especially when the idea of higher purpose is not a mainstream concern. Your reader in London.

Another reader from Japan also outlined where there could be a one year gap in our thinking.

Hi Gary, Interesting e-mail. As an editor and sub-editor, I couldn’t help noticing this:

“What does appear in many religions and philosophies is a major shift at age 50.

“You shall have the trumpet sounded throughout all your land. And you shall hallow the fiftieth year and you shall proclaim liberty . . .”

No sir, that is at age 49. When you started your second year of life, you were one year old. When you started your 50th, you were 49. And to “hallow the fiftieth year” — that must be the sounding of the trumpets to greet its arrival. (Damn — just for the moment I can’t think of the musical term for a short passage which announces a change and a new direction.) So, you could argue that this too fits the seven-year cycle. Seven squared, in fact. Best wishes from a dull and drizzly Tokyo

Others just outlined how they changed in life during different seven year cycles. One reader from South Carolina shared this thought.

Dear Gary, From age 21 to 28, I lived mostly on an old sailboat (I have already written you about this). Maybe I can help with age 28. At that age, or perhaps late 27, I returned to the U.S. and visited all of my college friends. I had not been in a motor car for years, and I immediately smelled their stink. I got serious about my life and applied to Emory for medical school. My friends, all in fear of age 30, started drinking, doing drugs (more than they had before). At least five of them either dropped girl friends or divorced wives. Actually, I think it was more people than this. Several were killed in motorcycle accidents. Some died in Vietnam , although I don’t remember the precise age I was when this occurred because in many cases it took me years to find out. Hope my experience helps with age 28. I remember that Winston Churchill wrote that his twenties were the “best years of my life” Cordially Yours.

Here is an important point I believe that this reader stumbled across. Modern Western society is so youth oriented and so materialistic that it surrounds and bombards us with the idea that success relates to production and consumption and how much stuff we have and how many things we do and places we go. Western doctrine is all about the outward stroke. Thus inward urgings are met with resistance at every level. Those who start shifting within have zero support. They feel out of odds with society, out of odds with everything they have been told and out of odds with the flow of everything surrounding them. This creates enormous tension when our correct natural path gets out of odds with the way everyone tells us we should be. This could be what causes this phenomenon, when people go off the deep end and do something crazy, so often called the seven year itch.

This reader from Poland gave some great food for thought.

Dear Gary, Allow me to share few of my experiences regarding life circles. I agree with you that the life shifts every 7 years. In my case generally there is a small shift every 7 years and a bigger one every 14 years. I seem to have some in-between periods, where there is a lot of shift.

At 21/22, I officially moved away from Poland to Japan . At 29 my mother passed away – she was a very strict lady. Her death freed me to start walking my path. In the 7th year of my procedure I managed to get Japanese passport.

After studying, for 14 years, what I thought, at that time, to be spirituality, I made a 180 turn and jumped into business world.

After working for 7 years in a top Japanese company, I was delegated to Central Europe (Poland and Czech Rep.). Again after 7 years in Central Europe, I am going back to Japan . The result of these 14 years? I seem to have finally developed my own model for business that should allow me to become self-employed.

Next year I will turn 50. A really huge transition seems to be happening.

During the last 7 years, I was working to finally understand spirituality. I was differentiating everyday life from spirituality. This is the idea I heard from my birth for over 30 years. At 49, I finally accepted that the highest spirituality is to live everyday life, but live it with full consciousness. Every move, every thought, every emotion, every deed is to come from the spirituality within.

Our education is teaching us to look outside for spirituality. This actually is the biggest mistake. The real spirituality is within us. So-called “Heaven” is not somewhere in the stars. To get there flying to the stars, would take as long as all satellites or spacecrafts need to travel. Far too long.

The surprising thing is: when we start focusing inward, not only within ourselves, but when we go with our mind and spirituality into Earth, there is a shortcut to the Moon, Sun and Stars.

I am developing a coaching system for discovering the Inner Strength (Peace) within. The system is called WaKiDo.

At present I have a short sabbatical, in favor of first developing a more tangible subject. At my 50th birthday, I would love to be able to announce becoming self-employed.

In my case, I didn’t develop chakra by chakra. (By the way, There are far more charkas then 9, but this is not the important subject.) In my case the top chakra was overactive for 49 years. Finally at 50, I seem to be reaching the overall balance.

It might seem to negate your theory that after 50 people tend to move away from pure money making, into more spiritual side of work. Actually it does not. Spirituality that I was taught was a special, holy, world detached state of mind that did not really recognize holiness of the everyday life. If we talk about this kind of outside spirituality, then yes this understanding would contradict your theory.

Best regards,

I am sorry if this reader misunderstood my thoughts on detachment in the second seven year cycle. Merri and I are well into our second cycle and getting busier every year. But the business is not about the financial bottom line any more. I could not agree more that our work everyday life and work can be our holiness and especially agree with this reader’s comment:

At 49, I finally accepted that the highest spirituality is to live everyday life, but live it with full consciousness. Every move, every thought, every emotion, every deed is to come from the spirituality within.

I could not have said it better!

Until next message, may all you deeds come from great wisdom within.

Gary

You can see Cotacachi property like this on our next Cotacachi real estate Ecuador information tour.

Here is that swimming pool and another shot of the Barro Viejo renovation just down the street from our hotel.

Plus here is the Barro Viejo team with the owners of this renovation who so kindly allowed our group to tromp through their beautiful home.

Earn in Ecuador


Many readers write asking for ways to earn in Ecuador.

They want to come to Ecuador… but need to earn here to stay.

This is a global problem.  More and more people…especially those of my  era…near the age where Westerners think they should retire will need to earn more in Ecuador or somewhere.   The economic downturn has ruined their pension and/or savings.

There is a lot of good in this.  Most of us should want to keep on earning… regardless of where we go or live, Ecuador or not.

Our friend and adviser,  Blaine Watson,  recently sent me an article entitled  “Author/physician Shigeaki Hinohara” written by Judit Kawaguchi that explains why it is good to remain employed well beyond what the norm calls retirement years.

The article says:  At the age of 97 years and 4 months, Shigeaki Hinohara is one of the world’s longest-serving physicians and educators. Hinohara’s magic touch is legendary: Since 1941 he has been healing patients at St. Luke’s International Hospital in Tokyo and teaching at St. Luke’s College of Nursing. After World War II, he envisioned a world-class hospital and college springing from the ruins of Tokyo; thanks to his pioneering spirit and business savvy, the doctor turned these institutions into the nation’s top medical facility and nursing school. Today he serves as chairman of the board of trustees at both organizations. Always willing to try new things, he has published around 150 books since his 75th birthday, including one “Living Long, Living Good” that has sold more than 1.2 million copies. As the founder of the New Elderly Movement, Hinohara encourages others to live a long and happy life, a quest in which no role model is better than the doctor himself.

In the article it explains that the Doctor says that energy comes from feeling good, not from eating well or sleeping a lot.  He says to plan ahead. His schedule is already booked ahead until 2014 with lectures and usual hospital work. In 2016 he plans to attend the Tokyo Olympics and says there is no need to ever retire. The doctor  but if one must, it should be a lot later than 65. The current retirement age was set at 65 half a century ago, when the average life-expectancy in Japan was 68 years and only 125 Japanese were over 100 years old. Today, Japanese women live to be around 86 and men 80, and we have 36,000 centenarians in our country. In 20 years Japan will have about 50,000 people over the age of 100.

Hinohara says. Share what you know.  He  gives 150 lectures a year, some for 100 elementary-school children, others for 4,500 business people.  He usually speaks for 60 to 90 minutes, standing, to stay strong.

This is why Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course

Delegates have been gaining from our Ecuador courses on how to earn in Ecuador or elsewhere… in money and more.

Take Todd Smith as an example.  Todd attended one of our courses on how to earn via internet publishing. He started his own website. This is a photo on his home page.

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This is a worthwhile read because authenticity and transparency are two of the most important factors for earnings success in your own business.

Knowing our clients can have a dramatic impact on earnings and there is a growing trend of people wanting to see the whole picture.

For example, when people previously went for a cup of coffee they wanted the best coffee, served in the least expensive, fastest, most convenient way.  Now more and more buyers want more.  They want to know where the coffee was grown, what type of coffee… what did the growing process do to the environment…  how were the processors and growers of the coffee treated?

They ask what will the coffee do to the body and environment? Was the cup organic? Is the cup recycled and so forth?

We can see how this is affecting the market place in a Reuters news release some time back entitled, Starbucks Seeks More Socially Responsible Coffee.

This article told how Starbucks had launched an aggressive plan to ensure that its coffee came from environmentally friendly farms paying workers a fair wage.

They were setting up strict rules on everything from forestation to pesticides to labor practices.

Starbucks made this move because they have suffered bad publicity from coffee drinkers who wanted more than just a cup of coffee.

People today:

*See a bigger picture.
*Consume and invest in values not just material value.
*See connections.
*Are highly sensitive to being mislead.
*Are willing to pay a bit more for a whole product.
*Want authenticity.
*Are getting organized.

Micki and George Jacobs attended one of our courses on how to earn in Ecuador and globally just wrote:

We have finally gotten our website up and running for selling Bayardo’s paintings. Our webmaster (like you, he’s our son-in-law), made it attractive but simple to use. If you could mention it sometime in your news letter to get some interest started, George and I would really appreciate it. We really hope to sell enough of them to place regular orders, and maybe even increase the number of paintings ordered if sales take off.   Thanks for any help you can offer us. We hope to see you and Merri when we are down there in late March/early April.
Hugs to both of you, Micki.

Micki and George fell in love with Ecuador, and wanted to buy original art.   The watercolors of Bayardo Monteros stood out above everything else… unbelievable detail in the feathers of the birds he paints was captivating.

Here is an example of his work.

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Plus these Blue Footed Boobies

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You can see them better with more examples at George and Micki’s site.

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Here is our friend Monteros.

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They decided it would be a great idea to regularly buy small batches of his paintings to sell in the U.S. Not only would the extra sales vastly improve Bayardo’s situation and expose his work to a larger audience, but it would also give others a chance to purchase an original piece of Ecuadorian art without the expense of traveling to Ecuador. They started this website, EcuadorianWildlife.com

So whether you want to earn in Ecuador or elsewhere our internet course can help. This is why Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course

Even more important than the money is the great pleasure one can gain.  Malcolm Gladwell’s new book, “Outliers-The Story of Success”, explains what numerous studies have shown.  Those who have a fulfilling business are happier and healthier as well as better off financially.

The three keys for a business to be satisfying are:

#1: Autonomy.

#2: Complexity

#3: A direct relationship between effort and reward.

This is why earning in Ecuador or globally offers such satisfaction.  This method of earning fits all three requirements.

So if you have discovered that due to, what seems like misfortune, you have to work more… be happy. You may live longer, healthier and happier. There are more explanations about why it is good to remain active are below.

Until next message, good earning to you.

Gary

A special art form called Mazipan, made from bread dough is made into almost everything and is a favorite export. Here is it is as tiny fruits…made into pins, fridge magnets and such.

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Here is it is masks.

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Primitive art painted on sheep skin is another favorite.   This art form evolved from drum making.

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Intricate carving on gourds are special.

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Plus many wood carvings are exported to earn in Ecuador. This is a favorite workshop.

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See our January 2010 Export tour schedule below:

Gary

Join us at our upcoming courses and tours on international investments and business.

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Jan.   8-11     Ecuador Export Tour ($499) Couple $749

Jan. 13-14     Imbabura Real Estate Tour
Jan. 16-17     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 22-23    Cuenca Real Estate Tour

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999
Feb. 15-16   Travel to Quito and Andes
Feb  17-18   Imbabura Real Estate Tour
Feb. 20-21  Coastal Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida ($749) Couple $999
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic Tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour

Join us in 2010.   Attend more than one seminar and tour and save even more plus get the three emailed courses free.

Our multi seminar-tour discounts have grown!  See the 2010 winter schedule below.  To Enroll click below.

1 real estate tour  $499 Couple $749

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Dr Hinohara aso said about longevity:  My inspiration is Robert Browning’s poem “Abt Vogler.” My father used to read it to me. It encourages us to make big art, not small scribbles. It says to try to draw a circle so huge that there is no way we can finish it while we are alive. All we see is an arch; the rest is beyond our vision but it is there in the distance.

I have copied that poem Abt Vogler below:

1  Would that the structure brave, the manifold music I build,
2  Bidding my organ obey, calling its keys to their work,
3 Claiming each slave of the sound, at a touch, as when Solomon willed
4  Armies of angels that soar, legions of demons that lurk,
5  Man, brute, reptile, fly,–alien of end and of aim,
6  Adverse, each from the other heaven-high, hell-deep removed,–
7  Should rush into sight at once as he named the ineffable Name,
8  And pile him a palace straight, to pleasure the princess he loved!

9  Would it might tarry like his, the beautiful building of mine,
10  This which my keys in a crowd pressed and importuned to raise!
11   Ah, one and all, how they helped, would dispart now and now combine,
12   Zealous to hasten the work, heighten their master his praise!
13   And one would bury his brow with a blind plunge down to hell,
14   Burrow awhile and build, broad on the roots of things,
15   Then up again swim into sight, having based me my palace well,
16   Founded it, fearless of flame, flat on the nether springs.

17   And another would mount and march, like the excellent minion he was,
18   Ay, another and yet another, one crowd but with many a crest,
19   Raising my rampired walls of gold as transparent as glass,
20   Eager to do and die, yield each his place to the rest:
21   For higher still and higher (as a runner tips with fire,
22  When a great illumination surprises a festal night–
23  Outlining round and round Rome’s dome from space to spire)
24  Up, the pinnacled glory reached, and the pride of my soul was in sight.

25   In sight? Not half! for it seemed, it was certain, to match man’s birth,
26   Nature in turn conceived, obeying an impulse as I;
27   And the emulous heaven yearned down, made effort to reach the earth,
28   As the earth had done her best, in my passion, to scale the sky:
29   Novel splendours burst forth, grew familiar and dwelt with mine,
30   Not a point nor peak but found and fixed its wandering star;
31   Meteor-moons, balls of blaze: and they did not pale nor pine,
32   For earth had attained to heaven, there was no more near nor far.

33   Nay more; for there wanted not who walked in the glare and glow,
34   Presences plain in the place; or, fresh from the Protoplast,
35   Furnished for ages to come, when a kindlier wind should blow,
36   Lured now to begin and live, in a house to their liking at last;
37   Or else the wonderful Dead who have passed through the body and gone,
38   But were back once more to breathe in an old world worth their new:
39   What never had been, was now; what was, as it shall be anon;
40   And what is,–shall I say, matched both? for I was made perfect too.

41    All through my keys that gave their sounds to a wish of my soul,
42    All through my soul that praised as its wish flowed visibly forth,
43    All through music and me! For think, had I painted the whole,
44    Why, there it had stood, to see, nor the process so wonder-worth:
45    Had I written the same, made verse–still, effect proceeds from cause,
46    Ye know why the forms are fair, ye hear how the tale is told;
47     It is all triumphant art, but art in obedience to laws,
48    Painter and poet are proud in the artist-list enrolled:–

49   But here is the finger of God, a flash of the will that can,
50   Existent behind all laws, that made them and, lo, they are!
51    And I know not if, save in this, such gift be allowed to man,
52    That out of three sounds he frame, not a fourth sound, but a star.
53    Consider it well: each tone of our scale in itself is nought;
54    It is everywhere in the world–loud, soft, and all is said:
55    Give it to me to use! I mix it with two in my thought:
56    And, there! Ye have heard and seen: consider and bow the head!

57    Well, it is gone at last, the palace of music I reared;
58    Gone! and the good tears start, the praises that come too slow;
59    For one is assured at first, one scarce can say that he feared,
60   That he even gave it a thought, the gone thing was to go.
61    Never to be again! But many more of the kind
62    As good, nay, better, perchance: is this your comfort to me?
63   To me, who must be saved because I cling with my mind
64    To the same, same self, same love, same God: ay, what was, shall be.

65    Therefore to whom turn I but to thee, the ineffable Name?
66    Builder and maker, thou, of houses not made with hands!
67    What, have fear of change from thee who art ever the same?
68    Doubt that thy power can fill the heart that thy power expands?
69    There shall never be one lost good! What was, shall live as before;
70    The evil is null, is nought, is silence implying sound;
71     What was good shall be good, with, for evil, so much good more;
72     On the earth the broken arcs; in the heaven, a perfect round.

73     All we have willed or hoped or dreamed of good shall exist;
74    Not its semblance, but itself; no beauty, nor good, nor power
75    Whose voice has gone forth, but each survives for the melodist
76    When eternity affirms the conception of an hour.
77    The high that proved too high, the heroic for earth too hard,
78    The passion that left the ground to lose itself in the sky,
79    Are music sent up to God by the lover and the bard;
80    Enough that he heard it once: we shall hear it by and by.

81     And what is our failure here but a triumph’s evidence
82    For the fulness of the days? Have we withered or agonized?
83    Why else was the pause prolonged but that singing might issue thence?
84    Why rushed the discords in, but that harmony should be prized?
85    Sorrow is hard to bear, and doubt is slow to clear,
86    Each sufferer says his say, his scheme of the weal and woe:
87    But God has a few of us whom he whispers in the ear;
88    The rest may reason and welcome; ’tis we musicians know.

89     Well, it is earth with me; silence resumes her reign:
90     I will be patient and proud, and soberly acquiesce.
91     Give me the keys. I feel for the common chord again,
92     Sliding by semitones till I sink to the minor,–yes,
93     And I blunt it into a ninth, and I stand on alien ground,
94    Surveying awhile the heights I rolled from into the deep;
95    Which, hark, I have dared and done, for my resting-place is found,
96    The C Major of this life: so, now I will try to sleep.

Multi Currency Warning


The rising US dollar and Japanese yen remind me of a 1970s multi currency warning.

Last Friday, the New York Times said: “Fear that the financial crisis is infecting once-healthy economies created another white-knuckle day for investors Friday, causing stocks to tumble from Tokyo to New York.

Uncertainty also roiled currency markets as investors continued to turn to the security of the United States dollar and the Japanese yen and drove down currencies of developing countries like Brazil, Ukraine and South Korea and even of developed countries like Britain.”

This article misses an important point. The dollar and yen are not rising just because they are viewed as secure currencies. They are not in my opinion secure multi currency investments now. Japan and the US are two of the largest debtors in the world. Their currencies must be suspect.

Over the past twenty years, more and more investors have been borrowing low and depositing high. I wrote one of the early books about this multi currency investing tactic in the 1980s. Subscribers to my multi currency course still study an updated version of this text.

Investors and institutions everywhere borrowed the US dollar, Japanese yen and Swiss francs…billions in loans at low interest rates. They then converted the loans and invested into currencies with high yields like the Brazilian real, Ukraine hryvnia, South Korea won and even the British pound.

Now as the high yield investments are tumbling, due to global economic panic, these investors have to sell their investments and convert the Brazilian real, Ukraine hryvnia, South Korea won, British pound and other currencies to buy dollars, yen and Swiss francs so they can pay off their loans.

A clue that reinforces this thought is seen in this chart from finance.yahoo. See how the pound has fallen verses Swiss franc.

Pound Chf chart

In theory the the Swiss franc should be linked to the euro and the euro to the pound.

Yet a year ago a Swiss franc bought 42 British pence. Now it buys 53 pence.

Even more telling is how the Swiss franc has risen sharply versus the euro itself. The strong Swiss franc puts Swiss industry at a distinct disadvantage at exactly the wrong time. The Swiss will not like this strong franc but I suspect they cannot stop it because the franc purchases are being made to pay off swiss franc loans…not to deposit in francs.

euro SFR chart

This buying of the dollar yen and franc is a forced and panicked move that may be like a crowded, dark theater. Someone yells, “FIRE.” Everyone stampedes for the door. The crowd gets there all at the same time and realizes they have run to the wrong door!

A reverse rush could create a chaos you should avoid….so be careful if you choose to bet on the greenback, yen or franc.

Rethink selling if you are holding emerging currencies without loans or have loans but do not have to pay them off.

An economic downside correction is unfolding yes. The end of the world…no. The end of commerce as we know it…no. The end of fundamentals as we know them…no.

Here are seven fundamentals that our multi currency studies over the past years have found are worth investing in again and again. I doubt that they have flown the coop.

Economic fundamental #1: Globalization is good for everyone and is here to stay. Bet against any globalization block. Bet for globalization.

Economic fundamental #2: Government involvement in global economics and business may dampen the sharper acceleration of the natural financial rhythm but eventually makes the corrections worse.

Economic fundamental #3: Mature economies cannot grow much faster than 3% per annum.

Economic fundamental #4: Emerging economies grow much faster than 3% per annum.

Economic fundamental #5: Emerging stock markets fall faster and further than major markets during times of panic.

Economic fundamental #6: Emerging stock markets rise sooner, faster and further than major markets after times of panic.

Economic Fundamental #7: The most guaranteed way to lose purchasing power in the long term is hold long term, low yielding…supposedly safe… government bonds.

If these fundamentals are still correct, than the current rush to the dollar and yen create a monumental opportunity! There will be a time to invest in the very currencies that are tumbling now. One way to do this will be in emerging bonds. This site recently examined some ideas about multi currency seasoned bonds.

Emerging equities also will make sense as will emerging currency certificates of deposit, major market equities and some discounted major market bonds.

Now, however, is probably not the time to act…yet.

I have been looking at seasoned bonds with my investment advisor at Jyske Global Asset Management.

He wrote: “Dear Gary, I recommend that we hold back before investing anything. The market spreads are simply too high right now. If we buy bonds today you will be down 10-20% when the trade is settled, as the bid-offer spread currently are at 10-15 points on bonds trading in the 40-50 area. So hold back until we see where this ends. I hope that you agree!!!!!!! Kind regards”

I did agree and had come to the same conclusion to hold off buying for now. I remember in the 1970s, when gold was selling at $860 an ounce and silver $48 an ounce. The spread on silver was $10 an ounce! You could buy for $48 but only sell for $38.

High spreads like this mean that even the pros are totally uncertain. My account exec is right. The cost of buying is way too high. If the traders are this uncertain, then I have no business trying to outsmart such chaos.

However the worse this confusion is now…the better it will be shortly. Be ready to see some real multi currency bargains.

You can get information about multi currency accounts from Jyske Bank and

Jyske Global Asset managers

US investors contact Thomas Fischer at fischer@jgam.com

Non US investors contact Rene Mathys at mathys@jbpb.dk

Until next message good global investing!

Gar

Join us at a course in Cotacachi this winter.

Jan. 16-21 Ecuador Spanish Course
Jan. 22-23 Imbabura Real Estate Tour
Jan. 24-27 Coastal Real Estate Tour

Feb. 13-15 International Business & Investing Made EZ
Feb. 16-17 Imbabura Real Estate Tour

March 8-9 Imbabura Real Estate Tour
March 10-15 Ecuador Export Expedition
March 16-19 Coastal Real Estate Tour

Ecuadorians love music.

Ecuador-music

They love flowers and beauty.

Ecuador-flowers

They are friendly.

international-club

They are very religious. Here is the cathedral next to our hotel.

multi-currency-Ecuador-cotacachi-dawn

Cotacachi-Statue

Here are Merri and me with our Ecuador family and Godson, “Quinti Ananki” (King of the Hummingbirds).

ecuador-family

Better still join us all year in Ecuador! See our schedule of 26 courses, tours, mingos and expeditions we’ll conduct in 2009.

Natural Awakenings to Health & Wealth


Natural awakenings to natural rhythms of health and wealth is the most important asset now!

A recent USA today article entitled “Health takes a hit as economy creates more stress”
by Sharon Jayson says:

“Economic stress is taking its toll on the USA’s emotional and physical health, new survey data show: More than half of Americans report irritability or anger, fatigue and sleeplessness, and almost half say they self-medicate by overeating or indulging in unhealthy foods.

“Money and the economy topped the list of stressors for at least 80% of those surveyed by the American Psychological Association, which releases its numbers today. Finances now overshadow the more typical daily stressors of work and relationships; 46% report being worried about providing for their family’s basic needs.”

Yet economic recessions and depressions are natural. They are also the natural breeding ground for the next group of extreme rich.

The asset required to be among those who rise highest from the ash is more than money.

Those who succeed need a deep curiosity to see what changes will take place, a burning desire to be a part in the recovery process and a great deal of energy and vitality. Because of this I want to share three simple tips about natural awakenings to good, natural health that we have learned from our time spent with Ecuadorian shamans. Here we are on a shamanic journey.
picture one

Merri and I have enormous energy vitality and enthusiasm, running the farm and our publishing business on our own…with practically no help. We are really busy. Forget any idea about recession in this household. We are swamped…breaking records for our business every month.

Our website, according to Alexa, as this message is written, is now among the 25,000 most visited website in the US and even much higher in Canada. Considering the many millions of websites, this means we are visited and doing a lot!

Merri and I are both able to collect Social Security…yet the idea of retiring has not even entered our mind.

We love our work so much we do not even think of this as work. Many are amazed at what we get done. At a time when many our age are thinking retirement, we feel we are just getting started.

Plus despite our heavy work load and travel schedule we seem to be getting younger. Many of our friends who have not seen us for a few years tell us they would not have recognized us because we look younger.

Yet this is a time when many of our friends are rapidly deteriorating both in energy and appearance.

One of the reasons behind this energetic success are three simple and easy to use, natural health secrets we have learned in Ecuador. Let me share how wonderful natural awakenings to health and wealth came to us and can now come to you.

Having been an investment newsletter writer and publisher for thirty years, we originally visited Ecuador looking for new places to invest. Yet this adventure led us to better health as well as wealth because we met and then lived and studied natural health with Ecuadorian shamans. They taught us many things but here are three that are vitally important because they are so easy to do.

Tip #1: Natural awakenings to health and wealth come more easily in natural places. Even if you live in a crowded city, spend more time in tree-lined streets with proximity to parks and lots of sunlight. Research from Japan suggests that oldsters who live in more sylvan settings get out and about more often and survive longer than those living in noisy, gray urban areas. Results of the study, reported in the Journal of Epidemiology and Community Health, showed that of 3,144 people born between 1903 and 1918 who lived in densely populated areas of Tokyo, men and women most likely to survive during the five-year period of the study were those living near grassy or tree-filled walking areas and those who lived near parks and on tree-lined streets. Those least likely to survive were men who lived in noisy areas clogged with automobiles and factories. Also a survival factor: the number of hours of sunlight in the home.” Get out in nature and walk. This will help work off the extra calories you may consume when you are stressed.

Tip #2 for health is for better digestion. Every health regime I have studied from the east to the west to the south begins with good nutrition and the core of that routine is better digestion. We suffer two digestive problems in the western world.

One is that many of our foods no longer contain as many essential vitamins and minerals as we need.

Our frantic paced lifestyle we do not take the time to properly digest our food. There are dozens of things that can be done to improve digestion from food combining to dietary change to slower eating to special prayer to slower, longer cooking to seasonal eating to correctly timing our eating to matching our eating to our body types!

But here is one of the simplest things you can do, that costs nothing in time or money.

Replace some of your high calorie and high caffeinated drinks with a soothing cup of hot water.

Sip warm water through the day away from meals. This is calming, try it and you will see.

More importantly the warm water expands the blood supply in the digestive track and improves digestion. Sip four cups of hot water a day, one in the morning, one mid morning, one afternoon and one in the evening. Even better use the water to replace tea or coffee.

Your results will run from great to miraculous. Some people have shed fat, others altered their entire personality. At the least you will feel calmer, better and have more energy regardless of how good or bad your diet is this will make your nutrition better.

Tip #3: Do something each day for someone who has less than you. This improves our perspective, but there is also a specific health benefit.

Douglas Spotted Eagle a virtuoso performer on the Native American flute who received a Grammy award for his music puts this way at his Spotted Eagle website.

I submit that the mere caring for others is an equal necessity. Many is the time where I’ve been nearly down and out, and a smile from the right person, a hello from a stranger, a small letter, postcard, or note found in the mail have brought me from the depths of despair.”

The science behind this is pretty simple. As creatures of this earth we are subject to the laws that every action has an equal and opposite reaction. We are social animals and when we help someone else we feel pleasure.

Pleasure is one of Western cultures’ least appreciated success and health creating tools.

The sensation we call pleasure changes our brain chemistry in less than a second.

Neuroscientist, Candace Pert, has proven that this emotional response creates corresponding brain chemistry that has receptor sites on cells throughout the body. Cells create tissue.

So, angry emotion…angry tissue. Stressed emotions…stressed tissue. Happy emotions…courtesy of pleasure…happy….healthier cells.

During these troubled time we all need an extra edge to make positive contributions that also increase our wealth and improve our health. The added energy you can gain now can give more than average rewards.

Merri and I look forward to seeking ways to gain more health and wealth  with you.

Learn one more great weight loss tip in a free report at our natural awakenings site.

Gary

Join Merri, me and Jyske Global Asset Management at one of our courses. We review economic conditions, Ecuador real estate, my entire portfolio and natural awakenings to health and wealth with investing and business ideas for the months ahead.

International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

Stay on for the real estate tour Cotacachi and surrounding areas. Come for a hike with me in the Blue Ridge or Ecuador sun. Here is Cotacachi below.

multi-currency-Ecuador-condos-hike Nov 10-11

Here Merri and I hike the Blue Ridge.

blue-ridge-hike

Cotacachi-Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Then travel to the coast and hike with us on this beach.

ecuador-beach-hike

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours

Financial Anxiety Cures


The cures to financial anxiety come from more than just good investing. We need to stay tuned to the world but see the illusion of bad news. Trouble requires solutions. These solutions create opportunity. Tough times are the richest for those who look for solutions rather than drown in financial anxiety.

This is why I have declared this week Anti Panic Week!

Easy said but not always so easily done. However there are ways and today Merri shares five specific ideas on how to be calm and gain opportunity during the perfect financial storm.

Gary Scott

Anti Panic Solutions

By Merri Scott

As you know, Gary has declared this Anti Panic Week! What a grand plan.

Headlines are screaming disaster, recession, depression everywhere. Even we have had to watch ourselves. One way we handle this is what we call the “Ecuadorian Path”…that is to just laugh out loud at whatever happens…whether it be a flat tire, a slip in a mud puddle, a new headline of depression/recession.

This always helps!

However, our other secret that we have written about before is the balancing of our brain waves through the use of Baroque Music, which honors the natural rhythms of nature. It works for babies, it works for animals and it certainly works for us.

This type of Super Thinking is taught in our Spanish Courses but each and every day (at home, in our office, in our car or while traveling) we actually manipulate (you might say) our own brain waves through the patterns of music.

Right now, I am listening to a series of Gymnopedies, by the French composer Erik Satie first published in Paris, 1888. These are patterns and repetitions that make the mind relaxed and move us into that endless stretch of life where not only is there NO panic but there is NO stress.

Things flow and sort themselves out…great worries from our mind cease their chatter and even little anxieties become nothing…all moving into a stream of the clear consciousness of being.

It is more than magical because it works every time in every way for every purpose.

The beginning of this was the roots of mathematics and evolved into patterns of (as I am hearing now) repeated refrains and gradual movements of joy and calm in Baroque music.

One of our readers sent me this great website:  www.sundaybaroque.org which can of course be heard any day, any time.

There is a lot of scientific evidence behind this theory. Ten years of brain-wave activity by the Tokyo researcher, Dr. Norio Owaki, was based on certain kinds of sound patterns that can induce alpha brain waves.

That certain sound patterns can affect consciousness is no surprise to students of music lore. A specific story was told about Bach. Count Kayserling employed Johann Goldberg, a musician to play on the harpsichord a composition written for the Count by Johann Sebastian Bach. This was music for insomnia, for feeling rested and less tense.

Kayserling was so pleased with the curative effects of this music that he rewarded Bach with a lavish gift of gold. The composition has come to be known as “The Goldberg Variations”. Music history tells us that Bach designed much of his music to appeal to the mentality. With this music, the body relaxed and yet the mind became alert.

Dr. George Lozanov begin studying Bach and other composers of the 16th to the 18th centuries written in the same musical tradition and found that they had similar effects. This music-Bach, Vivaldi, Telemann, Corelli, Handel – is called Baroque. It was the slow (largo) movements of the Baroque concertos that were tested. In the slow movements, we find a potent, familiar rhythm …60 beats per minute. This Baroque music has a very slow bass, beating like a slow human pulse.

Your body relaxes and your mind becomes alert with these simple forms of music. Also, the Soviet psychologist, I.K. Platonov, found it was possible to just use a metronome beating at 60 to enable the mind to take in and hold more strongly.

The effect of music in super learning is to give a “sonic massage”…eliminating the stress of hard. This reverie state is highly orderly because of the highly structured nature of the music. See more below.

What Gary is advising and what we are doing, living and being as the world whirls around us…is to create a state of softness of beauty where there is no noise.

This is surprisingly easy to achieve. Here are the practices that we follow:

1 – Cease speaking of loss, tragedy, trouble or problems.

2 – Eliminate the influences that might drag you into the rhythms and patterns of negativity.

3 – Change the channel…by just quietly changing the subject.

4 – Allow peace to be your friend and stop associating with disaster or panic.

5 – Allow the patterns and rhythms of nature and its music to sweep over you.

Celebrate Anti Panic Week by just slipping into another way of life…one which brings the power of being. This is where the true nature of the essence of wealth, worth and wonder abides.

Merri

Join Gary and me as we look at financial anxiety solutions.

Join us and stay at our farm for Susan Rotman’s business intuition course.
Enjoy the mountain cool and summer views as you learn, plus enjoy the special features at the farm that you won’t find anywhere else…including our new “High Meadow Labyrinth.”

Here is Gary with Richard and our friend, Chuck Hunner, hard at work making the farm special for you.

Farm-work

They moved over a ton, stone to place in a mystical place where we can walk to unite the body and thought to eliminate anxiety. Here is the “High Meadow Labyrinth” being formed.

Farm-labyrinth

Or join us September 23 to 27 for our last of the year “Super Thinking + Spanish” course where we use Baroque music to become fluent in one week. Here are delegates from our last course.

Spanish-course

I continually hear from guests and course delegates about how much they love our hotel El Meson de las Flores and Cotacachi.

One guest recently said: “Merri, El Meson and Cotacachi were all of what you said it would be and much much more!”

Another guest who is there now just wrote today:

Merri, Steve and John are FANTASTIC — and you guys are doing far too much for us — we feel like royalty. We had an exceptional day with John today visiting Old Town Quito and tomorrow we go to Coatacachi and we are so much looking forward to it. Again, I don’t know how to thank you — you and Gary are very, very wonderful special awesome people (and so are your guys here) and we wish you were here with us! MANY HUGS.

Here are two of our servers, Eduardo and Consuelo, at one of our Spansih Course coffee breaks. Our sweet and caring staff look forward to serving you at our next Ecuador Spanish Course

spanish-course-coffee-break