Tag Archive | "Then travel"

International Club 2010


International Club 2010 Membership  $2,999 (Until January 2010)  Enroll here We just added four Salinas Ecuador real estate tours to our 2010 schedule. Mar 28-29. 2010 May 28-29, 2010 Sept 20-21, 2010 Nov 22-23, 2010 This increases the total number of tours and courses we will conduct and sponsor in 2010 to 56 and allows our readers to Enjoy extra savings with a multi tour six pack. Two Pack… 2 seminar courses & tours $998 Couple  $1,349 Save $149 on couple Three Pack… 3 seminar courses & tours   $1399 Couple  $1,899 Save $98 single or $348 on a couple or more Four Pack… 4 seminar courses & tours   $1,699 Couple $2,299 Save $98 single or $697 on a couple or more Five Pack… 5 seminar courses & tours  $1,999 Couple $2,699 Save $496 single or $1,046 on a couple or more Six Pack… 6 seminars courses & tours  $2,199 Couple $3,099 Save $795 single or $1,395 on a couple or more These four new south coast tours and this six pack tour price however creates a bit of a crisis here. As you can see above a six pack costs $3,099.  This is already a really low price for a tour that last up to 21 days (under $150 a day). But as you will see below, our International Club membership which allows you and a guest to attend up to 56 courses and tours in 2010  (fees would be $40,947 for all these courses individually) is only $2,999. Which would you choose… 6 courses and tours for $3,099 or those same 6 courses and tours plus 50 more for $2,999? "Duh," I said when this was pointed out to me. So our only solution is to raise the International Club membership to $3,500… still a terrific deal… but $501 more than before. Save $37,457…plus $501.  I will not raise the International club fee until January 2010. Enroll in the International Club now at the original fee of $2,999. International Club 2010 Attend our 56 investment, business, Spanish, real estate and export, courses and tours in 2010 with one small enrollment fee. International Club 2010 Membership Enroll here Economic turmoil today will create more future prosperity then ever before…for those….who accept change and adapt. This is why we bring together experienced, like minded souls, who take a positive view and think outside the box..in a constructive…thoughtful way. Merri and I are in our 41st year of organizing courses, seminars and newsletters about international and quantum lifestyles. The importance of this sharing…by like minded souls…was reinforced when a delegate from a course sent an email that said: My Dearest Merri and Gary, Thank you for your most gracious hospitality last weekend. I am just thrilled at being a part of your group. You and Gary were exactly as I imagined you to be, warm friendly, kind, considerate, genuine, helpful, fun, sincere, what else can I say……I felt so comfortable in your presence and learned so much in your course. I was sad to leave the farm that Sunday afternoon. You made us all feel so welcome and cared about. You were so kind to make arrangements for a ride with the other delegates from the Charlotte airport. They were so nice to me and so helpful, by the time the weekend was over I felt like they were my long lost brothers. Monday morning we all had breakfast at the airport together and I was so sad to see them go, I was sad the weekend was over, perhaps sad is not the right word for how I was feeling perhaps Gratitude is a better way to describe it. Grateful for having the opportunity to share the weekend with such wonderful, like minded Human Beings, in the beautiful mountains of North Carolina. Thank you Merri and Gary…………..Thanks to you I now have new hope and a new direction to move forward in my life. Thanks to you I am so ready to move to Ecuador and begin a new life. I just have to figure out what I am going to do and how to do it……… I know by attending your classes and conferences that through education and due diligence I will make the right choices. This delegate’s comments about “belonging and feeling like a brother” to the other delegates is a wonderful refrain we have heard from our readers, year after year. This why I want to share how you can attend 56 of our investment, business, Spanish, real estate and export, courses, tours in 2010 worth $40,947. 20 years ago Merri and I created a way that readers can join us to be immersed in a year-long learning program through our International Club.  The ideas behind this program began 21 years ago in Vienna, Austria while we were conducting a course there. One of our older delegates, had some sort of attack. The first fear was heart trouble. Several delegates took him to the hospital. Others stayed with him there. I don’t think that delegate was alone for a minute! What impressed Merri and me was that no one asked the delegates to help this man. The friendships of delegates sharing many courses had just grown so strong that it was a natural reaction, just as if a family member was ill. Fortunately, it was only travel fatigue and the delegate didn’t miss a session of the course! When you join our International Club 2010 you become part of a special family. The very first member to join the club all those years ago wrote, “Thank you for the enjoyable and informative courses. I am pleased to be part of your international family and look forward to continuing my education at the next course.” His feeling struck a familiar chord. It has always been one of my greatest satisfactions to see how much fun delegates have getting together, sharing information and making friendships. These courses somehow draw together like-minded souls. For this reason some delegates come back again and again. They come to learn, but also to be with their many friends made at the courses. When like-minded souls get together again and again to discuss a common purpose, magic happens! I can’t explain it in any other way-but it is true. In a way our meetings are almost like family reunions. Perhaps it is getting together and reflecting on what has been said and what has been happening. Learning with those who are also interested in the world creates thoughts that multiply the value of what we gain. This is hard to describe but results are most powerful and wonderful! This is to me is as important as the great financial benefit of attending 52 courses that would cost $40,947 if all booked separately. See why and our 2010 schedule below. We started and have continued this program for 20 years because there are wonderful benefits from having repeat delegates at courses. Having repeat delegates makes the whole course somehow more exciting for all. Being a repeat delegate makes it easier to make and keep wealth and to lock in the knowledge you gain. It’s an exciting lifestyle. We have fun, gain adventure, discovery and friendships and share ways to improve our health and wealth! We have more than doubled our courses in 2010… 56 courses and tours, two in the Blue Ridge of North Carolina, three in Central Florida and the balance in Ecuador.  Few club members actually attend every course and tour…  but you can if you desire. If you attend even a few of the courses, you gain considerable savings. For those not interested or unable to visit Ecuador, we have our North Carolina courses in the summer when it is cool here in the Blue Ridge Mountains and don't forget the autumnal beauty in October…. plus in Florida during the winter.  Each US course is attached to an Ecuador tour so you gain information in the US and then travel with others to Ecuador for experience (if you desire). Here are the 56 courses and tours you can attend free. Plus there is even one more savings you will see below. Jan.   8-11     Ecuador Export Tour   ($499 or couple $749) Jan. 13-14     Imbabura Real Estate Tour  ($499 or couple $749) Jan. 16-17     Coastal Real Estate Tour  ($499 or couple $749) Jan. 19-20    Quito-Mindo Real Estate Tour  ($499 or couple $749) Jan. 22-23    Cuenca Real Estate Tour  ($499 or couple $749) Arrival dates are always one or two days earlier. Please double check with us before booking flights. Feb. 11-14   Quantum Wealth Florida – International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999 Feb. 15-16   Travel to Quito Feb. 17         Travel to Manta Feb. 18-19   Coastal Real Estate Tour ($499 or couple $749) Feb. 20        Travel to Cotacachi Feb  21-22   Imbabura Real Estate Tour ($499 or couple $749) Feb. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749) Feb. 25         Travel to Cuenca Feb. 26-27   Cuenca Real Estate Tour ($499 or couple $749) Mar. 11-14     Super Thinking + Spanish Course Florida ($749 or couple $999) Mar. 15-16    Travel to Quito and Andes Mar. 17-18     Imbabura Real Estate Tour  ($499 or couple $749) Mar. 19-20    Cotacachi Shamanic Tour  ($499 or couple $749) Mar. 22-23    Coastal Real Estate Tour   ($499 or couple $749) Mar. 25-26    Cuenca Real Estate Tour  ($499 or couple $749) Mar. 28-29   South Coast Real Estate Tour ($499 or couple $749) Apr. 12-15   Ecuador Export Tour ($499 or couple $749) Apr. 17-18   Imbabura Real Estate Tour ($499 or couple $749) Apr. 20-21  Coastal Real Estate Tour ($499 or couple $749) Apr. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749) Apr. 26-27  Cuenca Real Estate Tour ($499 or couple $749) May  13-14     Ecuador Shamanic Minga  ($499 or couple $749) May  16-17    Imbabura Real Estate Tour  ($499 or couple $749) May  19-20    Coastal Real Estate Tour ($499 or couple $749) May  22-23    Quito-Mindo Real Estate Tour  ($499 or couple $749) May  25-26    Cuenca Real Estate Tour  ($499 or couple $749) May  28-29    South Coast real Estate Tour ($499 or couple $749) June 24         Quantum Wealth North Carolina June 25-27    International Investing and Business North Carolina  ( $749 or couple $999) June 28-29   Travel to Ecuador and Manta June 30-Jy 1 Coastal Real Estate Tour  ($499 or couple $749) July 3-4          Imbabura Real Estate Tour   ($499 or couple $749) July 6-7          Quito-Mindo Real Estate Tour    ($499 or couple $749) July 9-10        Cuenca Real Estate Tour   ($499 or couple $749) Sept.   3-6      Ecuador Export Tour  ($499 or couple $749) Sept.   8-9      Imbabura Real Estate Tour  ($499 or couple $749) Sept. 11-12     Coastal Real Estate Tour   ($499 or couple $749) Sept. 14-15     Cuenca Real Estate Tour    ($499 or couple $749) Sept. 17-18     Ecuador Shamanic Minga  ($499 or couple $749) Sept 20-21      South Coast Real Estate tour ($499 or couple $749) Oct.    7          Quantum Wealth North Carolina Oct.   8-10     International Investing & Business North Carolina ($749 or couple $999) Oct.   11-12    Travel to Quito and Andes Oct.  13-14     Imbabura Real Estate Tour ($499 or couple $749) Oct.  16-17     Coastal Real Estate Tour ($499 or couple $749) Oct.  19-20    Quito-Mindo Real Estate Tour ($499 or couple $749) Oct. 22-23     Cuenca Real Estate Tour ($499 or couple $749) Nov.    4-7        Super Thinking + Spanish Course Florida ($749 or couple $999) Nov.    8-9       Travel to Quito and Andes Nov. 10-11       Imbabura Real Estate Tour ($499 or couple $749) Nov. 13-14      Coastal Real Estate Tour ($499 or couple $749) Nov. 16-17      Quito-Mindo Real Estate  ($499 or couple $749) Nov. 19-20     Cuenca Real Estate Tour ($499 or couple $749) Nov  22-23      South Coast Real Estate Tour (($499 or couple $749) Dec.   3-5       Ecuador Shamanic Mingo  ($499 or couple $749) Dec.   7-8       Imbabura Real Estate Tour ($499 or couple $749) Dec.  10-11    Coastal Real Estate Tour ($499 or couple $749) Dec. 13-14     Quito-Mindo Real Estate Tour ($499 or couple $749) Dec. 16-17      Cuenca Real Estate Tour ($499 or couple $749) If you join the International Club, the entrance fee for 2010 is $2,999 (until January 2010).  Your attendance fees at all courses will be waived. You and your guest can attend courses worth $40,947. You can calculate the savings as our schedule of all 2010 courses is shown below. Arrival dates are always one or two days earlier. Please double check with us before booking flights. I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses which are valued at $40,947! International Club 2010 Membership Enroll here You may well wonder why I would make such an offer and ask why the cost is so low? Let me answer this question frankly and from the heart. First, it helps us do a better job for you. We feel greatly enriched when we can really help our clients improve their lives. We have learned through years of experience the best way to do this is to meet with you regularly. We can best help you learn how to improve your health and wealth through continual expansion of knowledge. Second, we gain enormous fulfillment from the many friendships we form through the years. Our friends have enriched our lives tremendously. Let me explain this in more detail. As a member, you will be part of our international family that meets intensively over the next year to examine ways we can make our lives better. Our goal is beyond just having money. Our goal is to have quantum wealth… good health… wealth and fulfillment through service. Though I give all course delegates my very best, I cannot help but to do a better job for those who come again and again. As we meet often; your particular wants, needs and desires become clear, and it is easier for me to point you in the right direction. Another phenomenon is that repeat delegates help each other! They get to know one another, help each other learn, share their insights, make contacts and gain more wealth. Out associates in Ecuador, are experienced business people who live or work and conduct our real estate and export courses.  They can also act as your local backup for the business. Lifestyle for Two. There is more! I have learned at my courses that many repeat delegates were couples. We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO!  You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.) Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you! Gary International Club 2010 Membership  $3,500 Enroll here

Multi Currency Ideas


Multi currency solutions to inflation are needed.

Inflation will certainly come from the current global economic bailout.

Every multi currency investor needs to mold a personal multi currency solution to meet their specific needs. Whatever individual tactic is used, it will normally work better if it includes multi currency diversification based on a search for multi currency value.

Yesterday’s message Multi Currency Warning looked at seven economic fundamentals that we can relay on during this downwards correction and stated:

The current rush to the US dollar and yen create a monumental opportunity! There will be a time to invest in the very currencies that are tumbling now.

Why am I sure of inflation?

One of the seven multi currency fundamentals (#2) is that: Government involvement in global economics and business may dampen the sharper acceleration of the natural financial rhythm but eventually makes the corrections worse.

A recent article in USA Today covering Alan Greenspan’s testimony to the US Congress said: that the “Former Federal Reserve chairman Alan Greenspan told angry lawmakers” about his shock.

I wonder? We these angry OR frightened lawmakers? I suspect that a few weeks from election day the better word would have been SCARED.

Fear destroys reason if one is not trained to deal with it. Most of Western society is not trained to deal with fear. William James aptly put it this way.

“In civilized life it has at last become possible for large numbers of people to pass from the cradle to the grave without ever having had a pang of genuine fear. Many of us need an attack of mental disease to teach us the meaning of the word.”

Since politicians are also human beings they too lose reason when they give way to fear. They seem to definitely get a mental disease!

For example what is the cause of today’s economic crisis? Too much debt.

Yet yesterday’s BBC article entitled “Brown defending higher borrowing” says:

“Gordon Brown is defending his plans to increase government borrowing in order to tackle the economic downturn in a speech in London.

The prime minister is telling business leaders it is the right time to boost demand with government spending.

Opposition parties have attacked the current levels of debt, saying Britain is inadequately prepared for recession.

Leading economists have also criticised the government over its spending plans and called for tax cuts instead.

In a letter to a Sunday newspaper, a number of economists warned against an expansion of government spending as a way of stimulating the economy.

They described a focus on public works projects and higher spending as “misguided and discredited”.

The latest quarterly public debt figures hit a record £37.6 billion – higher than the whole of the previous year. Yet Brown said: The responsible course is to borrow now to maintain growth and output.”

I have little doubt that England’s debt will grow…as will America’s, and Europe’s and Japan’s because of…fear.

The borrowed money will be spent by government’s to, as Brown says, “kick start the economy”. The economy will recover but if the fundamental about government inefficiency remans true, it will not recover as it could and should.

The price of this borrowing will be inflation…the loss of purchasing power.

Now here is where frightened politics and politicians get involved.

The same BBC article also said:

“Over the weekend, Mr Brown paid a brief visit to Glenrothes in Scotland as part of a by-election campaign and made predictions food and fuel bills would begin to come down next year.

He also hinted falling oil prices could lead to further co-ordinated interest rate cuts.

“Now inflation is actually coming down over the next few months and that will mean that it gives scope to all the monetary authorities, including the Bank of England, round the world to make a decision about interest rates,” he told the BBC.”

Brown is probably wrong. Inflation will not come down…which is okay for those who know what to do.

Do not be misled. Chances are that Western governments will borrow more than they should. Inflation will follow.

If this belief is correct then the best investments will be shares, commodities and real estate in a diversified basket of strong currencies.

What will make a currency strong?

Fundamentals of currency value (purchasing power potential) include:

A: Interest rate.
B: Inflation rate a three levels – labor – wholesale and consumer prices.
C: Trade balance.
D: Current account.
E: Debt as % of GDP.
F: Debt as % of government income and spending.
G: Amount and velocity of direction in government deficit.

Ideally we want to invest in currencies of countries that offer an interest rate above the local inflation rate, that have a positive trade balance, current account, falling government debt and deficit versus government income.

This combination of qualities in a currency are as rare as hen’s teeth and will become even harder to find during and after this downturn.

As the Western economies stall, their imports will slow. This will slow growth in emerging economies. Governments everywhere will be pressed. Fear will grow. Reason will diminish and government borrowing will increase everywhere.

Inflation will grow. Multi currency investing will become increasingly a relative process….looking for the currencies that are least bad.

I hope to help you fight this inflation with multi currency investing!

Gary

We are studying three multi currency solutions to inflation in our multi currency course. You can subscribe to gain access to these ideas here.

Join us at one of our next to International investing courses in Cotacachi Ecuador this winter.

Learn more about economic safety this November. Join Merri, me, Steve, Kjetil Haugan or Thor Anderson of Vistazul and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

Feb. 13-15 International Business & Investing Made EZ

See the wonderful balconies in the Primavera condos at for sale at $46,000 in Cotacachi.

multi-currency-Ecuador-condo-interior

Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Feb. 16-17 Imbabura Real Estate Tour

Then travel to the coast. Enjoy the Vistazul swimming pool on Ecuador’s Pacific.

Picture 9

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours

Enjoy Ecuador’s music.

Ecuador-music

Enjoy flowers and beauty.

Ecuador-flowers

Enjoy the friendly staff at our hotel.

international-club

Better still join us all year in Ecuador! See our schedule of 26 courses, tours, mingos and expeditions we’ll conduct in 2009.

Multi Currency Investing Ahead


Multi currency investments fight inflation and can enhance wealth but require a long view .

There is a screech owl that lives in our barn and the way I watch him is sort of how I invest.

Can you see the owl?

To begin, an investing idea starts with a speck of thought…seeing the whole picture, but without many details.

Then it’s time to connect dots to see a closer picture.

Then we begin gathering information so the focus is closer…

until we can finally zoom in.

At this stage when we have zeroed in, we can act.

One big idea I have been tracking and investing in, is water. Now I am zeroing in on a new sub interest…water desalination.

An article sent by a reader entitled “Australia Turns to Desalination Amid Water Shortage” by Michael Sullivan first piqued my interest.

The article told how the Kwinana Desalination Plant, near Perth, produces 40 million gallons of drinking water per day from the Indian Ocean.

The article says:

Perth, with a population of about 1.7 million, is growing 3 percent a year — about 750 families a week move to the city, says Gary Crisp of the Western Australia Water Corp.

The Kwinana Desalination Plant south of the city opened two months ago. The facility, the first of its kind in Australia, covers just a few acres in an industrial park next to the ocean.

The water is sucked in through a pipe about 650 feet offshore in Cockburn Sound, at a rate of about 0.1 meters per second, says project manager Simon McKay.

That is slow enough to let the fish escape, but fast enough to provide nearly 40 million gallons of drinking water each day — roughly 20 percent of Perth’s daily consumption. That makes the plant the single largest source of water for the city.

McKay says it doesn’t take very long for the seawater to be ready for the tap — about a half-hour from the time it comes out of the ocean until it’s processed and distributed.

Desalination plants have been around in places like the Middle East for decades. But they’ve always been expensive to build and expensive to run. New technology has made them cheaper and more efficient, but they still consume a large amount of energy.

Environmentalists in Perth balked at the idea of using coal-fired plants to provide power for the one here, forcing the Water Corp. to find a non-polluting, renewable alternative. It found that alternative — wind energy — near the town of Cervantes, a three-hour drive north of Perth.

The Emu Downs Wind Farm houses 48 wind turbines, each as high as a 15-story building.

Kerry Roberts, the facility’s general manager, says Emu Downs is among the top 10 or 20 sites for this type of energy alternative in Australia.

“If you look at the combined output of the wind farm at maximum wind speeds — 24 to 28 miles per hour — you’re looking at an output of close to 80 megawatts,” Roberts explains. That’s enough power to run Perth’s desalination plant, 160 miles to the south.

This successful marriage of renewable technology and necessity has Crisp, of the Western Australia Water Corp., thinking big: “I predict that desalination will account for at least half of Perth’s water in the next 30 years.”

Other water-stressed seaside cities in Australia are taking a serious look at desalination, as traditional water sources dry up because of lack of rain. Sydney, on Australia’s southeast coast, is expected to commission a plant even larger than Perth’s in the next few months.

Nonetheless, the desalination boom extends far beyond Australia’s shores. McKay — the man in charge of getting Perth’s plant running — will soon be off to Muscat, Oman, to build another. His company’s order book is filling up quickly, he says, and he doesn’t expect that to change in his lifetime. Neither does Crisp.

“The world is going reverse osmosis,” he says, naming projects proposed from California to Spain.

Looking around, I found that one of the largest desalination plants is not far from where I lived (Naples) for years, Tampa Florida. The Tampa Bay Seawater Desalination facility is an integral part of the Tampa Bay region’s drinking water supply. This is claimed to be a drought-proof, alternative water supply that provides up to 25 million gallons per day of drinking water to the region.

There are large desalination projects underway in California as well. However a look at the top 50 desalination projects show that the majority of them are in the Middle East.

Desalination is a sector that is bound to grow. It is estimated that 2.8 billion people live in areas of high water stress and this number is expected to increase by 50% over the next 20 years.

Areas of greatest concern include India, China and the Middle East.

There are two forms of desalination, evaporation and reverse osmosis (salt water forced through a filter under high pressure). There are already over 10,000 desalination plants going, mostly in the Middle East.

There are huge expenditures underway for desalination and wastewater purification and a number of companies are cashing in on this fact.

General Electric may be in the lead. It purchased Ionics, which builds desalination plants and makes filter membranes.

The French company Veolia Environnement (VE) is a major desalination plant and membrane supplier. This company earns over a third of its revenue from water businesses. The Japanese chemical company Nitto Denko (6988.T) is a large membrane supplier as is Dow Chemical (DOW), DuPont (DD), and GE.

Desalination plant builders include Italian Impreglio (IPGOF), South Korea’s Doosan Heavy Industries & Construction (DOHIF), French Suez (SZEZY), German Siemens (SI), and Spanish construction companies Acciona (ACXIF) and Abengoa (ABGOF).

We have written often about Singapore-listed Hyflux (HYFL) which makes filter membranes used to purify water and builds desalination plants. Hyflux is building a 500,000-cubic-meter per day desalination plant in Algeria, which, when completed in 2011, will be the world’s largest. Hyflux is also building 40 water treatment plants in China, where it gets 81% of its revenue. This share is in our Green portfolio as is Japan’s Kurita Water Industries (6370.T) which builds desalination plants and sells other water purification equipment, getting all of its 205 billion yen [$2 billion] in revenue from water-related businesses.

Canadian H2O Innovation (HEO) makes filtration membranes for wastewater treatment. Austria’s Christ Water Technology (CRSWF) sells desalination and other water purification equipment. American Water (AWK), is in New Jersey and ran the desalination plant in Tampa, which is the largest in the U.S. Energy Recovery in San Leandro, Calif. has also sold shares to investors.

Desalination plants are expensive and create local opposition for several reasons.

First, they produce a waste of highly concentrated salt water that can destroy the surrounding ocean habitat. Second they require a lot of energy which if created by coal, creates air pollution.

The third concern, perhaps the biggest is concern for the organisms that are killed by the process of withdrawing seawater. Tiny fish larvae and plankton are killed in process.

Te nature of our existence is such that we cannot eliminate our foot print entirely. very solution to environmental problems seems to create others. Let’s hope that technology will help make desalination one of humanity’s solutions…not problems. Since desalination can produce fresh water where there is none, and water is one of the few items in daily life that has no substitute, I be looking to invest in companies that provide fresh water with minimal impact on the environment.

Once I find such a  company,  will have identified one of many filters we should use when we review value.  We look for shares of companies that have a product or service in a wave of the future…such as desalination.

Then there are still many questions to answer to determine if the share offers a good value or not.  The questions include:

#1: Are the shares traded in a good value market?
#2: Does the share trade at fair Price to Earnings and Price to Cash Flow ratios?
#3: Does the share pay a good value dividend?
#4: Do the shares have a good value relative to their previous price?
#5: Does the company have rising earnings?
#6: Has the share price been rising?
#7: Is the company’s management good.

My feeling is that desalination will grow especially, that which is provided by wind energy, which is often available at the ocean and in semiarid parts of the world.  Shares in companies that answer yes to the questions above  will be interesting places to invest.

Until next message, good global investing to you.

Gary

Learn more about economic safety this November. Join Merri, me, Steve, Kjetil Haugan or Thor Anderson of Vistazul and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

See the wonderful balconies in the Primavera condos at for sale at $46,000 in Cotacachi.

multi-currency-Ecuador-condo-interior

Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Then travel to the coast. Enjoy the Vistazul swimming pool on Ecuador’s Pacific.

Picture 9

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours

Beware the Dead Cat Bounce


Could the sudden recovery on Wall Street and elsewhere be a dead cat bounce creating that creates an environment for a long tail shock? There are a number of reasons why global equity markets may recover (shared in our multi currency course) but here is the news about two important phrases and risks you should know.

The first is the “Dead-Cat Bounce”. This is a temporary recovery from a prolonged decline or bear market, after which the market continues to fall. If you drop a dead cat from a high roof it will bounce but this does not mean it still is alive.

The recent best day for European stocks and the biggest rebound for US markets since the 1929 Great Cash must be kept in context. After the 1929 crash, the Dow Jones industrial average gained 18.8% in the next two days. The Dow’s bounce earlier this week was 19.2%.

The second phrase is “Fat Tail Shock.” This phrase is all about predictive ability.

In finance, most investment markets are affected by normal bell shaped curves ending in a thin tail. The rise, leveling and falls of most markets are predictable.

Fat tails are considered undesirable because they introduce additional risk…because markets become less dependable. For example, an investment strategy may have an expected return. In normal times the likelihood of its failure (negative return) is less than one in a million. Normal distributions that emerge in finance generally do so because the factors influencing an asset’s value or price are mathematically “well-behaved.” In ther words markets are based on fundamental value. However, traumatic “real-world” events (such as an oil shock, a large corporate bankruptcy, or an abrupt change in a political situation) are usually not mathematically well-behaved. Human emotion dramatically outweighs fundamental logic. This causes investments to become less predictable.

This is where we are now…markets crashing, dashing, rising and even exploding/imploding. As markets move more and more dramatically so too does the daily news…Headlines become bolder… pictures more horrid and announcers increasingly grim.

All this is at the expense of our nervous systems.

Merri and I use a different method of news casting!

Here is the Merrily Farms morning news. You’ll find it a little different…and hopefully more refreshing…then CNN, NBC, CBS or ABC

Please walk with me around the farm. We have no TV at Merrily Farms so we take a walk North, East, West & South to get our morning news. First, we start by looking east from my office to see the first broadcast of the day.

multi-currency-news-sunrise

We’ll I’ll be darned. The sun has risen again! The sky isn’t falling after all.

Then I look south…

multi-currency-news

just because the view is pretty to see. This is not a bad thing to do…to see something of beauty first thing.

Then I amble out and open the goose pen.

multi-currency-news-watchdogs

This is really handy. They are the watch dogs here. The geese let me know if any real problem is coming. This means I can focus on the day without worry. Handy things…these watchdog geese.

Then we head out for a morning walk.

multi-currency-news-view

We break for an important announcement at this waning autumn view…

multi-currency-news

The view is very different from the same spot in the blooming spring.

multi-currency-news-spring

Yet both have beauty…and these seasons are required. We would really be in a fix if everything just kept growing.

multi-currency-news-dark-path

Somewhere along the way we head up a path where the going starts getting dark.

Sometimes the way becomes quite dark.

multi-currency-news-dark

Yet every dark path always seems to have a light at the end. Just when we begin to think it will never brighten, a meadow opens…

multi-currency-news-openings

with we see views that seem like they’ll never end.

multi-currency-news-clearing

Of course they do end because every meadow has a beginning and an end.

Every walk is filled with beauty.

That is the news. Every walk has it dark and bright moments…but there is beauty and necessity every step along the way. There is a reason for the open woodland…

multi-currency-news-friends

and the dark forest.

forest

The meadow.

multi-currency-news-blue-sky

Every day the news here is different…always wonderful and in some ways exactly the same.

Basically the news is really simple….saying that life is filled with wonder…

multi-currency-news-beauty

if you stop and take long enough to look for it.

You can find beauty in the quiet glens.

multi-currency-view

You can enjoy the long views.

multi-currency-long views

You can be patriotic or not.

multi-currency-patriotism

You can like where you are or not. You can stay put or follow a meandering stream.

multi-currency-pond

Whichever the news will be the same…the daily message is…keep walking…this incredible event we are undertaking is a journey and there will always be a new path that is perfect for you.

multi-currency-news-light

Tomorrow’s message looks at how this message of continual change has opened a new exciting opportunity for us to share with you.

Until then, thanks for sharing this little hike and the news from Merrily Farms.

Fade out…play the Merrily Farm theme song…

“Row Row Row your boat. Gently DOWN the stream.

Merrily Merrily Merrily. Life is but a Dream.

Gary

These shots show the glory of the Blue Ridge leaf change. They also hint rumors of colder days ahead…time to head south.

Won’t you join us…in the sun…for the Ecuador news?

Join Merri, me and Jyske Global Asset Management at one of our courses. We review economic conditions, Ecuador real estate, my entire portfolio and natural awakenings to health and wealth with investing and business ideas for the months ahead.

International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

Stay on for the real estate tour Cotacachi and surrounding areas. We’ll see real estate for sale on this lake.

Ecuador-lake-sites

Plus we’ll see homes at San Miguel and Prima Vera II.

cotacachi-ecuador-san-miguel

Primavera II $46,000 condos.

multi-currency-Ecuador-condos

Nov 10-11 Cotacachi-Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estate

Then travel to the coast and enjoy this Pacific surf that in November is warm!

Ecuador real estate for sale .

Salt or fresh water

Ecuador real estate for sale

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours

Multi Currency Breakdown


See the multi currency breakdown of my portfolio below.

Yesterday’s message on multi currency bank safety mentioned that multi currency safety is as important as bank safety. Investors who do not have multi currency diversification can end up holding assets in a safe bank but with a worthless currency.

This is one reason why I have such a large percentage of my portfolio in real estate…carried at cost.  All of our real estate has been purchased at prices well below even the current market. We spend a lot of time researching and searching and fixing because I love working with buildings and land. This is the most important investing lesson of all…do what you love…with those you like.

Really…I would much rather play at making land like this worth more than fiddling with stock charts.

Multi-currency-love

I receive many emails like this:

In this current and, I believe, temporary ‘strengthening’ of the US dollar, I am looking for ways to preserve my assets. I have a lot of faith in the Australian $. The 2 obvious benefits in my mind are, no capital gains if/when the US$ weakens, plus I earn interest on the Australian dollar account. I am also looking to buy silver and I am looking at coins and bullion, any suggestions in this arena would also be appreciated. Thank you,

To invest in just one currency is speculation. Nothing wrong with that, if you know and accept the consequences of speculating incorrectly.

To me, real estate is so much more interesting…a puzzle to be worked filled with mystery that beckons like our hidden horse barn tucked away in the woods…just waiting for value to be added.

multi-currency-barn

Gold is nice also…in the leaves here during the leaf change or the yellow metal…a bit for insurance …but more is speculation as well. Property however almost always has utility…like our home.

Holding several currencies for multi currency diversification is better for most.

As it happens I have not felt good about Australia’s currency as you will see in my multi currency breakdown below.  In my opinion, too many investors are betting too much on t based as a commodity currency.

Here are three trends I have been aiming my multi currency diversification towards.

#1: A return to value. Value investing has long been our philosophy. No reason to change now but other investors have been chasing the easy, fast bucks in rapid appreciation. Look for a shift towards owning high yielding, solid boring shares and bonds.

#2: Real estate. The real problem investors face is not an economic meltdown. Inflation is the genuine risk because governments have proven that they will flood markets with liquidity to avoid the meltdown. Inflation means that cement will cost more. So too will steel and labor. This means a rise in labor. I salivate when this fundamental meets a global real estate correction and am buying so much real estate I scare myself.

#3: A shift to underlying currency value. Where does an investor go when the euro is no longer trusted and the dollar is fundamentally weak but suddenly flexing muscles it should not have? My guess (and here I am overweighted ) is investors will lean towards currencies of small, economically sane, solid, established, politically sound countries…such as Norway, Sweden and Denmark. If so, these currencies will rise versus the euro and dollar. If I am wrong, they are least likely to fall.

All of this brings us to the point of this lesson. If you travel and visit currency and forex trading rooms of large established, successful trading operations, you’ll note that there are very few, old traders. Young men and young women do this job because experienced investors know that currency trading, rather than diversification requires immense capital, continual diligence, almost unlimited discipline and the ability to absorb many small losses before making a big hit. Plus traders must have the emotional stability to not let the big lead them astray! This is an error that has allowed one trader to break many a bank and major firms’ backs…..Coutts…AIG are two examples.

Here is my currency breakdown:

US & Ecuador Real Estate 50.12%

Europe EUR 16.05%

Denmark DKK 9.03%

United States US$ 8.46%

Britain GBP 4.01%

Sweden SEK 3.16%

Hungary HUF 2.37%

Turkey TRY 2.1%

Brazil BRL 1.28%

Canada CAD 1.18%

Norway NOK 1.15%

New Zealand NZD 1.09%

Australia AUD 0%

I am now readjusting this breakdown and will review why in my Multi Currency Course.

Learn how to subscribe here.

Gary

Join Merri, me and Jyske Global Asset Management at one of our courses. We review economic conditions, Ecuador real estate, my entire portfolio and our multi currency breakdown plus investing and business ideas for the months ahead.

International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

Stay on for the real estate tour Cotacachi and surrounding areas. We’ll see real estate for sale on this lake.

Ecuador-lake-sites

Plus we’ll see homes at San Miguel and Prima Vera II.

cotacachi-ecuador-san-miguel

Primavera II $46,000 condos.

multi-currency-Ecuador-condos

Nov 10-11 Cotacachi-Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estate

Then travel to the coast and enjoy this Pacific surf that in November is warm!

Ecuador real estate for sale .

Salt or fresh water

Ecuador real estate for sale

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours

Natural Awakenings to Health & Wealth


Natural awakenings to natural rhythms of health and wealth is the most important asset now!

A recent USA today article entitled “Health takes a hit as economy creates more stress”
by Sharon Jayson says:

“Economic stress is taking its toll on the USA’s emotional and physical health, new survey data show: More than half of Americans report irritability or anger, fatigue and sleeplessness, and almost half say they self-medicate by overeating or indulging in unhealthy foods.

“Money and the economy topped the list of stressors for at least 80% of those surveyed by the American Psychological Association, which releases its numbers today. Finances now overshadow the more typical daily stressors of work and relationships; 46% report being worried about providing for their family’s basic needs.”

Yet economic recessions and depressions are natural. They are also the natural breeding ground for the next group of extreme rich.

The asset required to be among those who rise highest from the ash is more than money.

Those who succeed need a deep curiosity to see what changes will take place, a burning desire to be a part in the recovery process and a great deal of energy and vitality. Because of this I want to share three simple tips about natural awakenings to good, natural health that we have learned from our time spent with Ecuadorian shamans. Here we are on a shamanic journey.
picture one

Merri and I have enormous energy vitality and enthusiasm, running the farm and our publishing business on our own…with practically no help. We are really busy. Forget any idea about recession in this household. We are swamped…breaking records for our business every month.

Our website, according to Alexa, as this message is written, is now among the 25,000 most visited website in the US and even much higher in Canada. Considering the many millions of websites, this means we are visited and doing a lot!

Merri and I are both able to collect Social Security…yet the idea of retiring has not even entered our mind.

We love our work so much we do not even think of this as work. Many are amazed at what we get done. At a time when many our age are thinking retirement, we feel we are just getting started.

Plus despite our heavy work load and travel schedule we seem to be getting younger. Many of our friends who have not seen us for a few years tell us they would not have recognized us because we look younger.

Yet this is a time when many of our friends are rapidly deteriorating both in energy and appearance.

One of the reasons behind this energetic success are three simple and easy to use, natural health secrets we have learned in Ecuador. Let me share how wonderful natural awakenings to health and wealth came to us and can now come to you.

Having been an investment newsletter writer and publisher for thirty years, we originally visited Ecuador looking for new places to invest. Yet this adventure led us to better health as well as wealth because we met and then lived and studied natural health with Ecuadorian shamans. They taught us many things but here are three that are vitally important because they are so easy to do.

Tip #1: Natural awakenings to health and wealth come more easily in natural places. Even if you live in a crowded city, spend more time in tree-lined streets with proximity to parks and lots of sunlight. Research from Japan suggests that oldsters who live in more sylvan settings get out and about more often and survive longer than those living in noisy, gray urban areas. Results of the study, reported in the Journal of Epidemiology and Community Health, showed that of 3,144 people born between 1903 and 1918 who lived in densely populated areas of Tokyo, men and women most likely to survive during the five-year period of the study were those living near grassy or tree-filled walking areas and those who lived near parks and on tree-lined streets. Those least likely to survive were men who lived in noisy areas clogged with automobiles and factories. Also a survival factor: the number of hours of sunlight in the home.” Get out in nature and walk. This will help work off the extra calories you may consume when you are stressed.

Tip #2 for health is for better digestion. Every health regime I have studied from the east to the west to the south begins with good nutrition and the core of that routine is better digestion. We suffer two digestive problems in the western world.

One is that many of our foods no longer contain as many essential vitamins and minerals as we need.

Our frantic paced lifestyle we do not take the time to properly digest our food. There are dozens of things that can be done to improve digestion from food combining to dietary change to slower eating to special prayer to slower, longer cooking to seasonal eating to correctly timing our eating to matching our eating to our body types!

But here is one of the simplest things you can do, that costs nothing in time or money.

Replace some of your high calorie and high caffeinated drinks with a soothing cup of hot water.

Sip warm water through the day away from meals. This is calming, try it and you will see.

More importantly the warm water expands the blood supply in the digestive track and improves digestion. Sip four cups of hot water a day, one in the morning, one mid morning, one afternoon and one in the evening. Even better use the water to replace tea or coffee.

Your results will run from great to miraculous. Some people have shed fat, others altered their entire personality. At the least you will feel calmer, better and have more energy regardless of how good or bad your diet is this will make your nutrition better.

Tip #3: Do something each day for someone who has less than you. This improves our perspective, but there is also a specific health benefit.

Douglas Spotted Eagle a virtuoso performer on the Native American flute who received a Grammy award for his music puts this way at his Spotted Eagle website.

I submit that the mere caring for others is an equal necessity. Many is the time where I’ve been nearly down and out, and a smile from the right person, a hello from a stranger, a small letter, postcard, or note found in the mail have brought me from the depths of despair.”

The science behind this is pretty simple. As creatures of this earth we are subject to the laws that every action has an equal and opposite reaction. We are social animals and when we help someone else we feel pleasure.

Pleasure is one of Western cultures’ least appreciated success and health creating tools.

The sensation we call pleasure changes our brain chemistry in less than a second.

Neuroscientist, Candace Pert, has proven that this emotional response creates corresponding brain chemistry that has receptor sites on cells throughout the body. Cells create tissue.

So, angry emotion…angry tissue. Stressed emotions…stressed tissue. Happy emotions…courtesy of pleasure…happy….healthier cells.

During these troubled time we all need an extra edge to make positive contributions that also increase our wealth and improve our health. The added energy you can gain now can give more than average rewards.

Merri and I look forward to seeking ways to gain more health and wealth  with you.

Learn one more great weight loss tip in a free report at our natural awakenings site.

Gary

Join Merri, me and Jyske Global Asset Management at one of our courses. We review economic conditions, Ecuador real estate, my entire portfolio and natural awakenings to health and wealth with investing and business ideas for the months ahead.

International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

Stay on for the real estate tour Cotacachi and surrounding areas. Come for a hike with me in the Blue Ridge or Ecuador sun. Here is Cotacachi below.

multi-currency-Ecuador-condos-hike Nov 10-11

Here Merri and I hike the Blue Ridge.

blue-ridge-hike

Cotacachi-Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Then travel to the coast and hike with us on this beach.

ecuador-beach-hike

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours

Economic Safety in Troubled Times


Learn about economic safety in Ecuador, the Blue Ridge and North Dakota.

These troubled economic times create wonderful, investment opportunity. The corrections in the stock market and depressed real estate prices combined with global inflationary pressures are developing a lush field of investing values.

Yet investors looking for economic safety need to exercise care in how they harvest this financial crop.

Troubled times create distortions. Distortions create problems. Problems create opportunity. Opportunity creates economic safety and financial profit, if you look carefully for value and make sure your liquidity remains safe during the search.

This is one reason why Merri and I love Ecuador. The people are peace loving. The people are independant. Ecuador’s population have a history of caring for themselves. They know how to farm. The food supply is abundant. Ecuador is oil rich. Ecuadorians do not have the expectation that the government should supply their every want, need and desire. There is less likely to be violent civil unrest in troubled times.

Here in the Blue Ridge there is also a history and connection to independence. Heating and food is plentiful. People know how to survive tough times.

One great pleasure in our International Investment and Business Courses are the people we meet and friends made. People always enjoy each other. Merri and I do as well. Some delegates have been coming to our courses for decades, so we were delighted at our course last weekend when one delegate and good friend from North Dakota who has attended many times over the past 20 years was with us.

He told me a some things about North Dakota that started me quickly searching.

First, the Bank of North Dakota, located in Bismarck, ND, is the only state-owned bank in the nation. The bank has over $160 million in capital and is in partnership with over 100 other North Dakota financial institutions. More important because the bank is owned by the state, it has a credit rating of AA.

The main deposit base of the bank is the state itself. Sate law requires all state funds and funds of state institutions to be deposited there. However deposits are accepted from any source, including private citizens.

The bank is not a member of the Federal Depository Insurance Corporation. The State of North Dakota guarantees all deposits regardless of amount (over $100,0000) in the bank. So this is quite a safe place to hold liquid funds.

Do not expect free irons, dinner plates or special incentives to open accounts. Though individuals can open accounts at the bank, this is not the main business so it offers fewer retail services than most commercial banks. The bank only has one office and does not try to compete in consumer banking.

So, how good is the guarantee of the State of North Dakota?

According to an October 7 2008 article at KXMCTV in Minot, North Dakota, the
state has a pile of money. North Dakota is one of the few states with a budget surplus, estimated at a billion dollars.

The state also has some good economic fundamentals. First it is rich in agriculture, beef cattle, milk, hogs and honey producers rank North Dakota among the leading producers.

Wheat is the leading farm product in North Dakota, ranking second in production only behind Kansas. North Dakota grows more durum wheat (used for pasta) than any other state.

North Dakota also leads all other states in the production of barley and sunflower seeds and is a leader in the production of flaxseed (linseed oil).

North Dakota is among the leading states in the production of canola seed, honey, navy beans, oats, pinto beans, rye, soybeans and sugar beets.

Hay is important, grown for livestock feed.

That bodes well for the state in inflationary times…but there is more…energy.

Just beneath its surface North Dakota has a 1,000-year supply of coal. The third largest gasification plant in the world is here. This is the only commercial-scale coal gasification plant in the United States. North Dakota power plants have 4.5 gigawatts of electric generating capacity and are some of the most efficient and reliable in the nation. Energy, real estate costs and taxes are some of the lowest in the country.

Then there is oil. North Dakota has a lot of it. Brigham Exploration Company alone says discoveries suggest 42 million to 71 million barrels of oil.

Brigham shares sell on Nasdaq under the code BEXP.

North Dakota could become one of America’s leaders in energy production. The state has near limitless supply of coal, incredible potential for wind, ethanol and biodiesel production, and increasingly productive oil fields.

Congress has extended several renewable energy tax credits for wind and biodiesel projects, small ethanol and biodiesel producers that will help North Dakota’s economy.

North Dakota is the sixth-largest energy producing and exporting state and has more potential for renewable energy growth.

According to North Dakota’s Department of Energy’s Wind Energy Program, “North Dakota has the potential to supply 36% of the electricity of the lower 48 states through its wind supply alone.” Wind development in North Dakota is taking off, over the past year throughout the state.

North Dakota’s Senator Kent Conrad recently met with T. Boone Pickens as he has developed a New Energy Reform Act, which includes some of Picken’s ideas. The Pickens plan aims to reduce dependence on oil by increasing the amount of clean energy like wind power and solar power.

An ABC news article entitled, “The Backyard Economy: North Dakota
A Look at the Peace Garden State’s Economic Issues” by Christine Byun says:

“Surging commodity prices and a weaker dollar have enhanced North Dakota’s economic strength, leading to stronger growth and continued investment throughout the state.

‘The chances of a state recession are incredibly low,’ said David Flynn, an economist at the University of North Dakota. ‘The most likely scenario would be for North Dakota to continue to grow.’ State Fiscal Management Director Sheila Peterson said state revenues are 13 percent ahead of forecasts, which she partially attributes to ‘solid growth’ in the tourism, energy and agriculture sectors. The state’s bountiful crops play a big part of its exports; agricultural products pulled about $170 million into North Dakota in 2006. Last year, the state’s fertile farmlands produced the most wheat and barley in the nation, according to the United States Department of Agriculture.

North Dakota is not solely dependent on agriculture. It also exports machinery and crude oil products. The energy industry — both oil and alternative sources — is expanding, according to state labor market analyst Kevin Iverson. The natural resources and mining sector added 4,000 jobs to their payrolls since last March.

“Oil is an absolutely booming industry in the state,” Iverson said, noting that the western portion of the state has benefited as companies direct their attention to the Bakken rock formation as a potential oil reservoir.

“The dollar’s declining value to foreign currencies has is also spurring economic activity in North Dakota. While the state sells almost half its exports to Canada, savvy shoppers from north of the border are crossing in to Grand Forks and Minot to take advantage of what are essentially reduced prices for them and in the process, driving up retail trade.

“A potential weak spot for North Dakota is the state’s lower than average unemployment rate. Economists worry with fewer people looking for work, companies interested in doing business in North Dakota could potentially bypass the state because of the tight labor market and lack of available workers.”

Bank of North Dakota’s website is www.banknd.com

There you have it…places that may be safer than most…places that may offer more opportunity and economic safety in troubled times.

Gary

Learn more about economic safety this November.  Join Merri, me, Steve, Kjetil Haugan and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

See the wonderful balconies in the Primavera condos at for sale at $46,000 in Cotacachi.

multi-currency-Ecuador-condo-interior

Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Then travel to the coast. Enjoy the Vistazul swimming pool on Ecuador’s Pacific.

Picture 9

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours

Vilcabamba Ecuador Real Estate


Merri and I first visited Vilcabamba, Ecuador while looking for business and investing opportunities in Ecuador.

This tiny South American country contains such diversity that its Pacific coast to Andean peaks terrain has the same bio-diversity as all the territory ranging from the equator to the Arctic Circle. This and its equatorial location also means it is the closest source to North America of maximum daily direct sunlight.

Vilcabamba has been attracting many residents since we visited. They are moving to communities like CLUB HACIENDA EL ATILLO, RESORT & SPA.

vilcabamba-ecuador-ad

Vilcabamba has great beauty. This is a view from the Club Hacienda El Atillo gated community in Vilcabamba.

vilcabamba-ecuador-lawn]

This photo was taken from the LA MOLIENDA DE EL ATILLO lodge which has three apartments that can be rented (two to four people) on a daily or monthly basis.

Here is a house in the community.

vilcabamba-house

and plaza.

vilcabamba-plaza

Merri and I visited Vilcabamba over a decade ago because during our initial research the Ecuadorian consul told of Vilcabamba’s great beauty and he explained that the residents had great longevity.

After our first two journeys to Ecuador, I became increasingly fascinated with the fact that some of the valleys including Vilcabamba have special qualities, which enhance longevity. Residents in these valleys had a history of reaching extreme ages.

Imagine sitting round this pool in your back yard as you view the mountains of Vilcabamba Ecuador.

vilcabamba-ecuador-pool

Further research brought me to an article written in the January 1973 National Geographic entitled, “Every Day Over 100 is a Gift” written by Dr. Alexander Leaf. This article was written about the three valleys-one in Georgia (then USSR), one in Pakistan (Hunza) and the valley of Vilcabamba, where 1,080 people per 100,000 lived on average to be 100. The article compared this to three per 100,000 in the United States. More important those who reached a ripe age (even over 100) remained vital, sexually active, still work and participate regularly in the community.

This National Geographic article shows pictures of some of the world’s oldest people. For example, a picture featured one of Vilcabamba’s patriarchs, Miguel Carpio, getting a haircut. Carpio was aged 123 and Said, “I would not like to be young again, but if I could take 15 years from my age (be 108 again)- wonderful!” Another picture showed Hermelinda Leon, aged 94, who labors at the Vilcabamba bakery. The cover picture was a trim Jose Roa who at 87 years slogs daily through Ecuadorian ooze to make adobe.

There are plenty of ways to enjoy healthy exercise at the Club Hacienda El Atillo gated community in Vilcabamba.

vilcabamba-ecuador-tennis

Tennis courts at LA MOLIENDA DE EL ATILLO lodge.

These valleys offered not only ideal living conditions, but also special waters acclaimed in many global scientific journals.

This greatly peaked our curiosity and we started looking for ways to visit this valley. We found one reason these people lived so long was because they were isolated from the rest of society. Everyone in Ecuador knew of Vilcabamba but few knew how to get there.

Finally we drove the spine of the Andes and visited this special place and enjoyed its exquisite beauty. Due to its remoteness we never returned, but times have changed and I know that many readers now visit their and love it. You can see why in the pictures below…the wonderful views…the amazing landscapes like this at LA MOLIENDA DE EL ATILLO lodge.

vilcabamba-ecuador-landscaping

Because of this, when Manuel Vivanco Riofrio asked me to place an advertisement for the Club Hacienda El Atillo gated community in Vilcabamba, after just a little checking, I agreed to do so.

Here is what Manuel originally wrote about Vilcabamba.

“I am the developer of a project in Vilcabamba Loja Ecuador Which we feel is an excellent place for those who wish to enjoy the magic of this valley but also wish convenience. Our project is only two blocks from the center of the village.

We have great experience in this area as our family has owned the farm “EL ATILLO” for 200 years. We now wish to share this experience with those who wish to live in our longevity valley. We offer land parcels, houses and suites. we have developed 36 lots and 25 have been sold, ten to Americans, four Europeans and eleven to Ecuadorians.

Club Hacienda El Atillo is in an advanced state of construction, Our condominiums are almost finished, our club area is 65% complete and we feel that the project is very special.”

Here are some more photos taken at Club Hacienda El Atillo in Vilcabamba Ecuador.

Wonderful flowers.

vilcabamba-ecuador-landscape-views

Great landscaping.

vilcabamba-ecuador-views

Scenic views.

vilcabamba-ecuador-back-yard

CLUB HACIENDA EL ATILLO, RESORT & SPA has 24/7 Security, Swimming Pool, Tennis Court, Library, Restaurant, Bar, Chapel, Spa., Gym, Equestrian Club, Gallery, Gardens, Cascades, Walking paths, sidewalks and Roadways,club house, Plaza, 360 degree panoramic and breath taking view of the Valley and more.

You can get more information, prices, a full brochure and site plan of Club Hacienda El Atillo Resort & Spa in Vilcabamba Ecuador from Manuel Coriofrio by email  at elatilloclubhacienda@hotmail.com or manuelvivancoriofrio@hotmail.com

Or call his mobile phones at: 092.772546 or 099.444495

Until next message, may every nook and valley of yours have such beauty as well.

Gary

Learn more about Vilcabamba and Ecuador this November. Join Merri, me, Steve, Kjetil Haugan and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador

Stay on for our Imbabura real estate extension. See wonderful condos for sale at $46,000 in Cotacachi with beautiful hardwood kitchens like this.

multi-currency-Ecuador-condo kitchen

Nov 10-11 Imbabura Real Estate tour

Then travel to the coast. Enjoy Ecuador’s coast and see condos for $89,000 on Ecuador’s Pacific with views like this.

Ecuador-beach-condo-sunset view

November 12-15, 2008 Ecuador Coastal Real Estate Tour;

The coastal tour includes a free one day Quito Real Estate Tour November 16, 2008.

See discounts for two or more of these courses and tours

We can also arrange Ecuador real estate guided tours to Vilcabamba.

vilcabamba-ecuador-mountains

Enjoy Vilcabamba Ecuador.

vilcabamba-ecuador-rainbow

Here is the brochure for Club Hacienda El Atillo Resrot & Spa

vilcabamba-Brochure

and site plan

vilcabamba-blueprints

You can get full size brochures and site plans emailed by emailing Manuel Coriofrio at elatilloclubhacienda@hotmail.com or manuelvivancoriofrio@hotmail.com

Economic Correction Opportunity


The current economic correction is creating some great investment opportunity. Here are three economic correction opportunity ideas I have seen already.

Economic correction opportunity #1: Recent messages mentioned that a golf course on Lake Yaguarcocha, just five minutes north of the city of Ibarra is for sale. This is just a little more than half hour drive along main highways north from Cotacachi. Here is the lake.

Ecuador Day 3 089

There is a ridge which runs between the lake and the city of Ibarra and from a local lookout point you get the view of the lake above and also the city below.

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Here is a picture of our last real estate course delegates eating lunch at the course.

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There is 22 acres in total and room to build townhouses along the course. Steve just posted a full report abut this.  Here’s a shot of one of the fairways with the lake and mountains in the background.

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The course includes 44 seat restaurant. (The patio can seat a further 100 people).

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Steve Marchat has posted a full report on the details of the sale for Ecuador Living subscribers.

Learn how to subscribe here.

Economic correction opportunity #2: We just finished our International investing and business course in North Carolina and I outlined why I am now looking at foreclosure property for sale in Portland Oregon. Property prices are down but the potential in Portland is up.

An October 5th Oregon Live article by Eric Mortenson entitled Look our, oregon, for a global warming land rush says: By 2060, a Metro economist said, the seven-county Portland area could grow to 3.85 million people — nearly double the number here now.

Then Lorna Stickel, a planner with the Portland Water Bureau, stood to ask a question. Does the population projection, she asked, account for the possibility of climate change refugees?

That article uses Rebecca Niday, a Realtor from Florida, as an example. She moved to Rhododendron for Oregon’s more moderate weather. Experts speculate that such migration could become more common if climate change causes other areas to dry up, brown out or get increasingly hammered by storms.

The article continues: What if the American Southwest dries up, browns out, and those people now misting their patios in Arizona head to the still-green Pacific Northwest? What if Californians hit the road north in numbers far surpassing the 20,000 who now move to Oregon each year? What if the polar ice melts, oceans rise and millions living along coastal areas — or ravaged by Katrina-like storms — have to move?

What happens, as Oregon becomes more attractive and other places become less attractive?

Property prices will rise and those who buy wisely now will see prices like we will never see again. Look for places that will thrive due to global warming.

Economic correction opportunity #3: Illiquid bonds offer unusual returns. Take a look at lower quality bonds now. Take for example the US dollar 8.5% TITAN PETRO issue that matures 18/03/2012 .  This bond was recently selling at a discounted price of 59.00 so its yield was 26.93%.  Then that discount dropped even more so the issue had a 45% yield. The risk premium is way out of line…much more than the risk.

Some General Motors bonds are paying 70% interest.

We are creating a complete report about these bondsfor our Multi Currency Course subscribers.

Learn how to subscribe to our Multi Currency Portfolios Course here.

This time of economic correction was predictable. So too are the profits that will be made from this shift.

I look forward to sharing the opportunity with you.

Gary

Merri and I love our lives in North Carolina’s mountains but autumn’s frosty bite has arrived. The trees along the creek are golden now.

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Instead of sitting in the cold and gray we move to Ecuador’s Pacific coast and Cotacachi, enjoying warm, sunny weather at unbelievably low prices.

Many who join us pay for their trips with Ecuador products they buy and export. One delegate who just visited told us he bought 150 Ecuador shawls at $1.50 and exported them to sell at $19.95. He paid for his entire trip and made a small profit.

At our Ecuador exports course we look at how to combine ideas and products to make them worth more. For example here I combined Ecuadorian carpets with Ecuadorian carved wood frames to make Ecuadorian art.

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Our Oct 14-18 Ecuador Import Export Course is a great place to do your Christmas shopping and learn how to have an Ecuador export business in the process. The course has one space left. See more here.

Learn this November more about Ecuador and emerging bonds. Join Merri, me, Steve, Kjetil Haugan and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador

Stay on for our Imbabura real estate extension. See wonderful condos for sale at $46,000 in Cotacachi with beautiful hardwood interiors like this.

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Nov 10-11 Imbabura Real Estate tour

Then travel to the coast. Enjoy Ecuador’s coast and see condos for $89,000 on Ecuador’s Pacific with views like this.

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November 12-15, 2008 Ecuador Coastal Real Estate Tour;

The coastal tour includes a free one day Quito Real Estate Tour November 16, 2008.

See discounts for two or more of these courses and tours

Multi Currency Trends


We see multi currency trends everywhere when we look and think.

For example, I love a naturally healthy lifestyle and do not endorse the concept of using pharmaceuticals. Yet I do not let my personal beliefs blind me to the multi currency investing trends that I see developing.

This is why why several months ago, we looked at the idea of investing in shares of Novo Nordisk in an article entitled “Multi currency investing beats inflation.”

A much as I hate the fact, conditions suggest that we will see a trend away from healthy and organic eating. I believe this trend will shrink because a larger segment of the population will be hard pressed to pay for what they eat even if it is not the healthiest.

Food price will outweigh quality.

Sales of fast, cheap high carb, high fat food will rise…as will blood sugar problems and diabetes.

Novo Norsk is the largest maker of insulin so it makes sense that this company will do well.

Jyske Bank agrees and has given a buy signal on Novo Norsk shares.

Jyske recently set this memo to me.

Novo Nordisk (BUY): Capital-markets day confirms potential

On Friday 26 September, Novo Nordisk held its capital-markets day. The day did not bring any important news but it confirmed our assumptions that the market is underestimating the company”s growth potential within the diabetes business. We particularly have a more optimistic view of the launch of liraglutide compared with the market. Therefore, we maintain our BUY recommendation with a 12-month price target of DKK 380.”

You can read more about these shares in my multi currency portfolios course. You can subscribe to our multi currency portfolios course.

Until next message, good global investing to you.

Gary

Merri and I love our lives in North Carolina’s mountains but autumn’s gold is here

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Instead of sitting in the cold and gray we move to Ecuador’s Pacific coast and Cotacachi, enjoying weather and views like this.

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Join us in Ecuador and enjoy the festivals.

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Our Oct 14-18 Ecuador Import Export Course has two spaces left.
https://www.garyascott.com/catalog/ecuador-import-and-export-tour

Enjoy the colors…

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and the grace of the people.

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Learn this November more about Ecuador and emerging bonds. Join Merri, me, Steve, Kjetil Haugan and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

See the wonderful balconies in the Primavera condos at for sale at $46,000 in Cotacachi.

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Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Then travel to the coast. Enjoy the Vistazul fresh seafood caught in front of the hotel by these fishermen on Ecuador’s Pacific.

San Clemente Fishermen

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours