Tag Archive | "Texas"

Frequency and Health


Frequency and health are connected.

One way of looking at everything is as a collage of frequencies.

Good health is the body operating as a bundle of correct, natural frequencies.

A recent message for example looked at how the frequency of music can integrate the brain hemispheres and accelerate super thinking.

The process is also good for health.  That same article for example showed how healers globally use the frequency emitted from the conch shell because the form of these shells represent the Golden Mean.

In mathematics and the arts, the golden mean is the ratio of expansion in nature when all frequencies are in harmony. This mathematical constant is about 1.618033.

In other words each ring of a conch shell (that has grown in harmony) is about 1.6 larger than the last.

Non stressed flowers unfold on the Golden Mean.

Adolf Zeising, a mathematician and philosopher, found the Golden Mean expressed in the arrangement of branches along the stems of plants and of veins in leaves. Animal skeletons, the branches of veins and nerves expand on the Golden Mean.  The Golden Mean rules the proportions of chemical compounds and the geometry of crystals.   The Golden Mean is a universal law as Zeising wrote, “the ground-principle of all formative striving for beauty and completeness in the realms of both nature and art, and which permeates, as a paramount spiritual ideal, all structures, forms and proportions, whether cosmic or individual, organic or inorganic, acoustic or optical; which finds its fullest realization, however, in the human form.”

So hearing the Golden Mean in music or sound helps balance our being.

We built our North Carolina farmhouse on the Golden Mean… a rectangle 1 wide by 1.6 long.

golden-mean

We can gain balancing frequencies in other ways such as through nutrition.

Ecuador-shamans

Ecuador shamans use conch shells, tobacco smoke, floral water, herbs, chants, music and dance to balance frequencies.

For example Theanine (chemical name: r-glutamylethylamide), one of the chemicals found in green tea, helps balance the system. Theanine is used to reduce stress and anxiety without the tranquilizing effects found in many other calming agents.

Scientific evidence shows that Theanine stimulates the brain’s production of alpha waves, making the user feel relaxed but alert and not drowsy. It also helps the body produce other calming amino acids, such as dopamine, GABA, and tryptophan. As might be expected from a calming supplement, Theanine may be able to lower elevated blood pressure as well.

This is why I was excited to receive the note below from my friend, health care provider and fellow trustee on our foundation Landofthesun.org, Joe Spano, MD.

ecuador-shaman

Here are Merri and me with Dr. Joe Spano (left) and Dr. Jim Key both board certified in anti aging at a shamanic ceremony on the ancient Inca Rumicucho pyramids.

When Joe gives me a health idea, I listen. His resume shows why:

Joe attended Louisiana State University School of Medicine in New Orleans from 1959 – 1963. His internship was done at Mixed Medical and Surgery; Kings County hospital center, Brooklyn, New York. His Medical Residency was at Veterans Administration Hospital and Tulane University School of Medicine, New Orleans. He had special training at Resident in Clinical Cardiology under John H. Phillips M.D., Chief of Cardiology, Veterans Administration Hospital, New Orleans.

Joe was an instructor in Physical Diagnosis at Tulane University School of Medicine. He was a Research Fellow in Medicine for gastroenterology at Harvard University, Thorndike Memorial Laboratory, Boston City Hospital, Boston, Massachusetts. He served in the Military from 1967 to 1969 in the USAF, 3560th USAF Hospital, Webb AFB, Texas; Chief of Internal Medicine; Chief of Professional Services; Chief of Laboratory Services; Chief of Radiology.

Joe has honors, membership and diplomat to American Board of Internal Medicine, Harvard Trained Gastroenterologist, American Board of Anti-Aging Medicine, Phi Beta Pi Medical Fraternity. He is listed in ”Best Doctors in America“, America’s Top Physicians (Research Council of America) and was chief of staff at Naples Community Hospital.

Joe sent this note:  Gary I have taken the liberty of sending you a few bottles of green tea, pomegranate and blueberry extracts that the business I am involved with provides. Try them and see what you think.

Thera-green Tea contains only pure, wild crafted, Chinese Green Tea and herbs.
Thera-Green Tea contains natural antioxidants derived from Green Tea, Lotus Leaf, and Kudzu Root.

Thera-green Tea helps fight free-radicals. It is an excellent addition to a weight loss program… provides immune support… nourishes cardiovascular health and
promotes healthy collagen production.

Blueberries  have one of the highest anti-oxidant ratings of all the  berries. Although the acai berry, the mangosteen  berry, and the gogi berry all are enjoying a  lot of  publicity, the blueberry is a superb  source of the chemicals such as quercetin, vitamin c, resveratrol, and anthocyanidins that neutralize free radicals which wreak havoc on cell membranes and dna making it equal if not superior in efficacy.

Extracts of blueberries enhance brain function and reduce brain aging  according to recent research, along with bilberry (a component of thera-blueberry)  improve night vision and may slow macular degeneration.  Eye strain is decreased as well.

Thera-BlueBerry contains the pure, raw pulp of whole wild Blueberries, plus
extracts of Pomegranates, Bilberries, and Elderberries.

One dropper is equivalent to 10 cups of the blueberry juice. It requires this much to get the various health benefits that have been ascribed to blueberries.

The convenience is a major advantage, I add the extracts to my water, oatmeal, and cereals.

One still has the benefit of the super food berries, even in the off season.

This is not to indicate that fresh berries are not better and that in Ecuador those fresh juices aren’t more delicious and nutritious.

Thera-Pomegranat contains all natural extracts of real whole Pomegranate fruit.  This ancient fruit has modern health benefits. Originating from Persia and mentioned in the Old Testament, pomegranate has been found to  have many positive effects on health. synergistically blended with Green Tea and Elderberry extracts.

Daily consumption of this fruit juice or its extracts seems to decrease progression of atherosclerosis (hardening of the arteries).

Also, it may improve circulation to the heart under stress.  The polyphenol content, notably the anthocyanidins (gives it the color) has been shown  to reduce the progression of prostate cancer.

Because it enhances nitrous oxide production in the body the juice has been helpful in some men with erectile dysfunction. Concentrated pomegranate juice may be useful in lowering ldl (bad) cholesterol and reducing blood pressure.

Like cranberry juice its chemical components inhibits the ability of bacteria  to adhere to the urinary bladder wall and cause infection.

The fresh fruit is not available year round and the juice in supermarkets is expensive.

Therefore, the concentrated juice extract available as thera-pomegranate  from preferred medical supplements is a convenient was of getting your daily health requirement.

One or two droppers is all that is needed daily.  Regards, Joe

I am not selling these supplements but use these green tea and fruit extracts as  part of  my anti-aging strategy.

Joe has been kind to extended  a 10% discount to readers GaryaScott.com and ecuadorliving.com.

If you have questions or wish to order these supplements contact Joe Spano at shamanspano@usa.net

Green-Tea

Thera Green Tea Supplement Facts

1 ml (1 full dropper) supplies
Servings Per Bottle 60
Amount Per Serving  % DV
Green Tea extract (leaves)
(minimum 90% polyphenols, 50% EGCG) 110 mg †
Proprietary blend of Lo Han
extract (fruit) and Stevia extract (leaf) 31 mg †
Lotus extract (leaf) 25 mg †
Kudzu extract (root) 10 mg †
Chinese Licorice extract (root) 2 mg †
† Daily Value (DV) not established
Other IngredIentS: purified water, natural glycerin, natural
lemon flavor
Pomegranate-extract

Thera Pomegranate supports healthy cardiovascular system
(heart, veins, blood and arteries), brain health, liver health,
stomach health, immune health, healthy lipid levels in people
with diabetes, skin and prostate health.  It also balances stress.

Thera Pomegranate Supplement Facts
1 ml (1 full dropper) supplies
Servings Per Bottle 60
Amount Per Serving  % DV
Pomegranate extract (juice) 100 mg †
Pomegranate extract (fruit) 50 mg †
Green Tea extract (leaf) 50 mg †
Proprietary blend of Lo Han
extract (fruit) and Stevia extract (leaf) 30 mg †
Elderberry extract (fruit) 30 mg †
† Daily Value (DV) not established
Other IngredIentS: purified water, vegetable glycerin, natural
flavor, citric acid

Blueberry-extract

The bottle of this blueberry extra says is can help:

#1: Support cognitive function
#2: Concentration and memory
#3: Maintain eye and retina health
#4: Promote urinary tract health
#5: Support healthy glucose metabolism

The formula contains:

Blueberry powder (whole fruit) 65 mg †
Bilberry extract (fruit) 20 mg †
Elderberry extract (fruit) 20 mg †
Pomegranate extract (fruit) 20 mg †
Proprietary blend of Lo Han
extract (fruit) and Stevia extract (leaf) 20 mg †
Blueberry extract (juice) 15 mg †
purified water, vegetable glycerin, natural
flavor, ascorbic acid

This extract helps fight free radicals and is an excellent addition to weight loss
programs. Plus it provides immune support.

I am not selling these supplements but use these green tea  and fruit extracts as  part of  my anti-aging strategy.

Joe is kind enough to extended  a 10% discount to clients of  Gary Scott.

If you have questions or wish to order these supplements contact Joe Spano at shamanspano@usa.net

Everything is frequency and when in balance our frequencies are golden.  Yet there are many frequencies in the modern world from noise to fast food to micro-waves that disturb our natural frequency balance.

You can help restore the Golden Mean within in many ways…. through music, nutrition and being surrounded by nature.  We look forward to sharing Good Vibrations with you. Hear even better balancing vibrations below.

Gary

The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business. This can help you create your own internet business.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course, at no added cost, as I believe they will help you develop a better business in these crucial times..

Even Better Get All three Courses Free

To make this offer even more compelling,  I am giving everyone who enrolls in our North Carolina or Ecuador International Business & Investing seminar in October or November all three courses, “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

ecuador-tours

We always conduct our autumn North Carolina course n the first weekend of October… the best time to enjoy  the leaf change.

Join us with Jyske Bank and my webmaster David Cross in West Jefferson North Carolina. Learn more about global investing, how to have an international business at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

ecuador-tours

You’ll see views like this on your way to West Jefferson.

Or head south to Ecuador!

ecuador-tours

October 16-18 Ecuador Southern coastal tour

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

ecuador-seminars

In Cotacachi the weather is always Spring like.  Here is our group meeting at the Cotacachi museum next door to Meson de las Flores.

Join us with Peter Laub of Jyske Global Asset Management in Ecuador. Learn more about global investing, how to have an international business at the seminar.

Nov. 6-8 IBEZ Ecuador Seminar

ecuador-tours

Let our friendly staff at Meson serve you.

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

salinas-condo-for-sale

Ecuador winters are shorts weather on the beach as this photo shows.

Join us in the mountains and at the sea. Attend more than one seminar and tour and save even more plus get the three emails courses free.

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

Here is Balancing Baroque Music Vivalidi Four Seasons Autumn for Super Thinking.

Retire With Ecuador Real Estate Value & IRAs


One great reason to retire in Ecuador is the real estate value. Plus you can own Ecuador or other overseas investment and retirement real estate with your IRA.

Retirement costs of in Ecuador are low because the cost of a home and utilities are so low.

There is great value, plus enormous beauty in the Andean and coastal countryside.

The wonderful crafts markets of Ecuador create export opportunity to supplement income when you retire in Ecuador.

There is so much beautiful property and…

homes seem so inexpensive like these houses at San Miguel (under $100,000) and…

cotacachi-ecuador-san-miguel

Primavera condos (under $46,000) that…

multi-currency-Ecuador-condos

it becomes easy to misunderstand value. Take for instance Ecuador’s empty beaches.  This is a shot of a wonderful coastal land in Ecuador.

What is this property’s value?  Prices on some Ecuador beach property are really low!   When you find a beautiful piece of property like this at a really low price, how can you lose?

Here is how you can see your Ecuador retirement wealth shrivel.

Our friend Todd Smith recently sent me some photos of a trip he made down California’s coast.

Imagine buying land on the beach in California 30 years ago.

You couldn’t miss.

Right?

Todd’s photos reminded me that you can.  Todd photos was scripted with this text:

If you ever want to get away completely, visit the Lost Coast of California.

retire-in-ecuador-real-estate

In Humboldt County, head south on Rt. 211 from Fortuna, towards the ocean.

You’ll follow a winding, narrow almost-one-lane road for about 30 miles before you reach the Pacific, and you’ll be lucky if you pass a single car.

Be sure to fill up before you go because you’ll be almost completely on your own.
a coastal island in the trees.

The Lost Coast gets it’s name from the fact that Rt. 1 and Rt. 101 completely bypass this section of about 100 miles of shoreline.

Except for signs of ranching and an occasional hamlet you would think you were the only person on this lovely, godforsaken planet.

retire-in-ecuador-real-estate

See all of Todd’s photos of the lost coast.

What value does this California real estate have…

retire-in-ecuador-real-estate

beyond building a barn?

Real estate has two values… the value for you as a user… and what someone else will pay for it.

If you retire in Ecuador and want to live in an isolated place in the mountains or on the coast… great. You can find some incredible real estate values.

If you buy to resell and plan to profit… beware! Some Ecuador real estate will appreciate dramatically as pressures of modern life shift agricultural land to residential, recreational or commercial.

However some beach property and mountain land like this…

retire-in-ecuador

in 10, 20 and 30 years from now will look like this.

retire-in-ecuador

The value will have increased due to inflation but great appreciation is not likely.

Investors who are ready to retire in Ecuador should look closely at the likely time frame of land appreciation.  Be careful to make sure that your retirement liquidity needs do not come before appreciation.

You can also buy Ecuador real estate through an IRA… if you or your family are not going to live in or use the property.

This site has been helping people retire in Ecuador and to invest their IRAs abroad for years.

You can own real estate in your IRA, including non-U.S. real estate. Over the years, advisers have wrongly convinced many people they cannot own real estate, as well as a number of other alternative investments, inside their IRA’s or other retirement plans. Nothing could be further from the truth. In actuality, the IRS allows a great deal of flexibility when it comes to investing the assets of your retirement account.

The trouble comes if you don’t have a “self directed” IRA or if you work with a custodian who imposes his own investment restrictions. Most of these restrictions have nothing to do with the code governing retirement accounts but are instead employed to make life easier for the custodian.

Here is what is allowed:

• Raw land

• Condos

• Office buildings

• Single-family homes

• Multi-family homes

• Apartment buildings

• Improved land

The IRS defines prohibited transactions and self-dealing that you cannot do in your IRA.  Your retirement plan is meant to benefit you at retirement… not earlier so you cannot directly or indirectly, deal with yourself or a family member.

You cannot lend money, extend credit, or furnish goods, services, or facilities to yourself or a disqualified individual. In other words, you can invest in any type of real estate you want as long as it is an investment and not for your own use currently.

However if you find your dream Ecuador retirement home  that you want to live in when you reti you can buy it in the IRA, rent it for now and take it as a distribution from your plan when you retire.

You can have a full report and contacts with a custodians who can help you own Ecuador real estate in your IRA.   Subscribe here.

IRAs at Jyske Bank

It is now easier to invest your liquid IRA funds safely overseas as well.  Jyske Global Asset Management can invest your IRA investments offshore in coordination with GoldStar Trust!

This makes it easier for you to give your IRA International investing and currency diversification.

Here is how the JGAM IRA plan works.   Your US custodian will be GoldStar Trust in Texas. Your offshore custodian bank will be Jyske Bank in Copenhagen (Denmark).  Jyske Global Asset Management will be your asset manager.

This setup is in accordance with IRA regulations. JGAM sends quarterly and annual statements as well as standard IRA statements from GoldStar Trust.

You can get further details from Thomas Fischer at JGAM. Email Thomas at fischer@jgam.com or call toll-free in the USA at 1-866-602-5426

Gary

Join Merri and me with Thomas Fischer at our North Carolina farm this July or October for our International business & investing seminars below. Learn more about early retirement and Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Value Investing Diary


Value investing in Ecuador or anywhere is probably the best way that most of us can make good investments.

There are some disciplined investors who do well with short term trading… but most of us do not have the time, inclination or ability to invest this way.

In my case, I find that slower is better. Slow value oriented long term investing may not be dynamic or thrilling… but I still have all the money I had mid 2007.

That is more than a lot of speculators can say.

One problem with value investing is that it requires a lot of work, thought, determination, bravery, conviction and patience.  These qualities are not always easy to maintain long term.

Discipline is vital to multicurrency investing.

This is why I was delighted with what John Mauldin had to say when he spoke at the recent Naples seminar that Merri and I co hosted with Jyske Global Asset Managers.

multi-currency-talk

Here is John.  John is a Fort Worth, Texas businessman with over 1.5 million readers to his emailed financial newsletter.

He was Chief Executive Officer of the American Bureau of Economic Research, Inc., a publisher of newsletters and books on various investment topics, from 1982 to 1987. He was one of the founders of Adopting Children Together Inc., the largest adoption support group in Texas. He currently serves on the board of directors of the International Reconciliation Coalition and the International Children’s Relief Fund. He is also a member of the Knights of Malta, and has served on the Executive Committee of the Republican Party of Texas.

He is a frequent contributor to numerous publications, and guest on TV and radio shows as well as quoted widely in the press.

Thomas Fischer  had a great interview with John during the seminar which you can see here.

John’s speech was important because discipline is the glue that holds all investing theory together.

I believe that there are basically three types of investors… disciplined long term value seeking investors…  disciplined short term traders… and losers.

Non disciplined investors always lose in the long run.

You can read this entire report as a Multi Currency Subscriber.

More on Value Investing

Merri and I are going through the process now of searching for  and seeking to understand value in Florida real estate.  Merri has been keeping a value investing diary to help us get our bearings on what the real value of property in Florida might be now.

Let’s share that diary here.

On the Road
by Merri Scott

A number of you have written and asked, “What about the house you were buying Florida?   Any luck?  Any ideas?”

Well, yes, we’ve been on the search and off and on the road now since late March.

Have we bought anything?  No.

Have we found anything interesting?  Absolutely.  Lots of things out there.

Have we seen good prices/deals?  Wonderful prices, unbelievable opportunities.

Have we learned anything?  Yes, yes, yes, we have.

First of all, to recap…why are we buying a home in Florida?  Well, there are a lot of reasons…

1)  Late last October last year, up here in the High Country we experienced a real knock down day after day, week after week of heavy snow and extreme weather.  We aren’t used to that…we usually have great weather through October, very decent weather in November and a lot of sun but truly cold in December.  We can live with this.  But what we experienced last year, we certainly don’t want to repeat.

2) We sold all our holdings in Florida just before the bubble burst and we miss a place near our daughter and her family down there.  We are welcome there but we desire to be more a part of their lives and to have a home there.

3) Gary reminds me that real estate is all he feels comfortable with at this point.  “Where else should anyone invest at this time?” he ruminates.

“Why Florida?” you might ask.  We’ll give you all the reasons in other reports on this…but yes, there are a darn lot of good reasons for Florida.

We started out in late March (came home back early from Ecuador) for a reason.

We had this idea that we wanted to buy waterfront property but not beachfront.

Many reasons for this but the main one is that we love water…here in NC we have so many streams, creeks, waterfalls…we are almost surrounded with the delight of all this water and do enjoy it.

We knew that we would have to pay a premium for being on the water, but were willing.

We started out in late March which is near the end of the dry season in Florida…usually winters are dry and as summer starts there are daily rain showers which cool things off and bring a lot of water back into the system.

The only real times we would be in resident would be during the dry season and surely did not want the horror of buying “waterfront” only to find out that the waterfront was way out there somewhere into the distance.  (More or this later).

After all our years of experience in Florida, we also knew that it would be best to look in August at anything in South Florida or anywhere there would be the chance of standing water.  (We experienced this in South Florida years before.)…so we just stuck with our old philosophy, look in March-April for Central Florida and of course we were not looking in South Florida, but if we were look in the late summer.  This way, if we can live with the conditions during those months…then we would be OK.

A lot of you have written, “Haven’t heard from you.  Why haven’t you bought in South Florida?”.  Well, this is not to say, someone else shouldn’t…but we were evacuated 17 times over the years, had a lot of heat distress and high humidity over the years and we just didn’t want to go back there.

How did we choose our area?  Well, we’re still at it!

First of all, we want to be near our family in Lakeland but finally after about 2 weeks of driving around, we decided that we should be north of I-4 and not south.  Why?  Well, we can make it easily in a day’s drive north of I-4 but it gets harder and harder to make it further in one day.  (Despite what some might think about our being travelers, we are not.  We go from one home …with our beloved things in that home…to another.  We don’t do well staying in hotels, motels, resorts of whatever…this is torture to us.)

Having finally realized this parameter, we happily eliminated a lot of territory.

Back on the hunt…we love those sleepy, windy little rivers flowing along the center of the state…nice fishing, tiny docks, not much going on and so so full of nature.

Got out the maps, and started remembering those we loved and plotting!

At this point, we decided against using a realtor because we actually needed more under our belts before we started talking houses.

We have long been in love with the Peace River, the Alafia, the Suwanee, the Withlacoochee and many others, including the larger but beautiful St. Johns.  But of course, we were concerned about flooding in these areas also.
(Little did we know that wasn’t the primary problem!)

The Internet has proven to be fabulous as well as awfully scary.  We haven’t bought real estate for “just ourselves” not for investment in a long time and we had forgotten what that included.

In short order, we found that hey, we didn’t need to worry so much about flooding, as DRAWING OUT WATER.  Many municipalities now have the right to “draw” water from these little as well as large rivers…also found out that even California has bought “water rights” to draw down these rivers and ship the water all the way out there.   YIKES!

We used the Internet and began to find a number of possibilities…taking in mind the water rights.  We were down baby sitting for our kids who were taking a cruise and had some time to look around.  Found THE most delightful house tucked in its own woods on a beloved old friend of ours, the Withlacoochee River.  (No one seemed to have water rights on this one.)  Took our darling grandson there.

Gary had been having a long discussion with him re “natural” and “real”.  He was a bit turned around in his mind about the comparison for instance of Sea World (yes, they do have real animals there) and nature.  We made quite a drive for a 6 year old up to this remote area with this fabulous house. (looked at it from all angles, inside and out, and yes, we COULD live with this one!)

I was beginning to think…wow, this is a bit easy…first house, first area we’ve chosen and a greatly reduced price…we’ll just buy it right now!

Garren and Ma (our hound dog) jumped immediately out of the car with great joy.  A beautiful surrounding, old mature oaks, a real sleepy time down south look with a stunningly beautiful, well designed and built all natural house.  Everyone looking excited and happy!

ecuador-value-investing

Here is Garren at our farm learning about nature and farm safety!

There was a long boardwalk as an entry with some cypress trees (whose feet must be wet) always signifying to us high water in the summers or at least standing water.  We nodded “That’s OK” to each other and proceeded.

Garren leaped up to the front door which opened in a lovely two story lodge like atmosphere…a clerestory window view out, a local mounted bear, turkey and deer…and declared, “This is real nature isn’t it, Poppa?”

We didn’t think the house was quite big enough but the land was good, the setting beautiful, the distance to Lakeland OK, and truly it was a house built in nature with nature.  And it was way way below our budget.

To cap it all, Gary glanced out and saw his dream “Look a wonderful old oak with a rope draped over the river where we can swing out and jump right in!”  Fabulous.

Then we all of us strolled out to the river…and there wasn’t one.  It was a very deep, wide ditch with about 3” of water left.

So very sad.  So very disturbing.

Since then the house has dropped from $77,000…according to the latest listing data.

We thanked our lucky stars that we were looking in early April and not summer when the banks might be full.  And we knew right then that we were going to have to do our homework, and that no, it wasn’t going to be that easy.

I’ll continue next week with amazing finds.

Merri

Because Merri has a lot of experience in real estate and we know a lot about Florida, we thought it might be easy to make this purchase.  She was a licensed Florida real estate broker and her first sale was a $1.4 million on the beach in Ft. Myers… in the late 70s… when a million dollars still meant something.  She went on to hold a NASD license which entitles her to be a stock broker, a syndicator of projects, a developer of large communities, etc.

But were we right?  No. Experience of the past today just isn’t enough.

You have to look, compare and think to find value now.

Tomorrow’s message provides an Ecuador value investing tip and why buyers must beware there.

Until then may all your values be good!

Gary

We hope you’ll join us to learn more business and investing opportunities globally as well as Ecuador.

July 4-8 Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Ecuador Canadian Connection


There is quite a large Ecuador Canadian connection… especially in Cotacachi Ecuador. This winter it seemed as if we had almost as many Canadians as Americans.

The sun always shines somewhere… like this shot taken by our Canadian friend, Dennis Goff, who lives part of the winter in Cotacachi Ecuador and recently visited Ecuador’s coast with us.

ecuador-canadian-connection

I suspect that it is the cold winters in Canada that bring so many Canadians to Ecuador.

Merri and I are currently in Florida looking (unsuccessfully so far) for real estate. We head north tomorrow.  Here is what our friend and farm manager Richard Goebel wrote:

“Are you sure you want to be up here next week?  Here is Ray’s forecast for Monday next week This is not an April Fool’s trick.”

Monday – Mostly cloudy; Windy; Early AM showers; Turning colder with snow showers late afternoon & at night; High in the lower 50s; Low in the mid 20s

Tuesday – Mostly cloudy; Cold; Blustery; Snow showers & flurries; High in the upper 30s; Low in the lower 20s

In other words, when Merri and I arrive in North Carolina our front yard could look something like this.

ecuador-canada-connection

One must wonder… why?   We could be back in Ecuador where there is never snow and one has a choice of climates.  For example in Cotacachi nearly every day it’s in the 70s and at night 50s.

By dropping altitude a bit for example to Ibarra, the temperature is warmer.  Cotacachi is at at about 7,500 feet altitude, Ibarra about 6,500 feet.

Instead of looking at the snow, I could be looking at sunshine and property near Ibarra like this Ecuador real estate for sale that we viewed on our last real estate tour…

This is an income opportunity, a 21.39 acre estate with an executive golf course, pitching and putting, 6 greens on a 5 acre area.  It has six cabins. Here is our last real estate tour…

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taking a look at…

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the cabins.

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Here they are…

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inside.

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They are in good shape…

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clean and with…

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balconies…

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overlooking wonderful gardens.

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There is a full restaurant inside and …

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out.

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plus a two bedroom, one bathroom house.

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This property was one the market at one time at a price that was too high. Now the owner has adjusted it down to a realistic price and I am sending a full report to my Ecuador Living subscribers next week.   If you are not a subscriber and would like this report, you can learn how to subscribe to Ecuador Living here.

We look forward to sharing more ideas about Ecuador, value anywhere and hope that until next message may all your connections be linked in reality and truth.

Gary

You can enroll in one, two or three of these courses below

Ecuador Coastal Real Estate Tour May 16-17. $499 Enroll here.   $749 For a couple.

We’ stay on this beach that Dennis Goff shot on our last Ecuador coastal real estate tour.

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Imbabura-Cotacachi Real Estate Tour May 20-21.  $499 Enroll here.  $749 For a couple.

Ecuador Amazon Herbal Tour May 22-24.  $399 Enroll here. $499 For a couple.

Take Two for One. Attend any of the three courses below and select any one of the tours above free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

Sign up for our three May 2009 tours and attend any of the IBEZ Cotacachi + Tangled Web seminar above FREE.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Learn about our July 2009 Ecuador export tour 2-4-1 deal here.

See our full 2009 schedule here.

Multi Currency US Banks


Multi currency US banks are hard to find.

The US dollar has revived in the past few weeks. Fundamentals (debt, trade balance and low interest rate compared to inflation) suggest that this makes the current strength of the greenback a useful tool to diversify into other currencies.

Yet it is hard to walk into your local bank and open an account except in greenbacks.

This is a problem everywhere in the US. Most US banks that offer an FDIC guarantee do not offer non dollar accounts.

However one FDIC insured bank that does is Cathay Bank. This bank has Hong Kong roots and began in 1962, to serve the Chinese-American community in the greater Los Angeles area. However they adopted the motto “An Open Door for All” and have expanded rapidly.

Cathay Bank is part of a publicly traded financial institution with stockholder equity of approximately $994 million and total assets of $10.81 billion. Its service network is now in New York, Massachusetts, Washington State and Texas. Overseas it operates in Taipei, Shanghai, and Hong Kong.

The bank’s website states that it can handle payables and receivables in foreign currency, transfers funds internationally and offers investments in foreign currency including specialized services to help manage foreign exchange exposure.

They offer spot and forward currency contracts and claim that their exchange rates are favorable.

Cathay Bank’s services include:

Foreign Currency Options
Foreign Currency Time Deposits
Multi Currency Call Accounts
Foreign Currency Banknote Exchange
Foreign Currency Travelers Checks

I have not used this bank, but wanted to pass this data on as I know many US investors are looking for ways to use the current dollar strength to invest in other currencies. You can get more data at http://www.cathaybank.com/

Until next message, good global investing to you.

Gary

The first ice appeared on our North Carolina pond this week. Our mallards are complaining! Brrrr!

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Merri and I would rather work and play in the Ecuador sun than fight the ice and snow. This is how to enjoy a winter’s breakfast, in our sunny court yard, at El Meson de las Flores with friends.

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Join us at a course in Cotacachi this winter.

Jan. 16-21 Ecuador Spanish Course
Jan. 22-23 Imbabura Real Estate Tour
Jan. 24-27 Coastal Real Estate Tour

We’ll visit the Otavalo markets.

Cotacachi-beads

Feb. 13-15 International Business & Investing Made EZ
Feb. 16-17 Imbabura Real Estate Tour

Ecuador-El Meson-Courtyard

Courses are centered around this open air courtyard in our colonial inn El Meson de las Flores.

March 8-9 Imbabura Real Estate Tour
March 10-15 Ecuador Export Expedition
March 16-19 Coastal Real Estate Tour

Ecuador-Beach-Work

You can even work online (as my friend Steve is doing above) while on the coast.

Better still join us all year in Ecuador! See our entire schedule of 26 courses, tours, mingos and expeditions we’ll conduct in 2009.

Multi Currency Investing Value in Change


Multi currency investing in change creates opportunity if you stick to value as well.

We have a great rooster here at the farm.   Beautiful.

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So now we also have some new chicks!

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What fun!

Watching them started me thinking about multi currency investing cycles and evolution.

If we look, we can see mankind and our multi currency, global economy evolve in ways that make sense.

Yet the shift are often hard to see.

On a recent trip Merri and I were stuck next to a TV (we do not have this at the farm) and the show was called Mad Men…about ad men in the 50s.  The smoking everywhere, three martini lunches, incredible sexual harassment, gender, religious and racial bias.

Wow, consider how much we have progressed!  Perfection now? No.  Better than before…I think so and we are making progress.

How can we spot, and position ourselves for change?

The economic doldrums of today will create the life styles of tomorrow. High rising costs of energy…food and essentials are creating a more spiritual world.

People are learning to look within for their fulfillment rather than relying on the shopping cart of the material market place to bring them joy.

They are more likely to spend more time in their church, mosque, synagogue or other place of religious worship than in Wal Mart.

Is this bad?

They may enjoy more friends, family and their social community.  Perhaps spend more time hiking and in nature or contemplating…slowing down to enjoy life more.

Think, if nothing, else of the environmental good.

How do we prepare our lives, our business, our finances for this new way?

During the 40 years I have been investing abroad, I have observed seven golden investing trends.

#1: 1970s Gold & Silver.

#2: Japan , Germany , Switzerland , England , Australia and Hong Kong .

#3: 1980s. The Tigers, Taiwan , Singapore Malaysia and South Korea , & Turkey .

#4: Early 1990s. South America (which led me to Ecuador).

#5: Late 1990s and 2000s. China , India and Eastern Europe .

#6: Invest in Real Estate Throughout.

#7: Bet Against the US Dollar Throughout

Now an eighth powerful green trend is in force.

How do we tap into this new economic wave?

Good value investments in water, alternate energy and environmental salvation offer incredible opportunity…if you maintain a good sense of value.

Like with all huge shifts, there will be scams and over priced investments.

An article by Alex Williams entitled, “That Buzz in Your Ear May Be Green Noise” touches on this when it says:

“DESPITE the expense and the occasional back strain, Mary Burnham, a public relations consultant in San Francisco, felt good about the decision she made a few years ago to buy milk — organic, of course — only in heavy, reusable glass bottles. For the sake of the environment, she dutifully lugged them back and forth from the grocery store every week. Cutting out disposable paper cartons, she reasoned, meant saving trees and reducing waste.

“Or not. A friend, also a committed environmentalist, recently started questioning her good deed. ‘His argument was that paper cartons are compostable and lightweight and use less energy and water than the heavy bottles, which must be transported back to a plant to be cleaned and reused,’ she said. “I have no idea which is better, or how to find out.”

“Ms. Burnham, 35, recycles religiously, orders weekly from a community-supported farm, buys eco-friendly cleaning products and carries groceries in a canvas bag. But she admits to information overload on the environment — from friends, advice columns, news media, even government-issued reports. Much of the advice is conflicting.

“To say that you are confused and a little fed up with the often contradictory messages out there on how to live lightly on the earth is definitely not cool,” she said in an e-mail message. “But, heck, I’ll come out and say it. I’m a little overwhelmed.”

“She is, in other words, a victim of ‘green noise’ — static caused by urgent, sometimes vexing or even contradictory information played at too high a volume for too long.”

Green is good but as mankind learns and evolves, there will be plenty of spin. There will be more than enough turmoil and confusion about what is best and what will succeed.

The true guide that can guide you through the noise that is created during new economic waves is value.

For example investments in wind power make sense. T.  Boone Pickens has just announced that he will make a huge investment in wind power.

An NPR article said: “After decades investing in oil, T. Boone Pickens is now pouring billions of dollars into what he calls America’s biggest wind farm. Pickens envisions putting up 2,500 turbines in Texas to generate 4,000 megawatts of energy — enough to power 1.3 million homes.

“Pickens says America is living with oil prices of more than $140 per barrel and gasoline topping $4 per gallon because it didn’t plan for its energy future.

“The mistake was made because we didn’t have the leadership that stepped up and said, ‘We cannot continue to import foreign oil,'” Pickens tells Steve Inskeep.

“Wind currently generates a relatively small percentage of the nation’s power, with most coming from coal, nuclear and natural gas.

“Pickens says he would like to use more wind for power generation and shift natural gas for use as a transportation fuel.

“We’ve got plenty of natural gas,” he says. “That’s the beauty of it. Natural gas is cleaner, it’s cheaper, it’s abundant and it’s domestic.”

“He notes that the United States, with just 4 percent of the world’s population, uses 25 percent of the world’s oil supply — most of it imported.

“Pickens says he wants the government to extend a production tax credit for wind power for a period long enough to encourage investment in the technology.

“The federal government recently issued a report forecasting that 20 percent of U.S. power generation could come from wind energy by the year 2030. Pickens says that’s too long from now — he’ll be 102 years old.

“This has to happen quicker than that,” he says. “We’ll be broke if you wait for this to all take place by 2030.”

Wind investments may be good, but not all wind investments all the time. Yet not all wind investments may be good.

Jyske Bank recently placed a sell recommendation on one of the most successful recent shares we have tracked, Vestas, the wind and turbine maker. See why here.

Green is good now. Paying too much for an investment, regardless of its color is never good.   Even when you ride the wave always keep your eye on value.

Learn more about how to spot good value investments at

Until next message may all you values always be good.

Gary

Join us, stay at our farm and learn about intuitive investing for Susan Rotman’s business intuition course.
Or join me with Jyske Global Asset Management to learn more about value investing.

International Investing and Business Made EZ North Carolina

International Investing and Business Made EZ Ecuador