Tag Archive | "Stress"

Triple the Profit – Double the Fun


I like to paint.  What do you like to do?

Would you like to turn that (your) passion into profit.

You can.   Have fun and gain triple profit.

Figure out a way to enjoy the multiple effect.

When I feel I have time, I grab my paint brushes and paint.  I like to do big stuff, like this heron at the entrance of our North Carolina house.

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These flowers in our Creek Cabin is another example.

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That artwork brings almost no financial gain… just savings from not buying art… and the joy.

There’s another type of painting I enjoy.  In fact, it’s more likely that you’ll see me with this type of paint brush, on the outside of the Creek Cabin.

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Painting exteriors, or ceilings and walls?  That’s not a high paying occupation either.

Until… we add the multiple effect and focus the job with an anchor of value.

First, let me be clear.  Merri and I find painting, cleaning and fixing things up oddly satisfying.  This is one of our hobbies.  We both come from families with real estate backgrounds and since we were kids, associated a house or apartment… clean and pretty and ready to sell or rent…  with a feeling of satisfaction fulfillment.

Pavlov at work!

This is not to suggest that you should paint or clean… of garden… or mow lawns!   The point is that there is something you gain satisfaction from, when done in the right way, can create some substantial income.

Painting might seem a poor investment of time for a writer… just painting or even scrubbing counter tops and floors.  Yet this physical activity is a great balance to the non activity of sitting behind a computer.  I can only spend so much time writing, usually four to six hours a day is enough.

There is a wonderful sense of accomplishment… immediate gratification when I paint a room or mow a lawn.

Plus the mundane becomes extremely profitable when our attention is focused on our anchor of value.

For example Merri and I took on the hobby of fixing this kitchen in one of our Mt. Dora rental houses.

Before.

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After.

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Our assistant Derek does the tile work and counter tops, but the painting, staining, cleaning and polishing are our domain.

Now again let me be clear again.  If I was in the business of flipping houses or owning and managing rentals, I would probably build a list of painters and cleaners to do these jobs.

Finding and fixing such places is not my job.  This is not my career.   This is a hobby I enjoy from beginning to end… the finding, the buying, the figuring our what to do and the cleanup.

My career is researching, writing and sending you these messages every day.

Where’s the multiple effect profit?  That house is worth many thousands of dollars more with that refurbished kitchen.

If I were to calculate my time,  I might be making $1,000 and hour… doing something that pays $15 and hour if it were work.

Let me explain how I focus my anchor of value to create the multiple effect and bring these profits with the aim of helping you spark some ideas about your anchor of value.

Start with the anchor of value.

The image below is from a Wall Street Journal article about retirement.

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Notice the similarity in this kitchen and the kitchen that we cleaned up shown above?

There are millions of kitchens like this, same cabinets, same ovens (that often still work) same design.  They were all built in the 1950s and 1960s, upgrades for the millions of WWII vets and their Baby Boomer children.

Merri and I understand these type of houses because they are identical… same hardwood floors, same cabinets, same closet doors… to the houses we grew up in.

What is the anchor?

We know this type of  house well and our anchor of value is the understanding how much people today can pay, either in a monthly mortgage payment or rent.  In the USA, for example, the typical bank limit on monthly mortgage payments is about 28 percent of your gross monthly income.  Banks generally will let a borrower devote up to 28 percent of their household income in a mortgage payment and expenses (including taxes, insurance and HOA dues).

If there are lots of families in an area who earn an average of $4,000 a month, then this will be a good market for sales or rentals at $1,000 a month.

This simple formula provides a basis from which a dependable value can be measured.   This is the science of the valuation.

Using this approach, years ago, Merri and I have been able to spot dozens of contrasts, distortions & trends in real estate value, in many places, Hong Kong, Fiji and London, then the Isle of Man, Naples Florida, Ashe County North Carolina, Dominican Republic and Ecuador.  This approach eventually led Merri and me to invest in Smalltown USA in Mount Dora, Florida.

Our passion of fixing up adds appeal into the mix.  This appeal creates the multiple effect.

Sometimes an investment can be a really good value, but a hard sell.  The best investments are underpinned by appealing good value products and services.

Investing in what you know (and  enjoy) helps you understand appeal and makes it easier to mesh the art and the science of valuation.

Our strategy is to buy houses built in the 1960s and 1970s that need to be cleaned, painted, landscaped and light rejuvenation, that appeal to us and which have a reasonable potential to return a decent income (and likely appreciate) based on rent or mortgage in the $1,200 a month range.

Here’s where the multiple effect comes in.

The cleanup, painting etc. does not bring more rent, but does make the property easier to rent and also increases the capital value.

We like to paint, but painting in general does not create much profit, until it is mixed in with anchors of value and improved appeal.

Have fun and triple your profits.  There is a synchronicity that comes when you are enjoying a process and knowing you’ll profit from the process as well.  Somehow the activity is more enjoyable and the likelihood of profit higher.

Look for an anchor of value you understand.  It can be anything you like, cars, boats or whatever.  A friend of mine loves to fix antique clocks.  Look for ways that you can do something you love that increases value and appeal while you are having fun.

Gary

Live Well and Be Free – 5 Global Earning Experiences

Here are 5 global income experiences and 7 business secrets that can help you live well and free anywhere.

I began my international business over 50 years ago and have been creating and running international micro businesses since.

During that time my wife, Merri, and I have been able to live, work and earn all over the world… literally anywhere we wanted because of seven secrets we gained which we share here with you.  We have been blessed with global earning experiences that helped us make millions… but were also fun, such as with British Lordships.

See how this one micro business helped us rub elbows with British Royalty.

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One of Merri’s businesses that worked with British Royalty was featured in Doonesbury.

Global Earning Experience #1:  Lepers.  Our micro businesses have been fulfilling.  Merri started her international business in her 20s (long before she knew me) importing Italian clocks to the USA.  This earned so much ($80,000 in the first year) that she created other micro businesses helping orphans in the Yucatan and Haitian lepers (at the Albert Schweitzer Hospital) produce crafts she sold for them in the USA.

Excellent income ($80,000 in the 1970s was a lot of cash)…  incredible contacts… working with Dr. Larimer and Gwen Mellon who created the Albert Schweitzer Hospital in Haiti… and enormous satisfaction.  Merri still cries over 40 years later when she tries to speak of the gratitude of the lepers and her time and life in Haiti.

Plus she gained lessons that allowed her to live and earn… in many places and many ways.

Then we got together.

Global Earning Experience #2:  Lords.  Another of Merri’s ideas (in the mid 1980s) was to broker British titles to wealthy Americans.  We made a ton from that… even gained 15 minutes of fame when Gary Trudeau learned about this business and immortalized it by having B.D. Zonker buy a title!

What fun… profitable, plus stimulating, meeting and working with the Blue Bloods of Britain… visiting their castles… invited to their events and affairs.

Before I get ahead of myself, may I ask you a question?

Would you like to have a lifestyle and a front yard like this… almost a thousand acres of hacienda overlooking the Andes?

Would you enjoy living in two, three or even more places wherever and whenever you choose?  Would you be happier with more freedom, lack of debt, and a life of riches, adventure and travel?  Would you be glad to feel confident that you can discover interesting and fun business ideas again and again that not only bring in extra income but also help the poor and improve the environment?

If so then read on… because… that front yard above is ours in a remote Andean hacienda.  This is only one of several homes that we have gained (to live and use in business) from the secrets we’ll share below.

In the summer, we retreat to our 250+ acre farm high in the Blue Ridge mountains of North Carolina.  Here’s our front yard in these mountains and the view from my home office.

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Home offices in all your homes are important by the way.  They are part of one global micro business secret and you’ll see why have two home offices (and using two cars in business) can save thousands in taxes.

When you have an international micro business that involves your home and car, the tax benefits are fantastic.

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A group of readers visiting our North Carolina home after learning how to gain freedom with a micro business.

You can also enjoy such a lifestyle because after years of search, I found business secrets that you can use and enjoy.

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Waterfall at our North Carolina Farm.  See enjoyable benefits of a micro business in water.

Global Earning Experience #3: Hospitality.  Here’s a hotel we owned and operated in Ecuador.  Once we sold this we joined the sharing economy and began offering rentals in our North Carolina cabins through AIRBNB and houses in Florida.  We became designated super hosts within months and added thousands of extra dollars to our income every month.

Caring is just one example of how to live anywhere and earn.  If you provide genuine care in anything you can be anywhere and beat out big businesses in your niche because big business has created an uncaring world and everyone craves care.

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Having a variety of places to live is part of one of the secrets on how to earn more, have a better life with more fun, adventure and greater freedom.

Global Earning Experience #4:  Import-Export.   Here I am at our Florida house showing clients how to import.

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I was wearing a hand tailored, made to order, high quality wool suit from Ecuador that could be imported into the US for as little as $135 .  Plus that Panama hat was made in Ecuador.  This is odd but true, all genuine Panama hats are made in Ecuador.  We imported Ecuador roses year round as well, all from one of our tax deductible US home office.

Dozens-of-roses

The secrets we’ll share below are not about how to buy suits or flowers though.   The secrets show ways to make money (while helping others) marketing products and services wherever you are and much more…. globally.

Global Earning Experience #5:  Green Produce.   We have an orange grove and lake at our Florida home and

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are among the first to test new organic ways to make citrus farming better for the environment and the consumer.  In North Carolina we cultivate Wild American Ginseng as well as aquafarm.

These are just a few of the business experiences that can help you have the freedom to earn globally.  They are shared in our emailed correspondence course, International Business Made EZ.   This course helps you learn how to earn and live wherever you choose!

The course teaches a system based on seven secrets so powerful that it creates money for you regardless of where you are:  in town, out of the country, traveling or even in places as remote as we live.

These secrets have worked for us in real estate… titles… tours… agriculture… clothing… hospitality… alternative health…  spirituality… printing… publishing and art businesses for Merri and me all over the world.

I searched for these elusive secrets of opportunity for over twenty years, looking for a way to gain incredible, outlandish, unbelievable profit potential.

I finally found them and after years of proof and would like to share with you.  The opportunity I sought had to be enormously profitable yet also safe.  It had to work in good times and bad and had to be flexible so it could evolve as times changed.

These were not the only standards.  I wanted to find unbelievable profit and high safety and freedom but also wanted this incredible investment to offer the ultimate tax shelter, something so perfect it would not be even a little bit questionable.  It had to be so tax foolproof that Congress would never change it. 

I wanted a tax shelter so good that it would be encouraged by the government.

I feared deep down inside that what I wanted was impossible.  Nevertheless, I scoured the world for over twenty years looking for it.  I looked in Japan, Hong Kong, Korea, Thailand, Indonesia and the Philippines.  But I didn’t find it in Asia.  I went to the Middle East and searched all over Europe… all across the USA and Latin America.  I hardly missed a country.  After twenty years and millions of miles, I guess I gave up.  Only then (as these things so often happen) was it that I found the best opportunity in the world.

This opportunity was not only perfect but I discovered that it was wherever I wanted it to be, in my own back yard, in Florida and our remote home in the High Country of North Carolina and our even more remote cloud forest home in Ecuador.

Merri and I have created a special program we call “Live Well and Free Anywhere” that makes it possible for you to enjoy extra income doing something you love.  You can gain full or part time and enjoy excellent profits as you have fun and do something good in the world.

My search stumbled on the fact that most millionaires make their money in business.  This discovery led to a study of rich businesses, ones that generate everlasting wealth.  Here are five of seven secrets we learned and have used in our  micro businesses:

Secret #1: They must enjoy the multiple effect.  A product once created must produce profits again and again, almost on a never-ending basis.  Each investment made needs to make huge returns.

Secret #2: They need to be greater than their owner’s time.  They must produce income even when the owner doesn’t put in day-to-day effort. You may already be wealthy or earning a high income.  You may not even need another business or extra income, but some day you might.  One surgeon explained it this way.  “I am making a fortune because peoples’ lives are in my hands.  Once my hands are no longer steady, my income stops.   My entire financial well being will then be in someone else’s hands!”

Secret #3: These money making systems should be enjoyable and fun.  Sadly most people make money for the sake of making money.  Many spend their lives working, just to have a few precious hours having fun.  The most important fact about making and keeping wealth is that those who were richest absolutely love what they were doing.  Money is of secondary importance to their effort.  And as things are, this means they actually ended up making more money.

Secret #4: These money making systems need to be flexible.  No matter what the economy brings, your ability to make money should work regardless of inflation, recession or even depression.

Secret #5: These businesses usually start small, but grow quite large.  Good money systems work for large or for small amounts and can be operated on either a full or part time basis.  Most businesses start with a learning curve.  During that time it is essential they are small.  Once the lessons have been learned and the system is operating properly, then it needs to grow for larger and larger returns.

These secrets created a fantastic way to make money with my own international micro business doing what I love!

You too can have everlasting wealth by turning your passion into profit.

Before discovering these secrets I had a business but to be honest could never get ahead.  I was almost penniless, in debt and living from month to month, check to check.  Then I discovered these seven secrets…and how to apply them around the world.

Since then our international micro businesses have brought in millions.  We gained all the physical possessions we desired, plus more than enough money in the bank.

We do not have one penny of debt and we have leisure time… though when you love your business… why not work?

This is most important, we have fun and feel that we do something beyond just making money every day!  Merri and I do what we love and have learned that through our global business we can accomplish far more important goals, gain self fulfillment and be of service to our community.  In short we can help make ourselves and the world better.

Among our greatest thrills is being able to help others through foundations we have started that help the environment and the poor.

More importantly we have the freedom to do all this from many locations (some are remote-you have seen the pictures) that we really enjoy.

You too can have the freedom to do what you love from any place you like, even operating (actually preferably) from your bedroom, dining room or den if you wish.

What do you love? Rare cars?  You can make a fortune creating a business around them.  Do you prefer fine art? Or do you love beautiful jewelry, coins, gems, real estate, furs, model railways, dolls, scientific equipment, war memorabilia, old and rare books, or whatever?  Do you prefer social subjects rather than objects?

Are you concerned with the environment or humanitarian problems, with crimes, war or poverty?  Would you like to help wipe these social problems out in the course of your business?

Are you a golfer? Do you love to travel? Why not make all kinds of money in a global business related to golf?

Would you like to help the world be a more spiritual place, help people get along better together?  You can do something good for the world, increase your income and live wherever you please in the process!

Whatever your passion you can learn how to earn by creating an international micro business based on it.  You can be international if you love to travel or not.  Regardless of your skills and position there is some approach that will work for you.

Take fishing, for example.

I am no great aquafarmer, but the numbers and lifestyle work on a small scale.  We pay about $3.50 a pound to stock the fish, they double, triple, even quadruple in size and we sell them at a local butcher shoppe for a modest profit.   This is not a big deal, but does generate income, helps attract guests to stay in our rental cabins, puts some great trout dinners on our table and is a thoroughly enjoyable part of my daily labor.  I need this to counter balance sitting in front of a computer.

Over a couple of months the fish grow… a lot.

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We are lucky to have a perfect but natural place to raise the trout.  On busy holidays when our monster trout are in demand I have to work hard fishing at that pond.  Pity me!

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This pond is just below our house, so raising the trout is EZ for me.

Millions of people love fishing but don’t have a pond.  This does not mean they cannot be involved in fishing.  Here are just a few of many ways that others have profitably matched this passion with profit.

Two of my friends, John and Lou, grew up near me in the Oregon mountains.  They were outdoor adventure types and moved to Canada, where they homesteaded 1,200 acres on a trout-filled lake in mid British Columbia.  They built a fishing camp that attracts fisherman from around the world.

Duncan Kinderman on the other hand loved fishing and castles.  He bought a castle on the River Tay, a great Scottish salmon river, and offered time shares for fisherman from Britain, Europe and the US.

Another entrepreneur I know was from Montana.  His skills were in marketing so he sold fishing trips for fishing camps.  He attended rod and gun exhibitions, met owners of these camps and arranged to sell their fishing trips to the US, Argentina and even in Russia to fisherman around the world.

Ralph Kylloe on the other hand loved fishing and photography so he created the book, “Fishing Camps”, which was published by Gibbs Smith publisher. This allowed Ralph to travel across the country enjoying fishing camps as he photographed and wrote.

Steve Ambrose, another friend of ours, had family commitments at home so he set up a bass fishing business in Florida that served Americans, Germans, Canadian, Dutch and Belgians.  Later as his children grew, he used his client base to arrange fishing trips in Argentina.

Each of these people had provincial backgrounds and differed in age, situation and skills.  Their common link, the love of fishing, led each to a global micro business.  Each was able to blend a unique nature and set of skills to develop a global business that surrounded them with fun, like minded fishing souls.

Also, imagine what an international business means to your world travel.  Every trip you take can be tax deductible!  You can honestly write off every trip that is related to your business.  Every journey becomes a research oriented adventure and a TAX DEDUCTIBLE EVENT. 

For example if you have your own business you can gain $12,976 by using two vehicles for business because  IRS Form 4562, which is filed by proprietorships and corporations, contains spaces for up to six vehicles.

There are similar benefits by having a second home office defined in IRS publication 463 and IRS publication 587.

These are huge tax benefits that can be gained when you have an international, at home,  micro business.

As a real international business person, you’ll have one of the most respected and tax protected businesses in the country.  Every country needs to do business abroad, and most governments have created many programs to encourage their citizens to do business overseas.  Many of those benefits come in the form of reduced tax.  Other benefits come in the form of legal protection and even subsidies and grants.

There is such an abundance of opportunity that Merri and I have created this program to help you have your own international micro business that can be managed almost anywhere.  This program is unique because Merri and I are unique.  We started our global business together.  Since we’re almost recluses, we decided to do the whole business by ourselves… thus we create micro businesses that do not require large staffs.

We began working at home.  Today, though we have tens of thousands of buyers and have made millions, we still work at home on our remote farms and employ only a few people to help.

You can do the same with a system contained in an electronic correspondence course called International Business Made EZ.   The course reveals all you need to know about how to start and run your own global business all by yourself.  It answers your questions and gets your business started!

Thousands have profited from this course which has been updated in its fifth edition.

For example, Ben, an investor from Pennsylvania used International Business Made EZ and wrote:

“Jam packed with vital information.  My head is spinning. Thank goodness this is all backed up by your manual. This is a true and cherished gift. Your tips on low cost business are a blessing!  Thank you once again for an outstanding course.  The value far exceeds the price.”

In just a week, you can be well on your way to income and freedom to live wherever you choose!  International Business Made EZ shows you how to take advantage of the five secrets mentioned above and the remaining two secrets below:

Secret #6: Look for ways to gain 1,000% returns in business.  The wealthiest families in the world today come from global businesses.  Learn how margins can be so incredible that few would believe them.  Learn how to use stories to make huge shifts in the value of products.  Take for example our friend Earl who is a dog trainer.  On a trip to Ecuador clay whistles in the market place were for sale at .35 cents each.  By calling them dog whistles Earl was able to sell them at $9.95,  a whopping 2,700% mark up!

Secret #7:  Create and market your product everywhere using niche marketing.  There are 11 steps to create the perfect product.  You learn them with International Business Made EZ.  Understand how to review ideas, test focus, aim at markets.  Learn where and how to get your data and get others to provide your marketing material for you almost FREE.

Learning how to market is the key to successful business. Knowing how to turn pennies into dollars is good marketing focus. International Business Made EZ gives you this winning marketing knowledge.

You’ll learn how to turn advertising dollars into a fortune.  You’ll learn how to create your own ads and when to use the internet… search engines… pay per click… classifieds, space ads, direct mail or word of mouth… even flea markets and roadside stands in some cases.

See how to build a PR list and social business network on the World Wide Web to gain thousands of dollars in free publicity.  I even share my most secret results on my marketing so you will know why sometimes you sell more units of a product at $49 instead of $29.

Learn how one couple used ads about retirement to supplement their retirement income and received free trips all over the world.

Learn how we have made money over the Internet (specific details, specific experiences, hard earned knowledge over the last 13 years!)  With an inexpensive computer you can easily run a business from home and still have tons of time left over – even if you are computer challenged.  Merri and I have certainly proven this.  We were one of the first to run a successful website and still rank high today even with millions of competitors.  The secrets in the course include a step-by-step approach.

Merri and I with our webmaster, David Cross, were leaders in beginning internet micros businesses and have sold millions over the web.  You gain ways to earn global income over the net from that experience as well.

At www.garyascott.com our emailed messages are regularly sent to over 20,000 readers.

You learn the income producing power of defined focus and immediate repetition to get good search engine rankings and sales.

You can earn successfully while living anywhere because people of all ages are doing this.  Technology wiped out any disadvantages of age and gender.  A USA Today article entitled “The new entrepreneurs: Americans over 50” explains that older business people often start one person ventures in home offices using technology that did not exist a few years ago.  The article gave an example of Franny Martin who launched a cookie company at age 56 and said she built revenues to over $500,000 a year.   Yet her web site which attracts cookie customers from around the world cost only $3,000 to build.

International Business Made EZ is arranged in an easy to understand style.  Everything is explained in vivid detail.  We share all, how we have done it ourselves.  The course is full of business ideas and case studies based on our 48 years of experience.

The course  describes on a step-by-step basis, how Merri and I built a multi-million dollar international micro business in just 7 years and how you can do the same.

Terry T., an attorney from Germany took the course and enjoyed this fact when he stated, “What I like most is that it is a nuts and bolts course-not pie in the sky.

Learn How to Gain Total Security.  Learn how and why the global economy makes employment riskier because change is no longer an option.  See ways to become and agent of and profiteer from change never a victim of change.

Learn How to Perfect a Lifestyle.  Living as you choose is important because life is short.  Fortunately matching what you love with what you do in business actually increases profits.

George K an MD from California confirmed this when he wrote:

Your course helped me to crystallize and clarify ideas I’ve been considering that relate to my interests in writing, travel and ecology.  They showed ways to combine them in a personally engaging and potentially profitable way.  I especially appreciated the practical advice on organizing and marketing-turning ideas into products that sell and make a profit.”

A retired railway executive from Michigan picked up on this aspect and said more.

“Your course opened my eyes to the merits, profits, and prestige of becoming an international businessman, particularly the idea of doing business in Canada for distribution in the U.S. (for total tax protection).”

Learn How to Market your Product.  Learn truths that rule the market place.  Gain knowledge on subjects like… How to Make the Truth Exciting. Create your own Sales Story…  How to Deal With Cultural Differences…  How to Build Global Lists and Use International PR…  How to Spot the National Psyche and Quadruple Profits With Multimedia Marketing…  How to Choose Businesses as Pioneers or as Settlers.

Tom K., an engineer from Ohio, cashed in on this idea and wrote, “Basically, I learned the selling and marketing implications.  The course is absolutely worth the price!”

Learn  How to Obtain What You Need from the Net.  How to Use the Web to Reach your Market.  How to develop your site, target your market and start getting visits. The top ten Internet tips to use, the top ten traps to avoid, and many other lessons our Webmaster has used in his many years on the net. This system is so simple anyone can use it.

“Thank you for taking the mystery out of business and bringing it down to the ham and eggs level.” L – Chiropractor – Oklahoma”

Learn the Importance of Business Evolution.  It is vital to success and fulfillment that your business has balance and grows in harmony.

Rachel B, a housewife from Washington, enjoyed learning this fact and told us, “The idea of starting at the lowest cost level was terrific.”

Learn How to Set up Your Banking Structure.   Learn all you’ll need about the financial end: How to control inventory, keep overheads down, check ad results and stay on top of your business.  Learn 11 hazards to avoid and tricks to stay profitable without a daily accountant.

International Business Made EZ contains all these secrets and more.

One delegate, Ted T. a publisher from California said:

“Your course is outstanding! Just two hours of study alone were worth more than the price.”

While Kelly, a business woman from Atlanta, explained:

“It was great going through your steps, being 100% honest without fear of giving trade secrets since you have paid the price (to gain this knowledge).”

Who is helped by International Business Made EZ?

This correspondence course is for those who would like their own international micro business for fun and profit.

Business people or professionals who want to add an extra profit center to their business or who want to change their business entirely will benefit.  Those who want more control over their career can profit.  Plus those who love global travel and want to turn their trips into profitable tax deductions!

Your tax savings in a year can be worth ten, twenty even 100 times the cost of International Business Made EZ.

Even older entrepreneurs are taking advantage of technology.  One of our friends and clients, Mickey E., was a 72 year old real estate broker, when she began a small global business.  With just a computer and internet, she created publications that attracted English real estate buyers.  This allowed her to become a top sales person in the biggest real estate firm (selling over a billion dollars of real estate a year) in town.  She later used the tactics she learned to move to Ecuador (in here late 70s) and start a micro business there.

If you want fun, freedom, extra income and fulfillment with your own full or part time international micro business, or want to build your existing business, you can profit by International Business Made EZ.

This course is also for couples who want their own business or who want to have a business together or a family business.

This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

An employed couple from New York wrote, “We found the course interesting and informative.  We were inspired to start work on an international project.  When we came down, we had no idea on what to do.”

There is nowhere else to gain such a unique network of information and help.  We have a successful international business with over 20,000 readers in dozens of countries so you gain practical current business contacts that are active now.

Are you interested in a global micro business?  It can be small and part time mainly to gain prestige, fun and tax benefits.  It can be full fledged and rake in thousands a day.  If so, International Business Made EZ is an absolute bargain.  Our goal and guarantee is that you will be able to start and run your own global micro business.

If you are not fully satisfied in any way,  just tell us within 60 days and we’ll send you a 100% full refund with no questions asked.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through an International Business.

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.

Your Friend,

Gary Scott

Others who have used thus course wrote:

“The course gave me insight on what to do with widening my client base.” M – Real Estate Broker – Florida

“The course helped me in several ways. #1: To realize that it is not only OK but preferable to start small. #2: I feel I have a workable program to have my own newsletter-my own passion!” T B – Professional, Washington

“The course fulfilled all my expectations providing all the details necessary to start a business from creating the idea, through marketing including the systems necessary to implement our ideas.” B C – Chiropractor – California

“The first thing that strikes you when you start this course is how quickly and simply Gary cuts through many of the common misunderstandings about doing business internationally.  In fact anyone with even a small local business could learn a wealth of practical marketing and sales strategies and tips through International Business Made EZ.”

More Comments from Readers

“I completed International Business Made EZ in a (long!) weekend and – unlike many business books and courses – I didn’t fall asleep whilst reading it! I found it helpful to refer back to whilst I put my business ideas into action and the business and banking contacts in the course were worth their weight in gold.”

“There is a lot of rubbish written about business and ‘get rich quick schemes’ and I seem to receive some sort of junk mail or spam e-mail most days trying to sell me a ‘get rich quick’ idea, but I found Gary’s course genuinely different.”

“Firstly, the International Business Made EZ course is written by someone who has tried and proven his international business and then chose to share those practical examples in a course rather than as ‘pie-in-the-sky theory’. Secondly, although the course would show even hard-nosed, skeptical business people a few things about doing business internationally, it is written in a completely unassuming and open way and this makes it easy for anyone to gain maximum benefit in the minimum amount of time from the course.”

This electronic “International Business Made EZ” costs $299. You gain incredible education and the importance of the knowledge for you and your family’s wealth.

The course is so complete Merri and I extend our “no fooling around-complete satisfaction guarantee” and a special offer because “International Business Made EZ” is only one small part of the special program we have developed for you.

Here is the first part of the special offer.  We provide two emailed courses… “International Business Made EZ”,  and “Self Fulfilled – How to Write to Sell and be a Self Publisher”.

We include the “Self Fulfilled Writing and Self Publishing Course” because there are two reasons to write, when you have something to say or when you have something to sell.  In this day and age many of us want to do both, make a statement that makes the world a better place and earn something extra in the process. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

Merri and I use writing and self publishing in our business.  We have earned as much as $20,000 for a single day’s work… and have earned consistently year in and year out… while we do what we love… because of a few secrets.  We write to be self fulfilled… to share what we have gained from living, working, investing and writing all over the world.

We wanted to share these secrets so we created a Self Publishing “Writer’s Camp” weekend seminar.  We offered the course for $1,500 and were surprised when 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.  Those who attended love the seminar.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity.  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You receive both the written course and the recorded weekend seminar, in an MP3 file, in the “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for each course (and $299 for the recorded workshop).   We’ll send both courses and the recorded Writer’s Camp to you by email for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

Does that sound fair enough?

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.

Well actually you save more than $598.  You also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

You can learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business and Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.

Fair enough?

There is still more.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive the Report, “How to Finance a Small Business Overseas” (no extra fee).

Merri and I have always preferred to start our micro businesses  through cash flow.  However in the early the days of our business I found myself raising extra capital several times.  I have also helped numerous businesses raise money to get started.  This report shares several experiences to give a thumbnail sketch of how to raise money abroad.

In addition you receive any updates we make on any of these courses reports or recordings, free for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

Finally a conclusion.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund . 

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299. Click Here.

 

 

 

Trend of Despair


Despair?

The stock market’s trend is up.  America’s richer.  Gas is cheap. Life is good.  Right?

Yet the trends of lifestyle and longevity are down in a spiral of despair.

According to the Centers for Disease Control and Prevention the U.S. life expectancy has declined for the third year in a row.

This  dismal trend has not seen since World War I and is a unique American experience.  There is no similar trend in any other developed country.  Life expectancy in other industrialized nations has increased year by year due to medical advances and better public health measures.

During WWI a flu pandemic killed 50 million people around the globe.  Life expectancy dropped almost everywhere.  Since that time everyone in other developed countries have been able to expect a continual improvement in average living conditions and longevity.

The US is the exception.  In these amazing times, despite the miracles of science, despite the economy growing and the stock market spiraling up, the U.S. is  seeing a drop in life expectancy.

The drop is in quality of life… as well as longevity.

In fact, the drop in quality of life is causing the reduced longevity.

Heart disease remains the leading cause of death in the U.S.  Mortality from coronary heart disease in the United States decreased substantially for decades, but the decrease slowed in the 2000s.  The 2017 National Center for Health Statistics Mortality Data Report shows that there was only a slight decrease in deaths from heart disease, but at least the trend is still headed down.

The death rate from cancer, the second leading cause of death in the US, has declined steadily over the past 2 decades.

Deaths from these two leading causes are down.  Yet longevity is not up.  That’s why America’s decline in longevity is a cry of despair.

The US life expectancy has dropped due to drug use and suicides.

According to a Washington Examiner report “US life expectancy drops for a third consecutive year” (1) this tragic finding   comes from a series of reports released by the Centers for Disease Control and Prevention.

The article showed that drug overdoses and suicides fueled the trend, resulting in earlier deaths and a changed view of how long people in the U.S. can expect to live.  Here are some of the significant revelations.

U.S. life expectancy failed to rise for the third straight year in 2017, a trend that hasn’t been observed in 100 years.

Life expectancy for the U.S. population declined from 78.7 years in 2016 to 78.6 years in 2017. The life expectancy for women was unchanged, at 81.1 years, but for men it decreased from 76.2 years in 2016 to 76.1 years. Rates of death increased most among white men and women, and among adults between the ages of 25 to 34.

Suicides in the U.S. have risen by more than 30 percent since 1999. Suicides were nearly twice as high in the country than they are in cities.

The American lifestyle is so stressful that many simply choose to drug or kill themselves.

One example of American stressors is the disease management (aka health care) system.  The program that’s meant to improve and extend life is instead one of the leading causes of tension.

Take for example, the cost of drugs. Prices have often become little more than extortion.

Drug companies engineer price increases. They aim to be the single supplier of a drug.  Martin Shkreli for example raised the price of an AIDS drug from $13.50 per tablet to $750.

The cost of Biogen’s drug that fights spinal muscular atrophy is $750,000, the first year for a year’s supply of six doses, then $375 per annum.

Bernie Sanders wrote an article in the Huffington Post (1)  in 2016 that says:.

All across the country, Americans are finding that the prices of the prescription drugs they need are soaring. Tragically, doctors tell us that many of their patients can no longer afford their medicine. As a result, some get sicker. Others die.

A new Kaiser Health poll shows that most Americans think prescription drug costs in this country are unreasonable, and that drug companies put profits before people. Want to know something?

They’re right.

Americans pay the highest prices for prescription drugs in the world — by far. Drug costs increased 12.6 percent last year, more than double the rise in overall medical costs. (Inflation in this country was 0.8 percent that year.)

Even before that, we spent nearly 40 percent more per person on prescriptions in 2013 than they did in Canada, the next most expensive industrialized country. Prescription drugs cost nearly five times more per person in this country than they did in Denmark that year.

2016 was an election year.  We must take all politicians says with a grain of salt in such times, but the comments above are supported by facts.  A CBS news article “Prognosis for Rx in 2017: more painful drug-price hikes” (2) shows that the drig price increase trend continued in 2017.

The article says: If there’s a remedy for rising drug costs, it’s not likely to be available to many Americans in 2017.

Prescription drug costs for Americans under 65 years old are projected to jump 11.6 percent in 2017, or at a quicker pace than the 11.3 percent price increase in 2016, according to consulting firm Segal Consulting. Older Americans won’t get much of a break: Their drug costs are projected to rise 9.9 percent next year, compared with 10.9 percent in 2016. By comparison, wages are expected to rise just 2.5 percent in 2017.

It doesn’t look like 2018 was any better.   A New York Times article “Why prescription drug spending is higher in the US” (3) shows that the trend continues this year.

There was a time when America approximated other wealthy countries in drug spending. But in the late 1990s, U.S. spending took off.  It tripled between 1997 and 2007, according to a study in Health Affairs.

Then a slowdown lasted until about 2013, before spending shot up again. What explains these trends?

Prices are a lot higher for brand-name drugs in the United States because we lack the widespread policies to limit drug prices that many other countries have.

For example, except in rare cases, Britain will pay for new drugs only when their effectiveness is high relative to their prices.  German regulators may decline to reimburse a new drug at rates higher than those paid for older therapies, if they find that it offers no additional benefit.  Some other nations base their prices on those charged in Britain, Germany or other countries.

What can we do?

The first step is to live a lifestyle that reduces the need to take pharmaceuticals.  Some thoughts on how to do this are below.

Tomorrow’s message looks at the ten countries that have the best longevity. so we can gain some lesson from other’s success in longer healthy lifestyles.

Gary

Secret of the Hogberry

Gain Amazing Health Benefits with the Hogberry

More than 100 studies have found that physical activity can lower cancer risk and even help cure cancer.  Fortunately researchers asked why and one answer became clear.  Body fat.

Studies showed that those who were most active have a 25% lower chance of developing cancer because reduced body fat is possible pathway to lowering cancer risk.  Time Magazine has some good information on the relationship between exercise and reducing cancer.  Have a look below if you want to research more deeply (1).

intermittent fastng

Graph showing benefits of intermittent fasting.

Fortunately there is a little known way to reduce body fat that does not even require exercise.  I’ll share more on this secret in a moment.

First, body fat and cancer?   Let’s ask why?

Part of the answer is toxicity.

Healthy bodies naturally and regularly remove water-soluble toxins from the body.  Our blood and kidneys flush them away.

Fat-soluble toxins such as metals, pesticides, preservatives, other pollutants are harder to flush out of the system.   Fat-soluble toxins must become water-soluble before the body can get rid of them.  The liver can do this conversion (bile emulsifies fat-souble toxins into water-soluble).  This process requires healthy digestive and detox pathways.  When they become imbalanced, fat-soluble toxins are stored in fat cells and brain cells instead.   These toxins can remain for decades and create health problems.

The fat stored toxins cause oxidation (free radical damage) and degeneration as well as mutation.  Toxins in the fatty tissue of the brain become neurotoxins that can cause cognitive problems and a host of mental and brain imbalances.

The way to avoid this storage of deadly toxicity is to keep stress down, while digestion and detoxification pathways remain good.

Burn Fat to Burn Toxins

When you burn fat not primarily for weight loss, (though you will lose weight) but for purification, you can turn on the body’s detox fuel.  Fat metabolism is the body’s natural form of energy.   Fat metabolism provides a more steady energy than glucose metabolism and flushes fat cells free of toxins.  As the toxicity drops, the nervous system has reduced stress and will naturally burn fat instead of sugar.

Intermittent fasting is one way to get the body to burn fat.  There is a way of eating that helps reduce weight, improve energy and purify the body as it returns to a state of natural health.

This is a simple easy way to improve and restore feeling good, but works best when combined with better nutrition, moderate exercise and a purification program that helps make sure that the body is not overwhelmed with too much purification at once.

This is why I have written a short report entitled “The FAST Way to Better Health” that features one special tea so an intermittent fasting routine becomes doable and enjoyable.

The Key is in the Hogberry

Intermittent fasting is guaranteed to work, if you have even reasonable nutrition, moderate physical activity and stick with it.  The problem is in the sticking.  When the brain is hooked on metabolizing sugar it can be very demanding.   When we try going an extended period without a sugar, the brain will have a hissy fit and demand that we eat or drink something sweet or starchy or alcoholic.

Sticking through a fast just does not work when the brain pulls out its bag of tricks, from sweet whispers (just one chocolate won’t hurt- but it will!)  all the way to chills sweats and dizziness.   Intermittent fasting, without help, can require enormous discipline that most of us cannot maintain long enough.

I know, I tried intermittent fasting several times and failed.  Then I accidentally stumbled across the secret of the Hogberry that not only stops hunger but more importantly speeds up the process of switching from sugar metabolism to fat metabolism AND assists in the purifying process.  Once I tried using this support for the pancreas (among other things),  intermittent fasting became satisfying and enjoyable.  I am passing 45 days in this routine, and the steady energy just gets better and better.  I am not minding the reduced weight and better fitting clothing either!

“The FAST Way to Better Health” explains how intermittent fasting is not real fasting.  One does not stop eating with an intermittent fast, not even for a day.  You learn why this is such a healthy way to lose weight and detoxify fat cells to reduce risks of cancer, heart disease diabetes and senility.

More important you learn how to feel better almost from the very first day.  Reduce stress, gain smooth steady energy without 10:30am and 3:00pm  droops. Find out how to avoid being hungry right after you eat and how to make the cravings for sweets and junk food all but disappear.

I will send you this report “The FAST Way to Better Health” that reveals the secret of the Hogberry, FREE when you order my Shamanic Natural Health reports described below.

This is the only way to attain this report.  Intermittent fasting can make your life better. It works best when you use the nutritional, exercise and purification tips outlined in these three reports.  As with all my reports and courses, satisfaction is guaranteed or your money back.  I want to be sure  that the information in “The FAST Way to Better Health” works for you.  The valuable knowledge you’ll gain in these reports works better when the nutrition, purification and exercise reports are combined so I have made a special offer.

I have created three shamanic health reports are about:

#1: Nutrition

#2: Purification

#3: Exercise

In this special offer I want to send you a special report on how you can gain better natural health with the hogberry along with three other reports that reveal secrets of health and longevity.

Avoid the Secret Chargemaster

Few places can destroy health and ruin a lifetime of savings faster than a hospital.  We are at risk from pocketbook surgery and the incredibly dangerous “Secret Chargemaster”.   See below why chargemasters are normally kept secret and how to gain protection from their abuse.

Modern American health care is under pressure.  Despite horrendous costs, the system is faltering.  At times the care is more dangerous than the illness.  For example hospitals are the worst place to have a heart attack.  The University of North Carolina, did a study and found that 40% of the patients who had attacks in the hospital died before being discharged.  (The study compared that with only a 4% death rate for those who had heart attacks outside the hospital.)

Plus it was recently revealed that medical endoscopy scopes in hospitals were infecting patients with deadly drug-resistant bacteria.  The facts about this had not been previously disclosed.  The Centers for Disease Control and Prevention (CDC) estimate that hospital-acquired infections alone kill 99,000 people each year.  Here is an even worse hospital mortality fact.

CDC Stats

Click on image.

The image above shows a report from the Centers for Disease Control & Prevention.  Hospital-acquired infections alone kill 57% more Americans every year than all car accidents and falls put together.

Often, what patients catch in the hospital is worse than what sent them there.  Governments and health care agencies agree  – antibiotic resistance is a “nightmare.”  An antibiotic-resistant bacteria may be spreading in more hospitals than patients know.  About one in every 25 hospitalized patients gets an infection and a 2013 report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.

Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals.  This is because of the secrets in the Chargemaster and the people who do not want us to know how much hospital costs have risen .  Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.

hospital bill

The hospital bill above is part of a story about a $110,000 infection and why hospital “Chargemasters” are often secret.  This story tells how one person with resistant devastating infection ran up a $110,000 hospital bill only to find that Medicare would only pay $2,300 from treatment of infection.

Secret of the Chargemasters

Being in a hospital can kill as well as cure.  There are odds on that.  What is more certain is that hospitals can kill our finances.

The ‘average’ cost of hospital care is rising because the leading hospitals are front runners in figuring out how to amass market power so they can  raise prices and decrease competition.  A codeine pill that costs $20 at a hospital costs 50 cents at Rite-Aid or Walgreens.  Hospitals have “chargemasters” a price list created by each hospital, that typically has more than ten thousand entries, so almost nothing — even an aspirin, a bag of IV fluid, or a visit from a physical therapist to help a patient get out of bed — is free.  However, those lists are usually secret.

Hospital Failure

The Commonwealth Fund in its latest survey on overall health care ranked US healthcare dead last compared to 10 major countries.  Despite being worst, USA Today, Wall Street Journal, Forbes, New York Times have all warned about huge, increasingly costly, health care changes.  There are enormous problems in hospitals and chances are they are going to get worse.

When it comes to health care, we may well be on our own.  The very people, institutions and establishments that  we should rely on may actually hurt rather than help our health.  Shamanic Wisdom accumulated over the millennia can fill the gap.

The way to escape the dangers of the high cost deteriorating health care system, is to not need it.  Declare health independence… and create natural good health.  There are dozens of simple, really low costs steps that can improve health… eating, purification, exercise, even the way we think and don’t think when we sleep.

Ancient shamanic wisdom from around the world can help us reduce our risks of poor health care and help us fight the ever rising costs.

For nearly 50 years my wife Merri and I have lived around the world and checked out just about every source on natural health care.  We have spent years living with natural health care insiders, and trying what they offered.

We took thousands of readers to Ecuador.  Many met the shamans there and we saw some health miracles take place (including a miracle with me!)

Since not everyone can go to Ecuador or travel the world, we have created three Shamanic Natural Health Care Reports that can help improve our natural health.  They are concise and to the point.  In 15 minutes the first report shows exactly how to start preparing for better health and more energy.

We do not have to depend on the health care and health insurance monopolies for better natural health… or cave into a healthcare system that can put us at risk and charge outrageous prices at the same time.

Our shamanic health reports provide information on how to use ancient health care systems to become more healthy –  self sufficient – providing our own good health.

The first report is “Sunski”, the Andean word for good eating, for maximum nutrition and purification.

We started the series with eating because so many of our readers have found the Andean shamanic nutrition helps them kick start their health with weight trimming.  Here is what a few readers have written to us:

These are typical notes I have received from readers.

*  “Hi Merri,  things have worked out well.  I am healthier than I have ever been, lost 32 pounds since arriving in Sept.  Bought a house and have finished the first level.  What an amazing place you have found”.  Thanks Phil – Ecuador

*  “We’ve decided to change our eating patterns since we came home because we so enjoyed our meals at the farm and how we felt physically.  Thanks so much. With love” JJ New – Chicago

*  “After eating all that delicious food I gained 3 lbs but it must be in muscle weight as my pants fit loosely!”  R Vickers – New Mexico

*  “The food was so delicious and I thought I ate a lot, but during the week I lost six pounds!”  WB Australia.

Good eating is the first step towards natural health. The first rule of good health is getting the correct nutrition.  The second step is purification of toxins and eating to avoid getting impurities in our body in the first place!

Sunski is a way to eat that strengthens and purifies as it stops adding toxicity from eating.  Yet Sunski is a delicious, healthy “self defined” cleansing process.  One lesson in Sunski shows how to correct a simple mistake that most of the Western population makes which increases the chances of adding and retaining weight by 84%.

“Sunski” combines lessons about healthy eating that we learned from years of working with ayurvedic health masters and then living with an Ecuador Taita Yatchak and his apprentices.

We lived, worked, farmed, cooked and ate with this Taita Yatchak for years while learning “Sunski”.

shaman

The “Sunski” report has been 50 years and millions of miles of travel in the making.

We’ve invested thousands of hours into learning the skills of health self-reliance and resilience, identifying the best foods and combinations and sifted through loads of seeming contradictions to get to the facts about “do it yourself” longevity and natural health.

But that wasn’t enough – not when our good health is on the line.  So we consulted dozens of top professions who know a lot about natural health.  We spoke with holistic MDs chiropractors, Indian Vidyas, Andean Yatchaks, and other self-reliant natural health experts who live this way every day.

Don’t let the simplicity fool you…  years of research went into these reports.

And we only kept the best of the best: this system is complete – and FAST to learn – so you can get started immediately.

We all need to stay out of hospitals and reduce our exposure to modern medical risks and costs.

Why re-invent the wheel?  Especially when time is NOT on our side.  We’ve already done the hard work for you pulling together the information so you can create better natural, good health.

Imagine… never worrying about what we eat ever again and reducing the risks of hospitalization and health care’s outrageous costs.

A few of the life balancing nutritional tips include how to:

#1: Eat a balance of fat, carbohydrates and protein.

#2: Eat combinations of food for ideal digestion.

#3: Eat clean organic food prepared and served by happy, joyful people.

#4: Eat in good spirits at the right times of day.

#5: Chew in the correct way.

#6: Eat purifying and satisfying meals.

#7:  Adapt eating habits that are suited to individual specific makeup and lifestyle and why such individualized nutrition is better than any specific set plan.

This report includes a complete list of EZ to use recipes that will immediately improve your short term energy… and your long term natural health – so that you never have to guess what foods you need (or rely on the health care establishment  to tell you the truth).

Here are a few facts and health tools you gain:

*  The single biggest constraint you’ll face in your eating habits  – and how you can eliminate it by adding two simple recipes to your Sunski system.

*  How to calculate exactly how much food you need so you don’t over or under build your nutritional plan.

*  A simple solution for making sure that your food delivers what your body needs when you need it.

*  What components you can choose for yourself and how to avoid mass diets that seem to work for every one except… you.

*  The best long term solution for avoiding sugar.

*  Use sweet spices to compensate for stress.

*  Specific types of unique spices that give you the biggest energy bang for your buck.

*  Spices that cleanse and purify.

*  Three changes in your fruit consumption that is a critical component for long term purificatioN.

*  The best times to eat specific foods.

*  How to direct different foods to different parts of the body.

*  Three teas that add a resilience to your natural health system that are easy to make and enjoy at home at a low cost.

*  Why it is good (in fact almost a requirement) to sometimes eat junk food.

This report on nutrition also includes  23 special recipes of quick and easy but perfectly balanced meals and snacks.

quinoa pancakes

One of the recipes is for high protein Chocolate Quinoa Pancakes.

All of this information is in “Sunski” the first of the three shamanic health reports.

Special and delicious, but fast and healthy recipes.

Merri received this note from a reader:   Merri, your wonderful cooking deserves very special thanksEverything was delicious. I’m now using close to your ingredients but I miss a lot in the result and long for a recipe or two.” Nancy H – Ireland

These recipes are easy to make, delicious to eat, inexpensive but balanced and healthy foods prepared in a shamanic way.

Recipes include:

  • Carrot Cake Quinoa Brownie with Stevia
  • Thermos Quinoa Kichiri
  • High Protein Veggie Almond Savory Cottage Pie
  • Mild Turmeric Curry
  • Low Carb Quinoa Tapioca Crumble
  • Merri’s Blackberry Crumble with Quinoa and Stevia
  • Merri’s Quinoa Strawberry Shortcake
  • Merri’s Quinoa Corn Bread
  • Merri’s Quinoa Corn Bread Dressing
  • Quinoa Risotto With Arugula and Parmesan
  • Timbal of Quinoa topped with Ginger or Parmesan Cheese
  • Quinoa Gazpacho With a Sherbert of Coriander
  • Quinoa Taboleh
  • Mango Quinoa Salad
  • Quinoa Avocado Curry

All of these recipes are in “Sunski” just one of the three shamanic health reports.

Merri received this note from a reader:   Merri, your wonderful cooking deserves very special thanksEverything was delicious. I’m now using close to your ingredients but I miss a lot in the result and long for a recipe or two.” Nancy H – Ireland

These recipes are easy to make, delicious to eat, inexpensive but balanced and healthy foods prepared in a shamanic way.

Learn how nutritional secrets can help keep you out of the hospital.

These reports focus on how to have good natural health so you can remain independent and avoid costly medical care.  The second report looks at purification and detoxification.

The third report is about exercise… but not the type you would think.

Unlock the Mystery of Key Muscles

For example this third report unveils one exercise that is a nutritional trick  that has nothing to do with what we eat.  The trick is to energize and coordinate the digestive system by exercising a set of key muscles as we eat.  The body has a number of key muscles that regulate breathing, digestion, circulation, elimination and muscular motion.  The report  reveals an exercise you can do at the dinner table to energize these muscles which in turn coordinate every other muscle and organ in the body.  Eating in this way for example (most of the modern world does not) energizes just one key muscle that regulates part of our ability to burn sugars and fat.

Part of the report focuses on how to have financial balance in investing and business so you can remain independent.

The report looks at oxygenation, coordination, purification, energy boosting, education, occupation and relaxation.

Oxygenation-Coordination:  Learn how to gain extra oxygen with the Llama Walk.

Purification: We look at Andean purification herbs and purifying teas.

Energy Boosting: Eating balanced, correctly prepared organic food and drinking herbal teas designed for body type and body imbalances.

Occupation: Physical labor, suited to your body type and condition range from gardening and animal care to path building and clearing the woods.

Relaxation: Learn how Meditation, L-Thianine and Baroque Music enhance thinking and relieve stress.

Body Types Made EZ:  Learn how they cause and influence nine body types and their imbalances.  Discover seven easy ways to determine your body type and how to keep it in balance.

Healthy Eating Made EZ:  Gain delicious, power packed weight reducing recipes from easy to obtain products from super market foods. Coddle Yourself Egg-High Protein Country Cottage Pie-Low Carb-Veggie Chile & Spaghetti- Weightless Bread-High Mountain Pure Protein Quinoa-Better Oatmeal of Steel- Several Soups for Super Strength-Berry Good Crunch Treat and Waist Less Apple Crumble are just a few.

Exercise for Strength and Better Health Made EZ:  Medicine is dose.  Too much exercise is as bad or worse as not enough. Learn how to let comfort be your exercise guide. Move with momentum-some exercises activate all muscles and provide the benefit of leverage, momentum and convenience so 12 minutes of exercise a day is enough. Blend body and mind-Alpha exercises take you into the zone so you win from the inside out.  Spin and bend-blend exercise secrets from India, the Andes and the East for easy and better health.  The Gentle Touch-if you have to breathe through the mouth you have done too much.

Here is what others have said about this information:

Though I ate more than ever, my weight dropped and I lost two inches off my waist.” – S.H. Oregon

The life path altering effects from the weekend with you and Merri continue. Thank you again. I have begun to change my diet. Bless you!” – D.B. Connecticut

You are indeed a spiritual pioneer, blending disciplines to create tools and resources for success in this new land of opportunity.  Anyone who thinks this is just all about money is missing the real message: This is about life in its most profound implications.” – W.P. Australia

I want to thank you for the wonderful time. I travailed from California to hear you convey your knowledge in the way you do so well, and I wasn’t disappointed.  The amount of information in the sessions was almost overwhelming, but it’s exactly what I went to hear.” – B.R. California

The technical information I gathered was most not new to me, but I like to compliment you for putting it all in the right perspective and to make it very understandable to all.  What was at our opinion one of the most important gaining of these 3 days is the opening of the new world, this new circle of what you call ‘normal’ people! (I call us ‘not normal’ as a matter of respect to the majority.)  But as we know, all is relative and depends at the point of view of each, His spiritual mind and his opinion about the senses of our being.” – E.V. Florida

People who, among other things, are active and productive and creative and resourceful, whose word can be counted upon; People who realize that spirituality DOES NOT mean sitting in a cave contemplating your navel and weaving baskets, nor does it equate in the Western culture with living in abject poverty.  People who realize that abundance is not a dirty word. People who understand that we are here to ENGAGE life, not to submit to circumstances out of fear and ignorance and apathy; People who don’t just use the most current ‘buzz words’ so they can feel like they are part of the group, but who actually DO something… Builders. Thank you for showing up in my life.” – E.W. Nevada

Good health is the most important asset in stressful times.  Beyond the fact that modern health intervention (ie. hospital) can destroy one’s finances, being in good health brings the energy and balance required to make sound investing and business decisions.

There are many ways to improve health naturally.

universal-frequency

Watching the sun rise promotes good natural health for example.  Our use of color and observing the correct colors (frequencies) at the correct time are important.

We have been incorporating the ideas of how natural health promotes everlasting wealth into our courses and seminars for decades and this report covers them all.

Here are 11 main points covered in the reports.

#1: Quantum mechanics, frequency, health &  wealth.  How they all connect.

#2: Three aspects of being – air – fire – water… how to balance and integrate them.  How a moonlight stroll reduces the risks of excessive adrenaline.

#3: Three ways to integrate brain waves and be in the zone… 60 cycle sound… L- theanine and meditation.

#4: The Andean – Indian Connection.  How Ayurved and Andean relate.  Three fundamentals of longevity. Eat right, work well and sleep soundly.

#5: How dis-ease develops and is stopped with nutrition, exercise and purpose.

#6: How to use cleansings. Melon, pineapple, apples-grapes, vareshna, chelating, cinnamon-sweet pepper tea, steam and mists.  Teas: How and when to use cedron, chamomile, lemon verbena, peppermint.

#7: Ways to relax.  How to use chamomile, valerian, lettuce and milk, hot water, vata press. Ways to calm down. How to use peppermint tea, aloe, cream massage, frozen grapes.  Ways to wake up. How to use cinnamon tea, paprika, cloves, ginger, ginger-black salt and lemon juice.

#8: How to use, colors and sound to stimulate organs and glands.

#9: EZ Shamanic exercises-yoga, llama walk, lizard, sun salute, crab and mouth release, ring chew, etc.

#10: How to use the senses, taste, six flavors.

#11: How to use essential oils to balance wellness.

Here is a special offer available for subscribers to Truth & Plenty.  When you order the three shamanic health reports that normally sell for $19.95 each, you save $19.95 plus get a report on the hogberry free.

More important you learn how to feel better almost from the very first day.  Reduce stress, gain smooth steady energy without 10:30 am and 3:00 pm  droops.  Find out how to avoid being hungry right after you eat and how to make the cravings for sweets and junk food all but disappear.

I will send you this report “The FAST Way to Better Health” that reveals the secret of the Hogberry, FREE when you order my Shamanic Natural Health reports described below.

This is the only way to attain this report as it is not for sale or available to the general public.  Intermittent fasting can make your life better. It works best when you use the nutritional, exercise and purification tips outlined in these three reports.  As with all my reports and courses, satisfaction is guaranteed or your money back.  I want to be sure that the information in “The FAST Way to Better Health” works for you.  The valuable knowledge you’ll gain in these reports works better when the nutrition, purification and exercise reports are combined so I have made this special offer.

Here are three shamanic health reports about:

#1: Nutrition

#2: Purification

#3: Exercise

Order all three Shamanic Natural Health Reports worth $59.85 for $39.90 and save $19.95. 

Order all three Shamanic Natural Health Reports worth $59.85 for $39.90 and save $19.95.  Plus you receive the report “The Fast Way to Better Health” and  our 60 day, full satisfaction or full, no questions asked, refund.

(1) www.washingtonexaminer.com: US life expectancy drops for third consecutive year due to drug use & suicides

(2) www.cbsnews.com: Drug prices to rise 12 percent in 2017

(3)  www.nytimes.com: Why prescription drug spending is higher in the US

Part 7- Why Half of America Cannot Sleep at Night


Stress kills and one of the top stress producers is worry about money.

Financial stress creates a self reinforcing downwards path as well.

Half of the American population cannot sleep at night because of stress.  Then the lack of sleep adds to the stress.  Our minds and bodies can’t react efficiently.  Our ability to function is hampered when we don’t sleep enough.

We start to feel trapped in a hostile world.

Remove one of the leading causes of stress.  You’ll sleep better, feel more comfortable, be healthier and more financially secure.

forbes

Image from Forbes article “Why is retirement so stressful” (1).

According to the American Psychological Association, the second most common reason for stress is worry about money.

One way to overcome the stress of financial worry is to invest in equities.

Yet stock investing is so stressful for many, it creates more tension than not having money.

One way to reduce stress is to not invest in stocks.  Put money in bonds or savings accounts or real estate.

This, however, presents the dilemma… of inflation.

asset strategies international

Image from assetstrategies.com article: “One of the best wealth insurance programs” (2)

Everyone should have some gold and or silver tucked away as insurance against hyper inflation.  The comfort of precious metals can reduce stress, but 5% to 10% of a portfolio is enough of the magic metals because they do not produce income.

On average, investing in shares is the best way to make the most highest long term return.   The chart below from Keppler Asset Management shows the historical return of a  dollar of investment in various asset types since 1920.

This graph suggests that equities are by far and away the biggest producer of gain.

Keppler Asset Allocation

Even though equities can be among the most stressful ways to invest, they still make sense, if, we use some stress reducing tactics.

One tool that can reduce the stress of investing in equities, is trailing stop loss orders. 

Stop loss orders sell your position at a pre-determined price.  Making strategic profit taking decisions in advance removes the tensions that come from the question “do I sell or should I hold” when there is dramatic market activity.

Use math-based volatility and trend based stop loss orders instead of purchase stop loss orders.

The traditional stop loss order is an order to sell a share when it reaches 20% to 25% of the price at investment.  For example if an investor buys an equity priced at $100 a share, a stop loss order would be set at $80 or $75.

If the price moves up, the stop loss order would be reset.  If the price rises to $110, the order to sell is raised to $88 or $82.50.  If the share’s price continues to rise so too does the order.

This limits the loss to 20% to 25% of the original investment and locks in profits.

Volatility – trend stop losses are math-based and more logical.

For example I use TradeStops.com (3), a 100% math-based financial technology website that helps take the stress out of investing.

They provide share analysis that allows investors to create math-based trailing stops so investors avoid pulling profits out too early or holding onto a losing stock for too long.

A one-size-fits-all trailing stop does not work for all stocks.  Some stocks are highly stable. Other stocks are highly volatile, The stop loss on any one equity should be based on the nature of the share.

Tradestops developed a program to solve this problem.  They use math to value a Volatility Quotient (VQ) that is a customized trailing stop for each stock in their database. Just like with a traditional trailing stop, the VQ stop will adjust as the market price of a stock goes up and will remain the same as the market price goes down.

Then Tradestops analysis the trend of each share’s price to create a Stock State Indicator (SSI) that suggests which way a share is likely to move (up or down).

The  SSI and VQ working together helps investors set a stop loss that is more accurate for any particular share.  A share that has a low volatility (VQ) and is trending down (SSI) may warrant a tighter stop loss, maybe 10% or 15% instead of 20% or 25%.

A highly volatile share with a high VQ that is trending up (SSI) might warrant a higher stop loss, maybe 25% or 30%.

Stop loss orders based on past performance and current trends are far more logical than just using a percent below an investment price.

Monitoring the Tradestops VQs and SSIs are just one part of of the stress reduction plan we teach in our Purposeful Investing Course(Pi) which shows how to add safety and increase long term performance while reducing stress.

You can learn more about Pi below.

There are numerous risks when it comes to investing, economic and technological shifts, market sentiment and basic economic fundamentals.   The greatest risks for most investors are the emotions that create so much stress and lead them to decisions that can ruin their lives.

Stress kills and one of the top stress producers is the erratic nature of short term share prices.  When you create your investing strategy include ways to dampen the tension building aspects of the portfolio you hold.  This will help you reduce stress in your life.

Gary

The Only 3 Reasons to Invest

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There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

This is why the core Pi model portfolio (that forms the bulk of my own equity portfolio) consists of 19 shares and this position has not changed in over two years.  During these two years we have been steadily accumulating the same 19 shares and have not traded once.

The portfolio has done well in 2017, up 22.6%, better than the DJI Index.

motif

However one or even two year’s performance is not enough data to create a safe strategy.

The good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management and the mathematical trend analysis of Tradestops.com.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore, Spain and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

iShares Country ETFs make it easy to that invest in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

There is an iShares country ETF for every market.

Pi uses math to reveal the best value markets then protects its positions using more math created by Richard Smith founder and CEO of Tradestops.com to track each share’s trend.

We use Smith’s  algorithms that calculate momentum of the good value markets.

dr richard smith

The Stock State Indicators at Tradestops.com act as a full life-cycle measure that indicates the health of each stock. They are designed to tell you at a glance exactly where any stock stands relative to Dr. Smith’s proprietary algorithms.

Kepppler’s analysis shows the value of markets.  The SSI signal indicates the current trend of each stock (performing well, or in a period of correction, or stopped out).

The SSI tells you one of five things:

Screen Shot 2017-08-08 at 6.51.59 AM

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Screen Shot 2017-08-08 at 6.52.22 AM

Akey component of the Stock State Indicator (SSI) system is momentum based on the latest 521 days of trading.  A stock changes from red to green in the SSI system only after it has already gone up a healthy amount and has started a solid uptrend.

How SSI Alerts Are Triggered

If the position has already moved more than its Volatility Quotient below a recent high, the SSI Stop Loss will trigger.  This is an indicator that the position has corrected more than what is normal for this stock.  It means to take caution.

Below is an example of how SSIs work.  This example shows the Developed Market Pifolio that we track at Tradestops.com.

tradestops

Equal Weight Good Value Developed Market Pifolio.

At the time this example was copied, all the ETFs in the Developed Market Pifolio (above) currently had a green SSI.

We do not know when the US market will fall.  We only do know that it will.  We also do not know if, when the US market corrects, global markets will follow or rise instead.

The fact that the Pifilios are invested in good value markets reduces long term risk.

Additional protection is added by using trailing stops based on the 521 day momentum of each stock in the Pifolio.

Take for example the graph below from our Tradestops account that shows the iShares MSCI United Kingdom ETF.  This ETF had a green SSI and a Volatility Index (VQ) of 13.26%.  This means the share can move 13.26% before there is a trend shift.

tradestops

iShares MSCI United Kingdom ETF (Symbol EWU)

Pi purchased the share at$31.26 and in this example the share was $34.43 and rising.  Tradestop’s algorithms suggested that if the price drops to $31.69 its momentum would have stopped and it would have shifted into trading sideways.   The stop loss price is currently $29.86.  If EWU continues to rise, both the yellow warning and the stop loss price will rise as well.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Dip Strategy with platinum.   The “Platinum Dip 2018” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Platinum Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2018 I celebrate my 52nd anniversary in the investing business and 50th year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Platinum Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

(1) www.forbes.com: Why is retirement so stressful

(2) www.assetstrategies.com/one-of-the-best-wealth-insurance-programs

(3) www.tradestops.com

What is Your SES Stress?


What can we do when our SES is a mess?

stress

Image from the Aljazeer.com article “Income inequality will become more-pronounced as US ages”.  This information  highlights a huge and growing problem that anyone aged 50 and over faces.

All the major demographic, economic and social changes that have been going on for decades are just starting to catch up with older adults,

The number of seniors in the U.S. will more than double, from 46 million today to more than 98 million by 2060, when they will make up almost a quarter of the U.S. population.

The gray tsunami of the aging baby boomer population is projected to fuel a 75 percent increase in the number of older Americans needing nursing home care, from 1.3 million in 2010 to 2.3 million by 2030.

Socioeconomic status (SES) is our position in society, not just income but educational attainment, financial security, and many subjective perceptions of social status and social class that influences those around us and has a profund impact on how they treat us.

All the major demographic, economic and social changes that have been going on for decades are just starting to catch up with older adults,

The number of seniors in the U.S. will more than double, from 46 million today to more than 98 million by 2060, when they will make up almost a quarter of the U.S. population.

The gray tsunami of the aging baby boomer population is projected to fuel a 75 percent increase in the number of older Americans needing nursing home care, from 1.3 million in 2010 to 2.3 million by 2030.

Our SES is a huge force that determines our quality of life, our opportunities and our privileges afforded by others people.

Any crash in our SES is a shock that creates stress.

SES is central to the psychological health and well-being of individuals and communities (Blustein, 2008). Vocational and industrial –organizational psychology have demonstrated the importance of work and how it promotes connection to the broader social and economic world, enhances well-being, and provides a means for individual satisfaction and accomplishment

Changes in SES have a huge impact on our physical health and psychological well-being.

Take retirement as an example.  When people leave a position, a responsibility, a position of service and importance, many have a subtle reexamination of who they are, what they do and their SES.

The results, one study found, is that people who retire at age 55 and live to be at least 65 die sooner than people who retire at 65.  After age 65, the early retirees have a 37% higher risk of death than counterparts that retired at 65.  People who retire at 55 are 89% more likely to die in the 10 years after retirement than those who retire at 65.

Stress and SES

Stress, especially repetitive, persistent stress have detrimental effects on physical health.  Change in our SES can create more stress than just about anything else.

The shock of an SES change is a risk factor for hypertension, diabetes, upper extremity musculoskeletal problems, back problems, cardiovascular disease and mental deterioration.

There has been considerable research to understand how chronic stress creates downstream health problems and in 1993, two researchers (McEwen and Stellar) published a seminal review that created the concept of  “allostatic load”.  Allostatic load is a measure of the ratio between chronic stress and disease.

Allostatic load is “the wear and tear on the body” that accumulates as an individual is exposed to repeated or chronic stress.

A low or reduced SES has been shown to increase allostatic load.  Higher-level workers who have more personal choices in their lifestyles and more resources at their disposal, have lower levels of stress.

An article at Sciencedirect.com entitled “Stress, PTSD, and dementia” (2) documents a relationship between high allostatic load and later-life cognitive dysfunction.

The article says: Suggestive effects have been demonstrated for the role of life stress in general, and posttraumatic stress disorder in particular, on a range of negative cognitive outcomes, including worse than normal changes with aging, Alzheimer’s disease, and vascular dementia.

Income inequality ruins SES for many.  Despite the economic boom US income inequality continues to grow.

According to CNBC.com (3) “In 2015, the top 1 percent of families in the United States made more than 25 times what families in the bottom 99 percent did, according to a paper from the Economic Policy Institute.

Between the years 2009 to 2015, the incomes of those in the top 1 percent grew faster than the incomes of the bottom 99 percent in 43 states and the District of Columbia. In nine states, the income growth of the top 1 percent was half or more of all income growth in that time period.

This trend is a reversal of what happened in the United States in the years during and after the Great Depression. From 1928 until 1973, the share of income held by the top 1 percent declined in nearly every state.

That article referred to the year 2015.  According to a Forbes.com article, “Income Inequality Is Skyrocketing, Especially In These 5 States”, by 2018, the problem is worse.

One cannot avoid facing the fact that in several parts of the United States (if not, most parts) the top earners are getting richer, while the middle-to-lower-middle income majority are getting poorer.

Three of the top five worst states for income inequality rank among the most populous states in the country: California, No. 1; Washington, No. 13; and Massachusetts, No. 15, out of 50 states plus the District of Columbia. The other two states, however, are among the least populated: Montana and North Dakota.

And there are unnerving, clear examples of this trend across all levels of geography, from the city-level up to the state-level.

A Bloomberg  article “U.S. Income Inequality Hits a Disturbing New Threshold” (5) shows how this problem is even worse for many.

No wonder #blacklives matter and #metoo movements have been so strong.

The article says: An analysis of 17 years of census data shows that even a better education won’t close the gap for women and African-Americans.

U.S. wage growth remains slow and uneven, with African-Americans and women still at a clear disadvantage while the wealthiest are accumulating more money than ever.

Median real wages grew only 0.2 percent over the past year. By contrast, those in the 95th wage percentile saw an average pay hike of 1.5 percent over the past year.

Here’s are three reasons why huge amounts of SES stress are headed our way… soon. 

#1: Demographics create a huge grey wave of Boomers that are changing social roles.

#2: The economic boom is at a mature stage.  No one knows when the next recession will hit, but it will.

#3: The Industrial Military complex (Ike Eisenhower warned us) that favors the rich at the middle class expense is now firmly entrenched.  70 years of excessive promises and overspending by government and big business have left US finances in tatters.  Pensions are so underfunded they could be called bankrupt.  There is little left to help those who drop down the socioeconomic ladder.Increased SES stress is coming.  Prepare for it.  Gather your psychological and financial resources now, so as the majority of middle class in the Western world fall down the SES ladder, your position is secure.

Gary

One way to reduce SES stress is to be able to live anywhere and earn everywhere.

Live Anywhere – Earn Everywhere

A huge economic struggle is taking place.

If that struggle is lost what’s left of our privacy, the safety of our food supply, the control over our health, the safety of our money and even the sanctity of our opinions and thoughts could be lost.

Almost half of America’s voters rejected the postwar global economic order.  England’s voters did this too.  This has left a cloud of uncertainty over the U.S. and world economies.

Markets and social order can collapse at any time.

Schools are not safe from shooters on the rampage.

Streets are in danger of terrorists ramming their cars into riders on bikes.

We are no longer safe… in shopping centers, at festivals, even in the church.

Yet the bigger danger grows.   This struggle is taking place, right now.

You can read about tiny parts of this conflict daily in the news.   Most of the clash however is hidden from view.  There are horrible consequences hidden beneath the visible spin.

There is an association forming that can ruin our health care, nutrition and the environment.  A group that can control what you read on the internet, see over cell phones, watch on TV and what trends in social media.

Everything you write or say can recorded and be used  to control what you hear and read.

The warning shot, above the surface, is the merger between Bayer and Monsanto.  This union is horrible enough, yet it’s only the tip of the iceberg.

Seven companies are involved in a more sinister plot.

The momentum of this dangerous alliance has picked up faster than anticipated.

I began researching and preparing a report “Learn Anywhere, Earn Everywhere” when the Bayer-Monsanto merger was the big deal.   They are two of the seven firms involved in this almost invisible take-over of our food and medical services as well as the internet, cell phones and TV.

I started researching when I saw the hidden depths of this Bayer-Monsanto merger.  I was truly concerned and shocked because my research discovered that the consolidation of Bayer and Monsanto is not the biggest merger nor the most dangerous by far.

I miscalculated how much time we have.  I went to work on the report right away, taking my time to delve deeply, but even before I have finished the report, events have begun to heat up.   The pace of this hidden unification has increased.  Now another merger is taking place, far more destructive and the alliance has an incredible lobby program working to make sure that the deal goes through.

A triad of three huge concerns and four smaller ones with hundreds of billions of dollars have built one of the most formidable lobbying operations in Washington.  Nearly 100 registered lobbyists are already on retainer and they include former members of Congress.   One company in this heptagon is also the largest donor to federal lawmakers.

The donations we know of equal more than $11 million paid to 374 of the House’s 435 members and 85 of the Senate’s 100 members in this election cycle.

This deadly seven point affiliation is likely to snake into almost every part of our livelihood.

One part of the cartel will increase our dependence on modified food that can purposely increase our needs for pharmaceuticals manufactured and sold at outrageous prices by another arm of the group.

The organizations will know more about us than any other group in existence.  They will (in fact they already are) act as spies for the government.  This amalgamation will control what ads we see, the products we buy, listen into our phone calls and even monitor and influence what we see on TV.

Sadly most of the public will not even know that this fusion has taken place.  Life will appear to go on as normal.  They won’t even see the change as what’s left of their good life which could be drained away by corporate malfeasance.

This is why I am rushing a report to you so you can be one of the few who avoid the ruin of this alliance and gain rather than lose from the shift.

The report “Live Anywhere – Earn Everywhere” contains seven steps we can take to gain benefits and protection from this cartel.

Here is some background.  At the beginning of the 20th century, Carl Duisberg, the head of Bayer, created a profit sharing cartel from three firms BASF, Bayer and Agfa, called the Dreibund (Triple Alliance) or little IG.

This German chemical association dominated commerce everywhere under the name of IG Farben, the largest company in Europe, the 4th largest anywhere and the largest chemical company in the world.

Because “Power Corrupts” this company morphed into something truly evil before and during the Second World War.

After WWII IG Farben was considered so morally corrupt it could not be allowed to continue to exist and was split into its original constituent companies.  Today Agfa, BASF, Sanofi and Bayer remain.

This is where facts become truly scary.  Some of these very same companies have merged with other mega concerns to create a new American Dreibund (a Triple Alliance dominating the USA).   This new cartel has such power it can take control of your food, your medicine and even influence, if not control, what you read and the information you access for health and wealth.  Even worse, they can monitor everything you do and give it to others in government and business as well.

From a political point of view we cannot do much about this alliance.   The cartel has hundreds of billions of dollars and hundreds of lobbyists.  They are making their big move right now, to take advantage of the current political distraction.  They know that after an election politicians are willing to accept bad news because it will be forgotten in four years.

In addition their greatest enemy in the government has only a couple of months left as the head of the Federal agency that will fight this cartel.

Only a few people will know how to take advantage of the shifts created from the results of this alliance.

The sooner we act, the greater the benefits.   This is why I want to rush my newest report “Live Anywhere-Earn Everywhere” to you.  This report shares how to protect what you have from this coalition that is taking over mainstream media, our food supply as well as our medical history, health care and communications.

Fortunately a loophole can set you free.  You can protect what you have and actually improve your situation, a lot.  Merri and I have already jumped though the loophole and want to share why and how you should too.

How to Gain Extra Freedom – While Almost Everyone Loses Theirs.  Become a Pruppie!

May I coin a new word, Pruppie?

We all know about preppers.  They believe that the world, as we know it, is about to end.  And we also know about Uppies, upward professionals as in Yuppies, young upward professionals.  Uppies expect their world to get better.

The reality is that our worlds have changed and for most of us, there is still great opportunity for a better lifestyle, yet the preppies could be right.

I invite you to join Merri and me as Pruppies, those who expect the world to get better and live and earn based on that expectation but enjoy a progressive lifestyle of freedom that also happens to prepare us for bad times as well as good.

Just in case… the world goes sideways… we will still survive and prosper anyway.  We do not give up anything much.  We can enjoy the good parts of the new economy, as we protect ourselves from what can be bad.

For example in this report, you’ll see how to make your dining room table bring you more control, more time, more income and more freedom.  After all, what can be more accessible than a dining room table?

ecuador-banks

You’ll even learn how to turn dining room tables into income and tax deductions as we have with these dining room tables we build out of local wood.

Let me be clear.  I expect that the world will get better, at least for the few who adapt and avoid the dangers the American Dreibund has planned for the public.  The wealth of the world, albeit with inequality, has continued to grow.  There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential and they even work well in disaster scenarios.

Let me provide one simple, concrete example.  Ginseng.

This is a great health root.  The demand is growing especially in China.  At times good dried Ginseng sells for $1,000 a pound!  This is an incredible and easy crop to grow.   The less care you give it, the more valuable it can become.  Yet if everything goes south, the health qualities will be good to have and make it an excellent barter item.  Once you know what to do with ginseng, it’s easy to grow in your back yard.

Even better one of the best kept secrets is that ginseng and 125 other medicinal crops that are currently unsustainable but can be grown on land  that is extraordinarily cheap.

goldenseal ginseng

Ginseng growing in our back yard.  I know about growing ginseng through experience and explain why and how in the report.

There are are specific places that reduce your living expenses, easily increase your income, make you smarter, healthier and provide tax benefits as well. 

Learn about these specific places.  More important learn what makes these places special and seven freedom producing steps that you can use to find other similar spots of opportunity.

Here are some of the experiences this report shares:

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not).

The report is very specific because it is about what Merri and I, our children and even my sister and thousands of our readers have done and are doing.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning globally.

  • Learn about the magic of the north facing slope.   This is where Merri and I live almost half of our time.  North facing mountain land is some of the least expensive in the world but has hidden values that the report reveals.  There is a lot of this land and a lot of hidden value that you can tap.   When we bought our Blue Ridge farm (252 acres) I mentioned this to my Swiss banking friend.  “That’s bigger than the entire village where I live!” was his response.  Smalltown USA offers a last chance at having a lot of space.  By living in two Smalltown places there are enormous tax advantages as well.  One step in the system saves Merri and me over $28,345 in taxes a year.

The report shows how to buy cheap north facing slopes and create an income producing tiny home for $29,000 or less.

If you lack the $29,000 to invest, a start up using tents is even less.  These are tipis we put up at our farm before we built our first tiny home.  Learn how they can create tens of thousands of dollars in income for you.

Fwd: gary-scott-tipis

  • See ways that small businesses like Tipi rentals can create BIG tax savings as well as extra income.  For more than 30 years Merri and I have enjoyed a strong six figure income, some years more, in the millions.  Yet there have been very few years when we had to pay federal income tax.  The report lays out a three structure program and how it is used when you are in school (up to age 30), then from 25 to 50, 50 to 70  and beyond 70.   Learn why Chapter C corporations and pensions can be better than the normally recommended Chapter S.  See how new mileage log rules gives you a possible opportunity to increase your tax deductions using IRS Form 4562.  Using a two-vehicle strategy you can gain $12,976 in new deductions even if you do not have to drive one mile further or spend one additional penny on your car.
  • See how a greenhouse can help you eat better and be healthier, plus provide income and a tax deduction and be funded by a government grant.

gary-scott-farming

Our North Carolina greenhouse.

gary scott greenhouse

Our Florida greenhouse.

  • There are similar benefits from having a second home office defined in IRS publication 463 and IRS publication 587, even if your desk is a dining room table.  The report also shows how your dining room table can become an actual income producer as its creates a huge tax deduction at the same time, not to mention a great place to eat, work and lay out plans for a brighter, safer more lucrative and enjoyable future.
  • Living in this environment is also healthier, economically as well as physically.  You’ll see in the report how researchers at Harvard found an amazing correlation between living in conditions found on north facing slopes, longevity and mental health.  The researchers were quite surprised by this strong correlation that also extended into mental health.  In addition to feeling better, reducing stress and having more Joie de Vivre the places outlined in “Live Anywhere-Earn Everywhere” can help you avoid hospitals, high cost disease management (aka health care) and BIG pharma while providing an investment opportunity in three plants that have some of the fastest growing demand in natural health care.  These three plants are just one of seven business opportunities that can create multiple streams of income.
  • How changes in cell phone and internet technology eliminated the need to be in one place.   An old law that creates new opportunity for small business in small towns is available to everyone.
  • Use the specific search and purchase guide.  Construction plans are included that show how to generate first tier income that leads to five, second tier avenues of earnings.
  • How to pay off old debt and avoid new debt by avoiding spurts and embracing value. 
  • Learn seven skills that will always have value.  See how to turn First Aid, medicinal plants, hospitality, food, trees, alternate energy and writing to sell into everlasting, low stress wealth.

merrily farms

This pond at our farm is a pleasure but also helps create a safe, healthy food supply and creates a tax deduction as well.

My Guarantee

This may be the most important report I have written in 50 years.  The information is certainly the most urgent.  Do not delay.  The risks are upon us right now and you’ll understand how the final steps of the alliance are taking place as you read the current news.

To take any risk out of gaining this urgent information with my full satisfaction or money back guarantee.  If you are not totally happy, simply let me know.  I guarantee you can ask for a full refund any time within 60 days and I’ll refund your payment in full, no questions asked.

You can keep the reports as my thanks for ordering it.

Buy Live Anywhere, Earn Everywhere Report  $39.99

Gary

 

(1) America.aljazeera.com: Income inequality will become more-pronounced as US ages

(2) www.sciencedirect.com: Stress, PTSD, and dementia

(3) www.cnbc.com: Income inequality continues to grow in the United States

(4) forbes.com: Income inequality states

(5) www.bloomberg.com: America’s wage growth remains slow and uneven

 

 

Part 6 – Why Half of America Can’t Sleep at Night


Money is the biggest cause of stress in America today.

According to an American Psychological Association poll, despite the ongoing economic recovery, money worries continue to create too much stress.  Nearly three out of four adults reported feeling stressed about money at least some of the time. Financial worries served as a significant source of stress for 64 percent of adults in 2014, ranking higher than three other major sources of stress: work (60 percent), family responsibilities (47 percent), and health concerns (46 percent).

stress

Clear thinking is the root of all wealth. Image from dreamsline.com

The association found that Americans are too stressed for good health and the problem is compounded because stress  interferes with clear thinking.  Poor decisions, eroding memory and cognitive difficulties reduce the odds of making good financial and life decisions.

Why does stress damage?

According to the Sciencedaily.com article “How stress influences disease” (1), stress leads to inflammation and there is a clear link between stress, reduced decision making and clarity of thought.

Stress wreaks havoc on the mind and body. Until now, it has not been clear exactly how stress influences disease and health. Now researchers have found that chronic psychological stress is associated with the body losing its ability to regulate the inflammatory response. The research shows for the first time that the effects of psychological stress on the body’s ability to regulate inflammation can promote the development and progression of disease.

Inflammation, in turn is a pivotal player in such diverse brain conditions as Alzheimer’s disease, multiple sclerosis, Parkinson’s disease and even autism.

This problem grew worse in 2014 because of inflation.

When money became worth less at the grocery store there was an increase in American stress.

Americans noticed that they were paying more for almost everything.  They started to cut back even though the economy was rising.  The economic growth was helping top earners but not the middle class and poor.

They changed their spending habits, tried to do more local errands in one day so they could cut down on trips.  They tried to consolidate things as higher costs for food and gas hit their budgets.

Americans began to sacrificed things, like not doing an ice cream runs during the week with the kids.

At the grocery store, meat, dairy and fruit prices were all up substantially. People are even paying more for lattes at their local coffee shops.

This created more stress.

“Money is a very important component of establishing a secure life,” said Norman Anderson, CEO and executive vice president of the American Psychological Association. “When people are financially challenged, it makes sense that their stress level would go up.”

Inflation is raising its ugly head again so fight fire with fire. 

Watch for Inflation.  Monitor the US dollar index.  Spot good value investments that are worth more due to an overly strong US dollar.

Rare, long term economic cycles can help us see distortions and future trends such as the over bought US dollar.

The chart below from the September 29, 2018 New York Times article, “The Mini-Recession That Many Missed” (2) shows how the 2014 inflation caused the US dollar to rise in 2015.

nyt.com

The article explained: There was a sharp slowdown in business investment, caused by an interrelated weakening in emerging markets, a drop in the price of oil and other commodities, and a run-up in the value of the dollar.

The Federal Reserve, seeing the United States economy looking healthy, started ending its era of ultra-easy monetary policy.

As the Fed moved toward tighter money, its counterparts at the European Central Bank and the Bank of Japan were going in the opposite direction. The prospect of higher interest rates in the United States and lower rates in the eurozone and Japan fueled a steep rise in the value of the dollar on global currency markets.

We can see the 2014 rise in the US dollar in this chart of a US dollar. Index Futures ETF.

yahoo.com

The U.S. Dollar Index (USDX, DXY, DX) shows the US dollar relative to this basket of foreign currencies:red to other currencies.

Euro (EUR), 57.6% weight
Japanese yen (JPY) 13.6% weight
Pound sterling (GBP), 11.9% weight
Canadian dollar (CAD), 9.1% weight
Swedish krona (SEK), 4.2% weight
Swiss franc (CHF) 3.6% weight

Since then, when the greenback gained strength in 2015, the index has been hovering around 100.

The 100 mark is significant due to its rarity.  A look at a long term chart of the index shows it has only breached this barrier four times since 1967.

wiki

This suggests that its a better than normal time to use US dollars to buy shares in non dollar markets.

When the dollar index weakens… as it will, investors will flow out of US markets into markets abroad.  This creates double profit for non dollar share investors.  The inflow of investments pushes share prices up.  Higher non dollar currency parities make shares worth more in US dollars.

Invest in good value non dollar markets.  This is easy, because long term studies suggest that all top value equity markets right now, are non dollar stock markets.

Keppler Asset Management’s last market valuation shows that the Top Value Developed Markets are selling at less than half (1.50 vs 3.29) the book value of the US market.

keppler asset management

This may be a long term investment.  The US dollar has remained buoyant far longer than most traders have expected.  We have no way to know when forces will shift and non US markets will rise faster than US markets nor when the six index currencies will rise against the US dollar.

What we do know is history powerfully suggests that distortions of this strength do eventually adjust and when they do, the correction normally takes place quickly.

Here are the Top Value Markets and their Price to Book, PE Ratios and Average Dividend Yield.

keppler

Money worries cause stress.  Stress causes inflammation. Inflation reduces our ability to think right and intelligently invest.  Beat back this biggest cause of stress with good value investing.

Gary

Borrow Low – Deposit High

Turn $250 into $51,888… in Four Years or Less.   If someone offers you a deal like this, I would normally say “Run as fast as you can!”

Yet in 1986. This is exactly what I wrote in a report, The Silver Dip”  that told how to borrow British pounds to buy silver.  I must admit it. I was wrong. Readers who followed the report made nearly that amount ($46,299 to be exact) in only one year!

I have been updating this report since.  The last update showed how to get 2% loans that turned $39.95 into $28,185 profit.

Now is the time to borrow low and earn high again because… an amazing investing trend is taking place.

Most investors will miss it.   You do not have to lose out.

Really?  Let’s take a look why.

I have been helping readers use a little known, easy loan investing technique for over 30 years.   Almost any investor can get the loans.

The $39.95 is for a report that explains how to borrow $10,000… no loan application required.   You’ll  get the lowest interest rates in town according a Barron’s 2017 online review.

Right now the loan interest rates are between 1.41% to 2.66%.

Here is what happened the first time I issued this report over three decades ago.

The year was 1986.  The price of silver had crashed, I mean really crashed from $48 per ounce down to $4.85 in May 1986.  

Everyone was afraid of investing in silver.

But I had been investing and writing and speaking about global investments since 1968.   When I issued the Silver Dip in 1985 I  had nearly 20 years of experience, so knew that when fear rules a market, the chance of profits are high.

As prices decreased from early 1983 into 1986, total supply of silver had fallen to 449.7 million ounces.  Mine production was restricted by the low prices at that time.  Secondary recovery of silver was constricted by low prices as well.

Then a “special silver pricing position” fell into place.

I showed readers how to borrow 10,000 British pounds at cheap interest rates, to invest in silver.   A British pound at that time was worth $1.86 so the loan was sufficient to buy 3,835 ounces of silver at $4.85 per ounce.

Silver’s price skyrocketed to over $11 an ounce within a year.  By 1987 the 3,835 ounces of silver was worth $42,185.

The profit did not stop there!

The loan was in British pounds.  By May 1987 the pound had dropped from $1.86 per pound to only $1.40 per pound.  The 10,000 pound loan that had been worth $18,600 in 1986 only required $14,000 to pay it off in 1987.

The falling pound had created an extra $4,600 profit.

Do the math: 

Silver worth $42,185

Loan payoff  $14,000

Profit             $28,185

Cash Required  Zero

All of this profit was made on the 10,000 pound loan.  No extra cash was required on the investor’s part.

The $28,185 was pure… extra profit.

Let me add that some investors had borrowed even more.  Some less.  The report showed a loan to risk  formula that investors could follow.

That was in the 1980s.  Silver’s special pricing position” does not happen often (this is why most investors miss it).

Nearly 30 years passed before the “silver’s special pricing position” fell into place again.

Conditions for the silver dip returned 30 years later in 2015.  The availability of low cost loans and silver’s price were perfect.

With investors watching global stock markets bounce up and down, most missed this important profit generating event. 

My readers did not.

I had been watching the entire 30 years for “silver’s special pricing position” to return.

I had been watching currency shifts and interest rates distortions so I knew the best currency to borrow.

From 2011 to 2015 the price of silver had once again crashed from $48.35 to below $14 an ounce.

The “special silver pricing position” reappeared.

I dusted off the “Silver Dip” and updated it to the “Silver Dip 2015”.

I prepared a “Silver Dip 2015” report and shared it immediately.  

The report paid off again.

From July 2015 to July 2016, the price of the silver ETF  iShares Silver Trust (Symbol SLV) rose from $13.92 and ounce to $18.71.  You can see the rise in the finance.yahoo.com chart below.

yahoo

A 10,000 pound loan (the pound was $1.52 per pound) purchased 1091 shares of the silver ETF SLV.   Those Shares rose to be worth $20,421 by 2016, a 34.34% additional profit.

The profit did not stop there!

The loan again was in British pounds.  From 2015 the pound dropped from $1.52 dollars per pound to only $1.39 dollars.  The 10,000 pound loan that had worth $15,200 in 2015 only required $13,900 to pay it off in 2016.