Tag Archive | "Steve"

Multi Currency Trends


We see multi currency trends everywhere when we look and think.

For example, I love a naturally healthy lifestyle and do not endorse the concept of using pharmaceuticals. Yet I do not let my personal beliefs blind me to the multi currency investing trends that I see developing.

This is why why several months ago, we looked at the idea of investing in shares of Novo Nordisk in an article entitled “Multi currency investing beats inflation.”

A much as I hate the fact, conditions suggest that we will see a trend away from healthy and organic eating. I believe this trend will shrink because a larger segment of the population will be hard pressed to pay for what they eat even if it is not the healthiest.

Food price will outweigh quality.

Sales of fast, cheap high carb, high fat food will rise…as will blood sugar problems and diabetes.

Novo Norsk is the largest maker of insulin so it makes sense that this company will do well.

Jyske Bank agrees and has given a buy signal on Novo Norsk shares.

Jyske recently set this memo to me.

Novo Nordisk (BUY): Capital-markets day confirms potential

On Friday 26 September, Novo Nordisk held its capital-markets day. The day did not bring any important news but it confirmed our assumptions that the market is underestimating the company”s growth potential within the diabetes business. We particularly have a more optimistic view of the launch of liraglutide compared with the market. Therefore, we maintain our BUY recommendation with a 12-month price target of DKK 380.”

You can read more about these shares in my multi currency portfolios course. You can subscribe to our multi currency portfolios course.

Until next message, good global investing to you.

Gary

Merri and I love our lives in North Carolina’s mountains but autumn’s gold is here

multi-currency-leaf change

Instead of sitting in the cold and gray we move to Ecuador’s Pacific coast and Cotacachi, enjoying weather and views like this.

multi-currency-views

Join us in Ecuador and enjoy the festivals.

multi-currency-festivals

Our Oct 14-18 Ecuador Import Export Course has two spaces left.
https://www.garyascott.com/catalog/ecuador-import-and-export-tour

Enjoy the colors…

multi-currency-colors

and the grace of the people.

multi-currency-grace

Learn this November more about Ecuador and emerging bonds. Join Merri, me, Steve, Kjetil Haugan and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

See the wonderful balconies in the Primavera condos at for sale at $46,000 in Cotacachi.

multi-currency-Ecuador-condos

multi-currency-Ecuador-condo-bedroom

multi-currency-Ecuador-condo office

Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Then travel to the coast. Enjoy the Vistazul fresh seafood caught in front of the hotel by these fishermen on Ecuador’s Pacific.

San Clemente Fishermen

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours

Multi Currency Problems


Multi Currency problems will grow as 60 million baby boomers have begun to retire. Pensions and Social Security will be paid in US dollars but our import crazy nation will be spending multi currencies. A falling US dollar and inflation will severely squeeze these retirees into one of five options.

#1: Keep working
#2: Move to less expensive areas within the US
#3: Export their retirement
#4: Live in near poverty
#5: Die

A fun multi currency business that helps retirees to continue earning multi currencies is a great alternative.

Merri and I are now applying for our Social Security. See why at Multi Currency Investment Forces.

Yet we are busier than ever. I try to answer all my personal email almost every day, though this often runs into the hundreds messages. One reader upon getting a prompt response wrote:

“Thanks, Gary! I’m not sure how you manage to be so responsive to emails, but I certainly appreciate it! Thank you!

My reply may help you develop your own multi currency business.

It is a simple three step formula,

#1: I put in long hours.
#2: I answer 70% of the emails each day with a pre prepared reply since 70 % of the emails people ask the same question.
#3: I love what I do and love helping people.

The first step is easy due to the third step.
When you are having fun working it isn’t really work. We have fun every day! Merri and I do what we love and have learned that through our global business we can accomplish far more important goals, gain self fulfillment and be of service to our community. In short we can help make ourselves and the world a better place.

Most important, we can give as well as receive. Among our greatest thrills is being able to help others through foundations that help the environment and the poor. Learn more about this and our multi currency business course at International Business Made EZ

Tomorrow’s message looks at more Ecuador pictures and at an important multi currency trend.

Until next message, may all of your work be a joy.

Gary

Merri and I love our lives in North Carolina’s mountains but after autumn’s gold, the weather looks like this!  This may get our herd of horses excited but it just makes Merri and me shiver!

multi-currency-horses

Instead of sitting in the cold and gray we move to Ecuador’s Pacific coast and Cotacachi, enjoying weather and views like this sunrise shot from our bedroom.

multi-currency-Ecuador-condos-dawn

Our Oct 14-18 Ecuador Import Export Course has two spaces left.
https://www.garyascott.com/catalog/ecuador-import-and-export-tour

Learn this November more about Ecuador and emerging bonds. Join Merri, me, Steve, Kjetil Haugan and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

See the wonderful balconies in the Primavera condos at for sale at $46,000 in Cotacachi.

multi-currency-Ecuador-condo kitchen

Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Then travel to the coast. Enjoy the Vistazul surf with me on Ecuador’s Pacific.

Gary in Surf

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours

Multi Currency Financial Crisis


The multi currency multi market financial crisis has hit the equity markets everywhere. To my surprise emerging markets have turned out to be very resistant to this crisis compared with other asset classes.

Look at the multi currency major markets year to date as of last week. The German DAX stock market index is down by 27% year to date! The Japanese Nikei 225 is down from 16,500 to 11,500. The Dow in the US has dropped from 13,000 to below 11,000.

Yet the diversified multi currency emerging market index was up +3.67% year to date.

This is an error I made in my personal portfolio. When I reduced my equities last year, I sold my good value emerging markets fund and kept my major markets good value equity fund.

I knew that emerging markets outperform major markets. I knew that emerging markets recover faster than major markets. Yet my belief was that emerging markets would drop faster than major markets in turbulent times. This belief was wrong as the indices above and fund performance below shows.

The stronger emerging markets can be seen via mutual fund performance as well. Look at the return for year to date, three and five years for Jyske Invest’s global and emerging market equity funds.

Multi Currency Fund
Performance 1 year 3 years 5 years
Jyske Invest Global Equities -15.92% 23.67% 67.73%
Jyske Invest Emging Mkt Eqt. -12.57% 70.75% 181.31%

The shift continues from the old world to the new. The United States is in the doldrums and is not the only industrialized country feeling strain. Remember this is the era when small and new is good!

Here is the multi currency investing point. As the current economic cleansing evolves, the rebound may be better in emerging equity markets countries than in major equity markets.

You can learn better ways to invest in emerging equity markets in our multi currency portfolios course. You can subscribe to our multi currency portfolios course.

Tomorrow’s message looks at how to cash in on this multi currency business opportunity.

Until then, good global investing.

Gary

Merri and I love our lives in North Carolina’s mountains but after autumn’s gold, the weather looks like this! Here I am with Ma feeding the birds in front of our house.

multi-currency-cold

We won’t make that mistake again! Instead we move to Ecuador’s Pacific coast and Cotacachi, enjoying weather and views like this one shot of Ma an me looking at birds on a sunshine filled hike instead.

multi-currency-Ecuador-condos-hike

Tomorrow’s message looks at more Ecuador pictures and the benefits of a multi currency business.

Until then, good multi currency investing.

Gary

Our Oct 14-18 Ecuador Import Export Course has two spaces left.
https://www.garyascott.com/catalog/ecuador-import-and-export-tour

Learn this November more about Ecuador and emerging bonds. Join Merri, me, Steve, Kjetil Haugan and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

See the wonderful balconies in the Primavera condos at for sale at $46,000 in Cotacachi.

multi-currency-Ecuador-condo-interior

Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Then travel to the coast.  Enjoy  the Vistazul swimming pool on Ecuador’s Pacific.

Picture 9

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours

Multi Currency Emerging Bonds


Multi currency emerging bonds denominated in the US dollar and euro can increase yields by 50% to 100%.

Two recent multi currency messages about multi currency bonds showed how to get numerous governments to guarantee dollar and euro denominated bonds. They pay 50% to 100% more than local government bonds of the same maturity.

However if you can accept some forex risk, multi currency bonds in emerging currencies can shoot yields into the stratosphere and more than triple what you earn from a US dollar treasury bond.

For example this portfolio of multi currency emerging bonds yields

Egypt EGP Pound 2012 10.81%
Eur Inv Bnk ZAR Rand 2009 11.51%
Hungary HUF Florin 2009 8.49%
RABOBANK RON Leu 2010 10.48%
Gazprom RUB Ruble 2010 7.00%
Eur Inv Bnk TRY Lira 2010 17.25%
Brazil BRL Cruzero 2016 11.13%
Mexico MXN Peso 2009 8.24%

The average yield is 10.61% and this portfolio is guaranteed by four governments and four top quality (still) borrowers.

We are reviewing how to enhance this profit even more with multi currency loans in our multi currency portfolios course. You can read this and learn how to buy these bonds as a multi currency portfolios course subscriber.

The financial crisis has hit the international capital markets in earnest. Emerging markets have turned out to be very resistant to the crisis compared with other asset classes.

See in tomorrow’s message why emerging market equities have been safer than major markets this year and may recover better as well.

Until then, good global investing to you.

Gary

Merri and I love our lives in North Carolina’s mountains but after autumn’s gold, the weather looks like this! Here we were one year at the entrance of our farm.

multi-currency-winter

We won’t make that mistake again! Instead we move to Ecuador’s Pacific coast and Cotacachi, enjoying weather and views like this one shot of sunrise in Cotacachi from our bedroom.

multi-currency-Ecuador-cotacachi-dawn

Tomorrow’s message looks at more Ecuador pictures and the benefits multi currency emerging equities.

Until then, good multi currency investing.

Gary

Our Oct 14-18 Ecuador Import Export Course has two spaces left.
https://www.garyascott.com/catalog/ecuador-import-and-export-tour

Learn this November more about Ecuador and emerging bonds. Join Merri, me, Steve, Kjetil Haugan and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

See the wonderful balconies in the Primavera condos at for sale at $46,000 in Cotacachi.

multi-currency-Ecuador-condo-balcony

Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Then travel to the coast. See the Vistazul sunset on Ecuador’s Pacific.

Palmazul Sunset

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours.

Multi Currency Penny


The multi currency penny drops as the dollar…and the euro fall.

Multi currency investors should ask. Is the US running out of wealth…figuratively as well as literally? Plus should the penny be dropped?

Multi currency investors also know that the penny literally should be dropped. Actually even the nickel should be dropped as well.

At the end of 2007, when metal prices were high, it cost 1.67 cents to mint a penny and nearly a dime to make a nickel.

The US mint estimates that striking these two coins created a loss for US taxpayers of about $100 million last year. Drop the penny and nickel and perhaps US tax payers would only have to spend $699 billion on the bail out.

Plus these are pretty meaningless coins realistically speaking. What can you buy for a nickel or a penny? They are only worth something figuratively.

Yet no administration will dare drop them…which is a point that we, as multi currency investors, should note. The US administration and most investors continue to live in a figurative world they cannot afford. Realistic multi currency investors can make literal profits from the majority’s inability to shift from the figurative to the real world.

The US has joined Japan and Europe as part of the old world, and the old world is not where the action is, even during these difficult economic times.

The shift continues from the old world to the new. The United States is in the doldrums and is not the only industrialized country feeling strain. This is the era when small and new is good!

This is why I have not been surprised to see emerging markets hold up better than
major markets during the current crisis.

A recent message about Multi Currency Risk Premium showed how to increase yields by 50% by investing in euro using emerging bonds.

Yet the euro can (and has) dropped against the US dollar, so emerging dollar bonds make sense as well as euro emerging bonds….especially because these dollar bonds can double the yield of Treasury dollar bonds.

We just sent our multi currency portfolios course an emerging dollar bond portfolio guaranteed by five governments that yields 5.79%.

You can see this portfolio when you subscribe to our Multi Currency Portfolios Course

A reader just shared a refrain about emerging markets that I am hearing, more and more, when she wrote:

“Gary, I just wanted to let you know how very much I’m enjoying all the information on Ecuador. For the past year or two I’ve been telling friends and family that I’d much prefer to live in an established 3rd world country on its way up, than the new 3rd world country I fear the US is becoming. Until yesterday, everyone thought I was nuts! I adore Ecuador! I had the priviledge of spending 2 months there a mere 29 yrs ago and have often dreamed of returning. Next Nov I’ll turn 50 and will be returning to Ecuador for another extended stay. I can’t wait! On that trip 29 yrs ago, my friend and I talked about importing the beautiful handicrafts we found in the Otovalo market and in the surrounding mountain villages. I’m looking forward to revisting that idea. Thanks for all that you and Merri do!”

This is how we feel about Ecuador. This country is on its way up as North Americans move south. One great benefit Ecuador has is warm weather. Merri and I love our lives in North Carolina’s mountains but after autumn’s gold, the weather looks like this! Here we were one year at the entrance of our farm.

multi-currency-snow

We won’t make that mistake again!  Instead we move to Ecuador’s Pacific coast and Cotacachi, enjoying weather and views like this one shot we shot ovelooking San Pablo Lake and Otavalo which are near our hotel.

Tomorrow’s message looks at more Ecuador pictures and a multi currency bond portfolio that can triple your income!

Until then, good multi currency investing.

Gary

Our Oct 14-18 Ecuador Import Export Course has two spaces left.
https://www.garyascott.com/catalog/ecuador-import-and-export-tour

Learn this November more about Ecuador and emerging bonds.  Join Merri,  me, Steve, Kjetil Haugan and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador.  We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business  ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

See these condos at for sale at $46,000 in Cotacachi.

multi-currency-Ecuador-condos

Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estat

Then travel to the coast.  See the Vistazul, Ecuador Pacific views like this.

ecuador-beach-condo-sunset-view

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

See discounts for two or more of these courses and tours.

Ecuador Employment


Ecuador employment, through import and export, makes sense.

Ecuador employment, earnings and jobs are subjects that bring me frequently asked questions.

The truth is if you move to Ecuador from the US, Canada, ANZ, or Europe employment in Ecuador will be hard.

Several of our readers have obtained posts as teachers at universities. One painter is doing well, but overall there is high Ecuador unemployment. You will compete with hard working, enthusiastic, low paid labor.

However just because employment is not easy does not mean there are not many ways to earn income in Ecuador. Ecuador exports is one.

This is why we have developed an Ecuador import export course that helps readers learn how to earn income anywhere through Ecuador exports.

There are so many different types of products that are exportable from Ecuador. Take for example flowers.

Here are roses I imported from Ecuador.


Gary-with-roses

Ecuador is a gardener’s delight! The continual full sun, the rich earth and abundant rainfall means that every day is the growing season. Everything grows year round. There are many types of Ecuador flowers that are exported.

The wonderful thing about Ecuador is that everything grows here. You often see tropical plants and flowers growing right next to flowers you would normally expect only up north. This is one reason why Ecuador exports are so good.

Flowers grow in the products that many of our delegates export as well.

Here you see them in hand sewn embroidery from the village of Zuleta. In this Andean community near us hand embroidery has been an important form of artistic expression and adornment for centuries. Andean cultures have long boasted textile, far surpassing those of Europe. The weavers of the Andes could produce material with as many as five hundred two-ply woolen wefts per inch compared to a hundred in Europe.

The women of Zuleta are renowned for unique hand embroidered designs and colors. Their styles are so unique they have become a form of cultural identification.

Here the world of master carver Marco Lopez incorporates the flower.

Flowers are popular in Otavalan sweaters as well.

Plus the ladies of Intag make flowers from plant fiber.

Our next import export course will look at flowers as well as leather, wood, textiles, crafts, jewelery and much more.

Join Steve, our man in Ecuador, October 14-18 2008 for our next Import-Export Course

Until next message, may your international investments and business be good.

Gary

We are continually sniffing out what’s going on in Ecuador and reporting to our Ecuador Living subscribers. Learn how to subscribe here.

See how to have Fresh Ecuador Roses that Help the Poor.

Ecuador Spanish Fluency Made EZ


Ecuador Spanish fluency can be made EZ course as our Spanish course teacher Steve writes:

Being in England for 4 weeks I’m aware that my Spanish has tailed off a little. If you don’t use it then you lose it as they say.

I knew this would happen before I came; it did last year too. But I have made a couple of phone calls in Spanish, swapped some emails in Spanish so that all helps.

Now that I am fluent in Spanish (which doesn’t mean perfect by the way) I intend to keep hold of this language for life. That shouldn’t be difficult as long as I live in Ecuador, which I intend to, and even if, at some point in the future, I move away from Ecuador I still think I have the techniques to stay on top of the language; the same techniques we now use to teach Spanish in our Ecuador Spanish course.

I remember wanting to speak a foreign language at a young age, perhaps after watching an early evening movie at the legs of my parents. I also remember lying in bed at night as I ‘practiced’ an imagined fluency in another tongue. As I lulled myself to sleep, a torrent of rhyming nonsensical words burbled softly (less anyone hear my silliness) and rapidly from my lips as I pretended I was speaking foreign languages in far-off lands.

And then I dreamt of nonsense in nonsense lands.

Yet there were two large stumbling blocks.  I had no natural ability in languages andthe education techniques used in English grammar schools were not fun.

P1000262

I have not forgotten the painful experiences I had learning Spanish so now I look for fun ways to teach. It’s an on-going process but you can see how our Spanish Course delegates below have fun as they string out sentences after just 4 days in class. My role was to step back and let them enjoy the process as I take photos as my native-speaking assistants, Carmen and Julio, gently prompt from the sidelines.

P1000291

Spanish is probably one of the easiest or maybe even the easiest language to learn. I didn’t really appreciate this until I learned from Merri some of the techniques that she had unveiled as she learned Spanish many years ago in Mexico.

The fact is there are roughly 4,000 words which are very similar and some are exactly the same in English. Knowing this is an encouraging start. Knowing just 17 simple rules gives us these 4,000 words and allows us to add those rules to our ‘tool bag’. We learn how to learn the rules.

We have to know how to pronounce the words but again Spanish is simplicity itself once you learn the rules of pronunciation. Spanish pronunciation is simple because there is a profound lack of exceptions to the rules. Every word is pronounced according to the rules and apart from the occasional strange place names there are no funny exceptions.

Consider the English words ‘rough’, ‘bough’, bought’, ‘through’ and ‘though’ – the ‘ough’ part is pronounced 5 different ways … pity the English language learner as they have to decide how to pronounce any new word they come across with ‘ough’ in it.

My aim when teaching Spanish, and even when speaking, is primarily communication. When I taught English for nearly 4 years in Quito, to students ranging from children to diplomats, the most common complaint was that though they could read and write the language they were to embarrassed or afraid to speak the language. I nearly always found this was because they were confused after having ‘swallowed’ too many grammar pills.

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Granted, some grammar is necessary but I keep it to the absolute minimum. We do this by using about 15 starter phrases and learning how to say ‘I’ or ‘you’ in these phrases and then working with verbs in their base form such as ‘to eat’. We also learn ‘finishing phrases’ which are normally expressions of time and places. So we learn quickly how to say “I want to eat lunch now”, or “Do you want to visit the doctor later?”

This is communication at it’s most basic, but what I’ve found is that as in most endeavors in life, success breeds enthusiasm and confidence, which in turn breed more success. There’s nothing more dispiriting than not being even able to spit out a sentence after 2 or 3 months at an evening school apart from “My name is Steve”, “I live in Ecuador” and “I am ?? years old”.

On the other hand, we learn how to ask questions, express our desires, needs and preferences by the third day of a 5 day course.

Then of course, we have to remember what we learn. Advanced Learning techniques were first brought to the world’s attention by Lozanov, the Bulgarian master, who the SuperLearning books were famously written about.

As far as I’m aware we are the only people who offer a beginner’s course in a Spanish speaking country that incorporates Lozanov’s methodology to relax and aid speedy learning. We also emphasize getting out into the community to practicing what we learn AND incorporate a simplified content to get you communicating many times quicker than the normal.

I’ve taught all age groups from teenagers to eighty year olds. One of my aims is to build confidence and enthusiasm so that when you leave you are motivated to continue studying.

This is what S and K said after our course in June. They are a couple 78 and 64 years old and tour in Spain virtually every year but had always had difficulty mastering the language.

“We loved the property tours and found that the Spanish course was just right for us. Indeed, we have both been motivated to learn more. We have bought little mp3 players and we each have all 6 of your Super Thinking Spanish CDs already downloaded and in use …. I’m also going to get hold of a Michel Thomas course and put that on as well. So thanks again for providing such an inspirational starter course. (Of course, major thanks to Merri and Gary for having the knowledge to make it possible – but your delivery of it all was just right)”

Even as I contemplate the mystery of how I learned a language and then the even more amazing transformation (for me) to teaching a language, I just give thanks that through a series of synergies I’ve been able to find support, techniques and methods, not to forget a wonderful location in Cotacachi, where it’s all come together and I’m able to help others to communicate in Spanish.

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We have one more Spanish course this year next month in September.

Sept 23-27 Ecuador Spanish Course
https://www.garyascott.com/catalog/ecuador-spanish-course

September 17-20 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

Sept 28-29 Imbabura Real Estate Tour
https://www.garyascott.com/catalog/ecuador-real-estate

See discounts for attending more than one Sept. course
https://www.garyascott.com/catalog/ecuador-tours-savings

Oct 14-18 Ecuador Import Export Course
https://www.garyascott.com/catalog/ecuador-import-and-export-tour

Nov 7-9 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estate

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

Ecuador Real Estate is a Start


Ecuador real estate savings are only a start to the benefits there.

Our Ecuador real estate tours help you see a maximum amount of Ecuador real estate for sale in the least time and most efficient way. Our staff makes these tours fun, exciting and special.

Let me introduce the men who guide you on your Ecuador real estate tours, Steve and John Papski. The fact that both are multi national is important. Steve is English, John Polish, but both lived many years in London and both have lived all over the world. Steve lived for years in the US.

Both are utterly committed to Ecuador. They have lived in Ecuador for years and have Ecuadorian families. Both are totally fluent in English and Spanish. Here you can see why in a message from Steve sent while he is in England. Steve writes:

I’m missing my Ecuador as I view it from afar and here I try to understand why.

If I havn’t posted as regularly as usual it’s because I seem to be very busy on vacation in England. In Cotacachi I’m looked after like a king by the wonderful staff at Meson de las Flores. They cook for me, wash my clothes, clean my room and generally try to take care of any and every need they can envisage I might need.

P1000172
Here is Rosita Elena looking after my son – she just does it because she likes to!

I would consider myself very special; except I know they treat every guest like this, and if there is the very occasional slip-up, as there is in any hotel, it’s not for want of effort nor desire on their part.

Ecuador-Friends
Humble and helpful – and much missed and appreciated from afar!

Here in England, even if there were such wonderfully caring and service orientated people to help with daytime chores, it really is only the Royalty who could afford to employ them anyway.

So consequently it’s come as a shock to the system to cook for three, wash, clean, and tidy the house on vacation. I love to see my family but next time I’m going on vacation in Ecuador!

England is looking gloomy this summer. Apart from the continuous grey skies, 10 sunny warm days so far this year according to my brother-in-law, all the talk is of the downturn in the economy. Nobody can bring themselves to mention “recession” but what is affecting everyone is having less disposable income. Meals out are once again becoming a treat. Foreign holidays to the Mediterranean are being ditched because of high costs and shops are suffering as people spend on only the essentials.

ecuador-trout-site
This was how the weather was last summer in Ecuador. While you can find similar scenery in Scotland you won’t often find similar weather!

Every day the British are being buffeted by bad news. Headlines such as “Armed Forces face training cuts as fuel bill rockets”, “Millions face $200 a month fuel bills” “We’ll have to work until we’re 70 – just as it was in Lloyd George’s day”, and “Private schools fall victim to credit crunch” leave no doubt that if the economy is not in recession it’s not very far away.

Walking around the mall in my hometown of Fareham, a prosperous town compared to many, I can’t really see much evidence of the down-turn, although I do see that retired people are not dressed as well as younger folks. I’m impressed by the ever increasing range of stores and products for sale. The choice is phenomenal.

But then I also notice something less tangible. I ask myself why if there is more choice here, more wealth than in Ecuador, why do so many people look miserable and down-beat in England. I think I notice it more in those who are over 40. But I’m not sure.

In the mall there are several cafes in the aisles and I notice several older folks sat by themselves drinking cups of tea. As I walk down to another café to get internet access I notice an older man hunched over on a bench, his cane resting over his legs. Ninety minutes later I return the same way and there he is – hardly moved.

P1000912
An older gentleman, still looking dapper, enjoying time with friends in the sun in Cotacachi’s main square

Perhaps it’s this. In the Times of London a recent article about the National pension quoted the 73 year old Rita Young who is struggling to live off $1,200 a month. ‘… She is angry that elderly people in one of the world’s richest countries are not treated better.

“Things are better than a hundred years ago, when only the righteous were entitled to their shilling a week. But it is a disgrace that we have got to go and beg for the pension credit to bring us up to a level still below the poverty line. Our pension does not even bring us up to the level of the lowest paid in the economy.” Mrs Young, asked what she considers to be a luxury replied “a bar of chocolate”.

Break from the Easter parade
When an ice-cream still brings a smile

Two weeks to go until I return to home in Ecuador. I’m looking forward to life in the slow lane again and now understand and empathize better when I receive emails from our guests saying “I’m missing Ecuador so much, I can’t wait to return”. Steve.

If you are in England and would like to consult with Steve send me a note at gary@garyascott.com and I’ll help yu arramge a personal or telephone consultation.

You can read the second half of Steve’s note as an Ecuador Living subscriber.

Gary

Join us in Ecuador and see for yoursel

September 17-20 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour

Sept 23-27 Ecuador Spanish Course
https://www.garyascott.com/catalog/ecuador-spanish-course

Sept 28-29 Imbabura Real Estate Tour
https://www.garyascott.com/catalog/ecuador-real-estate

See discounts for attending more than one Sept. course
https://www.garyascott.com/catalog/ecuador-tours-savings

Oct 14-18 Ecuador Import Export Course
https://www.garyascott.com/catalog/ecuador-import-and-export-tour

Nov 7-9 International Investing and Business Made EZ Ecuador
https://www.garyascott.com/catalog/international-business-made-ez-ecuador

Nov 10-11 Imbabura Real Estate tour
https://www.garyascott.com/catalog/ecuador-real-estate

November 12-15, 2008 Ecuador Coastal Real Estate Tour; Quito Real Estate Tour
https://www.garyascott.com/catalog/ecuador-coastal-real-estate-tour