Tag Archive | "Steve"

Ecuador Investing & Business Idea


Here is an Ecuador investing and  business ideas for Ecuador or anywhere you live.

In a moment, I am going to show you how to own this 16 room hotel in Otavalo for almost nothing… maybe even free.

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First let’s look at a business idea for this hotel… rootlessness… a growing global problem.

Problems create opportunity so there is business opportunity in rootlessness.

Technology has given mankind the ability to work, live and invest globally… a wonderful benefit.   Yet this mobility has created a problem as well.

One of my messages many years ago (2002) outlined that there would be a growing market for friendship in this modern era.

That message said: The market for friendship has to grow because technology has made society so  mobile. I for example have lost nearly every single really good friend from school.  I haven’t seen most of the friends I grew up with for forty five years. I imagine they still live in Portland, Oregon, but maybe not. They might all have become travelers like myself. Out of a six pack of school buddies, Steve is the only one with whom I keep in touch.

When I moved to North Carolina, I visited the local car mechanic named Jay Dee to have some work done on my 1986 Suzuki Samari Jeep. This is the perfect farm car but often needs work.  Jay Dee’s garage is a barn by his house and local people sort of collect around that barn to shoot the breeze, spit a little tobacco and talk over old times. “Remember old Johnny Blevins and that time he threw you in the creek,” one of them might say. “Well darn that must a been fifty years ago.”

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My Samari… 23 years old and only 62,000 original miles.

I love being with these wonderful mountain people and their easy going, friendly ways. They have such deep roots and ties and are comfortable and at ease with their friends. They know who they are, where they are and who their friends are because they have been with them their entire lives. These people aren’t hanging around Jay Dee just to get their cars fixed. They are enjoying a ritual of friendship that has united them since they were kids.

I love this! My friendships are scattered and far flung all over the world. I sometimes don’t get to see my friends for years!

A huge segment (much of the wealthiest) of the population no longer lives where they were brought up. They have lost touch with their roots.  The more technology removes us from our origins, the more the market for togetherness and friendship grows.

Friendship is an extension of togetherness and can develop around many themes. For the mountain folk of North Carolina or anyone who remains rooted in their birthplace the theme is mostly “down home”.

These friendships are tight and if you have ever heard the phrase “You ain’t from around here are ya, boy,” you have experienced the reverse side of this type of friendship. The implication is that with these long term, locally based friendships, the only way to be a friend is to have been there for years.

Some of the years I lived in Gloucestershire, England were spent in a tiny village named Chalford. I lived over  a local pub there, “The Mechanics Arms.” Though I was a newcomer to the area I was accepted as an old timer because of family ties. One man in his sixties, who visited the pub every night however wasn’t quite part of the crowd.

Many of the locals talked about him as the new man in town. I was surprised later to learn he had lived in Chalford for nearly thirty years!  The locals would always view him as less trustworthy because he had not been born and raised there. Childhood experiences were the basis of their deepest friendships.

Many of us will never have this type of long term familiarity friendship.We have moved around too much. This creates markets for many types of new friendships.

Networking is a form of business friendship. The theme of the friendship is scratch my back and perhaps I can scratch yours or we will both be better off scratching each others’ backs. Such friendships can be local, state or country wide or as mine span the globe. They can be very informal or very formal.

The market for formal friendships has already exploded.  Incredible growth of support groups such as AA are a sign of the momentum in the friendship market. Such groups offer a format for formal friendships and range from disease support groups to abused support groups. Each offers an organized way to have friends. The growth of these groups is not because there are more problems than thirty years ago. The growth is because of the increasing market for friendships.

We can see this trend spreading everywhere. For example one telephone company has recognized this growing trend and has successfully built its business around the idea of calling “family and friends.

This thought (that a market for friendships would grow) was correct.  We see this on the internet with one of the biggest trends being social networking sites.

A recent New York Times article, “Invisible Immigrants, Old and Left With ‘Nobody to Talk To” by Patricia Leigh Brown reveals a sliver of this problem.

Here is an excerpt from this article:   They gather five days a week at a mall called the Hub, sitting on concrete planters and sipping thermoses of chai. These elderly immigrants from India are members of an all-male group called The 100 Years Living Club. They talk about crime in nearby Oakland, the cheapest flights to Delhi and how to deal with recalcitrant daughters-in-law.

Together, they fend off the well of loneliness and isolation that so often accompany the move to this country late in life from distant places, some culturally light years away.

“If I don’t come here, I have sealed lips, nobody to talk to,” said Devendra Singh, a 79-year-old widower. Meeting beside the parking lot, the men were oblivious to their fellow mall rats, backpack-carrying teenagers swigging energy drinks.

In this country of twittering youth, Mr. Singh and his friends form a gathering force: the elderly, who now make up America’s fastest-growing immigrant group. Since 1990, the number of foreign-born people over 65 has grown from 2.7 million to 4.3 million — or about 11 percent of the country’s recently arrived immigrants. Their ranks are expected to swell to 16 million by 2050. In California, one in nearly three seniors is now foreign born, according to a 2007 census survey.

Now let’s look at this 16 room hotel in Otavalo that you can have for almost nothing… maybe even free and how it could offer a business that solves this problem.

First, let me detail the hotel and why a fabulous bargain has come up… and how this hotel can fit into the friendship market.

This  is an really good Ecuador income opportunity, a…

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hotel for sale in Otavalo.

The owners have had this on the market for a number of years at one million dollars. We thought this price was too high and never wrote about it.

Earlier this year they dropped the price to $750,000 and offered us $150,000 commission if we sold it. I wrote then:  The owners offered us a $150,000 commission to sell the hotel. We are not brokers and do not take commission so our reply was “cut the price for our readers”!  This would place the price at $600,000… an interesting value.

$600,000 may have been interesting but the owner now just emailed us and dropped the price to $495,000.  This places the price beyond  an interesting value into the bargain range.

Plus the owners again offered us a commission.  We do not take commissions so whatever (how much commission was not clear) amount they would pay could be deducted from this price.

This makes the hotel a real bargain.

At $750,000 the commission of $150,000 was 20%.  We don’t know of course about the commission, and I didn’t want to wait to verify this because this hotel is valuable, beautiful and it could  work out at about $35 a foot on the building and leaves you the land (which right next to Otavalo market is worth a lot).

Yet there is more. I believe you can get the land and the 16 room hotel for almost nothing.

I’ll explain how below.

First: the hotel details. The hotel is right next to Otavalo Market, one of the largest tourist attractions in Ecuador.

The property has these characteristics:  Appx. 30,000 sq. feet of  land and 12,000 sq.  feet of  building in 3 apartments and 16 hotel rooms.

Property Details:  The property consists of approximately 30,000 square feet of land, with trees, gardens and many types of exotic birds.  The gardens…

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are large… well groomed and…

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have a wonderful patio.

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Ma too likes it there.

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There is approximately 12,000 square feet of solid brick and cement construction.

On the property, there is plenty of room for expansion and development, especially in a town where there is absolutely no land left to develop.  The building is built in the old colonial style with finely crafted hardwood arched windows and doors, rustic floor tile and traditional clay-tiled roof.  The building is constructed according to U.S. anti-seismic standards.

The owner claims this is one of the best built constructions in Otavalo—and one of the prettiest in the city!

The building boasts excellent water pressure on all four floors. (Please don’t pooh pooh this quality!) The building has a powerful, propane gas-fueled boiler system capable of producing up to 700 gallons of hot water a day.  With access to the land/building from two streets, the property has frontage on 3 streets, which have been newly paved by the City of Otavalo.

Characteristics:  16 rooms, large social area (restaurant), large working kitchen, two medium-sized apartments, one large penthouse apartment, small building in back (approximately 250 square meters) that serves as a laundry room and storage facility, which also has a full bathroom and a working fireplace.  This could easily be converted into a small rental property.  Adjacent, yet private, to the main property, and which consists of 350 square meters of our total property, is a working area and parking garage (which can accommodate approximately 6 cars), with clothes lines, and general storage area.

First floor: Consists of large working kitchen, with back door exit to outdoor enclosed pantry/food storage room, laundry area and herb garden.  There is a large dining room (approximately 2,500 square feet) with excellent working fireplace, and space to comfortably entertain 60 or so people.

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Reception.

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Restaurant is beautiful also.

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The dining room leads outside onto the tiled patio and garden where there are tables and chairs for serving and relaxing, and this area may be used to accommodate another 30 or so people.  Also on the first floor there are 8 rooms which have served as hotel rooms, each 55 X 45 feet  in size with large bathrooms.

All rooms face out into the garden and the property is in front of Mount  Imbabura.   Hundreds of hummingbirds and exotic birds roam the grounds.

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Patio seen from one of the three apartments.

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Hotel room…

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shots.

Second floor: There are two spacious apartments, each about 1,100 square feet in size, with glass windows looking down onto the garden.

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Apartment #1 view…

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Apartment#1 bedroom.

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Apartment #1 Living room

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and kitchen.

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Each apartment has a large bathroom and a kitchenette with small balconies in the back.  Also on the second floor there are 8 more rooms, equal to the rooms on the first floor, that open onto a balcony over-looking the garden.

Apartment #2 living room

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Bedroom.

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bathroom.

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Third floor:  There is a very large “penthouse” apartment, approximately 2,250 square feet with large glass windows and a large balcony overlooking the garden.  This apartment has one bathroom with a small adjacent room that may be converted into a sauna, large spacious kitchen and living room, two large bedrooms, and a large working fireplace.

Penthouse…

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views.

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Penthouse.

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Penthouse fireplace.

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Kitchen.

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Penthouse bedroom.

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Extra room.

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Penthouse bedroom #2.

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The Roof: The penthouse apartment has stairs that lead to the roof, where there are two 5,000 gallon reserve tanks for storing water (if needed), as well as more storage space.  As stated before, there is excellent water pressure on all 4 floors.  Also includes a solar hot water system which connects into the boiler system.

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Two 5,000 gallon water storage tanks…

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plus solar water heater.

This is an excellent facility with wonderful grounds in a high priced area..

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Let’s look at the owner’s explanation of why they have lowered the price… then we’ll see how to get this hotel for almost nothing.

Hello Merri and Gary,  This is Margaret from Ali Shungu in Otavalo. I have been living up here on the mountain for about 6 months full time, going back and forth to the Hotel.  I feel better up here in my little house with my projects.   I have been recovering from an illness and have been in the hospital in Quito. They said that if this diverticulitis does not clear up, and it has been bad for about 6 months with 3 months of vomiting, fever, etc.,–that I will need an operation to remove it.  I’m drinking all kinds of herbs and aloe vera cactus and only boiled simple foods, and hoping to heal without an operation.  Did 2 rounds of antibiotics, might have to do more…….I will say though, that the hospital bill was not that bad in Voz Andes for all the tests that I had and treatments, etc.   I will now take care of myself more, and do more praying!  I might need intravenous antibiotics but I do not want to go back to the hospital in Quito.

There you have it… a owner whose health no longer allows them to run the hotel nor wait out a high priced buyer.

Here is how to get this 16 room hotel for almost nothing. I believe that the three apartments, if separated from the hotel and sold on their own, are worth near the price of the hotel.   I do not know the Otavalo real estate market so well…but I have seen the apartments and penthouse and they are exquisite.

If they are and if you can buy this for hotel in the $400,000 range… this means the 16 room hotel, the grounds and the restaurant are almost free.

This will require some negotiating, some work and legal work  (Ecuador lawyers are not very expensive)… but could provide one heck of a deal.

We have put our Ecuador Living subscribers in touch with the sellers.  To gain this contact information you can subscribe to Ecuador Living here.

If the hotel is not under offer, we’ll show it on our upcoming October Andean Real Estate tour.    See tour details here.

Merri and I are not involved financially in any way with this offer.  We have not looked at the hotel’s financial accounts, legal situation, titles, nor had an engineering inspection, so be sure to take all normal precautions if you are interested.  Especially look at the labor obligations you’ll absorb.

Our recommendation for those who are interested in Ecuador is to come visit first… look around… rent and stay awhile… before you buy.  One reason for this recommendation is that when you are here awhile you’ll see bargains… like this and I believe for the reasons stated that Hotel Ali Shungu is now a bargain.

Now let’s see how this creates opportunity from the problem of rootlessness.

Americans and Canadians are flocking to Ecuador.  I know.  Our Ecuador Living business is going wild.  The subscription pace has almost doubled recently and the request for rentals in this area has skyrocketed past our ability to keep up!

The demand is especially strong at the lower income level… those who are retiring and can no longer have a decent life in Canada or the US… especially in places where there is winter sun.

There people are isolated… often not speaking Spanish and with little to do.   So Turn this hotel into a residence for gringos. Provide free internet… US papers…. weekly Spanish lessons… a support program… group tours, travel assistance etc.

There is one more value.  Yesterday’s message How to Make Money in this Multi Currency Era explained how, due to the falling US dollar, Ecuador real estate has become a 10% better value since this last February.

Gary

The greatest asset of all is the ability to earn globally in many currencies.

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business that can help you create your own internet business.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course at no added cost as I believe they will help you develop a better business in these crucial times..

Even Better Get All three Courses Free

To make this offer even more compelling,  I am giving everyone who enrolls in our North Carolina or Ecuador International Business & Investing seminar in October or November all three courses, “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

Join us with Jyske Bank and my webmaster David Cross in West Jefferson North Carolina. Learn more about global investing, how to have an international business at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

Or head south to Ecuador!

October 16-18 Ecuador Southern coastal tour

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Join us with Peter Laub of Jyske Global Asset Management in Ecuador. Learn more about global investing, how to have an international business at the seminar.

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Join us in the mountains and at the sea. Attend more than one seminar and tour and save even more plus get the three emailed courses free.

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

Read the entire article Invisible Immigrants, Old and Left With ‘Nobody to Talk To here.

Multi Currency US Banks


Multi currency US banks are hard to find.

The US dollar has revived in the past few weeks. Fundamentals (debt, trade balance and low interest rate compared to inflation) suggest that this makes the current strength of the greenback a useful tool to diversify into other currencies.

Yet it is hard to walk into your local bank and open an account except in greenbacks.

This is a problem everywhere in the US. Most US banks that offer an FDIC guarantee do not offer non dollar accounts.

However one FDIC insured bank that does is Cathay Bank. This bank has Hong Kong roots and began in 1962, to serve the Chinese-American community in the greater Los Angeles area. However they adopted the motto “An Open Door for All” and have expanded rapidly.

Cathay Bank is part of a publicly traded financial institution with stockholder equity of approximately $994 million and total assets of $10.81 billion. Its service network is now in New York, Massachusetts, Washington State and Texas. Overseas it operates in Taipei, Shanghai, and Hong Kong.

The bank’s website states that it can handle payables and receivables in foreign currency, transfers funds internationally and offers investments in foreign currency including specialized services to help manage foreign exchange exposure.

They offer spot and forward currency contracts and claim that their exchange rates are favorable.

Cathay Bank’s services include:

Foreign Currency Options
Foreign Currency Time Deposits
Multi Currency Call Accounts
Foreign Currency Banknote Exchange
Foreign Currency Travelers Checks

I have not used this bank, but wanted to pass this data on as I know many US investors are looking for ways to use the current dollar strength to invest in other currencies. You can get more data at http://www.cathaybank.com/

Until next message, good global investing to you.

Gary

The first ice appeared on our North Carolina pond this week. Our mallards are complaining! Brrrr!

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Merri and I would rather work and play in the Ecuador sun than fight the ice and snow. This is how to enjoy a winter’s breakfast, in our sunny court yard, at El Meson de las Flores with friends.

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Join us at a course in Cotacachi this winter.

Jan. 16-21 Ecuador Spanish Course
Jan. 22-23 Imbabura Real Estate Tour
Jan. 24-27 Coastal Real Estate Tour

We’ll visit the Otavalo markets.

Cotacachi-beads

Feb. 13-15 International Business & Investing Made EZ
Feb. 16-17 Imbabura Real Estate Tour

Ecuador-El Meson-Courtyard

Courses are centered around this open air courtyard in our colonial inn El Meson de las Flores.

March 8-9 Imbabura Real Estate Tour
March 10-15 Ecuador Export Expedition
March 16-19 Coastal Real Estate Tour

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You can even work online (as my friend Steve is doing above) while on the coast.

Better still join us all year in Ecuador! See our entire schedule of 26 courses, tours, mingos and expeditions we’ll conduct in 2009.

Financial Anxiety Cures


The cures to financial anxiety come from more than just good investing. We need to stay tuned to the world but see the illusion of bad news. Trouble requires solutions. These solutions create opportunity. Tough times are the richest for those who look for solutions rather than drown in financial anxiety.

This is why I have declared this week Anti Panic Week!

Easy said but not always so easily done. However there are ways and today Merri shares five specific ideas on how to be calm and gain opportunity during the perfect financial storm.

Gary Scott

Anti Panic Solutions

By Merri Scott

As you know, Gary has declared this Anti Panic Week! What a grand plan.

Headlines are screaming disaster, recession, depression everywhere. Even we have had to watch ourselves. One way we handle this is what we call the “Ecuadorian Path”…that is to just laugh out loud at whatever happens…whether it be a flat tire, a slip in a mud puddle, a new headline of depression/recession.

This always helps!

However, our other secret that we have written about before is the balancing of our brain waves through the use of Baroque Music, which honors the natural rhythms of nature. It works for babies, it works for animals and it certainly works for us.

This type of Super Thinking is taught in our Spanish Courses but each and every day (at home, in our office, in our car or while traveling) we actually manipulate (you might say) our own brain waves through the patterns of music.

Right now, I am listening to a series of Gymnopedies, by the French composer Erik Satie first published in Paris, 1888. These are patterns and repetitions that make the mind relaxed and move us into that endless stretch of life where not only is there NO panic but there is NO stress.

Things flow and sort themselves out…great worries from our mind cease their chatter and even little anxieties become nothing…all moving into a stream of the clear consciousness of being.

It is more than magical because it works every time in every way for every purpose.

The beginning of this was the roots of mathematics and evolved into patterns of (as I am hearing now) repeated refrains and gradual movements of joy and calm in Baroque music.

One of our readers sent me this great website:  www.sundaybaroque.org which can of course be heard any day, any time.

There is a lot of scientific evidence behind this theory. Ten years of brain-wave activity by the Tokyo researcher, Dr. Norio Owaki, was based on certain kinds of sound patterns that can induce alpha brain waves.

That certain sound patterns can affect consciousness is no surprise to students of music lore. A specific story was told about Bach. Count Kayserling employed Johann Goldberg, a musician to play on the harpsichord a composition written for the Count by Johann Sebastian Bach. This was music for insomnia, for feeling rested and less tense.

Kayserling was so pleased with the curative effects of this music that he rewarded Bach with a lavish gift of gold. The composition has come to be known as “The Goldberg Variations”. Music history tells us that Bach designed much of his music to appeal to the mentality. With this music, the body relaxed and yet the mind became alert.

Dr. George Lozanov begin studying Bach and other composers of the 16th to the 18th centuries written in the same musical tradition and found that they had similar effects. This music-Bach, Vivaldi, Telemann, Corelli, Handel – is called Baroque. It was the slow (largo) movements of the Baroque concertos that were tested. In the slow movements, we find a potent, familiar rhythm …60 beats per minute. This Baroque music has a very slow bass, beating like a slow human pulse.

Your body relaxes and your mind becomes alert with these simple forms of music. Also, the Soviet psychologist, I.K. Platonov, found it was possible to just use a metronome beating at 60 to enable the mind to take in and hold more strongly.

The effect of music in super learning is to give a “sonic massage”…eliminating the stress of hard. This reverie state is highly orderly because of the highly structured nature of the music. See more below.

What Gary is advising and what we are doing, living and being as the world whirls around us…is to create a state of softness of beauty where there is no noise.

This is surprisingly easy to achieve. Here are the practices that we follow:

1 – Cease speaking of loss, tragedy, trouble or problems.

2 – Eliminate the influences that might drag you into the rhythms and patterns of negativity.

3 – Change the channel…by just quietly changing the subject.

4 – Allow peace to be your friend and stop associating with disaster or panic.

5 – Allow the patterns and rhythms of nature and its music to sweep over you.

Celebrate Anti Panic Week by just slipping into another way of life…one which brings the power of being. This is where the true nature of the essence of wealth, worth and wonder abides.

Merri

Join Gary and me as we look at financial anxiety solutions.

Join us and stay at our farm for Susan Rotman’s business intuition course.
Enjoy the mountain cool and summer views as you learn, plus enjoy the special features at the farm that you won’t find anywhere else…including our new “High Meadow Labyrinth.”

Here is Gary with Richard and our friend, Chuck Hunner, hard at work making the farm special for you.

Farm-work

They moved over a ton, stone to place in a mystical place where we can walk to unite the body and thought to eliminate anxiety. Here is the “High Meadow Labyrinth” being formed.

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Or join us September 23 to 27 for our last of the year “Super Thinking + Spanish” course where we use Baroque music to become fluent in one week. Here are delegates from our last course.

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I continually hear from guests and course delegates about how much they love our hotel El Meson de las Flores and Cotacachi.

One guest recently said: “Merri, El Meson and Cotacachi were all of what you said it would be and much much more!”

Another guest who is there now just wrote today:

Merri, Steve and John are FANTASTIC — and you guys are doing far too much for us — we feel like royalty. We had an exceptional day with John today visiting Old Town Quito and tomorrow we go to Coatacachi and we are so much looking forward to it. Again, I don’t know how to thank you — you and Gary are very, very wonderful special awesome people (and so are your guys here) and we wish you were here with us! MANY HUGS.

Here are two of our servers, Eduardo and Consuelo, at one of our Spansih Course coffee breaks. Our sweet and caring staff look forward to serving you at our next Ecuador Spanish Course

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Places to Love


Our website focuses mainly on profits from international investing but our main theme is and always has been to “turn your passion into profit”.  Do things that are fulfilling in places you love.

This is why after 30 years of continual global travel for the past decade Merri and I have settled down and spent most of our time between just seven places:

#1: & #2: Ecuador’s Andes  and the North Carolina’s Blue Ridge…because we love the beauty and the people.

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Here is our daughter, Eleanor and boyfriend, enjoying a Blue Ridge view frm our farm.

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Here Merri and I enjoy an Andean view as we work at our Ecuador hacienda. Rosaspamba.

#3: Ecuador’s Pacific coast…ditto.

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Here’s our life long friend, Steve from Portland, visiting us at Palmazul and enjoying the Pacific life.

#4: Florida…daughter, great son-in-law and our grandson.

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Our grandson, Garren is great on th farm.  What fun!

#5: Oregon…mom…daughter, another great son-in-law and granddaughter.

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Mom and our grandaughter Sequoia in Oregon.

#6: England…two daughters and one son.

#7: Copenhagen…because we really like Danes and love this city…plus we bank there and have a strategic alliance with Jyske Bank.  Plus Copenhagen is our favorite city.

A recent article in a London-based lifestyle magazine Monocle shows that others must agree:

Where’s the best city in the world?

Monocle recently scoured the world to find the ‘Best’ in various categories. Here are some of the results —

Best global city: Paris, for its bike-sharing program, Vélib
Best business city: Madrid, for its relaxed working hours
Best cultural city: Berlin, for its art galleries and 24-hour scene
Best design city: Copenhagen
Best retail city: Fukuoka

The Danish capital city of Copenhagen, however, stood out as the most exceptional city for its quality of life and status as a cutting-edge design center. Editors were impressed with the quality of the architecture to the fact that locals and visitors alike could buy a good glass of wine at 1AM.

Crowned as a global urban treasure, the city was complemented for its efficient compact size, its transport system and infrastructure, its contemporary buildings, fine restaurants and its renewed focus on environmental issues.

Munich and Tokyo came in at second and third place, respectively.

Here’s how the rest of the world plays out in the best quality of life category:

1. Copenhagen (Stroget is the longest, pedestrian-only thoroughfare in    Europe)
2. Munich
3. Tokyo
4. Zürich
5. Helsinki
6. Vienna
7. Stockholm
8. Vancouver
9. Melbourne
10. Paris
11. Sydney
12. Honolulu
13. Madrid
14. Berlin
15. Barcelona
16. Montreal
17. Fukuoka
18. Amsterdam
19. Minneapolis
20. Kyoto

Merri and I hope that you have a great Sunday and that wherever you are is a place you enjoy.

Gary

We hope you will join us in Ecuador’s  Andes, on its Pacific coast or in the Blue Ridge.

You can still  make to our June 19-21 Ecuador Shaman Tour

See dates for our Autumn courses and tours:

Ecuador Coastal-Quito Real Estate Tour

Ecuador Super Thinking + Spanish Course

Ecuador Imbabura Real Estate Tour

International Investing and Business Made EZ North Carolina

Ecuador Ecuador Import Export Course

International Investing and Business Made EZ Ecuador

See discounts for attending more than one course.