Tag Archive | "smalltown usa"

Holistic Butcher Opportunity for Sale


Here is a small business opportunity in Smalltown USA.

Rose Mountain Butcher is a holistic butcher that offers produce and food products from 40 farms in and around Ashe County North Carolina (where we have our summer farm).

My Saturday morning business in the summers is catching trout we raise for the Rose Mountain Butcher Shoppe.

merrily farms

It is a privilege and a pleasure being a part of  the local farming community below who are helping our neighbors eat better, more wholesome, food.

rose mountain

Ann Rose, the owner of the shop has decided it is time for her to sell this business.

west jefferson

We’ll regret her going but hope we can help her find another great person to carry on this tradition.

Here is some basics of the business.

 

rose mountain

All farms that supply products to her have a mission which is to grow clean, pure, all natural meats and produce while practicing humane and sustainable growing methods.  This leading edge philosophy put Ann’s farmers on the forefront of being GMO free.

rose mountain

Ann worked as an emergency room nurse at the hospital she saw how inactive people aged so early, but saw other people in their 80s and 90s coming in to the emergency room for the first time and fretting about how they needed to get home to hoe their gardens or tend their animals.

This convinced Ann that active lifestyles and homegrown diets had keep people health.  She made her plan: “Instead of fixing people after they’re in poor health, let’s stop them from getting ill by feeding them well.”

This was the spirit that created Rose Mountain Butcher Shoppe.  This is a worthy cause for someone to continue.

Ashe County and West Jefferson are great places to be.  The people here live with old time values but have moved into the modern world.

Internet connectivity is as good as you can get… better than in most cities.  I get 45 mbs, up and down for my business at $45 a month, but could have up to a gigabyte as this image from Skybest.com (the local telephone company shows.

west jefferson

Personal connectivity is even better!   Something is always going on so people can meet.  Free Bluegrass concerts on the back street are a summer feature in West Jefferson.  A local church on the main street hosts  a weekly drop in and play Blue Grass.  Everyone is welcome.

west jefferson

This is the Old Hotel, next to the butcher shop, where many folks get together.

west jefferson

west jefferson

The Ashe county public Library sits atop a hill overlooking West Jefferson.  This large modern library offers large free places to meet.

West Jefferson has the only cheese factory in North Carolina, many restaurants and several micro breweries, plus a great coffee and cappuccino shoppe.

west jefferson

There is an old time theater but it shows modern movies.

west jefferson

One of the several golf courses in the area and country club are world class.

jefferson Landing

Many West Jefferson buildings are covered in artwork.  Here is a mural of the old Virginia Creeper train painted by our friend Stephen Shoemaker. The train was the reason for creation of West Jefferson (as a train stop).

west jefferson

Another downtown mural.

west jefferson

This mural shows the diversify in this small town.

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There is an active theater and arts community in the area.

west jefferson

The town is filled with turn of the century Smalltown USA charm.

west jefferson

Though West Jefferson is now connected by modern six lane highways to large cities (Charlotte is 2 hours away)  the area is surrounded by nature.  There are many county, state and national parks and forests as this aerial photo of town shows.

west jefferson

There you have it, an opportunity in a business dedicated to natural good health in a small town with big city infrastructure and a clean, pure environment.

For details on the sale of Rose mountain Butcher Shoppe contact Ann Rose at rosemountainbutchershoppe@gmail.com

Gary

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

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Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Sometimes Hugh and I get together at my  farm and play chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course “International Business Made EZ (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

We provide two emailed courses  “Self Fulfilled – How to Write to Sell and be a Self Publisher” and “International Business Made EZ”.

We include the “Self Fulfilled Writing and Self Publishing Course” because there are two reasons to write, when you have something to say or when you have something to sell.  In this day and age many of us want to do both, make a statement that makes the world a better place and earn something extra in the process. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

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David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • Any updates to any of the courses, workshops, reports or recordings for a year.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund . 

Order “Self Fulfilled – How to Publish to Sell” and a quarter of update lessons $79.   Click Here.

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

Tax Act Improves Smalltown USA


Tax changes will help parts of Smalltown USA real estate value grow.

The Wall Street Journal article “How tax law will help some housing markets” (1) the Tax Cuts and Jobs Act of 2017 provide a clue on values of small town real estate in low cost areas.

The article says (bolds are mine):  The law caps the amount of property and state income taxes filers can deduct, a provision that hits places like New Jersey, New York, Connecticut and California especially hard.  It also limits the size of a loan on which homeowners can deduct mortgage interest to $750,000, down from $1 million, which could put a dent in pricey markets.

On the other hand, realtors and economic-development officials in less-expensive states believe they can benefit if the tax-law changes encourage people to reconsider their home address.

“At some point this draws attention to the cost gap in high-cost areas and growing areas with growing resources like Raleigh, Austin and Charlotte,” said Scott Hoyt, a realtor in North Carolina. “That’s going to be a boon.”

An article “The New Gold Standard: 10 U.S. Housing Markets That Will Rule 2018” at realtor.com (2) gives us additional clues.

realtor.com

The map above from the Realtor.com article predicts the 10 hottest US real estate markets in 2018.

Small towns around these areas of growth are likely to rise in value as well.

Three of these 2018 top ten markets are near the small town areas (Lake County, Florida and Ashe County, North Carolina) described in my report “Live Anywhere – Earn Everywhere.”

Deltona, Florida. Deltona has a predicted sales growth of 5.5% and predicted price growth of 6%.

The article says: Deltona’s location, sandwiched about 30 minutes between Orlando and Daytona Beach, is tough to beat.

In fact, many folks work in Orlando and commute from Deltona, where prices are still significantly cheaper.

Lakeland, Florida.  It has a predicted sales growth of 3% and predicted price growth of 7%.

Like Deltona, Lakeland’s allure lies in its location. It’s about 40 minutes east of Tampa and an hour southwest of Orlando, making it a desirable place to be for cost-conscious commuters.

The city’s now growing, with a downtown revival and new subdivisions going up outside of the city. What a difference a few years can make!  Lakeland, like many other metros on this list, was clobbered by the financial crisis.

Lake County which comprises Mt. Dora (my pick), Eustis, Leesburg, Tavares and many other smaller communities has similar qualities… proximity to Orlando and Tampa, low costs, over 1,000 named lakes and attractive infrastructure.  The mild winter climate and  distance from the coasts add an extra safety and cost benefit.

lake county

Charlotte, North Carolina.  Charlotte is predicted to be the 7th fastest growing area and prediction sales growth of 6% and price growth of 3%.

The article says: Charlotte’s housing market is thanks to all of the out-of-staters moving in. Many of them are relocating for work, as Charlotte is a big financial hub.  Others are coming there to retire, attracted by the low cost of living.  Continued growth has made buying a home challenging.  Sometimes properties are going under contract within a matter of hours, with multiple offers.

Other cities near Charlotte such as Raleigh, Winston Salem and Greensboro have similar characteristics.

As out-of-staters move in and prices rise,  many existing residents will take profits and trade down to lower cost residences outside of Charlotte.  As the population grows, there will also be more pressure on mountain 2nd homes in Ashe County (my pick).

ashe county

My picks, where we have invested, are just two of many Smalltown USA areas where values will grow.

Merri and I have continually picked high growth real estate for for over 30 years, beginning in Switzerland to London to the Isle of Man, to Naples, Florida to the Dominican Republic to Ecuador and now these two small town areas.  This suggests that the process of spotting good value real estate is repeatable.  I describe the process in the report “Live Anywhere-Earn Everywhere”.

The top ten hottest markets described here are a guide, but there are plenty of other places that have such potential. Look for a place where you would love to be that offers an infrastructure so you can earn everywhere.  This is a winning formula that can help you profit from the rise of Smalltown USA.

I am getting regular tax updates from my tax expert, Conrad Oertwig, who does all our tax preparation each year.  His offices are located in Texas, and he is used to working with clients at a distance.

If you have questions about the new tax act please send them to Conrad at conrad.express@gmail.com

Gary

Live Anywhere – Earn Everywhere

A huge economic struggle is taking place.

The hazard began with the Bayer Monsanto merger.   Recent verdicts against Roundup have accelerated the risk.

Bayer shares have fallen dramatically due to the merger especially after an award of more than $2 billion in damages to a couple who alleged that the company’s glyphosate-based weed killer Roundup caused their cancers.

This third loss-in-a-row by Bayer in U.S. courts and highest award to date has put the company in a tailspin. It 13,400 more such lawsuits and shareholders have rebuked Bayer’s top management over its handling of the Monsanto acquisition and this litigation.  The chart below shows how this has wiped over half of Bayer’s market value .

bayer

See up to date Bayer chart at www.finance.yahoo.com

Bayer’s struggle to protect itself can create disaster in almost every part of our lives, from food to our pets to our medicine.

The battle could destroy what’s left of our privacy, the safety of our food supply, the control over our health, the safety of our money and even the sanctity of our opinions and thoughts could be lost.

Markets and social order can collapse at any time.  Schools, businesses, post offices, any public place, are not safe from shooters on the rampage.  Streets are in danger of terrorists ramming their cars into riders on bikes.  We are no longer safe… in shopping centers, at festivals, even in church.

Yet the bigger danger grows and the struggle is taking place, right now.

You can read about tiny parts of this conflict daily in the news.   Most of the clash however is hidden from view.  There are horrible consequences hidden beneath the visible spin.

There is an association forming that can ruin our health care, nutrition and the environment.  This group an control what you read on the internet, see all the words in our phone calls, watch what we see on TV and slant the trends we learn about in social media.

Everything you write or say can be recorded and used  to control what you hear and read.

The warning shot, above the surface, was the merger between Bayer and Monsanto.

Bayer and Monsanto each have each developed poisons that are harsh on our ecosystem.

The merger of the two firms should have been stopped to ensure human and planetary survival.

But these massive companies have invested so much into lobbying and financing political campaigns that they have the ability to shape political systems to their own end.

Scientific studies found that neonicotinoid pesticides made by Bayer have almost eradicated some bird populations and flying insects.

These pesticides, along with Monsanto’s toxic herbicide Roundup, have delivered a one-two punch against  butterflies, honeybees and birds. Roundup has also been linked to over 40 human diseases, including cancer.

But both the US and the European Union approved the $66 billion merger of Bayer and Monsanto.  This union not only increases the potential of adding toxic poison to the environment but also gives this giant form control over genetically modified (GMO) seeds that have reduced seed diversity globally.

This union is horrible enough, yet it’s only the tip of the iceberg.

Seven companies are involved in a more sinister plot.

The momentum of this dangerous alliance has picked up faster than anticipated.

I began researching and preparing a report “Learn Anywhere, Earn Everywhere” when the Bayer-Monsanto merger was the big deal.   They were two of the seven firms involved in this almost invisible take-over of our food and medical services as well as the internet, cell phones and TV.

I started researching when I saw the hidden depths of this Bayer-Monsanto merger.  I was truly concerned and shocked because my research discovered that the consolidation of Bayer and Monsanto is not the biggest merger nor the most dangerous by far.

Due to the urgency created by the Roundup lawsuits I have miscalculated how much time we have.  I went to work on the report right away, taking my time to delve deeply, but even before I have finished the report, events have begun to heat up.   The pace of this hidden unification has increased.  Now another merger is taking place, far more destructive and the alliance has an incredible lobby program working to make sure that the deal goes through.

A triad of three huge concerns and four smaller ones with hundreds of billions of dollars have built one of the most formidable lobbying operations in Washington.  Nearly 100 registered lobbyists are already on retainer and they include former members of Congress.   One company in this heptagon is also the largest donor to federal lawmakers.

The donations we know of equal more than $11 million paid to 374 of the House’s 435 members and 85 of the Senate’s 100 members in this election cycle.

This deadly seven point affiliation is likely to snake into almost every part of our livelihood.

One part of the cartel will increase our dependence on modified food that can purposely increase our needs for pharmaceuticals manufactured and sold at outrageous prices by another arm of the group.

The organizations will know more about us than any other group in existence.  They will (in fact they already are) act as spies for the government.  This amalgamation will control what ads we see, the products we buy, listen into our phone calls and even monitor and influence what we see on TV.

Sadly most of the public will not even know that this fusion has taken place.  Life will appear to go on as normal.  They won’t even see the change as what’s left of their good life which could be drained away by corporate malfeasance.

This is why I am rushing a report to you so you can be one of the few who avoid the ruin of this alliance and gain rather than lose from the shift.

The report “Live Anywhere – Earn Everywhere” contains seven steps we can take to gain benefits and protection from this cartel.

Here is some background.  At the beginning of the 20th century, Carl Duisberg, the head of Bayer, created a profit sharing cartel from three firms BASF, Bayer and Agfa, called the Dreibund (Triple Alliance) or little IG.

This German chemical association dominated commerce everywhere under the name of IG Farben, the largest company in Europe, the 4th largest anywhere and the largest chemical company in the world.

Because “Power Corrupts” this company morphed into something truly evil before and during the Second World War.

After WWII IG Farben was considered so morally corrupt it could not be allowed to continue to exist and was split into its original constituent companies.  Today Agfa, BASF, Sanofi and Bayer (now expanded) remain.

This is where facts become truly scary.  Some of these very same companies have merged with other mega concerns to create a new American Dreibund (a Triple Alliance dominating the USA).   This new cartel has such power it can take control of your food, your medicine and even influence, if not control, what you read and the information you access for health and wealth.  Even worse, they can monitor everything you do and give it to others in government and business as well.

From a political point of view we cannot do much about this alliance.   The cartel has hundreds of billions of dollars and hundreds of lobbyists.  They are making their big move right now, to take advantage of the current political distraction.  They know that after an election politicians are willing to accept bad news because it will be forgotten in four years.

In addition their greatest enemy in the government has only a couple of months left as the head of the Federal agency that will fight this cartel.

Only a few people will know how to take advantage of the shifts created from the results of this alliance.

The sooner we act, the greater the benefits.   This is why I want to rush my newest report “Live Anywhere-Earn Everywhere” to you.  This report shares how to protect what you have from this coalition that is taking over mainstream media, our food supply as well as our medical history, health care and communications.

Fortunately a loophole can set you free.  You can protect what you have and actually improve your situation, a lot.  Merri and I have already jumped though the loophole and want to share why and how you should too.

How to Gain Extra Freedom – While Almost Everyone Loses Theirs.  Become a Pruppie!

May I coin a new word, Pruppie?

We all know about preppers.  They believe that the world, as we know it, is about to end.  And we also know about Uppies, upward professionals as in Yuppies, young upward professionals.  Uppies expect their world to get better.

The reality is that our worlds have changed and for most of us, there is still great opportunity for a better lifestyle, yet the preppies could be right.

I invite you to join Merri and me as Pruppies, those who expect the world to get better and live and earn based on that expectation but enjoy a progressive lifestyle of freedom that also happens to prepare us for bad times as well as good.

Just in case… the world goes sideways… we will still survive and prosper anyway.  We do not give up anything much.  We can enjoy the good parts of the new economy, as we protect ourselves from what can be bad.

For example in this report, you’ll see how to make your dining room table bring you more control, more time, more income and more freedom.  After all, what can be more accessible than a dining room table?

ecuador-banks

You’ll even learn how to turn dining room tables into income and tax deductions as we have with these dining room tables we build out of local wood.

Let me be clear.  I expect that the world will get better, at least for the few who adapt and avoid the dangers the American Dreibund has planned for the public.  The wealth of the world, albeit with inequality, has continued to grow.  There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential and they even work well in disaster scenarios.

Let me provide one simple, concrete example.  Ginseng.

This is a great health root.  The demand is growing especially in China.  At times good dried Ginseng sells for $1,000 a pound!  This is an incredible and easy crop to grow.   The less care you give it, the more valuable it can become.  Yet if everything goes south, the health qualities will be good to have and make it an excellent barter item.  Once you know what to do with ginseng, it’s easy to grow in your back yard.

Even better one of the best kept secrets is that ginseng and 125 other medicinal crops that are currently unsustainable but can be grown on land  that is extraordinarily cheap.

goldenseal ginseng

Ginseng growing in our back yard.  I know about growing ginseng through experience and explain why and how in the report.

There are are specific places that reduce your living expenses, easily increase your income, make you smarter, healthier and provide tax benefits as well. 

Learn about these specific places.  More important learn what makes these places special and seven freedom producing steps that you can use to find other similar spots of opportunity.

Here are some of the experiences this report shares:

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not).

The report is very specific because it is about what Merri and I, our children and even my sister and thousands of our readers have done and are doing.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning globally.

  • Learn about the magic of the north facing slope.   This is where Merri and I live almost half of our time.  North facing mountain land is some of the least expensive in the world but has hidden values that the report reveals.  There is a lot of this land and a lot of hidden value that you can tap.   When we bought our Blue Ridge farm (252 acres) I mentioned this to my Swiss banking friend.  “That’s bigger than the entire village where I live!” was his response.  Smalltown USA offers a last chance at having a lot of space.  By living in two Smalltown places there are enormous tax advantages as well.  One step in the system saves Merri and me over $28,345 in taxes a year.

The report shows how to buy cheap north facing slopes and create an income producing tiny home for $29,000 or less.

If you lack the $29,000 to invest, a start up using tents is even less.  These are tipis we put up at our farm before we built our first tiny home.  Learn how they can create tens of thousands of dollars in income for you.

Fwd: gary-scott-tipis

  • See ways that small businesses like Tipi rentals can create BIG tax savings as well as extra income.  For more than 30 years Merri and I have enjoyed a strong six figure income, some years more, in the millions.  Yet there have been very few years when we had to pay federal income tax.  The report lays out a three structure program and how it is used when you are in school (up to age 30), then from 25 to 50, 50 to 70  and beyond 70.   Learn why Chapter C corporations and pensions can be better than the normally recommended Chapter S.  See how new mileage log rules gives you a possible opportunity to increase your tax deductions using IRS Form 4562.  Using a two-vehicle strategy you can gain $12,976 in new deductions even if you do not have to drive one mile further or spend one additional penny on your car.
  • See how a greenhouse can help you eat better and be healthier, plus provide income and a tax deduction and be funded by a government grant.

gary-scott-farming

Our North Carolina greenhouse.

gary scott greenhouse

Our Florida greenhouse.

  • There are similar benefits from having a second home office defined in IRS publication 463 and IRS publication 587, even if your desk is a dining room table.  The report also shows how your dining room table can become an actual income producer as its creates a huge tax deduction at the same time, not to mention a great place to eat, work and lay out plans for a brighter, safer more lucrative and enjoyable future.
  • Living in this environment is also healthier, economically as well as physically.  You’ll see in the report how researchers at Harvard found an amazing correlation between living in conditions found on north facing slopes, longevity and mental health.  The researchers were quite surprised by this strong correlation that also extended into mental health.  In addition to feeling better, reducing stress and having more Joie de Vivre the places outlined in “Live Anywhere-Earn Everywhere” can help you avoid hospitals, high cost disease management (aka health care) and BIG pharma while providing an investment opportunity in three plants that have some of the fastest growing demand in natural health care.  These three plants are just one of seven business opportunities that can create multiple streams of income.
  • How changes in cell phone and internet technology eliminated the need to be in one place.   An old law that creates new opportunity for small business in small towns is available to everyone.
  • Use the specific search and purchase guide.  Construction plans are included that show how to generate first tier income that leads to five, second tier avenues of earnings.
  • How to pay off old debt and avoid new debt by avoiding spurts and embracing value. 
  • Learn seven skills that will always have value.  See how to turn First Aid, medicinal plants, hospitality, food, trees, alternate energy and writing to sell into everlasting, low stress wealth.

merrily farms

This pond at our farm is a pleasure but also helps create a safe, healthy food supply and creates a tax deduction as well.

My Guarantee

This may be the most important report I have written in 50 years.  The information is certainly the most urgent.  Do not delay.  The risks are upon us right now and you’ll understand how the final steps of the alliance are taking place as you read the current news.

To take any risk out of gaining this urgent information with my full satisfaction or money back guarantee.  If you are not totally happy, simply let me know.  I guarantee you can ask for a full refund any time within 60 days and I’ll refund your payment in full, no questions asked.

You can keep the reports as my thanks for ordering it.

Buy Live Anywhere, Earn Everywhere Report  $39.99

Gary

 

(1) www.wsj.com: How tax law will help some housing markets

(2) www.realtor.com: Top housing markets of 2018/

 

 

Small-town Problem Creates Opportunity


Here is how to help solve a 2018 problem and have a better, richer life in Small-town USA.

Big economic and social changes have been taking place over the last 30 years.  America is seeing the impact of them as they weaken economies in Small-town USA.

A New York Times article “What Happens When the Richest U.S. Cities Turn to the World?” (1) shows how the US economy has changed to the disadvantage of smaller cities and rural areas.

The article says: The changing economy has been good to the region, and to a number of other predominantly coastal metros like New York, Boston and Seattle. But economists and geographers are now questioning what the nature of their success means for the rest of the country. What happens to America’s manufacturing heartland when Silicon Valley turns to China? Where do former mill and mining towns fit in when big cities shift to digital work? How does upstate New York benefit when New York City increases business with Tokyo?

The answers to these questions show how a broad swath of people are being alienated by big cities.   This can provide extra opportunity for you and me.

The big urban economies have disconnected to their surrounding smaller towns and linked direct to other major urban economies.

The shift in interdependent activity changes means the big cities become richer.   New York and London for example profit from an increased direct economic interchange.  But small towns around New York, (and around London too) such as Bethlehem, Pa. suffer.

This big city to big city business shift breaks a pattern where a range of smaller, more provincial cities fed the rise of the major cities.  Now major cities bypass the smaller towns and feed one another.

The article shows the example of Chicago. The metropolitan area long sat at the center of a network of economic links crisscrossing the Midwest. They connected Chicago to Wisconsin mill towns that sent their lumber there, Iowa farmers who supplied the city’s meatpackers, Michigan ice houses that emerged along the railroads transporting that meat to New York.

Many of these links have been broken.  This is a permanent change because the companies that existed in the earlier relationships are gone and there is little hope that they can come back.

Cities full of highly educated workers like Boston, San Francisco and New York, do not rely on the small towns around them and have created a new economy based entirely on high-skilled workers. These workers are seeing rising income.

The wealth of those who live in wealthy cities is growing.  Income inequality between wealthy regions and poorer ones is expanding.

Move to Small-Town USA.

What?  Move to places where people earn less?

Yes!  This problem of growing income equality creates an opportunity for you and me because we know what to look for and how to make slight adjustments so we gain from the loss, as we help solve the problem.

We can use the same technology that big cities use to earn everywhere while we live in Smalltown USA.  We enjoy the benefits of living in a big city without the costs and drawbacks.

For example our farm in Ashe County North Carolina is about as remote as can be.   Yet We can have up to a gigabyte of band width (up and down).  I can have a better internet business in Ashe county than in most major metropolitan centers.

The old saying about the value of real estate.  “The three most important factors are  location, location, location.”

This is changing.  The most important factors are becoming “bandwidth,  bandwidth, bandwidth”.

Here’s what you can lose living in small towns; traffic jams, noise, air, light and water pollution.

Here’s a few benefits you can gain… lower real estate prices… reduced property tax… lower costs of labor and services.

Big economic and social changes have been growing.  They favor big cities.   At the same time technology changes in how we live and earn have been growing as well.   We can use this technology to turn the Small-Town problem in an an opportunity for a better and less expensive lifestyle.

Gary

Live Anywhere – Earn Everywhere

A huge economic struggle is taking place.

The hazard began with the Bayer Monsanto merger.   Recent verdicts against Roundup have accelerated the risk.

Bayer shares have fallen dramatically due to the merger especially after an award of more than $2 billion in damages to a couple who alleged that the company’s glyphosate-based weed killer Roundup caused their cancers.

This third loss-in-a-row by Bayer in U.S. courts and highest award to date has put the company in a tailspin. It 13,400 more such lawsuits and shareholders have rebuked Bayer’s top management over its handling of the Monsanto acquisition and this litigation.  The chart below shows how this has wiped over half of Bayer’s market value .

bayer

See up to date Bayer chart at www.finance.yahoo.com

Bayer’s struggle to protect itself can create disaster in almost every part of our lives, from food to our pets to our medicine.

The battle could destroy what’s left of our privacy, the safety of our food supply, the control over our health, the safety of our money and even the sanctity of our opinions and thoughts could be lost.

Markets and social order can collapse at any time.  Schools, businesses, post offices, any public place, are not safe from shooters on the rampage.  Streets are in danger of terrorists ramming their cars into riders on bikes.  We are no longer safe… in shopping centers, at festivals, even in church.

Yet the bigger danger grows and the struggle is taking place, right now.

You can read about tiny parts of this conflict daily in the news.   Most of the clash however is hidden from view.  There are horrible consequences hidden beneath the visible spin.

There is an association forming that can ruin our health care, nutrition and the environment.  This group an control what you read on the internet, see all the words in our phone calls, watch what we see on TV and slant the trends we learn about in social media.

Everything you write or say can be recorded and used  to control what you hear and read.

The warning shot, above the surface, was the merger between Bayer and Monsanto.

Bayer and Monsanto each have each developed poisons that are harsh on our ecosystem.

The merger of the two firms should have been stopped to ensure human and planetary survival.

But these massive companies have invested so much into lobbying and financing political campaigns that they have the ability to shape political systems to their own end.

Scientific studies found that neonicotinoid pesticides made by Bayer have almost eradicated some bird populations and flying insects.

These pesticides, along with Monsanto’s toxic herbicide Roundup, have delivered a one-two punch against  butterflies, honeybees and birds. Roundup has also been linked to over 40 human diseases, including cancer.

But both the US and the European Union approved the $66 billion merger of Bayer and Monsanto.  This union not only increases the potential of adding toxic poison to the environment but also gives this giant form control over genetically modified (GMO) seeds that have reduced seed diversity globally.

This union is horrible enough, yet it’s only the tip of the iceberg.

Seven companies are involved in a more sinister plot.

The momentum of this dangerous alliance has picked up faster than anticipated.

I began researching and preparing a report “Learn Anywhere, Earn Everywhere” when the Bayer-Monsanto merger was the big deal.   They were two of the seven firms involved in this almost invisible take-over of our food and medical services as well as the internet, cell phones and TV.

I started researching when I saw the hidden depths of this Bayer-Monsanto merger.  I was truly concerned and shocked because my research discovered that the consolidation of Bayer and Monsanto is not the biggest merger nor the most dangerous by far.

Due to the urgency created by the Roundup lawsuits I have miscalculated how much time we have.  I went to work on the report right away, taking my time to delve deeply, but even before I have finished the report, events have begun to heat up.   The pace of this hidden unification has increased.  Now another merger is taking place, far more destructive and the alliance has an incredible lobby program working to make sure that the deal goes through.

A triad of three huge concerns and four smaller ones with hundreds of billions of dollars have built one of the most formidable lobbying operations in Washington.  Nearly 100 registered lobbyists are already on retainer and they include former members of Congress.   One company in this heptagon is also the largest donor to federal lawmakers.

The donations we know of equal more than $11 million paid to 374 of the House’s 435 members and 85 of the Senate’s 100 members in this election cycle.

This deadly seven point affiliation is likely to snake into almost every part of our livelihood.

One part of the cartel will increase our dependence on modified food that can purposely increase our needs for pharmaceuticals manufactured and sold at outrageous prices by another arm of the group.

The organizations will know more about us than any other group in existence.  They will (in fact they already are) act as spies for the government.  This amalgamation will control what ads we see, the products we buy, listen into our phone calls and even monitor and influence what we see on TV.

Sadly most of the public will not even know that this fusion has taken place.  Life will appear to go on as normal.  They won’t even see the change as what’s left of their good life which could be drained away by corporate malfeasance.

This is why I am rushing a report to you so you can be one of the few who avoid the ruin of this alliance and gain rather than lose from the shift.

The report “Live Anywhere – Earn Everywhere” contains seven steps we can take to gain benefits and protection from this cartel.

Here is some background.  At the beginning of the 20th century, Carl Duisberg, the head of Bayer, created a profit sharing cartel from three firms BASF, Bayer and Agfa, called the Dreibund (Triple Alliance) or little IG.

This German chemical association dominated commerce everywhere under the name of IG Farben, the largest company in Europe, the 4th largest anywhere and the largest chemical company in the world.

Because “Power Corrupts” this company morphed into something truly evil before and during the Second World War.

After WWII IG Farben was considered so morally corrupt it could not be allowed to continue to exist and was split into its original constituent companies.  Today Agfa, BASF, Sanofi and Bayer (now expanded) remain.

This is where facts become truly scary.  Some of these very same companies have merged with other mega concerns to create a new American Dreibund (a Triple Alliance dominating the USA).   This new cartel has such power it can take control of your food, your medicine and even influence, if not control, what you read and the information you access for health and wealth.  Even worse, they can monitor everything you do and give it to others in government and business as well.

From a political point of view we cannot do much about this alliance.   The cartel has hundreds of billions of dollars and hundreds of lobbyists.  They are making their big move right now, to take advantage of the current political distraction.  They know that after an election politicians are willing to accept bad news because it will be forgotten in four years.

In addition their greatest enemy in the government has only a couple of months left as the head of the Federal agency that will fight this cartel.

Only a few people will know how to take advantage of the shifts created from the results of this alliance.

The sooner we act, the greater the benefits.   This is why I want to rush my newest report “Live Anywhere-Earn Everywhere” to you.  This report shares how to protect what you have from this coalition that is taking over mainstream media, our food supply as well as our medical history, health care and communications.

Fortunately a loophole can set you free.  You can protect what you have and actually improve your situation, a lot.  Merri and I have already jumped though the loophole and want to share why and how you should too.

How to Gain Extra Freedom – While Almost Everyone Loses Theirs.  Become a Pruppie!

May I coin a new word, Pruppie?

We all know about preppers.  They believe that the world, as we know it, is about to end.  And we also know about Uppies, upward professionals as in Yuppies, young upward professionals.  Uppies expect their world to get better.

The reality is that our worlds have changed and for most of us, there is still great opportunity for a better lifestyle, yet the preppies could be right.

I invite you to join Merri and me as Pruppies, those who expect the world to get better and live and earn based on that expectation but enjoy a progressive lifestyle of freedom that also happens to prepare us for bad times as well as good.

Just in case… the world goes sideways… we will still survive and prosper anyway.  We do not give up anything much.  We can enjoy the good parts of the new economy, as we protect ourselves from what can be bad.

For example in this report, you’ll see how to make your dining room table bring you more control, more time, more income and more freedom.  After all, what can be more accessible than a dining room table?

ecuador-banks

You’ll even learn how to turn dining room tables into income and tax deductions as we have with these dining room tables we build out of local wood.

Let me be clear.  I expect that the world will get better, at least for the few who adapt and avoid the dangers the American Dreibund has planned for the public.  The wealth of the world, albeit with inequality, has continued to grow.  There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential and they even work well in disaster scenarios.

Let me provide one simple, concrete example.  Ginseng.

This is a great health root.  The demand is growing especially in China.  At times good dried Ginseng sells for $1,000 a pound!  This is an incredible and easy crop to grow.   The less care you give it, the more valuable it can become.  Yet if everything goes south, the health qualities will be good to have and make it an excellent barter item.  Once you know what to do with ginseng, it’s easy to grow in your back yard.

Even better one of the best kept secrets is that ginseng and 125 other medicinal crops that are currently unsustainable but can be grown on land  that is extraordinarily cheap.

goldenseal ginseng

Ginseng growing in our back yard.  I know about growing ginseng through experience and explain why and how in the report.

There are are specific places that reduce your living expenses, easily increase your income, make you smarter, healthier and provide tax benefits as well. 

Learn about these specific places.  More important learn what makes these places special and seven freedom producing steps that you can use to find other similar spots of opportunity.

Here are some of the experiences this report shares:

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not).

The report is very specific because it is about what Merri and I, our children and even my sister and thousands of our readers have done and are doing.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning globally.

  • Learn about the magic of the north facing slope.   This is where Merri and I live almost half of our time.  North facing mountain land is some of the least expensive in the world but has hidden values that the report reveals.  There is a lot of this land and a lot of hidden value that you can tap.   When we bought our Blue Ridge farm (252 acres) I mentioned this to my Swiss banking friend.  “That’s bigger than the entire village where I live!” was his response.  Smalltown USA offers a last chance at having a lot of space.  By living in two Smalltown places there are enormous tax advantages as well.  One step in the system saves Merri and me over $28,345 in taxes a year.

The report shows how to buy cheap north facing slopes and create an income producing tiny home for $29,000 or less.

If you lack the $29,000 to invest, a start up using tents is even less.  These are tipis we put up at our farm before we built our first tiny home.  Learn how they can create tens of thousands of dollars in income for you.

Fwd: gary-scott-tipis

  • See ways that small businesses like Tipi rentals can create BIG tax savings as well as extra income.  For more than 30 years Merri and I have enjoyed a strong six figure income, some years more, in the millions.  Yet there have been very few years when we had to pay federal income tax.  The report lays out a three structure program and how it is used when you are in school (up to age 30), then from 25 to 50, 50 to 70  and beyond 70.   Learn why Chapter C corporations and pensions can be better than the normally recommended Chapter S.  See how new mileage log rules gives you a possible opportunity to increase your tax deductions using IRS Form 4562.  Using a two-vehicle strategy you can gain $12,976 in new deductions even if you do not have to drive one mile further or spend one additional penny on your car.
  • See how a greenhouse can help you eat better and be healthier, plus provide income and a tax deduction and be funded by a government grant.

gary-scott-farming

Our North Carolina greenhouse.

gary scott greenhouse

Our Florida greenhouse.

  • There are similar benefits from having a second home office defined in IRS publication 463 and IRS publication 587, even if your desk is a dining room table.  The report also shows how your dining room table can become an actual income producer as its creates a huge tax deduction at the same time, not to mention a great place to eat, work and lay out plans for a brighter, safer more lucrative and enjoyable future.
  • Living in this environment is also healthier, economically as well as physically.  You’ll see in the report how researchers at Harvard found an amazing correlation between living in conditions found on north facing slopes, longevity and mental health.  The researchers were quite surprised by this strong correlation that also extended into mental health.  In addition to feeling better, reducing stress and having more Joie de Vivre the places outlined in “Live Anywhere-Earn Everywhere” can help you avoid hospitals, high cost disease management (aka health care) and BIG pharma while providing an investment opportunity in three plants that have some of the fastest growing demand in natural health care.  These three plants are just one of seven business opportunities that can create multiple streams of income.
  • How changes in cell phone and internet technology eliminated the need to be in one place.   An old law that creates new opportunity for small business in small towns is available to everyone.
  • Use the specific search and purchase guide.  Construction plans are included that show how to generate first tier income that leads to five, second tier avenues of earnings.
  • How to pay off old debt and avoid new debt by avoiding spurts and embracing value. 
  • Learn seven skills that will always have value.  See how to turn First Aid, medicinal plants, hospitality, food, trees, alternate energy and writing to sell into everlasting, low stress wealth.

merrily farms

This pond at our farm is a pleasure but also helps create a safe, healthy food supply and creates a tax deduction as well.

My Guarantee

This may be the most important report I have written in 50 years.  The information is certainly the most urgent.  Do not delay.  The risks are upon us right now and you’ll understand how the final steps of the alliance are taking place as you read the current news.

To take any risk out of gaining this urgent information with my full satisfaction or money back guarantee.  If you are not totally happy, simply let me know.  I guarantee you can ask for a full refund any time within 60 days and I’ll refund your payment in full, no questions asked.

You can keep the reports as my thanks for ordering it.

Buy Live Anywhere, Earn Everywhere Report  $39.99

Gary

 

(1) www.nytimes.com:  The great disconnect megacities go global but lose local links

 

Which Road to Follow?


We all have a path to follow. 

Is your path calm and serene?  Or is it stuck in a traffic jam with a hurricane approach?

ft myers news-press

Evacuation from Irma in Southwest Florida (Ft. Myers News-Press image).

Merri and I lived in Naples for over 20 years.  Our house was less than a minutes walk to the beach (9 inches above sea level) so we know what it’s like to evacuate and wonder… “Will there be a home on our return”?

Today we are concerned about our children and grandchildren who are sitting in the storm, but there is a certain comfort knowing we are safe here in the mountains, able to help evacuees and in a position to help rebuild after any losses.

This message had been posted before Irma arose.

The timing could not be better because… sometimes we cannot avoid hurricanes and disasters in our lives.

The consequences of storms, earthquakes and disasters are some times hard to avoid.  This will create stress but there are ways to make sure that such tension does not become a habit.

road

The road to our North Carolina Farm.

Should life cause unrelenting stress?

According to the National Alliance on Mental Illness, one in five adults in the U.S. has a mental-health condition.

Take for example, the case of Madalyn Parker, a 26 years old web designer who has been living with depression and anxiety.  When she had panic attacks during business meetings she excused herself just long enough to go to the bathroom, take a Xanax and return to the gathering.

Really… do we have to take Xanex breaks just to get by?

There are better ways to spend our days.

gary-scott-farm

Avoiding stress is one reason to live in Smalltown USA.  I know.  Here is the entrance to our house.

The story of  Madalyn Parker comes from a Wall Street Journal article, “Some Companies Want You to Take a Mental-Health Day” (1).

Big business knows how bad they are to their employees. Some are trying to help.

According to the article: Ernst & Young, has an initiative called “r u ok?” that encourages workers to check in with each other and offer support to those who might be struggling.

Boston software company HubSpot Inc. has taken a different tack. It offers its roughly 1,800 employees flexible hours and unlimited vacations so they can take time off without feeling forced to explain why, says Katie Burke, the company’s chief people officer.

Give me a break!

Business are so bad to their employees that they are now forced to provide staff with mental health breaks?

No wonder there is an opioid crisis.

I come across so many examples… of how big business treats its staff inhumanely.  I was recently talking to the employee of a large automaker.  He started with the firm right out of college.  After 40 years of work he feels like he has a target on his back, because of his age.  The company can plug in a younger employee at half the wage.

An employee of a big environmental firm told me, “You always feel like you are standing on a trap door.”

One friend who is high up in a huge chemical concern said that he tells all new employees, “Plan to be here three years. Build your CV and then move on”.

What happened to loyalty?

Companies chew up employees.  They discard  people the second they find a cheaper deal.  Employees watch their back instead of having the company’s back.

In-depth research by the Rand Corp., UCLA and Harvard Medical School found that nearly one in five workers face a hostile or threatening environment at work including bullying and sexual harassment.  The study called the percentage of workers who found the workplace grueling and stressful, “disturbingly high”.

No wonder the Dilbert comic strip has had such success online and in 2,000 newspapers.

These problems go beyond the job.  

Work may be a rat race.  Getting to that stress and back can cause as much stress as the work.

Merri and I figured this out long ago and started living in small towns.  After living in a couple of the most crowded cities in the world- Hong Kong and London, we used technology to help us move to Smalltown USA.

traffic

Road leading to my Hong Kong home.  “Bye Bye island’, I said.

traffic

Road leading to our London house.  “Sorry old chaps, we are outta there”.

First, we made Naples, Florida our base…  when it was a small town, but as it grew we left for North Carolina.

traffic

Highway to our Naples, Florida house.

merrily-farms

Road leading to our North Carolina home.

Advances in broadband and cell phones allowed us to make this move.  Our fiber optics connection here is better than in most cities.

We spent winters in uncrowded villages in Ecuador.

Finally, we traded Ecuador for Mount Dora in Central Florida and can have just about anything that urban city dwellers have even though we live in secluded nature.

florida

X marks the rooftop of our Florida home.

Our website and messages are about how we live, what we do and how you can benefit from our experience.  We live where our environments reduce rather than add to stress.

You can live without the traffic, the hectic pace, filthy air and the noise.

City living simply can change you… for the worse.

A Times article “Stressed in the City: How Urban Life May Change Your Brain” explains.

The article says: City dwellers tend to be more stressed and have higher levels of mood disorders and psychotic illnesses such as schizophrenia than those living in rural or suburban areas. And now researchers say they have uncovered certain changes in brain activity that could potentially help explain why.

In an international study, researchers at University of Heidelberg and the Douglas Mental Health University Institute at McGill University report in the journal Nature that people who live or were raised in cities show distinct differences in activity in certain brain regions than those who aren’t city dwellers.

Those who currently live in the city, for example, showed higher activation the amygdala, the brain region that regulates emotions such as anxiety and fear.  The amygdala is most often called into action under situations of stress or threat, and the data suggests that city dwellers’ brains have a more sensitive, hair-trigger response to such situations, at least when compared with those living in the suburbs or more rural areas.

A huge trend is snowballing, fueled by technology and by simple economics.

Big business knows that stress is costing them big time.  Policies to reduce stress in the world, don’t just reflect employer benevolence.  A 2015 study published in the Journal of Clinical Psychiatry showed that major depressive disorders alone cost companies $78 billion in lost productivity in one single year.

Businesses know that costs go up and profits go down if employees don’t show up to work because they struggle with depression, anxiety and stress.

Improved roads and especially great advances in rural broadband make it possible for businesses to develop work forces outside stress-filled cities.

The public is catching on as well.

One reader outlined the shift when he wrote me this note (before Irma).

Gary, I thought your letter, “How to Rise From the Fall” was spot on.  In it you mention the move toward Small Town America. I have written you in the past explaining my view that there will be a migration from coastal areas toward higher ground in the not too distant future, in particular out of South Florida.

We were in a small community a couple of weeks ago in preparation for our move there this coming November and spoke to a number of furniture sales/design consultants. They are all telling me that the migration out of South Florida has now begun in earnest. But rather than moving because of rising water levels the migration is due to congestion and crime. People want out of the jungle that South Florida has become. They are looking for just what you describe, a more peaceful life in a smaller community.  Keep up the good work, you remain ahead of the trend.

That’s what we need… a trend we can grab onto that provides opportunity and reduces stress.

Look for areas of opportunity as the maddened crowd and businesses move out of big cities into Smalltown USA.

Look for ways to gain the Smalltown benefits yourself.   Have a slower pace, eliminate traffic.  Breathe fresher air.  Drink purer water.

Live better, earn more, spend less.  That’s the essence of being a Pruppie.  See how to make your life better, in this way, below.

Gary

Live Anywhere – Earn Everywhere

A huge economic struggle is taking place.

The hazard began with the Bayer Monsanto merger.   Recent verdicts against Roundup have accelerated the risk.

Bayer shares have fallen dramatically due to the merger especially after an award of more than $2 billion in damages to a couple who alleged that the company’s glyphosate-based weed killer Roundup caused their cancers.

This third loss-in-a-row by Bayer in U.S. courts and highest award to date has put the company in a tailspin. It 13,400 more such lawsuits and shareholders have rebuked Bayer’s top management over its handling of the Monsanto acquisition and this litigation.  The chart below shows how this has wiped over half of Bayer’s market value .

bayer

See up to date Bayer chart at www.finance.yahoo.com

Bayer’s struggle to protect itself can create disaster in almost every part of our lives, from food to our pets to our medicine.

The battle could destroy what’s left of our privacy, the safety of our food supply, the control over our health, the safety of our money and even the sanctity of our opinions and thoughts could be lost.

Markets and social order can collapse at any time.  Schools, businesses, post offices, any public place, are not safe from shooters on the rampage.  Streets are in danger of terrorists ramming their cars into riders on bikes.  We are no longer safe… in shopping centers, at festivals, even in church.

Yet the bigger danger grows and the struggle is taking place, right now.

You can read about tiny parts of this conflict daily in the news.   Most of the clash however is hidden from view.  There are horrible consequences hidden beneath the visible spin.

There is an association forming that can ruin our health care, nutrition and the environment.  This group an control what you read on the internet, see all the words in our phone calls, watch what we see on TV and slant the trends we learn about in social media.

Everything you write or say can be recorded and used  to control what you hear and read.

The warning shot, above the surface, was the merger between Bayer and Monsanto.

Bayer and Monsanto each have each developed poisons that are harsh on our ecosystem.

The merger of the two firms should have been stopped to ensure human and planetary survival.

But these massive companies have invested so much into lobbying and financing political campaigns that they have the ability to shape political systems to their own end.

Scientific studies found that neonicotinoid pesticides made by Bayer have almost eradicated some bird populations and flying insects.

These pesticides, along with Monsanto’s toxic herbicide Roundup, have delivered a one-two punch against  butterflies, honeybees and birds. Roundup has also been linked to over 40 human diseases, including cancer.

But both the US and the European Union approved the $66 billion merger of Bayer and Monsanto.  This union not only increases the potential of adding toxic poison to the environment but also gives this giant form control over genetically modified (GMO) seeds that have reduced seed diversity globally.

This union is horrible enough, yet it’s only the tip of the iceberg.

Seven companies are involved in a more sinister plot.

The momentum of this dangerous alliance has picked up faster than anticipated.

I began researching and preparing a report “Learn Anywhere, Earn Everywhere” when the Bayer-Monsanto merger was the big deal.   They were two of the seven firms involved in this almost invisible take-over of our food and medical services as well as the internet, cell phones and TV.

I started researching when I saw the hidden depths of this Bayer-Monsanto merger.  I was truly concerned and shocked because my research discovered that the consolidation of Bayer and Monsanto is not the biggest merger nor the most dangerous by far.

Due to the urgency created by the Roundup lawsuits I have miscalculated how much time we have.  I went to work on the report right away, taking my time to delve deeply, but even before I have finished the report, events have begun to heat up.   The pace of this hidden unification has increased.  Now another merger is taking place, far more destructive and the alliance has an incredible lobby program working to make sure that the deal goes through.

A triad of three huge concerns and four smaller ones with hundreds of billions of dollars have built one of the most formidable lobbying operations in Washington.  Nearly 100 registered lobbyists are already on retainer and they include former members of Congress.   One company in this heptagon is also the largest donor to federal lawmakers.

The donations we know of equal more than $11 million paid to 374 of the House’s 435 members and 85 of the Senate’s 100 members in this election cycle.

This deadly seven point affiliation is likely to snake into almost every part of our livelihood.

One part of the cartel will increase our dependence on modified food that can purposely increase our needs for pharmaceuticals manufactured and sold at outrageous prices by another arm of the group.

The organizations will know more about us than any other group in existence.  They will (in fact they already are) act as spies for the government.  This amalgamation will control what ads we see, the products we buy, listen into our phone calls and even monitor and influence what we see on TV.

Sadly most of the public will not even know that this fusion has taken place.  Life will appear to go on as normal.  They won’t even see the change as what’s left of their good life which could be drained away by corporate malfeasance.

This is why I am rushing a report to you so you can be one of the few who avoid the ruin of this alliance and gain rather than lose from the shift.

The report “Live Anywhere – Earn Everywhere” contains seven steps we can take to gain benefits and protection from this cartel.

Here is some background.  At the beginning of the 20th century, Carl Duisberg, the head of Bayer, created a profit sharing cartel from three firms BASF, Bayer and Agfa, called the Dreibund (Triple Alliance) or little IG.

This German chemical association dominated commerce everywhere under the name of IG Farben, the largest company in Europe, the 4th largest anywhere and the largest chemical company in the world.

Because “Power Corrupts” this company morphed into something truly evil before and during the Second World War.

After WWII IG Farben was considered so morally corrupt it could not be allowed to continue to exist and was split into its original constituent companies.  Today Agfa, BASF, Sanofi and Bayer (now expanded) remain.

This is where facts become truly scary.  Some of these very same companies have merged with other mega concerns to create a new American Dreibund (a Triple Alliance dominating the USA).   This new cartel has such power it can take control of your food, your medicine and even influence, if not control, what you read and the information you access for health and wealth.  Even worse, they can monitor everything you do and give it to others in government and business as well.

From a political point of view we cannot do much about this alliance.   The cartel has hundreds of billions of dollars and hundreds of lobbyists.  They are making their big move right now, to take advantage of the current political distraction.  They know that after an election politicians are willing to accept bad news because it will be forgotten in four years.

In addition their greatest enemy in the government has only a couple of months left as the head of the Federal agency that will fight this cartel.

Only a few people will know how to take advantage of the shifts created from the results of this alliance.

The sooner we act, the greater the benefits.   This is why I want to rush my newest report “Live Anywhere-Earn Everywhere” to you.  This report shares how to protect what you have from this coalition that is taking over mainstream media, our food supply as well as our medical history, health care and communications.

Fortunately a loophole can set you free.  You can protect what you have and actually improve your situation, a lot.  Merri and I have already jumped though the loophole and want to share why and how you should too.

How to Gain Extra Freedom – While Almost Everyone Loses Theirs.  Become a Pruppie!

May I coin a new word, Pruppie?

We all know about preppers.  They believe that the world, as we know it, is about to end.  And we also know about Uppies, upward professionals as in Yuppies, young upward professionals.  Uppies expect their world to get better.

The reality is that our worlds have changed and for most of us, there is still great opportunity for a better lifestyle, yet the preppies could be right.

I invite you to join Merri and me as Pruppies, those who expect the world to get better and live and earn based on that expectation but enjoy a progressive lifestyle of freedom that also happens to prepare us for bad times as well as good.

Just in case… the world goes sideways… we will still survive and prosper anyway.  We do not give up anything much.  We can enjoy the good parts of the new economy, as we protect ourselves from what can be bad.

For example in this report, you’ll see how to make your dining room table bring you more control, more time, more income and more freedom.  After all, what can be more accessible than a dining room table?

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You’ll even learn how to turn dining room tables into income and tax deductions as we have with these dining room tables we build out of local wood.

Let me be clear.  I expect that the world will get better, at least for the few who adapt and avoid the dangers the American Dreibund has planned for the public.  The wealth of the world, albeit with inequality, has continued to grow.  There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential and they even work well in disaster scenarios.

Let me provide one simple, concrete example.  Ginseng.

This is a great health root.  The demand is growing especially in China.  At times good dried Ginseng sells for $1,000 a pound!  This is an incredible and easy crop to grow.   The less care you give it, the more valuable it can become.  Yet if everything goes south, the health qualities will be good to have and make it an excellent barter item.  Once you know what to do with ginseng, it’s easy to grow in your back yard.

Even better one of the best kept secrets is that ginseng and 125 other medicinal crops that are currently unsustainable but can be grown on land  that is extraordinarily cheap.

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Ginseng growing in our back yard.  I know about growing ginseng through experience and explain why and how in the report.

There are are specific places that reduce your living expenses, easily increase your income, make you smarter, healthier and provide tax benefits as well. 

Learn about these specific places.  More important learn what makes these places special and seven freedom producing steps that you can use to find other similar spots of opportunity.

Here are some of the experiences this report shares:

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not).

The report is very specific because it is about what Merri and I, our children and even my sister and thousands of our readers have done and are doing.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning globally.

  • Learn about the magic of the north facing slope.   This is where Merri and I live almost half of our time.  North facing mountain land is some of the least expensive in the world but has hidden values that the report reveals.  There is a lot of this land and a lot of hidden value that you can tap.   When we bought our Blue Ridge farm (252 acres) I mentioned this to my Swiss banking friend.  “That’s bigger than the entire village where I live!” was his response.  Smalltown USA offers a last chance at having a lot of space.  By living in two Smalltown places there are enormous tax advantages as well.  One step in the system saves Merri and me over $28,345 in taxes a year.

The report shows how to buy cheap north facing slopes and create an income producing tiny home for $29,000 or less.

If you lack the $29,000 to invest, a start up using tents is even less.  These are tipis we put up at our farm before we built our first tiny home.  Learn how they can create tens of thousands of dollars in income for you.

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  • See ways that small businesses like Tipi rentals can create BIG tax savings as well as extra income.  For more than 30 years Merri and I have enjoyed a strong six figure income, some years more, in the millions.  Yet there have been very few years when we had to pay federal income tax.  The report lays out a three structure program and how it is used when you are in school (up to age 30), then from 25 to 50, 50 to 70  and beyond 70.   Learn why Chapter C corporations and pensions can be better than the normally recommended Chapter S.  See how new mileage log rules gives you a possible opportunity to increase your tax deductions using IRS Form 4562.  Using a two-vehicle strategy you can gain $12,976 in new deductions even if you do not have to drive one mile further or spend one additional penny on your car.
  • See how a greenhouse can help you eat better and be healthier, plus provide income and a tax deduction and be funded by a government grant.

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Our North Carolina greenhouse.

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Our Florida greenhouse.

  • There are similar benefits from having a second home office defined in IRS publication 463 and IRS publication 587, even if your desk is a dining room table.  The report also shows how your dining room table can become an actual income producer as its creates a huge tax deduction at the same time, not to mention a great place to eat, work and lay out plans for a brighter, safer more lucrative and enjoyable future.
  • Living in this environment is also healthier, economically as well as physically.  You’ll see in the report how researchers at Harvard found an amazing correlation between living in conditions found on north facing slopes, longevity and mental health.  The researchers were quite surprised by this strong correlation that also extended into mental health.  In addition to feeling better, reducing stress and having more Joie de Vivre the places outlined in “Live Anywhere-Earn Everywhere” can help you avoid hospitals, high cost disease management (aka health care) and BIG pharma while providing an investment opportunity in three plants that have some of the fastest growing demand in natural health care.  These three plants are just one of seven business opportunities that can create multiple streams of income.
  • How changes in cell phone and internet technology eliminated the need to be in one place.   An old law that creates new opportunity for small business in small towns is available to everyone.
  • Use the specific search and purchase guide.  Construction plans are included that show how to generate first tier income that leads to five, second tier avenues of earnings.
  • How to pay off old debt and avoid new debt by avoiding spurts and embracing value. 
  • Learn seven skills that will always have value.  See how to turn First Aid, medicinal plants, hospitality, food, trees, alternate energy and writing to sell into everlasting, low stress wealth.

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This pond at our farm is a pleasure but also helps create a safe, healthy food supply and creates a tax deduction as well.

My Guarantee

This may be the most important report I have written in 50 years.  The information is certainly the most urgent.  Do not delay.  The risks are upon us right now and you’ll understand how the final steps of the alliance are taking place as you read the current news.

To take any risk out of gaining this urgent information with my full satisfaction or money back guarantee.  If you are not totally happy, simply let me know.  I guarantee you can ask for a full refund any time within 60 days and I’ll refund your payment in full, no questions asked.

You can keep the reports as my thanks for ordering it.

Buy Live Anywhere, Earn Everywhere Report  $39.99

Gary

 

(1) www.wsj.com/articles/why-some-companies-want-you-to-take-a-mental-health-day-1502789400?mod=itp&mod=djemITP_h

(2)  healthland.time.com/2011/06/22/stressed-in-the-city-how-urban-life-may-change-your-brain/

Utility Utilities


We can gain extra profit when we spot new utility created by old utilities.

Last week’s message looked at how Smalltown USA can enhance the benefits of slow, simple investing.  One reason Smalltown USA is set to surge ahead is that rural municipalities are using electrification laws from the early 1900s to obtain funds and regulatory permissions previously reserved for utilities, in order to offer broadband.

Take for example, our phone company, Skyline-Skybest.  Our tiny county of about 27,000 has one of the highest rates of fiber optics connectivity in the USA.  Here are the broadband options we have up to a gigabyte of bandwidth.

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Skybest broadband rates.

The trend of installing fiber optics into small towns is turning everything upside down.  Small towns have better connectivity than big cities.

This is the new New Deal that piggybacked on efforts under President Franklin Delano Roosevelt which brought electricity and other infrastructure to rural America in the 1930s.  The small electric cooperatives in Smalltown USA are leveraging old Federal rules to provide modern broadband.

Just like in the 1930s when private power companies said that it was too expensive to electrify rural areas, high-speed internet providers have argued that the same economic problems exist with the internet. President Roosevelt established the Rural Electrification Administration which led to the creation of thousands of small electric cooperatives using federal funds. These co-ops are typically customer-owned but run like regular businesses, with annual dividends returned to members.

Because broadband is treated like a utility that the Federal Communications Commission began giving experimental broadband grants to alternative carriers like electric companies.  Our provider started earlier but a wave of experiments began in 2014.

This creates a new hidden utility in small US towns where there has been a slow economic deterioration over the past three decades.

Small towns have a new future with a modern infrastructure based on high-speed internet.  Imagine the benefits:  less pollution, few traffic jams, lower cost of living, less crime and even increased intelligence.  (Studies have shown that the brain works better when surrounded by nature).

Merri and I find that though we live in a remote place we are very connected with the global community in numerous ways.  Newspapers (such as USA Today) arrive in our mailbox, the morning they are published.  Amazon.com and Fedex provide a perfect supply line. Recently we realized our printer was running out of toner just before we needed to print handouts for our International Club Retreat.  We were able to check competitive prices and have the best toner at the lowest price delivered the very next day.

Since broadband has come to our community, at least one new factory has come in.  I can only imagine how many businesses like Merri’s and mine are growing in these hills.  What I do know is that I see many super houses rising in the forest.

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Many large houses like this are appearing in the woods around us.

High broadband speeds make it possible for a sophisticated business to be run amidst simple, pleasant, rural living conditions.

One great way to gain value is to spot how changes in technology create new utility and open markets in totally different ways.

In the early 1900s, the Virginia-Carolina Railway began operating a train in Damascus, Virginia to haul timber and iron ore.  The rail extended first to Green Cove and Whitetop, Virginia (17 minutes from our farm) and by the end of the decade to Todd, North Carolina.  Stations sprang up in Lansing, Warrensville and West Jefferson.

The train allowed mines, sawmills and lumbering operations to expand the local economy.  Those who saw the changing utility created by the railroad became enriched buying land along the railroad line and opening businesses in the areas that could never have been imagined previously.

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Virginia Creeper Railroad in West Jefferson.

By the mid 1970s this boom was gone and then the Norfolk and Western Railroad Company petitioned the Interstate Commerce Commission to abandon the line.  Ashe County’s economy has relied on a few factories, retirees and agriculture since.  The expanded internet opens even more new opportunities as did the railroad.

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The Virginia Creeper Railroad line in West Jefferson has been replaced by the Farmers’ Market.

This type of changing utility is taking place across the nation.  Merri and I are living in the middle of this shift and observing a productivity explosion.  We can all spot special value by being aware and watching for small towns where excellent communications alter the potential for growth.

Gary

Live Well and Be Free – 5 Global Earning Experiences

Here are 5 global income experiences and 7 business secrets that can help you live well and free anywhere.

I began my international business over 50 years ago and have been creating and running international micro businesses since.

During that time my wife, Merri, and I have been able to live, work and earn all over the world… literally anywhere we wanted because of seven secrets we gained which we share here with you.  We have been blessed with global earning experiences that helped us make millions… but were also fun, such as with British Lordships.

See how this one micro business helped us rub elbows with British Royalty.

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One of Merri’s businesses that worked with British Royalty was featured in Doonesbury.

Global Earning Experience #1:  Lepers.  Our micro businesses have been fulfilling.  Merri started her international business in her 20s (long before she knew me) importing Italian clocks to the USA.  This earned so much ($80,000 in the first year) that she created other micro businesses helping orphans in the Yucatan and Haitian lepers (at the Albert Schweitzer Hospital) produce crafts she sold for them in the USA.

Excellent income ($80,000 in the 1970s was a lot of cash)…  incredible contacts… working with Dr. Larimer and Gwen Mellon who created the Albert Schweitzer Hospital in Haiti… and enormous satisfaction.  Merri still cries over 40 years later when she tries to speak of the gratitude of the lepers and her time and life in Haiti.

Plus she gained lessons that allowed her to live and earn… in many places and many ways.

Then we got together.

Global Earning Experience #2:  Lords.  Another of Merri’s ideas (in the mid 1980s) was to broker British titles to wealthy Americans.  We made a ton from that… even gained 15 minutes of fame when Gary Trudeau learned about this business and immortalized it by having B.D. Zonker buy a title!

What fun… profitable, plus stimulating, meeting and working with the Blue Bloods of Britain… visiting their castles… invited to their events and affairs.

Before I get ahead of myself, may I ask you a question?

Would you like to have a lifestyle and a front yard like this… almost a thousand acres of hacienda overlooking the Andes?

Would you enjoy living in two, three or even more places wherever and whenever you choose?  Would you be happier with more freedom, lack of debt, and a life of riches, adventure and travel?  Would you be glad to feel confident that you can discover interesting and fun business ideas again and again that not only bring in extra income but also help the poor and improve the environment?

If so then read on… because… that front yard above is ours in a remote Andean hacienda.  This is only one of several homes that we have gained (to live and use in business) from the secrets we’ll share below.

In the summer, we retreat to our 250+ acre farm high in the Blue Ridge mountains of North Carolina.  Here’s our front yard in these mountains and the view from my home office.

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Home offices in all your homes are important by the way.  They are part of one global micro business secret and you’ll see why have two home offices (and using two cars in business) can save thousands in taxes.

When you have an international micro business that involves your home and car, the tax benefits are fantastic.

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A group of readers visiting our North Carolina home after learning how to gain freedom with a micro business.

You can also enjoy such a lifestyle because after years of search, I found business secrets that you can use and enjoy.

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Waterfall at our North Carolina Farm.  See enjoyable benefits of a micro business in water.

Global Earning Experience #3: Hospitality.  Here’s a hotel we owned and operated in Ecuador.  Once we sold this we joined the sharing economy and began offering rentals in our North Carolina cabins through AIRBNB and houses in Florida.  We became designated super hosts within months and added thousands of extra dollars to our income every month.

Caring is just one example of how to live anywhere and earn.  If you provide genuine care in anything you can be anywhere and beat out big businesses in your niche because big business has created an uncaring world and everyone craves care.

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Having a variety of places to live is part of one of the secrets on how to earn more, have a better life with more fun, adventure and greater freedom.

Global Earning Experience #4:  Import-Export.   Here I am at our Florida house showing clients how to import.

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I was wearing a hand tailored, made to order, high quality wool suit from Ecuador that could be imported into the US for as little as $135 .  Plus that Panama hat was made in Ecuador.  This is odd but true, all genuine Panama hats are made in Ecuador.  We imported Ecuador roses year round as well, all from one of our tax deductible US home office.

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The secrets we’ll share below are not about how to buy suits or flowers though.   The secrets show ways to make money (while helping others) marketing products and services wherever you are and much more…. globally.

Global Earning Experience #5:  Green Produce.   We have an orange grove and lake at our Florida home and

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are among the first to test new organic ways to make citrus farming better for the environment and the consumer.  In North Carolina we cultivate Wild American Ginseng as well as aquafarm.

These are just a few of the business experiences that can help you have the freedom to earn globally.  They are shared in our emailed correspondence course, International Business Made EZ.   This course helps you learn how to earn and live wherever you choose!

The course teaches a system based on seven secrets so powerful that it creates money for you regardless of where you are:  in town, out of the country, traveling or even in places as remote as we live.

These secrets have worked for us in real estate… titles… tours… agriculture… clothing… hospitality… alternative health…  spirituality… printing… publishing and art businesses for Merri and me all over the world.

I searched for these elusive secrets of opportunity for over twenty years, looking for a way to gain incredible, outlandish, unbelievable profit potential.

I finally found them and after years of proof and would like to share with you.  The opportunity I sought had to be enormously profitable yet also safe.  It had to work in good times and bad and had to be flexible so it could evolve as times changed.

These were not the only standards.  I wanted to find unbelievable profit and high safety and freedom but also wanted this incredible investment to offer the ultimate tax shelter, something so perfect it would not be even a little bit questionable.  It had to be so tax foolproof that Congress would never change it. 

I wanted a tax shelter so good that it would be encouraged by the government.

I feared deep down inside that what I wanted was impossible.  Nevertheless, I scoured the world for over twenty years looking for it.  I looked in Japan, Hong Kong, Korea, Thailand, Indonesia and the Philippines.  But I didn’t find it in Asia.  I went to the Middle East and searched all over Europe… all across the USA and Latin America.  I hardly missed a country.  After twenty years and millions of miles, I guess I gave up.  Only then (as these things so often happen) was it that I found the best opportunity in the world.

This opportunity was not only perfect but I discovered that it was wherever I wanted it to be, in my own back yard, in Florida and our remote home in the High Country of North Carolina and our even more remote cloud forest home in Ecuador.

Merri and I have created a special program we call “Live Well and Free Anywhere” that makes it possible for you to enjoy extra income doing something you love.  You can gain full or part time and enjoy excellent profits as you have fun and do something good in the world.

My search stumbled on the fact that most millionaires make their money in business.  This discovery led to a study of rich businesses, ones that generate everlasting wealth.  Here are five of seven secrets we learned and have used in our  micro businesses:

Secret #1: They must enjoy the multiple effect.  A product once created must produce profits again and again, almost on a never-ending basis.  Each investment made needs to make huge returns.

Secret #2: They need to be greater than their owner’s time.  They must produce income even when the owner doesn’t put in day-to-day effort. You may already be wealthy or earning a high income.  You may not even need another business or extra income, but some day you might.  One surgeon explained it this way.  “I am making a fortune because peoples’ lives are in my hands.  Once my hands are no longer steady, my income stops.   My entire financial well being will then be in someone else’s hands!”

Secret #3: These money making systems should be enjoyable and fun.  Sadly most people make money for the sake of making money.  Many spend their lives working, just to have a few precious hours having fun.  The most important fact about making and keeping wealth is that those who were richest absolutely love what they were doing.  Money is of secondary importance to their effort.  And as things are, this means they actually ended up making more money.

Secret #4: These money making systems need to be flexible.  No matter what the economy brings, your ability to make money should work regardless of inflation, recession or even depression.

Secret #5: These businesses usually start small, but grow quite large.  Good money systems work for large or for small amounts and can be operated on either a full or part time basis.  Most businesses start with a learning curve.  During that time it is essential they are small.  Once the lessons have been learned and the system is operating properly, then it needs to grow for larger and larger returns.

These secrets created a fantastic way to make money with my own international micro business doing what I love!

You too can have everlasting wealth by turning your passion into profit.

Before discovering these secrets I had a business but to be honest could never get ahead.  I was almost penniless, in debt and living from month to month, check to check.  Then I discovered these seven secrets…and how to apply them around the world.

Since then our international micro businesses have brought in millions.  We gained all the physical possessions we desired, plus more than enough money in the bank.

We do not have one penny of debt and we have leisure time… though when you love your business… why not work?

This is most important, we have fun and feel that we do something beyond just making money every day!  Merri and I do what we love and have learned that through our global business we can accomplish far more important goals, gain self fulfillment and be of service to our community.  In short we can help make ourselves and the world better.

Among our greatest thrills is being able to help others through foundations we have started that help the environment and the poor.

More importantly we have the freedom to do all this from many locations (some are remote-you have seen the pictures) that we really enjoy.

You too can have the freedom to do what you love from any place you like, even operating (actually preferably) from your bedroom, dining room or den if you wish.

What do you love? Rare cars?  You can make a fortune creating a business around them.  Do you prefer fine art? Or do you love beautiful jewelry, coins, gems, real estate, furs, model railways, dolls, scientific equipment, war memorabilia, old and rare books, or whatever?  Do you prefer social subjects rather than objects?

Are you concerned with the environment or humanitarian problems, with crimes, war or poverty?  Would you like to help wipe these social problems out in the course of your business?

Are you a golfer? Do you love to travel? Why not make all kinds of money in a global business related to golf?

Would you like to help the world be a more spiritual place, help people get along better together?  You can do something good for the world, increase your income and live wherever you please in the process!

Whatever your passion you can learn how to earn by creating an international micro business based on it.  You can be international if you love to travel or not.  Regardless of your skills and position there is some approach that will work for you.

Take fishing, for example.

I am no great aquafarmer, but the numbers and lifestyle work on a small scale.  We pay about $3.50 a pound to stock the fish, they double, triple, even quadruple in size and we sell them at a local butcher shoppe for a modest profit.   This is not a big deal, but does generate income, helps attract guests to stay in our rental cabins, puts some great trout dinners on our table and is a thoroughly enjoyable part of my daily labor.  I need this to counter balance sitting in front of a computer.

Over a couple of months the fish grow… a lot.

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We are lucky to have a perfect but natural place to raise the trout.  On busy holidays when our monster trout are in demand I have to work hard fishing at that pond.  Pity me!

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This pond is just below our house, so raising the trout is EZ for me.

Millions of people love fishing but don’t have a pond.  This does not mean they cannot be involved in fishing.  Here are just a few of many ways that others have profitably matched this passion with profit.

Two of my friends, John and Lou, grew up near me in the Oregon mountains.  They were outdoor adventure types and moved to Canada, where they homesteaded 1,200 acres on a trout-filled lake in mid British Columbia.  They built a fishing camp that attracts fisherman from around the world.

Duncan Kinderman on the other hand loved fishing and castles.  He bought a castle on the River Tay, a great Scottish salmon river, and offered time shares for fisherman from Britain, Europe and the US.

Another entrepreneur I know was from Montana.  His skills were in marketing so he sold fishing trips for fishing camps.  He attended rod and gun exhibitions, met owners of these camps and arranged to sell their fishing trips to the US, Argentina and even in Russia to fisherman around the world.

Ralph Kylloe on the other hand loved fishing and photography so he created the book, “Fishing Camps”, which was published by Gibbs Smith publisher. This allowed Ralph to travel across the country enjoying fishing camps as he photographed and wrote.

Steve Ambrose, another friend of ours, had family commitments at home so he set up a bass fishing business in Florida that served Americans, Germans, Canadian, Dutch and Belgians.  Later as his children grew, he used his client base to arrange fishing trips in Argentina.

Each of these people had provincial backgrounds and differed in age, situation and skills.  Their common link, the love of fishing, led each to a global micro business.  Each was able to blend a unique nature and set of skills to develop a global business that surrounded them with fun, like minded fishing souls.

Also, imagine what an international business means to your world travel.  Every trip you take can be tax deductible!  You can honestly write off every trip that is related to your business.  Every journey becomes a research oriented adventure and a TAX DEDUCTIBLE EVENT. 

For example if you have your own business you can gain $12,976 by using two vehicles for business because  IRS Form 4562, which is filed by proprietorships and corporations, contains spaces for up to six vehicles.

There are similar benefits by having a second home office defined in IRS publication 463 and IRS publication 587.

These are huge tax benefits that can be gained when you have an international, at home,  micro business.

As a real international business person, you’ll have one of the most respected and tax protected businesses in the country.  Every country needs to do business abroad, and most governments have created many programs to encourage their citizens to do business overseas.  Many of those benefits come in the form of reduced tax.  Other benefits come in the form of legal protection and even subsidies and grants.

There is such an abundance of opportunity that Merri and I have created this program to help you have your own international micro business that can be managed almost anywhere.  This program is unique because Merri and I are unique.  We started our global business together.  Since we’re almost recluses, we decided to do the whole business by ourselves… thus we create micro businesses that do not require large staffs.

We began working at home.  Today, though we have tens of thousands of buyers and have made millions, we still work at home on our remote farms and employ only a few people to help.

You can do the same with a system contained in an electronic correspondence course called International Business Made EZ.   The course reveals all you need to know about how to start and run your own global business all by yourself.  It answers your questions and gets your business started!

Thousands have profited from this course which has been updated in its fifth edition.

For example, Ben, an investor from Pennsylvania used International Business Made EZ and wrote:

“Jam packed with vital information.  My head is spinning. Thank goodness this is all backed up by your manual. This is a true and cherished gift. Your tips on low cost business are a blessing!  Thank you once again for an outstanding course.  The value far exceeds the price.”

In just a week, you can be well on your way to income and freedom to live wherever you choose!  International Business Made EZ shows you how to take advantage of the five secrets mentioned above and the remaining two secrets below:

Secret #6: Look for ways to gain 1,000% returns in business.  The wealthiest families in the world today come from global businesses.  Learn how margins can be so incredible that few would believe them.  Learn how to use stories to make huge shifts in the value of products.  Take for example our friend Earl who is a dog trainer.  On a trip to Ecuador clay whistles in the market place were for sale at .35 cents each.  By calling them dog whistles Earl was able to sell them at $9.95,  a whopping 2,700% mark up!

Secret #7:  Create and market your product everywhere using niche marketing.  There are 11 steps to create the perfect product.  You learn them with International Business Made EZ.  Understand how to review ideas, test focus, aim at markets.  Learn where and how to get your data and get others to provide your marketing material for you almost FREE.

Learning how to market is the key to successful business. Knowing how to turn pennies into dollars is good marketing focus. International Business Made EZ gives you this winning marketing knowledge.

You’ll learn how to turn advertising dollars into a fortune.  You’ll learn how to create your own ads and when to use the internet… search engines… pay per click… classifieds, space ads, direct mail or word of mouth… even flea markets and roadside stands in some cases.

See how to build a PR list and social business network on the World Wide Web to gain thousands of dollars in free publicity.  I even share my most secret results on my marketing so you will know why sometimes you sell more units of a product at $49 instead of $29.

Learn how one couple used ads about retirement to supplement their retirement income and received free trips all over the world.

Learn how we have made money over the Internet (specific details, specific experiences, hard earned knowledge over the last 13 years!)  With an inexpensive computer you can easily run a business from home and still have tons of time left over – even if you are computer challenged.  Merri and I have certainly proven this.  We were one of the first to run a successful website and still rank high today even with millions of competitors.  The secrets in the course include a step-by-step approach.

Merri and I with our webmaster, David Cross, were leaders in beginning internet micros businesses and have sold millions over the web.  You gain ways to earn global income over the net from that experience as well.

At www.garyascott.com our emailed messages are regularly sent to over 20,000 readers.

You learn the income producing power of defined focus and immediate repetition to get good search engine rankings and sales.

You can earn successfully while living anywhere because people of all ages are doing this.  Technology wiped out any disadvantages of age and gender.  A USA Today article entitled “The new entrepreneurs: Americans over 50” explains that older business people often start one person ventures in home offices using technology that did not exist a few years ago.  The article gave an example of Franny Martin who launched a cookie company at age 56 and said she built revenues to over $500,000 a year.   Yet her web site which attracts cookie customers from around the world cost only $3,000 to build.

International Business Made EZ is arranged in an easy to understand style.  Everything is explained in vivid detail.  We share all, how we have done it ourselves.  The course is full of business ideas and case studies based on our 48 years of experience.

The course  describes on a step-by-step basis, how Merri and I built a multi-million dollar international micro business in just 7 years and how you can do the same.

Terry T., an attorney from Germany took the course and enjoyed this fact when he stated, “What I like most is that it is a nuts and bolts course-not pie in the sky.

Learn How to Gain Total Security.  Learn how and why the global economy makes employment riskier because change is no longer an option.  See ways to become and agent of and profiteer from change never a victim of change.

Learn How to Perfect a Lifestyle.  Living as you choose is important because life is short.  Fortunately matching what you love with what you do in business actually increases profits.

George K an MD from California confirmed this when he wrote:

Your course helped me to crystallize and clarify ideas I’ve been considering that relate to my interests in writing, travel and ecology.  They showed ways to combine them in a personally engaging and potentially profitable way.  I especially appreciated the practical advice on organizing and marketing-turning ideas into products that sell and make a profit.”

A retired railway executive from Michigan picked up on this aspect and said more.

“Your course opened my eyes to the merits, profits, and prestige of becoming an international businessman, particularly the idea of doing business in Canada for distribution in the U.S. (for total tax protection).”

Learn How to Market your Product.  Learn truths that rule the market place.  Gain knowledge on subjects like… How to Make the Truth Exciting. Create your own Sales Story…  How to Deal With Cultural Differences…  How to Build Global Lists and Use International PR…  How to Spot the National Psyche and Quadruple Profits With Multimedia Marketing…  How to Choose Businesses as Pioneers or as Settlers.

Tom K., an engineer from Ohio, cashed in on this idea and wrote, “Basically, I learned the selling and marketing implications.  The course is absolutely worth the price!”

Learn  How to Obtain What You Need from the Net.  How to Use the Web to Reach your Market.  How to develop your site, target your market and start getting visits. The top ten Internet tips to use, the top ten traps to avoid, and many other lessons our Webmaster has used in his many years on the net. This system is so simple anyone can use it.

“Thank you for taking the mystery out of business and bringing it down to the ham and eggs level.” L – Chiropractor – Oklahoma”

Learn the Importance of Business Evolution.  It is vital to success and fulfillment that your business has balance and grows in harmony.

Rachel B, a housewife from Washington, enjoyed learning this fact and told us, “The idea of starting at the lowest cost level was terrific.”

Learn How to Set up Your Banking Structure.   Learn all you’ll need about the financial end: How to control inventory, keep overheads down, check ad results and stay on top of your business.  Learn 11 hazards to avoid and tricks to stay profitable without a daily accountant.

International Business Made EZ contains all these secrets and more.

One delegate, Ted T. a publisher from California said:

“Your course is outstanding! Just two hours of study alone were worth more than the price.”

While Kelly, a business woman from Atlanta, explained:

“It was great going through your steps, being 100% honest without fear of giving trade secrets since you have paid the price (to gain this knowledge).”

Who is helped by International Business Made EZ?

This correspondence course is for those who would like their own international micro business for fun and profit.

Business people or professionals who want to add an extra profit center to their business or who want to change their business entirely will benefit.  Those who want more control over their career can profit.  Plus those who love global travel and want to turn their trips into profitable tax deductions!

Your tax savings in a year can be worth ten, twenty even 100 times the cost of International Business Made EZ.

Even older entrepreneurs are taking advantage of technology.  One of our friends and clients, Mickey E., was a 72 year old real estate broker, when she began a small global business.  With just a computer and internet, she created publications that attracted English real estate buyers.  This allowed her to become a top sales person in the biggest real estate firm (selling over a billion dollars of real estate a year) in town.  She later used the tactics she learned to move to Ecuador (in here late 70s) and start a micro business there.

If you want fun, freedom, extra income and fulfillment with your own full or part time international micro business, or want to build your existing business, you can profit by International Business Made EZ.

This course is also for couples who want their own business or who want to have a business together or a family business.

This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

An employed couple from New York wrote, “We found the course interesting and informative.  We were inspired to start work on an international project.  When we came down, we had no idea on what to do.”

There is nowhere else to gain such a unique network of information and help.  We have a successful international business with over 20,000 readers in dozens of countries so you gain practical current business contacts that are active now.

Are you interested in a global micro business?  It can be small and part time mainly to gain prestige, fun and tax benefits.  It can be full fledged and rake in thousands a day.  If so, International Business Made EZ is an absolute bargain.  Our goal and guarantee is that you will be able to start and run your own global micro business.

If you are not fully satisfied in any way,  just tell us within 60 days and we’ll send you a 100% full refund with no questions asked.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through an International Business.

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.

Your Friend,

Gary Scott

Others who have used thus course wrote:

“The course gave me insight on what to do with widening my client base.” M – Real Estate Broker – Florida

“The course helped me in several ways. #1: To realize that it is not only OK but preferable to start small. #2: I feel I have a workable program to have my own newsletter-my own passion!” T B – Professional, Washington

“The course fulfilled all my expectations providing all the details necessary to start a business from creating the idea, through marketing including the systems necessary to implement our ideas.” B C – Chiropractor – California

“The first thing that strikes you when you start this course is how quickly and simply Gary cuts through many of the common misunderstandings about doing business internationally.  In fact anyone with even a small local business could learn a wealth of practical marketing and sales strategies and tips through International Business Made EZ.”

More Comments from Readers

“I completed International Business Made EZ in a (long!) weekend and – unlike many business books and courses – I didn’t fall asleep whilst reading it! I found it helpful to refer back to whilst I put my business ideas into action and the business and banking contacts in the course were worth their weight in gold.”

“There is a lot of rubbish written about business and ‘get rich quick schemes’ and I seem to receive some sort of junk mail or spam e-mail most days trying to sell me a ‘get rich quick’ idea, but I found Gary’s course genuinely different.”

“Firstly, the International Business Made EZ course is written by someone who has tried and proven his international business and then chose to share those practical examples in a course rather than as ‘pie-in-the-sky theory’. Secondly, although the course would show even hard-nosed, skeptical business people a few things about doing business internationally, it is written in a completely unassuming and open way and this makes it easy for anyone to gain maximum benefit in the minimum amount of time from the course.”

This electronic “International Business Made EZ” costs $299. You gain incredible education and the importance of the knowledge for you and your family’s wealth.

The course is so complete Merri and I extend our “no fooling around-complete satisfaction guarantee” and a special offer because “International Business Made EZ” is only one small part of the special program we have developed for you.

Here is the first part of the special offer.  We provide two emailed courses… “International Business Made EZ”,  and “Self Fulfilled – How to Write to Sell and be a Self Publisher”.

We include the “Self Fulfilled Writing and Self Publishing Course” because there are two reasons to write, when you have something to say or when you have something to sell.  In this day and age many of us want to do both, make a statement that makes the world a better place and earn something extra in the process. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

Merri and I use writing and self publishing in our business.  We have earned as much as $20,000 for a single day’s work… and have earned consistently year in and year out… while we do what we love… because of a few secrets.  We write to be self fulfilled… to share what we have gained from living, working, investing and writing all over the world.

We wanted to share these secrets so we created a Self Publishing “Writer’s Camp” weekend seminar.  We offered the course for $1,500 and were surprised when 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.  Those who attended love the seminar.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity.  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You receive both the written course and the recorded weekend seminar, in an MP3 file, in the “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for each course (and $299 for the recorded workshop).   We’ll send both courses and the recorded Writer’s Camp to you by email for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

Does that sound fair enough?

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.

Well actually you save more than $598.  You also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

You can learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business and Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.

Fair enough?

There is still more.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive the Report, “How to Finance a Small Business Overseas” (no extra fee).

Merri and I have always preferred to start our micro businesses  through cash flow.  However in the early the days of our business I found myself raising extra capital several times.  I have also helped numerous businesses raise money to get started.  This report shares several experiences to give a thumbnail sketch of how to raise money abroad.

In addition you receive any updates we make on any of these courses reports or recordings, free for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

Finally a conclusion.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund . 

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299. Click Here.

 

Benefits of Slow Simple Investing


I have moved most of my investing portfolios to small community banks in Smalltown USA.  This reduces stress.

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My financial stress avoidance team.

Don’t get me wrong, some stress is good.  We all need some of it.  A little stress can be like a cup of coffee in the morning that gets us going.  Stress can be the warning sign on a dark country road that says… “Danger ahead. Slow Down!”

Yet like all medicines, the key to health and wealth is dose.  Take water for example.  Water is good.  Yet too little and we die of dehydration (or wildfires – just ask California).  With too much, we drown (just ask Louisiana).

Regretfully our world is flooded with stress.  This is why for many years we have focused on the benefits of Smalltown USA.

One modern stressor is the volume of information thrown at us every minute of every day.  There is no way we can keep up with it.  When it comes to investing, we should not even try.  Looking at our portfolios too often creates stress and encourages us to tinker with our investment allocations. When we keep fixing or changing investments that are not broken we hurt our investment performance. Research shows that the more often we check on our investments, the worse they will seem to be doing.

Slow, Simple and Happy

Fear and greed are an investor’s greatest stressors. The way to mitigate these human traits is to take it slow and simple in ways that make us feel safe, comfortable and happy.

Complex investment strategies rarely work for us because we cannot truly understand them.  When we don’t know what’s going on, we are never comfortable. Few of us have the time inclination or equipment to take fast action anyway.

Simple is better for long-term investing results because if we understand why and what we are doing, we are more likely to feel comfortable.

Being slow also helps because we are less likely to make a mistake.  Slow is a boring short term but has proven to provide the best long term results.

Comfort is the key.  Fear and greed are the investor’s biggest enemies.

Our biggest fight is to overcome fear because the pain of loss is twice as likely to cause us to act as the joy of gain.

In a 46 and a half year (558 months) Keppler Asset Management Study of World Stock Markets, there were 359 winning months and 199 losing months.  Since those losing months are twice as likely to make us feel uncomfortable as the 359 winning months, the overall result of watching a globally diversified portfolio every month is more pain than comfort.

When we take our time using simple strategies, the comfort we gain can help us overcome this fact.

Part of our stress comes from living in a giant global economy where we are more of a number rather than a name.

Dealing with mega businesses that have little care for the individual is not simple.

In earlier communities, people tended to know and trust (or not) one another.  Technology has changed this as it has expanded neighborhoods with immigration, urbanization and  emigration of the services we use.

We are frequently estranged from our neighbors and the people who provide the services we require, from our doctors, to our bankers to our utility providers.  As our communities expand and become increasingly diverse and based on economies of scale, we become numbers that disconnect us from humanity.  We grow more mistrustful.  Physical and social isolation make it hard to feel comfortable.

This fact is exemplified in a recent New York Times article, “Love and hate on hold with Verizon”.  The article begins and says:

I know it’s not a good idea to hate anyone. I know from an article I read that negative emotions are bad for my health. I would hate to have a heart attack because my internet isn’t working. But I do hate Verizon.

I spent four hours on the phone with the company on a recent Saturday morning. I know for sure I was disconnected three times. Once I didn’t realize it and just hung around for 20 minutes expecting someone to come back on the line. One person promised me he wouldn’t disappear and even said, “Have I yet?” I said no, and then he disappeared.  It took a nearly week to get my internet back. I spent a lot of time with my computer at coffee shops.  As a self-employed writer, completely dependent on the internet, I thought maybe I should sue for loss of work, 10 lattes and emotional distress. Internet access should be free. It’s how people apply for jobs, communicate, find out what to do if they get bee stings or worse.

In this instance, all the writer did was disconnect one of two landlines.  Somehow Verison disconnected the DSL on the other landline as well and had randomly disconnected the internet.  The writer had spent hours on the phone trying to get it back.

I sympathize as Merri and I have had equal frustrations with big companies and institutions-Amex, Verison, 5th Third Bank, Customs & Immigration to name a few of particular note.  Most of us have suffered in this way some time.   A big company, far away, providing some vital service has screwed up.  The company is totally at fault yet after hours (time that is needed for other important activity) spent nothing has been resolved.

This type of stress created by the general lack of control over events (that we deem really important) can be part of the cause behind chronic diseases like hypertension, diabetes and heart failure.  This is all linked to the state of our neighborhoods, jobs and families.

We feel powerless to repair our social fabric, our economy, our political system, law order and justice.  This leads to hypertension.  Seventy million American adults!

skyline

Another one of our anti stress teams.  This image of the Skyline Smart House comes from an ashemountaintimes article “Skyline’s smart home retail store opens”. (1)

This is what I love about Smalltown USA.  In North Carolina, our telephone company is Skybest.  When I have a need or a problem, I know the people and they are great.  This is true of my banking too. When I call upon United Southern Bank, I know who I am talking to and they know me.  Whatever the problem (or request) I can get it resolved with minimum fuss and bother, with the same person.

If the global economy is fast paced and full of change, Smalltown USA could be called slow and simple.  Those are values worth investing and living in.

Next time you think of making an investment, consider using a small community bank.  You may find it makes investing better and happier at the same time.

Gary

(1) ashemountaintimes.com – Skyline’s smart home retail store opens

(2) www.nytimes.com – Love and hate on hold with verizon

Investing Beyond the Boom

Warren Buffet once warned against the Cinderella effect.

He said “Don’t be fooled by that Cinderella feeling you get from great returns.  Nothing sedates rationality like large doses of effortless money.  After a heady experience of that kind, normally sensible people drift into behavior akin to that of Cinderella at the ball.  They know the party must end but nevertheless hate to miss a single minute of what is one helluva party.  Therefore, the giddy participants all plan to leave just seconds before midnight. There’s a problem, though: They are dancing in a room in which the clocks have no hands.”

Cinderella may have lost a shoe when she fled the party to meet a midnight curfew.  We can lose much more when we rush from a crashing stock market.

Most investors face emotional dangers that build in rising markets.

Almost everyone feels good.

But the clock of economic reckoning is ticking.

No wants to see it.  Nothing rises forever and especially… not everything at the same time.

Yet no one wants to leave the party until the end.

But many edge closer to the door.

When the clock chimes there could be a stampede even though leaving in a hurry may be the worst way to go.

Here are seven steps that can help avoid this risk.

  • Choose investments based on markets instead of shares.
  • Diversify based on value.
  • Rely on financial information rather than economic news.
  • Keep investing simple.
  • Keep investing costs low.
  • Trade as little as possible.
  • Make the decision process during panics automatic.

One strategy is to invest in country ETFs that easily provide diversified, risk-controlled investments in countries with stock markets of good value.  These ETFs provide an easy, simple and effective approach to zeroing in on value.  Little management and less guesswork is required.  The expense ratios for most ETFs are lower than those of the average mutual funds.  Plus a single country ETF provides diversification equal to investing in dozens, even hundreds of shares.

A minimum of knowledge, time, management or guesswork are required.

The importance of…

easy…

transparent…

and inexpensive. 

Keeping investing simple is one of the most valuable, but least looked at, ways to avoid disaster.  Simple and easy investing saves time.  How much is your time worth?  Simple investing costs less and avoids fast decisions during stressful times in complex situations where we are most likely to get it wrong.

Fear, regret and greed are an investor’s chief problem.  Human nature causes  investors to sell winners too soon, and hold losers too long.

Easy to use, low cost, mathematically based habits and routines help protect against negative emotions and impulse investing.

Take control of your investing.  Make decisions based on data and discipline, not gut feelings.  The Purposeful investing Course (Pi) teaches math based, low cost ways to diversify in good value markets and in ETFs  that cover these markets.  This course is based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Repeated Wealth With Pi

Pi’s mission is to make it easy for anyone to have a strategy and tactics that continually maintain safety and turn market turmoil into extra profit.

One secret is to invest with a purpose beyond the immediate returns.  This helps create faith in a strategy that adds stickiness to the plan.

Another tactic is to invest with enough staying power so you’re never caught short.

Never have to sell depressed assets during periods of loss.

Lessons from Pi are based on the creation and management of Model Portfolios, called Pifolios.

The success of Pifolios is based on ignoring economic news (often created by someone with vested interests) and using financial math that reveals deeper economic truths.

One Pifolio covers all the good value developed markets.  Another covers the emerging good value markets.

The Pifolio analysis begins with a continual research of 46 major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return.

#7:  Market history

This is a complete and continual study of almost all the developed major and emerging stock markets.

This mathematical analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.

This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

Learn how to invest like a pro from the inside out.

At the beginning of 2019 my personal Pifolio is based on select ETFs in the Keppler Developed and Emerging markets.  My Pifolio is invested in Country ETFs that cover seven developed and three emerging markets:

Norway
Australia
Hong Kong
Germany
Japan
Singapore
United Kingdom
Taiwan
South Korea
China

Don’t give up profit to gain ease and safety!

Regardless of economic news, these markets represent good value and have been chosen based on four pillars of valuation.

  • Absolute Valuation
  • Relative Valuation
  • Current versus Historic Valuation
  • Current Relative versus Relative Historic Valuation

When you subscribe to Pi, you immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip 2019” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Silver Dip Strategy with platinum.   The “Silver Dip 2019” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip 2019” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

This year I celebrated my 51st anniversary of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

Use time not timing.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

A 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2019” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

 

 

 

 

Smalltown USA on the 4th of July


Happy 4th of July from Merri and me in Smalltown USA.

 

west jefferson christmas in july

Every July, West Jefferson, NC has a “Christmas in July” Festival.  Christmas trees which are the leading agricultural industry in the county and when the retailers come up to buy their trees for the next Christmas.  This is a huge event visited by tens of thousands followed up by a big fireworks on the 4th.  This is the epitome of Smalltown USA, plenty of space, nature, low pollution and a friendly, neighborly population, but access to the world.

Merri and I really like Smalltown USA for its old time American values.  We are full blooded Americans… born and raised in the USA and we feel comfortable around the old time American values.

Yet Smalltown USA offers more than comfort.  This is a really great place to adapt.   The world today is not like it was 50, 60 and 70 years ago.  Our nation was founded on the idea that it is our unalienable right to “Life, liberty and the pursuit of happiness”.  That right to pursue happiness is not a guarantee of success.  It’s up to us to set our missions and achieve mastery that leads to happiness.

Merri and I learned this well because for most of our lives we were immigrants, first in Hong Kong and Germany, then England, the Isle of Man, Dominican Republic and Ecuador.   Each culture allowed the pursuit of happiness, but each included different rules.  We had to learn how to adjust.

The rules in today’s world mean our pursuits need to adjust.  For example, I still wear an all American wardrobe, but look at its source.  My American Converse tennis shoes (made in China), my American Wrangler jeans (made in Mexico), my American Fruit of the Loom underwear (made in El Salvador) and my American Van Heusen shirt (made in Bangladesh) are pretty global.

Even though Merri and I have returned to our homeland we still require mastery at trading with and depending upon many people in many countries.

Fortunately modern communications and transportation have made globalization easier to achieve.  For example in our remote, North Carolina, small town farm, fiber optics has changed the way we can live here. 

We can be totally isolated but still connected with the world.

We are all, at the deepest level of our being, all citizens of the world.  It is logical and correct that we trade with those who serve us best…whether they bring products to us (like the tomatoes, shirts, shoes, pants and even underwear) or we go to the product (real estate abroad).

Ideally everyone in the world would get along… we would all be honest… we would live by a few simple ideals based on self respect and respect for others. 

I am not expecting this to happen anytime soon.  I expect the border situation to deteriorate.  I expect more rules… more regulations and a reduced lifestyle for most.  Recent events on numerous borders reinforces this belief, so we must adapt and take advantage of opportunities created by such change.

Merri’s and my three part strategy for this is:

#1:  Stay healthy and out of the costly Western health care system.  Nothing can ruin your ability to earn faster than poor health.  Few events can drain a lifetime of savings faster or as steadily than health intervention.  Once this system grabs you, the insurance companies, big pharma and government regulations can reduce your freedom, often dramatically.

#2:  Ignore borders and look for good value investments in shares and real estate… diversified on an equally weighted basis globally.  We cannot trust the promises of business, governments, pensions or anyone to look after us. However, we can trust the laws of nature that continually keep everything in balance.  The best way to identify and connect with these forces of nature is through a mathematical comparison of value and worldwide diversification.

#3:  Work hard with keeping a micro business that is fun, fulfilling and makes a positive contribution to society and the world.  Real freedom comes from the excitement, sense of destiny, and acceptance of mission in our business pursuits.  The quest we feel upon rising in the morning helps us create everlasting wealth from the fulfilling process of fair exchange in the global market place.

Why a Micro Business?

Small is now more beautiful because technology makes it easier to make small profitable.

Merri and I continually pride ourselves for having one the the smallest but most profitable web based businesses.

How rich can you become by starting small?

We have probably more cash in the bank than we’ll ever spend.  We have our 252 acre farm with two houses and five cabins in the Blue Ridge… all free and clear.

We have our Florida home with 16 acres, orange grove and numerous rental properties.   All of this is owned free and clear…  paid for and supported by our small self publishing, micro web business.

Yet we are one of the tiniest businesses around.  Merri and I work from home offices deep in the woods of the Blue Ridge or tucked quietly into our Florida grove.

The point?  You do not have to have a huge operation to earn and live very well.

And we try to stay that way!  Small (but profitable) in Smalltown USA.  This keeps life simple… easier to enjoy.  This is the true core of freedom, an easy, fulfilling process within the true laws of nature that support abundance and “life, liberty and the pursuit of happiness”.

Learn how to attain mastery in the book “Mastery” written by my friend award winning author, Bob Gandt and me. Click here.

Gary

How to Have Peace & Profit

There are still ways to reduce stress.

Prolonged exposure to stress is the # 1 root of death and disease in our modern world.

Stress can ruin your health and wealth… in many ways.

Daily stress has been magnified because we no control, no way out of the current global political and economic mess.  The news makes current problems feel like things are getting worse.

This downwards spiral leads to health problems, heart disease, hypertension, impaired immune function, infertility, and mental illness.

The health problems lead to economic problems from loss of income, poor investment decisions and high disease management costs.

farm

farm

Yet there is a way back.

I was reminded of this once when I made a horrible mistake.

The supposed error?  Letting my mind wander six decades back to an hour I spent with a girl.

Learn from this near disaster, seven most powerful sources of wealth, health, security and fulfillment in this era.

The girl was pretty and blond.  Terry was her name. My imagination spanned decades returning to my Oregon roots seeing her as if she were there.

We were 11 or 12 and had known each other since we started Rockwood grade school.  Just buddies, our non-romantic friendship lasted 12 years, from first grade till high school’s end.  Then she went off to Pepperdine College in California.  I started traveling the world.  Never saw her again.  I hope her life has gone well.  But until that reflection I’d never thought much of Terry in so many years.

What could have been the tragic error was letting that memory touch my heart.  Two kids, walking on a crisp, Pacific Northwest autumnal afternoon.

We walked down a sun filled, pine needle covered, dirt path.  Huge, fat, green Douglas firs lined the road.  Traffic was no problem, not many cars.  Crossing Stark Street we turned left, hiking three blocks to 182nd.  There we passed an old clapboard candy store.  I can still hear the wooden sidewalk of that store slap beneath my feet, felt the soggy planks sag and smelled astringent pitch from the fir trees.  Then we turned right, up 182nd for about a mile.  There was Terry’s house.

I carried on, walking through a big field, waist high grass turned straw brown by an early frost.  There were dozens of paths made by who knows what.  Animals perhaps or countless generations of other kids walking home alone from school.  I chose one following it to another wood of tall, rough-barked fir.  Crossing one more field, I climbed a rock wall, struggled through a barbed wire fence (my Mom hated that fence ripping my jeans).  I was home!

Sweet simplicity, that dream.  Two kids holding hands, walking on a dirt trail under a crisp, but blue, sunny sky.  Pure innocence.

My tragic error was looking back.  I returned to Rockwood, Oregon with Merri and my kids to show them this part of their roots.  Following the route, Terry and I had walked were the candy store, grange hall, old wooden buildings and their home spun honesty and charm.

Instead we found six lanes of fast, frantic traffic and road rage.  McDonalds, KFC, strip shopping centers.  The car radio blared warnings of local gangs and drive-by-shootings.

Beauty, innocence, sweet simplicity, replaced by drive ins and drive bys.  Gangs and drive-by shootings replacing a tender walk in the sun.

Good bye memories, good bye.

How can our kids walk in places like this?  How can we return to those old feeling of security and comfort?

How can any of us possibly keep pace in this world that’s moving so fast?

Then something inside snapped.

“There has to be an answer for honest, hard working folks to enjoy the wonderful opportunities of today and regain what we’ve lost over the past forty years”, I swore to myself.

How can we keep up, without having such a fast paced life we turn into machines?  Where do we find time for God, family, charity, and our friends?  How can we rediscover those sun filled, pine needle covered, dirt paths we want to walk?

“There has to be places that are still innocent and pure”, I thought.  “There has to be a way of life that does not pound us with stress”.

This thinking led me to begin reviewing the thousands of economic and business experiences I have shared with readers over the decades.

This started a search for a simpler way of life and a better place to earn and protect our wealth.

By digging, asking and observing, traveling and talking to investors and investment managers all over the world I found that there are true paths to real security in the here and now.  That knowledge helped me develop courses on how to have natural health, everlasting wealth and purposeful investments.

This knowledge helped Merri and me invest in stocks and real estate all over the world.  It helped us find and develop our farms in North Carolina and Florida into sanctuaries.

That almost error led us to create an entire portfolio of information on how to keep pace, get ahead, enjoy our modern society but, to enjoy life wherever you choose without having to move too fast.

This is why I am making a special “Let’s get our lives back” offer.

“What would you think in the last 30 seconds of your life if you were the richest man in the world but were unhappy?”

This quote is from the opening slide of our Value Investing Seminar, “How to Secure Your Future With a Value Breakout Plan”.   This a vital question because few investors think about the value of comfort and happiness.  Yet the truth is, those who are comfortable and happy with their investments are most likely to succeed financially.

Without comfort, no matter how much money a person has, they are more likely to lose it or kill themselves with stress from worry.

There is a way to have the perfect form of financial security.

Let’s call it the perfect pension.  To help understand how to build an unshakable economic platform, here is Part One of the report, The Pruppie Factor.

The Pruppie Factor – Seven Steps to Comfortable Living & Profits.

“May you live in interesting times”.  That’s a Chinese curse that seems to have been cast on our modern world.  We can enjoy comfort and profits in the year ahead despite this fact.

Become a Pruppie.  Integrate your earning with your investing and enjoy peak living, everlasting wealth and natural health with PIEC Investing in the year ahead.

Before we look at what PIEC means, let’s delve into Pruppieism, the new economic and social realism.  Pruppies expect everything to expand.  They take advantage of every new benefit and technology they can.  Pruppies enjoy using the fruits of our ancestor’s deliberations and labors to earn in this advanced technological world.  They also engage in activity that they love that would sustain them in case society and the incredibly intricate weave of our global economy and society should fail.

Pruppies are prepared in case everything, everywhere, or at least everything relating to their income and savings fails and the fabric that surrounds their lives disintegrates into an unknown veil.  Yet a Pruppie’s preparation is not a sacrifice, but a joy as you will see.

Hope springs eternal and it should.  One of the key themes in my first book, Passport to International Profit, (published in the 1970s) was “The Sun Always Shines Somewhere”.  This thought has been in and remains a foundation of everything I do.

Sometimes this sunshine is hard to see because the press always focuses on doom and gloom.  Current news often makes the world seem about to end.  We cannot blame the press. Bad news sells.  The majority seem to want to worry instead of learn about all that’s good.  This does not make doom and gloom right.  This is why the majority are also the rich portion of the population, but bad news is an economic fact for the press.

Yet despite all the negative headlines, we have lived through the Cold War and MAD, Y2K, GridX II, the Peak Oil Crisis, the recession of the 1970s, 1980s 2007, etc. etc. etc.  Chicken Little is always out there, selling the falling sky.  Don’t buy into this story!

History suggests that there will always be opportunity.  The sun always shines somewhere.

Brexit, global warming and the American political process are examples of how the press gravitates to negative news.   The press  make anything and just about everything seem negative.  This can blind us to the positive realities ahead, if we let it.

Don’t.

Expect that the world will remain standing and look for opportunity instead!

Our wealth and economic opportunity is pushed by supply and demand.  We are part of a growing global population.  New technology makes more people, as a whole, more productive every day.  The world has increasingly larger markets creating more supply in increasingly efficient ways.

This reality increases everyone’s wealth.  Yes there is a lot of bad news in many places.  There is inequality.  There is crime.  There is war and hate and injustice.   Despite these negatives there is even more that is positive.  Opportunity grows.

Pruppies tap into and use every bit of the good news they can.  They have a plan B if everything goes wrong, but Plan B is based on something a Pruppie wants to do we love, not just a shelter from bad news.

At the end of this report, you’ll find a special offer that can help you integrate earning and investing for the ultimate form of profit and safety.

Imagine this example of Pruppism.  The Tiffany lamp casts an amber glow, rich, ivory and warm in the grey gloom of early dusk.  The gold knobbed mahogany desk, its deep patina waxed and smooth, shines with reflections of ancient leather Chesterfields stuffed full, but rumpled with age and of maritime shots that hang in brass frames on the wall. The room speaks of settled tradition, the kind that might never end.  But thoughts instead are on the demise of the business that has supported this room.

The late Jim Slater of Slater Walker, a British industrial conglomerate turned bank in the 1970s was in that room.  I recall his bank’s collapse well as I was living in Hong Kong and Slater Walker was a huge going concern in what was a British colony in those days.  The Slater Walker crash was big news that unsettled the entire British banking system at the time.

Slater, the founder, had been a really high roller, using every modern banking tactic available including buying many assets with cheap loans.  Then in the mid 1970s banking crisis interest rates skyrocketed and his bank was unable to refinance its debt.  The company failed and Slater had to resign.  Numerous charges were brought against him and he spent considerable time defending what he had done.

In the end he was only fined a nominal sum but despite this, his banking career was well and truly dead.

However he had already moved on.

He wrote about this in his autobiography, “Return To Go”.  He had always had a hobby making puppet shows and telling stories to his children, so instead of banking, he turned his passion into profit and wrote some children’s books.  His first effort sold a respectable 35,000 copies.  His next a monster series for younger children, became a huge hit.

He had also maintained a hobby of salmon fishing so again turned his passion into profit by creating a business that bought up fishing rights and resold them as time-shares.  He had quite a success.

Some day a catastrophe beyond our control could redirect the course of our lives.  We might lose a job, learn that our pension won’t pay or that our dollars won’t buy as much as they must.

Though Jim Slater was a banker, outside economic forces beyond his control caused his business disaster.  Yet he had options because he had been doing things he loved that were not related to his banking, but could become useful income generators in difficult time.

I do not know if Slater understood Pruppism but that’s what he was practicing.

Pruppism is a positive realism based on the knowledge that much of our lives are directed by events that we do not know or expect and could not change them even if we did.  There is always something we do not know and that’s okay.

Years ago I was speaking at an investing seminar in Marbella Spain.  One of the speakers was a brilliant strategist, Johan Peter Paludan, of the Copenhagen Institute for Futures Studies.  This institute has a large interdisciplinary staff with expertise in economics, political science, ethnography, psychology, engineering, PR and sociology.  They identify and analyze global trends that influence the future.  Paludan was speaking of these trends and answering questions that delegates had about the world’s economic future.

One delegate asked what to do if there was a global nuclear exchange.  Paludan replied that the results of some events are so unpredictable that it is not worth trying to plan for them.

This thought has stuck with me for decades because it helped me realize that no matter how cautious, how defensive and careful we are, there are events that we cannot even imagine that can turn our lives upside down, for the good or bad.  With this in mind my wife Merri and I have created a lifestyle where we turn our passions into profit but in a way that whatever happens we are likely to be in a position to spot the positive and the opportunity.

A PIEC Experience

Pruppies gain the benefits of PIEC wealth.  PIEC is an acronym for “Personal Income Earning Corridor”.  PIEC income and wealth come from doing what you do for love, rather than just the money.

Traditionally people get jobs to create income.  They work to live and support their lifestyle while attempting to spend less than they earn.  They hope, that maybe the savings will bring, sometime in the future, a lifestyle of doing something enjoyable without work.

Pruppies reverse the priorities.  Instead of working for money to save and invest, they focus their prime effort on doing something they enjoy right now.  Then they learn how to enjoy the effort in some profitable way.  They learn to create “Avenues of Abundance” that combine lifestyle with the necessary task of accumulating wealth.

If economic circumstances tie them to an existing income effort, they create hobbies that are income producers of the future.

For example, if a Pruppie loves golf; instead of working six days a week, 50 weeks a year just to golf on Sundays and during short vacations, instead he or she will create a business in some aspect of the golfing trade.

In another example, a client of mine, who loved animals became a vet.  But he learned that the vet’s lifestyle was not one he enjoyed.  He wanted to travel and move around, which is difficult for a professional who needs to stay at his office and build a practice.  So he built a business that prepares special animal foods for race horses.  Now he travels globally visiting horse breeders and makes much more money as well.

Pruppies combine money with time, energy and desires.  They generate income doing something desired.  Desire and fulfillment become at least as, if not more, important as the money.

#1: Do What You Love!

The reason PIECs work well is that when we love to do something, we do it better, for longer and with greater enthusiasm.

Effort, determination and tenacity are wealth building attributes that cannot fail.  Yet Pruppism does not mean we should suddenly abandon our jobs and try becoming golf pros, when we have never been able to break 100.  Smart Pruppies start small and gradually expand into their passion.

For example, as a writer and lecturer, I was never fully satisfied sitting behind a desk or standing on a podium all day long, even though I was making over a million bucks a year. I’m the physical, outdoors type and yearned for exercise and the wilds of the deep woods. “What good’s the money if this isn’t fun?” I often asked myself.

Rather than quit writing and teaching, I looked for ways to combine these professions with the outdoor life.  Through research I learned that many city folk like myself yearn to be in the primitive outdoors.  So I bought an isolated farm high in the Blue Ridge Mountains and an Andean plantation high in Ecuador where I developed seminar centers with charming but simple dwellings, set in rustic surroundings, with clean water and pure air.  Now I live in nature so after I finish the writing or talking, I can walk in the woods or take my axe and chop firewood or something physical.  I’ve combined my writing with physical work and have blended the life I want, with my readers’ needs in a way that makes great financial sense.

We built a series of cabins in the wild that bring more profits than most stocks or bonds could ever return.

The process took six years to shift. Now we have been at this for nearly two decades and we are far from finished.  But while doing what we love, who cares? This is one of the great benefits of PIEC investing. We can slow down and enjoy the work instead of always rushing ahead, looking for something more.

Those who work nine to five can start PIEC businesses part time if they are too uneasy to quit their jobs. Others, who like myself, already have a business can slowly shift their product or service in a sensible way and let it evolve toward their PIEC.

But where do we start?

There is a seven step process we can all use whether we have our own careers, a business or even if we are retired (PIEC investing is especially good for retired folks who have found the supposed good life flat or financially short).

The first step is to get a clear idea or vision of our dream.  This is sometimes harder to achieve than it seems.  We are so deluged with false ideals from Washington, Wall Street, Madison Avenue, etc. that we have to stop and really take stock.  What do we sincerely want?

There is a very practical economic reason to look inwards for wealth.  Warren Buffet recommends that we only invest in what we understand. What can we understand better than ourselves?

This inner search will lead us to an ideal that begins the second step which is gaining enthusiasm.  How can we be anything but enthusiastic about finally fulfilling our deepest dreams?  The enthusiasm leads to the third step; gaining an education.

We need to find out everything we can about our idea.  To succeed we must take the third step and become real experts in the product or service we offer.

Fourth, this educational process allows us to develop an intelligent, focused business plan we can act upon and the action is the fifth step which brings us the experience. Experience gives us the sixth step, a financial loss or profit.  We always profit in increased knowledge which creates the seventh step, more ideas.

Then the entire cycle starts all over again: Idea, Enthusiasm, Education, Action, Experience, Financial Profit and New Ideas.

This is a way to keep adding new opportunities into our lives.  Business is rarely static. It is an ever evolving process instead.

This seven step cycle may take days, weeks, months or years, but the moment you begin you’ll start moving into an avenue of affluence where you love your work so though money isn’t your main goal it comes more easily.

#2: Do what you love, but also be of service.  Do something for others that is meaningful and important to you.

We all have a purpose in life and when we are filling it, we feel fulfilled.  Wealth and fulfillment is the goal.  Fulfillment is important because of the law of diminishing returns.  A 2008 study that analyzed Gallup surveys of 450,000 Americans suggested that day-to-day contentment improves until income hits around $75,000 per annum.  After that, more money just brings more stuff, with far less gain in happiness.  Income beyond $75,000 does not do much for a person’s daily mood.

This is a pretty general study and regional differences in costs, inflation and life circumstances will create many fluctuations from this norm, but the point is when money is the main goal, the better you get, the harder it will be to gain satisfaction.

Giving, on the other hand, never has limitations, especially when the giving helps complete a purpose that is part of our destiny.

This is true in business and investing.  A study of investors for example found that investors with socially responsible ideals gained the best returns.  A dual goal of profit and achieving some social benefit provides a purpose beyond returns.  This brings comfort and determination to the investments and the added stick-to-it-ness helps increase profits.

The study helped define three aspects of investing that are generally ignored, purpose and habits.

Purpose.  Purpose requires some soul-searching questions about what we each want our life to be.  This purpose is more important than the investment goal.  The purpose of the money we have becomes more important than the amount in the portfolio.

Habits.  Habits come next because we need to create habits and routines that keep us on the path of our unique purpose.  The marketplace does all it can to distract us from our goals.  There is an endless stream of news, rumor, conjecture, facts figures, ideas and tactics generated by every part of every stock market aimed at getting us to act in ways that benefit the agenda of others.

Good habits help us avoid being distracted from what we are meant and want to do.  Good habits muffle the noise of Madison Avenue, the spin from Washington DC and the hidden agendas of big business.  These are among the most powerful ways to increase wealth.  Having greater fulfillment as well as more wealth is a bonus that Pruppies call “Everlasting Wealth”.

#3: Integrate your earning and investing. 

Long term success in business and investing are determined by control and comfort.

Comfort comes from feeling in control, but since there is always something we do not know, real comfort comes from knowing that we are serving a valuable purpose, the best we can, regardless of how events unfold.

Real comfort helps maintain determination, dedication and enthusiasm, all among the most vital parts in the process of succeeding in investing and business.

Our own business increases comfort because a business is simply an investment that gives us more control due to the addition of our own time and energy. 

A Personal Income Earning Corridor (PIEC) begin with a main income generator that we control.  For some this is a job with a salary.  For others it is a pension. For many it is their own business using the concepts of SNAP (Small Niche Area Publishing).

Here’s why self publishing offers such great potential.

Sam Walton… or is it Warren Buffet?  Self publishing is based on three cherished beliefs that two of the wealthiest people in the world, Sam Walton and Warren Buffet, shared.

Buffet and Walton shared several cherished business beliefs that you can gain from a special writing and publishing business that is at its very beginning stage.

Cherished Belief #1:  Small is Beautiful.  Both Sam Walton (Bentonville, Arkansas) and Warren Buffet (Omaha, Nebraska) chose America’s heartland away from the big cities as their homes.  What’s more, Walton chose to do business in these small places as well… building the largest retail operation in the world almost entirely in small towns.

Warren Buffet believes that potential in small towns offers special value.  He believes this so strongly that he has been buying newspapers in small towns.

Over the last few years Berkshire Hathaway purchased 63 small and mid-sized daily and weekly newspapers throughout the United States.

He plans to buy more and says: “I like buying individual papers at the right prices.” 

Buffet stated that Berkshire is not buying big newspapers or more newspaper shares. He is sticking with small publications because he believes in the value of local communities.

Cherished Belief #2:  Community Orientation.

Buffet is not buying big publications but is grabbing up small community focused publications.

His bet is that publications focused on local communities can withstand the shift of readers and advertisers to the Internet.

The individual papers can be really small as 10,000 circulation with tiny staffs.

He said no one has stopped reading “half-way through a story that was about them or their neighbors.”

He also noted, “Berkshire buys for keeps. I’d rather buy newspapers myself directly,” and is seeking papers that publish in cities and towns with a “Sense of  Community.”

From this vision WalMart remains committed not just to expanding the businesses but to improving the communities.

You can enjoy all these benefits through Self publishingbecause small communities can be places, ideas or ideas within places.

The factors that makes publications like this successful are its common interests.  Common interest can be focused on a geographical area or a niche idea that targets a niche of a larger market.  For example, the market for truckers is quite large, but trackers that look after their health is a much smaller niche.  One benefit of SNAP publishing is it surrounds you with people who have a common interest, so your readers are like-minded souls.

Cherished Belief #3:  Seek Good Value.

Sam Walton built one of the largest fortunes in the world… with the simple goals of providing great value and great customer service.  Warren Buffett’s belief is that the essence of value investing is buying stocks at less than their intrinsic value.  The discount is called the “Margin of Safety”.

Both Buffet and Walton shared a vision that small towns ignored by the mainstream offered good value.  You can tap into extra profit potential as a SNAP publisher who helps a small community.

Knowing BOTH successful niche magazine publishers and internet marketing geniuses is important for a reason that Buffet outlined to his publishers when he purchased their papers.  Buffet believes that small newspapers will change and that they serve an important purpose.  He said, “Papers must rethink the industry’s initial response to the Internet as focus on continuing to maintain a strong sense of community“.

His bet is that publications focused on local communities can withstand the shift of readers and advertisers to the Internet.  Buffet has said that giving news away free online is “unsustainable” and has sought papers that publish in cities and towns with a “sense of community.

We have never seen this need for a sense of community as we do know because community creates trust.  As the world has expanded on big is better, the public has lost trust.  We no longer trust big business, big government, big hospitals, big banks, etc.  Yet publications offer nothing if they do not have the reader’s trust.  Internet publishing on the big scale has reduced trust.  Anyone can say anything on the internet and thus internet information is highly suspect.  Publishers who use a small niche to create trust have an advantage.

To begin this introduction let me add one more point and outline the value of what I am about to offer.  A SNAP publication may eventually require $5,000, $10,000 or even $15,000 in start up costs but can make up to $11,835 a month… or more.  That’s value… plain and simple.

Join The International Club for all of 2018 NOW.  Learn how to wrote and publish.  Save $418.78.

Club members start by receiving seven workshops and courses on how to earn everywhere with home micro businesses.  We call this our “Live Well and Free Anywhere Program”.   The program contains a series of courses and reports that show ways to earn and be free. These courses and reports are:

  • The course “Self Fulfilled – How to Write to Self Publish”
  • The course “Event-Full – How to Earn Conducting Seminars and Tours”
  • The course “International Business Made EZ”
  • Video Workshop by our webmaster David Cross
  • The entire weekend “Writer’s Camp” in MP3
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”

Club members also learn ways to be be healthier and have more energy.   I have created three natural health reports about:

#1: Nutrition

#2: Purification

#3: Exercise

Recent news about Social Security, pensions and health care shows that the US government has excessive debt today and that we as individuals need tactics to make sure, when governments, pensions and insurers weasel out of their promises, that we can take care of ourselves.

One big broken promise is Social Security and Medicare.  The most recent Social Security trustee report shows that the programs will begin to spend more than they earn within just three or four years.   The Medicare hospital-insurance trust fund, could use all its reserves by 2028.  They face insolvency over the next 20 years because Social Security runs totally out of money by 2034.

My three natural health reports help learn ways to be happier, healthier and avoid much of the Western disease management (aka healthcare) expense.

Each report is available for $19.95.  However you’ll receive all three FREE as club member and save $59.85.

Next, club members participate in an intensive program called the Purposeful Investing Course (Pi).  The purpose of Pi is finding value investments that increase safety and profit.  Learn Slow, Worry Free, Good Value Investing.

Stress, worry and fear are three of an investor’s worst enemies.  These destroyers of wealth can create a Behavior Gap, that causes investors to underperform in any market good or bad. The behavior gap is created by natural human responses to fear.  Pi helps create profitable strategies that avoid losses from this gap.

Lessons from Pi are based on the creation and management of numerous Model Portfolios, called Pifolio.

We combine the research of several brilliant mathematicians and money managers with my years of investing experience.

There are no secrets about this portfolio except that these mathematicians ignore the stories from economic news (often created by someone with vested interests) and is based mainly on good math that reveals the truth through financial news.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

This is a complete and continual study of what to do about the movement of international major and emerging stock markets.  I want to share this study throughout the next year with you.

This analysis forms the basis of a Good Value Stock Market Strategy.  The analysis is rational, mathematical and does not worry about short term ups and downs.  This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.  Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

The Pi subscription is normally $299 per annum but as a club member you receive Pi at no charge and save an additional $299.

There are two more reports I’ll send about the most exciting opportunities I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but when you become an International Club member you’ll receive the report, “Three Currency Patterns For 50% Profits or More” FREE.

Plus get the $39.99 report, “The Silver Dip 2019” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the past two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80 and has remained near this level, compared to a range of the 230s only two years ago.

These two events are a strong sign to invest in precious metals.

I prepared a special report “Silver Dip 2019” updated in late 2018.   The report explained the exact conditions you need to make leveraged silver & gold speculations that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons about speculating in precious metals gained through 30 years of speculating and investing in gold and silver.

The price of silver may offer special value later in 2019, but the price of platinum is special now.   So I want to send you the report “Platinum Dip 2019”.

Save $418.78… when you become a club member.

Join the International Club and receive:

#1: The $299 “Live Well and Free Anywhere Program including SNAP”.  Free.

#2: The $299 Purposeful investing Course (Pi).   Free.

#3: The $29.95 report “Three Currency Patterns For 50% Profits or More”.  Free.

#4: The $39.99 report “Silver Dip 2019”.  Free

#5: The three $19.99 reports “Shamanic Natural Health”.   All three free.

#6: The $39.99 “Live Anywhere – Earn Everywhere” report.  Free.

#7: Plus updates and other report I release in the year ahead.

These reports, courses and programs would cost $767.78 so the 2018 membership saves $418.78.

The International Club membership is $499. 

To encourage our first 100 members for 2018 to join quickly so we are currently accepting discounted membership at $349. 

Save $418.78.  Join the International Club for $349 and receive all the above online now, plus all reports, course updates and Pi lessons through the rest of 2018 and all of 2019 at no additional fee.

Click here to become a member at the discounted rate of $349

Gary

 

 

 

 

 

 

 

 

Where Does This Road Go?


“Where does this road go?”

That’s the lead in an old Appalachian joke.  The punchline? “Stranger, this road don’t go nowhere. Every morning, I wake up, and it’s still here.”’

One such road, I hope, that never goes away is “The Crooked Road”. This is the “Heritage Music Trail” that runs along U.S. Highway 58 from east to west through the “birthplace” of traditional mountain music.  This ribbon of more than tarmac happens to pass near our farm on its way.

There are human qualities that flow along this trail. They highlight an important part of humanity that’s been lost in too many places, but is still alive and well in Smalltown USA.  I hope it will stay.

bluegrass

The Crooked Road Heritage Music Trail near our farm and the Blueridge Parkway.

If you Google “Investing in Smalltown USA” you’ll see that our garyascott.com and spottingtrends.com sites rank high. When I google that phrase these two sites are in the top ten ranked ahead of Forbes and USA Today.

smalltown usa

However, our reasons for investing and living in Smalltown USA go beyond money.

Here is one reason why.  Last week one of the guests at our farm went into our quaint shopping town, West Jefferson, and was surprised to find a “Bluegrass jam pickin” in front of the Presbyterian Church on the main street.  Turns out that every Tuesday there is an “anyone’s invited” jam session on the street corner.  He was even more shocked when one of the players handed him her 12 string guitar and invited him to play along.

This is a great tradition. Neighbors meet’n up and enjoying pickin together in a fun, friendly and most informal way.

Bluegrass jams are organic and take place in many places around us:  shopping malls, courthouses, McDonalds, Hardies, Dairy Queens and such.   Venues have included department stores,  truck stops and even barber shops.

Jams, like this are an old tradition and welcome all comers. There are few rules, “be in tune, play softly if you can’t keep up and don’t practice between songs”.  Beyond these simple rules, if you play, join in on the fun.  Almost none of the pickers can sight read music.  The jams are filled with  hand-me-down music that comes from mom to daughter, father to son.

This type of bluegrass descends from Scotch-Irish fiddle tunes.  It is said that “this music like a fight, it can break out at any time!”

I hope that these informal jams remain for many generations to come because they represent more than music.  Spontaneous, light, fun, easy and friendly.  These are qualities  that make life great, and they remain in Smalltown USA.  This is one reason we have been recommending and investing in Smalltown USA since before this website began in the 1990s.

Merri and I invite you to become an International Club member and join us at our farm this August.  See for yourself the benefits you can gain investing or living in Smalltown USA.

P.S.  Enjoy the cool weather.  All summer, the temperatures range  from the 50s at night to the high 70s during the day.

weather

Ten day weather report for Lansing NC at wunderground.com

Gary

(1)  www.wsj.com/articles/this-bluegrass-jam-has-banjos-corny-jokes-and-a-side-of-fries-1466010162?mod=itp&mod=djemITP_h

How to Have Real Safety

garyheadshot

There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

This is why the core Pi model portfolio (that forms the bulk of my own equity portfolio) consists of 19 shares and this position has not changed in over two years.  During these two years we have been steadily accumulating the same 19 shares and have not traded once.

The portfolio has done well in 2017, up 22.6%, better than the DJI Index.

motif

However one or even two year’s performance is not enough data to create a safe strategy.

The good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management and the mathematical trend analysis of Tradestops.com.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

Pi uses math to reveal the best value markets then protects its positions using more math created by Richard Smith founder and CEO of Tradestops.com to track each share’s trend.

We use Smith’s  algorithms that calculate momentum of the good value markets.

dr richard smith

The Stock State Indicators at Tradestops.com act as a full life-cycle measure that indicates the health of each stock. They are designed to tell you at a glance exactly where any stock stands relative to Dr. Smith’s proprietary algorithms.

Kepppler’s analysis shows the value of markets.  The SSI signal indicates the current trend of each stock (performing well, or in a period of correction, or stopped out).

The SSI tells you one of five things:

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Akey component of the Stock State Indicator (SSI) system is momentum based on the latest 521 days of trading.  A stock changes from red to green in the SSI system only after it has already gone up a healthy amount and has started a solid uptrend.

How SSI Alerts Are Triggered

If the position has already moved more than its Volatility Quotient below a recent high, the SSI Stop Loss will trigger.  This is an indicator that the position has corrected more than what is normal for this stock.  It means to take caution.

Below is an example of how SSIs work.  This example shows the Developed Market Pifolio that we track at Tradestops.com.

tradestops

Equal Weight Good Value Developed Market Pifolio.

At the time this example was copied, all the ETFs in the Developed Market Pifolio (above) currently had a green SSI.

We do not know when the US market will fall.  We only do know that it will.  We also do not know if, when the US market corrects, global markets will follow or rise instead.

The fact that the Pifilios are invested in good value markets reduces long term risk.

Additional protection is added by using trailing stops based on the 521 day momentum of each stock in the Pifolio.

Take for example the graph below from our Tradestops account that shows the iShares MSCI United Kingdom ETF.  This ETF had a green SSI and a Volatility Index (VQ) of 13.26%.  This means the share can move 13.26% before there is a trend shift.

tradestops

iShares MSCI United Kingdom ETF (Symbol EWU)

Pi purchased the share at$31.26 and in this example the share was $34.43 and rising.  Tradestop’s algorithms suggested that if the price drops to $31.69 its momentum would have stopped and it would have shifted into trading sideways.   The stop loss price is currently $29.86.  If EWU continues to rise, both the yellow warning and the stop loss price will rise as well.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Dip Strategy with platinum.   The “Platinum Dip 2018” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Platinum Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2018 I celebrate my 52nd anniversary in the investing business and 50th year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Platinum Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

 

 

 

Sam Buffet – More Than Wealth


Turn $299 into $142,400… without risk.  In just one year.

Over the decades Merri and I have made numerous bold promises.  The promise in the first report we ever published in the 1980s  was “Turn $250 into $51,888 in four years.”

This was about investing in Hong Kong as it emerged, plus the German, Japanese, and Swiss stock exchanges as they bloomed.

Then in the 1990s we promised “Live on $700 a month and make huge profits in Ecuador real estate.”

Later as our readers joined us in the Andes and on the equatorial sea, speaking English only, we began promising “Learn Spanish in Three Days”.

One can make bold promises like this when distortions, contrasts and trends are on the leading edge.

This is where Merri & I have often been… on the leading edge.  We have spotted new trends.  We have made bold promises. Despite many naysayers (always found lagging behind the lead) each time, we have delivered!

So read this promise with more than a grain of salt.  “You Can Turn $299 into $142,400 in Smalltown USA”.

Read on to see why this promise is not bold.   In fact you’ll see this promise has already been proven.

Merri and I make this boldest promise of our career in part due to a great rise in wealth in Smalltown USA.

Excepts from a recent USA Today article entitled “Wealth rises in USA’s heartland” written by Dennis Cauchon shows why.

The article says: Personal income in the USA’s metro regions and counties and the percentage change from 2007, before the recession and financial crisis.

Small-town America is better off: Inflation-adjusted income is up 3.8% per person since 2007.

The nation’s oil and gas boom is driving up income so fast in a few hundred small towns and rural areas that it’s shifting prosperity to the nation’s heartland, a USA TODAY analysis of government data shows.

The 261 million people who live in cities and suburbs still haven’t recovered earning power lost in the economic downturn. Average income per person fell 3.5% in metropolitan areas between 2007 and 2011 after adjusting for inflation, according to data released Monday by the federal Bureau of Economic Analysis.

By contrast, small-town America is better off than before: Inflation-adjusted income is up 3.8% per person since 2007 for the 51 million in small cities, towns and rural areas.

The energy boom and strong farm prices have reversed, at least temporarily, a long-term trend of money flowing to cities. Last year, small places saw a 3% growth in income per person vs. 1.8% in urban areas.

Small-town prosperity is most noticeable in North Dakota, now the nation’s No. 2 oil-producing state. Six of the top 10 counties are above the state’s Bakken oil field.  “Give us a little shale, and we’ll show some pretty good income growth, too,” says Bill Connors, president of the Boise Metro Chamber of Commerce in neighboring Idaho.

The Boise area’s rank in income per person plummeted from 139th to 251st among metro areas from 2007 to 2011, the biggest drop of any place except Las Vegas, which suffered largely because of high-tech layoffs and a real estate price collapse.

The famous addage of “follow the money” makes sense and in this series we’ll see numerous reasons beyond farming and shale why the money is shifting to Smalltown USA.

You’ll also see why this promise is about more… much more… than just the money.  Our promise to you is a way to earn an excellent income… with less stress, as you are fulfilled and help your community.  This promise is about more than wealth.

Sam Buffet… or is it Warren Walton?   Here is how to earn $11,835 a month from three cherished beliefs that Sam Walton and Warren Buffet shared.

sam buffet

Forbes magazine listed the 10 wealthiest Americans in an article entitled “The Faces Of Wealth in America”.

sam buffet

These top ten are:

# 1: Bill Gates  $66 B

# 2: Warren Buffett  $46 B

#3: Larry Ellison $41 B

#4: Charles Koch $31 B

#5:  David Koch  $31 B

#6: Christy Walton & family $27.9 B

#7: Jim Walton $26.8 B

#8:   Alice Walton  $26.3 B

#9: S. Robson Walton  $26.1 B

# 10 Michael Bloomberg  $25 B

So Sam Walton’s fortune is still the largest by about 25%.

Imagine combining the wealth Walton created with that of Warren Buffet.  You get 150.1 billions dollars… far more than the wealth created by Bill Gates and any other three of the top ten combined… by just these two men.

Sam Buffet and Warren Walton!  What a combination.

So if you found an opportunity that combined three of the most cherished business beliefs held by both Walton and Buffet… especially if it would be fun, fulfilling and really good for your community… would you be interested?

Let me share these cherished beliefs and then show you how to earn an extra $11,835 a month or more by helping your community in a self fulfilling way.

Sam Buffet Cherished Belief #1: Smalltown USA.  Both Sam Walton (Bentonville Arkansas) and Warren Buffet (Omaha Nebraska) chose America’s heartland away from the big cities as their homes.   What’s more Walton chose to do business there as well… building the largest retail operation in the world almost entirely in small towns.

Part of Walton’s success came from his decision to place Wal-Marts in small-town USA, in places where the population appeared to be too small to support the store.

Other large stores believed that a population base of 50,000 was a minimum needed to support a store. Walton built his first store in a town of 8000. The small-town strategy was established early, and definitively, when Walton’s wife, Helen, refused to live in any town with more than 10,000 people.

Walton once said: We could really do something with our key strategy, which was simply to put good-sized discount stores into little one-horse towns which everybody else was ignoring. … When people want to simplify the Wal-Mart story, that’s usually how they sum up the secret of our success: “Oh, they went into small towns when nobody else would.”

Warren Buffet believes that opportunity in Smalltown USA offers special value right now.  Buffet knows how to look beyond day to day fluctuations and find value.   This is why during industry cuts Buffett has been buying newspapers in small towns.

In 2012 Berkshire Hathaway purchased 63 small and mid-sized daily and weekly newspapers throughout the United States.

He plans to buy more and says: “I like buying individual papers at the right prices.” 

Berkshire made a 2012 investment in publications in Texas and in Lee Enterprises Inc., a publisher of more than 40 papers.

Berkshire Hathaway holds the largest stake in Washington Post Co. (WPO) but Buffet stated that Berkshire is not buying big newspapers or more newspaper shares.

Sam Buffet Cherished Belief #2:  Community orientation.

Buffet is not buying big publications but is grabbing up small community focused publications.

His bet is that publications focused on local communities can withstand the shift of readers and advertisers to the Internet.

The individual papers can be as small as 10,000 circulation with a tiny staff of 33 people.

“Our newspaper purchases are of smaller size, measured by dollar cost, than the businesses we normally consider buying  though I expect their contribution will likely be commensurate with our investment” Buffet has said.

Buffett believes that small newspapers will change and that they serve an important purpose.  He said, “papers must “rethink the industry’s initial response to the Internet” and focus on continuing to maintain a strong sense of community.

The key to success, he said, is “a strong sense of community” that will stay loyal to a blend of digital and print products created by newspapers.

“I believe newspapers that intensively cover their communities will have a good future,” he wrote. “That will mean maintaining your news hole — a newspaper that reduces its coverage of the news important to its community is certain to reduce its readership as well — and thoroughly covering all aspects of area life, particularly local sports.”

He said no one has stopped reading “half-way through a story that was about them or their neighbors.”

He also noted, “Berkshire buys for keeps. I’d rather buy newspapers myself directly,” and is seeking papers that publish in cities and towns with a “sense of community.”

Buffet said, “We want your best thinking as we work out the blend of digital and print that will attract both the audience and the revenue we need,”

Sam Walton’s commitment to his communities was confirmed when he once said: “If we work together, we’ll lower the cost of living for everyone…we’ll give the world an opportunity to see what it’s like to save and have a better life.

From this vision Wal Mart remains committed not just to expanding the business but to improving the communities.

Sam Buffet Cherished Belief #3:  Seek Good Value.

Sam Walton built one of the largest fortunes in the world… with the simple goals of providing great value and great customer service.  Warren Buffett’s belief is that the essence of value investing is buying stocks at less than their intrinsic value.   The discount is called the “margin of safety”.

Both Buffet and Walton shared a vision that small American towns… ignored by the mainstream offered good value.

This is why I would like to introduce you to the Sam Buffet of magazine publishing and and the Warren Walton of Internet publishing to show you a phenomenal way to earn… as a publisher while you help a small community.

Knowing BOTH a magazine publisher and internet marketing genius is important for a reason Buffet outlined to his his publishers when he purchased their papers.  Buffett believes that small newspapers will change and that they serve an important purpose.  He said, “papers must “rethink the industry’s initial response to the Internet as focus on continuing to maintain a strong sense of community“.

His bet is that publications focused on local communities can withstand the shift of readers and advertisers to the Internet.  Buffett has said that giving news away free online is “unsustainable” and has sought papers that publish in cities and towns with a “sense of community.

To begin this introduction let me add one more point and outline the value of what I am about to offer.  You’ll spend $5,000 but can make up to $11,835 a month… or more.  That’s value… plain and simple.

I already knew the the person I call the Warren Walton of Internet… my webmaster David Cross.

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David Cross

David has an unparalleled, hands-on marketing experience spanning 25 years in 22 countries for companies and charities large and small. He’s guided many companies and individuals to success in business and helped them achieve their marketing goals, both online and offline.   He started working with the internet from the getgo and I have been lucky that he helped me start my website in the 1990s.

He was also Senior Internet Consultant to Agora Inc. in Baltimore, MD, David worked closely with Agora’s publishers and marketers and over an 8-year period helped to propel Agora’s online revenues to over $300 Million in 2009 until he came to work with Merri and me full time.

So half of Buffet’s value equation was there.

Recently the second half presented themselves to Merri and me…. in the form of Dave and Sherry Johnson who attended one of our Super Thinking courses.  I discovered that Dave and Sherry published a couple of magazines in North Carolina when they enrolled for the course… but what I did not know was the value of what they had developed to publish smalltown community magazines.

Johnsons

David & Sherry Johnson

As I explain their background… you’ll start to see the value and how this value can bring enormous benefit to you and your community.

Dave is a serial entrepreneur who used jobs as stepping stones from one entrepreneurial project to the next in advertising sales.

He had sold most media including radio, cable television, direct mail, magazine, yellow pages, newspaper and Internet.

He enjoyed great success until times turn sour during the 2007 recession as they did for so many.  He was working for a top-200 internet company in Maine when they offered him a position in North Carolina.

After moving his family to North Carolina the economy turned sour and the firm eliminated that position,  Being under the gun, he started working with a publishing company and that opportunity faded as well.  Dave and Sherry lost everything so they moved to Asheboro North Carolina and started their own magazine which has risen from success to success.

Time and Place

The old adage is to be in the right time and at the right place.  Imagine this timing… 2009 with the US facing a sluggish economy and risking a double dip recession.

The place?   Forbes magazine highlighted Asheboro North Carolina in 2008 but not in a way you would think.

Forbes’s article was entitled “In Depth: America’s Fastest-Dying Towns” and said:   The data come from the U.S. Census Bureau’s three-year American Community Survey, which gathered findings between 2005 and 2007 and ranks cities, towns and Census-designated places (CDPs) with populations between 20,000 and 65,000. We tracked four metrics: income growth, the rate of domestic in-migration, the change in poverty and the percentage of the population with a bachelor’s degree or higher.

Asheboro is one of the few places in North Carolina where domestic migration rates fell between 2000 and 2007, from 10.5% to 1.9%. Poverty surged from 15.7% to 26.7% as incomes declined by 9.5%. The city, built on manufacturing and heavy industry for everything from batteries to tires, has yet to find a new niche.

There they were… Dave and Sherry… starting a magazine on a shoestring… or a little less.  Sherry put it this way…  “Failure was not an option.  We had to make a profit before we published our first edition”.  They did and have risen from success to success.

When I heard this story and read their magazine I let no moss gather beneath my feet and asked them to join us to form a team… who can help you… publish your own community magazine… profitably… immediately… in just a month.

Here is the team who can serve you.

Merri and I have had a long career in publishing.  Before we met, Merri was executive editor of Gulfshore Life in Naples Florida (which was sold to the publishers of Robb Report in 2004 reportedly for $23 million dollars) and several other award winning magazines.   She then joined me in publishing our newsletters and later in our producing our daily ezine.  Later we helped a regional magazine on the verge of bankruptcy turn itself around and become a national publication.

We have combined our experience with David Cross our webmaster’s and Dave and Sherry Johnson.

The five of us all believe in this community trend in Smalltown USA.  We all believe in smalltown USA.  Dave and Sherry live in Asheboro… population 25,012.   David Cross lives in Estacada Oregon… population 2,713.  Merri and I live in Umatilla Florida… population 3,456 and summer in Lansing, North Carolina, population 3,521.

We all earn very healthy incomes but believe, due to the small populations around us, that we also have healthier lifestyles.

Here is how this team can help you publish your own magazine in a small community.

The opportunity is to become an Associate Magazine Publisher supported by Positive Community Publications.

Magazine Business in a Box

Dave has named this service “Magazine Business in a Box”.

Your own community magazine allows you to put your desire to profit through writing to work.

As an Associate Publisher for Positive Community Publications, you will publish positive, upbeat community publications dedicated to representing, encouraging and celebrating the community you serve by focusing on the lifestyles, talents, gifts and contributions of the people who live and work there.

Why Hyper-Local Community Magazines

* Warren Buffet (Trends)

*  Small-town USA

* Niche Magazine Growth vs. the Decline of Other Traditional Media

* People are tired of Negative News

* Content not available elsewhere

* Helps build a “Sense of Community”

Traditional Magazine Publishing is Fraught With Problems

* Large Circulation Area

* Large Circulation Number

* Very High Print Costs

* Very High Editorial Costs

* Very High Distribution Costs

* Large Staff

* High-cost of advertising to cover costs is good for large advertisers but unaffordable for small businesses

* Low ROI for all Advertisers

PCP’s Cutting-Edge System Turns the Magazine Industry Upside Down

* Hyper Local (Small Distribution Area)

* Quality Vs. Quantity

* Free, Low-cost and Paid-for Editorial

* Low Distribution Costs

* Low Printing & Operational Costs

* Affordable Advertising Rates – All Businesses (Large & Small) Can Afford

* Service to the Community

* Readers are engaged because it’s all about them and their community

* HIGH ROI for Advertisers

You Gain:

* A Proven Business Model

* Training & Full Support Materials Delivered Through the Internet and at Optional Seminars.

* Archive of Articles Design Templates Sales Training & Support

* Protected Territory

* Access to Low-cost Printing

* Magazine Website

* Marketing Materials

* Low Initial Cost

There are numerous benefits:

* You can Set Your Own Schedule and Work out of your home

* Flexibility – Publish as Frequently (Monthly) or Infrequently (quarterly) As You Like

* Tax Benefits – almost everything becomes a business write-off

* Bartering.  Dave & Sherry trade:   House Cleaning – Private School Tuition -Furniture – High-end Restaurants  – Dental Services – Auto Repair for ads.

The Money – Pro forma income for a 64-page Magazine

* Ad Revenue    $13,000   (40% ads/$500 per ad page)

* Editorial Revenues   $ 4,635

* Printing & Fees (through PCP) $4,300

* Estimated Operational Expenses  $1,500

* Profit $11,835

Other Advantages of Magazine Publishing

* Freedom of owning your own business and all the benefits that go along with it

* PRESS Credentials

* Prestige (Celebrity Status)

* Service You Provide to the Community

* Philanthropy

* Well Respected Profession

* “In The Know”

Dave provided this added explanation to the PCP service.

Our magazine publishing program is so powerful because it teaches publishers how to create a publication in a real small community with hyper-local content.

The magazines are top quality printed on 60# gloss, self-covered and saddle-stitched.  64-pages seems to be a sweet spot though smaller areas or those who do not want to work quite as hard can produce a 32 or 48 page issue.  

Our current printer is most efficient in 16-page spreads so we try to fit our magazines into that paradigm.

We print about 10% of the area’s population because of the highly effective way we distribute the magazines.  Asheboro’s population is around 27,000 and we print 3,200 issues each month.

Since we do everything else ourselves and we operate out of our home, our other fixed costs are only about $1,500.  

Our goal is to average $400 per advertising page.  We want to keep the rates low enough so that the advertising is easy to sell and our clients get real value.  

We also sell the cover story ($1,095), Ask the Experts ($295) and Business Buzz features ($295) but count these as paid editorial pages rather than advertising pages.  

Associate Publishers who publish magazines with 40% of the advertising and editorial revenues in the $4,500 range (this is our average in Asheboro) will enjoy net revenue for a 64-page publication of approximately, $11,850 per month if they use all of the services we provide. $142,400 a year.  

Our model aims to make this amount of profit on one magazine and not make it larger.

We find it better to have multiple publications rather than trying to make a lot of profit on one magazine as many publishers do.  

Different markets can charge higher rates.  We charge higher rates in our Archdale & Trinity Magazine than in Asheboro.

We print using a heat-set web press which costs about 1/4th of what a sheet-fed press.  

We are very good at sourcing print and can help the Associate Publishers get great printing prices.

We distribute the magazines free.  We hand deliver 1/2 to upscale neighborhoods.  We have the local resource center (handicap workers) put them into bags and then they are thrown into the driveway or placed into the newspaper tube of 1,500 upper-income homes.  

The remainder are distributed at doctor’s offices, dentists, upscale boutiques, the YMCA, the Library etc.  

The week prior to the printed copy being distributed, we post an electronic page-turning version (that mirrors the printed edition) to our website and then invite readers to it through Facebook and our mailing list of 800+ business owners in the area.  

We get between 2,000-3,000 readers of the electronic version each month.  This limited print distribution plus the electronic distribution has worked very well for our advertisers and the shortage of printed magazine ensures that our return rate (leftover magazines) is very low (currently less than 1%).  In fact, there is a frenzy when the printed editions arrive and they go very quickly.  We post their arrival to Facebook and within 4 days they are usually mostly gone.

I think that this is also the reason Warren Buffet is buying up all the newspapers that he is.  People don’t want to read generic/national/regional content unless it is mixed in with a fair amount of hyper-local content.  

One of the things that we hear all the time regarding other magazines is that the content is not local enough and it has very little to do with the community.  

One of the reason’s the magazines are successful is people see the publisher at community events taking pictures and conducting interviews.  

The best compliment we’ve gotten to date and a statement that really sums up what the magazines accomplish: “Asheboro Magazine is like sitting down with a great friend and hearing about all the things that are going on with the people I know and less like reading a magazine”.

The magic editorial advertising mix is  40% Hyper-Local Content, including Friendly Faces (a spread of photos of local people),  20% Relevant Content and 40% advertising.  

We provide associate publishers with full support so they can convert the editorial content into profit.

Each magazine differs from location to location.  I suppose that would be determined by the associate publisher and how much money they want to make.  We are monthly because we like the cash flow and need the revenue to support our living expenses.  Some may not want a full-time job.

If you like this idea. If you want to write… want to be a bigger part of your community and want to earn an income like this… read on.

How to Reserve a Smalltown Now

Merri and I see Positive Community Publishing as one of the most important services we have been able to bring to our readers ever. This service helps our readers write to sell… to help readers enjoy Smalltown USA and to bring a positive influence to communities across the nation.

However let me make two extremely important points clear.

First… the key to success will depend on your effort… your dedication to your local community and especially your ability to sell advertising.  The magazine business in a box provides ad sales training and support… but in the end ad sales requires that someone meet with local businesses and ask for their advertising support.

PCP has three safety steps to eliminate risk.  First it provides you with the course Self Fulfilled – How to be a Publisher.   After study of this course you can opt out for a full refund with not financial loss and zero risk except your time and effort.

The second safety step is an introductory meeting.  PCP will conduct regular introductory meetings in Florida and North Carolina to allow the potential Associate Publishers and the people of PCP to meet and review the opportunity and the services provided.  After reserving a territory you can attend the next available meeting and if not fully satisfied at that time opt out for a full refund with no cost other than your own time and travel to the meeting.

If a after the introductory meeting a potential Associate Publisher wishes to become an Associate Publisher an additional initial training and setup fee of $4,500 must be added to the initial $500 reservation fee.

There is still a third safety step is a 30 day reflection period.  Once you have reserved your area and started your magazine if at any time in the first 30 days before the first magazine is published, you change your mind and (subject to your confidentiality – no compete agreement) opt out for a full refund… at no risk other than efforts expended and any associated travel expenses in the introductory process.

The enormous value these magazines provide advertisers is the ultimate reasons why this model succeeds… but it will be the publisher or ad salesmen that generate the income that makes a publication profitable.

Some publishers will use advertising sales people.  If you do… expect to reduce your profit by 30%.

All businesses have risk.  If after the first month of business the initial $5,000 and all costs of business are at normal business risk.

Second… we also want point out that this first introduction and offer is a beta program.   Merri and I know how to succeed in our publishing efforts. Dave and Sherry know how to succeed in their publishing business.  David is a proven winner with internet marketing.

This new venture however is subject as are all new businesses to a learning curve.  We’ll all learn together… but have no guarantees or history of success other than our own at this time.

Still Interested?  Here is what to do now.

The belief is that an Associate Publisher in a town of approximately 30,000 population can earn approximately $11,835 a month after paying all service fees (if all support is selected).

Positive Community Publishing  and each Associate Publisher will agree to an area that is exclusive to the Associate Publisher.

The area will be based around one of the  942 Core Based Statistical Areas (CBSAs) that the US Office of Management and Budget  has defined.

A CBSA is one or more adjacent counties that have at least one urban core area of at least 10,000 population, plus adjacent territory that has a high degree of social and economic integration with the core as measured by commuting ties.

Each Associate Publisher is an independent business person.  Each Associate Publisher names his or her the magazine whatever he or she chooses. Each Associate Publisher chooses which services (beyond the basic support) they desire from PCP.  The Associate Publisher has complete editorial control of their magazine.

The Associate Publisher agrees not to publish any other magazine within 5 years of termination of an agreement nor to use nor disclose any of the Positive Community Publishing  unique system to others nor to disclose the system revealed by PCP to the Associate Publisher.

Positive Community Publishing  will agree not to provide services to any other Associate Publisher within the agreed CBSA publishing area so long as the associate publisher continues to use the services of Positive Community Publishing.

Merri, David Cross and I will be involved in this effort with David and Sherry Johnson.

Merri and I will assist in initial training and provide overall consultation to PCP.

David Cross will help provide the internet services to PCP and Associate Publishers.

The Magazine Business in a Box service is an online training program that allows the Associate Publisher to start and operate a magazine.  PCP provides support service such as printing, editorial and graphic design and administration for Associate Publishers.

This online training may be supported by additional and optional seminar training.

The beta program is for 20 Associate Publishers only.  May I add that from the moment I began talking about this, friends and delegates at our recent publishing course began snapping up territories.

At the moment only 15 of the 20 positions are left.

Gary

Options to Start Earning $142,020 a year… without risk.

Option #1:  Enroll in our online course “Self Fulfilled how to be a Publisher”.  The enrollment fee is $299.   You have no risk.  Enroll in the course.  Study it for 30 days and if you are not totally committed to progressing… let us know and we’ll send a full refund… no questions asked.

After 30 days you can enroll in our Writer’s Camp and use the $299 as a partial fee. Enroll here for $299

Learn more about the Online Writer’s & Publisher’s Course.

Option #2: Enroll in our March 16-17-18, 2013 Super Thinking Writer’s Camp.  We’ll send you the course Self Fulfilled free. You save $299 right away.

If you choose this option, do not delay our summer and autumn camps sold out almost immediately. Single $799  Couple $999

Lean more about the Writer’s Camp. Click here.

Option #3:  Reserve a Smalltown area here… show the town you wish to reserve in the “Comments/Special Delivery Instructions” below the payment instructions

Here are the steps to take now.

#1: Choose the territory you wish to reserve.

#2: When we receive your reservation Positive Community Publishing will review the territory with you by email and phone.

#3:  Positive Community Publishing will conduct its first Associate Publisher’s meeting in Mt. Dora Florida in January 2013.

#4: A $500 deposit reserves the territory until that meeting.  After attending the meeting potential Associate Publishers can either apply the $500 to the Associate Publishing set up fee or decide not to become an associate.  If  the choice is not to be an an Associate Publisher we will refund the entire $500… no questions asked and no hustle or hassle… guaranteed.

#5: If you do not come to the meeting ad have  not advised us at least one week in advance, your deposit is forfeited and the reserved territory will be released.  The deposit can be applied later if a prospective Associate Publisher decides to become an Associate Publisher at a later date.

#6: After the meeting, if you decide to proceed you’ll sign an Associate Publisher’s agreement with Positive Community Publishing and pay an additional $4,500 training and setup fee.

#7:  Upon completion of the agreement Positive Community Publishing  will deliver the Associate Publisher’s training and set up.  You can publish your first edition as fast as you can get advertisers.

You must either have enrolled in the online Self Fulfilled course or a Writer’s Camp to reserve an area.

Read Forbes America’s Fastest-Dying Towns

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