Tag Archive | "sandalwood oil"

The Importance of Investing Purpose

Here is an example of how value investments can be safe, profitable and have purpose.

Merri and I care about the sustainability of essential oils.  Aromatherapy has become such a fast growing way to help maintain natural health that many essential oils have become very expensive and the root plant has become threatened.  Sandalwood is such a oil.  When I read that sandalwood was so threatened that there were smuggling wars over it, I began researching for ways to support sandalwood sustainability.

I found a way with the TFS company in Australia.

On February 13, 2014, I wrote: 

“Sandalwood’s place within science and scent make it interesting as a medicine and an investment.”

Sandalwood is used in perfume, fine furniture and carving, religious ceremonies but has extra demand potential due to its great medicinal qualities.  Sandalwood oil has been used traditionally by herbalists to treat skin diseases, acne, dysentery, gonorrhea, and a number of other conditions.  In Traditional Chinese Medicine, sandalwood oil is considered an excellent sedating agent.  Sandalwood is already accepted as a medicine in Germany.  As  health care costs rise… the demand for sandalwood is most likely to increase as well.

The research found that the only public company in the world with sandalwood plantations was in Australia, TFS Corp. Ltd.  I also saw that there was potential for 1,000% appreciation in the next ten years.

As the chart below from finance.yahoo.com shows, the TFS Corp. Ltd. share price was $1.06 at that time (Feb 13, 2014).  Over the next eight months, this price skyrocketed to $2.22, a 107% gain.  Wow!  Was that investment good!  This could make a person feel good, supporting a belief and doubling one’s money.

tfs corp

TFS Corp Ltd (symbol TFS) chart at www.finance.yahoo.com

I warned back then, in 2014, that this type of investments was not without uncertainty.   This is a volatile long term investment.

As the chart shows, I was also correct about this.  Since that first message about sandalwood, the price has been as high as $2.22 and as low as $1.11 and is currently around $1.50.

In this last two years, this investment in shares of TFS Corp has more than doubled, then lost half and is now in between.

How have I reacted as the shares have moved?  Not at all.  I have not cared about the volatility because this investment was made to support a worthy cause, was chosen for its good long term potential and has the potential, sometime in the next decade, to really skyrocket.  This is such a volatile, speculative investment that one should ignore the ups and downs and not create a stop loss.  This is a lose or win big investment.  So far the price has risen almost 50% since our first message about this share.  Tomorrow this could double or dramatically fall.

What makes an investment in TFS Corp. safe is when the investment is very long term and is a small part of an equally weighted globally diversified good value portfolio.

This is how I add purpose in my portfolio.

How to Learn More about Sandalwood Investing

Most brokers can buy Australian shares for their clients and should be able to purchase TFS corp. shares. You can research this business on your own (the company is called TFS Corp. and it is listed on the Australian Stock Exchange) or to save you endless hours and numerous calls to Australia you can order the report at Amazon.com.

Screen shot 2014-01-28 at 5.28.13 PM

Sandalwood Investing Report


We’ll look at TFS Corp and other sustainable resource investments at the International Club retreat this August.  If you plan to attend, do not delay as there are only a few spaces left.

“If I Live Long Enough, I’ll Really Cash In Next Time”

Periods of good investing performance are always followed by periods that are bad.

Think about this…

The US dollar has risen over 50% above its lows of 2011.   The greenback is at its highest level versus the Chinese yuan since 2008.  India’s rupee is at an all-time low against the buck.  Other Asian currencies, the Singapore dollar and Malaysian ringgit have plunged to depths not seen since the financial crisis of 1997-98.  The euro, Mexican peso and Canadian dollar have crashed.  In other words, the US dollar is in a period of high performance.

What happens is the greenback is in a free fall.  Smart investors can cash in huge profits.

Yet there is a bigger economic problem that can ruin the purchasing power of your cash faster than you can imagine.

While the dollar was rising non US governments and businesses accumulated almost ten trillion dollars of debt denominated in US dollars.

The terror in this debt is that it acts as a destructive and very rapid financial amplifier.  Dollar debt is like a short position.  When the dollar rises, borrowers scramble to short-cover their position by selling their own currency.  This defeats the purpose of their hedging as it increases the strength of the dollar.  So they short even more.  Those short sales create an upward dollar spiral.  The buck rises higher and higher, based entirely on fear and speculation.

When that leverage energy is spent the currency stalls and plummets out of control… like now.

The last time we saw such a upwards spiral was from 1980 to 1985.  The dollar rose 50% in those five years.

Guess what?

Then it collapsed 50% in just two years.

The US dollar is in a similar position as at the beginning of Ronald Reagan’s first term in the 1970s.  This was a time of widening budget deficits, rising interest rates and a US dollar surge.  This created a problem then, as it does now, and creates huge opportunity for those in the know.

The rise of the dollar, the debt and the US stock market creates an especially dangerous conflict because Donald Trump wants to balance America’s trade.  A stronger dollar makes this impossible because it pushes up the cost of US material, US labor and US exports.

The overpriced dollar, the poor value of the US stock market (compared to other markets) create a dollar crisis and a special opportunity for you and me as investors.

“If I Live Long Enough, I’ll really cash in next time”.    I made this promise to myself in the 1980s.   A remarkable set of economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  I invested as much as I could handle then as the profits rolled in for about 17 years.  I had wished I could have invested more.

Now those circumstances are here again.

And I have…

invested more… a lot more… betting again the dollar.

The swollen stock market prices, huge dollar denominated debt and weakening dollar are three patterns that can create a fast 50% profit.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I created a short, but powerful report “Three Currency Patterns For 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.

There is a way to accumulate good value equities denominated in the following currencies of special strength, including the Euro, Canadian dollar, Singapore dollar, British pound, New Taiwan dollar and Chinese yuan.

The report reveals 21 special non dollar equities that have the greatest opportunity for safety and appreciation.

I kept the report short and simple, but include links to 153 pages of global stock market and asset allocation analysis so you can keep this as simple or as complex as you desire.

The report shows 22 good value investments and a really powerful tactic to use that allows you to inexpensively accumulate these bargains now even in very small amounts (even $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

Research shows that most people worry about having enough money if they live long enough.   I never thought of that.   I just wanted to live long enough to see the remarkable economic opportunity that started in 1980 come again so I could hit the jackpot.  This powerful profit wave has begun.  I have made the investment myself  suggest you investigate this in my report “Three Currency Patterns For 50% Profits or More.”

Order the report here $29.95

My Guarantee

Order now and I’ll email the online report “Three Currency Patterns For 50% Profits or More” in a .pdf  file right away. 

I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free purposeful investing.  If you are not totally happy, simply let me know within 60 days and I’ll refund your subscription fee in full, no questions asked.

You can keep the report “Three Currency Patterns for 50% Profits or More”  as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Order the report here $29.95

Or get this report free.  Subscribe to the Purposeful Investing Course (Pi) described below.



Anxious About Anxiety? Older Can be Better

There are plenty of reasons to be anxious about anxiety.   Older can be better, especially if we can reduce stress and anxiety.   Faster change can leave us out of control.  Papers to file.  Forms to fill.  Deadlines to meet.  Payments not to miss.  Terrorism, blights, Ebola, drugs, taxes, recessions.  There are plenty of mounting dangers to be anxious about.

Yet you cannot… give in… to fear. 

Henry David Thoreau knew the importance of reducing anxiety and simplifying life and wrote why in his book Walden:  “I wanted to live deep and suck out all the marrow of life, to live so sturdily and Spartan-like as to put to rout all that was not life, to cut a broad swath and shave close, to drive life into a corner, and reduce it to its lowest terms, and, if it proved to be mean, why then to get the whole and genuine meanness of it, and publish its meanness to the world; or if it were sublime, to know it by experience, and be able to give a true account of it in my next excursion.”

Don’t have the option of moving to the forest right now?   Bring it to you instead.

One way I reduce stress with nature’s intelligence is through this stress reduction bowl that sits on my office desk.

olove wood

This bowl was carved in Tunisia and is seasoned with East Indian Sandalwood oil.  See how it can reduce stress below.

Anxiety is a natural response to stress.  Too much of it creates health risks.  For example, anxiety can cause memory loss and even double the risk of Alzheimer’s disease.  A team of researchers from the Alzheimer’s Disease Neuroimaging Initiative  did a three year study of 376 patients between the ages of 55 and 91 years-old. These patients had memory loss but not enough to be at risk because most people lose memory as they age.

The study showed that the subjects with more anxiety saw faster mental decline than those without it.  The greater the anxiety the faster memory capability was lost.  Subjects with the most anxiety had the fast loss and over twice the risk for Alzheimer’s Disease because anxiety shrinks the area of the brain that controls memory.

Numerous essential oils can help lower stress and reduce anxiety.  Sandalwood is one of the best essential oils for this process as it has a unique ability to calm the mind and body and improve performance.  I use my olive wood bowl with East Indian sandalwood essential oil because  it helps me into a state of relaxed concentration.

The science behind this is explained in a scientific study published at the US National Library of Medicine National Institutes of Health. ” Evaluation of the effects of East Indian sandalwood oil and alpha-santalol on humans after transdermal absorption.”

The abstract of that study says:  The aim of the study was to investigate the effects of East Indian sandalwood oil ( Santalum album, Santalaceae) and alpha-santalol on physiological parameters as well as on mental and emotional conditions in healthy human subjects after transdermal absorption. Eight physiological parameters, i. e., blood oxygen saturation, blood pressure, breathing rate, eye-blink rate, pulse rate, skin conductance, skin temperature, and surface electromyogram were recorded. While alpha-santalol caused significant physiological changes which are interpreted in terms of a relaxing/sedative effect, sandalwood oil provoked physiological deactivation but behavioral activation.

The most valued Sandalwood Essential Oil in the world is Santalum album from Mysore, India. This Sandalwood is now unsustainable due to demand. Also, extracting the essential oil from the wood means cutting down the tree.  The trees often grow for 30 years before they are harvested.  Sandalwood oil is like liquid gold.

I have an olive wood bowl which helps me stay in a state of relaxed concentration so when our friends John and Candace Newman told us they had a limited supply of these precious bowls I took Merri to visit their essential oil lab.

olive wood

Merri picked out a bowl for her desk.

Candace and John have a limited quantity of these bowls and pure East Indian Sandalwood Oil for Christmas & the Holidays.  Sandalwood oil is an oil of antiquity, known for wisdom and strength, it has been revered for centuries for its rich deep aroma, spiritual powers and medicinal properties.

The Olive Wood Heart bowls are carved in Tunisia through the almost lost art of creating a sacred space.

Each piece is hand-crafted from the wood of Mediterranean Olive Trees, then hand-rubbed with Organic Olive Oil.  Each is one of a kind due to the hues & designs of the natural grain.

Here is how to use these bowls and Sandalwood (or the essential oil of your choice) to reduce stress in your sacred space.

1.    Put 2 taps or drops of your favorite essential oil in the small circular oil well.  Gently roll it around the well, lift to your nose and breathe deeply.  Let the oil season for a few hours.

2.   Add a couple of drops every day or two.  Change the essential oils you add to create the perfect aroma that works best for you.  The aromas season with the olive wood.

3.  Keep the bowl where you want to activate your mind, body and heart and reduce stress.  I use it at my desk.  Each morning or any time I feel stress, I hold the bowl, feel the smooth silkiness of the wood,  look at the beauty of the wood’s grain, take a deep breath of the fragrance and run my fingers across the oil.  This integrates, sight, touch, smell as my body absorbs the wisdom of this oil through the skin and breath.

Candace only has 30 bowls left.  Since it takes at least 40 days to get more, I asked her if I could let readers know about these beautiful olive wood bowls as this is her last offer of them in 2014.

olive wood

I took a photo of the remaining Olive Wood Heart Bowls that are available now. Each bowl comes with 4ml of pour Sandalwood Essential Oil in an amber bottle. Price: $118. Limit 2 per person. Order here.

Learn about investing opportunity in Sandalwood.


P.S. Another study published at the US National Library of Medicine National Institutes of Health shows that listening to certain types of music AND inhaling specific essential oils was found to be an effective method of relaxation.  This is why our Super Thinking + Spanish course uses both Baroque music and essentials oils to help learn Spanish in three days.

Hemingway’s Secret


Here’s a great Christmas gift idea.  You can give Hemingway’s secret of success.


Was Ernest Hemingway’s secret to success being able to write in English or Spanish?  

‪There may have been many reasons why Hemingway liked Cuba but he already had access to most of them in Key West.  Why go the extra 104.91 miles to Cuba?

Perhaps he knew that speaking a second language makes you smarter.  Perhaps he realized that he could think and write better in English when one learns Spanish.   In 1939 he moved to Cuba and wrote “For Whom the Bell Tolls” which  became a Book-of-the-Month Club choice.  The book sold half a million copies almost instantly, was nominated for a Pulitzer Prize, and cemented Hemingway’s reputation as one of the great writers in the English language… at a time when he was speaking two languages.

You can be be smarter and incidentally… provide a Christmas gift and save $178.90 in the process.

This offer makes a great Christmas gift.  I’ll explain how in a moment.

You might ask… “What the heck does speaking Spanish have to do with being more successful.

Well… to start, being smarter means you gain greater intellect.  You can be smarter with Super Thinking.   Super Thinking tactics integrate brain waves so absorption, retention and recollection of  information improve… a lot.   Most important of all, Super Thinking helps you synthesize what you learn so you can connect dots and use the knowledge you gain to achieve your goals.

In short, Super Thinking makes you smarter.. a lot!

Super Thinking is not a gimmick nor a trick.At least three best selling books, Superlearning, the Mozart Effect and Superlearning 2000 have revealed insights about how we can learn and think more powerfully based on systems drawn from the Bulgarian master, Dr. Georgi Lozanov.  Merri was among those few who learned how and is licensed to teach the Lozanov system.  She has organized a practical course on how to learn faster and better.  With her modified system, you discover how to think more powerfully in just three days…and experience the wonders of superlearning.

When I figured this out, my first thought was… “Why not help readers learn Super Thinking AND Spanish?”  There and then was a two for one deal.

Enroll for our Online Super Spanish Course and you gain a the Super Thinking Workshop for Greater Intelligence workshop (a $49.95 value) FREE.

We will also deliver both the Spanish course and the workshop to someone of your choice by email on Christmas morning or Christmas Eve.

You save $178.90 total!

Still you ask… “Why Spanish for greater intellect and success?

Spanish is the second most spoken romantic language.  Chances are a huge Spanish speaking population lives near you.  Speaking Spanish can be helpful in innumerable ways just from this fact.

There is more.  Learning a second language makes you smarter and healthier.

super thinking

Image from Telegraph article “Why learn a foreign language? Benefits of bilingualism”. (2)

The Telegraph article (linked below) entitled “Why learn a foreign language? Benefits of bilingualism says (bolds are mine):  Learning a foreign language is more than just a boost to your CV or handy for travelling. It will make you smarter, more decisive and even better at English, says Anne Merritt.

Physiological studies have found that speaking two or more languages is a great asset to the cognitive process. The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.

You can read the entire article at the link below but to sum it up it shows seven ways that learning a second language improves your intellect and health:

* You build multitasking skills

* You stave off Alzheimer’s and dementia

* Your memory improves

* You become more perceptive

* You become smarter

* Your decision-making skills improve

* You improve your English

A better command of English… used by a smarter, more perceptive person who can remember details and multi task.

With this. I rest Hemingway’s case.

Learn the power of Super Thinking.  Gain the seven benefits of being bilingual. 

Order the Super Spanish Course online for $79 and get the online Super Thinking Workshop  (normally $49.95) FREE

Plus I’ll email another Super Spanish Course and Super Thinking Workshop to another person of your choice as a Christmas gift so you save an additional $128.95 ($178.90 total savings).

The Super Thinking Workshop can help you join the top 3 percent of intelligent people in the world.

Be happier as you become smarter.

A study of 10,000 British people studied the pure relationship between intelligence and happiness stability.

IQ can predict the emotional ups and downs of life.   The research found that the lower the IQ,  the higher the ups and downs in life satisfaction.  The differences were not due to education, income, or jobs either, but simply IQ.


Delegates at a Super Thinking course relaxing in their secret rose garden.

Become smarter, healthier, happier… in just weeks… hearing  a relaxation session that takes you into your secret rose garden.

Merri, David and I originally developed this session for our Super Thinking courses and have set it into an online workshop for you.

Listen… just 18 minutes day.  We guarantee your life will be better.

Inflate Your IQ.

When it comes to money… inflation is cheating.

That’s bad for you.

When it comes to intelligence… inflating is smart… fair… good for you and it’s good for the rest of the world.

Monetary inflation is a sneaky government and business trick.

What cost a dollar in 1965 can easily cost $15 now.

They promise you more.


They devalue the currency so you get more dollars that buy less.  They can rip off your salary,  your pension…raise insurance, almost everything.

And they make you work harder… longer… for less.

Whittle, whittle, whittle.  Push, push, push.  That’s what monetary inflation does to you.

Fight back… overcome the inflation trick.  Inflate your IQ as you relax.

Gain more than IQ.

Be smarter… more energetic…. healthier.

That’s the way to get ahead!

Create more income opportunity.  Improve your health.  Be naturally smarter… use Super Thinking.

You can improve your IQ in just weeks.

You might well ask… How is this possible?

Here’s how the scientists say it is possible.

A Wall Street Journal article entitled “Ways to Inflate Your IQ”(3)  show how you can be smarter and actually add matter to your brain.  The article says:

           Many people think of IQ as a genetic trait, like brown eyes or short legs: You’re born with it and you’re stuck with it.

Now, a growing body of research is showing that a person’s IQ can rise—and even fall—over the years.

Scores can change gradually or quickly, after as little as a few weeks of cognitive training, research shows.

British students were given IQ tests and brain scans at ages 12 to 16 and again about four years later.  9% of the students showed a significant change of 15 points or more in IQ scores.

The study published in Nature said that on a scale where 90 to 110 is considered average, one student’s IQ rose 21 points to 128 from 107, lifting the student from the 68th percentile to the 97th compared with others the same age. 

MRIs in this study showed changes in gray matter in areas corresponding to fluctuations in the kid’s skills.

There are practical steps people can take to see longer-term IQ changes.  New tasks stimulate the brain most.  Young adults given just one month of intense training in juggling, found an increase in the corresponding gray matter in the brain as early as seven days after the training began.

Fluctuations in IQ scores over time underscore the brain-boosting benefits of musical training and new experiences throughout a lifetime.

Music lessons are linked to higher IQ throughout life.  Six years’ lessons lifted children’s IQ scores an average 7.5 points.

 Improve the brain through music… without lessons.

Here’s the Super Thinking story…

The educational program Merri and I developed uses a form of brain wave integration that increases IQ.

Super Thinking uses frequency (in music and a number of other ways) to integrate brain waves so the process of absorbing, processing and recalling information is vastly accelerated.  The music creates the three C’s:  Calm, Clarity and Coherence.

This Super Thinking program is not a gimmick or trick… just advanced education.

Certain types of Baroque music are the base, and they make you smarter!


At least four best selling books, “Psychic Discoveries Behind the Iron Curtain”,  “Superlearning”, the “Mozart Effect” and “Superlearning 2000″ showed how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.

This Baroque music tactic alone is so powerful that Small Business Innovation Research… an official site of the US government granted over $100,000 for the specific purpose they said was: to provide a method to remove barriers which hinder or prevent the employment of blind persons.  An innovative method, the Lozanov Learning System, is proposed to help train blind persons to become computer programmers and operators of automated equipment.

Merri was among just a few who learned this technique directly from Dr. Lozanov the time he visited the USA.

Our Super Thinking workshop enhanced this system with numerous other tactics.

We added slight alterations in nutrition that create a higher IQ.   Altered nutritional tips in Super Thinking can make anyone 25% smarter!

Baroque Music and nutrition are just part of seven, easy to use, learning techniques that make you smarter.

Gain any skill, from computers to athletics to conversational languages…in less time…two-to-five times faster.

Here’s a huge bonus.  Super Thinking also relieves stress.  Super Thinking is fun.

You can use a Super Thinking focus in everything:  health… earning… education… investing.

Super Thinking works on the learner first…the data second.  This system “grows the learner” rather than the information.

If you have 4.5 inches of information flowing through a 4 inch learning pipe, the solution is not to add another inch of information.  The answer is create a six inch IQ pipe!

Share our years of experience.

For nearly 50 years, Merri and I have conducted hundreds of courses and tours for tens of thousands, in dozens of countries (even behind the Iron Curtain).  Our Super Thinking Workshop has been one of the most profound.  Now the workshop is even better online because it condenses Super Thinking so you can increase your IQ, at home… right away.

The workshop shows how these mind expanding tactics can be applied to starting and running a business for extra income, to forex trading and investing.  Athletes of all types… golfing being one common sport benefit.  Our Super Thinking plan goes far beyond Lozanov and allows you to rapidly get smarter in every part of your life.

For example, real estate broker, Suzy Kurinsky took the workshop to help her learn Spanish.

She wrote: “You are the BEST!!! Your Seminar was fantastic! I am so excited. I had procrastinated fulfilling my continuing education for my Broker’s License and then just before my surgeries, I realized by expiration date isn’t Nov. 12th – it is Sept 12th. Prior to taking your course I had only completed 3 units of the required 45 units. I thought I would take your course and then complete my remaining 42 units over the next 2 weeks. However, I took one class exam on Saturday night, August 27th. I didn’t even take the cellophane off the required Course manuals until after I saw the two of you today less than 5 hours ago! I used your techniques and completed 39 units of continuing education today. I have now completed all 45 units. All of my test scores were in the 90.6-96% range.  My course exam information is listed below. I just wanted to let you know how valuable your course was to me. Thanks again!”

Super thinking can improve almost anything you do… faster, better, more fun and with less stress.

Another attendee to the Super Thinking Workshop sent this note.

 Thank you for the wonderful workshop on Super Learning + Spanish!  I really enjoyed the workshop and getting to know you.   I can see several ways to apply what I learned in the classes I teach.

Since I returned home, I have purchased some of the CDs of Baroque music and thought about which specific pieces will work best in different parts of my classes.  I am also reading Perfect Health by Deepak Chopra.  I found your discussion of this book to be very helpful in showing how to balance one’s life.  I have adjusted my daily schedule, and I can already notice a difference in my productivity.

Super Thinking can help improve your health. Super Thinking can make you rich and add richness to your life.

However the time, travel expense and workshop cost (delegates have paid up to $999) have prohibited many from getting this benefit.

That’s why we have created the workshop in electronic form.  Get Super Thinking online for less than fifty bucks.

Relax in the Secret Rose Garden.

The workshop is divided into two parts.  Part one is the application… the sessions that tell you exactly what to do, what music to use and even includes two recorded sessions based around a secret rose garden that you can use.  We have kept this portion short and simple so you can easily start immediately.

Part two is a longer portion on theory.

Part one is enough.

Super Thinking is like jogging… giving results if you simply do it!

You do not have to know why Super Thinking works to increase your IQ.   But Part Two explains why you are getting the good results from Part One, if you want to know.

You might ask…”Will it work for me”?

The Super Thinking Workshop will help increase your IQ.

Our guarantee.

I guarantee it.  Order the Spanish course and Super Thinking Workshop.  Use it them two months past Christmas.  If you are not totally satisfied… in any way, during that time, simply let me know and I’ll send a full refund… immediately… no questions asked.

Order the Super Spanish Course online for $79 and get the online Super Thinking Workshop  (normally $49.95) FREE.   

You’ll receive your Super Spanish Course and Super Thinking Workshop by email immediately.  Plus I’ll send you a personal note telling you how to direct me to email a personal Christmas greeting (either on Christmas Eve or Christmas morning EST) from you along with the Super Spanish Course and Super Thinking Workshop to a person of your choice.

You save $178.90 total savings.

Another Super Thinking workshop attendee wrote: Listening to the two of you during our time together has suddenly got me to thinking, and although some of the ideas still seem foreign to me,  I am at a point in my life now where I can say, “anything is possible”.   I am now willing to embrace and allow myself to experience the world of possibility and let it take me in directions I may have in the past resisted.  I really don’t know where all this is going to lead me but I am now willing to explore, develop and grow.   Thank you again for a wonderful four days!!

Inflation is a cheat… a crime when it comes to money.  Inflating your IQ to beat inflation is simple good sense.  Learn Super Thinking now with no risk.  Begin to increase your intelligence today.

Order the Super Spanish Course online for $79 and get the online Super Thinking Workshop  (normally $49.95) FREE

You’ll receive your Super Spanish Course and Super Thinking Workshop by email immediately.  Plus I’ll send you a personal note telling you how to direct me to email a personal Christmas greeting (either on Christmas Eve or Christmas morning EST) from you along with the Super Spanish Course and Super Thinking Workshop to a person of your choice.


(1) Read Wall Street Journal article Ways to Inflate Your IQ

(2) See government grant records on teaching blind persons with the Lozanov method

(3) Why learn a foreign language? Benefits of bilingualism





How to Profit from Crime

The way to profit from crime without being a criminal comes from an old saying from Yorkshire, England, “Where there’s muck there’s brass”.


Image from “Ginseng and Other Medicinal Plants” by A.R. Harding

I have written numerous times about how I am investing in ginseng and the many social, health and wealth benefits that can be derived. (1)

Three thoughts recently came to mind after reading a New York Times article entitled “Medicinal Herb Grows Wildly in Appalachia and the Midwest” by Kris Maher (2) suggest this investment is on track.

The article says: Strong demand from China for wild ginseng growing on shady hillsides throughout Appalachia and the Midwest has boosted prices for the medicinal herb as well as the number of people willing to break the law to dig it up and sell it.

Ginseng that grows in forests can fetch as much as $1,000 a pound, several hundred dollars more than five years ago, experts said. Prices have shot up amid increased demand from China’s swelling middle class and a decline in U.S. exports due to several factors that include stepped-up harvesting regulations and less plentiful supplies.

Cultivated ginseng, grown under shade cloths in fields, sells for a fraction of the price because wild ginseng more closely resembles the plant indigenous to China.


Image from New York Times article. (2)

I have started two of my most interesting investments because of Wall Street Journal articles on crime.

Where there’s crime there’s money or where there is money there will be crime.   Observing trends in crime can reveal distortions in supply and demand.

A simple way to make money… lots of it, and do some good for the world at the same time is to invest legally in products that are so valuable that their value has created crime.

The other agri crime we spotted was with sandalwood.  I love the product and use sandalwood oil regularly.  In January 2104, I read a Wall Street Journal article about Sandalwood smuggler, Veerappan. He killed anyone who got in his way and accumulated a fortune  over $30 million.  Indian sandalwood is so valuable that the tree has become endangered.  In India the tree is government controlled and cannot be cut until thirty years.  600 Border Security Force troops were used just as back up for a special police task force with the sole purpose of catching a sandalwood smuggler Veerappan.   A bounty of four million rupees ($132,000) was placed on his head after he embarked on several killing sprees.  The worst spree was when 22 members of a police posse were blown up with land mines in an ambush.

We published our Sandalwood Investing report this last January 2014 when shares in the Sandalwood plantation company, TFS Corp. (share symbol TFC) were selling at A$1.19.   TFS announced that a Nestle owned company will buy $500 million worth of sandalwood oil from them.  The share price passed A$2.15.

The shares have risen from A$1 to A$2, but the broker who tracks this share has an analysis that suggests the price could reach A$10 in the long term.

We have published a complete report on Sandalwood Investing ($2.99) which is available at www.amazon.com

You can order the report for Kindle or download on your computer at Amazon.com for $2.99

You can order the book in print for $10.79

All too often great wealth is attributed to crime. This should not be, because one does not have to commit crime to have everlasting wealth.   We can let crime sprees, especially theft and smuggling, alert us to commodities so valuable that their price creates crime. When we invest in this way we help restore balance that will reduce crime while gaining profit potential at the same time.


Learn more about agri, ginseng and sandalwood investing at our October Montreal International Investing Seminar.

See seminar details here.

(1) New York Times Demand for Ginseng Boosts Prices, Tempts Poachers

(2) Sandalwood Update

Sandalwood Investment Up 81%

The sandalwood investment we reviewed in our Sandalwood Investing Report has risen 81% since December 27, 2013 when a Wall Street Journal article on illegal sandalwood tree harvesting captured my attention.  Because I have great interest in helping the environment, in forestry and in sandalwood oil, I began researching investing in sandalwood.

sandal wood share chart

Yesterday’s TFS Corp. share chart from Australian stock exchange.

Our Sandalwood Investing Report was published January 26, 2014 and I let you know about this right away.  Since then, as of yesterday,  the price of the TFS Corp. sandalwood shares reviewed in that report have risen from A$1.19 to A$1.71, a 43% rise.

Those who invested $10,000 in this at Jyske Bank on that initial date have earned about A$4,300 in just over one month. (See details below)

Yet there are three reasons why we can expect these shares to rise even further, short term and why they can rise up to $10 a shares over the next ten years.

One reason we can expect another short term burst in the TFS Corp share price is the value of the Australian dollar.

The chart below shows that the AUD has dropped over 12% versus the US dollar.  There are no fundamental reasons for this drop and the Crimean tension could cause a shift from the Greenback to the Aussie as a commodity currency.

Yahoo AUD chart

www.finance.yahoo.com Australian dollar to US dollar chart (see link to current chart below)

Sandalwood Investing Report Updates. 

This post updates our continual review and research on sandalwood investments that we share with our readers of the Sandalwood Investing Report.

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You can learn all about the TFS sandalwood share investment in the $2.99 Sandalwood Investing Report at  Amazon.com


Wall Street Journal article on sandalwood smuggling

AUD USD Yahoo Chart 

Learn how to buy TFS shares with an ENR advisory account at Jyske Bank  from Thomas Fischer at Thomas@enrasset.com



Science Sandalwood & Scent as Medicinal Investment

Sandalwood’s place within science and scent make it interesting as a medicine and an investment.  One session in our seminar this last weekend looked at global investing.

gary scott

Our February Investment Review in Mount Dora.

We reviewed how the history of the Dow and the dollar have come together to favor alternative investments such as commodity based currencies and investments.  Sandalwood was one rare commodity we examined.

An analysis of the only public company in the world with sandalwood plantations is TFS Corp. which showed that it has the potential for 1,000% appreciation in the next ten years.

The Australian analyst who visited the site wrote that in a decade TFC could be generating sustainable Earnings Before Interest, Taxes, Depreciation and Amortization A$400m from harvesting its owned plantations, harvesting and value-adding Managed Investment Scheme investors’ harvested wood and from new establishment fees.  The calculations imply a potential A$10 share price offering.  The price yesterday was A$1.06 a share so a rise in ten years would equate to a 1,000% appreciation.

This type of potential reward is not without uncertainty.  The analyst points out that time frames involved as to when the market will appreciate the coming substantial uplift in profitability are  uncertain.  They also recognize the big question I have which is “What will the added supply from this plantation do to the price of sandalwood?”

An added benefit to investing in sandalwood is the potential growth of its essential oil as it has great medicinal qualities. Sandalwood is already accepted as a medicine in Germany.  If health care costs rise… the demand for sandalwood may increase as well.

Group Health Cooperative at GHC.org has a team that for over a decade has combed through thousands of research articles published in reputable journals. That team’s goal has been to help readers make educated decisions, and to better understand controversial or confusing supplements.

Here is what the GHC.org site says about Sandalwood as a herb that directly attack microbes.

Traditional Use (May Not Be Supported by Scientific Studies)

Sandalwood oil was used traditionally by herbalists to treat skin diseases, acne, dysentery, gonorrhea, and a number of other conditions.1 In Traditional Chinese Medicine, sandalwood oil is considered an excellent sedating agent.

The volatile oil contains high amounts of alpha- and beta-santalol. According to a test tube study, these small molecules possess antibacterial properties.   This makes it a potential topical treatment for skin infections. Synthetic sandalwood oil does not contain these active ingredients.

Internal use of sandalwood is approved by the German Commission E for the supportive treatment of infections of the lower urinary tract (usually the urinary bladder).  The German Commission E monograph suggests 1/4 teaspoon (1–1.5 grams) of the volatile oil for the supportive treatment of urinary tract infections.  This should only be done under the supervision of a doctor. Treatment should not exceed six weeks.

For external use, a few drops of sandalwood oil are dissolved in 6 ounces (180 ml) of water and applied directly to the infected area of skin several times daily.   You can see a link to the entire GHC.org site below.

How to Buy TFS Corp. Shares

Most US or Canadian brokers who can buy Australian shares for their clients should be able to purchase TFS corp. shares.  Readers who use the ENR advisory service to Jyske via Canada can purchase them as well.  I checked with Thomas Fischer at ENR Asset Management and he wrote:   Hi Gary,  I spoke with Jyske Bank this morning and the equity is already registered in the Jyske Bank system and clients can thus buy this stock through Jyske Bank. Thomas.

You can get more details from Thomas Fischer at Thomas@enrasset.com

How to Learn More about Sandalwood Investing

You can research this business on your own (the company is called TFS Corp. and it is listed on the Australian Stock Exchange) or to save you endless hours and numerous calls to Australia you can order the report at Amazon.com.

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Sandalwood Investing Report


Multi Currency Value Investing Seminar

Old Accord Creates New Profits – Multi Currency Investments.

Earn more with multi currency stock market breakouts.

Improve Safety – Increase Profits

Learn how to improve the safety of your savings and investments by selecting good value and diversified investments in a multi-currency portfolio.

Few decisions are as important to your wealth as the value of the markets and currencies you invest in.  This has been our area of expertise since the 1970s and we have worked with and advised some of the largest currency traders in the world.

Gain Protection First – Against the Dollar’s Purchasing Power Loss.  In 1913 the The Federal Reserve Act created the Federal Reserve Bank to protect the purchasing power of the US dollar, which has since lost about 94% of its purchasing power.  Here is its price compared with gold since 1900.

priced in gold

Dollar chart from pricedingold.com (1)

The Fed has let the dollar lose most of its strength plus has allowed interest rates to fall so low, that safe investments cannot keep pace with the drop in purchasing power.


Chart from Grandfather Economic Report (2)

Many investors have forgotten about the risk of a falling dollar because the greenback has been strong for the past five years.  This temporary dollar strength came after the great recession of 2009 just as there was temporary dollar strength after the great recession of the 1980s.  Then about six years after the recession, an agreement was made by major governments to weaken the dollar.

There was a severe global economic recession affecting much of the developed world in the late 1970s and early 1980s.  The United States and Japan exited the recession relatively early, but high unemployment would continue to affect Europe and the UK through to at least 1985.  As a consequence between 1980 and 1985, the US dollar had appreciated by about 50% against the Japanese yen, Deutsche mark, French franc and British pound, the currencies of the next four biggest economies at the time. Then the governments reached an agreement and exchange rate values of the dollar versus the yen declined by 51% from 1985 to 1987.

Now the world is again in the same place.  The recession is over.  Europe is a bit behind in recovery and the dollar is higher than before the recession.

There is no reason for the greenback to be  strong.

The agreement in 1985 was called the Plaza Accord.   Over just two years the greenback dropped nearly 50% versus other major currencies.  The next accord will generate great profits for those who know what to do while it ruins the purchasing power of dollar back investments.

The strong US dollar and low interest rates have created one of the biggest stock and multi currency breakout opportunities in history.  Learn how to create a plan to profit from multi currency shifts ahead.

One reason for the potential gains is that stock markets and currency values are cyclical.  Due to low interest rates created by the 2009 economic downturn, the US and a few other equity markets have risen to some of their highest prices, ever.  These markets offer very poor value now.  The steep valuation creates incredible profit potential but also hides some enormous risks.  Learn how to develop an investing strategy based of earnings, cash flows, dividends and book values to increase potential for profit and reduce the risks.

Next Extra Profit Created by Value Breakouts

Over the history of US equity markets, the  price of overall markets have risen about 9.1 percent, respectively, compounded annually.  Yet over more than a hundred years of stock market activity,  a majority of the profits have come from just a very few dramatic breakouts.

Equity markets are ruled in the short term by emotions that create unpredictable ups and downs.  Numerous fears of defaults, worries of double dip recessions, high unemployment, concerns about fiscal cliffs, hold investors back.  Yet global population growth and advances in production and prosperity are relentless economic fundamentals that increase value.

When fear holds back a a fundamentally rising value, rising profit potential grows.  Values increase as prices stagnate.  Then markets break free and rocket upwards creating wealth, prosperity and growth.

Find out which breakouts are likely to take place next.

Stocks rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.


The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns create war.

Here is the war stock cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WWIII) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Learn how the Cyber War (WWIV) may change the way we live and act and how this will affect currencies and investments.


* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios), but his big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.  This rate of expansion by the way is called the “Golden Ratio”.  It is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

We’ll sum the strategy, how to leverage cheap, safe, quality stocks and for what period of time based on your circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy investing more with slow, worry free, good value investing.  Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.

Learn how to put meaning into your investing by creating profitable strategies that combine good value investments with unique, personal goals.

Learn how to span the behavior gap.  Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math of our good value model portfolio.

Share ideas about my good value portfolio.  My personal investment portfolio comes from a continual analysis of international stock markets and a comparison of their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.

Markets included in this portfolio are:

• Norway
• Australia
• Hong Kong
• Japan
• Singapore
• United Kingdom
• Taiwan
• South Korea
• China

These markets have been chosen based on four pillars of valuation.

• Absolute Valuation
• Relative Valuation
• Current versus Historic Valuation
• Current Relative versus Relative Historic Valuation

Learn how to use Country ETFs to easily construct a diversified, risk-controlled, equally weighted representative country portfolios in all of these good value countries.

To achieve this goal my portfolio consists of Country Index ETFs that track an index of shares in a specific country.  These country ETFs provide diversification into a basket of equities in the good value countries.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Learn the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed a test.

The Test for Low Cost Trading

Research put every part of this portfolio in place, except knowing the best, easiest and least expensive way to buy.  A search for an optimal way to buy and hold boiled down to two methods.  One tactic to test was to use a unique online broker that appeared to offer the lowest cost deal.  The other approach was to use a community bank in Smalltown USA.  The small town bank that I use looks after my 401K trust account and their service is first class.  The benefit of small banks is that they still treat us as a human beings (instead of a number) and when we need, it’s easy to go right to the top to answer a question or get a problem resolved.  There are no call centers and the bank and the person looking after my account is just around the corner.

I created a test to see which offered the least expensive service.

Working with my banker in Smalltown USA,  I created two accounts, one at the online broker and the other at the bank. I placed $40,000 in each.

I set up the order for the country ETFs online, while my trust manager set up orders for the identical amounts of the same shares in his system.  Then we got on the phone, coordinated our timing and on a count of three each pushed the button “BUY”.

The results of this test  show how you can gain on any purchase of country ETFs.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.


Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2017” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.




(1) Dollar chart from pricedingold.com

(2) Grandfather Economic Report


Group Health Cooperative at GHC.org on sandalwood