Tag Archive | "Retirement"

Magic in Pinnacle Careers


The magic in pinnacle careers is the global good.  Pinnacle careers are good for us as individuals, good for the nation and good for the global economy.   The Wall Street Journal article “America Needs to Rethink Retirement – Unleashing the economic power of older workers is essential for U.S. prosperity” by Nicholas Eberstadt and Michael W. Hodin shows why.

The article shows why and when it begins: With declining birthrates throughout much of the world, humanity is getting older.

population pyramid

Aging US Population Pyramid (click on image to enlarge).

The article shows that: The American population is aging too (median age: just under 38), though more slowly thanks to immigration and a relatively high birthrate (almost two births per woman, in contrast to Japan’s 1.2-1.4).  But this won’t last forever.  The U.S. should adapt now or risk being less prosperous and competitive in the 21st century.

Research suggests that keeping older workers engaged in the economy will directly boost gross domestic product.

There is also mounting evidence that working later into life correlates with better individual health and satisfaction, and may contribute to them.  Amid skyrocketing age-related health-care costs, this advantage can scarcely be overstated.

How about that!  The global economy needs pinnacle careers.  Earning more income, not only helps us have greater satisfaction, better health, but helps strengthen the global economy.

The world needs us, so let’s get to it.  Start a pinnacle career.

Gary

Learn how to write to sell to boost your pinnacle career.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

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Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

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David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

America Needs to Rethink ‘Retirement’

Now is the Time to Buy in Ecuador


Rising US real estate prices will increase pressure on Ecuador prices.

A New York Times article “Surging Home Prices Are a Double Edge Sword”  tells how home prices rose 11% nationwide over the past two years and are now only around 14% below their 2007 peak.  This fact and rising mortgage rates have created housing affordability concerns.

New York Times article

One solution for many Americans will be to buy where prices are lower.

Gary

The paid advertisement below gives the view of an American who has moved to Ecuador’s coast and is developing real estate projects there:

Invest in things that are valuable in their own right, not just because someone else says they are valuable.  Property prices can fluctuate, but true land value and especially beach front or ocean view land, has ALWAYS held its value and continues to increase.  Most of the highly sought after land and properties around the world are located near the water or on the coast.

You should make your selection based on what YOU want to get out of the deal.  If you are just looking for somewhere to stick your $  and make a decent return, this could work for you.  But, if you want the benefits of owning property in Ecuador  ( such as rental income, vacation home, retirement location, as well as a good return on your investment )  AND  you want the  protection of  a secure community… then this will definitely work for you.

Happy Romantic Couple Enjoying Beautiful Sunset at the Beach

http://www.grandpalmasecuador.com

http://www.palmerabeachecuador.com

We have seen HUGE jumps in value when it comes to our lots and developments.  But, the majority of buyers are buying and holding either as a long term investment, to build their dream home and retire to Ecuador, or to build a high quality vacation rental and take advantage of the rental income until they are READY to retire. When you invest on the front end of the growth you stand to reap the greatest rewards and benefits.  Think of those that bought land in California in the 1940s, Las Vegas in the 1950s, or Florida in the 1960s, Mexico in the 1970s, and Costa Rica in the 1980s.  Yes property values rose throughout the following years, but those that bought early saw the largest increases.  There is always a “Risk and Reward” principle at work.  Those that take a greater risk, stand to have greater rewards.  This is true with real estate. If you buy in earlier, before the community is completed, you get the best pricing.

The return on your investment in Real Estate Property can be an avenue to realize your retirement dreams, either by giving you a great location and manageable economy, or by giving you the return necessary on your investment so you CAN retire. So remember that there are 2 ways that property investments can help you… first, is they give you an affordable location to retire,  or second, they earn you income that assists with your retirement.

Whether you will be buying to build and retire or buying as a complete investment with plans to sell, remember that property investments offer the greatest security.  Consistent, continued growth is a benchmark of smart money management.  I personally bought a house for $90,000 and 3 years later,  sold it for  $150,000. That is a $60,000 return or  $20,000 per year.   This will not continue forever.  In a few years the cost of acquisition will become more balanced with the growth rate, BUT…  Right NOW… the values of quality properties are continuing to rise .

We want to discuss the value of real estate.  Quality properties to purchase and invest in.  Ecuadorian Real Estate that is as beautiful as it is affordable. This is not a stock or a mutual fund that you buy and hold an account or shares.  We are dealing with Beautiful Beach Front properties that you can enjoy and use for vacations or retirement.  When the time comes that you want to sell we can assist you with that as well.

So, how do you find Quality Property Investments?  One way is to research what has happened in other locations and find similar opportunities.  Consider Belize or Costa Rica. In the late 80s, Costa Rica was a very affordable investment with minimal infrastructure and roads, but with great prices on ocean front and Ocean View land.  Prices increased 30% to 40% per year for almost 20 years.  How could it do that?  Because it was priced so low to start with.  Take for example, a lot that sold for $10,000 in Costa Rica in 1990 and appreciated by 30% per year over the next 10 years.

That lot would have sold for over $125,000 in the year 2000 .  That is a $115,000 increase in 10 years.

Why the increase and rise in price?  There are many factors.  During that 10 yr span what happened?  Roads went in and improved.  Water lines and Electrical service improved.  This brought restaurants and Golf courses and demand increased as people heard about Costa Rica!   Now… Ocean View land in Costa Rica is too expensive for the average person looking to retire on a small pension.  Belize did the same thing in the late 90s and early 2000s.

We are seeing the same thing happen in Puerto Cayo, Ecuador.  Some of our early buyers in our first community , Las Palmas, have resold lots and realized $60,000 – $80,000 –  even $100,000 returns in 1 to 2 years!  These are real returns, not estimates or promises!  We have experienced this first hand.

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http://www.grandpalmasecuador.com

http://www.palmerabeachecuador.com

Ecuador is positioning itself to attract International investments for tourism and growth on the Pacific Coast. This means that prices will continue to rise and soon be equivalent to those of Belize and Costa Rica .  Now is the best time to purchase in Ecuador.

Look at the U.S.  At one time land prices were wildly different between NY city and the newly settled West Coast. You could get land in California for a few nickels.   Now, what does Ocean View land in California go for?   We can’t touch it!!   So apply the same principles now to Ecuador Property.  The best value for the money is Beach front communities.

How do you find these communities?  There is no real MLS or complete listing agency in Ecuador.  You are left to do your own research. We have investigated a 250 mile stretch of the Ecuadorian Coast and found what we think is the best investment area available. Puerto Cayo sits on a natural bay and feels as though you are on a secluded virgin beach!  Over the last 5 years, we have done the research and investigated where the future growth will be. We have found no other section of beach with the proximity to services and shopping , yet with the small town feel, like Puerto Cayo.

There are certain things that you have to look for when purchasing property in another country, especially in South America.   First:  Location, Location, Location!!  Yes, Beach Front or Ocean View is a must, but also consider the proximity of services.  Internet service, Television, Medical care, Shopping Centers, Restaurants, Etc. What is the growth potential for the area?  Is it an area that will draw tourist or industry? Is it in an environment where my investment will be protected?   Location is vital!   What we have found to be true , during our years in real estate , is that the smallest property in the BEST  area is usually better than the biggest property in the WORST  area!

Second:  You have to be sure that Clear Title can be offered. Some land is Communal , meaning that it belongs to the local community.  It does not have 1 owner who can sell it. Communal Land is basically a land grant from the Government to a group of people. You do not want to get involved with Communal Land.   Also, other things can effect the title, such as family disputes, liens, or other problems with the deed. We offer the advantage of  complete title searches and guaranteed clear title.

Wherever you find that special place for you, it is advantageous to have others around to help look out for your home or lot.  And finding quality Property Management services can be challenging!   Any property that you find in Ecuador or similar countries will have its challenges and differences from the United States , but by making wise decisions and a smart purchase, you can minimize any difficulties and headaches  and MAXIMIZE your enjoyment and return!

We are here to assist you with the best information we have  obtained, with our years of experience in Ecuador real estate.  Remember, it is better to find a secure, steady return and  ENJOY the benefits of owning in a wonderful community with great amenities.  This may be your route to an earlier or more enjoyable retirement,  either  by providing a lower cost of living,  giving you rental income over an extended time period , or giving you that Great return on a Great Investment!
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http://www.grandpalmasecuador.com

http://www.palmerabeachecuador.com

contactus

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence.  Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent, become familiar with Ecuador before you buy.

Gary

learnspanish

Learn Spanish in Three Days ONLINE

Instant $110 discount on the course!

The “Learn Spanish in Three Day Course” is now available online.

Read below to see why we are offering our Super Spanish course online for the first time.

Speaking Spanish is a huge benefit on its own.  You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak Spanish at all.

You can tap into all this potential when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says: “Learning a foreign language is more than just a boost to your CV or handy for traveling.  It will make you smarter, more decisive and even better at English.  Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

Though you may choose to take more time using this course to learn Spanish, thousands of our readers have learned at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

This method was created and refined by the Bulgarian educational master, Georgi Lozanov, who transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 70s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from delegates who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  Merri Scott was among just a few who learned directly from Lozanov.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know .  

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.  Normally $149, this is available at the highly reduced price of $79. Simply use coupon code SPANISH110 at checkout.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149

Gary

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

Surging Home Prices Are a Double Edge Sword

Pesky Pension Problems


There are some pesky pension problems that are likely to grow wherever you live.

Multi currency investing can be especially important now.

Many people rely or are planning to rely on pensions, Social Security or fixed income to maintain their finances.  This, as the Aon Hewitt Pension Risk Tracker chart below shows, may be a mistake.  The US Pension Benefit Guaranty Corporation deficit grew from 29 billion to over 40 billion in a year.

aon hewit pension risk tracker

Pension guaranty is especially sensitive to stock market downturns as this “Overall Pension Deficits” shown by Aon Hewitt Pension Risk Tracker.   See a link to the tracker below.

Click on image to enlarge.

Pensions at Risk

Many American pensions are underfunded and at risk.   The only  fall back is the Pension Benefit Guaranty Corporation a quasi government agency… that like the US Post Office is purportedly a self-financing organization.

Also like the Post Office it is financially unstable.  According to the PBGC’s latest financial report it has grown from $26 billion to over $40 billion in the last year and at one time dipped to 80 billion of shortage.

The PBGC says in their latest report:  Recognize That Retirement Will Cost More, Not Less

As more Americans age and live longer, healthier lives, both private and public retirement programs will necessarily cost more in the future. We must recognize this, and determine the steps that will be necessary to pay for them.  That doesn’t mean that employers will write blank checks to pay for everything. They won’t. People will have to save more, too, both inside and outside their 401(k)s.

PBGC’s Own Finances Must be Sound, Too

PBGC Report

Click on image to enlarge.

PBGC is funded through insurance premiums paid by plan sponsors, assets from failed plans, investment earnings on our assets, and recoveries in bankruptcy. We don’t receive any taxpayer dollars.  But that means that our own finances need to be in order.  In 2003, the Government Accountability Office added PBGC to its “High Risk” list of agencies, because we control neither the benefits we pay nor the premiums we charge.  Congress has repeatedly raised PBGC’s premiums, but they remain too low to fund our obligations. 

That’s why, nine years later, we remain on GAO’s High Risk List.

PBGC Report

Click on Photos to Enlarge.

The Aon Hewitt Pension Risk tracker graphs above and below show how pensions ran into trouble during the last recession and have not recovered.

Even if the PBGC could meet all its obligations, most pensioners lose under the guarantee.   The maximum PBGC benefit for retirees aged 65  is $55,840.92.   The formula is complicated and the younger a person the greater the loss.

Take American Airline workers as an example.  PBGC benefits can be affected by three different caps: the maximum-benefit cap, based on the plan’s termination date; an age-at-retirement cap; and, for those who retired years before the plan terminated, an age-at-termination cap.

That means American Airlines workers would have been affected by the limits in effect in November 2011 so they do not receive the 2012 maximum but the 2011 maximum benefit of $54,000 annually ($4,500 per month).

These benefits work on a sliding scale dropping with age at retirement.  A worker retired at 59 receives far less than one at age 65… about  $2,800.

A retired 55 year old would receive even less about $25,128 annually, or $2,094 per month.

In addition to these losses, coverage is only for pensions that cover all employees. Extra  plans for highly paid employees are not insured.

Pilots would take the worst loss because they normally have to retire at an early age.  American Airline pilots may see benefits reduced from $75,000 a year to about $25,000, partly because the mandatory retirement age was 60.

Pilots from other airlines have suffered similar fates. For example some United Airline pilots who retired at age 60 had $7,000 a month pension benefits, reduced to $2,300.

Canadian Pensions Have Risk as Well.

Towers Watson conducted its ninth annual Survey of Pension Risk in December 2011, interviewing senior executives from 115 Canadian retirement plan sponsors.

The conclusion of the survey was : “Pessimism persists on the Canadian DB pension landscape. As funded status continues to decline and corporate balance sheets reflect the impact, pension costs remain at the forefront of employer concerns.   While sponsors of CAPs have not traditionally been concerned about investment strategy, they are becoming increasingly concerned about their plan’s ability to provide adequate income for plan members. In fact, over 70% of survey respondents believe that CAP-related litigation will increase in the coming years and many have cited inadequate retiree income as a key factor. Whether DB or CAP.  The 2012 pension risk survey has highlighted the fact that another year of volatile market performance has left many plan sponsors struggling to meet obligations and manage risk.

Is American Social Security Safe?

The fact that one can even ask this question must give us reason for pause… but for the time being… yes, even with the government shutdown Social Security checks are still flowing.

During the last major month long shutdown in 1995,  new Social Security claims were not processed because the agency furloughed 61,415 employees but Social Security payments were mailed.  There is a strong legal precedent that the Social Security Administration has the authority to do so again because benefits are paid out of the trust fund.

However this may not happen if Congress fails to increase the government’s borrowing authority by the Oct. 17 deadline, according to President Obama.

He has stated: “In a government shutdown, Social Security checks still go out on time; in an economic shutdown — if we don’t raise the debt ceiling — they don’t go out on time,” Obama said during a speech at a construction company in Rockville, Md. “In a government shutdown, disability benefits still arrive on time; in an economic shutdown, they don’t.

I think that everyone thinks this is brinksmanship. Let’s hope so.

These are the pesky pension and Social Security problems that could hurt many Americans (and to a lesser degree Canadians).   I hope I am wrong about this but there are too many facts that suggest we should not stick our heads in the sand. If you do not have savings and or a personal pension beyond a corporate pension or Social Security, then perhaps start other businesses for instance learn how to write to sell and create other ways to generate income.

One way to earn extra income is by writing to sell.  See a 2 minute 42 second segment of the Author Scott Nicholson Self Publishing Interview by Gary Scott on the middle class successes at Amazon.com.

[wpvideo qqNORARP]

To view a minute video of Author Scott Nicholson on the “Middle Class Benefits of Self Publishing at Amazon.com” click here.

If you have savings and/or a personal pension beyond a corporate pension or Social Security…  diversify beyond the US dollar… right now.  See an upcoming message on how to create a diversified multi currency portfolio.

Gary

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

PBGC Report Recognize That Retirement Will Cost More, Not Less

Aon Hewitt Pension Risk Tracker

Baby Boomers Bloom and Lead Again


Baby Boomers may once again be changing the world.   Baby boomers were on the leading edge of so many things… TV, telephone and jet travel to name a few.  In many ways they changed the world.

Now they are blooming again and their pinnacle careers means this leading generation is again on the leading edge.

At last weekend’s International Investing and Business seminar we looked at how the two main sources of energy behind the industrial revolution have been fossil fuel and the human fuel of farmers moving from rural to urban lifestyles.

gary scott seminar

Delegates at our October International Investing & Business Seminar.

One delegate wrote: Both of you, thanks; It was more than a great time of learning and sharing, it was exuberance to the soul.

Farmers moving from rural to urban lifestyles are the first wave of industrialization.  They bring the greatest additional productivity for the least expenditure and dramatically increase consumption.

Everyone sees how a growing shortage of fossil fuel can block this process.  Few think about what happens as the world runs short of poorly paid farmers.

This pool is drying up, and is not being replaced by a huge wave of more youth.

This is caused by the demographic-economic paradox of an inverse correlation between wealth and fertility.  The higher the degree of education and GDP per capita of a human population, the fewer children are born.

The chart below from a Bloomberg article “Correlation – Growing Older Faster” shows how the emerging markets that have added so much rapid growth over the past 3o years, have rapidly aging populations.

econ_correlations bloomberg

Graph from  article “Correlation Growing Older Faster” Bloomberg

Many economists worry that this will slow global growth… but it probably will not.  Baby boomers are once again leading the way as Baby Bloomers… wiping aside concepts of retirement at 65. They instead are creating pinnacle careers.  The Bloomberg article shows this trend and says:   Labor force participation among older citizens has actually risen in Organization for Economic Co-operation and Development nations, increasing the supply of productive workers.

We can use what we are to create business opportunity by asking the question… “What changes will not retiring make in my life?”  These changes create opportunity because Baby Bloomers and the generations behind represent huge markets that we can serve.

There are many negative reasons why baby boomers may not want to retire… inflation… a sluggish global economy… a devaluation of the dollar’s purchasing power.   The positives though are overwhelming… a chance to show what we have… our bloomers and how we can combine our experience with modern technology to sweep aside the old concepts of being re-tired.  Baby boomers are not tired in the first place so there is no need to be re-tired.   This thinking… modern communications and travel… and pinnacle careers can help Baby Bloomers once again lead in changing the world.

Gary

One important part of creating a pinnacle career is to be able to write to sell.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

The demographic-economic paradox

Creative Retirement is a Better Retirement


A growing creative trend can help us live a better retirement with a purpose that sees the big picture.

One great challenge in retirement is keeping pace with change.    Retirement today is based around social economic promises that may not make sense.   Retirement establishments ranging from Social Security to pension to medical care are overburdened and not likely to provide what many retirees expect.  Fortunately a growing creative trend that views a balancing lifestyle is more important than increasing income which can help each of us reveal an enjoyable purpose that brings joy beyond material success.  Yesterday’s message about how families can create a better retirement  featured a New York Times series on how working mothers balance careers with family responsibilities.

Ecuador-yatchak

This yatchak who lived and worked with Merri and me for years in Ecuador and the US always stressed to have a purpose… beyond our goals.

Part of the article “Coveting Not a Corner Office, but Time at Home” by Catherine Rampell looks at two different schools of thought about purpose which reveals this growing creative trend.

The article tells about the book  “Lean In: Women, Work, and the Will to Lead” by Sheryl Sandberg.  Sandberg is the chief operating officer of Facebook and is ranked on Fortune’s list of the 50 Most Powerful Women in Business and listed in Time’s 100 Most Influential People in the World.  This book shows ways for women to climb the corporate ladder and succeed in achieving leadership roles and be empowered to achieve their full potential in business.

The second school of thought is one of greater balance desired by women and also by men (bolds are mine).  An excerpt from the New York Times article says:  Not everyone aspires to be an executive at Facebook, like Ms. Sandberg, or to set foreign policy, like Anne-Marie Slaughter (a former State Department official and another prominent commentator on what’s holding women back in the workplace), especially when the children are young.

Unaccounted for in the latest books offering leadership strategies by and for elite women is the fact that only 37 percent of working women (and 44 percent of working men) say they actually want a job with more responsibilities, according to a survey from the Families and Work Institute. And among all mothers with children under 18, just a quarter say they would choose full-time work if money were no object and they were free to do whatever they wanted, according to a recent New York Times/CBS News poll.

This polarity exemplifies the growing creative trend looked at in this site before.  This trend was outlined over a decade ago in the book “Cultural Creatives” by Paul H. Ray PH.D.and Sherry Ruth Anderson PH.D.

Dr. Ray ran a company called American LIVES Inc. for 13 years. During that time he accumulated over 100,000 responses to questionnaires and hundreds of focus groups. (I am impressed.) The demographic information from those responses suggests that a new subculture has been emerging in America since the 60s. This group now represents 26% of the adult population (50 million people) and divides the nation into three demographic subgroups, the Moderns (49.8% of the population), the Traditionals (23.2%) and the Cultural Creatives (CC), 26%).

Some interesting points made in the book are:

The Moderns rule. They are the establishment.

The Traditionals are dying off.

The Cultural Creatives are creating a new culture in America.  This is a growing group.  When the book Cultural Creatives was published in 2001 the cultural creatives represented 26% of the population.   The survey by Families and Work Institute suggest that this figure is now nearer 40%  (37 percent of working women and 44 percent of working men say they actually want a job with more responsibilities).

Each of the three subcultures has a pretty fair disdain for the thinking of the others and moderns still represent the largest group.  Ms. Sandberg’s “Lean In” book represents a Modern’s view.  Moderns find the following things important:

  • Making or having a lot of money.
  • Climbing the ladder of success with measurable goals.
  • Looking good or being stylish.
  • When the going gets tough the tough go shopping.
  • Having lots of choices.
  • Being on top of the latest innovations, trends and styles.
  • Supporting economic and technological progress at a national level.

Moderns also have the following assumptions:

  • It is flaky to be concerned about your inner or spiritual life.
  • You have the right to be entertained by the media.
  • Your body is pretty much like a machine.
  • Most organizations lend themselves to machine analogies.
  • Either big business or big government knows best.
  • Bigger is better.
  • Time is money.
  • What gets measured gets done.
  • Setting goals is very important.
  • Analyzing things into their parts is the best way to solve problems.
  • Science and engineering are the models for truth.
  • Efficiency and speed are top priorities.
  • The mainstream media’s awe for the rich is correct.
  • It makes sense to compartmentalize your life into separate spheres, work, family, making love, education, politics, religion.

CCs on the other hand are the fast growing group, who see a different bigger picture, find the following important:

  • Nature and its destruction.
  • Problems with the whole planet such as global warming, destruction of the rain forests, overpopulation, lack of ecological sustainability and exploitation of the poor.
  • They would pay more taxes if the money would be used to clean the environment.
  • Developing and maintaining relationships.
  • Helping others and bringing out other’s unique gifts.
  • Volunteering for good causes.
  • Psychological and spiritual development.
  • See spirituality or religion as important but concerned about Religious right.
  • Equality of women.
  • Violence and abuse of women and children.
  • Politics should spend more on education, neighborhoods and sustainable future.
  • Concerns about the left and right of politics as well as the mushy middle.
  • Optimism for the future and distrust media’s negativity.
  • Creating new and better ways of life.
  • Concerned about big business’s focus on profit over environment, downsizing and human exploitation.
  • Having finances under control.
  • Dislikes overspending, conspicuous consumption and “making it”.
  • Likes exotic and foreign people, places and other ways of life.

The growth of moms and dads seeking a more balanced lifestyle shows the importance of retiring with a purpose.

Sandberg’s book has a very Modern twist… which I believe is out of step with this growing trend and narrows the broader view.

This is why Merri and I try to always invest and do business with a purpose.   I have a quote framed on my desk… “Action is Thy Duty… Reward Not Thy Concern”.   We keep moving forward with our purpose without great concern about where the currents carry our correct actions.

How can we define our purpose?

Look for what brings meaning to life.  A better retirement is a journey of meaningfulness, not a destination and the essence of humanity is meaning.   With meaning we are motivated.  We enjoy what we do rather than what we have.

Our purpose simplifies retirement.  Purpose defines what we do and cuts out the nonsense suggestions on how we should live that we are bombarded with by commerce and the establishment.

Purpose solidifies our core values and allows us to be decisive regardless of what is happening around us.

Having and fulfilling a purpose reduces stress and inner conflict.

It is possible to do everything we want when what we want is what we are meant to do.  It is never possible to do all of what others want us to do.  Our purpose brings our action into perspective.  Without purpose are subject to the whims of the marketplace.

Purpose focuses action.  This focus places attention on fulfilling a destiny that is important to you.

We could call a better retirement with a pinnacle career a soul journey.  The great mystic Sufi poet Rumi is quoted “When you do things from your soul, you feel a river moving in you, a joy.”

Gaining joy from service is the best way to have a better retirement because joy is nature’s way of leading us in the right direction.   As the world changes at an increasingly faster pace, this joy is the energy that allows one to keep a steady course.

A more modern sage, Dr. Seuss, said: “Don’t cry because it’s over, smile because it happened.”

Seek your purpose as part of the growing creative trend that balances lifestyle for a better retirement.

Gary

Learn how to have a pinnacle career with writing to sell.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

Global Retirement Freedom


One of the biggest benefits of retirement is freedom to do what you love and go where you choose.  

When you know how to write to sell, you can earn income doing what you love from the place you love most. You gain global retirement freedom… even though you really do not retire.

Since the 1960s our publications have recommended being a citizen of the world and having a fulfilling six point lifestyle posture which includes:

#1: Living in one country you love.

#2: Banking in a second country that is safe and preferably that you really enjoy.

#3: Investing in more than one country you would like to explore or feel good about.

#4: Earning through a pinnacle career that serves a community that is important to you and fulfills your destiny.

#5: Using a company incorporated in a fifth country that best fits your circumstances.

#6: Enjoying a second residence in a place where you love and want to be at times.

Most people never complete all six points and that is okay.  Just completing three (#1 – #2 – #4) of the points provides income, enormous tax and asset protection at the lowest possible cost.

Having lived in and out of the USA for 45 years, Merri and I believe that being global is vital from an investing and business point of view as well as enlivening one’s lifestyle.  We always expected that our main residence would be Ecuador.

A 90 year old mom, six grandchildren and clues to our destiny path (see Andean Shamans and Truth for this story) shifted the center of our destiny path to Small Town USA.

Yet we still have global freedom because we earn globally and have readers all over the world.

When you know how to write to sell, you can live anywhere you choose and still earn.   You can choose where the sun shines best for you and still have a pinnacle career.

A New York Times article entitled “Making a Move Abroad, and Working There, Too”  by Kerry Hannon explains why this growing trend exists. Here is an excerpt (bolds are mine):   When Patrice Wynne shuttered her independent bookstore, Gaia, in Berkeley, Calif., and retired, she knew three things. She wanted to move to a place where she could slow down the tempo of her life, and it was cheaper to live, but where she could continue to work in some fashion.

“I promised myself — I’m not going to slip into going to cocktail parties and playing tennis,” Ms. Wynne, 61, said. “I wanted engagement.”

Engagement is a key to a pinnacle career.  Our “Write to Sell” course looks at three steps for starting a pinnacle career.

Pinnacle Career Step #1: Defining the community you wish to serve.  This can be a community based on geography or on like minded souls who are spread around the world.

Pinnacle Career Step #2: Refining the community.  If you understand the root of the service you provide, then you’ll see how to give the greatest value to your customers.

Pinnacle Career Step #3:  Engagement.  This can be in person (as in Patricia Wynne’s shop), via the mail, via email, Facebook, Twitter, ebooks, tours, seminars or whatever best way  you choose to engage your customer.

The excerpts continues:  And that’s what she got. Three years ago, along a cobblestone street in the center of San Miguel de Allende in Mexico, she opened Abrazos, a 650-square-foot retail shop selling colorful Mexican-themed fabric aprons, kitchen and cooking accessories, handbags and clothing, all sewn by a dozen local seamstresses.

Simply retiring abroad has become old news, as people seek cheaper places to live and to slash health care costs while enjoying more temperate climes. But now enjoying a “working retirement,” like Ms. Wynne’s, appears to be gaining traction with expats, as it has in the United States.

According to the Bureau of Labor Statistics, an increasing number of retirees, who can expect to live longer, healthier lives, are choosing to work in retirement, at least part-time, typically for fear of outliving their money or to keep active and engaged.

We live in a fortunate era. Throughout most of history life expectancies and requirements of work meant that the most experienced sector of the work force were no longer physically able to continue.  This created the concept of retirement.  In our high tech environment, a huge population which would have had to retire in days’ past… have a chance to create their most important pinnacle career.

This applies to all the Boomers and many now experienced Gen Xrs.   They can have a global income with their own micro business abroad, in their current home or in Smalltown USA.

The excerpt continues: “ It seems that the factors that are driving continued work later in life, including part-time work, would be the same for Americans at home and abroad,” said Kevin Cahill, an economist with the Sloan Center on Aging and Work at Boston College. “So I think it’s fair to say that, if the employment opportunities exist, we shouldn’t be surprised to see similar trends with respect to part-time employment for U.S. retirees living abroad.”

In many countries, though, you are required to have a work permit for certain jobs and prove there are not citizens there who could fill the position, she added. In Panama, for example, you can’t work as a doctor or nurse unless you are a Panamanian citizen.

Many expats, like Ms. Wynne, start their own businesses like restaurants, shops, real estate agencies, art galleries, bed-and-breakfasts and small hotels.

Another tip we offer in our “Write to Sell” course is to create unique products with high margins.

Restaurants, shops, real estate agencies, art galleries, bed-and-breakfasts and small hotels are options however most of these have a lot of competition.   When there is competition, your service or product becomes a commodity. The only way to sell commodities is via price.  If your product or service is a commodity, then the market, rather than you, rules your margins.

Keys to success in this era are to be small, profitable through uniqueness and focus, and adaptable.

We live in a wonderful era with technology that gives us freedom to earn as we do what we love while living where we desire.

We can gain this global freedom when we know how to write to sell.

Gary

Details on our Write to Sell ONLINE course

Join us June 14, 15, 16  or August 31- Sept 1-2  at our Writer’s Camp where we teach how to write to sell.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

New York Times article Making a Move Abroad, and Working There, Too

 

Free Better Retirement Reports


Many want a better retirement.   Some want to retire early.  Others are at retirement age… but need more income.  Others want to feel better and many ask, “What can I do that is important?”

I urge you to consider a better retirement with a purpose.  Make this your pinnacle career.  Every person is born with a destiny.  Technology, modern medicine and broadband communication make it possible to fulfill your purpose better, for longer and in the process also earn more.

Here in this message is a reminder about the four reports that I am offering you free.  Please help yourself to any or all of these.

logging road

Photo from Mastermarf.com

A better retirement with purpose can be a long, beautiful road.

This is why, for one more week, we are offering the following better retirement reports on affordable natural health, bank safety, retirement tax and better retirement thinking, FREE.

Better Retirement Report #1: How to Gain Everlasting Health & Wealth

Merri and I want to help you have a better retirement, with natural health, an everlasting income and extraordinary lifestyle at any age.  To do this the first FREE report is entitled “How to Gain Everlasting Health & Wealth”.

One of the things that this report explains is why after listening to specific types of music from Baroque composers,  you can unlock untapped intelligence that perhaps you have been missing.

You can hear some of this music also.

This report is about how to absorb, recall and retain information and can help you in learning and business, but can also be important if you have any health concerns.  The report tells how music has helped with memory problems and tells of a medical miracle when one article says:

The man had not spoken in three or four years. An older man in the late stages of Alzheimer’s, he could no longer care for himself and required a high level of assistance in his daily activities of living.

But on one particular day, Concetta Tomaino, DA, a certified music therapist, offered a different kind of dementia therapy-she sang an old Yiddish song to him and some of her other patients. “You could tell by his face that he was watching,” recalls Tomaino. From a man in his condition, attention was a lot to ask for.

“Whenever I got a chance I played this song to him and sang to him. Within a month of doing this, he was making an attempt to speak, and he eventually started singing the song himself. He also started talking again. He continued talking and lived for many years after that.”

 “How to Use Super Thinking to Gain Everlasting Health & Wealth” free in this very limited time offer.

You can have “How to Use Super Thinking to Gain Everlasting Health & Wealth” FREE by clicking here.

Better Retirement Report #2: Andean Longevity Purification Health Secrets.

We are exposed to many uncommon toxicities in the most common ways.  Numerous poisons are hidden in plain sight and are really hard to avoid.

Fortunately there are simple steps we can help us regain our health and rid ourselves of toxins in our system.

This is why I hope that you will enjoy the free report, “Andean Longevity Purification Health Secrets”.

There are two even more insidious ways that you are polluted with BPA, often daily.  Get the free report “Andean Longevity Purification Secrets”.   See where you routinely are exposed to BPA every day.  Then see simple ways to eliminate these toxins that surround us.

la morage spa

For example one shamanic purification solution uses cinnamon as a regular, inexpensive, enjoyable and tasty cleanser.  Photo from “Andean Longevity Purification Secrets” report.

Learn these simple but effective shamanic secrets.   Get this free report now.  Click here.

Better Retirement Report #3:  Reduce Bank Risk.

Many 0verseas banks are in a position of conflict.  The local banking and investing laws sometimes conflict with those in the US.

The first hint of this came in the late 70s. I banked with Credit Suisse in Zurich. They simply sold (without asking) all the mutual funds I had there. New SEC regulations prohibited non SEC registered banks from selling many types of mutual funds to Americans. The Credit Suisse response was to simply sell all mutual funds held by their US clients and not let them buy any more.

Then, in the early 80s, though I lived in London for years, it became harder for me to even bank there!

Later the Austrian bank I used stopped accepting American clients. Many other overseas banks raised minimum accounts to a million or more.

Complying with US regulations just was not worth it for the banks and as mentioned at times created conflicts. To follow US law, they broke laws in the country of the bank.

Deterioration of banking services for Americans abroad followed…slowly but regularly there were fewer services and fewer banks for Americans.

This report entitled “Retirement Economic Bank Risk” looks at bank risks created by aging demographics, modern bank management and the nature of democracy.

* See a demographic problem that is now affecting the safety of banking… everywhere.

* Learn why modern bank management systems at America’s largest banks threaten bank stability.

* Review how a truth in one of Aesop’s fables complicates any easy resolution to global bank risk.

* See how pinnacle wealth systems that reduces bank risk.

Order the FREE Retirement Economics Bank Risk report by clicking here

Better Retirement Report #4: Filling the Void – Retirement Businesses that Reduces Tax.

“Filling the Tax Void” starts with this thought:  “The tax pinnacle we can all reach is when everything we want to do is tax deductible.”

This report includes details on:

* Why Pinnacle Careers are more fun and create more spending power.

*  How Pinnacle Careers reduce tax.

* Two ways to legally organize Pinnacle Careers.

* How an LLC used in a Pinnacle Career Can Cut Tax Audits in Half.

* 10 Most Expensive Tax Mistakes That Cost Business Owners Thousands.

* Contacts on Attorneys who specialize in setting up your business.

* Contacts on Tax Preparers who specialize in overseas reporting and pinnacle careers.

We are working with both Ecuadorian and US attorneys and tax preparers to help our readers who live or plan to live abroad.

This report is entitled “Filling the Tax Void” and explains how positive lifestyle shifts not only create greater worth and value in your life, but also reduce tax as your business efforts become more meaningful to the world.In the meantime, I have written a report on the importance of bank safety when considering the retirement economics.

To access this report “Fulfilling Careers that fill the Tax Void” FREE , click here

Better Retirement Report #5:  The Power in the Key Muscles

Smooth or Ring muscles include the muscles around the eyes, the nostrils, anus, urethra, genitals and the mouth. In a healthy body, all sphincters work together, contracting and relaxing simultaneously. They also activate the respiratory system, the gastrointestinal system, the circulatory system, the lymphatic system, the musculoskeletal system and the urogenital system. Ring muscles are ultimately responsible for putting all the other muscles and all the organs of the body to work.

Chewing correctly stimulates the ring muscles and consequently helps exercise all our muscles.

Learn how to easily exercise the smooth muscles in our FREE report “The Power in the Key Muscles” 

This reports are available free through this Sunday May  26, 2013

There has never been an era when so many of us have an opportunity to make a real difference in the world.   Accepting this responsibility can create a better more fulfilling retirement.  Merri and I hope they help bring purpose and clarify your destiny to you.

Gary

Learn how to have a better retirement with writing to sell.

Learn about our online writing and self publishing course here.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

Retirement Economics: Rewards & Adventure


Here is an idea that can help your retirement economics.  This shows a way to earn extra if you are retired or a way to develop an enjoyable income that allows you to retire early and easier.

Some of the great advancements of mankind have come from exporters.  Exporting can create income… but does ever so much more…. bringing adventure and sometimes weaving an entirely new fabric in society.

marco polo biography.com

Photo from biography.com (see link below)

Marco Polo for example was a Venetian merchant and adventurer and traveled from Europe to Asia from 1271 to 1295.

His quest to find new goods for Europe certainly led him on some adventures and the goods, products and his books changed the world.

His exports were so influential that two centuries after Marco’s passing, another traveler looking for ways to create import export potential, Christopher Columbus, set off across the Atlantic in hopes of finding a new route to the Orient. With him was a copy of Marco Polo’s book!

Below is a note about retirement economics and exports sent by Roberto Ribadeniera head of the Ateam Ecuador in Quito.

Extra Income From Ecuador

Now that you are retired or are planning on doing so, it would be great to have extra income, right?

That is exactly the point. Once you have some steady income in a less expensive place like Ecuador, you can afford to take a little risk to bring in some extra income.

Ecuador offers that advantage since you can live with less money than in the USA and it also has some other benefits to improve your health, lowering the need for medical treatments.

That brings us to the topic on getting extra income.

The thing is that you don’t have to worry that the money that you are receiving each month won’t last. With a little over $1000 a month in rural areas you can manage a nice living, eating well, renting a nice place, having internet, cellphone, clothing, etc.

But you probably want some extra money to do other things. And that is where investing needs more analysis.

There are a number of ways to have extra income. Teaching English to Ecuadorians is one way. There is a need for locals to learn English and expand their horizons. We are putting a program just like the Spanish courses, but for an English course.

You can also apply what you did in your previous job to the Ecuadorian reality. There are a lot of companies that will pay for consultant services.

There must be a lot of things that you miss from the USA and if you do, so will many others. So there is the chance that you can offer food, clothes, appliances, etc… to your friends.

ecuador-retirement

Selling Ecuadorian products from Ecuador is another good way of getting some extra cash. We have been pretty successful at helping people export various items from Ecuador. Like ponchos, sweaters, leather bags, tagua, honey, etc. The rose business has also been good. You may have lots of contacts back home that will be happy to distribute your products, all you have to do is sell since we can ship them for you.

ecuador-retirement

There are many other ideas: a friend of mine from Ohio opened a bike shop in Quito, he built choppers in the USA and when he came to Ecuador he thought that was one thing missing here. So he decided to go for custom made choppers, made for Americans mostly.

There are restaurants and cafes which focus on Americans, with what you want and there could be many more businesses that could work for you also.

Agricultural is also big, mainly with so many products that you can produce and export. Ecuador is known for growing lots of products with extraordinary quality. Our local market is also growing more conscious when it comes to organic food, which is another way where you can expand. There is an agricultural tour where you can learn more about this.

What is more important is that many ideas that I am not mentioning right now are coming to your head as you are reading this. That is the most important thing, ideas that other people are not doing!

Having extra income is always good, not only do you get some extra money for a rainy day, but you also get to do something that you like and you also get to meet new people. Retiring these days is a challenge, not only from a financial issue, but because you will have lots of extra time, that if put to good use will bring lots of really interesting things to your life.

No better place than Ecuador to try new things, since lots of those things were probably already tried in your own country, but not yet here! Roberto

Export businesses have been one of the great evolutionary businesses since man began crossing borders.

ecuador-retirement

Importing and exporting can create adventure… a mobile lifestyle and an income for retirement… plus they can do a lot of good by bringing producers and consumers together from around the world.

Learn how Roberto can help you create an Ecuador export business.

Gary

Learn to sell exports by writing to sell.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

Read More about Marco Polo at Biography.com

Demographic Profit Pyramid


Here is a demographic profit pyramid from the US Census Bureau.

The keys to economics can be spelled our as PROFIT:  People… Resources… Output… Free Trade… Innovation and Time

The study of demographics is the People in the Profit and can give us many clues.

Take for example the population pyramid of Ecuador.   This shows a young growing population… a good place to be.

ecaudor population pyramid

I included this pyramid here just to show an example of a good base though Ecuador does not have a stock market due to lack of Free Trade and Innovation.

The chart below, from the U.S. Census Bureau shows the U.S. population pyramid as of 2010 (the date the bureau works from at this time) and a prediction of the pyramid in 2020.

Us population pyramid

This pyramid shows a growing problem.

Since this chart if three years old we can throw some time into our calculations.  The group aged 60 to 64 (red) and older are now aged 63 to 67 at and are retiring or retired and already represent a sizable population.

There is still a fair base of the population at work who can support these retirees.

A much larger wave now aged 58 to 62 (yellow 55 to 59 in the chart) hit retirement age in five years.  This is when the problem really begins.

Then when those aged 53 to 57 (green) begin to retire in ten years, the problem REALLY starts to become severe and just gets worse and worse after that.

Too many retirees… not enough workers.

Problems are Opportunities

We would see similar patterns in Japan and Europe so a huge chunk of the industrialized world faces a serious demographic crunch.

There is one more bitter demographic onion hiccup in this economic stew.  A growing global population but with finite resources.  More People… less Resources.

How will humanity deal with this.   Humanity will deal with it and those who figure out how now can profit on the leading edge.  

Screen shot 2013-01-08 at 7.12.38 AM

Sharpest knife in the world.

The leading edge can be sharp but we do not have to have the sharpest knife to slice through the demographic data to see what is happening.

#1: Many retirees are working longer.

#2: Everyone is becoming more productive.

#3: Many retirees are moving either to lower cost countries or to smaller towns.

Studies suggested that as many as 10% of retirees will move abroad. Another 10% are thinking of a part time international shift.

Many are moving to Ecuador now. In a few decades, as this pyramid projection shows… the social system in Ecuador will be more strained.

ecaudor population pyramid

Wealth flowing in from retirees will help.

80% to 90% of retirees will stay at home but also move.

An article based on boomer quiz by the Retirement Ranger entitled “Surprising New Survey Finds Many Retirees Plan on Moving in Retirement” gives us a clue.

Here are excerpts (see a link to the entire article below):

5000 people took a Retirement Ranger Quiz and show that the vast majority of Ranger plan on moving in retirement.  Taxes, cost of living, and region are all important considerations for just about everybody taking the quiz.

Q: Will you move in retirement, and how far?

39% said they plan on moving out of state or out of the country. The most startling difference from other surveys is how few people taking the Retirement Ranger plan on staying where they are now – just 2%. The biggest category of responses on this category is the 46% who plan on moving out of their “current metro” – presumably not too far from where they live now, but a move from their current home at least. Presumably that means they intend to downsize and/or find a home in a more retirement friendly location or development – but not move too far away from where they live now.

Q: Cost of living preference?

These results surprised us. Against a steady drumbeat of interest in low-cost of living responses, the fact is that the majority of people (62%) taking the Retirement Ranger are looking for an average cost of living. There were 30% who are looking for a lower cost of living (a much smaller number than we would have thought), compared to a paltry 6% who for some reason want a higher cost of living.

Q:  What environment are you looking for?

The results to this question are refreshing – Topretirements visitors are looking for all kinds of experiences – from coastal to lakes to college towns to suburbia. Aside from a clear preference for a coastal environment, most other environments were fairly close together. College towns, small towns, and suburbia were slightly preferred over the mountains or an urban experience. Deserts and a rural environment brought up the rear in retirement interest.

Q: Size of town?

This question gave some dimension to the previous question about the kind of town these prospective retirees want to live in. By far, most people are open minded on this question too – they do not have a strong preference on the size of town they want to retire to. Of those who do care, in general it seems the smaller the better – 0-25,000 population got the most interest, followed by towns 25,001-100,000, and bringing up the rear – cities of more than 100,000.

Q: Would you like to find a retirement destination with a lower than average tax burden?

The short answer is yes, but not nearly as emphatically as we might have thought. This was a yes or no question: 58% apparently could be induced to move by a low tax burden, while the remaining 42% have no strong preference.

Demographic evidence evidence such as this is one reason we have started a magazine business focused on communities of 30,000.

Learn more about this micro publishing opportunity, Order the FREE report here.  How to Earn With Positive Community News 

Think about who will profit from growing demographics shifts of this nature as these will be good places to invest.

Gary

Learn about places to invest based around demographics at our next Super  Thinking + Investing and Business seminar.

Multi Currency Value Investing Seminar

Old Accord Creates New Profits – Multi Currency Investments.

Earn more with multi currency stock market breakouts.

Improve Safety – Increase Profits

Learn how to improve the safety of your savings and investments by selecting good value and diversified investments in a multi-currency portfolio.

Few decisions are as important to your wealth as the value of the markets and currencies you invest in.  This has been our area of expertise since the 1970s and we have worked with and advised some of the largest currency traders in the world.

Gain Protection First – Against the Dollar’s Purchasing Power Loss.  In 1913 the The Federal Reserve Act created the Federal Reserve Bank to protect the purchasing power of the US dollar, which has since lost about 94% of its purchasing power.  Here is its price compared with gold since 1900.

priced in gold

Dollar chart from pricedingold.com (1)

The Fed has let the dollar lose most of its strength plus has allowed interest rates to fall so low, that safe investments cannot keep pace with the drop in purchasing power.

multi-currency-chart

Chart from Grandfather Economic Report (2)

Many investors have forgotten about the risk of a falling dollar because the greenback has been strong for the past five years.  This temporary dollar strength came after the great recession of 2009 just as there was temporary dollar strength after the great recession of the 1980s.  Then about six years after the recession, an agreement was made by major governments to weaken the dollar.

There was a severe global economic recession affecting much of the developed world in the late 1970s and early 1980s.  The United States and Japan exited the recession relatively early, but high unemployment would continue to affect Europe and the UK through to at least 1985.  As a consequence between 1980 and 1985, the US dollar had appreciated by about 50% against the Japanese yen, Deutsche mark, French franc and British pound, the currencies of the next four biggest economies at the time. Then the governments reached an agreement and exchange rate values of the dollar versus the yen declined by 51% from 1985 to 1987.

Now the world is again in the same place.  The recession is over.  Europe is a bit behind in recovery and the dollar is higher than before the recession.

There is no reason for the greenback to be  strong.

The agreement in 1985 was called the Plaza Accord.   Over just two years the greenback dropped nearly 50% versus other major currencies.  The next accord will generate great profits for those who know what to do while it ruins the purchasing power of dollar back investments.

The strong US dollar and low interest rates have created one of the biggest stock and multi currency breakout opportunities in history.  Learn how to create a plan to profit from multi currency shifts ahead.

One reason for the potential gains is that stock markets and currency values are cyclical.  Due to low interest rates created by the 2009 economic downturn, the US and a few other equity markets have risen to some of their highest prices, ever.  These markets offer very poor value now.  The steep valuation creates incredible profit potential but also hides some enormous risks.  Learn how to develop an investing strategy based of earnings, cash flows, dividends and book values to increase potential for profit and reduce the risks.

Next Extra Profit Created by Value Breakouts

Over the history of US equity markets, the  price of overall markets have risen about 9.1 percent, respectively, compounded annually.  Yet over more than a hundred years of stock market activity,  a majority of the profits have come from just a very few dramatic breakouts.

Equity markets are ruled in the short term by emotions that create unpredictable ups and downs.  Numerous fears of defaults, worries of double dip recessions, high unemployment, concerns about fiscal cliffs, hold investors back.  Yet global population growth and advances in production and prosperity are relentless economic fundamentals that increase value.

When fear holds back a a fundamentally rising value, rising profit potential grows.  Values increase as prices stagnate.  Then markets break free and rocket upwards creating wealth, prosperity and growth.

Find out which breakouts are likely to take place next.

Stocks rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns create war.

Here is the war stock cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WWIII) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Learn how the Cyber War (WWIV) may change the way we live and act and how this will affect currencies and investments.

Learn:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios), but his big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.  This rate of expansion by the way is called the “Golden Ratio”.  It is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

We’ll sum the strategy, how to leverage cheap, safe, quality stocks and for what period of time based on your circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy investing more with slow, worry free, good value investing.  Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.

Learn how to put meaning into your investing by creating profitable strategies that combine good value investments with unique, personal goals.

Learn how to span the behavior gap.  Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math of our good value model portfolio.

Share ideas about my good value portfolio.  My personal investment portfolio comes from a continual analysis of international stock markets and a comparison of their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.

Markets included in this portfolio are:

• Norway
• Australia
• Hong Kong
• Japan
• Singapore
• United Kingdom
• Taiwan
• South Korea
• China

These markets have been chosen based on four pillars of valuation.

• Absolute Valuation
• Relative Valuation
• Current versus Historic Valuation
• Current Relative versus Relative Historic Valuation

Learn how to use Country ETFs to easily construct a diversified, risk-controlled, equally weighted representative country portfolios in all of these good value countries.

To achieve this goal my portfolio consists of Country Index ETFs that track an index of shares in a specific country.  These country ETFs provide diversification into a basket of equities in the good value countries.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Learn the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed a test.

The Test for Low Cost Trading

Research put every part of this portfolio in place, except knowing the best, easiest and least expensive way to buy.  A search for an optimal way to buy and hold boiled down to two methods.  One tactic to test was to use a unique online broker that appeared to offer the lowest cost deal.  The other approach was to use a community bank in Smalltown USA.  The small town bank that I use looks after my 401K trust account and their service is first class.  The benefit of small banks is that they still treat us as a human beings (instead of a number) and when we need, it’s easy to go right to the top to answer a question or get a problem resolved.  There are no call centers and the bank and the person looking after my account is just around the corner.

I created a test to see which offered the least expensive service.

Working with my banker in Smalltown USA,  I created two accounts, one at the online broker and the other at the bank. I placed $40,000 in each.

I set up the order for the country ETFs online, while my trust manager set up orders for the identical amounts of the same shares in his system.  Then we got on the phone, coordinated our timing and on a count of three each pushed the button “BUY”.

The results of this test  show how you can gain on any purchase of country ETFs.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2017” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

Gary

(1) Dollar chart from pricedingold.com

(2) Grandfather Economic Report

 

Surprising New Survey Finds Many Retirees Plan on Moving in Retirement

The Great Pension Robbery


There is a great pension robbery in progress.

There are three ways that the purchasing power of pensions can be robbed.

gary-scott-seminar-images

Delegates at our seminar center… like minded souls sharing ideas about earning beyond pensions during a coffee break.

The First Pension Theft.  The first way pensions can be robbed is through underfunding due to insufficient contributions.  A pension is a promise. The promise should be backed up by assets that can generate a return. If a business (or government) making the promise does not earn enough money to make adequate contributions then the pension fund simply will not have enough money to meet its promises.

Excerpts from a recent Reuters article “Feds fret over underfunded corporate pensions” by Josh Boak shows that this is a serious problem when it says:  For many Americans with pensions, employers have not set aside enough money.  Corporate pensions increasingly look like an economic time bomb for the government.

Federal officials have assumed responsibility for hundreds of troubled pension plans in recent years. Those takeovers could accelerate as baby boomers start to retire, with taxpayers potentially needing to pay tens of billions of dollars to keep the private plans alive.

“This is going to have massive implications for the country but particularly following on the heels of the latest economic downturn,” said Richard Shea, a lawyer specializing in employee benefits at Covington & Burling. “Pension benefits are being frozen and closed down at an alarming rate.”

For many of the 44 million Americans with pensions, employers have not set aside enough money to provide them a stable income through retirement. Publicly traded companies face a combined pension shortfall of $458 billion, according to a recent report by the bank Credit Suisse.

The cost of rescuing these plans has saddled the federal Pension Benefit Guaranty Corp. with a $26 billion deficit, the highest in its 37-year history. The situation will likely worsen as more companies decide they can no longer afford their pension commitments and stick the government with the bill.

“This is a death spiral,” said a representative of the pension industry. “It may not happen over the course of the decade, but we end up in a situation where we need a taxpayer bailout.”

The problem has become severe enough that the director of the Pension Benefit Guaranty Corp. has publicly campaigned against American Airlines — which filed for bankruptcy last year — for trying to end its retirement plan and dump its obligations on the government.

The article went on to add that American Airlines alone was trying to shed pension liability on 130,000 employees.

The Pension Benefit Guaranty Corporation is funded by insurance premiums from businesses and assets of pension plans that it absorbs.  This agency is deeply underwater with a record deficit in 2011 of $26 billion.  The current estimated liabilities are $107 billion but assets are only $81 billion.

The American Airlines pension shortage is over $10 billion, so just this one bankruptcy increases the Pension Benefit Guaranty Corporation shortfall by 40%.

Pension Protection

We’ll look at the other two forms of pension theft… lowered return on assets and destruction of the pension currency in upcoming messages.

These three forms of pension theft mean that many pensioners will be lucky if they get the full benefits they’ve earned over their careers.  Almost no pensioner can depend on getting the full purchasing power of their pension.

An solution to this problem is a way of doing something you love that earns beyond retirement through a service or a real asset.

gary-scott-seminar-images

Delegates at our Writer’s Camp enjoy talking with each other.  They can come hash around ideas about their  passions as well as writing.

Even obscure passions and pleasures can create income.

Take these fabric designs as an example.

micro-business-idea

This excerpt comes from the Country Living article entitled “Making a Country Living  – How a mom of six crafted a fabric and accessory business from home.”

Anna Maria Horner has been fabric obsessed most of her life. At age 5 she was already into her mom’s scraps to fashion Barbie dresses. Now a mother herself (of six)the 37 year old designs textiles – as well as everything from pillows to purses – from her Nashville home.

After running a clothing and home goods store for three years she closed shop to focus on creating her own designs. Though it took seven years to land a manufacturing deal for her  fabrics, Horner stayed afloat by selling handmade totes and dresses to local boutiques.

She says: “if you have fun, it shows in your work.”

Her company grossed $250,0000 last year.

The photo above comes from the website of Anna Maria Horner which is linked below.

A quarter of a million a year from home is pretty good… but more important is the fact that Horner IS fulfilling her passion.

Those who have a passion similar to Horner’s but want to live in Ecuador can write about Ecuadorian fabrics, designs and art.

For example we helped one reader learn how to earn in art by creating artistic business cards and professional printing.

micro-printing-business

These efforts were especially enjoyable for us as they helped the artist, Montero, (below) and several other starving artists in Otavalo, Ecuador.

micro-business-art

Montero lives in Otavalo.

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Nature Art by…

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Montero.

I once did a study of successful people and this search clarified the fact that most millionaires make their money in business doing something they love. This discovery led to a study of rich businesses, ones that generated everlasting wealth. Here are five of seven secrets I learned about these businesses:

Secret #1: They must enjoy the multiple effect. A product once created must produce profits again and again, almost on a never-ending basis. Each investment made needs to make huge returns.

Secret #2: They need to be greater than their owner’s time. They must produce income even when the owner doesn’t put in day-to-day effort. You may already be wealthy or earning a high income. You may not even need another business or extra income, but some day you might. One surgeon explained it this way. “I am making a fortune because peoples’ lives are in my hands. Once my hands are no longer steady, my income stops. My entire financial well being will then be in someone else’s hands!”

Secret #3: These money making systems should be enjoyable and fun! Sadly most people make money for the sake of making money. Many spend their lives working, just to have a few precious hours having fun. The most important fact I learned about making and keeping wealth was that those who were richest absolutely loved what they were doing! Money was of secondary importance to their effort. And as things are, this means they actually ended up making more money!

Secret #4: These money making systems need to be flexible. No matter what the economy brings, your ability to make money should work regardless of inflation, recession or even depression.

Secret #5: These businesses usually start small, but grow quite large. I learned that good money systems work for large or for small amounts and can be operated on either a full or part time basis. Most businesses start with a learning curve. During that time it is essential they are small. Once the lessons have been learned and the system is operating properly, then it needs to grow for larger and larger returns.

These secrets all show why writing is such a good way to create extra income.

Before discovering these secrets I had my own micro business but to be honest I could never get ahead. I was almost penniless, in debt and living from month to month, check to check. Then I discovered these secrets… and used writing to apply them around the world.

Since then our international micro businesses have brought in millions. We gained all the physical possessions we desired, plus more than enough money in the bank.

We do not have one penny of debt and we have leisure time… though when you love your business… why not work?

Most importantly, we have fun and feel that we have accomplished something beyond just making money every day!  Merri and I do what we love and have learned that through our writing we can accomplish far more important goals, gain self fulfillment and be of service to our community. In short we can help make ourselves and the world a better place.   So we do not worry so much about our pension.

Among our greatest thrills is being able to help others through foundations we have started that help the environment and the poor.

More importantly we have the freedom to do all this from our many locations (some are remote-you might have seen the pictures) that we really enjoy.

You too can have the freedom to do what you love from any place you like, even operating (actually preferably) from your bedroom if you wish.

What do you love? Rare cars? You can make a fortune creating a business around them. Do you prefer fine art? Or do you love beautiful jewelry, coins, gems, real estate, furs, model railways, dolls, scientific equipment, war memorabilia, old and rare books, or whatever? Do you prefer social subjects rather than objects?

Are you concerned with the environment or humanitarian problems, with crimes, war or poverty?  Would you like to help wipe these social problems out in the course of your business?

Are you a golfer? Do you love to travel? Why not make all kinds of money in a global business writing about golf?

Would you like to help the world be a more spiritual place, help people get along better together? You can do something good for the world, increase your income and live wherever you please in the process!

Whatever your interest you can learn how to earn extra by writing (and/or publishing the writing of others) about that passion.

Also, imagine what an international business means to your world travel. Every trip you take can be tax deductible! You can honestly write off every trip that is related to your business. Every journey can become a research oriented adventure and a TAX DEDUCTIBLE EVENT.

As a writer, you’ll have one of the most respected and tax protected businesses in the country. Other benefits come in the form of legal protection.  The First Amendment to the US Constitution provides for freedom of the press… the right to circulate opinions in print without censorship by the government…  the right to publish newspapers, magazines, and other printed matter without governmental restriction and subject only to certain laws such as those relating to libel, obscenity, and sedition.

There is such an abundance of opportunity that Merri and I have created an entire system to help you write and publish.

We began our writing at home. Today, though we have tens of thousands of buyers and have made millions, we still work at home on our remote farms in Florida, North Carolina and Ecuador and have people to help.  Our partners live where they love and work with us through the internet.

You can do the same with a system contained in an online correspondence course called “Self Fulfilled – How to be a Writer and Publisher”.   See details here.

The pension robbery is real and the thieves not likely to be caught because no one person or group is to blame

The world faces a faltering job market and shaky economy with a crumbling infrastructure at a time the world is shifting from a global economy dominated by the USA… to one where business… and affluence are more spread around the world.  This affects kids coming out of school… bread winners with growing families and those of us who are at an age where we can (or expect to) retire. Everyone is involved.

This economic shift, an aging global society and massive debt in most of the Western world almost guarantees that the purchasing power of currencies will fall… in most of the industrialized, debt ridden nations.

The more these problems create change… they also create opportunity especially for writers who can help readers learn how to adapt to the evolving economy and world.

Gary

See below how to get our online writers and publishers course free when you attend a Writer’s Camp at our farm.

Read  Feds fret over underfunded corporate pensions

Anna Marie Horner site