Tag Archive | "real estate"

Ecuador Opportunity


There is new Ecuador real estate opportunity.

After many years of real estate appreciation, Ecuador property prices began to slow.  There are numbers of reasons why there has been a slowdown including added tax, a slowing of numbers of new expats and an abundant supply of residential properties.  This slowdown means that bargains are beginning to appear.

If you visit and look at real estate, be sure to choose an attorney you trust.  Be sure to select an Ecuador attorney who is qualified to provide a US title insurance policy on property you buy.

I recommend our friend and coastal real estate attorney of more than a decade, Floridalva Zambrano.  Flori has helped us in dozens of buy and sell transactions and we have been happy every time.

Her law firm, Zambrano and Associates, was established in 2000, and provides legal advice in real estate, immigration, corporation, and civil law.

floridalva

Zambrano & Associates.

Flori specializes in Corporate law and has over sixteen years of experience in real estate and immigration.  She is fully bilingual (English-Spanish), and has knowledge of German.  Flori spent several years studying at an American university so she understands the North American culture well.

For the past seven years, Flori has been one of a few Ecuador attorneys authorized by First American Title Insurance Company to do title searches and to provide this title Company with her legal opinion on properties for which owners or buyers wanted to obtain title insurance.

You can learn full details about Flori’s firm here.

Gary

How to Have Peace & Profit

There are still ways to reduce stress.

Prolonged exposure to stress is the # 1 root of death and disease in our modern world.

Stress can ruin your health and wealth… in many ways.

Daily stress has been magnified because we no control, no way out of the current global political and economic mess.  The news makes current problems feel like things are getting worse.

This downwards spiral leads to health problems, heart disease, hypertension, impaired immune function, infertility, and mental illness.

The health problems lead to economic problems from loss of income, poor investment decisions and high disease management costs.

farm

farm

Yet there is a way back.

I was reminded of this once when I made a horrible mistake.

The supposed error?  Letting my mind wander six decades back to an hour I spent with a girl.

Learn from this near disaster, seven most powerful sources of wealth, health, security and fulfillment in this era.

The girl was pretty and blond.  Terry was her name. My imagination spanned decades returning to my Oregon roots seeing her as if she were there.

We were 11 or 12 and had known each other since we started Rockwood grade school.  Just buddies, our non-romantic friendship lasted 12 years, from first grade till high school’s end.  Then she went off to Pepperdine College in California.  I started traveling the world.  Never saw her again.  I hope her life has gone well.  But until that reflection I’d never thought much of Terry in so many years.

What could have been the tragic error was letting that memory touch my heart.  Two kids, walking on a crisp, Pacific Northwest autumnal afternoon.

We walked down a sun filled, pine needle covered, dirt path.  Huge, fat, green Douglas firs lined the road.  Traffic was no problem, not many cars.  Crossing Stark Street we turned left, hiking three blocks to 182nd.  There we passed an old clapboard candy store.  I can still hear the wooden sidewalk of that store slap beneath my feet, felt the soggy planks sag and smelled astringent pitch from the fir trees.  Then we turned right, up 182nd for about a mile.  There was Terry’s house.

I carried on, walking through a big field, waist high grass turned straw brown by an early frost.  There were dozens of paths made by who knows what.  Animals perhaps or countless generations of other kids walking home alone from school.  I chose one following it to another wood of tall, rough-barked fir.  Crossing one more field, I climbed a rock wall, struggled through a barbed wire fence (my Mom hated that fence ripping my jeans).  I was home!

Sweet simplicity, that dream.  Two kids holding hands, walking on a dirt trail under a crisp, but blue, sunny sky.  Pure innocence.

My tragic error was looking back.  I returned to Rockwood, Oregon with Merri and my kids to show them this part of their roots.  Following the route, Terry and I had walked were the candy store, grange hall, old wooden buildings and their home spun honesty and charm.

Instead we found six lanes of fast, frantic traffic and road rage.  McDonalds, KFC, strip shopping centers.  The car radio blared warnings of local gangs and drive-by-shootings.

Beauty, innocence, sweet simplicity, replaced by drive ins and drive bys.  Gangs and drive-by shootings replacing a tender walk in the sun.

Good bye memories, good bye.

How can our kids walk in places like this?  How can we return to those old feeling of security and comfort?

How can any of us possibly keep pace in this world that’s moving so fast?

Then something inside snapped.

“There has to be an answer for honest, hard working folks to enjoy the wonderful opportunities of today and regain what we’ve lost over the past forty years”, I swore to myself.

How can we keep up, without having such a fast paced life we turn into machines?  Where do we find time for God, family, charity, and our friends?  How can we rediscover those sun filled, pine needle covered, dirt paths we want to walk?

“There has to be places that are still innocent and pure”, I thought.  “There has to be a way of life that does not pound us with stress”.

This thinking led me to begin reviewing the thousands of economic and business experiences I have shared with readers over the decades.

This started a search for a simpler way of life and a better place to earn and protect our wealth.

By digging, asking and observing, traveling and talking to investors and investment managers all over the world I found that there are true paths to real security in the here and now.  That knowledge helped me develop courses on how to have natural health, everlasting wealth and purposeful investments.

This knowledge helped Merri and me invest in stocks and real estate all over the world.  It helped us find and develop our farms in North Carolina and Florida into sanctuaries.

That almost error led us to create an entire portfolio of information on how to keep pace, get ahead, enjoy our modern society but, to enjoy life wherever you choose without having to move too fast.

This is why I am making a special “Let’s get our lives back” offer.

“What would you think in the last 30 seconds of your life if you were the richest man in the world but were unhappy?”

This quote is from the opening slide of our Value Investing Seminar, “How to Secure Your Future With a Value Breakout Plan”.   This a vital question because few investors think about the value of comfort and happiness.  Yet the truth is, those who are comfortable and happy with their investments are most likely to succeed financially.

Without comfort, no matter how much money a person has, they are more likely to lose it or kill themselves with stress from worry.

There is a way to have the perfect form of financial security.

Let’s call it the perfect pension.  To help understand how to build an unshakable economic platform, here is Part One of the report, The Pruppie Factor.

The Pruppie Factor – Seven Steps to Comfortable Living & Profits.

“May you live in interesting times”.  That’s a Chinese curse that seems to have been cast on our modern world.  We can enjoy comfort and profits in the year ahead despite this fact.

Become a Pruppie.  Integrate your earning with your investing and enjoy peak living, everlasting wealth and natural health with PIEC Investing in the year ahead.

Before we look at what PIEC means, let’s delve into Pruppieism, the new economic and social realism.  Pruppies expect everything to expand.  They take advantage of every new benefit and technology they can.  Pruppies enjoy using the fruits of our ancestor’s deliberations and labors to earn in this advanced technological world.  They also engage in activity that they love that would sustain them in case society and the incredibly intricate weave of our global economy and society should fail.

Pruppies are prepared in case everything, everywhere, or at least everything relating to their income and savings fails and the fabric that surrounds their lives disintegrates into an unknown veil.  Yet a Pruppie’s preparation is not a sacrifice, but a joy as you will see.

Hope springs eternal and it should.  One of the key themes in my first book, Passport to International Profit, (published in the 1970s) was “The Sun Always Shines Somewhere”.  This thought has been in and remains a foundation of everything I do.

Sometimes this sunshine is hard to see because the press always focuses on doom and gloom.  Current news often makes the world seem about to end.  We cannot blame the press. Bad news sells.  The majority seem to want to worry instead of learn about all that’s good.  This does not make doom and gloom right.  This is why the majority are also the rich portion of the population, but bad news is an economic fact for the press.

Yet despite all the negative headlines, we have lived through the Cold War and MAD, Y2K, GridX II, the Peak Oil Crisis, the recession of the 1970s, 1980s 2007, etc. etc. etc.  Chicken Little is always out there, selling the falling sky.  Don’t buy into this story!

History suggests that there will always be opportunity.  The sun always shines somewhere.

Brexit, global warming and the American political process are examples of how the press gravitates to negative news.   The press  make anything and just about everything seem negative.  This can blind us to the positive realities ahead, if we let it.

Don’t.

Expect that the world will remain standing and look for opportunity instead!

Our wealth and economic opportunity is pushed by supply and demand.  We are part of a growing global population.  New technology makes more people, as a whole, more productive every day.  The world has increasingly larger markets creating more supply in increasingly efficient ways.

This reality increases everyone’s wealth.  Yes there is a lot of bad news in many places.  There is inequality.  There is crime.  There is war and hate and injustice.   Despite these negatives there is even more that is positive.  Opportunity grows.

Pruppies tap into and use every bit of the good news they can.  They have a plan B if everything goes wrong, but Plan B is based on something a Pruppie wants to do we love, not just a shelter from bad news.

At the end of this report, you’ll find a special offer that can help you integrate earning and investing for the ultimate form of profit and safety.

Imagine this example of Pruppism.  The Tiffany lamp casts an amber glow, rich, ivory and warm in the grey gloom of early dusk.  The gold knobbed mahogany desk, its deep patina waxed and smooth, shines with reflections of ancient leather Chesterfields stuffed full, but rumpled with age and of maritime shots that hang in brass frames on the wall. The room speaks of settled tradition, the kind that might never end.  But thoughts instead are on the demise of the business that has supported this room.

The late Jim Slater of Slater Walker, a British industrial conglomerate turned bank in the 1970s was in that room.  I recall his bank’s collapse well as I was living in Hong Kong and Slater Walker was a huge going concern in what was a British colony in those days.  The Slater Walker crash was big news that unsettled the entire British banking system at the time.

Slater, the founder, had been a really high roller, using every modern banking tactic available including buying many assets with cheap loans.  Then in the mid 1970s banking crisis interest rates skyrocketed and his bank was unable to refinance its debt.  The company failed and Slater had to resign.  Numerous charges were brought against him and he spent considerable time defending what he had done.

In the end he was only fined a nominal sum but despite this, his banking career was well and truly dead.

However he had already moved on.

He wrote about this in his autobiography, “Return To Go”.  He had always had a hobby making puppet shows and telling stories to his children, so instead of banking, he turned his passion into profit and wrote some children’s books.  His first effort sold a respectable 35,000 copies.  His next a monster series for younger children, became a huge hit.

He had also maintained a hobby of salmon fishing so again turned his passion into profit by creating a business that bought up fishing rights and resold them as time-shares.  He had quite a success.

Some day a catastrophe beyond our control could redirect the course of our lives.  We might lose a job, learn that our pension won’t pay or that our dollars won’t buy as much as they must.

Though Jim Slater was a banker, outside economic forces beyond his control caused his business disaster.  Yet he had options because he had been doing things he loved that were not related to his banking, but could become useful income generators in difficult time.

I do not know if Slater understood Pruppism but that’s what he was practicing.

Pruppism is a positive realism based on the knowledge that much of our lives are directed by events that we do not know or expect and could not change them even if we did.  There is always something we do not know and that’s okay.

Years ago I was speaking at an investing seminar in Marbella Spain.  One of the speakers was a brilliant strategist, Johan Peter Paludan, of the Copenhagen Institute for Futures Studies.  This institute has a large interdisciplinary staff with expertise in economics, political science, ethnography, psychology, engineering, PR and sociology.  They identify and analyze global trends that influence the future.  Paludan was speaking of these trends and answering questions that delegates had about the world’s economic future.

One delegate asked what to do if there was a global nuclear exchange.  Paludan replied that the results of some events are so unpredictable that it is not worth trying to plan for them.

This thought has stuck with me for decades because it helped me realize that no matter how cautious, how defensive and careful we are, there are events that we cannot even imagine that can turn our lives upside down, for the good or bad.  With this in mind my wife Merri and I have created a lifestyle where we turn our passions into profit but in a way that whatever happens we are likely to be in a position to spot the positive and the opportunity.

A PIEC Experience

Pruppies gain the benefits of PIEC wealth.  PIEC is an acronym for “Personal Income Earning Corridor”.  PIEC income and wealth come from doing what you do for love, rather than just the money.

Traditionally people get jobs to create income.  They work to live and support their lifestyle while attempting to spend less than they earn.  They hope, that maybe the savings will bring, sometime in the future, a lifestyle of doing something enjoyable without work.

Pruppies reverse the priorities.  Instead of working for money to save and invest, they focus their prime effort on doing something they enjoy right now.  Then they learn how to enjoy the effort in some profitable way.  They learn to create “Avenues of Abundance” that combine lifestyle with the necessary task of accumulating wealth.

If economic circumstances tie them to an existing income effort, they create hobbies that are income producers of the future.

For example, if a Pruppie loves golf; instead of working six days a week, 50 weeks a year just to golf on Sundays and during short vacations, instead he or she will create a business in some aspect of the golfing trade.

In another example, a client of mine, who loved animals became a vet.  But he learned that the vet’s lifestyle was not one he enjoyed.  He wanted to travel and move around, which is difficult for a professional who needs to stay at his office and build a practice.  So he built a business that prepares special animal foods for race horses.  Now he travels globally visiting horse breeders and makes much more money as well.

Pruppies combine money with time, energy and desires.  They generate income doing something desired.  Desire and fulfillment become at least as, if not more, important as the money.

#1: Do What You Love!

The reason PIECs work well is that when we love to do something, we do it better, for longer and with greater enthusiasm.

Effort, determination and tenacity are wealth building attributes that cannot fail.  Yet Pruppism does not mean we should suddenly abandon our jobs and try becoming golf pros, when we have never been able to break 100.  Smart Pruppies start small and gradually expand into their passion.

For example, as a writer and lecturer, I was never fully satisfied sitting behind a desk or standing on a podium all day long, even though I was making over a million bucks a year. I’m the physical, outdoors type and yearned for exercise and the wilds of the deep woods. “What good’s the money if this isn’t fun?” I often asked myself.

Rather than quit writing and teaching, I looked for ways to combine these professions with the outdoor life.  Through research I learned that many city folk like myself yearn to be in the primitive outdoors.  So I bought an isolated farm high in the Blue Ridge Mountains and an Andean plantation high in Ecuador where I developed seminar centers with charming but simple dwellings, set in rustic surroundings, with clean water and pure air.  Now I live in nature so after I finish the writing or talking, I can walk in the woods or take my axe and chop firewood or something physical.  I’ve combined my writing with physical work and have blended the life I want, with my readers’ needs in a way that makes great financial sense.

We built a series of cabins in the wild that bring more profits than most stocks or bonds could ever return.

The process took six years to shift. Now we have been at this for nearly two decades and we are far from finished.  But while doing what we love, who cares? This is one of the great benefits of PIEC investing. We can slow down and enjoy the work instead of always rushing ahead, looking for something more.

Those who work nine to five can start PIEC businesses part time if they are too uneasy to quit their jobs. Others, who like myself, already have a business can slowly shift their product or service in a sensible way and let it evolve toward their PIEC.

But where do we start?

There is a seven step process we can all use whether we have our own careers, a business or even if we are retired (PIEC investing is especially good for retired folks who have found the supposed good life flat or financially short).

The first step is to get a clear idea or vision of our dream.  This is sometimes harder to achieve than it seems.  We are so deluged with false ideals from Washington, Wall Street, Madison Avenue, etc. that we have to stop and really take stock.  What do we sincerely want?

There is a very practical economic reason to look inwards for wealth.  Warren Buffet recommends that we only invest in what we understand. What can we understand better than ourselves?

This inner search will lead us to an ideal that begins the second step which is gaining enthusiasm.  How can we be anything but enthusiastic about finally fulfilling our deepest dreams?  The enthusiasm leads to the third step; gaining an education.

We need to find out everything we can about our idea.  To succeed we must take the third step and become real experts in the product or service we offer.

Fourth, this educational process allows us to develop an intelligent, focused business plan we can act upon and the action is the fifth step which brings us the experience. Experience gives us the sixth step, a financial loss or profit.  We always profit in increased knowledge which creates the seventh step, more ideas.

Then the entire cycle starts all over again: Idea, Enthusiasm, Education, Action, Experience, Financial Profit and New Ideas.

This is a way to keep adding new opportunities into our lives.  Business is rarely static. It is an ever evolving process instead.

This seven step cycle may take days, weeks, months or years, but the moment you begin you’ll start moving into an avenue of affluence where you love your work so though money isn’t your main goal it comes more easily.

#2: Do what you love, but also be of service.  Do something for others that is meaningful and important to you.

We all have a purpose in life and when we are filling it, we feel fulfilled.  Wealth and fulfillment is the goal.  Fulfillment is important because of the law of diminishing returns.  A 2008 study that analyzed Gallup surveys of 450,000 Americans suggested that day-to-day contentment improves until income hits around $75,000 per annum.  After that, more money just brings more stuff, with far less gain in happiness.  Income beyond $75,000 does not do much for a person’s daily mood.

This is a pretty general study and regional differences in costs, inflation and life circumstances will create many fluctuations from this norm, but the point is when money is the main goal, the better you get, the harder it will be to gain satisfaction.

Giving, on the other hand, never has limitations, especially when the giving helps complete a purpose that is part of our destiny.

This is true in business and investing.  A study of investors for example found that investors with socially responsible ideals gained the best returns.  A dual goal of profit and achieving some social benefit provides a purpose beyond returns.  This brings comfort and determination to the investments and the added stick-to-it-ness helps increase profits.

The study helped define three aspects of investing that are generally ignored, purpose and habits.

Purpose.  Purpose requires some soul-searching questions about what we each want our life to be.  This purpose is more important than the investment goal.  The purpose of the money we have becomes more important than the amount in the portfolio.

Habits.  Habits come next because we need to create habits and routines that keep us on the path of our unique purpose.  The marketplace does all it can to distract us from our goals.  There is an endless stream of news, rumor, conjecture, facts figures, ideas and tactics generated by every part of every stock market aimed at getting us to act in ways that benefit the agenda of others.

Good habits help us avoid being distracted from what we are meant and want to do.  Good habits muffle the noise of Madison Avenue, the spin from Washington DC and the hidden agendas of big business.  These are among the most powerful ways to increase wealth.  Having greater fulfillment as well as more wealth is a bonus that Pruppies call “Everlasting Wealth”.

#3: Integrate your earning and investing. 

Long term success in business and investing are determined by control and comfort.

Comfort comes from feeling in control, but since there is always something we do not know, real comfort comes from knowing that we are serving a valuable purpose, the best we can, regardless of how events unfold.

Real comfort helps maintain determination, dedication and enthusiasm, all among the most vital parts in the process of succeeding in investing and business.

Our own business increases comfort because a business is simply an investment that gives us more control due to the addition of our own time and energy. 

A Personal Income Earning Corridor (PIEC) begin with a main income generator that we control.  For some this is a job with a salary.  For others it is a pension. For many it is their own business using the concepts of SNAP (Small Niche Area Publishing).

Here’s why self publishing offers such great potential.

Sam Walton… or is it Warren Buffet?  Self publishing is based on three cherished beliefs that two of the wealthiest people in the world, Sam Walton and Warren Buffet, shared.

Buffet and Walton shared several cherished business beliefs that you can gain from a special writing and publishing business that is at its very beginning stage.

Cherished Belief #1:  Small is Beautiful.  Both Sam Walton (Bentonville, Arkansas) and Warren Buffet (Omaha, Nebraska) chose America’s heartland away from the big cities as their homes.  What’s more, Walton chose to do business in these small places as well… building the largest retail operation in the world almost entirely in small towns.

Warren Buffet believes that potential in small towns offers special value.  He believes this so strongly that he has been buying newspapers in small towns.

Over the last few years Berkshire Hathaway purchased 63 small and mid-sized daily and weekly newspapers throughout the United States.

He plans to buy more and says: “I like buying individual papers at the right prices.” 

Buffet stated that Berkshire is not buying big newspapers or more newspaper shares. He is sticking with small publications because he believes in the value of local communities.

Cherished Belief #2:  Community Orientation.

Buffet is not buying big publications but is grabbing up small community focused publications.

His bet is that publications focused on local communities can withstand the shift of readers and advertisers to the Internet.

The individual papers can be really small as 10,000 circulation with tiny staffs.

He said no one has stopped reading “half-way through a story that was about them or their neighbors.”

He also noted, “Berkshire buys for keeps. I’d rather buy newspapers myself directly,” and is seeking papers that publish in cities and towns with a “Sense of  Community.”

From this vision WalMart remains committed not just to expanding the businesses but to improving the communities.

You can enjoy all these benefits through Self publishingbecause small communities can be places, ideas or ideas within places.

The factors that makes publications like this successful are its common interests.  Common interest can be focused on a geographical area or a niche idea that targets a niche of a larger market.  For example, the market for truckers is quite large, but trackers that look after their health is a much smaller niche.  One benefit of SNAP publishing is it surrounds you with people who have a common interest, so your readers are like-minded souls.

Cherished Belief #3:  Seek Good Value.

Sam Walton built one of the largest fortunes in the world… with the simple goals of providing great value and great customer service.  Warren Buffett’s belief is that the essence of value investing is buying stocks at less than their intrinsic value.  The discount is called the “Margin of Safety”.

Both Buffet and Walton shared a vision that small towns ignored by the mainstream offered good value.  You can tap into extra profit potential as a SNAP publisher who helps a small community.

Knowing BOTH successful niche magazine publishers and internet marketing geniuses is important for a reason that Buffet outlined to his publishers when he purchased their papers.  Buffet believes that small newspapers will change and that they serve an important purpose.  He said, “Papers must rethink the industry’s initial response to the Internet as focus on continuing to maintain a strong sense of community“.

His bet is that publications focused on local communities can withstand the shift of readers and advertisers to the Internet.  Buffet has said that giving news away free online is “unsustainable” and has sought papers that publish in cities and towns with a “sense of community.

We have never seen this need for a sense of community as we do know because community creates trust.  As the world has expanded on big is better, the public has lost trust.  We no longer trust big business, big government, big hospitals, big banks, etc.  Yet publications offer nothing if they do not have the reader’s trust.  Internet publishing on the big scale has reduced trust.  Anyone can say anything on the internet and thus internet information is highly suspect.  Publishers who use a small niche to create trust have an advantage.

To begin this introduction let me add one more point and outline the value of what I am about to offer.  A SNAP publication may eventually require $5,000, $10,000 or even $15,000 in start up costs but can make up to $11,835 a month… or more.  That’s value… plain and simple.

Join The International Club for all of 2018 NOW.  Learn how to wrote and publish.  Save $418.78.

Club members start by receiving seven workshops and courses on how to earn everywhere with home micro businesses.  We call this our “Live Well and Free Anywhere Program”.   The program contains a series of courses and reports that show ways to earn and be free. These courses and reports are:

  • The course “Self Fulfilled – How to Write to Self Publish”
  • The course “Event-Full – How to Earn Conducting Seminars and Tours”
  • The course “International Business Made EZ”
  • Video Workshop by our webmaster David Cross
  • The entire weekend “Writer’s Camp” in MP3
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”

Club members also learn ways to be be healthier and have more energy.   I have created three natural health reports about:

#1: Nutrition

#2: Purification

#3: Exercise

Recent news about Social Security, pensions and health care shows that the US government has excessive debt today and that we as individuals need tactics to make sure, when governments, pensions and insurers weasel out of their promises, that we can take care of ourselves.

One big broken promise is Social Security and Medicare.  The most recent Social Security trustee report shows that the programs will begin to spend more than they earn within just three or four years.   The Medicare hospital-insurance trust fund, could use all its reserves by 2028.  They face insolvency over the next 20 years because Social Security runs totally out of money by 2034.

My three natural health reports help learn ways to be happier, healthier and avoid much of the Western disease management (aka healthcare) expense.

Each report is available for $19.95.  However you’ll receive all three FREE as club member and save $59.85.

Next, club members participate in an intensive program called the Purposeful Investing Course (Pi).  The purpose of Pi is finding value investments that increase safety and profit.  Learn Slow, Worry Free, Good Value Investing.

Stress, worry and fear are three of an investor’s worst enemies.  These destroyers of wealth can create a Behavior Gap, that causes investors to underperform in any market good or bad. The behavior gap is created by natural human responses to fear.  Pi helps create profitable strategies that avoid losses from this gap.

Lessons from Pi are based on the creation and management of numerous Model Portfolios, called Pifolio.

We combine the research of several brilliant mathematicians and money managers with my years of investing experience.

There are no secrets about this portfolio except that these mathematicians ignore the stories from economic news (often created by someone with vested interests) and is based mainly on good math that reveals the truth through financial news.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

This is a complete and continual study of what to do about the movement of international major and emerging stock markets.  I want to share this study throughout the next year with you.

This analysis forms the basis of a Good Value Stock Market Strategy.  The analysis is rational, mathematical and does not worry about short term ups and downs.  This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.  Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

The Pi subscription is normally $299 per annum but as a club member you receive Pi at no charge and save an additional $299.

There are two more reports I’ll send about the most exciting opportunities I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but when you become an International Club member you’ll receive the report, “Three Currency Patterns For 50% Profits or More” FREE.

Plus get the $39.99 report, “The Silver Dip 2019” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the past two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80 and has remained near this level, compared to a range of the 230s only two years ago.

These two events are a strong sign to invest in precious metals.

I prepared a special report “Silver Dip 2019” updated in late 2018.   The report explained the exact conditions you need to make leveraged silver & gold speculations that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons about speculating in precious metals gained through 30 years of speculating and investing in gold and silver.

The price of silver may offer special value later in 2019, but the price of platinum is special now.   So I want to send you the report “Platinum Dip 2019”.

Save $418.78… when you become a club member.

Join the International Club and receive:

#1: The $299 “Live Well and Free Anywhere Program including SNAP”.  Free.

#2: The $299 Purposeful investing Course (Pi).   Free.

#3: The $29.95 report “Three Currency Patterns For 50% Profits or More”.  Free.

#4: The $39.99 report “Silver Dip 2019”.  Free

#5: The three $19.99 reports “Shamanic Natural Health”.   All three free.

#6: The $39.99 “Live Anywhere – Earn Everywhere” report.  Free.

#7: Plus updates and other report I release in the year ahead.

These reports, courses and programs would cost $767.78 so the 2018 membership saves $418.78.

The International Club membership is $499. 

To encourage our first 100 members for 2018 to join quickly so we are currently accepting discounted membership at $349. 

Save $418.78.  Join the International Club for $349 and receive all the above online now, plus all reports, course updates and Pi lessons through the rest of 2018 and all of 2019 at no additional fee.

Click here to become a member at the discounted rate of $349

Gary

 

 

 

 

 

 

 

Capaes – Ecuador Beach Property


Our friend and Ecuador attorney, Dr. Andres Cordova, sent this advertisement for an Ecuador beach property for sale.

EMBRACE NEW HORIZONS ON ECUADOR’S BEACH

ecuador beach

Enjoy the spectacular ocean breeze, the soothing sound of waves lapping against the shore and stunning sunsets.

Enjoy this and more in the comfort of your new home in Capaes.

ecuador beach

Walk down the beach and feel the soft sand under your feet.  Make plans with your newfound friends and have a great time.

Located just minutes from Salinas and multiple complimentary attractions, Capaes is a gated community that offers security and privacy, beach access and private communal pool.

ecuador beach

This property is selling at a very special price.  To learn more please contact: KIMBERLY KAGAN
kimberly@ieiecuador.net

Live Wherever You Choose – Earn Around the World by Writing to Sell

Would you like to live on a beach… and work from home reaching clients all over the world?

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Sometimes Hugh and I get together at my  farm and play chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course “International Business Made EZ (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

We provide two emailed courses  “Self Fulfilled – How to Write to Sell and be a Self Publisher” and “International Business Made EZ”.

We include the “Self Fulfilled Writing and Self Publishing Course” because there are two reasons to write, when you have something to say or when you have something to sell.  In this day and age many of us want to do both, make a statement that makes the world a better place and earn something extra in the process. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • Any updates to any of the courses, workshops, reports or recordings for a year.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund . 

Order “Self Fulfilled – How to Publish to Sell” and a quarter of update lessons $79.   Click Here.

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

 

Anchor of Value


Merri’s and my secret investing weapon has been a personal anchor of value.

Learn how to get a FREE report, on how to earn and live through good value, below.

See how that anchor helped me buy this manor house in the Cotswold.

gary-scott-in Gloucestershire

This huge, old manor house, built over a century,beginning in the 1700s… had wonderful views and our next door neighbor was Princess Anne at Gatcomb Park.  Buying it was a pretty big step for a middle class American from Rockwood Oregon, but I was able to do so due to my anchor of value.

Recently as part of our 50th year anniversary I was interviewed on an investment webinar and the moderator asked me this question:

There are a lot of real estate investors who have been successful buying, selling and holding real estate in their own backyards.  A few have been successful investing in 2-3 markets in the USA.

But it is rare to find a successful real estate investor who has been investing in real estate all over the world.

And even more rare to find a real estate investor who has been successfully investing all over the world for FIFTY (50) years!

You are that guy!  What’s the secret?

My secret to freedom has been to use an anchor of value that I developed to invest in American residential real estate.  Though I created this anchor in the 1960s it has helped me invest in real estate, stocks, bonds and business around the world to this day.

The philosophy behind this strategy and tactics can be used to create your own anchor for investing in shares, bonds, currencies or commodities  as well as real estate.

Let’s look at value first.  The anchor helps me understand that I am investing for profit, not to be right. 

Based on the “profit rather than pride” principle  there are two (and only two) reasons why we invest in real estate.   To rent for income or to resell the property for more than we had invested.

Based on this reasoning, there are three ways to spot value in residential property.

#1: The first way to spot value is based on how much NET income can the property generate after taxes, insurance, maintenance and management costs.

#2: The second method is based on relative comparables.  Calculate how much similar properties in the area are selling for.  Also find out how much similar properties in other areas are selling for.

#3: The third method is to calculate how much a property would cost to replace with new construction.

What is the anchor?

We can build an understanding of residential value by understanding the monthly mortgage payment or rent a buyer or renter can pay.  In the USA, for example, the typical bank limit on monthly mortgage payments is about 28 percent of your gross monthly income.  Banks generally will let a borrower devote up to 28 percent of their household income in a mortgage payment and expenses (including taxes, insurance and HOA dues).

If there are many families in an area who earn an average of $4,000 a month, then this will be a good market for rentals at $1,000 a month.

This simple formula provides a basis from which all dependable value can be measured.   This is the science of the valuation.

Using this approach, years ago, Merri and I have been able to spot dozens of contrasts, distortions & trends in real estate value, everywhere.

An added factor to add into the mix is appeal.  You could call appeal the art of the valuation.

Sometimes an investment can be a really good value, but a hard sell.  The best investments are underpinned by appealing good value products and services.

Investing in what you know (and  enjoy) helps you understand appeal and makes it easier to mesh the art and the science of valuation.

For example, Merri’s and my background have a lot in common.  Merri’s formative years were in Georgia and mine in Oregon.  There were many differences between these states.  Yet as baby boomers we have much in common.  We saw the same shows on TV, Howdy Doody, the Cisco Kid, Ed Sullivan, Gunsmoke. Roy Rogers, etc.  We read the same books in school such as the Bridge over San Luis Rey, the Red Badge of Courage.  We saw the same movies, heard the same radio , listened to the same Golden Oldies, read the same news, the same magazines, so it is not surprising that our tastes are pretty much the same.

The fact we are NOT special gives us the ability to understand appeal.  There are 60 million baby boomers who have that same background.  This gives us confidence that if we like a house, others will like it as well.  This gives us good judgement (from an investing point of view) when it comes to appeal.

Our strategy is to buy houses that appeal to us which have a reasonable potential to return a decent income (and likely appreciate) based on rent in the $1000 a month range.

For example, we recently looked at a nice house just offered and with access to a wonderful lake, 2 bedroom, 2 bathroom, in very good shape with an asking price of $169,000.  The house fit the $1,000 profile and because it had a very nice guest cottage as well, meant we could likely charge $1,200 a month rent.  Merri and I looked the place over and felt just fine offering $140,000, knowing we could go up to $145,000.

How did we come to such a price?

The math worked like this.  The house will rent for $1,200 a month.  The rental market is strong and at this price it will rent quickly.  That creates an income of  $14,400 a year.  Our target ratio of price to rent is 10%.  We want a 10% cash flow, so $14,400 a year rent justifies a $14,400 price.

First, the area where we are buying is in a bit of a bubble.  Prices have started to rise beyond a reasonable expectation of return.  We did not think the house would rent for $1,300 or $1,400 a month so we were not willing to rise to the $169,000 price.

We did not get that house.  In fact this was the fifth house in a row on which we were outbid.  Because faith is vital to successful investing, we need to stick to our strategy, and our strategy is based around that 10% cash flow.  That percentage is sufficient to give us a reasonable return on our investment.

Just because everyone else is paying too much for houses, does not mean we should make this error as well.

Anchors of value help us remain logical so we don’t invest in trends that are turning into bubbles.  Anchors of value help us avoid giving back profits because we stayed in a trend for too long.

For example, my real estate anchor of value first created in Portland, Oregon in the 1960s helped me successfully understand good real estate trends in Hong Kong, Fiji and London, then the Isle of Man, Naples, Dominican Republic and Ecuador and eventually led Merri and me to invest in Smalltown USA in Mount Dora, Florida.

Real estate has always been in our blood.  I do not know why but by the age 21, I had already built a $2,000 windfall into seven duplexes and a house  on 14th Ave (mortgaged then to the hilt) in the small town of Gresham, Oregon.  I could have continued to buy, sell and rent real estate in Oregon but the wanderlust bug bit me and when I was offered a job to sell mutual funds in Hong Kong, I began to travel throughout Asia.

Owning those duplexes and that house left me with an anchor of value.  I understood rents (at that time the 1960s) from $125 in Smalltown USA to $250 a month in cities.

When I arrived in Hong Kong in 1968 real estate rentals were about the same as in downtown Portland.

Fear had created good value in Hong Kong.  In 1968 there were communist riots and bombs being set off in the streets.  The first day I arrived a motorcycle policeman had his leg blown off by a terrorist bomb.  The Chinese army was massed on the border and there were continual talks about an invasion. Hong Kong businessmen were fleeing.  Real estate was literally being given away.

Life went on.  We all figured out the fastest route to the British and American war ships in the harbor for a quick exit in case the Chinese decided to invade.  We watched out for boxes in the street that could be bombs.  Then we just got busy with life, working and earning so we could pay our rent.

I rented a huge apartment on Shouson Hill Road overlooking the ocean and the village of Aberdeen.  The owner wanted to sell this block of apartments but I had no money or experience then.  He was so desperate that he made a deal.  Instead of paying him $250 a month rent I invested $250 into mutual funds for him.

Then in 1970 the company I worked for sent me to London to spend a year at its headquarters developing a European sales training program.  I rented a nice house near Golders Green tube station on Finchley Road.  The rent was the equivalent of $250 a month.

In 1971 I was moved to work in San Francisco and I purchased a home in Petaluma, California.

petaluma

I bought this house in Petaluma California for $33,000 and assumed a 5% GI mortgage. Payments were about $175 a month.

In 1972 I returned and worked in Hong Kong for another four years.

The early 1970s was a time of serious inflation.  During that time I watched the prices and rents of real estate at the duplexes in Gresham, the house in Petaluma, and especially in Hong Kong rise… a lot!

In 1976, when I moved from Hong Kong back to London and noticed that London real estate was priced about the same as it had been in 1970.  This puzzled me. Why had London property prices remained flat despite inflation?

On investigation, I learned that there had been a huge real estate crash in 1970 continued to distort and dampen real estate prices six years later despite the rampant global inflation.  The British pound had also collapsed dropping 35% versus the U.S. dollar from 2.4 dollars per pound to a new all time low of 1.52 dollars per pound and at one point hit a low of one dollar per pound.  To my way of thinking, London houses, which I thought were already very cheap by world standards, just became 35% cheaper.

london-house

The house in Bedford Park.

I could not resist and began property shopping and eventually bought a five bedroom house in Bedford Park in West London. I made a 10,000 pound down payment and took a 25,000 pound loan to meet the 35,000 pound asking price.

First, I was right. London property had been under priced.  I was able to sell the house four years later for 115,000 Pounds.  I made a profit of 80,000 pounds.  But the currency change helped enormously too.  The pound had risen to over 2.2 dollars per pound.  My 80,000 pound profit was now worth $215,000.

I was willing to make this  purchase because I could rely on a mental anchor of value… a residential property that a working person could rent in the $250 a month range.  I was investing in what I knew and was comfortable with.

Manx real estate came next.  In the 1980s I had an offshore corporate formation business and noticed that Isle of Man overseas companies were as good as Jersey and Guernsey structures, but cost less than half.  This led me to believe that the Isle of Man would increase in popularity as a financial center.  While visiting, Merri and I discovered that a long depression had forced over 2,000 properties onto the Island real estate market (population was only 60,000).  We began taking real estate buying tours to the Isle of Man because rents and house prices were so low.  Some delegates purchased remodeled beach front condos for $12,000.

Then while conducting a seminar in Florida, we saw that real estate in Naples, Florida was much less expensive than on the East Coast of Florida.  Rents in Miami  and Ft. Lauderdale seemed really high to us, but Naples prices were much lower.  Merri had been living in Naples for some time and found a wonderful old large house just off the beach.  We bought it for a song (compared to the price we sold it for!)

Naples prices skyrocketed while we were living there and in 1995 we visited Ecuador.  Merri and I saw Ecuadorian beach front lots that would cost two million dollars in Naples that were selling for $5,000.   We saw we could buy a house on Ecuador’s beach for a price that we understood and were comfortable with.

Cotacachi hotel El Meson de las Flores

A hotel we purchased in Ecuador.

By 2009 Ecuador prices has skyrocketed and Florida real estate faltered.  We began selling out our Ecuador real estate and buying again in Florida.

In Florida we saw great rental value.  We also wanted to live closer to our children and grandchildren.  We knew that studies had shown that 80% of adults 45 and older believe it is important to live near their children and grandchildren.  Those 60 million people, just like us, were thinking differently about where they would buy and/or rent a home.

We selected Mt. Dora as a small town to buy rental real estate for numerous reasons, but the first feature was its proximity to our daughter and grandson.

I can look back through this 50 year travel and real estate adventure and see that my decisions and investments have all been linked to that original anchor of value.

We live in a turbulent world and can expect rapid change, hidden agendas, huge shifts in communication.  When we are caught in the currents of such rapid shifts, our anchors of value can help us remain steady and secure.

Gary

Get the FREE report How to be of Value

What the Big Banks are Hiding


Seek good value for anything you buy-stocks, bonds, or real estate.  When seeking value, be especially careful about assumptions regarding the price of real estate.  Big banks have been manipulating prices, but we can use simple principles to make sure we do not overpay.

Since 2009 Merri and I have been building an inventory of real estate in Mount Dora.  Our goal was to develop consistent rental income and this has been good, but prices have not risen as fast as we expected, in part due to real estate involvement by big banks.

Wikivia Parkway

From the homepage of the Wikivia Parkway (1), a road map to wealth.

A reader sent this note: Hi Gary, I was just wondering what your opinion is on the current state of the real estate market is in Florida. Do you think now is a good time to buy a house or do you think the markets could correct substantially next year. Another words, is this a good value market right now or should I wait for a correction? I am a little fearful at this time of a possible global crisis because of high worldwide debt, QE, overvalued stock market, etc.  Any insight/ perspective would be greatly appreciated.  Sincerely,

My reply:   This is a location sensitive question and I am not qualified to answer much, other than where we have been buying rental property around Mount Dora in Central Florida.

I have heard that other areas have seen incredible prices rises. I have not seen this so much where we are.  One reason is that big banks continue to hold a very large number of foreclosures that they are slowly releasing.  This stockpiled inventory keeps prices somewhat stable if there is not much activity.  In areas where there is demand, it creates a housing crisis, a bubble in prices just as we saw in 2007.  Prices rise faster and higher than income.  Many reach a stage where they cannot afford a home.

Don’t count too much on bubbles like this continuing.  Our last inspection of property in this area in August 2015 found almost no inventory available in the price range we seek.  We are just back in Florida and we’ll be looking for more property to buy right away.

How can it be that prices remain low and yet there is nothing for sale?  According to the National Association of Realtors, only a small percentage of the homes that were foreclosed on during the downturn have made their way to the market.  Big banks hold a large inventory.   The reason the banks want to own these properties is that they have booked inflated real estate value.  They keep underwater properties rather than sell them and book a loss. This is why some markets have very little inventory.

Here are some of the tips I gave the reader on how to find good real estate value.

First, I suggested he find an area where he wanted to be.   Make this an enjoyable process!  Merri and I chose Lake County first due to its proximity and attractiveness to grandchildren. In addition, we loved the area with wonderful weather, a rural feel, over 1,000 named lakes and plenty of distance from the coast, floods, hurricanes, no state tax, asset protecting homesteads, etc.

Second, look at the big picture.  There are also some macro economics involved in our Mount Dora choice.  Friends close to the Mount Dora city council explained that the population of Mount Dora is expected to double in the next ten years.  We also saw that the Wekivia Parkway expansion project, kept rolling right along through the 2009 recession.  This is a co-op project between  the Florida Department of Transportation, the Central Florida Expressway Authority (CFX) and the Florida’s Turnpike Enterprise.  The Wekiva Parkway (SR 429) would connect to SR 417, completing the beltway around Central Florida, running near Disney World and all its competition while helping to protect the natural resources surrounding the Wekiva River.  This is an estimated $1.6 billion project that just kept on spending during the recession.

“Someone behind those big bucks knows something about the future or they would not keep spending”, was our thought.

Third, use income and yield to gain a clear understanding of value in the real estate market you choose.  We do not base our valuations on recent selling prices.  We base our valuations on the rent that can be earned.  We know who we like as renters and what rent they can afford to pay without stress.  We won’t be drawn into overpaying for houses where rent cannot support a reasonable return.

Look for bargains:  The state of the market is not as important as knowing the market.  There are always real estate bargains whatever the market’s state may be.  This is possible because real estate is not as fungible as equities or precious metals.  A share or an ounce of gold is the same anywhere.  An individual seller’s motives of equities or precious metals does not alter the price.

Every real estate parcel differs and the seller’s motives matter a lot.  We look for property with easily fixed problems where the seller is in a hurry to sell.  In these cases we can buy below current valuations and profitably improve the value of the property.

It is a simple formula.  Study the market carefully where you want to be.  That is what we did.  Clarify what you want and why.  Look at your time horizon.  If you buy well and have a long enough time horizon, a temporary dip  in the market won’t matter.  If properties are selling quickly, then this might not be a good time to buy.  Also keep in mind that real estate is expensive to buy and sell.  This is why we do not like the idea of trying to flip properties.

Big business always seeks advantage in markets so we as individuals have to beware.  The big banks may be once again distorting real estate prices, but using the simple principles above we can be sure that prices we pay for anything offer value.

Gary

Gain From the Volatility of the Next Four Years

However America’s politics turn out, one thing is sure.  There will be volatility in stock markets during the next four years.

The first reason markets will bounce has nothing to do with politics or policies.   The market’s downward shift is simply due regardless of the party or the person in office.

Second the new politics will create an uncertain era. Everyone is shaken whether they are pleased with the election or not and nothing frightens markets like uncertainty.

Third we’ll see rising interest rates over the next 48 months. This will push markets down.

Despite these pitfalls, there is a way to profit using the downtrends  to pick up good value shares.

During nearly five decades of global investing I have noticed found that good value strategies increase through bull markets and bear, through good presidents and bad.  The steps to take are simple.

The first tactic is to seek safety before profit.

We can look at Warren Buffett’s investing strategy as an example.  Buffett success is talked about a lot, but rarely does anyone explain how he make so much money.  That was the fact until some researchers really stripped his operation bare.  They looked at everything and learned the deepest of Buffett’s wealth management secrets.  Fortunately they published all in a research paper at Yale University’s website. that reveals important truths about extending wealth.

This research shows that the stocks Buffett chooses are safe (with low beta and low volatility), cheap (value stocks with low price – to – book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios).

The second tactic is to maintain staying power.  At times Buffet’s portfolio has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.  Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio the better the odds of outstanding success.

The Buffett strategy integrates time and value for safety and profit.

A third tactic is using limited leveraging, tactic in the strategy boosts profit.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.   The Yale published research paper shows the leveraging methods used by Warren Buffett to amass his $50 billion fortune.  The researchers found that the returns from Buffett’s investment company, Berkshire Hathaway, far outweighed those achieved by any rival that has operated for 30 years or more.  The research shows that neither luck nor magic are involved.  Instead, the paper shows that Buffet’s success hinges on using leverage at the rate of 1.6.

To sum up the strategy, Buffet uses limited leverage to invest in large purchases of “cheap, safe, quality stocks”.   He limits leverage so he can hold on for very long periods of time, surviving rough periods where others might have been forced into a fire sale or a career shift.

Stated in another way buffet uses logic (buy good value) to have the conviction, wherewithal, and skill to invest with leverage over many decades.

What do we do when we are not Warren Buffett?

May I introduce the Purposeful Investing Course (Pi) for those who want to invest like Warren Buffet, but know they are not.  This course is based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Extending Wealth

Pi’s mission is to make it easy for anyone to create a three point strategy, like Buffett’s even though they do not have a lot of time for or knowledge about investing.

Pi reveals investing secrets and the sciences that make investing easy, safer, less time consuming and increases the chances of profit.

One secret is to invest with a purpose beyond the cash.  One tactic as mentioned is staying power.  This means not being caught short and having to sell during a period of loss.  This also means having enough faith in a strategy that we stick to the plan.  When we invest with purpose, doing what we love, we enjoy the process more and are more likely to hold on during down times, when most poor investors panic and sell.

Slow, Worry Free, Good Value Investing

Stress, worry and fear are three of an investor’s worst enemies.  They create the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market sector they choose.  The behavior gap is created by natural human responses to fear.   Pi helps create profitable strategies that avoid losses from this gap.

Spanning the Behavior Gap

Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse.

Winning investors though embrace risk because they have a plan based on good value.

Purpose is the most powerful motivator,  stronger than fear and greed, so a strategy with purpose is the most powerful of all.

Combine your needs and capabilities with good value secrets and the math to back up your value selections through the Pifolio – The Pi Model Portfolio

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories (often created by someone with vested interests) and is based entirely on good math.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my (almost) 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2: Cash flow to price

#3: Earnings to price

#4: Average dividend yield

#5: Return on equity

#6: Cash flow return.

#7: Market history

We follow this research of a brilliant mathematician and have tracked this analysis for over 20 years.    This is a complete and continual study of international major and emerging stock markets.

This analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.   This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

A country ETF provides diversification and cost efficiency by spreading one simple, even small investment into a basket of equities in a good value stock market.  The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.

Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi matches this mathematical certainty with my fifty years of experience. This opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

For example in the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.

The two conditions are in place again!  There are currently ten good value (non US) developed markets,  plus 10 good value emerging markets.

Pi shows how to easily create a diversified, worry free portfolio in some of these good value markets using Country Index ETFs.

The current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  There is so much more to write and the trends are so clear that I have created a short, but powerful report “Three Currency Patterns For 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but you’ll receive the report “Three Currency Patterns For 50% Profits or More” FREE when you subscribe to Pi.

Leverage

Pi also explains when leverage provides extra potential without undo risk.  For example in 1986 I issued a report called “The Silver Dip” that showed how to borrow 12,000 British pounds (at almost 1.6 to 1 dollars per pound the loan created US$18,600) and use the loan to buy 3835 ounces of silver at around US$4.85 an ounce.

Silver had crashed, I mean really crashed from $48 per ounce.  As prices decreased from early 1983 into 1986, total supply had fallen to 449.7 million ounces in 1986.  Mine production was restricted by the low prices at this time, with silver reaching a low for this period of $4.85 in May 1986.  Secondary recovery also was constricted by these low prices.

Then silver’s price skyrocketed to over $11 an ounce within a year.  The $18,600 loan was now worth $42,185.

The loan was in pounds and in May 1986 the dollar pound rate was 1.55 dollars per pound.  So the 12,000 pound loan purchased $18,600 of silver.  The pound then crashed to 1.40 dollars per silver.  The loan could be paid off for $13,285 immediately creating an extra $5,314 profit.  The profit grew to $47,499 in just a year.

Conditions for the silver dip have returned.  The availability of low cost loans and silver are at an all time low.  The price of silver has crashed from nearly $50 an ounce to below $14 as did shares of the iShares Silver ETF (SLV).

silver chart

(Click on chart from Google.com  (1) to enlarge.)   Imagine investing in a spike like this… with leverage!

At the same time the silver gold ratio hit 80, a strong sign to invest in precious metals.

I have updated a special report “Silver Dip 2016” about a leveraged silver speculation that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons gained through 30 years of speculating and investing in precious metals.  While working on the report, when the gold silver ratio slipped to 80 and the price of silver dropped below $14 an ounce, I knew I needed to share this immediately.

I released a new report “Silver Dip 2015” so readers were able to take advantage of these conditions and leverage 1.6 times as a speculation.  That report generated profits as high as 212% and a revised 2017 issue has been produced.

“The Silver Dip 2106”  sells for $39.95 but  you receive  “Silver Dip 2017” FREE when you subscribe to Pi.

Save

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive the $29.95 report “Three Currency Patterns For 50% Profits or More” and the $39.95 report “The Silver Dip 2017 free.

Triple Guarantee

Enroll in Pi.   Get the first monthly issue of Pi, and the report “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2016” right away.

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free purposeful investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  I guarantee you can keep “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2106” report as my thanks for trying.

You have nothing to lose except the fear.   You have the ultimate form of financial security to gain.

Subscribe to the Pi for $197.   You Save $158.95.

Gary

 

 

 

(1) http://wekivaparkway.com/

Galapagos Beach Property Raw Land for Sale


This is a paid advertisement for a Galapagos beach raw land for sale.

galapagos beach property

Galapagos beach raw land for sale. Click on images to enlarge.

Do you want to buy 816.36 square meters (8,735 square feet)  of beautiful, undeveloped beachfront raw land on San Cristobal Island, Galapagos and be fully compliant with Ecuadorean ownership regulations?

This is raw land. There is no building on the site at present.

My company is a registered Ecuadorean company and is for sale.  The company owns the land and is compliant with all local ownership regulations. Buying the company is an elegant, turnkey way of owning this prime property on the water near the center of town.

The land sits within the local municipality and in the near future should be accessible by boardwalk to the main street.

galapagos beach property

Attached is an Informe de Remedicion documenting the dimensions as well as two maps doing the same.

Documentation is held by my law firm in Quito, Paz Horowitz Abogados, and can be shared with potential buyers.  Please contact me first if you have serious interest at galapbeachfront@gmail.com

The property was sold by “La Sociedad Nacional de Galápagos C.A.” to “Companía RIDRUEJO S.A.”, on October 5th 1988 and registered with public deed No. 296.

The property was sold by “Compañía RIDRUJO S.A.” to “Shizen Del Ecuador S.A.” on June 22nd 2005, and registered with public deed No. 119.

The property is identified as Lot No. 04, block 54, sector Torre de las Iguanas, Puerto Baquerizo Moreno, San Cristobal.

The property has no liens, which certifies its validity to be sold.

Line of Fabric Certificate, containing the status of the property on the following:

i. Construction separation area is certified for 3 meters on its boundaries.

ii. The zoning of the property is described with the Code: VTB2252

iii. The maximum height for construction is of 5.70 meters.

iv. The maximum floors of the construction is of 2 floors.

v. The percentage of the property that can be used for construction is of
44.57%.

vi. The percentage of usage of the construction is of 134.01%

vii. Services available:

a. Drinking water (NO)
b. Sewage System (NO)
c. Electric (NO)
d. Telephone (YES)
e. Pavement (NO)
f. Curbs (NO)
g. Sidewalk (NO)

galapagos map

galapagos map

galapagos informe de remedicion

Email for more information to galapbeachfront@gmail.com

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence. Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent, become familiar with Ecuador before you buy.

Ecuador Exports Service

Ecuador Export Business Idea

Live anywhere – Earn in Ecuador with an export business in Ecuador.

Create an Ecuador exports business with Roberto Ribadeneira’s Ecuador Export Tour.   Merri and I have worked with Roberto for nearly twenty years exporting many products.

You can arrange an individual tour designed especially for you.

ecuador exports

Lake Quicocha near Cotacachi.

Visiting another country is great, but it is even better if you can do business while traveling!

Come to Ecuador and learn all about exports to the USA, Canada and Europe while visiting amazing places and earning money.

* You may be able to deduct part or all of this trip from your taxes.

* You can buy products to sell back home.

* You can learn about exporting from Ecuador to anywhere.

* You can even bring ideas to manufacture in Ecuador with great quality and competitive prices.

Coming to Ecuador not only won’t cost money but will make money for you.

Here is a note from Roberto Ribadeneira:

Let me share all the knowledge, contacts and products I have accumulated over decades of exporting.  Make your trip to Ecuador the beginning of a great business opportunity.

ecuador exports

Otavalo Market.  Learn about Tagua…a vegetable, sustainable, renewable ivory.

Let’s see some numbers.

ecuador exports

Tagua bracelet. Cost in Ecuador is $2.50 it is sold in the USA for at least $12.

Tagua necklace. Cost in Ecuador is $3, it is sold in the USA for at least $15.

Metal Bracelet. Cost in Ecuador is $1, it is sold in the USA for at least $10.

Shawl. Cost in Ecuador is $2.50, it is sold in the USA for at least $11.

Scarf.  Cost in Ecuador is $3.00 it is sold in the USA for at least $12.00.

ecuador exports

Alpaca Scarves.

These are just few examples of products that are inexpensive and have huge margins.  But there is also another plus; you can request specific improvements on those products.

But let’s go over some numbers and specific ideas.

1-    You want to sell a tagua bracelet to a University in Colorado, but everyone can do that, what they can’t do is sell a tagua bracelet with the University’s color. We can dye the tagua bracelet to match the University’s color, same goes for any other tagua designs and even for shawls and other textiles. If you make just $9 on each tagua bracelet and you sell 100 units, you are making $900 on 1 order.  And this is just 1 product, and this is just 1 University.  You can apply this idea to any education center in the USA.

2-    You see designs of leather products that you think could be made better, or different.  There is a niche market where you can sell them.  The manufacturers in Ecuador can make any design, on any color with major improvements over the original idea.  You can even request to put a logo and special details on the products.  We have a major company in the USA that wants our leather iPhone 6 cases, but they want them with their branding and specifications that other cases don’t have.  So we are making the leather cases exactly as they want them.  Margins on leather products are around 60% retail and 20% wholesale. Orders for medium size companies come in the hundreds, so you can make good money selling leather. Customers and myself have made thousands of dollars selling these products.

3-    Selling Roses to final customers is another amazing way of making money.  What I am doing right now is reaching to people that want to raise funds for specific projects and teaching them how to use roses for that.  On one specific program we are donating $20 to $40 on each box sold to a Water Project in Ecuador.  The response has been unbelievable, people enjoy the beauty of Roses from Ecuador but also contribute to a good cause at the same time.  Since there is no limit on quantity of flowers that you can sell, there is no limit on the number of people that you can involve in this idea.

ecuador exports

Rose Farm Processing Facility.

4-    Selling wholesale. This is the main goal for the July course that I want you to take here in Ecuador.  If you find a store, a chain, a website or any other vendor that sells unique and cool products, you are in for a great business opportunity. Their orders are in the hundreds and even thousands of units.  Margins are lower, but since you are selling more, that compensates.  The nice thing about this part of the business is that these big companies are looking for different products, so if they buy 1 from you, there is a big chance that they will buy many, many others.  Remember that our manufacturers can make the products with the customer’s specifications, so there is no restriction on design that your buyer may want.

As you can see there are many ways in which you can make money while visiting Ecuador.  That is why I have designed an Ecuador Export Course that can be especially customized for you.

We work 3 full days together learning and searching for products that you could buy.  You and I will go over ideas, product designs, web design, shopping carts, SEO and other details on how to get as many customers as you can.

ecuador exports

Leather Duffel Bags.

The course includes taking you to the manufacturers, sellers and export companies so you will have all the contact information that you need to move forward on your business.  There are dozens of manufacturers that make every type of product that you can imagine.  Most of them already work with big importers all over the world and have proved that the quality of their products is amazing.

If you would like to sell retail, I will also show you how to design a website, create products, a shopping cart, how to set up the system to charge your customers online and the basics of promoting it.

There are plenty of places to visit and ideas to explore. Among the places that you will visit while on the Export Tour are:
–    Quito
–    Otavalo
–    Peguche
–    Ibarra
–    Cotacachi
–    San Antonio de Pichincha

This is not just another course, this is THE COURSE. I don’t just teach you how to Import Products to the USA, I also work on the import-export business myself, which means that I have the experience and knowledge to give you ideas and solutions.

ecuador-exports

Jewelry is one of many Ecuador exports.

Ecuador has evolved as an export center and I have expanded my export service to create custom export tours that fit your schedule and particular desires.

I arrange for you to meet the artists, designers, creators, craftsmen, wholesalers of products that suit your business ideals and arrange visits of workshops, homes and markets.

You can learn about exports as diverse as jewelry or wood products.

Ecuador has great art exports.

ecuador-exports

There are wonderful handmade crafts like the chess set below.

ecuador-exports

This tour goes to the high Andes.

You’ll see products from Zuleta where they create handmade “green” cotton-one-of-a-kind tableware, shirts, specialty items.

Here you see them in hand sewn embroidery from the village of Zuleta. In this Andean community near us hand embroidery has been an important form of artistic expression and adornment for centuries. Andean cultures have long boasted superior textiles, far surpassing those of Europe. The weavers of the Andes could produce material with as many as five hundred two-ply woolen wefts per inch compared to one hundred in Europe.

The women of Zuleta are renowned for unique hand embroidered designs and colors. Their styles are so unique they have become a form of cultural identification.

Flowers are popular in Otavalan sweaters as well.  Plus the ladies of Intag make flowers from plant fiber.

My main exports are flowers, but we send many products and have the Ecuadorshop Logistics Service to help you become an exporter.

ecuador-exports

Roberto speaking at a seminar about how he can shop, ship and charge for Ecuador export businesses.

Here is a Ecuador export business I arranged for a tour delegate who sold to the Texas Rangers.

texas rangers badge

Texas Ranger badge.

Almost everyone has heard of the Texas Rangers.  They are the oldest law enforcement body on the North American Continent and have helped bring in many famous criminals like John Wesley Hardin and Bonnie and Clyde.

We were really tickled to hear from a delegate of the Ecuador Export tours that he had sold hundreds of embossed Ecuador leather backpacks to the Texas Rangers and that was just the first order.

Here are some of the services we offer to help you export from Ecuador to the USA.

#1:    A US company.

#2:   A continuous bond, which has to be purchased each year to be eligible to register to import with the US Customs.

#3:   A broker who has a power of attorney authorizing them to handle your imports.

#4:   A US bank account to pay US customs department when taxes and duties are due.

Plus if you are selling direct to customers and accepting credit cards, you need:

#1:   A verifiable credit history and Social Security number.

#2:  A gateway company to process the charges.

#3:   A credit card merchant account.

#4: A certified, secure  shopping cart.

#5:  An annual PCI compliance review and certification

#6:  An EIN number provided by the IRS

#7:  A sales number issued by the state of Florida.

#8: A Physical US address (PO box not allowed).

#9:  Monthly accounting system.

#10: IRS annual sales report.

We can help you organize all these steps.

Our Ecuadorshop Logistics Service provides all these services for exporters.

There are two more very special benefits.

First, our logistics service can pay manufactures in Ecuador.

Second, our service can monitor production and quality and assure timely delivery.

Many people try to export and find really great products that they sell really well.   However once they return to the US they can’t restock unless they return to Ecuador.  If they do reorder but are not present for delivery, they are at the mercy of the manufacturer… which creates a huge quality control problem.  These importers get whatever suppliers here send them.

Many don’t even try to reorder.  They don’t know how.  They don’t want to wire  money without seeing the product and being are of delivery.

Many others just have no idea or find that the income is not worth the time, effort and cost of all the red tape.

The good news is that I do not get in-between the importer and buyer either.  I set a price for my service and the importer knows his product cost.

Our service is provided for a set fee so the importer knows all costs and can price his product accordingly.

This is a great service that provides every detail for importing products into the USA.   We have used this logistics service ourselves for years.  One big benefit is that the service can send each product direct to the buyer in the USA.  We sell Ecuador roses… charge the customer and deliver the order to our logistics service.   Everything else is handled by the service.   The  tracking notice and the roses are delivered direct to the buyer.  The logistics service then charges our credit card and pays the supplier… so no money has to be wired to Ecuador.

The Ecuadorshop Logistics service makes large and medium scale Ecuador exporting possible.   Exporting can be fun and fulfilling as well as profitable.  Improved technology continually makes having your own global micro business easier if you have support.

ecuador exports

Wood Carver in San Antonio de Ibarra.

Come to Ecuador and make extra income while learning about global trade and expanding your possibilities.

Ecuador has amazing products that are unique and very affordable.  This makes them more attractive and more lucrative.  Additional to this you don’t need to make thousands of items to get a good deal. In Ecuador most products are hand made, which means that specifications and quantities match what the customer needs.

Have a great experience in Ecuador while doing business. You will learn about Ecuador, the products and the people.

In addition to help the success of your export business Gary & Merri Scott are giving each course attendee their online course “Tangled Web How to Have an Internet Business”.   This is a $299 online course that I asked the Scotts to provide to you free.

This course focuses on how to use modern technology to start and run or improve a global micro businesses… that can create valuable extra income with minimal investments of time and capital.

You learn how to start small and build with stepping stones and a harmonious focus… how to build a successful at home business via the internet using several profit generating phrases at Google.

You gain the secrets of how you can use words to create your own global income… whether you travel or stay at home.

The course shares how to create a website and utilizes the first four of “Seven Ps”  (Person, Problem and Promise, Product) to zero in on key word phrases.  Then you learn how to use the Fifth P Promise to develop new customers. The Sixth P is the Prospecting Path and Seventh P is the Presentation to create income.

You can gain all the facts on how to use the seven Ps to create internet sales.  The internet can support your Ecuador Export business.

ecuador exports

New Super Highway Quito Airport to Cotacachi.

Food, accommodations and travel to and from Quito Ecuador are not included.  Travel on the tour is included.

This is a three day customized tour.  We fine tune the schedule depending on what you would like to see more as you may have more interest in certain products.  We make adjustments based on your business needs so the tour will be most beneficial to you.

Here is a typical three day tour

Day One:  Leave from Quito to Cotacachi at 09:00.  Start at 12:00 in Cotacachi, visit to leather town to see what products you can make in leather. We visit suppliers and manufacturers for ideas on what you can buy or have made.

Lunch break 14:00 – 15:00.

16:00 – Go to San Antonio de Ibarra to see wood products, meet manufacturers and review designs that can be exported from Ecuador.  Visit ends at 18:00.

Day Two:  Start at 10:00 after breakfast at the hotel.  Visit Otavalo for Tagua and textiles.  Visit see manufacturers, review products on what can be purchased or made. See how to develop personal labels. Find volume discounts etc.   Meet with supplier for new products to make, high-end tagua items, new products of bamboo, baby blankets, baby products, Christmas products. Products made of Alpaca, specific designs.

Lunch break 13:00

14:00 – Talk to cargo agency, see packing, costs, how to ship, taxes, etc.  15:00 – Visit manufacturer for sweaters, shawls, and other textiles, he can make specific designs for you.  17:00: Create a website, a shopping cart, manage logistic, storage and shipping cost with FedEx or Mail Service.

Day Three.  Starts at 10:00 after breakfast at the hotel.

Visit Otavalo Market, fair day. See all the products available, purchase items for business, talk to all the vendors, see different products, low cost textiles, low cost jewelry, ponchos, sweaters, shawls, products for under $2 a piece.

12:00 – Tagua, jewelry, what designs you can make, cost of personalized items. Jewelry store for Tagua products, they create designs for inexpensive tagua jewelry.

13:00 – 14:00 lunch.  15:00, see rugs, alpaca products, honey products, flowers, etc.  End at 18:00

Individual Export tour for one $799

Individual Export Tour couple $999

“Tangled Web How to Have an Internet Business” will be emailed to you when you enroll.

Ocean View Lots, 22,000 Sq. Ft. $169K – Gorgeous Land! Across the street from the beach.


Paid Advertisement

Ocean View Lots, 22,000 Square Ft. $169K – Gorgeous Land! Across the street from the beach.

Asking Price:
$169,000 – $175,000 USD

This is a “first notice” announcement on an incredible offer for very large lots of pristine raw land in Puerto Cayo, Ecuador that sits across the street from the beach with a 180 degree panorama of the ocean. Literally, the whales can be seen off the coast from this piece of land.

Here is a great shot of a panorama of the land:
https://dl.dropboxusercontent.com/u/3427932/IMG_2223.jpg

Also, some more photos:
IMG_2221-small IMG_2222-small

PLEASE NOTE: Only 4 of the 6 lots are still available. See image map below for availability. One lot is already beginning construction. It sits perfectly located on the ridge just across from the beach leaving the owners with amazing ocean views and a vertical advantage from the ocean. Directly across from the land is city zoned public beach access with both expat and local neighbors right by.

soldlots-small

At 22,000 Square feet, these lots offer owners the option of building not only their own dream home but selling portions of the lot in the future or even developing it for rental space.

Whether looking to build a personal home, invest or develop, we can’t emphasize enough how much we like this offer. The property has already been cleared. We are a full construction and development agency so feel free to discuss construction options and ideas with us. For these lots specifically, we have pre-designed home models as well. Regardless of if you work with us, we can help you with answers surrounding requirements, costs, etc.

A little about Puerto Cayo:
Cayo offers a small town community sense of safety and lets you be about as busy as you choose to. We don’t even have traffic lights here in Cayo. We have a small local grocery store, an abundant fresh produce market and numerous restaurants. Cayo does have a 24/7 medical clinic for anything typical. All in all, anything you need is offered locally. If for some reason you find something specific you need that is not available, it’s a gorgeous and quick drive up the coast to Manta.

The community and people of Puerto Cayo are absolutely wonderful. It’s truly a community that has left us feeling welcomed since we moved here personally. Aside from also owning our own organic farm here, we are involved directly in community relations and helping to just brake ground on Cayo’s first animal rescue center.

As always, we are here to help with even your general issues or questions around Ecuador. Whether it’s for visa services, residency, investment or even travel related, we are happy to help and have dealt with it. We are a family operated business and if we don’t know the answer personally, we’ll help ensure you find the right place to get it.

You might even have caught our House Hunters episode.
http://www.amazon.com/Puerto-Cayo-Paradise/dp/B00B3DZIW8

Here are some shots to help you get a sense of Puerto Cayo and the community in general.

Cayo in general:

Shot off bluff above town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0143.jpg

Shot off bluff looking at town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0144.jpg

Fisihing boats on the beach in town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0184.jpg

Boardwalk in-town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0185.jpg

Shot of Flamingos off the beach:
https://dl.dropboxusercontent.com/u/3427932/flamingos2.jpg

We are so happy to have you join us as neighbors in the community and look forward to more great times to come.

Sincerely,
Sean Kelly
PuertoCayo.com Family owned and operated Realty & Development
From the USA: (310) 584 – 7221
From within Ecuador: 0994-436-094

family-pic

 

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence. Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent, become familiar with Ecuador before you buy.

Protect Your Wealth With Value

Investing Beyond the Boom

Warren Buffet once warned against the Cinderella effect.

He said “Don’t be fooled by that Cinderella feeling you get from great returns.  Nothing sedates rationality like large doses of effortless money.  After a heady experience of that kind, normally sensible people drift into behavior akin to that of Cinderella at the ball.  They know the party must end but nevertheless hate to miss a single minute of what is one helluva party.  Therefore, the giddy participants all plan to leave just seconds before midnight. There’s a problem, though: They are dancing in a room in which the clocks have no hands.”

Cinderella may have lost a shoe when she fled the party to meet a midnight curfew.  We can lose much more when we rush from a crashing stock market.

Most investors face emotional dangers that build in rising markets.

Almost everyone feels good.

But the clock of economic reckoning is ticking.

No wants to see it.  Nothing rises forever and especially… not everything at the same time.

Yet no one wants to leave the party until the end.

But many edge closer to the door.

When the clock chimes there could be a stampede even though leaving in a hurry may be the worst way to go.

Here are seven steps that can help avoid this risk.

  • Choose investments based on markets instead of shares.
  • Diversify based on value.
  • Rely on financial information rather than economic news.
  • Keep investing simple.
  • Keep investing costs low.
  • Trade as little as possible.
  • Make the decision process during panics automatic.

One strategy is to invest in country ETFs that easily provide diversified, risk-controlled investments in countries with stock markets of good value.  These ETFs provide an easy, simple and effective approach to zeroing in on value.  Little management and less guesswork is required.  The expense ratios for most ETFs are lower than those of the average mutual funds.  Plus a single country ETF provides diversification equal to investing in dozens, even hundreds of shares.

A minimum of knowledge, time, management or guesswork are required.

The importance of…

easy…

transparent…

and inexpensive. 

Keeping investing simple is one of the most valuable, but least looked at, ways to avoid disaster.  Simple and easy investing saves time.  How much is your time worth?  Simple investing costs less and avoids fast decisions during stressful times in complex situations where we are most likely to get it wrong.

Fear, regret and greed are an investor’s chief problem.  Human nature causes  investors to sell winners too soon, and hold losers too long.

Easy to use, low cost, mathematically based habits and routines help protect against negative emotions and impulse investing.

Take control of your investing.  Make decisions based on data and discipline, not gut feelings.  The Purposeful investing Course (Pi) teaches math based, low cost ways to diversify in good value markets and in ETFs  that cover these markets.  This course is based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Repeated Wealth With Pi

Pi’s mission is to make it easy for anyone to have a strategy and tactics that continually maintain safety and turn market turmoil into extra profit.

One secret is to invest with a purpose beyond the immediate returns.  This helps create faith in a strategy that adds stickiness to the plan.

Another tactic is to invest with enough staying power so you’re never caught short.

Never have to sell depressed assets during periods of loss.

Lessons from Pi are based on the creation and management of Model Portfolios, called Pifolios.

The success of Pifolios is based on ignoring economic news (often created by someone with vested interests) and using financial math that reveals deeper economic truths.

One Pifolio covers all the good value developed markets.  Another covers the emerging good value markets.

The Pifolio analysis begins with a continual research of 46 major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return.

#7:  Market history

This is a complete and continual study of almost all the developed major and emerging stock markets.

This mathematical analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.

This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

Learn how to invest like a pro from the inside out.

At the beginning of 2019 my personal Pifolio is based on select ETFs in the Keppler Developed and Emerging markets.  My Pifolio is invested in Country ETFs that cover seven developed and three emerging markets:

Norway
Australia
Hong Kong
Germany
Japan
Singapore
United Kingdom
Taiwan
South Korea
China

Don’t give up profit to gain ease and safety!

Regardless of economic news, these markets represent good value and have been chosen based on four pillars of valuation.

  • Absolute Valuation
  • Relative Valuation
  • Current versus Historic Valuation
  • Current Relative versus Relative Historic Valuation

When you subscribe to Pi, you immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip 2019” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Silver Dip Strategy with platinum.   The “Silver Dip 2019” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip 2019” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

This year I celebrated my 51st anniversary of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

Use time not timing.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

A 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2019” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

 

 

 

 

Ecuador Beachfront!! – 3K SqFt Furnished Villa Gated Community $305K


Paid Advertisement

Please note: We just had the only other beachfront villa in Delfin Villas go up for sale. This is a big deal.  Original developers live on-site in the community.

Delfin Villas is an intimate gated community of only seven luxury villas on the beach in walking distance to town.

Untitled-2

Here are the floor by floor renderings:
* First floor: https://dl.dropboxusercontent.com/u/3427932/PB%20casa%202.png
* Second Floor: https://dl.dropboxusercontent.com/u/3427932/P2%20casa%202.png
* Third floor: https://dl.dropboxusercontent.com/u/3427932/P3%20casa%202.png

You can see it on the map here:
http://screencast.com/t/jV6mseof

The villa rents on a yearly basis at $1,800 per/month and on a vacation basis at the following:
$125 per/night
$750 per/week
$2,500 per/month

Here are also some general shots of ours which is next door to give you an idea.
https://www.evernote.com/l/AARXuv-tektGi4Dwiik36KLMvDLRs7uYO00

Notes on Delfin Villas:
– Intimate Beachfront community of only seven homes
– All homes are brand-new and fully modern
– 180 degree ocean panorama view from all floors
– 360 degree rooftop views
– 2,400 sq. ft homes
– 40G electric water heaters
– Fully pressurized water system
– Tempered glass bathrooms
– walk-in closets
– Dual clam dish sinks and oversized tubs
– 4 full bathrooms
– Granite countertops
– Porcelain tiling
– Generator connection ready
– Pre-wired for digital cable and internet in all rooms
– Master bedroom walk-in closets
– City water connections
– Subterranean connections

The villa being furnished means it already includes:
It is currently being rented so contains all items necessary to serve as a daily home.
– AC units
– Appliances (gas stove, oven, fridge)
– Furniture
– Custom made beds
– Linens, towels
– washer/dryer
– DirectTV is installed and working
– Internet installed, working on all floors

Untitled-1 Untitled-3

This is an already incoming-producing property. It currently has vacation rentals booked until April and then in May, there is a one-year rental that is already booked. This could be considered beneficial if the villa is not intended to be your full time home.

Along with living in the community, we manage the HOA ($170 per/month) and provide property management for some of the homes. My wife and I have an organic farm here, work with the Puerto Cayo community and are proud to have just broken ground on the first animal rescue center here.

The original Delfin Villas website can be seen here:
http://www.delfinvillas.com/

Here are some images to give you a sense of cayo:

Shot off bluff above town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0143.jpg

Shot off bluff looking at town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0144.jpg

Fisihing boats on the beach in town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0184.jpg

Boardwalk in-town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0185.jpg

Shot of Flamingos off the beach: (taken right in front of the villas)
https://dl.dropboxusercontent.com/u/3427932/flamingos2.jpg

At this point, we’ve dealt with pretty much everything so feel free to bend the ear even around general questions about Ecuador.

Sincerely,
Sean Kelly
PuertoCayo.com Family owned and operated Realty & Development
From the USA: (310) 584 – 7221
From within Ecuador: 0994-436-094

family-pic

 

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence. Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent, become familiar with Ecuador before you buy.

Protect Your Wealth With Value

Investing Beyond the Boom

Warren Buffet once warned against the Cinderella effect.

He said “Don’t be fooled by that Cinderella feeling you get from great returns.  Nothing sedates rationality like large doses of effortless money.  After a heady experience of that kind, normally sensible people drift into behavior akin to that of Cinderella at the ball.  They know the party must end but nevertheless hate to miss a single minute of what is one helluva party.  Therefore, the giddy participants all plan to leave just seconds before midnight. There’s a problem, though: They are dancing in a room in which the clocks have no hands.”

Cinderella may have lost a shoe when she fled the party to meet a midnight curfew.  We can lose much more when we rush from a crashing stock market.

Most investors face emotional dangers that build in rising markets.

Almost everyone feels good.

But the clock of economic reckoning is ticking.

No wants to see it.  Nothing rises forever and especially… not everything at the same time.

Yet no one wants to leave the party until the end.

But many edge closer to the door.

When the clock chimes there could be a stampede even though leaving in a hurry may be the worst way to go.

Here are seven steps that can help avoid this risk.

  • Choose investments based on markets instead of shares.
  • Diversify based on value.
  • Rely on financial information rather than economic news.
  • Keep investing simple.
  • Keep investing costs low.
  • Trade as little as possible.
  • Make the decision process during panics automatic.

One strategy is to invest in country ETFs that easily provide diversified, risk-controlled investments in countries with stock markets of good value.  These ETFs provide an easy, simple and effective approach to zeroing in on value.  Little management and less guesswork is required.  The expense ratios for most ETFs are lower than those of the average mutual funds.  Plus a single country ETF provides diversification equal to investing in dozens, even hundreds of shares.

A minimum of knowledge, time, management or guesswork are required.

The importance of…

easy…

transparent…

and inexpensive. 

Keeping investing simple is one of the most valuable, but least looked at, ways to avoid disaster.  Simple and easy investing saves time.  How much is your time worth?  Simple investing costs less and avoids fast decisions during stressful times in complex situations where we are most likely to get it wrong.

Fear, regret and greed are an investor’s chief problem.  Human nature causes  investors to sell winners too soon, and hold losers too long.

Easy to use, low cost, mathematically based habits and routines help protect against negative emotions and impulse investing.

Take control of your investing.  Make decisions based on data and discipline, not gut feelings.  The Purposeful investing Course (Pi) teaches math based, low cost ways to diversify in good value markets and in ETFs  that cover these markets.  This course is based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Repeated Wealth With Pi

Pi’s mission is to make it easy for anyone to have a strategy and tactics that continually maintain safety and turn market turmoil into extra profit.

One secret is to invest with a purpose beyond the immediate returns.  This helps create faith in a strategy that adds stickiness to the plan.

Another tactic is to invest with enough staying power so you’re never caught short.

Never have to sell depressed assets during periods of loss.

Lessons from Pi are based on the creation and management of Model Portfolios, called Pifolios.

The success of Pifolios is based on ignoring economic news (often created by someone with vested interests) and using financial math that reveals deeper economic truths.

One Pifolio covers all the good value developed markets.  Another covers the emerging good value markets.

The Pifolio analysis begins with a continual research of 46 major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return.

#7:  Market history

This is a complete and continual study of almost all the developed major and emerging stock markets.

This mathematical analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.

This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

Learn how to invest like a pro from the inside out.

At the beginning of 2019 my personal Pifolio is based on select ETFs in the Keppler Developed and Emerging markets.  My Pifolio is invested in Country ETFs that cover seven developed and three emerging markets:

Norway
Australia
Hong Kong
Germany
Japan
Singapore
United Kingdom
Taiwan
South Korea
China

Don’t give up profit to gain ease and safety!

Regardless of economic news, these markets represent good value and have been chosen based on four pillars of valuation.

  • Absolute Valuation
  • Relative Valuation
  • Current versus Historic Valuation
  • Current Relative versus Relative Historic Valuation

When you subscribe to Pi, you immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip 2019” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Silver Dip Strategy with platinum.   The “Silver Dip 2019” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip 2019” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

This year I celebrated my 51st anniversary of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

Use time not timing.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

A 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2019” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

 

 

 

 

Amazing Deal on Ocean-View Land in Puerto Cayo, Ecuador


See how to find good value in Small town USA and Ecuador.

First, here is a paid advertisement:

This is a “first notice” announcement on an incredible offer for raw land in Puerto Cayo, Ecuador.

The land is 1.4 Hectares (150,000 square feet or 3.5 acres). It sits perfectly located on the ridge just across from the beach leaving the owners with amazing ocean views and a vertical advantage from the ocean. Directly across from the land is city zoned public beach access with both expat and local neighbors right by.

The owner is currently offering to sell the land as six (6) individual lots of 22,000 square feet each with measurements of 100 ft x 250 ft. Each lot is being offered for only $169,000.

Yes, that’s 22,000 square feet of ocean view property located in walking distance from town for only $169,000.

As a note; alternatively the owner will accept $700,000 for the whole property.

Whether looking to build a personal home, invest or develop, we can’t emphasize enough how much we like this offer. The property has already been cleared. We are a full construction and development agency so feel free to discuss construction options and ideas with us. Regardless of if you work with us, we can help you with answers surrounding requirements, costs, etc.

IMG_0546-small IMG_0547-small IMG_0548-small

A little about Puerto Cayo:
Cayo offers a small town community sense of safety and lets you be about as busy as you choose to. We don’t even have traffic lights here in Cayo. We have a small local grocery store, an abundant fresh produce market and numerous restaurants. Cayo does have a 24/7 medical clinic for anything typical. All in all, anything you need is offered locally. If for some reason you find something specific you need that is not available, it’s a gorgeous and quick drive up the coast to Manta.

The community and people of Puerto Cayo are absolutely wonderful. It’s truly a community that has left us feeling welcomed since we moved here personally. Aside from also owning our own organic farm here, we are involved directly in community relations and helping to just brake ground on Cayo’s first animal rescue center.

IMG_0144

Cayo in general:

Shot off bluff above town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0143.jpg

Fishing boats on the beach in town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0184.jpg

Boardwalk in-town:
https://dl.dropboxusercontent.com/u/3427932/IMG_0185.jpg

Shot of Flamingos off the beach:
(Taken almost directly in front of the beach where the land is located)
https://dl.dropboxusercontent.com/u/3427932/flamingos2.jpg

As always, we are here to help with even your general issues or questions around Ecuador. Whether it’s for visa services, residency, investment or even travel related, we are happy to help and have dealt with it. We are a family operated business and if we don’t know the answer personally, we’ll help ensure you find the right place to get it.

We are so happy to have you join us as neighbors in the community and look forward to more great times to come.

contactus

Sincerely,
The PuertoCayo.com family!
email: Sean@puertocayo.com
Phone: (310) 584 − 7221
EC #: +0994436094

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We DO NOT investigate properties when they are advertised so be sure to complete your due diligence. Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent, become familiar with Ecuador before you buy.

Home Sweet Home in Small Town USA

There is a great story about how to earn through positive environmental activity at the New York Times website about Sweet Home Oregon and second growth logging (1).

I grew up in Portland… had many loggers in the family and recall those huge trucks with about 3 logs to fill them barreling down and out of Mt. Hood. Zig Zag, Clear Lake, Little Crater Lake, Frog Lake, Frying Pan Lake around Mt. Hood and the Coastal Range were our stomping grounds as teenagers.

logging truck

Oregon Logging truck circa 1970.

The New York Times article explains how in Sweet Home, Oregon and East Linn County, two hours south of Portland, one in five families earns less than the federal poverty threshold. In 2012 Oregon had the nation’s highest percentage of residents receiving federal food stamp assistance, according to the census.

A federal study found that from 2011 to 2013, more than 15 percent of Oregon families were sometimes uncertain about getting enough to eat.

Sweet Home Oregon’s economy was based on the fact that in the late 1980s, the Willamette National Forest produced more wood than any other national forest in the country.

Change reduced the timber harvest on federal land in Oregon, Technology reduced the need for manual labor and essentially ended the logging industry in Sweet Home.

Yet there is opportunity in this change.

The national forest is still a huge resource that attracts hikers and cyclists. Turnarounds have happened in other similar towns. Merri and I have observed this in our area. Damascus, Virginia is one example, just down the mountain from our North Carolina farm.  It was a train stop in the 1920s and thrived on logging and mining.

After nearly crumbling it is now an active, prosperous small town as a trailhead for hiking the Appalachian Trail and cycling the 34 mile long Virginia Creeper bike path.

virginia creeper trail

Our daughter Eleanor with Merri and me riding the Virginia Creeper Trail.

New Potential in Forests

The old, blue-collar economy is gone, but the forest and natural resources create a new opportunity.

Sweet Home for example has a project built upon academics, local, state and federal representatives and grants to tap the riches of the forest new ways.

Look for opportunity in change.  This site has looked at Ecuador and Small Town USA as two great areas of opportunities.

Here are several ways to tap into this new wave of business.

#1: Gain value added. This is the era when small and flexible are beautiful. Modern community technology makes it possible for even micro businesses to virtually integrate. (I’ll give you a specifics in a moment.)

#2: Invest in real estate. Property value is high in these areas where it is currently perceived to be depressed. You can get incredible bargains.

#3: Invest in alternative power and sustainability. The demand for fresh water…living trees… clean soil… clean air will grow.

#4: Invest in natural health. The current social economic lifestyle is flawed. The acquisition of stuff creates too much work…leading to too much stress…with too little time…and poor nutrition…leading to pharmaceutical and surgical intervention. This intervention costs too much and is not a pleasant, effective approach that optimizes maximum human efficiency.

#5: Invest in efficiency. Ashe County and four others around us have the highest percentage of residential fiber optics connectivity in the USA. We can have 50 mbs broadband, no commute, low property tax and affordable costs of living.

Based on this belief, I have been working on a plan at our farm in North Carolina building homes from local sustainable timber.

We are turning dead wood, like this poplar log, into a value added product.

portable mill

This poplar sitting right behind our house died a few years ago and dropped branches on the house all winter. Last spring we trimmed off the branches and last week a bad winter storm brought it down…we cut it in three pieces and dragged them to one of our fields.

We set up portable mills in the summer and cut over a thousand board feet of nice poplar planks.

We used this wood to renovate and expand the rental units we own.

sustaibable timber

One of the cabins we built from dead wood.

Whether you are thinking to move out of or into the USA, think small town.  Living can be better and values are fantastic.

Gary

If you are interested in having a full time home or weekend cabin in a small town USA forest, click here.

(1) New York Times “Sweet Home Logging – Second Growth”

Cuenca Ecuador Private Riverfront Wooded Estate


Advertisement

Private Riverfront Wooded Estate located in Cuenca Ecuador

cuenca ecuador estate

Villa Encantada 
 (Click on image to enlarge)

This custom enchanted villa located only minutes from downtown Cuenca Ecuador is nestled among a grove of mature trees along the beautiful Tomebamba River. 

This peaceful, secure setting boasts a completely renovated 4 bedroom home including state-of-the-art electrical, plumbing, and ultra-modern amenities such as floor based radiant heating, remote control lighting, high-tech security, and the finest German kitchen hardware. 

Almost 7000 square feet of luxurious living space is perfectly set on over an acre of lush landscaped gardens.

Cuenca Ecuador Estate

This one of a kind property includes:

• 4 bedrooms

• 5 ½ baths

• Detached guest house with cast iron pot belly stove, bedroom, full bath and kitchen

• Home Theater with seating for 7

• Gymnasium with sauna and steam

• Outdoor kitchen with built-in stainless steel gas barbeque and wood fired brick oven with gas starter

• Designer Kitchen with Wolf range and GE Monogram stainless steel appliances

• Pantry

• Dining room

• Living room

• Secondary kitchen

• Skylights in the living room, sun room, greenhouse and master bath and bedroom for passive solar heating

• Two custom stone fireplaces

• Laundry

• Music room (originally employee quarters)

• Automatic gated entry

• Israeli alarm system

• Apple, pear, lemon, avocado and fig trees as well as grapes and blackberries

• Fenced vegetable garden

• Automatic irrigation system

• Rainwater collection system with cistern

• Triple water treatment system with cistern (sediment filter, activated carbon and an ozone generator)

• Two car garage

• Garden shed

• Workshop which is plumbed and wired for a studio with bath and kitchen

Cuenca Ecuador Estate

Master Bedroom 


Privately located on the second floor, this spacious suite features two walk-in closets, a stone fireplace with gas starter, hardwood floors, and a grand master bath complete with skylight crowned shower, heated towel rack, double sinks and radiant floor heating.

Office

A spacious office including custom built-in desks, bookshelves, and abundant storage. The built-ins are modular allowing them to be easily removed making way for a comfortable bedroom with ensuite full bath.

Cuenca Ecuador Estate

Guest Bedroom

Accommodate your visitors in this quiet room that features it’s own bathroom with oversized bathtub.

Library

This lovely room is drenched in natural light from windows facing the lovely garden area. The custom built-in bookshelves are perfect for your literary collection. 

Meditation room 
.  A tranquil spacious area to practice yoga, meditation, or relaxation. It was originally the office and can be used as such again with no modifications.

Cuenca Ecuador Estate

Living Room

This magnificent salon features beamed vaulted ceilings, two large insulated glass skylights, and a floor to ceiling stone fireplace that dramatically transforms the picturesque environment. With the flick of a switch, the Japanese fountain flows with the relaxing sound of water passing through a Bonzai forest. The professionally designed lighting and Bose stereo system allow you to create the perfect atmosphere based on your mood. Whether you are having a very large event, or a small intimate gathering, you will be able to easily achieve the ideal ambiance. The adjacent dining room and expansive covered garden veranda add to the flow of this spacious room offering views of the beautiful outdoor landscape.

Cuenca Ecuador Estate

Dining Room 



Open to both the living room and gourmet kitchen with the versatility of formal or casual dining.

Cuenca Ecuador Estate

Kitchen

What is truly the heart of any home, this gourmet kitchen is a wonder of modern culinary magnificence. Featuring an overabundance of naturally lit Corian counter space, your food preparation has never been this enjoyable. The glass block island centerpiece has its own sink complete with disposal. The Wolf stainless steel gas stove and oven are perfectly placed for your cooking convenience. This ultimate kitchen offers two garbage disposals, dishwasher, German Blum hardware, built-in compost collector, double commercial style sink with brushed steel stainless sprayer faucets. The oversized pantry has loads of custom storage and space for a second refrigerator or freezer.

Cuenca Ecuador Estate

Sunroom

Recognizing that most of the time when having guests over, everyone congregates in the kitchen, this space was designed to allow for your guests to mingle during meal preparation and looks out into the flowering perimeter of the property.

Cuenca Ecuador Estate

Theater

A world of its own, this plush screening room seats seven to share a movie night or sporting event. The custom built seating and remote controlled lighting make this the perfect venue for all of your home entertainment needs.

Cuenca Ecuador Estate

Gym

Stay in shape in this well-appointed home gym that includes rubber flooring and a custom built-in sauna that seats up to 8.

Cuenca Ecuador Estate

Cabana/Guest House



This standalone charming cottage offers total privacy to your visiting guests. A full kitchen, full bath, dining area, and living room allow your friends and family to escape in cozy comfort. The quaint wood burning stove heats up the whole cabana on those cool nights. It has its own electric meter in case you desire to use it as a rental unit.

Bodega/Garden Shed 


The perfect storage room to all of your gardening supplies dry and secure. 

Workshop 

Originally designed as a caretaker’s cottage, this structure is a “Do It Your Selfer’s” dream and has all the rough-in plumbing and electrical needed to convert it into a living space.

Cuenca Ecuador Estate

Garden/Yard

A fenced in garden area that could easily produce enough food to feed a family of four comes complete with its own compost area. 
An electronically controlled irrigation system ensures that everything will be watered automatically. 

Fruit trees include avocado, lemon, fig, pear, and blackberry. The majestic native trees include Fresno, Jacaranda, Red Bottlebrush, Arupo, Acacia, and others. 

The forest of Eucalyptus buffers the riverside sheltering the entire property offering protection to the small flock of Alpaca, chickens, and other livestock you may desire. 

A working wishing well welcomes your guests with a magical charm. An ivy covered gazebo is the perfect place to sit in the garden and listen to the nearby rushing river.

Cuenca Ecuador Estate

Garage 



The detached two car garage houses the electrical equipment room which includes a dual fuel generator capable of powering the entire property, water treatment center, and gas cylinder storage. A jasmine bordered covered walkway connecting to the main house ensures that you

Features – Amenities

•    Furnished
•    Appliances
•    Pet Friendly
•    Maid’s Quarters
•    Laundry Room

•    Studio Room
•    Gym/Spa
•    Patio
•    Cable TV
•    Mountain View

•    24 Hour Security
•    High Speed Internet
•    3 Sources Of Water On The Property’
•    Organic Garden

Asking Price: $1,100,000 USD

For further information or to schedule a showing, contact:
Stephen Milden
Stephen at cuencaliving dot com
1-305-921-9375 USA

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence.  Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent, become familiar with Ecuador before you buy.

Learn Spanish in Three Days ONLINE

The “Learn Spanish in Three Day Course” is now available online.

Learn Spanish in a day, or a week, month or any time frame that works for you.

I’m Gary Scott.  Over fifty years ago I started a business that has helped hundreds of thousands of subscribers learn about investing in Hong Kong (1960s and 1970s), Switzerland, London, Isle of Man (1970s and 1980s) and across Europe.  In the 1990s we took investors to Panama, Mexico and Ecuador.  That’s when we realized an incredible need for an easy way to learn Spanish.

See below how my wife Merri was able to create a program that allowed students to be speaking and understanding Spanish in just three days.

Thousands of subscribers have learned Spanish at our three day Super Spanish course.  These courses have been taught across the US, in Canada, Panama, Mexico, Ecuador, Uruguay and Spain.

spanish

A Super Spanish course in Florida.

Read below to see how and why we are now offering our Super Spanish course ONLINE for the first time.

Speaking Spanish as a second language has huge benefits.

You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak English at all.

You become one of a leading few when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says (bolds are mine): “Learning a foreign language is more than just a boost to your CV or handy for traveling. 

It will make you smarter, more decisive and even better at English. 

Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

You may choose to take more time using the ONLINE course to learn Spanish, but thousands of our readers have learned to speak Spanish in only three days at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

A special method of learning (called Super Learning) was created and refined by the Bulgarian educational master, Georgi Lozanov.   Lozanov transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

My wife Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 1970s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from students who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music to create Relaxed Concentration in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  

Merri was among just a few who learned directly from Lozanov.

gary scott super thinking session

Super Spanish relaxed concentration session.

You gain six valuable ONLINE Relaxed Concentration sessions in the online course that is delivered via the internet.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know.   This eliminates the need to memorize 99% of Spanish words.

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.   The normal three day course fee is $499 ($749 for a couple).

The ONLINE course is available at the highly reduced price of $79.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Young or Old

Most Super Spanish students are all ages ,

Gary-scott-spanish-course

Super Spanish students at this course ranged from nine to over eighty years old.

Become a Spanish translator!

The wife of one couple who attended explained how after just three days her husband ended up as an accidental translator.

She wrote:  Gary,  I have sent Merri a couple of messages, and  a story of Mike being able to translate yesterday for a Spanish person  who couldn’t understand what a man was trying to tell him!

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

The video below shows a super fast way to gain the basics so you can communicate in Spanish in just three days.

Gary-scott-super-spanish

Click here for FREE Super Spanish video.

Still can’t believe you can learn Spanish in a short time?

You have nothing to lose but to try.

The ONLINE Super Spanish course has our, full satisfaction or money back, guarantee. 

Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

Las Olas Penthouse, Manta – $749K – 9,100ft2


Paid advertisement from Sean Kelly.

What can I say…this Penthouse is INCREDIBLE!!

4282534565_b0aa25ab01_z

For a full set of images click here:
https://www.evernote.com/shard/s4/sh/0be601cb-2413-4f0d-8776-1803270243e3/2d7fc9cea478fd10f6a61faf867440a9

Words can simply not describe how beautiful this place is, but I will give it my best try. The Penthouse at Las Olas is one of the best in the city of Manta, and certainly one of the best on Murcielago Beach! Completed in 2011, it was built by one of the most respected builders in the area and it was done to American standards. Built as the owners personal family vacation destination, nothing was spared in it’s design. At 845m2 or almost 9,100sqft this Penthouse is the largest in the entire city of Manta!

Encompassing the top 11th and 12th floors you can get an idea as to just how large this unit is! It boasts 4 bedrooms and 5 bathrooms. It also has separate maid’s area with washer/dryer hookups, separate utility sink and a full bathroom. It is being sold unfurnished so it is a blank canvas ready for you to create your very own masterpiece!

This Penthouse is magnificent in every way. There is granite and upgraded tile wall to wall throughout the entire home as well as the balconies on both levels. The living room area is very large and the bedrooms are ample in size with plenty of room for whatever you need. The chef’s kitchen is one of those kitchens that people dream of complete with stainless steel major appliances and granite counter-tops. Even if you don’t like to cook, you will want to learn!

The main living level boasts large balconies with 180degree views front and back. The living room has large sliding glass doors that open the entire area to the incredible views and the cool ocean breezes. The master bedroom has a large custom walk in closet with double vanity master bathroom complete with jacuzzi tub and multi-jet shower! The view from the master bedroom is nothing short of spectacular with floor to ceiling windows!

IMG_2792 (Large)

IMG_2802 (Large)

For a full set of images click here:
https://www.evernote.com/shard/s4/sh/0be601cb-2413-4f0d-8776-1803270243e3/2d7fc9cea478fd10f6a61faf867440a9

The upper level is a sight to be seen! It has a full walk-around 360 degree view of the Pacific Ocean and entire city of Manta with the mountains in the background. Complete with it’s own granite topped bar and sink it is perfect for cocktail parties and entertaining!

The entrance to the Penthouse is secured by elevator key lock and opens directly into your home. The building has 24hr manned security at the front entrance as well as at the private beach entrance. The building is also located in a private gated neighborhood with 24hr security. The guards and maintenance crew are very personable and are always there to help you in any way they can. They will even be happy to carry your groceries for you!

The building itself offers infinity pool with jacuzzi, pool bathrooms, fitness room with gym equipment, and two covered parking spots right upfront reserved for your Penthouse.

IMG_2753 (Large)

For a full set of images click here:
https://www.evernote.com/shard/s4/sh/0be601cb-2413-4f0d-8776-1803270243e3/2d7fc9cea478fd10f6a61faf867440a9

I have personally lived in this building so I can testify as to how wonderful it truly is. The location is one of the best with very little foot traffic so it is the perfect location to kick back in style and relax without the crowds. If you do fancy a venture to the public area of Murcielgo Beach,complete with shops and restaurants, it is only a short walk down the beach. Plus, and this was one of my favorite things about living here, during the whale season you can actually sit on your balcony and watch the whales jumping just offshore!

To sum up everything, there is nothing else on the market that even comes close to the penthouse at Las Olas! If you are looking for the best of the best, you just found it! Priced to sell at only $749,000 this is truly a remarkable deal. Anything even close to this back in the states would be 7 figures easily! Call today to grab this gorgeous penthouse before someone else takes advantage of it!

For a full set of images click here:
https://www.evernote.com/shard/s4/sh/0be601cb-2413-4f0d-8776-1803270243e3/2d7fc9cea478fd10f6a61faf867440a9

contactus

Sincerely,
The PuertoCayo.com family!
email: Sean@puertocayo.com
Phone: (310) 584 − 7221
EC #: +0994436094

dandsean2

Also, don’t forget some of our other current properties!

1) Major Markdown on Fantastic home in PuertoCayo

garyscottbannerThis was a fantastic deal to begin with and now the with the owner recently marking this home down to $165,000, it’s a sin to pass this up. Our recommendation is to put $5,000 into the home upon purchase and use it either to live in and rent the bottom floor or have a double-rental that could net as much as $4,000 per/month.

Click here to view this property >>

 

 

2) Beachfront 4-Bed, 4.5B home that is fully furnished!!!

balcony-viewThis home has absolutely everything you could want. In fact it’s more than we can list here so be sure to see the full listing. It’s currently generating $1,000 per/month in revenue for the owner and could easily be marked up to $1,500 or even $3,500 if doing vacation rentals. Interested in just using it to live in, then sit back and relax because it’s move in ready, complete with washer/dryer, linens and dishes. This is a low-cost and no-hassle diamond of a home.

Click here to view this property >>

contactus

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence.  Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent, become familiar with Ecuador before you buy.

Join Gary & Merri Scott. Learn Spanish this July.

Learn Spanish in Three Days ONLINE

The “Learn Spanish in Three Day Course” is now available online.

Learn Spanish in a day, or a week, month or any time frame that works for you.

I’m Gary Scott.  Over fifty years ago I started a business that has helped hundreds of thousands of subscribers learn about investing in Hong Kong (1960s and 1970s), Switzerland, London, Isle of Man (1970s and 1980s) and across Europe.  In the 1990s we took investors to Panama, Mexico and Ecuador.  That’s when we realized an incredible need for an easy way to learn Spanish.

See below how my wife Merri was able to create a program that allowed students to be speaking and understanding Spanish in just three days.

Thousands of subscribers have learned Spanish at our three day Super Spanish course.  These courses have been taught across the US, in Canada, Panama, Mexico, Ecuador, Uruguay and Spain.

spanish

A Super Spanish course in Florida.

Read below to see how and why we are now offering our Super Spanish course ONLINE for the first time.

Speaking Spanish as a second language has huge benefits.

You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak English at all.

You become one of a leading few when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says (bolds are mine): “Learning a foreign language is more than just a boost to your CV or handy for traveling. 

It will make you smarter, more decisive and even better at English. 

Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

You may choose to take more time using the ONLINE course to learn Spanish, but thousands of our readers have learned to speak Spanish in only three days at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

A special method of learning (called Super Learning) was created and refined by the Bulgarian educational master, Georgi Lozanov.   Lozanov transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

My wife Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 1970s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from students who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music to create Relaxed Concentration in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  

Merri was among just a few who learned directly from Lozanov.

gary scott super thinking session

Super Spanish relaxed concentration session.

You gain six valuable ONLINE Relaxed Concentration sessions in the online course that is delivered via the internet.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know.   This eliminates the need to memorize 99% of Spanish words.

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.   The normal three day course fee is $499 ($749 for a couple).

The ONLINE course is available at the highly reduced price of $79.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Young or Old

Most Super Spanish students are all ages ,

Gary-scott-spanish-course

Super Spanish students at this course ranged from nine to over eighty years old.

Become a Spanish translator!

The wife of one couple who attended explained how after just three days her husband ended up as an accidental translator.

She wrote:  Gary,  I have sent Merri a couple of messages, and  a story of Mike being able to translate yesterday for a Spanish person  who couldn’t understand what a man was trying to tell him!

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

The video below shows a super fast way to gain the basics so you can communicate in Spanish in just three days.

Gary-scott-super-spanish

Click here for FREE Super Spanish video.

Still can’t believe you can learn Spanish in a short time?

You have nothing to lose but to try.

The ONLINE Super Spanish course has our, full satisfaction or money back, guarantee. 

Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

(1) www.telegraph.co.uk Benefits-of-bilingualism.html