Tag Archive | "real estate value"

Ecuador AirFare Examples


Since the Ecuador airfare war began we have continued to received great stories form readers who are flying to Ecuador.

“Thats’ a pretty good deal.  I just found flights on Continental right now for only $417 round trip from Newark.
David”

Another reader did even better!

“Hi Gary,  Saw your letter today and thought that I would share that I bought a ticket on COPA from Newark to Quito for $376 roundtrip, including taxes and fees.  I couldn’t believe the price–it was even cheaper than leaving out of Miami, and I’ll be in Ecuador for 9 weeks.  Quite pleased, but when I saw your post that the lowest fares were $389 roundtrip I just had to let you know I’d found it cheaper! Best,  Jen

We are delighted when reader find low airfares to Ecuador.  Please share you story with us!

I just finished an airfare sampler with links for six overseas airlines (like Copa above) that offer some really low Ecuador airfares for our Ecuador Living subscribers.

Meet Merri and me with the magnificent seven speakers and contacts at our upcoming seminar who can help enhance your health and wealth.

Quantum Health…. Sheri Clary.   Sheri helps us with our health.  Sheri is a nurse practitioner who with her husband, James Clary MD, have been helping delegates learn natural ways to improve their health.  Specializes in hormonal balance using bioidentical compounds.

Quantum Investing… Ted Tidwell.  Ted is the founder of 1st Envirosafety the maker of Ted’s Stuff… a colloidal compound that has been helping farmers globally as well as helping create global business opportunity for Americans and Canadians moving abroad.

Quantum Asset Protection… Joe Cox. Joe has been my friend and attorney for more years than I care to remember.  He specializes in estate planning, insurance, trusts and taxation is a frequent speaker on tax planning topics such as income taxes, insurance trusts, irrevocable trusts and offshore asset protection trusts. He has also written hundreds of articles and books concerning income tax and irrevocable trusts.

Joe is listed in Who’s Who in America and Who ’s Who in American Law. Chosen by Florida Trend Magazine as one of the top 1.6% of lawyers in Florida and one of the top 34 Wills, Trusts, & Estate Planning lawyers. Chosen by Worth Magazine to be one of the top 100 attorneys in the Nation.

David Cross… our webmaster.

Thomas Fischer… former currency trader and international investment banker for over two deacdes.

Anders Nielsen my Danish investment adviser for nearly 20 years.

Shirley Peacock, the real estate broker we use to find Smalltown Florida real estate.

Join Merri and me with these seven valuable sources of information and get a free bouquet of Valentine’s roses.

ecuador-roses

Here are some of the last Ecuador roses I ordered.

ecuador-roses

I created a Valentine’s celebration as part of our February 8 to 11 Mt. Dora Florida seminar, the starting point for our Florida Ecuador split session.

The seminar begins in Mt. Dora (about an hour from Orlando airport) Thursday February 11 with “Quantum Wealth” a one day workshop conducted before our regular Florida International Investing & Business Made EZ seminar schedule.

The International Investing & Business schedule starts Friday February 12 when I join Thomas Fischer of Jyske Global Asset Management, our webmaster and the other speakers mentioned above to review where to invest in 2010.

international-investment-seminar

Here is Thomas speaking at a previous seminar.

International Business & Investing shares  how we create income through service and invest globally… plus shares our most valuable contacts and sources of knowledge.

Inflation makes it increasingly hard for almost everyone to keep up with the faster and faster pace of the rat race that captures most of the world…especially in economic downturns we have experienced for the past two years.

International investments and international business unlocks the restrictions of the rat race.

Economic stress grows…debt…rising cost of insurance, increased liability…inflation lurk everywhere. More crowded…more change…more push.  The falling dollar and economic hard times are shredding purchasing power.

This leave us few choices.

We can join the rat race or…find enjoyable ways to invest and earn.

The international investing sessions (Friday Feb 12) look first at multi currency investing.  Multi currency portfolios are usually slow moving, safe, conservative investments but they can be really profitable as well.

How safe?

The portfolios we create and review at our courses are composed of mutual funds and shares and are developed with the help of one of the world’s safest banks. The mutual funds and shares are held at that bank at all times.

Suppose we get specific.

That safe bank is Jyske Bank…well established with a history of over 100 years. Jyske is Denmark ’s second largest bank, with 450,000 clients in Denmark and over 30,000 abroad.

Jyske Bank has over 23 billion euros in assets and also happens to be one of the leading currency traders in the world. The Danes have always been big currency traders because as a small naval country surrounded by England , Sweden , Finland , Russia , Germany , Norway and other countries…they have always had to deal in many currencies.

This historically gained expertise means that unlike most banks (that trade only eight hours a day) Jyske maintains a 24 hour global currency and commodity dealer service. Many other large banks use Jyske to handle their off hour currency positions. This means that Jyske is huge when it comes to multi currency activity. In fact their turnover reaches $50 billion dollars a day.

That’s safe.

Each course reviews global economics and updates ways to adapt and prosper in current conditions.

This portion of the course reviews what I am doing as multi currency investor myself.  For example during the 2008 downturn the recent Global Portfolio Currency Breakdown of my own personal portfolio looked like this.

Ecuador Real Estate 12.0%
Real Estate  31.0%
Euro 10.5%
Emerging market Currencies 10.0%
Danish kroner 9.9%
US$ 8.2%
British pound 6.0%
Swedish kroner 4.0%
NZ$ 3.7%
Australian $ 1.0%
Canadian $ 1.0%

By late 2009 that portfolio had shifted to

US $ Real Estate 50%
Non US Equities   3%
Emerging Bonds 11%
Bonds                   26%
Ecuador Real Estate  (for sale) 15%
US$ Short             -5%

my liquid portfolio was diversified in these currencies:

US$  -5.0%
CAD  7.0%
NZD  7.0%
AUD   7.0%
$ Bloc   16.0%

GBP   8.0%
DKK  10.0%
SEK   4.0%
EURO 39.0%
Euro bloc 61.0%

TRY 6.0%
HUF 7.0%
BRL 6.0%
EMCS 6.0%
Emg Curr  25.0%

Now I have made another big shift in my portfolio. At the seminar you’ll see my updated portfolio and why I have made these changes.

Most teachers do not actually share their own personal portfolios…  Just as Merri and I share our home and lifestyle, we share how we invest and explain why our portfolio is designed for our circumstances at any one time.

This provides you with two benefits. First, sharing why we adjust our investments helps you understand how to adjust yours.

Second, and most important, we invest real time. The data shared in our courses is about global investments you can make in the here and now. What you learn is not dated theory, but up to the minute fact! Many delegates come to course after course to update their portfolios.

We share our most valuable sources of information as well.

For example, Thomas Fischer Senior VP of Jyske’s Global Asset Management group will join us from Copenhagen to speak about where to place your current international investment allocation… along with four others… six of our friends and most valued sources if data… will be on hand to help you.

My personal investment adviser Anders Nielsen, also with Jyske, will be on hand to speak privately and answer any of your personal questions.  Our friend and tax attorney of more than 20 years, Joe Cox will share information at the seminar as well.

multi-currency-debt

Here I am with Anders at a previous global investment session.

Here are a few of the international investing and business subjects we review at this course.

#1: How 100 years of global economics can enhance your international investments and international business now. Learn how history reveals currency distortions that create international investment opportunities to borrow low and deposit high. For example right now you can borrow Japanese yen at below 3%, Swiss francs below 4% to invest in international investments, international business, international real estate or other international currencies that pay 5%, 6%, 7% and even more. In one case we’ll show why it is smart to borrow Swiss francs at 3.75% and invest in international Brazilian bonds that pay up to 10% or more!

Subjects in the international investments sessions include a review of global stock markets, international currencies and international interest rates and how they are shifting versus the greenback.

Another session looks at where to find the best value international investments globally right now, plus how to spot the hottest international investment trends before they become hot.

We also cover how to cash in on currency shifts by making international investments through the Multi-Currency Sandwich (Borrow Low-Deposit High) tactic. This is a perfect time for such international investments using diversification of currencies and taking advantage of the currency distortions that now plague investors around the world.

Currency experts from Jyske Bank (Thomas Fischer was a currency trader for many years and Jyske is one of the major currency trading banks in the world) will provide data at that course on this subject.

We’ll study international investment portfolios that offer the advantage of diversification, in several cases into nine currencies and nine different investments of which more than half have strong A to AAA ratings. We will review any changes made in the international investments portfolios we track and update what and how currencies and interest rates may move in the months ahead.

#2: We’ll look at international investments in emerging stock markets and emerging bond markets as well. 2007 was the seventh consecutive calendar year in which international investments in emerging markets outperformed developed markets. In 2007 the MSCI overall Emerging Markets benchmark was up 23.8 % in US dollars compared to the MSCI World Total Return Index being down 0.08 % in US dollars.   See why 2008 fared worse for emerging markets and how this creates more potential value.

In 2008 emerging markets fell faster and further than major markets… but once again in 2009 they led the global investment pack.  Anders Neilsen, my Jyske account manager, is one of Jyske’s bond experts and will be on hand to answer bond questions.

This February’s International invest sessions look at which blend of emerging and major markets may work best in 2010.

How profitable? Though Jyske Global Asset Managers have been extremely conservative this year, their managed portfolios have risen between 12.2% and 34.4% depending of the risk profile and the size of arrangement.

Those with more emerging markets in 2009 made even more.  The emerging markets index (in US dollars) was up 58.99% compared to 23.05% for the major market index. Over three years the index on emerging markets was up 37.88% versus 17.27% for the world index. The emerging market index was up 35.63% compared to the world’s index rise of 18.43% over five years.

Then emerging markets recorded their highest ever quarterly returns in the second quarter 2009, and posted strong gains for the third quarter, up 37.4% in three months, which ranked as the ninth best in equity market history.

You’ll learn why in 2009 we were investing in BRIC countries (Brazil, Russia, India and China).These 4 countries now generate approximately 27% of the world´s Gross Domestic Product (GDP).  The average annual GDP growth of a BRIC nation was greater than 7% before the recession, as compared to approximately 2% for a G-7 nation.  In the first three quarters of 2009, the growth rate for the Chinese economy beat expectations with an outstanding 8.9%.   We’ll look at a special BRIC trading idea in our 2010 seminars.

#3: One session will especially focus on international investments in alternate energy and water. For example we’ll see why Hyflux (water cleaning membranes mainly in China ) rose from $1.50 to $5 in less than a year (and why it then fell dramatically). We’ll see why water shares are destined to grow. We’ll look at Vestas (windmills) shares also up from $50 to $106. Plus we’ll update our Green Portfolio. These shares are especially interesting now as they were especially depressed in the global meltdown.

This course goes far beyond just international investments in stocks, bonds and currencies. Other sessions cover:

#3: How to cash in on distortions in international real estate from Ecuador to Lithuania! We have gained much more than just profit and international business and international investing opportunity in our international real estate searches. We have gained incredible luxury, heart- warming sweetness, breath-taking beauty, much better health and pleasant surprises at every turn. Having lived, worked and played in Ecuador now for over a decade and a half, we’ll focus heavily there, but Ecuador real estate opportunity is just one small part.

For example we’ll see how to own Ecuador and Smalltown USA real estate for pleasure and profit.

The third session of the course looks at how have an international business for fun and profit.

Merri and our webmaster, David Cross join me in the third part of the seminar to look at how to have a small international internet business.

This portion of the seminar is highly practical and usable because it focuses on how to start really small…with minimal investments of time and capital.

Plus we show how to stay small (yet highly profitable) if desired. International business sessions include:

#1: How to have an International and Ecuador Import-Export Business anywhere.

We’ll especially zero in on Ecuador export business opportunities in carved wood, ceramics from Cuenca, carpets from Guano, silver and gold jewelry from Chordeleg, paintings and art, textiles from Otavalo, leathers from Cotacatchi and flowers from the Andes . For example you’ll learn how factories make bread dough jewelry that can be fashioned into high school and college mascots and purchased for pennies apiece (to be sold for dollars abroad). You see how the only native American owned mill produces coats, shirts, sweaters, hats, gloves and scarves in school colors of your choice (at really low prices). These can be sold for ten times their cost.

Here is what one delegate to our course wrote: “Warm greetings for you and Merri! I’ll be on that list of Millionaire women very soon, thanks to your wonderful guidance and tips. Thank you SO MUCH for the good work that you both do!!!”

Another shared this: “I love to travel, but since I’m not independently wealthy, I also need to make money. I made one of my dreams come true. I went to Ecuador . I attended Gary & Merri Scott’s import/export seminar, we visited artists, markets and villages. It was a treat to see the great variety of handmade items and meet the friendly artists. I started to see the possibilities. I filled my suitcases in no time. Most of those things were sold to coworkers and friends and covered the costs of my trip. Yeah!”

“I returned to Ecuador in October. I spent two weeks attending Spanish classes in Quito and the next two weeks shopping. Once home, I sold my goods at an international bazaar and again paid for my trip expenses.

“Do I plan to continue? You bet! I have ideas for other places to sell my goods and some great material for travel articles. I am learning more each trip and gaining experience and confidence and most importantly, I love doing it! Attending your workshop was the catalyst that gave me the courage to take the plunge. Thank you for enriching my life.”

Ted Tidwell will share amazing experiences with that farmers are having with Ted’s stuff and potential benefits of exporting this wonder product abroad.

#5: How to write and use publishing, seminars and how to use international internet opportunities to create your own global business from your home. You can run your global business from an office or at home! The internet makes this more possible than ever before.

In the course we use case studies of what we are doing now to show how to start small and grow on the internet!

Imagine this. Merri and I have a tiny international business. Just two of us run this operation from a remote farm in the Blue Ridge, a small village in Ecuador and the Florida countryside. Yet our website is ranked among the top 20,000 sites in the USA.

By starting small and building with stepping stones and harmonious foci we now almost own several profit generating phrases at Google.

At the course, we look at how we use the Seven Ps (Person, Problem and Promise, Product) to zero in on key phrases. Then we use the Fifth P Promise to develop new customers. The Sixth P the Prospecting Path and Seventh P the Presentation we use at the internet.

This knowledge has really helped previous course delegates. Here is what one previous delegate just shared:

“Gary , I have been working on my website, healthy-holistic-living.com site and I figure it is time for another update. It is really hard to believe it, but my site just keeps growing and growing and I am now averaging 2000 visitors per day!

“What I find to be most amazing is that in just a few short months my site is #1 out of over a million sites and sometimes even millions of sites! As you always say the internet is the ‘Great Equalizer’ anybody given the right tools can compete on the internet.“

You will learn how to use the same system to expand (or start) your business globally!

#6: How to Cash in on Smalltown USA.

We’ll look at properties for sale in Central Florida. These areas have two unique features. First, they offer great real estate value. Second, they are great places to visit and live and do business.

Many readers combine a trip to our Florida or Blue Ridge courses with a chance to look around and inspect some property for sale.  Learn how demographics and population push (plus the water) and new Florida investments that have come to this area are likely to make this a hot spot in the decade ahead.  In Florida they often visit Orlando about an hour away… plus look at the great lake front properties available at really low prices.

We’ll introduce you to brokers we have used in Florida at the seminar.

#7: How to use the latest tax savings and offshore legal structures to gain the ultimate asset protection. Learn how to gain more than cash-freedom, friendship, financial security, prestige, tax savings, legal protection, fun, adventure, self-sufficiency, fulfillment and more satisfaction…by combining very small amounts of money with your time and energy in an international business.  Our friend and attorney for more than 20 years… Joe Cox will be on hand to speak and answer your questions also.

Previous course delegates have included business people, brokers and professionals, doctors, dentists, lawyers, retirees, couples wanting to get into international business together, insurance agents and marketers who want to enhance their existing business or build a second sources of income through international investments and international business.

Plus more.

We have invited more speakers than we have had in a decade to share this learning experience with you… at this seminar course… for ideas on health… green and quantum investing… asset protection and global business.

This can be a Valentine’s Treat because we have booked all four days of this course to be conducted in a very romantic place, the Lakeside Inn in Mt. Dora Florida and have arranged discounted room rates for you.

investing-course

The Lakeside inn is a ‘National Historic Treasure’, listed on the
National Historic Register, that  has continuously 
operated as an Inn for more than 125 years,
the oldest operating Inn in Central Florida.

investing-course

The Lakeside Inn is located 40 miles Northwest of Orlando
 in in Mount Dora… our shopping town and known as 
the “New England” of Central Florida.

investing-course

Mount Dora is the Antique Capital of Florida,
where the Renninger’s Twin Markets draws thousands
 to the Antique Mall and Flea Market,
along with downtown Art Shows, Craft Fairs,
Music Festivals, Theatre, Antique Shows,
Classic Wooden Boat Shows, Sailing Regattas 
and Holiday Lighting Ceremonies and Parades.  The Captain Doolittle Eco Tours and Mount Dora Trolley
 and the antique train leave right from the Inn for daily excursions.

You’ll be able to enjoy this romantic view.  The inn sits on Lake Dora.

investing-course

When you enroll, we’ll send details on how to book a room for the seminar at the exceptionally low rate of $129 a night.

There you have… along with all the benefits of quantum wealth… international investing and business you get Ecuador roses. You  can stay with your Valentine at the incredibly unique and romantic Lakeside Inn, plus we’ll host a Valentine’s party at our house.

There are three ways to attend our February tours.

Option #1: Come for the four day quantum wealth… international investing and business seminar.

Quantum Wealth Florida – International Investing & Internet Business Mt. Dora, Florida ($749) Couple $999

Option #2: Enjoy low Ecuador airfares and a Florida Ecuador split session. Come for the four day for quantum wealth… international investing and business. Then travel with us February 15 to Ecuador for one or up to four real estate tours.

Feb. 11-14  Mt Dora.

Feb. 15-16,  travel to and visit Quito.

Feb  17, travel to Manta.  Feb. 18-19,  Coastal Real Estate Tour.

Feb. 20,  travel to Cotacachi.  Feb. 21-22,  Imbabura Real Estate Tour.

Feb. 23-24,  Quito-Mindo Real Estate Tour.

Feb. 25 travel to Cuenca.

Feb. 26-27,  Cuenca Real Estate Tour.  Feb 29 end of tour.

Simply choose how many seminars and tours you’ll be on and enjoy the multi tour savings below.

Two Pack… 2 seminar courses & tours $998 Couple  $1,349 Save $149 on couple

Three Pack… 3 seminar courses & tours   $1399 Couple  $1,899 Save $98 single or $348 on a couple or more

Four Pack… 4 seminar courses & tours   $1,699 Couple $2,299 Save $98 single or $697 on a couple or more

Five Pack… 5 seminar courses & tours  $1,999 Couple $2,699 Save $496 single or $1,046 on a couple or more

Option #3. If you plan to attend six or more seminars and tours in 2010 save with an International Club membership.  See how to save here.

International investments and business can help your money grow and stop losing its purchasing power.

Previous course delegates have included business people, brokers and professionals, doctors, dentists, lawyers, retirees, couples wanting to get into international business together, agents and marketers who want to enhance their existing business or build a second sources of income through international investments and international business. Plus everyone wishes to improve their lifestyle… have better health and more ease in receiving income.

If you have or want to make international investments or have your own full or part time international business, you should contact us and make a reservation.

Your friend,

Gary Scott

P.S. One section in the Mt. Dora seminar shows how I turn a $950 direct mailing into $118,500 in three weeks. I added $9,875 a month to my income! This information is worth the cost of the course alone.

Ecuador Longevity & Smalltown US Value


Ecuador has many valleys of longevity… but it is more than just the valley that enhances the long lives there. There are at least three longevity secrets.

Because of big value changes, in a moment we’ll look at real estate value in Smalltown USA compared to Ecuador property.

First, the three Ecuador longevity secrets.

Secret #1 is a restricted diet with a reduced caloric intake.

Secret #2 is live with ritual! Those who live extra ordinarily long lives seem to share this common trait. Whatever they do they do in moderation, in a very similar way and with great gusto. For example, if they drink an ounce of whiskey every day, at six o clock, they do not do this at five some days and eight others. They do not have a half ounce one day and two another. They tend to have one ounce at six p.m. every day. This instills discipline, keeps life simple (very important) and allows the body to get used to doing whatever it is it has to do.

Take Chris Mortensen one of the oldest documented men in the 1990s who at 113 said of his weekly cigar, “If you take my weekly cigar away from I am going to die”. The anticipation and ritual of whatever pleasure he received from this was far more life giving than the stress. The world’s oldest documented woman in the 1990s, Jeanne Clement, at age 122 drank cognac and ate a pound of chocolate a week (but never two).

One good ritual is to do EZ exercises that keep all the muscle groups flexible… such as the sun salute.

sun-salute

Here…

sun-salute

are the…

sun-salute

postures…

sun-salute

of…

sun-salute

of…

sun-salute

sun-salute

the…

sun-salute

Sun…

sun-salute

Salute.

sun-salute

You can see another example of the Sun Salute See https://www.garyascott.com/images/sunsalute.jpg

Ecuador shamans also exercise their legs.  One thing  I do when meeting an Ecuador shaman is observe his legs.  My experience is that the most knowledgeable taita yatchaks exercise their legs. They believe them to be man’s root to the earth… channels for the earth energy.

ecuador-shaman

I also notice that they walk barefoot a lot.

This taita yatchak is very elderly but his leg muscles are still highly developed and he is easily walking on rocks.

So…  whenever we can, Merri and I take off the insulation between us and earth and walk barefoot.

ecuador-shamans

An EZ leg exercise taught to me by an Ecuador shaman is called the Llama Walk.

This exercise…

LLama-walk

helps strengthen the legs.

sun-salute

Bend one knee to touch the heel of the other foot, but…

sun-salute

do not perform too many to start.  Otherwise you may have some very sore legs the next day.

Remember start EZ.

Longevity Secret #3 is to remain independent, challenged, active and needed. One of the most important features found in societies where residents are long lived is that old age is revered.

People at age 100, even 110 can still active and working!

I collect stories of long lived people… such as Max Zimmer of Los Angeles who came to the US from Austria in 1911 with only a two dollar bill. At age 103 he still had the same two-dollar bill and had built and still ran a multimillion-dollar business.

This is one reason why Merri and I focus on turning passions into profit!

Having something fun and interesting to do every day that also erases financial worries makes it fun to remain alive.

The greatest asset of all, is the ability to earn wherever you live, brings everlasting wealth. This is why we offer our course Tangled Web… How to Have an Internet Business.

SmallTown USA

Today’s message was posted much later than the norm because all last week we were in Oregon helping my sister and daughter get my mom out of the hospital system where she has been since April.  We were pretty busy taking her to assisted living homes, buying her new furniture and getting her moved from her house of 42 years to her new apartment.  We managed to get this all in and send my message at its normal time, but finally yesterday the Portland-LA-Cincinnati-Tri Cities trip threw us off schedule.

I mention this because I am sure that many of you who love Ecuador (or the idea of living abroad) have many ties (as we do) here in the US.   So it takes time to make your move or the best you can do is to live abroad (as we do) part time.

Though we have always lived a global life,  last February I wrote in an article Ecuador Shamans & Truth, why Merri and I are redirecting some of our focus back to the US from Ecuador.

Never Fear! The US, especially Small Town USA, is a great place to be.   Fortunately we sold all of our Florida property at the top of the market, in March 2007, so since this spring we have been looking to buy back a winter home.

There have been some substantial changes in real estate value since 2007 as you will see  below.

We find that Florida real estate prices are still falling!

Merri writes about this process and one house we have been tracking.

This house is in Winter Haven, Florida.

On the Road again…

For all of you out there who continue to ask, “Bought anything yet in Florida?”…the answer is NO.

We’ve had a few blips on the screen with necessary trips to Oregon for Gary’s mom and courses that we’ve conducted plus our daughter, Francesca, home from Africa for a visit.  Then Jacob, just finishing up law school, came over to NC for the summer.

It’s been a busy time but a good and productive one…but absolutely no time for house hunting.

We really are serious about buying that home on the lake in Florida…and we do have to have it by November.  I’ve been feeling guilty and a little nervous because there was no time to spend on the search.

Today, I finally had a tiny bit of time and jumped right back in.

Here’s what I discovered, of the original 21 we were considering from April, only one is sold or for some reason is off the market….nothing really lost there for sure.

The others have dropped in price since I’ve been looking $50,000, $70,000, $100,000, $300,000 and one a whopping $495,000!

Hey, I ceased berating myself for not spending enough time on this situation.

Here’s one below which we will not be buying as Gary would rather be on a smaller lake rather than this extremely large lake but wow is it beautiful and look at the price!

smalltown-USA

Side view.

We looked at it in April and thought the neighborhood was charming, wonderful for long private walks (Interlaken) and it has a feeling of being a settled neighborhood.  We loved the features of this house with its guest quarters (something high on our list), boat dock, and ambiance.

When I first spotted it, it reminded me of a house that we knew and loved tucked on a hillside in the French Rivieria…charming, low key and so so pretty.  (Actually, I fell in love with this house at its original offering price of $599,000.)

smalltown-USA

Lake view and dock.

It’s in Winter Haven in Central Florida which offers proximity to Tampa Airport (an excellent small airport with kindness and frequent flights) and not too far from Orlando Airport.  The town of Winter Haven is filled with lakes and seems very pleasant.  The county boasts 554 lakes and the famous Chain of Lakes…16 navigable together.  Winter Haven is also 146′ above sea level.  SmallTown USA with less than 25,000 people.

The house is situated on huge corner lot with 13,000 + sq.’ and the house (although not huge) has that wonderful guest quarters!

Here it is…straight out of a James Bond movie…at the new this morning’s price of $369,000 which probably could translate into $299,000.

smalltown-USA

I believe this is good value.

smalltown-USA

View of the lake from one of the patios.

I like the broker a lot, Christiana Bulow, who sent it to me.  She is very good about listening to what you like, and then sending you EVERY single listing in your area of choice that fits your requirements. Also, you can just click on your “Favorites” and she’ll keep those and do exactly what she did this morning, send me one of my Favorites with a Reduced Price!  It’s fun and helpful to just look at each one of them…I saved this one on her easy to use system back in April…also from a distance this helps to learn a lot.

Her service is a concierge service…very unique and interesting…which offers a number of great details including a free moving truck, free termite inspection and a Buyer’s Guarantee.

You can reach Christina Bulow:  Christina-vwbx30547239@centralflhomesnow.com    Her phone # is (863) 207-3929.

smalltown-USA

Maybe you’ll love this one…sorry we do love it and of course Gary loves the price but it’s the wrong situation for us…so I’ll keep looking and report back!  Merri

Here is the change in value we need to consider now. In 2007 the house above would probably have cost a million dollars.  Since 2007 real estate prices in Ecuador have risen as they have dropped in the US.

This is not to say that Ecuador no longer has good real estate value.  More work in finding good prices on Ecuador real estate is required.  For example yesterday’s message South Ecuador Beach Property looks at how to have a beach condo for $35,000.  Yet this is a riskier start up way to own real estate.

This is not to say that Ecuador does not offer a much lower cost of living… better climate… a happier gentler lifestyle… just one must continually examine value… and now Florida real estate prices may be comparable to real estate prices in Ecuador.

Whether you head south to Ecuador or just to Florida we wish you longevity and good value!

Gary

Your own small, global, independent business because this can bring freedom, fulfillment and a longer life.A clear mind and healthy body are vital assets… plus a second language is a powerful diversification tool.

This is why I am willing to pay you $300 to attend either our Ecuador Super Thinking plus Spanish seminar in September or our North Carolina International Business & Investing seminar in October.  Sign up for either seminar and I will email you our Tangled Web… How to Have an Internet Business Course (offered at $299) free plus I’ll knock an extra dollar off your seminar fee…. to round up the $300 savings.

Here are comments from one group who just conducted a seminar at our hotel in Ecuador wrote about the way we help: Wow.  We had such an amazing time in Ecuador.  That includes me, my colleague Jackie, the instructors, and all of the attendees.  Everyone enjoyed themselves immensely, and really, we owe it to you and El Meson for making it all run smoothly.  We felt so welcomed and well-treated.  Thank you.I’d also like to say that both Mauricio and Alberto went out of their way to make sure we felt comfortable.  The bus was always there for us when we were to leave, they hopped to it whenever we wanted to plan something, they made suggestions for things to do in town, and were very gracious and pleasing to be around.  Mauricio was particularly helpful when it came to making trips to nearby villages.  He was open and sharing with information about the ceremonies and ways of life of the Kichwa, and always willing to answer questions.  What a privilege for us, and a real delight. I’m hoping we’ll get to stay at Meson again some time. Thanks again.

Sept. 17-21 Ecuador Super Thinking + Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Learn more about global investing, how to have an international business and diversification in Ecuador at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

October 16-18 Ecuador Southern coastal tour (early sign up before Sept. 1, $499 per person).

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Retire With Ecuador Real Estate Value & IRAs


One great reason to retire in Ecuador is the real estate value. Plus you can own Ecuador or other overseas investment and retirement real estate with your IRA.

Retirement costs of in Ecuador are low because the cost of a home and utilities are so low.

There is great value, plus enormous beauty in the Andean and coastal countryside.

The wonderful crafts markets of Ecuador create export opportunity to supplement income when you retire in Ecuador.

There is so much beautiful property and…

homes seem so inexpensive like these houses at San Miguel (under $100,000) and…

cotacachi-ecuador-san-miguel

Primavera condos (under $46,000) that…

multi-currency-Ecuador-condos

it becomes easy to misunderstand value. Take for instance Ecuador’s empty beaches.  This is a shot of a wonderful coastal land in Ecuador.

What is this property’s value?  Prices on some Ecuador beach property are really low!   When you find a beautiful piece of property like this at a really low price, how can you lose?

Here is how you can see your Ecuador retirement wealth shrivel.

Our friend Todd Smith recently sent me some photos of a trip he made down California’s coast.

Imagine buying land on the beach in California 30 years ago.

You couldn’t miss.

Right?

Todd’s photos reminded me that you can.  Todd photos was scripted with this text:

If you ever want to get away completely, visit the Lost Coast of California.

retire-in-ecuador-real-estate

In Humboldt County, head south on Rt. 211 from Fortuna, towards the ocean.

You’ll follow a winding, narrow almost-one-lane road for about 30 miles before you reach the Pacific, and you’ll be lucky if you pass a single car.

Be sure to fill up before you go because you’ll be almost completely on your own.
a coastal island in the trees.

The Lost Coast gets it’s name from the fact that Rt. 1 and Rt. 101 completely bypass this section of about 100 miles of shoreline.

Except for signs of ranching and an occasional hamlet you would think you were the only person on this lovely, godforsaken planet.

retire-in-ecuador-real-estate

See all of Todd’s photos of the lost coast.

What value does this California real estate have…

retire-in-ecuador-real-estate

beyond building a barn?

Real estate has two values… the value for you as a user… and what someone else will pay for it.

If you retire in Ecuador and want to live in an isolated place in the mountains or on the coast… great. You can find some incredible real estate values.

If you buy to resell and plan to profit… beware! Some Ecuador real estate will appreciate dramatically as pressures of modern life shift agricultural land to residential, recreational or commercial.

However some beach property and mountain land like this…

retire-in-ecuador

in 10, 20 and 30 years from now will look like this.

retire-in-ecuador

The value will have increased due to inflation but great appreciation is not likely.

Investors who are ready to retire in Ecuador should look closely at the likely time frame of land appreciation.  Be careful to make sure that your retirement liquidity needs do not come before appreciation.

You can also buy Ecuador real estate through an IRA… if you or your family are not going to live in or use the property.

This site has been helping people retire in Ecuador and to invest their IRAs abroad for years.

You can own real estate in your IRA, including non-U.S. real estate. Over the years, advisers have wrongly convinced many people they cannot own real estate, as well as a number of other alternative investments, inside their IRA’s or other retirement plans. Nothing could be further from the truth. In actuality, the IRS allows a great deal of flexibility when it comes to investing the assets of your retirement account.

The trouble comes if you don’t have a “self directed” IRA or if you work with a custodian who imposes his own investment restrictions. Most of these restrictions have nothing to do with the code governing retirement accounts but are instead employed to make life easier for the custodian.

Here is what is allowed:

• Raw land

• Condos

• Office buildings

• Single-family homes

• Multi-family homes

• Apartment buildings

• Improved land

The IRS defines prohibited transactions and self-dealing that you cannot do in your IRA.  Your retirement plan is meant to benefit you at retirement… not earlier so you cannot directly or indirectly, deal with yourself or a family member.

You cannot lend money, extend credit, or furnish goods, services, or facilities to yourself or a disqualified individual. In other words, you can invest in any type of real estate you want as long as it is an investment and not for your own use currently.

However if you find your dream Ecuador retirement home  that you want to live in when you reti you can buy it in the IRA, rent it for now and take it as a distribution from your plan when you retire.

You can have a full report and contacts with a custodians who can help you own Ecuador real estate in your IRA.   Subscribe here.

IRAs at Jyske Bank

It is now easier to invest your liquid IRA funds safely overseas as well.  Jyske Global Asset Management can invest your IRA investments offshore in coordination with GoldStar Trust!

This makes it easier for you to give your IRA International investing and currency diversification.

Here is how the JGAM IRA plan works.   Your US custodian will be GoldStar Trust in Texas. Your offshore custodian bank will be Jyske Bank in Copenhagen (Denmark).  Jyske Global Asset Management will be your asset manager.

This setup is in accordance with IRA regulations. JGAM sends quarterly and annual statements as well as standard IRA statements from GoldStar Trust.

You can get further details from Thomas Fischer at JGAM. Email Thomas at fischer@jgam.com or call toll-free in the USA at 1-866-602-5426

Gary

Join Merri and me with Thomas Fischer at our North Carolina farm this July or October for our International business & investing seminars below. Learn more about early retirement and Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour