Tag Archive | "real estate tours"

Ecuador Residence & Triple Protection


Ecuador residence may be good idea for many… but I do not recommend investing everything in Ecuador.

Our recent article Ecuador and the US dollar outlined how I am short the US  dollar via dollar loans and hold euros, emerging currencies and Ecuador real estate.

ecuador-sunrise

The sunshine always shines somewhere.  Sunrise from our condo in Cotacachi.

After reading this, one might wonder why such a spread?

The first book I wrote in the 1970s was “Passport to International Profit”… not “Passport to Ecuador Profit”… not “Passport to US Profit”… not “Passport to European Profit”.

The core message in “Passport to International Profit” was become a one man multinational with a six point command posture which is to:

Live in one country
Bank in a second country
Invest in many countries
Earn in two or more countries
Use a company incorporated in a fifth country
Take a second residence

Let’s take this one step further. To have a fulfilling six point lifestyle posture:

Live in one country you love.
Bank in a second country that is safe and that you really enjoy.
Invest in many countries you would like to explore or feel good about.
Earn in two or more countries you would like to explore or feel good about.
Use a company incorporated in a fifth country that best fits your circumstances.
Take a second residence in a place where you love and want to be.

Merri and I have followed this advice throughout our business career.

ecuador-sunrise

The sun always shines in more than once place.  Sunset from our apartment in San Clemente Ecuador.

We have always had a place in the US…  always in small towns by the way… Naples Florida when it was a small fishing village… Murphy and Lansing North Carolina and now Mt. Dora Florida.

A recent article Smalltown USA Revisted said: Finally we get to revisit Smalltown USA. As Merri and I begin our 42nd year of international investing and business seminars and publishing, we gain great comfort and enthusiasm from the  feel of how our efforts in this last seven year cycle progressed. 

First we are excited that in this upcoming seven years we can expand our focus on Small town USA as well as global investing and Ecuador.

I doubt things will get so bad in the US that Merri and I would not want to live there anymore.

ecuador-sunrise

Follow the sun.  Sunrise from our Blue Ridge North Carolina house.

I have options because I am diversified. Yet the options fit my particular lifestyle and do not cost me anything if events where I live, as expected turn out positive.

The US is central to our family.  Our new home in Florida was chosen in part because it is near our eldest grandson who we feel at age seven can benefit from quality time with us.  The US is a country we love and know and as US citizens we have certain rights even if they have greatly diminished.  Plus the US can be a great place to be.

ecuador-sunrise

Follow your sun. Lake County Florida sunset… our newest home.

However Ecuador is wonderful as well. Ecuador is 3 hours and 45 minutes from the US and we enjoy being in Ecuador for many reasons.

Ecuador gives us great weather in the winter and we love the people and the place. Ecuador is not a bunghole we have chosen because  we dislike or fear some other place.  Ecuador is a place we love.

I doubt that things will get so bad in Ecuador that we will not want to live there.  I doubt even more that things will get so bad in BOTH Ecuador and the US that Merri and I could not stay.

There is always something we do not know, sooo…  just in case, here is a photo from my passport.  This is the stamp you get when you are allowed to reside permanently in the UK.

I can always live in the UK and from there, because of European regulations,  I can pretty well live anywhere in the European Union.

Life in Europe would be our third choice.

ecuador-sunrise

The sun does shine in England… as evidenced by this shot our son Jake took near his home in Bristol.

This also fits into our lifestyle.  Merri and I have both lived there for years. We are both multi lingual… me a bit, Merri more than me.  She can get by in Spanish, German or French.  We have children who live in England and expect to have grandchildren living there some day.

Yet if Europe is our third choice…why are euros our first choice currency that is so overweighted in our portfolio?

We do not have to invest in the country where we live.  I believe that the huge US debt and deficits will drag the US dollar down.   I have even less confidence in the Ecuadorian government’s fiscal capability.

Here is the interesting part of my currency choice. I do not particularly like the euro either.

So why so many euros?

The euro to me is the best of several bad choices.

As shown above. The euro represents the biggest economy in the world.  This is one reason for the choice.  The alternatives are BRIC currencies (Brazil, Russia, India and China).  They are represented (and are likely to increase) in the emerging portion of my portfolio.   But I cannot gain enough confidence in these countries to go beyond a 25% weighting.

So the euro wins by default.

I also like the fuddled aspect of European politics… as I do Ecuadorian politics.  Both have so many diverse interests pulling in opposite directions that the political process is slowed.

No government action seems to be much better than efficient bad activity such as we have seen in the US.

We live in a time of incredible opportunity and freedom. There are probably dozens of places where each of us could enjoy living, investing and doing business.  There is no need to look for the one perfect place.  In fact, such a Utopia probably does not exist.

There are however many places like Smalltown USA, Ecuador and Smalltown Europe where one can enjoy living full or part time and gain lifestyle diversification.

Also do not look for the perfect place to live, or the one and only business to do or the best investment of all forever.   Our circumstances and countries, institutions and relations change.

Diversification gives us a greater ability to change too.

The greatest asset for diversification is the ability to earn wherever you live and to keep your investments safe.

This is why we offer our course Tangled Web… How to Have an Internet Business as well as this multi currency service.

A clear mind and sound body is also a vital tool for embracing change which is why we have added an optional, extra day (at no added cost) to our upcoming International Investing and Business course. The one day Quantum wealth workshop looks at how to gain super thinking and better health to assist in making wiser investing and business decisions.

We hope you will join us.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Gary

How We Can Serve You

How to Have Real Safety in 2020

The most important investment you can make in 2020, is in yourself. 

Invest in more time.  Invest in less stress. Invest in greater security.That’s why four years ago we created the Purposeful Investing Course (PI) because when it comes to finances, there are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

The core model portfolio we teach in the PI Course rarely changes, but is highly diversified in thousands of shares around the world… so there is higher long term profits, less stress and greater safety.

The portfolio consists of 19 country ETFs.  During the four years since we created the Purposeful Investing Course and set up a $40,000 real time portfolio at Motif Brokers, we have held the same 19 shares and have only traded three times.

The portfolio started with $40,000 and has risen to $53,591 ($49,015 in shares and the balance in accumulated cash).

The portfolio did really well from 2015 to 2018, better than the DJI Index.  Then as the US dollar grew in strength it fell behind.

The chart below shows the actual results of thos portfolio compared with the S&P 500.

motif

 

This good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around investing models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Canada, Germany, Hong Kong, Italy, Japan, Norway, Spain, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of theseall good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

The fact that the Pifilios are invested in all the shares of the MSCI Index in each good value market reduces long term risk.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last four years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and “Silver Dip” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2020 I celebrate my 54th anniversary in the investing business and 52nd year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal Investing Course.

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

Cuenca Boutique Hotel


A great Cuenca boutique hotel is the Boutique Hotel Mansion Alcazar.

Boutique Hotel Mansion Alcazar is a beautiful sample of the unparalleled Ecuadorian Republican luxury style. The 19th-century house was restored to its original splendor and has been designed to be a home for visitors staying in the city for business or for pleasure.

The hotel looks a lot like our hotel Meson de las Flores from the outside.  Here is Meson.

ecuador-business-hotel

Here is Boutique Hotel Mansion Alcazar.

ecuador-business-hotel

But Boutique Hotel Mansion Alcazar is much more luxurious inside.

ecuador-business-hotel

This is true luxury.

ecuador-business-hotel

Our good friend of over a dozen years, Jorge Espinosa (one of the owners of the Relais & Chateaux La Mirage Garden Hotel & Spa) used his talents to renovate this charming hotel.

See other Cuenca hotels offering discounts to Ecuador Living subscribers at Cuenca Hostels.

Ecuador Living subscribers can enjoy a discount staying at the Cuenca hotel. More details on how to subscribe are here.

The global economy may throw you some curves… but there are ways to hit economic home runs anyway. We look forward to sharing ideas for profits in this new economic paradigm with you.

Join us in Ecuador or Florida or Both. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 21-22     Coastal Real Estate Tour $499 Couple $749
Jan. 23-24    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 22-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

6 seminars courses & tours  $1,999 Couple $2,999

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Ecuador & the US Dollar


Ecuador and the US dollar.

A Canadian reader recently sent this question about Ecuador and the US dollar.

I am hoping our Canadian dollar gains on the US dollar so we stretch our purchasing power in Ecuador.  Could you give me a better idea of the potential for this?

An excerpt from one of our recent Multi Currency updates outlines my belief that long term the US dollar will fall. I sent my multi currency readers this note:

With my recent US dollar loans the currency allocation in my liquid portfolio is:

US$  -2.0%
CAD  6.0%
NZD  6.0%
AUD   6.0%
$ Bloc   16.0%

GBP   8.0%
DKK  10.0%
SEK   4.0%
EURO 39.0%
Euro bloc 61.0%

TRY 6.0%
HUF 7.0%
BRL 6.0%
EMCS 6.0%
Emg Curr  25.0%

This represents a large overweighting in the euro and related currencies.

A recent note from a British reader explains why I have so many euros.   The  reader sent this note:

We Europeans wake with a new President elect tomorrow: President van Rompuy (currently Belgian Prime minister).

He may not have quite the charisma of President Obama but he will now lead the European Union, the largest economic power in the world. Consider:

-The European Union’s GDP ($18.9trillion) is larger than the United States ($14.5 trillion) and China ($4.3 trillion) COMBINED
-van R represents 492 million citizens
-EU is the world’s largest aid donor
-world’s second longest coast-line helping establish it as the world’s largest importer and exporter
-Home to more global cities than any other region in the world

Yet…

We have not had a chance to vote for van Rompuy of course, no surprise as the EU is the world’s largest elite driven technocracy that is (in my humble opinion) transforming Westminster, the mother of all Parliaments into a regional Assembly and squeezing the life out of accountable democracy like a giant multi-headed serpent that speaks 145 different languages.

Consider:

-75% of new environmental law comes from the EU
-EU law is now supreme law and trumps national law in all EU countries
-Do you know who your MEP is or what they get up to in Brussels?
-The EU elite has largely refused to let its citizens vote via referenda on the relentless expansion of EU powers and effective end of national soverignty (and where there have been referenda i.e. Ireland: have refused to take no for an answer, bullying second referenda until they say Yes)

So, awake and all hail President elect van the man Rompuy, a new global Giant, the dawn of a new era. A thrilling day for the Euro Elite, a sad day for democracy.  Thanks God.  At least it wasn’t Tony Blair.

You can enroll in our Mutli Currency Course here.

I believe the Canadian dollar will appreciate against the US dollar… but not as much as emerging and European currencies.  To protect the purchasing power of one’s currency… diversify out of the US dollar.   My portfolio above shows that I am voting with my money as well as my mouth.

Here is a chart from finance.yahoo.com of the Canadian dollar versus the US dollar.

ecuador-dollar

Here is the US dollar versus the euro for the past five years.

ecuador-dollar

Whichever currencies you choose for diversification… the charts are pretty clear.  The US dollar is headed down and has not yet reached its previous low.

However to not forget that I believe that all currencies will lose purchasing power. This is why I have Ecuador houses and…

Cotacachi-Adobe-house-Rental-lounge

Ecuador office buildings…

Cotacachi-condos

Ecuador hotels…

ecuador-dollar

and Ecuador condos in my portfolio.

ecuador-dollar

There are four ways to combat the loss of global currency purchasing power.  Invest in global shares… commodities… real estate and/or have your own business.  This is why we offer our emailed course “Tangled Web… How to Have Your Own Internet Business”.

Gary

Join us in Ecuador or Florida or Both. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 15-18     Coastal Real Estate Tour $499 Couple $749
Jan. 19-20    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 21-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

6 seminars courses & tours  $1,999 Couple $2,999

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Ecuador Thanksgiving Trek


Ecuador Thanksgiving Christmas Trek Free

ecuador-Thanksgiving

Today is Thanksgiving in the USA and we give special thanks to all of you who help support this site.  To show our appreciation we have organized a free Ecuador holiday trek for early December.   The savings on Christmas shopping are so great you can almost have a trip to Ecuador free. You can read everything about this free Ecuador Thanksgiving trip in a moment.

ecuador-Thanksgiving

First may I share why Merri and  are so thankful.

A couple days ago, a reader sent this note:

As stated earlier, travel restrictions based on immunization status may be in the cards. This video indicates Ecuador will impose mandatory vaccinations in the near future:  http://www.youtube.com/watch?v=H-xwzUZPxXA. What are we going to do now?

I clicked on this link and saw that the video had been removed so I sent this reply:  This video has been removed so I cannot comment… but I suspect that the data was inaccurate hence the removal.  There are always some things we do not know… but I have heard this rumor for over a year and have seen nothing to support the claim or add any validity to it.

These may seem like times of diminished liberties and they are in many ways. I never underestimate the stupidity that governments will display in times of panic.   There are ways though to mitigate these dangers.  I invite you to read my article “Ecuador Diversified.”

Diversification is one important step in a freedom lifestyle, but the real freedoms come from changes within… not without.   We need to live in ways that protect our health, clear thinking and spirit so we have the best ability to embrace change.  When we are diversified and in top condition physically, mentally and spiritually, we can put ourselves in the hands of God and adapt gracefully.

This is a better way to live than always worrying about the sky falling.  This is our 41st year of business and we have seen so many panics… the Nuclear Halocaust… The US Bankruptcy of 1995.  Y2K…  the SARS Epidemic and many more.

Yet here we are!  The sky is still up there and looks pretty darn good to me and for this we give thanks every day.

The best way to adapt to any changes in your economy or society is to hone our abilities to serve.

Ecuador Thanksgiving Trek Free

On Thanksgiving Merri and I give special thanks to all of you who help support this site.  To show our appreciation we have organized a free Ecuador Thanksgiving  trek for early December.

ecuador-Thanksgiving

There are innumerable types of textiles in Otavalo.  Cotton… wool.

Any delegate to any of our seminars, tours or paid subscribers to Ecuador Living, Tangled Web or our Multi Currency Course are invited to attend.

Christmas shopping savings for authentic Ecuadorian crafts can dramatically reduce the cost of your Ecuador visit.

This Ecuador Christmas Trek is especially suited for those who attending Blaine Watson’s December course on astrology.

Thanksgiving is a day of great power.  There is enormous strength derived from  family and friends uniting together everywhere in prayer and celebration to give thanks to the Divine for the gifts and good fortune in their lives.

There is an astrological aspect to Thanksgiving as it always falls on the last Thursday of November.  Astrologically Thursday is ruled by Jupiter, the planet called “the Great Benefic”.  Jupiter’s energies can actually increase the blessings and good deeds of this day. Jupiter also magnifies whatever is held in your prayers and good wishes.  Let us harness Jupiter’s intensified energy together to increase the power of gratitude to some important people in our lives; our parents and family   friends, or anyone who has done a good deed.

Express your gratitude to them through Secret Acts of Kindness. Whether you tell them about your gift to them or not, the weight of your good will make the world a more positive place.

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Ponchos

Bonnie Keogh who will lead the Ecuador Christmas Trek sent the note below outlining what you can enjoy and how you can save on your Christmas shopping.

ecuador-Thanksgiving

Shirts and pants in all colors and sizes.

Here is what Bonnie wrote:  CONFERENCE:  Ecuador Christmas Trek

DATES:   December 5,  2009 
        
ARRIVAL:  If you are not in Ecuador, pan to arrive in Quito by Friday, December 4, 2009.

You will be met and escorted to your hotel in Quito.  If you were to have problems or are late or change planes, we will probably find you.  If not, remember, it is OK to jump in a cab.  We can also send a driver for you to meet your plane and bring you directly to Cotacachi.

Please send all your flight data to Bonnie at bonnie@garyascott.com  If you arrive on the 4th of December,  our ground crew will be there to meet you at the Quito Airport.  Sign says “Gary Scott Conference” or just your name.
 
We  depart from Quito at 9:30 a.m. Saturday, December 5 for our bonus day of holiday shopping.  We will arrive at the Otavalo market in approximately 2 hours.  This is the largest indigenous market in South America and  Saturday is the biggest market day.  Be sure to bring your gift list because you’ll find unique gifts at bargain prices for everyone on your list.  Enjoy lunch at one of the many restaurants surrounding the market plaza.  Plan to be back at the bus by  4pm so we can continue to Cotacachi, only about a 20 minute drive from Otavalo, and El Meson,  which will be our base for the next few  days.

DEPARTURE:  For those staying on for the shamanic course, the bus will return to Quito in the early evening of December 8.  You could be ready to depart back to the states on the early a.m. flights December 9. (If you are staying for the following courses, this does not apply.)

HOTEL DATA IN QUITO:  At the 5 star Radisson Hotel, you will enjoy a very high standard in a good area surrounded by charming restaurants.  We have an ideal price at $65 (online and elsewhere $120) plus tax.  We are happy to book this for you, just let us know
your dates.  Radisson Royal Quito Hotel, 12 de Octubre and Cordero 444, Quito.   593-2-2233-333

HOTEL DATA FOR THE BEYOND LOGIC COURSE:  Meson las Flores is on the plaza, Cotacachi, Imbabura. At El Meson, enjoy our country inn filled with flowers and sunshine and roaring fires at night.  It’s a 180+ year old hacienda converted into a small hotel.  The conference will be held here, and this will be your home while traveling around. Meson de las Flores belongs to the Land of the Sun Foundation.  It is the seat of our foundation. which supports education and employment among the local indigenous.   Rates are $59 per room plus 12% Ecuadorian tax and 10% gratuity , a sumptuous breakfast at El Meson is included in the rate.

We have wireless Internet here so feel free to bring your own laptop.  The wireless works in the courtyard, rooms, balconies, all over.  We also have a complimentary phone to call back to the US, Canada and all of Europe at no charge…so everyone should feel free to utilize these no fee services to stay in touch.  We have a safe in every room and the water is good…although we furnish (free of charge) bottled water.
Meson was purchased by our foundation over three years ago.  We are making progress throughout.  It is clean, comfortable, charming and full of character…but is certainly not pretentious or grand!  We are grateful for your attendance and for your support in our projects and appreciate your being there with us in this delightful garden inn situated in the high Andes.

ecuador-Thanksgiving

There are bags of all types.

You’ll need a sweater for the evenings (sitting around a roaring fire and sleeping under alpaca blankets) but khakis, safari clothes, cotton pants, (shorts are really not appropriate) golf shirts for daytime.  (Buy a real Panama hat in the market for a few bucks!)  Comfortable walking shoes and sunscreen are also good to bring.

ecuador-Thanksgiving

All Panama hats are made in Ecuador and are sold in the market for as little as $6.

El Meson de las Flores, Sucre & Garcia Moreno, Cotacachi, Ecuador.  Telephone from the US 011 593 6 291 6009.  Meson cannot take reservations by phone or confirm reservations by phone…so please correspond with me.

You can call or have your loved ones back home call Meson through a NC number 1-336-792-4767.  (Give them the number!)

The staff at El Meson is awaiting your arrival, they delight in taking care of our guests and enjoy having the Inn full of people and buzzing with activity.

ecuador-Thanksgiving

Ceramic Inca Conquistador…

ecuador-Thanksgiving

chess sets.

Please do not hesitate to contact Bonnie Keough with questions or concerns: bonnie@garyascott.com

Please enroll for the free Christmas Trek as soon as possible at Christmas Trek

ecuador-Thanksgiving

There are many types of jewelry… silver…

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gems and…

ecuador-Thanksgiving

precious stones at…

ecuador-Thanksgiving

low prices.

ecuador-Thanksgiving

earrings

ecuador-Thanksgiving

pottery

ecuador-Thanksgiving

beads

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of

ecuador-Thanksgiving

all

ecuador-Thanksgiving

sorts.

Finally a Thanksgiving Inspiration and Business Idea

Todd Smith attended our self publishing course several years ago and has developed an excellent web business turning his passion for photography into a profit.

He recently sent this Thanksgiving note:

A Big Thank You.  I’ve had a lot to be thankful for around here lately.  Over the last month, thirteen people have helped upload new unframed prints to my website.  We now have 294 unframed prints, and a total of 479 products on the entire site.

There is no way I could have done it myself.  This Thanksgiving I’m grateful for these generous and hard workers:

Alice Warren, Debbie Bruce, Deb Chessell, Wendee Lee, Gail Cammerata, Joy Bolster, Shelley Spruit, Karen Kelly, Heather Farha, Sarah Miller, Inge van Rosmalen, Joy Bolster, and Heather Farha.

A Special Offer for You at Thanksgiving

I’m also grateful as always to you, my readers.  You make sharing photography a joy for me.  Your feedback always inspires me to keep on looking for another subject for these newsletters.

As a thank you, I’m offering you a special deal on my calendar this week only:  Until Sunday, November 29 you can Buy 3 Get 1 Free!

Shhhh… it’s a secret.  You won’t see this offer advertised on my site.  But now you know. Just between you and me, you can buy 6 and get 2 free, buy 9 and get 3 free.  The sky’s the limit.  :) But don’t delay.  This deal won’t last.

The calendars make perfect stocking stuffers or inexpensive gifts for your child’s piano teacher, dance teacher, or art teacher… or for your favorite health food store checker, postman or computer repairman.

Give something people will remember you for all year long.

An Easy Opportunity to Earn

Would you like to earn a few extra dollars for the holiday season?  Do you need a little extra cash to spend on gifts this year?

Why not become a rep for Todd Smith Photography?

If you have a few hundred friends on Facebook, you can earn money promoting my calendar.  If you can show my calendars or cards to your friends in person, you could make some extra money.

If you have a blog, you could earn some money pointing people to my site.  If you have a newsletter, you could do the same.  If you use Twitter or any social media, you could easily earn some money promoting my calendar.

If you belong to a club or sports team or choir, why not bring some calendars to show around?  You might be surprised by how well they sell.

If your kid’s school, or band is looking for a fundraiser, we can help.  If your kid likes selling door to door, here’s the perfect product.

I’m willing to pay you handsomely for your work getting the word out.

Sell 100 calendars and you’ll earn over $600.  Sell 10 calendars and earn over $60.  It’s that easy.

Please reply to this email if you’re interested.

Happy Thanksgiving!

See you with the next photo newsletter in a couple of weeks.  Todd

This is good marketing. You can see how Todd has developed his ability to serve at his Todd Smith Photography website.

Whether you are in the USA today or elsewhere… gratitude is one of the most powerful positive thought processes because it leads to joy.

Fear leads to anger which is more expressive than all emotions except joy.  Most people use anger as their main emotion because when it is such an expressive emotion, it helps them engage in expression and allows them to discuss their feelings and activate events.

Joy however is even more powerful and much healthier and effective.  Gratitude can get you to joy!

Thanks.

Gary

Join us in Ecuador or Florida or Both. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 21-22     Coastal Real Estate Tour $499 Couple $749
Jan. 23-24    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 22-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

6 seminars courses & tours  $1,999 Couple $2,999

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Ecuador Singles


Ecuador Singles are very safe in many parts of Ecuador.

A reader recently sent this note. Hello Gary,  I have thoroughly enjoyed reading all your emails on Ecuador.  I would love to visit you when I have some funds available, and because of the economy my funds are non existent for travel now.  I have been told by several people and particularly by a Panamanian friend (female), that Ecuador is very dangerous because of the Colombian drug situation.  Crime is big and is it dangerous for a single female such as myself, to go there.

Here is my reply.  There is a popular misconception that Ecuador is a dangerous place.

This is like saying New York City  is a dangerous place.  Sure there is danger in some parts of New York. My research suggests that if you are in Manhattan and go to East and Central Harlem it can be a bit sketchy. Ditto for Washington Heights.   In Brooklyn, East New York, Brownsville and Crown Heights may not be good places to stroll at night.

Yet overall New York City has the lowest crime rate among the ten largest cities in the United States.  Since 1991, the city has seen a continuous fifteen-year trend of decreasing crime.

Then there are those who know what to do and are safe even in dangerous places. One site I researched said of East Harlem:  I have an uncle, who lived with his wife in one of the housing projects in East Harlem and manage to raised three children there since living there in the 80’s and 90’s. But he just moved out about a year ago. He said that the changes in the area got much better after the 2000’s. He said, he would stay, but they already had saved enough money and already buy property in Puerto Rico.

This is true of Ecuador as well. There are places you won’t find me walking around and I pretty well know what to do… how to look out.  I have only been robbed three times in 41 years of global travel… once in London and twice in the US… all at home or within two blocks of home.

Yet many parts of Ecuador are far safer than in North America.  We have dozens of single women readers who have moved from the US and Canada now living in Ecuador and have never heard a single complaint. They are probably safer in Ecuador than in most US cities.

I have written about this extensively at this site. If you have concerns please search the phrase “ecuador crime” at this site.  You will see numerous recent articles we have published.

There is also a good BBC article about crime in South America.  You will notice that the article does not mention Ecuador as one of the high crime areas in Latin America.

Ecuador has always seemed like a very safe place to us. We have taken thousands of people to Ecuador and though groups and tourists are always targets for crime… wherever they travel in the world… we have never experienced a violent incident.

From a security point of view one has to be on the lookout for pick pockets in tourist areas but other than that our thousands of readers who have visited Ecuador report few problems…  as mentioned not one incidence of violence.  We advise people at this time not to stay or visit the area of Mariscal Sucre nor go anywhere near the Colombian border or in the province of Esmeraldas.  Crime in Guayaquil in the 14 years we have been there was once bad but due to government measures is not as bad now.  Parks in Quito have trouble with theft and the like and it is good to just avoid these areas.

Our site covers our thoughts on risk extensively.

Here are links to just a few of the numerous articles we have posted about Ecuador safety.

www.garyascott.com/2008/12/02/3062.html

www.garyascott.com/2009/05/09/4944.html

www.garyascott.com/2009/03/08/4115.html

www.garyascott.com/2008/12/04/3072.html

www.garyascott.com/2008/12/02/3062.html

www.garyascott.com/2008/11/22/3001.html

www.garyascott.com/2009/08/22/6303.html

To assist those interested in Ecuador Ecuador Living has established a full time full support research and assistance team to help Ecuador Living subscribers in any way required.

This complete service includes our staff being able to provide personal responses to your questions about Ecuador crime.

You can subscribe here

Other services offered include scanning Ecuador newspapers looking for unique properties and put our subscribers directly in touch with sellers … thus avoiding brokerage fees.

We also help our subscribers by asking developers (since we are not brokers and do not to accept real estate commissions) to provide discounts to our subscribers if they buy property.

For example, one Quito property seller is offering a $10,000 discount to our subscribers on a spectacular Quito condo.

In another example there are 4 buildings at Primavera II in Cotacachi. The first building has condos at $46,500.

Ecuador Living subscribers can subtract 2% off most of the prices of most new units at Primavera.

In another case the Vistazul condos north of Manta provides our subscribers a $10,000 savings plus a free Galapagos cruise.

Helping subscribers find real estate is only one part of our service.  If you have an interest in traveling, investing, living, buying property or doing business in Ecuador a subscription to Ecuadorliving.com brings many benefits.

One huge benefit in using our service versus relying on brokers or travel agents is that we are not trying to sell real estate. For our modest subscription you get our honest opinion based on 40 years of international business and 13 years of living, traveling and doing business in Ecuador.

Ecuador Living subscribers gain access to our extensive contacts plus share the input from over 18,000 subscribers who continually let us know what they see hear and experience good and bad. We conduct real estate tours to help our subscribers learn Ecuador’s real estate market in the most efficient way.

There are three sources of more than 1000 pages of free information about Ecuador please see www.garyascott.com and www.successguidelines.com/ecuador_real_estate/index.htm and www.ecuadorliving.com

Our Ecuador Living service goes beyond this free information.  You can subscribe here

Regards,

Gary

Join us in Ecuador or Florida or Both. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 21-22     Coastal Real Estate Tour $499 Couple $749
Jan. 23-24    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 22-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

6 seminars courses & tours  $1,999 Couple $2,999

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Ecuador Real Estate Search


When you start your Ecuador real estate search, remember a thought that has been around for quite awhile…”Veni Vidi Vici.”

I came… I saw… I conquered.  The phrase is not “I conquered over the internet and then flew down”.

The biggest most important factor is first to come… The second is to look and see.   Then conquer.

Yesterday’s message shared a reader’s question at Ecuador B&B Search.

The reader also asked:  How much time would be needed to find a place and settle the purchase?  On average 9 days, or a few weeks?

Possibly in the first few years we`d be unable to visit for more than 5 weeks of the year.   Our biggest problem is for our employer to give us any time off from work .  It`s not possible to have any unpaid leave.  My husband thinks we need to go in 2 months because if we wait 12-14 months the prices may have escalated significantly .  What do you think?

Here is my reply.  I do not think this is a realistic plan. You should not be rushed to buy.  Better to take a year or two and use your vacations for trips. Look.  Get a feel of Ecuador and Ecuador’s real estate market… then rent or buy.

Merri and I spent six years, living, traveling and looking at Ecuador real estate before we made our first Ecuador real estate purchase. Good values are found by knowing the market… being available to buy and being able to make a good offer when a good deal comes through.

You’ll have a better chance of buying as a well informed buyer later than rushing to buy earlier when you are ill informed!

Merri and I recently bought an estate in Florida. This process took almost a year and we knew Florida really well to begin!  We had lived in Florida for more than 20 years and Merri over 30 years… yet  before we purchased we researched, traveled all over the state and look at hundreds of properties before making our first offer (which was turned down).

See more on how we buy real estate at Ecuador to Florida and at Value Investing Dairy to see the laborious process we used to find this house…

ecuador-value-real-estate

with this view and…

Ecuador-value-real-estate

this waterfront.

Ecuador-value-real-estate

at a good value… we hope.

See how this process helped us buy our Ecuador Hotel Meson de las Flores in a 30 second decision…

Meson’s colonial architecture charms and welcomes you.

Cotacachi hotel El Meson

based on seven years of research.

Here is Meson’s courtyard.

Cotacachi hotel El Meson

Our websites and daily messages can help you learn the rules about buying Ecuador real estate.  Visiting… seeing for your self and experiencing Ecuador helps you learn the exceptions to your rules.  So use the intelligent order that was given to us so many millenniums ago.   “Veni Vidi Vici.” come… see… conquer. This is the way.

Gary

Join us in Ecuador. We can help you see Ecuador real estate.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 21-22     Coastal Real Estate Tour $499 Couple $749
Jan. 23-24    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 22-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

6 seminars courses & tours  $1,999 Couple $2,999

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Ecuador B&B Search


There are many Ecuador B&B opportunities around… but you must think of one important factor as you search for an Ecuador Bed and Breakfast.

A reader recently sent me this note:

We are Canadians with some savings and a desire to leave the rat race  behind and enjoy a higher quality of life.  We are 36 & 39 years old and would love to move part-time or full time to Ecuador.  Nature, rain forests, cloud forests, birds and animals of the region are of high interest to us.  We also love the idea of Cuenca, a colonial city.  Due to our age we could not retire but would need to work and have some income.  From what I read it sounds like we would need less than $10,000 annually to live a modest lifestyle.

We definitely would not want to hire a gardener, driver or housekeeper which sounds very commonplace.   We are thinking of buying a 3,000-4,000 square foot house and turn it into a bed and breakfast with a small cafe and gardens.   We are thinking of coming down in the next 2-18 months to purchase a place.  We need advice in putting this dream into reality.

I figure the B & B would need to be in downtown Cuenca or in the region above Quito somewhere.  I was also surprised when you told the story of the man who owned the 14 room small hotel but did not even make $1,000 per month which meant he barely ever had a room rented.

Our biggest problem is for our employer to give us any time off from work .  It`s not possible to have any unpaid leave.

Our group real estate tours to make your search more efficient.  We’ll conduct over 40 of them in 2010.

My husband thinks we need to go in 2 months because if we wait 12-14 months the prices may have escalated significantly .  What do you think ?.

My reply began “I think you’ll get a better price by taking your time… not rushing.”

Yes, it is possible to live on $10,000 a year in Ecuador.

See how Canadians Larry & Shirley live for $700 a month at Ecuador Cost of Living is Low.

Larry & Shirley moved into their new condo at Vistazul last year, just 133 steps from the beach.

Ecuador-cost-of-living

Plus it is possible to have a bed & breakfast in Ecuador BUT…  see below the importance of marketing.

There are plenty of B&B opportunities.  Here is a property offering a B&B opportunity.

Montanita-ecuador-real-estate

This is a new, large house with stunning views, and two bedroom guest house, located just two minutes walk from the center of Montanita, Ecuador.

See more at Ecuador B&B Montanita Ecuador Beach Income.

Here is another B&B opportunity, an Ecuador bed & breakfast for sale with a very low asking price (shown below).

Ecuador-bed-&-breakfasts

Ecuador-bed-&-breakfasts

Hammocks and pool plus…

Ecuador-bed-&-breakfasts

many wonderful features. Room to expand.

Ecuador-bed-&-breakfasts

Even a pool.

Ecuador-bed-&-breakfasts

The seller is asking $90,000.  See more at Ecuador beach bed & breakfast for sale.

Here is another B&B potential with a $60,000 asking price.  This is an old hostel next door to Vistazul condos.

Ecuador-Coastal-tour

Here is our latest group inspecting this hostel,which is one block from the Ecuador’s Pacific.

ecuador-real-estate-risk

This place has a huge front porch.

ecuador-real-estate-risk

Large second floor veranda with ocean views.

ecuador-real-estate-risk

Beautiful flowered front yard.

ecuador-real-estate-risk

The building is really rough and needs work…but over 8,000 square feet of building.  See more at Ecuador Beach Hostel

Here is a Bahia Ecuador hostel for sale near this promenade.

Ecuador-Coastal-real-estate-condo-view

This Bahia hostel is next to this park.

ecuador-coastal-park

It’s a small hostal…

Bahia-Ecuador-hostal

with this view.

ecuador-coastal-view

See more at Bahia hostel for sale

Learn how to get in touch with the sellers and brokers of the Ecuador B&Bs for sale above with our Ecuador Living Service.

But the question is, can an expat with an Ecuador B&B or Ecuador hostel make any money?

The answer is… as with all businesses… marketing is a really important factor.

The 14 room hotel that the reader above asked about was in an out of the way place and the guy had no relation with travel agents nor a web site or any advertising at all.

Yesterday’s message showed how a subscriber has just developed this Cuenca Ecuador hostel.

cuenca-ecuador-hostel

This owner is out hustling… contacting services like ours offering discounts to our readers to get business started.  When Merri and I bought Meson de las Flores, it was empty most of the time.  We had to write about the hotel and talk to seminar promoters and travel agents to get the business coming in.  It has taken a couple of years with a lot of work to build up the occupancy factor.

If you plan to have an Ecuador B&B… the first question to ask… AND ANSWER is where will and how will I market to get my guests?

Join us in Ecuador or Florida or Both. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 21-22     Coastal Real Estate Tour $499 Couple $749
Jan. 23-24    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 22-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

6 seminars courses & tours  $1,999 Couple $2,999

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Cuenca Real Estate


Cuenca Real Estate

P1000823

Cuenca real estate offers excellent quality and value for exapts visiting Ecuador. Here is a shot of downtown Cuenca.

One of the first cities that Merri and I visited when we began looking for Ecuador property was the Spanish tile roofed colonial city of Cuenca which sits in a broad valley surrounded by lush green mountains. I have always loved the real estate opportunities in Cuenca and am happy to report we can now share this with you in our upcoming 2010 Cuenca real estate tours.

Here is an example why Cuenca is such a popular place.  Our friends, Bill Bushnell and his wife, Leita Hulmes live in a spacious and modern condo in Cuenca within walking distance to the historic colonial city center.

Cuenca condo building
Cuenca Condo building

Cuenca condo living room

We’ll look at more Cuenca property pictures below.

Cuenca is easily Ecuador’s (and perhaps all of South America’s) most beautiful city with a distinctly European look and feel. In a previous
article I reported that MSN has named Cuenca the best retirement city in the world.

It is both modern and classic in its architecture. This is an aristocratic town with hard workers and a solid middle class. The downtown area is remarkably clean and is built around a central park bordered by a huge golden cathedral with brilliant ceramic domes. There is a sense of order in the narrow cobblestone streets which for the most part run on a grid. The markets are filled with color and exotic design, and there is no sense of crime or poverty found here.

Tall Willows and Eucalyptus are abundant along the river banks of the four rivers running through its center where you’ll see locals washing their
colorful clothes. Red tiles on white stucco sparkling in the brilliant sun are the predominate vista.

Cuenca has perhaps the largest North American population in Ecuador though it is a much smaller city (350,000) than Quito or Guayaquil which have many millions of people. It’s large enough to offer almost all goods and services one could want without the hustle and bustle of a big city.

The beautiful sites are not the only joys Merri and I have experienced  in Cuenca. Property prices are startlingly low. Values have certainly risen
since we first began looking almost 15 years ago, yet asking prices still seem like bargains.

For example brand new apartments just down the road from the 5 Star Oro Verde Hotel are offered at just $42,000.

Here is that condo, just…

cuenca-ecuador-condos

four blocks from the center of Cuenca.

cuenca-ecuador-condos

Quality is not lacking.

Here are some more shots of our friends Cuenca condo with all hardwood floors, cabinetry and top quality fittings and additional lighting.

Cuenca condo hardwood finishes

There’s is a 1,690 square foot condo cost  that they bought for under $100,000.

Cuenca condo studio
the studio

The views from the 5th floor living room of the Ecuadorian Sierra Mountains show Cajas National Park in the distance.

View from Cuenca condo

There is space throughout this Cuenca home.

Cuenca condo master bedroom

Hardwood excellence is seen throughout this Cuenca house.

Cuenca condo kitchen

Currently there is a lovely first-floor 2-BR apartment located just across  the Tomebamba River from Cuenca’s historic district. It is within walking distance of El Centro which is Cuenca’s version of Central Park and is offered for $35,000.

If your preference is a house, only four blocks from downtown there is a new 4 bedroom, 4 bath house with 1991 sq ft of living space on 1/3 of an
acre for $77,000.

Another delightful opportunity in Cuenca is within a 10 unit gated community where there are only two townhouses left. The 1600 sq ft 3BR, 3
bath units have solid wood cabinetry, doors and windows and feature an open floor plan connecting the living area, dining room and kitchen for
$89,900. These units are within walking distance of supermarkets, shopping malls and some great restaurants for which Cuenca is renown.

Here are the these brand new condos, outside and…

cuenca-ecuador-condos

in.

cuenca-ecuador-condos

You can find superb spacious country homes in an area called San Joaquín which is known for its agricultural heritage still evident today. Numerous
farms and livestock abound in this area just 10 minutes from downtown.

Here houses sit above the city on gentle slopes with commanding views offering tile, hardwoods and marble, plus exquisite workmanship not found
in the U.S. Yet prices are as low as $145,000.

Just a few kilometers down the road from Cuenca is Challuabamba which has seen a fair amount of new construction in the last few years. It is a
slightly lower than Cuenca so is a bit warmer. Because of the highway, it is more accessible than in the past and many locals have moved out of the
city to be in a more rural locale. New homes range from the low $70s to over $200,000 so there is a wide variety to be had.

In the country you may find the best buys as is the case in most parts of the world. In-town prices are always higher than in the country and if
living closer to nature is your preference, you can have a large hacienda with plenty of land for farming and livestock at unbelievably low prices.
We’ve seen prices starting at $1.50 a square meter ($15,000 per acre) for land featuring stunning views, flowing streams and rich dark soil.

Yunguilla, about an hour from Cuenca via the newly paved highway, is one of the most beautiful valleys in the world. It’s like a Swiss mountain
valley covered in Irish emerald green – all in South America! Explosions of white pampas grass line the road and paisley swaths of forest and
cotton wool clouds cover the broad valley floor. Huge waterfalls spring from the hillsides like gigantic white snakes crashing hundreds of feet.

Here is a shot of Yungilla.

yungilla-ecuador-condos

Currently there is a house with outstanding views sitting on just over an acre. It has 4 bedrooms and 2 baths in 2045 sq ft with an asking price of $80,000 or how about 5 acres with a river running along one boundary for $35,000.

Further on you can find plantations with entrances lined with sugar cane, bananas, mango, papaya, mango, naranjilla, babaco, orange, lemon, lime,
yucca, coffee plants, bread fruit, guavas, achote, grapefruit, coconuts and all the vegetables you could eat. Also abundant are avocado, bamboo,
corn, potatoes and tomatoes.

These veritable gardens led to rustic old farm houses graced by birds of every type, humming birds, toucan, choco, bromeliad fly catchers,
tanagers, finches and animals include agouti, tapir, fox and deer.

You can find land with horses, cows, pigs, numerous dogs, chickens and even llamas which are indigenous.

I viewed one plantation there some years ago that had its own .7 kilowatt hydro electric turbine and sugar cane crusher, distillery where they
distilled 50,000 liters of schnapps a year overlooking the San Francisco river, a broad cascading mountain stream bounds the land and the smaller
Sarayunga river runs through it.

All in all Cuenca, and the area immediately surrounding it, has a great deal to offer no matter what your preferences. Whether you want to live in
an apartment, a home or buy land and build your own – it’s all possible at prices that are a throw back to times past.

Speaking of prices that are from times gone by, our friends and representatives in Cuenca, Stephen Milden and Leanna Palermo, reported today that they went to a local co-op and bought 12 bags of organic fruits and vegetables for only $20.91! If they had purchased the same items in the US it would have cost them close to $200.00 and everything was locally grown. They will be delighted to be your hosts and show you their adopted home during the first tour of 2010 which is set for January 22-23 2010.

Not only will you have an opportunity to see a cross section of available land, homes and apartments, you will be able to experience the local
culture by way of fantastic restaurants, galleries, artisan shops and a walking tour along cobblestone streets that will take your breath away.

Cuenca is one of Ecuador’s most popular towns and we look forward to sharing Cuenca with you on our 2010 Ecuador real estate tours.

Gary

See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us in Ecuador

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour      $499  Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499  Couple $749
Jan. 21-22     Coastal Real Estate Tour $499  Couple $749
Jan. 23-24    Quito-Mindo Real Estate Tour   $499  Couple $749
Jan. 22-23    Cuenca Real Estate Tour  $499  Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $999 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $999 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $999 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $999 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida ($749) Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $999 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $999 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $999 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $999 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

1 real estate tour  $499 Couple $749

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Green International Investments in a EMP Terrorist Attack


Green international investments can help investors prosper due to the threat of an EMP terrorist attack.

Tuesday’s message at this site saw seven steps that could help us survive and prosper in a new era that could unfold due to a terrorist EMP attack.

Yesterday’s message looked at the importance of securing food in an EMP terrorist attack.

This threat of a terrorist EMP attack could accelerate opportunity in green international investments.

We’ll look at these in a minute… plus some Ecuador real estate plus how the risk of  a energy grid shut down could accelerate green investments.

First… let me reiterate… I do not think the sky is falling.  The sun always shines somewhere and the grass is not always greener on the other side of the fence.  God…Nature or whatever you wish to call your Higher Being always takes care of us. 

May I quote a wonderful passage about this from  John James Ingalls (a Senator from Kansas 1873 to 1891), address in “In Praise of Blue Grass.”

Grass is the forgiveness of nature–her constant benediction.  Fields trampled with battle, saturated with blood, torn with the ruts of cannon, grow green again with grass, and carnage is forgotten.  Streets abandoned by traffic become grass-grown like rural lanes, and are obliterated.  Forests decay, harvests perish, flowers vanish, but grass is immortal.  Beleaguered by the sullen hosts of winter, it withdraws into the impregnable fortress of its subterranean vitality, and emerges upon the first solicitation of Spring.  Sown by the winds, by wandering birds, propagated by the subtle horticulture of the elements which are its ministers and servants, it softens the rude outline of the world.  Its tenacious fibres hold the earth in its place, and prevent its soluble components from washing into the wasting sea.  It invades the solitude of deserts, climbs the inaccessible slopes and forbidding pinnacles of mountains, modifies climates, and determines the history, character, and destiny of nations.  Unobtrusive and patient, it has immortal vigor and aggression.  Banished from the thoroughfare and the field, it bides its time to return, and when vigilance is relaxed, or the dynasty has perished, it silently resumes the throne from which it has been expelled, but which it never abdicates.  It bears no blazonry or bloom to charm the senses with fragrance or splendor, but its homely hue is more enchanting than the lily or the rose.  It yields no fruit in earth or air, and yet should its harvest fail for a single year, famine would depopulate the world.

Our horses here at our Blue Ridge farm really believe this.

international-investing

They are allowed to roam the farm freely except in our front yard.  But once a year, in the autumn, we let them in.

international-investing

They crop and fertilize the lawn. This makes the horses really happy.

They love chomping, lying, rolling and sleeping in the grass.

international-investing

Play in the grass

international-investing

Blaze, the oldest, relaxes so much that when I sent this picture to our grandson Garren, he panicked thinking that Blaze was dead.

international-investing

He’s not. Up he came…

international-investing

On the subject of international investing and grass. I finally received my new Neuton weed eater.

international-investing

This is a neat machine.

international-opportunity

I have been using a Neuton electric lawn mower and when I ordered this weed eater they were 1,500 orders behind!

This shows the demand for green products.

Neuton says at its website: We are dedicated to making the world’s most innovative and dependable battery-powered lawn and garden equipment for people who care about the maintenance of their properties and the health of our environment.  Our forward-thinking designs reduce the noise and pollution of traditional gas power equipment, making yard work more enjoyable. Consistent with these goals, a portion of our profits are donated to community organizations working to clean our air.

Using innovative designs in rechargeable, battery-powered products we¹re developing unique and reliable tools that are easy to use and are easy on the environment. And together with our customers, we¹re redefining the way people care for their properties.

Designed in Vermont

Neuton battery-powered mowers are a reflection of the simplicity, ingenuity and values that define Vermont. At their core, Neuton battery-powered mowers are:

* Hard working – providing high powered cutting capacity with professional results
* Simple – delivering an ease of use and storage you won’t find elsewhere
* Responsible – exhibiting a profound respect for the environment

* A cleaner and more efficient way to mow your lawn. In fact, Forbes magazine recently rated Vermont the number one “Greenest State.”

Neuton and the Environment
Neuton battery-powered mowers are the #1 selling battery-powered mowers on the planet. Our belief in the environmental benefits of Neuton is a strong one. We call it our Clean Air Initiative.

Since we started, we have subsidized the purchase of thousands of Neutons across America in exchange for dirty/gas-guzzling mowers. In Southern California alone, 16,000 residents have replaced their mowers with Neutons. The result has been a staggering emissions reduction of 600 tons per year.

And with Neuton, reducing environmental impact extends even further.  The Noise Pollution Clearinghouse rated Neuton the quietest rotary mower you can buy.

The bottom line is you get big-time results, while leaving behind a small environmental footprint.

Neuton’s success shows the potential for green products.  The threat of an EMP terrorist attack has the potential to accelerate the value of green investments because it could shut down North America’s national energy grid.  Tis may speed up the development and use of individual energy systems.

Neuton is not a public company so we cannot buy shares, but tomorrow’s message looks at how to take advantage of good international green opportunity.

The risk of an EMP attack also accelerates demand for Ecuador real estate.

See for example how this sloping 10 acre corn field with outstanding 360 degree views, offers extra opportunity at Cotacachi real estate tours.

cotacachi-real-estate

Gary

Let’s share ways and lifestyle alterations that protect as they provide joy, satisfaction, better health and enhanced wealth.

You may not be able to (or want) to move your home abroad or to a rural area.   Yet gardening, even in urban areas,  can be healthy and fun.  Holding some precious metals is probably a good investment anyway.  We should be taking care of our health even when their is no threat of war.

When it comes to holding assets abroad… our multi currency course can help.

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010.   Attend more than one seminar and tour and save even more plus get the three emailed courses free.

Our multi seminar-tour discounts have grown!  See the 2010 winter schedule below.  To Enroll click below.

1 real estate tour  $499 Couple $749

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

Jan.   8-11     Ecuador Export Tour ($499) Couple $749
Jan. 13-14     Imbabura Real Estate Tour
Jan. 16-17     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 22-23    Cuenca Real Estate Tour

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999
Feb. 15-16   Travel to Quito and Andes
Feb  17-18   Imbabura Real Estate Tour
Feb. 20-21  Coastal Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida ($749) Couple $999
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic Tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour

See our entire 2010 seminar and tour schedule here

See Neuton’s website here

International Business & Investing Expanded


There is expanded international business and opportunity because wage earners and retirees in most of the Western world are being set up. This can create great international business and investing opportunity for you.

ecuador-real-estate

In a moment see why this Ecuador property offers such good value.

Whether this “set up” is on purpose, or not, is a subject of lively contention… but the intention doesn’t really matter much.   The results… created innocently or intentionally will be the same.  Disaster for the middle class.  However opportunities in international business, investing and lifestyles mean that you do not have to share in the loss.

We can begin to understand this fact with three simple thoughts.

The first thought is that the US is currently experiencing deflation. You can see from this graph from the Bureau of Labor Statistics.

small-business-statistics

The December 2008 message Multi Currency Inflation at this site, asked the question… will there be inflation or deflation.

Now we know.

The second thought is that the deflationary forces are creating inflationary fundamentals like we have never seen before. The inflation stage is set. This is a formula that means disaster for most… but this does not have to apply to you.

One reader just wrote:  I’m thinking a ‘creative way’ to fix a problem and work through one’s passion will not handle the whole situation.  I hope I’m wrong and you have an even better idea. Medicine and doctors.  Savings stripped.  Destruction of people’s lives and stability.  All done with intention.

The dollar is  going down the toilet, and the best option I see the Fed and Government taking (for themselves, not for us) is to have a debit system.  The debit system would pay people, and would pay others from the people’s account.  People would no longer research to save taxes.  Their accounts would automatically be debited with whatever the government deems able to be taken.  The funds would filter through the Central Bank to be certain the funds are going only where the government it should go.

There is no more representative republic.  There is no more self determinism.  There are no more freedoms as you can be controlled through your debit card.  If government decides you are an ‘unworthy person’ they can easily take all of your nest egg.  If Congress can so thoroughly devastate us overnight one time, they can do it again.  I have a real hard time thinking about a creative way to generate income.  I trust not a congressman.  I certainly do not trust the current administration.  I don’t think they’re through with us.  Best Wishes to you Gary.

Many readers share thoughts like this. I know that so many of you are suffering. Yet I must say: economics will get worse. Fortunately they will then get better.

This leads us to the third thought… which is “the common person who will bear the brunt of the upcoming inflation.”

Yet you do not have to suffer.

A USA Today article “Wages could hit steepest plunge in 18 years
 by Dennis Cauchon and Paul Overberg” explains the problem. Here is an excerpt:  A bad economy and low inflation are starting to drag down wages for millions of everyday workers and freeze benefits for millions of retirees.
Average weekly wages have fallen 1.4% this year for private-sector workers through September, after adjusting for inflation, to $616.11, a USA TODAY analysis of Bureau of Labor Statistics data found. If that trend holds, it will mark the biggest annual decline in real wages since 1991.
“Wages are usually the last thing to deteriorate in a recession,” says economist Heidi Shierholz of the liberal Economic Policy Institute. “But it’s happening now, and wages are probably going to be held down for a long time.”

Yet falling income for wage earners and retirees is meeting huge potential inflation according to the October 16, 2009  New York Times article  “$1.4 Trillion Deficit Complicates Stimulus Plans” by Jackie Calmes.

Here is an excerpt: The Obama administration said Friday that the federal budget deficit for the fiscal year that just ended was $1.4 trillion, nearly a trillion dollars greater than the year before and the largest shortfall relative to the size of the economy since 1945.  The shortfall for the fiscal year 2009, which ended Sept. 30, translates to 10 percent of the economy.  Economists generally agree that annual deficits should not exceed 3 percent of the G.D.P., and that is the level President Obama had vowed to reach by the end of his first term in 2013.  At 10 percent of the gross domestic product, the 2009 deficit is the highest since the end of World War II, when it was 21.5 percent. At the same time, many Americans are demanding further help, confronting forecasts that job losses will not peak until mid-2010.  Representative John A. Boehner of Ohio, the Republican minority leader in the House, rejected that position. “It is irresponsible for Democrats to continue spending taxpayers’ money we don’t have to fund an agenda that would destroy the jobs we need to get our economy moving again,” Mr. Boehner said.

The problem looks even worse according to another October 16 2009 USA Today article entitled “Obama team makes it official: Budget deficit hits record. By a lot.” Excerpts say: The Obama administration has released new deficit numbers, and they are not pretty.  The deficit for Fiscal Year 2009, which ended Sept. 30, came in at a record $1.42 trillion, more than triple the record set just last year.  In addition, future deficits are currently projected to total $9.1 trillion in the coming decade.

Yet while the wage earner suffers… others are becoming rich according to an October 17, 2009 New York Tines article entitled
“Bailout Helps Fuel a New Era of Wall Street Wealth” by Graham Bowley.

Excerpts say:  Even as the economy continues to struggle, much of Wall Street is minting money, many Americans wonder how this can possibly be. How can some banks be prospering so soon after a financial collapse, even as legions of people worry about losing their jobs and their homes?
It may come as a surprise that one of the most powerful forces driving the resurgence on Wall Street is not the banks but Washington. Many of the steps that policy makers took last year to stabilize the financial system — reducing interest rates to near zero, bolstering big banks with taxpayer money, guaranteeing billions of dollars of financial institutions’ debts — helped set the stage for this new era of Wall Street wealth.  A year after the crisis struck, many of the industry’s behemoths — those institutions deemed too big to fail — are, in fact, getting bigger, not smaller.  Now, the industry has new tools at its disposal, courtesy of the government.  With interest rates so low, banks can borrow money cheaply and put those funds to work in lucrative ways, whether using the money to make loans to companies at higher rates, or to speculate in the markets. Fixed-income trading — an area that includes bonds and currencies — has been particularly profitable
.

Here is why you do not have to suffer and can profit like the big banks.

Messages at this site have repeatedly shown that four ways to beat inflation are to invest in equities, real estate, your own business and commodities.

Commodities are riskiest in the deflationary times.

Equities have skyrocketed this year… as have bonds treated like equities.

This is as an excerpt from a recent  update in our Multi Currency course shows that 61% of my liquid portfolio is in bonds!

Here is the excerpt:

As of October, my current liquid asset allocation is:

Equities

Jyske Invest  Turkey Equity Fund          TRY-EUR        1%

Jyske Invest  European Equity                EUR-                2%

Jyske Bank Share                                       DKK                 2%

Bank of Florida                                          US$                  1%

Total Equity Position                                               6%

Emerging Bonds

Jyske Invest Emerg Bonds Fund          EMCS              8%

EuroInvest Bank Bond                             TRY               4%
Brazil Government Bond                         BRL               8%
Hungary Government Bond                    HUF              6%

EMCS (emerging market currency spread)

Emerging Bonds Total                                         26%

Bonds

Jyske Invest Danish Bond Fund                DKK            14%

Jyske Invest  European  Bond Fund          EUR           12%

Caisse D’Amort Dette Bond                        EUR             5%

Jyske Invest Swedish  Bond Fund              SEK             4%

Total Bonds                                                                 35%

Cash

US$                                                                                      15%

GBP                                                                                       8%

EUR                                                                                      7%

CAD                                                                                      2%

NZD                                                                                     2%

Total Cash                                                                 34%

Our multi currency subscribers have been able to  fight the dismal economy just like the big banks.

You can learn how to enroll in our multi currency course here.

US dollar denominated real estate also offers extra value now.  The dollar has fallen which reduces the price of real estate. This is why I am heavily invested in US and Ecuador property.

Take this acreage and farm house as an example.  This offers great value because it is an investment in real estate… a business and commodities (food)

ecuador-real-estate

Here is the farm house.  From the front porch there are…

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views of the acreage.

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including…

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animal pens…

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crops…

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storage area…

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rental unit and…

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small local canteen the owner operates.  This is a…

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great value at $79,000 asking.

Ecuador Living subscribers have been sent a full report on this property.  Learn more about Ecuador Living here.

You can see the property (until it sells) above on our Imbabura real estate tours shown below.

The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business

This course can help you create your own internet business.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course, at no added cost, as I believe they will help you develop a better business in these crucial times..

Even Better Get All three Courses Free

To make this offer even more compelling,  I am giving everyone who enrolls in all our seminars or tours for any one month, October, November or December, “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

Inflation is coming and will hit wage earners and retirees hardest of all.  Yet you can succeed. We look forward to sharing ideas on how to succeed with real estate, multi currency bonds and equities and your own business.

Gary

Head south to Ecuador!

Here is the balance of our 2009 Ecuador real estate tour schedule…  plus Blaine Watson’s Beyond Logic and our last Ecuador Shaman Mingo of the year.

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010.   Attend more than one seminar and tour and save even more plus get the three emailed courses free.

Our multi seminar-tour discounts have grown!

See the 2010 winter schedule below.

2 seminar courses & tours

3 seminar courses & tours   $1199 $1,749

4 seminar courses & tours   $1,399 $2,149

5 seminar courses & tours  $1,599 $2,499

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

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Jan.   8-11     Ecuador Export Tour ($499) Couple $749
Jan. 13-14     Imbabura Real Estate Tour
Jan. 16-17     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 22-23    Cuenca Real Estate Tour

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999
Feb. 15-16   Travel to Quito and Andes
Feb  17-18   Imbabura Real Estate Tour
Feb. 20-21  Coastal Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida ($749) Couple $999
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic Tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour

We have been conducting Ecuador real estate tours for a decade longer than any others.   Our success has grown because we do not accept commissions on Ecuador estate shown on these tours.   Our goal is to help you know how to find the best deals on  Ecuador real estate.

The pictures below show some of the property we’ll view on the Ecuador real estate tours.

Delegates see two and three bedroom Andean condos like this.

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with views like this…

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In the $50,000 range.

Large square footage, fixer upper’s like this…

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with large gardens and …

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this view are offered at…

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$30,000… asking.

We see luxury townhouses at $75,000

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We view mansions…

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inside and…

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out.

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Gated communities are visited.

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Coastal land, houses and condos on the beach… near the beach and with views are seen.

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We see beach front penthouses with these views.

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Ultimate luxury…

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Ecuador beach properties are…

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seen.

Plus rustic houses with…

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perfect beach position are found.  I am told that a delegate purchased this house on our last tour.

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Here it that rustic house, on the right of Merri and me walking the beach with a friend and our hound.

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These brand new beach view condos are $89,000 (some of these units for sale are mine and are offered at $79,000 for Ecuador Living subscribers).

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We see luxury condos but also rustic beach B&B opportunities like the one below at $60,000… asking.

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We’ll even see commercial Ecuador real estate opportunity like this hotel… and

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even this Ecuador golf course on a lake that is for sale with…

two restaurants.

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with 144 seats and…

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rental units on…

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this lake.

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We hope to serve you well with Ecuador real estate.

Gary

Read the entire articles:  Wages could hit steepest plunge in 18 years

$1.4 Trillion Deficit Complicates Stimulus Plans

Obama team makes it official: Budget deficit hits record. By a lot

Bailout Helps Fuel a New Era of Wall Street Wealth  by Graham Bowley