Tag Archive | "Puerto Rico"

Math Based Debt


Let’s look at the math of debt.   A basic investment tenant that value investors use is to rely on mathematically based financial news rather than rumor and conjecture-based economic news.

So let’s apply some math to last week’s Wall Street Journal article “Puerto Rico to request bankruptcy protection”. The article says that Puerto Rico’s debt at $73 billion is about eight times worse than the previous worst municipal default which was Detroit’s $8.9 billion.

Here’s a graph from that article that puts the size of this debacle into a better perspective:

Screen Shot 2017-05-04 at 6.22.53 AM

Please note the fine print “Does not include pensions and other obligations.”   This means, whatever the debt numbers show, it is actually worse.

Let’s looks at the math of this debt based on the census.

The chart below is from the US census and compares US households to households in Puerto Rico.

Screen Shot 2017-05-04 at 6.45.43 AM

According to that US Census (2), Puerto Rico had 1,261325 households.  This means that each household  ($73,00000000000 divided by 1,261325) has $57,875 of debt.   Even a couple of years ago Puerto Rico declared this unpayable.

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Let’s compare this to the math of US debt.  The chart below is from the US Treasury Department website.

debt

According Treasurydirect.gov (3) US debt is $19,846,045,309,192.19 (19 trillion).  The US Census graph above shows that the US has 105,480,101 households.  That math ($19,846,045,309,192.19  divided by 105,480,101) works out to $188,149 of debt per household.

In other words, US debt per household is 3.25 times higher.

According to economywatch.com (4) the GDP Per Capita for Puerto Rico in year 2015 was US$37,951.75 and for 2016 was forecast to be US$37,869.31.

puerto rico

According to the same website the GDP per capita was $55,805.20.  The GDP per capita in the US is 1.47 times ($55,805.20 divided by 37,951.75)  greater than in Puerto Rico.

US GDP is 1.47 times higher than in Puerto Rico.  US debt is 3.25 times higher than in Puerto Rico.  That’s the math of debt.

Other Pesky Problems

As with the * in the debt statistics for Puerto Rico, the US debt numbers do not include future obligations like Social Security, Medicare, Medicaid, etc. either.

Is the US debt repayable?  This actually does not matter. No one ever expects any government to ever pay off all its debt.

The bigger question is whether the US debt service is sustainable.  Puerto Rico’s problems hinge on the fact that the Commonwealth cannot service its huge debt payment.

If this math suggests that the US could be pressed to service its debt, the question you might ask is “If the debt is not sustainable, what can I do personally to protect my health, savings and lifestyle?”

One answer of course is to leave the US.  But this presents its own dilemma.

debt

From CNN.com article “Who Own US Debt” (5).

Living abroad can reduce one’s cost of living.  Living abroad can bring new adventures and expand horizons.  But living abroad may not escape the reverberations of a US debt default.

The CNN article above points out the reason why no country is secure from a US default when it says: “The global financial system is built on the notion that U.S. Treasuries are absolutely safe assets.”

If the US defaults on its debt, shock waves will cause economic disturbances around the world.

This is why Merri and I in recent years have focused on three steps to survive a debt shakeout.  One step is to take care of one’s one good health.  The second is the increase profits and safety of our savings with slow moving good value, purposeful investments.

The third step is to live a simpler life in Smalltown USA, or wherever, and have a micro business that offers a product or service that will be of value regardless of circumstances.   Merri and I are creating micro businesses doing things we love that are good for our community and that fulfill our lives.

A look at the math of US and global debt distribution can help us get to the heart of the matter.

Our ability to cooperate lays at the core of humanity’s success.  Yet due to the competitive nature that exists in the weft and warp of societies around the world, there are flaws in the weave of our international tapestry.  The tensions and imbalances mean that the global economy occasionally  needs a reset.  Either a new burst of productivity created by some new technology or a diet of austerity balances the numbers so they make mathematical common sense.

During the reset, some people win.  Others lose.

We do not know when or what will happen.  Events are beyond our control, but we can and should make life better with a micro business that assures we’ll land on our feet, however the world turns.

Turn your passion into profit.  Become more  valuable to others with your own micro business now.

Gary

(1)  www.wsj.com/articles/puerto-rico-to-request-bankruptcy-protection-1493824050?mod=itp&mod=djemITP_h

(2) Census  www.census-charts.com/HF/Puerto_Rico.html

(3) www.treasurydirect.gov/NP/debt/current

(4) www.economywatch.com/economic-statistics/Puerto-Rico

(5) money.cnn.com/2016/05/10/news/economy/us-debt-ownership/

One Week’s Effort – Ten Year’s Pay

Over 30 years ago Merri and I locked ourselves in our basement every day, for ten days.  We wrote a report about financial secrets.

gary scott

The report sold well and generated an immediate and excellent income.  Now it’s long out of date.  I just have this one copy left, stored in my archives.

However those ten days of effort, three decades ago, started a chain of events that creates residual income for Merri and me to this very day.  Even better the ten days effort should continue to create income for us for many years more.

Learn how to use brief efforts that create extra income now and continue to pay you for years… even though you don’t do a thing after the first effort.   These lessons even show how to generate cash flow that lasts so long, your heirs will enjoy the income too.

Learn how to do a little work for a lot of income, that comes in, again and again.   See nine secrets below on how a small independent at-home-business can generate long tail income (money that comes in again and again) from one small effort.

Learn how to easily gain the most important things in life;  freedom, friendship, financial security, prestige, tax savings, legal protection, fun, adventure, self sufficiency, fulfillment and more satisfaction… with very small amounts of money and time.

Here are five of nine secrets, for creating long tail wealth:

Secret #1: The business must enjoy the multiple effect.  A product once created must produce profits again and again, almost on a never-ending basis.  Each venture in the business needs to make a huge return to start and then continue generating earnings year in and year out.

Secret #2: The business needs to be more than its owner.  It must produce income even when the owner doesn’t put in day-to-day effort.  You may already be wealthy or earning a high income.  You may not even need another business or extra income, but some day you might.  One surgeon explained it this way. “I am making a fortune because peoples’ lives are in my hands.  Once my hands are no longer steady, my income stops.  My entire financial well-being will then be in someone else’s hands!”

Secret #3: The money making system must have a purpose beyond money and be enjoyable and fun!  Sad but true, most of us make money for the sake of making money.  Many spend their lives working, just to have a few precious hours having fun.  The most important fact I learned about making and keeping wealth was that those who were richest absolutely loved what they were doing and felt they were doing something that was good!  Money was of secondary importance to their effort.  And as things are, this means they actually ended up making more!

Secret #4: The money making system must be flexible.  No matter what the economy brings, your ability to make money should work regardless of inflation, recession or even depression.  The business must have resilience-so if times turn tough, they can evolve and turn change into even more income.

Secret #5: The business must be able to start small, but grow large.  I learned that business ideas work best with small starts to begin and can be operated on either a full or part time basis.  Most businesses start with a learning curve.  During that time, it is essential they are small.  Once the lessons have been learned and the system is operating properly, then it can grow larger with higher income.

The way to make money in this way is by publishing to sell!   Almost anyone can make more than respectable income when they publish to sell.  Publishing to sell fits all five secrets above, even if you never write a thing.  We’ll look at the other four secrets in a moment.

Publishing is not writing!  Publishing is the business that makes money from writing.  You may have read or heard about the great wealth good writers can make.  Guess what?  Writers make that money from a royalty paid to them by a publisher.  The royalty is normally 15% of the book’s wholesale sales, after returns.  Guess who makes the other 85%?  Guess whose decisions make or break the fortunes of the writer?  The publisher!

Publishing to sell is a business where you get the 85% from publishing,  PLUS MORE… and have extra earnings that just keep keep rolling in, year after year.

Publishing is the business of producing, selling and delivering words.

“Publishing-to-Sell” is the business of producing, selling and delivering books that provide important valuable information, but also leads to the sale of other publications, services or products.

For example, Merri and I used publishing to sell in Ecuador.  We published a report about living in Ecuador.  This was an informative report that helped thousands of readers move there.  The report also outlined the benefits of our Ecuador real estate tours and Super Thinking Spanish courses.  That particular effort starting in 1995 created a million dollar business that still generates earnings to this day even though we have not been in Ecuador for many years.

Here are other examples.  One publisher who used the course, Joe Culbertson, D.C.  is a chiropractor.  Eating junk food creates numerous problems including difficulties in the spine so Dr. Joe created a simple use-at-home spinal device to help the spine.  He published a series of articles about the spine.  Those articles helped sell a three part book he published  Secrets of the Spine: The True Mind/Body Connection.  The book helped him sell his spinal device.

spine

From Dr. Joe’s website.

Another smart self publisher, Jamie Alexander, who used our self publishing course, has a cooking school.

Jamie started her professional baking career at age 20 when she apprenticed under the best-selling cookbook author, Nathalie Dupree.  When she was living in Paris, she studied at LaVarenne, the Cordon Bleu Cooking School and with the pastry chef of Maxim’s.  Her health problems created by high blood sugar levels caused her to have a passion about baking in a healthy way.  She began perfecting chocolate cake recipes that added nutritious ingredients and eliminated unhealthy ones such as sugar.

You have my word for it, these cakes are delicious and there is not an ounce of sugar or white flour! What a treat!

jamie alexander

Jamie Alexander’s recipes are for sale at Amazon.com and include “Carrot Cake Quinoa Brownies”, “Reid’s Gluten-Free Chocolate Quinoa Brownies”, “Pumpkin Cranberry Quinoa Cake” and “New Orleans Espresso-Infused Chocolate Quinoa Cake”.  See all five Jamie Alexander quinoa stevia recipes below. 

The sale of these recipes are really valuable and worthwhile, but they also help sell Jamie’s New Orleans cooking classes!

You can write what you publish to sell or publish what others write to sell.   Some writers, like myself write and also publish.  That’s because 85% of the income from printed publications normally goes to the publisher.

You can earn as a writer.  You can earn as a publisher.  You can publish, or write, or both!  You can also generate long term income from what your publication sells.

Publishing to sell can create outrageously high long term income for little work and you can do it from your home, in an RV or even while cruising or living on a boat or traveling.  It is possible to generate large amounts of extra income month after month, year after year.

Publishing to Sell has become better, much… much better.   Our early success above (the ten days of effort that still earns 30 years later) began when our publishing-to-sell business was in print.   When the Internet became popular and we created a website (in the 1990s), the cost of publishing risk went into a steep dive due to a new advertising medium called Pay Per Click (PPC).  Prior to PPC the biggest part of every publishing venture was paper, printing and postage.  If a publication was mailed, and not read, the paper, the printing and the postage still had to be paid for.  The cost of sending publications which were never opened, created a huge risk.

PPC means that a publisher today only pays from the delivery of a publication when it is opened.  This dramatically reduces upfront cost and risk.

Freedom is the most important benefit.

In the 1970s, I had what I thought was a good business but to be honest I could never get ahead.  I always seemed to be in debt.  The harder I worked, the deeper the hole my finances seemed to be in.  My financial situation robbed me of freedom.

Then I discovered publishing to sell.  Since then our publishing-to-sell business has brought in millions.  We gained all the physical possessions we desire, more houses than we could use (we rent them), two tropical beachfront homes and a Tuscan inspired villa in the mountains overlooking a roaring creek, a 250 acre farm and a 900 acre plantation in Ecuador, plus more than enough money in the bank.

Our income exceeds our expense.

We do not have one penny of debt and we have as much leisure as we choose.

We are free to work when we want and can decide when we want to slow down and relax.

We live where we like and most important, we arise from bed without an alarm, work without undue stress and have fun every day!

My wife, Merri, and I are our own bosses and do what we love.  We have learned that through publishing to sell, we can accomplish far more important goals, to gain self fulfillment and be of service to our community.  In short, we get paid helping make ourselves and the world a better place.

What do you love?  Rare cars?  You can make a fortune publishing to sell in the genre you love.  Do you prefer fine art?   Or do you love beautiful jewelry, coins, gems, real estate, furs, model railways, dolls, scientific equipment, war memorabilia, old and rare books, or whatever?

Do you prefer social subjects rather than objects?  Are you concerned with the environmental problems, with crimes, war, poverty?  Would you like to help wipe them out?  Each of these offers opportunity in publishing.

Are you a golfer?  Do you love to travel?  Why not make the kinds of money I’ve just mentioned publishing reports about golf courses all over the world?

Would you like to help the world be a more spiritual place, help people get along better together?  You can do something good for the world, increase your income in the process and live wherever you please!   You can make a fortune by publishing information that sells products and services that are interesting to you.

Publishing to sell can also be international so you can live anywhere and still earn everywhere.  This is especially valuable if you love to travel.  For example, one shrewd publisher realized that Panama was a great place to live so published information on Panama that sold Panama real estate seminars.

Other publishers reaped rich rewards selling information on their own country.  For example, there is currently a huge growth in domestic tourism.  Self publishers are in a position to do something about it… by selling U.S. knowledge everywhere!

Merri and I, for example, lived in Europe for years, then fell in love with Ecuador for 15 years.  We earned by publishing our experiences gained in each place.

Now in our 70s, we live in Smalltown USA. We love the peace and quiet, are closer to my mom, our children and grandchildren.  We still publish to sell!  In each phase of our lives, the publish-to-sell business allowed us to move and live where we desired.

Imagine what this type of business means if you love to travel.  Part of every trip you take can be tax deductible!  You can honestly write off every trip that is related to your publishing business.  Every journey can become a research oriented adventure and a tax deductible event

For example, you’ll see how when we reached retirement age, we slowed down our self publishing business but still earned $2,404725.98, tax free, over the next ten years.

Many benefits come in the form of reduced tax.  As a publisher, you’ll have one of the most respected and tax protected businesses in the country.  Other benefits come in the form of legal protection. Publishers are protected by the U.S. constitution.  You do not need a license to publish.  There is no government watchdog nor do you have bureaucratic red tape involved in publishing.  The biggest benefits are the freedom, the independence to work wherever you choose in any field you desire.

The 2018 tax law means that you can create a publishing-to-sell business where you only pay tax on 80% of your income.

We created an entire system to help our readers have their own publish to sell business.  This system is unique because my wife, Merri, and I are unique.  We started our publishing business together.  Since we’re almost recluses, we decided to do the whole business by ourselves.  We began working at home.  Today, though we have tens of thousands of readers and have made millions, we still work at home and do not employ a single person.  When we switched to online publishing to sell, we added one business partner, our webmaster, who created and runs our website.  You’ll can learn how to do this in the course I am about to introduce.

May I introduce you to our course, “SELF-FULFILLED – How to Be a Publisher to Sell”.

The course teaches all you need to know on how to start and run your own publishing-to-sell business by yourself.  The first lessons in the course answers your questions and get you started!

This course can put you well on your way to publishing to sell and give you the freedom to live wherever you choose!  It covers the five secrets I mentioned above and the four additional secrets below:

Secret #6:  How to gain 1,000% returns.  See why some of the wealthiest families in the world today come from publishing.  Learn how margins can be so incredible that few would believe them.  This online course contains many case studies.  Case Study #3 for example shows one publisher who sold an idea delivered on one photocopied page.  His cost was only three cents, his selling price $12.50!

Secret #7:  How to create and market your product or find products to sell.  Learn 11 steps in creating the perfect product.  Understand how to review ideas, test focus, aim at markets.  See why you don’t have to write anything if you don’t want to!  Learn where and how to get your data and get others to write for you almost FREE.

For example, the course shows how one friend, before the Internet, never wanted to write and decided instead to publish on cassette tape.  He later switched to webinars.  He started part time and built a career that brought in millions and brought him to know some of the most interesting people.  Now of course publishers who do not want to write can use the internet.

Learn how marketing is the key to successful publishing and how to turn pennies into dollars with good marketing focus.  Gain samples of winning marketing pieces.  Learn 21 frequently committed marketing blunders and what to do about each.

You’ll learn how to turn advertising dollars into a fortune.  How to create your own ads.  When to use classifieds, space ads, direct mail or word of mouth.  See how to build a PR list and get thousands of dollars in free publicity.  I share my most secret results on recent mailings so you will know why sometimes you sell more units of a publication at $49 instead of $29.  I show how one couple used ads about retirement to supplement their retirement income and get free trips all over the world.

Secret #8: When to print, how to print and when to go online only.  How to print and fulfill.  Learn how to cut your printing bill in half by asking for quotes differently.  Learn tricks of the trade, how to get the best quality at the lowest price, why to avoid the biggest printer in town and why to avoid the franchise printers.

Secret #9: How to compute and use the Internet.  With an inexpensive computer, you can easily run a business from home and still have tons of time left over-even if you are computer illiterate.  Merri and I have proven this!  The secrets in the course include a step-by-step approach on what to do.   Our partner, the internet expert includes what you need to know for online publishing.

The course contains information on how to use computers and the Internet for your publishing business.  For example you will learn how I have eliminated hundreds of thousands of dollars of printing and postage by switching all of my business onto the net.  We unlock all the secrets of publishing so you can have increased lasting income and reduced taxation.  This course is perfect for those with great computer skills and can help you learn how to focus these skills into a profitable publishing business.

However, the course also helps computer illiterates like myself and shows how to get your computer work done with no upfront cost.

I have created this course in an easy to understand style.  Everything is explained what to do in vivid detail.  We share all, how we have done it ourselves.  The course is full of publishing ideas and case studies.  You’ll learn about a pilot who published a book on the best airport cafes. All his flying became tax deductible!

You’ll see how one couple who loved an island wrote a guide on the place and made enough to buy a home on the beach there.

Another made millions with one simple legal idea.

I give names, resources and addresses of contacts in marketing, printing, plus attorneys, accountants, Internet whiz kids who can give help.

This course is not theoretical.  It describes on a step-by-step basis, how Merri and I built a million dollar international business in just 7 years and how you can do the same.

The course is designed so you can get your own publishing-to-sell business going, full or part time right away.  I’ll explain how and why by sharing one other amazing experience that makes this special offer available for you now so you can have the course for pennies on the dollar.

I have previously exposed this idea only to my readers and never to the general public.  We conducted a course charging $2,000.  Here are raves from delegates who have used our course.

For example, one delegate, a publisher from California said:  “Your publishing course is outstanding! Just two hours of study on Sunday alone were worth more than the price.”

An engineer from Ohio wrote, “Basically, I learned how to be a publisher, especially the selling and marketing implications. The course is absolutely worth the cost!”

A retired railway worker from Michigan said, “Your course opened my eyes to the merits, profits, and prestige of becoming a publisher, particularly the idea of publishing in Canada for distribution in the U.S. (for total tax protection).” An employed couple from New York wrote, “We found the course interesting and informative. We were inspired to start work on a booklet. When we came down, we had no idea on what to publish.” And an attorney from Germany stated, “What I like most is that it is a nuts and bolts course-not pie in the sky.” While a business woman from Atlanta exclaimed, “It was great going through your steps, being 100% honest without fear of giving trade secrets since you have paid the price (to gain this knowledge).”

Merri and I have been overwhelmed by how much the course helped so we conducted another course and recorded it.  We then reproduced it in written form so it can be delivered entirely online at a huge reduction.  Though many readers have paid up to $2,000 for this course, you can start for only $299.

Here are some of the lessons you will learn in the online course:

Lesson #1:  A Day in the Life of a Publisher.  See how you can start with only a very small amount of money, work as little as four hours a day (if you are operating full time) even less if you start part time. Learn how two of my publishing friends, one an M.D.-the other a pilot ran their own money letters.  This gave them incredible tax protection, took them on many free, exotic trips, widened their perspective and field of friendships, helped them keep the money they were making in their fields and gave them a backup business that they loved for retirement.

Lesson #2:  How to Create Your Product.  Learn 11 steps in creating the perfect product.  Understand how to review ideas, test focus, aim at markets. See why you don’t have to write anything if you don’t want to!  Learn where and how to get your data and get others to write for you almost FREE.

Lesson #3:  How to Choose Your Format.  Some ideas are timeless and can be sold in a book for years on end.  Others are better in a magazine, newsletter or other periodic publication. Some products can just be lists, simple one page photocopied ideas or names and addresses. Understand when to print, record (on audio or video) and when to transfer through the Internet. Learn how to choose the format that suits you, full or part time.

Lesson #4:  How to Publish to Sell.  Learn how marketing is the key to successful publishing and how to turn pennies into dollars with good marketing focus.  Gain samples of winning marketing pieces.  Learn 21 frequently committed marketing mistakes and what to do about each. Know where and when to advertise (such as never near Easter-Christmas is OK).

You’ll learn how to turn a few advertising dollars into a fortune.  How to write or have ads written.  When to use classifieds, space ads, direct mail or word of mouth.  See how to build a PR list and get thousands of Dollars in free publicity.  Learn the tricks of the Internet to easily focus and capture a market there.

Lesson #5:  If You Print-How to Print?  Did you know that you can reduce your printing bill by half just asking for a job in the right way?  Learn all the tricks of the trade, how to get the best quality at the lowest price, why to avoid the biggest printer in town and why to avoid the franchise printers.  Learn how to choose the right graphics, correct paper, envelope, style, letter fonts.  When on demand printing is best.  Every Secret is included.

Lesson #6:  How to Fulfill.  This session is a practical guide on how to administer your business.  How to set up a computerized fulfilment system, get local families to do all your work for you and run your business (if you wish) from your home.  Learn how and why to use low and variable overheads, yet give one day turn-around delivery.  Learn when to choose delivery services, to fulfill yourself or build your own system…or when to simply fulfill via the Internet.

Lesson #7:  How to Finance.  Learn all you’ll need about the financial end, of the business, how to control physical or online inventory, keep overheads down, check ad results, get 30 day free credit and stay on top of your business.  Learn 11 hazards to avoid and tricks to stay profitable without a daily accountant.  The course and manual contain all these secrets and more.  The computer/internet workshop personalizes the knowledge so you can get started.

Who is This Course For?

This course is for those who would like their own publishing business for fun and profit but also helps business people, brokers and professionals, insurance agents and marketers who want to enhance their existing business or build a second source of income.

Publishing can be used to shift the cost of marketing into a profit center.  If you want your own full or part time publishing business, or want to build your existing business through publishing you should sign up for this course right now with a special pennies on the dollar offer.

This course is for individuals and couples.  You can order the course but your entire immediate family has permission to use it.  We include those who want their own business or who want to have a business together or a family business.  Business people or professionals who want to add an extra profit center to their business or who want to change their business entirely will benefit.  Those who want more control over their career should take this course.  Plus those who love travel and want to turn their trips into profitable tax deductions!

Only those who really want to publish for profit or to expand their business should sign up for this course.  We have created a proposition where you cannot lose, but the course is not for idle curiosity.  We are giving away every business secret we possess and expect those who use it to reap fortunes in extra income, tax savings or expanded business. We expect this knowledge will change your life for the better.  You’ll gain extra income, more fun, adventure, friends, freedom, independence and prestige too.

Due to the enormous savings of an online course, you can start for only $299 with a full money back if not satisfied guarantee.

Merri and I have had a publish to sell business together for over 30 years and both of us were in publishing before we got together.  Merri’s publishing experience even outstrips mine and we spend a great deal of personal time continually updating the course as the publishing business evolves.  We have a successful publishing business with over 20,000 readers, so our updates are based on real time experience.

Are you interested in a publishing business?  It can be small and part time mainly to gain prestige, fun and tax benefits.  It can be full fledged and rake in thousands a day.  If so, this course is an absolute bargain.  You should sign up now!  Our goal and guarantee is that you will be able to run your own publishing business that publishes to sell.

Though many readers have paid up to $2,000 for this course, you can start for only $299.  You could not duplicate the computer and Internet knowledge for $2,000.  It covers what you need to get on the Net, how to use the Web to publish, how to define your Internet market, how to develop your site, target your market and start getting visits, the top ten Internet tips to use, the top ten traps to avoid, and many other lessons our Webmaster has used in his 20+ years on the net.  In many cases your tax savings will be five to ten times the cost of the system alone, plus you will learn how to gain thousands of FREEBEES and earn hundreds of thousands a year.

Our publish to sell business has brought us more wealth, satisfaction, fun and friendship than I imagined possible.  It has brought so much to my life, I would like to help everyone be in publishing and I hope you are one with whom I will have the pleasure sharing this exciting and profitable way of life!

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee to share all we know to help you start and run your own publishing business.

Don’t miss this opportunity.  Sign up with this special offer.

Our Guarantee

If you are not fully satisfied, you can cancel the course any time in the first two months.

Why the Update Lessons?

What all professional publishers know is that the world of publishing changes continually and that the key to continual success is to test, test, test and keep the business evolving with the market place.   The course you receive is up to date, but it will fall out of date soon.  To keep you in touch with the latest trends, techniques and ideas, we add regular update lessons to your course.

We have over thirty years experience and are active in the publishing world every day.  We work with several of the largest internet publishers in the world and gain a continual flow of new experiences, ideas, tactics and strategies.  Your update lessons bring you the latest innovations that are being used in the publishing world right now.  This is a key to maintaining a continual flow of everlasting residual income from you publications.

We unlock all the secrets of publishing so you can have increased lasting income and reduced taxation.  This course is perfect for those with great computer skills and can help you learn how to focus these skills into a profitable publishing business.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us any time during the first 60 days for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

Gary

See Five Jamie Alexander healthy, delicious, quinoa-stevia recipes here

 

 

Ecuador Singles


Ecuador Singles are very safe in many parts of Ecuador.

A reader recently sent this note. Hello Gary,  I have thoroughly enjoyed reading all your emails on Ecuador.  I would love to visit you when I have some funds available, and because of the economy my funds are non existent for travel now.  I have been told by several people and particularly by a Panamanian friend (female), that Ecuador is very dangerous because of the Colombian drug situation.  Crime is big and is it dangerous for a single female such as myself, to go there.

Here is my reply.  There is a popular misconception that Ecuador is a dangerous place.

This is like saying New York City  is a dangerous place.  Sure there is danger in some parts of New York. My research suggests that if you are in Manhattan and go to East and Central Harlem it can be a bit sketchy. Ditto for Washington Heights.   In Brooklyn, East New York, Brownsville and Crown Heights may not be good places to stroll at night.

Yet overall New York City has the lowest crime rate among the ten largest cities in the United States.  Since 1991, the city has seen a continuous fifteen-year trend of decreasing crime.

Then there are those who know what to do and are safe even in dangerous places. One site I researched said of East Harlem:  I have an uncle, who lived with his wife in one of the housing projects in East Harlem and manage to raised three children there since living there in the 80’s and 90’s. But he just moved out about a year ago. He said that the changes in the area got much better after the 2000’s. He said, he would stay, but they already had saved enough money and already buy property in Puerto Rico.

This is true of Ecuador as well. There are places you won’t find me walking around and I pretty well know what to do… how to look out.  I have only been robbed three times in 41 years of global travel… once in London and twice in the US… all at home or within two blocks of home.

Yet many parts of Ecuador are far safer than in North America.  We have dozens of single women readers who have moved from the US and Canada now living in Ecuador and have never heard a single complaint. They are probably safer in Ecuador than in most US cities.

I have written about this extensively at this site. If you have concerns please search the phrase “ecuador crime” at this site.  You will see numerous recent articles we have published.

There is also a good BBC article about crime in South America.  You will notice that the article does not mention Ecuador as one of the high crime areas in Latin America.

Ecuador has always seemed like a very safe place to us. We have taken thousands of people to Ecuador and though groups and tourists are always targets for crime… wherever they travel in the world… we have never experienced a violent incident.

From a security point of view one has to be on the lookout for pick pockets in tourist areas but other than that our thousands of readers who have visited Ecuador report few problems…  as mentioned not one incidence of violence.  We advise people at this time not to stay or visit the area of Mariscal Sucre nor go anywhere near the Colombian border or in the province of Esmeraldas.  Crime in Guayaquil in the 14 years we have been there was once bad but due to government measures is not as bad now.  Parks in Quito have trouble with theft and the like and it is good to just avoid these areas.

Our site covers our thoughts on risk extensively.

Here are links to just a few of the numerous articles we have posted about Ecuador safety.

www.garyascott.com/2008/12/02/3062.html

www.garyascott.com/2009/05/09/4944.html

www.garyascott.com/2009/03/08/4115.html

www.garyascott.com/2008/12/04/3072.html

www.garyascott.com/2008/12/02/3062.html

www.garyascott.com/2008/11/22/3001.html

www.garyascott.com/2009/08/22/6303.html

To assist those interested in Ecuador Ecuador Living has established a full time full support research and assistance team to help Ecuador Living subscribers in any way required.

This complete service includes our staff being able to provide personal responses to your questions about Ecuador crime.

You can subscribe here

Other services offered include scanning Ecuador newspapers looking for unique properties and put our subscribers directly in touch with sellers … thus avoiding brokerage fees.

We also help our subscribers by asking developers (since we are not brokers and do not to accept real estate commissions) to provide discounts to our subscribers if they buy property.

For example, one Quito property seller is offering a $10,000 discount to our subscribers on a spectacular Quito condo.

In another example there are 4 buildings at Primavera II in Cotacachi. The first building has condos at $46,500.

Ecuador Living subscribers can subtract 2% off most of the prices of most new units at Primavera.

In another case the Vistazul condos north of Manta provides our subscribers a $10,000 savings plus a free Galapagos cruise.

Helping subscribers find real estate is only one part of our service.  If you have an interest in traveling, investing, living, buying property or doing business in Ecuador a subscription to Ecuadorliving.com brings many benefits.

One huge benefit in using our service versus relying on brokers or travel agents is that we are not trying to sell real estate. For our modest subscription you get our honest opinion based on 40 years of international business and 13 years of living, traveling and doing business in Ecuador.

Ecuador Living subscribers gain access to our extensive contacts plus share the input from over 18,000 subscribers who continually let us know what they see hear and experience good and bad. We conduct real estate tours to help our subscribers learn Ecuador’s real estate market in the most efficient way.

There are three sources of more than 1000 pages of free information about Ecuador please see www.garyascott.com and www.successguidelines.com/ecuador_real_estate/index.htm and www.ecuadorliving.com

Our Ecuador Living service goes beyond this free information.  You can subscribe here

Regards,

Gary

Join us in Ecuador or Florida or Both. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 21-22     Coastal Real Estate Tour $499 Couple $749
Jan. 23-24    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 22-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

6 seminars courses & tours  $1,999 Couple $2,999

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Ecuador Export Tour Update


Here is an Ecuador export tour update that continues our thread on ways to earn globally with small international businesses.

Ecuador-export-tours Our Ecuador export tours visit many Ecuador markets… textiles in Cotacachi and weavings in Peguche, leather in Cotacachi… wood carving in San Antonio de Ibarra. Here is our last group arriving in Otavalo.

This update is provided by Maggie Beesley, a former Ecuador export attendee who now exports regularly from Ecuador.  She will conduct the July 4 Ecuador Export Tour:

Hi Everyone!!!

How many of you are packed?  I stay packed.  July 3rd is right around the corner.  Pack smart, bring a larger suitcase than you need, and be prepared to buy another big one ($8) to get all your treasures home.  We are already saving, aren’t we?

Yesterday, my husband and I returned from Puerto Rico and let me tell you about the prices there!  Wow!  Maybe we should all be taking our treasures to Puerto Rico to sell.  I saw so many things we are going to see in Ecuador and were they ever expensive in Puerto Rico!

Now on to our Import/Export adventures.  On one of our days together (July 8) we’ll visit the town of Otavalo and the market there.  This market is the largest indigenous market in all of South America.  The reason we are going on Wednesday is…not as many shoppers and much better prices than on a Saturday.  We like those better prices, don’t we?  While in Puerto Rico I saw a summer cape which I have bought all over Ecuador for $10.00.  In Puerto Rico, also at a market, that same type of cape was $42.00, and it was not near as pretty as the ones we are going to see in Otavalo.  Do you see the profit there?

I also just finished going through my latest Coldwater Creek Catalog, where they are having a 50% off sale and have some gorgeous earrings on sale now for $35.00 to $40.00.  Folks we are going to see much prettier ones for $5.00 and maybe up to $10.00, plus no sales tax or shipping charges.  The same is true for necklaces, scarves, and purses.  Buy that extra bag in Ecuador for $8.00, which I also saw in Puerto Rico for $40.00 to get home in and more and more of the wonderful savings.

Another day we are going to the Village of Peguche, which is the Village of the Weavers.  There are three things we will want to do in Peguche.

First, we will want to visit El Condor where people will be weaving as we watch a weaving exhibition.

ecuador-export-tour

Weaving at El Condor.

If you have never seen anyone weave on a wooden loom, it is fascinating, very complicated, and can take many days to complete a blanket, or a cape.  A lot of work!  How the people sit there and do this craft for hours on end is beyond me, but they do and the weaving is gorgeous.   Did I mention, the weaving is done with their hands for the pattern and the tightness of the weave is controlled with their feet?  No electricity here, just the rhythm ….clickity-clack,  clickity-clack…which is the sound you hear throughout the village.  We’ll also experience how the natural dyes are made including Cochineal, the rich wine color that only the emperors had in ages past.  (A little secret it is made from crushed up cactus bugs!)

Also in Peguche is an artist, Jose Cotacachi, who does wall hangings.  He exports to the United States and is shown in very high end stores at very high end prices.  You too can do this.  His work is breath taking, and the detail, well you will see what I mean. These sell to high in art galleries also.  Very easy to pack, just roll up your purchases and put them in that extra bag you bought.   Jose will ship to the U.S., but it is much cheaper to buy that $8.00 bag and do it yourself.   Jose actually has three different workshops in Peguche, and we will visit them all.

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Jose Cotacachi at his loom.

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He loves his work.

Depending on time, we’ll determine the next thing we do, so I am just keeping it a secret.  I don’t want to rush anyone in this town.  Every time we go to Peguche, people always want to go back.  I hear too many times, “I wish I had bought that, or I didn’t see that one”.  So on this trip, we are going to try and see it all.

We will go to San Antonio de Ibarra, the Wood Carving town. One of the stores in San Antonio does gold leaf on statues…Some of these statues go to very important places in Europe and it can take a year or more to complete one statue.  Also, one small woodcarver studio (dirt floor) hosts those direct from the Louvre in Paris…bringing pics of their treasures to be copied!

Ecuador-exports

Master Carver Marco Lopez.

Many of the towns in Ecuador are known for a particular craftsmanship. We will be in the heart of the Crafts Trail, just minutes away from the major markets.  Otavalo is the Indigenous Market town, Peguche is the Weaving town, Cotacachi the Leather town and San Antonio is the Wood Carving town. The particular talent… skill of each town is handed down generation to generation, family to family. Should a future generation of young people decide to leave the town and do something completely different the skill could be lost forever.  You know it is going to happen, that is why all the things we see are so precious.

Our first complete day in Cotacachi we are going to meet Roberto the man who grows and exports those wonderful Ecuadorian roses to so many of you in the United States. You have seen the roses in Gary’s emails.  Roberto is going to tell us how to get them, and how to have your own Export business with roses.  (Some past attendees of this course have done quite well selling roses direct from the source.  And, a big thing, Roberto’s roses are all from green plantations…your wedding clients will love this.  We will also be working the entire Leather Street (ArtePiel), which is only a three block stroll from El Meson.  So many stores, both sides of the street, and all just a little bit different.  There is also a small outdoor market we will visit in Cotacachi where I have gotten some great leather items.  This is going to be a “get outside in the sunshine day”, do some walking do some looking, and do some buying.

For all you guys coming along, one of the first stores we will visit is where you get those fabulous leather jackets and coats.  The secret word in this store is…”I know Micky”, or “Micky sent me” which could bring about that extra discount we all want.  I believe Micky will actually be in Cotacachi while we are there so we will all get to meet her and here about her businesses in Florida all from products bought in Ecuador.

To add to your packing list ….things to be sure and bring with you to Ecuador…
Comfortable walking shoes
Sunglasses
Sun protection
Sun hat
and not to be forgotten, your ATM Card!

Do not bring Travelers’ checks, or any checks like that. Do not bring $100 bills (hard to cash).   Cash works, and remember they use our dollar, so there is no converting to another currency!  (This is another great surprise and help…no need to worry about currency fluctuations!)

See you all in July.  Happy traveling!

Maggie

Ecuador-export-tours Our tours show how to earn income globally but are not all business.  Our last group took time to visit Otavalo’s main square and…

Ecuador-export-tours

the Otavalo Cathedral where we…

Ecuador-export-tours

visited and…

Ecuador-export-tours

remembered the riches… plus…

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met a man who reminded us that when we do business globally we do more than just make money for ourselves.

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International trade in native crafts helps enrich everyone.

We hope to share this opportunity with you.

Gary

We hope you’ll join us to learn more business and investing opportunities globally as well as Ecuador.

July 4-8 Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.