Tag Archive | "North Carolina,United States"

Smalltown USA Ashe County


Smalltown USA Ashe County offers many living and business benefits as well as great real estate value.  See why below.

Merri’s and my business has thrived for many years because we try to avoid financial fashion and always look ahead for value instead.

blue-ridge-photos

See why this home on 47.8 acres offers such good value.

This search for value has led us to the long term focus we have had on three important trends… the falling USA dollar… investing business and living outside the USA and Smalltown USA.

Back in 2005 way before the real estate crash our site looked at five factors that suggested we would see growth in Small Town USA.

Smalltown USA Value Factor #1: Some parts of America were growing increasingly overvalued. Our 2005 message warned about Naples, Florida (where homes were 84% overvalued).  We also warned about  Merced, Ca. 76.7%; Salinas, Ca. 74.8%; Port St. Lucie, Fl., 72.2%; and Stockton, Ca., 72.0%.  We reviewed how 41 of the 65 significantly overvalued markets were in California and Florida.

That message also looked at  how the most undervalued markets were in small towns in Texas, South Carolina, North Carolina and Alabama.

Smalltown Value Factor #2: One of the largest demographic groups in history (Baby Boomers) about to retire.

Smalltown Value Factor #3: A majority of boomers plan to move when they retire and a majority of the movers plan to settle in small towns 25 or 30 miles from where they now live.

Smalltown Value Factor #4: Boomer surveys show that most Boomers plan to keep working part time when they retire.

Smalltown Value Factor #5: Technology now makes it easier than every before for these boomers to move to small towns and continue to work part time.

Smalltown Value Factor #6:  There is a large decline in the purchasing power of corporate pensions.

Smalltown Value Factor #7: The loss of Social Security and the US dollar’s purchasing power will force many  boomers to move to paces where the cost of living is less expansive.

In other words, Small Town USA offered good value and the changes that demand would grow was strong.  This fact remains in place today.

Take for example Ashe County, North Carolina where Merri and I live part of the year.

As of December 2009 the cost of living index in Ashe County was very low 83.2  compared to the U.S. average of 100.

Here are some demographic facts about Ashe County.

Industries providing employment: Manufacturing (26.7%), Educational,health and social services (16.2%), Construction (10.9%), Retail trade (10.3%).
Type of workers:

•    Private wage or salary: 75%
•    Government: 13%
•    Self-employed, not incorporated: 11%
•    Unpaid family work: 1%

Races in Ashe County, North Carolina:
•    White Non-Hispanic (96.1%)
•    Hispanic (2.4%)
•    Other race (1.1%)
•    Black (0.7%)
•    American Indian (0.6%)
•    Two or more races (0.6%)
(Total can be greater than 100% because Hispanics could be counted in other races)

Median resident age:
42.1 years
North Carolina median age:
35.3 years

Males: 12,031
(49.3%)
Females: 12,353
(50.7%)

Plus between the recession and the cold winter this year real estate has really dropped in price as this chart shows.

ashe-county-real-estate

There are some very interesting values in this part of the Blue Ridge.

Take for example this 47+ Acre mountain tract with 2 bedroom, 1 bathroom home (shown above) bordered by the Jefferson National Forest.

blue-ridge-photos

Blue Ridge Mountains are in sight.  This is a very private mountain cabin.

blue-ridge-photos

This mountain cabin has wood floors, gas log fireplace, covered wrap porch and full walk-out lower level with expansion potential.

This is an almost new cabin with all wood interior 2-bedrooms, bath and great room on the main level.

blue ridge cabin

The great room, dining area and kitchen are placed in an energy-efficient cluster.

blue ridge cabin

An efficiently designed step saving kitchen with ample storage and work space is perfect for the chef who does not want to spend coveted time in the mountains toiling in the kitchen.

There are two bedrooms and a full bath on the main level.

A full partially finished lower level features expansion potential with a multipurpose room that can be used for additional sleeping space and a game room area with lots of storage space.

A large covered wrap porch is ideal for outdoor entertaining and relaxing with the views with the sounds of Nature all around.

blue ridge cabin

Total privacy, views and lots of room for outdoor entertaining.

Extending the dining experience outdoors is this detached screened picnic shelter where you can enjoy the view while entertaining friends and family.

In addition to the picnic shelter, this second building will work nicely as a workshop or garage.

Jefferson National Forest borders this 47.8 acre tract along one side and the back adding to the privacy. This tract was timbered a few years ago but young hardwoods and evergreens are already reaching for the sky.

Trails meander throughout the property providing excellent adventure, hiking and horseback riding opportunities to explore all that this unique mountain tract has to offer. Located with in the Mount Rogers Recreation Area, this would be perfect for horses.

There are multiple potential building sites with views.

There are also numerous natural mountain springs and streams.

The asking price is $239,500.

You can get details about the property above from Jeff Neal a Realtor/Broker/ABR at Ashe High Country Realty.
email: Jeff@AsheCountyRealEstate.com

Jeff will be at our North Carolina Seminar this June 24 to 27 to answer questions about Blue Ridge real estate.

Merri and I feel great comfort having our farm in the Blue Ridge. This is the type of place where one could live through most economic and social disasters… plenty of good water…. fresh air and fuel… plus enough land and wildlife to provide food.

Yet we did not buy into Smalltown USA as protection from disaster. That is just frosting on the cake.

History suggests life will just get better and I am all for that and still want to be in the mountains during the summer where it is cool and filled with peace, quiet and beauty…. away from the maddening crowd.

Learn more about a great Ecuador grain for weight loss and better health without sacrifice here.

Gary

How We Can Serve You

How to Have Real Safety

garyheadshot

There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

This is why the core Pi model portfolio (that forms the bulk of my own equity portfolio) consists of 19 shares and this position has not changed in over two years.  During these two years we have been steadily accumulating the same 19 shares and have not traded once.

The portfolio has done well in 2017, up 22.6%, better than the DJI Index.

motif

However one or even two year’s performance is not enough data to create a safe strategy.

The good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management and the mathematical trend analysis of Tradestops.com.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

Pi uses math to reveal the best value markets then protects its positions using more math created by Richard Smith founder and CEO of Tradestops.com to track each share’s trend.

We use Smith’s  algorithms that calculate momentum of the good value markets.

dr richard smith

The Stock State Indicators at Tradestops.com act as a full life-cycle measure that indicates the health of each stock. They are designed to tell you at a glance exactly where any stock stands relative to Dr. Smith’s proprietary algorithms.

Kepppler’s analysis shows the value of markets.  The SSI signal indicates the current trend of each stock (performing well, or in a period of correction, or stopped out).

The SSI tells you one of five things:

Screen Shot 2017-08-08 at 6.51.59 AM

Screen Shot 2017-08-08 at 6.52.12 AM

Screen Shot 2017-08-08 at 6.52.22 AM

Akey component of the Stock State Indicator (SSI) system is momentum based on the latest 521 days of trading.  A stock changes from red to green in the SSI system only after it has already gone up a healthy amount and has started a solid uptrend.

How SSI Alerts Are Triggered

If the position has already moved more than its Volatility Quotient below a recent high, the SSI Stop Loss will trigger.  This is an indicator that the position has corrected more than what is normal for this stock.  It means to take caution.

Below is an example of how SSIs work.  This example shows the Developed Market Pifolio that we track at Tradestops.com.

tradestops

Equal Weight Good Value Developed Market Pifolio.

At the time this example was copied, all the ETFs in the Developed Market Pifolio (above) currently had a green SSI.

We do not know when the US market will fall.  We only do know that it will.  We also do not know if, when the US market corrects, global markets will follow or rise instead.

The fact that the Pifilios are invested in good value markets reduces long term risk.

Additional protection is added by using trailing stops based on the 521 day momentum of each stock in the Pifolio.

Take for example the graph below from our Tradestops account that shows the iShares MSCI United Kingdom ETF.  This ETF had a green SSI and a Volatility Index (VQ) of 13.26%.  This means the share can move 13.26% before there is a trend shift.

tradestops

iShares MSCI United Kingdom ETF (Symbol EWU)

Pi purchased the share at$31.26 and in this example the share was $34.43 and rising.  Tradestop’s algorithms suggested that if the price drops to $31.69 its momentum would have stopped and it would have shifted into trading sideways.   The stop loss price is currently $29.86.  If EWU continues to rise, both the yellow warning and the stop loss price will rise as well.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Dip Strategy with platinum.   The “Platinum Dip 2018” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Platinum Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2018 I celebrate my 52nd anniversary in the investing business and 50th year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Platinum Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

L

Quantum Wealth & Ecuador


Quantum Wealth

“Quantum Wealth” is an optional one day workshop conducted before our Florida / Ecuador  and North Carolina / Ecuador split tours.

In a moment learn how to gain extra savings by enrolling before December 11.  First learn about some of the benefits of everlasting, quantum wealth.

A reader recently sent this note: Hi,  Can you please email me some description of the Quantum Wealth for the Feb. conference in Florida? Thanks.

Here is my reply: Quantum wealth is wealth attained continuously, effortlessly, in a fulfilling, enjoyable and positive way.

We have been incorporating the ideas of Quantum Health and Quantum Wealth into our courses and seminars for more than a decade… but our  February 2010 Florida / Ecuador  and North Carolina / Ecuador split sessions has make it possible for us to create an entire workshop to help our readers.

The “Quantum Wealth” workshop is free to delegates of our seminars and tours.

International-Investments

Delegates enjoy coming to our home during the “Quantum Wealth – International Business & Investing Seminars” Here is a group at our North Carolina home.

The foundation of Quantum Wealth is to integrate:

Logic with intuition.  The benefit is better adaptation to change.

Desire with action.  The benefit is more enjoyment.

Good health with everlasting wealth. The benefit is reduction of stress and more energy

ecuador-savings

Join us here, this February at…

emp-terrorst-attack

our new Florida home.  Save more by enrolling before December 11, 2010.  I’ll explain how and why in a moment.  First more on how super thinking creates quantum wealth.

Bringing delegates to our home for a home cooked meal is an example of a Quantum wealth benefit. This is is fun.  Yet there is more.  This process helps delegates see the authentic reality of the ideas we share.  I have never heard of other seminars offering this… an integration of what we speak about  and what the ideas we share achieve.

Here are the 21 main points we cover in our one day Quantum Wealth workshop that you can attend free when you enroll in our of our seminars or tours.

#1: Quantum mechanics & frequency how they all connect.

#2: Three aspects of being – air – fire – water… how to balance and integrate them.

#3: Three ways to integrate brain waves and be in the zone… 60 cycle sound… L- theanine and meditation

#4: The Andean – Indian Connection. How Ayurved and Andean relate.  Three fundamentals of longevity. Eat right, work hard and sleep well. Nutrition, exercise and purpose.

#5: How dis-ease develops and is stopped.

#6: Nutritional goals: Improve digestion, avoid dis-ease here first.

#7: How to use cleansings. Melon, pineapple, apples-grapes, vareshna, chelating, cinnamon-sweet pepper tea, steam and mists.

#8: Teas. How and when to use cedron, chamomile, lemon verbena, peppermint.

#9: Relaxers. How to use chamomile, valerian, lettuce and milk, hot water, vata press.

#10: Fire reducers. How to use peppermint tea, aloe, cream massage, frozen grapes.

#11: Water reducers. How to use cinnamon tea, paprika, cloves, ginger, ginger-black salt and lemon juice.

#12: The power of ritual & routine. When to eat, think, exercise.

#13: How to spot imbalances. Moods, physical signs. pulse testing.

#14: Quantum leap. How energy, colors, organs, glands work together and change every seven years.

#15: Shamanic exercises-yoga, llama walk, lizard, sun salute, crab and mouth release, ring chew, etc.

#16: Deeper Digestion.

#17: How to use the senses, taste, six flavors.

#18: How to use color.

#19; How to use sound.

#20: How to use exercise.

#21: How to use essential oils.

This optional, free Quantum Wealth workshop shows how to apply the intelligence to business, investing and lifestyle.

We have blended this method of gaining increased intelligence and super thinking into our Super Thinking + Spanish for many years but now have added this to our international investing and business seminars to create quantum wealth.

There are at least three simple ways to turn on this super thinking ability:  meditation, listening to 60 cycle music and taking Theanine.
These three steps integrate four categories of brainwaves, ranging from beta waves, the fastest of the four different brainwaves to alpha, theta and the final brainwave state, delta. Delta brainwaves are of the greatest amplitude and slowest frequency.  Deep dreamless sleep takes you down to the lowest frequency.

When we allow these waves to interconnect freely we gain unimaginable intellect.

Merri and I meditate twice every day to tap into this energy.

Plus we listen to 60 beat ten cycle classical music as we work. You could count the number of times we have missed our meditation routine in the last 20 years on one hand. This helps us enormously.

This type of music, along with deep breathing exercises for relaxation moves the mind into Alpha and deeper states as well.  Health benefits are gained as blood pressure can drop, heart rates slow and the mind becomes calmed.

This is a simple as listening to relaxing Baroque music such as Handel’s Water Music. A few others compositions at this cycle include Corelli’s Concerti Grossi, Op. 6, Violin and Orchestra in No. 2, 8, 5, 9. or J.S. Bach’s Fantasy in C Minor and Trio in D minor or Vivaldi’s Five Concertos for Flute and Chamber Orchestra.

Music has been used for centuries to induce states…babies being lullabyed to sleep, sea chanteys and harvesting songs to ease workers while laboring. Eastern mystics and South American shaman have used music to carry them to unusual states of consciousness.

Your body relaxes and your mind becomes alert in these simple forms of relaxation.

The Soviet psychologist, I.K. Platonov, found it was possible to just use a metronome beating at 60 to enable the mind to take in and hold more strongly.
In choosing a recording of a slow movement, simply check that the tempo is about 60 beats a minute. When a composer writes a piece of music, he indicates the speed at which he wants each of the different movements or segments to be played.

These indications of tempo are generally given in Italian. You will often see them on the different movements of a concerto. For instance, allegro indicates a tempo of around 120 – 168 beats to the minute, andante around 76-108, adagio from around 66 to 76, larghetto 60 to 66 and largo 40-60 beats to the minute. Some performers and conductors may set a tempo somewhat faster or slower than what the composer indicated. To check out the tempo of a recording, be sure it’s at around 60 beats a minute. You can check it with a metronome or against a clock with a second hand. It’s LARGO that we are striving for.

Here is a portion of the music list provided with that study.

Bach, J.S.: Largo from Concerto in G Minor for Flute and Strings. Bach and Telemann Flute Concerts and Aria to The Goldberg Variations.

Corelli, A.: Sarabanda (largo) from Concerto #7 in D Minor.

Corelli: 12 Concerti Grossi op.5

Handel, G.F.: Largo from Concerto #1 in F. Music from the Royal Fireworks.

Telemann, G.: Largo from Double Fantasia in G Major for Harpsichord.

6 Fantasias for Harpsichord Vivaldi, A.: Largo from Winter. The Four Seasons

A third avenue that helps enhance intelligence is Theanine (chemical name: r-glutamylethylamide) one of the chemicals found in green tea. Theanine is used to reduce stress and anxiety without the tranquilizing effects found in many other calming agents. Scientific evidence shows that Theanine stimulates the brain’s production of alpha waves, making the user feel relaxed but alert and not drowsy. It also helps the body produce other calming amino acids, such as dopamine, GABA, and tryptophan. As might be expected from a calming supplement, Theanine may be able to lower elevated blood pressure as well.

Our Quantum Wealth workshop looks at how to use super thinking to tap into deeper intelligence and what to do with this intelligence in business, investing and life.

This course changes the way a person thinks and learns forever.

Then Merri and I along with Thomas Fischer of Jyske Global Asset Management conduct our three day International Business and Investing Course. See more details of this International Investing & Business course here.

Gary

Here are three ways to attend our February tours.

Choice #1: Save the most!  Attend everything. Quantum Wealth… International Business & Investing and all four Ecuador real estate tours. See more on the multi course tours here.

Choice #2: Attend Quantum Wealth and International Business & Investing.

Choice #3: Attend just one, two or three Ecuador real estate tours.

Enjoy our split courses.  Spend four days with Merri and me learning Quantum Wealth and International Business & Investing Made EZ.  Then travel with our group to Ecuador (& save on our group air fares).

On the Imbabura Ecuador real estate tour there is a visit to food markets… another to Otavalo the largest native crafts market in in the world.

ecuador-spanish-tour

Delegates at Otavalo market see crafts and…

ecuador-spanish-tour

food.

ecuador-spanish-tour

Another day Chachimbiro hot springs is enjoyed .

ecuador-spanish-tour

Delegates stay in the colonial Meson de las Flores Inn next door to the Museum of Cotacachi where the course is conducted.   Here are delegates enjoying a coffee break at Meson.

ecuador-spanish-tour

The Ecuador hotel stay can be as little as $59 night (per room) and tax (including a magnificent breakfast)!

Another day provides a visit to the leather market of Cotacachi, the village of the weavers.

ecuador-spanish-tour

There are also visits to shamans.

ecuador-spanish-tour

Delegates at a shamanic ceremony.

Delegates see and hear local musicians and…

see local dancers.

ecuador-spanish-tour

They also enjoy exotic sites and the majestic Andes:

Cotacachi-winter

Finally this learning course helps eliminate the suffering of poverty.  Gary and Merri Scott, along with Dr Joe Spano and Joe Cox donated hotel Meson de las Flores to the Land of the Sun Foundation which helps the poor. Here are two of the many homeless that are fed daily at the hotel.

Land of the Sun also provide scholarships to educate Ecuador children like this.

ecuador-spanish-tour

We hope you will join us in Florida and Ecuador, the Land of the sun.

All group travel by coach travel to and from Quito plus during the course. Private travel, accommodations and food are not included.

Gary

Join us for our first split session in 2010.

Feb. 11-14   Quantum Wealth Florida – International Investing & Internet Business

Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27   Cuenca Real Estate Tour

Enjoy extra savings with our special early bird fees (if you enroll by December 10, 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

(Be sure to show in the comments section which courses and tours you are attending)

Here are what a few people say about our courses.

“Hi Gary & Merri, You two are the BEST!!! Your Seminar was fantastic! I am so excited. I had procrastinated fulfilling my continuing education for my Broker’s License and then just before my surgeries, I realized my expiration date isn’t Nov. 12th – it is Sept 12th. Well, as you can see prior to taking your course I had only completed 3 units of the required 45 units. I thought I would take your course and then complete my remaining 42 units over the next 2 weeks. However, I took one class exam on Saturday night, August 27th. I didn’t even take the cellophane off the required Course manuals until after I saw the two of you today less than 5 hours ago! I used your techniques and completed 39 units of continuing education today. I have now completed all 45 units. All of my test scores were in the 90.6-96% range. My course exam information is listed below. I just wanted to let you know how valuable your course was to me. Thanks again!” Suzy Kurinsky

Hi Gary and Merri,  I wanted to thank you so deeply for a wonderful informative 3 days this past weekend in North Carolina. I learned a lot, was completely stimulated in many realms and found your attitudes, goals and ambitions refreshing and wonderful. So thank you thank you thank you. I was not disappointed. Merri had assured me I would not be and she was right.  I hope to stay in touch and again I thank you so much for the knowledge and life philosophy you shared with us all. Renie

Dear Gary and Merri, We were so excited by all the possibilities that came up at the IBEZ seminar that our 700 mile drive home seemed almost short! My husband and I had an action plan ready to execute as soon as we got home… thanks to the step-by-step guidelines from your webmaster. Thanks for showing us a road map leading into an exciting, profitable future. Priscilla

I would like to thank you and Gary for a wonderful course. We thoroughly enjoyed all the information presented by Gary, Thomas and David. And we thank you for your hospitality with having us to your lovely “piece of paradise” in North Carolina. The lunch was delicious and your presentation of import/export items was quite interesting. We look forward to visiting Ecuador in September of 2010. And we look forward to visiting and staying at your hotel in Cotocatchi. Thank you again for a truly life changing and life enhancing weekend. And we also wish your loved ones a speedy recovery and good health. Best regards, Randy

Dear Gary and Merri:  We so enjoyed attending the IBEZ Seminar this past weekend in Jefferson, NC.  We loved the high country area, the nice people we met and particularly enjoyed the visit and tour of the New River Winery. We had a long drive home on Sunday and were sad that we had to leave and not be able to join you and our group for lunch at your farm and sad that we missed Merri’s cooking.  We hope someday in the future we may have the opportunity to visit your property as we heard it is quite beautiful.  Besides all of the relevant information, your emphasis on honesty and the importance of not be deceptive was reassuring.  The bottom line is, that what gave real value to the information we were receiving and what made us feel comfortable was, that we felt you, Thomas and David were all people of good character.  Something that is very important to us.  Thank you, Gary and Merri, for providing a wonderful Seminar.  Mike

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

International Investing & Ecuador


International business and investments can enhance profits. We have proven this by sharing ideas on global investing for over 41 years.

Here I am conducting a weekend International Business and investing Course. Just then I was talking about how to have a real global business importing roses (and showing samples just brought in from Ecuador ).

International-Investments

This particular day we invited everyone up to our home. It was crowded but the delegates loved it!

As you can see we are pretty casual at our courses. This may be different than most but this is what we try to share…ways to be different for fun and profit.

International-Investments

I conduct most of our International Investing and business seminar along with Thomas Fischer from Jyske Bank. We cover global economies, markets and currencies.  Here is Thomas speaking to the group.

International-Investments

Plus we talk about exports. Merri started in the export business, bring products from Italy Germany and Mexico.

One day during our seminar we have lunch for afternoon tea at our house.   Here is a group lounging on our front porch In North Carolina.  Delegates were enjoying a great end to a  summer day in the Blue Ridge. One of our horses decided to join in.

International-Investments

Our Appaloosa “Lucy” listens in (or does she want an apple?).

International-Investments

“Blaze” and “Harriet” join the course as well.

We share a lot about international investments and global business over three days.  Delegates love this course and return again and again. I know one in the group was attentive. Ma, our pumpkin patch hound. Now you can see why dogs are called man’s best friend.

International-Investments

Here are what a few of the delegates shared

“Thank you for a wonderful experience. The whole package was great: the informative, stimulating, life-affirming conference that opened our minds to global possibilities; the luscious, natural, wholesome, lovingly-made food that nourished us with God-given energy; the crisp, prana-filled, tree-fed mountain air that reminded us that it is a pleasure to breathe in and connect to our earth, to ourselves; and last but not least, your hospitality. Thank you.”

“Dear Gary and Merri: Please receive my most heartfelt thank you for the wonderful time I spent in NC. The countryside is picture perfect and your farm is an idyllic retreat, with pine tree forests, streams, a lagoon, and the horses and geese to wrap it up. The group was wonderful and very warm to our projects. It couldn’t have gone better. Your friend

”Thank you very much for your kindness and generosity. I really enjoyed to be there.  Your conference was excellent. My drive from Jefferson Landing took me 2 hrs 12 min. It was a beautiful one. We (my wife and I) safely arrived to Hungary. When we got here we learned about the Sunday night riots and turmoil. Do not worry about us the country is perfectly safe and calm. This was only a pre election political tactics. However this incident confirms my view about any government. We have to be careful and never trust any government. These recent Hungarian incident proved Gary’s point about diversification and about multi currency and about multi market sandwiches. Thank you very much again”.

“Good Morning Merri & Gary: I sincerely enjoyed the three days spent and was thoroughly motivated by the knowledge imparted during the three days.”

“ Gary, We were pleased to be able to be at the IBEZ seminar this past weekend and we enjoyed it immensely. Thanks once again.”

See more about our experience at International Investments Experience

In 2010 we’ll conduct three of these courses, one in Florida and two in North Carolina.

Feb. 11-14       Mt. Dora Florida
June 24-27      West Jefferson North Carolina
Oct.    7-10      West Jefferson North Carolina

See more details about our International Investment & Business Courses

Gary

Take advantage of our split sessions and travel with our group to Ecuador after the International Business & Investing course.

Join us in Ecuador or Florida or Both. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 15-18     Coastal Real Estate Tour $499 Couple $749
Jan. 19-20    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 21-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

6 seminars courses & tours  $1,999 Couple $2,999

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here


Smalltown USA – Revisited


Smalltown USA – Revisited

Finally we get to revisit Smalltown USA.

Over these last seven years, we have learned to respect and heed our intuition even more.

When logic and intuition come together, it is a beautiful event that goes beyond wealth… calm… richness and fulfillment.

As Merri and I begin our 42nd year of international investing and business seminars and publishing, we gain great comfort and enthusiasm from the  feel of how our efforts in this last seven year cycle progressed. 

You’ll also be happy because this progress creates extra value and some enormous savings for you.

First we are excited that in this upcoming seven we can expand our focus on Small town USA as well as global investing and Ecuador.

Yesterday’s message looked at how the broader measure of unemployment in the US is now 17.5% and why living in Ecuador can help those who want to retire or are unemployed.   That message also reviewed the importance of seven year cycles in human affairs.

So let’s continue looking at seven years points of interest.

Seven years ago this site also began a “Great Places to Be” series that focused on Ecuador BUT ALSO looked at Smalltown USA.

We began to zero in on Cotacachi Ecuador, Ashe County North Carolina and places like Lake Placid, Florida and Bucksnort, Tennessee as great places to live and invest.

Here is an article that we posted seven years ago in 2002 about Lake Placid in Central Florida as a great place to be.

One reader who read that article shared with me that he really cleaned up from that advice.  He invested in orange groves in that Central Florida area and evidently his profits soon exceeded his investment.

We however grew so busy in organizing our Ecuador efforts we had little time to keep up with Smalltown USA beyond fixing up our farm here in the Blue Ridge.  Smalltown USA in Lansing, North Carolina by the way might be a misnomer. Perhaps microtown USA?  We love isolation!

Now after seven years of progress, our properties in Ecuador and North Carolina are in pretty good shape.   Our associates are now running things well in both places north and south.  This allows Merri and me to broaden our horizons and expand our Smalltown USA efforts to places like Lake Placid.

We can enjoy helping our readers in Ecuador, but also help those who cannot or do not want to come to Ecuador now.  We can help them in Smalltown USA North Carolina and Florida.

The benefit for you is that we can now serve you during the winter in Florida. Our North Carolina summer and autumnal seminars are great… but when we began conducting seminars in North Carolina, we tried one winter seminar.  The seminar hall and accommodations which we built to look like barns are fantastic in the summer, but in the winter they looked…

ecuador-savings

like this instead.

ecuador-savings

Water froze.  Cars stuck. Delegates were distinctly chilled.  Talk about a learning curve!

Now we have purchased an orange grove on…

ecuador-savings ]

a lake in…

ecuador-savings

Smalltown USA, Central Florida.   This is a nice lake and a pretty good grove as well… I think. My orange grove experience equals my hotel management experience when we bought Meson de las Flores, our Cotacachi hotel… in other words-zero.

Yet we keep matching our hunches with our logic and the results this next seven years will be interesting to see.  This is how we like business… as an adventure. The fun comes from not knowing, learning, growing and meeting the challenge!

We conducted international investing and business seminars in Florida Smalltown USA for years when we lived in Naples, Florida… until Naples was no longer a small town.  We fled and headed south to Cotacachi and north to the Blue Ridge.

We are back! We have chosen Mt. Dora as our small town this time… another little piece of paradise that most have missed.  I am stunned when talking with Floridians to find how many have never been there… and often do not even know where it is.

For the record, here is a map…. showing the 50 miles or so to Disney World and Orlando.

ecuador-benefits

This is a charming town that sits on a huge lake over 7000 acres.

Here is a shot from the website of the Lakeside Inn in Mt. Dora.

ecuador-benefits
The inn’s website says:

A ‘National Historic Treasure’, listed on the National Historic Register, we have continuously operated as an Inn for more than 125 years, the oldest operating Inn in Central Florida.
 We are located 40 miles Northwest of Orlando in the charming shopping village of Mount Dora, the “New England” of Central Florida.

Mount Dora is the Antique Capital of Florida, where the Renninger’s Twin Markets draw thousands to their Antique Mall and Flea Market, along with downtown Art Shows, Craft Fairs, Music Festivals, Theatre, Antique Shows, Classic Wooden Boat Shows, Sailing Regatta’s and Holiday Lighting Ceremonies and Parades.  The Captain Doolittle Eco Tours and Mount Dora Trolley leave right from the Inn for your daily excursions!

Here are shots of the Inn from its website.

ecuador-benefits

That 50 miles between Orlando and Mt. Dora makes a world of difference.  This entire mid Florida area offers some incredible bargains. Take for example this listing Merri just received… a three bedroom, two bathroom house on a lake with a guest house. We track these listing and this started in the $400,000s. Now the asking price has dropped to $199,000.

ecuador savings

Our seminars in Mt. Dora WILL NOT  be about Florida real estate… but about International Investing and Business and Super Thinking. However when you visit us in Florida… if you like investing in real estate, I suggest that you take a look and we will be happy to put you in touch with brokers we have found helpful.

There you have… expanded horizons. In 2010 we serve you in Ecuador… Florida and the Blue Ridge. We look forward to meeting you in Mt. Dora.

Gary

Meet us in Florida and the Blue Ridge, yet see the best Ecuador property to0 with Split Sessions in North and South America.

Our new split session seminars help those who have asked to attend courses but who cannot make it to Ecuador right now.  These courses… both our International Business & Investing and Super Thinking + Spanish seminars will have the first session conducted in Central Florida (Mt. Dora) or the Blue Ridge in North Carolina.   Then those who choose the second optional session can travel to Ecuador for the remaining real estate or shamanic minga tours that follow immediately after the first session.

Find the best real estate offers.  Know more of Ecuador. To help encourage our split sessions and help you experience a bigger adventure in Ecuador  we are providing deep discounts in 2010 for those who sign up for multiple tours.

In 2010 you can save  to $359 on 2 seminar courses & tours   $  998 Couple  $1,399
Save up to $698. 3 seminar courses & tours      $1,399 Couple  $1,799
Save up to $1,047. 4 seminar courses & tours   $1,699 Couple  $2,199
Save up to $1,599. 5 seminar courses & tours   $1,999 Couple  $2,599

Early Bird Extra Savings. All delegates who enroll for a December 2009 or January through March 2010 course during this month, November 2009 save up to $200 more.

Save up to $200 more. 2 seminar courses & tours $  949 Couple    $1,199
Save up to $200 more. 3 seminar courses & tours   $1199  Couple   $1,749
Save up to $300 more. 4 seminar courses & tours   $1,399 Couple  $2,149
Save up to $400 more. 5 seminar courses & tours   $1,599 Couple  $2,499

2010 will be a truly exciting year in Ecuador…. more tours in more places. For the first time it is possible to get a feel for all of Ecuador in one continuous tour.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Attend all three and save up to $698. 3 seminar courses & tours   $1,199 Couple  $1,749

2010

Jan.   8-11     Ecuador Export Tour ($499) Couple $749
Jan. 13-14     Imbabura Real Estate Tour
Jan. 16-17     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 22-23    Cuenca Real Estate Tour

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999
Feb. 15-16   Travel to Quito and Andes
Feb  17-18   Imbabura Real Estate Tour
Feb. 20-21  Coastal Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida ($749) Couple $999
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic Tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour

Save with our early bird multi tour discounts.

(Be sure to show in the comments section which courses and tours you are attending)

Save up to $359.     2 seminar courses & tours    $949 Couple  $1,399

Save up to $698.     3 seminar courses & tours   $1,199 Couple  $1,749

Save up to $1,047.  4 seminar courses & tours   $1,399 Couple $2,149

Save up to $1,599.  5 seminar courses & tours   $1,599 Couple $2,499