Tag Archive | "multi currency investments"

Message From The Tipi Man


Here is a message from a man who lives in a tipi that can help you prosper in the shifts we are living though.

See three ways to prosper by adapting to global warming.

When Merri and I first started our farm seminar center we constructed five tipis because they are so adaptable.

Fwd: gary-scott-tipis

Those we constructed at our farm but have since taken down.

So it is not surprising that we can gain wisdom on how to prosper from change by this man who lives in a tipi.

national-geographic-photo

Photo by Erika Larsen from the November 2011 National Geographic article “The People Who Walk With Reindeer”

See links to the picture gallery and article below.  The caption to this  photo says: Sven Skaltje was saddened to find the carcasses of two female reindeer whose antlers had become entangled during a dominance struggle in northern Sweden. He estimates it took three days for them to die of starvation. After separating the bodies, he saw from the ear markings that one belonged to him and the other to his cousin. Skaltje is much admired by the younger Sami in his herding group, but he is unsure whether the skills he teaches them will endure.  “Other cultures like the Romans and the Inca, were very important, and they disappeared,” he says.”That is life.”

What I believe this wise man meant was… this is reality.  This is nature. This is evolution.

As old cultures and ideas die away there is sadness… yet in each passing lies the seeds of the Phoenix that will emerge from the ashes.

Carbon Ashes

Another Inuit photo from the October 2011 National Geographic article “World Without Ice” by Robert Kunzig and photographs by Ira Block show that the need for adaptability and change are not new.

NG photos

Photograph by Ira Block National Geographic caption: Inuit Johnny Issaluk holds a recent photo of a South Carolina swamp. That’s what his home, near the Arctic Circle on Baffin Island, would have looked like 56 million years ago, when summer water temperatures at the North Pole hit 74°F.  See link to entire article below.

The article begins: 56 million years ago a mysterious surge of carbon into the atmosphere sent global temperatures soaring. In a geologic eye blink life was changed forever.

Earth has been through this before.

Not the same planetary fever exactly; it was a different world the last time, around 56 million years ago. The Atlantic Ocean had not fully opened, and animals, including perhaps our primate ancestors, could walk from Asia through Europe and across Greenland to North America. They wouldn’t have encountered a speck of ice; even before the events we’re talking about, Earth was already much warmer than it is today. But as the Paleocene epoch gave way to the Eocene, it was about to get much warmer still—rapidly, radically warmer.

The cause was a massive and geologically sudden release of carbon. Just how much carbon was injected into the atmosphere during the Paleocene-Eocene Thermal Maximum, or PETM, as scientists now call the fever period, is uncertain. But they estimate it was roughly the amount that would be injected today if human beings burned through all the Earth’s reserves of coal, oil, and natural gas. The PETM lasted more than 150,000 years, until the excess carbon was reabsorbed. It brought on drought, floods, insect plagues, and a few extinctions.

Where did all the carbon come from? We know the source of the excess carbon now pouring into the atmosphere: us. But there were no humans around 56 million years ago, much less cars and power plants. Many sources have been suggested for the PETM carbon spike, and given the amount of carbon, it likely came from more than one. At the end of the Paleocene, Europe and Greenland were pulling apart and opening the North Atlantic, resulting in massive volcanic eruptions that could have cooked carbon dioxide out of organic sediments on the seafloor, though probably not fast enough to explain the isotope spikes. Wildfires might have burned through Paleocene peat deposits, although so far soot from such fires has not turned up in sediment cores. A giant comet smashing into carbonate rocks also could have released a lot of carbon very quickly, but as yet there is no direct evidence of such an impact.

The oldest and still the most popular hypothesis is that much of the carbon came from large deposits of methane hydrate, a peculiar, icelike compound that consists of water molecules forming a cage around a single molecule of methane.

NG photos

Photograph by Ira Block  National Geographic caption: Today in the arid Bighorn, rust red bands of oxidized soil mark the sudden warming that occurred there 56 million years ago—which dried up the swamps that had been home to reptiles similar to the Okefenokee alligator pictured here.

Some research suggests that we are in the midst of a natural warming trend that began about 1850 as we emerged from a four hundred year cold spell known as the Little Ice Age.

Perhaps there is too much certainty in the world.

Certainty is an illusion of logic and if we combine our intuition with our logic we can adapt ore successfully by acting on events that seem uncertain no matter how illogical they are when they present themselves.

What to Do Now

That’s a lot of change and our world is changing again now.  Many computer models show that Scandinavia seems to be most resilient to ecological and human impacts of climate change. Indeed in the mid-term, numerous cold places, like Britain, Canada and Scandinavia will likely benefit from climate change, with longer, warmer summers, safer climate and increasing crop yields. The same goes for parts of the northern American continent.

Invest North!

Even though the thought begins without logic, Investing North has been incredibly profitable this decade.

Based on uncertainty let’s look more at opportunity in northern climes. We may not know what the weather will do in the years ahead, but we can guess pretty accurately what society will believe about the weather for some years to come.

There is a great chance that there will be a belief in global warming whether it is a reality or not.

So we should take advantage of this and follow the last of the seven clues we have been reviewing which is to adapt and adjust!

One northern area this site has been promoting for years is Scandinavia.

One can simply invest in Skandanavien shares or a Nordic ETF like the Global X FTSE Nordic Region ETF (symbol GXF)

The Global X FTSE Nordic Region ETF seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the FTSE Nordic 30 Index.

I have just posted a 42 page multi currency update that shows two Global X ETFs that can help you gain extra value.   AMulti Currency Portfolio subscribers can access this report at their password protected site. Click here

See how to get your multi currency password here.

See more on ETFs from Morgan Hatfield at Ruggie Wealth Management at mhatfield@ruggiewealth.com

Another way to adapt to global warming is to do business in northern areas.

For example our Self – Publishing 202 Tidbit On Kindle course is introducing a self publishing service in Powell River Canada. 

One of our readers, after three careers (education, law practice, and business) moved to this small almost-ex-forestry mill town on the British Columbia coast. Many folks in Powell River are immersed in an effort to re-invent this small community (app. 20,000 people).

This idea fits with at least three of the themes we have been repeating for years… Invest in water…  Invest in Smalltown USA (Smalltown Canada may be even better!) and  Invest up North!  Watch for more on this in upcoming messages.

We are learning a lot about self publishing and how to publish for Kindle and more from this small town.

Powell-River-BC

Photo of Powell River British Columbia, Canada from the  bcadayatatime.com site (see link below)

Self – Publishing 202 Tidbit On Kindle Lesson Six has been posted.

Self Publishing subscribers can click here to access this lesson on your password protected site.

Learn how to get a password here.

Finally you might consider Icelandic bonds or investments.

A June 2011 Financial times article entitled “Iceland prepares $1bn bond issue” by Andrew Ward said:  Iceland is poised to raise up to $1bn in its first bond issue since the country’s banking sector collapsed in 2008, marking a step towards normalisation of its relations with international capital markets.

The dollar-denominated five-year notes are expected to price this week at around 325 basis points over mid-swaps, Europe’s reference rate, according to people familiar with the sale. The sale is managed by Barclays Capital, Citigroup and UBS.

A successful issuance would highlight Iceland’s gradual recovery from crisis and strengthen its public finances as the country nears the end of its International Monetary Fund bail-out this summer.

Iceland was one of the first European countries hit by the financial crisis but investors now view its debt as less risky than that of several more recently crisis-hit nations.

Iceland’s sovereign credit default swaps have fallen to their lowest level since the crisis at around 210 basis points, just below Spain’s and well below those of Greece, Ireland and Portugal.

That first Icelandic issue was oversubscribed two times!

Since the European debt crisis has now spilled into Italy… the US dollar may strengthen more and Icelandic bonds are a way to earn higher yields.

That’s quite a bit to fill our mental tipis with for a day… but as with tipis these ideas may seem strange but it will be unusual adaptable ideas that help us proper during change.

Gary

Learn how to make your mind more adaptable and how to invest north at our Mt. Dora.

The People Who Walk With Reindeer

World Without Ice

Global X Nordic ETF

Icelandic bond data

Iceland prepares $1bn bond issue

bcadayatatime.com

 

Fit at Fitting In


Here is a tip about how to be fit at fitting in when you invest, do business or move from your home.  Sometimes readers make a move to a new business, job, investment or place to live because they find what they have wanting.

Then they find the new place or position wanting too.

“The locals just do not understand how to live correctly” is a common refrain I hear.

godfather-gary-scott

Here Merri and I pose with our Cotacachi Ecuador family. We are Godparents to Kinto Anaki… “King of the Humming birds. What an honor.

A recent message about Ecuador Police looked at dealing with Ecuador police and police everywhere and then looked at a much bigger subject… living in places other than where you were born.

The last century and a half has seen a huge reduction in the importance of the dimensions… of time and space.

This has led to a new cultural polarity… two cultures… multis and homies.  Homies live where they were born and raised.  Multis have lived in many places… many states or cities perhaps or even many nations.  This is in the overall spectrum of human events an unusual thing.   In generations past most people stayed in one place.

There is a great British TV series Doc Martin that explores this type of cultural tension between these two cultures using Londoners and villagers to form the contrast. You can watch this series free at Hulu.com.

This division is one of the roots behind social networking’s success.  This is a technological solution to a problem created by technologies that have allowed society so much more mobility.

coatcachi ecuador

Gary Scott receiving thanks for sponsoring free lunches for Cotacachi school kids.

I for example have lost all but one of my really good friends from school.

I haven’t seen or talked to Larry, Art, Tommy or Jerry for thirty years.  Some still live in Portland, Oregon, but others have become multis like myself.

Out of a six pack of school buddies, Steve is the only one with whom I keep in touch.

I had a crystal thought about this one time when I visited the local North Carolina car mechanic (Jay Dee’s his name)  with my next door neighbor Jim to have some work done on my beat up 1986Suzuki Samari Jeep. This is the perfect farm car but often needs work (I had actually mended the problem up with a tin can but finally it had to go to the shop).

Jay Dee’s garage is in a barn by his house and local people sort of collect around that barn to shoot the breeze, spit a little tobacco and talk over old times. “Remember Johnny Blevins and that time he threw you in the creek, Jay Dee,” Jim might say.

“Well darn that must a been fifty years ago.”

I love being with these wonderful mountain people and their easy going, friendly ways.

They have such deep roots and ties and are comfortable and at ease with their friends. They know who they are, where they are and who their friends are because they have been with them their entire lives.

These people aren’t hanging around Jay Dee just to get their cars fixed. They are enjoying a ritual of friendship that has united them since they were kids. I love this!  But as an excessive multi I’ll never have it.

My friendships are scattered and far flung all over the world. I sometimes don’t get to see my friends for years!

A huge segment (much of the wealthiest) of the population no longer lives where they were brought up and have lost touch with their roots.  The more technology removes us from our origins, the more a market for social networking grows.

For the mountain folk of North Carolina or anyone who remain rooted in their birthplace the theme is mostly “down home”.  These friendships are tight and if you have ever heard the phrase “You ain’t from around here are ya, boy,” you have experienced the reverse side of this type of friendship.  The implication is that with these long term, locally based friendships, the only way to be a friend is to have been there for years.

Part of the years I lived in Gloucestershire, England were spent in a tiny village named Chalford. I regularly visited a local pub there, “The Mechanics Arms”.

Though I was a newcomer to the area I was accepted because of family ties.  One man in his sixties, who visited the pub every night however wasn’t quite part of the crowd.  Many of the locals talked about him as the new man in town. I was surprised later to learn he had lived in Chalford for nearly thirty years!

The locals would always view him as less trustworthy because he had not been born and raised there.  Childhood experiences were the basis of their deepest friendships.

gary-scott-football-cotacachi

Gary & Merri being thanked for sponsoring a local football tournament.

Many of us will never have this type of long term familiarity friendship. We have moved around too much.  This creates markets for many new types of friendships.  Networking is a form of business friendship.

The theme of the friendship is scratch my back and perhaps I can scratch yours or we will both be better off scratching each others’ backs.   Such friendships can be local, state or country wide or as mine span the globe.  They can be very informal or very formal.

The market for formal friendships has already exploded. Incredible growth of support groups such as AA are a sign of the momentum in the friendship market.  Such groups offer a format for formal friendships and range from disease support groups to abused support groups. Each offers an organized way to have friends.

The growth of these groups is not because there are more problems than thirty years ago. The growth is because of the increasing market for friendships.

These social shifts created huge business and investing opportunity in social networking companies like Facebook.  Social networks can also help one ease into a new community.  However in the end there is more one can do… such as polish the mirror.

Yesterday’s message commented on Rumi’s poem about polishing the mirror.

Our best neighbor is a mirror who shows us everything that’s right within ourselves but also reflects the things that hold us back. We need to bring ourselves to our own attention so we can change our ways… making the wonders of who we are compatible with our new neighbors.

Rumi wrote:

If you want a clear mirror,
behold yourself
and see the shameless truth,
which the mirror reflects.
If metal can be polished
to a mirror-like finish,
what polishing might the mirror
of the heart require?
Between the mirror and the heart
is this single difference:
the heart conceals secrets,
while the mirror does not.

Then think what’s good about your new surroundings and the people and their ways.  Accept the mannerisms and habits that upset you.  Adapt.

Gaining this flexibility is important because once you take the plunge… once you move and learn a new lifestyle it is incredibly hard to go back.

Nathaniel Hawthrone wrote about this in the “The Marble Faun”  the last of his four major romances that was published in 1860… written on the eve of the American Civil War.

He wrote:  “And… they resolved to go back to their own land, because the years after all, have a kind of emptiness, when we spend too many of them on a foreign shore. We defer the reality of life, in such cases, until a future moment, when we shall again breathe our native air; but, by and by, there are no future moments; or, if we do return, we find that the native air has lost its invigorating quality, and that life has shifted its reality to the spot where we have deemed ourselves only temporary residents. Thus, between two countries, we have none at all, or only that little space of either, in which we finally lay down our discontented bones. It is wise, therefore, to come back betimes, or never.”

cotacachi

Here I am at our Godson’s Christening with his mom and dad.  It is the Godparents duty to tear the roasted Guinea Pig apart by hand and serve it to the guests in baskets with potatoes.  Merri and I didn’t have much experience in this but think we did it graciously and well.

Moving to new places, new countries and new cultures or just altering your lifestyle or investment portfolio can be  a wonderous thing.  Multis expand their horizons albeit often in exchange for domestic comfort.  New neighbors, the end of old local worries offers chances for new beginnings and exciting new lifestyles if you bring good with you… look for more good in your new surroundings or positions and try to fit in rather than make your new life become just like the old.

Gary

Join us for a year to learn how to spot connect dots, and find positive benefits from lifestyle changes in contrasts and trends.

Belong to the International Club

The Huge 2020 Risk

Here is a huge risk that could explode in 2020.

I hope I am wrong… but the numbers are clear.

According to Treasurydirect.com, (1) as of December 26, 2020 the total US public debt was 23 trillion and 845 billion dollars.

This is not a theoretical problem for the future.  This is not something that our children and grandchildren will have to deal with.  This is a problem in the here and now for you and me.

Rising interest rates create a massive problem for every American.

treasury direct

Look at how the interest costs alone have risen to over a half trillion dollars a year.

treasury direct

 

The bad news is that the (US federal debt) is getting bigger….harder to miss.  The Congressional Budget Office (CBO) projected in 2010 (the debt then was a bit over 14 trillion) that, under law at that time, debt held by the public would exceed $16 trillion by 2020, reaching nearly 70 percent of GDP.

The $7 Trillion Error.

They sure goofed on that.  Here we are… only in 2020 and debt has shot past 23 trillion.

How could the CBO be so wrong? 

The CBO screwed up because they could never imagine that the Fed would push interest rates so low… and keep them there.  The interest rates are so low that the government has been able to borrow more than imagined and still afford the interest.

For example, US Federal government interest last year amounted to around $573 billion.  Yet in 2008 on debt of only $9 trillion +  the interest that year was $451 billion +.

Interest payments in 2017 were 27% higher than they were in 2008.  Yet the debt is over 250% higher.  

Very low interest rates have helped the government borrow.  Low interest has also helped the US stocks reach all time high prices.

The government will resist raising rates because it will ruin their budget, cause a collapse of the stock markets and destroy the US dollar.

Rising interest rates, will create an almost unimaginable debt crisis.  If government interest doubles it is like the $23+ trillion national debt  rising to 46 trillion!  Unless there are some huge tax increase the interest payments are not sustainable.

Learn how to have more freedom and time, less stress, better health care, extra income, greater safety and profit in your savings despite America’s deficits, debt and currency risk.

Fortunately there are secrets that will allow a few to live much better, free of debt and worry despite the decline in the dollar’s purchasing power.   My wife, Merri and I, have traveled, lived, worked and invested around the world for nearly 50 years to gain this information.

Let me share the basics of this data and how we can be of help through 2020.

The first fact behind this secret is that things are really good in the western world.  Despite many problems, we are surrounded by more abundance and greater opportunity than almost anyone has ever enjoyed, anywhere, ever.   To enjoy a fair share of this wealth, all we have to do is understand human nature and learn how to invest in the new economy, as it changes and becomes new, again and again.

Merri and I have made seven huge transitions in the 50 years.  Each has allowed us to always stay ahead of losses that the majority of Americans suffer.  We are in another transition right now and want to share why and what to do so you can stay ahead and live a richer, independent life through 2020 and beyond.

A falling US dollar is one of the greatest risks we have to our independence, safety, health, and wealth, but also brings a window of huge profit as I explain below.   Though the greenback has been strong for a number of years, its strength is in serious jeopardy.  The growing federal deficits increase the national debt and this with rising interest rates propels a growing debt service.

While the Dow Jones Industrial Average passed a record high, the U.S. national debt passed the $20 trillion mark.

The problem is that the Dow will come back down.  National debt will not fall.

The double shock of money fleeing Wall Street and US debt skyrocketing, will destroy the purchasing power of the greenback.

Go to the store even now.  Statistics say inflation is low, but buy some bread or, heaven forbid, some fresh vegetables like peppers or fruit.   Look at the cost of your prescription or hospital bills.  Do something simple like have your car serviced at an auto dealer.  Look at the dollars you spend and you’ll see what I mean.

The loss of the dollar’s purchasing power erodes our independence, our freedom and our savings and wealth as well. 

At the same time, low interest rates by big banks and higher health care costs soak up the ever diminishing income and savings we have left.  According to a Gallup poll, the most unpopular three institutions in America are big corporations & Wall Street banks, HMOs and Congress.

Yet there is little we can do because these institutions are in control.

Over the last 50 years the average income for 90 percent of the American population fell.  Our health system is restricted by a Kafka-esque maze of legislation and insurance regulations that delay, frustrate, and thwart attempts by patients and doctors from proper medical care.  Big banks and corporations restrict our freedom of choice.  The business customer relationships are no longer transactions between free equals.

Banks can trap us in indebtedness at every age from student loans to mortgages to health care costs.  They pay almost nothing on our savings.  They hide unexpected fees and payments in complex and unreadable documents.  Banks and big corporations routinely conceal vital information in small print and then cheat.  Weak regulations and lax enforcement leave consumers with few ways to fight back.  Many of these businesses ranging from cable TV to phone and internet service to health insurance have virtual monopolies that along with deceptive marketing destroys any form of free market.

These same companies control the credit-scoring agencies so if  we don’t pay unfair fees, our credit scores will plunge and we could lose the ability to borrow money, rent an apartment, even to get a job.  Many consumers are forced to accept “arbitration clauses” in lieu of  legal rights.  The alternative is to lose banking, power, and communication services.

Big business has also usurped our privacy.  Internet companies sell our personal data.  Personal information is pulled from WiFi and iPhones track and store our movements.  The government can access this information, sometimes without subpoenas.  There’s a lot that we don’t know, often withheld under the guise of “National Security.”

The glow on Western democratic capitalism has dimmed… or so it seems.  The US, leading the way, is still a superpower with economic, innovation and military might, but the institutions that should serve the people have become flawed or broken.

America’s infrastructure is in shambles.  The nation’s bridges are crumbling, many water systems are filled with toxins, yet instead of spending more to fix this, we build more prisons.  The 2.2 million people currently in  jail is a 500 percent increase over the past thirty years.  60% of the inmates belong to ethnic groups.  Not just non-white ethnic groups are suffering.  Annual death rates are falling for every group except for middle-aged white Americans.  Death rates are rising among this group driven by an epidemic of suicides and afflictions stemming from substance abuse, alcoholic liver disease and overdoses of heroin and prescription opioids.

America’s middle class is shrinking.  Nearly  half of America’s income goes to upper-income households now.  In 1970 only 29 percent went to this group.  How can we regain our freedom, our happiness and our well being in such a world?

What can we do?

Gain a better, freer life is to combine better health, higher income and greater savings for a happier, more resilient lifestyle. 

Merri and I will celebrate our 50th year of global living, working, investing and researching to find and share ideas on how to have simpler, low stress, healthier, more affluent lifestyles.  Our courses, reports and email messages look at ways to gain:

#1:  Global micro business income.

#2:  Low cost, natural health.

#3:  Safer, more profitable, investments that take little time or cost to buy and hold… so you can focus on earning more instead

Many readers use our services for just one of these three benefits.  They focus only on health or on earning more or on better, easier investing.

28 years ago Merri and I created the International Club as a way for readers to join us and be immersed in all three of these benefits.   The International Club is a year long learning program aimed at helping members earn worry free income, have better affordable good health and gain extra safety and profits with value investments.

Join us for all of 2020 NOW.

The three disciplines, earning, health and investing, work best when coordinated together.  Regretfully the attacks on our freedom are realities of life.  There is little we can do to change this big picture.  However we can change how we care for our health, how we earn and how we save so that we are among the few who live better despite the dollar’s fall.

We start with better lower cost health care.

Club membership begins by sharing ways to be free of the “Secret Hospital Charge Master”.   Just as governments hide truth behind “National Security”, big health care businesses hide medical truths behind “Charge masters”.  Most hospital charge masters are secret because big business does not want us to know how much hospital costs have risen.  Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.

Despite rising health care costs, a report from the Centers for Disease Control & Prevention shows that hospitals are the last place we want to be for good health.  One report shows that hospital-acquired infections alone kills 57% more Americans every year than all car accidents and falls put together.

Often, what patients catch in the hospital can be worse than what sent them there.  Governments and health care agencies agree  – antibiotic resistance is a “nightmare.”  An antibiotic-resistant bacteria may be spreading in more hospitals than patients know.  About one in every 25 hospitalized patients gets an infection and a report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.

Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals.  This is why charge masters are so often secret.  There are few risks to our wealth that are greater than a hospital stay.

I have created three natural health reports are about:

#1: Nutrition

#2: Purification

#3: Exercise

Each report is available for $19.95.  However you’ll receive this free as club member and save $59.85.

Club members also receive seven workshops and courses on how earn everywhere with at home micro businesses.  We call this our “Live Well and Free Anywhere Program”.   The program contains a series of courses and reports that show ways to earn and be free. These courses and reports are:

  • “International Business Made EZ”
  • “Self Fulfilled – How to Write to Sell”
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The course “Event-Full – How to Earn Conducting Seminars and Tours”

This program is offered at $299, but is available to you as a club member free.  You save $299 more.

Next, club members participate in an intensive program called the Purposeful investing Course (Pi).  The purpose of Pi is finding value investments that increase safety and profit.  Learn Slow, Worry Free, Good Value Investing.

Stress, worry and fear are three of an investor’s worst enemies.  These destroyers of wealth can create a Behavior Gap, that causes investors to underperform in any market good or bad.  The behavior gap is created by natural human responses to fear.  Pi helps create profitable strategies that avoid losses from this gap.

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories from economic news (often created by someone with vested interests) and is based mainly on good math that reveals the truth through financial news.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

There are seven layers of tactics in the Pi strategy.

Pi Tactic #1: Determine purpose and good value.

Pi Tactic #2: Diversify 70% to 80% of portfolio equally in good value developed markets.

Pi Tactic #3: Invest 20% to 30% equally in good value emerging markets.

Pi Tactic  #4:  Use trending algorithms to buy sell or hold these markets.

Pi Tactic  #5:  Add spice speculating with ideal conditions.

Pi Tactic  #6: Add spice speculating with leverage.

Pi Tactic  #7:  Add spice speculating with forex potential.

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return

#7:  Market history

We combine the research of several brilliant mathematicians and money managers with my years of investing experience.

This is a complete and continual study of what to do about the movement of international major and emerging stock markets.  I want to share this study throughout the next year with you.

This analysis forms the basis of a Good Value Stock Market Strategy.  The analysis is rational, mathematical and does not worry about short term ups and downs.  This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.  Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

The Pi subscription is normally $299 per annum but as a club member you receive Pi at no charge and save an additional $2299.

Profit from the US dollar’s fall.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

Club members receive a report about opportunity in the  current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but when you become a club member you receive the report, “Three Currency Patterns For 50% Profits or More” FREE.

Plus get the $39.99 report, “The Platinum Dip 2019” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80 and has remained near this level, compared to a range of the 230s only two years ago.

Now there is a new distortion ready to ripen in the year ahead.

These two events are a strong sign to invest in precious metals.

I prepared a special report “Platinum Dip 2019”.   The report explains the exact conditions you need to make leveraged precious metal speculations that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons about speculating in precious metals gained through 30 years of speculating and investing in gold and silver.

The low price of silver offers special value now so I want to send you this report because the “Platinum Dip 2018” offers enormous profit potential in 2018.

The report “Platinum Dip 2019” sells for $39.95 but club members receive it free as well.

The $39.95 new “Live Anywhere – Earn Everywhere Report” is also free.

There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential but also work well in disaster scenarios.

There are are specific places where you can reduce your living expenses and easily increase your income.  Scientific research has shown that being in such places actually make you smarter and healthier.  Top this off with the fact that they provide tax benefits as well and you have to ask, “Where are these places?”.

Learn about these specific places.  More important learn what makes them special.  Discover seven freedom producing steps that you can use to find other similar places of opportunity.

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not!)

The report is very specific because it describes what Merri and I, our children and even my sister and thousands of our readers have done and are doing, right now.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning locally and globally.

This report is available online for $39.99 but International Club members receive it free.

Save when you become a club member.

Join the International Club and receive:

#1: The $299 Personal investing Course (Pi).   Free.

#2: The $299 “Live Well and Free Anywhere Program”. Free.

#3: The $29.95 report “Three Currency Patterns For 50% Profits or More”. Free.

#4: The $39.99 report “Platinum Dip 2019”. Free

#5: The three $19.99 reports “Shamanic Natural Health”.  All three free.

#6: The $39.99 “Live Anywhere – Earn Everywhere” report. Free.

#7: A year’s follow up subscription to the Purposeful investing course… Plus more.

Join the International Club for $349 and receive all the above online now, plus all reports, course updates and Pi lessons 2019 at no additional fee.

Click here to become a member at the discounted rate of $349

Gary 

 

 

Multi Currency Investing and Micro Business in Omens


Once you understand the science of why and when omens work you can use them effectively  in your multi currency investing and micro business.

The Western mindset wants to separate science from intuition and omens.  Yet the information below shows how science and the science of omens and thinking outside the box are connected.

melungeons

An old photo entitled Melungeons from the “Empty Quarter” a French website.

The Melungeons. Should they be your weatherman, financial adviser, business consultant…. or all three?  See how one of the ancient American cultures uses omens to outsmart modern science and how their wisdom can help you in business and investing.

“As above…. so below.”  (Hold this thought. We’ll come back to it.)

First “Ashe County”… often called the “Lost Provence”.  We live here part of the year and love the county’s old fashion way of life and values.  Yet… did you know…. that within two years our telephone coop will be the only telephone company in the USA that serves all of its customers on fiber optics?

Imagine this old fashion place… deep in the mountains… where people still know how and do live off the land… living on a dirt road but connected to the world at blazingly fast speeds!

“Small is better now.”  (Hold this thought as well.)

A little known culture lives near Merri and me in the Blue Ridge. They are the Melungeons and their history is steeped in mystery. They are called the “Lost People ” or the “Mysterious” people of the Appalachians. There are many stories about their origins. Some say they are descended from the “Lost Colony of Roanoke” then married into the local Native American tribes. Others say they were descendants of Welsh explorer Modoc who came to North America around 1100 A.D. Another story is that the Melungeons are the lost tribe of Isreal. Others say they evolved from Portuguese adventurers, who came to the long shore parts of Virginia, became friends with the Indians and intermixed with them, and subsequently with the pioneer settlers.

Now a story in our local newspaper the Ashe Mountain Times  “Mullis predicts less snow, more ice” by Jesse Campbell shows how omens have the ability to beat one of the West’s most refined sciences…. weather forecasting.

One more thought to hold… “The butterfly effect. Does the flap of a butterfly’s wings in Brazil set off a tornado in Texas?”

Here is an excerpt from the article:    Joe Mullis has issued his forecast: Break out your parka and scarves because this winter could be one to remember. After once again watching Mother Nature’s ominous signs unfold around him, Ashe County’s own winter weather prognosticator is telling High Country residents to brace for a colder, icier winter than usual.

For as long as he can remember, Mullis has turned to his natural environment to see what the winter has planned for the Blue Ridge Mountains and lately the results haven’t been too encouraging for milder weather lovers.

It is a time-honored tradition that was passed down to Mullis by his mother, and his mother’s mother, and so on. It is a lineage of forecasting taught by his ancestors who picked up the craft from the early settlers of the region and the Native Americans.

He follows a list of indicators, but one of the more telling practices is counting the number of August fogs to determine how many snows are on the way this winter. Each morning, Mullis drags himself out of a warm, comfortable bed to find his place at the same spot where he has counted fogs since his mother passed along the family tradition.

For each fog he counts, he drops a bean into a canning jar: a small bean for each smaller, wispier fog and larger beans for the thick, blanketing mists that engulf the mountains’ valley.

Each big bean, Mullis explains, represents a large snow (more than four inches) and smaller beans denote the smaller size variety, which he said are the events that leave just enough of the white stuff on the ground to track a rabbit.

After counting the number of fogs this August, Mullis claims Ashe, particularly the Creston area, can expect five big snows and seven smaller snows.  Although some may jeer at Mullis’s forecast, his accuracy has been almost impeccable. For the past two years, he has missed the number of snows only once each time for 90 percent accuracy. For the third straight year, Mullis is also predicting a Black Squirrel Winter.

Along with a multitude of other signs Mullis records in forecasting the upcoming winter, Mullis says black squirrel sightings across the High Country are the most telling of what to expect from Mother Nature.

Mullis said the appearance of the animal is synonymous with colder, harsher winters for the area. Until 2009,  Mullis had never seen a black squirrel and his mother, who was well into her 80s, had not either.

“The Native Americans call it the winter of sorrows,” said Mullis in regards to black squirrel sightings of centuries past.

The article explains some of the other omens Mullis looks for such as bee’s nests.  Thicker nests suggest colder weather. He also observes how the grass lies. Twisted, intertwined grass is a sign of a colder winter as the mass creates a natural shelter for small animals.  God does look after all!

gary-scott

Checking out an August fog rolling across the front lawn at our Blue Ridge farm.

Here is how our observation of what I call “The Mullis Factor” can help us in business and investing… especially in these times of global economic change.

The Butterfly Effect

Does the flap of a butterfly’s wings in Brazil set off a tornado in Texas?  In chaos theory, the butterfly effect exemplifies the universal reality of the sensitive dependence on initial conditions.  Everything in life… big and small is dependent on an infinite number of small previous events.  Even the small changes at one place in the past in a nonlinear system can result in huge differences. This term “butterfly effect” evolved from the meteorological work of Edward Lorenz, who popularized the term. In the early 1960s, Lorenz noted that even very slight changes in numerical computerized weather models resulted in completely different weather scenarios.

As Above So Below

The big impact of small changes on weather reflects the nature of the universe that we call chaotic.  Chaos is another word for the inability of our logic to deal with the magnitude of nature’s order. In simple terms, chaos means “Our logic just ain’t smart enough to know it all”.

Though we cannot logically specifically know how nature unfolds, we can observe the order of chaos. James Gleick in is book Chaos: The Making of a New Science looks at change from a scientific point of view.

This chart of chaos is from Gleick’s book and shows how our logic classifies nature’s order into three states:… steady,  transition and chaotic.

chaos

The graph from James Gleick’s book Chaos: Making a New Science depicts how all things and events move from order to disorder.

Anarchy and chaos are not really disorder but simply our logic’s inability to understand order that appears to our limited mental capacity to be random.

Small is Better Now. 

The social logic tends to be formed… and even cemented in the past when there is a an extended steady state. A mindset solidifies that how things have been… is how things will be.  This thinking can create huge organizations… businesses…. agencies…. nations  and institutions…. as long as the steady state lasts. “The bigger the better” is the mantra of the steady state.  However this is a narrow point of view that ignores even what our logic can understand about the universal order.  Steadiness is not the glue that keeps everything together. Coherence comes only through evolution and change.

One way to understand this is simple.  Get on a bike.  Try to remain steady when standing still? Forward motion is the key to stability.

As one aspect of our unfolding shifts from steady to transition and chaos… “Big is bad!”  Small… flexible… adaptive… innovative is better. If you do not believe this, ask the dinosaurs.

The key to success in a micro business, international investing and life is integrating “modern logic” and “old fashioned Beyond Logic”.  This is one reason why we are in Ashe County.  It’s small… with old fashioned ideas but adapting and modern as well.

This is why we look for ways to think beyond logic… omens… astrology… meditation… frequency modulation with… music… aroma… and color as well as use every source of logic we can muster.

This is why our next two courses in Ashe County look at both ends of the logical and beyond logical spectrum.

Blaine Watson’s September 23-25 “Investing & Business Beyond Logic” looks at how astrology works and how to integrate this ancient science with modern logic.   This course will be conducted at our farm beginning this Friday Sept. 23 at noon. We have two spaces left. Learn more here.

Gary

Our October 7-8-9 International Investing & Business has three sessions.  #1: International Investing… How to Diversify for Safety Now. #2: Frequency Modulation. How to Think Beyond Logic.  #3: How to Create Your Own Micro Business with Publishing…. Exports and Events.

Read the entire article Mullis predicts less snow, more ice

 

Multi Currency Investments Out of Aging Economies


Think about multi currency international investments out of aging economies.

blue-heron

Blue Heron at our Blue Ridge Mountain farm taking in the pond scene.

The aging industrial economies are one reason why Merri and I have a farm in one of oldest geological formations on earth.  The oldest rocks found in the Blue Ridge mountains are said to be 10 million centuries old. In fact, most of the rocks in the Appalachians are this old. These mountains are believed to have been the highest on earth roughly 460 million years ago during the Ordovician Period, much like, but higher than the Himalayas today.

See more on how an old farm is a good investment in an aging economy… first let’s look at how the aging economies can affect your multi currency investments.  You may want to look at Ashe County farms for sale (there are about ten available around us) during our International Investing and Business Seminar October 7, 8, 9.  We will have a local real estate broker at the seminar to help. See why below.

Aging of nations… just like we can cause instability.  Entropy is the cause.  One of the concepts of entropy is that nature tends from order to disorder in isolated systems.  A mountain is an isolated system so the Blue Ridge mountains peaked at 25,000 feet millions of years ago. Now the highest is just over 5,000 feet.  People and economies are also isolated systems so laws of nature cause stable economies to become instable economies.  This makes stable major equity markets have increased volatility.

Yesterday’s  (Sept.12)  New York Times article  “Market Swings Are Becoming New Standard”  by Louise Story and Graham  Bowley touched on this subject and said:   The stock market just can’t seem to make up its mind.

Day after day, stocks swing sharply by hundreds of points. Last week they tumbled 3 percent in the first 90 minutes of trading on Tuesday morning, then on Wednesday closed nearly 3 percent higher and dropped almost 3 percent on Friday. All of this on the heels of unusual back-to-back 4 percent leaps and dives in one week in August.

Now traders head into the week with fresh worries about the chances that Greece will default on its debt and the havoc that would wreak on European banks.

All of this anxiety has caused experts to ask whether there are new forces at work in the stock market that make trading permanently more erratic.

In fact, big price moves are more common than they used to be.

It has become more likely for stock prices to make large swings — on the order of 3 percent or 4 percent — than it has been in any other time in recent stock market history, according to an analysis by The New York Times of price changes in the Standard & Poor’s 500-stock market index since 1962.

This extra motion comes from the fact that investors are not sure what to do.  Demographics have reached a point where the aging of the major economies of the past 60 years has become a major driving force.

After WWII; USA, Western Europe and Japan were THE economies.  Their economic engines accelerated the global economy.  One aspect of human nature that affected this process is that as people become more prosperous and healthy, they stop having so many kids.   The USA, European and Japanese birth rates slowed down.  The emerging economies on the other hand continued to have higher birth rates.

This brings us to now.  Emerging economies have emerged AND still have more youthful populations than THE BIG THREE economies (who are growing less BIG).  Aging populations coupled with growing pension and health care and social costs now create enormous fiscal problems in Japan, Western Europe and the USA. The US is better off than Europe and Japan due to their more liberal immigration policies which created a higher birth rate.  Yet all these large economic areas are suffering because they are aging.

The turmoil is caused because the investment community as a whole is still applying the investment thinking of the 1970s and 1980s to the here and now. 20 and 30 years ago, the safe place to invest was in the USA, Europe and Japan. Everywhere else was perceived as risky. However as far out as it was our messages were among the first… clear back in the 1970s… that urged investors into Hong Kong and emerging markets.

No more!  We now know that even the thinking of the 1970s and 80s was wrong. Emerging markets as a whole outperformed major markets in the past four decades.  Even the global investment thinking is finally beginning to change.

An August 27, 2011 Economist article entitled “Eastern Europe’s economies” said:  Some calm amid storms.  The EU’s newer members are not its most troubled—but they have problems.

Wobbly finances, low living standards and weak institutions are a bad mixture. The ten “new” (a relative term: most joined in 2004) ex-communist members of the European Union were once seen as its most troubled economies. In 2008-09 Hungary, Latvia and Romania needed bail-outs. Across the region unemployment rose and growth slumped. Western European policymakers worried about contagion.

Now those fears seem distant. Even as ratings agencies humble mighty economies like America’s and Japan’s, they are upgrading the EU’s newcomers: Standard & Poor’s recently raised Estonia to AA-, only two notches below America. All ten have growing economies, shrinking budget deficits and falling unemployment. The three in the euro zone—Estonia, Slovakia and Slovenia—are contributors to the bail-outs, not supplicants. Poland, by far the biggest, is growing at a healthy annual rate of 4% and celebrating a lower-than-expected budget deficit. Many feel that the whole idea of “eastern Europe” is out of date.

This is why we have to think again way outside the box.  All the lessons we were taught years ago are now wrong!

There are seven ways to beat stagflation.

#1: Move to a lifestyle of lower cost living such as Ecuador or Smalltown USA.

#2: Invest in high value and emerging equities.

#3: Invest in high value real estate.

#4: Invest in precious metals and commodities.

#5: Invest in your own natural health.

#6: Invest in a micro business that also does social and environmental good. and earn more than the loss of your money’s purchasing power.

#7: Invest in necessity.  Water, food, clothing and shelter are markets that never end.  Look for ways to invest in necessities of good value such as farms in Ashe County.  People up here have lived though many poor times… always with enough water, food, clothing and shelter.   Old mountains are stable… low risk of earthquakes, hurricanes or tornadoes.

This and the wonderful lifestyle in nature are the reasons we have our farm here.

This is why in my personal portfolio breakdown that I sent to my multi currency subscribers and International Club subscribers is filled with emerging market shares and bonds.

Multi currency subscribers and International Club members click here to see my updated portfolio.

See how to become an Multi Currency subscriber here.

See how to be an International Club member here.

Gary

Look at Ashe County farms for sale.   There are about ten farms around us on the market and during our International Investing and Business seminar October 7-8-9-10.  We will have a local real estate broker at the seminar to help.

Thomas Fischer and I will outline global investing portfolios to beat stagflation and turmoil at our October International Investing & Business seminar.

Links to articles mentioned above:

Yesterday’s  (Sept.12)  New York Times article “Market Swings Are Becoming New Standard”

Eastern Europe’s economies

 

International Multi Currency Investments in Necessity


International multi currency investments in necessity are  a good way to store value.

water

This spring fed…

water

pond in our back yard is one reason we bought our North Carolina farm.

Last Saturday’s message Storing Wealth Made EZ looked at how stagflationary pressures have put almost every investment at risk and raised the question, “How can one store wealth in such an atmosphere?”

That message said: Traditionally Swiss francs and precious metals, especially gold and silver are the favored stores of wealth.  These investments should usually play a part in portfolios as insurance. 5% to 10% of a portfolio in metals and hard currencies is a general rule of thumb.

These hard assets were good ideas for speculation a year or two or even a few months ago.  Not when they are at all times highs though. History suggests that their high price puts their promise as a store of value at risk. In previous monetary corrections when the price of Swiss francs, gold and silver exploded upwards… the peak was followed by a harsh… extended downfall.

So I was not surprised to see that last week, before the collapse of Gold’s price, JGAM took profits on the wise gold positions that they had accumulated earlier in the year.

JGAM-Team

The JGAM Team

JGAM announced:  On 25 August JGAM’s Investment Committee held an ad hoc meeting, deciding to carry out the decision we took on 11 August:  “It’s our intention to use a rebound in equity prices to reallocate even more into defensive stocks. Furthermore, we intend to turn up and down on risk exposure by use of currency positions using tight stop losses to limit downside risk and locking in gains by use of trailing take profit stops, i.e. using the successful disciplined approach from our Managed FX portfolios.” (Quote from the 11 August meeting.)

Prior to this week, stock markets have fallen four weeks in a row. However, this week we have seen the expected rebound which causes us to take action and further reduce risk exposure by selling stocks and move all managed portfolios into an underweight equity position. Also, we take profit on approximately half of our gold position. The price of gold has risen to record high levels since we entered the position, and we are taking the opportunity to book some of the gain. However, we still keep a gold position of approximately 5% as a hedge in case stock markets plunge again. Furthermore, we put a take profit stop on our Swiss franc position to make sure we don’t lose the gain we have obtained.

We have done all this before Ben Bernanke spoke in Jackson Hole today, Friday. Markets are optimistic that the Fed’s chairman will announce policy actions that will cause a shift in investor sentiments and stop the sliding stock prices. However, at JGAM we think it will be difficult for Mr. Bernanke to fulfill markets’ high expectations. We still have difficulties seeing where the growth shall come from in the present deleveraging environment we are in and policymakers lack of room for maneuver. Add to this the smoldering and unsolved eurozone debt crisis. Therefore, we expect to be able to pick up stocks at more attractive levels on a longer-term horizon. However, short-term we are prepared to scale up and down our risk exposure by using currency investments. E.g., if Ben Bernanke succeeds in creating a positive sentiment in the stock market, we are ready to quickly take on risk exposure through new currency positions positively correlated to growth and stock prices. We will keep you updated.

We now know since JGAM issued that report that Bernake surprised everyone because he did not offer any plans for additional measures to bolster short-term growth.  He said that that the economy was recovering and the nation’s long-term prospects remained strong instead.

Regarding gold we remain in agreement with JGAM’s advice of last week… take profits if you have not.

kitco-gold-chart

How long will the gold bull hold?  This chart from Kitco.com shows the similarity of the run up from 1976 to 1980 and 2002 to now.

It makes good diversification sense to hold a percent of your portfolio in gold… yes… absolutely.   Gold as insurance… a permanent but small portion of your portfolio is different from gold as a speculation.  Gold can be a good speculation…  as the chart above shows.   When it is at an all time high… beware.  Very few people find value at the top of a bubble and the history of serious sharp declines in all speculation and all bubbles exists.

The Kitco.com website says: In an article titled, “What Goes (Straight) Up …”, KITCO.com analyst John Nadler said the bears are seeking to test the 1680 to 1650 level, and that a bounce from there would not be surprising. He also made an allusion to memory of the large decline in 1980 (which was about 45%).

In an interview with The Street, titled “Expect a 35% Correction in Gold,” he said that a 35% decline was possible, and that something in the 1480 area might be a bottoming level.

This begs the question then, where does one store value?

Necessity is always a good place to store value… food, clothing and shelter.  However, the root of all three of our basics is water.  Water investments offer great potential. This does not negate the need to suit such investments to your needs.

While the world’s population tripled in the 20th century, the use of renewable water resources has grown six-fold. Within the next fifty years, the world population will increase by another 40% to 50%.  This population growth – coupled with added water demand per person from industrialization and urbanization – will result in an increasing demand for water.

Yet the world may be entering an era of less water!

A August 22, 2011 article in Time Magazine  entitled “Parched Earth” by Bryan Walsh says:  Hurricanes announce themselves on radar screens before slamming into an unlucky coast. Tornadoes strike with little warning, but no one can doubt what’s going on the moment a black funnel cloud touches down. If we’re lucky, a tsunami offers a brief tip-off — the unnatural sight of the ocean swiftly retreating from the beach — before it cuts a swath of death and destruction.

But a drought is different. It begins with a few dry weeks strung end to end, cloudless skies and hot weather. Lawns brown as if toasted, and river and lake levels drop, like puddles drying after the rain. Farmers worry over wilting crops as soil turns to useless dust. But for most of us, life goes on as normal, the dry days in the background — until one moment we wake up and realize we’re living through a natural crisis.

This summer the python has gripped much of the southern U.S., from the burned fringes of Arizona — singed by massive wildfires — to usually swampy Georgia. Hardest hit is Texas, which is suffering through the worst one-year drought on record, receiving an average of just 6.53 in. (17 cm) of rain so far this year, well off the 34 in. (86 cm) it receives over a normal 12 months. At the end of July, a record-breaking 12% of the continental U.S. was in a state of “exceptional drought” — the most severe ranking given by the National Drought Mitigation Center. More than 2 million acres (809,000 hectares) of farmland in Texas have been abandoned, and streets are cracking as trees desperately draw the remaining moisture from the ground. Taps are dry in one North Texas town.

And there’s evidence — when it comes to rainfall, at least — that the good years we’ve enjoyed in the past may have been more of an aberration than we realize. The Southwest in particular has a history over the past two millennia of severe droughts that lasted for decades; deeper in the geologic past, dust bowls endured for centuries. Just as worrying, climate change is expected to further dry out much of the region, multiplying the impact of population growth and expanding demand for water. What the South is facing may be not just a drought but the first signs of a permanent dry, one to which we’ll need to adapt — if we can.

This article was accompanied by a 17 Photo Essay “Picturing the American Drought” by George Steinmet

dry lake

This, one of the 17, photo entitled “The Island,” shows a resort on Lake Travis, that is normally a peninsula surrounded almost completely by water. All the photos are linked below.

Let’s revisit Hyflux:

Hyflux chart from sg.finance.yahoo.com.   Hyflux trades in the USA as OTC code HYFXY.hyflux five year chart

We have been recommending Hyflux for over five years.  Each time the price drops I mention this again.

I invested in Hyflux shares myself yesterday.

There is one concern that may also be pressing (and could continue to press) on Hyflux shares.  The Middle East and North Africa (MENA) region, contributes 60 percent to the group revenue.

Hyflux announced last February that three water purification projects in Libya, worth hundreds of millions of dollars, could be delayed.

We first recommended Hyflux in 2004.  Then we wrote about Hyflux again in 2008…  both times before the shares began to rise.  You can see those who purchased Hyflux in 2004 and 2008 have been in a position to make huge profits.

Here is what I wrote in 2008:

#1: Is Hyflux a well managed company?

I have liked the management team for years. The group is headed by Olivia Lum who has proven to be an astute leader. Hyflux Limited SGX: 600 began in 1989 as Hydrochem (S) Private Limited, a trading company selling water treatment systems in Singapore, Malaysia and Indonesia and later, China. Lum has been progressive. She added a team of scientists and engineers that created technology for Singapore’s water recycling plants that filter and treat waste water.

These technologies are based on semipermeable membranes and reverse osmosis that is capable of extracting potable water from residual, sewage and salt waters.

Hyflux was the first water treatment system company to be listed on Singapore’s equivalent of NADAQ in 2001 and the first to be upgraded to Singapore’s main exchange in 2003, again making history.

The group has been expanding geographically first to China, then lucrative Middle Eastern markets and is now entering India, Southeast Asia and Africa.

#2: Is the company in a growth industry?

There are few sectors with as much potential as water. China, the Middle East and India offer special opportunity.

#3: Are the shares available at a good value?

The shares are certainly a better value than a few months ago. Here is the share price over the last year.

I am writing about Hyflux again now because the global stock market sag has pushed Hyflux shares down once again and created extra value.
However as you can see from the company’s financials, sales, profits and dividends are at all time highs!

hyflux data

This may be a good time to look at Hyflux for our portfolios now.

An investment in Hyflux by the way, also represents an investment in Singapore dollars so all the numbers above have been enhanced by this added forex growth.

singapore-dollar-chart

This chart from sg.finance.yahoo shows the benefits of a multi currency portfolio as the Singapore dollar has risen versus the US dollar since 2004

One More Vital point About Investments and Water.

The United Nations Water agency UNwater.org says:  A Drought in Your Portfolio?

The World Water Assessment Programme (WWAP) participated in the EIRIS conference on global water risk research. The conference explored the investment case for considering the risks and opportunities arising from water scarcity as part of a wider sustainable investment strategy, and heralded the launch of the EIRIS’ Global Water Risk report.

The report shows that out of the 2000 global companies analysed 54% are exposed to water risks but take little or no action to mitigate them, and approximately half show no evidence of any management response to water risks whatsoever.

So when thinking about any investment look at the water element… this is becoming a necessity that can help your future from becoming all wet!

Gary

Join Merri and me at our next International Investing & Business seminar when we look at eleven ways to profit from investing and business in water.

Picturing the American Drought: by George Steinmet

Read Time Magazine’s article Parched Earth

Multi Currency Contrarian Value


Here is a thought on multi currency contrarian value.

Last week’s message saw that Keppler Asset management’s top value markets are Austria, France, Germany, Italy, Japan, United Kingdom.

A reader sent the following note about that message:  Italy, Japan, UK as a buy.  You must be kidding.

Keppler does not joke in the least. He is very German in that way and almost two decades of Keppler’s analysis shows that his theory of choosing based on statistical value out performs the general market.  Here again is a chart showing the long term performance of the State Street Global Advantage Fund versus the Morgan Stanley Major Market Index.

state-street-fund-multi-currency-data

The managers at State Street (one of the largest fund managers in the world) follow those statistics and invest most of the time in places where those tracking the local media avoid… hence much better returns if the discipline is adhered to.

Having been at this business for over 40 years, I have seen a lot of short term speculative ideas come and go. I have learned that market timing does not work.  It is just logical that buying almost anything at an all time high does not make sense.

Keppler Asset Management  is one source of data we use to examine global market values.  We follow the analysis of our friend, Michael Keppler. Michael continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return. He compares each major stock market’s history…I’ve learned over the years to listen.

From this Keppler develops his Good Value Stock Market Strategies. His analysis is rational, mathematical and does not worry about short term ups and downs.

He, in my opinion, is one of the best market statisticians in the world. Numerous very large fund managers use his analysis to manage funds such as State Street Global Advisors.

The overall market value is one of many filters we should use when we review value…each leading to specific shares.

Once we settle on a specific share we finalize the examination with a seven step review.

#1: Are the shares traded in a good value market?
#2: Does the share trade at fair Price to Earnings and Price to Cash Flow ratios?
#3: Does the share pay a good value dividend?
#4: Do the share have a good value relative to their previous price?
#5: Does the company have rising earnings?
#6: Has the share price been rising?
#7: Is the company’s management good and is their product or service line in a wave of the future

Michael Keppler warns investors not to misinterperate the investment analysis implicit in the Country Selection Strategy. A country is BUY-rated based on the valuation levels reflected in the MSCI benchmark index of country. A BUY rating therefore does NOT imply that any stock in that country would be considered an attractive investment.

To invest according to the Country Selection Strategy it is necessary to construct diversified, risk-controlled, representative country portfolios in every BUY rated country, weighting each country approximately equally in the overall portfolio. It is not appropriate to instruct a stockbroker to simply to select stocks in the BUY rated countries.

Here are three rules why value investing (which is almost always contrarian to the market) makes sense.

Value Rule #1:  There is always something we do not know.  The more we research the more likely we are at risk of analysis paralysis.

Value Rule #2:  Fear almost always oversells a market.  In other words bad news drives investors away and pushes prices so low that they become good value.  This is why the best time to seek value is during times of turmoil… like right now.  Value investing generally provides its best returns during tikes of early recovery.

Value Rule #3:  Value is classical not fashionable.  There is so much noise… so many rumors… so many scams… false leads and such that no one can stay on top of all this information. Value on the other hand is easy to determine and continually gauge.

Keppler is solid and intelligent… has a great logic… has incredible data and is extremely thorough measuring the balance sheets of all the shares in every market than working up to determine value.

It is quite interesting how value investing is often also contrarian investing, so Italy, Japan and the UK all make sense in that way.

Of course one can rely instead on main stream media writers who have little investing experience and buy investments… like the Swiss franc and gold while they are at all time highs. I expect though that one will find that these are a bad value now.

Should one buy gold and Swiss francs now?  Listen again to my phone interview with Rich Checkan of Asset Strategies Inc.

These investments should be held as insurance… but insurance is usually a cost… not an asset so in the same way one would not hold excessive amounts nor would one lament when their prices falls (just as one does not feel bad when they do not collect on insurance).

Along with the insurance… history and common sense suggest that a dedicated program to investing for the long term in equities in good value markets is a good diversification.  Perhaps better now because of the fear in the global market place.

Here are three ETFs, one each for the three seemingly scary good value equity markets according to Keppler’s analysis.

Italy: iShares MSCI Italy (EWI).

UK: iShares MSCI United Kingdom (EWU). 

Japan: MSCI Japan Index Fund (EWJ).

Gary

Join Merri, me and Thomas Fischer as we enjoy the Blue Ridge leaf change and update where to invest globally and how to earn extra income with an international micro business. See  our October 7-9 International Investing Seminar.  See details here.

Little Horse Creek Autumn

Join Merri, me and Blaine Watson for his Investing Beyond Logic here in the High Country of the Blue Ridge.

 

Protected: Micro Business and War


This content is password protected. To view it please enter your password below:

Seven Valuable Quantum Wealth Ideas & Contacts


Meet seven valuable Quantum Wealth contacts…. plus Merri and me for the seven micro business and investing ideas below.

This is a perfect era to increase your wealth and improve your lifestyle as you reduce stress with investments in the ideas below or your own a micro internet business.

Merri and I enjoy having an international internet business and it is doing well.  This May (2010) was the best May we have had yet in our 12 years of having an internet business. Almost every month we see list and sales growth over the month of a year before.

We are very proud and thankful to be one of the most read sites in Ecuador and do well in the US and Canada too.  May we share our experiences to help you learn how to enjoy this satisfaction and success though international investments or micro business?

internet-success

This recent ranking from Alexa.com shows how our site is in the top 16,000 web sites in America, top 8,000 in Canada and top 500 in Ecuador.  There is more… as you’ll see in pictures below how the recent recession has caused our internet business to grow.  So you can do the same… with a micro business or investing in the same ideas that earn more as others seem to earn less.

Our sales doubled during the recession and our list of readers increased over 100%.  Since the economy picked up our business growth has slowed but business is still growing. This is how good value oriented business grow by the way.

Good value oriented micro businesses increase steadily in good times. They do not get caught in euphoria. Then during bad times they can really do quite well!

Knowing the philosophies that we follow to prosper from change can help you invest better and can help you create an internet success if you desire.

The Western economy has changed… probably forever.  The old ways are gone and those who held jobs… or still have work in the private sector have lost the most.

The economy will recover… in numbers yes… but the way people earn and work… and how the money is distributed and to whom especially… has been profoundly altered.  This is especially true in value added countries like Canada… the USA and most of Europe.

Excerpts from a recent New York Times article entitled “After Escaping Jobless Rolls, Trauma May Linger” by Michael Luo helps explain why:

RALEIGH, N.C. — Antje Newby went back to work in September, but she has still not escaped the burden imposed by nine months of unemployment.

Antje Newby, working again, said, “We’ve got financial impact we’re going to deal with forever.”

Tom Newby stays home in part to help his children adjust to their move from in the Detroit area.

Mrs. Newby and her husband were forced to walk away from their home in suburban Detroit and are now living here in a rented house with their three children. They are bracing for a huge tax bill in the spring because of early withdrawals they made on her 401(k) and taxes they still owe on unemployment benefits. Their credit is in tatters, and their 16-year marriage showed cracks they are still trying to repair.

The wound of unemployment, as her family has learned, is not cauterized so quickly, and lives do not simply go back to the way they were.

Interviews with more than a dozen people who were out of work at least a half-year during the recession and have now landed jobs found many adjusting to new realities. Some of the changes are self-imposed; others forced upon them. They include grappling with newfound insecurities and scaled-back budgets; reshaped priorities and broken relationships. In some ways, it is equivalent to the lingering symptoms of post-traumatic stress.

One person interviewed said, “If the rug is pulled out again, I’m not going to survive”.

Another said “We’ve got financial impact we’re going to deal with forever.”

Many of the old rules of employment have been turned upside down. For example in the past people worked for the government for job security but expected lower pay. Now, according to the Cato Institute this has completely flipped and the reversal is growing:

The Bureau of Economic Analysis has released its annual data on compensation levels by industry (Tables 6.2D, 6.3D, and 6.6D here). The data show that the pay advantage enjoyed by federal civilian workers over private-sector workers continues to expand.

The George W. Bush years were very lucrative for federal workers. In 2000, the average compensation (wages and benefits) of federal workers was 66 percent higher than the average compensation in the U.S. private sector. The new data show that average federal compensation is now more than double the average in the private sector.

Yet at the same time there has never been a better time… with greater opportunity, for certain types of investments or an internet business… if… we can choose a business that flourishes with change.

We are in an era of global structural change… in economics… in society and in the way we work because technology brings us low cost administration, low cost access to data, low cost communication, and low cost travel, plus the opening of markets beyond logic that rely more on passion and experience than on efficiency and cost.

We’ll look at these economic and structural changes, and what to do about them in the international investing and business portion of our Quantum Wealth Seminar we conducted in West Jefferson North Carolina this June 24 to 27.

We’ll see how markets are shifting from materialistic needs to emotional needs.

We’ll see great opportunity for investors and micro businesses in the following markets:

Love-friendship-control-freedom-tradition-change-big answers-recognition and care. These are emotional needs that create expanding demand and business opportunity. The next generation is having more involvement in every step of the buying process.  Uniting the body and mind is an emerging market.  Natural physical health, fitness will expand but botox and insulin sales will also grow.

Mental health, retreats and spas prosper.  The health of the planet is becoming a more important business.

There is a shift of emphasis from GDP to GWB  (General Wellness Barometer Happiness Factor)
Business will operate with more passion.

We’ll see how to turn these shifts into new opportunities for investment and internet business in seven areas.

Currency Distortions
Value Markets
Emerging Markets
Wellness
Water and Alternate Energy
Truth & Cohesion
Ecuador and Smalltown USA Real Estate

I call these seven areas the Magnificent Seven… these are the places where I am looking for opportunity and focusing our efforts now.

This focus has paid off.

This chart from Alexa shows our…

internet-success

traffic rank.  At times we are nearly ranked among the top 40,000 websites in the entire world..

At the course, we’ll look at each of these magnificent seven opportunities to see how they can help you.

Make Valuable Contacts.  Here is the final lineup of speakers and contacts who will join you at this course.

Our Quantum Health sessions will be enhanced by…. Bob Shane.  Bob is a space scientist who has been involved at the quantum scientific level of the  aerospace industry for his entire career.   His studies in quantum physics helped him apply space science to understanding the deepest levels of balance in health.  Besides being the first person we turn to when we have health questions or concerns, he and his wife have been our very best friends for almost two decades.  He has helped Merri and me with our health enumerable times  over these years.

Bob will be available in June to demonstrate the most scientific and modern methods of physical balancing at the quantum level.  He will bring three special instruments for balancing at the Quantum level. The Scenar, ESTeck and Core Inergetix:.

Learn more about Bob at Ecuador shamans use quantum science.

Jean Marie Butterlin will travel from Cotacachi, Ecuador to speak.

Jean Marie with the shaman, Don Esteban. Jean Marie… a Parisian  after living in Houston and exporting French products to the USA, moved to Spain and built a business exporting natural health products and quantum balancing instruments throughout Europe.  He has now moved to Cotacachi, Ecuador and has developed a natural health business there…  plus he conducts our shamanic minga and Super Learning courses.

Bonnie Keough.

ecuador-exports-bonnie

Bonnie Keough.  Bonnie conducts our export tours and will be on hand in North Carolina to display Ecuador export products and speak about how to export from Ecuador.  She brings extensive knowledge about Ecuadorian products and sales back in the USA…plus never ceases to amaze us with her outstanding array and excellent prices of goods from Ecuador.

Peter Laub, Jyske Global Asset Management. Peter along with the president of JGAM is in charge of investor asset allocation strategy.  He will speak about global and multi currency investing and how to borrow low and deposit high.

Peter Laub visiting with delegates.

David Cross… our webmaster will help me unveil the secrets of gaining fun and freedom with a profitable, global micro, internet business.

ecuador assistances

David Cross with his wife (and our daughter), Dr. Cinda Scott.

Jeff and Lin Neil, Ashe county real estate brokers, will also be on hand to speak to those who have an interest in Smalltown Blue Ridge real estate.

Our Ecuador attorney Floridalva Zambrano has had to cancel her June  trip for health reasons but we have added additional valuable contact who will join us at this course to help find ways to integrate health wealth and lifestyle in investing and business.

One case study at the course will review how our daughter has turned the Love-Recognition and Care markets into a huge success teaching her love of the performing arts dancing…. singing and drama.

We asked our friend Ann Russell Roberts (Vitale) who has been professionally dancing and teaching yoga and dance for 33 years.

Ann is a professor at Elon University native of North Carolina and earned her BA and MA from UNC-Chapel Hill.  She also did graduate work at Candler School of Theology at Emory University.

Receiving a scholarship to dance in New York City she moved and professionally danced, choreographed and taught there for 20 years.

In NYC, teaching at Steps Dance Studio, the Emanu-EL  14th St. Y Dance Center, Robert Yohn Dance Studio, the Kundalini Yoga Center, Katie Agresta Voice Studio  and other  centers  she also taught esoteric yoga from Tibet privately to noted performing artists including Jon Bon Jovi.  Her teaching extended to NYC  businesses including CBS, IBM, McGraw Hill and Columbia Artists.

Before forming her professional dance company Edge Dance Theatre, Ltd. she danced with other companies including Gus Solomons, the international Butoh Group X,  Robert  Yohn of Eric Hawkins Co. and in Japan with Sachio Ito.  Edge Dance Theatre, Ltd.  with international Dance Magazine reporting, “her  fine new ‘Legend’…authority and conviction in alluring choreography” won choreographic grants including the International Dance Festival in NYC and the Harkness Ballet Foundations of Dance Award.  Edge’s other NYC  venues include DTW’s Bessie Schonberg Theater, the Cunningham Studio, Westbeth Theater, the Grammercy Arts Theater, the International Center and the Laban/Bartineff Institute.

Trained in Yogas, Gyrotonics and Pilates, Ann specializes in teaching the ancient, rare Tibetan Yoga Tsa Lung/Trul Khor  as received from Tenzin Wangyal Rinpoche and Alejandro Raoul. After training for 3 years at Ligmincha, the international Bon Tibetan center in Va., she received  special permission to teach this rare yoga.

She established two yoga courses based on Hatha, Kundalini and Tibetan Yogas at Elon University in the Performing Arts Department  where she now teaches. Her master teachers of Hatha and Kundalini  Yoga were Dharma Mittra and Yogi Bhajan respectively.

Ann also received training in traditional Native American Arts and Ceremonies with Adanowa Aninvya, Tsa La Gi (Cherokee) High Medicine Priest.

She will be at the June Quantum Wealth course to help you learn ways to integrate daily knowledge…. your logic with your own deeper peace and wisdom.  Hope you can join us!

Gary

Learn how to gain quantum wealth from color here.

How We Can Serve You

How to Have Real Safety in 2020

The most important investment you can make in 2020, is in yourself. 

Invest in more time.  Invest in less stress. Invest in greater security.That’s why four years ago we created the Purposeful Investing Course (PI) because when it comes to finances, there are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

The core model portfolio we teach in the PI Course rarely changes, but is highly diversified in thousands of shares around the world… so there is higher long term profits, less stress and greater safety.

The portfolio consists of 19 country ETFs.  During the four years since we created the Purposeful Investing Course and set up a $40,000 real time portfolio at Motif Brokers, we have held the same 19 shares and have only traded three times.

The portfolio started with $40,000 and has risen to $53,591 ($49,015 in shares and the balance in accumulated cash).

The portfolio did really well from 2015 to 2018, better than the DJI Index.  Then as the US dollar grew in strength it fell behind.

The chart below shows the actual results of thos portfolio compared with the S&P 500.

motif

 

This good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around investing models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Canada, Germany, Hong Kong, Italy, Japan, Norway, Spain, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of theseall good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

The fact that the Pifilios are invested in all the shares of the MSCI Index in each good value market reduces long term risk.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last four years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and “Silver Dip” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2020 I celebrate my 54th anniversary in the investing business and 52nd year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal Investing Course.

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary