Tag Archive | "Milk"

Ecuador’s Got Milk & Honey


Ecuador is the land of milk and honey for less… really.

In a moment we’ll look at some global investing ideas. Or you can skip Ecuador milk and go directly to Global Investment Thought.

First, how about some raw milk?

ecuador-farm

Our hotel Meson de las Flores makes its own ice cream with fresh raw milk from local diaries, plus they…

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make and press their own fresh butter.

Our health is enhanced with raw milk and in Ecuador raw milk is easy to obtain. We get it for the hotel every day. The cost is about 45 cents a quart, delivered fresh daily from the local dairy.

In the US, it’s a task.  To get it in North Carolina, we have to buy it from a friend of a friend who will not say who produces the raw milk.

In Florida I noticed a health food store selling raw milk and raw organic yogurt labeled “for pet use only.”   We used to buy our French salt in a similar way “for deer licks only”!

How sad that informed adults have to play such games to get what is good that they want.

There is very little raw milk sold in America and this is sad as it’s a highly health-promoting food. The government story is that raw milk can carry disease. More to the point pasteurizing milk extends shelf life and makes it easier for big business to be more profitable.

One can become sick from any contaminated food as the nation has learned from meat, spinach and peanut butter all to well.

In California where raw milk can be sold, millions have consumed it without a single person getting sick. During the same period, there were many instances where people became so ill from pasteurized milk they died!

Raw milk provides minerals, beneficial bacteria such as lactobacillus acidolphilus, vitamins and enzymes and in Ayurved is considered one of the best foods there is. Pasteurized non organic milk is viewed as poison as the process changes the structure of the milk proteins and destroys the milk’s beneficial bacteria.

Pasteurized cow’s milk has been associated with intestinal distress, iron-deficiency anemia, allergies, osteoporosis, arthritis, heart disease, cancer and more.

ecuador-farming

With so much sun and plenty of rain, the grass is rich, even in Cotacachi at 7,500 feet altitude for…

ecuador-farming

these organic cows.

Raw Milk Delight

One great food made from raw milk was taught to Merri and me by a shaman here in Ecuador. I call it Sun Yogurt. Get raw milk. Boil it. Let it cool. Pour it in a green bottle. Add a bit of yogurt if you wish. Set it in the sun for the day. That night you will have a rich creamy almost custard yogurt! It’s rich and delicious.

In Ecuador we buy fresh, raw milk by the pail full… creamy to make our own butter, ice cream and yogurt.

There is great fresh, non fermented (queso fresco) cheese in the markets.

ecuador-food

Nearby our hotel there is also organic dairy and Swiss cheese factory. Here is the barnyard and…

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here are their cows.

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Their equipment.

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Their cave filled with great Swiss cheese.

Ecuador-milk

We serve this Ecuador cheese at our hotel.

ecuador-farm

Ecuador also has really great honey that creates some export income opportunity… like this honey and Macadamia nuts offered by the Ecuador Honey Company. We”ll look at this in more detail in tomorrow’s message.

ecuador-honey

Learn more about our Oct. 21-24 Ecuador Import Export Tour here

Global Investment Thought

Jyske Global Asset Management’s recent update points out what is becoming obvious… the global economy is picking up.  JGAM said:

*  The Case-Shiller U.S. home price index rose for the second month in a row in June.

* The German IFO business confidence survey came in above expectations, rising for a fifth month in a row.

* Australia’s leading economic indicators continue to suggest a broad recovery over the coming months.

* BCA’s (Bank Credit Analyst) Global Inflation Diffusion Index highlights that most components are falling. Furthermore, inflation typically responds to fluctuations in growth with a 1-1½ year lag, and this time around there is greater slack in the global economy.

In other words, the economy is recovering and inflation is down.

The immediate risks are that traditionally September and October are the most dangerous months for the US stock market.   Signs of a double dip recession coinciding with the traditional market dip could create a new wave of self fulfilling fear.

This will create a good buying opportunity both in equities and real estate.

What’s a Double Dip?

I rarely allow myself to eat ice cream but recently while visiting grand kids, we took them to a Creamery and can attest to the fact that a Sweet Cream and Chocolate double dip on a waffle cone is,  taste wise, pretty darn good.

Double Dips in the global economy do not bode so well, however.

A recession is a time of economic contraction and have always been followed by a return to economic expansion.  However once in awhile when economic distortions that are being sorted out are severe, when the expansion finally starts, it does not continue.   The economy contracts and dips back into recession again.

Economies now are improving globally.  Yet unemployment and foreclosures remain a problem.  Later this year  a second “double dip” recession could return as it did in 1980, then again in  1981-82.

Current conditions are quite different now than in the early 1980s, the 1980-1983 downturn was eventually turned around with major federal spending and a major tax cut.

The period 2007-2010 cannot expect the tax cut which is a shame because Federal spending tends to be less efficient than tax cuts, Federal spending is usually inefficient. Tax cuts stimulate business and inroads into new forms of productivity.

Stock markets tend to do well (as they are now) in the middle of recessions. During the worst of all 1930s depression, the Dow rose 66.7 percent in 1933 and 38.5 percent in 1935. This is because big value oriented investors look ahead.  Eventually economies recover and  grow. This is when value investors cash in.

Yet the poor employment scenario suggests that the equity recovery could be modest.  If this fact teams up with the nervousness acquired in 2008 and the autumnal downward forces… the most likely time for a market set back will be September and October.

With this in mind… values are good now for investors who can afford to buy and ride through another downturn that could last a year or so.

Until next message, may all you life be rich and delicious.

Gary

The greatest asset of all is the ability to earn wherever you live, which brings everlasting wealth.

This is why we offer our course Tangled Web… How to Have an Internet Business.

A clear mind and healthy body are also a vital assets… plus a second language is a powerful diversification tool.

This is why if  you attend either our Ecuador Super Thinking plus Spanish seminar in September or our North Carolina International Business & Investing seminar in October I will email you our Tangled Web… How to Have an Internet Business Course (offered at $299) free. You save $299.

Here are comments from a reader about the way we help:  Hi Merri, I wanted to thank you once again for your recommendation
 that I try Sol de Vida. I have had time for thirteen treatments but 
now it’s time for me to return home. The people there are wonderful 
and I’m happy to say there has been a dramatic improvement in my
(used-to-be) “bum” leg.  I can now walk much longer distances and
 remain pain free!
 
FYI, Sol de Vida changed to a  new facility near Meson.  

I enjoyed my stay here at Meson and in Cotacachi and hope to return
 sometime soon… thanks again for your assistance!

Join us at a seminar and tour and have a pain reduction treatment at the same time.

Sept. 17-21 Ecuador Super Thinking + Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Learn more about global investing, how to have an international business and diversification in Ecuador at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

October 16-18 Ecuador Southern coastal tour (early sign up before Sept. 1, $499 per person).

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

Multi Currency Investing Beats Inflation.


Multi currency investing helps fight inflation.

As the US dollar falls, prices rise for everything….even local goods like food.

This is one reason Merri and I like to live on a farm with our chickens (eggs) and fresh natural fruit and vegetables. Here the blackberries are in bloom along our front yard fence.  We collect enough so that Merri can make a cobbler each week.

inflation-proof-blackberries

This is because there is a growing global demand for produce…wheat…corn.

Apples too but we have plenty growing here!

inflation-proof-apples

In short, people abroad are competing with stronger currencies for US food.

Yesterday’s message, Multi Currency Statistics, showed how this means that inflation is worse than statistics show.

According to US government inflation statistics, core prices described as “Core CPI” have risen just 2.3% in the last year.  Yet this figure does not include the price of food or energy.

In the last year, medical care costs have jumped 4.4%.  Food is up 5.1%.  Energy has risen 16.1%.   Over the past nine months, global food prices have soared 40 percent, while food reserves are at 30-year lows. These non included costs are what we spend most!

Plus according to a recent Reuters are article food prices are about to get much worse.

The article says:  “U.S. food prices will rise a stiff 9 percent a year through 2012, the largest increase since 1979 and the result of record-high crop prices,” the head of an economic consulting company said on Thursday.

“Retail prices on staple American foods rose by double-digit percentages in the last year, according to new data from the federal Bureau of Labor Statistics (BLS). The cost of milk rose 26 percent, and egg prices grew by 40 percent.

“Food inflation could pose a more serious threat to consumers in the US than soaring oil prices. This is because food accounts for 13 percent of spending for average households, compared to about 4 percent for gasoline.”

What does this mean?

Yesterday I went grocery shopping. A small loaf of good sourdough bread was $3.99.

At 9% per annum here is what it will cost each year.

2009   $4.34
2010   $4.74
2011   $5.12
2012   $5.58

A gallon of organic milk yesterday was $8.38.

2009   $9.13
2010   $9.95
2011  $10.85
2012  $11.82

We do not buy eggs thanks to our friendly chickens who live with us on our farm.

As boomers begin to retire on their social security, a loaf of bread and a gallon of milk will leave $2.60 change from a twenty dollar bill…not enough to buy a dozen eggs.

This is why we need multi currency investments to protect against the falling US dollar and fight inflation.

Yet the problem may be worse.

Milk rose 26 percent, and egg prices grew by 40 percent in the US this year.

Worldwide, food prices have risen 45% in the past nine months according to the United Nations’ Food and Agriculture Organization.

This creates enormous opportunity because it is a huge problem.  Problems  create opportunity.

Many people will become poorer because of this problem but wise investors will gain by investing in businesses that help solve these problems.

So what types of problems will a global food shortage create?

We can get a clue about one by looking at the Danish Pharmaceutical Portfolio we track in our Multi Currency Course.

Here is how it performed during the recent global equity set back..

Name                            Invested Amount           Recent Value
Genmab                             50,000.00                    39,903.33
NeuroSearch                      50,000.00                    36,475.09
Coloplast A/S B Aktie        50,000.00                    49,584.82
Novo Nordisk B                  50,000.00                    56,294.62
Alk-Abello B Aktie             50,000.00                    28,053.46
William Demant Hld.          50,000.00                    43,180.33

Why when this sector was slaughtered did Novo Nordisk shares rise 12% in three months?  One reason is this company is one of the largest producers of insulin in the world.  As food grows in cost more people eat less expensive carbohydrate food. Too many carbs in the diet encourage diabetes. Diabetes creates a demand for insulin.

This is another reason we like farm life with plenty of ponds and creeks filled with fish.

inflation-proof-fish

Some are pretty good size as well like this trout our daughter Eleanor fed four of us with!

inflation-proof-big-fish

Those who change, adapt and invest in solutions to problems are those who will profit.

This is why we are examining seven multi currency shares including Novo Nordisk

Until next message good multi currency investing

Gary

Learn more about multi currency investing at our multi currency portfolio course

Learn more about fighting inflation with Ecuador real estate and Ecuador living

See dates for our Ecuador tours and courses below:

Coastal Real Estate Tour

Super Thinking + Spanish Course

Imbabura Real Estate Tour

Ecuador Shaman Tour

Ecuador Import Export Course

See discounts for attending more than one course.