Tag Archive | "Merri"

Fresh Ecuador Roses


Fresh Ecuador roses are the best… for less.

You can order fresh, environmentally sensitive, premium roses from Ecuador here.

Subscribe to two years of Ecuador Living for $159.  Save $158.

You can order the 50 fresh cut roses for $79 ($20 is donated to LOTS) here.

Ecuador premium roses are truly stunning!

Merri and I love our fresh roses from Ecuador.  We immediately place them on our dining room table and by morning they are fully opened and incredible!

Here is our last bouquet.

Ecuador-christmas-roses

Ecuador roses can be ordered now for delivery on Tuesdays, Wednesdays and Thursdays.

The price is $79 for 5o roses.

Here are two ways to obtain 50 fresh cut roses.

The first saves $163.  We provide a service called Ecuador Living to assist those with a genuine and immediate interest in Ecuador. This service shares our continual research and experiences in global business, living and investing in Ecuador plus our contacts. We feel the service is a bargain at $119 a year.

If you subscribe for two years, I’ll reduce the price from $238 to $159 and also send you 50 fresh cut, premium roses worth $79 FREE.  This is a $158 savings!

Fedex will deliver them directly to you from Ecuador.  Open them. If you are not satisfied that these are truly remarkable roses, give them back to the Fedex driver and let me know. I’ll give you a full $159 refund.

To assure the refund you must inspect the flowers with Fedex when they are delivered. If you are not satisfied, they must be returned at the time of delivery.

Subscribe to two years of Ecuador Living.  Save $79 plus receive 50 roses worth $79 free…a total savings of $158.  If you already subscribe to Ecuador Living, order the roses in this offer and we’ll extend your subscription  two years.

Subscribe to two years of Ecuador Living for $159.  Save $158.

If you do not have a great interest in Ecuador but just want these incredible, fresh roses. Simply buy them for $79 for 50 fresh cut roses including delivery by Fedex.

This is not a deal that helps my pocketbook.  We are paying $59 to deliver these roses to you.

We donate $20 to the charity. We pay my credit card discount. At the $79 price, I lose two or three dollars for each 50 roses shipped.  That’s okay…the cause is worthy.  Merri and I will share the joy of the gifts you help make…for the poor  in Ecuador.

Subscribe to two years of Ecuador Living for $159.  Save $158.

Order 50 fresh cut assorted color Ecuador roses for $79 ($20 is donated to LOTS).

You can have fresh Ecuador roses yourself or send them as gifts …plus help Ecuador’s poor.

I will  forward your order to Roberto Ribadeneira the rose plantation coordinator who will contact you, arrange colors and delivery dates and follow your order from the farm to your home.

This will make sure that you get the fastest possible service and to assure that your flowers arrive exactly when you want them.

Plus your roses are guaranteed.

You can have 50 fresh cut assorted color roses from Ecuador delivered to any zip code in the USA…including Hawaii or Alaska including shipping for only $79.

I regret that these roses are not available in Canada or outside the USA.

Gary-with-roses

Here I am with 250 fresh Ecuador roses I had delivered for Merri’s birthday.

Ecuador roses are very reasonably priced and we offer the best value here for premium roses. I recently checked the internet.

1800flowers offered 36 Martha Stewart Roses for $259.00.

Flowerbud.com offered 50 premium roses for $135.

48longstems.com offered 50 roses for only $69…plus shipping… $22.94
or a total 91.94.

www.overstock.com offered 50 roses for $94.99.

We charge only $79 for 50 fresh cut, premium roses, including Fedex overnight delivery.

This is  a great price because these are Premium Quality Roses.

Though this is perhaps the lowest price for roses you will see, the roses are special, not like anything offered in a store or even at most florists.

These are premium roses with extra large heads that open fully.

Fresher Quality Roses

Most roses go from Ecuador to Miami by air are stored in Miami then shipped by truck until they sit in a store. They can be a week or more old when you see them. The roses you receive from this offer are cut and stored overnight, driven by refrigerated truck to Quito airport and flown to Miami to a special refrigerated Fedex facility until, then flown to your Fedex destination for immediate delivery to your home or office. This means they last longer. During summer conditions are harshest for cut roses…a special instruction is included with your roses on how to make them last.

Subscribe to two years of Ecuador Living for $159.  Save $158.

Order the 50 fresh cut roses for $79 ($20 is donated to LOTS) here

Kitchen-roses

Here are 50 fresh Ecuador roses recently delivered to my North Carolina home.

Fedex will deliver them to you within four days of being cut in Ecuador. Open them with the Fedex driver. If you are not satisfied do not accept delivery and have the Fedex driver take them back. Let me know. I’ll give you a full $79 refund.

This inspection must be done at the time of delivery and refunds cannot be processed after the roses have been delivered and the Fedex driver leaves.

Subscribe to two years of Ecuador Living for $159.  Save $158.

You can order the 50 fresh cut roses for $79 ($20 is donated to LOTS) here.

Dozens-of-roses

Here are fresh Ecuador roses at our hotel in Cotacachi.

dozens-roses

Environmentally Clean Roses

The roses your receive are certified by Veriflora. The VERIFLORA seal is a real,
green program that regularly spot check farms for ecologically sound systems that include:

1- Water and ecological conservation: implementing water management systems to prevent depletion of fresh water supplies.

2- Product quality: implementing practices to ensure the quality of the product through the whole chain of delivery to the final consumer.

3- Advanced agricultural practices: integrating organic practices wherever possible. To only use approved green label certified pesticides. To allow no discharge of pesticides run off into the environment.

4- Waste management: recycling and composting as well as the proper disposal of agricultural chemicals.

By March of 2007 the co-op that sends your roses had certified 144 acres.

Certification means the growers have met or exceeded the requirements. There is no middle ground with Veriflora, no differing levels of certification. You either are ecologically sound and certified, or you aren’t.

That means you receive environmentally friendly roses.

Dining-room-roses

Here is a red and bi color combination of fresh Ecuador roses we had delivered to us in North Carolina.

Fair Trade Roses

In addition the Verflora seal requires the rose grower to be socially responsible adhering to recognized labor and community standards, specially pertaining to health and safety, work conditions, hiring practices, discrimination, harassment and fair pay.

The growers offer every single one of their workers:

-free doctor and medical treatment at the farm for workers
-day care facilities for infants
-free breakfast and lunch (and dinner when they work late)
-free sports and recreation facilities
-small business loans -when workers want to leave to set up their own small holding farm
-workers fund -for financial help with school fees to buy a car, etc
-complete health and safety equipment provided free -helmets , gloves, masks, etc
-paid maternity leave with a guarantee of work when they want to return
-overtime paid over and above the legal requirements
-Christmas parties, summer holiday excursions, sports tournaments
-a safe and secure work environment with job satisfaction and potential for personal development

There you have it…three great reasons to experience the warmth of the people and beauty of Ecuador…The freshest…best roses…and you help the environment and the poor by having them delivered into your home.

Your 50 roses will come packed in a special box with two colors of 25 each.

You can still order the 50 fresh cut roses for $79 ($20 is donated to LOTS) here.

seminar-roses

These are fresh Ecuador roses delivered to our North Carolina office.

“Orders received before 9 am on Sunday will arrive the following Thursday or Friday.

Orders received after 9 am Sunday through 9 am Friday will
arrive the following Tuesday or Wednesday.”

The plantation will send a “how to care of roses” page in every box to ensure the proper care of the product.

Dried-roses

We dry our fresh Ecuador roses as they age and continue to use them. Here are 100 dried Ecuador roses on our stair case in North Carolina

Gary

Subscribe to two years of Ecuador Living for $159.  Save $158.

You can order the 50 fresh cut roses for $79 ($20 is donated to LOTS) here.

breakfast-roses

Now you can take time to smell the roses even at breakfast…at affordable prices as well.

Notice how large these fresh rose heads are when opened.

Subscribe to two years of Ecuador Living for $159.  Save $158.

You can order the 50 fresh cut roses for $79 ($20 is donated to LOTS) here.

Micro Exports Sales Idea


A successful Micro export business requires good sales ideas.

ecuador-exports

Many woven products are exported from Ecuador.

ecuador-exports

Ecuador exports in woven llama wool.

There are so many wonderful products you can export from Ecuador.

ecuador-exports

Ecuador exports in paintings on sheepskin.

Exporting products from Ecuador is only half the job. You then have to sell them.

ecuador-exportsEcuador exports in musical instruments.

Many people use an internet sales approach and we offer a course to help our readers start their own web business. This freedom not only makes life more enjoyable but also reduces the cost of living.

ecuador-exports

Ecuador exports in miniatures made from bread dough.

This is why we are sharing a free course on how to create your own website without a webmaster written by Michelle Toole.   See the 35th lesson in Michelle’s course below.

ecuador-exports

Ecuador exports in crafts.

Build Your “Brand of One”   by Michelle Toole

So you want to build a web site but are a little apprehensive about writing……?

Boy, do I ever understand!  But the key is simple, just be YOU!  There is nobody else out there that has your unique voice, style or expertise.

The goal of good writing is to COMMUNICATE… to build relationships with your audience.

Do you realize that all day long, in your “OFFline life,” you do exactly that?  You PREsell yourself. You build your personal “offline brand of one.” This is the image that people have of you. Building a “brand of one” is just as easy to do ONline, and just as important, through your writing.

Relax. There is no mystery to good writing. No secret society. No smoke and mirrors.

You can write to PREsell! No genetic talent required! It’s just a matter of unlocking what’s already inside YOU.

On the Net, effective PREselling creates a warm, “open-to-buy” mindset in your target group and gets that important click-through to your monetization source, which is just another way of saying you make money! And PREsold visitors are much easier to convert into customers.

Successful PREselling content “works” at several levels…

1) It has that “been there – done that” voice and flair.

2) It has specific knowledge that comes from real experience.

3) It is supported by a depth of useful information — good reference material plays an important part.

4) It is spun or positioned in a way that is uniquely yours. Furthermore, it is consistent, from page to page, from e-zine issue to issue, from week to month to year. And finally, it is for the customer, absolutely.

Keep in mind that when I say “spun” I simply mean “how you present yourself”.

This doesn’t imply that you are manipulating or twisting your words, it is about presentation.  That is why it is so important to “keep it real”, over deliver on your content and give your readers what they want.  They can be manipulated and “sold” a bill of goods anywhere else, instead, surprise them by giving them what they are looking for. You will be quite pleased with the results.

Need a little help? Take some time to read Make Your Content PREsell!(http://mycps.sitesell-sbi.com).

It provides all the guidance and strategies you need to create winning content… relevant, information-packed content pages that make your business stand out from the crowd and open your visitors’ minds to your monetization offerings……oh, yeah, and it’s free!

Always build a web site with your unique voice and expertise.  On the other hand, there may be a point that outsourcing your articles makes sense…..time is usually the reason someone would outsource their articles…. But, keep in mind this is only after you have an established web site that has developed your unique “brand of one.”

I have outsourced some of the more technical, which just means boring articles to a company that Site Build It recommends and I have been very pleased with the results.  But the key is to weave a bit of your voice into every article regardless of outsourcing or not!

Bottom Line… Building a “brand of one” is essential to creating a successful on-line or, for that matter, off-line business! Follow your passion; speak from your experience and keep it real….and you won’t go wrong.

Look for my future articles and tips where we discuss monetization options, search engine optimization, incoming links, additional e-zine techniques, link exchange programs and much more.

You can check out Michelle’s web site at http://healthy-holistic-living.com. To get more great tips, like the ones above and to see how and what tools she used to create a successful on-line business go to http://sitesell-sbi.com

ecuador-exports

Ecuador exports in wood crafts.

Gary

How We Can Serve You

How to Have Real Safety

garyheadshot

There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

This is why the core Pi model portfolio (that forms the bulk of my own equity portfolio) consists of 19 shares and this position has not changed in over two years.  During these two years we have been steadily accumulating the same 19 shares and have not traded once.

The portfolio has done well in 2017, up 22.6%, better than the DJI Index.

motif

However one or even two year’s performance is not enough data to create a safe strategy.

The good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management and the mathematical trend analysis of Tradestops.com.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

Pi uses math to reveal the best value markets then protects its positions using more math created by Richard Smith founder and CEO of Tradestops.com to track each share’s trend.

We use Smith’s  algorithms that calculate momentum of the good value markets.

dr richard smith

The Stock State Indicators at Tradestops.com act as a full life-cycle measure that indicates the health of each stock. They are designed to tell you at a glance exactly where any stock stands relative to Dr. Smith’s proprietary algorithms.

Kepppler’s analysis shows the value of markets.  The SSI signal indicates the current trend of each stock (performing well, or in a period of correction, or stopped out).

The SSI tells you one of five things:

Screen Shot 2017-08-08 at 6.51.59 AM

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Screen Shot 2017-08-08 at 6.52.22 AM

Akey component of the Stock State Indicator (SSI) system is momentum based on the latest 521 days of trading.  A stock changes from red to green in the SSI system only after it has already gone up a healthy amount and has started a solid uptrend.

How SSI Alerts Are Triggered

If the position has already moved more than its Volatility Quotient below a recent high, the SSI Stop Loss will trigger.  This is an indicator that the position has corrected more than what is normal for this stock.  It means to take caution.

Below is an example of how SSIs work.  This example shows the Developed Market Pifolio that we track at Tradestops.com.

tradestops

Equal Weight Good Value Developed Market Pifolio.

At the time this example was copied, all the ETFs in the Developed Market Pifolio (above) currently had a green SSI.

We do not know when the US market will fall.  We only do know that it will.  We also do not know if, when the US market corrects, global markets will follow or rise instead.

The fact that the Pifilios are invested in good value markets reduces long term risk.

Additional protection is added by using trailing stops based on the 521 day momentum of each stock in the Pifolio.

Take for example the graph below from our Tradestops account that shows the iShares MSCI United Kingdom ETF.  This ETF had a green SSI and a Volatility Index (VQ) of 13.26%.  This means the share can move 13.26% before there is a trend shift.

tradestops

iShares MSCI United Kingdom ETF (Symbol EWU)

Pi purchased the share at$31.26 and in this example the share was $34.43 and rising.  Tradestop’s algorithms suggested that if the price drops to $31.69 its momentum would have stopped and it would have shifted into trading sideways.   The stop loss price is currently $29.86.  If EWU continues to rise, both the yellow warning and the stop loss price will rise as well.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Dip Strategy with platinum.   The “Platinum Dip 2018” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Platinum Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2018 I celebrate my 52nd anniversary in the investing business and 50th year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Platinum Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

Ecuador Mother’s Day Roses


Ecuador Mother’s Day Roses can now be ordered. See below how to get 50 Mother’s Day Roses free below.

Merri and I love our fresh roses from Ecuador.  We immediately place them on our dining room table and by morning they are fully opened and incredible!

Here is our last bouquet.

Ecuador-christmas-roses

Ecuador Mother’s Day roses can be ordered now for delivery Tuesday May 5, 2009.

Orders must be received by  by Thursday April 30th at 10am Eastern Daylight time.

For specific colors, like pinks and whites the price is $91 for 5o roses.

The roses cost more this season so our normal offer of 50 fresh cut rose price is suspended until after Mother’s Day.

50 roses with the plantations choice of color is $84.

During this time the rose farms are so busy they cannot give a choice of color except…  for an extra charge.  For specific colors, like pinks and whites the price is $91 for 5o roses.

Here are three ways to obtain 50 fresh cut roses for Mother’s Day.

The first saves $168.  We provide a service called Ecuador Living to assist those with a genuine and immediate interest in Ecuador. This service shares our continual research and experiences in global business, living and investing in Ecuador plus our contacts. We feel the service is a bargain at $119 a year.

If you subscribe for two years, I’ll reduce the price from $238 to $159 and also send you 50 fresh cut, premium roses worth $84 FREE.  This is a $168 savings!

Fedex will deliver them directly to you from Ecuador.  Open them. If you are not satisfied that these are truly remarkable roses, give them back to the Fedex driver and let me know. I’ll give you a full $168 refund.

To assure the refund you must inspect the flowers with Fedex when they are delivered. If you are not satisfied, they must be returned at the time of delivery.

Subscribe to two years of Ecuador Living.  Save $79 plus receive 50 roses worth $84 free…a total savings of $168.  If you already subscribe to Ecuador Living, order the roses in this offer and we’ll extend your subscription  two years.

Subscribe to two years of Ecuador Living.  Save $168.

If you do not have a great interest in Ecuador but just want these incredible, fresh roses. Simply buy them for $84 for 50 fresh cut roses including delivery by Fedex.

($20 surcharge half the order to be red roses).

This is not a deal that helps my pocketbook.  We are paying $65 ($72 for color choice roses) to deliver these roses to you.

We donate $20 to the charity. We pay my credit card discount. At the $84 price ($91 for half red), I lose two or three dollars for each 50 roses shipped.  That’s okay…the cause is worthy.  Merri and I will share the joy of the gifts you help make…for the poor  in Ecuador.

Order 50 fresh cut assorted color Ecuador roses for $84 ($20 is donated to LOTS) to be delivered Tuesday May 5, 2009.

Order 50 fresh roses with your color choice for $91 ($20 is donated to LOTS) delivered Tuesday May 5, 2009..

(Fedex does not deliver roses in Canada or outside the USA)

You can have fresh Mother’s Day roses yourself or send them as gifts …plus help Ecuador’s poor.

You can have 50 fresh cut assorted color roses from Ecuador delivered for Valentine’s Day to any zip code in the USA…including Hawaii or Alaska including shipping for only $71 (add $20 if you wish half the roses to be red).

I regret that these roses are not available in Canada or outside the USA.

Gary-with-roses

Here I am with 250 fresh Ecuador roses I had delivered for Merri’s birthday.

Merri and I love Ecuador for the warmth and friendliness in the hearts of its people. We also love Ecuador’s beauty.  When an opportunity to send Ecuador roses and raise money for the poor occurred earlier this year, we grabbed the chance.

I wrote about the roses, made a special offer and sold over 5,000 roses that raised $2,000 for our Land of the Sun Foundation that helps Ecuador’s poor. The money was used to provide schooling for gifted indigenous children and to buy a  InFocus projector used in our free English classes for Ecuadorian children that the foundation provides.

So we offered Ecuador Christmas roses and sold over 9,000 raising $3,660 for LOTS!

This is a batch of 100 fresh Ecuador roses that Merri and I enjoyed earlier this year.

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Premium Quality Roses

Though this is not the lowest price for roses you will see in the Mother’s Day season, these roses are special, not like anything offered in a store or even at most florists. These are premium roses with extra large heads that open fully.

Fresher Quality Roses

Most roses go from Ecuador to Miami by air and are stored in Miami then shipped by truck until they sit in a store. They can be a week or more old when you see them. The roses you receive from this offer are cut and stored overnight, driven by refrigerated truck to Quito airport and flown to Miami to a special refrigerated Fedex facility until, then flown to your Fedex destination for immediate delivery to your home or office. This means they last longer.

Here are some of the fresh Ecuador roses at our hotel Meson de las Flores.

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Environmentally Clean Roses

The roses your receive are certified by Veriflora. The VERIFLORA seal is a real, green program that regularly spot check farms for ecologically sound systems that include:

1- Water and ecological conservation: implementing water management systems to prevent depletion of fresh water supplies.

2- Product quality: implementing practices to ensure the quality of the product through the whole chain of delivery to the final consumer.

3- Advanced agricultural practices: integrating organic practices wherever possible. To only use approved green label certified pesticides. To allow no discharge of pesticides run off into the environment.

4- Waste management: recycling and composting as well as the proper disposal of agricultural chemicals.

By March of 2007 the co-op that sends your roses had certified 144 acres.

Certification means the growers have met or exceeded the requirements. There is no middle ground with Veriflora, no differing levels of certification. You either are ecologically sound and certified, or you aren’t.

That means you receive environmentally friendly roses.

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Here is a red and bi color combination of fresh Ecuador roses we had delivered to us in North Carolina.

Fair Trade Roses

In addition the Verflora seal requires the rose grower to be socially responsible adhering to recognized labor and community standards, specially pertaining to health and safety, work conditions, hiring practices, discrimination, harassment and fair pay.

The growers offer every single one of their workers:

-free doctor and medical treatment at the farm for workers
-day care facilities for infants
-free breakfast and lunch (and dinner when they work late)
-free sports and recreation facilities
-small business loans -when workers want to leave to set up their own small   holding farm
-workers fund -for financial help with school fees to buy a car, etc
-complete health and safety equipment provided free -helmets , gloves, masks, etc
-paid maternity leave with a guarantee of work when they want to return
-overtime paid over and above the legal requirements
-Christmas parties, summer holiday excursions, sports tournaments

-a safe and secure work environment with job satisfaction and potential for personal development

Experience the warmth of the people and beauty of Ecuador as you celebrate the new year…the freshest…best and best smelling roses…as you help the environment and the poor by having them delivered into your and your loved one’s homes.

Subscribe to two years of Ecuador Living and receive 50 roses FREE.  Save $168.

If you do not have a great interest in Ecuador but just want these incredible, fresh roses. Simply buy them for $84 for 50 fresh cut roses including delivery by Fedex.

Order Order 50 fresh cut assorted color Ecuador roses for $84 ($20 is donated to LOTS) to be delivered Tuesday May 5, 2009.

Order 50 fresh roses with your color choice for $91 ($20 is donated to LOTS) delivered Tuesday May 5, 2009.

A letter on “how to care for your roses” will come with your roses.

Now you can take time to smell the roses … at affordable prices as well.

Gary

Learn about Ecuador Mother’s Day Lilies here.

Cotacachi Politics & Business


Cotacachi politics and business can be fun!

I am often asked, “what is there to do in Cotacachi?”

The answer is that something is always going on in Cotacachi!

A guest at our hotel Meson de las Flores recently gave an example when he sent me a note and pictures about Cotacachi business and politics.

Ecuador’s President visited Cotacachi recently. The place was packed!  Here are some of the photos our guest sent.

Ecuador Politics

This is Calle Bolivar that runs into the plaza where Meson de las Flores sits.

Ecuador Politics

They placed El Presidente in a truck.

Ecuador Politics

There was plenty of security.

Ecuador Politics

A few soldiers was not going to hold this crowd back.

Ecuador Politics

The President tried to stay aloof and above.

Ecuador Politics

But what the heck.  He knows how to work a crowd. Down he went.

Ecuador Politics

I’ll bet his security detail was going bananas, but it looks as if he was having fun!

Ecuador Politics

So was our guest who was enjoying Ecuador politics and business. He wrote:

Gary and Merri,  yesterday the President of Ecuador was in Cotacachi and
I thought you might want some of the photos I took.  By the way thanks for
all your help with the Import Export ideas. It is going very well and
I have now figured out my shipping process and am working on my web
page blog …I will let you know when it is complete so you can check
it out.. Thanks again for everything.   Ch
ris

Even on a sleepy Sunday… there is always something to do in Cotacachi for business or for fun!

Until next message, may all your business be fun.

Gary

Chris attended our last Ecuador Export Tour and web seminar.

Join our July Ecuador Export tour and save much more in our 2-4-1 offer that extends through April.

Merri and I cannot be in two places at once but we can make to possible for you to gain all the information we know plus also see what we am talking about for yourself by visiting Ecuador.

For example we have three Ecuador tours scheduled for July 2009.

July 4-8 Ecuador Import Export Expedition

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

Each of these tours is $499 ($749 for two) of you attend one.

If you sign up for two or three of the July 2009 tours you gain a multi tour discount…

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Here is the added 2-4-1 deal.

Because Merri and I will not be on these three tours and we do want to meet you and help you learn how to develop your business to earn extra income.  This is a subject we cover in our three International and Web Business Made EZ seminars that Merri and I will conduct in July, October or November .

To make sure you learn everything, we will let you attend any one of these three International and Web Business Made EZ  seminars, FREE.

You get two courses for the price of one.  Enroll in the July Export Tour and attend one of the seminars that Merri and I will conduct below free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

Our 2-4-1 offer expires April 30, 2009.

Ecuador Micro Earning Idea


Here is an Ecuador Micro earning idea that isn’t a dog.

There are increasing requests from people wishing to work in Ecuador.
Our goal is to help readers learn how to earn in Ecuador or anywhere with their own web business so they have freedom to live were and how they like.

For example Merri and I love to take our hound with us wherever we go.

Here she is while we are earning in Cotacachi, Ecuador.

ecuador-earning-idea

Here we are on the Pacific beach in Ecuador.

ecuador-earning-idea

or on our North Carolina farm…

ecuador-earning-idea

or here…

ecuador-earning-idea

in Salva Wales…

ecuador-earning-idea

with our daughter’s dog Jack… Two of our daughter’s have young beagles Jack, and Poppy.  Ma… now a 12 year old hound… tolerates them.

Some think we are crazy taking our dog so many places… but the point is with out own web business we can live and go were and in the way we choose!

You can too.  We offer a course to help our readers start their own web business. This freedom not only makes life more enjoyable but also reduces the cost of living.

This is why we are sharing a free course on how to create your own website without a webmaster written by Michelle Toole. Here is the 34th lesson in this course.

To Copyright or Not to Copyright that is the Question
by Michelle Toole.

Ok so you’re new to the Internet and you have just written your first e-book and you are wondering what happens if someone takes my work and sells it as there own?  Do I have any recourse?  Should I copyright my e-book and what about my web site?  All of these are good questions and are cause for some interesting discussions on the internet.

Here are the facts:

“All of your content AUTOMATICALLY has a copyright, whether you register it or not… or whether you indicate the copyright or not. However, it’s always better to indicate and date your copyright ownership at the bottom of every page. You are protected online by the Digital Millennium Copyright Act.  That said laws are always vague and to take someone to court and actually win is a tough road to maneuver.”

Everything from April 1, 1989 is copyrighted by the owner or author whether is has a notice or not.

“Considering the vastness of the internet, the possibilities can seem overwhelming the best advice is to take steps to protect yourself the best you can, take action if you find someone has violated your copyright and let go and get on with your business.

1) Copyright every page on your site by adding the following to the bottom…

Copyright © 2009 Your Name. All Rights Reserved.

2) Burn your Web Site to a CD every 3 months and date it. Leave it in your safety deposit box, with a notary or attorney as of that date.”

3) Copyright your e-book upon completion and Copyright your web site every 6-12 months. It’s cheap and not difficult to do. It’s easy and cheap, http://www.copyright.gov.

The first one is an absolute must. The second two are not “must do’s” according to the Digital Millennium Copyright Act. But they set you up much more strongly, if you ever need to go to court. Imagine producing material that has been copyrighted in court, straight from a rip-off site? Wow!

But remember, you likely won’t use this in court — but it makes you bullet-proof with Search Engines. THAT is what is important, if you ever need “swift justice.”  If someone is duplicating your web site or e-book a simple straight forward email to the search engines (Google, Yahoo and MSN) and they will shut the offending site down!

Once you have taken all the steps necessary to protect yourself forget about it!  That’s right because it does not deserve all your time and energy.  You do the best you can, put safeguards in place; occasionally check around to see if you have been copied (http://www.copyscape.com) and if all is well then ALL IS WELL!  You have a better chance of being struck by lightening!  Stay focused on what counts, your success!

Look for my future articles and tips where we discuss monetization options, search engine optimization, incoming links, additional e-zine techniques, link exchange programs and much more…..

You can check out Michelle’s web site at http://healthy-holistic-living.com. To get more great tips, like the ones above and to see how and what tools she used to create a successful on-line business go to http://sitesell-sbi.com

Until next message, may  we all be blessed with a dog’s life.

Gary

How We Can Serve You

How to Have Real Safety

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There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

This is why the core Pi model portfolio (that forms the bulk of my own equity portfolio) consists of 19 shares and this position has not changed in over two years.  During these two years we have been steadily accumulating the same 19 shares and have not traded once.

The portfolio has done well in 2017, up 22.6%, better than the DJI Index.

motif

However one or even two year’s performance is not enough data to create a safe strategy.

The good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management and the mathematical trend analysis of Tradestops.com.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

Pi uses math to reveal the best value markets then protects its positions using more math created by Richard Smith founder and CEO of Tradestops.com to track each share’s trend.

We use Smith’s  algorithms that calculate momentum of the good value markets.

dr richard smith

The Stock State Indicators at Tradestops.com act as a full life-cycle measure that indicates the health of each stock. They are designed to tell you at a glance exactly where any stock stands relative to Dr. Smith’s proprietary algorithms.

Kepppler’s analysis shows the value of markets.  The SSI signal indicates the current trend of each stock (performing well, or in a period of correction, or stopped out).

The SSI tells you one of five things:

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Akey component of the Stock State Indicator (SSI) system is momentum based on the latest 521 days of trading.  A stock changes from red to green in the SSI system only after it has already gone up a healthy amount and has started a solid uptrend.

How SSI Alerts Are Triggered

If the position has already moved more than its Volatility Quotient below a recent high, the SSI Stop Loss will trigger.  This is an indicator that the position has corrected more than what is normal for this stock.  It means to take caution.

Below is an example of how SSIs work.  This example shows the Developed Market Pifolio that we track at Tradestops.com.

tradestops

Equal Weight Good Value Developed Market Pifolio.

At the time this example was copied, all the ETFs in the Developed Market Pifolio (above) currently had a green SSI.

We do not know when the US market will fall.  We only do know that it will.  We also do not know if, when the US market corrects, global markets will follow or rise instead.

The fact that the Pifilios are invested in good value markets reduces long term risk.

Additional protection is added by using trailing stops based on the 521 day momentum of each stock in the Pifolio.

Take for example the graph below from our Tradestops account that shows the iShares MSCI United Kingdom ETF.  This ETF had a green SSI and a Volatility Index (VQ) of 13.26%.  This means the share can move 13.26% before there is a trend shift.

tradestops

iShares MSCI United Kingdom ETF (Symbol EWU)

Pi purchased the share at$31.26 and in this example the share was $34.43 and rising.  Tradestop’s algorithms suggested that if the price drops to $31.69 its momentum would have stopped and it would have shifted into trading sideways.   The stop loss price is currently $29.86.  If EWU continues to rise, both the yellow warning and the stop loss price will rise as well.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Dip Strategy with platinum.   The “Platinum Dip 2018” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Platinum Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2018 I celebrate my 52nd anniversary in the investing business and 50th year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

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Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Platinum Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

Cotacachi Fire and Health Services


The Cotacachi health service system  has an excellent Cotacachi fire service .

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I do not recall a fire in the years we have been here.

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But the trucks are great for the numerous parades…

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Until next message may your fires be good.

Gary

Join us in Cotacachi.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for three courses in any one month.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Multi Currency investment Seminar Naples Florida

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6 Ecuador Import Export Expedition
July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Cotacachi Health & Garbage Services


Cotacachi has a great garbage collection and street cleaning service.

This message looks at three ideas… the first in Cotacachi. Then it shares a multi currency investment idea and ends with a global business thought.

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Every morning at 6am the Cathedral bells ring and the Cotacachi garbage trucks begin playing a captivating tune to let residents know they are near…so garbage can be brought out.  Our friend Blaine Watson tells us this tune the Cotacachi garbage trucks play is a sacred song played in temples in India.

Friends who visit us from Quito are amazed at the quality of our Cotacachi garbage trucks. Much better than Quito’s garage trucks, they say.

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The Cotacachi street sweepers also begin at about 6am.

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So even after a big parade like this…

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The next day by 9 am the streets look clean like this.

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Multi Currency Investment Thought

On March 12th our multi currency service looked at and agreed with Jyske Bank’s  suggestion to take a long position in Pounds Sterling at 137.92 GBP/USD.

Investors who followed that advise have earned around 6% in tow weeks.

Jyske does not expect the British pounds to strengthen short term and suggests that certain clients take their profit.  We are sending more indepth information to our multi currency course subscribers.

Global Business

Not long a Warren Buffet wrote this about business and opportunity.

Clinging to cash equivalents or long-term government bonds at present yields is almost certainly a terrible policy if continued for long. Holders of these instruments, of course, have felt increasingly comfortable – in fact, almost smug – in following this policy as financial turmoil has mounted. They regard their judgment confirmed when they hear commentators proclaim “cash is king,” even though that wonderful cash is earning close to nothing and will surely find its purchasing power eroded over time.

I agree with this comment.  It is a dangerous investment strategy to remain in cash for too long.   Look for good value real estate, commodities, shares and business opportunities.

I am in Florida now looking at real estate and while here will look at an opportunity you may enjoy involved in organic farming. I’ll report on this tomorrow.

Until next message may the garbage you see be less.

Gary

Here is a business opportunity offer with a week to go.

Here is a one week business opportunity offer. Get the “The Tangled Webs We Weave”…our course on how to have a Web Based  Business… FREE..

A Cotacachi business is great…a quiet peaceful place without much crime, noise or pollution. You can do as Merri and I  have done… have a business that works in Cotacachi, the Blue Ridge of North Carolina or anywhere we choose in the world!

2008 provided many economic lessons that we can use in 2009 to create our own business in Cotacachi or wherever.

The reason we can have this freedom in business as you overcome the global economic distortion that is so grave it will force many of us to continue working… or  to work more then expected or… to start working for ourselves when an existing job is eliminated.

This problem is so acute that Merri and I decided to write a new course…on how to develop your own international internet business.

I launched this course earlier this year and am making a special offer…that gives you this course free…and more.

Now you can learn everything I do to create extra income and have fun and fulfillment in a web based micro publishing business.

The syllabus of this course will help you learn how to find something that is fun, fulfilling and profitable for you to do.

My webmaster who helped me start this site has agreed to co-write the course with me.  Merri and I will explain what and how we do in business.  The writing…the marketing…the product planning and such.   Our webmaster is outlining the technical part. How to choose a server…set up a shopping cart…create pay per click systems…send thousands of emails a day.

Here is a  special offer.

This new course entitled “Tangled Webs We Weave – How to Have Your Own Internet Business” is available at $299.

This is a bargain. Merri and I have been traveling and doing international business for 41 years. We have had a web based business for over ten years. You can share everything we have learned for just $299.

Plus we provide our standard full guarantee. Enroll.  Try the course for 30 days. If not satisfied we’ll give you an immediate, full… no fuss refund.

However when you sign up for Tangled Web in March 2009, I’ll include two of my other emailed courses, How to be a Self Publisher and International Business Made EZ  FREE as well.

PLUS…

My webmaster is joining Merri and me at our two North Carolina courses this year for our first Tangled Web seminars.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

I will reduce the fee by $299!

In all you receive the emailed “Tangled Web” course, International Business Made EZ” and “How to be a Self Publisher”,  FREE when you enroll in either the July or October seminar.

Enroll here $299

or enroll for either North Carolina course. I’ll send all three emailed courses free right away.

This offer expires at midnight April 2, 2009.

Ecuador Politics & Reality


Will Ecuador politics lead to this?

ecuador-politics

or is this the more likely result of Ecuador politics?

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See below a batch pf Ecuador pictures and why I lean towards the politics of dancers in Ecuador.  First some words about Ecuador politics.

A reader sent this note asking about Ecuador political realities.

Mr. Scott, I want to thank you for the reports that you are sending me about Ecuador politics. I had decided to come there the first week of April and check things out. Then I saw on the news, here in the US, that the President of Ecuador is becoming just like the President of Venezuela, another dictator that will ruin the country and make it very undesirable and unsafe to live there. I would like for your honest opinion on this matter.  Sincerely,

Here is my Ecuador politics reply.

I never believe much of what I read in the news anymore. When I see how the US, especially the CIA treats Latin politics and Ecuador I am surprised there is not more hostility to the US.

Many readers read a lot of bad stuff about Ecuador politics and Correa and how he is not renewing the US lease on the Manta air base that started in 2000.

What the news on Ecuador politics does not report is what the US has been helping Colombia do from that base.

For example the news up north has not reported on an article at Commondreams .com written by the Environment News Service. Here is an excerpt:

Ecuador Sues Colombia to Stop Anti-Coca Herbicide Spray

THE HAGUE, The Netherlands- The government of Ecuador today filed suit at the International Court of Justice against the government of Colombia, in an effort to stop or restrict aerial anti-coca spraying that has allegedly sickened people on the Ecuadorean side of the border and harmed livestock, farmland, and sensitive, ecologically diverse rainforest areas.

The lawsuit follows seven years of persistent but unsuccessful diplomatic efforts on Ecuador’s part to convince its neighbor to the north to establish a 10 kilometer (six mile) no-spray zone along their shared border.

Colombia is expected to argue that the aerial fumigation of illegal coca farms, which provide the raw material for cocaine production, is a linchpin of the war on drugs.  Ecuador claims that the chemical sprays have sickened its people, poisoned farmland and damaged ecologically sensitive areas.

At a press conference in Quito announcing the lawsuit, Ecuadorean Foreign Minister Maràa Isabel Salvador said, “With the purpose of establishing the existence and dimensions of the afflictions suffered by Ecuador as a result of these and past fumigations, last year President Rafael Correa created the Ecuadorian Scientific Commission, comprised of eminent scientists from our country.

“The results of the commission’s work have been crucial to reaching the irrefutable conclusion that Colombian aerial fumigations have had noxious effects on our people and our environment,” she said.

“There is no doubt that the fumigations conducted by the government of Colombia constitute a grave violation of the sovereignty of Ecuador and of the most basic principles of international law,” she said, “which prohibits a state from causing harm to the population, land and well-being of a neighboring state.”

Since spraying began in 2000, Colombia has refused to consider such measures, the lawsuit asserts. Instead, its planes and helicopters loaded with herbicide have flown right up to and sometimes directly over the border, releasing chemicals designed to eradicate all forms of plant life.

The spray has drifted to the Ecuadorean side, where villagers have reported feeling the mist settle on their skin. People in Ecuadorean border communities, many of them poor subsistence farmers or those raising small cash crops, have suffered skin lesions and rashes, burning eyes, nausea, dizziness, respiratory problems, and intestinal bleeding. Some have died.

Ecuador alleges that the spraying has killed livestock and crops, forcing the abandonment of villages, while harming ecologically sensitive areas of high biodiversity.

Nearly one third of the country’s territory is protected or park land, and Ecuador is estimated to have the highest average biological diversity of any nation on Earth.

Since 2000, the United States has been financing the aerial spraying of coca crops in Colombia, which is the world’s leading producer.

According to the lawsuit, Colombia has refused to disclose the exact makeup of the herbicide it uses, though the active ingredient is known to be glyphosate (N-phosphonomethyl). The active ingredient is reportedly combined with other chemicals to make aerial sprays more potent.

Ecuador protested the violation of its territory as soon as spraying began in 2000, and has sought to resolve the countries’ dispute through negotiation and diplomacy.

As a last resort, it submits its argument to the International Court of Justice, whose jurisdiction is confirmed by the American Treaty for the Peaceful Settlement of Disputes, also known as the Pact of Bogotá, to which both Ecuador and Colombia are parties.

Ecuador has been an active partner against illegal drugs. It is the only Andean country with virtually no coca crop. Yet they have to put up with this even though Colombian government officials agree that the aerial spraying against coca plants is largely ineffective.

Nor did the northern news make much mention when Colombia bombed Ecuador territory to kill a FARC commander that had taken refuge in the hinterlands of Ecuador.

I wonder how the US would have reacted had Mexico dropped bombs in Arizona to kill Mexican criminals there?

Nor have the northern news reported much of the details outlined at antiwar.com in an article by Kintto Lucas entitled  “CIA Infiltration’ Charges Prompt Shakeup in Ecuador’s Armed Forces”

Here are excerpts:

QUITO – President Rafael Correa’s allegations that intelligence services in Ecuador had been infiltrated by the US Central Intelligence Agency (CIA) have led to a shakeup in the armed forces of unforeseeable consequences.

The current crisis broke out as a result of Colombia’s Mar. 1 bombing raid of a Revolutionary Armed Forces of Colombia (FARC) camp in Ecuadorian territory, which led to a brief rupture in relations between Ecuador and Colombia and sparked a regional crisis that was quickly overcome through dialogue.

At least two other members of the Ecuadorian high command have also offered their resignations, said Camacho.

Ponce, the new defense minister, said “this is not setting the stage for a witch hunt, but for a healthy critical exercise of transparency. The stability of our democracy is not based on cover-ups but on the courageous analysis of our actions.”

He also urged the armed forces “to undertake a generous review of their structures and practices.”

On Saturday, Correa denounced in his weekly radio broadcast that the CIA “has totally infiltrated some of Ecuador’s military intelligence bodies.”

According to the news report, when it began to be revealed that the armed forces had previous knowledge of the Colombian air strike on the FARC camp in Ecuador, several military officers complained internally that the intelligence service had not passed on the information.

Local media outlets reported that military intelligence had been following Franklin Aizalla, an Ecuadorian citizen who died in the attack on the FARC camp, without informing Correa.

On Mar. 17, Correa and then defense minister Sandoval learned from the press that Aizalla had been under surveillance, which Colombia’s right-wing President Álvaro Uribe had been aware of for some time.

Colonel Pazmiño’s curriculum indicates “very effective training by the US and Israeli security bodies,” wrote Ecuadorinmediato, which added that “he handled military intelligence operations in a nearly autonomous manner, without duly reporting to his superiors, many of whom were unaware of those actions.”

He also said that, “besides the CIA’s infiltration in the armed forces, it is essential to take a look at what is happening in the police, who have traditionally had the closest ties to US security policies for the region.”

Former US Southern Command chief Charles Wilhelm said in 2000 that after Ecuador signed an agreement leasing the air base in the port city of Manta to the US military, one of Washington’s aims was to “reorient” the Ecuadorian armed forces.

The officer who spoke anonymously to IPS said “part of that reorientation was the modification of the training received by the Ecuadorian military, to make it more similar to the training received by the Colombian army.”

A few days after the Mar. 1 bombing of the FARC camp, the Colombian magazine Cambio reported that members of the Ecuadorian police intelligence services had helped locate the camp.

More recently Ecuador accused an expelled Mark Sullivan, the U.S. Embassy’s first secretary in the office of regional affairs and stated he was in charge of CIA operations here.   Ecuadorean officials claim he meddle in the assignment of senior police.

The US denied this CIA allegation… but why am I not convinced?

Having said this, the Presidents in Ecuador have been bad for the entire 14 years Merri and I have been here. This has made little difference to day to day life.  Go to Garyascott.com and type Correa in the search engine as I have written several messages about him.  He is the best I have seen so far.

I believe that many of his policies are incorrect but he is the first President here that I believe will be reelected in April.

He is smart in that after just two years in office he is running again while he is popular instead of waiting the normal four years.  I believe he will be reelected now. In two more years…who knows?

He has been providing free housing for the poor.

They are little 240 square feet affairs.

Ecuador-political-scene

given free.

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These little houses are everywhere on the coast.

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Let me be clear about Correa. I do not like many of the things he has been doing… but then again I do not like many things that Obama is doing either.

Obama and Correa have much in common… youth… energy and inexperience.

Anyone looking for a place to live where the country has only good politicians may be in for quite a search.

Let me also be clear about my position regarding the USA.

A reader recently asked:

Gary, Just curious – if you love Ecuador so much – why is legal address in NC, USA.   Why a non-profit entity in the US!

My reply kind of says it all.

Does one have to dislike one country because they love another?

We have lived in Hong Kong,  England, Europe, The US, Ecuador, Dominican Republic and have enjoyed them all.    If there is one key theme in the thousands of messages we have sent to our tens of thousands of readers about global living is that diversification, people and value are keys aspects in our beliefs.

We love Ecuador and live part time here.We also love North Carolina and live part time there.  We make no bones about our love for America and how we live more there than in Ecuador.

We reported recently how we are shifting our focus back to Florida and why at Ecuador shamans & truth … value and people… plus diversification.

Those three themes value… people… diversification are our politics.

This is our North Carolina home.

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This, Meson de las Flores is our Ecuador home. Note how the US and Ecuadorian flag freely fly, side by side, with those of many other nations.

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Each makes the other better!

We do not get much into politics here. We just enjoy the life… the sweet people… the warm weather… the good food and low cost living and let the politicians and the newscasters play their games. They have very little effect on life here.

In fact bad Ecuador politics in many ways make life better for retirees here.  Bad politics screw up the economy leaving people poor and keeping the cost of living low.

I hope that changes. I would like to see more people in Ecuador prosper but that probably will not happen soon.

Low oil prices… reduced remittances from abroad and a global economic slow down will challenge Correa over the next four years if I am correct and he is reelected.

The bad economics will put Correa under pressure and he’ll make mistakes. He may even come off as a brash hot head.  Does this make him a dictator? Not that I have seen.  Will it make any difference in my life or the other gringo’s living here. Probably not.

In fact if there is anyone to fear it is the NEWS that misleads you and tries with its spin to lock you into a narrow point of view. Life is good out here… make no mistake about this.

While many are living with the crowds and stress and snow and high prices… thinking there is danger here… a growing number of us are enjoying the sun… low stress… low cost and a good life without big brother.

While so many are stressing out up north, here is a group of new residents here in Cotacachi who decided to take the day train from Ibarra to Salinas.

ecuador-political-reality

Off they go!

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Sun… ecuador-political-reality

blue skies and friendship… plus…

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happy entertainment when they arrive…

ecuador-political-reality joy… color and

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good food to share.

None of us are worried much about dictators and these soldiers here.  See my upcoming story about this one next week!

ecuador-politics

However, you should come take a look, see and feel for yourself.

Gary

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

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Here I am working poolside in the winter, at our Florida farm.

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Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Sometimes Hugh and I get together at my  farm and play chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course “International Business Made EZ (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

We provide two emailed courses  “Self Fulfilled – How to Write to Sell and be a Self Publisher” and “International Business Made EZ”.

We include the “Self Fulfilled Writing and Self Publishing Course” because there are two reasons to write, when you have something to say or when you have something to sell.  In this day and age many of us want to do both, make a statement that makes the world a better place and earn something extra in the process. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • Any updates to any of the courses, workshops, reports or recordings for a year.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund . 

Order “Self Fulfilled – How to Publish to Sell” and a quarter of update lessons $79.   Click Here.

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

Cotacachi Sidewalks


Cotacachi sidewalks tell a tale about this town.

cotacachi-sidewalks

When a town is in trouble its sidewalks crumble.   Cotacachi sidewalks in reverse are getting better… much better… each and every day

This is a sign.    The book, “Tipping Point”, by Malcolm Gladwell looks at how simple signs like this can help us predict markets and can show us that there is opportunity in Cotacachi.

One of the points in Gladwell’s  book is that it is little things that causes a social-economic events to tip.  For example the book explains the “Broken Window Theory ” that says that if a window is broken and left un repaired, people walking by will conclude that no one cares and no one is in charge. Soon more windows will be broken and the sense of anarchy will spread from the building on the street on which it faces, sending a signal that anything goes. In short crime is contagious. As are bull and bear markets, stock values, etc.

The police in New York used this theory in reverse. By aggressively attacking simple crimes such as vandalism and putting graffiti on trains, and subway fare-beating, major crime fell dramatically. The point is epidemics can be started or stopped by tinkering with the smallest details of the environment. Throw two or three small changes into any environment, be it economic, social or biological and you move towards a tipping point… good or bad.

We can use this knowledge to spot small things now that will make big differences in economics later… like Cotacachi sidewalks that are getting better all around the town.

We can see that these sidewalks are a harbor of safety for small children early morn or at night.

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We see that they are clean… and cleaned every day.

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They are improving all the time.  There is a continual prgram to upgrade the sidewalks…

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and streets.

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Cotacachi sidewalks reflect the native culture here. These ae not ordinary sidewalks. These ancinets symbols put in the sidewalks reflect the history of the indigenous community.

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These patterns are symbols of the sun…

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and the concepts of universal existence.

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These are sacred sysmbols… speaking to us everywhere in town… to…

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of who and what we really are.

This is the Mayor’s house and his sidewalk.

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This is the Cotacachi sidewalk ancient in its moss and green that…

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Leads to the wonderful La Mirage Spa where…

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The sidewalks house frescos.

These are the Cotacachi sidewalks out sdie our hotel Meson de las Flores and they have…

cotacachi-sidewalks

a most interesting tale to tell about Cotacachi.

Meson, (here is the hotel and Cotacachi Museum next door) is on…

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Calle Sucre… one of the…

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main Cotacachi streets hosting the Cathedral…

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and a popular tourist restaurant.

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This street is prospering… we are continually full… the restaurat and shops there booming.

The Mayor has declared this a no bus… no truck… small car only street.

He is putting new sidewalks in to attract foot traffic and…

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flower planters… plus

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plus round sidewalk extension to…

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limit traffic.   There is opposition and people have been destroying some of the flower planters…

cotacachi-sidewalks

hoping to impeded this progess.

I doubt that they will.

The towns vision stated at www.cotacachi.gov.ec is to transform Cotacachi into a Canton Model characterized by the democratic and active participation of the different organized social sectors, whose planned work and intelligence allow to set the bases to reach the social, economic, cultural, and environmental development, consolidating the feelings of the “cotacacheñidad” and their identity of a multiethnic and pluricultural town.

The sites says: We want to share with all the citizens of Ecuador, multiethnical, and pluricultural world our important experience of participative democracy. The same one that the mestizo, black, and indigenous towns of the Cotacachi canton are building. Since August 10, 1996, it has marked in the country a great difference between the representative democracy and the participative democracy.

The road traveled in the organizational, legal, and political environment has allowed us to advance in the social, cultural, economic and environmental aspect. We have advanced significantly in the human and spiritual environment.
We are facing with responsibility and future vision the problems historically manipulated by the traditional politicians. This process has the recognition of the cotacacheans and the national and international community.

The ideas, dreams, proposals, and projects unite us to the true cotacacheans. They allow us to walk, to fight for the new participative democracy, to build the peace, and to obtain the development with dignity. Making Cotacachi participative, productive, decentralized, and a solidary canton.

Your visit to this Web Site and especially to our Multiethnical and Pluricultural Municipality will remain in our memory forever.

How nice… ideas, dreams, proposals, and projects that unite allow the people to us to walk, and fight for the new participative democracy, that builds  peace, and and development with dignity.

I am all for this and one thing I know as the people of Cotacachi walk and fight for this they’ll be walking on wonderful Cotacachi sidewalks.

They are pretty low tech… but how important… these sidewalks… our pathways of going to and fro.  We do not give them much attention… until they crumble or are not there. Then we’ll miss them. So take heed… Cotacachi sidewalks are good and getting better all the time!    That makes this a nice place to be.

Gary

Join us at a course our tour in 2009 in Ecuador, North Carolina or Florida.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for three courses in any one month.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Multi Currency investment Seminar Naples Florida

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Cotacachi Hotel Suite


You can live for a month in our Cotacachi hotel suite and save.

We offer a Hometel at our Cotacachi hotel Meson de las Flores so you can enjoy Cotacachi room rates… at a ridiculously low $32 a night… including a full served breakfast, free broadband and free calls to the US, Canada and Europe.

Now there is a Homesuite opportunity at our Cotacachi hotel as well.

Here is Meson.

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We have one suite in the hotel which starts with an outdoor dining area on a covered balcony.

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The views are fantastic.

Mt. Cotacachi in one direction

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The cathedral is straight ahead, across the street and at eye level to the suite.

These are all shots I have taken from the balcony.

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I love to sit in the dawn, work to the glow of my computer…(we have great wireless broadband for hotel guests)…and free phone calls to the US, Canada and Europe and watch the sun rise.

First, the dawn makes the Cathedral glow.

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Then Mt. Imbabua comes alive.

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This all happens around 5:30 am so many miss it…but for late sleepers, the views at dusk are a treat as well. Here is the moon just starting to rise.

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Up and away!

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You can also watch all the activity in the courtyard two floors down.

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So we enter the suite into the living area.

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There are two sofas and a desk for working if you choose.

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All the floors throughout are hardwood.

The next room is for sleeping. The bed, on the “World’s Most Comfortable Top Ten” list, is king size.  Merri and I have rented this suite for the last two years and made this so…pillowtop mattress…with 300 thread count Italian sheets we hand carried to Ecuador.

The four poster bed frame was given to us by friends who shipped it from the Seychelles (after their plantation there was burned down). The bed posts are made from a rare coconut called “Coco del Mar”.  Once only Royalty in the Seychelles was allowed to have “Coco del Mar”…under penalty of death we were told.  Whatever…be sure…this is not your normal, run-of-the-mill, hotel bed.

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Neither by the way is the ceiling. We are told by the previous owners that the name Meson de as Flores (Meson is not a Spanish word).  It came to be because the Ambassador to France used to almost live here.  This was his “Maison of the Flowers” which became corrupted into translation.  That Ambassador donated a special antique (this all happened a long time ago) pressed a tin ceiling…quite beautiful…and rare.

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Finally we reach the third room..a more than king size bathroom and closet.

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Merri and I designed it, because  she loves baths. I’m a shower sort of guy…so…this is why we have great marriage and a Vichy Spa Shower.

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The closets and cabinets, like the floors are all hardwood…

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..the real stuff.no veneer or engineered flooring here.

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Our normal Hometel program lets guests stay for 31 nights at a low rate of $32 a night.  Merri and I have rented the suite for the last years so it was not available.  Now that we have finished a loft studio nearby where we are moving we have added this suite of rooms to our hometel program and at only $19 a night more.  You can read about our hometel program below and sign up for $999 for a month (31 nights).  You can choose the suite instead at $1,588 for the month or $1,688 for a couple.

To reserve the suite, first check availability with Merri at merriscott@live.com

Hometels including the suite were fully booked through March 2009, so please contact us with your dates.

Once you have cleared availability, simply sign up for the hometel and put your choice of the suite in the comments section. We will charge the $1,588 instead of $999 (or couples price).

See the hometel details below.

Order the regular hometel here $999 Single, $1099 couple order here.

Meson de las Flores is offering a Hometel program in Cotacachi Ecuador where you can enjoy Ecuador at very low costs for a month (or longer) at a time

Here are some snapshots of the Meson de las Flores Inn. Our Land of the Sun Foundation took control March 1, 2006 and created the Hometel program so readers can stay here at a monthly rate of $999. (This low fee helps humanitarian and charitable causes).

The monthly price includes a wonderful served breakfast of just squeezed juice, bacon or ham and eggs, bread, ripe fruit and cereal. Lunch and dinner are extra at $5 for a two course meal if you choose to dine at the hotel.

We have free wireless broadband for your laptop or a computer you can use, plus a VOIP phone system so you can call the US, Canada or Europe at no charge.

We have also installed a far infrared sauna for your health and enjoyment.

The entrance of our home (and we hope yours) in Cotacachi is a bit more than 60 steps to a magnificent cathedral and park.

Here’s the park!

Cotacachi is quiet and peaceful and once inside Meson you feel the flavor of its colonial past. The foundations of this building were started here over 180 years.

The inner courtyard is open and this (plus an inside dining area) is where we serve meals. We have an excellent chef trained in Andean nutritional skills. Meals are delicious and those who stay rave about the food.

We have a full professional kitchen where we produce delicious, nutritious and energizing meals drawn from the Andes’ volcanic soil.

Everywhere you turn you see stunning views from the hotel. The hotel is nestled between three mountains. This is Mount Imbabura.

Five minutes away is La Mirage a Relais and Chateuax Spa.

20 minutes away is a national park and crater lake for picnics and in pure air and nature take you along nearby along Cuicocha Crater Lake. Cuicocha was formed by a massive volcanic explosion 3,000 years ago. You picnic on a carpet of grass by pure, azure, 600 foot deep waters amidst breathtaking scenery. There are numerous trails for hiking and horseback riding.

Here’s Merri, our hound dog Ma and me at the lake.

Less than an hour away is Chachimbiro Thermal Springs (picture below) you soak in the wilds of its mineral waters.

Locals knew of pools of healing waters since pre hispanic times, but the majority of these medicinal thermal waters began to flow after an earthquake in 1868. They come from a volcanic complex that has existed 10,000 years and flow at temperatures ranging from 92 F to 132 F.

The chemical composition makes them among the best healing waters in the Americas as they contain chlorides, sulfides of iron, copper, fluorine, bromine and iodine. They act as a digestive, purgative regulator, stimulant of the cardiovascular system, diuretic and a central nervous system stimulant.

This is one of the most famous craft areas in Ecuador and there are numerous markets all within a few minutes ride (taxis by the way are very inexpensive) from Meson. Shopping markets include: Otavalo, world-renowned for its large, varied indigenous market. Throughout the week, there is an abundance of traditional weavings and handicrafts to be found.

Cotacachi is famous as the leather village and specializes in all types of leather wear. The main street is lined with shops selling belts, jackets, bags, vests, suitcases, saddles and more. There is an abundance of products allowing you to find what you are looking for – all at amazingly cheap prices.

San Antonio de Ibarra, is famous for wood carvings and furniture. The tradition of craftsmanship developed by the population of San Antonio dates to the 16th century and includes sought after wooden religious art and altar pieces that are shipped worldwide.

One of the best weaving villages in Ecuador is Peguche. This village is far less known than Otavalo but the better tapestries are woven here. They have weaving demonstrations including how all natural dyes are made.

Traditional Masapan art made from hardened bread dough craft making is a cultural expression of the rural zone of Calderon, which has been passed down for generations. Now we have one of the descendants of this ancient craft who is offering it in a nearby village to us…just 7 miles away. The masapan crafts are original products, multicolored and perfect for decoration. All products are hand made with quality prime material that is non-toxic, to protect health and the environment.

We have a Spanish teacher who lives near the hotel and offers both group and individual Spanish lessons at very low prices.

You also enjoy very comfortable king size beds (with 380+ thread count sheets), balcony and daily maid service. Every room has a large balcony. Laundry is extremely inexpensive.

Medical services are excellent. Some residents more than pay for their stay just having dental work completed.

In addition the weather is wonderful! Ecuador is a land of intense sun, but the Andes climate varies according to altitude. Cotacachi sits at 7,800 feet, so the temperatures range between mid 40s (at night) and mid 70s during the day. Because there is no industry for many miles the air is clear and the stars at night spectacular!

This is a small community (10,000 people).  The people are warm, sweet and friendly, no traffic jams, no pollution…to us an almost perfect place to live.

Finally your contribution by living here helps support the programs of the Land of the Sun Foundation (See www.landofthesun.org ). The hotel was purchased with charitable contributions and all proceeds from the hotel goes to charitable causes. To date we are offering free English lessons in the community, a soup kitchen for the homeless, a children’s lending library, medical missions, medical help, higher learning for the indigenous, and computer gifts. Being a part of these wonderful programs adds one more fulfilling dimension to living here with us at Meson de las Flores.

We love our home here and hope you will share Ecuador with us.

To make your reservation, simply choose the order form below.

Remember that time is money and in this case, timing your visit to Ecuador is money and convenience!

Details of the $32 a night hometel program are here.

Gary

Join us in 2009.

Future 2009 courses

May 29-31  JGAM Multi Currency investment Seminar Naples Florida

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for three courses in any one month.