Tag Archive | "medical costs"

Low Medical Costs in Panama


Have you seen any results from the US government’s attempts to bring US medical costs down?

So far US consumers have not seen many low cost hospital benefits.  Nothing is as likely to ruin a person or family’s life as fast as medical expenses in America.

Health care charges are not ridiculous in other countries!  Medical fees in other countries still make sense.

See how inexpensive medical doctors and hospitals are in Panama in the article below from our friend Jackie Lange of Panama Relocation Tours.

panama

Medical Emergencies During a Panama Relocation Tour

Jackie Lange

Since 2010, we’ve been offering Panama Relocation Tours. In all that time, we’ve only had very few minor medical situations until the February 2019 tour when we had two major medical emergencies which required visits to a hospital emergency room. I’m sharing details about these two emergencies so you can see the costs and quality of the care received at a public hospital and with doctors in Panama.

In Panama, there are public hospital and private hospitals. The private hospitals cost more. At the private hospitals, you’ll pay $15 – $20 for a routine doctor visit or $40 to $50 for a specialists.

But, the public hospitals are much more affordable. Anyone can use the public hospitals. There is no monthly fee to use the public hospitals, instead, you just pay when you go. It is typically about $2 for a routine doctor visit or $5 for a specialists at a public hospital. Interestingly, the doctors who work at the private hospitals are required to work a certain number of hours each week at the public hospitals so you could see the same doctor, but for a fraction of the costs, if you go to public hospital. However, unless it is an emergency situation, you might wait longer to see a doctor at a public hospital than a private hospital.

I have been to the small public hospital in Boquete for physical therapy a few times after messing up my shoulder with a weird yoga move called the Five Rites. Even though I had an appointment at a specific time, I had to wait about 20-30 minutes for my treatment. The doctor spoke perfect English and my treatment was $5. The results were great!

A friend in Boca Chica went to the public hospital after having an allergic reaction to mangos. Her total cost was $1.25 for seeing the doctor and getting an injection.

Some expats who live in Panama decide to “self insure” (meaning they do not buy health insurance) because the costs of health care is so affordable at the public hospitals. Instead of paying a health insurance premium, some expats set that money aside for any medical expenses.

You’ll understand why when you see how low Panama’s medical costs are by clicking this link.

Another way to learn more about Panama is with Jackie Lange’s free eight part series on living in Panama.

panama

Get Jackie Lange’s FREE report “How to Retire in Panama” here.

Gary

Spanish Words You Can Use

Doctor – Doctor (Doctora f)
Benefits – Beneficios
Insurance – Seguro
Health Insurance – Seguro de salud
Hospital- Hospital

learnspanish

Learn Spanish in Three Days ONLINE

Instant $110 discount on the course!

The “Learn Spanish in Three Day Course” is now available online.

Read below to see why we are offering our Super Spanish course online for the first time.

Speaking Spanish is a huge benefit on its own.  You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak Spanish at all.

You can tap into all this potential when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says: “Learning a foreign language is more than just a boost to your CV or handy for traveling.  It will make you smarter, more decisive and even better at English.  Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

Though you may choose to take more time using this course to learn Spanish, thousands of our readers have learned at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

This method was created and refined by the Bulgarian educational master, Georgi Lozanov, who transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 70s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from delegates who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  Merri Scott was among just a few who learned directly from Lozanov.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know .  

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.  Normally $149, this is available at the highly reduced price of $79. Simply use coupon code SPANISH110 at checkout.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149

Gary

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

 

Two Most Important Financial Tips


The two most important financial tips have nothing to do with investing at all.   These tips have to do with a part of our lives that has serious inflation.  Starting last April, (2015)  there was an eyebrow-raising jump in the prices of medical care. This jump was so high it surprised economists and health-care experts, who can’t figure out what’s driving the large increase.  The first monthly blip up 1.9% in one month, is an annual rate of 24% per annum.

The first first tip is “avoid medical expenses.”

medical cost inflation

Portion of income spent on health care chart from justfacts.com (1).  [Click on chart to enlarge.]

Recently I was combing through some old papers of my mom’s and found a receipt from the Providence Hospital in Portland, Oregon for my birth.  $65.  I recall paying for my first daughter’s birth, a C-section, $630.

According to justfacts.com, “In 1942, the price for a maternity room at Christ Hospital in Jersey City, NJ was $7.00 per day.  Adjusting for inflation, this amounts to $97.29 in 2011 dollars.  In 2011, the price for a maternity room at the same hospital was $1,360 per day.”

According to whattoexpect.com (2) “A 2014 study by the University of California, San Francisco found that hospital charges for an uncomplicated delivery ranged from $3,296 to $37,227, depending on the hospital.  For a C-section, costs ranged from $8,312 to nearly $71,000.”

Medical expenses have more potential to ruin your wealth than any other cost.

The second tip is “Have good health”.   One of our most powerful financial assets is good health, energy and a calm excitement  that starts every day. 

One of the best ways to create this positive mood is a morning self massage with essential oils.  Research confirms that self-massage produces oxytocin.  This Nona peptide produced by the hypothalamus linked to feelings of well being and release of stress.

A self massage balances the immune system, modulates hormones, makes the skin look and feel good as it improves our mood.  Using essential oils enhance these effects, because we can go one step further and target the mood we want to balance.

Many health sciences look at good health as being the correct interaction between three elements of the body viewed as (1) air, (2) fire and (3) water.   These elements represent motion (air), digestion (fire), and the solid form in which we exist (water).  When any of these three elements are out of balance, the imbalance creates dis – ease.

The two fastest and most powerful ways to shift these elements is through the skin or the lungs.

The Indian science of life, Ayurved, suggests a 20 minute self massage of the head, face and ears, neck, arms, hands, fingers, back and spine, legs and feet.

If you are like me, you rarely have time for that!

I already do 35 minutes of meditation, 15 minutes of exercise and a 15 minute sauna.  By that time I am ready to get going.  So I hit the important points, the face, neck, ears especially,  joints, knees, elbows and lastly the feet.   The feet and ears are considered especially important.

During the massage, I focus my thoughts on gratitude, love and am as aware and focused on each  stroke.  We are what we think and science produces evidence that the more attention we give each stroke, the more oxytocin is produced.

Four ways to avoid higher health costs.

There is a simple way to decide which oil to use because our emotions give us clues about any imbalance.  If we feel angry, the imbalance is fire, anxious is air and depressed is water.

There are four essential oil blends that Merri and I use all created by our friends, Candace and John Newman.  For years Candace traveled with Merri and me to Ecuador and visited us at our North Carolina farm to study shamans and their use of these oils… known as aqua flora.

We purchase all our oils from her because her pure essential oils are gathered from around the world and are of the highest quality to insure their medicinal properties.

She uses no synthetic fragrances.  Her blends are of the highest quality ingredients and her formulas include base ingredients such as Organic Golden Jojoba, aloe and coconut oil.  The four balancing blends are:

Soother Blend:    Cedarwood, Geranium, Patchouli, Orange, Ylang YlangThe Soother Blend pacifies an air imbalance when feeling anxious or jittery.  This blend has the grounding oils of Cedarwood, Patchouli; balancing nerves with deep sweet Geranium combined with the sweet, uplifting touch of Orange and Ylang Ylang.

Balancer Blend:    Lavender, Orange, Peppermint, Roman Chamomile.  The Balancer Blend eases fire when feeling anger or resentment.

Stimulator Blend:  Eucalyptus, Cypress, Lemon, Lavender, Rosemary.  The Stimulator Blend shakes up water, gets the rivers moving and clears with Eucalyptus, Lemon, Cypress, Rosemary. A touch of Lavender adds balance to the whole mix.

Comforter Blend:  Lavender, Rose Otto, Frankincense.  When the need for feeling just fine, the Comforter Blend keeps the balance.

Each of these four blends is available individually in a healing cobalt glass bottle with pump top for home or office.

essential oil

Learn more about these blends at Candace and John’s website.

Soother 4 oz

Balancer 4 oz

Stimulator 4 oz

Comforter 4 oz

essential oil

This chart shows how to use these essential oil blends to maintain a good natural health balance.

Hidden high inflation, especially medical costs and low interest rates create great threats to our wealth and health.  Avoid high medical costs and have good health by balancing the body with essential oils.

Gary

(1)  https://www.justfacts.com/healthcare.asp

(2)  http://www.whattoexpect.com/pregnancy/pregnancy-costs/

Learn Seven Ways to Reduce Health Care Costs at our Value Investing Seminar.  One session of the seminar covers shamanic health secrets that can help maintain good natural health.

Gain From Pandemics – Riots & Election Volatility

On top of the pandemic… and the riots, another election on its way… all the robo calls from politicians… the dirty tricks and the innumerable amounts of nonsense this vital process brings.

However America’s politics turn out, one thing is sure, there will be volatility in stock markets during the election process.

The first reason markets will bounce has nothing to do with politics or policies.   A market correction was due regardless of the party or the person in office and COVID-19 was a pretty good excuse for it to suddenly drop.  Expect plenty more volatility.  Whether the economy recovers slowly or quickly, history suggests that the US market will do a lot of moving up and down.

Second the new politics has created an uncertain era.  Everyone has been shaken over the past three years whether they are pleased with the government or not.

Nothing frightens markets like uncertainty. 

What more could we ask for… an uncertain COVID-19 future and riots in 30 major cities.

Well interest rates could be a dark horse.  I the massive government handouts create inflation, interest rates will rise and rising interest rates will push stock market prices down.

Despite these pitfalls, there is a way to profit using the strong US dollar and undervalued non dollar stock markets to pick up good value shares.

During nearly five decades of global investing I have noticed found that good value strategies are the best way to profit long term, through good politics and bad.  The steps to take are simple.

The first tactic is to seek safety before profit.

We can look at Warren Buffett’s investing strategy as an example.  Buffett success is talked about a lot, but rarely does anyone explain how he make so much money.  That was the fact until some researchers really stripped his operation bare.  They looked at everything and learned the deepest of Buffett’s wealth management secrets.  Fortunately they published all in a research paper at Yale University’s website. that reveals important truths about extending wealth.

This research shows that the stocks Buffett chooses are safe (with low beta and low volatility), cheap (value stocks with low price – to – book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios).

The second tactic is to maintain staying power.  At times Buffet’s portfolio has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

A 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.

However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio the better the odds of outstanding success.

The Buffett strategy integrates time and value for safety and profit.

A third tactic is using limited leveraging, tactic in the strategy boosts profit.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.   The Yale published research paper shows the leveraging methods used by Warren Buffett to amass his $50 billion fortune.  The researchers found that the returns from Buffett’s investment company, Berkshire Hathaway, far outweighed those achieved by any rival that has operated for 30 years or more.  The research shows that neither luck nor magic are involved.  Instead, the paper shows that Buffet’s success hinges on using leverage at the rate of 1.6.

To sum up the strategy, Buffet uses limited leverage to invest in large purchases of “cheap, safe, quality stocks”.  He limits leverage so he can hold on for very long periods of time, surviving rough periods where others might have been forced into a fire sale or a career shift.

Stated in another way buffet uses logic (buy good value) to have the conviction, wherewithal, and skill to invest with leverage over many decades.

What do we do when we are not Warren Buffett?

May I introduce the Purposeful Investing Course (Pi) for those who want to invest like Warren Buffet, but know they are not.  This course is based on my 50 plus years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Extending Wealth

Pi’s mission is to make it easy for anyone to create a three point strategy, like Buffett’s even though they do not have a lot of time for or knowledge about investing.

Pi reveals investing secrets and the sciences that make investing easy, safer, less time consuming and increases the chances of profit.

One secret is to invest with a purpose beyond the cash.  One tactic as mentioned is staying power.  This means not being caught short and having to sell during a period of loss.  This also means having enough faith in a strategy that we stick to the plan.  When we invest with purpose, doing what we love, we enjoy the process more and are more likely to hold on during down times, when most poor investors panic and sell.

Slow, Worry Free, Good Value Investing

Stress, worry and fear are three of an investor’s worst enemies.  They create the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market sector they choose.  The behavior gap is created by natural human responses to fear.   Pi helps create profitable strategies that avoid losses from this gap.

Spanning the Behavior Gap

Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse.

Winning investors though embrace risk because they have a plan based on good value.

Purpose is the most powerful motivator,  stronger than fear and greed, so a strategy with purpose is the most powerful of all.

Combine your needs and capabilities with good value secrets and the math to back up your value selections through the Pifolio – The Pi Model Portfolio

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories (often created by someone with vested interests) and is based entirely on good math.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my (almost) 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2: Cash flow to price

#3: Earnings to price

#4: Average dividend yield

#5: Return on equity

#6: Cash flow return.

#7: Market history

We follow this research of a brilliant mathematician and have tracked this analysis for over 20 years.    This is a complete and continual study of international major and emerging stock markets.

This analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.   This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

A country ETF provides diversification and cost efficiency by spreading one simple, even small investment into a basket of equities in a good value stock market.  The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.

Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi matches this mathematical certainty with my fifty years of experience. This opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

For example in the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.

The two conditions are in place again!  There are currently ten good value (non US) developed markets,  plus 10 good value emerging markets.

Pi shows how to easily create a diversified, worry free portfolio in some of these good value markets using Country Index ETFs.

The current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  There is so much more to write and the trends are so clear that I have created a short, but powerful report “Three Currency Patterns For 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but you’ll receive the report “Three Currency Patterns For 50% Profits or More” FREE when you subscribe to Pi.

Leverage

Pi also explains when leverage provides extra potential without undo risk.  For example in 1986 I issued a report called “The Silver Dip” that showed how to borrow 12,000 British pounds (at almost 1.6 to 1 dollars per pound the loan created US$18,600) and use the loan to buy 3835 ounces of silver at around US$4.85 an ounce.

Silver had crashed, I mean really crashed from $48 per ounce.  As prices decreased from early 1983 into 1986, total supply had fallen to 449.7 million ounces in 1986.  Mine production was restricted by the low prices at this time, with silver reaching a low for this period of $4.85 in May 1986.  Secondary recovery also was constricted by these low prices.

Then silver’s price skyrocketed to over $11 an ounce within a year.  The $18,600 loan was now worth $42,185.

The loan was in pounds and in May 1986 the dollar pound rate was 1.55 dollars per pound.  So the 12,000 pound loan purchased $18,600 of silver.  The pound then crashed to 1.40 dollars per silver.  The loan could be paid off for $13,285 immediately creating an extra $5,314 profit.  The profit grew to $47,499 in just a year.

Conditions for the silver dip have returned.  The availability of low cost loans and silver are at an all time low.  The price of silver has crashed from nearly $50 an ounce to below $14 as did shares of the iShares Silver ETF (SLV).

Now the SLV price is taking off!

silver slv

iShares Silver Trust (symbol SLV) from www.finance.yahoo.com

Imagine investing in a spike like this… with leverage!

At the same time the silver gold ratio has sot well past 80, a strong sign to invest in precious metals.

I have updated a special report “Silver Dip 2019” about a leveraged silver speculation that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons gained through 30 years of speculating and investing in precious metals.  While working on the report, when the gold silver ratio slipped to 80 and the price of silver dropped below $14 an ounce, I knew I needed to share this immediately.

I released a new report “Silver Dip 2015” so readers were able to take advantage of these conditions and leverage 1.6 times as a speculation.  That report generated profits as high as 212% and a revised 2019 issue has been produced.

“The Silver Dip 2109”  sells for $39.95 but  you receive  “Silver Dip 2019” FREE when you subscribe to Pi.

Save

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive the $29.95 report “Three Currency Patterns For 50% Profits or More” and the $39.95 report “The Silver Dip 2019” free.

Triple Guarantee

Enroll in Pi.   Get the first monthly issue of Pi, and the report “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2019” right away.

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free purposeful investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  I guarantee you can keep “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2109” report as my thanks for trying.

You have nothing to lose except the fear.   You have the ultimate form of financial security to gain.

Subscribe to the Pi for $197.   You Save $158.95.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

 

 

 

Alternative Health Care Costs


Alternatives to health care costs are included in this series on alternative income and residences.

ecuador-shaman

For several years Merri and I lived and worked with this Taita Yatchak and his apprentices.  We lived as they did, without electricity, hot water or even a roof over our heads at night. We took all the shamanic lessons and one lesson was for abundance.  The Yatchak used to say visualize Golden Orange… the color of abundance.  That is why we chose this color for our website so you are gazing at the frequency of abundance each day.

Here are three health care alternative tips that can bring you great savings because health care costs are one of the average family’s greatest expense and these health care costs are rising!

Alternative Health Care Tip #1:  Immerse yourself in sunrises and sunsets.

sunrise

I start the day in the sunrise and end the evening observing the sunset over our lake.

sunset

See why below.

First, let’s sum up Western health care… poor results…high costs.   The article below suggests that this poor combination will probably grow worse.

A September 2011 Foxnews article by Doug McKelway entitled “Survey Says “Obama’s Health Care Act Partially Increased Costs for Americans” says:  U.S. President Barack Obama singing the Health Care Reform bill in Washington, D.C. 

The signature legislation of the Obama Administration, the Affordable Care Act, came under damaging assault Wednesday from a Kaiser Family Foundation survey that found it has already partially contributed to increasing health care costs.

The Kaiser survey helps to shed some light on why so few employers are hiring, as health care costs for employers are spiraling upwards.

The survey found that insurance premiums rose by 9 percent in 2011. Healthcare costs for a single worker went up on average from $5,049 to $5,429, and for a family, costs rose from $13,770 to $15,073, on average.

The survey also found that some provisions of the Affordable Care Act already in place — including the allowance for young people up to 26 years of age to remain on their parents insurance policy — contributed to 20 percent of that increase.

But other factors are also contributing to the rising costs of health care. They include the prices of new technologies, research and development for new prescription drugs and the proliferation of chronic diseases like diabetes.

The aging of the baby boom generation is also placing a tremendous strain on the health care system, as baby boomers have begun qualifying for Medicare this year. The survey found that with better treatments and drugs, they may live longer than previous generations and impose huge costs on the system as they age.

Health care prices are rising plus the type of health care generally endorsed in the West does not encourage increased intelligence, energy, wellness, vitality and positive energy… which are all requirements for prosperity in a rapidly changing world.

Perhaps we should not depend on the establishment to upgrade our health care.  Many of us need or desire alternatives.

Hence Health Tip #1… get into the sunrises and sunsets. Our senses form us and the sense of sight is vital to the balance of our health.  The frequencies we call light are incredibly important to our health and well being.

The website www.americanacupuncture.com  explains this when it says:  BODY AFFECTED BY COLOR

Light affects every living cell in your body. It is dominated by longer wavelengths than daylight and can disturb your hormonal balance. Stress-like reactions are caused by this artificial light, especially if it’s glaring or flickering.

Body effects of light

Natural solar sunlight has a profound effect on your body. Without light there would be no life. Our development occurred under the constant influence of solar light which affects every living cell in your body from your skin to your light-sensitive eye. We are all affected by the distribution of light, which changes between day and night, winter and summer.

Constant lack of exposure to sunlight causes weakening of the body’s immune system, increases stress, and fatigue. Ordinary window glass absorbs essentially all the biologically active ultraviolet spectra and there is no ultraviolet light emitted. When light contains infrared energy it penetrates the skin, increases circulation and vasodilation of the blood vessels.

Natural light sends signals, by way of the hypothalamus to the autonomic nervous system, to respond to environmental changes. It affects the production of hormones throughout your entire endocrine system that is influenced by your pituitary gland. The pineal gland is involved in the production and secretion of the hormone melatonin. Both the pineal and pituitary glands control your entire endocrine system, releasing hormones, and control your entire body chemistry. Students who stay in school the entire day without outside exposure, have increased hyperactive behavior. These artificial lights also cause stress, and the release of increased cortisone.

Your biological clock keeps time with sunrise and sunset. Melatonin, produced by your pineal body, regulates its activity via the pineal gland, triggered by the light through your eyes. Environmental illumination controls this rate of melatonin synthesis. Melatonin is turned off during the day under sunlight and released at night. By extending our artificial light three hours before dawn and three hours after dusk results, results in increased depression.

There is an entire discipline devoted to using sunlight for health and spirituality during sunrise and sunset called Suryayog.

Surya means “sun” and ‘yog’ means to merge. Hence, suryayog means to merge with the sun (universal energy)- becoming one. Using the sun and its vast cosmic energies one can change, arrange, reduce, remove, balance, and organize the chemical, bioelectric and biomagnetic powers in one’s body.

The changes that sunlight brings in the ACGT of the DNA regulate human behavior in his perfect human frequency and chemical consciousness. This makes a human being natural in his conscious stage.  ACGT are the four nucleic acid bases that make up DNA. A – Adenine… T – Thymine… C – Cytosine and G, Guanine. These four nucleic acids make up ourgenetic code, or DNA.

Alternative Health Care Tip #2:  Try Magnesium. Merri and I have lived and studied for decades with great healers steeped in ancient wisdom on how to have good natural health.  We try to integrate the knowledge we learned in a practical Western way… every day and incorporate our experience into all of our seminars and courses.  To us… wealth and good health are inseparable… integral parts of the whole.

Sometimes readers report incredible results and their health gain benefits outweigh the other parts of the course.

In a recent message about natural health our webmaster wrote:   What turned out to be sciatica rippled spasms of excruciating pain from my lower back down my right leg to my calf, Achilles tendon and toes through day and night. It was agonizing and grated on my nerves worse than toothache. Or childbirth. (Perhaps.)

I tried massage, yoga and a local chiropractor, none of which helped. And I was now starting to take NSAIDs daily just to keep the pain at bay which I didn’t like.

Fortunately, Merri Scott saw me wince as I sat down for dinner one evening at a recent family reunion.

“Sciatica,” I said.

“Try Magnesium. Let me remember what else could work.”

That evening Merri emailed me this note: “B-1, B-12, B-6 – taken by themselves. And all around good B Vitamin complex. To make sure that the B vitamins bind, you need magnesium. I like Natural Calm in crystal form. This means you take it in very warm water before you go to bed and work on it to move up as much as you can and then back off when it causes a runny stool.

“Add these together and you’ve got a permanent release from stress as well as stress buildup, which brings on so many things…such as sciatica.A B-12 shot right into the beginning spot of the pain (usually on the buttocks) will stop the pain instantly but only the continual use of B vitamins plus magnesium will prevent its return.  You don’t need the shot and although I wouldn’t take it, perhaps some would benefit instantly by it.”

I started taking Natural Calm immediately. 4 days later I woke after a full night’s sleep with no pain. I’ve continued to take Natural Calm daily and am now taking B vitamins.

I get the occasional twinge if I’ve been driving for more than a few hours or after a day sitting in my office but the excruciating pain I experienced for weeks has completely passed and I’m amazed at the results this. Thank you Merri!

David

Some readers who read this gave it a try and had great results.

One reader shared this:  Dear Gary, For eight years I suffered sciatica due to a car accident. A recent newsletter mentioned Merri providing one of your guests magnesium and vitamin B to alleviate a similiar problem.I have been using the same supplements for a month.The sciatica is completely healed. Thank you.
Best Regards

Another wrote:   Happy new year to you. Thanks for the quick response. I have attended your tours, courses, and events because I place a premium on learning and health.  My energy level has increased since the last Mt Dora event and I would not want to go backwards. As always, thanks for your insight and wisdom.

See more comments from readers here.

Notes like this make all our efforts so rewarding!  We look forward to hopefully help readers learn more about alternative methods of health care.

Here is Alternative Health Tip #3.  Massage your hands, ears and feet with essential oils.  Merri and I use products produced by the Swiss Gibro laboratory and distributed by Phytobiodermie in the USA.  Almost every night night we massage each others hands and feet using their 100% natural origin massage oils either Zen or Chi Yang.   This helps us sleep well and helps balance our system in numerous ways.

phytobiodermie

Phytbiodermie energetic skin care products.

We have enjoyed this healthy activity with our entire family for years and when the children visit it is a family tradition… sitting… sharing… and massaging one another’s feet.   This goes way beyond the oil… this sharing and touching… but the oils touching the skin alone, even if one massages one’s own feet, provide a great energetic and balancing boost.

Even alone when touched or massaged, the skin releases a cornucopia of healing chemicals that provide health-promoting effects on the body. This feels good, plus regular massage and loving touch detoxifies, improves circulation, calms the mind, and enhances the immune system.

Giving yourself a daily massage with pure essential oil based massage oils can bee healing as well as enjoyable.

Pure oils and this process activate the body’s inner pharmacy and slows the aging process.

You can massage your entire body or if times does not permit, just the feet, ears and hands.

See how Merri and I use three balancing massage oils from Phytobiodermie to enhance positives and neutralize negatives of an active day.

Jon Canas CEO of Phystobiodermie explains the balancing aspect in his book “Energetic Skincare, Naturally” that says: The body is not simply matter (fluids and solids), but also vital energy (prana, chi, ki). It provides vitality and intelligent information throughout our body. That flow needs to stay balanced. The body is an energetic network interconnecting all parts through pathways (acupuncture meridians), energetic centers (chakras) and energy fields. As a result, our skin—the largest organ of the body—is a reflexive organ providing telltale signs of what is going on within our body. That is why “Beauty is Health Made Visible!” (*) and that proper skincare is a key element in achieving and maintaining wellness.

Excerpt from the book Energetic Skincare, Naturally! : “The skin as a vital organ cannot be excessively stripped, mechanically or with acids, injected with chemicals, cut, stretched and sewn, without consequences. Likewise, what you eat, drink, breathe, and how you exercise your body, or not, will have consequences on your health as much as on your skin. Skincare is caring for your entire body. That is why it is truly a holistic proposition. Anything else is a shortcut with potentially undesirable consequences.”

Learn more on how to gain health and wealth with Phytobiodermie products here.

Learn more on how to gain health and wealth with pure essential oils.

And thankfully enjoy the morning and sunset rituals…

Gary

phytobiodermie

Read more about Jon Canas and Phytobiodermie in Healing Arts magazine.

Meet Jon Canas CEO of Phystobiodermie at our January Super Thinking + Spanish course.

Learn Spanish in Three Days

learnspanish

Learn Spanish in Three Days ONLINE

Instant $110 discount on the course!

The “Learn Spanish in Three Day Course” is now available online.

Read below to see why we are offering our Super Spanish course online for the first time.

Speaking Spanish is a huge benefit on its own.  You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak Spanish at all.

You can tap into all this potential when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says: “Learning a foreign language is more than just a boost to your CV or handy for traveling.  It will make you smarter, more decisive and even better at English.  Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

Though you may choose to take more time using this course to learn Spanish, thousands of our readers have learned at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

This method was created and refined by the Bulgarian educational master, Georgi Lozanov, who transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 70s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from delegates who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  Merri Scott was among just a few who learned directly from Lozanov.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know .  

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.  Normally $149, this is available at the highly reduced price of $79. Simply use coupon code SPANISH110 at checkout.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149

Gary

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Spanish online $79 – using coupon code SPANISH110 at checkout to immediately save $110 off the regular price of $149

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

Read Obama’s Health Care Act Partially Increased Costs for Americans

Read  BODY AFFECTED BY COLOR