Tag Archive | "Las Viandas Meson S.L."

Ecuador Living Fear Eclipsed


Living in Ecuador or anywhere abroad requires overcoming fear and change.

Today’s rare solar eclipse comes only every two or three generations and is thought to represent times of change.  There is a need for us to feel positive.

Below we’ll look at change in bond markets and how to retire the the 4.75% ISS Capital 2010 bond sandwich that created an 18% profit since the beginning of 2009.  We’ll see how to change this Multi currency sandwich to a better bond now.

Multi currency investments… retirement in Ecuador or living abroad anywhere… represents change and this can create fear… but when we embrace the change it’s good.

A note sent by a reader asking about really early retirement in Ecuador and change said:

I would like to know how to find out about the government of Ecuador and if it is stable for Americans.  When I read the American Military was moving out and the leaders of Ecuador were friendly to Iran.  Personally, I don’t want to put my money in property that I might have it taken from me later.  At my age, I can not afford that and I don’t want to change to some where the local government does not want Americans.  Can you guide me as to how to find out before we go down?  Thanks

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Ecuador is Land of the Sun so…

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The shamans will be watching the sunrise today and the eclipse.

My experience is that anyone who says they are sure how the politics in a country will turn out is truth challenged… or perhaps is not thinking things through.  Too many factors are involved to really know.

We take risk anywhere we are.  There are risks everywhere… all types… and we can never predict them all.

Germany for example seems like a safe place to be.

Yet a recent article in The Telegraph newspaper said:

A 14-year old German boy was hit in the hand by a pea-sized meteorite that scared the bejeezus out of him and left a scar.

“When it hit me it knocked me flying and then was still going fast enough to bury itself into the road,” Gerrit Blank said in a newspaper account. Astronomers have analyzed the object and conclude it was indeed a natural object from space.

Who would have guessed?  There are all types of risk wherever we are!

Ecuador is also a land of mountains.

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This is Mt Imbaura view from Cotacachi, Ecuador.  The masculine mountain.

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This is Mt. Cotacachi on the other side of the valley… the feminine mountain.

Here is my reply to the political – legal question about retirement in Ecuador above.

I have written a lot about this over the past two years.

Please see http://www.ecuadorliving.com/2009/06/23/ecuador-iran.html
http://www.ecuadorliving.com/2008/09/30/ecuadors-new-constitution.html
http://www.ecuadorliving.com/2007/09/26/interesting-presidential-facts.html

Having worked and lived on every continent over 41 years…I have learned to have feelings beyond what is read in the daily press.  I hope my actions speak louder than my words.

Since Correa has come to power I have invested almost a million dollars in Ecuador buying condos, buildings and houses.

I do have reservations about the Ecuador government… just as I have reservations about the US government and most governments.

Every country has its problems as does Ecuador… but in my opinion (backed by my actions) one of Ecuador’s problems is not the likelihood of confiscation of small individual properties.

Please see why at

http://www.ecuadorliving.com/2008/10/30/property-confiscation-ecuador.html

One of Ecuador’s problems is not the likelihood of unfair treatment of non Ecuadorian residents.  See why at http://www.garyascott.com/2008/08/04/2271.html and http://www.garyascott.com/2007/03/06/1591.html

One never knows how politics turn out.  I have a good friend who hated US taxes (he made a lot of money) so he gave up his citizenship, moved everything overseas and took citizenship in what everyone would agree is a very civilized and safe country… only to have serious tax problems there. One never knows everything.

In a recent message I wrote that there are seven qualities that can unlock enormous business and investing opportunity now during our times of rapid economic change:

#1: Bravery to accept risk
#2: Flexibility
#3: Resilience
#4: Tenacity
#5: Acceptance
#6: Bird’s eye view
#7: Patience

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Mt. Imbabura close up. We should not make mountains out of molehills. There are…

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mountains enough without creating more.  It is rare by the way to see this much ice on Mt. Cotacachi.  By noon the ice on the mountain is always gone.

A lot of bravery is required to do something like retire in Ecuador or move abroad because most of our backgrounds did not prepare us for such a move.

Our backgrounds did not prepare us for the political evolution in our own country either!

We can research as much as we like (some research is good) but in the end there is always some risk in the new.

Education is learning the rules (what the establishment says is so). Experience is learning the exceptions to the rules (reality). To get experience requires some risk.

See more about Ecuador Retirement risk here.

Mt Cotacachi from

Mt. Cotacachi seen from Meson de las Flores.

I feel that most negative publicity about Ecuador is overblown (as is negative news in the US).   Because Ecuador is more unknown than the US, this bad news helps keep prices low for those of us who take the time to investigate the realities in Ecuador.

How we feel about and react to the news is a very personal matter for every person.

People have personalities that typically break down into seven lifestyles; Innovators, Early Adaptors,  Early Majority, Late Majority, the Deliberate, Skeptical Mass and the Laggards.

Each of these lifestyles has its own benefit. Most important is to know which lifestyle fits you comfortably and to stay in that comfort zone.

If you feel totally comfortable with the US and are not ready to accept the differences in politics between those in elsewhere and the US, you should never do something that leaves you uncomfortable.

Pioneers

My son reminded me yesterday that as the world celebrates this week as the 40th anniversary of the moon landings, it is interesting to remember that of the 12 human beings to have walked on the moon, half of them are of Scottish descent.

This includes the first two to walk on the moon: Neil Armstrong and Edwin ‘Buzz’ Aldrin and the first person to drive on the moon, Dave Scott.

Alan Bean was the fourth person to walk on the moon and took and left a piece of the McBean tartan to the moon.  Even the first game to be played on the moon is a Scottish one – Golf!

Many Scots are Pioneers.  I have noted in my 41 years of travel and work globally that almost wherever one goes, they’ll find a Scot there.

So my comfort level in Ecuador as a pioneer who is always heading for a new place may differ from yours.

Change in Bond Sandwiches

I have even found that many North American investors have been uncomfortable investing outside the US…  much less living abroad or taking retirement elsewhere.

This fear has proven unfounded and now even as US CDS are paying 1% or less are even more, Jyske Bank made 18% profit since the beginning of 2009 with a 4.75% ISS Capital 2010 bond multi currency sandwich. That’s profit at a rate of 36% per annum.

Now Jyske has switched the sandwich to a 7.25% Bombardier 2016 bond. The Bombardier bond has a longer duration and also offers an attractive extra yield spread of 350 basis points above the ISS bond plus has a better rating.

Learn about this entire investment as a Multi Currency subscriber.

We are in times of change and this brings increased risk. To turn this risk into opportunity… decide who you are; Innovator, Early Adaptor, Early Majority, Late Majority, the Deliberate, Skeptical Mass or a Laggard.  Then look at the advantages of that lifestyle and enjoy them and your comfort zone.

Whether you want to retire in Ecuador… change residency… live or invest abroad… this understanding and action can help you eclipse your fears.

Gary

Join Merri me and Thomas Fischer of JGAM in North Carolina this July and enroll in our multi currency course free. Save $175.

Learn more about global investing, how to have an international business and early retirement in Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Ecuador Beach & Mountain Retirement


Ecuador beach retirement?   Retire in Ecuador in the cool Andes? Or just live in Ecuadorian the mountains or on the sea?  The best way to know is to visit and see Ecuador for more than a few days.

This is why we have created a Retire-in-Ecuador inspection Surf & Turf Hotel program so you can live a month in the Andean mountains and on the Ecuador’s coast at prices far below rates you would normally pay.

The Retire-in-Ecuador program is designed to help you see a huge chunk of Ecuador as you immerse yourself in the wonderful culture and get to know Ecuador’s friendly people.

There is a secret to the program.  You inspections are centered around two seemingly isolated… yet central locations to help you see as much of the country in a most efficient way.

These locations are Cotacachi… north of Quito and San Clemente… north of Manta.

Surf & Turf lets you stay at Meson de Las Flores and Palmazul two of our favorite small hotels in Ecuador.

Welcome to Meson de las Flores… our colonial hotel.

Meson is in Cotacachi and near Otavalo. This area offers the essence of Andean friendliness and colonial charm. Breakfasts are included in your plan and served in this open air, central courtyard where our friendly staff helps you dine Al Fresco in the clean mountain air.

Or you can dine in the mural room.

Meson is located directly off Cotacachi’s main plaza and next to the village cathedral and Plaza. Here is a view from Meson of the cathedral at dawn.

From the minute you enter the hotel, you feel its history…

yet the rooms have all been renovated for your complete comfort.

Enjoy the company of Meson guests during evenings in the fireplace room for an evening snack, drink and a blazing fire to ward of the cool mountain air.

Cotacachi is perfectly located so you have access to Quito, Otavalo and Ibarra and surrounds. This is one of the major areas where new residents are moving.

Our normal surf and turf plan provides you with two weeks stay here at Meson de las Flores.  Then you head for Ecuador’s coast.

Palmazul Hotel & Spa is north of Manta, the central hub for reaching Ecuador’s beaches.  Palmazul is a new hotel right on the beach. Here I am working in the beach view dining room where your breakfast (also included) is served.

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Both hotels Meson and Palmazul have just 15 rooms to assure privacy and personal attention.

You enjoy special savings on these hotel accommodations for two weeks in the mountains and two weeks on the sea.

This Ecuador Hometel plan cuts your hotel costs in half and makes these wonderful hotels your home.

Enjoy the colonial Ecuador hotel in the Andes El Meson de las Flores and on the sea at Palmazul…14 days stay in each hotel for a low total cost of $1,299 Single, $1,499 couple order here.

Please check with us for space availability before you book. Contact us at mesondelasflores@gmail.com

Ecuador Coastal Hotels Savings are now available at Palmazul Coastal Hotel Spa, one of the newest Ecuador beach hotels.

Palmazul sits directly on Ecuador’s beach and is offering an Ecuador coastal Hometel program so you can have a home away from home on Ecuador’s beach…live in luxury on the Ecuador sea at very low cost for a month (or longer) at a time.

Palmazul becomes your home for an Ecuadorian coastal adventure on the Pacific.

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This is your Ecuador coastal swimming pool and tennis court…really on the beach…overlooking the Ecuadorian Pacific.

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This is your Ecuador coastal swimming pool and tennis court…really on the beach…overlooking the Ecuadorian sea.

Here are some snapshots of the Palmazul Coastal Hotel and Spa and next door Vistazul condos.   You’l stay either in the hotel or in a two bedroom condo based on availability… but everyone is entitled to use the club house, dining rooms, pools, tennis courts, spa and beach.

The monthly price includes a wonderful served breakfast from this dining room overlooking Ecuador’s wonderful Pacific coast.

Dinner here is special too. You can visit this Ecuadorian fisherman when he brings in his fresh Pacific catch each day back to the hotel….where you can choose your meal. Few Ecuadorian coastal hotels offer this service.

San Clemente is a charming rustic coastal village, 45 minutes north of the port city of Manta, almost exactly in the middle of Ecuador ’s coast.  Bahia, Ecuador’s nicest coastal town is 30 minutes north.  Palmazul is perfectly located on a small road that ends just a short distance away into a cliff  thus  enabling you to enjoy proximity to town yet it is quiet as there is no through traffic. Transportation is also easy and fun…small jitneys everywhere!

San Clemente is a perfect starting point for exploring Ecuador ’s coast…in the middle of Ecuador beaches so you can reach the north or south of the coast in a day.

Yet in San Clemente, the days are full.  Fish from the jetties, stroll the beach, travel the coast, hike, horse ride, play tennis or just relax around the pool or on the beach.

Of course you can also work. Palmazul offers free wireless broadband for your laptop. Enjoy the peace and quiet of Ecuador ’s coast, but always stay in touch electronically with the rest of the world.

The spa also has a treatment room where you can enjoy a massage.

Your room will have a view and private balcony so your comfort does not end when the sun sets.

As dusk arrives so does the sea breeze…fresh into your room.

Cozy in your bed…

The surf serenades you in a soft night’s sleep…so you’ll be ready for the gentle surf and Pacific waters warmed by Ecuador ’s never ending sun.

To make your reservation, simply choose the order form below.

Gary

Enjoy really low rates in the mountains and on the sea with our month long surf  turf Retire-in-Ecuador program.  At normal rates a two week stay at each hotel (15 days at Meson and 16 days at Pamazul) would cost $3,262.  You save up to $2,073 because the one payment surf & turf rate is $1,299 ($1,499 for two).

Please check space availability before you book. For El Meson please contact mesondelasflores@gmail.com

28 day Surf & Turf $1,299 Reserve Single Here

28 day Surf & Turf $1,499 Reserve Double Here

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour