Tag Archive | "Klickitat County"

Small Town Benefits


There are many small town benefits.

Because we have a big focus on Ecuador… many readers mistakenly think we are promoters of Ecuador. Actually this is not quite true. We are more lovers of small towns and Ecuador has some great small towns and villages.  Anyone who reads our Ecuador messages will see that we do not write much about living in the big cities of Quito or Guayaquil.

However we have also always had a focus on Smalltown USA and now that real estate prices are so affordable in the US… we are looking at this more.

Merri and I just returned from a West Coast USA trip…. California, Oregon and Washington.

There are some great places there as I thought that the note below from a reader is worth sharing:

smalltown-oregon-real-estate

View of Mt. Hood from small town Oregon property for sale.

Gary, I just joined your Ecuador Living Service and am looking forward to those aromatic  Mother’s Day Roses!   I’d like to start the new membership with my contribution to your Small TownUSA pool of choice properties.

I’m Gary’s age and have been a one woman rodeo, wearing several hats over the decades, TWA instructor, herbalist, Naturopath,  Real Estate Broker, custom log home builder.    Building a log home model, landing a few projects, selling and repeating the process enabled me to live rurally & happily.  I rode with the natural feast & famines, took some falls, got back up, dusted myself off and kept on going.

I’ve finally started listening to my body and realize that it’s been screaming at me for sometime.   I have been so busy with other things and our Non Profit Rescue/Sanctuary that I’ve not taken the time to tune into my own body and the broadcast that it’s been repeating over and over.

Now is the time for me to make some dynamic life style changes, to slow down the pace, stop burning that candle and look more at the quality of life in connection to my body than to look at how much work I can push through in a day.  Even computers have their limits on how much they can multi process.

Rather than incur debt and spend my sacred energy to finish this product, I’d like to be wiggling my toes in the Ecuadorian sand this time next year and be sitting around one of your Shamanic Circles.   I’ve lived in 5 countries, have  traveled to 80 (including Ecuador) and want Ecuador to be our new home.  While a vacation would be an obvious solution, it’s just not practical for us.  I  thought your creative readers might be interested in benefiting from this piece of Small Town USA..

Growing up in Portland you may already know Goldendale?  Unlike Portland, 40 years has not changed many things  here, same dog- same corner!

People still wave at you, still no traffic signals.  The work ethic is strong and cowboys still show up at local restaurants wearing their spurs.   Twice yearly traffic jams may inconvenience you 15 minutes or so while families herd their cattle, on  horses with herding dogs, to the lush high country  spring grass and another 15 minute traffic jam as they  are rounded up and herded home in the fall.

Goldendale is in the Columbia River Gorge area at the base of the Simcoe mountains, where the wet, rainy west meets the moderate, sunny (300 days yearly) central part of the state.   A town with less than 4,000 population may not have everything you want, but it has everything you need, not the least of which is tranquility!

We enjoy the undulating fields of alfalfa,  rodeos, organic cattle ranches, bison,  nearby wineries,  mouth-watering fruit, outdoor concerts, world-class fishing,  birding, hiking, noted observatory, horse trails, rock climbing, petroglyphs, wind surfing, skiing,  snow-mobiling,  golf,  organic foods and more horses than people!

This is the potential ultimate  primary home “get away”,  multi-generation property, corporate retreat or retirement lodge style home offering just about every amenity required in a dream home of dignified proportions and rural surroundings.

smalltown-oregon-real-estate

House front.

An impressive 20 acre site, all usable,  forested with pines in the front and back  for privacy, compelling views of Mt. Hood,  Mt. Adams, the Simcoes,  western sunsets, fantastic sunrises,  pasture & great fertile soil.    Truly  the ultimate for the discriminating home owner near unlimited recreational opportunities and located near the end of a dead end, maintained, gravel road, just 1.5 miles to pavement.

Main portion of home needs finishing with  interior touches  such as flooring, counter tops, professional kitchen range, some paint, closet furniture/doors, baseboard, window trim.  Nothing beyond the average ability of any homeowner.   Exterior needs some 2nd story siding, fascia, some window trim.

Attached/separate  conference/rec room & upstairs suite needs to be finished, it is to the dried in stage.  Handy folks could easily finish this project, estimate including materials for about $50,000, others could spend that much on landscaping.

Property would benefit from expanded photovoltaics & batteries.

Plenty of room for an indoor riding arena to enjoy out-the-driveway-and-to-the-hills-riding.

Replacement costs today, this location including improvements about $763,120, finished listing price would realistically be in the neighborhood of $1,200,000, this type of home appreciates due to:

superior construction
uniqueness
scarcity
multi generational capability
Columbia Gorge area location

Cash is a great motivator, will also consider Ecuadorian property exchange  + cash.

Rustically Elegant Hand Hewn Log Home
12 miles outside Small Town USA
45 minutes to The Dalles Oregon and 2 hours to Portland

20 acres with breathtaking views

Off grid, with Photovoltaic, small wind generators, grid available

4,300+/-sq ft 6 x 14″ ogs
Multi generational capability (Nanny, family, business conference)  separate access suite consists of laundry, bath, kitchenette, bedroom, spacious living room .

Below is a conference/home theater with planned wet bar, framed to dry in stage.

Main portion has 3 bedrooms plus loft, 2 full baths, 2 half baths

Hi tech control center, entire home  “smart” wired rough in,  multiple phones,  data, network, security
Hi speed, wireless internet access, the only one on this street, with 14 mile line of site access

Hand crafted efficient, full  masonry  “Rumford” radiant fireplace w 4 x 4 firebox

soaring interior radiant stone chimney with  stone hearth  & life size metal Bison head on tile border

smalltown-oregon-for-sale

Fireplace not showing 4 x 4 fireplace/hearth.

European style clay  “Bakeoven” for tasty European style breads & pizzas

toasty warm ceramic tile floors with radiant floor heating

8′ wide  front entry steps, 8′ wide rear deck steps

Central vac w kitchen dust bin, rough in, new unit in box

24′ x 48′ shop/barn  with  10′ side extensions for storage or horses

24′ x 36′ upstairs of shop/barn has   “caretaker” quarters, gas hook up,  full bath, kitchen area

50 x 50 Medicine wheel garden & Feng Shui perfect picket fence, with Mt. Hood View through arbor

property fenced with 5′ no climb horse fence/cross fenced, 6′ no climb w rail road ties for stallion area

smalltown-oregon-real-estate

Front pasture gate.

Some interesting websites of the area:

http://www.klickitat-trail.org/                                       Klickitat Trail Conservancy
http://wdfw.wa.gov/viewing/birds/index.htm               Birding in Klickitat County’
http://bchw.org/lnt/main/BCHWhistory.htm                Back Country Horsemen of Washington
http://www.maryhillmuseum.org/                                 Maryhill Museu
m

For details contact Toni Reita at toni@happytailsrescue.com

Neither Merri or I are involved in this offer in anyway and are just passing this along as part of our Smalltown USA focus.

Gary

How We Can Serve You

How to Have Real Safety in 2020

The most important investment you can make in 2020, is in yourself. 

Invest in more time.  Invest in less stress. Invest in greater security.That’s why four years ago we created the Purposeful Investing Course (PI) because when it comes to finances, there are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

The core model portfolio we teach in the PI Course rarely changes, but is highly diversified in thousands of shares around the world… so there is higher long term profits, less stress and greater safety.

The portfolio consists of 19 country ETFs.  During the four years since we created the Purposeful Investing Course and set up a $40,000 real time portfolio at Motif Brokers, we have held the same 19 shares and have only traded three times.

The portfolio started with $40,000 and has risen to $53,591 ($49,015 in shares and the balance in accumulated cash).

The portfolio did really well from 2015 to 2018, better than the DJI Index.  Then as the US dollar grew in strength it fell behind.

The chart below shows the actual results of thos portfolio compared with the S&P 500.

motif

 

This good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around investing models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Canada, Germany, Hong Kong, Italy, Japan, Norway, Spain, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of theseall good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

The fact that the Pifilios are invested in all the shares of the MSCI Index in each good value market reduces long term risk.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last four years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and “Silver Dip” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2020 I celebrate my 54th anniversary in the investing business and 52nd year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal Investing Course.

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary