Tag Archive | "Jake"

Success Guidelines


A few success guidelines can help you always find light at the end of a tunnel.

Our emailed course “The Tangled Webs we Weave… How to Have an Web Based Business” helps readers learn how to live wherever they choose… in ways the desire… and to be free.

A good course on how to earn via the internet must flow. The internet is still a new media, continually changing.

This means that we are continually monitoring new programs… trying new ideas and testing results.  Then we share the results in our Tangled course which is continually updated.

One new test we are trying is the rebuilding of one of our old sites, successguidelines.com.

See that site at Successguidelines

Included at this site is some great data on International Marketing Sales Strategies

See the first three lessons in this course at:

International Marketing Sales Strategies Lesson One

International Marketing Sales Strategies Lesson Two

International Marketing Sales Strategies Lesson Three

Gary

Learn more about our emailed Tangled Web Internet Course here.

Join us…Merri, Thomas Fischer of JGAM and our webmaster David Cross in North Carolina this October.

Learn more about global investing, how to have an international business and early retirement in Ecuador at the course.

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199

International Investing & Business Index


Making international investing and business decisions based around an index of happiness can add depth to your international investment and business decisions.

Understanding what will happen globally is important to everyone’s decision making process on where to do business… where to invest and where to live.

We’ll see below that Ecuador is high on NEF’s (New Economics Foundation) Happiness Index (more on the index in a moment)… but this index is about much more than Ecuador.

This index is about the world… the future…. prosperity and poverty… life and death.  We should know it… especially because it is quite hard to believe.

You’ll see below why:

* Seemingly poor countries may have an advantage in the years ahead.

* The richest countries may not be the best places to invest or start a business.

* How to use new techniques to see what the future may bring socially and economically.

NEF is an independent think-and-do tank that tries to analyze real economic well-being.  NEF’s aim is to improve the world’s quality of life by promoting innovative solutions that challenge mainstream thinking on economic, environmental and social issues.

NEF says:  NEF’s report, the Happy Planet Index: An index of human well-being and environmental impact, published in association with Friends of the Earth, moves beyond crude ratings of nations according to national income, measured by Gross Domestic Product (GDP) to produce a more accurate picture of the progress of nations based on the amount of the Earth’s resources they use, and the length and happiness of people’s lives.

The Happy Planet Index (HPI) strips the view of the economy back to its absolute basics: what we put in (resources), and what comes out (human lives of different length and happiness). The resulting Index of the 178 nations for which data is available, reveals that the world as a whole has a long way to go.  In terms of delivering long and meaningful lives within the Earth’s environmental limits – all nations could do better.  No country achieves an overall ‘high’ score on the Index, and no country does well on all three indicators.

This index is important because everyone is increasingly faced with complicated problems, parts of which are unknown or unreachable.

This index is worth sharing because as I read it,  my first thought was “nonsense.”

Who would have placed the nations of Guyana, Bosnia, Georgia  and Romania above the UK for happiness?  Yet  Guyana is 63rd in the index. the UK 74th.

Here is 63 to 74 on the happiness index.

63. Guyana
64. Belgium
65. Bosnia and Herzegovina
66. Slovenia
67. Israel
68. Korea
69. Italy
70. Romania
71. France
72. Georgia
73. Slovakia
74. United Kingdom

Guyana happier than France and the UK?

I wanted to reject it.

Then it made me begin to realize… the somewhat disturbing fact that as far as potential for happiness goes, Americans are almost at the bottom of this international index… along with the British and most Europeans.

Reading this index made me realize that we cannot use old standards of the past to analyze what will happen in the future.

About the time of this thought, a page from an old John Sanford novel, “The Hanged Man’s Song” came to light.

The prime person in this fiction is a computer hacker… a very logical, scientific thinking person… but who also from time to time uses a totally unscientific way to process information… tarot cards.

The story says:

So I got the cards out, my tarot cards.  I’m not exactly a scientist – I was trained as an engineer-but I have studied the philosophy of science and I’m a true believer.  The tarot as a predictive system is superstitious nonsense. The deck is useful as a gaming device, though and that’s how I use it.

Like this: we are forced to deal with complicated problems, when some facets of the problem are unknown or unreachable, we deal with them in terms of our past experience. That’s almost inescapable. But approaches that are useful with some problems don’t work with others. The tarot deck, when used as a gaming system, pushes you outside past experience and encourages you to think of new ways to deal with it.

Say for example, you are involved in a complicated business transaction and that the group you were involved in a complicated business transaction and that the group you were dealing with, the opposition,consisted of five men and a women. You begin doing the tarot spreads and see a number of indications of female influence.

This does not mean that the deck correctly predicts female influence in the transaction, but suggests that you should sit back and think about the woman on the other side, who might otherwise seem to be just another functionary. Why is she there? What specific influences does she have? Is there a way to approach her that would help the deal?

This has nothing to do with supernatural-it’s simply a human way, and a fairly subtle way to game a problem.

This started me looking at the index more.

international-investing

Sustainability and cost of happiness are a part of the index. This is why we grow some of our own crops at our farm… like the lettuce we harvest around our backyard pool.

The Happiness Index pushes us beyond our past experience.  This international index does challenge mainstream thinking.

Imagine Haiti is 41st on the list.  Denmark 105th.

99. Uruguay
100. Ghana
101. Latvia
102. Australia
103. New Zealand
104. Belarus
105. Denmark

That started me thinking for sure.

NEF is composed of some very intelligent people so their approach does have  logic. NEF calls it a new global measure of progress, the ‘Happy Planet Index’.

The NEF logic factors in the short and long term cost of happiness.

Mainstream thinking uses measurements like growth of GDP… but ignores the relativity involved. If GDP rises 10% this is considered good.  Traditional thinkers do not ask what is the cost of this growth to our environment. How much will we, our children and grandchildren have to pay in the future for this current growth?

Nor does the mainstream paradigm compare the happiness efficiency of a nation.

The NEF Happiness Index takes into account whether a culture is using more than its fair share of the Earth’s resources.

This creates a new international ranking of environmental impact and well-being and reveals a very different picture of the wealth, and poverty of nations.

Environmental Efficiency

NEF’s view is that Happiness Efficiency is a phrase and concept worth knowing and using in consideration of the overall (long and short term) success of a nation.

We all know the benefits of efficiency. Now we have a way to measure a really important long term efficiency.  We could call it the “cost per smile” or “laughter earning ratio”.

This really makes sense because it is the inherent nature of all living things to strive for happiness and satisfaction and avoid stress.  If the population of a nation needs to do and spend a lot to attain it… that nation is likely to have economic problems due to its lack of efficiency compared to other nations.

NEF’s index combines environmental impact with well-being to measure the environmental efficiency with which countries provide long and happy lives.

The results are surprising, even shocking.

The index shows a very different hierarchy of success than we normally assume.

For example, the US is a disappointing 114th in happiness ranking behind  countries like Mongolia, Malawi and Chad.

106. Mongolia
107. Malawi
108. Russia
109. Chad
110. Lebanon
111. Macedonia
112. Congo
113. Madagascar
114. United States of America

NEF’s report also says:

“It is clear that no single nation listed in the Happy Planet Index has got everything right. But the Index does reveal patterns that show how we might better achieve long and happy lives for all, whilst living within our environmental means. The challenge is – can we learn the lessons and apply them? Governments the world over have been concentrating on the targets for too long. If you have the wrong map, you are unlikely to reach your destination”, says Nic Marks, head of NWF’s Centre for well-being.

The HPI shows that high levels of resource consumption do not reliably produce high levels of well-being (life-satisfaction).  This suggests that it is possible to produce high levels of well-being without excessive consumption of the Earth’s resources.

The report also shows that a culture can have a long, happy life with a small environmental impact.   America and Germany have similar life satisfaction and life expectancy. Germany’s Ecological Ecological footprint is barely half that in America.   This means that Germany is twice as efficient as the USA at generating happy long lives based on the resources they consume.

international-investing

Sustainability is important for long term happiness which is why we bought a farm with lots of spring fed water, like this stream that flows in our backyard.

How can we use this index in business and investing?

I am not sure how accurate this index is or how important it will be.  Accuracy is not all that important though because, if nothing else, this index is a thought process put together by intelligent people that can help us see and think outside the box… something we always need to do.

We must always ask, what comes next?  This index might help us answer this question by adding one more small light that reflects of what might be in the days ahead.  Now we can see better how a country is doing now plus how the cost of the current success may affect the future.

Thinking outside the box is almost always a criteria for long term success. For those who believe this, NEF’s Happiness Index will help make them happy!

Ecuador is 25th on the index.  See the top 25 countries on the index and more about Ecuador’s Index here

Gary

Join us July 24-26 in the cool Blue Ridge during the hot summer and save $299.

We hope you’ll share our beautiful lifestyle in the cool Blue Ridge with us this summer. July 24-26 IBEZ North Carolina

Enjoy the farm and our pools.

internet-business-idea The Cabin pool.

Enroll in our July 24-26 seminar and I will enroll you in our course Tangled Webs – How to Have an Internet Business free. You save $299.

Merri and I love our life in the Blue Ridge… the rushing streams and..

investing-course

cool, green forest.

We invite delegates to the farm for lunch and we’ll take a walk through the woods with delegates who would like to…

investing-course

enjoy nature and the views.

We’ll have a wine tasting of Blue Ridge organic wines. Here are delegates at the tasting last year.

investing-course

I have just sent our multi currency email course subscribers a report on coffee related shares that now have a strong upward trend.

Enroll in our July 24-26 seminar and I will enroll you in our course Tangled Webs – How to Have an Internet Business free. You save $299.

July 24-26 IBEZ North Carolina

Read the NEF  report at www.neweconomics.org/gen/m1_i1_aboutushome.aspx

Wild Health & Profit


Two huge problems we face whether we live in Ecuador, the US, Canada or anywhere are rising costs and a deterioration of global health and health care.

Here is a tip that can improve your health and wealth at the same time.

See how water is proven to improve health and how one person used it to enhance his wealth.

internet-business-idea

Wild Pooling?  Good for your health?

Our last message Ecuador Dental Exercise looked at ancient health wisdom suggesting that taking a cold shower or dip in a pool can improve your health.

This thought goes beyond shamanism.

In the Eighties, NASA research confirmed that regular cold water swimming leads to a series of bodily changes called “cold adaptation”, which lowers blood pressure and cholesterol and increases fertility and libido in men and women.

See in the excerpt below from our course Tangled Web – How to Have an Internet Business how one businessman turned his passion for water and disaster into profit.

The Tangled Web course helps earn added income, as you improve your lifestyle, wherever you live because the mantra in our business courses is “Turn Your Passion into Profit.”  Do what you love and figure out how to earn from the process.

We have been stressing this idea since well before we started our internet publishing in the 1990s.

Our son Jake, just finished law school in Britain.  His break before jumping into his new profession has been to join us to work here on the farm. When he arrived he brought the idea of wild swimming… a perfect example of how to turn a passion into profit… using the internet.

Jake told me the story of Wild Swimming as he tested the idea of Wild Pooling… soaking in the creek pools here at the farm.

internet-business-idea

The rock pool.

The story he shared was about Daniel Start, an Englishman who led a conservation expedition into New Guinea in 1995.   While in the jungle the entire scientific team were taken hostage by Irian Jaya separatists.

Start and his team were held for over four months and during the military operation that freed them, they saw two of their team hacked to death in front of them by the rebels.  While being held hostage for months they were forced to scavenge for food and live like the native people, their lives constantly at risk.

During this time, Start became a devotee of outdoor swimming as his kidnappers were a riverine tribe.

Upon returning to England he held a passion for swimming and began crossing the country looking for great places to swim.  From this passion grew a book, “Wild Swimming” a  guide arranging 150 swimming sites by region, with a helpful ‘at a glance’ section that groups the swims by themes such as child-friendliness, literary associations and proximity to a cycle route or good pub.

internet-business-idea

The bridge pool.

The book has created quite a movement and a web site (a link is below).

A Telegraph article entitled Wild Swimming: A Splashing Time, Naturally

Spring is here and soon it will be warm enough to go to Port Meadow, a huge grassy swathe along a meandering stretch of the Thames in Oxford where we live for a picnic, a paddle and maybe a swim.

It was here, during a late summer swim last year, that I met Daniel Start. He was taking pictures for his book, Wild Swimming, to be launched at the end of the month by Punk Publishing (the imprint responsible for the popular Cool Camping guides). Start was inspired to write about England’s best swimming spots during the baking summer of 2006.

“I was working in an office in London, dreaming about the rivers of my childhood in Herefordshire,” he says. “I was desperate to go swimming on my days off but couldn’t find any information about where to go. So I decided to write about the lost swimming holes of England, where generations of children learnt to swim before public baths existed.”

internet-business-idea The lower falls pool.

There you have it.  A problem… a passion and a profit.

When you create a business in this way it often does more than just make a few dollars.   Start’s books (he has now also written “Wild Swimming on the Coast”) encourage enviromentalism, healthiness for adults and children plus togetherness of family and a return to nature which is needed all over the world.

internet-business-idea

The upper falls pool.

Hopefully you will never need to be kidnapped to have a passion… yet know this: There is some desire within you. If you turn it into an internet business, it may do swimmingly well!

Gary

Join us July 24-26 in the cool Blue Ridge during the hot summer and save $299.

We hope you’ll share our beautiful lifestyle in the cool Blue Ridge with us this summer. July 24-26 IBEZ North Carolina

Enjoy the farm and our pools.

internet-business-idea The Cabin pool.

Enroll in our July 24-26 seminar and I will enroll you in our course Tangled Webs – How to Have an Internet Business free. You save $299.

Merri and I love our life in the Blue Ridge… the rushing streams and..

investing-course

cool, green forest.

We invite delegates to the farm for lunch and we’ll take a walk through the woods with delegates who would like to…

investing-course

enjoy nature and the views.

We’ll have a wine tasting of Blue Ridge organic wines. Here are delegates at the tasting last year.

investing-course

I have just sent our multi currency email course subscribers a report on coffee related shares that now have a strong upward trend.

Enroll in our July 24-26 seminar and I will enroll you in our course Tangled Webs – How to Have an Internet Business free. You save $299.

July 24-26 IBEZ North Carolina

The Wild Swimming site is at http://www.wildswimming.co.uk/

Read Wild swimming: A Splashing Time, Naturally
http://www.telegraph.co.uk/health/dietandfitness/3354127/Wild-swimming-a-splashing-time-naturally.html

Ecuador Dental & Health Exercise


An Ecuador dental exercise can help you reduce your visits to the dentist plus improve  your health.

Almost anyone can use this and the other exercises below, with little time and no cost, below to enhance their health.

This is important because the existing health care system in the US is creating enormous stress and financial concern.

A recent article “Baby Boomers Struggle”in Baby Boomer Magazine pointed this out in this excerpt:

Paying for medical care has long been a struggle for many Baby Boomers as budgets tighten because of the economic crunch.  Even more obvious, Baby Boomers are skimping on needed treatment.

Nearly half of American Baby Boomers now report that someone in their family has cut back on their medical care or prescribed medications—postponing checkups, recommended tests and procedures; cutting pills or skipping doses of required medications; or not filling new prescriptions, according to a Kaiser Family Foundation poll conducted in October. That’s up from 42 percent of those surveyed six months earlier.

One in three Baby Boomers are having trouble paying medical bills, and one in five reports medical debt of at least $1,000.

“Even in 2007, before the economy really took a downspin, we saw that one in five people was having problems paying medical bills—up from one in seven in 2003,” says Alwyn Cassil, director of public affairs for the Center for Studying Health System Change, a nonpartisan health policy research organization in Washington. “But what we didn’t see last year were these rising rates in unemployment and the problems on Wall Street. The economy may not have been great then, but it wasn’t as bad as it is now.”

Before the fall economic fallout, at least 79 million Americans – including some 7 million Baby Boomers and older – were already struggling with health care bills. Now, more are doing what they can to avoid joining those ranks, even when it means their health and comfort suffer.

In a recent national survey conducted by AARP, one in five respondents blamed health problems on financial stress. About the same percentage said they had delayed seeing a doctor or other medical professional; many reported cutting back on drugs and necessary health care. Roughly one in five respondents also reported seeking outside assistance through drug companies, pharmacies and other programs to reduce their health costs.

Since the recent financial crisis made news, the American Psychological Association reports a 12 percent increase over last spring in people saying the economy is a significant source of stress; those hardest hit are women middle-aged and older.

The entire article shows how to reduce health costs (a link is at the end of this message) but misses ideas on natural… no cost health ideas like the Ecuador dental exercise below.

Actually these exercises are universal.  When Merri and I travel we watch for hints… ancient secrets that can improve our lifestyle.    Usually we find that the knowledge we learn in one country is connected in others.

Knowing how to simply maintain our good health and energy is really important during this economic downturn.

Recessions and depressions are the breeding ground for the next group of extreme rich.   Those who succeed need more than money.

They need good health and a great deal of energy and vitality.  These are the most important assets of all.

Plus the inflation that will come from all the government spending will make the medical systems even more expensive and less accessible.

Merri and I have enormous energy vitality and enthusiasm, running the farm, our publishing business and looking for what’s next.  Even though we collect Social Security, we feel as if we are just getting started.  Despite our heavy work load and travel schedule we seem to be getting younger.

One reason for this are some exercises we learned in Ecuador.

The first exercise is simply to have a cold shower in the morning.

In the early 1970s, Dr. Alexander Leaf was commissioned by National Geographic to study, and write an article about the world’s healthiest and most long-living people.

When Dr. Leaf began his study and his travels, three regions of the world were famous for the longevity of their inhabitants: the valley of Vilcabamba in Ecuador, the Hunza region of Pakistan, and certain portions of the Caucasus mountains in what was then the Soviet Union.

He traveled to these remote areas met, photographed, examined, and appraised these old and healthy people. Dr. Leaf listened to their hearts, took their blood pressure, and studied their diets and lifestyles. He watched them dance and saw them bathe in ice-cold mountain streams. He spoke with them about their daily lives, their hopes, their fears, their life histories. His goal was to separate fact from fallacy and determine the truth about longevity.

One of the Caucasus mountain centurions that Leaf interviewed made the comment. “If I have the strength to get in the creek, it is not my day to die”!

When Merri and I lived in the mountains with an Ecuador yatchak (one who knows), he taught us many exercises for vitality health and longevity.

Having read the National Geographic article, I was not surprised to see that one exercise each day was to, after exercise, bath in ice cold water… and then air dry.

The cold water after exercise rushes oxygen enriched blood to the organs. The hydrogen water molecules in the evaporation process binds with free radicals and helps purify the body via the skin.

In the Eighties, NASA research confirmed that regular cold water swimming leads to a series of bodily changes called “cold adaptation”, which lowers blood pressure and cholesterol and increases fertility and libido in men and women.

When Merri and I lived in our first house on the farm, we were next to Little Horse Creek… so each day I jumped in this chilled mountain stream… even in winter.

Here I am with our son Jake… one Christmas celebration amidst the ice and snow.

ecuador-dental-exercise

Once we moved to our new house on the farm, we were away from the creek so for efficiency sake, I  installed a spring fed pond in our back yard… continually filled with the same 59 degree temperature water… so I can jump in after my morning exercises. ecuador-dental-exercise

Brrr!

So what exercise to do before that cold shower?

The yatchaks taught us many exercises for longevity.  One often visited markets and one day he bought me a wooden carving of an indigenous ancient in a position of what could be considered exercise and or prayer.  Much of the ancient knowledge has been passed on orally and via coded painted wood and also preserved in Khipus (strings that passed through a knotty alphanumeric system).

After learning this Andean exercise I began seeing how ancients all over the world knew about this.

After receiving the figurine, sometime later I was inducted into an ancient order, the Knights Hospitaler, which has roots dating back a thousand years. Early on as knowledge of symbols was shared with me by the Grand Prior, I spotted something that even he did not know.

He introduced me to one of the grand symbols of the Order.   I did not say a word but saw that the thousand year old symbol of the Knights Hospitaler and my wooden Incan figurine showed the same exercise.

Lessons From Continents Apart

I do this exercise each morning beginning with a stretch to the sun.

ecuador-dental-exercise

Then squat down until your knee touches your opposite heel.

ecuador-dental-exercise

Bring your hands down to absorb the earth energy but do not touch the ground.

ecuador-dental-exercise

Then raise your hand to absorb the sun energy before standing back into the sun position.

ecuador-dental-exercise

This first of all increases your odds for longevity because it improves your balance.

Balance is like a muscle. If you don’t use it,  you lose it.

The two main causes of death in people over 40 years of age (after auto accidents) are falls and accidental overdoses from legal and illegal drugs.

An excerpt from a msnbc.msn.com article about accidental death says:

Alan McMillan, CEO of the National Safety Council says deaths from workplace accidents and car crashes have been fairly stable.

Older motorcycle operators also add to the death toll, McMillan said. Thirty-five percent of motorcycle deaths in 2005 were among bikers age 45 and older. A decade earlier, 15 percent of biker deaths were among the older age group. Motorcycle deaths in 2005 totaled 4,232, more than double the number in 1995.

Tips to prevent injuries from falling

Here are some tips from the American Academy of Orthopaedic Surgeons and the National Athletic Trainers’ Association to help prevent injuries from falls.

Keep muscles and bones strong, by following an exercise regimen:

— Strength training with weight bearing and resistive exercise works for all age groups.

— Practice exercises designed to help improve balance.

— Exercise at least three days a week to improve strength, flexibility and balance.
— Choose low-impact exercises, such as yoga, tai chi and Pilates to avoid stress on joints.

— Stretch daily to improve flexibility and mobility.

The rate of deaths from falls for people 65 and older rose 31 percent from 1999 to 2003, the council reported, which means that deaths from falls are increasing faster than the older population is increasing. A death within one year after a fall can be attributed to the fall.

“We tend to see our home as our safe haven. The data tell us it’s not,” McMillan said, adding that families can take steps to protect the elderly from falls by removing hazards and installing stair rails and grab bars.

Accidental poisoning deaths, mostly caused by medication or illegal drug overdoses, increased from 17,550 in 2002 to 19,457 in 2003. The rate climbed from 6.4 to 6.7 deaths per 100,000 people.

In other words the first way to increase longevity is to exercise for flexibility and balance, avoid drugs and medicine and sell your Harley! Then to improve the quality of heath and reduce the odds of illness, improve your nutrition.

Good nutrtion begins with your food choices and your mouth.

This is where the Ecuador dental exercise helps.   These exercise exercises and strengthens the teeth and much more.  They are incredibly simple and easy to do.   They stimulate the teeth and gums, plus help promote digestion.

First,  run your tongue around your teeth like a toothbrush. This stimulates saliva.

Increased saliva helps digestion.  Saliva also triggers production of a hormone that helps prevent tooth decay. Third saliva kills germs in the mouth.

Finally this exercise strengthens the heart because the tongue is connected to the heart.

Second, collect the saliva in the mouth and churn it around like a mouth wash.

Third, click the teeth easily together three dozen times.  This stimulates and awakens the gums and teeth.

Good health is one of the most mportant assets we can have and is increasingly harder to attain in the West as health care grows in expense. We can use ancient wisdom to overcome and eliminate health problems like the Ecuador dental and other exercises above.

Gary

Join us July 24-26 in the cool Blue Ridge during the hot summer and save $175.

We hope you’ll share our beautiful lifestyle in the cool Blue Ridge with us this summer. July 24-26 IBEZ North Carolina

I have just sent our multi currency email course subscribers a report on coffee related shares that now have a strong upward trend.

Enroll in our July 24-26 seminar and I will enroll you in our multi currency course and send this coffee investing report free. You save $175.

Merri and I love our life in the Blue Ridge… the rushing streams and..

investing-course

cool, green forest.

We invite delegates to the farm for lunch and we’ll take a walk through the woods with delegates who would like to…

investing-course

enjoy nature and the views.

We’ll have a wine tasting of Blue Ridge organic wines. Here are delegates at the tasting last year.

investing-course

I have just sent our multi currency email course subscribers a report on coffee related shares that now have a strong upward trend.

Enroll in our July 24-26 seminar and I will enroll you in our multi currency course and send this coffee investing report free. You save $175. July 24-26 IBEZ North Carolina

Read the msnbc.msn.com article about accidental death at

http://www.msnbc.msn.com/id/19080118/

Read the article Baby Boomers Struggle at

www.babyboomer-magazine.com/news/127/ARTICLE/1407/2009-03-20.html

Ecuador Cotacachi Inti Raymi


Inti Raymi is a special festival carried out in this plaza, the center of Cotacachi, Ecuador… just a block from our hotel Meson de las Flores.

ecuador-inti-raymi

Here is our Cotacachi hotel.

ecuador-inti-raymi

Here is Cotacachi’s main plaza.

Ecuador’s indigenous population are gentle, sweet, friendly and kind people who are industrious and trustworthy.   However, in Cotacachi for one day of the year, during the second weekend of the Inti Raymi festivities there is an aggressive event that leads to fights and sometimes even death.

Legens dictate that two indigenous communities near Cotacachi, one from La Calera and one from Quiroga have bad blood has existed since Incan times.

The story is that Quiroga had a sacred bull that was stolen by the people of La Calera. They not onlymanaged to steal the bull but killed and ate it!

This is the pretext for what should be ritualistic fights that take place in Cotacachi plaza once a year during the Into Raymi festival.

However part of the legend is that blood must be spilled durng the fight to acquiesce the Gods – otherwise the following year’s harvest will not be good.

The men often wear cowboy chaps made from leather and finished with goat’s hair. The more goat’s hair the better – to lessen the blow as one is kicked by your neighbors – just this one day of the year!”

Here is a shot of the goat hair chaps.

Some years the battle gets carried away and someone dies.

I have read many criticisms about Ecuador’s indigenous people over this…. “so barbaric… so  unsafe!”   “These people should be civilized as we are in the West bicycle helmets, seat belts and all”… I hear.

I shrug this off as I lived for many years in other “civilized” nations… like England in Gloucestershire… where the locals have celebrations based on ancient tradition as well.

Our son Jake just sent this report earlier this week:

Dad,

Me and my mate Fergus went to the cheeserolling today, Here’s a good clip.

I did a quick check on the stats for the day and the result was:

‘This year’s injury toll of 18 was described as “low” by St John Ambulance, and ten of the wounded were not competitors but spectators.

Three cheese-chasers were taken to hospital for treatment – two with suspected spinal injuries and one with a dislocated shoulder. The rest had cuts and bruises.

Six people fainted just watching the event and four other spectators have minor injuries. One of those had fallen out of a tree and was taken slowly down the 100ft slope on a spinal board.’

See the cheeserolling event on BBC here.

Cheers  Jake

A bit of danger and daring might be a good part of the human trial.

I wonder what the real cost of safety and risk elimination might be?

I suspect that the expense is more than the benefit. This is one of the qualities I really enjoy in Ecuador… a little less sanitation… a little more freedom to live as I wish, as a fully informed adult…without so many worries of law suits, rules and regulations.

Gary

Join us at an upcoming Ecuador or North Carolina conference or tour.

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Global Investing and Ecuador


My global investing and business began 41 years ago May 2, 1968 and eventually led me to Ecuador.

My background as son of a zoo keeper did not leave me prepared.

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Here is a newspaper clipping of my sister Sandra and me feeding a baby lion we kept at home… one of many lions and tigers we raised.

Let me share 41 years of multi currency investing and a couple of important facts I learned that may help you… including what’s happening with the swine flu in Ecuador.

I arrived in Hong Kong in the night, the tropical air so soft it was a velvet mist.   Thick evening scents in the fragrant harbor and mellow insects purrings in rhythm with the cacophony of the great city!  What a an exotic adventure.

Kai Tak was Hong Kong’s airport then and being American born and bred, I knew nothing about investing aboard.

That was my first airplane trip, first time out of Oregon. Portland to Vancouver, Tokyo to Hong Kong.  I melted in my heavy woolen blazer, was weary and afraid but excited too. An incredible global investing journey had begun… and continues to this day.

Here I was, 21 years old.

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Here is the first stamp in that first passport. That stamp you might say was my first international investment.

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That first stamp makes a point by the way about how to enter and initially work or invest in a country.  That first stamp was issued May 2, 1968 and allowed me to stay in Hong Kong until June 2, 1968.

I worked in Hong Kong for quite some time on tourist stamps… coming in for a month at a time.   I was developing sales teams in Japan, Korea, Taiwan, Thailand, Indonesia, Indonesia, Singapore and the Philippines at the same time so a month was plenty of time before I exited.

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Here is one of my first sales teams… this one in Hong Kong led by John So Kwok Kee (far left – you can guess which one I am).

I built teams from the north in Japan down through Thailand.  One of the salesmen we worked with in Thailand, Brian Tracy, returned later to Canada and has had great success in the sales education field.

Starting a business, investigation or residence with a tourist visa is a pretty good idea. This is usually the easiest, most efficient, practical way to begin so you can be sure what you are doing and how you’ll develop a more permanent stay if you want one.  In many cases… such as mine… a permanent tourist system is simply the easiest and best.

I began my business in Hong Kong this way and for years I also lived and worked in England on tourist stamps before obtaining my permanent residence there.

A reader recently sent me this note about Ecuador tourist visas.

“Gary, When I was staying at the Hotel, someone mentioned that you do not
have a residential visa for Ecuador.  Is this correct?  How do you
spend as much time in the country as you do?”

Here is my rely:

“I spend less than 6 months a year in Ecuador.

“We have heard from others who come stay for 90 days, leave for just a day or two (especially just over the border in Peru or Colombia)  and come right back that there are difficulties.

“Our experience is that every time we come to Ecuador we are given a 90
day visa.  However we do not stress this system. For example we may stay 70 days and then be away for weeks or even a month or so.  Then return for 20 days or so.. then leave for another month etc.   The immigration officers look carefully at the total number of days by the end of the year and to help them, I keep a list of each day we have arrived and departed and the page number in our passport… so they can efficiently see we have not been in more than 180 days the maximum allowed on a T-3 tourist visa).

Be careful not to overstay. One reader reported that having done so he was denied entrance upon his return and were not allowed to return to Ecuador for one year.

We have a full report on Ecuador visas and an immigration attorney who helps our Ecuador Living subscribers.

I am also preparing a report for Ecuador Living subscribers to answer this question from a reader yesterday.

“Hi Gary, Wonderful timing, we had tickets to fly from Guadalajara to Quito yesterday, but were stymied by the fact that Ecuador (and Peru) are refusing passengers from Mexico.  We understand Ecuador’s borders  will be closed for a month to non-residents flying in from Mexico.

We had thought about flying back to the States and then flying to Ecuador, but an electronic scan of our passports would show we’d been in Mexico and we’re not sure what would happen.  Any insights?   Thanks!

You can obtain these reports and answers as an Ecuador Living subscriber. Learn how to subscribe to Ecuador Living here.

Back to Hong Kong.  I began there selling US mutual funds.

When arriving there 41 years ago there is no way I could have known how exciting the next decades would be, how much information, facts, figures, ideas and insights on how to invest globally would be gained. Had I known the mistakes to be made I would probably have run!

Then I moved east again to England and Europe… trying many things.

Thankfully all the trials, tortures and errors were mitigated by much fun and an earnest endeavor to live right and learn.

ecuador-global-investing

Here is a newspaper clipping of me  with a business partner in my London office on Artillery Row selling square inches of Graceland… not really a very good idea.

Later I imported Rolls Royces and Bentleys from England to the US… a better idea.

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One goal at this site is to share basics of global investing and living an international life learned over these 41 years. Global investing has changed so much during this time and is changing even faster now.  I am continually forced to rearrange my thinking strategy and tactics at a faster pace.

We offered health courses at our North Carolina farm. Here I am with our son, Jake, with one tactic we taught… a morning dip in a cold creek after exercise… yes that is snow on the banks and no… this not surprisingly did not sell very well either.

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Our food as medicine courses taught by Merri in her teaching kitchen at the farm had better attendance!

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For almost 15 years now we have been conducting courses in Ecuador. Here I am this year in the meeting room at the Cotacachi museum next to Meson de las Flores on an Ecuador export tour.

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This continual evolution has helped Merri and me, our readers and our income continually grow… through good times and bad.

Yesterday April 2009 for example ended with anoter record month for our internet sales.  Our 2009 sales (April month on month) were up 48.01% over April 2008, which in turn were up 24.04% over April 2007 sales.

Our sales in the first four months of 2009 were up 81.75% over Jan through April 2008 which was up 26.20% over 2007.  Learn how to develop an internet business that can grow like this here.

The reason we have survived and progressed amidst this never ending update is that the little stuff shifts and evolves, but the fundamentals remain immutable.

Investing globally is not a panacea, but expanded horizons are. Life is a trip and we have an entire globe to enjoy the ride.

Two years ago on May 2, 2007, I wrote:

History suggests that this is a time when chances are increased for panic and sudden drops in investment markets. Investors who have proven themselves nervous short term thinkers are highly leveraged, in thin, over purchased markets that are easily sinkable boats treading the dangerous waters of May though October when tradition says the currents will most likely be treacherous and surrounded with lots of storms.

Now, that this risk has proven true, history also suggests that we have a once in a life time opportunity.

The way to cash in on this incredible opportunity is the same way I suggested avoiding the collapse two years ago. I wrote then: “One way to get good international investments is to take a long term, expansive international view.”

My first trip abroad 41 years ago was significant because 1968 was the beginning of a new era for world stock markets. When I arrived in Hong Kong the world of investing was dominated by Wall Street. That was about to end. 1968 was the year when the Hong Kong Stock Market began to explode upwards along with Tokyo’s market. What a ride!

The Heng Seng Index was then 100 and rose to 18,000. Anyone who steadily committed money to this market then made a fortune.

I can sum up my investment basic investing and advice in seven sentences.

#1: 1970s. Invest in real estate, gold, silver Japan, Germany, Switzerland and Hong Kong.

#2: 1980s. Invest in real estate, the Tigers, Japan, Taiwan, Singapore Malaysia and South Korea as well.

#3: 1990s. Invest in real estate South America (which led me to Ecuador).

#4: 2000s. Invest real estate, China, India and emerging markets including Ecuador real estate.

#5: Always have an expansive view.

#6: Use stop losses during peaks.

#7: Have an international investment view. Never overextend. Don’t trade too much, just hang on.

This philosophy has reaped millions for Merri and me. Had we been more expansive, we would have an extra $20 million or so.  However our conservative approach to business and investing also protected us during the recent melt down of 2007 and 2008.

This may be time to begin taking advantage of the recovery. Panic is subsiding but values are still high. The huge excesses of the US and other government’s will at some stage begin to seriously erode the purchasing power of currencies.

I remain highly diversified from a currency point of view.  Here is my current currency breakdown in my liquid portfolio that represents 43% of my total portfolio.

An excerpt from a recent Multicurrencyinvesting.com lesson explains why when I wrote about the currency distribution of investments:

Here is my currency distribution:

Danish kroner    24%
Euro                     24%
British Pound      8%
US Dollar            12%
Canadian Dollar 3%
Norway kroner   4%
NZ Dollar             3%
Sweden kroner    7%
Brazil real             3%
Hungary Forint   6%
Turkey Try            6%

With more than a third of my liquid position in Danish, Swedish and Norwegian kroner, my Scandinavian  position is seriously over weighted in terms of global market size.

One reason is because these are such small countries located on the sea.  This means that their histories are composed of  travel and trade.

A nation’s heritage reflects in the value of its currency strength. This fact helped me answer this question from a reader.

“Gary, Will  future strength in DKK be bad for equities denominated in that currency?”

Here is my reply.

Most of the Danish companies you would buy are global companies.

Because Denmark is such a small market any large Danish company is doing most of its business out of Denmark  so a lot of their success depends on the type of business business and where the company actually manufactures and sells its products.

Plus look at the margins built into the product.

One benefit in Scandinavia is their very highly educated population. A recent Time magazine article shows that Finland (not Scandinavian but Baltic and Finland’s currency is the euro – otherwise I would have Finmark in my portfolio as well) ranked number one for educational performance of 15 year olds in math. Denmark was number 10, Sweden number 15 and Norway number 23… all ahead of the US (number 25).

Finland was number one for reading performance of 15 years olds as well.  Sweden number seven, Norway number 10 and Denmark number 16. The US was number 15.

This means that the products produced in these nations will tend to be high value.

For example, Novo Norsk makes insulin.  I suspect that the margins are substantially high.

Ditto for novozymes that makes enztymes for environmental purification.  These are firms where there is likely to be a great deal of value added into their product.

Vestas, makes wind turbines. and may be more affected by a strong kroner if they do a lot of manufacturing in Denmark but are having and sales in the US and especially if their competitors manufacture in the US or other countries where the currency is weak.

I am updating the value of major and emerging markets now at multicurrencyinvesting.com and will be revaluing our green and Danish portfolios in upcoming lessons.  You can subscribe to our Multi Currency Portfolios Course here.

I have increased my Ecuador real estate to 22% of my total property.  The balance is in US property and I am looking to add more US property now in Florida and or Savannah.

If you have real estate in central Florida or Savannah that you would like to swap for real estate in Ecuador… let me know.

I have held a high cash position for over a year but now agree with Warren Buffet who recently wrote about business and opportunity:

Clinging to cash equivalents or long-term government bonds at present yields is almost certainly a terrible policy if continued for long. Holders of these instruments, of course, have felt increasingly comfortable – in fact, almost smug – in following this policy as financial turmoil has mounted. They regard their judgment confirmed when they hear commentators proclaim “cash is king,” even though that wonderful cash is earning close to nothing and will surely find its purchasing power eroded over time.

Now is the time to convert cash into investments that will appreciate with the loss of cash’s loss of purchasing power… stocks… commodities… real estate or your own business.

This leaves all of us with a lot to do after 41 years of a global life.

I feel healthier and more energetic then 41 years ago.   Maybe I am not wiser… but I am more experienced and seem in a better position then when I took that first trip.

Merri and I look forward to the next 41 years… and we look forward to sharing them with you!

Gary

This is the schedule of Gary our 2009 Ecuador information tours, courses and seminars.

May 16-17 Ecuador Coastal Tour

May 20-21 Imbabura Real Estate Tour

May 22-24. Ecuador Amazon Herbal Tour

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.


Ecuador Travel Tips


Here are three Ecuador travel tips.

Lan airlines just announced special low cost round trip, Miami-Quito winter 2009 fares, as low as $496…including tax.

American Airlines immediately dropped their fare to match this.

Ecuador travel tip #1 is watch for this fare war to continue. On December 7th 2008, Aerogal starts a new Miami-Guayaquil service.  Previously when a new flight was added by Aerogal, American Airlines really slashed fares.  Keep your eyes peeled for some super Ecuador air fare deals.

Ecuador travel tip #2 is to drink Canella (cinnamon) panella (unrefined cane sugar) tea when in Quito and at other high Andean altitudes. This is a shamanic tip we share with all our visitors who visit us.  This tea helps combat altitude problems.

Ecuador travel tip #3 on another way to fight high altitudes comes from Candace Newman. Merri and I have traveled in Ecuador with Candace and shamans. She always traveled with Frankincense and even taught the shamans a few lessons about ways to use essential oils during Ecuador travel.

Normally Candace shares a story about Ecuador and essential oils in the later part of the month.  I asked her to contribute early this month.  We always give our children essential oils at Christmas so I wanted readers you who feel the same way to have a chance to order essential oils as Christmas gifts.

Here we are with Candace at our North Carolina farm where we brought an Ecuador shaman, Indian pundit and Native North American healer together for a purification ceremony.

Ecuador-shaman

One other reason for this message is that many of you are traveling to Ecuador for or after the holidays.  Some will find the toilets in Ecuador below standards they are used to.  Part of Candace’s note below is worth reading when she writes:

When traveling from town to town in Ecuador and Peru, using the “bathrooms” along the way are always part of the adventure. One of my favorite things to do was to put a drop of Frankincense in my palm and rub my hands together as a wash. Then cup my nose and breathe deeply.

Essential oils are anti fungal…anti bacterial…and anti viral so this makes great sanitary sense.

Here I am with our son Jake practicing an Andean purification rite…yes the white stuff is snow…though there are easier ways.

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Here Merri and I hike in the winter sun into a sacred valley near Cotacachi.

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For a purification ceremony here.

Ecuador-shamans

We’ll have ceremonies in this valley on our Beyond Logic Course February 9-10-11, 2009

and our Ecuador Shamanic Mingo June 13-14-15 2009

Merri and I finish a purification ceremony with this yatchak in Latacunga.

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Here is one of our groups at a shamanic ceremony at Inkapirka outside of Cuenca.

Ecuador-shaman

Read how Frankincense can also help with the high altitudes you’ll encounter in the Andes in Candace’s entire message below.

Traveling with Frankincense

by Candace Newman

Frankincense (Boswellia carteri) is known as one of the most important religious and spiritual oils and aromatic incenses in history. It also has historical medicinal value. Franc is from the medieval French meaning pure and fine. Incensium is Latin for to smoke.  Some of the medicinal uses include skin care and repair, respiratory, rheumatism, digestive and nervous issues. In Aromatherapy it is noted for skin care, relaxation, exhaustion and nervous tension. It is a small tree native to the Middle East, North Africa, and South Arabia. The oleo gum resin is collected by making incisions in the bark. The liquid solidifies into orange-brown resin. The resin is collected and steam distilled to produce the essential oil. In many countries, it is an inherited right to farm the trees. Few plants have such a rich history with deep meaning through centuries and civilizations.

The main reason I travel with Frankincense is because its role of protection and strength really resonate with my soul … to the point of feeling like every trip is a pilgrimage. We come home a little different than when we left…. since there is always at least one gem of wisdom to acquire and apply to our life. Historically, it was known and used to protect from disease, and guard the spirit. When I’m tired and feeling weak….I feel the strength is has for me.

Madame Micheline Arcier of London, my most prized teacher of essential oils (who passed away in 2006 on the day we closed our shop in Naples, Florida to move to Colorado) told me she always traveled with Frankincense.

When traveling from town to town in Ecuador and Peru, using the “bathrooms” along the way are always part of the adventure. One of my favorite things to do was to put a drop of Frankincense in my palm and rub my hands together as a wash. Then cup my nose and breathe deeply.

In the hotel after the train ride from Cusco to the high mountain town below Machu Picchu in Peru, I put a drop of Frankincense on the four corners of my bed. This felt like good protection and strength for the high altitude and the climb. It was also an act of gratitude for the whole process.

In several places on these trips, I put 1-2 drops on a cotton ball for my night stand as a personal diffuser.

My husband, John, and I spent a year in Saudi Arabia, and the ancient sense and scents of Frankincense was very evident there. The knowledge that is was precious cargo carried along the secret trade routes, and its connection to the sacred gifts of “Frankincense, Myrrh, and Gold” was quite mystical. It feels good to travel with Frankincense as one of your companions.

Four Simple Ways to Honor and Enhance your Traveling Adventures with Frankincense:

# 1.  To create a sanctuary-environment in your room, put several drops of pure essential oil in a room diffuser, or put 1-2 drops on a cotton ball for the corner of your bed.

#2.    During a quiet time of reflection, put 1-2 drops of oil in the palm of your hand. Rub your hands together, cup your nose, close your eyes and breathe deeply. This is excellent to do before a session of Yoga, Tai Chi, or prayer. If you are outside, add a drop to the sacred ground you are standing on and give thanks.

#3.    If you want to rub some on your temples or heart…make a Palm Blend by putting a little base oil (like olive oil, jojoba, or the local indigenous oil) in the palm of your hand and add 1-2 drops of this soulful essential oil.

#4.    You can make a mist with this if you add 2 drops to an ounce of purified water and shake well. Mist your space, pillow, bed, or head and face when needed.

If you don’t have Lavender with you, you can use pure Frankincense to dab on a cut. If you don’t have Eucalyptus with you for respiratory issues, use Frankincense. It is also a good choice to use in a room diffuser.

In the spiritual arena, Frankincense is known to deepen the breath, promote a peaceful balanced state, and help us slow down, as well as assisting the body in prayer and meditation. It’s known to heal the physical body from disease and wounds. One of the reasons to use Frankincense is for strength and protection and setting the spirit free.

You may purchase a bottle of Frankincense pure essential oil (Boswellia carteri from Somalia) at this link to Candace’s website.

Ecuador-frankincense

Order Frankincense 10ml here $43.45

Here I am at a shamanic ceremony in the Amazon.

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Here we are with Dr. Jay Glaser and Dr. Joe Spano at a shamanic ceremony at the Rumicucho Inca pyramids outside Quito.

Ecuador-shaman

Until next message, may all your travels be good!

Gary

Join us in Ecuador this winter.

Jan. 16-21 Ecuador Spanish Course

Jan. 22-23 Imbabura Real Estate Tour

Jan. 24-27 Coastal Real Estate Tour

Feb. 9-11 Beyond Logic-Shamanic Mingo

Feb. 13-15 International Business & Investing Made EZ

Feb. 16-17 Imbabura Real Estate Tour

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Export Expedition

March 16-19 Coastal Real Estate Tour

Better still join us all year in Ecuador! See our entire schedule of 26 courses, tours, mingos and expeditions we’ll conduct in 2009.

The course fee includes meeting at Quito airport (day before the course)…transportation (by group bus) to Cotacachi and back to Quito. Course fee does not include air are. accommodations, food or individual transportation.

Multi Currency Portfolios Now


Multi Currency Investment Portfolio 2008 reviews show a huge global  equity  collapse.

A year has passed since equity markets world wide began their fall.

What’s next?  Which currencies and which markets make sense now…if any?

Getting answers to questions like this are why we have regular economic courses here and at our farm.

Here are delegates at an earlier International Business and Investing Made EZ course enjoying an economic discussion on our front porch.

These courses update global economics so investors and business people can prepare for the year ahead.  Last autumn’s course predicted the current downturn and introduced portfolios we would track in 2008.

Last autumn we first reviewed with delegates the portfolios we had created and studied in 2007. They had all risen.

Swiss Samba +53.32%

Emerging Market +122.62%

Dollar Short +48.19%

Dollar Neutral +38.67%

Green 266.30%

What a year. There were some great lessons learned including how ups and downs are magnified by leverage. I pointed out how the Green Portfolio had seen a 100% plus drop in the middle of the year before recovering.

I warned investors not to expect this all the time and worried that they were gaining false expectations because we had enjoyed two years of enormous growth. I pointed out that periods of high growth are normally followed by periods of low growth.

We reviewed how leveraged investments rise and fall faster than investments without leverage. We looked at an Oct 26, 2007 warning (see Leveraged Investments Gone)…just before markets started to head south. Here is what that warning said:

“I have had only about 10% of my portfolio leveraged. Compare this to 200% for the Green Portfolio (which is up 265% this year). Now I have none.
My biggest risks are in my own business. So a lot of my portfolio investments are basically in a multi currency portfolio of bonds…mostly in pounds, Swedish and Danish kroner. Previously interest rates on Swiss franc and Czech koruna loans were lower than what these bonds paid. Now interest rates have risen so it makes no sense for me to leverage the loans.
The equities I hold are mainly in Europe and I do not leverage equities…especially after markets have risen so much. Periods of high returns are normally followed by periods of low returns. These facts, plus my belief that numerous economic woes are rising and my recollection of Oct 1987 leave me wanting to reduce risk in my equity p”ortfolio. So now I have eliminated all my leverage.

I reminded investors that we had two panics, one in 2006 and one in 2007. These sudden runs on equities were masked by phenomenal prior upwards performance but should not be ignored. All the reversals did in 2006 and 2007 was slightly diminish, for a short time, really great performance. At best the crashes of 2006 ad 2007 made great performance look slightly less good…for only awhile.

Then each time the markets rebounded before any damage was done to the statistics and investors forgot and perhaps ignored our warnings.

This time because the correction has lasted, investors are not forgetting. ..too late.

This is why we offer a year long emailed multi currency portfolios course and seminar so investors can look ahead and act rather that react (after the fact when it is too late).

Last autumn;’s course reminded delegates of the August 17, 2007 wanring that said : “Such historical measures are so inexact that we cannot predict just from them what will happen in the short term. The numbers are close enough that we could be entering the fourth sub cycle down (similar to 1976 to 1978). If so expect a sustained drop in markets for two to three years.” See that warning at https://www.garyascott.com/2007/08/17/1818.html

On September 21, 2007, a message said: “equity markets dropped again violently last month. Now these markets have recovered again. Yet this may be a last gasp party. This drop of interest rates at a time when inflation is beginning to soar could lead to a rapidly falling US dollar. We can see from the chart here that the dollar has done almost nothing but drop for 40 years (that chart is below). Yet much more dollar dropping could be in store.”

See that warning at https://www.garyascott.com/2007/09/21/1811.html

An October 14, 2007 message stated: “Periods of high performance are followed by times of low returns. We never know for sure when an upwards cycle will stall. Fundamentals look good for a bright 2008 in emerging and equity markets, but this can change quickly so to give our readers a better perspective, this year we are reducing leverage and adding a sixth portfolio with no leverage to study”. See https://www.garyascott.com/2007/10/15/1840.html

October 15, 2007 we wrote: “Okay it’s time to turn the burner down. See “https://www.garyascott.com/2007/10/14/1839.html

A November 8, 2007 Black Friday interim message warned about all the points above and more at https://www.garyascott.com/2007/11/08/1870.html

We looked at the ideas behind our 2008 portfolios.

Then the delegates looked at the new portfolios we would develop to study in 2008.

Green Portfolio. Environmental investing is a beginning mega trend so we kept the Green Portfolio as it was but pushed the reset button as of November 1, 2007 with $100,000 invested and $200,000 borrowed in Japanese yen.

Emerging Market Portfolio. The same fundamentals applied as with the Green Portfolio. Good values were supported by growth and earnings so we kept this portfolio in our basket for a third year. We made a major change by eliminating the 15% Far Eastern Equities and increasing the Turkish equities from 10% of the portfolio to 25%. We also eliminated the Czech koruna loan and borrowed 50% Swiss francs and 50% Singapore dollars instead.

Dollar Short Portfolio. Since I have closed all my loans personally, Jyske accepted my suggestion to try one portfolio without leverage. This is the one we chose. We reduced leverage but dropped bonds and invested in a spread of global equities instead. This was not really a dollar short portfolio…rather a portfolio of non US dollar equities that gave a broad distribution around the world that should do well if the greenback weakens more.

Danish Health Portfolio. Health is such a big issue world wide that we want to see what an investment in this sector will do. Denmark has some great health oriented companies so we chose this portfolio.

Infrastructure Portfolio. Because Western infrastructure needs to be renewed we selected a portfolio of companies that could profit from this.

Blue Chip Portfolio. One prominent feature we saw in the portfolios we tracked in 2006 and 2007 were mid year panics away from lower quality markets and equities. Because of this and because emerging markets are highly leveraged, especially with Japanese yen loans we could see many scenarios that would cause a 2008 panic (which became real) including further fallout from the sub prime loan disaster, a slowing US economy and over $100 a barrel oil.

We wanted to study to see in a 2008 panic if investors fled into Blue Chips, and how these equities would perform.   Now we know.

We reviewed the fact that returns in equity markets had been phenomenal in the past four years…due to high GDP Growth and falling interest rates.

Here is how the six portfolios we developed and have studied have performed since November 2007.

All are way down.

Green Portfolio -56.08%

Emerging Market Portfolio -73.79%

Dollar Short Portfolio -35.21%

Danish Health Portfolio -92.18%

Infrastructure Portfolio -112%

Blue Chip Portfolio -79.21%

The biggest lesson we have been learning in this study is that in corrections of this magnitude, there is no equity markets where investors can hide. The best performing (Dollar Short) of the six portfolios only lost less than the other portfolios because it was not leveraged.

The infrastructure portfolio lost everything and a bit more!

Losses like this occur n abstract of course because these portfolios are maintained for research the entire year…without defensive measure. These particular portfolios have a  month to go.  I doubt they will recover in this short period of time.

Now let’s look at real portfolios.   My own personal portfolio is barely up this year.  Yet not losing in 2008 is a pretty good return.

Being highly liquid,  this portfolio is now in a position to pick up some great values in new investments.   The liquidity just makes things look better for now.

You can subscribe to our 2008-2009 Multi Currency educational Service at https://www.garyascott.com/catalog/bldh

Better still join us for our next course where we will update economics 2009 and look at our multicurrency strategies for the year ahead!

Gary

P.S. We hope you will join us in the Blue Ridge as Thomas Fischer and I review the global economy and look at how we may adjust our 2009 portfolios.

Our delegates have a great time in the Blue Ridge. Here are delegates at last years course discussing economics with Thomas Fischer.

Enroll here to join us Oct. 3-5 in the Blue Ridge

The autumn will explode in color in October. Here is a shot I took at this time last year on an evening walk. The first week in October is the best week for autumn colors here.

We have added miles of roads on the farm this year. Our son Jake and his friend just created a map, over eight mies of driving through glorious woods. The blue lines are the roads.

merrily-farm-map

Come up. Join us October 3 to 5 for a weekend of sharing business and investing ideas, plus the beauty of the Blue Ridge woods.

Enroll here to join us Oct. 3-5 in the Blue Ridge

Intuition Course


Intuition of course can make your logic better.

Enroll here

Enroll for two

This is why we are sponsoring an intuition course this August.

Once many years ago, Merri’s and my intuition went into overdrive. We felt a compulsion to change. I mean really change.

There was no logical reason to turn our lives upside down, but our intuition said “just do it” and…we did.

Because of this intuition, we sold our Rolls Royce.

Andean-shaman
and our million dollar Naples Florida home.

We sought out, lived and worked with shamans and masters of health to learn and use health and longevity secrets from all over the world.

We moved to a shaman’s village where they gave us a tiny hut…to live in as we learned.

Ecuador-shama-village

This may seem like quite a let down from a 5,000 square foot house on the Naples Florida beach. Yet it was not. We thrived and kept looking and learning.

Here we are learning from Don Carlos, his son and two MDs from the US at a sacred Andean pyramid near Quito.

Andean-shaman

Here we are with Don Alberto, learning about cleansings in the sacred springs.

Andean-shaman

Here we are with the Shamana of Zuleta

zuleta-shamana

Aldemar is a shaman deep in the Amazon.

Ecuador Shamans

More shamans and their families joined us.

Amazon-shaman

Sharing secrets of energy…vitality and good health.

We bought nearly a thousand acres deep in the Andes and moved there to live with a shaman and his apprentices…to work and learn with them.

Here are two of the apprentices hiking on the land.

Andean-shaman

We built a simple hut there to live as well.

ecuador-shaman-construction

We learned how to ignore heat…and cold…fatigue. Here I am at our North Carolina farm with our son Jake doing it…meditating in the creek in the ice and snow.

Andean-shaman

This was not done to abandon a lifestyle in the West.

Do not get me wrong. We have become multi millionaires with a thriving Western business. We have just found that material and spiritual success are now easier…more enjoyable…fulfilling, healthy and sustainable…doing more good…because of what we learned.

We learned these things to make our Amercan life better.for us and for all.

That intuition has worked. We have prospered…had more fun…enjoyed better health. Despite being in our 60s we bound with energy and feel like life is just about to begin.

Every day is a mystical adventure!

Yours can be as well.

What fun to share the knowledge we learned.

I highly encourage anyone interested in natural ways of attaining higher degrees of success, satisfaction, fulfillment, health and greater longevity to come to the Andes or Blue Ridge Mountains and learn tips that help extend longevity and more importantly add energy and vitality to every year we live.

In addition to the learning, you will notice improvements right away as you are immersed in balancing surroundings, eating vitalized food and absorbing the energy of the mountains.

Even absorbing part of the deep wisdom we have been given to share can make your life, brighter, happier and healthier in many ways.

You learn how to eliminate stress and gain more energy, vitality and longevity by learning ways to merge the Western life with the shamanic way.

There are two upcoming opportunities to share this wisdom passed to us.

This August, we will share our shamanic sessions during Susan’s Stanton’s three day intuition course conducted at Merrily Farms at Little Horse Creek located deep in the recesses of North Carolina’s Blue Ridge Mountains. This area was selected for its isolation, pure water, fresh air and healing springs by an Andean Shaman.

This week long course includes three shamanic sessions from Ecuador plus Andean cooking lessons, exercises and cleansings in the hot healing waters of the “Indian’s Trough” spring on the farm.
Here are some of the subjects covered in shamanic health sessions:

* The three fundamentals of longevity. Gain Shamanic secrets of nutrition, exercise and purpose so you’ll eat, work and sleep better and more peacefully through the elements of water, fire and air.

* Why Ecuadorians are long lived and feel good. How you can too!

* Andean-Indian connection language, exercise and food. How to sift fact from fiction and way to apply ancient wisdom to a modern lifestyle.

* Air Imbalances. What they are. How to spot them and three ways to end anxiety.

* Fire Imbalances. What they are. Seven ways to avoid them and reduce anger.

* Water Imbalances. What they are. Three ways how to avoid them and eleven ways to wipe out depression.

* Andean Food Mixtures. How to lose 43 pounds in eight weeks!

* Incan Cleansing Tactics. Create an internal fountain of youth.

Three simple fruits, three spices and three internal cleaners that remove plaque, lower blood pressure and clean and lubricate the joints.

* Adding strength through the diet. Six magic foods, how to turn quinoa, corn, beans, eggs, cheese and yogurt into increased muscle mass.

* Natural Growth Hormone Inducers. Three secrets for a youthful body.

* High Mountain Dreams. Seven ways to get deep, revitalizing, good nights sleep.

* Seven Incan exercises that will add years to your life and life to your years.

* Incan dietary secrets for weight loss, purification and vitality. How to buy, cook, prepare, serve and eat.

* Cleansing herbal showers and drinks you can make and use at home.

* The Secret of the Golden Thread. How to make every day seem like a lifetime.

Previous delegates have told us that these sessions are life changing.

Lose weight. Shape up you body. Have more energy, look and feel better.

This August 2008 you can gain from ancient wisdom that was taught to Merri and me during the time we lived with shamans and their apprentices in the Andes.

All food and lodging are included! Learn more here.

Learn about the Andean nutrition that will be taught and served.

During Susan’s course Merri and I will share secrets we have learned to improve our health and well being despite our heavy travel and work demands.

Surround yourself in the nourishment of the clean air, fresh spring water and cleansing mountain mists, at our isolated farm where we have created perfect rustic for you.

Our accommodations are magnificent, each built with the history of the Blue Ridge in mind, but created for total comfort with feather top mattresses, fluffy goose down quilts and 330+ thread count sheets.

There is comfort, taste, charm, space, every imaginable amenity and views of nature’s purity at every turn.

The farm is stunning, 252 acres of nature, forest and glen, bright meadows and bold mountain, trout filled streams. Spring birds join us at the bird feeders on our breakfast deck that just over Little Horse Creek.

The outstanding lunch and dinner menu is perfectly cooked and served by Merri and me using nutritional secrets learned from healers and healing cooks around the world.

During the course you’ll enjoy numerous healing ceremonies and enjoy our deep woods, spring fed Japanese cedar, hot water soaking pool.

Facilities include mountain biking, steam bath and special Blue Ridge health massage.

Learn more about Merrily Farms at Little Horse Creek.

I invite you to join us in this wonderful adventure.

Gary

Enroll here.

Enroll for two.