Tag Archive | "India"

Retire in Ecuador & Help the World


Here is a way to retire in Ecuador and help the world… and your health and wealth.

This message looks at how to invest in green international investments.

More on that in a moment.

First, here is an Ecuador retirement income and lifestyle idea that can help the world.

Retire in Ecuador and run a small organic farm.

This perfect retirement in Ecuador farm begins it cycle with these guinea pigs.

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The farm has many of them in these cages.

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Clover on the farm feeds them.  Their manure helps organically fertilize the corn.

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The corn husks are mixed with manure to be used as fertilizer and the corn feeds the…

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doves…

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chickens and…

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pigs.

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All of these more manure to grow the main crop!

Actually even if you are not ready to retire or live in Ecuador… this idea make sense because big problems create big opportunity.  The idea is growing.

Here is an excerpt from this week’s USA TODAY article entitled “On tiny plots, a new generation of farmers emerges”

Joseph Gabiou walks the fields of Wobbly Cart Farm with a practiced eye. He kicks dirt into place to keep the wind from blowing the protective covering off a row of organic broccoli. The seedlings are vulnerable to the flea beetles that came in the spring, just as longtime farmers in this valley told him they would.

To a new farmer, that’s crucial information. The farm, started five years ago, is young. But so is the 33-year-old Gabiou at a time when the average age of the American farmer is 57, according to the Department of Agriculture. The 2007 agriculture census found that more than one-quarter of all farmers are 65 or older.

Wobbly Cart is also tiny, just 6 acres. Nationwide, the average farm is 449 acres.

But Gabiou and business partner Asha McElfresh, 32, differ from typical farmers in another way. Wobbly Cart, say agriculture specialists, is part of a movement in which young people — most of whom come from cities and suburbs — are taking up what may be the world’s oldest profession: organic farming

“I’m seeing an enthusiastic group of young people all across the country who want to get into farming,”

For those who want to retire on a farm in Ecuador click here to see a six acre organic farm in Ecuador at Retire in Ecuador on an organic farm

For those who do not want to retire in Ecuador or retire at all…  investing in green still makes sense.

Water equity investments especially could get warm soon.

Here is an excerpt recently sent to our multi currency lesson subscribers:

A recent message on Green and Ecuador cars message looked at how investors can cash in by investing in green shares that are vital to society in the long term… but are depressed more than the norm due to short term economic concerns.

This economic distortion may be especially true of water shares.

I am looking for water shares that have extra value now and I began by looking again at our Green Portfolio.

There are six shares in this portfolio and in 2007 the portfolio rose 266%. In 2008 it fell 208%.  This phenomenal rise and fall were leveraged by a two times loan in yen.

I am not ready to leverage anything yet but some of these great shares may make sense as a medium or long term investment.

Name                                           Sector                Currency
Vestas  Wind Turbines            Alternate Energy      Danish Kroner
Q Cells   AG                          Alternate Energy       Euro
Seche                                  Environmental           Euro
Novozymes                          Environmental           Danish Kroner
Hyflux Ltd                            Water                       Singapore Dollar
Kurita Industries                  Water                       Japanese yen

Two of the six shares in this portfolio are involved with water purification and China and Kurota provides diversification into the Japanese yen which has been strengthening.

Kurita offers an investment in one of the world’s greatest economic concerns.

Water is at the forefront in economic development in the US, especially in the West.

Emerging nations have a water crisis as well.  Hundreds of Chinese cities are facing water shortages; farmers in the most-populous nation are foregoing millions of tons of grain production every year. Per-capita availability of water is expected to shrink to alarming levels by 2030.

India has a similar concern. According to the World Bank, by 2050 demand for water in India will exceed all available supplies.Therefore the green portfolio did exceedingly well before the crunch.

Now many in the market are worried that environmental shares will suffer, because the economy cannot afford to invest in the environment.

Water concerns cannot wait long especially with two of the world’s fastest growing economies facing serious water concerns, there is plenty of fundamental room for growth.

I also noted that both of my financial advisers had something good to say about Kurita without asking.

Read this entire multi currency lesson here.

Subscribe to multi currency lessons here.

Big problems create great opportunity and few problems are as big as the environment and sustainability.  Whether you want to retire in Ecuador on a farm or invest long term, think organic and green.

Gary

Join us at our North Carolina farm this July or October for our International business & investing seminars below.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us and learn more about living and retiring in Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Read the entire USA TODAY article entitled “On tiny plots, a new generation of farmers emerges” at http://content.usatoday.com/dist/custom/gci/InsidePage.aspx?cId=citizen-times&sParam=35644752.story

International Investing Trick


Here is a global diversification trick that may do well in the likely global economic scenario ahead. Buy good value shares internationally as markets dive during the summer dip.

In a moment we’ll look at some Ecuador health ideas… first the investing trick.

Global equity markets have been in a bear market rally for six months but are now hitting the summer blues due to seasonality.

Share prices will probably drop now. Chances are there will be a strong global equity slump at least through October 2009.

This will create extra value in equity markets and provide good opportunity to pick up high value long term.

The bear market is likely to carry on until 2012-13, but good value shares acquired during dips are more likely to spike early and have extra potential after the bear ends.

Now through October 2009 could be a good time to invest in high value shares for long term appreciation.

But which shares… in which markets?

One way to approach this is to look for extra value created by inefficiencies in markets…to find markets where the values are best.

Statistically this is the best way to be absolutely sure of the best long term returns.

There are numerous investment managers who use very strict valuation criteria (usually based on dividend yields, cash flow, price earnings) to spot the best value markets.  They then try to apply similar criteria to select good value shares in the good value market.

The next goal is to decide how much should be weighted in major market and how much in emerging markets.

Here is a comparison of the Morgan Stanley Major Market versus Emerging Market indices.

The MSCI World Index is a market capitalization weighted index that measures the equity market performance of developed markets.  It includes 23 developed market country indices : Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Greece, Hong Kong, Ireland, Italy, Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, the United Kingdom, and the United States.

The MSCI Emerging Market Index includes Brazil, Chile, China, Colombia, Czech Republic, Egypt, Hungary, India, Indonesia, Israel, Korea, Malaysia, Mexico, Morocco, Peru, Philippines, Poland, Russia, South Africa, Taiwan, Thailand, and Turkey.

MSCI Indices performances.  Total per annum return over:

Major                            Emerging
15 years    4.10%                   5.41%
10 years  -3.85%                   9.11%
5 years    -2.77%                  11.16%
3 years   -10.81%              -00.17%
1 year      -20.81%             -27.53%
3 mos.      14.30%               27.53%

Regardless of the time frame observed,  the emerging equities almost always seriously outperformed major markets… but as a class they also dropped further in the 2008 downturn.

Here is a year-on-year comparison for the past five years.

Major                   Emerging
2003  10.74%           29.63%
2004    6.46%           16.51%
2005   26.17%           54.41%

2006     7.40%          18.23%

2007     -1.66%         25.71%
2008   -50.30%      -37.64%
2009      5.39%         34.79%  3 months

This history suggests that emerging markets deserve a substantial ranking.

However before becoming too aggressive in over weighting emerging markets, we have to keep in mind two thoughts.

First economic thought. The last 15 years has been a catch-up era when the investing world caught on to the idea that emerging markets offered great opportunity.

Second economic thought. A great deal of emerging growth came from debt financed exports to the developed world. This leaves emerging economies holding huge amounts of debt for customers who may not be able to repay the debt nor continue to buy the same volume of goods as before.

The easiest way for investors to invest in good value during dips is via a value mutual fund.

You can select a value major market fund, a value emerging market fund or a value diversified fund.

The benefit of a value diversified fund is that the professional manager decides how much to weight in emerging and major markets.

For example I just sent a lesson to our multi currency subscribers that showed a US traded international diversified value fund that has risen 36.08% in the past quarter ending June 30, 2009.  This fund is 86% in major markets and 14% in emerging markets.

Learn how to read about this fund as a multi currency subscriber.

The most valuable asset we can have in tough economic times is good health. This is why we studied Ecuador health ideas at our June tour.

Cotacachi is considered sacred by the shamans… a place of wonderful mountains that ring the valley.  This is Mt. Cotacachi to the west.

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Mt. Imbabura to the east.

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The valley is surrounded by mountains like these twin peaks…

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creating wonderful, mystic  sunrises.

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The first afternoon of the tour we visited La Mirage Spa and the Shamana Estella.

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She began a theme that the many shamans we visited confirmed.   She said that the three keys to better health, increased longevity, more energy and fulfillment are good nutrition, proper exercise and good sleep.

The purpose of the Ecuador shamanic tour is to learn ways to unlock this healthy  combination in a natural low cost way!

The second day we joined Clemencia, the Shamana of Zuleta and drove 15 minutes from our hotel Meson de las Flores to Otavalo market where we visited the local food market…

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filled with fruits…

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vegetables…

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flowers and …

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herbs.

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Here is the shamana speaking to the group with Merri and Mauricio translating.

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We learned the importance of the herbs to make good teas that hydrate the body are cedron, chamomile and lemon verbena.

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We learned how other herbs relax such as chamomile and valerian root. Plus we were told to boil lettuce in milk as a prebedtime drink for better sleep.

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On the other hand, tea from cinnamon, paprika, cloves and ginger help reduce sluggishness in digestion and to speed the system when we need to be fired up.

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You can read this entire report as an Ecuador Living subscriber.

Gary

We hope you’ll join us and enjoy Ecuador’s or North Carolina’s beauty soon.

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Sunrise from Meson de las Flores.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Ecuador Iran Excerpt


A number of readers have asked about Ecuador and Iran so here is an excerpt from our latest Ecuador Living report.

Some of the ideas apply to interaction between radicals in all of the Middle East and the West and how they can affect our wealth, business and investing.

The idea that Iran is a great enemy intent on attacking us is great for selling news, but a bad leader or two does not reflect the entire population.  Many of us in the US did not agree with some of the leaders our the last administration.

IF  Iran is to become more involved in the West and that’s a very big IF, I do not see it being any great deal. The only risk Iran poses is if many people give them a lot more concern then they deserve… as certain leaders in the West gave Saddam Hussein.

I do not claim in any way to be a great global military strategist but that thinking has some support from the thinking of other  who I do think are good at strategic global thought such as… Lee Kwan Yew.

I worked and spent a lot of time in Singapore during the late 1960s and early 1970s so I recall vividly the way Singapore used to be.

Lee Kwan Yew had a lot to do with Singapore emerging from a form of colonialism that included a lot of poverty to one of the wealthiest societies in the world.

This means it is fitting to read some of Lee Kwan Yew’s thinking that could apply to Ecuador and Iran now.

Lee Kuan Yew outlines the risks of relying on the local press succinctly in a 2007 interview with  UPI’s editor at large, Arnaud de Borchgrave.

Q: So what is your recommendation about Iran’s nuclear ambitions?

A: Is it now unstoppable. They are a very old civilization. Unlike the Arabs, apart from Mesopotamia valley, they rank with the Chinese, as history’s two principal civilizations worth talking about. And I think the mullahs and others want to go back to the days of empire.

Q: So should we be talking to them at the highest level, the way Henry Kissinger went to China?

A: (Chuckle) But you haven’t got a Kissinger or a Brzezinski to do that anymore. Where is the successor generation of geopoliticians?

Q: In fact, democracies don’t produce great statesmen anymore. Why?

A: You now have, and I don’t know how long this phase will last, mass media domination, owned by a group of media barons who want constant change for their balance sheets.

Q: So the power of mass media has made it impossible for a great statesman or woman to emerge and last any length of time?

A: I’m not sure. It depends on the nature of the crisis that must be faced. When a real crisis sets in, a matter of life and death, opinion formulators realize this is no time to be pontificating, but a time to stay the course with someone who understands what this is all about.   Short of that, the media help put a leader on the pedestal and then start chopping away at the pedestal until he/she falls in disgrace. That’s part of the cycle of constant change. Watch Sarkozy in France. They hoisted him up to prominence and now they’re already attempting to bring him down through his personal life.  Well, yes. But it’s also the enormous pressure of media competition and the giant appetite for advertising revenue, what television program gets what viewership, or eyeballs, or clicks online. Never mind the consequences. If you get the advertising, you win.

Q: When I last interviewed you in May 2001, I asked you what concerned you most about the next 10 years, and you replied, “an Islamist bomb, and mark my words, it will travel.” Four months later, we had Sept. 11. Secondly you said, “China and India’s challenge to the global status quo.” Do you still have the same concerns about the next 10 years?

A: Not quite. The Islamic bomb has traveled already (in Iran). I’m not sure how this will now play out. The U.S., the Europeans, even the Russians, will have to make up their minds whether to allow Iran to go nuclear. The Russians are playing a game, posing as the nice guys with Iran, supplying nuclear fuel, and making it look as if America is causing all this trouble. But if I were Russia today, I would be very worried about Iran acquiring the bomb, because Russia is more at risk than America. The risk Israel runs is another dimension. Russia is at risk because whether it’s the Chechens or Central Asian Muslim states that were former Soviet republics, none are friendly to Moscow. Next time there’s an explosion in Moscow, it may be a suicide bomber who isn’t wearing an explosive belt or jacket, but something a lot bigger. It would certainly be in Russia’s interest to say at some future point to Iran, “this far and no further.” It could also be that Russia no longer knows how to stop it, in which case the Russians will be opening the door to a very dangerous world of nuclear proliferation. You can be quite sure that if and when Iran gets the bomb, the Middle East will go nuclear.

Q: Which raises the question of the United States or Israel bombing Iran’s nuclear facilities.

A: (long silent pause) … I can express no views on that.

Q: As I travel in moderate Muslim states in North Africa, the Middle East and South Asia, I ask heads of state and government how many extremists, or would-be jihadis, they estimate live in their midst, also how many fundamentalists who support openly or secretly the jihadi cause. The answer is usually 1 percent and 10 percent. In a country like Pakistan, that translates to 1.6 million extremists and 16 million supporters. On a global scale, that comes out to roughly 14 million extremists and 140 million sympathizers.

A: Yes, but I do not see them winning, and by that I mean able to impose their extremist system. I can see them inducing fear and insecurity, and causing fear, but they don’t have the technology and the organization to overwhelm any government.

Q: So how do you assess the global threat since Sept. 11? What are we doing that’s right and also that’s wrong?

A: Even if we can’t win, we mustn’t lose or tire. We cannot allow them to believe they have a winning strategy, and that more suicide bombers and WMD will advance their cause and give them a chance to take over.

Q: Did Iraq have anything to do with al-Qaida?

A: Of course not, as became clear in the daily sessions the imprisoned Saddam spent with his Arabic-speaking FBI interrogator over several months before his execution. But U.S. authorities were convinced Saddam was secretly supporting al-Qaida with weapons and training and maybe even WMD. So therefore the imperative became the elimination of Saddam.

A: (Laughs for several seconds) We should learn to live with it for a long time. My fear is Pakistan may well get worse. What is the choice? (President) Musharraf is the only general I know who is totally secular in his approach. But he’s got to maneuver between his extremists who are sympathetic to Taliban and al-Qaida and moderate elements with a Western outlook. We forget that right after Sept. 11 he was given a stark choice by President Bush: either you abandon your support of the Taliban regime in Afghanistan or face the disintegration of Pakistan. There is an interesting study of Pakistan’s Inter-Services Intelligence agency that says 20 percent of the Pakistani army’s officer corps is fundamentalist.

A: There is very little, if anything, the U.S. can do to influence the course of events in Pakistan that wouldn’t make matters worse. Any U.S. interference in Pakistan would result in Pakistan’s four provinces becoming four failed states. And then what happens to Pakistan’s nuclear arsenal? It’s a horrendous festering problem. The Feb. 18 elections may bring a little clarity and hopefully democratic stability to Pakistan, but I am not holding my breath.

Q: So you do feel that NATO’s future is at stake in Afghanistan?

A: No doubt about it. But you should also realize Afghanistan cannot succeed as a democracy. You attempted too much. Let the warlords sort it out in such a way you don’t try to build a new state. The British tried it and failed. Just make clear if they commit aggression again and offer safe haven to Taliban, they will be punished.

Q: If NATO collapsed in the wake of a failed campaign in Afghanistan, would that be a major concern of yours in Singapore?

A: Not immediately, but overall the balance of power would be upset.

Q: In whose favor?

A: China and Russia. They would be faced with a much weakened West in the ongoing global contest. I can also see the danger if America loses heart and says to hell with it all because the Europeans are not helping and the Japanese are blocking this and that, and tokenism from all the others. Let’s not forget that what we’re all enjoying today is the result of Pax Britannica and Pax America over the past 100 years. So don’t give it up.

Q: But in the Gulf, if the U.S. and/or Israel bombed Iran’s nuclear facilities, Iran has formidable asymmetrical retaliatory capabilities?

A: But let me repeat, they cannot conquer you. Hezbollah cannot conquer Lebanon. They can create trouble for the non-Hezbollah Lebanese. So micro actors can cause a lot of trouble for your friends, but they can’t eradicate them.

You can read this entire report as an Ecuador Living subscriber and see why if there were to be a military concern in Latin America it would be over China…not Iran..

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Subscribe to Ecuador Living and learn in an upcoming report about this huge lot and house in Cotacachi for $30,000.

There were two articles readers have recently mentioned.

The first article began, QUITO – Iran will finance two new power plants in Ecuador and extend a 40-million-dollar loan for business development, officials from both countries said Thursday, three months after the first visit by an Ecuadoran president to Tehran.

The second:  Iran, Ecuador Eye Military Ties As U.S. Prepares to Withdraw from Airbase Friday, May 29, 2009, by Patrick Goodenough, (CNSNews.com) – As the United States military prepares to vacate an airbase in Ecuador in the fall, the leftist government responsible for its upcoming departure is looking to Iran as a future military partner.

While I do not feel that nuclear power or expanded military might are good things, I do believe completely in the global economy and in expanding the wealth of all.

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Subscribe to Ecuador Living and see an upcoming report on how to own this organic tomato farm with…

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trout pond.

One can argue about all the numerous conflicts in the world but if we boil it down to the few most important, one of the biggest tensions in today’s society is that there are a few very wealthy people and many, many poor.

For decades my premise for economic expansion has been based in part on the belief that most people, if given a choice, will spend their time doing positive things, like working at something they love for increased material wealth and great fulfillment rather than living a guerilla’s life.  A poor soldier’s living conditions are  generally not pleasant… the pay low… the risk extreme.  That life, however, is better than one of complete hopelessness and despair.

If Ecuador Iran cooperation can help make more poor Ecuadorians and Iranians rise out of poverty… I say…”go for it!”

There are many potential and huge benefits to be gained by bringing Iranian business to the West. Maybe Iran being closer to the West will help it integrate?  Current events in Iran suggest that many of the population would be happy to do so.

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Subscribe to Ecuador Living and learn about these 15 new houses on Cotacachi’s creek.

I have had an opportunity to observe Correa and the people of Ecuador react for a couple of years now.  At times I have been quite close… such as when I took this photo.

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Correa is in a strong political situation at this time. One thing that could destroy his popularity quickly would be the perception in this 90% Catholic country that he is introducing Islamic radicalism.  Therefore Correa may line up with Iran for some money… and to gain leverage in his dealings with the West… but a major integration would surprise me very much.   One bombing in an American hotel in Quito or Guayaquil and Correa’s popularity would be toast.

There have been worries about his friendship with Chavez. There are these worries of Correa with Iran. There have been worries about South America pulling away from the US dollar.

Yet so far none of these fears have affected life, happiness, opportunity, real estate values or  law and order in Ecuador.

In short anyone who never heard of or ignored all these fears and moved optimistically forward is better of than those who did not.

Most of the press are writing about the world sliding into recession. Many articles in the Western press make it sound like there’s little opportunity and great danger everywhere.

Good. Their doom and gloom creates positive global investing opportunity for those of us who can see through the illusion.

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Subscribe to Ecuador Living and learn about Primavera V condos.

Regards,

Gary

We hope you’ll join us to learn more business and investing opportunities globally as well as Ecuador.

July 4-8 Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Brazil Multi Currency Opportunity


See how my multi currency course subscribers have been able to gain up to 50% in Brazil during 2009.

Many readers at this site know me best as Mr. Ecuador.  However recently some of our subscribers have enjoyed the biggest profits as multi currency investors in Brazil.

Though Merri and I have been investing, living and working in Ecuador for over a dozen years now, our greatest expertise is as multi currency investors as we are in our 41st year.

See below how multi currency investing brought us to Ecuador and how your interest in Ecuador can now bring you a free subscription to our multi currency course as I present a survivors guide to currency and market turmoil.

Those interested in Ecuador do not have to change currencies when they travel here because Ecuador’s currency is the US dollar.

This means they need to learn how to make your money go up as the US dollar and stock markets go up and down…

The US dollar has fallen… badly against major currencies like the yen, euro and Swiss franc for 37 years.  You can see this long term, steady decline of the US dollar in this chart from Grandfather.com.

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One reason for this fall is the growing debt in the USA.

Now this debt is even worse. Here is a picture from USA Today that shows how the US public debt  has just grown 12%.

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Even minor currencies such as the Colombian peso, and Brazilian real have risen steadily versus the US dollar… 25%, 50% since the early 2000s and more.

Until.. in 2008, the greenback suddenly zoomed up… as stock markets collapsed around the world. Now the dollar is falling again.

Sideways motion like this destroys most investors.

Yet there is a way to earn even in these worst times…by learning how to spot value…that turns turmoil and currency shifts into profit.

This is not just a problem for Americans either. The dollar’s downfall affects currencies all over the world and creates global economic turmoil. For the modern economy to operate in its current fashion some reserve currency is required.

Yet what currency would you choose…the Chinese yuan…the euro…gold, oil? Would you trust your life savings to speculate on that?

Of three things we can be sure.

First, The US dollar will fall more…much more.

Second, there will be confusion. Many…in fact most uninformed investors will lose…a lot.

Third there will be inflation…worldwide due to the excessive spending in the current global financial bailout.

Smart investors who know how to spot value in multi currency portfolios at some of the world’s safest banks have already earned 57%…120% …263% so even with the doom and gloom, they are still ahead.

More important these same investors have learned how to survive through turmoil.

My name is Gary Scott. I have been writing and publishing information about the falling greenback and how to earn from it though international investing for over forty years (since May 1968 to be exact).

Fortunately I stumbled across multi currency investing at an early stage and wrote a book about this clear back in the 1970s when the US dollar was first beginning to erode.

Since that time my books and reports have helped hundreds of thousands of investors find hot areas of value in every decade.

In the 1970s we helped our readers  find investments in gold & silver as well as investments  in the currencies of Japan, Germany, Switzerland, England, Australia and Hong Kong.

In the 1980s, the Tigers, Taiwan, Singapore Malaysia and South Korea, & Turkey were the places where our readers gained value.

The 1990s saw South America (which led me to Ecuador) as the place to invest.

The early 2000s offered great value in China, India and Eastern Europe.

We have helped readers find good value real estate throughout this time, first in Hong Kong, then London, Switzerland,  Isle of Man, Dominican Republic and now Ecuador as well as in Small Town USA.

We have also helped readers bet against the US dollar throughout these decades which as the chart above shows has worked well.

Finally in the early 200os we began helping readers find good value green investments.

I would like to offer you a valuable real time emailed course that teaches how to invest in multi currency portfolios plus how to sometimes use leverage in these portfolios to create extra profits.

Sleepy Safe Portfolios Can Earn Over 100% Per Year

Multi currency investing does not require any fast trading techniques.  Multi currency portfolios are normally slow and sleepy investments…not currency contracts or futures speculations.  Most multi currency positions are aimed with a five year horizon…pretty sleepy compared to people who trade currencies (an entirely different and far riskier technique).  For most of us, slow and sleepy means SAFE!

Yet multi currency portfolios can be really profitable as well.

How sleepy and how safe?

Let’s look first at sleepy.

In 2006 we created an Asian multi currency portfolio consisting of just five award winning mutual funds.

We did not touch the entire portfolio for an entire year. Then after one year we made just five changes…dropping two mutual funds and adding three other mutual funds. Then we did not make another single change. That’s pretty sleepy, choosing a handful of mutual funds and making only five changes in two years.

How safe?

The portfolio was chosen with the help of one of the world’s safest banks and the mutual funds were held at that bank at all times.

Okay. Here is the big question. How profitable?

In the first year (2006) this portfolio rose 114.16%. Then we made the five changes mentioned (two funds dropped and three added). In 2007 this portfolio rose 122.62%. 2008 was a disaster year which we will look at in a moment.  But when your portfolio is over 200% in two years, it takes a lot of disaster to lose.

Suppose we get more specific.

That safe bank is a Danish bank. That’s good because in recent years Denmark has been rated by Standard & Poor’s as one of the safest country in the world in which to bank

The bank is Jyske Bank…well established with a history of over 100 years. Jyske is Denmark ’s second largest bank, with 450,000 clients in Denmark and over 30,000 abroad.

Jyske Bank has over 23 billion euros in assets and also happens to be one of the leading currency traders in the world. The Danes have always been big currency traders because as a small naval country surrounded by England, Sweden, Finland, Russia, Germany, Norway and other countries…they have always had to deal in many currencies.

This historically gained expertise means that unlike most banks (that trade only eight hours a day) Jyske maintains a 24 hour global currency and commodity dealer service. Many other large banks use Jyske to handle their off hour currency positions. This means that Jyske is huge when it comes to multi currency activity. In fact their turnover reaches $50 billion dollars a day.

Let’s address this issue of safety in more detail. Normally this is a pretty moot point. Right now everyone is concerned. Is a bank safe or not? I like Jyske from a bank safety point of view because there are three bank safety points, from the top down.

Bank Safety Point #1: A recent Yahoo Canada article shows a survey by the World Economic Forum listed five safest countries in which to bank.

Canada
Sweden
Luxembourg
Australia
Denmark

So Denmark is a safe place to bank. Now let’s look at Jyske Bank’s safety rating.

Bank Safety Point #2: Jyske Bank is Denmark’s second largest bank.
On October 10 2008, Moody’s affirmed Jyske Bank’s long-term Aa2 rating stable rating. This decision came despite the deteriorated economic prospects in Denmark, particularly in respect of the property market.

Bank Safety Point #3: Also on Friday 10 October 2008, the Danish Parliament passed a bill that secured all deposits and unsecured claims against losses in Danish financial institutions.
The rating of the Kingdom of Denmark is Aaa/AAA with Moody’s and Standard & Poor’s respectively.

That’s safe!

I happen to know Jyske Bank because I began using them (as my bank) over 20 years ago. They are one of the few banks that offers a special multi currency portfolio service for investors from almost anywhere in the world.

I was one of the first writers and publishers to begin writing about multi currency investing. Jyske bank was one of the first banks to offer a multi currency portfolio service…and they were my bank.

Not surprising we got together and have created a strategic alliance that can help you learn how to create multi currency portfolios that suit you.

My multi currency course helps readers learn how to find good value and develop multi currency portfolios that suit their specific circumstances.

Before I explain how you can use this course, let’s look at both the up and down side of these high performing portfolios?

The course provides two levels of education. Part one gives readers an extensive beginner’s guide to developing multi currency portfolios.

Part two is unusual and neat.  Part two educates in real time. We create multi currency portfolios and track them real time.  The education comes from dissecting and discussing the portfolio results.  This is a totally novel way to learn…real time from real portfolios created by some of the best investment managers in the world as these portfolios rise or fall in the market place…in the here and now.

Jyske Bank assists by providing all the portfolio details.   Our symbiotic relationship allows me to combine my experience with this bank’s incredible knowledge, real time capability and expertise so course subscribers can learn in a most practical way from some of the greatest multi currency experts in the world.

Here is our educational performance over the past few years.

We created five portfolios for educational purposes on November 1, 2005. One of the five multi currency portfolios was the Asian Emerging Multi Currency Portfolio. The portfolio started with a $100,000 investment and a $200,000 loan in Japanese yen (more on the loans in a moment).

This gave us $300,000 to invest in this portfolio.

Amount

Currency

Investment

75,000

Rupee

Jyske Invest Indian Equity Mutual Fund

75,000

Yuan

Jyske Invest Chinese Equity Mutual Fund

75,000

Yen

Jyske Invest Japanese Equity Mutual Fund

75,000

Multiple

Jyske Invest Emerging Market Bond Fund

Investments Total Value 300,000.00

Invested $100,000

Loan $200,000 100.00% JPY at 1.63%

Loan cost for one year $3,260.

This portfolio diversified into bonds and equities throughout Asia ..very multi currency.

Chinese yuan, Indian rupee, Japanese yen and more.

Twelve months later the portfolio was worth $417,420. Paying off the loan cost $203,260 leaving $214,160 or $114,160 (114.16% profit) on the $100,000 originally invested.

On November 1, 2006 we made the five changes mentioned above. We dropped the Japanese equities and emerging market bond mutual funds and added an Eastern European, Far Eastern and Turkey equity mutual funds. This is how the rearranged portfolio stood.

Amount

Currency

Investment

75,000

Rupee

Jyske Invest Indian Equity Mutual Fund

75,000

Yuan

Jyske Invest Chinese Equity Mutual Fund

75,000

EUR

Jyske Invest Eastern European Equities

50,000

Asian

Jyske Invest Far Eastern Equities

25,000

Lira

Jyske Invest Turkish Equities

Investments Total Value 300,000.00

Invested $100,000

Loan $200,000 100.00% Czech Koruna at 3.875%

Loan cost for one year $7,750.

As promised this portfolio only had five changes. We swapped the Japanese equity fund for a Eastern European equity fund and dropped the bond fund replacing it with a Far Eastern and Turkey equity fund.

May I, at this point, interject a note about Jyske Invest fund managers. They are a Danish firm and are the investment management affiliate of Jyske Bank. This rock solid organization uses a good value system have been rated #1 by Morningstar. They use this value system to select shares in their mutual funds and we place these funds in our multi currency portfolios because they are strictly regulated by the Danish government and have such an excellent record…because they focus on finding value, not market timing.

So how did this new updated portfolio do? From November 1, 2006 to October 31, 2007 the fund rose in value from $300,000 to $430,370. The loan payoff of $207,750 leaves a profit of $222,620 or a rise of 122.62%.

There you have it, a safe sleepy portfolio created at and held in one of the world’s safest banks. With only three trades in two years the performance has been up 114.16% in year one and up 122.62% in year two.

I am sure that when looking at performance like that you are thinking “how did the other portfolios do?” Good question and your suspicions are correct…some of the other portfolios did not rise this much.

Yet believe it or not some portfolios did even better.

For example the 2007 Green Portfolio consisted of six shares and rose 266.30%!

Here is the exact performance of all five portfolios for the last two years.

2006 Portfolio

US Dollar Long

9.04%

US Dollar Short

10.43%

US Dollar Hedge

11.46%

Emerging Market

42.93%

Asia Emerging Market

114.16%

2007 Portfolios

Dollar Neutral

38.67%

Dollar Short

48.19%

Swiss Samba

53.32%

Asia Emerging Market

122.62%

Green

266.30%

You can imagine with performance like this attracted quite a bit of attention…and it did.  However these high returns are not the important benefit you gain with our multi currency course.

Our course does not recommend nor manage portfolios.  We did not suggest that any single reader invest in any of these portfolios. The portfolios are educational and designed to help readers work with their own investment manager to create their own multi currency portfolio that suits their own special, individual needs.

Our multi currency investment course helps readers learn how to manage their manager… nothing more.

Yet this is incredibly valuable because Jyske Bank can provide a stable and safe institution for those who wish to employ a multi currency strategy.

The course helps guide readers so they can direct any investment adviser or investment manager who understands how to invest in more than one currency.

The course also helps you manage risk. The incredible portfolio performance above was achieved because the portfolios were leveraged using a tactic we call a multi currency sandwich. Investors borrow low and invest in yielding or growth portfolios. The portfolios used loans in Japanese yen and Swiss francs to magnify profits in good times.

The course teaches how these loans can magnify losses in bad times as well.

For example look at the performance of the leveraged portfolios we created to study from November 2007 through September 2008.

2008 Portfolios

Infrastructure Portfolio

-112%

Blue Chip Portfolio

-79%

Danish Health Portfolio

-92%

Asia Emerging Market

-73%

Green

-56%

Leverage in 2008 caused the portfolios to lose badly…in one instance the total portfolio was lost!

The multi currency course is useful because it helps investors not to expect rising markets all the time.

The power of studying markets real time, as they unfold, wards off false expectations.

The course helps subscribers learn how to look ahead and act rather that react (after the fact when it is too late).

The sad fact is…we all have to become multi currency investors.  Trusting your fate to any one currency now can destroy your purchasing power.    Every investor needs to know what to do!

The course helps spot when to leverage good times and when to retract for the bad.  he idea is to cash in when the going is good and then withdraw.

For example in early August 2007…well before the market crash….our study of the market began to show increased risk.  Our first warning lesson said:  “We have enjoyed two years of enormous growth.  Periods of high growth are normally followed by periods of low growth.”

August 17, 2007 a lesson said: “The numbers are close enough that we could be entering the fourth sub cycle down (similar to 1976 to 1978). If so expect a sustained drop in markets for two to three years.”

On September 21, 2007, a lesson said: “equity markets dropped again violently last month. Now these markets have recovered again. Yet this may be a last gasp party.”

An October 14, 2007 lesson stated:  “We never know for sure when an upwards cycle will stall. Fundamentals look good for a bright 2008 in emerging and equity markets, but this can change quickly so to give our readers a better perspective, this year we are reducing leverage and adding a sixth portfolio with no leverage to study”.

The October 15, 2007 lesson reviewed how leveraged investments rise and fell faster than investments without leverage.

The lesson on Oct 26, 2007  saved many investors as it was entitled Leveraged Investments Gone.  Just before markets started to head south this lesson warned: “I have had only about 10% of my portfolio leveraged. Compare this to 200% for the Green Portfolio (which is up 265% this year). Now I have none.

So a lot of my portfolio investments are basically in a multi currency portfolio of bonds…mostly in pounds, Swedish and Danish kroner. The equities I hold are mainly in Europe and I do not leverage equities…especially after markets have risen so much. Periods of high returns are normally followed by periods of low returns. These facts, plus my belief that numerous economic woes are rising and my recollection of Oct 1987 leave me wanting to reduce risk in my equity portfolio. So now I have eliminated all my leverage.”

The next lesson warned again: “Okay it’s time to turn the burner down.”

A November 8, 2007 Black Friday lesson reviewed  all the warnings above again and more.

The course also helps readers find ways to spot unusual distortions that profit even in bad times.

For example  lessons  on April 18 and April 27 2009 looked at the benefit of investing in Brazilian currency bonds.

This lesson led to a quick profit.

Here is an excerpt from our June 12, 2009 lesson:

Based on these ideas and those presented in the April 18 and April 27 lessons we looked at why Brazilian bonds made good sense in the LONG TERM.

Sometimes we get lucky though in the short term… as we have now.

Brazilian bonds have made a sudden jump up!   Those who have invested in them have made as much as 50% (in US dollar terms) this year.

Yet the distortion we’ll review below shows how there is even more dollar denominated profit potential ahead.

Last week the Brazilian central bank lowered key interest rates to 9.25%.  This will likely send the price of  Brazilian real denominated bonds up.

The central bank has stated that there could be more rate cuts, but they will be smaller.

This is positive news plus Brazilian inflation has declined to 5.2% from 5.53% in April 2009.

When you take into account the high interest of the real, the rise in value of bonds and the rise of the real you can see the potential.

Brazilian real bonds have risen nearly 30% since the beginning of the year…  in terms of Euro!

This is where there is another huge distortion.  The real has not risen anywhere near this much versus the dollar.

The charts from finance.yahoo.com below show the distortion.

In the last three months the US dollar has dropped from $1 = 2.30 BRL to $1 = $1.97 (- 14.3%) versus the Brazilian real as this chart shows.

brazil-distortion

In the last three months the euro has dropped from 1 euro = 3.05BRL to 1 euro = 2.60 BRL (-13.5%).   This correlation of the euro and dollar would seem normal except…

brazil-distortion

as the chart below shows, the euro has risen from $1 euro = $1.28 to 1 euro =$1.40 a 9.27% rise versus the US dollar.

brazil-distortion

In addition the Brazilian central bank has had to intervene several times in recent months to avoid the Brazilian real being too strong against the euro.

Traditionally the real has had a strong correlation with the dollar but the recent weakening of the buck versus the dollar has not spilled over into the Brazilian real.

In other words. The real is up against the euro almost 10% more than against the dollar.  This is called a cross rate distortion and means that one of two things is likely to happen.  The dollar will rise versus the euro or  the dollar will fall versus the Brazilian real.

Given the fundamental US fiscal weaknesses that could push the dollar down, I am bullish on the real rising more versus the dollar and this makes me bullish about Brazilian real denominated bonds.

Always remember the basic rule though is to never speculate more than you can afford to lose.   A US dollar – Brazilian real sandwich is worth discussing with your portfolio manager or adviser now but could creates losses as well as profits.

I have not leveraged my Brazilian bond investment. Based on this data I instructed JGAM to increase me Brazilian bond holdings.

If you are using Jyske Bank, and are a non US citizen or resident, or a US citizen living abroad, you can simply have the bank purchase Brazilian bonds and lend you the funds (within the bank’s loan to asset restrictions).   Non US citizens contact Rene Mathys for more details at mathys@jbpb.dk

US citizens should contact Thomas Fischer at fischer@jgam.com

If you are a US citizen resident in the US and have an advisory account with JGAM, they may not be able to buy Brazilian bonds for you.  They could  buy the US traded ETF “The WisdomTree Dreyfus Brazilian Real Fund.” (BZF)

These three lessons (April and June 2009) helped many readers cash in on an unusual value!

I would like to invite you to enroll in our multi currency investment course and to also receive a nine lesson report that covers basics and fundamentals of  multi currency investing.

This nine lesson report has been read by tens of thousands of investors over the years.   This report sells on its own as a survivor’s hand guide to currency turmoil for $79.  I’ll email it to you free when you enroll in our online course.

The course is emailed to you regularly and studies stock, bond and currency markets worldwide, real time, as they unfold.

I believe, from the response of tens of thousands of readers over the last 20 years, that you will gain enormously from the course.

Our course helps you learn  why and where to invest and learn why and how currencies and interest rates rise and or fall.

The initial nine lesson report I’ll email you free also shows how to calculate and manage leveraged risk and how to decide if and when to leverage or not.

Is this course for you?

Everyone needs to know how to have multi currency diversification. But in case this course does not help you, we provide a 30 day “completely satisfied or your money back” guarantee that we have offered our hundreds of thousands of readers for more than 20 years.

Our Multi Currency Educational Service is a mere $175 for a very long and educational year! Won’t you share this exciting world of wealth accumulation with us and our readers around the world? Multi Currency Educational Service

Gary Scott

Multi Currency Portfolios Course. Subscribe

Or enjoy this multi currency course for a year free!  Here is how you can save $175.

We enhance our emailed courses with regular international investing and business seminars that I conduct in coordination with Jyske Bank and Jyske Global Asset Management.

Here I am at our last seminar in Naples Florida (may 2009).

multi-currency-debt

The speakers at the Naples seminar discussed prospects for the economic future.  Left to right: Samuel Rachlin,  Rich Checkan, Steve Blumenthal, Joe Cox, John Mauldin, Gary Scott, Lars Stouge. Thomas Fischer Moderating.

The 115 delegates reported that they really gained from listening to what we had to say and…

brazilian-bond-distortion

talking among themselves during the coffee brakes and at meals.

brazilian-bond-distortion

One benefit of these seminars is talking to an overseas banker.  Here I am at the Naples  seminar  with my Jyske account executive Anders Nielsen.

brazilian-bond-distortion

Thomas Fischer of Jyske Global Asset Management will join us for the July North Carolina seminar.

I invite you to attend this July course. If you enroll between now and July 1st, I’ll also enroll you in  our emailed multi currency course free. You save $175.

Enroll in our July 24-26 International Investing and Business Made EZ course here

Here is Thomas speaking to our delegates at a previous course.

brazilian-bond-distortion

Enroll in our emailed Multi Currency Portfolios Course for $175  here.  Subscribe

Save $175!  Receive the emailed course free when you Enroll in our July 24-26 International Investing and Business Made EZ course here

Here is what a few others from around the world have said about our services and reports on international investing.

“ Gary , I am a long time subscriber in various media, and while cleaning out my files today I found some old ‘Gary A. Scotts World Reports’. In particular, the April 1988 issue provided the info that made me over a million dollars. Just wanted to say a belated ‘thank you’ and please continue the excellent work. Warm regards,”

From an Unknown Reader

“Dear Gary, I would like to give thanks to you for introducing me to Jyske Bank two years ago.

“I have been a long-time client of Merrill Lynch, but am in the process of re-evaluating my relationship with the largest brokerage company in the world. My problem is that when I compare Merrill to Jyske, Jyske outshines Merrill (or other major U.S. brokerage firms) in most categories as follows:

“1) Even though Jyske is much smaller, it has a much more global perspective which is critical in an evermore global investment environment.

“2) In order to maximize their own individual revenue, the brokers at Merrill prefer to outsource the day-to-day management of their accounts to various fund managers and hence, ‘manage the managers’. In contrast, I can call my Account Manager at Jyske and he can discuss every aspect of my account in detail with me.

“3) I attribute this difference in #2 to the fact that Jyske’s employees are not compensation driven, but instead are focused on satisfying their customers. That is why Jyske’s clients stay with the Bank on average for 12 years, which is phenomenal by Wall Street standards.

“4) Jyske’s security is far more stringent than that of Merrill’s. In addition to the standard account code and password, to pass through Jyske’s security one has to enter a Key Card number and also a randomly-generated 4-digit number from said Key Card.

“5) Having an account offshore allows me to sleep better given the anxious times we live in. Since I report the existence of the account and pay all taxes due, I am fully compliant with the law. However, such an account gives me and my family a ‘financial life boat’ should events in our own country ever get out of hand.

“As Dorothy Parker once said, ‘You can lead a horse to water, but you can’t make them THINK’. Jyske is a thinking person’s bank. My only complaint is the time zone difference since I live in California . However, since I am an early riser and my Account Manager is very responsive to my emails, this problem is very small relative to the HUGE benefits.

“Again, many thanks for introducing me to Jyske Bank. Given the ‘dumbing down’ that occurs in the popular media today, your ezine and its recommendations are ever more important. Please continue your good work to enlighten your readership.

“Warm regards,”

C.M. CALIFORNIA Businessman

“I was so overwhelmed with information I received I had to spend several days reading, sorting and filing it! I have decided to move my modest investment capital overseas.”

B.W. MONTREAL CANADA Professor

“Send me your report on safe banks lending at 7% for redeposit at 13% or more.” B.V. ADDIS ABADA ETHIOPIA Economic Commission United Nations

“A number of new and significant contacts were made. It would be extremely helpful if you could supply us with WORLD REPORTS.” I.M. TORONTO , CANADA Banker

“You are as good as your word which is rare these days. I look forward to attending one of your seminars.” C.K. GENEVA , SWITZERLAND Banker

“In spite of my marketing experience, your information really got me going!” M. C. LONDON, ENGLAND Marketing Consultant

“Thanks for the three reports. They are very interesting and should find many readers here in Japan .” M.A. Tokyo , JAPAN Computer Programmer

“I would like to say how much I enjoyed the information I received.” A.B. Providenciales TURKS & CAICOS Accountant

“First let me say how much we enjoyed the investment seminar.” W.J. SAUDI ARABIA Oil Engineer

“Once again thanks for all the great information.” G.K. PERTH , AUSTRALIA Insurance Executive

“Your letter of November 8th warned me to beware of the market just a week before the 120 point crash on November 15th!” T.G. N. CAROLINA Pilot”

Won’t you join us as we learn from our Multi Currency Educational Service? Just a mere $175 for a full 12 months of valuable, wealth building education.

Enroll in our emailed Multi Currency Portfolios Course for $175  here.  Subscribe

Save $175!  Receive the emailed course free when you Enroll in our July 24-26 International Investing and Business Made EZ course here

Ecuador Travel Tip


Ecuador Travel Tip

Ecuador-travel-tips

This time of year is glorious in the Blue Ridge. Here is a shot of our front yard.  Yet soon we head south traveling again to Ecuador.

There is plenty of beauty in Ecuador too.

Ecuador-travel-tips

I took this shot from near our hotel Meson de las Flores. The difference is this green was in the middle of winter. Cotacachi’s weather is eternal spring!

Ecuador travel is easy from the USA… less then four hours from Miami to Ecuador about five from Atlanta to Ecuador.

However travel is travel and security procedures combined with airline cutbacks have added stress on travel to Ecuador or anywhere.

So I thought the note below about Ecuador travel was worth sharing with all.

Gary,  I know you and Merri must be very healthy to do as much time on airlines as you both do, and many other attendant exposures!  In all the years I have enjoyed your news letters, I have never heard of either of you being “down with the flu or cold”!   Do you eat airlines food?  or do you have any other tips for healthy eating on airlines?  Any other health tips for airlines will be appreciated and put to good use!

The reader is correct… Neither Merri or I are hardly ever ill.  Neither of us has been to an MD (for sickness) in over 20 years. I cannot recall missing a day of work because we were ill.

There are many things we do to maintain our energy and health.  We try to spend  our time and money on health preservation instead of medical insurance.  There are links to numerous health tips below.

Here let’s just look at some tips for health on planes.

In May 1968,  I boarded my first commercial flight Portland, Vancouver, Tokyo, Hong Kong on Canadian Pacific Airlines.

Merri (I did not know her then) at about the same time was headed Atlanta – New York – Frankfurt on Lufthansa.

Over the next 41 years, we’ve traveled to more than 70 countries researching business opportunities, exploring and enjoying new destinations.

We have lived and worked on every continent.

Many of you like ourselves are on the run, traveling thousands of miles and crossing dozens of time zones the year through. We have to perform well on these trips even as we put enormous stress on our bodies.

Here are a few tricks we have learned over the millions of miles we have flown. I hope they help you in your travel to Ecuador… or wherever.

First, avoid peanuts and other hard to digest foods on airplanes. In fact it’s better to avoid salted peanuts completely. Our friend, the Taita Yatchak, who lived with us at our hacienda in Ecuador  was amazed to see us eat roasted peanuts. “High in Uric Acid”, he said.

Our Indian (from India) friends who are experts in Ayurveda (the 5000 year old Science of Life) have also warned us away from peanuts as being very hard to digest. They are known as tomasic (meaning those things that destroy rather than build).

Then imagine getting on a plane and crossing the ocean and a half dozen time zones which will throw off our digestion in itself.

This is a dry dehydrating environment hard on the kidneys. These factors alone are hard enough. To throw in a hard to digest food high in uric acid is like the kiss of death.

Second, avoid alcohol on airplanes. Dehydrating as well, hard on kidneys,and liver. Mixed with roasted peanuts! Ahhhhhh!

Third, sleep when traveling towards the sun. Travel through time zones throw off our Circadian rhythm.

We find that it helps to stay awake when traveling away from the sun. We fly to Europe or South America numerous times every year when I speak at seminars there and to visit our children.

Often I have to get up the day after I arrive and conduct seminars… sometimes for  eight hours. This requires a clear mind and energetic body.  So we need to be sure that the flight has not drained us.

We have flown across the Atlantic with clients and observed as they tucked into cocktails (peanuts!) heavy dinner, desserts and after dinner liquors while we are settling down to sleep through the flight.

We awaken, have only a little breakfast on the plane, and meet the European morning refreshed and ready to have a full day (but we go to bed early the first night).   Those clients are dragging and beat.  “Where on earth do you get your energy?” they ask.

Can’t sleep on planes?

Buy some Valerian tea at the health food store, ask for hot water and make your own tea. It tastes like what I imagine dirty gym socks would taste, but is a natural way to get to sleep.

We also use melatonin to restore the natural melatonin that is lost on endless time zones. Just buy a bottle of liquid from the health food store and take 20 minutes before sleep.

I also bring along my Bose noise suppressing headphones and some baroque music.

Before I leave on a journey, I massage my feet with an essential oil blend.

When essential oils are applied to our feet, they stimulate zones on our feet that “mirror” the entire body. Stimulating these reflexes sends messages to the associated body parts that help reduce tension, improve circulation and help the body deliver oxygen and nutrients to the cells… important benefits on a flight.

I use my Essential Oil Blend Chart, created by Candace Newman and massage the oil blend in my hair, put it in my ears up my nose, on my face and on my collar and shirt cuffs.

The oil fights virus and bacteria plus helps balance the flighty feeling on a flight.

Here is Candace’s Essential Oil Blend Chart.

essential-oil-chart

We also avoid airplane water (except bottled).   We add a drop of Rose Otto essential oil.  This makes a tasty rose water that aids digestion and the time transition.

We make sure the oil we use is Rose Otto which is the steam distilled essential oil of rose petals. Otto is the term used to differentiate the steam distilled variety from the ‘Rose Absolute’ and “Rose Concrete”.  The extraction process for both Absolute and Concrete use solvents so Rose Otto from the Bulgarian ‘damask’ Rose, cultivated since the 16th century, is considered to produce the finest quality essence

Rose Otto is bright, alive, richly floral and complex and is more potent than the Absolute and Concrete so smaller amounts of Rose Otto are required.

You can order Rose Otto 4 ml here

We also spray ourselves (head and face and air above us) with lavender essential oil lavender misted with distilled water to combat dehydration and to refresh, cleanse and purify.

In Aromatherapy, mists and hydrosols are generally used to calm our emotions, lift our spirit, cleanse the air, and soothe the skin.

You can make your own mist with Lavender oil.

You can order Lavender  essential oil here 10 ml

Candace Newman has a four mist sampler pack that contains all four of mists.

Candace offers a sample of four 1 oz essential oil mist blends each in amber plastic bottle with zipper carrying case and includes an Essential Oil Mist Chart is included free.

1 ounce Lavender Mist
1 ounce Lavender-Peppermint Mist
1 ounce Lavender-Rose Mist
1 ounce Rejuvenation Mist

Essential-oil-mist

Learn more or order here.

Next we travel first or business class using our frequent flyer miles to upgrade ourselves. There is more privacy and room in this class and because we book as early as possible, we almost always are upgraded.

We do yoga (or stretching) before we get on and off… plus stretch during the flight. This helps keep spinal fluids moving. The spine is often perceived as just a stack of bones in reality it is our gateway of energy and it shifts with every thought we have about life. It is a precise mirror of who we are. With every stress we have, the interrelationships of bones, muscles, ligaments, and nerves are altered in and through the spine. These deviations are minute, often imperceptible, but no matter how small, the changes in the spine have gigantic effects on the body.

I then use a spinal tuner before and after each flight.  You can learn about Joe Culbertson’s spinal tuner at www.spine-tuner.com

On long flights we also  wear an ionizer around our necks. This purifies the air and  creates negative ions that makes us feel fresher and cleaner.

This is a shot of my well used travel ionizer.

Ecuador-travel-tips

Mine is old and about the size of a pack of cigarettes.  New ones are in the market for $119. They offer a Corona Discharge Air Purification technology to create fresh air while purifying the air with a stream of charged electrons (Ions) .  This Ionizer is worn around the neck so a continuous stream of ions flows toward the face.  A round magnet rests on the back of the neck to reinforce your body’s magnetic field (which is off balance in high altitudes).  Google the word Chionizer and you’ll see a number of sites offering this product.

We also try to arrive and leave via a small airport. When we are in North Carolina we fly Delta’s commuter partner in Tri-Cities Tennessee to Atlanta or Cincinnati.  Big airports like Miami or Atlanta create a lot of stress… crowds, noise, rudeness and pollution.  This is not a good way to start or end a flight.  By starting at a small airport, there’s not much stress, people remember us and it goes smooth and easy.

Finally we meditate when we get on the plane, often during the flight and before we disembark.

We do our best to eat little or nothing and avoid hard to digest foods on these long hauls…just some pure water, fresh fruit…. sometimes a boiled egg… a few seeds and nuts are very satisfying.  Rest and avoid stress as much as you can on the journey.

Every generation has had its health cross to bear. Neanderthal Man faced the Saber Tooth Tiger.  Medieval  Europe had plagues.  Today we face fast food, stress and long flights!

It is a miracle, privilege and responsibility that we have the freedom to travel almost anywhere on this good earth we choose. This gives us the ability to broaden our horizons and contribute more to the world. These few simple tips  can reduce the negative elements of the great joy of air travel.

Gary

Join us at an upcoming Ecuador or North Carolina conference or tour.

On our upcoming Imbabura real estate tours we’ll look at real estate on all three of the big lakes near Cotacachi. Here is a map of the area.

Ecuador-travel-tips

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

We’ll  visit the sacred Quicocha lake for a shamanic study and perhaps a ceremony.

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Ecuador-Lake-Property

View from San Pablo Lake property for sale.

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Lake Yahuarcocha

The lake is a historical site also known as Blood Lake because of a 13 year battle between the locals and Incas.

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

More Health Tip Links

Natural Health One Step at a Time

Vision and Food

Here’s Incredible Power

Natural Awakenings to Secrets of Longevity

Foundations of Health

Investing Inspired by Raspberries at Dawn

Ecuador Shamans & Purification

Ecuador Nutrition


The ancients of Ecuador understood the importance of nutrition.

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Ecuador Nutrition. Ecuador healers emphasize nature and nutrition. Here a shaman places fruit for a purification ceremony.

A recent message looked at an Ecuador Health Tip.  Here is another… Ecuador shaman’s belief that one of the most important aspects of health is nutrition.

Spring is the hardest time of the year on digestion. This is the sluggish season that requires a diet most unlike eaten in the Western world… lots of light salads and greens.

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Here in the Blue Ridge of North Carolina, the local wisdom is to plant lettuce, onions, potatoes and radishes on Good Friday and the rest of the crops on Mother’s Day.  This is not bad advice. Our temperature dropped to 29 degrees F after Mother’s Day!

I cheat a bit and plant early in pots that I can move into our green house during cold snaps.  Here is our lettuce starting.

In times past, nature provided for our seasonally adjusted diet and in the spring the main supply of food available was exactly what was needed.

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Radishes are revered in the Andes. This is the first crop available in spring… light and spicy… both elements that help stimulate digestion.  And radishes are the sacred food of the Maya…because they signify the first crop!

Today however refrigeration, regional and global trade means that most people do not alter their diet.

In spring, we need a good clean out and a light diet.  Those who do not get this risk having a sluggish digestion.

A recent article in the Times of London entitled “Diet not lack of exercise is the cause of obesity” confirms this thought.  Here is an excerpt.

A study of the US obesity “epidemic” — a precursor of world dietary trends — suggests that there has not been any significant reduction in levels of exercise in the past 30 years. It concludes that the surge in obesity is a result of excessive calories.

Last year the largest British study into obesity, backed by the Government and compiled by 250 experts, concluded that excess weight had become the norm. It predicted that by 2050, 90 per cent of today’s children will be overweight or obese — costing taxpayers an estimated £50 billion.

Health professionals and campaigners welcomed the latest findings, presented at the European Congress on Obesity in Amsterdam, as evidence of the need to focus on diet and the availability and overpromotion of highly calorific foods.

Among children the tests showed a 100 per cent match, leading researchers to conclude that changes in physical activity had had no impact on children in the US growing fatter.

He said that US children had grown on average 9lb heavier and adults were 17lb more. For the US population to return to leaner 1970s levels children would have to cut their intake by about 350 calories a day — equal to a can of fizzy drink and a small portion of fries, and adults by about 500 calories — about the same as a Big Mac burger. Alternatively children would have to walk an extra 2½ hours a day, and adults nearly two hours.

Ecuador’s shamans agree that nutrition is a key to good health. When we lived with the Taita Yatchak and his apprentices, nutrition was the key factor they focused on.

They also emphasized that good digestion was the first step to good nutrition.

Keeping calories down is vital.  Improving quality of food is important as well.  However, you can eat the best food in the world but if your digestive system is not working correctly, you’ll not absorb the nutrients.

Here are three of the steps the yatchak took to get and keep good digestion include:

#1: Only eat on an empty stomach. Leave at least four hours between meals and start easy.  Breakfast was a highly and easily digestible meal.  The usual breakfast consisted of a grain (wheat, oat, quinoa) that was ground into a very fine powder.  A boiled juice made from fruit and dried cane juice (a dissolved very rough brown sugar-In India they call it jaggery) was then added in to taste.

#2: Do not mix salt and sugar.  This combination is hard to digest. Meals are either sweet or salty. Usually the morning and evening meals are sweet. The noon meal, is the largest meal of the day and is usually salt.

#3:  Use spices to stimulate the digestive system… ginger especially.

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The yatchak fed us plenty of quinoa… the only complete vegetable protein.

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Plus many leafy green vegetables, berries and juices. This is blackberry syrup… used on powdered oatmeal.

Andean health principles are similar to Ayurved, India’s science of life.  This is not surprising as the root of the Andean language Quechua is Sanskrit.

A recent email from Ayurvedic physician John Douillard explains why.  In this email John wrote:

Ginger is perhaps one of the world’s finest digestive aids that won’t overheat the digestive process.

Black Pepper stimulates the flow of your own digestive enzymes.

Long Pepper helps to strengthen the digestion and break down hard to digest foods – and like ginger it won’t overheat the digestive process.

John explained about Trikatu, an Ayurvedic medicine made of long and black pepper and ginger.  Trikatu, is a base ingredient for thousands of medical remedies.  John wrote:

“What I love about Trikatu is that a patient who has poor digestion (ie. gas, bloating, heavy stomach, indigestion, constipation and abdominal pain) can restore normal and healthy digestive function and then steadily wean off it.”  (See below how to read John’s entire message).

Long pepper is a spice used mainly in the Mediterranean, and in Indian, African, and Indonesian cooking. The plant has a peppery taste similar to black pepper, though a bit hotter.

In Aryuvedic medicine, long and black pepper and ginger are used together to created trikatu, a base ingredient for thousands of medical remedies. Alone, Long pepper can also be used to help with coughs, colds, fevers, and a variety of stomach conditions.

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One Andean purification tea (to bathe in and drink) is composed of cinnamon, start anise (above-very inexpensive in the market) and…

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Pimiento Dulce or sweet pepper. This is called Black Cardomon in many places. Simmer all three spices together in a quart of water.  Let the concoction cool.  Drink some.  Dilute the rest in two gallons of hot water.  Ladle over the body in a bathtub. It’s cleansing and refreshing.

One way to view all of existence is as differing forms of digestion.  Everything absorbs other things and becomes something else.  That’s life… digestion.  Good digestion of reality creates a good life. Good digestion of food helps create physical health.  One way to spice up your digestion in spring is with light food, Trikatu and Ecuador’s shamanic wisdom above.

Gary

Learn more Ecuador shaman health tips on our Shamanic Mingo Tour.

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Other 2009 Ecuador Courses & Tour

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

John Douillard’s article on Trikatu is at
www.lifespa.com/product.aspx?prod_id=309

The article “Diet not lack of exercise the cause of obesity” is at
www.timesonline.co.uk/tol/life_and_style/health/article6250968.ece

Ecuador Food Value


Ecuador food has a big impact on Ecuador property value.

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Quinoa is the high protein grain…

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of the Andes.

While writing about Ecuador beach property I have been searching for Florida property as well.   This has given me a chance to compare many aspects of Ecuador property value with Florida.

Merri’s and my decision has a lot to do with the age and location of  our grandchildren and we’ll remain Ecuador real estate owners as we add Florida real estate as well.  Both areas offer enormous value now but there are numerous  arguments that make Ecuador property values look strong.

Yesterday we looked at the argument of price.  If you missed that message see  Ecuador beach price value.

Today let’s look at the argument of food.  Perhaps one of the biggest disappointments Merri and I face when we return to the US from Ecuador is the food… in three ways.

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The first disappointment is availability and quality.  Many varieties of fresh, really ripe US fruit and vegetables are hard to find.

Ecuador is a small agricultural country and as such, a huge national distribution system is not required.  The food is fresher.  Preservatives are not as required.

Ecuador’s land for producing food is rich.

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Food is produced in every nook and cranny.

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and available in markets and every village.

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Corn, beans and potatoes are the basics in the Andes. Here are some shots from Cotacachi Ecuador…

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market.

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Fresh vegetables are everywhere with no…

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plastic wrap!

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The second Ecuador food benefit is cost. Prices are really, really low compared to the US.

For example fillets from these just caught Dorado cost me $1 a pound in the San Clemente fish market.

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A bag of avocados or apples or pears or grapes cost a dollar.

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A fresh croissant in the bakery is 12 cents.

or mangoes or these blackberries will cost a dollar… big bags.

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Because there are no seasons in Ecuador many types of fruit are…

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available…

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all the time…  like berries and papaya. These would cost about 50 cents.

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Dairy products are great.  The grass so rich,

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like this… to feed these cows.

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We buy fresh, raw milk by the pail full… creamy to make our own butter.

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There is great fresh non fermented (queso fresco) cheese in the markets.

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The basic starch in the Andes is corn and potatoes. On the coast it is plantains and bananas. In the Amazon yucca root.

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easy access to fresh low cost food helps maintain good health and makes it easy to enjoy life more on a budget.

The third important argument for food is that Ecuador can feed itself without high technology.  The Western world is so dependent on high tech farming and global distribution that it will have a hard time feeding itself if the immensely complicated global economic structure fails.

For example Dr. Joseph Mercola recently wrote an article entitled “Could-Monsanto-Be-Responsible-for-One-Indian-Farmers-Death-Every-Thirty-Minutes?”

An excerpt from this article (see how to read the entire article below) says:

Genetically modified plants and foods are, from my perception, one of the largest threats that we have against the very sustainability of the human race and a healthy future existence on earth.  Let’s face it, how long can your descendants survive if there isn’t any food to eat, and Monsanto’s “suicide gene” starts spreading to other native plants so they won’t reproduce naturally?

According to the National Crime Records Bureau of India, more than 182,900 Indian farmers took their own lives between 1997 and 2007. It estimates 46 Indian farmers commit suicide every day. That equates to roughly one suicide every 30 minutes!

Monsanto’s Role in Farmers’ Suicides

Over the past decade, millions of Indian farmers have been promised radically increased harvests and income if they switch from their traditional age tested farming methods to genetically modified (GM) Bt cotton seeds. So, they borrow money to buy GM seeds, which need certain pesticides, which requires more money. And when rain fall is sparse, the GM crops fare far worse than traditional crops – a fact that these farmers oftentimes don’t learn until it’s too late and they’re standing there with failed crops, spiraling debts, and no income.

Ecuador has so many really poor small farmers that this is not as big a problem in Ecuador…yet. Let’s hope it never is.

I have been thinking about the importance of having an Ecuador food haven after reading the novel “One Second After” written by bestselling author, William R. Forstchen.

The story takes place in a small North Carolina town after an electro magnetic pulse is detonated by terrorists over the United States.   The electrical grid and anything using a computer stops working.

Without central communication and distribution, mass devastation and chaos ensues immediately.   The agony is terrible and life almost unfathomably complicated. What makes this fiction meaningful is that the book really documents and details the West’s dangerous reliance on technological systems which are so extensive that no one even recognizes them any more.

Adding to the terror of this book is a forward by Newt Gingrich and and afterword by Captain Bil Sanders (USN) one of the foremost experts on EMP. His comment  on how an EMP exploded over the US would create the Compton effect and how it would have “devastating consequences on our country”  should be understood.

Ecuador is at the Equator with 365 days a year of sun… plenty of water…. rich soil… a biodiversity equal to the equator to the arctic circle and reliance on old ways…

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can feed itself.

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There have aways been fishes and loaves here…

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and always…

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should.

Gary

Let’s share ways and lifestyle alterations that protect as they provide joy, satisfaction, better health and enhanced wealth.

Ecuador Agricultural Expedition

Ecuador Agricultural Property Expedition by Jean Marie Butterlin.

May 14-15-16, 2012

Sept 17-18-19, 2012

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See Ecuador agricultural property by four wheel drive.

Merri’s and my first property purchase many years ago was agricultural land… over 900 acres… formerly in sugar cane, citrus, pineapples and avocados… the top soil deep and rich.

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Here is a photo of Merri feeding one of our horses.  We still have that hacienda land, Rosaspamba, (the place of the roses).

Plus we have added more agricultural land… and are looking to add more.

An excerpt from a recent message entitled Beating & Benefiting From the Economic Crash explains why: In the seven years before its peak in July 2006, the US home-price index surged 155 percent. Since then, it’s fallen 33 percent.

This creates a huge opportunity. Economic history since before WWI suggests that we’ll see the final crunch of this 15 year bear in 2011 and perhaps 2012.  Then the light at the end of the tunnel will appear… slowly at first but picking up a head of steam aiming for the next bubble of something like 2030.

The way to beat this crunch is to set your affairs so you do not lose during the next crunch and have liquidity to take advantage of the low prices and high value the crunch could bring.

There are numbers of reasonably safe pockets of opportunity.  For example inflation during these difficult economic times has helped profits on agricultural property.

Excerpts from a May 31, 2011 article “Farm boom missing Main Street” by By John Gaps III, of The Des Moines Register show what I mean:  GUTHRIE CENTER, Iowa – Fifteen miles northeast of here, a quarter of a square-mile of farmland sold for $1.3 million this spring.

Farmers can lock in about $6.73 a bushel on the Chicago Mercantile Exchange for corn they will deliver to market in December, nearly twice the price a year ago.

The sustained surge in corn prices has driven the average value of an acre of Iowa farmland to $5,708, according to a March survey by the Realtors Land Institute. That’s up 19.7% from the previous six months and up from $1,865 in March 2001, according to the Institute’s Troy Louwagie. The land northeast of Guthrie Center— where fields are flat and the soil is black — sold for $8,600 per acre, according to the county assessor.

“The rural economy is very good right now despite signs of a peaking commodities market and concerns about drought creeping north from Texas, flooding along the Mississippi River, and rain-delayed corn planting in Illinois, Indiana and Ohio. American farmers who grow everything from rice to sugar beets have enjoyed a year of historically high prices, said Don Roose, a trader at U.S. Commodities in West Des Moines.

It’s not just towns surrounded by crop farming that have declined amid high commodity prices.

In heavily forested west central Alabama, the town of York has suffered as the timber industry has consolidated, said Auburn sociology professor Conner Bailey, president-elect of the Rural Sociological Association.

That’s despite steadily climbing timber prices since the middle of 2009 on the Chicago Mercantile Exchange.

This is why in the last several years I have been writing about and adding agricultural real estate to my portfolio.

There are few places with as much agricultural potential and diversity as Ecuador. It is not surprising that many readers ask us about Ecuador farmland or agricultural property there.

Our first reply to anyone asking is… agricultural land is hard to find and get it!   Finding our hacienda took us well over a year of dedicated search.  Searching for good farmland is not like viewing a batch of properties in a town or village.  First, it often takes hours just to get to the land.  Secondly, it almost always takes hours inspecting the land.  You do not do quick walk throughs on  100 or more hectares.  One is lucky to be able to see one property a day unless you can be really very organized.

Then once you find something that looks good… the hard part begins.  Of course there is always the price!

Then there is the research.  One seemingly great property we looked at “had great water rights”  we were told.  “Then why does it have cisterns all over the place?”  we asked ourselves.  A deep check of the deeds and talking with neighbors unveiled the fact that what’s on paper does not always match precedent and reality.  There were water rights on paper, yes, but they were disputed by numerous neighbors who had for years continually cut the water lines every time the current owner installed them.  It was just pure luck that we were suspicious and turned down this property, which still has not sold.

Buying agricultural property is not like buying urban property from a title point of view.  There are no rural land registers, so deeds have to be carefully researched by an attorney.

Finally if you buy it… what’s next?   Who do you hire. What do you grow… who buys the crops?

Yet because there has been such interest, I challenged Jean Marie Butterlin to create an Ecuador Agricultural tour.   He has been working hard at this for over 6 months, and I am proud to announce that he has set up an excellent program for those who are really interested in farming in Ecuador.

Here is what Jean Marie has explained about the Ecuador real estate tours he has created and conducted.

When I was 40 years old and told my friends that I would retire at 50, they were laughing.  They are not laughing anymore!

My name is Jean Marie Butterlin and I live on one of the nicest, most affordable coasts of all South America with my wife Pascale and although I consider myself retired, I still like to work… but only at what I really like.

How did I achieve that ?

I had a plan.

Part of that plan was to move to a nice area where it was less expensive to live and much less stressful than Europe.   I found that place after traveling and inspecting most South American countries.  We chose Ecuador and more specifically Bahia as our home.

We live now as well on $2,000 a month in Bahia than we did in Europe on $10,000 a month.

When you are planning to retire and live the good life, you should look at both parts of the equation, expenses and what you can earn.I have been able to lower my expenses considerably by living in Bahia.  We live in front of the Malecon enjoying the sun 320 days per year.

But the key to retirement is really in the INCOME part of the equation.   How can you generate income without working too hard?

The answer is to have an “outside the box”  plan.  If you do what everybody else does, chances are you’ll earn what everyone else does.

A lot of younger clients on our real estate tours ask  “How can  I generate a little income in Ecuador”?  They say they would move down immediately if they could. This started me thinking  about how to show a few select clients a chance to be part of that world of retirees in Ecuador who work only at what they like.

I have put together a special plan for those seeking to move and earn in Ecuador now!

Here is the plan and here are the facts:

* Every economist is currently saying that agriculture will be the next place to invest because :

  • God is not making more arable land.
  • The world is running out of food.  China has been buying and leasing arable land all over Africa and in South America for example.  A lot of the smart money is going into arable all over the continent.

* Ecuador has some of the cheapest yet best agricultural land in all of South America.  The climate is best for growing as well with 365 days a year of direct sunlight.  In many parts of Ecuador, farmers can get 3 and even 4 harvests per year, depending on the water available on the property.

* However, most Ecuadorian farmers have not yet learned how to produce and manage a farm. They are lacking higher education and management skills as well as equipment.  Some Ecuador farmers still plow with oxen.

*  Many Ecuadorian farmers do not know how to sell and do not treat the farm as a real business.

There is a great opportunity that lies in this combination of cheap, arable land, the geographical place of Ecuador on the equator and lack of good agronomical skills.

Here is the chance to attend the first agri business expedition, planned for October 17, 18 and 19.

This is a tour for those who want to have an active agricultural business in Ecuador and have $100,000 minimum to invest.

This tour will be conducted over three long, jam packed days to provide you a low cost efficient way to inspect Ecuador agricultural property that is legitimately for sale at a reasonable price.

Day 1 – 9 am to 6 pm: Detailed presentations by agri engineers and specialists of several type of agri businesses. These presentations  include costs, types of soils for each type of crop, risk analysis, potential profits, timing, where to find the buyers of crops,  introduction to buyers  looking for specific crops.

On the tour we look “outside the box” at crops that can for example produce “biofuel”. We’ll look at land where one company in Manta will buy every available crop at market price.   We know the owners of that company and you will be introduced to them.

Day 2: Visits farms for sale.  Here is one farm we inspected on our first tour.  This agri property has 203 hectares (507 acres) divided into:

28 hectares (70 cares) of balsa trees.  In 5 years these will fetch $30,000 a hectare.

30 hectares (75 acres) of African palm trees in production (the nuts fetch $250 per ton).

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– 140 hectares (350 acres) of pasture sufficient for 200 head of cattle or other crops that can produce an excellent return.

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– 3 small

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and one large river along the property with water availability.

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– Close to the main road

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– $6600/hectare ($2,640 an acre) asking including a small casita for caretakers.

Day 3: Q&A’s with the agri specialists…with round table discussions. We break into small groups to discuss in more details each business its costs and potential profits.

We have inspected and investigated all properties prior paying special attention to three special issues:

* water on site
* access roads
* good port close

We only show land that has water in Manabi province near Manta the second largest port in Ecuador.

We have investigated electricity, pricing and title plus will have speakers during breakfast and dinners who will discuss these  issues and the legal matters pertaining to agri businesses in Ecuador.

These experts will be available for consulting during the tour and later… covering technical matters on which crops are best suited for each soil and what times of the year are best for planting and harvest.  The tour pays special attention to reviewing the marketing aspect of each crop and where to find buyers.

We use our contacts with local people were born in the area… who know the land owners… who know what the “market” price should be and we do not show farmland where the seller is asking an unrealistic price or if there are any doubts about ownership or clear title.

We also provide administration, accounting and legal consultants who will answer questions about owning and running a company in Ecuador, a civil code country and very different from the US and Canada which run on common law.

Included in the tour fee:

*  Agri engineers who can help you start your business, provide services and the follow up.

* Legal experts in incorporation, administration accounting etc..

* Experts in marketing agricultural crops.

Although we do not advise being absentee owner, we can provide all the services needed to run the business with our agricultural team.

If your agricultural knowledge is limited, we have the experts who will help you through the learning curve.

The big Question is “How much can someone make in agri business in Ecuador?”

The Answer:  We will not show any businesses that do not produce on a regular basis at least 10% net return. Many agri businesses you will see can pay off land costs within 1 to 2 years.

The Agri Business Expedition fee is $1,990/single $2,990 couple.

For efficiency and logistics, this tour is strictly limited to 16 people… 4 persons per four wheel drive vehicle.

Jean Marie

Ecuador has many Agricultural Advantages and we have been recommending the idea of investing in Ecuador agriculture for years.

Here is an excerpt from an April 10, 2007 message  at this site entitled “Ecuador Agriculture”: Ecuador agriculture can offer a better lifestyle and opportunity as good prices rise. Sometimes we forget the importance of life’s basics…such as food. Until those basics cost more.

Ecuador agriculture is important because Yesterday’s Wall Street Journal included an article that began: “Prices of farm goods are climbing – in part because of demand for crop-based fuels – pushing up food prices around the world and creating a new source of inflationary pressure. The rise in food prices is already causing distress among consumers in some parts of the world — especially relatively poor nations like India and China. If the trend gathers momentum, it could contribute to slower global growth by forcing consumers to spend less on other items or spurring central banks to fight inflation by raising interest rates.”

This is one of the wonderful benefits of Ecuador agriculture, the extreme supply of excellent but low cost food.

Ecuador is a Garden of Eden and here is a fact you probably did not know. The inhabitants of this region developed more than half the agricultural products that the world eats today. Among these are more than many varieties of corn and potato. These foods also include squash, beans, peppers, peanuts, popcorn, yucca and quinoa.

They even learned to use freezing night temperatures and warm days to freeze dry potatoes and create potato flour.

At the market, three blocks from our hotel where we shop.  Open air restaurants in the front of the market offer excellent meals, vegetarian, or chicken, steak, fish or pork for about $1.

There are numbers of  fresh picked vegetables offered by happy friendly people.

And every type of fruit you can imagine, from pineapple to coconut, papaya, mango, apples, pears, bananas, berries and numerous other tropical fruits all at bargains prices by Western standards and ripe all year round.

Many exotic spices at a 1/20th the cost in the US or Canada. This makes life especially wonderful and inexpensive.

This creates opportunity as well.

Ecuador’s geographical location gives it a distinct advantage in agricultural production. Its exports include asparagus, bananas, broccoli, cocoa, coffee, flowers, hearts of palm, lentils, papaya, passion fruit, pineapple, plantain, mango, red beans, and tomatoes. Ecuador has mainly an agricultural economy, though oil is its largest source of revenue, and industry has expanded. Agriculture employs 32 percent of the workforce. 6.4 million acres is used in agriculture. Permanent pasture covers 17 percent of the total area and forests nearly 43 percent. In the highlands subsistence agriculture and the production of staples for the urban areas are predominant (corn, wheat, barley, potatoes, pulses, and various vegetables). In the coastal lowlands tropical crops are grown to export. Ecuador is the largest exporter of bananas in the world and among the largest exporters of shrimp and roses.

Merri and I have been recommending Ecuador for almost 15 years…we have been recommending investing in agricultural property for even longer. Agricultural property in Ecuador makes excellent sense for those who like both ideas.  We are very pleased that Jean Marie has created this excellent tour.  We are happy to share this opportunity with you.

Gary

Tour price includes local transportation to the farms but does not include domestic airfare from Quito to Manta and lodging.  Meals are NOT included.

The Agri Business Expedition fee is $1,990/single $2,990 couple.

For efficiency and logistics this tour is strictly limited to 16 people… 4 persons per four wheel drive vehicle.

Who Will Benefit From This Tour

Attendees on this tour will range from those who want their own sustainable organic farm like Neverlands Farm in Loja to those who want a small agricultural property to enhance existing income… to those who want to run medium and larger agri businesses.

Small – Organic  – Sustainable

Neverland Organic Farms is a great case study of people creating an isolated sustainable organic farm

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See about the organic farm here

Income Supplement – Beautiful Way of Life

A good case study for those looking for a way of life and income supplement is this  six acre organic tomato farm that delegates on on a real estate tour visited.   This shows a perfect little Ecuador retirement operation, so where should we start?

I think it is with the guinea pigs…

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The farm has many of them in these cages.

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Clover on the farm feeds them.  Their manure helps organically fertilize the corn.

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The corn husks are mixed with manure to be used as fertilizer and the corn feeds the…

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pigeons…

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chickens and…

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pigs.

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All of these animals create more organic fertilizer that this farmer uses to grow tomatoes.

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Here is the Ecuador organic farmer with our driver Jorge, Alberto Verdezoto and Peggy Carper.

Tomatoes grow quickly here it seems.  These newly planted organic tomatoes will be ready in three weeks. I find this hard to believe but this is what the farmer said.  Though my Spanish has been known to miss on occasion.

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These will look like…

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this and…

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provide

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income that…

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would provide a nice retirement income… $25,000 a year we are told.

Other benefits include farm fresh eggs.

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Trout are in the ponds next to the pigeon coops.

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A good case study for a specific and large Ecuador agri operation is the farming operation set up by Young Living Essential oils.

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After creating a marketing system for the oils and farming in the USA, Gary and his wife…

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moved to Ecuador… began a large farming operation as well as…

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there own processing and a health spa.

Ecuador is a perfect place for many types of agriculture… large and small.  Find your farm in the safe and efficient way on an Ecuador Agricultural Tour.

Included in the price is all transportation from the hotel to the farms.  Airfares to, from and within Ecuador, hotels and meals are NOT included.

The Agri Business Expedition fee is $1,990/single $2,990 couple.

For efficiency and logistics this tour is strictly limited to 16 people… 4 persons per four wheel drive vehicle.

Learn about the Ecuador Farm Management Program here.

Read the article Could-Monsanto-Be-Responsible-for-One-Indian-Farmers-Death-Every-Thirty-Minutes at  http://articles.mercola.com/sites/articles/archive/2009/05/05/Could-Monsanto-Be-Responsible-for-One-Indian-Farmers-Death-Every-Thirty-Minutes.aspx

Ecuador Sanctuary


Here is a shot taken from the front yard of our Ecuador sanctuary in the Andes.

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This land is part of a cloud forest and we are often truly above the clouds!

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Many valleys in Ecuador are famous for the longevity of the residents. Our search for such valleys led us to understand that we can use more than landscape to live better, richer and longer.

This article was written on May 2, 2009, on the 41st anniversary of starting my international business.  Yet I plan to keep writing and sharing information for 41 more years!

This was more than an idle boast.  The promise was made from a belief and understanding that  began to grow when we first arrived  in Ecuador and began searching for the longevity valleys there.

That longevity search an Ecuadorian  Taita Yatchak (Shaman of the highest learning) who told us there was an unoccupied valley with special healing powers.

He offered to take us there.  (More on why below).

Here is Merri and me with the Taita Yatchak after purifying in a sacred spring in preparation for the trip into the Ecuador longevity valley.

Ecuador-longevity

We invited friends and started our journey at 4:30 a.m.  hiking from 10,500 feet, to 14,000 feet. Here we are getting ready to go.

Ecuador-Longevity

After hours of climbing we descended 4,000 feet down a hidden, mud, animal trail for three hours into a virtually impenetrable cloud forest, ripped by thorns, cut by razor grass, soaked, and caked in mud.

Here we are ready to descend.

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And here we are in the cloud forest during  the descent.

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By the time we arrived in the valley, it was just minutes before dark. We were fatigued by the high altitude, bone weary from our packs, every muscle aching from fighting all day with the sucking mud (which had regularly pulled off our boots).

We stayed in a floorless, leaky thatch hut, sleeping on dirt, no heat except the cooking fire, no running water, no nothing. The next morning, to our surprise we all felt and looked  wonderful! Those who had been injured had no sign of the injuries. We explored the valley which is perpetually wrapped in mist and fog. We swam in small icy, deep blue lagoons and did ancient exercises while the Taita Yatchak talked with us. We were continually cold, wet, dirty and cramped-all 12 of us in this tiny hut with its earthen floor.

I cannot describe how we felt except to say none of us had ever had so much fun and had such a sense of well-being.

There is something about the valley I cannot yet explain. Even at times when we were really worried about some of the party who had gone into shock from fatigue, there was never a moment of regret.

We discovered a magical quality to this Sacred Valley and even over a decade and a half after our return have found powerful emotional and physical evolutions happening to all of us. Merri and I, along with the others, feel physically stronger, more alert, more positive, more active and yet more serene than ever before in our lives.

After this journey we purchased the 962 acre Hacienda Rosaspamba and lived and studied there for nearly a year with the Taita Yatchak and his apprentices.

Ecuador-longevity

Here is another shot at Rosaspamba of one of the yatchak’s apprentices.

Living in a healthy place like Rosaspamba can help longevity.  More important is the fact that one can have longevity anywhere.  We discovered this at our other sanctuary in the Blue Ridge Mountains where we also live.  The family cemetery on our farm has five headstones with people aged 86, 91, 95, 100 and 115 at death.

The 115 year old lived from 1794 to 1909. I  wonder what type of medical insurance she had… back here in these hills. Here is that cemetery.

Health-Savings-Longevity

Merri and I have studied global health secrets for decades and have lived with healing masters from China, Tibet, the Andes and India to learn that it is not only where you live.. but how you live that creates longevity.

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Mountain mists are important to longevity.  One Ecuador shaman taught us that the hydrogen ions in the mists bond with free radicals on the skin to cleanse the body from the outside in.

Longevity does not come from quadruple bypasses, pacemakers, chemo, radiation and all the modern drugs so many people use.

Up here in these mountains people in decades and centuries past labored, breathed clean air, drank pure water and ate fresh food. These were hardy mountain people who worked hard, had little, ate little and with that made the most. Life was simple and they kept it that way. Longevity was their reward.

Now is the time to be thinking about longevity.

Many of us work so hard to build financial security then lose it through lingering illness or even worse death, heart attacks – stress, diabetes -bad diet, cancer – over-aggression created by the effort.

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Good water is important to longevity. This is a mineral thermal springs near Cotacachi Ecuador that we visit for a soak on our Ecuador shamanic mingo tours.

Does this lifestyle make sense?

The answer, “No, it does not make sense” led Merri and me, many years ago, to sell our home in Old Naples, Florida, leave the stressful city and move here to our secluded Blue Ridge farm and Andean plantation.

We have learned that there are many simple secrets to longevity.  They are harder to use in busy cities.

Here are three secrets we gain from untold hours shared with clients and friends who are expert in all types of healing. These secrets come from years of experience with disciplines like acupuncture (when I first lived in Hong Kong) when they were still considered witchcraft in the Western world, and from our years of living with healers from India, Tibet and the Andes.

I share these as a layman, but one who has watched his weight melt from 220 to 150 pounds. They are shared by a 62 year old male with a pulse of 99 over 60 something and a resting heartbeat in the low 60s whose energy and stamina is high.

The secrets are not shared just to stop you from getting sick either. They are to help you have more stamina, vitality, energy, endurance as well as longevity so you can enjoy life more!

The first secret is not a secret at all, but a simple reality that most ignore.

Restrict your diet. Cut down your caloric intake. This is the only factor that I have studied that has been scientifically supported. Plus the residents in the three valleys where National Geographic documented extra longevity had caloric intakes ranging from 1,200 to 1,800 calories a day.

For example in Vilcabamba (one of Ecuador’s longevity valleys) over one person per thousand lived to be 100. In the U.S. the figure is one per 33,000! The average caloric intake in this valley (in the past) was about 1,200 calories a day.

Secret #2 is to have more than a routine.

Create ritual! Those who live extraordinarily long lives seem to share this common trait. Whatever they do they do in moderation, in a very similar way and with great gusto. For example, if they drink an ounce of whisky every day, at six o’ clock, they do not do this at five some days and eight others. They do not have a half ounce one day and two another. They tend to have one ounce at six p.m. every day. This instills discipline, keeps life simple (very important) and allows the body to get used to doing whatever it is it has to do. Take Chris Mortensen one of the oldest documented men in the 1990s who at 113 said of his weekly cigar, “If you take my weekly cigar away from I am going to die”. The anticipation and ritual of whatever pleasure he receives from this is far more life giving than the stress. The world’s oldest documented woman in the 1990s, Jeanne Clement, at age 122 drank cognac and ate a pound of chocolate a week (but never two).

Secret #3 is to remain independent, challenged, active and needed. One of the most important features that was found in every valley where people lived long lives was that old age was revered. Often people at age 100, even 110 are still active and working! Max Zimmer of Los Angeles came to the US from Austria in 1911 with only a two dollar bill. At age 103 he still had the same two-dollar bill and had built and still ran a multimillion-dollar business. One MD, who specializes in anti aging, points out that most centenarians seldom spend much time with doctors. When they finally get sick, they die quickly and with little expense. They depend on themselves to remain healthy not others. Having a good savings and investment plan for old age is also an important factor to remaining independent. Are any of these factors in your routine and plans? Most of us have to answer “no”.

This is why Merri and I moved to our farm in North Carolina and Ecuador and have worked at instilling these simple formulas (and many others) into our lives.

We live in a rapidly evolving, often frantic and polluted world. Escape from the crowds may help longevity a bit.  However escape from bad lifetsyle habits helps longevity even more.  Merri and I look forward to sharing the longevity habits we learn with you.

Gary

How We Can Serve You

How to Have Real Safety in 2020

The most important investment you can make in 2020, is in yourself. 

Invest in more time.  Invest in less stress. Invest in greater security.That’s why four years ago we created the Purposeful Investing Course (PI) because when it comes to finances, there are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

The core model portfolio we teach in the PI Course rarely changes, but is highly diversified in thousands of shares around the world… so there is higher long term profits, less stress and greater safety.

The portfolio consists of 19 country ETFs.  During the four years since we created the Purposeful Investing Course and set up a $40,000 real time portfolio at Motif Brokers, we have held the same 19 shares and have only traded three times.

The portfolio started with $40,000 and has risen to $53,591 ($49,015 in shares and the balance in accumulated cash).

The portfolio did really well from 2015 to 2018, better than the DJI Index.  Then as the US dollar grew in strength it fell behind.

The chart below shows the actual results of thos portfolio compared with the S&P 500.

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This good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around investing models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

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Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Canada, Germany, Hong Kong, Italy, Japan, Norway, Spain, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of theseall good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

The fact that the Pifilios are invested in all the shares of the MSCI Index in each good value market reduces long term risk.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last four years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and “Silver Dip” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2020 I celebrate my 54th anniversary in the investing business and 52nd year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal Investing Course.

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

Learn more about our trip into the Llanganatis Valley here

Ecuador & Longevity


Ecuador is known for the longevity of many of its residents.

National Geographic published a great article, “Every Day Over 100 is a Gift” that outlined how and why residents in some Ecuador valleys like Vilcabamba live much longer (up to 130 years) than in the West.

vilcabamba-ecuador-back-yard

View of Vilcabamba from Club Hacienda el Atillo , Resort and Spa.

Yesterday’s message Ecuador and global investing pointed out that May 2, 2009 was the 41st anniversary of my investing and working globally.  That message ended with my plans for sharing the next 41 years with you.

Don’t Believe it?

62? Plus 41?  103? Could this be true?  I have a great grandparent (from Wales) who lived to 106, so why not?

Expecting to live long (I mean really expecting) makes it is more likely that you will. One of the greatest health risks we have is buying into the social myth that we should retire at age 65.

Every ancient text of wisdom suggests that 50 years of age is the midpoint… the time when life becomes more spiritual, wiser and that we have 50 or  more years to go.  If you are Biblical try rereading the book of Leviticus.

I believe this.  Below you’ll see  someone who agrees!

How will you look when you are 97?

ecuador-longevity

This is a photo of Shigeaki Hinohara this year at age 97.  The photo was taken from an article at japantimes.co.jp entitled WORDS TO LIVE BY Author/physician Shigeaki Hinohara by Judit Kawaguchi.

Here is an excerpt from that article (the address for the entire article is at the end of this message).

At the age of 97 years and 4 months, Shigeaki Hinohara is one of the world’s longest-serving physicians and educators. Hinohara’s magic touch is legendary: Since 1941 he has been healing patients at St. Luke’s International Hospital in Tokyo and teaching at St. Luke’s College of Nursing.

Always willing to try new things, he has published around 150 books since his 75th birthday, including one “Living Long, Living Good” that has sold more than 1.2 million copies. As the founder of the New Elderly Movement, Hinohara encourages others to live a long and happy life, a quest in which no role model is better than the doctor himself.

Energy comes from feeling good, not from eating well or sleeping a lot. We all remember how as children, when we were having fun, we often forgot to eat or sleep. I believe that we can keep that attitude as adults, too. It’s best not to tire the body with too many rules such as lunchtime and bedtime.

All people who live long — regardless of nationality, race or gender — share one thing in common: None are overweight. For breakfast I drink coffee, a glass of milk and some orange juice with a tablespoon of olive oil in it. Olive oil is great for the arteries and keeps my skin healthy. Lunch is milk and a few cookies, or nothing when I am too busy to eat. I never get hungry because I focus on my work. Dinner is veggies, a bit of fish and rice, and, twice a week, 100 grams of lean meat.

Always plan ahead. My schedule book is already full until 2014, with lectures and my usual hospital work. In 2016 I’ll have some fun, though: I plan to attend the Tokyo Olympics!

There is no need to ever retire, but if one must, it should be a lot later than 65.

Share what you know.

When a doctor recommends you take a test or have some surgery, ask whether the doctor would suggest that his or her spouse or children go through such a procedure.

To stay healthy, always take the stairs and carry your own stuff.

My inspiration is Robert Browning’s poem “Abt Vogler.” My father used to read it to me. It encourages us to make big art, not small scribbles. It says to try to draw a circle so huge that there is no way we can finish it while we are alive. All we see is an arch; the rest is beyond our vision but it is there in the distance.

Pain is mysterious, and having fun is the best way to forget it.

Don’t be crazy about amassing material things. Remember: You don’t know when your number is up, and you can’t take it with you to the next place.

Science alone can’t cure or help people.

Life is filled with incidents. On March 31, 1970, when I was 59 years old, I boarded the Yodogo, a flight from Tokyo to Fukuoka. It was a beautiful sunny morning, and as Mount Fuji came into sight, the plane was hijacked by the Japanese Communist League-Red Army Faction. I spent the next four days handcuffed to my seat in 40-degree heat. As a doctor, I looked at it all as an experiment and was amazed at how the body slowed down in a crisis.

Find a role model and aim to achieve even more than they could ever do.

It’s wonderful to live long. Until one is 60 years old, it is easy to work for one’s family and to achieve one’s goals. But in our later years, we should strive to contribute to society. Since the age of 65, I have worked as a volunteer. I still put in 18 hours seven days a week and love every minute of it.

These are some great tips and Hinohara is proof of the pudding that we can improve our chances of longevity anywhere!

Gary

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Shamanic Mingo at Inkapirka.

Learn secrets of longevity on our Ecuador Shamanic Mingo Tour.

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

There is such an important connection between good health, longevity and wealth that Merri and I incorporate longevity sessions into our courses, especially your shamanic mingo tour.

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Good food, like this fruit at the Cotacachi Ecuador farmers market is important to longevity.

Here is what some previous delegates have said about our tours.   These tours  change lives in more than just monetary ways as some of the delegates who have attended previous courses have written.

“For years and years I have searched for truly like- minded people to play with and work with… people who are deeply and honestly SPIRITUAL.”  J.M. Texas

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Longevity comes in safe places were even small children like this Andean girl are allowed freedom from crime day and night.

Here is another rave from a delegate:

“People who, among other things, are active and productive and creative and resourceful, whose word can be counted upon; People who realize that spirituality DOES NOT mean sitting in a cave contemplating your navel and weaving baskets, nor does it equate in the Western culture with living in abject poverty. People who realize that abundance is not a dirty word. People who understand that we are here to ENGAGE life, not to submit to circumstances out of fear and ignorance and apathy; People who don’t just use the most current “buzz words” so they can feel like they are part of the group, but who actually DO something… Builders. Thank you for showing up in my life.” E.W. Nevada

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Here is a sacred valley we will visit on our Ecuador shamanic tour and another rave”

“The life path altering effects from the weekend with you and Merri continue. Thank you again. I have begun to change my diet. Bless you! “ D.B. Connecticut

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Knowing who supplies your food is important to longevity… as are places of person to person commerce, like these markets we visit on our Ecuador Shaman tour.

Here is what another delegate said.

“You are indeed a spiritual pioneer, blending disciplines to create tools and resources for success in this new land of opportunity. Anyone who thinks this is just all about money is missing the real message: This is about life in its most profound implications.” W.P. Australia

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Having sources of fresh food, like this Cotacachi Ecuador corn field, nearby is good for longevity.

Here is another endorsement:

I want to thank you for the wonderful time. I traveled from California to hear you convey your knowledge in the way you do so well, and I wasn’t disappointed. The amount of information in the sessions was almost overwhelming, but it’s exactly what I went to hear. When I try to engage intelligent, educated people on these subjects here at home, I usually get a blank look or “That’s interesting, but why are you thinking about that? “The setting at the farm felt like we were all sitting in the den after dinner discussing things among friends. The relaxed atmosphere seemed to encourage people to participate, asking pointed questions and relating personal experiences. The international flavor and attitude of the group was very stimulating, particularly when we split up into discussion groups. Those groups, taking walks together, allowed us to get to know each other on a personal level. Anyway, what I’m trying to say is, that’s the most fun I’ve had for four days straight in along time! Thanks again.” B.R. California

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Longevity and living in harmony with nature go hand in hand.  Here is a humming bird in Cotacachi. Ecuador has one of the largest bird diversities in the world.

One more comment from a delegate:

“A special warm ‘thank you’ to Merri for the wonderful cooking and the ‘feel at home atmosphere!’ I like to give a few comments about the past weekend.. It was relaxing, inspiring, informative and a spiritually balanced atmosphere with all these different, same thinking, like people. The technical information I gathered was most not new to me, but I like to compliment you for putting it all in the right perspective and to make it very understandable to all. What was a tour opinion one of the most important gaining of these 3 days is the opening of the new world, this new circle of what you call “normal” people! (I call us ‘not normal’ as a matter of respect to the majority. ) But as we know, all is relative and depends at the point of view of each, His spiritual mind and his opinion about the senses of our being.”

ecuador-longevity

Having special places to go and relax… like La Mirage Spa in Cotacachi shown here… help longevity too.

Learn secrets of longevity on our Ecuador Shamanic Mingo Tour.

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

ecuador-longevity

Merri and me with friends and Taita Yatchak in Sacred LLanganatis longevity valley.

You can read the entire longevity article, WORDS TO LIVE BY Author/physician Shigeaki Hinohara by Judit Kawaguchi at

http://search.japantimes.co.jp/cgi-bin/fl20090129jk.html

Global Investing and Ecuador


My global investing and business began 41 years ago May 2, 1968 and eventually led me to Ecuador.

My background as son of a zoo keeper did not leave me prepared.

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Here is a newspaper clipping of my sister Sandra and me feeding a baby lion we kept at home… one of many lions and tigers we raised.

Let me share 41 years of multi currency investing and a couple of important facts I learned that may help you… including what’s happening with the swine flu in Ecuador.

I arrived in Hong Kong in the night, the tropical air so soft it was a velvet mist.   Thick evening scents in the fragrant harbor and mellow insects purrings in rhythm with the cacophony of the great city!  What a an exotic adventure.

Kai Tak was Hong Kong’s airport then and being American born and bred, I knew nothing about investing aboard.

That was my first airplane trip, first time out of Oregon. Portland to Vancouver, Tokyo to Hong Kong.  I melted in my heavy woolen blazer, was weary and afraid but excited too. An incredible global investing journey had begun… and continues to this day.

Here I was, 21 years old.

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Here is the first stamp in that first passport. That stamp you might say was my first international investment.

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That first stamp makes a point by the way about how to enter and initially work or invest in a country.  That first stamp was issued May 2, 1968 and allowed me to stay in Hong Kong until June 2, 1968.

I worked in Hong Kong for quite some time on tourist stamps… coming in for a month at a time.   I was developing sales teams in Japan, Korea, Taiwan, Thailand, Indonesia, Indonesia, Singapore and the Philippines at the same time so a month was plenty of time before I exited.

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Here is one of my first sales teams… this one in Hong Kong led by John So Kwok Kee (far left – you can guess which one I am).

I built teams from the north in Japan down through Thailand.  One of the salesmen we worked with in Thailand, Brian Tracy, returned later to Canada and has had great success in the sales education field.

Starting a business, investigation or residence with a tourist visa is a pretty good idea. This is usually the easiest, most efficient, practical way to begin so you can be sure what you are doing and how you’ll develop a more permanent stay if you want one.  In many cases… such as mine… a permanent tourist system is simply the easiest and best.

I began my business in Hong Kong this way and for years I also lived and worked in England on tourist stamps before obtaining my permanent residence there.

A reader recently sent me this note about Ecuador tourist visas.

“Gary, When I was staying at the Hotel, someone mentioned that you do not
have a residential visa for Ecuador.  Is this correct?  How do you
spend as much time in the country as you do?”

Here is my rely:

“I spend less than 6 months a year in Ecuador.

“We have heard from others who come stay for 90 days, leave for just a day or two (especially just over the border in Peru or Colombia)  and come right back that there are difficulties.

“Our experience is that every time we come to Ecuador we are given a 90
day visa.  However we do not stress this system. For example we may stay 70 days and then be away for weeks or even a month or so.  Then return for 20 days or so.. then leave for another month etc.   The immigration officers look carefully at the total number of days by the end of the year and to help them, I keep a list of each day we have arrived and departed and the page number in our passport… so they can efficiently see we have not been in more than 180 days the maximum allowed on a T-3 tourist visa).

Be careful not to overstay. One reader reported that having done so he was denied entrance upon his return and were not allowed to return to Ecuador for one year.

We have a full report on Ecuador visas and an immigration attorney who helps our Ecuador Living subscribers.

I am also preparing a report for Ecuador Living subscribers to answer this question from a reader yesterday.

“Hi Gary, Wonderful timing, we had tickets to fly from Guadalajara to Quito yesterday, but were stymied by the fact that Ecuador (and Peru) are refusing passengers from Mexico.  We understand Ecuador’s borders  will be closed for a month to non-residents flying in from Mexico.

We had thought about flying back to the States and then flying to Ecuador, but an electronic scan of our passports would show we’d been in Mexico and we’re not sure what would happen.  Any insights?   Thanks!

You can obtain these reports and answers as an Ecuador Living subscriber. Learn how to subscribe to Ecuador Living here.

Back to Hong Kong.  I began there selling US mutual funds.

When arriving there 41 years ago there is no way I could have known how exciting the next decades would be, how much information, facts, figures, ideas and insights on how to invest globally would be gained. Had I known the mistakes to be made I would probably have run!

Then I moved east again to England and Europe… trying many things.

Thankfully all the trials, tortures and errors were mitigated by much fun and an earnest endeavor to live right and learn.

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Here is a newspaper clipping of me  with a business partner in my London office on Artillery Row selling square inches of Graceland… not really a very good idea.

Later I imported Rolls Royces and Bentleys from England to the US… a better idea.

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One goal at this site is to share basics of global investing and living an international life learned over these 41 years. Global investing has changed so much during this time and is changing even faster now.  I am continually forced to rearrange my thinking strategy and tactics at a faster pace.

We offered health courses at our North Carolina farm. Here I am with our son, Jake, with one tactic we taught… a morning dip in a cold creek after exercise… yes that is snow on the banks and no… this not surprisingly did not sell very well either.

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Our food as medicine courses taught by Merri in her teaching kitchen at the farm had better attendance!

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For almost 15 years now we have been conducting courses in Ecuador. Here I am this year in the meeting room at the Cotacachi museum next to Meson de las Flores on an Ecuador export tour.

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This continual evolution has helped Merri and me, our readers and our income continually grow… through good times and bad.

Yesterday April 2009 for example ended with anoter record month for our internet sales.  Our 2009 sales (April month on month) were up 48.01% over April 2008, which in turn were up 24.04% over April 2007 sales.

Our sales in the first four months of 2009 were up 81.75% over Jan through April 2008 which was up 26.20% over 2007.  Learn how to develop an internet business that can grow like this here.

The reason we have survived and progressed amidst this never ending update is that the little stuff shifts and evolves, but the fundamentals remain immutable.

Investing globally is not a panacea, but expanded horizons are. Life is a trip and we have an entire globe to enjoy the ride.

Two years ago on May 2, 2007, I wrote:

History suggests that this is a time when chances are increased for panic and sudden drops in investment markets. Investors who have proven themselves nervous short term thinkers are highly leveraged, in thin, over purchased markets that are easily sinkable boats treading the dangerous waters of May though October when tradition says the currents will most likely be treacherous and surrounded with lots of storms.

Now, that this risk has proven true, history also suggests that we have a once in a life time opportunity.

The way to cash in on this incredible opportunity is the same way I suggested avoiding the collapse two years ago. I wrote then: “One way to get good international investments is to take a long term, expansive international view.”

My first trip abroad 41 years ago was significant because 1968 was the beginning of a new era for world stock markets. When I arrived in Hong Kong the world of investing was dominated by Wall Street. That was about to end. 1968 was the year when the Hong Kong Stock Market began to explode upwards along with Tokyo’s market. What a ride!

The Heng Seng Index was then 100 and rose to 18,000. Anyone who steadily committed money to this market then made a fortune.

I can sum up my investment basic investing and advice in seven sentences.

#1: 1970s. Invest in real estate, gold, silver Japan, Germany, Switzerland and Hong Kong.

#2: 1980s. Invest in real estate, the Tigers, Japan, Taiwan, Singapore Malaysia and South Korea as well.

#3: 1990s. Invest in real estate South America (which led me to Ecuador).

#4: 2000s. Invest real estate, China, India and emerging markets including Ecuador real estate.

#5: Always have an expansive view.

#6: Use stop losses during peaks.

#7: Have an international investment view. Never overextend. Don’t trade too much, just hang on.

This philosophy has reaped millions for Merri and me. Had we been more expansive, we would have an extra $20 million or so.  However our conservative approach to business and investing also protected us during the recent melt down of 2007 and 2008.

This may be time to begin taking advantage of the recovery. Panic is subsiding but values are still high. The huge excesses of the US and other government’s will at some stage begin to seriously erode the purchasing power of currencies.

I remain highly diversified from a currency point of view.  Here is my current currency breakdown in my liquid portfolio that represents 43% of my total portfolio.

An excerpt from a recent Multicurrencyinvesting.com lesson explains why when I wrote about the currency distribution of investments:

Here is my currency distribution:

Danish kroner    24%
Euro                     24%
British Pound      8%
US Dollar            12%
Canadian Dollar 3%
Norway kroner   4%
NZ Dollar             3%
Sweden kroner    7%
Brazil real             3%
Hungary Forint   6%
Turkey Try            6%

With more than a third of my liquid position in Danish, Swedish and Norwegian kroner, my Scandinavian  position is seriously over weighted in terms of global market size.

One reason is because these are such small countries located on the sea.  This means that their histories are composed of  travel and trade.

A nation’s heritage reflects in the value of its currency strength. This fact helped me answer this question from a reader.

“Gary, Will  future strength in DKK be bad for equities denominated in that currency?”

Here is my reply.

Most of the Danish companies you would buy are global companies.

Because Denmark is such a small market any large Danish company is doing most of its business out of Denmark  so a lot of their success depends on the type of business business and where the company actually manufactures and sells its products.

Plus look at the margins built into the product.

One benefit in Scandinavia is their very highly educated population. A recent Time magazine article shows that Finland (not Scandinavian but Baltic and Finland’s currency is the euro – otherwise I would have Finmark in my portfolio as well) ranked number one for educational performance of 15 year olds in math. Denmark was number 10, Sweden number 15 and Norway number 23… all ahead of the US (number 25).

Finland was number one for reading performance of 15 years olds as well.  Sweden number seven, Norway number 10 and Denmark number 16. The US was number 15.

This means that the products produced in these nations will tend to be high value.

For example, Novo Norsk makes insulin.  I suspect that the margins are substantially high.

Ditto for novozymes that makes enztymes for environmental purification.  These are firms where there is likely to be a great deal of value added into their product.

Vestas, makes wind turbines. and may be more affected by a strong kroner if they do a lot of manufacturing in Denmark but are having and sales in the US and especially if their competitors manufacture in the US or other countries where the currency is weak.

I am updating the value of major and emerging markets now at multicurrencyinvesting.com and will be revaluing our green and Danish portfolios in upcoming lessons.  You can subscribe to our Multi Currency Portfolios Course here.

I have increased my Ecuador real estate to 22% of my total property.  The balance is in US property and I am looking to add more US property now in Florida and or Savannah.

If you have real estate in central Florida or Savannah that you would like to swap for real estate in Ecuador… let me know.

I have held a high cash position for over a year but now agree with Warren Buffet who recently wrote about business and opportunity:

Clinging to cash equivalents or long-term government bonds at present yields is almost certainly a terrible policy if continued for long. Holders of these instruments, of course, have felt increasingly comfortable – in fact, almost smug – in following this policy as financial turmoil has mounted. They regard their judgment confirmed when they hear commentators proclaim “cash is king,” even though that wonderful cash is earning close to nothing and will surely find its purchasing power eroded over time.

Now is the time to convert cash into investments that will appreciate with the loss of cash’s loss of purchasing power… stocks… commodities… real estate or your own business.

This leaves all of us with a lot to do after 41 years of a global life.

I feel healthier and more energetic then 41 years ago.   Maybe I am not wiser… but I am more experienced and seem in a better position then when I took that first trip.

Merri and I look forward to the next 41 years… and we look forward to sharing them with you!

Gary

This is the schedule of Gary our 2009 Ecuador information tours, courses and seminars.

May 16-17 Ecuador Coastal Tour

May 20-21 Imbabura Real Estate Tour

May 22-24. Ecuador Amazon Herbal Tour

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.