Tag Archive | "independence"

Freedom of Global Investing


Our freedom to invest globally has been dramatically reduced in the past two decades.

Happy 4th of July. 

This is a time to give thanks for the fortunate times of freedom we have been born into.

We should celebrate these freedoms we have and have had.

We should also give some pause to the freedoms we have lost, how they were taken and what we can do to overcome the damage.

One great benefit we have gained in the past 50 years is an advancing global economy.

One great loss Americans have suffered is the ability to easily invest in the worldwide commerce.

2018, marks the 50th anniversary of my reporting and speaking about how to live, earn and invest internationally. 

When I began, investing globally was easy.   So I went global.  The mainstream thought this unusual.  Authorities even suggested that investing abroad wasn’t patriotic!

However banking aboard banking aboard was entirely legal (as it is now).  There were no government obstacles created to hinder global banking and investing.

I began in the late 1960s, when the US dollar and US stock market crashed.  Millions of dollar based investors were wiped out.  My investments in Swiss francs, German marks, Japanese and Hong Kong shares skyrocketed.

After investing in Hong Kong, I moved into investing in real estate in Fiji.  That oddly led me to investing in Swiss real estate where we began conducting our first real estate tours.  While living in London, we began conducting London real estate tours, because prices had collapsed in the UK while prices had risen elsewhere.  British property investments then were unusual. However, they have been among the best performing assets in the world since.

That experience helped me spot distortions in the Isle of Man that led to an Isle of Man real estate business as well as seminars on banking in Isle of Man, Switzerland and Austria.

Then the US government created FATCA, an onerous law that imposes US jurisdiction on overseas banks that accepted American customers.  These laws were so strict that most banks stopped accepting most American customers.

FATCA was sold to the American public as a way to cut down on terrorism.   “FATCA increases security”, so the legislature said.

Freedom loving Ben Franklin had something to say about that.

ben franklin

This created huge hardships for Americans living abroad and Americans who want to bank and invest abroad.

A BBC article: “Why expat Americans are giving up their passports” (1) explains how Americans have lost their privacy and financial freedom.

The article asks: “How does it feel to give up your nationality, to renounce the country you were born in, potentially forfeiting the chance to ever return?”

Then it tells the horror story of an American woman who lives in Paris and is renouncing.

She says “I’m very proud of being an American.  It’s what I am when I look in the mirror.   They can take my passport, but I’ll still have a picnic on 4th of July.  I’ll still celebrate Thanksgiving. The only way they’ll stop me being American is if they kill me.  If it weren’t for FATCA  [the Foreign Account Tax Compliance Act] and the decision by the bank, I’d never be doing this. Never ever. It’s just breaking me in half.”

This is because as a US citizen you must file a US tax return and other information returns, if you live abroad.

However, there is a bigger problem.  To make sure that Americans do report their income, US laws force non US banks to report earnings of any American customers they serve.  The red tape involved is so overwhelming that most non US banks deny access to Americans for even basic banking facilities.  It is easier for overseas banks to refuse US citizens than to spend the high costs of reporting and risking hefty US penalties if they do not.

This leaves only one option for many Americans living abroad… to renounce their citizenship.  Even then they can be taxed for years after.

The American freedom to bank wherever we choose has been lost.   This forces most Americans into a trap of low interest rates on savings or the overpriced, high risk US equity markets.

dollar trap

FATCA is part of the great American trap.   Most investors won’t take their money overseas so are trapped into a loss when the  purchasing power of the greenback falls.

Here’s How to Invest Abroad Now:

Fortunately we can still invest globally in three ways.

One way is to invest in overseas equities through US brokers.  The second, is to invest in US based overseas equity, bond or currency funds.  The third, is to use an overseas investment advisor which is SEC registered and who works with overseas banks and will still accept US investors.

Our Purposeful Investing Course (PI)  tracks 42 equity markets, determines which are the best value and which are trending up and which are down.

We have created and track six global good value portfolios that are composed of US ETFs that invest in overseas markets.

One of these portfolios is based on the recommendations in ENR Asset Management’s monthly bulletin (2).  We selected ENR Asset Management as one of the three data sources for Pi because we have worked with them for decades, plus they are one of the few overseas investment advisors (Canadian) who is SEC registered and who works with overseas banks (Swiss and Austrian) that will still accept US customers.

Here was the June 2018 recommendations in ENR’s June 2018 monthly bulletin.

enr asset management

This portfolio has great global diversification and can be held in banks outside the USA.

Learn more about how ENR Asset Management can help Americans retain their freedom to bank and invest abroad from Thomas Fischer at FISCHER@jyskebank.com

Gary

Investing Beyond the Boom

Warren Buffet once warned against the Cinderella effect.

He said “Don’t be fooled by that Cinderella feeling you get from great returns.  Nothing sedates rationality like large doses of effortless money.  After a heady experience of that kind, normally sensible people drift into behavior akin to that of Cinderella at the ball.  They know the party must end but nevertheless hate to miss a single minute of what is one helluva party.  Therefore, the giddy participants all plan to leave just seconds before midnight. There’s a problem, though: They are dancing in a room in which the clocks have no hands.”

Cinderella may have lost a shoe when she fled the party to meet a midnight curfew.  We can lose much more when we rush from a crashing stock market.

Most investors face emotional dangers that build in rising markets.

Almost everyone feels good.

But the clock of economic reckoning is ticking.

No wants to see it.  Nothing rises forever and especially… not everything at the same time.

Yet no one wants to leave the party until the end.

But many edge closer to the door.

When the clock chimes there could be a stampede even though leaving in a hurry may be the worst way to go.

Here are seven steps that can help avoid this risk.

  • Choose investments based on markets instead of shares.
  • Diversify based on value.
  • Rely on financial information rather than economic news.
  • Keep investing simple.
  • Keep investing costs low.
  • Trade as little as possible.
  • Make the decision process during panics automatic.

One strategy is to invest in country ETFs that easily provide diversified, risk-controlled investments in countries with stock markets of good value.  These ETFs provide an easy, simple and effective approach to zeroing in on value.  Little management and less guesswork is required.  The expense ratios for most ETFs are lower than those of the average mutual funds.  Plus a single country ETF provides diversification equal to investing in dozens, even hundreds of shares.

A minimum of knowledge, time, management or guesswork are required.

The importance of…

easy…

transparent…

and inexpensive. 

Keeping investing simple is one of the most valuable, but least looked at, ways to avoid disaster.  Simple and easy investing saves time.  How much is your time worth?  Simple investing costs less and avoids fast decisions during stressful times in complex situations where we are most likely to get it wrong.

Fear, regret and greed are an investor’s chief problem.  Human nature causes  investors to sell winners too soon, and hold losers too long.

Easy to use, low cost, mathematically based habits and routines help protect against negative emotions and impulse investing.

Take control of your investing.  Make decisions based on data and discipline, not gut feelings.  The Purposeful investing Course (Pi) teaches math based, low cost ways to diversify in good value markets and in ETFs  that cover these markets.  This course is based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Repeated Wealth With Pi

Pi’s mission is to make it easy for anyone to have a strategy and tactics that continually maintain safety and turn market turmoil into extra profit.

One secret is to invest with a purpose beyond the immediate returns.  This helps create faith in a strategy that adds stickiness to the plan.

Another tactic is to invest with enough staying power so you’re never caught short.

Never have to sell depressed assets during periods of loss.

Lessons from Pi are based on the creation and management of Model Portfolios, called Pifolios.

The success of Pifolios is based on ignoring economic news (often created by someone with vested interests) and using financial math that reveals deeper economic truths.

One Pifolio covers all the good value developed markets.  Another covers the emerging good value markets.

The Pifolio analysis begins with a continual research of 46 major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return.

#7:  Market history

This is a complete and continual study of almost all the developed major and emerging stock markets.

This mathematical analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.

This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

Learn how to invest like a pro from the inside out.

At the beginning of 2019 my personal Pifolio is based on select ETFs in the Keppler Developed and Emerging markets.  My Pifolio is invested in Country ETFs that cover seven developed and three emerging markets:

Norway
Australia
Hong Kong
Germany
Japan
Singapore
United Kingdom
Taiwan
South Korea
China

Don’t give up profit to gain ease and safety!

Regardless of economic news, these markets represent good value and have been chosen based on four pillars of valuation.

  • Absolute Valuation
  • Relative Valuation
  • Current versus Historic Valuation
  • Current Relative versus Relative Historic Valuation

When you subscribe to Pi, you immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Silver Dip Strategy with platinum.   The “Silver Dip” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

This year I celebrated my 52nd anniversary of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

Use time not timing.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

A 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

 

 

 

 

(1) http://www.bbc.com/news/35383435

(2) Click here to read the 14 page ENR Market Outlook (JUNE 2018)

enr

Freedom of Health


Independence requires freedom of health.

Without good health we cannot truly be free.

Yesterday’s message “Freedom of Time” looked at the biggest American financial concerns.  Paying for basic needs and saving for retirement were far and away the largest worries.

Yet a further look at the challenges we face in America shows that money is not even on the top seven list.

challanges

Health is by far the biggest concern.

Certainly the financial aspects of good health are one of the problems we face.  The pricing of America’s health system is insane.

Health insurance robs us of our time (trying to understand what it pays and does not) and often reduces freedom of choice by restricting choice of MDs, hospitals, medicines, procedures, etc.

Yet health care system problems are only the tip of the iceberg.  Obstacles to good food and enough exercise rob us of our freedom of health.

Technology gives us great mobility. We can move miles a minute in a car, even visit exotic nations in hours.  Technology gives us strength.  I can dig ditches deeper and faster and mow and plow more fields than any dozen men, with my John Deere.

small-business-tractor

These same benefits also rob us of  the health benefits of exercise.  Getting enough exertion requires discipline!

Technology in food also steals of health freedom.

Our recent message “How to Overcome the Conspiracy of Food” revealed how just ten food companies  employee a third of the world’s work force and how they have a choke hold on the system that produces food for you and me.

An even worse syndicate of seven food, pharma, chemical and communications companies have an alliance that can restrict your food, hurt your health and worse even reign over your thinking.

One of the companies is Monsanto, so truly hated that its new owner, Bayer, is dropping Monsanto’s name to help win back consumer trust.  Bayer is now a go to brand for acetylsalicylic acid  (Aspirin) as well as glyphosate (Roundup).

Get Away from the Big Stuff

Merri and I enhance our freedom of health by avoiding national brands as much as we can.

We go local.

Our most local food source is our own gardens in North Carolina and Florida.

L1040172

Our North Carolina front yard.

We maintain greenhouses both places… here at the farm.

duck-greenhouse

Our greenhouse in Florida allows us to grow food in the winter.

greenhouse

We know what we are getting when we grow food ourselves.

Plus gardening give us exercise.  This is a win win… better food… more exertion.

Next we look for  local food products.  We have local raw dairy sources and organic meat, poultry and fish sources in both North Carolina and Florida.

Try to avoid the comfort of the supermarket.

Gaining our nutrition this way is a lot more work than running to the local grocery store!  Yet this increases our independence from the huge food, chemical, pharma concerns that use their force to rob our freedom of health.

In 1997 Jeffery Steingarten successfully lived on the same level as the U.S. Department of Agriculture’s Thrifty Food Plan, which is the basis for US food stamp calculations.   He wrote a best seller based on the experience “The Man Who Ate Everything”.

His quote is worth remembering “The goal of the arts, culinary or otherwise is not to increase comfort. That is the goal of the easy chair.

Beware the risk of comfort.

Confucius said “The superior man thinks always of virtue. The common man thinks always of comfort”.   Big food, big chemical, big pharma all take advantage of this fact. They use the allure of comfort to steal our freedoms.

Luckily we still have the freedom of choice to exercise or not and get good nutrition or not.  Look beyond the convenience of the establishment and you can gain greater freedom of health.

Gary

Live Anywhere – Earn Everywhere

How to Gain Extra Freedom – While Almost Everyone Loses Theirs.  Profit from post COVID-19 trends.

I invite you to join Merri and me in expecting the world to get better… to live and earn based on that expectation but…  to also prepare for bad times as well as good.

Just in case… the world goes sideways… we will still survive and prosper.

We do not give up anything much.  We can enjoy the good parts of the new economy, as we protect ourselves from what can be bad.

For example in my report “Live Anywhere-Earn Everywhere”,  you’ll see how to make your dining room table bring you more control, more time, more income and more freedom.  After all, what can be more accessible than a dining room table?

ecuador-banks

Dining room tables we worked from (and we also sold the tables for a profit).

You’ll even learn how to turn dining room tables into income and tax deductions as we have with these dining room tables we build out of local wood.

Let me be clear.  I expect that the world will get better, at least for the few who adapt and avoid the dangers that the changes from the COVID pandemic will bring. 

The wealth of the world, albeit with inequality, will continue to grow.  This collapse of the global economy will bring an incredible new opportunity for those who know what to do.  Thes profit making avenues offer enormous income potential and even work well in disaster scenarios.

Let me provide one simple, concrete example.  Ginseng.

This is a great health root.  The demand is growing especially in China.  At times good dried Ginseng sells for $1,000 a pound!  This is an incredible and easy crop to grow.   The less care you give it, the more valuable it can become.  Yet if everything goes south, the health qualities will be good to have and make it an excellent barter item.  Once you know what to do with ginseng, it’s easy to grow in your back yard.

Even better one of the best kept secrets is that ginseng and 125 other medicinal crops that are currently unsustainable but can be grown on land  that is extraordinarily cheap.

goldenseal ginseng

Ginseng we grew in our back yard.  I know about growing ginseng through experience and explain why and how in the report “Live Anywhere – Earn Everywhere”.

Loquats are another example of an easy to grow crop that help promote natural health.

loquats

Here I am by one of the many loquat trees at our Florida farm.

Loquats are a great fruit for making jam and such, but the loquat leaf has amazing medicinal qualities.  Its is a registered medicine in China and due to its anti viral and respiratory system enhancing qualities has an especially  growing demand right now.   The images below from Amazon.com show that the leaves sell for about a dollar per leaf!

I have many trees on the farm but started growing loquat seedlings last year.

loquat

Loquat leaf tea has become really important during the pandemic due to its respiratory strengthening qualities.

I have been drinking a lot of home made loquat leaf tea during the pandemic.

The report “Live Anywere-Earn Everywhere” shows specific places that reduce your living expenses, easily increases your income, makes you smarter, healthier and provides tax benefits as well. 

There are specific places where property is especially inexpensive, now because previous owners do not know about the special qualities created by the pandemic.

Learn about these specific places.  More important learn what makes these places special and seven freedom producing steps that you can use to find other similar spots of opportunity.

Here are some of the experiences this report shares:

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not).

The report is very specific because it is about what Merri and I, our children and even my sister and thousands of our readers have done and are doing.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning globally.

  • Learn about the magic of the north facing slope.   This is where Merri and I live almost half of our time.  North facing mountain land is some of the least expensive in the world but has hidden values that the report reveals.  There is a lot of this land and a lot of hidden value that you can tap.   When we bought our Blue Ridge farm (252 acres) I mentioned this to my Swiss banking friend.  “That’s bigger than the entire village where I live!” was his response.  Smalltown USA offers a last chance at having a lot of space.  By living in two Smalltown places there are enormous tax advantages as well.  One step in the system saves Merri and me over $28,345 in taxes a year.

The report shows how to buy cheap north facing slopes and create an income producing tiny home for $29,000 or less.

If you lack the $29,000 to invest, a start up using tents is even less.  These are tipis we put up at our farm before we built our first tiny home.  Learn how they can create tens of thousands of dollars in income for you.

Fwd: gary-scott-tipis

  • See ways that small businesses like Tipi rentals can be enhanced by the pandemic but also create BIG tax savings as well as extra income.  For more than 30 years Merri and I have enjoyed a strong six figure income, some years more, in the millions.  Yet there have been very few years when we had to pay federal income tax.  The report lays out a three structure program and how it is used when you are in school (up to age 30), then from 25 to 50, 50 to 70  and beyond 70.   Learn why Chapter C corporations and pensions can be better than the normally recommended Chapter S.  See how new mileage log rules gives you a possible opportunity to increase your tax deductions using IRS Form 4562.  Using a two-vehicle strategy you can gain $12,976 in new deductions even if you do not have to drive one mile further or spend one additional penny on your car.
  • See how a greenhouse can help you eat better and be healthier, plus provide income and a tax deduction and be funded by a government grant.

gary-scott-farming

Our North Carolina greenhouse.

gary scott greenhouse

Our Florida greenhouse.

  • There are similar benefits from having a second home office defined in IRS publication 463 and IRS publication 587, even if your desk is a dining room table.  The report also shows how your dining room table can become an actual income producer as its creates a huge tax deduction at the same time, not to mention a great place to eat, work and lay out plans for a brighter, safer more lucrative and enjoyable future.
  • Living in this environment is also healthier, economically as well as physically.  You’ll see in the report how researchers at Harvard found an amazing correlation between living in conditions found on north facing slopes, longevity and mental health.  The researchers were quite surprised by this strong correlation that also extended into mental health.  In addition to feeling better, reducing stress and having more Joie de Vivre the places outlined in “Live Anywhere-Earn Everywhere” can help you avoid hospitals, high cost disease management (aka health care) and BIG pharma while providing an investment opportunity in three plants that have some of the fastest growing demand in natural health care.  These three plants are just one of seven business opportunities that can create multiple streams of income.
  • How changes in cell phone and internet technology eliminated the need to be in one place.   An old law that creates new opportunity for small business in small towns is available to everyone.
  • Use the specific search and purchase guide.  Construction plans are included that show how to generate first tier income that leads to five, second tier avenues of earnings.
  • How to pay off old debt and avoid new debt by avoiding spurts and embracing value. 
  • Learn seven skills that will always have value.  See how to turn First Aid, medicinal plants, hospitality, food, trees, alternate energy and writing to sell into everlasting, low stress wealth.

merrily farms

This pond we created at our farm brought us pleasure but also helped create a safe, healthy food supply, extra income and a tax deduction as well.

My Guarantee

This may be the most important report I have written in 50 years.  The information is certainly the most urgent.  Do not delay.  The risks are upon us right now and you’ll understand how the final steps of the alliance are taking place as you read the current news.

To take any risk out of gaining this urgent information with my full satisfaction or money back guarantee.  If you are not totally happy, simply let me know.  I guarantee you can ask for a full refund any time within 60 days and I’ll refund your payment in full, no questions asked.

You can keep the reports as my thanks for ordering it.

Buy Live Anywhere, Earn Everywhere Report  $39.99

 

Freedom of Time


Part of independence is economic stability and that takes time.

time

Time is more than money… it’s life itself.

Real freedom includes having the time to do the things we enjoy most.

But let’s face it,  the modern world demands a lot of our time.

We spend hours, days, months and years to build economic security.  Then it seems like we have to spend the rest of our time protecting what we saved from the multitudes who want to steal it.

For example, on average,  we already have to spend almost a third of our time to support our government.  Tax Freedom Day in 2018 was April 19.  That’s 109 days or 30% of our time to help pay the nation’s tax burden.

The latest federal tax law reduced this by three days from 2017, but that’s not much savings of time.

We know what we think about spending this much time on tax.  Mark Twain summed it up when he wrote:  “Patriotism is supporting your country all the time, and your government when it deserves it.”

Let’s look more deeply at the government’s demand on our time, why it’s likely to grow on most people and one way to redirect our use of time so life is better. 

The image below shows the results of one survey on American’s biggest financial concerns.

concerns

The numbers of households who do not have enough money to maintain their living standard in retirement are huge.  15 million American households, about 40%, are headed by people aged 55 through 70.

The Wall Street Journal article “Growth in Retiring Baby Boomers Strains U.S. Welfare Programs” (1) shows how the economic concerns above are about to get worse because they begin straining the Social Security System next year.

The article says: Census projections see a rapid increase in retiree-age Americans, putting pressure on Social Security.

For decades, the ratio of retiree-aged adults to those of working age was steady at 19 U.S. adults age 65 and over for every 100 Americans between 18 and 64.

This old-age dependency ratio began a rapid shift in 2010 as Boomers began to retire. Let year the ratio had risen to 25 65s and older for every 100 in working age. The ratio is projected to climb to 35 retiree-age per 100 working age in the next decade.

This top-heavy age distribution is uncharted waters. We have no experience to rely on.

https://www.flickr.com/photos/garyascott/42033726325/in/dateposted-public/

Much of the Western world is headed into an era of demographic mystery.

We cannot rely on the government to care for us as we enter this unknown realm. But creating our own economic stability can absorb all our time.

That’s why three years ago, after nearly 50 years of global investing,  I created a unique system that protects investments and wealth, increases the chances of maximum profit and saves huge amounts of time.

I call the system Purposeful Investing and it’s described below.

Most investors spend huge amounts of time studying economic news to protect their savings and wealth.  Regretfully most of that news is conjecture (at best).  Often economic news is even manipulated to help the hidden agenda of others… at our loss.

The truth is that opinions, reviews of past performance and assumptions are no guarantee of future performance.  We waste huge amounts of time on useless and often misleading information.

Purposeful investing uses math based financial data instead.  That data determines best value markets and creates portfolios of country ETFs that provide full diversification.  This approach  to value investing requires very little time, just an hour or two a month at most.  For example over the past two and a half  years, there has only been four changes in the global portfolio I hold using this system.

The best moments in life are not built on money.  Financial independence is only a means to access our more valuable asset, time.

Time.  Do not waste it.  The modern world continually tries to reduce our freedom to use our time for the greatest joy.  Most people are caught in this never ending trap.

We do not have to use our time in this way.

We can redirect how we spend our time so we enjoy more and more moments of it.

Gary

The Only 3 Reasons to Invest

garyheadshot

The stock market has always been the best place of places to protect and increase wealth over the long haul.   Yet it’s also been the worst place to lose money, a lot of it, quickly.

There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

The goal of investing should be to stabilize our security, bring feelings of comfort and elimination of stress!

We should not invest for fun, excitement or to get rich quickly. We should not divest in a panic due to market corrections.

This is why my core stock portfolio consists of 19 shares and this position has hardly changed in three years.  During this time we have been steadily accumulating the same 19 shares and have traded only three times.

A model portfolio that dates back to 1969 has dramatically outperformed almost every stock market in the world.

keppler

A hundred US dollars invested in that portfolio in 1969 is now worth $44833 compared to $100 invested in an equity weighted world index being worth $11,548.

This portfolio is built around a strategy that’s taught in my Purposeful Investing Course (Pi).  I call these shares my Pifolio.

This portfolio more or less matched the S&P 500 until May 2018.  Then a stronger US dollar made the portfolio look like it was falling behind.   This currency illusion creates a special opportunity we’ll view in a moment.

This portfolio above is based on stock price to value analysis built around 91 years of stock market data.

The value analysis is used to create a portfolio of MSCI Country Benchmark Index ETFs that cover  stock markets that are undervalued.  I have combined my 50 years of investing experience with the study of the mathematical market value analysis of Michael Keppler, CEO of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers use his analysis to manage over $2.5 billion of funds.  However because Keppler’s roots are in Germany (though he lives and operates from New York) and most of his funds registered for the European Union, Americans cannot normally access his data.

I was lucky to have crossed paths with Michael about 25 years ago, so I am one of the few Americans who receive this data and you will not find his information readily available in the US.

In a moment you’ll see how to remedy this fact.

The Pifolio analysis begins with Keppler’s research that continually monitors 46 stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  Then Keppler takes market’s history into account.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael’s analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each good value (BUY) market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any one stock in that country is an attractive investment.  This eliminates the need for hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally held at the beginning of 2020.   There have been no changes since.

70% is diversified into Keppler’s good value (BUY rated) developed markets: China, Germany, Hong Kong, Italy, Japan, Norway, Singapore, Spain and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, Colombia, South Korea, Malaysia and Taiwan.

iShares Country ETFs make it easy to invest in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Germany (symbol EWG) is a Country Index ETF  that tracks the investment results of the MSCI Germany Index. The fund is at all times invested at least 80% of its assets in the securities of its underlying index that primarily consists of all the large-and mid-capitalization companies traded on the Frankfurt Stock Exchange.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

There is an iShares country ETF for every market in our Pifolio.

This year I celebrated my 52nd anniversary of writing about global investing. Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades. This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

How you can create your own good value strategy.

I would like to send you, on a no risk basis, a 130 page basic training course that teaches the good value strategy I use.   I call this strategy Purposeful Investing (PI).  You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You get this course when you enroll in our Purposeful Investing program (Pi) with a triple guarantee.

Triple Guarantee

Enroll in Pi.  Get the 130 page basic training, a 46 stock market value report, access to all the updates I have sent in the past three years, two more reports on investing (described below) and an online Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

When you subscribe to Pi, you immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.This year I celebrated my 51st anniversary of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

keppler

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Save $102 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years,  right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the reports as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $99 a year from now, but you can cancel at any time.

Gary

(1) www.wsj.com: Retiring baby boomers leave the US with fewer workers to support the elderly

 

 

Independence of the List


There is independence in a list.

Learn how to use a website to create lists

Lincoln City

Merri and I are getting our fireworks from sunsets on a calm and pacific sea.

This is the day that the USA celebrates independence even though the government uses a lot of technology to reduce independence now.

Fortunately every cloud has a silver lining, and this same technology creates a new form of independence.

Merri and I can work anywhere because we have a list of over 30,000 wonderful readers who invite us into their homes every day.  Technology makes building such lists possible, enjoyable and easy.

We can see an example of how lists can bring great independence in a USA Today article entitled “390,000 Instagram followers give Mississippi mom a job” by Elizabeth Weise (1).   The article says:   MAUN, Botswana — The insatiable desire of advertisers to follow potential customers wherever they’re headed means that for some people, doing what they love — if they do it well — which can result in a pretty awesome career.

“I never in my wildest dreams thought it would work out this way,” Melissa Vincent, 37, says as she takes a shot of a bug in her tent on the Okavango Delta in Botswana. “But it’s pretty cool.”  Vincent started out just exchanging photos with her sister back in 2011. But Instagram allowed this stay-at-home mom in Hernando, Miss., to tap into a creative side that she hadn’t been able to give voice to before.  She fell in love with the possibilities and honed her craft until she had 390,000 followers who loved the photos she posted as “Misvincent.” That in turn caused companies like National Geographic and Dos Equis to come calling, asking her to tag along on trips and post photos of what she saw.

The article explains how Vincent was recently in Botswana because a National Geographic editor liked her Instagram photos and invited her to join a National Geographic team in Botswana to meet a couple who make documentaries that helps preserve African wildlife.

Building lists are easier than you think. They can create income, great lifestyles and wonderful independence!

Gary

Learn how to write to create lists.

Hemingway’s Secret

 

Here’s a great Christmas gift idea.  You can give Hemingway’s secret of success.

hemmingway

Was Ernest Hemingway’s secret to success being able to write in English or Spanish?  

‪There may have been many reasons why Hemingway liked Cuba but he already had access to most of them in Key West.  Why go the extra 104.91 miles to Cuba?

Perhaps he knew that speaking a second language makes you smarter.  Perhaps he realized that he could think and write better in English when one learns Spanish.   In 1939 he moved to Cuba and wrote “For Whom the Bell Tolls” which  became a Book-of-the-Month Club choice.  The book sold half a million copies almost instantly, was nominated for a Pulitzer Prize, and cemented Hemingway’s reputation as one of the great writers in the English language… at a time when he was speaking two languages.

You can be be smarter and incidentally… provide a Christmas gift and save $178.90 in the process.

This offer makes a great Christmas gift.  I’ll explain how in a moment.

You might ask… “What the heck does speaking Spanish have to do with being more successful.

Well… to start, being smarter means you gain greater intellect.  You can be smarter with Super Thinking.   Super Thinking tactics integrate brain waves so absorption, retention and recollection of  information improve… a lot.   Most important of all, Super Thinking helps you synthesize what you learn so you can connect dots and use the knowledge you gain to achieve your goals.

In short, Super Thinking makes you smarter.. a lot!

Super Thinking is not a gimmick nor a trick.At least three best selling books, Superlearning, the Mozart Effect and Superlearning 2000 have revealed insights about how we can learn and think more powerfully based on systems drawn from the Bulgarian master, Dr. Georgi Lozanov.  Merri was among those few who learned how and is licensed to teach the Lozanov system.  She has organized a practical course on how to learn faster and better.  With her modified system, you discover how to think more powerfully in just three days…and experience the wonders of superlearning.

When I figured this out, my first thought was… “Why not help readers learn Super Thinking AND Spanish?”  There and then was a two for one deal.

Enroll for our Online Super Spanish Course and you gain a the Super Thinking Workshop for Greater Intelligence workshop (a $49.95 value) FREE.

We will also deliver both the Spanish course and the workshop to someone of your choice by email on Christmas morning or Christmas Eve.

You save $178.90 total!

Still you ask… “Why Spanish for greater intellect and success?

Spanish is the second most spoken romantic language.  Chances are a huge Spanish speaking population lives near you.  Speaking Spanish can be helpful in innumerable ways just from this fact.

There is more.  Learning a second language makes you smarter and healthier.

super thinking

Image from Telegraph article “Why learn a foreign language? Benefits of bilingualism”. (2)

The Telegraph article (linked below) entitled “Why learn a foreign language? Benefits of bilingualism says (bolds are mine):  Learning a foreign language is more than just a boost to your CV or handy for travelling. It will make you smarter, more decisive and even better at English, says Anne Merritt.

Physiological studies have found that speaking two or more languages is a great asset to the cognitive process. The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.

You can read the entire article at the link below but to sum it up it shows seven ways that learning a second language improves your intellect and health:

* You build multitasking skills

* You stave off Alzheimer’s and dementia

* Your memory improves

* You become more perceptive

* You become smarter

* Your decision-making skills improve

* You improve your English

A better command of English… used by a smarter, more perceptive person who can remember details and multi task.

With this. I rest Hemingway’s case.

Learn the power of Super Thinking.  Gain the seven benefits of being bilingual. 

Order the Super Spanish Course online for $79 and get the online Super Thinking Workshop  (normally $49.95) FREE

Plus I’ll email another Super Spanish Course and Super Thinking Workshop to another person of your choice as a Christmas gift so you save an additional $128.95 ($178.90 total savings).

The Super Thinking Workshop can help you join the top 3 percent of intelligent people in the world.

Be happier as you become smarter.

A study of 10,000 British people studied the pure relationship between intelligence and happiness stability.

IQ can predict the emotional ups and downs of life.   The research found that the lower the IQ,  the higher the ups and downs in life satisfaction.  The differences were not due to education, income, or jobs either, but simply IQ.

gary-scott-seminar

Delegates at a Super Thinking course relaxing in their secret rose garden.

Become smarter, healthier, happier… in just weeks… hearing  a relaxation session that takes you into your secret rose garden.

Merri, David and I originally developed this session for our Super Thinking courses and have set it into an online workshop for you.

Listen… just 18 minutes day.  We guarantee your life will be better.

Inflate Your IQ.

When it comes to money… inflation is cheating.

That’s bad for you.

When it comes to intelligence… inflating is smart… fair… good for you and it’s good for the rest of the world.

Monetary inflation is a sneaky government and business trick.

What cost a dollar in 1965 can easily cost $15 now.

They promise you more.

Liars?

They devalue the currency so you get more dollars that buy less.  They can rip off your salary,  your pension…raise insurance, almost everything.

And they make you work harder… longer… for less.

Whittle, whittle, whittle.  Push, push, push.  That’s what monetary inflation does to you.

Fight back… overcome the inflation trick.  Inflate your IQ as you relax.

Gain more than IQ.

Be smarter… more energetic…. healthier.

That’s the way to get ahead!

Create more income opportunity.  Improve your health.  Be naturally smarter… use Super Thinking.

You can improve your IQ in just weeks.

You might well ask… How is this possible?

Here’s how the scientists say it is possible.

A Wall Street Journal article entitled “Ways to Inflate Your IQ”(3)  show how you can be smarter and actually add matter to your brain.  The article says:

           Many people think of IQ as a genetic trait, like brown eyes or short legs: You’re born with it and you’re stuck with it.

Now, a growing body of research is showing that a person’s IQ can rise—and even fall—over the years.

Scores can change gradually or quickly, after as little as a few weeks of cognitive training, research shows.

British students were given IQ tests and brain scans at ages 12 to 16 and again about four years later.  9% of the students showed a significant change of 15 points or more in IQ scores.

The study published in Nature said that on a scale where 90 to 110 is considered average, one student’s IQ rose 21 points to 128 from 107, lifting the student from the 68th percentile to the 97th compared with others the same age. 

MRIs in this study showed changes in gray matter in areas corresponding to fluctuations in the kid’s skills.

There are practical steps people can take to see longer-term IQ changes.  New tasks stimulate the brain most.  Young adults given just one month of intense training in juggling, found an increase in the corresponding gray matter in the brain as early as seven days after the training began.

Fluctuations in IQ scores over time underscore the brain-boosting benefits of musical training and new experiences throughout a lifetime.

Music lessons are linked to higher IQ throughout life.  Six years’ lessons lifted children’s IQ scores an average 7.5 points.

 Improve the brain through music… without lessons.

Here’s the Super Thinking story…

The educational program Merri and I developed uses a form of brain wave integration that increases IQ.

Super Thinking uses frequency (in music and a number of other ways) to integrate brain waves so the process of absorbing, processing and recalling information is vastly accelerated.  The music creates the three C’s:  Calm, Clarity and Coherence.

This Super Thinking program is not a gimmick or trick… just advanced education.

Certain types of Baroque music are the base, and they make you smarter!

Proof?

At least four best selling books, “Psychic Discoveries Behind the Iron Curtain”,  “Superlearning”, the “Mozart Effect” and “Superlearning 2000″ showed how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.

This Baroque music tactic alone is so powerful that Small Business Innovation Research… an official site of the US government granted over $100,000 for the specific purpose they said was: to provide a method to remove barriers which hinder or prevent the employment of blind persons.  An innovative method, the Lozanov Learning System, is proposed to help train blind persons to become computer programmers and operators of automated equipment.

Merri was among just a few who learned this technique directly from Dr. Lozanov the time he visited the USA.

Our Super Thinking workshop enhanced this system with numerous other tactics.

We added slight alterations in nutrition that create a higher IQ.   Altered nutritional tips in Super Thinking can make anyone 25% smarter!

Baroque Music and nutrition are just part of seven, easy to use, learning techniques that make you smarter.

Gain any skill, from computers to athletics to conversational languages…in less time…two-to-five times faster.

Here’s a huge bonus.  Super Thinking also relieves stress.  Super Thinking is fun.

You can use a Super Thinking focus in everything:  health… earning… education… investing.

Super Thinking works on the learner first…the data second.  This system “grows the learner” rather than the information.

If you have 4.5 inches of information flowing through a 4 inch learning pipe, the solution is not to add another inch of information.  The answer is create a six inch IQ pipe!

Share our years of experience.

For nearly 50 years, Merri and I have conducted hundreds of courses and tours for tens of thousands, in dozens of countries (even behind the Iron Curtain).  Our Super Thinking Workshop has been one of the most profound.  Now the workshop is even better online because it condenses Super Thinking so you can increase your IQ, at home… right away.

The workshop shows how these mind expanding tactics can be applied to starting and running a business for extra income, to forex trading and investing.  Athletes of all types… golfing being one common sport benefit.  Our Super Thinking plan goes far beyond Lozanov and allows you to rapidly get smarter in every part of your life.

For example, real estate broker, Suzy Kurinsky took the workshop to help her learn Spanish.

She wrote: “You are the BEST!!! Your Seminar was fantastic! I am so excited. I had procrastinated fulfilling my continuing education for my Broker’s License and then just before my surgeries, I realized by expiration date isn’t Nov. 12th – it is Sept 12th. Prior to taking your course I had only completed 3 units of the required 45 units. I thought I would take your course and then complete my remaining 42 units over the next 2 weeks. However, I took one class exam on Saturday night, August 27th. I didn’t even take the cellophane off the required Course manuals until after I saw the two of you today less than 5 hours ago! I used your techniques and completed 39 units of continuing education today. I have now completed all 45 units. All of my test scores were in the 90.6-96% range.  My course exam information is listed below. I just wanted to let you know how valuable your course was to me. Thanks again!”

Super thinking can improve almost anything you do… faster, better, more fun and with less stress.

Another attendee to the Super Thinking Workshop sent this note.

 Thank you for the wonderful workshop on Super Learning + Spanish!  I really enjoyed the workshop and getting to know you.   I can see several ways to apply what I learned in the classes I teach.

Since I returned home, I have purchased some of the CDs of Baroque music and thought about which specific pieces will work best in different parts of my classes.  I am also reading Perfect Health by Deepak Chopra.  I found your discussion of this book to be very helpful in showing how to balance one’s life.  I have adjusted my daily schedule, and I can already notice a difference in my productivity.

Super Thinking can help improve your health. Super Thinking can make you rich and add richness to your life.

However the time, travel expense and workshop cost (delegates have paid up to $999) have prohibited many from getting this benefit.

That’s why we have created the workshop in electronic form.  Get Super Thinking online for less than fifty bucks.

Relax in the Secret Rose Garden.

The workshop is divided into two parts.  Part one is the application… the sessions that tell you exactly what to do, what music to use and even includes two recorded sessions based around a secret rose garden that you can use.  We have kept this portion short and simple so you can easily start immediately.

Part two is a longer portion on theory.

Part one is enough.

Super Thinking is like jogging… giving results if you simply do it!

You do not have to know why Super Thinking works to increase your IQ.   But Part Two explains why you are getting the good results from Part One, if you want to know.

You might ask…”Will it work for me”?

The Super Thinking Workshop will help increase your IQ.

Our guarantee.

I guarantee it.  Order the Spanish course and Super Thinking Workshop.  Use it them two months past Christmas.  If you are not totally satisfied… in any way, during that time, simply let me know and I’ll send a full refund… immediately… no questions asked.

Order the Super Spanish Course online for $79 and get the online Super Thinking Workshop  (normally $49.95) FREE.   

You’ll receive your Super Spanish Course and Super Thinking Workshop by email immediately.  Plus I’ll send you a personal note telling you how to direct me to email a personal Christmas greeting (either on Christmas Eve or Christmas morning EST) from you along with the Super Spanish Course and Super Thinking Workshop to a person of your choice.

You save $178.90 total savings.

Another Super Thinking workshop attendee wrote: Listening to the two of you during our time together has suddenly got me to thinking, and although some of the ideas still seem foreign to me,  I am at a point in my life now where I can say, “anything is possible”.   I am now willing to embrace and allow myself to experience the world of possibility and let it take me in directions I may have in the past resisted.  I really don’t know where all this is going to lead me but I am now willing to explore, develop and grow.   Thank you again for a wonderful four days!!

Inflation is a cheat… a crime when it comes to money.  Inflating your IQ to beat inflation is simple good sense.  Learn Super Thinking now with no risk.  Begin to increase your intelligence today.

Order the Super Spanish Course online for $79 and get the online Super Thinking Workshop  (normally $49.95) FREE

You’ll receive your Super Spanish Course and Super Thinking Workshop by email immediately.  Plus I’ll send you a personal note telling you how to direct me to email a personal Christmas greeting (either on Christmas Eve or Christmas morning EST) from you along with the Super Spanish Course and Super Thinking Workshop to a person of your choice.

Gary

(1) Read Wall Street Journal article Ways to Inflate Your IQ

(2) See government grant records on teaching blind persons with the Lozanov method

(3) Why learn a foreign language? Benefits of bilingualism

 

 

 

(1) 390,000 Instagram followers give Mississippi mom a job