Tag Archive | "Human Interest"

Gain Time With Wisdom of the Masses


Each day when I complete my message, I ask myself, “Is there something here that is interesting… and useful that can help make our readers’ lives better?”

This is why you won’t read a lot of bad global news at our site.  Knowing all the terrible stuff in the world that we cannot do a thing about may be a favorite form of entertainment for the masses… but honestly… it is not very useful.   In fact this type of knowledge can be a burden and obstacle.

Plus once one becomes positive enough to overcome the morbid side of life… looking at dead bodies… pain and suffering doesn’t have much kick.   Most news is a waste of time… and time is the one resource we all have… but a resource that is also truly limited.

We live in a universe of unlimited abundance and wisdom.  Yet that infinite wisdom also uses time to make everything go.

We can save time helping one another which is why last week I started our Wisdom of the Masses Q & A. See how and why this wisdom of the masses works here.

Each Saturday will be the time we Mass Share… so I need your questions and… your answers.

Here are questions that came this last week.

Question:

Gary, My wife and I have been living in Cuenca for a month and really love it. I have 12k in a 401k back in the states.
I am 57 and could really use your wisdom on what to do with it.  Your insight would be greatly appreciated. George

Question:

Thank you for writing.  I’ve wired about 500k to Ecuador this year and I wanted to write off what I can.  With other funds, we bought two parcels of land out here in Vilcabamba and they are right next to each other.  My wife and I are very popular in the raw foods movement.  I was thinking to create a retreat center type business where people come to our land to relax, heal and learn about health.   We are in the process of building a 7 bedroom 7 bathroom guest house and this is where they would stay.  I think that there is a lot we can write-off and depreciate if we create a business out here. Additionally, next year we can earn foreign income and get that 87k tax break.  I don’t know how to structure this, do I create a US or Ecuadorian Business, etc…

Questions:

Hi Gary, you asked for it!

Your thoughts on the merits of collective wisdom were interesting and in my opinion right on the money.

I believe in the democracy as the best form of government. Direct democracy is for the most part not practical therefore I suppose representative democracy is second best.

In the USA there is considerable “interference” with the purity of this process. Your 1906 example of 800 people judging the weight of the oxen worked because each individual viewed the oxen personally. For US citizens to apply worthwhile collective wisdom in the operation of our country we must each receive similar, accurate information about issues on which we are to make decisions.

I have friends who get all their information from Fox News and have a considerably different view of the world than I do. Other friends get their information from MSNBC and have another view point.

It seems that sustaining all of our “freedoms” will depend on the primary freedom that a modern democracy relies on which is “freedom of the press”. This term should today be “freedom of the media”. Democracy requires a media that presents accurate information without the influence of their corporate owners, reporters, or others, and lets us develop our own opinions.

Today after years of unbridled consolidation, 90% of all US media (TV-Radio-Publishing-online-etc.) is owned by 5 giant entities. All of these five are interested in making money much more than presenting unbiased news.

My question to you is; Can our form of government long exist when our collective wisdom is constantly bombarded with information tainted with opinion which supports a prejudiced view point, instead of neutral, impartial reporting by journalists dedicated to the truth as they witness it or discover it through investigation?

Wayne

Question

I wish I had sufficient cashflow to finance my life without debt but alas that is not the case.  Sometimes debt can be beneficial?  I have a lot of real estate debt but I always make sure that I keep it in control.  In my financial statement I have a line item for my overall debt ratio.  37.8% at the moment.  I also make sure that my debt is for things that pay me.  Cash flowing real estate.  I insist on a minimum 20% cash on cash return, and usually make much more.

But here is my question.  The US government has a real debt problem which they will need to “solve”.  Probably with higher inflation.  So isn’t it beneficial for me to have the same “problem” so they can inflate away my debt too?  Note that I have no car or credit card  debt.

Trey

Question… Actually Comment.

Gary –

Re “The Wisdom of Crowds” – As with other pop-psych and pop-economics books, I had a lot of problems with this book (not least because it conflates a “crowd” with a “flock”. Also, the “wisdom” contradicts many of the points in your own living and investment strategies.

That said, I agree that a blog with the experiences – bad as well as good – of expats is a great idea. Don’t know if you follow Gringo Tree, but the reports of expats lasting 6 months or less before giving up and going home are tragic. Advice when you’re making a major move – even within the US – is give it at least 2 years. No matter where you go, things are really different from what you are used to. In my own case, when I moved from NYC to Seattle, I did give it 2 years at the end of which I realized I would never fit into the Pacific NW and came back to NY.

Although there is no way to prepare for the huge changes of a major move, people need to realize that things will be different, that not all the differences will be wonderful, and it’s they who will have to adapt not the place to which they are going.

Karen J-B

I will answer these next week but want your input as well. If you have thoughts or experience that can help answer these questions… send them to me.

Or send questions!

Gary

How We Can Serve You

How to Have Real Safety

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There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

This is why the core Pi model portfolio (that forms the bulk of my own equity portfolio) consists of 19 shares and this position has not changed in over two years.  During these two years we have been steadily accumulating the same 19 shares and have not traded once.

The portfolio has done well in 2017, up 22.6%, better than the DJI Index.

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However one or even two year’s performance is not enough data to create a safe strategy.

The good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management and the mathematical trend analysis of Tradestops.com.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

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Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

Pi uses math to reveal the best value markets then protects its positions using more math created by Richard Smith founder and CEO of Tradestops.com to track each share’s trend.

We use Smith’s  algorithms that calculate momentum of the good value markets.

dr richard smith

The Stock State Indicators at Tradestops.com act as a full life-cycle measure that indicates the health of each stock. They are designed to tell you at a glance exactly where any stock stands relative to Dr. Smith’s proprietary algorithms.

Kepppler’s analysis shows the value of markets.  The SSI signal indicates the current trend of each stock (performing well, or in a period of correction, or stopped out).

The SSI tells you one of five things:

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Akey component of the Stock State Indicator (SSI) system is momentum based on the latest 521 days of trading.  A stock changes from red to green in the SSI system only after it has already gone up a healthy amount and has started a solid uptrend.

How SSI Alerts Are Triggered

If the position has already moved more than its Volatility Quotient below a recent high, the SSI Stop Loss will trigger.  This is an indicator that the position has corrected more than what is normal for this stock.  It means to take caution.

Below is an example of how SSIs work.  This example shows the Developed Market Pifolio that we track at Tradestops.com.

tradestops

Equal Weight Good Value Developed Market Pifolio.

At the time this example was copied, all the ETFs in the Developed Market Pifolio (above) currently had a green SSI.

We do not know when the US market will fall.  We only do know that it will.  We also do not know if, when the US market corrects, global markets will follow or rise instead.

The fact that the Pifilios are invested in good value markets reduces long term risk.

Additional protection is added by using trailing stops based on the 521 day momentum of each stock in the Pifolio.

Take for example the graph below from our Tradestops account that shows the iShares MSCI United Kingdom ETF.  This ETF had a green SSI and a Volatility Index (VQ) of 13.26%.  This means the share can move 13.26% before there is a trend shift.

tradestops

iShares MSCI United Kingdom ETF (Symbol EWU)

Pi purchased the share at$31.26 and in this example the share was $34.43 and rising.  Tradestop’s algorithms suggested that if the price drops to $31.69 its momentum would have stopped and it would have shifted into trading sideways.   The stop loss price is currently $29.86.  If EWU continues to rise, both the yellow warning and the stop loss price will rise as well.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Dip Strategy with platinum.   The “Platinum Dip 2018” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Platinum Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2018 I celebrate my 52nd anniversary in the investing business and 50th year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

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Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Platinum Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

Small Business Tangled Idea


Here is a tangled small business idea that can untangle complications in your life and career.

Cotacachi-Otavalo

See how this woman may help make your life better… and you hers.

This tangled thought begins with two of the major themes at this site… “turn your passion into profit” and “embrace change”.

Yet momentum off us keeps us locked in a rut… until something like the recent economic crash breaks or ends our routine or job.

Such seeming problems can lead us to our real passions and desires.

otavalo-Ecuador

People like this can make a new business for you fun… and you theirs.

Excerpts from a recent USA Today article “For some, hard times are a gateway to new careers” by Rick Hampson explains how (the bolds are mine): To  cope with the recession, people like Sussy Deleon are coming up with creative ways to make a buck. Listen to Deleon, who was in real estate, describe her new business: selling pinatas handcrafted by artisans in Guatemala.

For millions of Americans, the recession has been a curse. For a relative few, it’s something more complicated: A catalyst for change. An opportunity to grow.  A kick in the butt.

In some cases, economic necessity has been the mother of re-invention. It has forced people to pursue careers they might never have considered if they hadn’t gotten — or quit before getting — the ax.  Their optimism is based on two convictions: That even in hard times, people still will spend on things like their dogs, their kids and their looks; and that things such as flexible hours, casual dress and a shorter commute are worth a few lost dollars.  Above all, they agree that if they hadn’t been pushed, they never would have made the leap.

Andrea Kay, author of Life’s a Bitch and Then You Change Careers, says many people hang onto jobs they don’t like, oblivious to the fact that their unhappiness — which they mistakenly think they can hide — hurts their performance and attitude.

It’s the same in every economic downturn, says David Kyvig, a Northern Illinois University historian who wrote Daily Life in the United States, 1920-1940: “When things are going well, we tend to stay with what’s working. When they don’t, we explore something new.”  In a surprising number of cases, we’re happier — “if, after the shock, anger and fear, someone is willing to see there’s an opportunity to do something different,” Kay says. “Then they ask, ‘Why did I wait so long?’ “

Research indicates that workers who change jobs generally are more satisfied in their new positions than their old ones, even though they often take cuts in salary and benefits, AARP economist Sara Rix says.

A new idea

Sussy Deleon got her idea for a recession-proof business at her son’s first birthday party.  The young guests couldn’t break the piñata to get at the goodies. The piñata, made in China, was cardboard, not wire-and-tissue paper like those in Deleon’s native Guatemala.  When the recession dried up her real estate sales practice in Providence, she decided to import piñatas handcrafted by Guatemalan artisans in designs ranging from animals to clowns to spaceships. Deleon, 39, sells them at her new shop, the Piñata Center, for $40 to $50.  “People still have some money to spend, and they’re going to spend it on their kids” — particularly on special occasions, she says.  After four months in business, Deleon’s begun to make enough to cover her costs.

A passion Caroline Blake knew what she didn’t like — her job — and what she did — animals. The result was a new career in pet care.  A year ago, Blake, 29, of Kenilworth, N.J, was a recruiter for an IT consulting firm that was laying people off. Fearing she was next, she quit. She bought a Fetch! Pet Care franchise for $10,000. Some friends were skeptical. “You’re leaving a good-paying job to walk dogs?” she says one asked.

Blake often works seven days a week, starting as early as 6:30 a.m., with a last walk at 11 p.m. She went three months this summer without a Sunday off.  She has integrated pet care into her lifestyle — while sunbathing around the pool or watching TV. She’ll even jog with a dog.
She charges $18 for a 30-minute visit and $55 a night to keep a dog overnight at her home. She also provides overnight sitters. She says she still makes a fine living, about 75% of what she earned as a consultant. “Smartest thing I’ve ever done,” she says. “Every day, a different dog.”

Trying something different Springs, 45, was laid off in April. In her next job she wanted security, and she wanted to make things with her hands. After considering more gender-typical jobs — nursing, teaching — she settled on a six-month welding program at Central Piedmont Community College, with $4,000 in tuition and fees covered by federal stimulus money.  She’s the only woman enrolled in the six-month program. Her first welding job should pay $28 to $32 an hour, about twice what she made as a driver.  “When you get knocked down, you brush yourself off and get up,” Springs says. “My daughter’s watching my response. Does she see me wallow in pity or try something different?”

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business

This course can help you create your own internet business or how to market your prodcut or service over the internet.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course, at no added cost, as I believe they will help you develop a better business in these crucial times.

Cotacachi-Otavalo

Meet these Otavalo textiles producers  at our next Ecuador export tour Oct. 21-24 Ecuador Import Export Tour

Help these wonderful people expand their businesses as you begin yours.

Or come to our January 2010 Ecuador export tour.

May I add that we have done  a pretty good job helping readers start their own business already? Here are a few examples of small businesses that have been started with our help.

From Sandra, a restaurant owner:

“Dear Gary and Merri, yes I did it! Without you and your wonderful writing class I would not have been able to see my potential!! I THANK YOU BOTH! You told me to write about what I know and I did. Thank you for all the encouragement. Starting today, we are taking orders and I wanted you to be the first to know! So here goes…..I have some exciting news to share! I have just written my first book and very much appreciate your help. This book would make a great gift for any bride-to-be or even the parents of the bride (especially if they’re paying the bill)! Please check it out. I genuinely appreciate you helping me spread the word! Thank you!! Sandra”

Recently Sandra wrote again: Hi dear ones,  I just wanted to share an update with you.  Look what we are doing for Feed The Children and introducing our hCard Program to their schools!  Remember it was at your meeting, that Marvin and I met.  He is now our vice president!

Remember the book I wanted to write while attending your class in the mountains…….I did finish it and now it has been “purchased” as an online downloadable version. for a network marketing company.  Learn more about Feed the children and Sandra’s book form Sandra Burnett at sburn10@aol.com.

From Jerusha, an anthropologist:

“Hello Gary and Merri. I am the first in the class to publish! I published a calendar!

“I posted the lulu site on the forum because it looks like a good place to start for people. It is a lot of fun and very easy to do. Jerusha”

From Todd, a wedding photographer:

“Thanks, Gary and Merri name recognition is beginning. Here is my new photoletter that your program helped me develop. I’m getting more clear about my own marketing now, so I may be able to better advantage of it. I am planning now to send out an email once a week showcasing new photos and creating awareness for my products and services. By mid July, I will place my first greeting card order (with a printing company Merri recommended in Cotacachi). So, I will soon have an inexpensive product to offer along with the more expensive prints that I sell. So far, I’ve got 60 opt-on subscribers to my email list, and I am telling everyone I know about it, so it’s starting to grow nicely. My first goal is to have 1000 readers. I’ll see how quickly I can accomplish it. Take care, Todd” Learn more about Todd’s business at todd@toddsmithphotography.com

From Mickey, a real estate broker:

“I want to say thank you for the inspiration and encouragement that I received through your publishing program. I recently published a 28 page booklet” Naples is Priceless “. This FREE booklet is being distributed through the Chamber of Commerce, banks, hotels etc. With over 25 years as a Naples Realtor I can now let potential real estate buyers gain knowledge and inside tidbits about this beautiful area. Again, thank you for helping me develop my potential. Micky”

From Michelle who was on disability: “Hi Guys, I have been working my tail off applying the stuff that I learned from both your publishing seminar. Amazing how much meat I keep pulling out of those conferences! I want you to be the first ones to know that I just finished my first e-book: “A Practical Guide to Social Security Disability Benefits”. I am very excited!

“You have no idea how much I have learned and continue to learn from both of you and how my life has changed since I met you. Having learned from you the basic premise of diversification, how to follow your passion and tap into your personal knowledge base, I seem to have one opportunity after another present itself and I am making the best of it. The really exciting thing is that this has allowed me to build a foundation which I continue to use to launch my new endeavors. The possibilities are endless!

“Here’s an Update : “I get on average 368 – 522 visits per day! And I rank in the top 2 pages of Google search for tons of keywords below are just a few:  holistic living tips 1 and 2 out of 1,620,000 – definition healthy spirit 1 and 2 out of 1,840,000 – emotional healthy living 1 out of 2,060,000 – benefits of Healthy Living 6 and 7 out of 2,420,000 -holistic wealth 3 out of 1,810,000 – definition of healthy 7 out of 2,910,000 – healthy holistic living 2 and 3 out of 1,980,000 – holistic living Google 14 out of 2,300,000 – holistic health tips 10 out of 1,960,000

“ Gary you are right the internet is the Great Equalizer! See what I have published,  My best to you as always, Michelle”

Since sending that note Michelle’s site has grown to over 1,000 visits a day! Learn more about Michelle’s business from her at mtoole2@tampabay.rr.com

We hope to help you take advantage of the great economic shifts we are experiencing now create your own business which is why I am making a special offer below.

Gary

The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

You can now get Tangled Web, How to Have an Internet Business  and my other two business courses described above free.

I am giving everyone who enrolls in all our seminars or tours for any one month, October, November or December 2009, the online courses “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

Yet there is even more.

Join our Ecuador courses and tours October, November or December…. but you do not have to.

Head south. Experience Ecuador or…

Oct. 21-24 Ecuador Import Export Tour

Otavalo-art

Meet Ramiro on the export tour.

Otavalo-art

We like his style and…

Otavalo-art

have purchased…

Otavalo-art

many of his works ourselves.

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

December 6-8 Beyond Logic Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

If you cannot attend a 2009 seminar or tour sign up for the three online courses for $299 now and I’ll give you full credit of this amount on any of our seminars or tours in January, February or March 2010.

Ecuador Savings & Opportunity


Ecuador Offers Savings & Opportunity

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Ecuador airfares are reduced right now, but Ecuador savings go way beyond travel costs.

Ecuador real estate costs are rising, but prices are still low and there are enormous savings from visiting or living  in Ecuador.

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This note sent by a reader shows this fact in details.   He wrote:

Gary, I hope all is well.  I thought you might get a kick out of this even know you know it is true.

This is how it started, I got a call Saturday night from my wife who lives in Ecuador. I was needed down there to sign some papers for some land we just purchased again.

I ended up getting a great deal? within minutes after my conversation with my wife the same Saturday night through Lan.com I booked a flight for the coming Monday (labor day) going there was $279 nonstop coming back on September 15th is where they got me the return trip was $644 nonstop after some discounts the round trip was 9 hundred and change not that good of a deal but I was able to leave the states under 48 hours I had not much time to organize.

My text to my friends will explain the rest read below.
———-
Monday labor day while all you guys are sleeping I am in the airport working on my laptop and waiting to depart at 10am Ecuador by 4pm I have only $64 dollars and a small plastic bottle full of change for $64 if I had too I could live the rest of week in Ecuador I already have it planned out it will cost me $3 for the taxi ride to my place me and my wife will eat out tonight for $10. Once I get to my place I have a car so don’t have to worry about taxi fees and the gas here is $1.38 a gallon I could fill up my car for less than $20 but with my finance situation at the moment I will only put $10 in gas. This leaves me with $41 dollars. Tomorrow Tuesday morning me and my wife will eat out again for breakfast $4 each we will have eggs, bacon, ham, fresh fruit, fresh fruit juice and yogurt total cost for the both of us $8 and $1 tip. From there we are going to the beach (Salinas) we will hit a .25 toll and lots of vendors we will buy some bottles of water for .35 each and some fruit for $2 we will get 2 bottles of water 1 bottle of lemonade, 2 bananas and 2 pastries this will hold us off till dinner time. Once we get to the beach we have a friend that loans us his apartment and I have $29 left with this $29 dollars this night we will eat out again $10 go to the movies for $6 and $5 for nachos, a drink and tomorrow morning Wednesday we will eat out again $8 this leaves me with $0 and that bottle of change I am sure at least another $10 with this we will eat Lunch, plenty of fluids till dinner time and plenty of ATM machines in walking distance. This will be almost 3 days on $74 dollars.
——————-
I am now 33 years old very successful in the rat race in the states for the last 5 years I have been coming down to Ecuador I have been setting myself up down here and now besides my beautiful wife and a family we are going to start. I own several lots on the coast, a car, an apartment and starting to construct my first condo on the coast, involved in some other projects as well and in 2010 I will be retiring in Ecuador at 33 years old living the good.

Gary I don’t recall if I told you this but everything I learned was from your websites garyscott.com and internationalliving.com. Today my passport has 38 stamps I filled it up the first 2 years and had to send away for more pages I have never been anywhere else other then Ecuador beside just recently 3 weeks ago I took a trip to DR with some friends and will never go back there again.  It’s all Ecuador for me.

I am putting my experience on paper DR verse Ecuador and will share with you and your readers.

Gary and International Living Thank You.  There is no way I would have a accomplished what I have without you. I am retiring at 33 because of what I learned from YOU!.

Taxes on this house below, for sale at $69,000 (furnished) are barley $30 a year.

Cotacachi-House-Rental-Floorplan

Peaceful, quiet views from the garden deck. Lots of birds singing the the morning.

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Deck chairs in the outdoor lounging place…facing the sunrise.

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Outdoor Bar-B-Q just below.

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Nice kitchen with all hardwood cabinets.

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Light and bright.

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Dining.

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Open plan with unique handmade furniture from coffee wood.

Ecuadorian botanical art.

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Really comfortable brand new king size bed and lots of hardwood closets.

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Plus a second bathroom.

Cotacachi-real estate-Rental-bathrooms

We hope to meet you in Ecuador.

Gary

Combining good international investing with the greatest asset of all, the ability to earn wherever you live, brings everlasting wealth.

This is why we offer our course Tangled Web… How to Have an Internet Business.

A clear mind and healthy body are also a vital assets… plus a second language is a powerful diversification tool.

This is why I am willing to pay you $299 to attend Ecuador  International Business & Investing seminar in November.  Sign up for either seminar and I will email you our Tangled Web… How to Have an Internet Business Course (offered at $299) free.

See details of the seminars below.

Learn more about global investing, how to have an international business and diversification in Ecuador at the seminar.

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

December 6-8 Beyond Logic Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.


Cotacachi Shaman Thinking


Change, though often feared, is our friend because it opens fields of opportunity… if we can trust our intuition and integrate it with our logic.

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Here are photos I took on our last shamanic tour.

Without change, we could never progress.

Problems arise when our thought process resists rather than embraces change.  Combining our logic and intuition assures that this is less likely to happen.

Our Ecuador course on Super Thinking helps delegates learn how to absorb, retain and recall more information.  This helps improve our logic.

Delegates at a previous Ecuador Super Thinking plus Spanish course we conducted in Cotacachi.

Yet to go beyond logic we need to combine our thinking with intuition.

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Many Ecuador shamans and shamanas teach the Eagle & Condo Prophesy… a time will come when the eagle and condor fly in the skies together.   Many believe that the eagle represents logic and the condor intuition.  The prophesy says that sharing of indigenous knowledge with the technologies of science will help balance mankind.

One way to blend intuition and thinking is through intellectual gaming.

A game is a structured activity, with a set of rules. This is important… because when we game… we can create a set of rules that is beyond the norm… outside the box of logic…  so our information processing and decision making can escape the tyranny of reason.

Gaming is usually undertaken for enjoyment.  This makes gaming important as well.  When we do something fun… without risk…we do it better.  We can let our imagination soar so we can see eventualities in enjoyable, non threatening ways.

Games are formalized expressions of play which allow people to go beyond their immediate imagination and direct physical activity to see life’s potential in different ways.

When games eliminate play… they lose impact… thus the demise of professional sports which are no longer games… but business.

Gaming allows us to use disambiguation in resolving future conflicts.  This is because our future is always ambiguous… even if we think not.   Our life can take any number of  paths that lead in different directions… at any time.

This leaves us asking, “What should I do?”

Gaming allows us to create a set of out-of-the-box rules that direct us in ways we would never logically reach but can imagine.  Because it is fun and without threat… we can see future opportunity in numerous expanded ways.

One way we can game is to form ideas from our intuition. Then we apply the game’s set of rules that change the circumstances of the idea.

There are two ways to let our intuition to kick in.

One way is to let outward events kick start our intuition… such as spotting birds.

Recently I mentioned how I use the heron as an intuition initiator.

Other birds are meaningful to me also.  Doves, for example, are a sign of “Thinning the veil”.  “Crows represent “Magic & Creation.”  These concepts represent archetypes that we can apply in an out-of-the box game.

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One game that the Ecuador shamans taught us to play to increase and trust our intuition is to hike steep trails with our eyes closed.  This is the first time we received this lesson when Merri and I along with our friend, Dr. Jay Glaser, and several others hiked into the sacred Llanganatis Valley in Ecuador.  This was a narrow trail on a steep edge. What a game!

Merri and I have found Vedic Astrology an incredible help when it comes to making decisions that we cannot make with logic.

For example when our daughter Elle graduated from University in London with a degree in dramatic arts. Her question to Merri and me was “Should I go for a career in singing or go on and get a teacher’s certificate in Physical Education?” (She is a superb athlete as well as an aspiring singer.)

We all agreed that becoming a singer is a long shot. Teaching is safe. But we knew that her passion is to shoot for being a star. So how would she feel in later life if she didn’t try?

So Merri had Blaine Watson, our Vedic astrologer check her Vedic chart. The astrologer knew nothing about Elle but said at that time she had just moved into a cycle for three years when her best thing would be the performing arts, entertaining, etc. That was enough to convince us. “Go for it”, we said and we encouraged her. “You’re young, try it for three years and if this does not work then, let’s look again”.

Within a week she was picked as a backup singer with a popular English rock group.

Her first gig was before 4,000 fans! In the ensuing year she was able to meet many of her rock star heroes as work associates. This was an incredible experience for her, but as mentioned the entertainment business is a long shot. Some stars may become rich but backing vocals…so she had to work elsewhere to survive. Her “make money” jobs included handing out pamphlets, selling credit cards by phone and teaching dance at a franchised performing arts school called “Stagecoach”.

She enjoyed this experience enormously and cut a couple of great CDs with a group. Then she began to tire of being poor and looked around for a better way to enhance her wealth.  Her teaching job at Stagecoach led her to look at owning a school and at the ripe age of 23, she took the plunge.

May I say with due respect that Eleanor is the last child that we ever thought would be a business woman. No logic could have shown us this.

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On many of our shamanic tours we visit Quicocha Lake for a shamanic ceremony.

Our daughter  approached this business with incredible discipline and dramatically expanded the school. In her first year her profits were in six figures. Her second year took her well into six figures. Today at 26 she lives in a very expensive home on the River Thames. She has a new car, new kitchen, everything she wants and an income in the top 5% of the world.

Had anyone suggested that Eleanor could or would have traveled this path, all of us who knew would have laughed. Her success has been beyond logic!

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Alberto Verdezoto (in purple) leads the tour with…

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The yatchak and…

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his wife.

Yet we supported our daughter’s success based on the realization that every moment there are possibilities that our logic just cannot see but that Vedic Astrology can. The inability to measure the results of astrology used to bother me enormously until years ago I read an article about Aristotle Onassis, the ultra rich Greek shipping magnate. He gave the secret of being a billionaire that helped me look beyond my logic.

“Certainly one does not need an astrologist to become a millionaire.” Then he quickly added that “to become a billionaire, it is essential.” This statement was made long ago when being a billionaire was pretty darn rare.

Onassis’ statement really struck a chord with me as my many years of residence in Hong Kong had exposed me to many businessmen who looked beyond logic. I heeded the astrological advice because the Chinese are very into what some might consider offbeat and unreal thinking, but there were more billionaires per capita in Hong Kong than anywhere else in the world!

In fact the more I thought about this, the more it made sense. To make billions one has to take enormous risks and see a big picture far into an invisible future.

We all have to make some decisions based on events we cannot totally predict, but successful billionaires make huge decisions based on enormous unknowns. It requires incredible faith to take incredible risks. None of us can see the whole picture but Astrology, albeit vaguely, helps us see the biggest picture of all.This did not matter for me anyway, as I do not use astrology as a predictive system.  I find the data extremely useful gets me to think outside the box.

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This is a fun ceremony filled with…

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beauty.

As international investors, we are forced to deal with forces beyond our understanding and control. We must find simple ways to make decisions about complicated problems, knowing that many of the facts are unknown.   We have to deal with the future in terms of our past experience.

Astrology presents a “what if” that pushes our thought process beyond past experience and encourages us to think in new ways to deal with future events.

This has nothing to do with the supernatural. This is just another simple way to add an extra dimension into your process of thought.

Blaine Watson teaching his Beyond Logic course… always one of our most popular courses each year.

Merri and I read Blaine’s ezine daily.  It is full of beautiful, lively, deeply interesting (and as you can see above), very valuable information for life, for investing, and for fun.  You can learn more from Blaine at blainepw@gmail.com

We have been able to organize one more Beyond Logic and shamanic course for December 2009. See details here.

December 6-8 Beyond Logic Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

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Gary

Oct. 25-26 Imbabura Real Estate Tour

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

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We invite villagers to join us… family and all.

Cotacachi Shamanic Tour


We are repeating our Beyond Logic & Cotacachi Shamanic Tour this December 6, 7 and 8, 2009 because the most successful thoughts come from Beyond Logic.

This may be why the Beyond Logic & Cotacachi Shamanic tour has been one of the must successful of our 2009 tours. Due to this demand we are repeating this course… plus adding optional Andean real estate plus a free Christmas shopping extension for December 2009.

The Ecuadorian shamanic thinking process can help us learn how to advance and prosper during this economic downturn.   Three shamanic lessons below show why. These lessons are outlined in a moment.

First may I introduce the course “Beyond Logic” conducted by Blaine Watson this December 2009.

Because the last Beyond Logic course was one of our most popular this year, we have added a three day ‘Beyond Logic” Course to be conducted in Cotacachi December 6, 7 and 8, 2009.   Ecuador Andean and coastal real estate tours will follow (more on this in a moment).

The first two days will be conducted by Blaine Watson. Here he is conducting a course here in North Carolina. He is in our teaching kitchen because nutrition is part of the course.

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Blaine’s portion of the program includes a personal reading (one per single or couple – a second reading is extra) based on your time, day and place of birth. We’ll get your birth time in advance so he can bring your chart with him. You’ll have your reading either after the course or later by phone.

Here is the course schedule.

Day One. Sunday…Dec. 6, 2009 – Blaine Watson

A detailed description of the 12 signs, the 9 planets and their significations and the 12 houses, how they come into being and the significations of each one, as the basis for interpreting the horoscope and making predictions.

Day Two. Monday…Dec. 7, 2009 – Blaine Watson

In-depth analysis of the of the planets and how to interpret and predict from their placements in the 12 signs and the 12 houses.

Day Three. Tuesday…Dec. 8, 2009 – Quantum Lessons from the Yatchaks. Delegates will visit a sacred valley near our village for a shamanic mingo…just beyond this field.

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We’ll hike in (but can also bring those who desire to come by truck) here…

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Here is a shot I took of Merri and Don Jose when we hiked in on a previous Mingo.

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We’ll reach this grotto where the water springs from the cave…

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the color of gold.

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Shaman Don Jose will conduct a purification for those who choose to have it.

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as I am doing here.

You can enroll in Beyond Logic here.

Here are the three shamanic lessons.

Recessions and depressions destroy many investors and businesses. Yet these times of cleansing are also the breeding ground for the next group of extreme rich.

Why do some succeed when so many fail?

They have different ways of thinking…gaining energy and seeing beyond the accepted logic.

No one can see the future. It is hard to be energetic and forward moving in tough times. Perhaps this is why only a few become rich and healthy.

The thought process, processing knowledge and natural health have always fascinated me as have the legends of Old Ones the “Abuelos” who live high in the Andes hiding sacred knowledge for longevity, high energy and success.

Merri and I were so intrigued that we bought Hacienda Rosaspamba, high in the Andes and lived with a Taita Yatchak and his apprentices to learn more.

Here is the hacienda and the view we enjoyed each day as we rose.

Ecuador-hacienda

The Taita Yatchak invited Merri and me to hike into the mists and clouds of the Llanganatis, the sacred valley, which legends say contain hidden Incan gold. I suspect the gold is golden knowledge…not the yellow metal!

To find out, and learn more on how to think for true success…in health and wealth, we invited friends, two MDs and a Sanskrit scholar to hike in with us. Here we are, on top of the world, starting that trek.

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The first shamanic lesson was to trust our inner vision. The picture below shows Merri and me with Dr. Jay Glaser an MD, Ayurvedic physician and Sanskrit scholar overlooking the sacred LLanganatis Valley.

Here is how we learned this lesson. The yatchak put us on a path like above. Told us to look ahead. Then close our eyes and walk the path. “Trust your inner vision,” he said.

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Here we are with the Yatchak in the jungle during that hike.

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The second shamanic lesson was to purify oneself from the outside in and the inside out at the same time. Be pure in eating, action and thought. Always keep cleansing…mind and body.

For example, we stayed in an open air hut during our time in the LLanganatis. The mists there have negative ions that neutralize free radicals in the skin.

Here we are with the Yatchak and our friends at the hut.

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We brought a Sanskrit expert because the Andean language is based on Sanskrit, a language from India. What made this tidbit special was that we were already studying Ayurved, the Indian science of life…health…pure thought.

We learned for example that the name “Llanganatis” is linked to Indian philosophy. Llanganatis means “Repeated Sacred Action” (the Sanskrit word is Yagya). This led us to a third shamanic lesson…”See beyond logic”.

This helped Merri and me understand how to use Vedic Astrology to see a bigger picture beyond logic. The Indians were able to maintain their ancient wisdom in a more refined and usable way than the Andeans, mainly because the Spanish destroyed most of the Andean Quipos, (knotted cords of different colors used by the ancients to store knowledge).

We learned to integrate the wisdom we have gained from India and the Andes to think and act Beyond Logic.

Our astrologer is Blaine Watson who has been an incredible help when it comes to making decisions that we cannot process just with logic. Blaine is an expert in the wisdom from India and Ayurved.

For example, our daughter Elle graduated from University in London with a degree in dramatic arts. Her question to Merri and me was “Should I go for a career in singing or go on and get a teacher’s certificate in Physical Education?” (She was a superb athlete as well as an aspiring singer.)

We all agreed that becoming a singer was a long shot. Teaching was safe. But we knew that her passion was to shoot for being a star. How would she feel in later life if she didn’t try?

We had Blaine check her Vedic chart. He knew nothing about Elle but said at that time she had just moved into a cycle for three years when her best thing would be the performing arts, entertaining, etc. That was enough to convince us. “Go for it”, we said and encouraged her.

Within a week she was picked as a backup singer with Modern Romance, a popular English rock group with many top hits in the UK including the theme song from the movie, “Shrek”.

Her first gig was before 4,000 fans! In the ensuing year she met many of her rock star heroes as work associates. This was an incredible experience for her and led her to buying a franchised performing arts school called Stagecoach, where see now earns hundreds of thousands a year.

May I say with due respect that Eleanor is the last child that we ever thought would be a business woman. No logic could have shown us this. Yet she approached this business with incredible discipline and dramatically expanded the school. In her first year her profits were in six figures. Her second year took her well into six figures. Today at 27 she lives in a very expensive home on the River Thames. She has a new car, new kitchen, everything she wants and an income in the top 5% of the world.

Her success has been beyond logic!

Yet we supported this success based on the realization that every moment there are possibilities that our logic just cannot see. Vedic Astrology helped us tap into a bigger picture.

The inability to measure the results of astrology used to bother me enormously until years ago I read an article about Aristotle Onassis, the ultra rich Greek shipping magnate. He gave the secret of being a billionaire that helped me look beyond my logic. “Certainly one does not need an astrologist to become a millionaire.” Then he quickly added that “to become a billionaire, it is essential.”

Onassis’ statement really struck a chord with me as my many years of residence in Hong Kong had exposed me to many businessmen who looked beyond logic. I heeded the astrological advice because the Chinese businessmen are often considered superstitious due to their belief in astrology. Some might consider their sight beyond logic, offbeat and unreal, but there were more billionaires per capita in Hong Kong than anywhere else in the world!

The more I thought about this, the more it made sense. To make billions one has to take enormous risks and see a big picture far into an invisible future.

We all have to make some decisions based on events we cannot totally predict, but successful billionaires make huge decisions based on enormous unknowns. It requires incredible faith to take incredible risks. None of us can see the whole picture but Astrology, albeit vaguely, helps us see the biggest picture of all.

During economic downturns, times seem even more uncertain. Previous history is of little use so these deeper, more subtle ways of processing information become even more important.

This may be why one of our most popular courses we offer is conducted by Blaine Watson, our Vedic Astrologer. Many of our readers also use Blaine and rave about him.

During times of contraction…those who profit most are those who expand…but in the correct way. This course “Beyond Logic” can help you think better, have more energy, natural health and purity to pursue your inner vision, that sees a bigger picture of health and wealth for all.

I invite you to join Blaine Watson for

Beyond Logic Three Day Course – Dec. 6-7-8 2009 …$749 for one

Beyond Logic Three Day Course – Dec. 6-7-8 2009 …$999 for two

The course fee includes meeting at Quito airport (day before the course)…transportation (by group bus) to Cotacachi and back to Quito. Course fee does not include air fare, accommodations, food or individual transportation.

Stay on and enjoy our Andean real estate tour.

We’ll meet here at the museum and…

at Meson de las Flores.

Cotacachi Ecuador Tour

These are times of rapid change beyond our logic and  hope that the wisdom shared in this course can help you.

Gary

December 9-10, 2009 Imbabura Real Estate Tour

See real estate for sale like this on the Imbabura Andean tour.

On the Imbabura Real Estate Tour… we’ll see new premium houses…

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designed by one of Ecuador’s most famous architects who designed the house above and this one…

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now being built that you could own at a discount with…

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this view through your front window.  Tour delegates can get a discounted price at $70 a square foot.

We’ll see Andean condos and studios in the $40,000 to $50,000 range like this.

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with fireplaces and…

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views like this.

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Learn more about the December 9-10 Imbabura Andean real estate tour here.

Attend two or all three tours at a discount and save.

Attend two December Ecuador seminar or tours…$949 for one.  $1,349 for two.

Free Christmas Shopping Extension

Pay for your tours with Christmas shopping savings

On Saturday December 5th, 2009, we’ll take delegates on an extensive shopping trip to see:

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Workshop of Jose Cotacachi. A delegate poses alongside Jose after purchasing the center wall hanging.

We’ll shop all day, plus for reasons of time, space we just can’t visit all the producers in the area on this art and crafts tour so we’ll invite them to Meson de las Flores.

When word gets out we are having an exposition at the hotel so many craftspeople apply that we turn away disappointed artisans because there just isn’t the space.

We’ll see art from Montero.

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Artist Montero produces exquisite watercolors for as little as $25 such as those below

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Local weavers will display tapestries.

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Hand knit woollen sweaters prove a big hit time and time again at $15

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Totally natural medicinal and beauty products from the Amazon are distributed by our very good friend Alberto Verdezoto. Prices are eye extremely low.

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Mario a local jeweler with fantasy designs always realises several sales of pieces such as those below

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Juan produces wonderful pre-colombian designs on recycled card

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A local family of musicians make and sell instruments, pan pipes at $2 each at a local workshop

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display them .. the large tubular horns at left are small compared to the 35 foot horns used ancestrallt to announce village meetings

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……..and then the same group comes to play and dance during supper – using the very same hand made instruments.

Delegates who enroll in any of the December tours above are invited to this free Christmas shopping extension on Saturday December 5, 2009. No Extra Charge.

Global Business Warriors


International businesses are global business warriors.

If we could get everyone working together, making and serving each other around the world… we might avoid a lot of the confrontation and aggression we see today.  Who wants to blow up a good client?

See how this fact can help create income for you.

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This is why we have increased our focus on helping readers have their own global internet business in, to, or from Ecuador or anywhere.

There is a wonderful poem, the Warriors Creed. If more and more people apply this to business… perhaps we’ll have less war.

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On our Ecuador export tours we visit the San Rafael Reed Factory where they make reed mats, baskets and furniture… by hand. Here is a global business warrior busy making his reed goods that will sell around the world.

Here is the Warrior’s Creed:  I have no parents: I make the heavens and earth my parents. I have no home: I make awareness my home. I have no life or death: I make the tides of breathing my life and death. I have no divine power: I make honesty my divine power. I have no means: I make understanding my means. I have no magic secrets: I make character my magic secret. I have no body: I make endurance my body. I have no eyes: I make the flash of lightning my eyes. I have no ears: I make sensibility my ears. I have no limbs: I make promptness my limbs. I have no strategy: I make unshadowed by thought my strategy. I have no designs: I make seizing opportunity by the forelock my design. I have no miracles: I make right action my miracles. I have no principles: I make adaptability to all circumstances my principles. I have no tactics: I make emptiness and fullness my tactics. I have no talents: I make readiness my talent. I have no friends: I make my mind my friend. I have no enemy: I make carelessness my enemy. I have no armor: I make benevolence and righteousness my armor. I have no castle: I make immovable mind my castle. I have no sword: I make absence of self my sword.

This creed makes a good global business creed as well.  May many of you successfully apply it!

Gary

The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business

This course can help you create your own internet business.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course, at no added cost, as I believe they will help you develop a better business in these crucial times..

Even Better Get All three Courses Free

To make this offer even more compelling,  I am giving everyone who enrolls in our North Carolina or Ecuador International Business & Investing seminar in October or November all three courses, “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

During our North Carolina course we bring delegates out to the farm for lunch, here at our house.

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For a lunch and walk in the autumnal woods.

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We always conduct our autumn North Carolina course on the first weekend of October… traditionally the best time to enjoy  the leaf change.

Join us with Jyske Bank and my webmaster David Cross in West Jefferson North Carolina. Learn more about global investing, & how to have an international business at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

Or head south to Ecuador!

October 16-18 Ecuador Southern coastal tour Sold Out Waiting List Only

Oct. 21-24 Ecuador Import Export Tour

During the import export tour you’ll see how to turn this into cash.

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Plus we’ll see how to have coffee furniture like this table and chairs in one of our condos made at really low costs.

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Oct. 25-26 Imbabura Real Estate Tour

On the Imbabura Real Estate Tour… we’ll see new premium houses…

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designed by the architect who designed the house above and this one…

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now being built that you could own at a discount with…

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this view through your front window.

Join us with Peter Laub of Jyske Global Asset Management in Ecuador. Learn more about global investing, how to have an international business at the seminar.

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

This shorts weather photo was taken from our beach penthouse in February.

Join us in the mountains and at the sea.  Attend more than one seminar and tour and save even more plus get the three emailed courses free.

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

Plus be sure to see Sunday’s message to see what this means.

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Labor of Love


This is a labor of love.  In the US, today is the Labor Day holiday.  Happy Labor Day.

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Many small business owners love Labor Day and all holidays because business slows down so they can do extra work and get  caught up… or maybe even ahead.

Why in the world would someone be happy that they get to do extra work on a holiday?

Because they love the type of labor they do.  This is why today Merri and I are out working on one of our meadows…improving and enjoying the day and its Labor.

This is why the theme in our business courses is to turn your passion into profit.

Labor Day is a big day. Perhaps it should be a greater celebration than it is.

Labor Day can give us one of the most important investing and business clues of all.

Labor is defined in the dictionary as “1. a. Physical or mental exertion, especially when difficult or exhausting; work.

How very wrong.  Labor is giving…a part of the human existence that we need more than we can imagine.

I learned this the hard way in Ecuador, a decade ago, when the Ecuadorian economy stopped. The country ran out of gas. All the banks were closed and accounts frozen.

Yet everyone…almost…came to work…even though there was no money and they could not get paid.

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Hotel workers showed up for work… even though there was no salary check.

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Workers like these fisherman who park their boat in front of our Pacific condo kept right on working even though their money and ability to be paid were gone.

This is when the realization hit me. People want to work. We humans need to give. This is half of our natural existence… to give along with the need to take. This is the universal principle give…take…give…take.

Give and take, are each parts of the whole. They go together and when either is lost missing, a great imbalance begins. Labor is the lack of slavery and dependence.

It’s as bad to just receive without giving as it is to work without receiving.

From the moment we learned this, Merri and I changed the focus of our Land of the Sun Foundation which had just been giving to the poor.

We shifted the foundation’s goal to creating jobs…to help people learn how to work at what they love…so they can be fulfilled and paid.  (Of course we have continued to help the elderly as well.)

Meson de las Flores is owned by our foundation and helps people like this community in Topo Grande.

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Here are workers from  a small Ecuador village, “Topo Grande”  supported by workers at our hotel. They are redoing their community owned source of water to bring it safely and clearly to all parts of the village and the village school as well.

This is how it is with investing and business…a give and take wholeness.

During the 40 years I have been writing and speaking about global business and investing, I have watched some investors make fortunes while many people lost.

The difference was that the losers just asked, “What’s in this for me?”

The winners, though asked “What will this labor provide and how much will it receive for the giving?” instead.

The winners had the profit motive for sure…but through giving. Their successful outlook was full and complete.

The typical losing mentality just looks at the receiving without seeing the whole. The losers forget to ask, “What does this give?”

Next time you look at an investing or business idea, think about the problem it solves first. What labor does the business or capital provide? Then ask about the profit.

Good investment and business opportunities contain both seeds…for giving to the market and for receiving from the giving.

Finally, if you focus on opportunities in areas you love, you get a bonus. You become involved in whole ideas that are good for others, profitable and satisfying to you and fun! Then work is not labor but love.

Every Labor Day I like to share a poem by the great poet, Khalil Gibran. He stated this thought about labor better than I in his poem (one of my favorites) The Prophet when he wrote about work. Here is that part of the poem with our best wishes for a fulfilling Labor Day.

Gary

The Prophet
Khalil Gibran
On Work

You work that you may keep pace with the earth and the soul of the earth.

For to be idle is to become a stranger unto the seasons, and to step out of life’s procession, that marches in majesty and proud submission towards the infinite.

When you work you are a flute through whose heart the whispering of the hours turns to music.

Which of you would be a reed, dumb and silent, when all else sings together in unison?

Always you have been told that work is a curse and labour a misfortune.

But I say to you that when you work, you fulfill a part of earth’s furthest dream, assigned to you when that dream was born,

And in keeping yourself with labour you are in truth loving life,

And to love life through labour is to be intimate with life’s inmost secret.

But if you in your pain call birth an affliction and the support of the flesh a curse written upon your brow, then I answer that naught but the sweat of your brow shall wash away that which is written.

You have been told also life is darkness, and in your weariness you echo what was said by the weary.

And I say that life is indeed darkness save when there is urge,

And all urge is blind save when there is knowledge,

And all knowledge is vain save when there is work,

And all work is empty save when there is love;

And when you work with love, you bind yourself to yourself, and to one another, and to God.

And what is it to work with love?

It is to weave the cloth with threads drawn from your heart, even as if your beloved were to wear that cloth.

It is to build a house with affection, even as if your beloved were to dwell in that house.

It is to sow seeds with tenderness and reap the harvest with joy, even as if your beloved were to eat the fruit.

It is to charge all things you fashion with a breath of your own spirit,

And to know that all the blessed dead are standing about you and watching.

Often have I heard you say, as if speaking in sleep, “He who works in marble, and finds the shape of his own soul in the stone, is a nobler than he who ploughs the soil.

“And he who seizes the rainbow to lay it on a cloth in the likeness of man, is more than he who makes the sandals for our feet.”

But I say, not in sleep but in the over-wakefulness of noontide, that the wind speaks not more sweetly to the giant oaks than to the least of all the blades of grass;

And he alone is great who turns the voice of the wind into a song made sweeter by his own loving.

Work is love made visible.

And if you cannot work with love but only with distaste, it is better that you should leave your work and sit at the gate of the temple and take alms of those who work with joy.

For if you bake bread with indifference, you bake a bitter bread that feeds but half man’s hunger.

And if you grudge the crushing of the grapes, your grudge distills a poison in the wine.

And if you sing though as angels, and love not the singing, you muffle man’s ears to the voices of the day and the voices of the night.

The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

Merri and I wish you wonderful labor wherever you are.

Gary

Our course Tangled Web… How to Have an Internet Business can help you create your own internet business.

A clear mind and healthy body are also vital assets… plus a second language is a powerful diversification tool.

This is why I am giving everyone who enrolls in our North Carolina or Ecuador International Business & Investing seminar in October or November our “Tangled Web… How to Have an Internet Business Course” (offered at $299) free.

Here are comments from a reader about the way we help:  Thank you for your inspiration and information outlining foreign banking and retirement.  Your comments and suggestions are welcome for planning the steps to evaluate the early stages of living abroad.

Sept. 17-21 Ecuador Super Thinking + Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Join us with Jyske. Learn more about global investing, how to have an international business and diversification in Ecuador at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

October 16-18 Ecuador Southern coastal tour (early sign up before Sept. 1, $499 per person).

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799


Ecuador Export Idea


Here is an Ecuador export idea:

“Figure out how to sell your Ecuador exports before you buy.”

This is important because when you look at Ecuador exports you’ll find so many potential products…

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Masipan for example can be made into almost any size shape form and color. The masipan here is made into dolls.

Ecuador flowers also offer incredible export potential.

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As do leather products… like this made int art.

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Plus their jewelry….

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of every kind… unique…

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and wonderful pottery products and silver… plus

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so much more.

Our Ecuador Export Tours help you see many products to export from Ecuador  in the most efficient way… yet these tours also help you learn how to sell what you export.

For example our July Ecuador Export Tour will be led by Alberto Verdezoto… because his decade in the tourist industry means he knows how to get you from place to place in the safest, least expensive, fastest way.

However the tour will also be led by Maggie  Beesley.

A recent message introduced you to Maggie.  Last year she attended one of our Ecuador export courses and shares below how she sells her Ecuador exports.

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Maggie writes:

Maggie and her Magical Red, Blue, Black, White, Sage, Beige, and Gray Capes” by Maggie Beesley.

In December of 2007, my husband and I fulfilled one of our life long dreams; that being of traveling to the Galapagos Islands.  Little did I know that trip would change my life forever.   After our visit to the islands, we  took a day trip to Otavalo, home of the largest outdoor indigenous market in all of South America.  At the market I purchased my Magical Ecuadorian Red Cape.  After returning home I was stopped so many times by people asking about the Red Cape…where had I had gotten it and could I get more? Gosh I would love to return to Ecuador and purchase more of the capes to sell to all those inquiring people…but that was just not going to happen.  Good dream though.

January 2008 I received an e mail from Gary Scott, telling me of an Import/Export Class to be held in Cotacachi, Ecuador.  To this day I still have no idea where Gary got my email address, but he did, and I did return to Ecuador to attend the Import/Export Class and of course purchase more of those Red Capes.  After attending the class, I knew I had found my passion, and needed to put this class to work for me. Gary talks a lot about recognizing your passion or passions. Mine are talking to people, traveling and shopping.  With that knowledge in place now, it was time to get busy developing Maggie’s Trips and Treasures. Before I began my shopping in Ecuador, I read every fashion magazine, looked through clothing catalogs, and watched what people were buying in my area of the United States.  I had to know my market.

After a year and a half of shopping and selling, I can say I am having the greatest time of my life. With each trip to Ecuador I meet the greatest people and buy the most unusual items. On my last two trips to Ecuador I have had the privilege of sharing my experiences with delegates like you while attending Import/Export classes.

The way I sell my Ecuador exports is to simply  always wear my red cape..not any other color. But I always keep  other colors of capes in the back of my car.

I wear it to restaurants, grocery store, court house…this was just this week and people simply stop me and ask we I got it.   I tell them and explain I have some in the car and sales are as simple as this.   No one can sell my treasures better than I can.  No one will be able to sell what you love as well as you can so always wear something you are selling.. That is best advertisement in the world.

I look forward to meeting, talking and shopping with all of you this July.

Maggie

The last message showed necklaces and earrings that Maggie for to export from Ecuador. Here she  is wearing a necklace made of from orange peel with…

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matching earrings.

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See more on Ecuador exports here.

See another exports tour here.

Join us for an Ecuador Import Export Tour

Other seminars in Ecuador or North Carolina.

Ecuador Super Thinking + Spanish Course

Imbabura Andean Real Estate Tour

Ecuador Coastal Real Estate Tour

International Investing and Business North Carolina Seminar

International Investing and Business Ecuador Seminar