Tag Archive | "heart disease"

Part 4 – Why Half of America Can’t Sleep at Night


Take this thought to heart…  “Stress kills the heart.  Money protects it.

Heart disease is the largest cause of death for people living in the USA, UK and most of the Western world.

Risk factors for heart disease include age, sex, diet, smoking, high blood pressure and cholesterol. They especially include how much you earn and what type of education you had.

Look at the graph. It shows the incidence of heart disease in different members of the population depending on how much money they earn.

stress

Graph relating money to heart disease from BBC website (1).

There are plenty of reason why we feel stressed in this busy modern world.

High-pressure workdays, long commutes, raising kids, keeping the family going in retirement, lack of sleep or exercise, trying to make ends meet.

Accumulated stresses of daily living can damage health in irreversible ways including heart disease.

Some people believe stress makes them perform better. But that’s rarely true.

Stress can also make you look older!

Researchers at the University of California, San Francisco, discovered that stress shortens telomeres — structures in  chromosomes that activate cell growth.  Shortened telomeres create inevitable signs of aging: wrinkles, weak muscles, poor eyesight, stresses heart muscle and weakness the immune system.

Stress damages your heart because stress hormones increase the heart rate, raise blood pressure and constrict blood vessels.

The heart has to work harder in a negative way.

Stress also makes it difficult to control your emotions and think clearly.    

Research consistently shows the opposite — that stress usually causes a person to make more mistakes.

New research reveals just how little stress is actually required for you to lose your cool. “The results of this research show that even mild stress, such as that encountered in daily life, can impair the ability to use cognitive techniques known to control fear and anxiety.

Here’s the downwards self reinforcing loop!  Loss of money creates stress.  Stress makes it more likely that we will lose money.

You can reduce the stress of stock market investing by diversifying in value stocks around the world.

Growth stocks are stocks that are anticipated to grow at a rate significantly above the market. Value stocks trade at a lower price relative to their fundamentals than growth stocks. These tend to be more mature companies that have been trading for a long time.  Value stocks have lower volatility and often pay higher dividends.

Part three of this report looked at how shares in top value developed stock markets are selling, on average price-to-book value, at a 58% discount to shares in the US market.   Those top value markets have a 40% price earnings ration and their average dividend yield is almost double that of the US market.

Our Top Value Model Portfolio now holds the ten “Buy”-rated markets Australia, Austria, Germany, Hong Kong, Italy, Japan, Norway, Singapore, Spain and the United Kingdom at equal weights.

According to the analyses of Keppler Asset Management, an equally weighted combination of these markets offers the highest expectation of long-term risk-adjusted performance.

Here are the numbers that show why shares in these ten markets make sense.  You can compare the average price-to-book, P/E ratio and average dividend yield to the poor value markets such as the USA.

keppler

Stress kills.  Money reduces stress if the process of making it does not create too much stress.

Loss of money creates stress and stress makes it more likely that we will lose money.  Improve your health and wealth by investing in low stress ways.

Gary

Investing Beyond the Boom

Warren Buffet once warned against the Cinderella effect.

He said “Don’t be fooled by that Cinderella feeling you get from great returns.  Nothing sedates rationality like large doses of effortless money.  After a heady experience of that kind, normally sensible people drift into behavior akin to that of Cinderella at the ball.  They know the party must end but nevertheless hate to miss a single minute of what is one helluva party.  Therefore, the giddy participants all plan to leave just seconds before midnight. There’s a problem, though: They are dancing in a room in which the clocks have no hands.”

Cinderella may have lost a shoe when she fled the party to meet a midnight curfew.  We can lose much more when we rush from a crashing stock market.

Most investors face emotional dangers that build in rising markets.

Almost everyone feels good.

But the he clock of economic reckoning is ticking.

No wants to see it.  Nothing rises forever and especially… not everything at the same time.

Yet no one wants to leave the party until the end.

But many edge closer to the door.

When the clock chimes there could be a stampede even though leaving in a hurry may be the worst way to go.

Here are seven steps that can help avoid this risk.

  • Choose investments based on markets instead of shares.
  • Diversify based on value.
  • Rely on financial information rather than economic news.
  • Keep investing simple.
  • Keep investing costs low.
  • Trade as little as possible.
  • Make the decision process during panics automatic.

One strategy is to invest in country ETFs that easily provide diversified, risk-controlled investments in countries with stock markets of good value.  These ETFs provide an easy, simple and effective approach to zeroing in on value.  Little management and less guesswork is required.  The expense ratios for most ETFs are lower than those of the average mutual funds.  Plus a single country ETF provides diversification equal to investing in dozens, even hundreds of shares.

A minimum of knowledge, time, management or guesswork are required.

The importance of…

easy…

transparent…

and inexpensive. 

Keeping investing simple is one of the most valuable, but least looked at, ways to avoid disaster.  Simple and easy investing saves time.  How much is your time worth?  Simple investing costs less and avoids fast decisions during stressful times in complex situations where we are most likely to get it wrong.

Fear, regret and greed are an investor’s chief problem.  Human nature causes  investors to sell winners too soon, and hold losers too long.

Easy to use, low cost, mathematically based habits and routines help protect against negative emotions and impulse investing.

Take control of your investing.  Make decisions based on data and discipline, not gut feelings.  The Purposeful investing Course (Pi) teaches math based, low cost ways to diversify in good value markets and in ETFs  that cover these markets.  This course is based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Repeated Wealth With Pi

Pi’s mission is to make it easy for anyone to have a strategy and tactics that continually maintain safety and turn market turmoil into extra profit.

One secret is to invest with a purpose beyond the immediate returns.  This helps create faith in a strategy that adds stickiness to the plan.

Another tactic is to invest with enough staying power so you’re never caught short.

Never have to sell depressed assets during periods of loss.

Lessons from Pi are based on the creation and management of Model Portfolios, called Pifolios.

The success of Pifolios is based on ignoring economic news (often created by someone with vested interests) and using financial math that reveals deeper economic truths.

One Pifolio covers all the good value developed markets.  Another covers the emerging good value markets.

The Pifolio analysis begins with a continual research of 46 major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return.

#7:  Market history

This is a complete and continual study of almost all the developed major and emerging stock markets.

This mathematical analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.

This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The course examines and regularly reports on the hows and whys of seven professionally managed portfolios so we can learn how managers find and invest in good value.  The Pifolios are:

  • Keppler Good Value Developed and Emerging Market Pifolios
  • State Street Global Advantage Emerging & Developed Market Pifolios
  • Gold & Silver Dip Pifolio
  • ENR Advisory Extra Pifolio
  • Tradestops.com Trailing Stops Pifiolio

tradestops

As you can see in this image (click to enlarge) the top performing Pifolio we are tracking is the State Street Global Advantage Pifolio was up 43.15%.  Here is the breakdown of that current Pifolio.

pifolio

Learn how to invest like a pro from the inside out.

State Street is one of the largest fund managers in the world and their Global Advantage funds invest in good value shares in good value markets.

In the updates we review each portfolio, what has been purchased and sold, why, the ramifications for high risk, medium risk and low risk investors.

At the beginning of 2018 my personal Pifolio is based on select ETFs in the Keppler Developed and Emerging markets.  My Pifolio is invested in Country ETFs that cover seven developed and three emerging markets:

Norway
Australia
Hong Kong
Germany
Japan
Singapore
United Kingdom
Taiwan
South Korea
China

Don’t give up profit to gain ease and safety!

This portfolio has outperformed the US market (S&P 500) in 2017 as the chart below shows.

My portfolio blue.  S&P 500… green.

Screen Shot 2018-06-04 at 7.39.15 AM

Regardless of economic news, these markets represent good value and have been chosen based on four pillars of valuation.

  • Absolute Valuation
  • Relative Valuation
  • Current versus Historic Valuation
  • Current Relative versus Relative Historic Valuation

When you subscribe to Pi, you immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Silver Dip Strategy with platinum.   The “Silver Dip 2017” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

This year I celebrated my 50th anniversary of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2018” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

 

 

 

 

(1) www.bbc.co.uk: science/heartdisease

 

 

OMG: Omega 3


Omega 3 is important to longevity and good health.

About Omega 3

Jim Vigue spoke at our Super Thinking seminar yesterday.  He is a member of the American Academy of Anti-Aging Medicine and the American Association of Drugless Practitioners and is board certified in alternative medicine and has a Ph.D. in holistic health.

Jim is also a former USA Baseball/Major League Players Association Coach of the Year as well as an award winning author on such diverse subjects as baseball, finance and menopause.  He works with many professional  and non professional athletes and his baseball book spoke out against steroids long before the condemnation  was popular.  Jim’s most successful book has been his book on menopause (and other mid life issues women and their partners face).

Dr. Jim told us:  Our research shows that people who have the highest Omega-3 Index values appear to have the slowest rates of “cellular aging.”

OMG Omega 3

Dr. Jim then outlined how Omega 3s may be doing more than just helping longevity.

He wrote: If I could only take one supplement it would be a good omega 3 product.

When we designed our product we included vitamin D, the super anti oxidant astaxanthin  and a proprietary anti oxidant blend along with the krill oil and calamarine oil.

This is a very powerful combination. When you compare a solid level of omega 3s in the blood to other interventions that delay the diseases of aging omega 3s come out first all the time.

The key is getting the blood level of omega 3s at a level that helps offset many of the diseases of aging including heart disease, diabetes, cognitive decline and Alzheimer’s, arthritis and even some cancers.

The fact is that if you can get your omega 3 index around 8% you will age at less than half the rate as those with an index of around 3%. The Japanese are the longest lived people in the industrialized world because they have one of the highest omega 3 index values in the world.

 “No nutrient is more important for decreasing cardiovascular death – and more lacking – than omega-3.”

Bernadine Healy, MD  Cardiologist and  Past President of American Heart Association  – Past Director of the NIH – Past Director of the Red Cross
She concludes:   “Before long, your personal Omega-3 Index just could he the new cholesterol – the number you want to brag about.”   Omega-3 content in red blood cells is a strong predictor cardiovascular disease.

Low levels of Omega-3 fatty acids are associated with higher rates of:

* Heart Disease, including:

* Sudden Cardiac Death (Primary Cardiac Arrest)

* Mortality from Congestive Heart Failure

* Mortality after heart attack

*2nd Heart Attack

* 1 st Heart Attack in those with High Triglycerides/Low HDL 2nd Stroke Cellular Aging

* Depression (Major Depressive Disorder) Dementia/Alzheimer’s Disease, Inflammation ,Chronic Joint Swelling, Headaches, Prostate cancer.

In the USA and European Union, the average Omega-3 Index is 4-5%.

In Japan, the average diet is high in Omega-3 and the average Omega-3 Index is 9.5%.

In the USA, sudden cardiac death rates are about 20 times HIGHER than they are in Japan.

The importance of measuring your Omega-3 Index:

Omega Chart

In one study, the Omega-3 index was measured in 704 individuals, some were taking fish oil supplementation and some were not. Only 1% of the group not taking fish oil had an Omega-3 Index  8%.

However, in the group that was taking fish oil, only 17% had an Omega-3 Index above 8%.

83% of people in the study taking fish oil were NOT getting to goal!!!

Dr. Jim said this simple fact that many common fish oils weren’t doing the job led him to develop his own high quality product. Initially designed for athletes but really for any active person.

Dr. Jim introduced a new word at the seminar……Supertarian

A Supertarian is someone who:

1. Has a vitamin D level over 50
2. Has an omega index over 8.
3. Has a glucose level under 90
4. Has balanced hormones

He believes that anyone who can achieved this status will have a good chance of avoiding or at the bare minimum postponing the major diseases of aging.

Dr. Jim designs natural products for his own companies and others. He has one 15 year old line of supplements that he markets exclusively to doctors and clinics. He also designs and develops products for other companies. He has just introduced his new Athlete’s Best line.

He markets his omega product (which lowers PSA scores and the risk of prostate cancer) along with the strongest non prescription prostate formula on the market-which deals with all the other issues of prostate health.

He feels his omega plus formula is the number one supplement that people should be taking before anything else. It is a proprietary formula designed to offer the optimal amount of ingredients for maximum benefit. For instance, as he mentioned at our last seminar a Korean study pointed out that 2 mg of astaxanthin is more beneficial than 8 mg.(he has over 2 in his formula which he feels is the optimal amount). It is the same thing with krill oil..more is not necessarily better. Dr. Jim’s formula contains the most effective amount of krill oil.

People need to get their omega index into the 8%+ range. Regular fish oil doesn’t do it and regular fish oil has more contaminants and oxidizes quicker than what he has in his formula. Basically fish oil is obsolete and much better lipid results are achieved with Dr. Jim’s formulation according to Dr. Jim.

If someone wants to get an omega index score they can order a finger prick test to send to a lab for around $140.00 or they can order it with their regular blood work. The US average score is around 4 while the longest lived people in the industrialized world(the Japanese) have scores over 8.

If you look at the Bernadine Healy quote that sort of sums up the way we see this:

“Before long, your personal Omega-3 Index just could be the new cholesterol-the number you want to brag about.”

And more research has come out on this since her quote that shows cholesterol isn’t the culprit it has been made out to be.

The fact is that there really is nothing else better for overall health than a healthy omega index. Heart disease is one area of course where omega-3s are known to benefit. But there is also the fact that a healthy omega score slows down telomere reduction and cellular aging, limits cognitive decline and helps hold off Alzheimer’s and reduces overall inflammation levels in the body(thereby improving joint pain).

Inflammation is considered a major factor in all the diseases of aging and this product does a great job at reducing CRP (C-Reactive Protein)which is the major inflammation marker. Users of the Athlete’s Best formula have also shown increased levels of HDL (good cholesterol) and lower readings of both triglycerides and PSA scores.

You can go on the Athlete’s Best website and pick up more information on the product. A link is below.

This identical formula is being sold in gyms all over the country at much higher prices.

Dr. Jim has provided Gary Scott readers a $5 code which puts this price below even the normal price at athletesbest.com’s website.

Plus this price includes free shipping in the USA.

This brings the per bottle cost down to below $1.00 a day at $44.95 for this premium product with premium ingredients. Each bottle offers a 45 day supply of product.

A 90 day supply is $79.90 with free shipping which brings the cost per day even lower. Since it takes roughly 90 days for red blood cells to go through a complete cycle users really need to take the product(or any supplement for that matter) for at least 90 days to get the maximum benefit.

A 90 day supply is less than $.95 a day for a product that  provides a superior and proprietary omega 3 formula, the Astaxanthin, the vitamin D and the anti oxidant blend.

Omega 3

Order here

omega 3

Wikipedia on Telomeres

Peak POWER Baseball by Jim Vigue

How to Achieve Your Million-Dollar Dreams at Any Age by Kris Vigue

Where Did My Wife Go? Understanding & Surviving Menopause, Mid-Life Crises & the Empty Nest Syndrom by Jim Vigue

 

Ecuador’s Got Milk & Honey


Ecuador is the land of milk and honey for less… really.

In a moment we’ll look at some global investing ideas. Or you can skip Ecuador milk and go directly to Global Investment Thought.

First, how about some raw milk?

ecuador-farm

Our hotel Meson de las Flores makes its own ice cream with fresh raw milk from local diaries, plus they…

ecuador-food

make and press their own fresh butter.

Our health is enhanced with raw milk and in Ecuador raw milk is easy to obtain. We get it for the hotel every day. The cost is about 45 cents a quart, delivered fresh daily from the local dairy.

In the US, it’s a task.  To get it in North Carolina, we have to buy it from a friend of a friend who will not say who produces the raw milk.

In Florida I noticed a health food store selling raw milk and raw organic yogurt labeled “for pet use only.”   We used to buy our French salt in a similar way “for deer licks only”!

How sad that informed adults have to play such games to get what is good that they want.

There is very little raw milk sold in America and this is sad as it’s a highly health-promoting food. The government story is that raw milk can carry disease. More to the point pasteurizing milk extends shelf life and makes it easier for big business to be more profitable.

One can become sick from any contaminated food as the nation has learned from meat, spinach and peanut butter all to well.

In California where raw milk can be sold, millions have consumed it without a single person getting sick. During the same period, there were many instances where people became so ill from pasteurized milk they died!

Raw milk provides minerals, beneficial bacteria such as lactobacillus acidolphilus, vitamins and enzymes and in Ayurved is considered one of the best foods there is. Pasteurized non organic milk is viewed as poison as the process changes the structure of the milk proteins and destroys the milk’s beneficial bacteria.

Pasteurized cow’s milk has been associated with intestinal distress, iron-deficiency anemia, allergies, osteoporosis, arthritis, heart disease, cancer and more.

ecuador-farming

With so much sun and plenty of rain, the grass is rich, even in Cotacachi at 7,500 feet altitude for…

ecuador-farming

these organic cows.

Raw Milk Delight

One great food made from raw milk was taught to Merri and me by a shaman here in Ecuador. I call it Sun Yogurt. Get raw milk. Boil it. Let it cool. Pour it in a green bottle. Add a bit of yogurt if you wish. Set it in the sun for the day. That night you will have a rich creamy almost custard yogurt! It’s rich and delicious.

In Ecuador we buy fresh, raw milk by the pail full… creamy to make our own butter, ice cream and yogurt.

There is great fresh, non fermented (queso fresco) cheese in the markets.

ecuador-food

Nearby our hotel there is also organic dairy and Swiss cheese factory. Here is the barnyard and…

ecuador-farm

here are their cows.

ecuador-farm

Their equipment.

ecuador-farm

Their cave filled with great Swiss cheese.

Ecuador-milk

We serve this Ecuador cheese at our hotel.

ecuador-farm

Ecuador also has really great honey that creates some export income opportunity… like this honey and Macadamia nuts offered by the Ecuador Honey Company. We”ll look at this in more detail in tomorrow’s message.

ecuador-honey

Learn more about our Oct. 21-24 Ecuador Import Export Tour here

Global Investment Thought

Jyske Global Asset Management’s recent update points out what is becoming obvious… the global economy is picking up.  JGAM said:

*  The Case-Shiller U.S. home price index rose for the second month in a row in June.

* The German IFO business confidence survey came in above expectations, rising for a fifth month in a row.

* Australia’s leading economic indicators continue to suggest a broad recovery over the coming months.

* BCA’s (Bank Credit Analyst) Global Inflation Diffusion Index highlights that most components are falling. Furthermore, inflation typically responds to fluctuations in growth with a 1-1½ year lag, and this time around there is greater slack in the global economy.

In other words, the economy is recovering and inflation is down.

The immediate risks are that traditionally September and October are the most dangerous months for the US stock market.   Signs of a double dip recession coinciding with the traditional market dip could create a new wave of self fulfilling fear.

This will create a good buying opportunity both in equities and real estate.

What’s a Double Dip?

I rarely allow myself to eat ice cream but recently while visiting grand kids, we took them to a Creamery and can attest to the fact that a Sweet Cream and Chocolate double dip on a waffle cone is,  taste wise, pretty darn good.

Double Dips in the global economy do not bode so well, however.

A recession is a time of economic contraction and have always been followed by a return to economic expansion.  However once in awhile when economic distortions that are being sorted out are severe, when the expansion finally starts, it does not continue.   The economy contracts and dips back into recession again.

Economies now are improving globally.  Yet unemployment and foreclosures remain a problem.  Later this year  a second “double dip” recession could return as it did in 1980, then again in  1981-82.

Current conditions are quite different now than in the early 1980s, the 1980-1983 downturn was eventually turned around with major federal spending and a major tax cut.

The period 2007-2010 cannot expect the tax cut which is a shame because Federal spending tends to be less efficient than tax cuts, Federal spending is usually inefficient. Tax cuts stimulate business and inroads into new forms of productivity.

Stock markets tend to do well (as they are now) in the middle of recessions. During the worst of all 1930s depression, the Dow rose 66.7 percent in 1933 and 38.5 percent in 1935. This is because big value oriented investors look ahead.  Eventually economies recover and  grow. This is when value investors cash in.

Yet the poor employment scenario suggests that the equity recovery could be modest.  If this fact teams up with the nervousness acquired in 2008 and the autumnal downward forces… the most likely time for a market set back will be September and October.

With this in mind… values are good now for investors who can afford to buy and ride through another downturn that could last a year or so.

Until next message, may all you life be rich and delicious.

Gary

The greatest asset of all is the ability to earn wherever you live, which brings everlasting wealth.

This is why we offer our course Tangled Web… How to Have an Internet Business.

A clear mind and healthy body are also a vital assets… plus a second language is a powerful diversification tool.

This is why if  you attend either our Ecuador Super Thinking plus Spanish seminar in September or our North Carolina International Business & Investing seminar in October I will email you our Tangled Web… How to Have an Internet Business Course (offered at $299) free. You save $299.

Here are comments from a reader about the way we help:  Hi Merri, I wanted to thank you once again for your recommendation
 that I try Sol de Vida. I have had time for thirteen treatments but 
now it’s time for me to return home. The people there are wonderful 
and I’m happy to say there has been a dramatic improvement in my
(used-to-be) “bum” leg.  I can now walk much longer distances and
 remain pain free!
 
FYI, Sol de Vida changed to a  new facility near Meson.  

I enjoyed my stay here at Meson and in Cotacachi and hope to return
 sometime soon… thanks again for your assistance!

Join us at a seminar and tour and have a pain reduction treatment at the same time.

Sept. 17-21 Ecuador Super Thinking + Spanish Course

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Learn more about global investing, how to have an international business and diversification in Ecuador at the seminar.

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