Tag Archive | "Hampton Inn"

Early Retirement From Seeds of Change


Early retirement means something more than quitting sooner than the norm.

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In a moment we’ll see details about Quito’s new airport and Guayaquil’s as well.

First let’s see how change can help you retire in Ecuador or retire early anywhere.

If change is here.. If we must adapt to change… why not make the adaption good, enjoyable and fulfilling?

Early retirement means doing something you love to do that supports your lifestyle.

Early retirement means earning in a sustainable way.

Early retirement means being free to go, be or stay wherever you desire.

Early retirement means getting our of the rat race… retiring from the fear and daily hassle that the majority face.

With this view we can have an early retirement… anywhere… at any age!

This is why we’ll share an 11 lesson course entitled International Marketing Strategies starting here.

Retire on Ecuador’s Coast

One great place to retire in Ecuador is on Ecuador’s coast. This is why we are expanding our coverage to include Ecuador’s south coast with the new October Southern Ecuador Coastal Tour.

One difference between Ecuador’s  middle coast and Ecuador’s southern coast is access.

Ecuador’s middle coast s best accessed via Quito and then onto Manta via air. Ecuador’s southern coast is best accessed via Guayaquil and then onto Salinas via van.

So I asked Amy Pinoargote who is hosting the Southern Ecuador Coastal Tour to outline details on flying to Guayaquil. Amy has lives part time in Miami and part time in Salinas so knows the journey well.

Here is Amy’s report on fllghts from Miami to Guayaquil, Ecuador:

Flight options from the U.S. to Ecuador expanded this year, as AeroGal, an established Ecuadorian airline, has added Miami/Guayaquil and Miami/Quito flights.  American Airlines and LAN, a highly regarded South American airline, have been flying those routes for years.  For many budget conscious travelers, AeroGal is a welcome option.

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I have flown all three airlines from Miami to Ecuador and would recommend any one of them.  The choice usually comes down to schedule and pricing.

In my experience, LAN typically has larger, newer planes.  They fly non-stop between Miami and Quito.  The departure from Miami is in the morning, which has the benefit of arriving in Quito with most of the day still ahead of you.  The downside of that schedule is that it is not an option to take a domestic flight into Miami and then connect to Ecuador on the same day.  Also, LAN often does not fly nonstop to Guayaquil, but instead passes through Quito.  This adds about 90 extra minutes total travel time for the Guayaquil passengers.  The LAN return from Ecuador is in the afternoon, which provides plenty of time to get to the airport.

Because I more frequently travel between Miami and Guayaquil, I often opt for American, precisely because they offer non-stop service.  The American flight leaves Miami in the late afternoon, making it feasible to connect from a domestic flight into Miami earlier in the day.  The downside of the late afternoon flight is that it arrives in Guayaquil after dark.  By the time you gather your luggage and pass through immigration and customs, it can be quite late.  The American return from Ecuador is mid-morning.  If an in-country flight or long drive is required to get to the airport, this could be a disadvantage.  American offers non-stop service to both Quito and Guayaquil.

The newcomer on the route is AeroGal.  After having flown that airline several times in Ecuador for in-country travel with good results, I was eager to try their non-stop service from Miami to Guayaquil.  Although their planes are smaller than those used by LAN, I was pleased with the service.  The departure from Miami is in the evening, which, like American, is convenient for those who need to take a connecting flight into Miami earlier the same day.  Of course that also means a nighttime arrival in Guayaquil.  Another consideration for those traveling to Quito is that the flight is not non-stop; it passes through Guayaquil first.  The AeroGal return from Ecuador is in the early afternoon, which allows time for an early morning connecting flight or a drive to the airport.

As far as pricing goes, with advance purchase I have usually paid around $550 per adult on LAN, around $475 on American and around $375 on AeroGal.  AeroGal’s lower prices have led to good feedback from budget conscious travelers and those traveling with a large family or group.  I have heard several people say they are fans of that airline’s business class fares, which run about $700.

Although LAN and AeroGal are based in South America, both offer English language customer service and websites for booking flights and bi-lingual flight attendants and airport check-in.

LAN and American not only offer service to Ecuador out of Miami, but also out of several other large cities, including New York and Los Angeles.  AeroGal is currently serving only Miami, but has announced that service to New York will begin in December 2009.

Before booking a ticket for travel from your home town to Quito or Guayaquil, it is wise to research domestic flights to Miami.  If you can get a favorable domestic flight, you then book the international portion of your trip on LAN, American or AeroGal from Miami to Ecuador, a flight of just a little more than four hours.  This often can result in a lower overall fare, fewer and shorter layovers and a schedule that better meets your needs.  Keep in mind there are several clean, safe hotels close to the Miami airport that offer free shuttle service.  A few of the most popular are the Hampton Inn and the Hilton.  This makes an overnight layover a convenient option both with free shuttles.

The bottom line for travelers is that there are several good flight between the states and Ecuador, yet another reason to make it your home overseas.

Resources:
American Airlines – www.aa.com
LAN – www.lan.com
AeroGal – https://www.aerogal.com.ec
Hampton Inn Miami Airport – http://www.hamptoninnmiamiairport.com/
Hilton Miami Airport – www.hilton.com

Whether you arrive in Quito or Guayaquil, if it is your first visit, you’ll be surprised by the modern, clean, efficient and friendly airports.

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Guayaquil’s airport is new, opened on July 2006.  The airport code is GYE and we have found that everything works well here.

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Quito’s existing airport is in the middle of the city and was refurbished several years ago. A brand new Quito airport opens in 2010.  The new airport is being built on a 3,500 acre site which is ten times larger than the existing airport. The new airport will be ten miles from the center of Quito which will, add about an hours drive (though it will be closer to our hotel Meson de las Flores in Cotacachi).

The new airport on Caraburo Plateau will sit nearly 2,000 feet lower than the current Quito airport.  With the lower altitude and the 11,000 foot runway, airlines will be able to schedule more convenient take off and arrival times. The current high altitude Quito airport requires most flights to  come and go early mornings or  late evenings because cool air provides more lift.

However and whenever you plan to retire, whether you retire in Ecuador, on the farm or to some new exciting way of life… make your retirement be doing something you love.

Gary

Combining good international investing with the greatest asset of all, the ability to earn wherever you live, brings everlasting wealth.

This is why we offer our course Tangled Web… How to Have an Internet Business.

A clear mind and healthy body are also a vital assets… plus a second language is a powerful diversification tool.

This is why I am willing to pay you $300 to attend either our Ecuador Super Thinking plus Spanish seminar in September or our North Carolina International Business & Investing seminar in October.  Sign up for either seminar and I will email you our Tangled Web… How to Have an Internet Business Course (offered at $299) free plus I’ll knock an extra dollar off your seminar fee…. to round up the $300 savings.

See details of the two seminar below.

Delegates at our Ecuador seminars and tours enjoy Ecuador music.

Join Merri, Thomas Fischer of JGAM, our webmaster David Cross and me in North Carolina this October and enroll in our emailed course on how to have a web business free.  Save $300.

Learn more about global investing, how to have an international business and diversification in Ecuador at the seminar.

Oct. 9-11 IBEZ North Carolina

Here are comments from one seminar delegate about the way we help: Gary & Merri. My wife and I really enjoyed the IBEZ course in West Jefferson this past July. There was a lot of very interesting information. I will be working with David Cross to help set up an internet site. I have some interesting ideas regarding the flowers.   Thanks again for such a great course.

Sept. 17-21 Ecuador Super Thinking + Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

October 16-18 Ecuador Southern coastal tour (early sign up before Sept. 1, $499 per person).

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Ecuador, Organic – Cheese & Wine III


This series, on Ecuador & organic wine and cheese, shows how big problems create big opportunities.

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There is wine and cheese opportunity in Ashe County, North Carolina too…

This is the third message in this series on Ecuador and business opportunity in wine and cheese.  See the first message at Ecuador organic cheese and wine. The second article in the series is at Ecuador organic wine and cheese.

The series began with this point:

We are enjoying a quantum shift and the way we work, live, invest and do business will never be as before.

Governments globally are trying to slow this needed economic transition and their stimulation efforts will most likely cause the loss of purchasing power in most currencies… global inflation.

The best ways to gain opportunity in this scenario is to own real estate, commodities, stocks and your own business.

The greatest asset we can have in the economic era ahead is an ability to serve… to produce a product or service that adapts to the new ways.

Do what you love!

Many of us cannot stop working… by circumstance or choice so why not do something we enjoy… live a life we like that pays its way.

Here are excerpts from a USA today article “Mortgage crisis robbing seniors of golden years” by Stephanie Armour  (link to the full article is at the end of this message).

The worst economic crisis since the Great Depression has slashed home values and triggered an unprecedented surge in foreclosures across the nation. It’s also taking an especially harsh toll on an often overlooked demographic: seniors who are retired or nearly so.

This population is being hit on all fronts. More than 600,000 seniors are delinquent or in foreclosure, according to AARP. A separate report by AARP found that 25.5 million seniors ages 50 and older have a mortgage. Unlike younger people, many are on fixed incomes and lack the money or job opportunities to catch up on payments when they fall behind.

Even those who own their homes free and clear are finding they can’t rely on equity as a retirement nest egg because home values have dropped severely, especially in retirement-rich areas such as Florida, Nevada and California.

Some seniors who had planned to sell their homes and move into retirement communities have had to postpone their plans because they can’t afford to take a loss on the sale of their current homes. Some older homeowners had been so confident that rising home values would provide retirement wealth that they neglected to save.

Now they face their final years with a dearth of financial resources to draw on. Thirty-six percent of workers ages 55 and older say the total value of their household’s savings and investments — excluding the value of their primary home and any defined benefit plans — is less than $25,000, according to the Employee

Many others share his plight. Americans 50 and older represent nearly 30% of all delinquencies and foreclosures, according to an AARP analysis released in September.

The analysis found that more than 684,000 seniors 50 and older were delinquent on their mortgages or in foreclosure. Among those, nearly 50,000 were in foreclosure or had lost their homes.

The impact of subprime lending also has fallen disproportionately on those 50 and older.

Older Americans with subprime first mortgages — those given to borrowers with less-than-perfect credit — are nearly 17 times more likely to be in foreclosure than Americans of the same age with prime loans, according to AARP. For those under 50, the comparable multiple is about 13.

This whole group is going to be hugely dependent on Social Security, and people don’t fully appreciate the magnitude of the problem.

Many younger readers I talk with feel that this is not just a boomer problem.  The generations behind the boomers face educating their children, rising insurance and even less likelihood that Social Security will be meaningful.

Yet many readers write and say they would like a lifestyle like Merri’s and mine… cool natural life in the Blue Ridge during the summer… wonderful spring time Andean weather during the winter.

If you love wine… cheese coffee and organic, here is an idea.

Parts one and two of this series looked at ideas for organic wine and cheese in Ecuador. (The Cotacachi area has great organic coffee too.)

So does Ashe country North Carolina… and there is a special opportunity now.

Somehow through fate wherever Merri and I move… no matter how far into the wild, espresso cafes follow.  When we moved to Naples, Florida… there were none.  Then they came and we left to West Jefferson and Ashe County.  There was certainly no espresso shops there… when we arrived.

Not long after Bohemia Cafe and Art Gallery opened in town… great coffee… excellent cappuccino.   Soon after Back Street Cafe opened with an Espresso machine as well.

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However I never expected a cafe with all the accouterments of Continental coffee to reach Lansing, North Carolina. After all Lansing only has a population of 192 people.

Yet it did.   Anne’s Place.

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At Lansing’s four corners.  It’s…

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a really great continental cafe in the middle of the woods!

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Merri and I rushed in the minute it opened.. actually we were the first customers.  We were so surprised over the beauty, care and thoughtfulness of the cafe.  It rivaled anything we ever had in all our years in London!

The cafe had been opened by Anne and Haskell McQuire.   Anne and Haskel are Ashe country natives who lived all over the world during Haskel’s career in the telecommunications field.

They retired back at home in Ashe and started an organic winery and this cafe.

Now for health reasons,  Anne’s Place is for sale.

Lansing is about seven miles  from West Jefferson and 20 minutes from our farm. This is a really small mountain town and this coffee shop offers an opportunity to live in a low stress environment, with fresh air, clean water and friendly neighbors.

Anne and Haskell did a really great renovation inside and out. They replaced the roof, plumbing, electrical system, put in a new hardwood floor and restored the old tin ceiling.  They added a bathroom and painted everything top to bottom.

This is a great looking and very smart place…beautifully done.

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and we saw that soon after it opened the place was hoppin’, plus…

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There is a place to live upstairs.

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This is a nice opportunity for someone who wants to live in nature and have a small shop… but there is more.

Lansing is awakening. Other new shops are coming in and the town just received a $130,000 grant to stimulate the local economy, plus…

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The wine.

Anne and Haskel started both the coffee shop and a organic vineyard, New River Winery.

New River Winery is the first commercial winery in Ashe County, in Lansing near the headwaters of the New River, one of the oldest rivers in North America.

The winery was founded in 2005 as a cooperative venture of wine lovers with a common tie to Ashe County and the Blue Ridge High Country. Its production facility is in the historic old Lansing School.

They have a tasting outlet at Bohemia Gallery in West Jefferson.

Currently the winery procures grapes from two local sources, one of which is a certified organic farm.

Yet are we forgetting the cheese?  Not a bit.

Imagine this, Merri and I live in two really remote places.   Both have great organic wine, coffee and… yes cheese.

The winery’s second retail outlet, is Ashe Cheese Factory also in West Jefferson.

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Ashe County Cheese is North Carolina’s oldest cheese plant, and has been producing quality cheese since 1930.

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When I talked to Anne and Haskel about the coffee shop sale, I had one question… “Could Anne’s Place be a distributor for new River Winery as well?”

“Yes, of course” was the reply.

There you have it.. . ideas on business with organic coffee, cheese and wine…in Ecuador and North Carolina… deep in the woods… fresh air… pure water… agriculture and a low stress pace.

Perhaps one of these ideas will create a helpful spark in you for a lifetsyle and business you love in Ecuador, North Carolina or both!

For more information on Anne’s Place for sale contact Haskell McGuire at mcguireh@skybest.com

Gary

Join us for our upcoming courses in North Carolina and Ecuador that show ways to earn income in this new economic era. We’ll visit Anne’s Place if it has not sold by then.

Learn how to earn with exports at our July 4-8  and Oct. 21-24  on our Ecuador Export Tour

Learn how to invest and do business globally at our International Business and investing courses.  Join me with Thomas Fischer and Peter Laub of Jyske Global Asset Management and my webmaster David Cross.

In North Carolina July 24-26 and Oct. 9-11  IBEZ North Carolina

We’ll have a New River wine tasting at Bohemia Gallery as we did last year. here are delegates at that tasting.

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Our North Carolina courses in 2009 will be conducted in the new…

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West Jefferson Hampton Inn.

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Just opening this June 2009 with very nice rooms and…

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really great…

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views. I took these from the hotel’s parking lot.

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Plus the Hampton Inn is just down the road from the Ashe County Cheese Factory, Bohemia Gallery and 20 minutes from the New River Winery and Anne’s Place.

In Ecuador Nov. 6-8 IBEZ Ecuador

See  good value real estate in Ecuador.

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Delegates visit the Cotacachi Ecuador Organic cheese factory.

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

You can read the entire article Mortgage crisis robbing seniors of golden years here.

Patience in Micro Business


Patience in a Micro Business

In these times of change the best ways to gain opportunity are with real estate, commodities, stocks and your own business… if you have patience.

For those who want to live full or part time in Ecuador, buying real estate is one good way to gain extra profit if you are patient.

We looked at ideas on patience in our last two messages. See Ecuador Patience here and Ecuador Property Insights Here.

Patience is important in business and real estate anywhere.

We took six years to find our first farm in North Carolina and three years to buy it… sticking to our offer and making it again and again once ever year for three years.   Slowly over the years we added about eight miles of roads.  You can see the roads on the farm in blue here.

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The roads are to special parts of the farm like these huge hemlocks we call the Grandfathers.  That’s me dwarfed by the tree.

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We pushed in miles of trail through woods and …

ecuador-patience glen.

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Our small herd of horses love it… pastures are more accessible. This is Lucy Appaloosa,  leader of the herd.

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A buyer would love it as well.  Our patience in building these roads has dramatically increased the farm’s value.

Good business requires more than just patience.  The seven qualities for good investing and business we reviewed in the first of this series were:

#1: Bravery to accept risk

#2: Flexibility

#3: Resilience

#4: Tenacity

#5: Acceptance

#6: Bird’s eye view

#7: Patience

Having a bird’s eye view helped us see that the value of our North Carolina farm and our Ecuador property could also be increased with the internet. The world wide web allows us to run a business from either remote place.

This is why we have created our Tangled Web course and are expanding the business portion of our International Business and Investing Seminar.

This bird’s eye view is also why we have been providing readers with a free course on how to use “Site-Build-It” to create an internet business written by our friend and student Michelle Toole.

Michelle just sent this note.

Hi Gary,  I hope this note finds both you and Merri doing well…….attached is my article for this month.  Just to give you a quick update my web site, healthy-holistic-living.com is getting 1200-1500 visitors each day!  Yup each and every day – that is over 30,000 visitors each month! It is truly hard to believe that it all started with one visitor!  And to add to that exciting news I just started a second web site home-remedies-and-natural-cures.com!

I often ponder how all of this started from a trip to Ecuador and meeting both you and Merri!  Life is truly a great adventure…  Much Love to You Both, Michelle

Here is Michelle’s 36th lesson

How ‘Sticky’ is Your Web Site?

by Michelle Toole

Building your own web site can get you into some ‘sticky’ situations and that is exactly where you want to be!

When most of us hear the word ‘sticky’ we think of honey or some yummy gooey goodie, but to a web site owner ‘sticky’ means one thing, MONEY!  That’s right, in the world of e-commerce ‘sticky’ refers to how long a visitor stays on your web site and of course the longer a visitor stays on your web site the better chance of turning them into customers.

According to Webopedia.com:

“sticky refers to a site’s ability to keep visitors on the site once they have navigated there or encourage the visitor to return frequently (i.e., the visitors ‘stick’ to the site).

“A site’s stickiness depends on the content of the site that encourages the visitors to remain there but is not necessarily what the visitors went to the site looking for. For example, in addition to original content that may be the main reason for visits, a site may add a glossary, stock quotes, games, community forums, news feeds and/or chat rooms to make the site more appealing to visitors. Also, sites can add special features to set themselves apart from competitors, such as the ability to communicate with the content’s authors, the ability to personalize the site, contests, and numerous hyperlinks to other pages of the site — all elements that entice a visitor not just to stay on the site but to return frequently.”

So, what makes a visitor leave your site?  What makes your site lack ‘stickiness’?   Well, they are likely the same things that make you leave a web site in the first place:

•    Irrelevant content, bad spelling and poor grammar
•    Information is too difficult to find
•    Long paragraphs of text without text formatting
•    Cluttered text and graphics
•    Too much advertising
•    Long lists of products
•    Unattractive look and distracting colors

OK, so now that you know what NOT to do, what can you do to increase your site’s ‘stickiness’?  Below are the top 5 steps a web site owner should take to increase ‘stickiness’ and get that most wanted response, cha-ching!

1. Interactive

Getting a reader to get involved on your web site means that they’ve invested in your web site and this increases the likelihood that they’ll return time and time again. You can make your site more interactive by adding:

•    Comments
•    Polls
•    Forums
•    Posting reader feedback

Don’t forget that being interactive takes follow-through.  Responding to comments, questions and forums posts will keep readers coming back and help you build not only a rapport with your readers but develop that all important ‘brand of one.’

2. Bookmark IT and Socialize IT

A lot of sites forget this simple but effective way to encourage return visits to their web site, just bookmark it!  Remind visitors to bookmark your site. Also adding social networking links and buttons to all of your pages is an effective way to encourage new readers as well as create reader loyalty.

3. Content is KING

Don’t forget the obvious; readers are coming to your site for your INFORMATION!  You must have useful, unique and entertaining CONTENT! Without great content people are not going to ‘STICK’ much less come back for a second look!

4. Build for Speed and Keeping it Simple

Making your site navigation easy to use and clear will encourage readers to stay on your site longer and return more often.  Remember the faster and easier the navigation, the happier your reader and ‘potential customer’ will be.
Keep in mind that page load time is essential to drawing readers into your site. If each page takes a minute or longer to load it’s not very likely that someone is going to ‘stick’ around!

5. Publish your own ezine

Creating an e-zine is an excellent way to build readership and encourage return visitors to your site as well as increase site ‘stickiness.’  Publishing an e-zine also helps you establish your credibility, build trust, and establish a rapport with your audience. Ongoing communication keeps your Web site in the forefront of your visitor’s mind, ensuring that s/he will return to it time and time again to check your updates and give us that all important ‘most wanted response’, BECOME A CUSTOMER!

Look for my future articles where we discuss monetization options, search engine optimization, incoming links, e-zine techniques, link exchange programs and much more…..

You can check out Michelle’s web sites at http://healthy-holistic-living.com  and http://home-remedies-and-natural-cures.com.  To get more great tips, like the ones above and to see how and what tools she used to create a successful on-line business go to http://sitesell-sbi.com

Until next message may your bird’s eye view be patient!

Gary

How We Can Serve You

How to Have Real Safety

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There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

This is why the core Pi model portfolio (that forms the bulk of my own equity portfolio) consists of 19 shares and this position has not changed in over two years.  During these two years we have been steadily accumulating the same 19 shares and have not traded once.

The portfolio has done well in 2017, up 22.6%, better than the DJI Index.

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However one or even two year’s performance is not enough data to create a safe strategy.

The good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management and the mathematical trend analysis of Tradestops.com.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

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Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

Pi uses math to reveal the best value markets then protects its positions using more math created by Richard Smith founder and CEO of Tradestops.com to track each share’s trend.

We use Smith’s  algorithms that calculate momentum of the good value markets.

dr richard smith

The Stock State Indicators at Tradestops.com act as a full life-cycle measure that indicates the health of each stock. They are designed to tell you at a glance exactly where any stock stands relative to Dr. Smith’s proprietary algorithms.

Kepppler’s analysis shows the value of markets.  The SSI signal indicates the current trend of each stock (performing well, or in a period of correction, or stopped out).

The SSI tells you one of five things:

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Akey component of the Stock State Indicator (SSI) system is momentum based on the latest 521 days of trading.  A stock changes from red to green in the SSI system only after it has already gone up a healthy amount and has started a solid uptrend.

How SSI Alerts Are Triggered

If the position has already moved more than its Volatility Quotient below a recent high, the SSI Stop Loss will trigger.  This is an indicator that the position has corrected more than what is normal for this stock.  It means to take caution.

Below is an example of how SSIs work.  This example shows the Developed Market Pifolio that we track at Tradestops.com.

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Equal Weight Good Value Developed Market Pifolio.

At the time this example was copied, all the ETFs in the Developed Market Pifolio (above) currently had a green SSI.

We do not know when the US market will fall.  We only do know that it will.  We also do not know if, when the US market corrects, global markets will follow or rise instead.

The fact that the Pifilios are invested in good value markets reduces long term risk.

Additional protection is added by using trailing stops based on the 521 day momentum of each stock in the Pifolio.

Take for example the graph below from our Tradestops account that shows the iShares MSCI United Kingdom ETF.  This ETF had a green SSI and a Volatility Index (VQ) of 13.26%.  This means the share can move 13.26% before there is a trend shift.

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iShares MSCI United Kingdom ETF (Symbol EWU)

Pi purchased the share at$31.26 and in this example the share was $34.43 and rising.  Tradestop’s algorithms suggested that if the price drops to $31.69 its momentum would have stopped and it would have shifted into trading sideways.   The stop loss price is currently $29.86.  If EWU continues to rise, both the yellow warning and the stop loss price will rise as well.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Dip Strategy with platinum.   The “Platinum Dip 2018” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Platinum Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2018 I celebrate my 52nd anniversary in the investing business and 50th year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

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The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

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Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Platinum Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

Here is a shot of our seminar center on the farm.  We’ll have seminars at the brand new Hampton Inn in West Jefferson and invite delegates to visit the farm for Sunday lunch.

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The deck extends into the woods.

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With this view below.

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We gain a lot of great multi currency, investing, business and health information from this North Carolina course.