Tag Archive | "Galapagos"

Free Night Galapagos Stay


About 20 years ago, we took one of our first top to bottom rides along Ecuador’s coast with our friend Kjetil Haugan.   Merri and I and Kjetil had all recently discovered the amazing values in Ecuador and were seeking knowledge and bargains.

We found them aplenty and since the three of us took that trip Kjetil has created a luxury hotel & spa, and a housing development on Ecuador’s coast, opened the best jungle lodge in the Amazon and offers Galapagos cruises on three of the most luxurious vessels in the islands.

Now he has added more Ecuador service, a luxury Galapagos hotel.

galapagos

Kjetil recently sent me this note.

We are proud to share with you our latest venture in providing the highest quality of luxury services in the Galapagos Islands. What was previously the Red Mangrove Aventura Lodge will now be known as the Red Mangrove Hotel by Haugan Cruises.

As you know, Haugan Cruises operates three motor catamarans of the highest luxury standard.  Now, the Red Mangrove will be added to this list of Galapagos products with the added plus of guaranteed excellence you already know Haugan provides.

Rooms are sold by night and guests have the option of purchasing 4 and 5 day packages.  They can do this with activities included at popular attractions found on Santa Cruz like the Charles Darwin Station, beautiful beaches, and more.

The hotel, located on oceanfront property with direct views of Academy Bay, is surrounded by lush gardens, mangroves and the occasional visit of friendly sea lions and marine iguanas.  It is a traveler’s delight to visit and relax at the hotel, and perfect because of so many activities like snorkeling and hiking can be done within five minutes from our location.

Throughout the year we will renovate the entire hotel in order to offer the same standards of luxury Haugan Cruises is known for.  Meanwhile, we will be operating as normal with availability beginning May 2nd, 2017.

Be part of this new adventure with us and take advantage of our Special Kick Off Promotion at the Red Mangrove Hotel where guests can reserve 2 nights and receive the third night free!  Contact us directly via email or telephone today to learn more!

For details contact Kathy Lasso. Her email address is redmangrove@haugancruises.com

Call US Toll Free 1.877.319.0324 or Direct US 1.917.259.1055. The local line in Ecuador is: +593.2.514.8605

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Orders for fresh Mother’s Day roses will be accepted through Monday May 8, 2017.

ecuador-mother's-day-Roses

See details on how to order fresh Ecuador Mother’s Day roses here.

Learn Spanish in Three Days ONLINE

The “Learn Spanish in Three Day Course” is now available online.

Learn Spanish in a day, or a week, month or any time frame that works for you.

I’m Gary Scott.  Over fifty years ago I started a business that has helped hundreds of thousands of subscribers learn about investing in Hong Kong (1960s and 1970s), Switzerland, London, Isle of Man (1970s and 1980s) and across Europe.  In the 1990s we took investors to Panama, Mexico and Ecuador.  That’s when we realized an incredible need for an easy way to learn Spanish.

See below how my wife Merri was able to create a program that allowed students to be speaking and understanding Spanish in just three days.

Thousands of subscribers have learned Spanish at our three day Super Spanish course.  These courses have been taught across the US, in Canada, Panama, Mexico, Ecuador, Uruguay and Spain.

spanish

A Super Spanish course in Florida.

Read below to see how and why we are now offering our Super Spanish course ONLINE for the first time.

Speaking Spanish as a second language has huge benefits.

You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak English at all.

You become one of a leading few when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says (bolds are mine): “Learning a foreign language is more than just a boost to your CV or handy for traveling. 

It will make you smarter, more decisive and even better at English. 

Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

You may choose to take more time using the ONLINE course to learn Spanish, but thousands of our readers have learned to speak Spanish in only three days at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

A special method of learning (called Super Learning) was created and refined by the Bulgarian educational master, Georgi Lozanov.   Lozanov transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

My wife Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 1970s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from students who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music to create Relaxed Concentration in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  

Merri was among just a few who learned directly from Lozanov.

gary scott super thinking session

Super Spanish relaxed concentration session.

You gain six valuable ONLINE Relaxed Concentration sessions in the online course that is delivered via the internet.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know.   This eliminates the need to memorize 99% of Spanish words.

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.   The normal three day course fee is $499 ($749 for a couple).

The ONLINE course is available at the highly reduced price of $79.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Young or Old

Most Super Spanish students are all ages ,

Gary-scott-spanish-course

Super Spanish students at this course ranged from nine to over eighty years old.

Become a Spanish translator!

The wife of one couple who attended explained how after just three days her husband ended up as an accidental translator.

She wrote:  Gary,  I have sent Merri a couple of messages, and  a story of Mike being able to translate yesterday for a Spanish person  who couldn’t understand what a man was trying to tell him!

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

The video below shows a super fast way to gain the basics so you can communicate in Spanish in just three days.

Gary-scott-super-spanish

Click here for FREE Super Spanish video.

Still can’t believe you can learn Spanish in a short time?

You have nothing to lose but to try.

The ONLINE Super Spanish course has our, full satisfaction or money back, guarantee. 

Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

Tax Deductible Ecuador Cruise


Yesterday’s message looked at how Andean products are hot this season and how to save on Ecuador shopping and even make the trip tax deductible.

You could even make part of a Galapagos cruise to Ecuador tax deductible if you are Ecuador shopping for profit.

galapagos cruises

Haugan cruises provide discounts on Galapagos cruises specials (1) to Ecuador Living Club members.

If you are going to Ecuador for a business meeting or to take an export tour your flight, and hotel, can be tax deductible.  When you know the rules, it’s easy to deduct travel to a business meeting, even by cruise ship.  The law provides various ways to deduct cruises.  Let’s examine just one: a trip to Ecuador.

IRS Regulation 1.274-4 gives friendly rules for one-owner businesses that we can use to our benefit.  Here are some of the rules:

1)    The United States means the 50 states and the District of Columbia
2)    Transportation cost to a foreign destination for seven days or less, excluding the day of departure, is not subject to an allocation between business and personal days.

Take for example a trip to Quito for an export tour, with a Galapagos cruise included.  Quito is outside the 50 states; accordingly, it’s a foreign destination. You are subject to the foreign travel rules on your trip to the business meeting or convention in Ecuador.

You fly Miami and then onto to Quito and then onto Galapagos the Galapagos to board a cruise ship that will take a four tour of the Galapagos Islands on the Comarant, November 25 to 28. (1)

Once you arrive back in Quito on day five of your trip, you will:

1)    Check in for a two-night stay at the hotel where the Ecuador export tour is being held
2)    Attend the tour after sleeping at the hotel for the first night
3)    Depart by airplane for Miami on the day at the end of the third day on the tour

Your business tax deductions include the cost of:

1)    Travel to Miami and Galapagos
2)    Cruise ship fare in Galapagos (not to exceed tax law’s luxury boat limits that range in 2014 from a low of $566 to $680 per day, depending on the dates of travel)
3)    Food and lodging in Galapagos
4)    Airfare to Quito and Miami
5 )   Travel from Miami to home

Note that you have no personal, nondeductible expenses for this trip to Ecuador. You have to admit, tax knowledge can be fun!

Adhering the the IRS rules is vital when useing regulations of this sort.  For full details on how to learn and use tax regulation contact our tax consultant Conrad Oertweg at conrad.taxmart@verizon.net

Gary

Galapagos Cruise Specials

Ecuador Export Update

Here is a note from Roberto Ribadeneira about Export Tours to Ecuador.

ecuador export

When you join the Export Tour from Ecuador, you’ll find that Ecuador is not only a beautiful place to visit, but is a good place to do business.

On this Export Tour, there is a wide range of products in various different towns north of Quito.  Let’s have a quick look at what we do before we show you the schedule.

Upon arriving to Quito (Ecuador’s capital), we will take you to Cotacachi, where we base our tours in search for amazing products.

You will be presented with lots of amazing artisans that create unique products of great quality.  There are hundreds of different items that we will explore and numerous ideas that we will share  with you.

ecuador export

Most of the craftsman that we introduce to you are people that live in rural areas, that are hardworking and that make their products by hand. This means that the quality is outstanding but also that we have the flexibility to make small orders and/or big orders.

ecuador export

Schedule

You will arrive at Quito’s airport, which is brand new and also the most important one in Ecuador. Depending on your time of arrival, we either take you to a hotel in downtown Quito (which is about 40 minutes from the airport) or travel from there directly to Cotacachi.

Cotacachi is one hour and thirty minutes north from Quito. The road is also new and there you will see a beautiful landscape surrounded by mountains. Cotacachi is warm during the day, a little cold at night, so bringing sweaters is recommended.

We will spend three full days exploring products and towns around Imbabura’s Province. Most of the towns that we visit are small and full of kind people. Most of the workers that we visit work from home.

ecuador export

After the three day tour, we will take you back to Quito if you like to stay there, but if you would want to explore other cities, we will take you to the airport in Quito.

ecuador export

Tour Day 1:  Leave from Quito to Cotacachi at 09:00.

Starts 12:00 in Cotacachi: visit to leather town, what products you can make in leather, suppliers, manufacturers and ideas on what you can make.

Lunch break: 14:00 – 15:00.

16:00:  Go to San Antonio de Ibarra, see the wood products, manufacturers and designs that we can export from Ecuador.
18:00 ending.

ecuador export

Tour Day 2:  Starts at 10:00 after breakfast at the hotel.

Visit Otavalo for Tagua and Textiles, see manufacturers, get products to make, personal labels, volume, etc.

Meet with supplier for new products to make high-end tagua items, new products of bamboo, baby blankets, baby products, Christmas products. Products made of Alpaca, specific designs.

13:00: Lunch.

14:00: Talk to cargo agency, see packing, costs, how to ship, taxes, etc.

15:00: Visit manufacturer for handmade sweaters, shawls, and other textiles, he can make specific designs for you.

17:00: Create a website, a shopping cart, manage logistic, storage and shipping cost with FedEx or Mail Service.

ecuador export

Tour Day 3:  Starts at 10:00 after breakfast at the hotel.

Visit Otavalo Market, fair day. See all the products available, purchase items for business, talk to all the vendors, see different products, low cost textiles, low cost jewelry, ponchos, sweaters, shawls, products for under $2 a piece.

12:00:  Tagua, jewelry, what designs you can make, cost of personalized items. Jewelry store for Tagua products, which they create designs for inexpensive jewelry.

13:00:  14:00 lunch.

15:00:  see rugs, alpaca products, honey products, flowers, etc.

ecuador export

*    We change the schedule depending on what you would like to see. We found out that some people show more interest in certain products so we spend more time showing them those items. We always adjust to what will be most beneficial to you.

ecuador export

Towns to visit.

Among the towns that we will show you:
Cotacachi
Otavalo
Iluman
San Antonio de Ibarra
Ibarra
Cuicocha
Atuntaqui

ecuador export

Products to see:
Tagua
Alpaca
Textiles, such as ponchos, sweaters, shirts, table runners, table cloths, etc.
Bamboo
Wood products
Leather, such as duffle bags, purses, jackets, accessories, shoes, etc.
Jewelry at the Otavalo market, such as necklaces, earrings, bracelets, etc.
Art, paintings on different materials and styles, textiles manufactured at Atuntaqui.

ecuador export

Optional

ecuador export
If you are also interested in the flower business, we can show you a beautiful rose farm, that takes around 2-3 hours for the tour, so we recommend doing that if you are interested in that area of business. Most farms are in towns about 40 minutes north of Quito, either Cayambe or Tabacundo. It is a great experience, and you will get to see how they grow roses and the fields.

ecuador export

Extras

ecuador export

We also encourage people to bring ideas of products that you want to make and things you want to create. There may be purses that you want to design, hand made leather jackets or a certain wood carvings. There are also other ideas to explore like creating ponchos with your own University’s colors or bracelets with school’s colors.  Perhaps you want to engage in corporate products and want to have beautiful leather laptop bags with special logos, or different colors or a unique design.

ecuador export

You can talk to the manufacturers and get the pricing on items, timing of when they will be ready, and what they can do.

We will also show you how to calculate the pricing, how to do the packing and what better way to ship items from Ecuador to the USA. This way it will be easier for you to know the costs and put the right sales price for your customers.

ecuador export

All the contacts and information for everything that we see and all the manufacturers is yours. This will allow you in the future to contact them directly and work with them if you like. So you
will be able to work with the suppliers on your own if that is what you choose.

There are thousands of ideas that we can explore, and also hundreds of products that we can make. Not only you will find that working with people in Ecuador is a great experience, but also that we are able to create amazing homemade products for every need.

Once you get to see how people work and the help that everyone buying from them brings, you will get a better idea on the progress that exporting from Ecuador brings to this people. You will get beautiful products and in exchange people in Ecuador will work very hard, and also be rewarded with a better quality of life.

ecuador export

We do hope to get to see you soon on this business adventure.  Roberto

ecuador export

Individual Export Tour for one $799 or a couple $999

Please call me at 1-888-482-3850 or Email me at roberto_ribadeneira@me.com

Galapagos Beach Property Raw Land for Sale


This is a paid advertisement for a Galapagos beach raw land for sale.

galapagos beach property

Galapagos beach raw land for sale. Click on images to enlarge.

Do you want to buy 816.36 square meters (8,735 square feet)  of beautiful, undeveloped beachfront raw land on San Cristobal Island, Galapagos and be fully compliant with Ecuadorean ownership regulations?

This is raw land. There is no building on the site at present.

My company is a registered Ecuadorean company and is for sale.  The company owns the land and is compliant with all local ownership regulations. Buying the company is an elegant, turnkey way of owning this prime property on the water near the center of town.

The land sits within the local municipality and in the near future should be accessible by boardwalk to the main street.

galapagos beach property

Attached is an Informe de Remedicion documenting the dimensions as well as two maps doing the same.

Documentation is held by my law firm in Quito, Paz Horowitz Abogados, and can be shared with potential buyers.  Please contact me first if you have serious interest at galapbeachfront@gmail.com

The property was sold by “La Sociedad Nacional de Galápagos C.A.” to “Companía RIDRUEJO S.A.”, on October 5th 1988 and registered with public deed No. 296.

The property was sold by “Compañía RIDRUJO S.A.” to “Shizen Del Ecuador S.A.” on June 22nd 2005, and registered with public deed No. 119.

The property is identified as Lot No. 04, block 54, sector Torre de las Iguanas, Puerto Baquerizo Moreno, San Cristobal.

The property has no liens, which certifies its validity to be sold.

Line of Fabric Certificate, containing the status of the property on the following:

i. Construction separation area is certified for 3 meters on its boundaries.

ii. The zoning of the property is described with the Code: VTB2252

iii. The maximum height for construction is of 5.70 meters.

iv. The maximum floors of the construction is of 2 floors.

v. The percentage of the property that can be used for construction is of
44.57%.

vi. The percentage of usage of the construction is of 134.01%

vii. Services available:

a. Drinking water (NO)
b. Sewage System (NO)
c. Electric (NO)
d. Telephone (YES)
e. Pavement (NO)
f. Curbs (NO)
g. Sidewalk (NO)

galapagos map

galapagos map

galapagos informe de remedicion

Email for more information to galapbeachfront@gmail.com

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence. Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent, become familiar with Ecuador before you buy.

Ecuador Exports Service

Ecuador Export Business Idea

Live anywhere – Earn in Ecuador with an export business in Ecuador.

Create an Ecuador exports business with Roberto Ribadeneira’s Ecuador Export Tour.   Merri and I have worked with Roberto for nearly twenty years exporting many products.

You can arrange an individual tour designed especially for you.

ecuador exports

Lake Quicocha near Cotacachi.

Visiting another country is great, but it is even better if you can do business while traveling!

Come to Ecuador and learn all about exports to the USA, Canada and Europe while visiting amazing places and earning money.

* You may be able to deduct part or all of this trip from your taxes.

* You can buy products to sell back home.

* You can learn about exporting from Ecuador to anywhere.

* You can even bring ideas to manufacture in Ecuador with great quality and competitive prices.

Coming to Ecuador not only won’t cost money but will make money for you.

Here is a note from Roberto Ribadeneira:

Let me share all the knowledge, contacts and products I have accumulated over decades of exporting.  Make your trip to Ecuador the beginning of a great business opportunity.

ecuador exports

Otavalo Market.  Learn about Tagua…a vegetable, sustainable, renewable ivory.

Let’s see some numbers.

ecuador exports

Tagua bracelet. Cost in Ecuador is $2.50 it is sold in the USA for at least $12.

Tagua necklace. Cost in Ecuador is $3, it is sold in the USA for at least $15.

Metal Bracelet. Cost in Ecuador is $1, it is sold in the USA for at least $10.

Shawl. Cost in Ecuador is $2.50, it is sold in the USA for at least $11.

Scarf.  Cost in Ecuador is $3.00 it is sold in the USA for at least $12.00.

ecuador exports

Alpaca Scarves.

These are just few examples of products that are inexpensive and have huge margins.  But there is also another plus; you can request specific improvements on those products.

But let’s go over some numbers and specific ideas.

1-    You want to sell a tagua bracelet to a University in Colorado, but everyone can do that, what they can’t do is sell a tagua bracelet with the University’s color. We can dye the tagua bracelet to match the University’s color, same goes for any other tagua designs and even for shawls and other textiles. If you make just $9 on each tagua bracelet and you sell 100 units, you are making $900 on 1 order.  And this is just 1 product, and this is just 1 University.  You can apply this idea to any education center in the USA.

2-    You see designs of leather products that you think could be made better, or different.  There is a niche market where you can sell them.  The manufacturers in Ecuador can make any design, on any color with major improvements over the original idea.  You can even request to put a logo and special details on the products.  We have a major company in the USA that wants our leather iPhone 6 cases, but they want them with their branding and specifications that other cases don’t have.  So we are making the leather cases exactly as they want them.  Margins on leather products are around 60% retail and 20% wholesale. Orders for medium size companies come in the hundreds, so you can make good money selling leather. Customers and myself have made thousands of dollars selling these products.

3-    Selling Roses to final customers is another amazing way of making money.  What I am doing right now is reaching to people that want to raise funds for specific projects and teaching them how to use roses for that.  On one specific program we are donating $20 to $40 on each box sold to a Water Project in Ecuador.  The response has been unbelievable, people enjoy the beauty of Roses from Ecuador but also contribute to a good cause at the same time.  Since there is no limit on quantity of flowers that you can sell, there is no limit on the number of people that you can involve in this idea.

ecuador exports

Rose Farm Processing Facility.

4-    Selling wholesale. This is the main goal for the July course that I want you to take here in Ecuador.  If you find a store, a chain, a website or any other vendor that sells unique and cool products, you are in for a great business opportunity. Their orders are in the hundreds and even thousands of units.  Margins are lower, but since you are selling more, that compensates.  The nice thing about this part of the business is that these big companies are looking for different products, so if they buy 1 from you, there is a big chance that they will buy many, many others.  Remember that our manufacturers can make the products with the customer’s specifications, so there is no restriction on design that your buyer may want.

As you can see there are many ways in which you can make money while visiting Ecuador.  That is why I have designed an Ecuador Export Course that can be especially customized for you.

We work 3 full days together learning and searching for products that you could buy.  You and I will go over ideas, product designs, web design, shopping carts, SEO and other details on how to get as many customers as you can.

ecuador exports

Leather Duffel Bags.

The course includes taking you to the manufacturers, sellers and export companies so you will have all the contact information that you need to move forward on your business.  There are dozens of manufacturers that make every type of product that you can imagine.  Most of them already work with big importers all over the world and have proved that the quality of their products is amazing.

If you would like to sell retail, I will also show you how to design a website, create products, a shopping cart, how to set up the system to charge your customers online and the basics of promoting it.

There are plenty of places to visit and ideas to explore. Among the places that you will visit while on the Export Tour are:
–    Quito
–    Otavalo
–    Peguche
–    Ibarra
–    Cotacachi
–    San Antonio de Pichincha

This is not just another course, this is THE COURSE. I don’t just teach you how to Import Products to the USA, I also work on the import-export business myself, which means that I have the experience and knowledge to give you ideas and solutions.

ecuador-exports

Jewelry is one of many Ecuador exports.

Ecuador has evolved as an export center and I have expanded my export service to create custom export tours that fit your schedule and particular desires.

I arrange for you to meet the artists, designers, creators, craftsmen, wholesalers of products that suit your business ideals and arrange visits of workshops, homes and markets.

You can learn about exports as diverse as jewelry or wood products.

Ecuador has great art exports.

ecuador-exports

There are wonderful handmade crafts like the chess set below.

ecuador-exports

This tour goes to the high Andes.

You’ll see products from Zuleta where they create handmade “green” cotton-one-of-a-kind tableware, shirts, specialty items.

Here you see them in hand sewn embroidery from the village of Zuleta. In this Andean community near us hand embroidery has been an important form of artistic expression and adornment for centuries. Andean cultures have long boasted superior textiles, far surpassing those of Europe. The weavers of the Andes could produce material with as many as five hundred two-ply woolen wefts per inch compared to one hundred in Europe.

The women of Zuleta are renowned for unique hand embroidered designs and colors. Their styles are so unique they have become a form of cultural identification.

Flowers are popular in Otavalan sweaters as well.  Plus the ladies of Intag make flowers from plant fiber.

My main exports are flowers, but we send many products and have the Ecuadorshop Logistics Service to help you become an exporter.

ecuador-exports

Roberto speaking at a seminar about how he can shop, ship and charge for Ecuador export businesses.

Here is a Ecuador export business I arranged for a tour delegate who sold to the Texas Rangers.

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Texas Ranger badge.

Almost everyone has heard of the Texas Rangers.  They are the oldest law enforcement body on the North American Continent and have helped bring in many famous criminals like John Wesley Hardin and Bonnie and Clyde.

We were really tickled to hear from a delegate of the Ecuador Export tours that he had sold hundreds of embossed Ecuador leather backpacks to the Texas Rangers and that was just the first order.

Here are some of the services we offer to help you export from Ecuador to the USA.

#1:    A US company.

#2:   A continuous bond, which has to be purchased each year to be eligible to register to import with the US Customs.

#3:   A broker who has a power of attorney authorizing them to handle your imports.

#4:   A US bank account to pay US customs department when taxes and duties are due.

Plus if you are selling direct to customers and accepting credit cards, you need:

#1:   A verifiable credit history and Social Security number.

#2:  A gateway company to process the charges.

#3:   A credit card merchant account.

#4: A certified, secure  shopping cart.

#5:  An annual PCI compliance review and certification

#6:  An EIN number provided by the IRS

#7:  A sales number issued by the state of Florida.

#8: A Physical US address (PO box not allowed).

#9:  Monthly accounting system.

#10: IRS annual sales report.

We can help you organize all these steps.

Our Ecuadorshop Logistics Service provides all these services for exporters.

There are two more very special benefits.

First, our logistics service can pay manufactures in Ecuador.

Second, our service can monitor production and quality and assure timely delivery.

Many people try to export and find really great products that they sell really well.   However once they return to the US they can’t restock unless they return to Ecuador.  If they do reorder but are not present for delivery, they are at the mercy of the manufacturer… which creates a huge quality control problem.  These importers get whatever suppliers here send them.

Many don’t even try to reorder.  They don’t know how.  They don’t want to wire  money without seeing the product and being are of delivery.

Many others just have no idea or find that the income is not worth the time, effort and cost of all the red tape.

The good news is that I do not get in-between the importer and buyer either.  I set a price for my service and the importer knows his product cost.

Our service is provided for a set fee so the importer knows all costs and can price his product accordingly.

This is a great service that provides every detail for importing products into the USA.   We have used this logistics service ourselves for years.  One big benefit is that the service can send each product direct to the buyer in the USA.  We sell Ecuador roses… charge the customer and deliver the order to our logistics service.   Everything else is handled by the service.   The  tracking notice and the roses are delivered direct to the buyer.  The logistics service then charges our credit card and pays the supplier… so no money has to be wired to Ecuador.

The Ecuadorshop Logistics service makes large and medium scale Ecuador exporting possible.   Exporting can be fun and fulfilling as well as profitable.  Improved technology continually makes having your own global micro business easier if you have support.

ecuador exports

Wood Carver in San Antonio de Ibarra.

Come to Ecuador and make extra income while learning about global trade and expanding your possibilities.

Ecuador has amazing products that are unique and very affordable.  This makes them more attractive and more lucrative.  Additional to this you don’t need to make thousands of items to get a good deal. In Ecuador most products are hand made, which means that specifications and quantities match what the customer needs.

Have a great experience in Ecuador while doing business. You will learn about Ecuador, the products and the people.

In addition to help the success of your export business Gary & Merri Scott are giving each course attendee their online course “Tangled Web How to Have an Internet Business”.   This is a $299 online course that I asked the Scotts to provide to you free.

This course focuses on how to use modern technology to start and run or improve a global micro businesses… that can create valuable extra income with minimal investments of time and capital.

You learn how to start small and build with stepping stones and a harmonious focus… how to build a successful at home business via the internet using several profit generating phrases at Google.

You gain the secrets of how you can use words to create your own global income… whether you travel or stay at home.

The course shares how to create a website and utilizes the first four of “Seven Ps”  (Person, Problem and Promise, Product) to zero in on key word phrases.  Then you learn how to use the Fifth P Promise to develop new customers. The Sixth P is the Prospecting Path and Seventh P is the Presentation to create income.

You can gain all the facts on how to use the seven Ps to create internet sales.  The internet can support your Ecuador Export business.

ecuador exports

New Super Highway Quito Airport to Cotacachi.

Food, accommodations and travel to and from Quito Ecuador are not included.  Travel on the tour is included.

This is a three day customized tour.  We fine tune the schedule depending on what you would like to see more as you may have more interest in certain products.  We make adjustments based on your business needs so the tour will be most beneficial to you.

Here is a typical three day tour

Day One:  Leave from Quito to Cotacachi at 09:00.  Start at 12:00 in Cotacachi, visit to leather town to see what products you can make in leather. We visit suppliers and manufacturers for ideas on what you can buy or have made.

Lunch break 14:00 – 15:00.

16:00 – Go to San Antonio de Ibarra to see wood products, meet manufacturers and review designs that can be exported from Ecuador.  Visit ends at 18:00.

Day Two:  Start at 10:00 after breakfast at the hotel.  Visit Otavalo for Tagua and textiles.  Visit see manufacturers, review products on what can be purchased or made. See how to develop personal labels. Find volume discounts etc.   Meet with supplier for new products to make, high-end tagua items, new products of bamboo, baby blankets, baby products, Christmas products. Products made of Alpaca, specific designs.

Lunch break 13:00

14:00 – Talk to cargo agency, see packing, costs, how to ship, taxes, etc.  15:00 – Visit manufacturer for sweaters, shawls, and other textiles, he can make specific designs for you.  17:00: Create a website, a shopping cart, manage logistic, storage and shipping cost with FedEx or Mail Service.

Day Three.  Starts at 10:00 after breakfast at the hotel.

Visit Otavalo Market, fair day. See all the products available, purchase items for business, talk to all the vendors, see different products, low cost textiles, low cost jewelry, ponchos, sweaters, shawls, products for under $2 a piece.

12:00 – Tagua, jewelry, what designs you can make, cost of personalized items. Jewelry store for Tagua products, they create designs for inexpensive tagua jewelry.

13:00 – 14:00 lunch.  15:00, see rugs, alpaca products, honey products, flowers, etc.  End at 18:00

Individual Export tour for one $799

Individual Export Tour couple $999

“Tangled Web How to Have an Internet Business” will be emailed to you when you enroll.

Ecuador: El Niño & More


El Niño phenomenon in Ecuador and the Galapagos Islands.

Galapagos

Galapagos Islands.

El Niño is the climate pattern created by extra warming of surface waters along the tropical west coast of South America.  This affects weather from Australia to the USA, but especially along the coast of Ecuador and South America.  El Niño events occur irregularly at two-to seven-year intervals.  There is no regular cycle.  Every decade or two there is an extra strong El Niño.

A strong El Niño can bring good news to the US West Coast (extra rain and snow) and  the Atlantic East Coast (less hurricanes), but not so good to Ecuador as this can create a lot of rain and flooding on the coast.

The National Weather Service, NOAA, El Niño Synopsis (1) suggests that a strong El Niño is likely this year and says: (1) “There  is a  greater  than 90%  chance  that  El  Niño  will  continue  through  Northern Hemisphere winter 2015-16, and around an 85% chance it will last into early spring 2016.

“Collectively,  these atmospheric  and  oceanic features reflect  a significant and strengthening El Niño. All models  surveyed predict El Niño to continue  into the Northern Hemisphere spring 2016, and  all multi-model averages predict a strong event at its peak in late fall/early winter.”

Many of our freinds in Ecuador have been writing to us about El Niño.

Kjetil Haugan at Haugan Cruises sent this note:  “The El Niño phenomenon has arrived this year and there are many concerns about its consequences in the Galapagos Islands.  Although this natural phenomenon is unpredictable and its consequences will depend much on the behavior of the underwater currents, we are currently experiencing some of its effects on the navigation.  Strong winds have presented in the archipelago making navigations irregular due to the waves; this is reduced by the double hull of our Catamarans making the navigation more stable in comparison to other boats.

“Even though there are some changes in the weather conditions, the Galapagos National Park has not closed any visitor sites, therefore our Catamarans Cormorant and Ocean Spray will make no changes on their itineraries.  Natural events such as El Niño phenomenon have shaped the ecosystem of the Galapagos Islands for centuries, and is thanks to this events that life in the Galapagos has so many beautiful and amazing characteristics. In the end we have to remind that nature will always find a perfect balance in this earthly paradise.”

Haugan Cruises offers Ecuador Living Club members 10% to 15% discounts on Galapagos Cruises.  See more here.

Roberto Ribadeneira, the Ecuador exporter, who just set his dates for the next Ecuador export tour wrote this:  Gary, a number of things have been happening here. The most important were serious rumors that Cotopaxi might erupt.  However it appears that it is just throwing smoke and has been in the same stage for three weeks now. For a while it seemed that it was escalating and may have been worse.

We are excited about the export tour because we have been having great success in marketing with ac ouple of Rotary Clubs in the USA and helping them raise funds.

There is also El Niño hitting the Coast in November, which they say is going to be the worst in the last 15 years.  Since we will be on the other side of the country in the Andes El Niño won’t affect us directly, but also the government has $800 million to help in case things go as bad as predicted.

Learn more about Roberto’s export tour below.

Currently Ecuador’s coastal weather does not seem to be affected by El Nino.

weather.com

However it is a good idea to check weather.com (2) if you are planning a trip.

Gary

(1) http://www.cpc.ncep.noaa.gov/products/analysis_monitoring/enso_advisory/index.shtml

(2) Weather.com Manta weather

3 Day – Two for One – Early Bird Special.   Attend Oct 17-18 Value Investing Seminar and  Ecuador Export Tour for the price of one.  Save $499 to $799.

The cornerstones of everlasting wealth are – #1: Extra earnings, #2: High Value Investments  #3: Greater Tax Savings #4: Good Natural Health.

Learn how to preserve your wealth, gain cash on reduced tax and improve your natural health at the Value Investing Seminar in Jefferson, North Carolina October 17-18.  Normally $499 single $799 couple.  See details here.

Then learn how to earn extra income with an Ecuador export business in Cotacachi and Imbabura Provence Ecuador, November 11-12-13.

Normally $799 single $999 couple.  See details here.

Enroll in both the seminar and Tour for the price of the tour.  Save $499 to $799.

Value Investing Seminar and Export Tour Two for One Special  – Single $799 

Value Investing Seminar and Export Tour – Couple $999

This offer expires Monday September 14, 2015

 

Galapagos Yacht Cruise Specials


Here are Galapagos Yacht Cruise specials for 2015.

Our friends at Haugan Cruises operate the three of  most luxurious cruise ships in the Galapagos.

Kjetil Haugan, operates two of the newest, most luxurious Galapagos  yachts in Galapagos Comorant and Ocean Spray.

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The Ocean Spray.

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These photos of this luxury catamaran for 16 guests shows…

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why.

The Ocean Spray is by far the best 16 passenger vessel cruising the Galapagos.

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Incredible dining and…

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space everywhere from the dining room to the lounge to the…

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private rooms.

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The Ecuador Living Club offers a really special benefit.

The decoration was done by Kjetil’s wife, Jessica and her friend, so you can enjoy the Galapagos and the ultimate in cruise luxury.

Here are special rates for Galapagos yacht cruises for the rest of 2015.

galapagos 2015 cruise fares

Comorant

galapagos 2015 cruise fares

Click on schedules to enlarge.

Ocean Spray

galapagos 2015 cruise fares

Ecuador Living Club members receive an additional 10% to 15% off the discounted fares.

We as publishers do not (and never have) accepted commissions on real estate, travel services, cruises, rentals or any of the services we write about.  Because we have a huge readership and because we have worked with Kjetil since he arrived in Ecuador almost 2 decades ago… we could receive this 15% commission but pass it along to our Ecuador Living Club members in the form of a discount instead.  The savings is as simple as that.

Gary

Protect Your Wealth With Value

Investing Beyond the Boom

Warren Buffet once warned against the Cinderella effect.

He said “Don’t be fooled by that Cinderella feeling you get from great returns.  Nothing sedates rationality like large doses of effortless money.  After a heady experience of that kind, normally sensible people drift into behavior akin to that of Cinderella at the ball.  They know the party must end but nevertheless hate to miss a single minute of what is one helluva party.  Therefore, the giddy participants all plan to leave just seconds before midnight. There’s a problem, though: They are dancing in a room in which the clocks have no hands.”

Cinderella may have lost a shoe when she fled the party to meet a midnight curfew.  We can lose much more when we rush from a crashing stock market.

Most investors face emotional dangers that build in rising markets.

Almost everyone feels good.

But the he clock of economic reckoning is ticking.

No wants to see it.  Nothing rises forever and especially… not everything at the same time.

Yet no one wants to leave the party until the end.

But many edge closer to the door.

When the clock chimes there could be a stampede even though leaving in a hurry may be the worst way to go.

Here are seven steps that can help avoid this risk.

  • Choose investments based on markets instead of shares.
  • Diversify based on value.
  • Rely on financial information rather than economic news.
  • Keep investing simple.
  • Keep investing costs low.
  • Trade as little as possible.
  • Make the decision process during panics automatic.

One strategy is to invest in country ETFs that easily provide diversified, risk-controlled investments in countries with stock markets of good value.  These ETFs provide an easy, simple and effective approach to zeroing in on value.  Little management and less guesswork is required.  The expense ratios for most ETFs are lower than those of the average mutual funds.  Plus a single country ETF provides diversification equal to investing in dozens, even hundreds of shares.

A minimum of knowledge, time, management or guesswork are required.

The importance of…

easy…

transparent…

and inexpensive. 

Keeping investing simple is one of the most valuable, but least looked at, ways to avoid disaster.  Simple and easy investing saves time.  How much is your time worth?  Simple investing costs less and avoids fast decisions during stressful times in complex situations where we are most likely to get it wrong.

Fear, regret and greed are an investor’s chief problem.  Human nature causes  investors to sell winners too soon, and hold losers too long.

Easy to use, low cost, mathematically based habits and routines help protect against negative emotions and impulse investing.

Take control of your investing.  Make decisions based on data and discipline, not gut feelings.  The Purposeful investing Course (Pi) teaches math based, low cost ways to diversify in good value markets and in ETFs  that cover these markets.  This course is based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Repeated Wealth With Pi

Pi’s mission is to make it easy for anyone to have a strategy and tactics that continually maintain safety and turn market turmoil into extra profit.

One secret is to invest with a purpose beyond the immediate returns.  This helps create faith in a strategy that adds stickiness to the plan.

Another tactic is to invest with enough staying power so you’re never caught short.

Never have to sell depressed assets during periods of loss.

Lessons from Pi are based on the creation and management of Model Portfolios, called Pifolios.

The success of Pifolios is based on ignoring economic news (often created by someone with vested interests) and using financial math that reveals deeper economic truths.

One Pifolio covers all the good value developed markets.  Another covers the emerging good value markets.

The Pifolio analysis begins with a continual research of 46 major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return.

#7:  Market history

This is a complete and continual study of almost all the developed major and emerging stock markets.

This mathematical analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.

This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The course examines and regularly reports on the hows and whys of seven professionally managed portfolios so we can learn how managers find and invest in good value.  The Pifolios are:

  • Keppler Good Value Developed and Emerging Market Pifolios
  • State Street Global Advantage Emerging & Developed Market Pifolios
  • Gold & Silver Dip Pifolio
  • ENR Advisory Extra Pifolio
  • Tradestops.com Trailing Stops Pifiolio

tradestops

As you can see in this image (click to enlarge) the top performing Pifolio we are tracking is the State Street Global Advantage Pifolio was up 43.15%.  Here is the breakdown of that current Pifolio.

pifolio

Learn how to invest like a pro from the inside out.

State Street is one of the largest fund managers in the world and their Global Advantage funds invest in good value shares in good value markets.

In the updates we review each portfolio, what has been purchased and sold, why, the ramifications for high risk, medium risk and low risk investors.

At the beginning of 2018 my personal Pifolio is based on select ETFs in the Keppler Developed and Emerging markets.  My Pifolio is invested in Country ETFs that cover seven developed and three emerging markets:

Norway
Australia
Hong Kong
Germany
Japan
Singapore
United Kingdom
Taiwan
South Korea
China

Don’t give up profit to gain ease and safety!

This portfolio has outperformed the US market (S&P 500) in 2017 as the chart below shows.

My portfolio blue.  S&P 500… green.

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Regardless of economic news, these markets represent good value and have been chosen based on four pillars of valuation.

  • Absolute Valuation
  • Relative Valuation
  • Current versus Historic Valuation
  • Current Relative versus Relative Historic Valuation

When you subscribe to Pi, you immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Silver Dip Strategy with platinum.   The “Silver Dip 2017” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

This year I celebrated my 50th anniversary of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2018” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

 

 

 

 

Galapagos Just Got Better


Galapagos tours are great and we have worked with the best Galapagos cruise line (Haugan Cruises) since they began.  The problem is that the cruises are such a success that the company’s two  yachts are running 98% full.

Getting the right tour at the right time can be difficult.

However, help is on the way!

galapagos cruises

(Click on image to enlarge.)

Haugan Cruises has a new yacht, the Petrel.  The Petrel tours are now open to sales.

The Petrel deck plans are below:

galapagos cruises

Petrel is a bit bigger actually than Ocean Spray.  The overall deck plan is similar but Petrel has two suites in the front.  All cabins have private balconies and huge bathrooms.

Petrel is scheduled to launch in July.

galapagos cruises

Click on image to enlarge.

Ecuador Living Club members receive a 10% to 15% discount  on Haugan Galapagos cruises.  Members can find Petrel’s itineraries, departure days at their password protected site.  Ecuador Living Club members can get full details here.

Haugan Cruises also has a fourth yacht under planning.  This yacht will be very different from what is currently available in the Galapagos today.  The start of construction is scheduled for August/September.  Stay tuned to this site for specials on Galapagos cruises.

Gary

Protect Your Wealth With Value

Investing Beyond the Boom

Warren Buffet once warned against the Cinderella effect.

He said “Don’t be fooled by that Cinderella feeling you get from great returns.  Nothing sedates rationality like large doses of effortless money.  After a heady experience of that kind, normally sensible people drift into behavior akin to that of Cinderella at the ball.  They know the party must end but nevertheless hate to miss a single minute of what is one helluva party.  Therefore, the giddy participants all plan to leave just seconds before midnight. There’s a problem, though: They are dancing in a room in which the clocks have no hands.”

Cinderella may have lost a shoe when she fled the party to meet a midnight curfew.  We can lose much more when we rush from a crashing stock market.

Most investors face emotional dangers that build in rising markets.

Almost everyone feels good.

But the he clock of economic reckoning is ticking.

No wants to see it.  Nothing rises forever and especially… not everything at the same time.

Yet no one wants to leave the party until the end.

But many edge closer to the door.

When the clock chimes there could be a stampede even though leaving in a hurry may be the worst way to go.

Here are seven steps that can help avoid this risk.

  • Choose investments based on markets instead of shares.
  • Diversify based on value.
  • Rely on financial information rather than economic news.
  • Keep investing simple.
  • Keep investing costs low.
  • Trade as little as possible.
  • Make the decision process during panics automatic.

One strategy is to invest in country ETFs that easily provide diversified, risk-controlled investments in countries with stock markets of good value.  These ETFs provide an easy, simple and effective approach to zeroing in on value.  Little management and less guesswork is required.  The expense ratios for most ETFs are lower than those of the average mutual funds.  Plus a single country ETF provides diversification equal to investing in dozens, even hundreds of shares.

A minimum of knowledge, time, management or guesswork are required.

The importance of…

easy…

transparent…

and inexpensive. 

Keeping investing simple is one of the most valuable, but least looked at, ways to avoid disaster.  Simple and easy investing saves time.  How much is your time worth?  Simple investing costs less and avoids fast decisions during stressful times in complex situations where we are most likely to get it wrong.

Fear, regret and greed are an investor’s chief problem.  Human nature causes  investors to sell winners too soon, and hold losers too long.

Easy to use, low cost, mathematically based habits and routines help protect against negative emotions and impulse investing.

Take control of your investing.  Make decisions based on data and discipline, not gut feelings.  The Purposeful investing Course (Pi) teaches math based, low cost ways to diversify in good value markets and in ETFs  that cover these markets.  This course is based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Repeated Wealth With Pi

Pi’s mission is to make it easy for anyone to have a strategy and tactics that continually maintain safety and turn market turmoil into extra profit.

One secret is to invest with a purpose beyond the immediate returns.  This helps create faith in a strategy that adds stickiness to the plan.

Another tactic is to invest with enough staying power so you’re never caught short.

Never have to sell depressed assets during periods of loss.

Lessons from Pi are based on the creation and management of Model Portfolios, called Pifolios.

The success of Pifolios is based on ignoring economic news (often created by someone with vested interests) and using financial math that reveals deeper economic truths.

One Pifolio covers all the good value developed markets.  Another covers the emerging good value markets.

The Pifolio analysis begins with a continual research of 46 major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return.

#7:  Market history

This is a complete and continual study of almost all the developed major and emerging stock markets.

This mathematical analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.

This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The course examines and regularly reports on the hows and whys of seven professionally managed portfolios so we can learn how managers find and invest in good value.  The Pifolios are:

  • Keppler Good Value Developed and Emerging Market Pifolios
  • State Street Global Advantage Emerging & Developed Market Pifolios
  • Gold & Silver Dip Pifolio
  • ENR Advisory Extra Pifolio
  • Tradestops.com Trailing Stops Pifiolio

tradestops

As you can see in this image (click to enlarge) the top performing Pifolio we are tracking is the State Street Global Advantage Pifolio was up 43.15%.  Here is the breakdown of that current Pifolio.

pifolio

Learn how to invest like a pro from the inside out.

State Street is one of the largest fund managers in the world and their Global Advantage funds invest in good value shares in good value markets.

In the updates we review each portfolio, what has been purchased and sold, why, the ramifications for high risk, medium risk and low risk investors.

At the beginning of 2018 my personal Pifolio is based on select ETFs in the Keppler Developed and Emerging markets.  My Pifolio is invested in Country ETFs that cover seven developed and three emerging markets:

Norway
Australia
Hong Kong
Germany
Japan
Singapore
United Kingdom
Taiwan
South Korea
China

Don’t give up profit to gain ease and safety!

This portfolio has outperformed the US market (S&P 500) in 2017 as the chart below shows.

My portfolio blue.  S&P 500… green.

Screen Shot 2018-06-04 at 7.39.15 AM

Regardless of economic news, these markets represent good value and have been chosen based on four pillars of valuation.

  • Absolute Valuation
  • Relative Valuation
  • Current versus Historic Valuation
  • Current Relative versus Relative Historic Valuation

When you subscribe to Pi, you immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Silver Dip Strategy with platinum.   The “Silver Dip 2017” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

This year I celebrated my 50th anniversary of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2018” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

 

 

 

 

 

Ecuador Galapagos Problem


Navigation seems to be a problem in the Galapagos.

galapagos

Image of grounded cargo ship that will be scuttled off the Galapagos islands at gcaptain.com

An Ecuador-flagged cargo ship which ran aground last week in the Galápagos Islands will be towed out to sea and scuttled, according to government officials in the Galápagos.

The MV Floreana recently ran aground near San Cristóbal, the easternmost island in the Galápagos archipelago. This freoighter was carrying cargo and fuel from San Cristóbal to other islands.  This is the third ship to run aground in  the Galápagos in the last year.

The Ecuadorian government declared a National Emergency and the Ecuadorian Air Force flew perishable goods to the islands so there is no shortages.

Haugan Cruise reported that this grounding did not affect their operations, itineraries, or supplies. The Galapagos cruises are  operating normally and as scheduled.

Haugan Cruises is offering the following specials through this summer.

galapagos

galapagos

These are significant savings and Ecuador Living club members can receive 10% to 15% more off these fares.

Gary

Protect Your Savings in Ecuador

Old Accord Creates New Profits – Multi Currency Investments.

Earn more with multi currency stock market breakouts.

Improve Safety – Increase Profits

Learn how to improve the safety of your savings and investments by selecting good value and diversified investments in a multi-currency portfolio.

Few decisions are as important to your wealth as the value of the markets and currencies you invest in.  This has been our area of expertise since the 1970s and we have worked with and advised some of the largest currency traders in the world.

Gain Protection First – Against the Dollar’s Purchasing Power Loss.  In 1913 the The Federal Reserve Act created the Federal Reserve Bank to protect the purchasing power of the US dollar, which has since lost about 94% of its purchasing power.  Here is its price compared with gold since 1900.

priced in gold

Dollar chart from pricedingold.com (1)

The Fed has let the dollar lose most of its strength plus has allowed interest rates to fall so low, that safe investments cannot keep pace with the drop in purchasing power.

multi-currency-chart

Chart from Grandfather Economic Report (2)

Many investors have forgotten about the risk of a falling dollar because the greenback has been strong for the past five years.  This temporary dollar strength came after the great recession of 2009 just as there was temporary dollar strength after the great recession of the 1980s.  Then about six years after the recession, an agreement was made by major governments to weaken the dollar.

There was a severe global economic recession affecting much of the developed world in the late 1970s and early 1980s.  The United States and Japan exited the recession relatively early, but high unemployment would continue to affect Europe and the UK through to at least 1985.  As a consequence between 1980 and 1985, the US dollar had appreciated by about 50% against the Japanese yen, Deutsche mark, French franc and British pound, the currencies of the next four biggest economies at the time. Then the governments reached an agreement and exchange rate values of the dollar versus the yen declined by 51% from 1985 to 1987.

Now the world is again in the same place.  The recession is over.  Europe is a bit behind in recovery and the dollar is higher than before the recession.

There is no reason for the greenback to be  strong.

The agreement in 1985 was called the Plaza Accord.   Over just two years the greenback dropped nearly 50% versus other major currencies.  The next accord will generate great profits for those who know what to do while it ruins the purchasing power of dollar back investments.

The strong US dollar and low interest rates have created one of the biggest stock and multi currency breakout opportunities in history.  Learn how to create a plan to profit from multi currency shifts ahead.

One reason for the potential gains is that stock markets and currency values are cyclical.  Due to low interest rates created by the 2009 economic downturn, the US and a few other equity markets have risen to some of their highest prices, ever.  These markets offer very poor value now.  The steep valuation creates incredible profit potential but also hides some enormous risks.  Learn how to develop an investing strategy based of earnings, cash flows, dividends and book values to increase potential for profit and reduce the risks.

Next Extra Profit Created by Value Breakouts

Over the history of US equity markets, the  price of overall markets have risen about 9.1 percent, respectively, compounded annually.  Yet over more than a hundred years of stock market activity,  a majority of the profits have come from just a very few dramatic breakouts.

Equity markets are ruled in the short term by emotions that create unpredictable ups and downs.  Numerous fears of defaults, worries of double dip recessions, high unemployment, concerns about fiscal cliffs, hold investors back.  Yet global population growth and advances in production and prosperity are relentless economic fundamentals that increase value.

When fear holds back a a fundamentally rising value, rising profit potential grows.  Values increase as prices stagnate.  Then markets break free and rocket upwards creating wealth, prosperity and growth.

Find out which breakouts are likely to take place next.

Stocks rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns create war.

Here is the war stock cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WWIII) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Learn how the Cyber War (WWIV) may change the way we live and act and how this will affect currencies and investments.

Learn:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios), but his big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.  This rate of expansion by the way is called the “Golden Ratio”.  It is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

We’ll sum the strategy, how to leverage cheap, safe, quality stocks and for what period of time based on your circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy investing more with slow, worry free, good value investing.  Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.

Learn how to put meaning into your investing by creating profitable strategies that combine good value investments with unique, personal goals.

Learn how to span the behavior gap.  Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math of our good value model portfolio.

Share ideas about my good value portfolio.  My personal investment portfolio comes from a continual analysis of international stock markets and a comparison of their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.

Markets included in this portfolio are:

• Norway
• Australia
• Hong Kong
• Japan
• Singapore
• United Kingdom
• Taiwan
• South Korea
• China

These markets have been chosen based on four pillars of valuation.

• Absolute Valuation
• Relative Valuation
• Current versus Historic Valuation
• Current Relative versus Relative Historic Valuation

Learn how to use Country ETFs to easily construct a diversified, risk-controlled, equally weighted representative country portfolios in all of these good value countries.

To achieve this goal my portfolio consists of Country Index ETFs that track an index of shares in a specific country.  These country ETFs provide diversification into a basket of equities in the good value countries.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Learn the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed a test.

The Test for Low Cost Trading

Research put every part of this portfolio in place, except knowing the best, easiest and least expensive way to buy.  A search for an optimal way to buy and hold boiled down to two methods.  One tactic to test was to use a unique online broker that appeared to offer the lowest cost deal.  The other approach was to use a community bank in Smalltown USA.  The small town bank that I use looks after my 401K trust account and their service is first class.  The benefit of small banks is that they still treat us as a human beings (instead of a number) and when we need, it’s easy to go right to the top to answer a question or get a problem resolved.  There are no call centers and the bank and the person looking after my account is just around the corner.

I created a test to see which offered the least expensive service.

Working with my banker in Smalltown USA,  I created two accounts, one at the online broker and the other at the bank. I placed $40,000 in each.

I set up the order for the country ETFs online, while my trust manager set up orders for the identical amounts of the same shares in his system.  Then we got on the phone, coordinated our timing and on a count of three each pushed the button “BUY”.

The results of this test  show how you can gain on any purchase of country ETFs.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

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Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2017” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

Gary

(1) Dollar chart from pricedingold.com

(2) Grandfather Economic Report

 

A Galapagos Fare You’ll Never See


Here is a Galapagos fare you’ll never see unless you are a travel agent, or a reader at this site.

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That is because many hotels and tour companies treat Ecuador Living like a travel agent.  They make us the same offer to us as they do travel agents.  In this case the offer is a 15% commission… as much as $774.75 for an eight day tour .

Any advertising you would see for Galapagos tours would have higher fares.

The difference is we do not take a commission. We ask the travel companies and or hotels to pass this onto our Ecuador Living Club members as a discount.

If you are planning a Galapagos cruise there will probably never be a time when you can go on a luxury cruise for less.

Learn how to save 10% to 15% off the fares as an Ecuador Living Club member below.

Ecuador Club

Save time and money in Ecuador… gain security, safety, contacts and friends in the Andes, Amazon, Galapagos and on the Pacific.

Ecuador has it all. Whether you want to move… start a new life… have an adventure or just have a wonderful relaxing escape.

You can have them all and you can have them better for less with 11 benefits you gain as an Ecuador Livings subscriber.

Benefits and Savings: You save hundreds… even thousands of dollars on hotel discounts across Ecuador.

One club member just wrote:   Hi,  I am in Cuenca with my family, wife and 2 little ones. Was wondering if you could help me with a driver from Quito airport at 9:20 am, Friday August 12, to Hotel Land of The Sun for 1 nite. Want to go to the markets Saturday on the way back to Quito and the Radisson ( thanks for the great rate!). Will need a driver for that also.  We stayed at Palmuzul 3 nites at 40% off and reduced rates at the Radisson in Quito and La Piedra in Bahia de Caraquez. Thanks for already saving us a fortune!  Looking forward to seeing Cotacachi before we head back.Thanks again.

This member saved far more than the cost of a lifetime membership in less than a week.

We provide discounts at hotels across Ecuador.  Here is a review of a few below.  First let’s review all the benefits of membership.

Benefit #1:  An Ecuador Living Club membership makes it easy for you to know and enjoy Ecuador in the fastest, safest, lowest cost, most efficient way.  As a member you have access to our contacts developed over 15+ years in Ecuador… guides, attorneys, doctors, dentists, alternative and complimentary healers, real estate sellers and apartment/condo owners, guides, airlines, hotels and so much more.

Our long experience and wide range of contacts means we have learned some inside angles…allow you to have the connections and to know the hot places and where there is risk and even danger.

Club membership helps protect you from scams, mishaps and over-charging when you are in Ecuador.

For example in the report you’ll receive free as a member you’ll see the common error I made (even as an experienced overseas businessman) that cost me $72,000 on the purchase of my first Ecuador property.   This knowledge alone is worth thousands of times the club membership fee.

gary-scott

Yes that’s $72,000 and it was gone!  You’ll want to know why before you buy Ecuador real estate.

If you have an interest in traveling, investing, living, buying property or doing business in Ecuador, a subscription to Ecuadorliving.com brings many benefits.  One huge benefit in using our service is our experience, advice and connections.  We are not selling real estate, travel, hotels.  We do not accept commissions.  We gain the lowest prices for the best quality real estate, travel deals, hotels and other services because of the size and longevity of our site.  We pass all savings generated… all discounts to club members.

For our modest subscription, you get our honest opinion based on 45 years of international business and 15 + years of living, traveling, investing and doing business in Ecuador.

You gain access to our extensive contacts plus you get to share the input from over 30,000 subscribers. You reach Ecuador’s real estate market in the most efficient way.

Benefit #2: Get the honest scoop on real estate deals all over Ecuador.

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Ecuador real estate has all ranges like these luxury houses in the Andes, like this with a beautiful…

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clubhouse for a lovely lifestyle.

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Ecuador Living is a publishing company and that does not sell real estate.    We have over 30,000 readers and are continually sent offers for real estate for sale which we place as paid advertisements.  When we see special offers we let club members know in advance of the general public.

For example we recently gave advance notice on these beach condos with…

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this view for…

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$25,000.

Here are budget condos in the Andes in the city of Cuenca that are just…

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four blocks from the center of town.

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Quality is not lacking. The asking price was only $44,000.

We shared these two beach rental units, both for…

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$35,000.

We gave club members advance warning about the sale of this 26 acre great coffee plantation with a $45,000 a year profit listed at

Ecuador-coffee-farm-images

$175,000 Ecuador coffee farm entrance.  This early warning was important as the farm was only in the market for three days.

There are really great opportunities in rural, agriculture property as well.

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Here is an organic producing tomato farm purchased with an Ecuador Living club advance listing for $85,000.

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For example, we recently spotted the Ecuador beach apartment above near Malecon selling for…

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$25,000. We gave our subscribers an early password protected note advisory so they knew this was available before our regular readership.

These are prices you will not often see. Great bargains are becoming harder to find and they are snapped up quickly so the early warnings offer a special way to not only save but get the best deals.

Benefit #3: Part of your subscription includes a copy of the $49 page report “Ecuador Land of the Sun.” We email it to you at no added cost.

Benefit #4: You are provided a password to receive exclusive updates about what is going on in Ecuador.  For example we recently let members know of a new… but little known Ecuador law that can cause anyone driving to spend three days in jail.

Benefit #5: Hotel Savings across Ecuador.

Most people who visit in Quito stay at least two nights (arriving and leaving) so the hotel savings alone can exceed the cost of subscription.

One of the hotels is the boutique hotel, Quito Stubel Suites & Café.

quito-steubel-hotel

See more on the Stubel and its incredible views here.

Ecuador-hotels

Another Quito hotel benefits at Boutique Hotel Mansion del Angel Quito as well. See more on the mansion here.

Savings Ecuador Northern Andes

In the northern province you are entitled to a free nights stay for two (worth $72) at Inn Land of the Sun (formerly Meson de las Flores) in Cotacachi on your first visit to the Andes.

Volcanos…hot springs for soaking….amazing waterfalls…endless beaches…Amazon adventure lodges.

In the Andes you can dine Al Fresco in many wonderful places like the courtyard of this colonial hotel Inn Land of the Sun.

Cotacachi hotel El Meson

Inn Land of the Sun.

When Club members stay three nights, the fourth night is free.

You are also entitled to free use of wireless internet at the Inn and the VOIP phone system (free calls to Europe, Canada and the US) even if you do not stay at the hotel.

See more about the Inn Land of the Sun

The Relais & Chateux La Mirage Garden Hotel & Spa in Cotacachi also offers upgrades on a space available basis.

Ecuador-hotels

La Mirage Spa.

Savings Ecuador South

Cuenca is in southern Ecuador and Cuenca hotels offer discounts to our readers.

The lower price five star hostal, Villa Nova Inn

Ecuador-hotels

See more on Villa Nova Inn

Cuenca-hotel

and the five star Hotel El Dorado.

See more on the El Dorado

Savings on the Coast

Discounts or free nights if you stay three nights are available at several coastal hotels.

Ecuador-hotels

In Bahia Hotel La Piedra

San Clemente Beach Palmazul

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Bahia Casa Grande Oceanfront Boutique Hotel

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Bahia Casa Ceibo

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Monticristi Balcones de Cerro

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In Manta Vistadelmar

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Benefit #6: Savings Ecuador Amazon & Galapagos.

La Selva Jungle Lodge is one of the best lodges in Ecuador’s Amazon and it was recently renovated.

The photos show what…

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a great job was done with the …

La-selva-jungle-lodge

rejuvenation. This is the main lodge.

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The main lodge balcony.

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Steps up into the canopy!  You are in the wilderness but…

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in luxury.

La Selva Lodge has been in operation since the 1980s, offering incredible eco tours… jungle treks… free birding… wonderful cuisine… a true adventure that supports the indigenous community and environment.  One visit to La Selva saves far more than the cost of membership.

Yet hotel savings is just one small part of many club benefits.

Subscribe here $119.

Huge Savings on Galapagos Cruises.

Ecuador Living works with Haugan Cruises, the largest online seller of Galapagos cruises, to provide subscribers with great Galapagos cruise deals. Then the savings can be up to $554 more!

Ecuador Living premium subscribers save another 15% off the already low Ecuador cruise prices shown. Most travel agents charge 10% to 15% commission when they offer Galapagos cruises. We do not take a commission and pass the 10% to 15% discount along to our premium subscribers who help support this site instead.

Here are two examples. A 4 day cruise on the Galaven was offered, normally $1,195 per person for just $598 per person. Ecuador Living premium subscribers got another $59 discount so the cruise is an incredibly low $539 per person.

On premium cruises, an eight day luxury Athala cruise was normally $4,695. The discounted price was $3,695. Ecuador Living subscribers receive an additional $554 discount so this creme de la creme eight day cruise was only $3,141.

The Athala

Galapagos-savings

Benefit #7: Extra security as well as savings. Your Ecuador Living helps you gain the most efficient access to Ecuador’s real estate, tours, opportunities and contacts.

You save time. When your time is limited, you cannot afford to wait or worse miss seeing what you want because a seller or tour guide is a no show or you cannot find a location. The A Team Ecuador can help review your activity in advance. We have helped thousands of subscribers travel to Ecuador so we know the most efficient and enjoyable ways to travel.

Plus someone who is multi lingual is always available!

We introduce to you to English speaking attorneys who have served hundreds and thousands of club members… so as a member you receive special, lower pricing.

You Save Money! Having taken thousands of delegates to see Ecuador real estate and on literally every type of tour over the past decade, we know what prices should be. Subscribers can avoid overpriced tours and property.

Sellers, tour agents and professionals know our reputation for bringing buyers to Ecuador and that we do not charge commissions so they often give our subscribers excellent deals because Ecuador Living is like free advertising for them.

You Gain Enhanced Safety. Our tour guides know which areas in Ecuador are to be avoided. They know which restaurants would make you ill. Plus we maintain a list of English speaking Ecuador attorneys who have successfully helped many delegates buy real estate and conduct business deals as well as obtain visas and residence.

Finally, several Ecuador attorneys leave their cell phones on for our subscribers 24-7. We offer can offer a friend in Ecuador if anything goes wrong. And there is one more BIG benefit to becoming an Ecuador Living subscriber that comes under the title “Whatever it takes.”

We do what we can to make Ecuador a wonderful experience. Take for example the true story of one subscriber who had his carry on suitcase stolen. He lost everything, passport, wallet, car keys, credit card, driver’s license.

He was stranded on a Sunday morning with $3 left in his pocket.

Fortunately he called our headquarters in Cotacachi.

We called our long time friend and attorney, Dr. Andres Cordova, in Quito one of the many contacts we provide to our subscribers. Andres immediately left his Sunday afternoon lunch and within the hour had picked up our delegate given him $200 cash and sent him back to us in Cotacachi. (The US Embassy would not help the delegate until the next Monday). We gave him another $450 and put him up for two more nights at the Land of the Sun Inn.

When he arrived back home he wrote:

“Hi Gary and Merri, Well, I made it back and I really, really appreciate your helping me out. It relieved a lot of potential stress, and the whole incident was a wake-up call to crises preparedness.

“What is the best way to return the money to you? I have a new Amex card now (still waiting for the VISA card), or I could send a personal check or wire. This is what I have listed that you paid out for me to get me back home in comfort:

First cash loan $200.00

Second cash loan $450.00

Taxi to Meson $ 45.00

Taxi to Quito $ 45.00

2 nights Meson $ 100.00

1 night hotel Quito $ 54.90

Total $894.90

“Again thanks. You were lifesavers. Eric”

We hope you’ll never need this benefit but if required your A Team Ecuador is there for you.

Ecuador has it all.

You can have all this for even less in a more efficient and safer way. Having an Ecuador Living subscription is like belonging to a nationwide club that helps you save time and money… gain security, safety, contacts and friends in Ecuador.

Subscribe one year here $119.

The benefits of Ecuador Living go far beyond the ability to purchase houses, condos and farms at a low price because Ecuador really does have it all!

The Lifestyle is easy and filled with beauty, friendliness and charm.

There is good law and order. Ecuador’s constitution guarantees equal rights including real estate ownership for anyone… regardless of nationality.

There are wonderful spas… Amazon adventures…excellent fishing… the Galapagos… incredible shopping… colonial charm in the Andes… haciendas.

Take a Galapagos cruise and…

Galapagos-savings

as a Club member you can save thousands of dollars on the…

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best yacht cruises.

Or find wonderful ways to buy crafts like these carpets (and hundreds of other items)…perhaps even earn income from around the world.

Live like a king on $2,000 a month (with a maid, gardener and driver) in a land where the sun shines almost every day and temperatures never drop below 50 degrees but never reach 80 degrees either.

Dine here on the coast.

Ecuador-wedding

You can enjoy really fresh food in wonderful beach locations like this or…

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enjoy a meal with this Andean view at a fraction of the cost that you would pay in North America.

Ecuador offers healthy living. The food is fresh. A great massage costs as little as $25. Medical and dental costs are so low that most people do not even get health insurance. A teeth cleaning is $15. Crowns are about $300. A doctor visit perhaps $15… simple operations only $50. Hospitals and ambulances are free. There are also great alternate health opportunitities provided by Ecuador shamans and shamanas.

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Ecuador shamanic ceremony.

Simply put, Ecuador has it all, beauty, convenience, low cost and opportunity. Ecuador is the closest source of direct sunlight 365 days a year to the US (just 3 hours and 45 minutes from Miami). The topography ranges an amazing sea level to over 22,000 feet. Going from the coastal plain into the mountains of Ecuador, the bio diversity is the same as going from the equator to the Arctic Circle.

Ecuador has it all… for living… opportunity, travel, better health, beauty, peacefulness or an adventure!

If you are coming to Ecuador or just want to know it all, subscribe to Ecuador Living and enjoy being a member of the Ecuador Living Club!

Subscribe one year here $119.

 

Galapagos Cruise Savings Fights Inflation


Fight inflation.  See expanded Galapagos cruises below that can bring Galapagos cruise savings to you.

Inflation is here and will ruin many people’s plans… such as taking a dream vacation

Galapagois-cruises

According to to Tour Magazine a galapagos cruise is among the top ten dream vacations.  However the cost of some Galapagos tour can exceed $5,000 a person and with gas prices rising this could grow worse!

So I am pleased that…

Galapagos-savings

we have some good Galapagos cruise news because we have been working closely with Haugan Travel (the largest online sellers of Galapagos cruises) for many years. Now Haugan Cruises has expanded its fleet so our readers can gain huge discounts on Galapgos cruises and Ecuador Living subscribers can enjoy a Galapagos cruise for as little as $509 per person.

Haugan Cruises has added three new vessels so they have a  broader range of cruises to suit all budgets. They now have 5 vessels and are offering several special introductory tours.  This creates special savings up to $1,000 for all our readers and provides Ecuador Living premium subscribers an extra savings of up to $554 more…. a total of $1,554 saved.

Haugan Cruises has offered Galapagos cruises on 5 star vessels for many years. They are the largest online seller of Galapagos travel worldwide.  However there are three levels of cruise service in the Galapagos so Haugan Cruises has now expanded to provide service in all classes.  This means that readers can enjoy a broader range of cruises (at a discount I might add).

The vessels in the Haugan fleet are:

The Athala. Pictured above, this is a 5 star motor catamaran that carries 16 passengers and has  a superb reputation for service.

Galapagos-cruises

Haugan tours is the company we chose to help us with our daughter’s honeymoon trip to the Galapagos. The happy couple cruised on the Atahla. See their journey here.

Cormorant. This  5 star motor catamaran also hosts 16 passengers, has private balconies  and is brand new. Cruises start  in July 2011.

Galapagos-cruises

Galapagos-cruises

The Ocean Spray is a 5 star mega catamaran for 16 passengers. This ultimate Galapagos experience starts in November 2011.

The Queen of Galapagos, a 4 star motor catamaran carries 16 passengers in huge cabins and offers some amazingly low prices.

Galapagos-cruises

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The Galaven, a 3 star Expedition Ship carries a larger  group (20 passengers) and offers excellent value.

Galapagos-cruises

Galapagos-cruises

Save up to $554 more!

Ecuador Living premium subscribers can save another 15% off these already low Ecuador cruise prices.  Most travel agents charge 10% to 15% commission when they offer Galapagos cruises.   We do not take a commission and pass a  15% discount along to our premium subscribers who help support this site instead.

Here are two examples.  You can take a 4 day cruise on the Galaven, normally $1,195 per person but in this two for one promotion each can go for only $598 per person.   Ecuador Living premium subscribers get another $59 discount so the cruise is an incredibly low $539 per person.

If you choose a premium cruise, an eight day Athala cruise is normally $4,695.  The discounted price shown above is $3,695. Ecuador Living subscribers receive an additional $554 discount so this creme de la creme eight day cruise is only $3,141.

If you are not an Ecuador Living premium subscriber, learn how to subscribe here.

See more on the five Galapagos cruise vessels above at www.haugancruises.com

One More Galapagos Cruise Feature.

If the Haugan fleet of boats is not quite what you are looking for, or if there is not availability during your travel, Haugan Cruises then will allow us to get you a great deal. Check out their  www.galapagosislands.com website.  It is the biggest online seller of  Galapagos travel worldwide.

To make reservations or for more information contact Reservations Manager Isabel Calles at isabel@haugancruises.com

Gary

Learn more on five ways to fight inflation at our June International Investing & Business seminar.

Galapagos Savings


Here is another Galapagos Special with some really incredible savings.

We do not sell tours nor are we financially involved in these tours in any way. This means our Ecuador Living subscribers get the same price a travel agent would… becase the tour operator does not have to pay a commission.

You save hundreds even thousands of dollar.

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We work only with the best Galapagos cruises. Yet watch for really special deals like these below.

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This boat is the Athala and has 10 crew members. There are 16 guests maximum.

The first deck is where you eat, meet, watch videos.

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There are 4 double rooms. The second deck has a jacuzzi, bar and again 4 double rooms but with balconies, very posh!

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You’ll go snorkeling with sharks, turtles, sea lions and a plethora of sea life. The White Tip Reef Sharks, about 7 foot long, are not dangerous due to the large amount of food in the reef.

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You may see and swim with a pod of  wild dolphins.

Plus of course there will be plenty of  sea lions relaxing on the beach and sea iguanas.

Here are the Galapagos tortoises.

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are a  few shots of wildlife that you’ll…

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see.

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The Galapagos Islands are amazing… well worth every penny, but not inexpensive. So we are happy to be able to put together programs that help readers enjoy the most luxurious Galapagos cruises with four types of savings that amount to a lot.

Savings #1: Your first savings is in Quito at Mansion de Angel.  Because we refer readers to the Mansion with asking for a commission, Ecuador Living subscribers save $49 a night off the room rate plus a suite upgrade when space is available.

Quito-Boutique-Hotel

See more on The new Mansion del Angel boutique Hotel in Quito here.

Savings #2: We track Ecuador airlines and watch for specials.  Icaro offers Quito Galapagos special.  Normally the air fare for the 600 mile Quito Galapagos flight is around $45o.

Icaro has a new flight  Quito – Galapagos  Quito that at times is as low as $149.99 including taxes.  This is a $300 savings.

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Icaro Air is a small Ecuador airline based in Quito and operates domestic passenger services as well as fixed-wing and helicopter charter flights.

They used to serve Cuenca, Loja, Esmeraldas and Lago Agrio, but since 2009 have focused their fleet of two  Boeing 737-200 and one Boeing 737-200C on flights to Guayaquil, Manta and Coca.

Right now Icaro also has round trip flights from Guayaquil, Coca and Manta for $99.

Check for the low cost fares at www.icaro.aero

Savings #3: You can reduce your tour price in half  on a space available cruise.

For example the current fee for a four day cruise in December 15, and Feb is $2,095.  The last minute price for December 4-7 and February 5-8 cruises is only $1,595. You save $500 per person!

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The great adventure in the Galapagos of course is the wildlife and nature… the education and the wonderful like minded souls you meet.

However gaining all this can be combined with luxury.

The Athala II offers one of the most luxurious ways to enjoy this unique environmental experience.

The Catamaran Athala II was specifically designed and built to cruise the Galapagos Islands in style. The elegant design provides more comfort, superior speed, excellent stability and meets all the latest safety standards.

You gain generous comfortable accommodations and amenities of larger boats while still preserving the relaxed exclusivity of a smaller vessel.

The layout, furnishings, food and crew to be at an excellent standard. 

All cabins on board are deluxe, with well-appointed private bathroom, water, air conditioning, wall to wall carpeting. All have ocean views with large portrait windows (not portholes).

All cabins are a minimum 175 square feet and the main deck rooms have the additional luxury of a private balcony.
The main deck also boasts the dining area and a separate comfortable lounge area complete with plasma TVs, lap tops, DVD player, stereo and library. The upper deck has a well-stocked bar, Jacuzzi and a beautiful open teak deck area for relaxation, alfresco dining and barbeques. 
The huge sundeck is great for whale and dolphin watching or to simply relax and soak up the sun between island excursions. In the evenings there is no better place for star gazing. 
You have a crew of 10 + 1 naturalist guide. The crew is friendly, full time, experienced and highly professional. Your guide is guaranteed to be bilingual (minimum fluent English and Spanish) and of the highest standard.

Athala simply offers the best there is in the Galapagos.

Savings #4: Finally since we can place Ecuador Living subscribers on these tours without commission, you can save 15% more… another  $157.

Total savings for a couple can be as much as  $2,114. $100 (Two nights at Mansion del Angel).  Air fare savings $600. Cruise savings, $1,100 and $314 for Ecuador Living subscribers.

A Galapagos cruise is a trip of a lifetime and Ecuador Living can help you afford one.

For more on Galapagos tours Contact Lorena at marketing@haugancruises.com

See how to subscribe to Ecuador Living here for the maximum savings.

If you cannot make it for December or February… let us know dates when you would like to cruise.  We’ll then watch for space available cruises on or near those dates and let you know. Send me a note with “Galapagos Dates” in the subject line so we can file your dates and keep you informed.

Gary

Enroll in one Ecuador real estate tours here.  $499

Enroll in one Ecuador real estate or shaman tour for a couple here. $749

Or gain multiple tour savings.