Tag Archive | "Ecuador Real Estate Tours"

Terror of Risk

Most people have a terror of risk which is why risk offers so much opportunity.

Here is an amazing story (to me at least) that I hope illustrates three really important points about investing in risk.


The story has to do with Okies… from whom I descend. This shot from the website www.livinghistoryfarm.org  brilliantly depicts the plight of Americans living on the great plains during the depression and dust bowl.  That site has a link below.

The Thanksgiving message at this site showed the bullet my dad was shot with during the invasion of  Iwo Jima.  A few inches made the difference between my existence or not.  That was quite a risk I was taking even before I was born!


Here is another family story about risk.

My Grandfather and Grandmother on my mom’s side were “Okies”… part of that massive migration of farmers.

There was a great economic depression in the 1930s and the misery was worsened by a terrible drought on the Great Plains… called the Dust Bowl.

Hoards of of farmers were ruined.

Hundreds of thousands left the plains for the West Coast.  So many people migrated from Oklahoma that they were dubbed “Okies” in the popular press.  Many who were pushed off of the plains were pulled west because they had relatives who had moved to the coastal areas.

California – a state that had once advertised for more migrant workers – found themselves overwhelmed by new migrants and in 1936, the Los Angeles Police Department sent 136 deputies to the state lines to turn back migrants who didn’t have any money. Bordering states like Arizona were angry that California was trying to “dump hoboes” back on them.

Mom’s family came from Miami, Oklahoma and Niosha, Missouri, small farming communities right in the middle of this mess. Adding to this misery my Uncle John, who worked in a bakery, was electrocuted in a freak accident when one of the ovens shorted out.

My Grandmother could not get over his death so Grandpa decided… all things considered to go West for a visit to relatives.

They packed the children Uncle Frank, Uncle Cleo, Aunt Viola,  Amy and mom in their car… probably a 1930s Ford something like this and headed West.


My mom was the youngest of the lot and recalls it being… “crowded and having to stop a lot to fix flat tires!”

Point #1 about investing in risk.  Economic and political circumstances will cause migrations beyond our control. We can call them stampedes. Attempts to stop the thundering herd can bring disaster.  Yet there is almost always great opportunity in the shift… whether it be Americans from the plains to the coast… Mexicans to America… Americans to Ecuador… boomers from cities to smalltowns USA.

There is energy in movement and money is simply stored energy.

What to do?  Look for big shifts.

The story continues. Once they reached Oregon… a job opportunity arose and my Grandpa decided to flip a coin… “heads they returned to Oklahoma… tails they stayed in Oregon”.   So there you have it… one way to look at my and my family’s existence is that it was determined by the flip of a coin.

There is more to it than that but this brings us to the next point about investing in risk.

Point #2 about investing risk… events way beyond our control and understanding can take place at crossroads in our finances that have a major impact on our failure or success.

The story continues. My grandma Cleo left her brothers and sisters behind in Oklahoma.  Our daughter Cinda learned these details when she began researching our family history.  One brother remained in Oklahoma and to the best of our knowledge never saw my Grandma Cleo again.  However one of his granddaughters decided to also investigate her family tree.  She joined an internet site (as Cinda did) where people can share family trees…and meet long lost relatives and communicate by email.

Cinda found this granddaugther via this site. That granddaughter’s name?  Cinda.

Were my daughter’s and this relative’s named Mary, Ann or Joan… I would not have thought twice… but Cinda?  What are the odds?

I was astounded, yet this third point was fortified with some research on the name Cinda which I though was unusual… one in a million. Certainly my wife and I thought we had thought up a unique and unusual name.

According to thinkbabynames.com Cinda is a very common first name for women (#1777 out of 4276)  in the 1990 U.S. Census.

Point #3 about investing risk…  There will always be forces at work that we cannot conceive… influences that affect us and that are connected with aspects of our lives that we cannot possibly imagine with our logic.

This means we really are always taking risks anyway.  What the market calls risk are investments in new ideas in an ever changing world.  Investments that are deemed safe are those that used to work.

We exist because of coincidences beyond our imaginings we embrace rather than fear change. When you see (or even better, feel) an opportunity that others would deem risky but feels right to you… go for it.  Don’t abandon your good investing and business sense. Stick to the rules of investing in risk, but go for it!


How we can help you invest in risk.

#1: Reports on how to invest globally in multi currencies.

#2: Services that help in Ecuador.

#3: Online courses on how to have a global micro business

#4: Seminars on international investing & business. See the 2011 schedule here.

#5: Ecuador real estate tours.

Ecuador Beach Real Estate Pictures

Ecuador beach real estate still offers great sun and sea values. Here are several delegates on one of our Ecuador beach tours looking at beach view lots for $12,500

See pictures of property we view on our tours.


How is this for an Ecuador “on – the – beach” front yard?


Would you like this type of sunset view on Ecuador ’s coast from your front room?


Would a one minute amble, if this were your local Ecuador beach property restaurant, do good for your heart…and soul?


What if the food came fresh from these fishermen who set out to sea?


to bring back seafood like these shrimp so large that two make a meal…for just a dollar?


Is this close enough to the beach? Remember that tides and high waves diminish as they grow closer to the equator and this beach is on the equator…in Ecuador . There are no hurricanes on the equator and much less worry about coastal erosion.

If you answered yes to any of the questions above, you’ll want to attend one of our 2009 Ecuador Coastal real estate tours. All of these pictures were taken from Palmazul Spa in San Clemente, the central departure point of our Ecuador Coastal Property Tours.

Merri and I have scoured Ecuador for 13 years and have driven its coast, top to bottom, again and again. We have taken thousands of people on real estate tours here. We finally settled in the high Andes …but have not forgotten the beautiful Pacific. We have a house in the mountains and our apartment here in the sea.

Our apartment is top floor, left side, here at Palmazul Spa.


The Spa is also the clubhouse for the Vistazul condos. Merri and I purchased some of these condos as well.  Immense value in my opinion. Here is a picture taken from Palmazul Spa at one of our real estate tours. Delegates are visiting the first Vistazul condos as they were being finished.


These are 1,200 square feet, two bedroom, two bathroom condos selling at $84,000 including clubhouse membership for tour delegates.


Here is one of our groups taking a closer look. These are just one of many properties we’ll view on our tours.

We’ll see some more of the Ecuador beach real estate our previous tours have seen in a moment.

The builder, Kjetil Haugan is a Norwegian who moved to Ecuador after being the administrator of Atlanta’s Olympic Village. He has become a prominent businessman, owning the largest Spanish school in the country along with several Galapagos cruise ships.

Kjetil and Jessica have taken good care of our groups many times and we have always been pleased.

The owners of the houses here will enjoy the spa as their community center…all the spa facilities will be available to home owners. Nice…living in a spa on a beach, Palmazul. Tennis court, pool, beach, fine dining, exercise room and all.


Here is a shot taken from one of the Vistazul condo rooftops.


and a picture taken from the top of the condos at sunset. Imagine this view!


We look at all types of property for sale in this area.

We cram in as many properties as we can without neglecting time for fun. Many of us hit the surf in front of Palmazul each morn. Here I am. Come on in. The water is warm!


We also take walks on the empty San Clemente beach.

Ecuador-coastal-tour-beach tags

or a dip in the pool.


What specific properties will we see? I do not know. We research the tour just before we start, inspecting land and buildings that are for sale at that moment so we can maximize the efficiency of your trip. Our goal will be to find a cross section of property…land like this lot we saw on a previous tour.

In the end you enjoy are three days of travel with like minded souls led by experienced travelers and real estate buyers (Merri, me and/or trained staff), who know the area…who can provide you with all the important reliable contacts you need…attorneys…property inspectors…architects and brokers who can work with you…in English.

I cannot guarantee you will find a property you will love. Even if you do, I’ll probably try to talk you out of rushing in. What I can guarantee is a savings of time…trouble and many miles and many properties to see on wonderful surf and sand.

The tour fee includes the course, all bus travel, plus pickup and return to Quito airport if required.

The fee does not cover internal travel or round trip air fare from Quito to Manta, accommodations or food. Quito Manta round trip fares are $98 at time of this writing. Palmazul is $90 per night (plus 22% service and tax) including a full breakfast and dinner). A typical lunch is $5.


Join us and our hound Ma on the beach…

Jan 24-27 $499 Reserve here $749 For two

March 16-19 $499 Reserve here $749 For two

See dates for all our 2009 Ecuador Real Estate Tours here.