Tag Archive | "Ecuador beach hotel"

Ecuador Comparisons & Weather-Weathering Weather


We are on the road making Ecuador comparisons, weathering the weather and wishing for Ecuador weather.

In other words Merri and I have extended our Florida meanderings so we do not arrive back at our North Carolina farm in a snow storm.

We have been looking at Ecuador income potential and so let’s view this hotel for sale on Ecuador’s beach.

ecuador-comparisons

Ecuador weather looked pretty grey on the day I took these shots… but we never have to worry about snow!

Readers  often write asking about the weather in the Andes. If you look up Quito weather for example it says “Rain” almost every day.  This is a puzzle as it is not true. Here is a great history of Quito weather from the Washington Post at http://www.washingtonpost.com/wp-srv/weather/longterm/historical/data/quito_ecuador.htm.

Here are the average temps.

ecuador-comparisons

The highs and lows.

ecuador-comparisons

The rain.

ecuador-comparisons

We have been traveling though Florida getting a feel… wondering what has led us here.  Innocently wandering around… looking… checking…. waiting.

Of course the weather is great… though a bit sticky at times…. plus too dry right now. This is Florida’s third worst drought in history.

We can’t help but make comparisons with Ecuador.

Three things I noticed in the last two nights spent at Holiday Inns were:

First, when hotels here quote room rates…. they do not let you know of the tax.

In Ecuador we always provide this warning so guests know what the entire cost will be.

Secondly, hotels do not seem to have noticed the economic downturn.   Prices seem pretty high $119 for a Holiday Inn express and $129 for a Holiday Inn… plus the unmentioned taxes… for the typical box.This is double what our hotel costs at $59 (plus 22% tax).

Third, comes the free breakfast… overcooked buffets… terrible bakery pastries and everything served on foam plates and cups… with plastic knives and forks… without much (or really any service)… including the “wonderful” Smuckers jam.

I think of our hotel’s great cooked when you arrive, full breakfast… juice….fresh fruit made into an art form… hand made butter and hand made marmalade… plus choice of eggs in numerous ways… bacon or ham.  Though I have to be honest, I do not like the bread our hotel serves… next thing on my list to fix.

This is not a complaint… just a comparison.  Remember we are looking to buy in Florida because we also love it here.

Merri and  are having a great time. We are enjoying Florida’s warmth… seeing a lot of territory… ranging from Naples to Lakeland… Winter Haven… up to Clermont…. Mt Dora…  Tavares… Leesburg… Deland…  St Augustine… Palakta… Zeypher Hills plus some really out of the way (our favorite) places like Ridge Manor…  Crows Bluff…  Lady Lake… Fruitland Park.

This note is written from outside of Gainesville and today we inspect the Suwanee River.

The best place we have seen so far was remote… on the Withlacoochee River. We would have purchased this on the spot… except… it should be renamed…  Withlacoochee  Puddle!   We were very sad to see numerous lakes and rivers that are pretty much gone… during the terrible drought we are seeing here.

Multi Currency Thought

This reminds me of an important multi currency fact. The global economic downturn has driven the price of many shares down.. but has not stopped basic essential needs… like our need for water.

Shares of companies denominated in strong currencies that provide excellent needs can offer special value.

Take the water share we have followed for years… Hyflux.

Hyflux Ltd is company listed on the Singapore Stock Exchange that has a proprietary water filtering system that does business  in China, India, the Middle East and North Africa (MENA) region as well as Singapore and Southeast Asia.

These shares have fallen from a high of $4.88 to $1.72 as you can see in the chart below from uk.finance.yahoo.com

Ecuador comparisons

I’ll be sending a full report on the Hyflux shares to my Multi Currency subscribers shortly. You can enroll and study this report here.

Back to the Ecuador beach hotel for sale.

ecuador-comparisons

The owners is asking $600,000 and claims income of $180,000 a year with a net profit of $50,000.  If these figures are accurate… this is not a bad value spot to start negotiations.  Here is the beach nearby…

ecuador-comparisons

the ocean side pool…

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the area where the hotel is located. ecuador-comparisons

Though this day was grey… there is a reward that comes with the clouds. The moisture creates some spectacular sunsets… like this one shot a bit north of this hotel at Palmazul.

ecuador-comparisons

We viewed this hotel on a recent real estate tour and I am sending a full report to my Ecuador Living subscribers next week.   If you are not a subscriber and would like this report, you can learn how to subscribe to Ecuador Living here.

There are legal, asset protection and tax benefits that an overseas business can bring, but be sure to always have an attorney who is experienced in using overseas structures. The laws are complicated.  For specific information about using overseas structures correctly, you can learn more about Joe Cox here.  Contact  Joe Cox at jcox@coxnici.com

Regards,

Gary

Join us in Ecuador.

Delegates stay on this beach on our Ecuador mid coastal real estate tour.

ecuador-canadian-connection

Join our January Ecuador tours.

Jan.   8-11     Ecuador Export Tour
Jan. 13-14     Imbabura Real Estate Tour
Jan. 15-18     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 21-23    Cuenca Real Estate Tour

See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

We just added four South coast Ecuador tours that can help you gain extra savings with a multi tour pack.

Two Pack… 2 seminar courses & tours $998 Couple  $1,349 Save $149 on couple

Three Pack… 3 seminar courses & tours   $1399 Couple  $1,899 Save $98 single or $348 on a couple or more

Four Pack… 4 seminar courses & tours   $1,699 Couple $2,299 Save $98 single or $697 on a couple or more

Five Pack… 5 seminar courses & tours  $1,999 Couple $2,699 Save $496 single or $1,046 on a couple or more

Six Pack… 6 seminars courses & tours  $2,199 Couple $3,099 Save $795 single or $1,395 on a couple or more

If you plan to attend six or more seminars or tours in 2010 an International Club membership which allows you and a guest to attend as many of the 56 courses and tours we’ll sponsor and conduct in 2010  (fees would be $40,947 for all these courses individually) for only $2,999.

The International club fee rises to $3,500 this month  so enroll in the International Club now at the original fee of $2,999. Save $501.

International Club 2010

Attend our 56 investment, business, Spanish, real estate and export, courses and tours in 2010 with one small enrollment fee.

International Club 2010 Membership Enroll here

Here are the 56 courses and tours you can attend free. Plus there is even one more savings you will see below.

Jan.   8-11     Ecuador Export Tour
Jan. 13-14     Imbabura Real Estate Tour
Jan. 15-18     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 21-23    Cuenca Real Estate Tour

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Fl.

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour
Mar. 28-29   South Coast Real Estate Tour

Apr. 12-15   Ecuador Export Tour ($499 or couple $749)
Apr. 17-18   Imbabura Real Estate Tour ($499 or couple $749)
Apr. 20-21  Coastal Real Estate Tour ($499 or couple $749)
Apr. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749)
Apr. 26-27  Cuenca Real Estate Tour ($499 or couple $749)

May  13-14     Ecuador Shamanic Minga  ($499 or couple $749)
May  16-17    Imbabura Real Estate Tour  ($499 or couple $749)
May  19-20    Coastal Real Estate Tour ($499 or couple $749)
May  22-23    Quito-Mindo Real Estate Tour  ($499 or couple $749)
May  25-26    Cuenca Real Estate Tour  ($499 or couple $749)
May  28-29    South Coast real Estate Tour ($499 or couple $749)

June 24         Quantum Wealth North Carolina
June 25-27    International Investing and Business North Carolina  ( $749 or couple $999)
June 28-29   Travel to Ecuador and Andes
June 30-Jy 1 Imbabura Real Estate Tour  ($499 or couple $749)
July 3-4          Coastal Real Estate Tour   ($499 or couple $749)
July 6-7          Quito-Mindo Real Estate Tour    ($499 or couple $749)
July 9-10        Cuenca Real Estate Tour   ($499 or couple $749)

Sept.   3-6      Ecuador Export Tour  ($499 or couple $749)
Sept.   8-9      Imbabura Real Estate Tour  ($499 or couple $749)
Sept. 11-12     Coastal Real Estate Tour   ($499 or couple $749)
Sept. 14-15     Cuenca Real Estate Tour    ($499 or couple $749)
Sept. 17-18     Ecuador Shamanic Minga  ($499 or couple $749)
Sept 20-21      South Coast Real Estate tour ($499 or couple $749)

Oct.    7          Quantum Wealth North Carolina
Oct.   8-10     International Investing & Business North Carolina ($749 or couple $999)
Oct.   11-12    Travel to Quito and Andes
Oct.  13-14     Imbabura Real Estate Tour ($499 or couple $749)
Oct.  16-17     Coastal Real Estate Tour ($499 or couple $749)
Oct.  19-20    Quito-Mindo Real Estate Tour ($499 or couple $749)
Oct. 22-23     Cuenca Real Estate Tour ($499 or couple $749)

Nov.    4-7        Super Thinking + Spanish Course Florida ($749 or couple $999)
Nov.    8-9       Travel to Quito and Andes
Nov. 10-11       Imbabura Real Estate Tour ($499 or couple $749)
Nov. 13-14      Coastal Real Estate Tour ($499 or couple $749)
Nov. 16-17      Quito-Mindo Real Estate  ($499 or couple $749)
Nov. 19-20     Cuenca Real Estate Tour ($499 or couple $749)
Nov  22-23      South Coast Real Estate Tour (($499 or couple $749)

Dec.   3-5       Ecuador Shamanic Mingo  ($499 or couple $749)
Dec.   7-8       Imbabura Real Estate Tour ($499 or couple $749)
Dec.  10-11    Coastal Real Estate Tour ($499 or couple $749)
Dec. 13-14     Quito-Mindo Real Estate Tour ($499 or couple $749)
Dec. 16-17      Cuenca Real Estate Tour ($499 or couple $749)

If you join the International Club, the entrance fee for 2010 is $2,999 (until January 2010).  Your attendance fees at all courses will be waived. You and your guest can attend courses worth $40,947.

You can calculate the savings as our schedule of all 2010 courses is shown below.

Arrival dates are always one or two days earlier. Please double check with us before booking flights.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses which are valued at $40,947!

International Club 2010 Membership Enroll here

You may well wonder why I would make such an offer and ask why the cost is so low? Let me answer this question frankly and from the heart.

First, it helps us do a better job for you. We feel greatly enriched when we can really help our clients improve their lives. We have learned through years of experience the best way to do this is to meet with you regularly. We can best help you learn how to improve your health and wealth through continual expansion of knowledge.

Second, we gain enormous fulfillment from the many friendships we form through the years. Our friends have enriched our lives tremendously. Let me explain this in more detail.

As a member, you will be part of our international family that meets intensively over the next year to examine ways we can make our lives better. Our goal is beyond just having money. Our goal is to have quantum wealth… good health… wealth and fulfillment through service.

Though I give all course delegates my very best, I cannot help but to do a better job for those who come again and again. As we meet often; your particular wants, needs and desires become clear, and it is easier for me to point you in the right direction.

Another phenomenon is that repeat delegates help each other! They get to know one another, help each other learn, share their insights, make contacts and gain more wealth.

Out associates in Ecuador, are experienced business people who live or work and conduct our real estate and export courses.  They can also act as your local backup for the business.

Lifestyle for Two. There is more! I have learned at my courses that many repeat delegates were couples.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO!  You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!

Gary

International Club 2010 Membership  Enroll here

Multi Currency Notes – Bank Transfer Risks


Multi currency investing is complicated by bank transfer risks.

Yet we must prevail because bank transfer risks are everywhere as you can see below.

An even bigger risk is inflation and the risk of losing your purchasing power if you do not hold multi currency portfolios.

Last month a multi currency message at this site looked at the growing “need to know” dilemma banks (and hence their clients) are facing.  It is becoming increasingly difficult to transfer money from one bank to another without proving the source.

If you missed that message read it at Multi Currency Banking Problem.

That message was written after I had transferred a down payment to my
attorney to buy some condos on Ecuador’s  beach.

My attorney’s bank refused to release the funds until I proved the source of funds.

My bank in Denmark, who wired the money in the first place, kindly sent an email stating that the funds had come from my pension account.  This did not satisfy the Quito bank.

Finally after more than two weeks, and only after my Ecuador attorney threatened to take legal action, were the funds finally paid.

“What is going on?”, I asked.

After checking around it has become evident that the first problem is that governments worldwide have decided they must know more about the flow of money to help them prevent terrorism.

The second problem is that these governments have placed the burden of this tracking on banks.

The third problem is that no one has made it clear how banks should do this.

The fourth problem is that every bank has then decided its own way of doing this and not trained their staff well.

The fifth problem is that this hodge podge of commercial regulation has created enormous confusion.  For example, one Canadian banker stated that nothing had changed. He could not understand why funds were being delayed.  Another Canadian banker told me that Latin America was on a prohibited list and funds could not be wired to Ecuador.

Probably what this means is that one Canadian bank wires money to Latin America all the time.  Another may have had a problem and will not.

This appears to be a “catch as catch can” situation and whether your money flows easily depends on what combination of banks you have chosen and which employees within those banks handle your transaction.

Delays add freezing of funds and can take place for international or even local transactions for a variety of reasons.

For example, one reader sent this note after the last message about this problem:

“How frustratingly typical!  I opened a basic stock trading account with an
online broker as I wasn’t 100% happy with my existing one. Today two days later they put a block on my new account, and sent me an email about there being a ‘negative public record’ on me.

“It turns out that some other dude with the same name as me, nine years ago, was indicted on charges of laundering money and other wild and roguish things.

“Now let’s remember that the word ‘indicted’ doesn’t actually mean ‘convicted’- just formally charged.  It appears that even being indicted (ACCUSED) of something is enough for this provision to kick-in.

“Let’s be clear here that this is just someone with the same name as me who nine years back in the same state was CHARGED with something. I say ‘same state’ although I did not even visit this state where I live now until three years after the indictment.

“It took me weeks to regain access to my account. Lucky my name wasn’t James Smith which is the most common combination of first and last names in the USA”

HOW TO SAFEGUARD YOUR TRANSFERS

Since having my problem in Ecuador, my attorney there wrote the following:

“I just talked to my bank officer.  When the amount is higher than $50,000 it is necessary to justify the origin of the funds.  To do this the bank requires an official letter from your bank stating that the amount you are wiring has been deducted from your account.  You can scan this letter and email it to me.

“A second option is to just email me a scanned copy of your account report where it is shown that the amount has been wired from this account.  Of course,  I feel this is an invasion to your privacy, so I suggest to go for the first option.

“Another way to do it is to transfer the money in separate wires (different dates as well) of lower amounts than $50,000.”

So here is what I am doing.  When I am about to make a transfer, first if it is reasonable send less than $50,000. For example right now I am making a
$76,000 condo payment.

I first informed my sending banker what the wire is for.  I outlined the entire transaction and why I am sending the way I am.

Clear communication in advance is my plan.

Second, I informed my attorney and asked her to contact her banker and let him know everything in advance and make sure this is all okay…to ask if he wants anything else in advance.

When I received the okay reply, I wired $35,000. Once my attorney has confirmed receipt of these funds, I’ll wire the next $36,000.

I’ll let you know how this goes.

Until then, let me read your horror stories on transferring funds.  Better still let me know your solutions.

Gary,

See dates for our Ecuador courses and tours:

Coastal Real Estate Tour

Here is our last tour group at this Ecuador beach hotel for lunch.

Ecuador-Beach-hotel

Here they are dining in the ocean breeze.

Ecuador-beach-restuarant

Maybe tme for a snooze on the beach after in the hotel hamocks?

Ecuador-beach-hamocks

Nope we gotta move on and view Ecuador beach property for sale on this beach.

Ecuador-beach
Super Thinking + Spanish Course

Imbabura Real Estate Tour

On the Imbabura tour we often dine for lunch on this lake.

Gary Scott

Where these Ecuador Lake lots are for sale.

Ecuador-lake-for-sale

Ecuador Shaman Mingo Tour

Ecuador Import Export Course

See discounts for attending more than one course.

Make Better Decisions

We are also pleased to announce that we will host a weekend workshop
conducted by our business intuitive, Susan Stanton Rotman.
Susan-Stanton-Rotman

The course is entitled,  “Escaping the Tryanny of Reason: Intuitive Development for Practical and Business Decision Making”

This seminar will introduce you to working with your own intuition to develop greater insight, creativity, and more informed decision-making and problem solving skills, all important elements for greater success. We will examine intuition in the business context, the use of intuitive process as a complement to rational decision-making, and the integration of intuitive knowing with analytical thought.

Susan will present the basic concepts of intuitive knowing and its development, including how to access your own intuition, and skill building to evaluate, process, trust and apply your information. She will help you explore the experience of intuition and its forms, including exercises to develop sensitivity and to practice using intuition as a navigational tool.

Merri and I have found that escaping the tyranny of reason helps us greatly when faced with questions that cannot be humanly answered.

Merri and I have several weapons in our information processing armory. One of the great assets is Susan, a professional business intuitive.

She consults with businesses and individuals using both her clairvoyance and other psychic abilities combined with her rational skills to help people and businesses with decision making and navigation.  She consults with clients from around the world.

Susan does not really like the word psychic (nor do Merri or I) as a lot of the information she comes up with does not just pop out of the air. She has a strong educational, legal and business background. Susan originally trained as a corporate attorney and mediator.

Susan is a Phi Beta Kappa graduate of Georgetown University, having received a Bachelor of Science in Foreign Service in 1977, cum laude, and graduated from Georgetown University Law Center in 1981.

She practiced corporate law for many years and has extensive experience representing both individual and corporate clients.

She also understands business from the entrepreneurial side—she owned her own retail art-jewelry business and is an expert in pearls.

Susan has a broad background in esoteric and metaphysical studies, spirituality, and personal, business, and family development practices.

This course will be conducted Friday, Saturday and Sunday  August 15, 16 and 17 2008 at our Blue Ridge Farm.  All meals and accommodations ARE included.

We are pleased that Susan will be with us. She will present two days of group instruction and workshop plus will provide individual consultations after the seminar concludes (a consultation is included as part of the course).  Individual consultations may be in person on August 17 or by telephone at a later date.

To enroll click here.