Tag Archive | "Decision making"

Spooky Thoughts on Thinking


Here is a Halloween thought that is so spooky it would be funny if the problem were not so serious.

A message at this site Pumpkin Health Tip looked at how Ecuador shamans use pumpkins for healing.  Then the post shared ayurvedic nutritional ideas on why we should eat pumpkin during the autumn and winter.

Beware

Beware or not?

The next day a friend who has great experience in ayurved wrote:  Gary, when the Europeans came to N. America originally they found many of the natives suffering from severe psoriasis. The natives had many remedies for this most of which involved tar in some way or another.  Pumpkins and winter squashes in general are said in Ayurveda to be the source of most of the serious skin diseases people suffer from and one of the ways to remedy those skin diseases is simply to stop eating them. We don’t have them in our diet at all and haven’t had for 15 years.

When I pointed out that winter squashes and pumpkin were recommended for winter eating by an ayurvedic physician who has been very helpful to Merri and me over the past 20 years, our friend replied:

That Doctor’s learning is from the books and not from a family tradition.  The simple fact remains, the winter squashes, and pumpkin in particular, produce skin disease.

I did not bother to point out that the Ecuador shaman we worked with, who definitely used pumpkins in his nutritional plan was also a healer of many generations.  His father and grandfather, etc.  were great healers as well and this yatchak had been taken at age five and apprenticed to other great healers up and down North, Central and South America.

Needless to say this message is not about pumpkins, its about how to deal with conflicting news and the dangers of trying to process overwhelming amounts of data.

Getting too much input can be worse than not having enough.

The Natural Health Crunch

Expanded horizons should bring expanded ability and wisdom.  Wouldn’t you think?  Yet it is known that a foible of the human mind is its reluctance to make too many decisions.   A choice of two chocolates in a box is better than one. Six choices better than two.  When there are more than six or seven choices the satisfaction of the chocolate decision grows less rather than more.  Confusion overcomes options.

The mental juggling is even worse if you like all of the chocolate choices given.

So too with the process of natural health.  Believe strongly in one proven health system, use it and you’ll have good natural health.  In fact there is evidence that the faith in a natural health system is as important as the system itself.

Knowing two systems can confuse and create doubt in both systems.  Know three disciplines and the confusion can grow exponentially.

Anita Moorjani, best selling author, explains this problem in her book “Dying To Be Me”.

After fighting cancer for almost four years, the cancer in her body was at stage 4B (throughout her body).  Her weight was down to 90 pounds.  Overwhelmed by malignant cells, her organs began shutting down.  In a coma, she entered into an extraordinary near-death experience where she realized her inherent worth . . . and the actual cause of her disease. Upon regaining consciousness, Anita found that her condition had improved so rapidly that she was able to be released from the hospital within weeks . . . without a trace of cancer in her body though medical doctors with experience in this field said, “Whichever way I look at it, you should be dead!”

The book tells how she was raised in Hong Kong by her Indian parents, cared for by a Cantonese nanny and given a British education. She is multilingual speaking English, Cantonese, and an Indian dialect.  Yet when diagnosed with cancer in April 2002 she returned to her Indian roots and after six months of living a pure ayurvedic life with a guru, she felt cured.

Upon returning to Hong Kong she began suffering death by doubt as exposure to multi cultural health sciences, that all worked differently, eroded the belief in her cure and confused her health.

Moorjani wrote: When I returned home to Hong Kong at first many people remarked on how well I looked.  I certainly felt better than I had, both physically and emotionally, but my jubilation was short lived. It wasn’t long before others wanted to know what I had been doing for so long in India and how I’d healed.

When I told them about my ayurvedic regimen, however, I received mainly fear-based and negative responses. These were well meaning people who genuinely cared about me and my well-being, and they were skeptical about my choices, which is why they had such a great impact on me. Most believed that cancer couldn’t be treated in that way, and I slowly felt the doubts and fear creeping back into my psyche as I defended my position.

I attempted to understand Traditional Chinese Medicine (TCM), since it’s commonly practiced here. However because it conflicted so much with my Ayurveda, I was left feeling very confused.

To make matters worse, I turned to Western naturopathy for help because I was so bewildered.  This not only added to the confusion, but also increased my fears. I was getting conflicting information from every discipline.

So I became very stressed about food and was afraid of eating almost anything. I didn’t know what was good for me and what wasn’t, because each system of healing espoused a different truth ad they all conflicted with one another. This confusion only added to my already overwhelming ears. And as the terror tightly griped me in its vice once more, I watched helplessly as my health rapidly deteriorated.

Confusion can ruin investing as well.

Too much input about markets, stock, economies and all the bad news that floods the daily media is overwhelming.   We each need a simple strategy that we understand and that we stick to.

The book “Too Big to Fail” by Andrew Sorkin explains how Warren Buffett  does not research by maintaining a database of up-to-the-quarter estimates, etc.

So much data would dilute and distract from the deep focus on the areas he does research.

Buffet’s research is  from reading publicly available documentation, introductions from trusted lieutenants, and personally meeting the leaders of his investment prospects.  Buffett keeps it simple and understandable to him.

Whether you are thinking about pumpkins, investments or politics (now that’s a real spooky thought!), limit your input to what you understand, what you are passionate about and what makes you feel good.

If the 11 oclock news leaves you feeling sleepless, don’t turn it on.

Tonight its okay to be spooky, but there is no reason to get spooked every night.

Gary

Gain From Election Volatility

Here we are again… another election on its way… all the robo calls from politicians… the dirty tricks and the innumerable amounts of nonsense this vital process brings.

However America’s politics turn out, one thing is sure.  There will be volatility in stock markets during the election process.

The first reason markets will bounce has nothing to do with politics or policies.   A market correction is due regardless of the party or the person in office.

Second the new politics has created an uncertain era.  Everyone has been shaken over the past three years whether they are pleased with the government or not.

Nothing frightens markets like uncertainty.

Third if we see rising interest rates, this will push markets down.

Despite these pitfalls, there is a way to profit using the strong US dollar and undervalue non dollar stock markets to pick up good value shares.

During nearly five decades of global investing I have noticed found that good value strategies are the best way to profit long term, through good politics and bad.  The steps to take are simple.

The first tactic is to seek safety before profit.

We can look at Warren Buffett’s investing strategy as an example.  Buffett success is talked about a lot, but rarely does anyone explain how he make so much money.  That was the fact until some researchers really stripped his operation bare.  They looked at everything and learned the deepest of Buffett’s wealth management secrets.  Fortunately they published all in a research paper at Yale University’s website. that reveals important truths about extending wealth.

This research shows that the stocks Buffett chooses are safe (with low beta and low volatility), cheap (value stocks with low price – to – book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios).

The second tactic is to maintain staying power.  At times Buffet’s portfolio has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

A 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.

However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio the better the odds of outstanding success.

The Buffett strategy integrates time and value for safety and profit.

A third tactic is using limited leveraging, tactic in the strategy boosts profit.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.   The Yale published research paper shows the leveraging methods used by Warren Buffett to amass his $50 billion fortune.  The researchers found that the returns from Buffett’s investment company, Berkshire Hathaway, far outweighed those achieved by any rival that has operated for 30 years or more.  The research shows that neither luck nor magic are involved.  Instead, the paper shows that Buffet’s success hinges on using leverage at the rate of 1.6.

To sum up the strategy, Buffet uses limited leverage to invest in large purchases of “cheap, safe, quality stocks”.  He limits leverage so he can hold on for very long periods of time, surviving rough periods where others might have been forced into a fire sale or a career shift.

Stated in another way buffet uses logic (buy good value) to have the conviction, wherewithal, and skill to invest with leverage over many decades.

What do we do when we are not Warren Buffett?

May I introduce the Purposeful Investing Course (Pi) for those who want to invest like Warren Buffet, but know they are not.  This course is based on my 50 plus years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Extending Wealth

Pi’s mission is to make it easy for anyone to create a three point strategy, like Buffett’s even though they do not have a lot of time for or knowledge about investing.

Pi reveals investing secrets and the sciences that make investing easy, safer, less time consuming and increases the chances of profit.

One secret is to invest with a purpose beyond the cash.  One tactic as mentioned is staying power.  This means not being caught short and having to sell during a period of loss.  This also means having enough faith in a strategy that we stick to the plan.  When we invest with purpose, doing what we love, we enjoy the process more and are more likely to hold on during down times, when most poor investors panic and sell.

Slow, Worry Free, Good Value Investing

Stress, worry and fear are three of an investor’s worst enemies.  They create the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market sector they choose.  The behavior gap is created by natural human responses to fear.   Pi helps create profitable strategies that avoid losses from this gap.

Spanning the Behavior Gap

Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse.

Winning investors though embrace risk because they have a plan based on good value.

Purpose is the most powerful motivator,  stronger than fear and greed, so a strategy with purpose is the most powerful of all.

Combine your needs and capabilities with good value secrets and the math to back up your value selections through the Pifolio – The Pi Model Portfolio

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories (often created by someone with vested interests) and is based entirely on good math.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my (almost) 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2: Cash flow to price

#3: Earnings to price

#4: Average dividend yield

#5: Return on equity

#6: Cash flow return.

#7: Market history

We follow this research of a brilliant mathematician and have tracked this analysis for over 20 years.    This is a complete and continual study of international major and emerging stock markets.

This analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.   This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

A country ETF provides diversification and cost efficiency by spreading one simple, even small investment into a basket of equities in a good value stock market.  The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.

Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi matches this mathematical certainty with my fifty years of experience. This opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

For example in the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.

The two conditions are in place again!  There are currently ten good value (non US) developed markets,  plus 10 good value emerging markets.

Pi shows how to easily create a diversified, worry free portfolio in some of these good value markets using Country Index ETFs.

The current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  There is so much more to write and the trends are so clear that I have created a short, but powerful report “Three Currency Patterns For 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but you’ll receive the report “Three Currency Patterns For 50% Profits or More” FREE when you subscribe to Pi.

Leverage

Pi also explains when leverage provides extra potential without undo risk.  For example in 1986 I issued a report called “The Silver Dip” that showed how to borrow 12,000 British pounds (at almost 1.6 to 1 dollars per pound the loan created US$18,600) and use the loan to buy 3835 ounces of silver at around US$4.85 an ounce.

Silver had crashed, I mean really crashed from $48 per ounce.  As prices decreased from early 1983 into 1986, total supply had fallen to 449.7 million ounces in 1986.  Mine production was restricted by the low prices at this time, with silver reaching a low for this period of $4.85 in May 1986.  Secondary recovery also was constricted by these low prices.

Then silver’s price skyrocketed to over $11 an ounce within a year.  The $18,600 loan was now worth $42,185.

The loan was in pounds and in May 1986 the dollar pound rate was 1.55 dollars per pound.  So the 12,000 pound loan purchased $18,600 of silver.  The pound then crashed to 1.40 dollars per silver.  The loan could be paid off for $13,285 immediately creating an extra $5,314 profit.  The profit grew to $47,499 in just a year.

Conditions for the silver dip have returned.  The availability of low cost loans and silver are at an all time low.  The price of silver has crashed from nearly $50 an ounce to below $14 as did shares of the iShares Silver ETF (SLV).

finance.yahoo.com chart SLV

iShares Silver Trust (symbol SLV) from www.finance.yahoo.com

Imagine investing in a spike like this… with leverage!

At the same time the silver gold ratio hit 80, a strong sign to invest in precious metals.

I have updated a special report “Silver Dip 2019” about a leveraged silver speculation that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons gained through 30 years of speculating and investing in precious metals.  While working on the report, when the gold silver ratio slipped to 80 and the price of silver dropped below $14 an ounce, I knew I needed to share this immediately.

I released a new report “Silver Dip 2015” so readers were able to take advantage of these conditions and leverage 1.6 times as a speculation.  That report generated profits as high as 212% and a revised 2019 issue has been produced.

“The Silver Dip 2109”  sells for $39.95 but  you receive  “Silver Dip 2019” FREE when you subscribe to Pi.

Save

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive the $29.95 report “Three Currency Patterns For 50% Profits or More” and the $39.95 report “The Silver Dip 2019” free.

Triple Guarantee

Enroll in Pi.   Get the first monthly issue of Pi, and the report “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2019” right away.

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free purposeful investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  I guarantee you can keep “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2109” report as my thanks for trying.

You have nothing to lose except the fear.   You have the ultimate form of financial security to gain.

Subscribe to the Pi for $197.   You Save $158.95.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

 

 

 

Spooky Thought on Health & Wealth


Here is a thought that is so spooky it would be funny if the problem were not so serious.

Last week’s message Ecuador Shamanic Pumpkin Health Tip looked at how Ecuador shamans use pumpkins to help improve health.  Then the post shared ayurvedic nutritional ideas on why we should eat pumpkin during the autumn and winter.

Beware

Beware or not?  See how to get free Beware Pumpkin stencils (1)

The next day a friend who has great experience in ayurved wrote:  Gary, when the Europeans came to N. America originally they found many of the natives suffering from severe psoriasis. The natives had many remedies for this most of which involved tar in some way or another.  Pumpkins and winter squashes in general are said in Ayurveda to be the source of most of the serious skin diseases people suffer from and one of the ways to remedy those skin diseases is simply to stop eating them. We don’t have them in our diet at all and haven’t had for 15 years.

When I pointed out that winter squashes and pumpkin were recommended for winter eating by an ayurvedic physician who has been very helpful to Merri and me over the past 20 years, our friend replied:  That Doctor’s learning is from the books and not from a family tradition.  The simple fact remains, the winter squashes, and pumpkin in particular, produce skin disease.

I did not bother to point out that the Ecuador shaman we worked with, who definitely used pumpkins in his nutritional plan was also a healer of many generations.  His father and grandfather, etc.  were great healers as well and this yatchak had been taken at age five and apprenticed to other great healers up and down North, Central and South America.

Needless to say this message is not about pumpkins, its about the dangers of trying to process overwhelming amounts of data.

Getting too much input can be worse than not having enough.

The Natural Health Crunch

Expanded horizons should bring expanded ability and wisdom.  Wouldn’t you think?  Yet it is known that a foible of the human mind is its reluctance to make too many decisions.   A choice of two chocolates in a box is better than one. Six choices better than two.  When there are more than six or seven choices the satisfaction of the chocolate decision grows less rather than more.  Confusion overcomes options.

The mental juggling is even worse if you like all of the chocolate choices given.

So too with the process of natural health.  Believe strongly in one proven health system, use it and you’ll have good natural health.  In fact there is evidence that the faith in a natural health system is as important as the system itself.

Knowing two systems can confuse and create doubt in both systems.  Know three disciplines and the confusion can grow exponentially.

Anita Moorjani, best selling author, explains this problem in her book “Dying To Be Me“.

After fighting cancer for almost four years, the cancer in her body was at stage 4B (throughout her body).  Her weight was down to 90 pounds.  Overwhelmed by malignant cells, her organs began shutting down.  In a coma, she entered into an extraordinary near-death experience where she realized her inherent worth . . . and the actual cause of her disease. Upon regaining consciousness, Anita found that her condition had improved so rapidly that she was able to be released from the hospital within weeks . . . without a trace of cancer in her body though medical doctors with experience in this field said, “Whichever way I look at it, you should be dead!”

The book tells how she was raised in Hong Kong by her Indian parents, cared for by a Cantonese nanny and given a British education. She is multilingual speaking English, Cantonese, and an Indian dialect.  Yet when diagnosed with cancer in April 2002 she returned to her Indian roots and after six months of living a pure ayurvedic life with a guru, she felt cured.

Upon returning to Hong Kong she began suffering death by doubt as exposure to multi cultural health sciences, that all worked differently, eroded the belief in her cure and confused her health.

Moorjani wrote: When I returned home to Hong Kong at first many people remarked on how well I looked.  I certainly felt better than I had, both physically and emotionally, but my jubilation was short lived. It wasn’t long before others wanted to know what I had been doing for so long in India and how I’d healed.

When I told them about my ayurvedic regimen, however, I received mainly fear-based and negative responses. These were well meaning people who genuinely cared about me and my well-being, and they were skeptical about my choices, which is why they had such a great impact on me. Most believed that cancer couldn’t be treated in that way, and I slowly felt the doubts and fear creeping back into my psyche as I defended my position.

I attempted to understand Traditional Chinese Medicine (TCM), since it’s commonly practiced here. However because it conflicted so much with my Ayurveda, I was left feeling very confused.

To make matters worse, I turned to Western naturopathy for help because I was so bewildered.  This not only added to the confusion, but also increased my fears. I was getting conflicting information from every discipline.

So I became very stressed about food and was afraid of eating almost anything. I didn’t know what was good for me and what wasn’t, because each system of healing espoused a different truth ad they all conflicted with one another. This confusion only added to my already overwhelming ears. And as the terror tightly griped me in its vice once more, I watched helplessly as my health rapidly deteriorated.

Confusion can ruin investing as well.

Too much input about markets, stock, economies and all the bad news that floods the daily media is overwhelming.   We each need a simple strategy that we understand and that we stick to.

The book Too Big to Fail by Andrew Sorkin explains how Warren Buffett  does not research by maintaining a database of up-to-the-quarter estimates, etc.   So much data would dilute and distract from the deep focus on the areas he does research.

Buffet’s research is  from reading publicly available documentation, introductions from trusted lieutenants, and personally meeting the leaders of his investment prospects.  Buffett keeps it simple and understandable to him.

Too big to fail

Order Too Big to Fail at Amazon.com

Whether you are thinking about pumpkins, investments or Presidential candidates (now that’s a real spooky thought!), limit your input to what you understand, what you are passionate about and what makes you feel good.  If the 11 oclock news leaves you feeling sleepless, don’t turn it on.  Tonight its okay to be spooky, but there is no reason to get spooked every night.

Gary

Gain From Election Volatility

Here we are again… another election on its way… all the robo calls from politicians… the dirty tricks and the innumerable amounts of nonsense this vital process brings.

However America’s politics turn out, one thing is sure.  There will be volatility in stock markets during the election process.

The first reason markets will bounce has nothing to do with politics or policies.   A market correction is due regardless of the party or the person in office.

Second the new politics has created an uncertain era.  Everyone has been shaken over the past three years whether they are pleased with the government or not.

Nothing frightens markets like uncertainty.

Third if we see rising interest rates, this will push markets down.

Despite these pitfalls, there is a way to profit using the strong US dollar and undervalue non dollar stock markets to pick up good value shares.

During nearly five decades of global investing I have noticed found that good value strategies are the best way to profit long term, through good politics and bad.  The steps to take are simple.

The first tactic is to seek safety before profit.

We can look at Warren Buffett’s investing strategy as an example.  Buffett success is talked about a lot, but rarely does anyone explain how he make so much money.  That was the fact until some researchers really stripped his operation bare.  They looked at everything and learned the deepest of Buffett’s wealth management secrets.  Fortunately they published all in a research paper at Yale University’s website. that reveals important truths about extending wealth.

This research shows that the stocks Buffett chooses are safe (with low beta and low volatility), cheap (value stocks with low price – to – book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios).

The second tactic is to maintain staying power.  At times Buffet’s portfolio has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

A 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.

However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio the better the odds of outstanding success.

The Buffett strategy integrates time and value for safety and profit.

A third tactic is using limited leveraging, tactic in the strategy boosts profit.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.   The Yale published research paper shows the leveraging methods used by Warren Buffett to amass his $50 billion fortune.  The researchers found that the returns from Buffett’s investment company, Berkshire Hathaway, far outweighed those achieved by any rival that has operated for 30 years or more.  The research shows that neither luck nor magic are involved.  Instead, the paper shows that Buffet’s success hinges on using leverage at the rate of 1.6.

To sum up the strategy, Buffet uses limited leverage to invest in large purchases of “cheap, safe, quality stocks”.  He limits leverage so he can hold on for very long periods of time, surviving rough periods where others might have been forced into a fire sale or a career shift.

Stated in another way buffet uses logic (buy good value) to have the conviction, wherewithal, and skill to invest with leverage over many decades.

What do we do when we are not Warren Buffett?

May I introduce the Purposeful Investing Course (Pi) for those who want to invest like Warren Buffet, but know they are not.  This course is based on my 50 plus years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Extending Wealth

Pi’s mission is to make it easy for anyone to create a three point strategy, like Buffett’s even though they do not have a lot of time for or knowledge about investing.

Pi reveals investing secrets and the sciences that make investing easy, safer, less time consuming and increases the chances of profit.

One secret is to invest with a purpose beyond the cash.  One tactic as mentioned is staying power.  This means not being caught short and having to sell during a period of loss.  This also means having enough faith in a strategy that we stick to the plan.  When we invest with purpose, doing what we love, we enjoy the process more and are more likely to hold on during down times, when most poor investors panic and sell.

Slow, Worry Free, Good Value Investing

Stress, worry and fear are three of an investor’s worst enemies.  They create the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market sector they choose.  The behavior gap is created by natural human responses to fear.   Pi helps create profitable strategies that avoid losses from this gap.

Spanning the Behavior Gap

Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse.

Winning investors though embrace risk because they have a plan based on good value.

Purpose is the most powerful motivator,  stronger than fear and greed, so a strategy with purpose is the most powerful of all.

Combine your needs and capabilities with good value secrets and the math to back up your value selections through the Pifolio – The Pi Model Portfolio

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories (often created by someone with vested interests) and is based entirely on good math.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my (almost) 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2: Cash flow to price

#3: Earnings to price

#4: Average dividend yield

#5: Return on equity

#6: Cash flow return.

#7: Market history

We follow this research of a brilliant mathematician and have tracked this analysis for over 20 years.    This is a complete and continual study of international major and emerging stock markets.

This analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.   This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

A country ETF provides diversification and cost efficiency by spreading one simple, even small investment into a basket of equities in a good value stock market.  The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.

Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi matches this mathematical certainty with my fifty years of experience. This opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

For example in the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.

The two conditions are in place again!  There are currently ten good value (non US) developed markets,  plus 10 good value emerging markets.

Pi shows how to easily create a diversified, worry free portfolio in some of these good value markets using Country Index ETFs.

The current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  There is so much more to write and the trends are so clear that I have created a short, but powerful report “Three Currency Patterns For 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but you’ll receive the report “Three Currency Patterns For 50% Profits or More” FREE when you subscribe to Pi.

Leverage

Pi also explains when leverage provides extra potential without undo risk.  For example in 1986 I issued a report called “The Silver Dip” that showed how to borrow 12,000 British pounds (at almost 1.6 to 1 dollars per pound the loan created US$18,600) and use the loan to buy 3835 ounces of silver at around US$4.85 an ounce.

Silver had crashed, I mean really crashed from $48 per ounce.  As prices decreased from early 1983 into 1986, total supply had fallen to 449.7 million ounces in 1986.  Mine production was restricted by the low prices at this time, with silver reaching a low for this period of $4.85 in May 1986.  Secondary recovery also was constricted by these low prices.

Then silver’s price skyrocketed to over $11 an ounce within a year.  The $18,600 loan was now worth $42,185.

The loan was in pounds and in May 1986 the dollar pound rate was 1.55 dollars per pound.  So the 12,000 pound loan purchased $18,600 of silver.  The pound then crashed to 1.40 dollars per silver.  The loan could be paid off for $13,285 immediately creating an extra $5,314 profit.  The profit grew to $47,499 in just a year.

Conditions for the silver dip have returned.  The availability of low cost loans and silver are at an all time low.  The price of silver has crashed from nearly $50 an ounce to below $14 as did shares of the iShares Silver ETF (SLV).

finance.yahoo.com chart SLV

iShares Silver Trust (symbol SLV) from www.finance.yahoo.com

Imagine investing in a spike like this… with leverage!

At the same time the silver gold ratio hit 80, a strong sign to invest in precious metals.

I have updated a special report “Silver Dip 2019” about a leveraged silver speculation that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons gained through 30 years of speculating and investing in precious metals.  While working on the report, when the gold silver ratio slipped to 80 and the price of silver dropped below $14 an ounce, I knew I needed to share this immediately.

I released a new report “Silver Dip 2015” so readers were able to take advantage of these conditions and leverage 1.6 times as a speculation.  That report generated profits as high as 212% and a revised 2019 issue has been produced.

“The Silver Dip 2109”  sells for $39.95 but  you receive  “Silver Dip 2019” FREE when you subscribe to Pi.

Save

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive the $29.95 report “Three Currency Patterns For 50% Profits or More” and the $39.95 report “The Silver Dip 2019” free.

Triple Guarantee

Enroll in Pi.   Get the first monthly issue of Pi, and the report “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2019” right away.

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free purposeful investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  I guarantee you can keep “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2109” report as my thanks for trying.

You have nothing to lose except the fear.   You have the ultimate form of financial security to gain.

Subscribe to the Pi for $197.   You Save $158.95.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

 

 

(1) Get free pumpkin stencils

International Internet Business Using Intuition


An international internet business using intuition has the advantage of a wider field of vision.

Change, though often feared,  is our friend because it opens fields of opportunity.  Without change, we could never progress.

Problems arise however when our thought process resists rather than embraces change.  Combining our logic and intuition assures that this is less likely to happen.

Our Ecuador course on Super Thinking helps delegates learn how to absorb, retain and recall more information.  This helps improve our logic.

Delegates at a previous Ecuador Super Thinking plus Spanish course we conducted in Cotacachi.

Yet to go beyond logic we need to combine our thinking with intuition.

internet-business-intuition

Many Ecuador shamans and shamanas teach the Eagle & Condo Prophesy… a time will come when the eagle and condor fly in the skies together.   Many believe that the eagle represents logic and the condor intuition.  The prophesy says that sharing of indigenous knowledge with the technologies of science will help balance mankind.

One way to blend intuition and thinking is through playing games.

A game is a structured activity, with a set of rules. This is important… because when we game… we can create a set of rules that is beyond the norm… outside the box.

Gaming is usually undertaken for enjoyment.  This makes gaming important as well.  When we do something fun… without risk…we do it better.  We can let our imagination soar so we can see eventualities in enjoyable, non threatening ways.

Games are formalized expressions of play which allow people to go beyond immediate imagination and direct physical activity and see life’s potential in different ways.

When games eliminate play… they lose impact… thus the demise of professional sports which are no longer games… but business.

Gaming allows us to use disambiguation in resolving future conflicts.  This is because our future is often ambiguous.  In other words, our life can take a number of  paths that lead in different directions.

This leaves us asking, “What should I do?”

Gaming allows us to create a set of out-of-the-box rules that direct us in ways we would never logically reach but can imagine.  Because it is fun and without threat… we can see future opportunity in numerous expanded ways.

One way we can game is to form ideas from our intuition. Then we apply the game’s set of rules that change the circumstances of the idea.

There are two ways to let our intuition to kick in.

One way is to let outward events kick start our intuition… such as spotting birds.

Recently I mentioned how I use the heron as an intuition initiator.

Other birds are meaningful to me also.  Doves, for example, are a sign of “Thinning the veil”.  “Crows represent “Magic & Creation.”  These concepts represent archetypes that we can apply in an out-of-the box game.

internet-business-intuition

One way the Ecuador shamans taught us to trust our intuition is to hike steep trails with our eyes closed.  This is the first time we received this lesson when Merri and I along with our friend, Dr. Jay Glaser, and several others hiked into the sacred Llanganatis Valley in Ecuador.

Another way to connect with intuition is internally.

Here is how I start the gaming process when I have a question to process but have no external suggestion or archetype to use.

This is an ageless business solving technique that employs meditation, but is designed for the hard working businessman who needs to make numerous decisions at a faster and faster pace.

Whenever I have a decision to make (this can work for decisions about investing as well as business), but insufficient knowledge to make it, I sit down and write for a few minutes every single thing I can think of relating to this decision or question.

This is a private, personal brainstorming session, so I let any thought I have fly. This is an important part of the tactic because the process of writing integrates the neural muscular system. In short, I am locking the data about my decision into every aspect of my being.

Next I relax and meditate for ten minutes. You can use whatever meditative technique you know or use.

Forget (if you can) everything about the decision that has to be made.  If it stays on the mind though, that’s okay as well.  If you do not know or use a meditation technique, I highly recommend that you learn one (some sources are listed below). The power of meditation and prayer have long been scientifically proven. They move you closer to the Quantum state (in brain wave terms, you move into deeper brain wave patterns of Alpha and Theta and the integration of frontal and rear and left and right brain hemispheres improve).  Or you can say that prayer and meditation bring you closer to God. The reality is you think at a deeper level! (I have heard others say that prayer is talking to God and meditation is letting your mind settle down so you can listen to God.)

When the ten minutes of quiet is finished, I immediately write down whatever thoughts that come. These thoughts help clarify and bring to the foremost the keys to help bring forth the right decision.

This decision making process focuses the entire body on the decision, and then takes us to a deeper level of intelligence. The wisdom we all possess is profound and this technique taps depths beyond our logic.

I often come up with things I can never logically explain.  Answers often come in code, much like dreams.

If you use this tactic, you may find your thoughts are on green alligators or flying elephants.  Do not discount the thought whatever it is. Write down whatever comes to you! If you reflect on this, an answer will almost certainly appear or you will get a signal.

Maybe if you were asking yourself what new exciting thing can you do in your life and later in the day you see a circus wagon with green alligators and flying elephants the answer is “Join the circus!” or perhaps “go see or listen to Cirque du Soleil!” Or maybe if you are asking questions about your job and your mind was on rats running along a football field the answer in language may be “get out of the rat race!”

This process unlocks your intuition as well as uniting it with your intelligence.

Merri and I rarely make an important decision without using these techniques and then we pray asking for our intellect to come up with the right answer that is BEST for all parties concerned.

See other ways to turn on super thinking at  www.garyascott.com/2009/07/28/6009.html

We live in a world of increasing change. How nice!   This means we live in a world of increasing opportunity.   We can improve our chances of opportunity if we let our imaginations unite our intuition and logic.

Gary

Combining good international investing with the greatest asset of all, the ability to earn wherever you live, brings everlasting wealth.

This is why we offer our course Tangled Web… How to Have an Internet Business.

A clear mind and healthy body are also a vital assets… plus a second language is a powerful diversification tool.

This is why I am willing to pay you $300 to attend either our Ecuador Super Thinking plus Spanish seminar in September or our North Carolina International Business & Investing seminar in October.  Sign up for either seminar and I will email you our Tangled Web… How to Have an Internet Business Course (offered at $299) free plus I’ll knock an extra dollar off your seminar fee…. to round up the $300 savings.

See details of the two seminar below.

Delegates at our Ecuador seminars and tours enjoy Ecuador music.

Join Merri, Thomas Fischer of JGAM, our webmaster David Cross and me in North Carolina this October and enroll in our emailed course on how to have a web business free.  Save $300.

Learn more about global investing, how to have an international business and diversification in Ecuador at the seminar.

Oct. 9-11 IBEZ North Carolina

Here are comments from one seminar delegate about the way we help: Gary & Merri. My wife and I really enjoyed the IBEZ course in West Jefferson this past July. There was a lot of very interesting information. I will be working with David Cross to help set up an internet site. I have some interesting ideas regarding the flowers.   Thanks again for such a great course.

Sept. 17-21 Ecuador Super Thinking + Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

October 16-18 Ecuador Southern coastal tour (early sign up before Sept. 1, $499 per person).

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.