Tag Archive | "Cotacachi"

Living in Cotacahci Then and Now


There have been huge changes in Cotacachi due to the expat influx

A recent article entitled “Building a charming destination”  by Paola Vellejo in the Bienes Raices Clave (Key Real Estate), Ecuador’s leading real estate magazine shows how Cotacachi changed.

ecuador-real-estate-magazine

A translation of the article says:    In conversation with Britain’s Steve Marchant, familiar with the housing boom of Cotacachi, you can see the origin of the phenomenon of its growing popularity as a destination for retirees is the result of the sum of a series of coincidences that inevitably arise from one person: Gary Scott.    Scott was the spark that ignited the housing boom of Cotacachi for retirees.

I first visited Cotacachi in 2002. I’d wanted to get out of Quito and being new to the country I still let my guide book do the guiding and I liked what I read about Otavalo and Cotacachi – markets and beautiful scenery seemed to be the gist of it.

As I remember, Cotacachi was very quiet and I was struck by the fact that I was the only foreigner walking the streets. Sure, there were always dribs and drabs of foreigners arriving to visit the leather stores at the weekends but I didn’t see one that day.

cotacachi ecuador

Cotacachi circa 2006 – less common sight these days but the slow pace of life still prevails.

In fact if you do a custom search of Google for the year 2004 plus results in English this is a sample of what you see:-

cotacachi ecuador

Checking through the results there is not one mention of retirement or property in Cotacachi – it was all to do with sightseeing tours. Do the same search in 2014 and the search results lead to a myriad of pages about properties for sale, retirement and social interaction among expats. In short there has been a transformation. Fast forward to 2014 and Cotacachi is an established retirement destination for the baby-boomer generation. More retirees arrive every month – the word is most definitely out.

I’m reminded of Malcolm Gladwell’s Tipping Point in which he talks about the moment of significant mass leading to a sociological change. I lived in Cotacachi between 2006 and 2009 and somewhere in those years, or shortly after, Cotacachi experienced a tipping point and went from being a sleepy unknown bucolic paradise with close to zero expat residents to an expat retirement bucolic paradise with 400-500 (and increasing) expats living there in 2014.

cotacachi ecuador

2008 Easter parade – timeless traditions continue in Cotacachi

So, if Cotacachi was a bucolic paradise then and now, why has it recently become a favored destination for expat retirees? Well a lot of it has to do with a tipping point and human behavior. The majority of us are social folk and we like to mix with similar folks. You can see this today in Cotacachi. As the word got out about Cotacachi, principally on this site in the earlier years, and especially news of early-adopter expats ironing out the creases, more and more expats looking to retire overseas decided that Ecuador and specifically Cotacachi, would be a good retirement location for them because they would find a welcoming community of like-minded folk.

cotacachi ecuador

Cotacachi 2014 – Same folk different bench – Outside a new store partly focused on expat market.

Recently I was forwarded a social connect email which is broadcast out to people already living in Cotacachi. The messages below are typical and handily demonstrate how  new societies flourish when a number of expats put down roots in the same place:-

************************************************************************
Good morning and happy Friday to all,
Reminder:  Rummage sale at Solid Rock Plaza on Sunday, April 13 (second Sunday of the month).
Vendors $5.00/buyers free.
*******************************************************
So, stop at La Fontana for ‘ Principessa’ Donna’s rich fare any time for dinner Thursday thru Sunday evenings and lunch on Saturday and Sunday.
To get on mailing list: (email removed)
********************************************************
Sushi at Serendipity
Serendipity will be serving sushi and tempura on Saturday, April 5th from 2:00 pm until closing.
California Rolls and vegetarian sushi with wasabi or Chicken, shrimp or vegetable Tempura available for $5.75
Please call for reservation to speed up service time and ensure there will be plenty for all!
******************************************************************************
You Are Invited to a Jewelry Party!
On Wednesday, April 9 from 1:00 – 3:00pm, Cotacachi ex-pats are invited to attend a fabulous JEWELRY PARTY!
****************************************************************************
Grand opening of the Kokopelmana Seed Sanctuary and Organic Gourmet Market
You are cordially invited to Kokopelmana Organic Gourmet Market in Cotacachi
Grand Opening on Saturday April 5th from 9 to 1 pm
******************************************************************************
Solid Rock Bible Fellowship
We are a non-denominational bible study fellowship.
******************************************************************************
Meditation Sundays – Silent Sit
2:45 pm – just a simple gathering of folks …………….
******************************************************************************

The changes have been transformative for this small bucolic village; I personally couldn’t have envisaged all this ten years ago. That’s the kind of change that can occur when a Tipping Point is triggered. Tomorrow an insightful and revealing interview with one of the first expats to move to Cotacachi.

Although there most definitely have been changes in Cotacachi due to the expat influx, the most significant are not readily discernible. To get a better handle on those subtle changes I decided to ask some questions to one of the very first retiree expats who arrived in Cotacachi in late 2006/ early 2007. She and her husband had an early setback but on the whole have a very positive attitude and feeling about Cotacachi. You can see the interview below.

I also asked many local folk for their views. There is a strong concurrence in viewpoints along the following lines; the expat arrivals’ main negative effect has been rising property prices and the main positive effect has been increased employment. A lesser benefit has been some cultural exchange, especially access to English tuition but also some aid to local communities. When I asked questions, I also asked about more general change and the principal changes mentioned were better roads and also new buildings. In the last 7 years Cotacachi now has a large new high school and also a courthouse.

cotacachi

New Cotacachi courthouse

Below the interview with Julie W.

Q: How many years have you lived in Cotacachi?

A: We’re in to our 7th year now.

Q: What attracted you to Cotacachi in the first place?

We loved the “village concept” where we could walk to town where the locals greet one another.  We liked the small town atmosphere of less traffic, less pollution and a quiet and peaceful life.

cotacachi

Schoolboy walking home through the well-kept main town square.

Q: Remembering that initial attraction, did you feel a honeymoon period when you first came?

A: Yes and no.  In many ways, we still feel like we are in the honeymoon period.  We truly love our life here.  And despite those things that are not nearly as efficient as in the States, we have not found it a problem to adjust.

Of course when you live somewhere for awhile, everyday life begins to happen. Ecuador is a different and beautiful culture, but it has its challenges also.  People cannot come here and expect everything to be like it is in the States or Canada or wherever they are from.  You need to be realistic about life in a foreign country, especially in a developing nation.  If you are not comfortable in the country, then it is best not to move there.

Burglaries have increased in Cotacachi with the increase in the expat population.  The first three years we were here, you didn’t hear of any burglaries as you do now.  We have also been broken into, so we have found that you do have to secure your property and that is just part of living here.  So we just take the steps necessary to resolve that challenge.

Q: Cotacachi has changed in some ways since 2006/7 – what changes have you observed?

A: Well, for one thing, the increase of the expat community has caused prices for property to increase, in some cases 3 times as much. This is a bit problematic for the locals and the culture in general as the prices that looked so good to expats are often unaffordable for the average Ecuadorian, particularly here in Cotacachi.

cotacachi

Italian restaurant started in Cotacachi by expat entrepreneur.

A: And of course you see more businesses that expats have started, particularly restaurants and “hang out” places.  But also laundry mats, yoga classes, movie theater, etc., and other kinds of things the expats are used to but were not here before.
A bigger expat population does increase the opportunities for friendships from your own culture and with those who speak your language.  And it also, in some cases, reduces the need to learn Spanish or to interact with the locals.  But we’re not sure that is necessarily a positive thing, but it is a change.  We think it is important to have Ecuadorian friends and become a good neighbor, not just be some strangers who are living in their separate communities and do not feel part of the Cotacachi community.

Also, we notice that some of the locals are not quite as friendly as they were when we first arrived.  This could possibly be because they are more used to expats and we are not such a novelty anymore.  And another contributing factor might be that some expats have not integrated that well and have stood out as not being respectful or too impatient or demanding with the people and the culture.

There is also an increased police presence in the last 6 years, with a new police station built just last year.  In the past there were just a handful of officers for the entire Cotacachi canton. [County]

cotacachi

Relaxed policeman on Cotacachi corner

Q: How have those changes worked for you? For example, the fact that there are more retirees in Cotacachi now … is that a good thing as far as you are concerned?

Other than the inflated value of properties and building costs, we don’t really see the increase in expats here as good or bad.  Much depends on the people that arrive here and how they interact within the community.  Fortunately, in general, the expats have integrated into the Ecuadorian lifestyle–meaning, that the town has not become a Westernized town.  It still feels like the same Cotacachi that we moved into  6 years ago with the dozens of leather shops, numerous bakeries, small fruit and vegetable shops and local restaurants that frequently go in and out of business.  Even with the increased expats businesses, etc., you don’t walk through the town and feel like you are in some Western resort with all the fancy high-end shops, etc.

cotacachi

Local expat restaurant and hangout employing local indigenous ladies.

Q: Are you enjoying your experience of living in Cotacachi?

Yes, we love living here and love Cotacachi and the people here.  We travel a bit, and every time we return home, we are so grateful for the beauty, clean air, and the magnificent mountains that surround us.

Q: What hopes and expectations do you have for how Cotacachi is going to be in the next couple of years and also how your li(fe)ves in Cotacachi will be?

We just expect living here to get better and better.  The northern influence also has its benefits to the Ecuadorians as does the Ecuadorian lifestyle has for us Westerners.  We see how more workers tend to come to work on time now, how people are more likely to show up when they say they will, and just a little more respectful of time than when we first arrived.

People here work to live rather than live to work.  So you see a lot more happy people even if they do not have all the material luxuries that we think we need to be happy.  Family is important and it is so wonderful to see families spending time together on weekends and genuinely enjoying each other.  And, of course, they love parties and celebrations.

When we originally made the decision to move to Ecuador, some of our friends in the States were very concerned saying that it was a big move, and what if we didn’t like it?  And we answered, “We’ll do something else.”  But that is not the case.  We never had any doubts then nor do we now.

Thank you so much for your time and thoughts Julie.

Steve

Learn Super Spanish

Learn Spanish in Three Days ONLINE

The “Learn Spanish in Three Day Course” is now available online.

Read below to see why we are offering our Super Spanish course online for the first time.

Speaking Spanish is a huge benefit on its own.  You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak Spanish at all.

You can tap into all this potential when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says: “Learning a foreign language is more than just a boost to your CV or handy for traveling.  It will make you smarter, more decisive and even better at English.  Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

Though you may choose to take more time using this course to learn Spanish, thousands of our readers have learned at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

This method was created and refined by the Bulgarian educational master, Georgi Lozanov, who transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 70s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from delegates who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  Merri Scott was among just a few who learned directly from Lozanov.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know .  

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.   This is available at the highly reduced price of $79.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79

Gary

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Spanish online $79

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

 

 

 

 

 

 

Cotacachi: Then and Now


This post has an article about long term Cotacachi, Ecuador resident, Steve Marchant.

First, a note about reader savings.  Yesterday’s post reviewed the 10% July Aromatherapy Essential Oil sale.

What I failed to point out is that Gary Scott readers have a coupon code “garyscott” that gives an additional 10% discount.  When you enter the code you get a 20% discount.  See this post here.

Here is Steve Marchant’s article about Cotacachi.

I first visited Cotacachi in 2002. I’d wanted to get out of Quito and being new to the country I still let my guide book do the guiding and I liked what I read about Otavalo and Cotacachi – markets and beautiful scenery seemed to be the gist of it.
As I remember, Cotacachi was very quiet and I was struck by the fact that I was the only foreigner walking the streets. Sure, there were always dribs and drabs of foreigners arriving to visit the leather stores at the weekends but I didn’t see one that day.

https://www.flickr.com/photos/garyascott/14565139296/

Cotacachi circa 2006 – less common sight these days but the slow pace of life still prevails.

In fact if you do a custom search of Google for the year 2004 plus results in English this is a sample of what you see:-

cotacachi ecuador

Checking through the results there is not one mention of retirement or property in Cotacachi – it was all to do with sightseeing tours. Do the same search in 2014 and the search results lead to a myriad of pages about properties for sale, retirement and social interaction among expats. In short there has been a transformation. Fast forward to 2014 and Cotacachi is an established retirement destination for the baby-boomer generation. More retirees arrive every month – the word is most definitely out.

I’m reminded of Malcolm Gladwell’s Tipping Point in which he talks about the moment of significant mass leading to a sociological change. I lived in Cotacachi between 2006 and 2009 and somewhere in those years, or shortly after, Cotacachi experienced a tipping point and went from being a sleepy unknown bucolic paradise with close to zero expat residents to an expat retirement bucolic paradise with 400-500 (and increasing) expats living there in 2014.

cotacachi ecuador

2008 Easter parade – timeless traditions continue in Cotacachi

So, if Cotacachi was a bucolic paradise then and now, why has it recently become a favored destination for expat retirees? Well a lot of it has to do with a tipping point and human behavior. The majority of us are social folk and we like to mix with similar folks. You can see this today in Cotacachi. As the word got out about Cotacachi, principally on this site in the earlier years, and especially news of early-adopter expats ironing out the creases, more and more expats looking to retire overseas decided that Ecuador and specifically Cotacachi, would be a good retirement location for them because they would find a welcoming community of like-minded folk.

cotacachi ecuador

Cotacachi 2014 – Same folk different bench – Outside a new store partly focused on expat market.

Recently I was forwarded a social connect email which is broadcast out to people already living in Cotacachi. The messages below are typical and handily demonstrate how  new societies flourish when a number of expats put down roots in the same place:-

************************************************************************
Good morning and happy Friday to all,
Reminder:  Rummage sale at Solid Rock Plaza on Sunday, April 13 (second Sunday of the month).
Vendors $5.00/buyers free.
*******************************************************
So, stop at La Fontana for ‘ Principessa’ Donna’s rich fare any time for dinner Thursday thru Sunday evenings and lunch on Saturday and Sunday.
To get on mailing list: (email removed)
********************************************************
Sushi at Serendipity
Serendipity will be serving sushi and tempura on Saturday, April 5th from 2:00 pm until closing.
California Rolls and vegetarian sushi with wasabi or Chicken, shrimp or vegetable Tempura available for $5.75
Please call for reservation to speed up service time and ensure there will be plenty for all!
******************************************************************************
You Are Invited to a Jewelry Party!
On Wednesday, April 9 from 1:00 – 3:00pm, Cotacachi ex-pats are invited to attend a fabulous JEWELRY PARTY!
****************************************************************************
Grand opening of the Kokopelmana Seed Sanctuary and Organic Gourmet Market
You are cordially invited to Kokopelmana Organic Gourmet Market in Cotacachi
Grand Opening on Saturday April 5th from 9 to 1 pm
******************************************************************************
Solid Rock Bible Fellowship
We are a non-denominational bible study fellowship.
******************************************************************************
Meditation Sundays – Silent Sit
2:45 pm – just a simple gathering of folks …………….
******************************************************************************

The changes have been transformative for this small bucolic village; I personally couldn’t have envisaged all this ten years ago. That’s the kind of change that can occur when a Tipping Point is triggered. Tomorrow an insightful and revealing interview with one of the first expats to move to Cotacachi.

Steve Marchant

Hemingway’s Secret

 

Here’s a great Christmas gift idea.  You can give Hemingway’s secret of success.

hemmingway

Was Ernest Hemingway’s secret to success being able to write in English or Spanish?  

‪There may have been many reasons why Hemingway liked Cuba but he already had access to most of them in Key West.  Why go the extra 104.91 miles to Cuba?

Perhaps he knew that speaking a second language makes you smarter.  Perhaps he realized that he could think and write better in English when one learns Spanish.   In 1939 he moved to Cuba and wrote “For Whom the Bell Tolls” which  became a Book-of-the-Month Club choice.  The book sold half a million copies almost instantly, was nominated for a Pulitzer Prize, and cemented Hemingway’s reputation as one of the great writers in the English language… at a time when he was speaking two languages.

You can be be smarter and incidentally… provide a Christmas gift and save $178.90 in the process.

This offer makes a great Christmas gift.  I’ll explain how in a moment.

You might ask… “What the heck does speaking Spanish have to do with being more successful.

Well… to start, being smarter means you gain greater intellect.  You can be smarter with Super Thinking.   Super Thinking tactics integrate brain waves so absorption, retention and recollection of  information improve… a lot.   Most important of all, Super Thinking helps you synthesize what you learn so you can connect dots and use the knowledge you gain to achieve your goals.

In short, Super Thinking makes you smarter.. a lot!

Super Thinking is not a gimmick nor a trick.At least three best selling books, Superlearning, the Mozart Effect and Superlearning 2000 have revealed insights about how we can learn and think more powerfully based on systems drawn from the Bulgarian master, Dr. Georgi Lozanov.  Merri was among those few who learned how and is licensed to teach the Lozanov system.  She has organized a practical course on how to learn faster and better.  With her modified system, you discover how to think more powerfully in just three days…and experience the wonders of superlearning.

When I figured this out, my first thought was… “Why not help readers learn Super Thinking AND Spanish?”  There and then was a two for one deal.

Enroll for our Online Super Spanish Course and you gain a the Super Thinking Workshop for Greater Intelligence workshop (a $49.95 value) FREE.

We will also deliver both the Spanish course and the workshop to someone of your choice by email on Christmas morning or Christmas Eve.

You save $178.90 total!

Still you ask… “Why Spanish for greater intellect and success?

Spanish is the second most spoken romantic language.  Chances are a huge Spanish speaking population lives near you.  Speaking Spanish can be helpful in innumerable ways just from this fact.

There is more.  Learning a second language makes you smarter and healthier.

super thinking

Image from Telegraph article “Why learn a foreign language? Benefits of bilingualism”. (2)

The Telegraph article (linked below) entitled “Why learn a foreign language? Benefits of bilingualism says (bolds are mine):  Learning a foreign language is more than just a boost to your CV or handy for travelling. It will make you smarter, more decisive and even better at English, says Anne Merritt.

Physiological studies have found that speaking two or more languages is a great asset to the cognitive process. The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.

You can read the entire article at the link below but to sum it up it shows seven ways that learning a second language improves your intellect and health:

* You build multitasking skills

* You stave off Alzheimer’s and dementia

* Your memory improves

* You become more perceptive

* You become smarter

* Your decision-making skills improve

* You improve your English

A better command of English… used by a smarter, more perceptive person who can remember details and multi task.

With this. I rest Hemingway’s case.

Learn the power of Super Thinking.  Gain the seven benefits of being bilingual. 

Order the Super Spanish Course online for $79 and get the online Super Thinking Workshop  (normally $49.95) FREE

Plus I’ll email another Super Spanish Course and Super Thinking Workshop to another person of your choice as a Christmas gift so you save an additional $128.95 ($178.90 total savings).

The Super Thinking Workshop can help you join the top 3 percent of intelligent people in the world.

Be happier as you become smarter.

A study of 10,000 British people studied the pure relationship between intelligence and happiness stability.

IQ can predict the emotional ups and downs of life.   The research found that the lower the IQ,  the higher the ups and downs in life satisfaction.  The differences were not due to education, income, or jobs either, but simply IQ.

gary-scott-seminar

Delegates at a Super Thinking course relaxing in their secret rose garden.

Become smarter, healthier, happier… in just weeks… hearing  a relaxation session that takes you into your secret rose garden.

Merri, David and I originally developed this session for our Super Thinking courses and have set it into an online workshop for you.

Listen… just 18 minutes day.  We guarantee your life will be better.

Inflate Your IQ.

When it comes to money… inflation is cheating.

That’s bad for you.

When it comes to intelligence… inflating is smart… fair… good for you and it’s good for the rest of the world.

Monetary inflation is a sneaky government and business trick.

What cost a dollar in 1965 can easily cost $15 now.

They promise you more.

Liars?

They devalue the currency so you get more dollars that buy less.  They can rip off your salary,  your pension…raise insurance, almost everything.

And they make you work harder… longer… for less.

Whittle, whittle, whittle.  Push, push, push.  That’s what monetary inflation does to you.

Fight back… overcome the inflation trick.  Inflate your IQ as you relax.

Gain more than IQ.

Be smarter… more energetic…. healthier.

That’s the way to get ahead!

Create more income opportunity.  Improve your health.  Be naturally smarter… use Super Thinking.

You can improve your IQ in just weeks.

You might well ask… How is this possible?

Here’s how the scientists say it is possible.

A Wall Street Journal article entitled “Ways to Inflate Your IQ”(3)  show how you can be smarter and actually add matter to your brain.  The article says:

           Many people think of IQ as a genetic trait, like brown eyes or short legs: You’re born with it and you’re stuck with it.

Now, a growing body of research is showing that a person’s IQ can rise—and even fall—over the years.

Scores can change gradually or quickly, after as little as a few weeks of cognitive training, research shows.

British students were given IQ tests and brain scans at ages 12 to 16 and again about four years later.  9% of the students showed a significant change of 15 points or more in IQ scores.

The study published in Nature said that on a scale where 90 to 110 is considered average, one student’s IQ rose 21 points to 128 from 107, lifting the student from the 68th percentile to the 97th compared with others the same age. 

MRIs in this study showed changes in gray matter in areas corresponding to fluctuations in the kid’s skills.

There are practical steps people can take to see longer-term IQ changes.  New tasks stimulate the brain most.  Young adults given just one month of intense training in juggling, found an increase in the corresponding gray matter in the brain as early as seven days after the training began.

Fluctuations in IQ scores over time underscore the brain-boosting benefits of musical training and new experiences throughout a lifetime.

Music lessons are linked to higher IQ throughout life.  Six years’ lessons lifted children’s IQ scores an average 7.5 points.

 Improve the brain through music… without lessons.

Here’s the Super Thinking story…

The educational program Merri and I developed uses a form of brain wave integration that increases IQ.

Super Thinking uses frequency (in music and a number of other ways) to integrate brain waves so the process of absorbing, processing and recalling information is vastly accelerated.  The music creates the three C’s:  Calm, Clarity and Coherence.

This Super Thinking program is not a gimmick or trick… just advanced education.

Certain types of Baroque music are the base, and they make you smarter!

Proof?

At least four best selling books, “Psychic Discoveries Behind the Iron Curtain”,  “Superlearning”, the “Mozart Effect” and “Superlearning 2000″ showed how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.

This Baroque music tactic alone is so powerful that Small Business Innovation Research… an official site of the US government granted over $100,000 for the specific purpose they said was: to provide a method to remove barriers which hinder or prevent the employment of blind persons.  An innovative method, the Lozanov Learning System, is proposed to help train blind persons to become computer programmers and operators of automated equipment.

Merri was among just a few who learned this technique directly from Dr. Lozanov the time he visited the USA.

Our Super Thinking workshop enhanced this system with numerous other tactics.

We added slight alterations in nutrition that create a higher IQ.   Altered nutritional tips in Super Thinking can make anyone 25% smarter!

Baroque Music and nutrition are just part of seven, easy to use, learning techniques that make you smarter.

Gain any skill, from computers to athletics to conversational languages…in less time…two-to-five times faster.

Here’s a huge bonus.  Super Thinking also relieves stress.  Super Thinking is fun.

You can use a Super Thinking focus in everything:  health… earning… education… investing.

Super Thinking works on the learner first…the data second.  This system “grows the learner” rather than the information.

If you have 4.5 inches of information flowing through a 4 inch learning pipe, the solution is not to add another inch of information.  The answer is create a six inch IQ pipe!

Share our years of experience.

For nearly 50 years, Merri and I have conducted hundreds of courses and tours for tens of thousands, in dozens of countries (even behind the Iron Curtain).  Our Super Thinking Workshop has been one of the most profound.  Now the workshop is even better online because it condenses Super Thinking so you can increase your IQ, at home… right away.

The workshop shows how these mind expanding tactics can be applied to starting and running a business for extra income, to forex trading and investing.  Athletes of all types… golfing being one common sport benefit.  Our Super Thinking plan goes far beyond Lozanov and allows you to rapidly get smarter in every part of your life.

For example, real estate broker, Suzy Kurinsky took the workshop to help her learn Spanish.

She wrote: “You are the BEST!!! Your Seminar was fantastic! I am so excited. I had procrastinated fulfilling my continuing education for my Broker’s License and then just before my surgeries, I realized by expiration date isn’t Nov. 12th – it is Sept 12th. Prior to taking your course I had only completed 3 units of the required 45 units. I thought I would take your course and then complete my remaining 42 units over the next 2 weeks. However, I took one class exam on Saturday night, August 27th. I didn’t even take the cellophane off the required Course manuals until after I saw the two of you today less than 5 hours ago! I used your techniques and completed 39 units of continuing education today. I have now completed all 45 units. All of my test scores were in the 90.6-96% range.  My course exam information is listed below. I just wanted to let you know how valuable your course was to me. Thanks again!”

Super thinking can improve almost anything you do… faster, better, more fun and with less stress.

Another attendee to the Super Thinking Workshop sent this note.

 Thank you for the wonderful workshop on Super Learning + Spanish!  I really enjoyed the workshop and getting to know you.   I can see several ways to apply what I learned in the classes I teach.

Since I returned home, I have purchased some of the CDs of Baroque music and thought about which specific pieces will work best in different parts of my classes.  I am also reading Perfect Health by Deepak Chopra.  I found your discussion of this book to be very helpful in showing how to balance one’s life.  I have adjusted my daily schedule, and I can already notice a difference in my productivity.

Super Thinking can help improve your health. Super Thinking can make you rich and add richness to your life.

However the time, travel expense and workshop cost (delegates have paid up to $999) have prohibited many from getting this benefit.

That’s why we have created the workshop in electronic form.  Get Super Thinking online for less than fifty bucks.

Relax in the Secret Rose Garden.

The workshop is divided into two parts.  Part one is the application… the sessions that tell you exactly what to do, what music to use and even includes two recorded sessions based around a secret rose garden that you can use.  We have kept this portion short and simple so you can easily start immediately.

Part two is a longer portion on theory.

Part one is enough.

Super Thinking is like jogging… giving results if you simply do it!

You do not have to know why Super Thinking works to increase your IQ.   But Part Two explains why you are getting the good results from Part One, if you want to know.

You might ask…”Will it work for me”?

The Super Thinking Workshop will help increase your IQ.

Our guarantee.

I guarantee it.  Order the Spanish course and Super Thinking Workshop.  Use it them two months past Christmas.  If you are not totally satisfied… in any way, during that time, simply let me know and I’ll send a full refund… immediately… no questions asked.

Order the Super Spanish Course online for $79 and get the online Super Thinking Workshop  (normally $49.95) FREE.   

You’ll receive your Super Spanish Course and Super Thinking Workshop by email immediately.  Plus I’ll send you a personal note telling you how to direct me to email a personal Christmas greeting (either on Christmas Eve or Christmas morning EST) from you along with the Super Spanish Course and Super Thinking Workshop to a person of your choice.

You save $178.90 total savings.

Another Super Thinking workshop attendee wrote: Listening to the two of you during our time together has suddenly got me to thinking, and although some of the ideas still seem foreign to me,  I am at a point in my life now where I can say, “anything is possible”.   I am now willing to embrace and allow myself to experience the world of possibility and let it take me in directions I may have in the past resisted.  I really don’t know where all this is going to lead me but I am now willing to explore, develop and grow.   Thank you again for a wonderful four days!!

Inflation is a cheat… a crime when it comes to money.  Inflating your IQ to beat inflation is simple good sense.  Learn Super Thinking now with no risk.  Begin to increase your intelligence today.

Order the Super Spanish Course online for $79 and get the online Super Thinking Workshop  (normally $49.95) FREE

You’ll receive your Super Spanish Course and Super Thinking Workshop by email immediately.  Plus I’ll send you a personal note telling you how to direct me to email a personal Christmas greeting (either on Christmas Eve or Christmas morning EST) from you along with the Super Spanish Course and Super Thinking Workshop to a person of your choice.

Gary

(1) Read Wall Street Journal article Ways to Inflate Your IQ

(2) See government grant records on teaching blind persons with the Lozanov method

(3) Why learn a foreign language? Benefits of bilingualism

 

 

 

 

Three International Real Estate Tips


Get three important tips on how to gain international real estate profits below (1).

gresham real estate

14th Avenue, Gresham Ore.

Real estate is in my blood.  I do not know whey but by the age 21, I had already built a $2,000 windfall into seven duplexes and a house  on 14th Ave. (shown in the map above) across from Gresham Oregon High School.   I could have continued to buy, sell and rent real estate in Oregon but my threshold for boredom is very low.  The wanderlust bug bit me and I began to travel throughout Asia.

This led me on a global journey where over four decades I purchased and sold many properties in the USA, Dominican Republic, England, Isle of Man and Ecuador.

Real estate and has been a big part of Merri’s and my multi dimensional micro business that has consisted of publishing, seminars and real estate.   Though our main business has been writing and speaking about international investing and business, we have also included and profited a great deal from real estate.

The CashFlowDepot has been providing real estate training since 1975 and recently asked me to do a 45 minute interview on how to buy and sell international real estate.  In that interview (which you can hear below) I took a 45 year journey around the world sharing how I bought each property in each country and why.

The interview tells:

#1: How to spot real estate value.

#2: The difference between buying real estate in US versus abroad.

#3: How to increase value by changing a property’s utility and have the property turn into a multi dimensional opportunity.

As is often the case, I gabbed on a bit too much so the interview ran a bit over an hour and covered three real estate tips.  There is a link below to hear the interview.

On the subject of multi dimensional opportunity, the Cotacachi Inn Land of the Sun (formerly Hotel Meson de las Flores)… is for sale.

Cotacachi hotel El Meson de las Flores

Inn Land of the Sun

cotacachi-hotels

Land of the Sun courtyard.

This is a perfect multi dimensional opportunity. You can live where you have your business. The hotel offers opportunity as a hotel or as a seminar or medical tourism or retirement center or can be a condo opportunity.

The hotel has a rich history but for two important reasons has a growing importance in the modern world.

First, the new Quito Airport is half an hour closer to the hotel than before.  This means that Inn Land of the Sun is now almost as close to Quito Airport as Quito.

Second, the Inn is just minutes to the new Yachay University and City of Knowledge project (2).   To move away from a mining-economy Ecuador has been building a world-class university and ‘City of Knowledge’ near by and is investing heavily in education, infrastructure and technology.

This is a “Silicon Valley” type project and since a small country like Ecuador can’t be world-class in every field, Yachay is focused on five strategic areas: Life Sciences, IT, Nanotechnology, Energy and Petrochemicals.

Inn Land of the Sun has 15 rooms, two conference rooms for 50, a full kitchen and is Cotacachi’s oldest hotel located in a 180 year old colonial building with open air court yard just off the main plaza and next to Cotacachi Cathedral.

Here is one of the renovated rooms.

Cotacachi hotel El Meson de las Flores

Recently a potential buyer did more than a month’s due diligence. His analysis showed that the hotel would break even with just four rooms a night occupancy.  He finally decided not to buy, but you can see why and how this might help you have a multi dimensional business.

The prospective buyer wrote to Lin Neal, the broker looking after this property :  I completed my analysis, determined a break-even point on the hotel, and had discussions with my two partners over the past two days.  In the end, the decision was based not on the property, not on the financial numbers and considerations, but on the fact we decided we liked the coast and Manta better than Cotacachi.

We all agreed that if one of us actually lived in Cotacachi as our primary home, that it would make sense.  Of the three of us, no one wanted to make Cotacachi their home, even though the town has much to offer.  We are all beach people to the core!

I do not see this as a traditional real estate purchase.  It is a special piece of property that requires special care which means ongoing costs regardless of the business operating within it.  I would recommend it to anyone desiring to do anything in the real estate business….

If you have any other prospective buyers, I would be willing to share a summary of my financial analysis with them.  It was interesting that assuming a net profit from the restaurant of $1500 a month (after deducting cost of sales), it only took an occupancy of just over 4 rooms per night for the year to break-even.  That was lower than I expected.

That hotel is a real “jewel” in so many ways and is the type of place that when in Cotacachi, is definitely the place we would choose to stay, even if there were a flash-bang new hotel available.  I am surprised there is not someone already in Cotacachi who could jump into this and get it going.  Someone that lives there and has a flare for developing such a business, I am convinced, could make it work and have a lot of fun in the process.

Anyway, thanks again to all of you who put together the information in answer to my pesky questions, and as stated before, if you have a potential buyer who wants to benefit from my analysis, I am willing to share it with them.

The Inn land of the Sun is for sale for $299,000.

Inquiries please contact Lin Neal at concierge@ateamecuador.com

See more details and snapshots of the Inn Land of the Sun here.

Real estate has played a huge part in Merri’s and my multi dimensional career. We hope the three tips below and perhaps Inn Land of the Sun will be important for you as well.

Gary

(1) Three Real Estate Tips: Listen here for the interview with the three tips.

(2) Yachay University and City of Knowledge

Learn Spanish in Three Days ONLINE

The “Learn Spanish in Three Day Course” is now available online.

Read below to see why we are offering our Super Spanish course online for the first time.

Speaking Spanish is a huge benefit on its own.  You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak Spanish at all.

You can tap into all this potential when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says: “Learning a foreign language is more than just a boost to your CV or handy for traveling.  It will make you smarter, more decisive and even better at English.  Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

Though you may choose to take more time using this course to learn Spanish, thousands of our readers have learned at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

This method was created and refined by the Bulgarian educational master, Georgi Lozanov, who transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 70s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from delegates who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  Merri Scott was among just a few who learned directly from Lozanov.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know .  

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.   This is available at the highly reduced price of $79.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79

Gary

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Spanish online $79

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

Ecuador Hotel for Sale


The Cotacachi Inn Land of the Sun (formerly Hotel Meson de las Flores)… is for sale.

Enquiries please contact Lin Neal: concierge@ateamecuador.com

cotacachi-hotels

Sunrise at Inn Land of the Sun.

Inn Land of the Sun (formerly Meson de las Flores) is the center of Cotacachi.

The hotel was donated to Land of the Sun Foundation to help promote the economy of Cotacachi and Ecuador.  The trustees of the foundation feel they have accomplished their purpose and now that Cotacachi has a far more thriving economy, a new owner with new ambitions can take this wonderful building to the next step.

All profits from the hotel have been used to expand the economy in Cotacachi or to provide scholarships to youth in Ecuador and the hotel is being offered for substantially less than the foundation has paid into this building.

cotacachi-hotels

Inn Land of the Sun courtyard.

The hotel has a great history and wonderful colonial architecture.

Cotacachi hotel El Meson

A restaurant has been operated in the hotel. Plus a warm, welcoming, caring staff who really do want to look after you.

Cotacachi hotel El Meson

Here is the Cotacachi Cathedral by night.

Cotacachi hotel El Meson

By day.

Cotacachi hotel El Meson

Inn Land of the Sun is Cotacachi’s oldest hotel located in a 180 year old colonial building with open air court yard just off Cotacachi’s main plaza and next to Cotacachi’s largest Church.

Cotacachi hotel El Meson de las Flores

Here are some snapshots of the Inn Land of the Sun.

The entrance of the hotel in Cotacachi is 56 steps to a magnificent cathedral and park.

Here’s the park on a misty morn.

Cotacachi hotel El Meson de las Flores

The village is quiet and peaceful and once inside Inn Land of the Sun you feel the flavor of its colonial past.

Here is a group enjoying the open air inner courtyard for meetings and dining “al fresco.”

Ecuador real estate for sale

The outer court leads to a dining and meeting room each for 50.  Inn Land of the Sun has a full professional kitchen.

Here is one of the renovated rooms.

Cotacachi hotel El Meson de las Flores

Rooms run between $39.99 and $79 a night plus 22% service and tax. This price includes a full served breakfast.

Here is…

cotacachi-hotels

a view from Inn Land of the Sun’s…

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large suite that features…

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king size canopy bed, plus…

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sitting room and…

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bath and spa/shower, plus…

cotacachi-hotels

all hardwood closets and trim and…

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balcony dining with a view.

There is room for…

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entertainment in the dining room.

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Many seminars…

cotacachi-hotels

and events, such as…

miss-ecuador

the Miss Ecuador pageant,

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export bazaars and seminars have been held at the hotel.

The Inn land of the Sun is for sale for $299,000.

Enquiries please contact Lin Neal at concierge@ateamecuador.com

Gary

Meet our Self Publishing Secret Weapon

Our secret weapon for self publishing profit is search engine success.  The real secret to this success is our webmaster David Cross.

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.   One reason is that he is a search engine optimization expert.

You can learn the tactics we use in webinar that condenses 20 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small. From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business and Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry. Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain the types of search engine benefits that large internet marketing companies use.    In this practical course you will learn valuable skills to help you:

  • Attract search engines like Google, Yahoo and Bing to your website
  • Write interesting, compelling articles for real people, while using the search engine’s rules and algorithms to your advantage
  • Discover special tricks, tactics, and techniques you should use to attract search engines
  • Understand the “search engine secrets” you should avoid, and how these can get your site blocked by search engines
  • Learn about the role social media plays in search engine optimization, but why a social media presence is not your first step
  • Capture your visitors’ interest once they’ve arrived at your website, turning interest into action

As a writer, self-publisher or business owner, optimize your writing, and select what you could write for top placement in search engines.  This is of increasing importance to your business.

Over the last 20 years David has worked with businesses, large and small. He has trained writers, publisher, editors and marketers on how to adapt their writing skills to attract search engines while retaining web pages, articles and stories that are still interesting for their customers and prospects.

David has condensed these tips into a training course on Writing Copy for Search Engine Optimization (SEO).

This is an engaging, practical, online/telephone training course on SEO techniques and best practices for writers, authors, publishers and copywriters that will last approximately 90 minutes.

We held this SEO webinar live recently and a recording of it is available for download.

Join David and learn:

  • How to create engaging copy that ranks well in search engines
  • How – and why – to use keywords within your copy
  • How to link your articles together for better relevancy and SEO impact
  • How to convert interest into action for visitors driven through SEO
  • Working with and developing a Master Keyword List
  • Why getting someone to your website via search engines is the easy part of the equation; learn about conversions and how to capture your visitor’s interest, moving them along the path to becoming your customer
  • The value of social media in SEO

David provides slides, practical examples and an understanding of the SEO process that you can add and adapt to your own personal writing process.  You may review at your leisure the valuable information that David shares.

Copy (writing) is still king. Learn how to make your copy relevant to the changing landscape of search engines.

Enroll for the David Cross Search engine optimization webinar ($79) here.

Gary

Ecuador, the Big Easy South


One of my favorite feelings in Ecuador is the feeling of ease… at every level… especially when the chips are down.

ecuador-president

For example on a presidential visit I was able to take this photo of President Correa.  Can you imagine the reaction if a stranger in a crowd came this close to the US President’s face?

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See details here.

Ecuador’s El Presidente is not without protection.  This was revealed when President Correa was a special guest at our hotel Inn Land of the Sun recently. (LOTS)

Correa was officiating at the Ecuador Social Security office in Otavalo and used 2 rooms at the Inn for his headquarters while he was in Otavalo, Cotacachi and Ibarra.

This was no surprise. The President of Ecuador has stayed at Inn Land of the Sun before and the staff was expecting security precautions.

correas visit cotacachi

President Correa’s security team discussing details.

correas visit cotacachi

Land of the Sun Inn passing the smell test.

correas visit cotacachi

Security outside Land of the Sun Inn.

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See an agri business investment that can ease to your finances

We hope President Correa enjoyed his time there in the inn.

correas visit cotacachi

Correa comes from a humble background and enjoys greeting everyone.

correas visit cotacachi

Ecuador’s President with our two housekeepers and head of service.

correas visit cotacachi

President Correa with the Inn Land of the Sun manager, Franklin Sandoval, and Shamana, Estella.

All in all it was a busy weekend for the staff and guests, an exciting day with the turmoil one would expect when a national leader arrives.  Yet there was an ease to this event as well… no snipers… no helicopters… and the security people have a sense of friendliness you’ll not feel up north.   In Ecuador the system treats bystanders with dignity… not as potential enemies without respect.  This is Ecuador’s ease.

Gary

Advertisement

The Inn Land of the Sun is for sale. See more about the Inn Land of the Sun

Enquiries please contact Lin Neal at concierge@ateamecuador.com

Gary

We’ll have a review of the Inn’s business potential at our upcoming seminar in Eustis Florida, February 14-15-16.

Multi Currency Value Investing Seminar

Old Accord Creates New Profits – Multi Currency Investments.

Earn more with multi currency stock market breakouts.

Improve Safety – Increase Profits

Learn how to improve the safety of your savings and investments by selecting good value and diversified investments in a multi-currency portfolio.

Few decisions are as important to your wealth as the value of the markets and currencies you invest in.  This has been our area of expertise since the 1970s and we have worked with and advised some of the largest currency traders in the world.

Gain Protection First – Against the Dollar’s Purchasing Power Loss.  In 1913 the The Federal Reserve Act created the Federal Reserve Bank to protect the purchasing power of the US dollar, which has since lost about 94% of its purchasing power.  Here is its price compared with gold since 1900.

priced in gold

Dollar chart from pricedingold.com (1)

The Fed has let the dollar lose most of its strength plus has allowed interest rates to fall so low, that safe investments cannot keep pace with the drop in purchasing power.

multi-currency-chart

Chart from Grandfather Economic Report (2)

Many investors have forgotten about the risk of a falling dollar because the greenback has been strong for the past five years.  This temporary dollar strength came after the great recession of 2009 just as there was temporary dollar strength after the great recession of the 1980s.  Then about six years after the recession, an agreement was made by major governments to weaken the dollar.

There was a severe global economic recession affecting much of the developed world in the late 1970s and early 1980s.  The United States and Japan exited the recession relatively early, but high unemployment would continue to affect Europe and the UK through to at least 1985.  As a consequence between 1980 and 1985, the US dollar had appreciated by about 50% against the Japanese yen, Deutsche mark, French franc and British pound, the currencies of the next four biggest economies at the time. Then the governments reached an agreement and exchange rate values of the dollar versus the yen declined by 51% from 1985 to 1987.

Now the world is again in the same place.  The recession is over.  Europe is a bit behind in recovery and the dollar is higher than before the recession.

There is no reason for the greenback to be  strong.

The agreement in 1985 was called the Plaza Accord.   Over just two years the greenback dropped nearly 50% versus other major currencies.  The next accord will generate great profits for those who know what to do while it ruins the purchasing power of dollar back investments.

The strong US dollar and low interest rates have created one of the biggest stock and multi currency breakout opportunities in history.  Learn how to create a plan to profit from multi currency shifts ahead.

One reason for the potential gains is that stock markets and currency values are cyclical.  Due to low interest rates created by the 2009 economic downturn, the US and a few other equity markets have risen to some of their highest prices, ever.  These markets offer very poor value now.  The steep valuation creates incredible profit potential but also hides some enormous risks.  Learn how to develop an investing strategy based of earnings, cash flows, dividends and book values to increase potential for profit and reduce the risks.

Next Extra Profit Created by Value Breakouts

Over the history of US equity markets, the  price of overall markets have risen about 9.1 percent, respectively, compounded annually.  Yet over more than a hundred years of stock market activity,  a majority of the profits have come from just a very few dramatic breakouts.

Equity markets are ruled in the short term by emotions that create unpredictable ups and downs.  Numerous fears of defaults, worries of double dip recessions, high unemployment, concerns about fiscal cliffs, hold investors back.  Yet global population growth and advances in production and prosperity are relentless economic fundamentals that increase value.

When fear holds back a a fundamentally rising value, rising profit potential grows.  Values increase as prices stagnate.  Then markets break free and rocket upwards creating wealth, prosperity and growth.

Find out which breakouts are likely to take place next.

Stocks rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns create war.

Here is the war stock cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WWIII) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Learn how the Cyber War (WWIV) may change the way we live and act and how this will affect currencies and investments.

Learn:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios), but his big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.  This rate of expansion by the way is called the “Golden Ratio”.  It is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

We’ll sum the strategy, how to leverage cheap, safe, quality stocks and for what period of time based on your circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy investing more with slow, worry free, good value investing.  Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.

Learn how to put meaning into your investing by creating profitable strategies that combine good value investments with unique, personal goals.

Learn how to span the behavior gap.  Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math of our good value model portfolio.

Share ideas about my good value portfolio.  My personal investment portfolio comes from a continual analysis of international stock markets and a comparison of their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.

Markets included in this portfolio are:

• Norway
• Australia
• Hong Kong
• Japan
• Singapore
• United Kingdom
• Taiwan
• South Korea
• China

These markets have been chosen based on four pillars of valuation.

• Absolute Valuation
• Relative Valuation
• Current versus Historic Valuation
• Current Relative versus Relative Historic Valuation

Learn how to use Country ETFs to easily construct a diversified, risk-controlled, equally weighted representative country portfolios in all of these good value countries.

To achieve this goal my portfolio consists of Country Index ETFs that track an index of shares in a specific country.  These country ETFs provide diversification into a basket of equities in the good value countries.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Learn the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed a test.

The Test for Low Cost Trading

Research put every part of this portfolio in place, except knowing the best, easiest and least expensive way to buy.  A search for an optimal way to buy and hold boiled down to two methods.  One tactic to test was to use a unique online broker that appeared to offer the lowest cost deal.  The other approach was to use a community bank in Smalltown USA.  The small town bank that I use looks after my 401K trust account and their service is first class.  The benefit of small banks is that they still treat us as a human beings (instead of a number) and when we need, it’s easy to go right to the top to answer a question or get a problem resolved.  There are no call centers and the bank and the person looking after my account is just around the corner.

I created a test to see which offered the least expensive service.

Working with my banker in Smalltown USA,  I created two accounts, one at the online broker and the other at the bank. I placed $40,000 in each.

I set up the order for the country ETFs online, while my trust manager set up orders for the identical amounts of the same shares in his system.  Then we got on the phone, coordinated our timing and on a count of three each pushed the button “BUY”.

The results of this test  show how you can gain on any purchase of country ETFs.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2017” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

Gary

(1) Dollar chart from pricedingold.com

(2) Grandfather Economic Report

 

 

Ecuador Income Producing Real Estate


See Ecuador income producing real estate below.

First, here is a paid Ecuador advertisement for an Ecuador attorney in Cuenca:

Ecuador Lawyer and Accountant in Ecuador

ecuador lawyer

Sara Chaca and her team are waiting to help you with the comprehensive processing of residency visas and shipping containers, as well as any and all of your legal and accounting needs. The English speaking team is a full service law and accounting practice and will make sure your requirements whether it is for an attorney, lawyer, legal advice or accounting will be fulfilled.

ecuador attroney

The following services are also provided:

· Residency Visas
· Containers into Ecuador
· Banking
· Civil
· Notary
· Translations
· Realty/Rental
· Taxation
· Children and Adolescents
· Bookkeeping
· Auditing
· Estimates
· Inventory
· Reports
· Taxes (SRI)

Contact Sara Chaca via email at sara@ecuadorvisas.com

Visit her office at the Acropolis Building, Office #303 (Third Floor), Avenida Jose Peralta & Avenida 12 de Abril, Cuenca, Ecuador.

(Paid Natural Health Advertisement)

January 31, 3014 is the last day to order the Rejuvenation Oil, Gel or Perfume from Candace for a 10% Discount with coupon code rejuv.

rose essential oil

(Paid Multi Currency Advertisement)

See an investment better than gold.

Screen shot 2014-01-28 at 5.28.13 PM

Here is the income producing property in Cotacachi.

Cotacachi income producing apartments $43,000 each.

The entrance.

Cotacachi-condos

For example, outside our top unit, we have a small roof garden… with really great views.

cotacachi-ecuador-condo

View from the back of Apartment #3.

Here is the view from the front of Apartment #3.

cotacachi-ecuador-condo

Here is sunset from the back of the studio and from…

cotacachi-ecuador-condo

The entire building… three apartments are for sale… furnished including appliances, furniture, dishes, bedding, everything needed to rent your units right now.

The top floor Apartment is a studio on the 4th floor.

This is a loft studio with great light and an open feel with…

ecuador-banks

full dining area and…

ecuador-banks

kitchen.

ecuador-banks

but not the paintings.

Inside the curtains is the sleeping area.

cotacachi-ecuador-condo

The bathroom has a spa shower and bathtub.

cotacachi-ecuador-condo

the bathroom in the studio.

cotacachi-ecuador-condo

This is the entrance to Apartment  #1 which is on the first and second floor.

The first floor has a living area and…

cotacachi-condo-for-sale

dining and…

cotacachi-condo-for-sale

kitchen and there is an open high ceiling with a mezzanine.

cotacachi-condo-for-sale

a second floor bathroom and bedroom upstairs.

Cotacachi-ecuador-rental

Up the stairs.

the bedroom has…

Cotacachi-ecuador-rental

plenty of space and…

Cotacachi-ecuador-rental

a king size bed.

Apartment #3 is a two bedroom unit is on the third floor.

This is the living room.

ecuador-banks

This is fully furnished with…

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two bedrooms and or…

ecuador-banks

office/den  and…

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balcony.   The kitchen…

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has hardwood cabinets which had not been installed when I took this shot but are in place now.

These floors are among the highest points in the village and views from both units are the best around.  Mornings give the sunrise over Mt. Imbabura. Evenings offer sunset in the east on Mt. Cotacachi.

This apartment complex is at a central location in Cotacachi directly across from the colonial Inn Land of the Sun (formerly Meson de las Flores). This is next to the main plaza

cotacachi-condo-for-sale

one block from the central plaza.

One renter wrote:

Hola Merri, arrived the 26th and am now rested and enjoying the condo!!! The views are just magnificent!!!! ……wonderful coffee with these panoramic views………. you should change the name to Casa Heaven !!….. look forward to seeing ya’ll soon…….Peace and Love

The apartments rival La Mirage in comfort and beauty. My wife showed it off to about half the attendees. Particular praise came for the unique dining table on the top floor.

Thanks again for helping to make everything a success.  Regards to Gary and Mah.

In all the building has about 3,500 + square feet of floor space… tremendous views and is exactly in the center of town… next door to our hotel and just down the street from the main plaza and this main Cathedral.

cotacachi-ecuador-condo

Each unit is $43,000. The total for all three is $129,000.

The  sales price means it is selling at below $35 a square foot, well below construction costs and the furniture is included!  When fully rented these units provide an excellent cash flow.

This price is for the entire building, three apartments on four floors offering over 3,500 square feet of floor space.

The apartments are not condominimized.  The entire building is being sold. The next owner may wish to divide the units or keep them as rentals.  This building can also be turned into four rental units instead of three.

This offers a good income opportunity.

Cotacachi is almost an hour closer to the new Quito Airport than the old and The Yachay Economic Development area is only 20 to 30 minutes from Cotacachi.  The Yachay University opens next year.

To inspect these condos by appointment contact Merri Scott at merri@garyascott.com

Vilcabamba

Vilcabamba estate

In Vilcabamba, Hacienda San Joaquin’s Phase I is 96% sold out. 64 of 67 properties have been sold. www.HaciendaSanJoaquin.com.

The developer seeks an investor/developer to purchase and complete Hacienda San Joaquin’s Phase II. It includes 25 lots, a hotel under construction, spectacular sites for villas and a wellness center, an equestrian and hiking center, an office building, and more. Everything has been constructed at a very high standard.

The developer’s world-class 14-acre estate located within Hacienda San Joaquin is also available for purchase.

Contact architect/developer Joe Simonetta: joesimonetta@gmail.com, cell 099 119 1758.

Learn About Ecuador & Speak Spanish in Three Days

Learn Spanish in Three Days ONLINE

The “Learn Spanish in Three Day Course” is now available online.

Read below to see why we are offering our Super Spanish course online for the first time.

Speaking Spanish is a huge benefit on its own.  You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak Spanish at all.

You can tap into all this potential when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says: “Learning a foreign language is more than just a boost to your CV or handy for traveling.  It will make you smarter, more decisive and even better at English.  Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

Though you may choose to take more time using this course to learn Spanish, thousands of our readers have learned at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

This method was created and refined by the Bulgarian educational master, Georgi Lozanov, who transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 70s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from delegates who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  Merri Scott was among just a few who learned directly from Lozanov.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know .  

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.   This is available at the highly reduced price of $79.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79

Gary

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Spanish online $79

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

 

 

 

 

 

 

 

 

 

Quito Ecuador Report


Here is a report on the last Ecuador Get Together in Quito Ecuador by Roberto Ribadeneira, Ateam Ecuador in Quito.

Get Together Quito

quito ecuador seminar

Andres Cordova at our Get Together in November (Quito)

Before even planning on moving to a different place, there are many details that you need to know: legal things, the culture, cost of living, weather, access to technology, how easy it would be there to move, the food, etc.

But of course it is one thing is to know the details and a different one is the experience. It’s like in sports, you need some theory to know how to play a game, but you won’t know if you like it or if you are good at it until you get to play.

That is why we are doing these seminars, because both things are very important. First we start with a mix of things, the experience and the theory. You arrive in Quito a day or two before the Get Together Seminar, which is on February 27 and 28. Quito has a brand new airport with one of the longest runways in South America. While approaching the city you get to see just how big Quito is; the buildings, the houses, the new highways, etc. This will give you a first look at how much Ecuador has developed in the last decade.

From the airport to downtown Quito it takes around 50 minutes depending on the traffic, but on the way you will see lots of new infrastructures and two valleys, Tumbaco and Cumbaya, where all the new rich people are living. Then you will arrive to Quito and to the Hotel, which is in the heart of the financial area.

Since we chose Hotel Finlandia for the seminar, you are in walking distance to almost everything that you need. A big mall which is Quicentro Shopping, banks, restaurants, a movie theater, the biggest park in town: La Carolina, a new boulevard in La Naciones Unidas, the stadium is two blocks from there, our dentist is three blocks away and the eye doctor is 3 minutes by car.

This will be perfect to show you most of the things that you can find in Quito, which is the door to Ecuador.  This year Quito ended up being the most visited city in the Country with over 533,000 people coming. But the real fun starts when the speakers share their knowledge.

quito ecuador seminar

The Team From Intercomex answering questions (Quito)

That brings us to the theory.

We have a company that works with diplomats and helps people move from anywhere in the world to Ecuador. They will show their experience and answer questions that you may have about moving. What things you can bring, how much it will cost, how long it will take? Those details are very important, most people don’t know but having an accurate inventory helps out when pricing the shipping, as you can add insurance and make sure that you are covered.
It is so interesting that they have the have two full hours to inform everyone about their service. And they offer a free quote for anyone that plans on moving here.

Can I bring my lawnmower? My car? My silverware? My working tool? My refrigerator? How many TV’s?

Those are just few of the questions that people had, and believe it or not the answers vary a lot, depending from how many people are coming with you, or if you are going to work in Ecuador and in what field.

If you are planning on moving, having health insurance is also important. Mainly because with the insurance broker that is going to be at the seminar you get a very good coverage, but also the information on which doctors are the best. That is essential, as you want to have the best professionals and no just a random person.
They will provide details on the many variables that insurance companies need from you, but help you to choose the best program and also help you save hundreds of dollars a year in coverage.

Having a lawyer that you can trust is not only useful but fundamental. We have Dr. Andres Cordova who is very knowledgeable and will provide full details on what is that you need to know before coming to Ecuador. He also answers many questions about those important things that cross your mind. How long can you be here without a visa? If this or that investment works to get a visa? Do you need to do some paperwork before or after you get to Ecuador? How long it would take? Can you move while waiting for the residence? What are the legal costs?

If you are planning on coming to Ecuador and still want to work or you want to start a business, we have an expert in taxes that will guide you to all those legal things that you need to know before establishing a business here. Maria Augusta audits companies at the Super de Companias and can help you with these questions when venturing on a business in Ecuador, or just hiring someone.

We also have an expert in macroeconomic outlook. Carlos works at the government and knows a thing or two about Ecuador’s economy. He has a PhD and will give you an idea of what he thinks will be the future for Ecuador. With hard numbers he will show you charts of the last 13 years (since we converted to the dollar). You will see how much the economy has grown and how the future looks for our economy.

But hearing things from the legal and economic view are one thing; another one is the life every day. So we have an expat telling you how life is in Cotacachi and other small towns. Most people choose to live in small towns or small cities, the reasons vary, but the most common is: life is often better in a smaller place.

He will share how life is better due to the most delicious diet that you can find. Fresh oranges every morning, fresh bananas, yogurt, strawberries, mangos, taxos and many other fruits that you have never heard of and are great. Just eating right will make you lose wait without eating less. And restaurants serve first class meals for under $5.00, and I really mean first class meals.

We will also add a special segment with the cost of products in Ecuador so you have an idea of how life is going to be here. I ALWAYS tell people this. Don’t think that coming to Ecuador is about living in a cheaper place or because things are tough in the USA and is harder to afford to be there, Ecuador is another option.

quito ecuador seminar

Jaime speaking about why he chose Ecuador after so many years in the USA

Coming to Ecuador is about saving, yes of course, but most important is about living better with the same amount of money that you are receiving in the USA.

This is what economists call (myself included) the Big Mac Index. What it means is that it takes more money to live in a more expensive place and to buy the same things. So for example, $1500 in Ecuador get you a nice apartment, great meals, a housekeeper, you can afford to eat out many times a month, cable TV, internet, cellphone, a club membership, a gardener, you can travel, enjoy fresh fruit, have insurance and many more things. The same $1500 in New York may get you a small apartment, and that is it.

Keep that in mind, the same amount of money in Ecuador gets you many things that you can’t afford in the USA, plus your quality of life could significantly improve. So plan on coming to Ecuador not only so save money, but to make your life better, MUCH BETTER. The key is to know that and make the most of it. I want for people to live here to be healthier, happier, more productive, more satisfied, to enjoy life, to go out, to walk more, to travel, to eat better. This is a country where you can find the finest hospital in Quito and also enjoy a country life in Cotacachi, or be at the beach in 20 minutes by plane and after another 20 minutes be at the Amazon.

quito ecuador seminar

View of Quito from Hotel Finlandia

You can have better cellphone reception outside a small town in Otavalo than in some parts of the USA and you can have Internet access everywhere in the country.

But everything is about those small details that make your life great. So we added a speaker to talk about how to get those things that you love in the USA and Canada, here in Ecuador. From your favorites books, to your TV series, to those basketball games, to the NY Times subscription and your Hulu shows, to those products that you can still order in the USA and ship them to your home in Ecuador.

http://www.flickr.com/photos/garyascott/11730458414/lightbox/

Zinio Magazine reader (most popular magazines in the world)

Hope to see you in Ecuador!  Roberto

Learn About Ecuador & Speak Spanish in Three Days

Learn Spanish in Three Days ONLINE

The “Learn Spanish in Three Day Course” is now available online.

Read below to see why we are offering our Super Spanish course online for the first time.

Speaking Spanish is a huge benefit on its own.  You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak Spanish at all.

You can tap into all this potential when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says: “Learning a foreign language is more than just a boost to your CV or handy for traveling.  It will make you smarter, more decisive and even better at English.  Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

Though you may choose to take more time using this course to learn Spanish, thousands of our readers have learned at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

This method was created and refined by the Bulgarian educational master, Georgi Lozanov, who transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 70s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from delegates who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  Merri Scott was among just a few who learned directly from Lozanov.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know .  

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we created an online program for subscribers to use the Super Spanish course at home.   This is available at the highly reduced price of $79.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The ONLINE course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79

Gary

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Spanish online $79

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

 

 

 

 

 

 

 

 

 

Who Runs the Business – Avoiding Stress


Here is a question that can help you avoid stress. Who runs a business… the customer, the owner or the bank?

The answer of course is all three… a successful business must serve all three interests… the business person should be fulfilled, the customer satisfied and the bank account needs more coming in that going out.  When a business attains this balance there is little stress.

We are always very satisfied when we see a friend or reader succeeding, so I am really happy to share a new restaurant in Cotacachi, Ecuador.  We recently received this email from Michael d’Addio.

cotacachi restaurant

Michael d’Addio (Proprietor) and Nicholas “Nick” Rossicci (Chef) have opened a Italian buffet restaurant called La Fontana, in Cotacachi Ecuador.  La Fontana’s decor and gastronomy give new meaning to the term “comfort food”.

Learn more from Michael D’Addio daddiomichael@gmail.com

I imagine that Michael has been working really hard to put this together, but expect he is having a very satisfying time… creating a special place for visitors and residents in Cotacachi to enjoy.

Opening a new business is not easy.  Especially restaurant businesses can be stressful.   However your own business can be extremely gratifying when you are doing what you love.  This is why Merri and I  love self publishing.  To be really financially successful, publishing will probably require you to work hard… especially to begin. However self publishing is generally a low stress business.

What is wonderful about most businesses is that you can choose the amount and type of work you want to do.  Since the work can be of your choosing, it can also be fun. With fun, work doesn’t seem like an effort.

I start my work early because I love doing so. I feel cozy sitting quietly in the sunrise creating thoughts and ideas to share with my readers. The work is not just for the money either. I write about what interests me. The task of writing is a pleasure. I look forward to this time shared with the keyboard and my thoughts.

My daily work goals are to enjoy every day, provide services to the universe, earn enough for a wonderful life and to pay for my existence.

It is easy to reach such goals through publishing.

You Choose Your Level of Work

Long ago one of my first jobs was as a bus boy at a steak house in Portland, Oregon (Old Country Kitchen – Home of the 72 Ounce Steak).  This was owned and run by two hard working brothers.  They had a huge success (the place is still in business over 50 years later though I doubt that their 72 ounce steak is still $11.95!).   On weekend nights diners would wait in the lounge for hours to get a table.

One particularly busy night one customer was too long in the lounge… too hungry… too inebriated.  He came out to complain… loudly…. to the owner, Richard, who was on duty.

Richard was a feisty guy about 5 foot  3 inches but with a sharp wit and bustling energy.   He looked the drunk in the eye and said… “I am really sorry.  Sometimes I run this business.  Most of the time… like right now, the business runs me.

How novel… the truth.  I cannot recall the diner’s reaction but that little piece of advice has remained and stayed with me all these years… “Your business will often run you rather than the other way round.”  So if you are going to create a master that sometimes directs you… it makes sense to create one you love.

This is one great feature to having a business in self publishing.

Hugh Howey author of the Wool series shares here how he  schedules his writing.

Hugh Howey and Gary Scott on Spending Time Writing

Hugh Howey

To see this 3 minute video click here

All successful business are a blend… the server… the served… the serving and the profit.  When all of these foundations are in balance there is nothing like it… a lifestyle that creates positive energy and brings everlasting wealth.

Gary

The second day of our October 4-5-6 International Investing and Business seminar is about how to create your own micro business by writing to sell.

Multi Currency Value Investing Seminar

Old Accord Creates New Profits – Multi Currency Investments.

Earn more with multi currency stock market breakouts.

Improve Safety – Increase Profits

Learn how to improve the safety of your savings and investments by selecting good value and diversified investments in a multi-currency portfolio.

Few decisions are as important to your wealth as the value of the markets and currencies you invest in.  This has been our area of expertise since the 1970s and we have worked with and advised some of the largest currency traders in the world.

Gain Protection First – Against the Dollar’s Purchasing Power Loss.  In 1913 the The Federal Reserve Act created the Federal Reserve Bank to protect the purchasing power of the US dollar, which has since lost about 94% of its purchasing power.  Here is its price compared with gold since 1900.

priced in gold

Dollar chart from pricedingold.com (1)

The Fed has let the dollar lose most of its strength plus has allowed interest rates to fall so low, that safe investments cannot keep pace with the drop in purchasing power.

multi-currency-chart

Chart from Grandfather Economic Report (2)

Many investors have forgotten about the risk of a falling dollar because the greenback has been strong for the past five years.  This temporary dollar strength came after the great recession of 2009 just as there was temporary dollar strength after the great recession of the 1980s.  Then about six years after the recession, an agreement was made by major governments to weaken the dollar.

There was a severe global economic recession affecting much of the developed world in the late 1970s and early 1980s.  The United States and Japan exited the recession relatively early, but high unemployment would continue to affect Europe and the UK through to at least 1985.  As a consequence between 1980 and 1985, the US dollar had appreciated by about 50% against the Japanese yen, Deutsche mark, French franc and British pound, the currencies of the next four biggest economies at the time. Then the governments reached an agreement and exchange rate values of the dollar versus the yen declined by 51% from 1985 to 1987.

Now the world is again in the same place.  The recession is over.  Europe is a bit behind in recovery and the dollar is higher than before the recession.

There is no reason for the greenback to be  strong.

The agreement in 1985 was called the Plaza Accord.   Over just two years the greenback dropped nearly 50% versus other major currencies.  The next accord will generate great profits for those who know what to do while it ruins the purchasing power of dollar back investments.

The strong US dollar and low interest rates have created one of the biggest stock and multi currency breakout opportunities in history.  Learn how to create a plan to profit from multi currency shifts ahead.

One reason for the potential gains is that stock markets and currency values are cyclical.  Due to low interest rates created by the 2009 economic downturn, the US and a few other equity markets have risen to some of their highest prices, ever.  These markets offer very poor value now.  The steep valuation creates incredible profit potential but also hides some enormous risks.  Learn how to develop an investing strategy based of earnings, cash flows, dividends and book values to increase potential for profit and reduce the risks.

Next Extra Profit Created by Value Breakouts

Over the history of US equity markets, the  price of overall markets have risen about 9.1 percent, respectively, compounded annually.  Yet over more than a hundred years of stock market activity,  a majority of the profits have come from just a very few dramatic breakouts.

Equity markets are ruled in the short term by emotions that create unpredictable ups and downs.  Numerous fears of defaults, worries of double dip recessions, high unemployment, concerns about fiscal cliffs, hold investors back.  Yet global population growth and advances in production and prosperity are relentless economic fundamentals that increase value.

When fear holds back a a fundamentally rising value, rising profit potential grows.  Values increase as prices stagnate.  Then markets break free and rocket upwards creating wealth, prosperity and growth.

Find out which breakouts are likely to take place next.

Stocks rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns create war.

Here is the war stock cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WWIII) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Learn how the Cyber War (WWIV) may change the way we live and act and how this will affect currencies and investments.

Learn:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios), but his big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.  This rate of expansion by the way is called the “Golden Ratio”.  It is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

We’ll sum the strategy, how to leverage cheap, safe, quality stocks and for what period of time based on your circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy investing more with slow, worry free, good value investing.  Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.

Learn how to put meaning into your investing by creating profitable strategies that combine good value investments with unique, personal goals.

Learn how to span the behavior gap.  Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math of our good value model portfolio.

Share ideas about my good value portfolio.  My personal investment portfolio comes from a continual analysis of international stock markets and a comparison of their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.

Markets included in this portfolio are:

• Norway
• Australia
• Hong Kong
• Japan
• Singapore
• United Kingdom
• Taiwan
• South Korea
• China

These markets have been chosen based on four pillars of valuation.

• Absolute Valuation
• Relative Valuation
• Current versus Historic Valuation
• Current Relative versus Relative Historic Valuation

Learn how to use Country ETFs to easily construct a diversified, risk-controlled, equally weighted representative country portfolios in all of these good value countries.

To achieve this goal my portfolio consists of Country Index ETFs that track an index of shares in a specific country.  These country ETFs provide diversification into a basket of equities in the good value countries.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Learn the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed a test.

The Test for Low Cost Trading

Research put every part of this portfolio in place, except knowing the best, easiest and least expensive way to buy.  A search for an optimal way to buy and hold boiled down to two methods.  One tactic to test was to use a unique online broker that appeared to offer the lowest cost deal.  The other approach was to use a community bank in Smalltown USA.  The small town bank that I use looks after my 401K trust account and their service is first class.  The benefit of small banks is that they still treat us as a human beings (instead of a number) and when we need, it’s easy to go right to the top to answer a question or get a problem resolved.  There are no call centers and the bank and the person looking after my account is just around the corner.

I created a test to see which offered the least expensive service.

Working with my banker in Smalltown USA,  I created two accounts, one at the online broker and the other at the bank. I placed $40,000 in each.

I set up the order for the country ETFs online, while my trust manager set up orders for the identical amounts of the same shares in his system.  Then we got on the phone, coordinated our timing and on a count of three each pushed the button “BUY”.

The results of this test  show how you can gain on any purchase of country ETFs.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2017” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

Gary

(1) Dollar chart from pricedingold.com

(2) Grandfather Economic Report

 

 

“Dust” Featured


“Dust,” Hugh Howey’s latest book, was featured in the Thursday USA Today Best-Selling Books list.  See our earlier message that featured an eight minute interview with HughHowey if you missed it.

The USA Today article said:  ‘Dust’ up: Hugh Howey’s fans have spoken. Dust, the final book in his sci-fi series, enters the list at No. 11, Howey’s best showing. The trilogy is about a community living in a giant silo underground to survive. The back story is akin to that of E.L. James’ Fifty Shades of Grey: Howey first self-published Wool (the first book) online before landing a major deal with Simon & Schuster. Reissued by S&S, Wool reached No. 24. And like James, Howey may be headed to the big screen. Last year, 20th Century Fox picked up movie rights.

Here is a second interview with Hugh Howey that shows the type of background a writer can have.

Hugh Howey

Click here to see video

Self fulfilled writers often have two things in common. First, they have always had a desire (usually surprised) to write. Second, they get their background for writing in life, not school.

Take Jack London as an example. I loved his books as a kid “The Call of the Wild”, “White Fang” the short story “To Build a Fire”.

As a schoolboy, London often studied at a bar and professed a desire to attend university and  to pursue a career as a writer.

Yet London gave up his educational opportunities and became a writer.

When he was 21 and a student at the University of California, Berkeley; London quit school and went to the Klondike.

Later he worked at a cannery, then bought  a sloop and became an oyster pirate before becoming a member of the California Fish Patrol.

He signed on a sailing schooner bound for Japan, then had grueling jobs in a jute mill and a street-railway power plant before he became a tramp which led him to 30 days for vagrancy in the Erie County Penitentiary.

The many experiences as a hobo and a sailor and in the Klondike helped him write.  This is a thread that weaves through lives of so many successful writers.  It is their life experiences that create the magnificence in their stories.

Life experiences rather than education are the threads that weave through many writers’ lives…and bring magnificence to their stories.

If you have always had a desire to write but haven’t because you lacked a literary education… be sure to see this video and go for it.  Self Publishing is a great way to earn and be self fulfilled.

Gary

Join us in the Blue Ridge for our Labor Day Writer’s Camp. We have two places left.  Or join us in Florida November 15-16-17.  See Writer’s Camp details here.

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Sometimes Hugh and I get together at my  farm and play chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course “International Business Made EZ (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

We provide two emailed courses  “Self Fulfilled – How to Write to Sell and be a Self Publisher” and “International Business Made EZ”.

We include the “Self Fulfilled Writing and Self Publishing Course” because there are two reasons to write, when you have something to say or when you have something to sell.  In this day and age many of us want to do both, make a statement that makes the world a better place and earn something extra in the process. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • Any updates to any of the courses, workshops, reports or recordings for a year.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund . 

Order “Self Fulfilled – How to Publish to Sell” and a quarter of update lessons $79.   Click Here.

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

Earn With Ecuador Shopping


Almost anyone can earn with Ecuador shopping.

Do you love to…

ecuador-exports

shop?

http://www.flickr.com/photos/24087290@N07/5912043969/in/photolist-a1qLGz-7GHxcT-71Suqv-5s3HbY-6yWsCJ-5ycsXB-71W2dE-7Li6Pd-6yWv1L-6yTdFD-a1qJqM-a1tB6s-a1tB9b-a1tBzu-4Fyii6-79uxzi-71Sjog-7Le6NV-aCZFZJ-5s3xKb-5yh1X5-5rYctv-79VCbB-79Vgoi-79UrRD-7B7a1r-7Bb31C-dUrSXT-7BaZk1-dUrSUr-79UwNM-dUxtSG-7B79vx-dUrT24-dUrSVP-dUxtVm-5s3yeG-4z2q3e-5herQE

Turn your passion into profit.  We all can gain from putting our fulfillment and service ahead of the cash.   Bold lifestyles of adventure and satisfaction that create income are in our personal as well as social best interests.

This series is looking at the great cost of an error in the outdated socio-economic mindset that is based around a trimodal concept of learning… earning… retiring.  This progression is flawed in numerous ways… and outdated from times when physical strength was required to contribute to society.   This error is pushing the global financial system into bankruptcy and ruin.   High costs of pensions and social security do not work in an the global economies aging demographic model.

Take for example last week’s New York Times article (linked below)  “A City Borrows So Its Schools Open on Time”.  Here is an excerpt: PHILADELPHIA — Just a month after Detroit became the largest American city to file for bankruptcy, and with major cities like Chicago and Los Angeles struggling, this former manufacturing behemoth is also edging toward a financial precipice.

For a number of years, Mayor Michael A. Nutter and the City Council have been working, with some success and a fair amount of taxpayer pain, to shore up the city’s finances, which have been troubled by mounting debt, a shrinking tax base and unfunded pension and health care obligations to retirees. But the school district, supported by the same weary municipal taxpayers, though under the control of a state reform commission for more than a decade, had been largely ignored. 

In this instance of Philadelphia… the retiring is screwing up the learning.  The actuarial lunacy of excessive pensions can be seen creating a triple negative whammy.  First, the city’s pension is underfunded so pensioners are not likely to get what they expect.  Second, the city’s need to appear to fund those pensions will create higher taxes that instead of attracting business and revenues will drive them away.   Third,  the population who remain will be poorly educated (due to the fiscal crunch) and less likely to be productive.

This learn… earn…. retire mindset creates a really terrible negative downward spiral.  The real irony is that the retirement promised would not bring the retirees the fulfillment they expected.  The supposed golden years are more often the tarnished and rusty years.   Retirement suggests not having to plan, work. serve and grow. This sounds like a rut.  Ray Kroc summarized the value of that in his book “Grinding it out The Making of McDonalds” (See link below) when he wrote:  “A rut is nothing but a grave with the ends kicked out“.

This series is looking at many ways to have fun earning… from growing ginseng to writing to shopping.  This note from kind reader Cindy Martin caught my attention.

Gary & Merri –  I just returned from a 5-week stay in Ecuador.  I was in the Galapagos for three weeks and it was an amazing trip.  I then stayed around Quito for the remaining 2 weeks.  Per your advice, I did a tour with Roberto Ribadeneira.  I had a 2-day shopping/exporting tour.  He is simply amazing.  This is my second time in Quito/Otavalo/Cotacochi. 

The difference going on the tour with Roberto and shopping by myself was night and day.  He knows where to go, what to see and is amazing dealing with the artesians.  He is knowledgeable and so willing to share his experiences.  His exporting services are great!  I will definitely be using his services in the future.  I just wanted to thank you for recommending Roberto.  He made my trip much more enjoyable and I learned so much.  What I learned from him more than paid for the cost of the tour.  Not only that, I feel like I have gained a very good friend and for that I am very grateful!!  Thanks again for all you both do.   Cindy

Thank you, Cindy, for letting us know.   With such an endorsement, I asked Roberto, who is the leader of the Ateam Ecuador in Quito to share with us details about that tour. Here is his report.

Shoppers Adventure and Savings Tour

By Roberto Ribadeneira

We have many people signing for our tours. One thing that helps is that the tours are private, which means that we customize our itinerary to make it work for our clients.

Cindy was one of the first people that signed for the tour, she was at the Galapagos Islands and thought it would be a great idea to do business in Ecuador and take some products to the USA.

The adventure began once Cindy signed for the tour and we coordinated how many days and what specifics she wanted.

I picked up Cindy at her hotel in Quito. We drove to the valley and then took a route that goes from outside the city to Calderon, which is north of the city. This same route will be open to access the new airport sometime in 2014.

The nice thing about traveling from Quito to Cotacachi is that you can see the mountains, lakes and enjoy the view. We got to talk and define what was her plan for her business. While traveling I can give some advice, talk about our exporting experience and also about what you need to get your business going.

ecuador shopping

Lago San Pablo – Ecuador

It is nice because while we enjoy some informal conversation we can also know what is the business perspective and what our client is looking to get. So this maximizes the time that we have in Otavalo and Cotacachi for our shopping and uses the time on the road to get some basic information.

After less than two hours we checked in at Land of the Sun Hotel in Cotacachi. We priced the tour to include the hotel, meals and breakfast so you don’t have to worry about a single thing when you tour with us.

ecuador shopping

 

Land of the Sun Hotel

We headed to Otavalo to the Poncho Market to look for Alpaca products. There is this really nice old man who has this place and sells many Alpaca items, Cindy already talked to him before and knew some of the prices. Gladly we were able to get him to give us a little more discounts and also to have some products ready for us the next day.

Having someone around is good when unexpected things happen. We couldn’t get money our of the ATM machines so we had to go from one bank to another, until finally we were able to get some money out. Otherwise how we were going to pay for the products? So I asked at one bank, then at another bank, talked to the security guard until they finally recommended a place that always works.

Keep in mind that people don’t take checks or credits cards.  The place is cash only as most of them are informal and don’t have bank accounts. That is also why it is handy to have the tour paid in full, so all the cash that you need will go to the products that you want to buy, not the hotel or the food or transportation.

ecuador shopping

Poncho Market at Otavalo

We went back from Otavalo to Cotacachi, having reserved the products that Cindy needed. We had a great meal at the hotel, took a short break and went back to work.

I explained to Cindy about having products shipped from Ecuador, the common mistakes that we all have made when calculating the cost and also how to set up a website while not spending too much money.

There are things that we need to know when setting up an online business, the main one is to realize that it takes time to bring traffic and also to set it up. While you do that I always recommend getting your business going as sales should not be based solely on what the internet traffic can bring, until you get to that point it is always wise to build your sales through regular sales while traffic grows to your website.

We went over having a shopping cart, having a merchant and processor accounts and charging customers for the products. All this will add to the expenses but are fundamental in the electronic age when people prefer to pay with credit cards, but you have to make sure that you provide a secure website with a PCI compliance platform to reduce the risk of online fraud.

By the end of the day our shopping was done. We knew how to deal with the ATM withdraw, as for most of the ATM machines the daily cap is USD $500. We also checked with a supplier for some purses and had the Alpaca products reserved. We also talked about some ideas for selling the products and tips of getting more customers to buy.

The day was over, we met with some friends who were at the hotel to have a nice dinner conversation about economics and the future of Ecuador, while sharing other business ideas that may work in the future.

On the next day we had pretty much everything ready to make it really smooth. Cindy knew that she had enough money to buy everything since we already figured out how to deal with the ATM machines. We went to the bank and then headed to Otavalo. We picked the best products available, made a list and loaded everything into the car. I told Cindy that is was really important to get the freight right, that could make or break the profit, so I took a scale to weigh every single product and made sure that we can calculate the price correctly.

ecuador shopping

Weighing the Products at the Market

With all the products in, I made an inventory, detailed the pricing and weight and we were ready to head back to Cotacachi.

We had lunch and reviewed more business ideas and information. Since things went so well we even have time to go to Cuicocha, a beautiful lake 15 minutes from Cotacachi. The view is mesmerizing with the lake in the middle of the mountains.

Back at the hotel for the last day before we returned to Quito, Cindy had a great idea, how about a nice last treat before she goes back to the USA? Turns out that the hotel offers an incredible massage given by a lady who has over 15 years of experience. In Cindy’s words, “one of the best massages that she has ever had.”
It was so good that we are going to include in our future tours the massages as part of the deal.

We reviewed the last remaining things to do and we were ready to get things packed and head back to Quito. I had an order to pick up in Otavalo so after that last stop we were ready to call it for the day.

ecuador shopping

Cuicocha Lake

While traveling back we have more time to talk and go over some other ideas, and also to get to know each other. I took a route to her hotel surrounding the city, turns out that the traffic was incredible bad. It took as about an hour and a half to get to Quito, but about one hour to enter the city from that route. Well, we made most out of it sharing some fun stories.

A very famous soccer player died that week and the government planned this huge funeral service at Ruminaui Coliseum. Of course touring and working I didn’t read the papers those days, so I didn’t know that almost every road was going to be closed due to that.

ecuador shopping

Traffic jam at Quito (on a Friday Night)

We took the products out of the car and I gave some traveling tips to Cindy, since the new airport is an hour from the city’s downtown, it is always wise to make preparations so you don’t miss your flight, and always ask the front desk at the hotel to call a taxi the day before, just to be sure.

We all learned something new and the more we toured, the more experience that we get, so every time that I go on a tour I am very happy that I always get to experience new things. Also when something goes wrong or we have problems that we have to solve, that helps the next time that we have to deal with a similar issue.
If you are looking for a personalized tour, which includes business ideas, deals in hotels and restaurants (an all included service) and our help getting the products that you need, we have the best service out there, plus I really like doing this, so hopefully you will have lots of fun with me!  Thanks to Cindy’s recommendations we are including in our tour a complementary massage, so you can relax after a long day of work with me.

Please call or email so we can give you the Best Deal in the market. 1-888-482-3850 or email to roberto_ribadeneira@me.com

What do you want to do with the rest of your life?  Is shopping your thing?  Turn your passion into profit with Shopping in Ecuador.

Gary

Meet Roberto Ribadeneira at our October 4-5 International Investing and Business Seminar.  See details here.

Stay on for a special person to person think tank as an International Club member.

Learn How to Write to Say or to Sell

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Sometimes Hugh and I get together at my  farm and play chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course “International Business Made EZ (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

We provide two emailed courses  “Self Fulfilled – How to Write to Sell and be a Self Publisher” and “International Business Made EZ”.

We include the “Self Fulfilled Writing and Self Publishing Course” because there are two reasons to write, when you have something to say or when you have something to sell.  In this day and age many of us want to do both, make a statement that makes the world a better place and earn something extra in the process. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • Any updates to any of the courses, workshops, reports or recordings for a year.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund . 

Order “Self Fulfilled – How to Publish to Sell” and a quarter of update lessons $79.   Click Here.

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

 

 

 

New York Times article: A City Borrows So Its Schools Open on Time

Ray Kroc’s book Grinding it out The Making of McDonalds