Tag Archive | "collectibles"

Holiday Insanity


What a glorious time…. these holidays… such a time for joy!

For those who are celebrating this joy in the festival of lights, Happy Hanukkah.  For those who celebrate Christmas… we send our hopes that you will find happiness and joy at this time.   For those who celebrate Kwanzaa, we wish you a “Joyous Kwanzaa”.   For those who do not have a religious or cultural holiday to celebrate we send our best wishes for joy… in every part of your daily routine.

Holidays also create a bit of insanity.  Some of the insanity is bad… like Black Friday and people dying in a rush to save a few bucks or using pepper spray to keep other shoppers away.

But living with insanity has a lot to do with the message of this holiday…  the idea of rebirth… that no matter how insane things or events may be, something good will come out of it.

The logo at our farm in North Carolina the Wild Horse Spirit celebrates tbs ideal. 

little-horse-creek

This logo at the entrance of our farm sprang from an insane idea.

Fwd: gary-scott-tipis

We chose the logo from one of the tipis we put up when we first moved to the farm and wanted accommodations for seminar delegates.  But it is the philosophy of this spirit that was the reason behind our choice.

Legend says that The Wild Horse Spirit lives in the spirit realm.  This horse appears as a flashing light in dreams.  As the dream traveler runs through your dreams he is seeking the most honorable and outrageous dreams to grant.  Flying on the stream of wisdom, yet acting on whims, he seeks an untamed dreamer to fly with him!

This describes the way we like to make life changing decisions to follow our dreams.

Here is an excerpt from my report “Live Anywhere, Earn Everywhere”.

Using your heart and the brain provides real traction so you don’t just jump from thing to thing based on how you feel.  Crank up your full brain capacity, by starting with how you feel.  Then apply your logic.  Stick to the basics.  Always look for good value.  Do not let fear OR greed tempt you to do something that does not feel right to you just because everyone else does.  Truth is not created by the continuous repetition of an error.  The majority of investors and businesses that start in most markets are wrong most of the time, so you cannot depend on following the masses.

Don’t be afraid to oppose the trends if that’s where your passions are.  Because Merri’s and my path of the past 30+ years has been so bizarre in many ways, let me share it to help you see how feeling leads to a logical filter and action.  Seeing our experiences may help you, whatever you do, wherever you go, and give you a better understanding of how to spot and adapt to change.

Looking for a purpose led us from a million dollar (plus) home into a tent.  Our home was just a few steps from the beach in Naples, Florida with a big upstairs study, front and back covered porches, kitchen, nine bedrooms and four baths.

We moved into a Coleman tent in the Blue Ridge and a tin roofed shack in the Andes.

Neither had electricity or running water.

I started unknowingly thinking about this when Merri and I lived in Naples.  We had earned a good income, more than we ever expected, and being fairly frugal were no longer concerned with day to day living costs.  We had been busy working (instead of spending) and we did it from our home (few overheads) without staff (even fewer overheads), so a lot of the money that floated by, stuck.  After a certain point, each extra dollar became more and more like the sixth cup of coffee in the morning.

Merri and I started to itch for something new.  Something had to be scratched, but we did not know what.  The itch grew yet remained unscratchable.  This resulted in a process many of our friends called “temporary insanity”.   Some friends went further and dropped the word temporary.

At that time we appeared to have a perfect life.  We owned that wonderful nine bedroom house in Old Naples, one of the most beautiful, perfect cities in the world.  We had our comfortable mountain cabin in North Carolina that sat deep in the forest on a rushing creek.  This was one of the most traditional areas to get away and recharge.  Plus to really get away we had a condo on a crescent beach in the Dominican Republic, where everything was different and worked outside the Western box of normalcy.  We traveled globally, getting to London several times a year.  Other cities regularly visited were Paris, Prague, Copenhagen, two or three Caribbean stops, all in the name of business, so they were mostly tax deductible trips.  Everything was paid for and profitable.  There were no mortgages, no losses, no debt.  Our children were grown, happy, healthy and doing well.

We had everything we had imagined and more, until it started… that itch.

I thought the itch began with me, but see now that it really was an outside force moving both Merri and me along.  We were like light bulbs thinking the light was ours.  This was first noted at the Victoria, Canada airport.  We had taken nearly a month off for a deep purification-meditation session with an Indian healer at his remote home on Salt Spring Island.  While there, this vague itch began to focus itself.  There was no big picture yet (this would take over a decade to resolve), just one tiny first step.  I realized we needed to sell our house in Naples and move on.  I say this was a tiny first step, but actually that was huge!  Merri and I loved that house.  We had no entanglements, no debt, no mortgages.

Our kids had scattered to the four winds.  Francesca was in Costa Rica; Cinda in Portland, Ele in London and Cheri and Jake with us in Naples.  When one is continually on the move and the family scattered, the grounding of family and home is important!  Our Florida home was perfectly located in the middle of Portland, London and Costa Rica.  Those nine bedrooms had worked just right, one for Merri and me, one for granny and one for each of the kids, plus two were our offices.

There was one more problem.  By selling our house, we had nowhere to go.  What would we do?  Live in a tent?

I should have asked this question before I scratched my itch in Victoria at the airport because this is where we did end up living!  Victoria Airport at that time had one of the lousiest cafeterias in the world.  I will never forget the incredibly 50s sandwich (perhaps that was when it was prepared).  I had little enthusiasm as I unwrapped it, but even less enthusiasm for the conversation I was about to begin.  Merri loved our house and Naples.  These were her roots for thirty years and I was about to ask her to rip them out.  She really loved the place.  “More than me,” I thought.  Yet the itch was growing.  I had to scratch!  “Merri”, I said, “I am going to say something and if you do not agree, let’s forget we even started the conversation.”  (I was creating lots of back doors for a quick exit on this one.)

“You think we should sell our house and move, don’t you?” she said.  “I have been feeling the same way and agree.  Let’s do it!”  Talk about drop jaw!  I was so astounded that I could not talk.  My face was so frozen I could not even think about eating that sandwich (this was not a bad thing).  I had never even hinted this subject to that moment unless I talked in my sleep!

The fact that we both arrived in Victoria with the same thinking, at the same time and totally agreed to something that was totally outlandish and illogical should have been the next clue.  But again, I remind you we were not looking.  We had no idea that anything was happening at all.  Besides we could never have figured this out.

“Well, that’s settled,” I happily thought, “a 30 second conversation in which we carefully thought through the fact that we are about to uproot what seems, the very essence of our lives, abandon our family, friends, home, career, just about everything.  Glad we spent plenty of time on that!”

Over the days, weeks and months that followed, we created a plan.  Clues encouraged us.  For example, Merri refused to tell our staff who helped in the house and gardens that we were selling.   She refused to have a sign out front.   I continued to tell her how wrong it was that we did not discuss this with those who had helped us for years.  But the very week before the house closed, they came and asked to speak to us.  They told us that finally they were able to get good jobs in their field (they were all teachers who had immigrated from Guatemala ) and they would do their best to help us when they could!  What a relief!  What a plan that the powers of be had for us!

Then our daughter moved out of town.

Then our son had a job promotion that took him to Atlanta.  None of the family was left.

We had sold our Dominican condo and the North Carolina cabin.  We had our house in Naples for sale and we were changing our entire way of life, but that Naples house would not sell.  The listing just sat there for sale and would not move.   Good thing too, because we did not have a new place to go.

We finally bought a farm in the Blue Ridge and also bought a 950+ acre hacienda Rosapamba deep in the Andes.  The second those sales went through, our house in Naples sold.  In fact, it sold too soon because neither the farm nor the hacienda had a house in which we could live.  We moved into a tent.  Does this seem strange, moving from a huge, nine bedroom house into a 80 square foot COLEMAN tent.   Merri and I felt strangely proud, though we still did not understand why.

tent

Our first home at our North Carolina farm.

Let me be clear, we had millions in the bank and in assets.  We did not have to live like this.  We chose to live like this because we  loved the process.

The insane idea you follow should be satisfying and attractive to you.   Your nature is to seek sweet aromas, not run from bad smells.  We enjoyed every step along the way.  It could be the same for you.

What is even more amazing is that when you follow the lead and look back you’ll see so much sense you may ask “Why didn’t I think of that before?”  The future only reveals itself in the present and the past, but there is a positive future that comes when you follow the lead that arise from your heart.

The propelling drive behind these leads is your passion, not the desires of others.  Your friends and family may not understand the decisions you make.

When we moved into that tent, many of our friends and family probably began checking to see they could have us certified.  We began fixing an old Johnny Appleseed farm house and I continued to write what I am sure many readers said were, “strange things.”  There was no logic that we could see.  The moves were not related to making money, but our change led us to another fortune.  Every step we took was a most logical investing and business decision, that came in a most illogical way.

I am sharing these thoughts today because this holiday season sees such turmoil, in politics, economics, commerce, public safety, health care and so much more.  The dreams of the average American seem to be shattered and dimming.  Our choices seem pretty bad.

I am sending this to say “Keep up your spirits.  Live your most honorable and outrageous dreams”.  

“Illegitimi non carborundum.”

Don’t let this meltdown of American politics et al stop you from having dreams and don’t stop pursuing them, no matter how wild.

Gary

Live Anywhere – Earn Everywhere

How to Gain Extra Freedom – While Almost Everyone Loses Theirs.  Profit from post COVID-19 trends.

I invite you to join Merri and me in expecting the world to get better… to live and earn based on that expectation but…  to also prepare for bad times as well as good.

Just in case… the world goes sideways… we will still survive and prosper.

We do not give up anything much.  We can enjoy the good parts of the new economy, as we protect ourselves from what can be bad.

For example in my report “Live Anywhere-Earn Everywhere”,  you’ll see how to make your dining room table bring you more control, more time, more income and more freedom.  After all, what can be more accessible than a dining room table?

ecuador-banks

Dining room tables we worked from (and we also sold the tables for a profit).

You’ll even learn how to turn dining room tables into income and tax deductions as we have with these dining room tables we build out of local wood.

Let me be clear.  I expect that the world will get better, at least for the few who adapt and avoid the dangers that the changes from the COVID pandemic will bring. 

The wealth of the world, albeit with inequality, will continue to grow.  This collapse of the global economy will bring an incredible new opportunity for those who know what to do.  Thes profit making avenues offer enormous income potential and even work well in disaster scenarios.

Let me provide one simple, concrete example.  Ginseng.

This is a great health root.  The demand is growing especially in China.  At times good dried Ginseng sells for $1,000 a pound!  This is an incredible and easy crop to grow.   The less care you give it, the more valuable it can become.  Yet if everything goes south, the health qualities will be good to have and make it an excellent barter item.  Once you know what to do with ginseng, it’s easy to grow in your back yard.

Even better one of the best kept secrets is that ginseng and 125 other medicinal crops that are currently unsustainable but can be grown on land  that is extraordinarily cheap.

goldenseal ginseng

Ginseng we grew in our back yard.  I know about growing ginseng through experience and explain why and how in the report “Live Anywhere – Earn Everywhere”.

Loquats are another example of an easy to grow crop that help promote natural health.

loquats

Here I am by one of the many loquat trees at our Florida farm.

Loquats are a great fruit for making jam and such, but the loquat leaf has amazing medicinal qualities.  Its is a registered medicine in China and due to its anti viral and respiratory system enhancing qualities has an especially  growing demand right now.   The images below from Amazon.com show that the leaves sell for about a dollar per leaf!

I have many trees on the farm but started growing loquat seedlings last year.

loquat

Loquat leaf tea has become really important during the pandemic due to its respiratory strengthening qualities.

I have been drinking a lot of home made loquat leaf tea during the pandemic.

The report “Live Anywere-Earn Everywhere” shows specific places that reduce your living expenses, easily increases your income, makes you smarter, healthier and provides tax benefits as well. 

There are specific places where property is especially inexpensive, now because previous owners do not know about the special qualities created by the pandemic.

Learn about these specific places.  More important learn what makes these places special and seven freedom producing steps that you can use to find other similar spots of opportunity.

Here are some of the experiences this report shares:

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not).

The report is very specific because it is about what Merri and I, our children and even my sister and thousands of our readers have done and are doing.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning globally.

  • Learn about the magic of the north facing slope.   This is where Merri and I live almost half of our time.  North facing mountain land is some of the least expensive in the world but has hidden values that the report reveals.  There is a lot of this land and a lot of hidden value that you can tap.   When we bought our Blue Ridge farm (252 acres) I mentioned this to my Swiss banking friend.  “That’s bigger than the entire village where I live!” was his response.  Smalltown USA offers a last chance at having a lot of space.  By living in two Smalltown places there are enormous tax advantages as well.  One step in the system saves Merri and me over $28,345 in taxes a year.

The report shows how to buy cheap north facing slopes and create an income producing tiny home for $29,000 or less.

If you lack the $29,000 to invest, a start up using tents is even less.  These are tipis we put up at our farm before we built our first tiny home.  Learn how they can create tens of thousands of dollars in income for you.

Fwd: gary-scott-tipis

  • See ways that small businesses like Tipi rentals can be enhanced by the pandemic but also create BIG tax savings as well as extra income.  For more than 30 years Merri and I have enjoyed a strong six figure income, some years more, in the millions.  Yet there have been very few years when we had to pay federal income tax.  The report lays out a three structure program and how it is used when you are in school (up to age 30), then from 25 to 50, 50 to 70  and beyond 70.   Learn why Chapter C corporations and pensions can be better than the normally recommended Chapter S.  See how new mileage log rules gives you a possible opportunity to increase your tax deductions using IRS Form 4562.  Using a two-vehicle strategy you can gain $12,976 in new deductions even if you do not have to drive one mile further or spend one additional penny on your car.
  • See how a greenhouse can help you eat better and be healthier, plus provide income and a tax deduction and be funded by a government grant.

gary-scott-farming

Our North Carolina greenhouse.

gary scott greenhouse

Our Florida greenhouse.

  • There are similar benefits from having a second home office defined in IRS publication 463 and IRS publication 587, even if your desk is a dining room table.  The report also shows how your dining room table can become an actual income producer as its creates a huge tax deduction at the same time, not to mention a great place to eat, work and lay out plans for a brighter, safer more lucrative and enjoyable future.
  • Living in this environment is also healthier, economically as well as physically.  You’ll see in the report how researchers at Harvard found an amazing correlation between living in conditions found on north facing slopes, longevity and mental health.  The researchers were quite surprised by this strong correlation that also extended into mental health.  In addition to feeling better, reducing stress and having more Joie de Vivre the places outlined in “Live Anywhere-Earn Everywhere” can help you avoid hospitals, high cost disease management (aka health care) and BIG pharma while providing an investment opportunity in three plants that have some of the fastest growing demand in natural health care.  These three plants are just one of seven business opportunities that can create multiple streams of income.
  • How changes in cell phone and internet technology eliminated the need to be in one place.   An old law that creates new opportunity for small business in small towns is available to everyone.
  • Use the specific search and purchase guide.  Construction plans are included that show how to generate first tier income that leads to five, second tier avenues of earnings.
  • How to pay off old debt and avoid new debt by avoiding spurts and embracing value. 
  • Learn seven skills that will always have value.  See how to turn First Aid, medicinal plants, hospitality, food, trees, alternate energy and writing to sell into everlasting, low stress wealth.

merrily farms

This pond we created at our farm brought us pleasure but also helped create a safe, healthy food supply, extra income and a tax deduction as well.

My Guarantee

This may be the most important report I have written in 50 years.  The information is certainly the most urgent.  Do not delay.  The risks are upon us right now and you’ll understand how the final steps of the alliance are taking place as you read the current news.

To take any risk out of gaining this urgent information with my full satisfaction or money back guarantee.  If you are not totally happy, simply let me know.  I guarantee you can ask for a full refund any time within 60 days and I’ll refund your payment in full, no questions asked.

You can keep the reports as my thanks for ordering it.

Buy Live Anywhere, Earn Everywhere Report  $39.99

When You Can’t Lick the Collectibles


When you don’t give a lick about stamps there is still a way to protect purchasing power with collectibles.

Yesterday’s message Protect Purchasing Power With Collectibles  looked at ways to invest in stamps via Stanley Gibbons a 150+ year old British form that is one of the leading stamp experts in the world.

Being involved in collectibles can be interesting, fun and profitable.  However some investors don’t give a lick about stamps.

jenny invert stamp

The  Inverted Jenny stamp… worth more than a lifetime of savings?

For example, this stamp is known as The Inverted Jenny, is a misprinted 1918 US postage stamp with the image of the Curtiss JN-4 airplane upside-down.  Only 100 of these invert stamps was ever found and one was sold at a Robert A. Siegel auction in November 2007 for US $977,500.  In December 2007 one was sold for $825,000.

However the respected “Scott Specialized Catalog of US Stamps & Covers 2011”, is cataloging a single Inverted Jenny stamp for the price of $500,000.

Stampcatalogue.com explains this:  Scott catalog suggests an unused single of the Inverted Jenny is worth $500,000. However, typically stamps of this rarity means that the catalog is thrown out and the value depends on what the highest bidder is willing to pay, which is often many times above what the catalog value would suggest.

Such stamps come up for auction only rarely so collecting just one or a few stamps is not the best way to invest in stamps.  This type of uniqueness in collectibles leaves some investors unsettled.  The Stanley Gibbons collectible program balances out such ups and downs with diversification and expertise, but some investors do not want such fuzziness.  They prefer the instant pricing and liquidity of a stock market.

Another way to invest in collectibles is via the stock market.  One can simply invest in shares of Stanley Gibbons.  They are traded on the London stock exchange.

The Stanley Gibbons Group PLC sysmbol is SGI.L

Here is a share chart showing the Stanley Gibbons share price in British pounds to March 2013.

stanley gibbons shares

Here are excerpts from their 2012 annual report.

The Stanley Gibbons Group plc, whose principal businesses comprise Stanley Gibbons, Fraser’s Autographs, bidStart and Benham First Day Covers, today announced its audited results for the year ended 31 December 2012.

Key Financial Highlights

•    Sales of £35.6m (2011: £35.7m), reflecting a shift in sales mix to higher margin business.

•    Adjusted profit before tax* of £6.0m (2011: £5.4m, as restated) up 11%

•    EBITDA** of £6.5m (2011: £5.8m) up 12% •    Adjusted earnings per share of 21.44p (2011: 19.40p, as restated) up 10%

•    Gross margin of 43.7% (2011: 38.7%)

•    Internet sales from core website, www.stanleygibbons.com, up 55% in the year (2011: up 27%)

•    50% of revenues now from outside UK (25% in 2009)

•    Proposed final dividend of 3.75p per share (2011: 3.50p per share) up 7%, giving a total dividend for the year of 6.50p (2011: 6.00p) up 8%

•    Cash at 31 December 2012 of £6.8m*** (2011: £3.2m)

•    Stock at 31 December 2012 stated at historic cost of £20.7m (2011: £16.8m) sufficient to deliver future organic growth from core trading activities.

Key Operational Highlights

•    Acquisition of bidStart, a US-based online collectibles trading platform in November 2012 for a total consideration of $1m, provided a base from which to leverage the Stanley Gibbons brand in the low value/high volume segment of the collectibles market

•    Successful placing and fundraising of £6m to fund the consideration for bidStart and to provide funds to develop its trading platform

•    Appointment of the founder and vendor of the bidStart website, Mark Rosenberg, as Group Chief Digital Officer based in the USA and Paul Zimmerman, formerly of Play.com, as Director of E-commerce Operations, based in Jersey to lead the implementation of online strategy

 •    Increased gross margin achieved from acquisition of top quality collections at attractive values

•    Hong Kong office opened in September 2011, contributed sales of £2.6m and profits of £0.7m in the year ended 31 December 2012, including sales of £1.9m transacted to residents outside of Hong Kong

•    Prevailing strong demand for Chinese rare stamps with sales up by 83% to £2.1m

• Auction commissions up 60% in the year benefiting from the sale of the
prestigious “Arnhold Collection” achieving a total realisation of £1.6m

• Sales of rare coins and military medals were up 31% to £1m, with profit
contribution up 80%

• Benham first day covers benefited from sales of commemorative collectibles related to the Queen’s Diamond Jubilee and the London 2012 Olympics

Outlook

• Stanley Gibbons is well placed to become a leader in the global market for collectibles through the provision of key services online and by acquisition of quality businesses in rare stamps and related collectibles

• bidStart online trading platform and associated fundraising enables the acceleration of the delivery of the key aspect of the Group’s online strategy

•    This strategy is further supported and complemented by our international offices and planned growth of our auction business

•    The favourable economic fundamentals for collectibles have never been stronger and should ensure appreciation in value for the foreseeable future and an effective hedge against inflation

Martin Bralsford, Chairman, commented:

“The continued growth in the profitability of the Group in 2012 was achieved at the same time as substantial investment was made and corresponding progress in the implementation of our broader online strategy, which is expected to deliver material growth in future years.

Specifically, the bidStart acquisition brings us the technology required to develop the global online collectibles trading platform. The successful fundraising completed in November last year provides the capital required to invest in the acceleration of the roll out, backed by the prestige our brand carries in the global collecting community.

The market for rare collectibles continues to demonstrate its resilience. This was evidenced by the performance of the benchmark GB250 Stamp Price Index over the past year, showing growth of 11% in 2012.

Following the acquisition of bidStart and the recruitment of top quality senior personnel in our online division, the Board looks forward to its enhanced business.

You can have a free copy of the Stanley Gibbons annual report and updates on collectibles and Stanley Gibbons by clicking here.

You can buy shares of Stanley Gibbons from Michael McDonald at Aegion Capital. Contact Michael at mmcdonald@aegiscap.com

Gary

How to Gain With Multi Currency Value Investments

Old Accord Creates New Profits – Multi Currency Investments.

Earn more with multi currency stock market breakouts.

Improve Safety – Increase Profits

Learn how to improve the safety of your savings and investments by selecting good value and diversified investments in a multi-currency portfolio.

Few decisions are as important to your wealth as the value of the markets and currencies you invest in.  This has been our area of expertise since the 1970s and we have worked with and advised some of the largest currency traders in the world.

Gain Protection First – Against the Dollar’s Purchasing Power Loss.  In 1913 the The Federal Reserve Act created the Federal Reserve Bank to protect the purchasing power of the US dollar, which has since lost about 94% of its purchasing power.  Here is its price compared with gold since 1900.

priced in gold

Dollar chart from pricedingold.com (1)

The Fed has let the dollar lose most of its strength plus has allowed interest rates to fall so low, that safe investments cannot keep pace with the drop in purchasing power.

multi-currency-chart

Chart from Grandfather Economic Report (2)

Many investors have forgotten about the risk of a falling dollar because the greenback has been strong for the past five years.  This temporary dollar strength came after the great recession of 2009 just as there was temporary dollar strength after the great recession of the 1980s.  Then about six years after the recession, an agreement was made by major governments to weaken the dollar.

There was a severe global economic recession affecting much of the developed world in the late 1970s and early 1980s.  The United States and Japan exited the recession relatively early, but high unemployment would continue to affect Europe and the UK through to at least 1985.  As a consequence between 1980 and 1985, the US dollar had appreciated by about 50% against the Japanese yen, Deutsche mark, French franc and British pound, the currencies of the next four biggest economies at the time. Then the governments reached an agreement and exchange rate values of the dollar versus the yen declined by 51% from 1985 to 1987.

Now the world is again in the same place.  The recession is over.  Europe is a bit behind in recovery and the dollar is higher than before the recession.

There is no reason for the greenback to be  strong.

The agreement in 1985 was called the Plaza Accord.   Over just two years the greenback dropped nearly 50% versus other major currencies.  The next accord will generate great profits for those who know what to do while it ruins the purchasing power of dollar back investments.

The strong US dollar and low interest rates have created one of the biggest stock and multi currency breakout opportunities in history.  Learn how to create a plan to profit from multi currency shifts ahead.

One reason for the potential gains is that stock markets and currency values are cyclical.  Due to low interest rates created by the 2009 economic downturn, the US and a few other equity markets have risen to some of their highest prices, ever.  These markets offer very poor value now.  The steep valuation creates incredible profit potential but also hides some enormous risks.  Learn how to develop an investing strategy based of earnings, cash flows, dividends and book values to increase potential for profit and reduce the risks.

Next Extra Profit Created by Value Breakouts

Over the history of US equity markets, the  price of overall markets have risen about 9.1 percent, respectively, compounded annually.  Yet over more than a hundred years of stock market activity,  a majority of the profits have come from just a very few dramatic breakouts.

Equity markets are ruled in the short term by emotions that create unpredictable ups and downs.  Numerous fears of defaults, worries of double dip recessions, high unemployment, concerns about fiscal cliffs, hold investors back.  Yet global population growth and advances in production and prosperity are relentless economic fundamentals that increase value.

When fear holds back a a fundamentally rising value, rising profit potential grows.  Values increase as prices stagnate.  Then markets break free and rocket upwards creating wealth, prosperity and growth.

Find out which breakouts are likely to take place next.

Stocks rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns create war.

Here is the war stock cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WWIII) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Learn how the Cyber War (WWIV) may change the way we live and act and how this will affect currencies and investments.

Learn:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios), but his big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.  This rate of expansion by the way is called the “Golden Ratio”.  It is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

We’ll sum the strategy, how to leverage cheap, safe, quality stocks and for what period of time based on your circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy investing more with slow, worry free, good value investing.  Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.

Learn how to put meaning into your investing by creating profitable strategies that combine good value investments with unique, personal goals.

Learn how to span the behavior gap.  Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math of our good value model portfolio.

Share ideas about my good value portfolio.  My personal investment portfolio comes from a continual analysis of international stock markets and a comparison of their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.

Markets included in this portfolio are:

• Norway
• Australia
• Hong Kong
• Japan
• Singapore
• United Kingdom
• Taiwan
• South Korea
• China

These markets have been chosen based on four pillars of valuation.

• Absolute Valuation
• Relative Valuation
• Current versus Historic Valuation
• Current Relative versus Relative Historic Valuation

Learn how to use Country ETFs to easily construct a diversified, risk-controlled, equally weighted representative country portfolios in all of these good value countries.

To achieve this goal my portfolio consists of Country Index ETFs that track an index of shares in a specific country.  These country ETFs provide diversification into a basket of equities in the good value countries.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Learn the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed a test.

The Test for Low Cost Trading

Research put every part of this portfolio in place, except knowing the best, easiest and least expensive way to buy.  A search for an optimal way to buy and hold boiled down to two methods.  One tactic to test was to use a unique online broker that appeared to offer the lowest cost deal.  The other approach was to use a community bank in Smalltown USA.  The small town bank that I use looks after my 401K trust account and their service is first class.  The benefit of small banks is that they still treat us as a human beings (instead of a number) and when we need, it’s easy to go right to the top to answer a question or get a problem resolved.  There are no call centers and the bank and the person looking after my account is just around the corner.

I created a test to see which offered the least expensive service.

Working with my banker in Smalltown USA,  I created two accounts, one at the online broker and the other at the bank. I placed $40,000 in each.

I set up the order for the country ETFs online, while my trust manager set up orders for the identical amounts of the same shares in his system.  Then we got on the phone, coordinated our timing and on a count of three each pushed the button “BUY”.

The results of this test  show how you can gain on any purchase of country ETFs.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2017” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

Gary

(1) Dollar chart from pricedingold.com

(2) Grandfather Economic Report

 

 

 

 

Holiday Insanity


What a glorious time…. these holidays… such a time for joy!   Holiday joy can inspire investing and business ideas as well as you’ll see below.

For those who are celebrating this joy in the festival of lights, Happy Hanukkah.  For those who celebrate Christmas… we send our hopes that you will find happiness and joy at this time.  For those who do not have a religious holiday to celebrate we send our best wishes for joy… in every part of your daily routine.

Holidays also create a bit of insanity.  Some of the insanity is bad… like Black Friday and people dying in a rush to save a few bucks or using pepper spray to keep other shoppers away.

I am living proof of that insanity and in seeing this we can also see an idea about how to preserve wealth.

First, the holiday insanity story.  It’s about an old Gotham Steel Company magnetic baseball game.

Gotham Baseball

Photo from eBay of a Gotham Steel Company magnetic baseball game.

I had one of these games at about the age 11 and loved to play it joyfully on our living room floor with my grade school pals.

We each had teams built from Fleer baseball cards.  Later this playfulness was commercialized into fantasy baseball (and football, etc.).   Back then (we are talking 1950s here) it was just kids and fun.

I somehow recall that the pitcher on my team was Don Newcombe.

Gotham Baseball

Newcombe was special to me as a Cincinnati pitcher who also a great batter.

There was  a little devious trick in the Gotham game.  The bat was spring loaded and one could twist it double… a forbidden move… so it had an extra whack.  Sometimes when the opponent was not watching one could cheat… just a bit.  I did it only once and when the pitch came to my Newcombe that spring loaded bat really clobbered the ball… so far it sailed over the fence and hit my buddy  in the face.  I was devastated.

I have been infatuated with playing that game and Newcombe’s home runs…even though something like 55 years have passed.

This is about as trivial as one can get in life… a form of insanity itself.

Think about all the things one has accomplished in 65 years and yet one of the pinpoints that remains is a moment of childish play. Yet you ain’t seen nothin yet!

That crazy memory always brings a nice warm glow of childhood and I had this vision of playing this game with the grandkids at Christmas!

Perhaps it’s the second childhood coming on.  (Actually I’m pretty sure of it.)

When I saw this game listed at eBay at $24, I figured “$24 bucks is pretty ridiculous for an old game but what the heck” and I bid.

Nothing happened for several days then near the end the auction the bidding began to heat up and I had this really foolish thought….  I WANT THIS GAME!  I had upped my bid to $49. That’s really crazy but still I was outbid.  So I went to $99 and was outbid again!

WOW… I DECLARED. I’LL SHOW ‘EM!

In the last 30 seconds I placed a max bid of $149… how totally insane for an old dusty baseball game.

Bam, in the last 10 seconds I was outbid again and “J”…bought it for $151 plus some cents.

Well… who would be so stupid as to pay $151?  Me… I guess because another one of these games came along and this time I was determined.

The bidding rose earlier on this one and I bid once to get in the fray but waited this time and set a really dumb $249 maximum bid. At least I thought it was dumb and waaaay too much.  I waited.  In the last 30 seconds, I pounced and entered a completely ridiculous maximum bid of $251.12.

“That’ll show ’em!” I thought flexing the financial muscles that we baby boomers were given for just being born at the right time.  No one else will be this stupid.

Au Contraire. In the last 10 seconds, I was outbid again for $255.12.  This is beyond crazy.

Anyway I was on the hunt and determined to prevail… “Perhaps I’ll have to mortgage the house or something” I thought, but the moral of this story is that even the most conservative people have moments of insanity and collectibles may be a good investment.

More on collectibles and their importance as a store of wealth in a moment.  First, so you are not left hanging, I  lost one more bidding war before finally getting the chance to bid on two of these Gotham games at once.  I went to a $297.12 maximum bid.

As life would have it, no one else bid on either so I got one at $59 and another for $126.  Now I have two and am a collector… or perhaps I am creating a heritage for the grand kids….or more likely:  I am crazy.

And then I thought why buying collectables might not be a bad idea.

Buying collectibles is a hybrid activity that crosses investing and having a micro business.  This site has long looked at the huge lifestyle benefits and opportunity power gained when one does what they love. We coined the phrase “Turn Your Passion into Profit” over two decades ago.

Seeing the buying frenzy for these vintage baseball games reminded me that one can have fun and store value at the same time.

Collectibles can include art, antiques, old coins, vintage cars, stamps, rare books, Persian rugs, baseball cards, bottles of fine wine and other items that offer the potential for appreciation in value.

There is such a diverse market for collectibles that almost everyone can find something of interest to specialize in. Look at recent headlines…

collectibles

from a search on…

collectibles

“Collectible News”.

There are some downsides about collectibles to be sure.  Of course, collectibles do not generate any type of cash flow during the time that they’re owned (unless they can be used in some way… in a show or a museum perhaps).

The markets for collectibles are informal as well as unregulated.  This can be good news if you know what you are doing and understand your market. This is bad news if the seller knows more than you do!  The IRS also does not treat collectibles well.  Unlike capital gains, which can be as low as 15%, collectible taxes are 28% of the profits, 35% if sold in less than a year.

One may consider a collection as an investment… but collectibles are even better as a lifestyle oriented business.  Since the IRS treats collectible income like business income… perhaps we should as well.   If you do collect, do so because you love the stuff you are collecting, not because you hope it will make you rich.  Collectibles as an investment are very risky. Collectibles as enjoyment are fun and from this joy you can create business opportunities.

collectibles

collectibles

I just ordered the book “Collectible Investments for the High Net Worth Investor”.   One problem about collectibles has been finding a place where an investor,  financial advisor or investment manager can go to learn about these investments.  There has been no comprehensive resource from the financial standpoint that suited me–until now. Dr. Stephen Satchell of Trinity College, Cambridge, has developed a book in which experts in various types of collectibles analyze the financial aspects of investing in these. Chapters address issues such as: liquidity challenges, tax ramifications, appreciation timelines, the challenge of forecasting and measuring appreciation, and the psychological component of collecting and the role of emotion in collectible investing.

So we’ll see in 2012 if collectibles really do make sense as investments and for business.

I doubt that my Gotham baseball games will make much profit but what joy and… Joy is what this season and what a business and or investments in collectibles should be about.

Merri and I hope your holidays are filled with joy.

Gary

Escape the Tyranny of Reason.  Join Merri and me all year for a bit of insanity as we look at ways to improve our lives with international investing, global microbusinesses and natural health.

Belong to the International Club

The Huge 2020 Risk

Here is a huge risk that could explode in 2020.

I hope I am wrong… but the numbers are clear.

According to Treasurydirect.com, (1) as of December 26, 2020 the total US public debt was 23 trillion and 845 billion dollars.

This is not a theoretical problem for the future.  This is not something that our children and grandchildren will have to deal with.  This is a problem in the here and now for you and me.

Rising interest rates create a massive problem for every American.

treasury direct

Look at how the interest costs alone have risen to over a half trillion dollars a year.

treasury direct

 

The bad news is that the (US federal debt) is getting bigger….harder to miss.  The Congressional Budget Office (CBO) projected in 2010 (the debt then was a bit over 14 trillion) that, under law at that time, debt held by the public would exceed $16 trillion by 2020, reaching nearly 70 percent of GDP.

The $7 Trillion Error.

They sure goofed on that.  Here we are… only in 2020 and debt has shot past 23 trillion.

How could the CBO be so wrong? 

The CBO screwed up because they could never imagine that the Fed would push interest rates so low… and keep them there.  The interest rates are so low that the government has been able to borrow more than imagined and still afford the interest.

For example, US Federal government interest last year amounted to around $573 billion.  Yet in 2008 on debt of only $9 trillion +  the interest that year was $451 billion +.

Interest payments in 2017 were 27% higher than they were in 2008.  Yet the debt is over 250% higher.  

Very low interest rates have helped the government borrow.  Low interest has also helped the US stocks reach all time high prices.

The government will resist raising rates because it will ruin their budget, cause a collapse of the stock markets and destroy the US dollar.

Rising interest rates, will create an almost unimaginable debt crisis.  If government interest doubles it is like the $23+ trillion national debt  rising to 46 trillion!  Unless there are some huge tax increase the interest payments are not sustainable.

Learn how to have more freedom and time, less stress, better health care, extra income, greater safety and profit in your savings despite America’s deficits, debt and currency risk.

Fortunately there are secrets that will allow a few to live much better, free of debt and worry despite the decline in the dollar’s purchasing power.   My wife, Merri and I, have traveled, lived, worked and invested around the world for nearly 50 years to gain this information.

Let me share the basics of this data and how we can be of help through 2020.

The first fact behind this secret is that things are really good in the western world.  Despite many problems, we are surrounded by more abundance and greater opportunity than almost anyone has ever enjoyed, anywhere, ever.   To enjoy a fair share of this wealth, all we have to do is understand human nature and learn how to invest in the new economy, as it changes and becomes new, again and again.

Merri and I have made seven huge transitions in the 50 years.  Each has allowed us to always stay ahead of losses that the majority of Americans suffer.  We are in another transition right now and want to share why and what to do so you can stay ahead and live a richer, independent life through 2020 and beyond.

A falling US dollar is one of the greatest risks we have to our independence, safety, health, and wealth, but also brings a window of huge profit as I explain below.   Though the greenback has been strong for a number of years, its strength is in serious jeopardy.  The growing federal deficits increase the national debt and this with rising interest rates propels a growing debt service.

While the Dow Jones Industrial Average passed a record high, the U.S. national debt passed the $20 trillion mark.

The problem is that the Dow will come back down.  National debt will not fall.

The double shock of money fleeing Wall Street and US debt skyrocketing, will destroy the purchasing power of the greenback.

Go to the store even now.  Statistics say inflation is low, but buy some bread or, heaven forbid, some fresh vegetables like peppers or fruit.   Look at the cost of your prescription or hospital bills.  Do something simple like have your car serviced at an auto dealer.  Look at the dollars you spend and you’ll see what I mean.

The loss of the dollar’s purchasing power erodes our independence, our freedom and our savings and wealth as well. 

At the same time, low interest rates by big banks and higher health care costs soak up the ever diminishing income and savings we have left.  According to a Gallup poll, the most unpopular three institutions in America are big corporations & Wall Street banks, HMOs and Congress.

Yet there is little we can do because these institutions are in control.

Over the last 50 years the average income for 90 percent of the American population fell.  Our health system is restricted by a Kafka-esque maze of legislation and insurance regulations that delay, frustrate, and thwart attempts by patients and doctors from proper medical care.  Big banks and corporations restrict our freedom of choice.  The business customer relationships are no longer transactions between free equals.

Banks can trap us in indebtedness at every age from student loans to mortgages to health care costs.  They pay almost nothing on our savings.  They hide unexpected fees and payments in complex and unreadable documents.  Banks and big corporations routinely conceal vital information in small print and then cheat.  Weak regulations and lax enforcement leave consumers with few ways to fight back.  Many of these businesses ranging from cable TV to phone and internet service to health insurance have virtual monopolies that along with deceptive marketing destroys any form of free market.

These same companies control the credit-scoring agencies so if  we don’t pay unfair fees, our credit scores will plunge and we could lose the ability to borrow money, rent an apartment, even to get a job.  Many consumers are forced to accept “arbitration clauses” in lieu of  legal rights.  The alternative is to lose banking, power, and communication services.

Big business has also usurped our privacy.  Internet companies sell our personal data.  Personal information is pulled from WiFi and iPhones track and store our movements.  The government can access this information, sometimes without subpoenas.  There’s a lot that we don’t know, often withheld under the guise of “National Security.”

The glow on Western democratic capitalism has dimmed… or so it seems.  The US, leading the way, is still a superpower with economic, innovation and military might, but the institutions that should serve the people have become flawed or broken.

America’s infrastructure is in shambles.  The nation’s bridges are crumbling, many water systems are filled with toxins, yet instead of spending more to fix this, we build more prisons.  The 2.2 million people currently in  jail is a 500 percent increase over the past thirty years.  60% of the inmates belong to ethnic groups.  Not just non-white ethnic groups are suffering.  Annual death rates are falling for every group except for middle-aged white Americans.  Death rates are rising among this group driven by an epidemic of suicides and afflictions stemming from substance abuse, alcoholic liver disease and overdoses of heroin and prescription opioids.

America’s middle class is shrinking.  Nearly  half of America’s income goes to upper-income households now.  In 1970 only 29 percent went to this group.  How can we regain our freedom, our happiness and our well being in such a world?

What can we do?

Gain a better, freer life is to combine better health, higher income and greater savings for a happier, more resilient lifestyle. 

Merri and I will celebrate our 50th year of global living, working, investing and researching to find and share ideas on how to have simpler, low stress, healthier, more affluent lifestyles.  Our courses, reports and email messages look at ways to gain:

#1:  Global micro business income.

#2:  Low cost, natural health.

#3:  Safer, more profitable, investments that take little time or cost to buy and hold… so you can focus on earning more instead

Many readers use our services for just one of these three benefits.  They focus only on health or on earning more or on better, easier investing.

28 years ago Merri and I created the International Club as a way for readers to join us and be immersed in all three of these benefits.   The International Club is a year long learning program aimed at helping members earn worry free income, have better affordable good health and gain extra safety and profits with value investments.

Join us for all of 2020 NOW.

The three disciplines, earning, health and investing, work best when coordinated together.  Regretfully the attacks on our freedom are realities of life.  There is little we can do to change this big picture.  However we can change how we care for our health, how we earn and how we save so that we are among the few who live better despite the dollar’s fall.

We start with better lower cost health care.

Club membership begins by sharing ways to be free of the “Secret Hospital Charge Master”.   Just as governments hide truth behind “National Security”, big health care businesses hide medical truths behind “Charge masters”.  Most hospital charge masters are secret because big business does not want us to know how much hospital costs have risen.  Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.

Despite rising health care costs, a report from the Centers for Disease Control & Prevention shows that hospitals are the last place we want to be for good health.  One report shows that hospital-acquired infections alone kills 57% more Americans every year than all car accidents and falls put together.

Often, what patients catch in the hospital can be worse than what sent them there.  Governments and health care agencies agree  – antibiotic resistance is a “nightmare.”  An antibiotic-resistant bacteria may be spreading in more hospitals than patients know.  About one in every 25 hospitalized patients gets an infection and a report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.

Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals.  This is why charge masters are so often secret.  There are few risks to our wealth that are greater than a hospital stay.

I have created three natural health reports are about:

#1: Nutrition

#2: Purification

#3: Exercise

Each report is available for $19.95.  However you’ll receive this free as club member and save $59.85.

Club members also receive seven workshops and courses on how earn everywhere with at home micro businesses.  We call this our “Live Well and Free Anywhere Program”.   The program contains a series of courses and reports that show ways to earn and be free. These courses and reports are:

  • “International Business Made EZ”
  • “Self Fulfilled – How to Write to Sell”
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The course “Event-Full – How to Earn Conducting Seminars and Tours”

This program is offered at $299, but is available to you as a club member free.  You save $299 more.

Next, club members participate in an intensive program called the Purposeful investing Course (Pi).  The purpose of Pi is finding value investments that increase safety and profit.  Learn Slow, Worry Free, Good Value Investing.

Stress, worry and fear are three of an investor’s worst enemies.  These destroyers of wealth can create a Behavior Gap, that causes investors to underperform in any market good or bad.  The behavior gap is created by natural human responses to fear.  Pi helps create profitable strategies that avoid losses from this gap.

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories from economic news (often created by someone with vested interests) and is based mainly on good math that reveals the truth through financial news.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

There are seven layers of tactics in the Pi strategy.

Pi Tactic #1: Determine purpose and good value.

Pi Tactic #2: Diversify 70% to 80% of portfolio equally in good value developed markets.

Pi Tactic #3: Invest 20% to 30% equally in good value emerging markets.

Pi Tactic  #4:  Use trending algorithms to buy sell or hold these markets.

Pi Tactic  #5:  Add spice speculating with ideal conditions.

Pi Tactic  #6: Add spice speculating with leverage.

Pi Tactic  #7:  Add spice speculating with forex potential.

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return

#7:  Market history

We combine the research of several brilliant mathematicians and money managers with my years of investing experience.

This is a complete and continual study of what to do about the movement of international major and emerging stock markets.  I want to share this study throughout the next year with you.

This analysis forms the basis of a Good Value Stock Market Strategy.  The analysis is rational, mathematical and does not worry about short term ups and downs.  This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.  Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

The Pi subscription is normally $299 per annum but as a club member you receive Pi at no charge and save an additional $2299.

Profit from the US dollar’s fall.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

Club members receive a report about opportunity in the  current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but when you become a club member you receive the report, “Three Currency Patterns For 50% Profits or More” FREE.

Plus get the $39.99 report, “The Platinum Dip 2019” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80 and has remained near this level, compared to a range of the 230s only two years ago.

Now there is a new distortion ready to ripen in the year ahead.

These two events are a strong sign to invest in precious metals.

I prepared a special report “Platinum Dip 2019”.   The report explains the exact conditions you need to make leveraged precious metal speculations that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons about speculating in precious metals gained through 30 years of speculating and investing in gold and silver.

The low price of silver offers special value now so I want to send you this report because the “Platinum Dip 2018” offers enormous profit potential in 2018.

The report “Platinum Dip 2019” sells for $39.95 but club members receive it free as well.

The $39.95 new “Live Anywhere – Earn Everywhere Report” is also free.

There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential but also work well in disaster scenarios.

There are are specific places where you can reduce your living expenses and easily increase your income.  Scientific research has shown that being in such places actually make you smarter and healthier.  Top this off with the fact that they provide tax benefits as well and you have to ask, “Where are these places?”.

Learn about these specific places.  More important learn what makes them special.  Discover seven freedom producing steps that you can use to find other similar places of opportunity.

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not!)

The report is very specific because it describes what Merri and I, our children and even my sister and thousands of our readers have done and are doing, right now.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning locally and globally.

This report is available online for $39.99 but International Club members receive it free.

Save when you become a club member.

Join the International Club and receive:

#1: The $299 Personal investing Course (Pi).   Free.

#2: The $299 “Live Well and Free Anywhere Program”. Free.

#3: The $29.95 report “Three Currency Patterns For 50% Profits or More”. Free.

#4: The $39.99 report “Platinum Dip 2019”. Free

#5: The three $19.99 reports “Shamanic Natural Health”.  All three free.

#6: The $39.99 “Live Anywhere – Earn Everywhere” report. Free.

#7: A year’s follow up subscription to the Purposeful investing course… Plus more.

Join the International Club for $349 and receive all the above online now, plus all reports, course updates and Pi lessons 2019 at no additional fee.

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Gary 

 

 

Amazon.com has  Collectible Investments for the High Net Worth Investor

Multi Currency Idea in Collectibles


Here is a multi currency idea. Have fun and gain profit with collectibles.

The US dollar may now be falling. The buck was very strong versus most currencies…. such as the euro and the British pound over the last few years.

Now this strength is waning and this may cause rumors and fears about the greenback.

The truth is the purchasing power of all currencies is at risk.

I am betting against the US dollar myself… but not in Ecuador which I believe for now will remain dollarized… ie using the American currency as its currency.

We’ll see one idea about how to invest in Ecuadorian antiques in a moment.

First let me clarify about the new sucre. There has been some confusion about the new Sucre in Ecuador.

cotacachi-house

Ecuador is such a beautiful place. Here is a shot of Mt. Cotacachi from our Cotacachi house and

ecuador mountains

Mt. Imbabura.

One really great thing is that one can kickback and stop thinking about politics.  Little political has much impact on the day to day life of the individual expat.

However some seem to want to worry anyway so a  number of readers sent me a news article entitled “Venezuela and Ecuador Conduct First Transaction in SUCRE” worrying that a new currency had been introduced without their knowing.

Until 2000 Ecuador’s currency was the Sucre.  Then Ecuador dollarized and its currency became the US dollar and the dollar remains Ecuador’s currency.

There is NOT a new currency for Ecuador.

The article says: On Tuesday, July 6 the governments of Ecuador and Venezuela conducted the first transaction through the Unified System for Regional Compensation (SUCRE, Spanish acronym), a proposed regional currency for the member countries of the Bolivarian Alliance for the Peoples of Our Americas (ALBA).

“The SUCRE is an example of efficiency and the political willingness to define concrete projects,” said Venezuelan President Hugo Chávez.

The technology manager of the ALBA Bank, Edwin Duarte, explained that the transaction in the new currency took place through an “Online web system that provides accountant authorization in every country. Once the transaction is approved, the Central Bank of Ecuador receives the amount,” he added.

After the purchase from Caracas, the state-owned channel VTV broadcasted the confirmation of the transaction from Quito, Ecuador. An official from the BCE confirmed that the “the transaction was successfully accomplished (…) I confirm the reception of the money. The SUCREs were transferred.”

The SUCRE was approved in an agreement to establish it as the trade currency among Bolivia, Cuba, Ecuador, Honduras, Nicaragua and Venezuela.

Many readers also write to me worrying that Ecuador will leave the greenback and create its own currency not realizing that if Ecuador leaves the US dollar this will be good for expats.

I do not think that Ecuador will unhinge from the US dollar any time soon.  First, Correa  has stated the country will not.  Of course I am thinking beyond any politician’s word.

If there is to be a new sucre  then it would be sure to fall versus the greenback…. a political embarrassment that would also make goods from the US become more expensive.

Keep in mind Correa is an economist.  In 2005, he was the economic and finance minister under President Alfredo Palacio. To create a sucre and link it to the US dollar while the greenback is strong would make Ecuadorian exports uncompetitive.  If I can figure this out… he certainly has as well.

More importantly a new Ecuador currency could give Ecuador’s Congress more power and Correa less power.

Currently if Congress wants to implement any new program, it has the restraint of having to have the money to pay for it and Correa.  A new currency would allow Congress to print money which they currently cannot do.  And Correa’s government is already in trouble with Ecuador’s Congress.

This last Tuesday, members of Correa’s party in the legislature failed to pass a controversial monetary reform bill that would use Central Bank deposits to fund investment projects. In short he was trying to do the same thing as print money and Congress stopped him.

Correa’s party, could only muster 59 votes.  63 votes were required to pass the law. This is the second defeat for Correa’s party in the legislature in recent months. In May he could not secure enough votes to overhaul water usage.

The proposed monetary reform would have given more discretionary power to the Central Bank, reducing its limits on investments and allowing the Central Bank to invest directly in state-owned banks.  Many felt that this would provide liquidity to institutions that had questionable lending policies and high non-performing loan ratios in a non transparent way.

The indigenous protests against Correa’s water laws surely helped defeat them.  Now it is the financial structure opposing him. Correa’s party will probably try to get this monetary policy reform bill applied again soon, plus has other controversial bills that face opposition on hydrocarbon reform, communications and university education.   See more about his political battle with the indigenous at Ecuador Political Tension.

Political analysts say Ecuador might have returned to a long-standing political pattern, where the president is powerful in central government but politically weak in Congress.  This makes it less likely for Correa to do anything that will strengthen his congressional opposition.

However should I be wrong, and Ecuador reintroduces a new sucre as its currency see why a Sucre would be good for gringos at Ecuador and the dollar.

The truth is that the purchasing power of all currencies is at risk.

One way to overcome this problem is to have a passion and investment in collectibles.

Failing global currencies will enhance the demand for collectibles.

Antiques, art, old cars, stamps, coins, wines, autographs and other unique memorabilia have been among the best long term investments for those who know what they are doing.

Collectables especially make sense if you have expertise and or a passion… ideally both.

Investor-collectors, seeking out items they love can expect to see tangible long term increases in value.

There is especially room for growth in Asia and China as China has now become the second largest economy in the world (China’s economy  recently passed Japan’s in size).

Asia has witnessed a 10% growth in the collectibles market, while China has seen growth of 15% and some world record prices have been seen within the Chinese market in the last twelve months.

In December 2009, a Hong Kong auction witnessed a world record price for a single bottle of Château Pétrus 1982 vintage wine, which was auctioned for an impressive  £62,000 ($94,000).

In January 2010, another Chinese record was smashed with the sale of one of the rare 1897 Red Revenue Stamps which sold for £470,000 ($710,600).

In April this year a piece of Imperial Jade relating to Qianlong of the Qing dynasty sold for a world record price of £8,005,000 ($12,200,000) , at Sotheby’s, Hong Kong.

Then a month later, more world records were set as a rare Chinese snuff bottle was auctioned off for £5,800,000 ($8,750,000), to cap off a truly remarkable year in the Chinese collectibles, market.

In the Chinese market alone, world records continue to be set for rare collectibles like stamps and wine. Hong Kong hosted its annual Winexpo event in May, with 880 exhibitors from thirty two countries on show. The three day event saw 12,000 Asian visitors, with a 40% attendance increase from the previous year demonstrating the growing market in the Far East.

Collectible Caution

The collectible market can be splotchy.

In June 2010 Europe’s most valuable ever art auction was slow.

Christie’s in London hosted one of the most anticipated sales for years, selling art with a total presale estimate of £163m-231m.

The two stand-out jewels among the 63 lots were a blue period Picasso and a Monet waterlily painting, both with estimates of between £30m-40m and even higher expectations. But the Picasso sold at its low-end estimate – for £31m – and a final bid of £29m for the Monet meant it went unsold. In total, 16 lots were unsold.

There were disappointing lots but sales did reach £152.5m a UK art auction record.

The risks in investing in collectibles include mark-ups, maintenance, forgery and delay.

Collectible dealers usually mark up the price to make a quick turn profit. Collectors, may have to hold an item for years and the value may or may not increase.

Many collectibles require special care to keep them in good condition. Be sure you can

Counterfeiting and puffery are great risk. Your collectible may be a fake or offered as a higher grade. Be sure you know a lot about what you buy.

One idea if to learn about and invest in Ecuadorian antiques.

Here is a note about Ecuador antiques from Jean Marie Butterlin.

Ecuador and Antiques

ecuador-antique-armoire

By Jean Marie Butterlin

I love antiques  and always have some in our houses wherever we live.

One thing I pay a lot of attention to, when buying antiques is the energy that the pieces of furniture or art carry with them .  I have felt many times when visiting friends who had a lot of antiques, that some of their pieces have brought unusual energies in their rooms.

Therefore before buying an antique piece, I always try to get a feel about them, almost doing a little meditation and touching it to get the subtle energy that it carries.

I am scouting for some pieces but I always check not only the integrity but also any unusual energies because the last thing you want in your home is stuff that could negatively alter the character of your home.

When moving to Ecuador, I decided not to bring any furniture with me (too far away and too costly) and started looking for some furniture and decorations.

So far I have purchased a small coffee table and desk chair.

This coffer is…

ecuador-antique-coffer

excellent outside and in.

ecuador-antique-armoire

Recently I started looking for antique doors for new the house, we plan to build in Cotacachi.

We have been looking for doors that will be our houses soul.   So far nothing has met our desires

In Feng Shui tradition doors are the entrance of the chi so I pay a lot of attention to the door and the orientation etc.

This is one type of…

ecuador-antique-door

door we have found in Ecuador.

My search furniture-door expeditions, have uncovered a few people who know a lot about antiques in Ecuador, especially about restoring them.

In Cotacachi, we live only only 20 miles from St Antonio de Ibarra, the wood carving center of Ecuador. This is where the master carvers make replicas for the Louvre in Paris.

I was curious how these beautiful religious pieces, that come from old convents or churches ended up being restored in St Antonio.

I was told was that they came from old churches or convents, that were being destroyed because they were unsafe or rebuilt or were two and three hundred year old doors that had become were rotten from weather and age so they needed to be changed for much safer ones.

Such doors usually are scrapped by the Padres because they are not secure enough, because the bottom part was rotten due to age, rain and weather.   The masters in San Antonio restore them beautifully.  Only the bottom is new.

ecuador-antique-doors

These doors were restored in St Antonio.

I have not found my doors yet.  Soon I will and our house will be built around them.

I have found already the future protectors of my house however… or to be more precise.. they found me… and what a deal also I got!

ecuador-antique-angels

Perfect angels.

ecuador-antique-angel-face

We have also found the perfect table for our salon .

When it comes to antiques, and authentic reproductions, there is a lot to be discovered in Ecuador.

When it comes to shopping, there is something for everyone.   One just needs to look and we are here to help you do so.

Jean Marie

As of August 1st, Jean Marie Butterlin and his company International Moryainternat S.A. acquired International Service center’s Ecuador tour business.

Jean Marie has studied with Gary & Merri Scott for over a decade when he began his natural health business in the USA,.

Jean Marie was born in France and after graduating in 1977 from the engineering college ICAM in Lille (France) moved to United States where he developed a homeopathic and dietary supplement business in Houston TX, with an aim at exporting the US made products  into Europe, with emphasis towards Belgium and France.

ecuador-shamanic-tours

Jean Marie Butterlin.

After living part time on both sides of the Atlantic he moved back  in 2002 to Europe where he has a prosperous business in the natural health field i.e. phytotherapy, mineral supplements, specialty cosmetics, as well as Quantum medical technology, internet publishing for the anti-aging market.

This quest for anti-aging remedies, products and techniques has lead him to discover Ecuador with its valleys of longevity, where he is researching and developing new approaches to live longer and better and bringing the new products and techniques to more and more people in the United States and Europe.

Jean Marie began working with the Scott’s one their tours several years ago and moved with his family to Cotacachi last year.

Jean Marie has added some new tours and expanded the length of others, so watch for schedule updates.

Gary

How We Can Serve You

How to Have Real Safety in 2020

The most important investment you can make in 2020, is in yourself. 

Invest in more time.  Invest in less stress. Invest in greater security.That’s why four years ago we created the Purposeful Investing Course (PI) because when it comes to finances, there are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

The core model portfolio we teach in the PI Course rarely changes, but is highly diversified in thousands of shares around the world… so there is higher long term profits, less stress and greater safety.

The portfolio consists of 19 country ETFs.  During the four years since we created the Purposeful Investing Course and set up a $40,000 real time portfolio at Motif Brokers, we have held the same 19 shares and have only traded three times.

The portfolio started with $40,000 and has risen to $53,591 ($49,015 in shares and the balance in accumulated cash).

The portfolio did really well from 2015 to 2018, better than the DJI Index.  Then as the US dollar grew in strength it fell behind.

The chart below shows the actual results of thos portfolio compared with the S&P 500.

motif

 

This good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around investing models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Canada, Germany, Hong Kong, Italy, Japan, Norway, Spain, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of theseall good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

The fact that the Pifilios are invested in all the shares of the MSCI Index in each good value market reduces long term risk.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last four years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and “Silver Dip” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2020 I celebrate my 54th anniversary in the investing business and 52nd year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal Investing Course.

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary