Tag Archive | "Climate change"

Insurance Insurance


Here’s a huge problem… and an opportunity.

Insurance protects against turmoil and unexpected but known risk.  As the world’s turmoil increases so too do insurance premiums.

For example many Americans can no longer afford health insurance.   Expect this fact to grow.  Also expect it to be increasingly true that home and especially flood insurance costs will rise.

My upcoming report, “The Neapolitan Effect” explains why we need clear thinking as insurance against insurance costs.  One way to gain this protection is to reap rich rewards by getting ahead of the largest migration in human history that will be created by rising flood insurance costs.

The report shows how to follow one opportunity using similarities and contrasts.  Spot places similar to growth areas but that have contrasts in price.  

Here is an excerpt from that report.

One of the largest migrations in mankind’s history has taken place over the past three decades and has transformed the Atlantic and Gulf coast of the USA.

Now one in 7 Americans live on the East and Gulf coasts. Beach economies have been growing faster than anywhere else.

This concentration of humanity has flocked to the coastline from rock-strewn coasts in Maine all the way around to sandy barrier islands hugging Texas.

Retirees and baby boomers have been settling on the coast full-time or buying vacation homes for later retirement later.   This growth should continue with the aging of the USA’s 78 million baby boomers.  Boomers still control a majority of America’s wealth and millions of them have their dreams set on living by the sea.

pixabay

A USA TODAY analysis found that an estimated 41 million people now live in a county that abuts the eastern or southern seaboard. There are also several million inland residents with second homes near the coast. Since 1993, 100 coastal counties have grown nearly 50% faster than the rate for the entire USA. About 1,000 new year- round residents arrive each day.

This migration coincides with the problem of global warming.

Insurers are catching onto this growing risk.  For example the Lloyds of London Insurance Syndicate published a report “Climate Change, Adapt or Bust” that warns insurers to act now to understand and actively manage risks from emerging threats such as greenhouse gases and rising sea levels.   Lloyd’s warns insurers “face the challenges of climate change.  or risk being swept away”.

The report says recent scientific evidence suggests climate changes are taking place faster than imagined and insurance change is long overdue. Here is a quote: “Recent natural disasters have revealed the inadequacy of capital and pricing models, so catastrophe models must be updated regularly to keep pace with the latest scientific evidence; the industry must take a new approach to underwriting, looking ahead and factoring in climate change scenarios, rather than simply basing decisions on historical records – especially with extreme windstorm seasons set to continue; insurers must prepare for the impact of climate change on asset values.

“Underwriting for profit will be crucial; insurers must regularly review and communicate conditions of coverage in light of the impact of climate change; and effective partnership with business and government will be key to mitigating risk.”

A February 2021 New York Times article, “Climate Threats Could Mean Big Jumps in Insurance Costs This Year” shows that insurers are about to react to this problem in a very big way.

The NYT.com article says: The federal government is revising rates for flood coverage on April 1. New data suggests premiums need to increase sharply for some homes.

And experience suggests that home values keep increasing in the most desirable coastal areas despite rising insurance costs, Mr. Wright said, because people’s desire to live near water is often unaffected by whether it makes financial sense.

“Is it going to depress property values?” said Mr. Wright, who now heads the Insurance Institute for Business & Home Safety, a research group. “In attractive real estate markets, we haven’t seen that.”

wsj.com

From NYT.com article “Climate Threats Could Mean Big Jumps in Insurance Costs This Year” 

A February 2021 USA Today article, “Flood Insurance: Big rate hikes ahead”  provided even more graphic details.

The article said that some areas in Florida. South Carolina, New jersey, California, Texas and Washington that will see especially high increases.  It said “some 260,000 properties, annual premiums would need to climb $10,000 or more to match the actual risk”.

Screen Shot 2021-02-23 at 7.06.23 AM

For example in the historic waterfront of Charleston the current average flood insurance premium of $2,264 would have to rise to $18,211. The barrier city of South Patrick Florida east of Orlando would see its average premium of $491 rise to $24,724.

The report “The Neapolitan Effect” then shows a geological reason why Mt. Dora (and all of Lake county) offers extra opportunity created by the demographic and climate risk.

The map below shows how Lake county (and Mt. Dora) are in the lowest threat flood zone.

pruppie

As wealth inequality continues to expand, two groups will continue to emerge, a small group who can afford to live on the ocean, regardless of the price.   The second group will be an ever expending population who want to live on water, but can no longer afford coastal insurance and taxes.

Lake county with 1000 named lakes and the huge Harris Chain of Lakes offers an ideal alternative.  This is the similarity.

Mt. Dora and Lake county real estate prices (even lake front property) are much less expensive than coastal real estate.

This is the contrast.

Gary

See how to get this new report “The Neapolitan Effect” free as a member of the Pruppie Club.

CHAOS CREATES MANY OPPORTUNITIES FOR YOU

Cash in on the new normal.

If the pandemic has taught us anything it’s that the so called “experts” really don’t have a clue how to solve this problem. We cannot rely on their information. Instead, we need to plan for and prepare for our own “new normal” if we want to survive.

The pandemic is not the only problem.

The global response to this viral outbreak is just one signal of a world that’s sliding into a devastation and disorder.  The worst turmoil is still to come because of the economic destruction.

With mounting debt, we are well into an economic collapse that will be worse than the pandemic.

The current social economic archetype has already killed millions and destroyed the finances and lives of far more.   Worldwide, unemployment is at an all-time high.  Many businesses have been destroyed.

Governments are trying to solve the problem by throwing money on the fire and are they are being crushed in debt in the process.

Yet, this is just a beginning. It is estimated that it will take 10-15 years to recover from the economic devastation.

To survive the coming economic downturns, you’ll need to learn the importance of adjusting how you live, work, invest and take care of yourself for the next ten to fifteen years!
You can’t rely on governments to bail you out.

Adapt!

That’s exactly what Merri and I have been doing for the last 50 years.

3 d

We have learned the power of being able to adapt to constantly changing markets all over the world and created a not-so small fortune while doing so.  That’s why we’re uniquely qualified to teach you how to not just survive but to PROSPER during the challenging times ahead. Chaos always creates many opportunities for those who know how to spot them and take advantage of them. A good example has been the mass exodus from urban areas to more rural areas.

Since many are working from home, they can live anywhere. There is a shortage of good housing in rural areas now. Merri and I are buying then rehabbing houses to full the gap.  We saw this opportunity coming and jumped in early.

We let readers know of the risks of a pandemic, back in 2016.

Many are already enjoying a safer more secure and financially stable lifestyle already despite the lockdowns and crumbling economy.

Instead of waiting for things to get better, start preparing for things to get worse, much worse.

You also need to learn how to spot opportunities which are all around you. As the economy changes, the opportunities will change too.

That’s why Merri and I keep a constant pulse on opportunities worldwide and report our findings to a special club of unique individuals that we started over 30 years ago. For decades, this club has been called the International Club, but this year we renamed it the Pruppie Club.

What is a Pruppie?

Pruppieism, the new economic and social realism.  Pruppies, like Yuppies, expect everything to expand. They take advantage of every new benefit and technology they can. Pruppies enjoy using the fruits of our ancestor’s deliberations and labors to earn in this advanced technological world.

Pruppies, also, like Preppers, engage in activity that they love that will sustain them when society and the incredibly intricate weave of our global economy and society let us down.

We need to be both, Yuppies and Preppers, Pruppies!

Take profit from the incredible new technology that gives us super powers to earn and grow wealth. Be safe and secure, when social economic tidal waves like plagues, stagflation fascism and communism overwhelm the world.

Pruppies are prepared in case everything, everywhere, or at least everything relating to their income and savings fails and the fabric that surrounds their lives disintegrates into an unknown veil.

Yet a Pruppie’s preparation is not a sacrifice, but a joy as you will see.

Learn how you can become a Pruppie.

gary-scott-orange-grove

I’m no farmer but grow citrus so I’ll always have food to swap. Let me show you how to lock in your food supply.

EARLY ACCESS! We are changing more than the club’s name and you can be in the unique position as one of a select few who are charter members of our new Pruppie Club.

You’ll be the first to know about opportunities and trends all over the world in our bi-monthly report and monthly conference calls which are exclusively for members.

You’ll learn how to:

  • Create a sustainable income without a job or a pension – just in case you lose your job or there is a disruption in pension payments.
  • Learn how to make money working from home – wherever home might be.  A location independent business gives you the flexibility to move to a safer or more affordable location if necessary.
  • Turn your passion in to a profit.
  • How to create quick cash and lasting wealth when you don’t have any money to get started. This strategy can help you build a nest egg fast.
  • Learn easy ways to grow food, including beekeeping, hydroponic and greenhouses (if necessary, food can be used to trade for other services or to sell)
  • Natural healing and lifestyle changes to make now to avoid expensive medications later.
  • Alternative water sources including rainwater collection – just in case the municipal supply is not available for extended periods of time.
  • Alternative Heating and Power. Solar, wood, wind, and hydropower.
  • Where the opportunities are now and the best way to profit from them.
  • Communication beyond internet – how to stay in touch if the internet or power goes down. Protect against government and businesses from snooping around what you wrote and say.
  • Learn about safe social media sites.
  • Precious Metals, Crypto Currencies, and stock investing diversification strategies.
  • International living to reduce costs and gain more freedoms

All this and much more will be EXCLUSIVELY available to you as one of the select charter members of our Pruppie Club.

The regular prices for the International Club was $497 per year, but during this time of crisis and evolution we are offering new charter members an early access special fee schedule.

EARLY ACCESS SPECIAL! Join before February 15th for only $179 plus $99 per year.

I invite you to join those few who will become healthier, wealthier and more fulfilled in the decade ahead.  Become a Pruppie, one of the core persons who will glide through the destruction and be able to help the world restore order.

Ecuador-beach-condos

I’m no builder nor carpenter, but was partly responsible for creating these condos on Ecuador’s coast (above) and in Ecuador’s Andes (below), a decade before this expat community boomedFind out the trick for spotting trends like this early.

Ecuador real estate for sale

As an Elite Pruppie Member, you’ll get INSTANT ACCESS To:

Live Anywhere, Earn Everywhere (a $39.99 value). This 250 page report published in 2016 reveals ways to gain fulfillment doing what you love but how to also include something that will be useful if society and the incredibly intricate weave of the global economy and society fail.

This report has already helped many readers prepare for the pandemic in advance, but it’s not too late. the incredible special opportunities for future profit still exist.

Natural Healing the Shamanic Way (a $59.97 value).  Learn about #1: Nutrition, #2: Purification, #3: Exercise These three reports show how to gain better natural health. The foundation of all fulfillment, contentment, happiness and success is good health. Yet when it comes to health care, we may well be on our own. The way to escape the dangers of the high cost, deteriorating health care system, is to not need it. Declare health independence… and create natural good health. There are dozens of simple, really low costs steps that can improve health… eating, purification, exercise, even the way we think and don’t think when we sleep.

Super Spanish (a $79 Value).  One alternative to infrastructure deterioration and skyrocketing costs is to move abroad. The top choices include Panama, Ecuador and several other Spanish speaking countries. Super Spanish provides a way to almost instantly be able to communicate in Spanish. Thousands who have taken this course were creating Spanish sentences in just four hours.

The course uses special music to unlock your brain’s super powers and provides 17 easy lessons that give you a vocabulary of 4055 words you don’t have to memorize and will never forget. Within three days you have a base language that works and lets you become a fluent speaker of Spanish.

Purposeful Investing Course: ( a $99 Value).  A Good Value Stock Market Strategy. The analysis is rational, mathematical and does not worry about short term ups and downs. This strategy is easy for anyone to follow and use. Pi analysis every share in 46 stock markets around the world and reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

Because all shares in the Pi portfolio were in non USA stock markets, the return seemed to under perform due to a strong US dollar. Yet the return was still over 10% per annum. Now conditions are set for overperformance in the upcoming years.

Super Thinking Workshop (a $49 Value). Increase your mental agility with baroque music. Be smarter… more energetic…. healthier… more relaxed in 17 minutes a day.

Self Fulfilled: How to Have a Pinnacle Career with an at home self-publishing business (a $79 Value). In this era, our experience is worth more than the cost of getting it. We are not worn out at 50 or 55 or 65 or more. These can be our best years. Make the rest of your life the best time of your life. Turn your passion into profit with a mission.

gary scott

I have no hatchery but learned how to raise trout like this, for fun, profit and a guaranteed protein supply.  Learn how to turn passions into protein.

THERE’S MORE…

BI-MONTHLY REPORTS. Exclusively for Pruppie Club members. Best practices to prosper, unique opportunities, and better ways to survive the economic collapse. The report will feature what other subscribers are doing too. We can all learn from each other.

MONTHLY CONFERENCE CALLS! I will talk about the latest news and trends to help you jump on opportunities. This will not be about the doom and gloom that surrounds you. These one-hour calls are your chance to ask questions and share ideas too. ONLY Pruppie members will have access to the replay of all conference calls.

TWO BONUS REPORTS: Five Ways to Make Money With Real Estate Even You Don’t Have Any Cash or Credit eBook. The techniques in this ebook could help you make $3,000 to $5000 per month without a job. 



This bonus is Jackie Lange’s ebook on how to generate cash without a big investment.

Jackie’s book is a step-by-step guide for making money with real estate with less than $10 invested, not buying the house, and no repairs….yet still making at least $5000.

She made $30,000 in three days on her last flip deal.

Even if people don’t want to make a business out of this, it is a fast, low-risk way to generate cash

Fund Your Freedom Overseas eBook – Learn how to make money working from your home anywhere in the world. These are all location independent business ideas.

jackie

GET READY!

Enormous, economic, social, political and productivity change was already in the process.  The pandemic however has accelerated and accentuated the process. You still have time to join the few who are left standing from the 2020 disaster.

You still have time to become one who will prosper during the 2020 decade. You can be one of a small elite group who will be able to help restore a healthy world order. The world will be very different from what we have known for the past seventy years, but when looked at in a framework of longer history… it’s the same old tale.

The last couple of millennia are filled with stories of empires rising and falling.  There are basic conditions in each of these tales.

  • First the idea of debt loses its real meaning and rising to levels that are unsustainable.
  • Interest rates charged for debt fall to extremely low levels so the idea of investing for a known amount stops making sense.
  • Central monetary authorities replace innovation and increased productivity as activators of the economy.
  • Disparity of wealth widens dramatically and the spread increases.
  • There is so much divisiveness in politics within countries that social and political conflicts spiral.

We’re seeing these changes rapidly happening now!

Fwd: gary-scott-tipis

I learned how to turn land into income producing property cheap and cashed in on the glamping craze a decade before the word was invented.  I want to share this trick with you.

Social and economic deterioration restricts safety, lifestyle, well-being and peace of mind. Social and economic shifts of this nature reduce the purchasing power of income.

Inflation, for example puts pensions and savings at risk. 

Growing deception allows manipulation of medical care, finances, the value of homes, how cars are bought, the price of gas, the education and raising of children, the food we buy and eat, the shows watched and the ways we work and play.

A very large and growing part of the public throughout the Western world no longer believes in the integrity of local or national government, law enforcement, health care, banking, pensions, legal systems, educational processes, media or church, just to name a few.

However, mistrust of anything authorities say has become so deeply rooted that even health assurances as serious as the pandemic have not been believed.

I invite you to join Merri and me in expecting the world to get better… to live and earn based on that expectation but…  to also prepare for bad times as well as good.  Just in case… the world goes sideways… we will still survive and prosper.

We do not give up anything much.  We can enjoy the good parts of the new economy, as we protect ourselves from what can be bad.

Let me be clear.  I expect that the world will get better, at least for the few who adapt and avoid the dangers that the changes from the COVID pandemic will bring.

The wealth of the world, albeit with inequality, will continue to grow.  This collapse of the global economy will bring an incredible new opportunity for those who know what to do.  These profit making avenues offer enormous income potential and even work well in disaster scenarios. Join the Pruppie Club so you can wake up every day knowing that you are prepared and in charge of your destiny.

gary scott

I’m no doctor but have learned how to avoid and survive the excessively expensive western health system and its hidden agendas.  See a simple $19.95 trick  used when the COVID-`19 symptoms appeared.

JOIN the PRUPPIE CLUB HERE. Only $179 if you join before March 15th.

(1) New York Times: “Climate Threats Could Mean Big Jumps in Insurance Costs This Year

 

The Big in a Little Change


Little changes can bring big benefits.

For example, I love drinking decoctions of Tulsi Tea.  Tulsi provides incredible health benefits.

John Douillard reviews some of the health blessings in Tulsi (1).  Described as the most holy plant on earth in the ancient Vedic Puranas,
tulsi is still revered today as a sacred plant.

Tulsi (Holy Basil) Health Benefits

One of the more popular active constituents of tulsi is its volatile oil, eugenol. Studies suggest that it supports a host of systems in the body including the immune, cardiovascular, reproductive, gastric, urinary, and central nervous systems. It has been shown to be protective to the liver, heart, and blood and is antagonistic to foreign microbes.

Perhaps the other most important constituent among tulsi’s arsenal of active agents is a compound called ursolic acid. It is commonly used in the cosmetic industry for its ability to support healthy, elastic, and youthful skin. In fact, these results are so effective it have been patented for cosmetic use.

Tulsi is uniquely suited to support the health of the inner skin, such as the intestinal and respiratory tracts. In one study, it supported the health of beneficial microbes in the gut when exposed to harmful bacteria.

Tulsi is also famous for supporting respiratory health.

Tulsi can be used in any season and supports the healthy expectoration of mucus from the lungs and respiratory tract as well as any excess mucus in the digestive tract.

As a result of tulsi’s broad scope of beneficial properties, it has earned the title of “adaptogen.” This classification means that it helps the body
in times of stress.  As an adaptogen, few herbs match tulsi’s list of benefits:

* Tulsi has been found to support healthy organs and tissues against
chemical stress from industrial pollutants and heavy metals.

* Physical stress from prolonged physical exertion, physical restraint
and exposure to cold and excessive noise.

* Counters metabolic stress through normalization of:
* blood glucose
* blood pressure
* lipid levels

Supports the body’s natural antioxidant response to stress.

Adapts to psychological stress through positive effects on memory, cognitive function and mood.

Not only considered a sacred herb, as we can see, tulsi packs a real punch in terms of its health benefits as well!

Tulsi is an especially good winter drink so in winter, I make a little change and drink a little more tulis.

I was especially pleased when our friend Gene Willis sent us some dried, organic Tulsi and some seeds from plants that he had grown.

tulsi

I planted the seeds and now have an abundant supply of Tulsi growing in the greenhouse.

That greenhouse provides an example of how lost of little changes bring the best benefits and and why it’s important to adapt.

Typically central Florida’s 9a and 9b growing zones is a bit too cold to grow tulsi.  Zones a bit south, 10 and 11 are the best for tulsi, but I changed my thinking on this.  Here’s why it’s important to accept change.

I decided to go ahead and grow zone 10 plants here in zone 9a.  That was a good decision because instead of worrying that this winter is too cold for growing tulsi, I’m more concerned that it’s too hot!

February is typically the 2nd coldest month in Florida, averaging about 60 degrees.  Yet, this week the weatherman is predicting mid 80s all week long.

weather

Instead of heating our greenhouse this winter, I’m opening the windows to cool things down!

“The measure of intelligence is the ability to change.”
Albert Einstein

Here is the message I gained about little changes from growing this tulsi. 

Don’t get so caught up in arguments of long term strategy that you delay adapting your tactics in the here and now.

I am not sure if we are in a long term era of climate change.  I’m even less sure that any climate change that’s taking place is man made.

I see arguments on both sides and I do not know.  I don’t think any of us really know, but I see a lot of friends, readers and others so caught up in the argument that they have no time to make small adaptations to what has happened.

Instead of jumping into the fray, I’ve made lots of little changes that adapt to the here and now.

For example:

  • I’m growing warmer temperature plants and herbs in my green house.
  • When investing in rental property I examine the quality of insulation and HVAC systems more closely.
  • I’m not investing in any property in or near flood zones

Searching for the magic bullet is a waste of resources. Adapting is a game of singles, not home runs.

Adaptation is the foundation of success.  The little changes that we make to suit conditions here and now, bring the biggest immediate benefits.

Long term, a lot of little, becomes big.  Look around.  Change is everywhere.  See it.  Why not make it a point to write down at least one little change you see taking place each day?  Accept it.  Then write down how to adapt… and do it… at least a little.

Gary

Live Anywhere – Earn Everywhere

How to Gain Extra Freedom – While Almost Everyone Loses Theirs.  Profit from post COVID-19 trends.

I invite you to join Merri and me in expecting the world to get better… to live and earn based on that expectation but…  to also prepare for bad times as well as good.

Just in case… the world goes sideways… we will still survive and prosper.

We do not give up anything much.  We can enjoy the good parts of the new economy, as we protect ourselves from what can be bad.

For example in my report “Live Anywhere-Earn Everywhere”,  you’ll see how to make your dining room table bring you more control, more time, more income and more freedom.  After all, what can be more accessible than a dining room table?

ecuador-banks

Dining room tables we worked from (and we also sold the tables for a profit).

You’ll even learn how to turn dining room tables into income and tax deductions as we have with these dining room tables we build out of local wood.

Let me be clear.  I expect that the world will get better, at least for the few who adapt and avoid the dangers that the changes from the COVID pandemic will bring. 

The wealth of the world, albeit with inequality, will continue to grow.  This collapse of the global economy will bring an incredible new opportunity for those who know what to do.  Thes profit making avenues offer enormous income potential and even work well in disaster scenarios.

Let me provide one simple, concrete example.  Ginseng.

This is a great health root.  The demand is growing especially in China.  At times good dried Ginseng sells for $1,000 a pound!  This is an incredible and easy crop to grow.   The less care you give it, the more valuable it can become.  Yet if everything goes south, the health qualities will be good to have and make it an excellent barter item.  Once you know what to do with ginseng, it’s easy to grow in your back yard.

Even better one of the best kept secrets is that ginseng and 125 other medicinal crops that are currently unsustainable but can be grown on land  that is extraordinarily cheap.

goldenseal ginseng

Ginseng we grew in our back yard.  I know about growing ginseng through experience and explain why and how in the report “Live Anywhere – Earn Everywhere”.

Loquats are another example of an easy to grow crop that help promote natural health.

loquats

Here I am by one of the many loquat trees at our Florida farm.

Loquats are a great fruit for making jam and such, but the loquat leaf has amazing medicinal qualities.  Its is a registered medicine in China and due to its anti viral and respiratory system enhancing qualities has an especially  growing demand right now.   The images below from Amazon.com show that the leaves sell for about a dollar per leaf!

I have many trees on the farm but started growing loquat seedlings last year.

loquat

Loquat leaf tea has become really important during the pandemic due to its respiratory strengthening qualities.

I have been drinking a lot of home made loquat leaf tea during the pandemic.

The report “Live Anywere-Earn Everywhere” shows specific places that reduce your living expenses, easily increases your income, makes you smarter, healthier and provides tax benefits as well. 

There are specific places where property is especially inexpensive, now because previous owners do not know about the special qualities created by the pandemic.

Learn about these specific places.  More important learn what makes these places special and seven freedom producing steps that you can use to find other similar spots of opportunity.

Here are some of the experiences this report shares:

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not).

The report is very specific because it is about what Merri and I, our children and even my sister and thousands of our readers have done and are doing.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning globally.

  • Learn about the magic of the north facing slope.   This is where Merri and I live almost half of our time.  North facing mountain land is some of the least expensive in the world but has hidden values that the report reveals.  There is a lot of this land and a lot of hidden value that you can tap.   When we bought our Blue Ridge farm (252 acres) I mentioned this to my Swiss banking friend.  “That’s bigger than the entire village where I live!” was his response.  Smalltown USA offers a last chance at having a lot of space.  By living in two Smalltown places there are enormous tax advantages as well.  One step in the system saves Merri and me over $28,345 in taxes a year.

The report shows how to buy cheap north facing slopes and create an income producing tiny home for $29,000 or less.

If you lack the $29,000 to invest, a start up using tents is even less.  These are tipis we put up at our farm before we built our first tiny home.  Learn how they can create tens of thousands of dollars in income for you.

Fwd: gary-scott-tipis

  • See ways that small businesses like Tipi rentals can be enhanced by the pandemic but also create BIG tax savings as well as extra income.  For more than 30 years Merri and I have enjoyed a strong six figure income, some years more, in the millions.  Yet there have been very few years when we had to pay federal income tax.  The report lays out a three structure program and how it is used when you are in school (up to age 30), then from 25 to 50, 50 to 70  and beyond 70.   Learn why Chapter C corporations and pensions can be better than the normally recommended Chapter S.  See how new mileage log rules gives you a possible opportunity to increase your tax deductions using IRS Form 4562.  Using a two-vehicle strategy you can gain $12,976 in new deductions even if you do not have to drive one mile further or spend one additional penny on your car.
  • See how a greenhouse can help you eat better and be healthier, plus provide income and a tax deduction and be funded by a government grant.

gary-scott-farming

Our North Carolina greenhouse.

gary scott greenhouse

Our Florida greenhouse.

  • There are similar benefits from having a second home office defined in IRS publication 463 and IRS publication 587, even if your desk is a dining room table.  The report also shows how your dining room table can become an actual income producer as its creates a huge tax deduction at the same time, not to mention a great place to eat, work and lay out plans for a brighter, safer more lucrative and enjoyable future.
  • Living in this environment is also healthier, economically as well as physically.  You’ll see in the report how researchers at Harvard found an amazing correlation between living in conditions found on north facing slopes, longevity and mental health.  The researchers were quite surprised by this strong correlation that also extended into mental health.  In addition to feeling better, reducing stress and having more Joie de Vivre the places outlined in “Live Anywhere-Earn Everywhere” can help you avoid hospitals, high cost disease management (aka health care) and BIG pharma while providing an investment opportunity in three plants that have some of the fastest growing demand in natural health care.  These three plants are just one of seven business opportunities that can create multiple streams of income.
  • How changes in cell phone and internet technology eliminated the need to be in one place.   An old law that creates new opportunity for small business in small towns is available to everyone.
  • Use the specific search and purchase guide.  Construction plans are included that show how to generate first tier income that leads to five, second tier avenues of earnings.
  • How to pay off old debt and avoid new debt by avoiding spurts and embracing value. 
  • Learn seven skills that will always have value.  See how to turn First Aid, medicinal plants, hospitality, food, trees, alternate energy and writing to sell into everlasting, low stress wealth.

merrily farms

This pond we created at our farm brought us pleasure but also helped create a safe, healthy food supply, extra income and a tax deduction as well.

My Guarantee

This may be the most important report I have written in 50 years.  The information is certainly the most urgent.  Do not delay.  The risks are upon us right now and you’ll understand how the final steps of the alliance are taking place as you read the current news.

To take any risk out of gaining this urgent information with my full satisfaction or money back guarantee.  If you are not totally happy, simply let me know.  I guarantee you can ask for a full refund any time within 60 days and I’ll refund your payment in full, no questions asked.

You can keep the reports as my thanks for ordering it.

Buy Live Anywhere, Earn Everywhere Report  $39.99

(1)  lifespa.com/the-benefits-of-super-charged-tulsi-holy-basil/

 

Ecuador’s Season


Our belief in Ecuador, as a place to live and invest, comes in part because of its position in the seventh wave of the industrial revolution.

We conducted our International Investing & Business Course last weekend here at the Jefferson Lansing Golf resort clubhouse.

ecuador-season

We reviewed cycles and seasons… how Ecuador opportunity and business in Ecuador really pick up at about this time of the year.  Ecuador’s up season is coming up.

Seasonality is a really important factor of investing to keep in mind… especially right now… as we will see below.

First, in that course we looked at the Asset Allocation of my portfolio and…

Ecuador Property      15%
US Property                46%
Total Real Estate   61%
Equities                           3%
Emerging Bonds            9%
Bonds                             14%
Cash                                13%
Total Liquid              39%

Why I have so little in the stock market now is due to cycles, seasonality and personal values.

Regarding seasonality, October is the bewitching month of  shares.

We viewed how, since the beginning of the Industrial Revolution, the western economy has been moving through fifteen-year upward and downward cycles.  We saw how we are in the tenth year of a potentially 15 year downward wave.

Since the 1800s the stock market has moved in 30 year waves, peaking in bubbles and ending in troughs. Technology, warfare and politics are all related to these cycles. The phrase that coined this great social economic transformation we call the “Industrial Revolution,”  according to historian David Landes, was first in a letter of 1799 written by French envoy Louis-Guillaume Otto.

Since that time mankind has enjoyed ten boom cycles… each created by new technology. Each boom has been followed by a bust… a bear market… a down wave that lasts about 15 years…. for 310 years.

So it is appropriate that in information era up wave  (the dotcom bubble) the Dow topped at 10,336  and then crashed Oct 1, 1999… 300 years after the first revolution began.

Here is a chart of the Dow in that 10th upward period from www.finance.yahoo.com.

ecuador-season

That crash began the current 15 year side ways model that marks the downward cycle.   The peaks and valleys, consistent with the downward wave has slaughtered many investors which, I explained at the course,  is why I have so few equities now.

Seasonality is why I  am not buying equities in October as well.

We viewed how seasonality was at work. Over 30 years the Dow has grown 8.16% overall but all of that growth and more (8.36% per annum average)  has come in the months of November through April. The average annual growth per annum over thirty years in May  to October is only 0.37%.

In other words… October is a volatile month for shares.  In fact the worst days of  the US stock market have been in October.

Black Thursday was October 24th in 1929. During that frenetic day nearly 13 million shares changed hands, nearly four times the norm.  Black Tuesday was October 29, 1929.   The market was slashed again leaving the Dow 40% down in that week.

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Black Monday  was October 19, 1987, global equity markets crashed, starting in Hong Kong. Panic rushed to Europe and then knocked the Dow Jones Industrial Average (DJIA) down 22.61%, its largest one day drop ever.

ecuador season

In short the good equity growth season is about to begin.

Market timing is never more important than the search for value… but it sure can help the search for value.

Seasonality studies give support to the current bear market recovery but suggest the support is best after October.

Plus watch out for a severe October market correction!

Thomas Fischer from Jyske Global Asset Management was with us and pointed out that JGAM’s  low risk portfolios have a very underweight position in equities as well.

During the course we also looked at the importance of personal values in investing by enjoying the process.

We saw some great autumnal beauty…

ecuador-intuition

in the Blue Ridge during the course.  We walked some glorious paths.

ecuador-intuition

Yet this is an El Nino year… a cold winter is predicted.  A long one maybe.

Excerpts from a 19 August 2009 UN New Center article entitled “El Niño weather pattern likely to continue into 2010, explains why: The United Nations agency dealing with weather, climate and water says an El Niño event has begun in the tropical Pacific and is likely to continue into early 2010.

El Niño and La Niña bring significant temperature fluctuations in surface waters of the tropical belt of the Pacific Ocean: an El Niño event sees a rise in temperatures and La Niña witnesses a drop in normal temperatures.

These temperature changes are strongly linked to major climate fluctuations around the world, especially in Latin America, Australia and East Asia, which can last for a whole year or more. Both El Niño and La Niña can disrupt the normal weather patterns and have widespread impacts on climate in many parts of the world.

The UN World Meteorological Organization (WMO) said today that sea-surface temperatures in the eastern equatorial Pacific had risen to between 0.5 and 1 degree Celsius warmer than normal by the end of June, with similar temperatures in July.

“Scientific assessments of these observations indicate that this warming resembles the early stages of an El Niño event,” the Geneva-based agency stated in a news release.

In its most recent update on the subject, WMO stated that the expectation is for El Niño conditions to very likely prevail through the remainder of 2009 and into the first quarter of 2010.

Last year our autumn paths in October turned…

ecuador-season

to this in November.

ecuador-season

Here was the weather report yesterday Oct.14 2009 at Asheweather.comRainy, cold, and raw about sums it up for today. High temperatures for the day were early this morning; We’ll slip into the lower 40s for the rest of the daytime as rather steady rain continues. Watch out for thick, dangerous fog along the Blue Ridge today through much of Thursday. And yeah, we weren’t kidding about that weekend snow shower thing. Gory details below.

Here are some weather statistics for our area that suggest what  happens in Southwest Virginia and Northwest North Carolina (where we are in the Blue Ridge) during an El Nino year.

Roanoke’s snowiest month on record was January 1966, with more than 41 inches. That was during an El Nino.

Roanoke’s coldest winter on record was that of 1977-78, which also had more than 37 inches of snow. That was during an El Nino.

Roanoke got 19 inches of snow on Feb. 10 and 11, 1983. That was during an El Nino.

Roanoke’s snowiest year of the 1950s (1957-58), second snowiest of the 1990s (1992-93) and snowiest of the 2000s (2002-03) each in the 28-to-30-inch range occurred during El Ninos.

Long term patterns in weather or stock markets are no guarantees… but by looking at the odds wouldn’t you rather invest in equities at a time that historically has shown the highest appreciation year after year.   And though snow and cold are not guaranteed up north, wouldn’t you rather have this in the dead of winter (Mt Imbabura) or…

ecuador-season

this?

ecuador-season

Ma, Merri and our friend Steve Hankins at our condos in San Clemente, Ecuador.

This is why we added three more courses and tours in December in our 2009 schedule and will have even more Ecuador courses in January though March 2010.

The remaining 2009 courses are below.

Gary

Join our Ecuador courses and tours October, November or December.

The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business

This course can help you create your own internet business.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course, at no added cost, as I believe they will help you develop a better business in these crucial times..

Even Better Get All three Courses Free

To make this offer even more compelling,  I am giving everyone who enrolls in all our seminars or tours for any one month, October, November or December, “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

Head south to Ecuador!

ecuador-hotel

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

ecuador-hotel

In Cotacachi the weather is always Spring like.  Here is the village plaza near our hotel Meson de las Flores.

ecuador-hotel

Let our friendly staff at Meson de las Flores serve you.

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

ecuador-hotel

This shorts weather photo was taken from our beach penthouse in February.

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

December 6-8 Beyond Logic Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in the mountains and at the sea.  Attend more than one seminar and tour and save even more plus get the three emailed courses free.

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

Read the entire UN article El Niño weather pattern likely to continue into 2010, says UN agency