Tag Archive | "China"

Risks of the Other Riots


What will it take to bring the US stock market down?

Looking at risks in the US economy is not enough.  Looking at any one economy is too narrow a view. We live in a global economy.

www.weforum.org

Image from www.weforum.org

Take for example the US trade with China.  Tariffs and a weaker US dollar make US goods more competitive abroad, but makes all the products that we buy from the other 75.26% of the global economy more expensive!

There is a bigger problem that goes beyond economics.

When a nation has economic hardships, the leaders of the nation always blame someone else.  This can shift global economic concerns into dilemmas of war.  Drastic economies lead to military problems.  They always have and always will.

One bigger problem is in Russia.

Russia’s economy is suffering.  This has led to riots as the NYT.com article “Moscow Police Arrest More Than 1,300 at Election Protest” explains.

The protest was the latest in a series of street demonstrations as economic hardship has dented President Vladimir V. Putin’s approval ratings.

The protest, which not authorized by the government, was the latest in a series of street demonstrations staged as President Vladimir V. Putin’s approval ratings have dipped amid economic hardship.

A likely result will be increased tensions between Russia and Europe, more interference in Western elections and greater nuclear risks.

An even bigger problem in China.

China’s economy has also slowed down which is creating considerable internal tension.

The most obvious manifestation of China’s internal struggle is shown in the NYT.com article “Clashes and Tear Gas as Hong Kong Police Confront Protesters in Yuen Long”.

After firing multiple rounds of tear gas, riot police officers on Saturday briefly clashed with protesters inside the same Hong Kong train station where an armed mob had attacked demonstrators last weekend.

The wave of protests sweeping Hong Kong began in early June and has targeted draft legislation, since shelved, that would have allowed extraditions to mainland China. The demands have since grown to include broader democracy and an independent investigation into accusations that the police used excessive force against demonstrators.

The Chinese internal struggles have already led to growing military tension with the US.

wsj.com

This image is from the NYT.com article  “China Reacts to Trade Tariffs and Hong Kong Protests by Blaming U.S.”

Chinese officials and news outlets have accused the United States of being behind the protests in Hong Kong.

A popular news anchor watched by hundreds of millions of Chinese poured scorn on the United States, using an obscenity to accuse it of sowing chaos. A prominent official blamed Washington directly for the antigovernment protests upending Hong Kong.

Pointed hostility toward America, voiced by Chinese officials and state-run news organizations under the control of an all-powerful propaganda department, has escalated in recent weeks in tandem with two of China’s big problems: a slowing economy complicated by trade tensions and turbulence in Hong Kong that has no end in sight.

As nations spiral downwards from negotiation and diplomacy into threats, the chances of accidents grow and increase the downward spiral.  Businesses and investors understand these realities of social economics and  become uncertain.

Uncertainty is any markets greatest threat and the NYT.com article “Spiraling Trade Tensions Threaten Economy as Trump Pressures China” shows that the market is reacting now.

Global trade tensions escalated this week as the United States renewed its tariff war with China, sending major stock indexes tumbling as fears of an economic slowdown rattled investors around the world.

The S&P 500 index had its worst week of trading this year, as shares on exchanges from Tokyo to London fell on Friday — one day after President Trump announced new tariffs on another $300 billion worth of Chinese imports following stalled negotiations. Beijing’s response was swift.

“China’s position is very clear that if U.S. wishes to talk, then we will talk,” Zhang Jun, China’s new ambassador to the United Nations, said Friday. “If they want to fight, then we will fight.”

As the two sides appeared to drift further from a deal, Japan and South Korea veered toward their own trade confrontation on Friday, injecting greater uncertainty into the region.

The reverse can be true.  If China and the US suddenly announce a new trade deal… the US stock market could explode upwards.  The existing trade tensions are creating and will continue to create inflation.  The main way to combat this is by investing in equities.  Those are positive factors that could cause US (and other) stocks markets to continue to climb.

Know one knows how these tensions are going to release… in negotiation and better deals or greater military tension and even war.

What we do know is that tension is high, almost everywhere and many stock markets, especially the US, are already a poor value with high prices and low dividend yields.

This is why it’s more important than ever to invest in good value.  See how below.

Gary

The Only 3 Reasons to Invest

garyheadshot

The stock market has always been the best place of places to protect and increase wealth over the long haul.   Yet it’s also been the worst place to lose money, a lot of it, quickly.

There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

The goal of investing should be to stabilize our security, bring feelings of comfort and elimination of stress!

We should not invest for fun, excitement or to get rich quickly. We should not divest in a panic due to market corrections.

This is why my core stock portfolio consists of 19 shares and this position has hardly changed in three years.  During this time we have been steadily accumulating the same 19 shares and have traded only three times.

motif

This portfolio is built around a strategy that’s taught in my Purposeful Investing Course (Pi).  I call these shares my Pifolio.

This portfolio more or less matched the S&P 500 until May 2018.  Then a stronger US dollar made the portfolio look like it was falling behind.   This currency illusion creates a special opportunity we’ll view in a moment.

This portfolio above is based on stock price to value analysis built around 91 years of stock market data.

The value analysis is used to create a portfolio of MSCI Country Benchmark Index ETFs that cover  stock markets that are undervalued.  I have combined my 50 years of investing experience with the study of the mathematical market value analysis of Michael Keppler, CEO of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers use his analysis to manage over $2.5 billion of funds.  However because Keppler’s roots are in Germany (though he lives and operates from New York) and most of his funds registered for the European Union, Americans cannot normally access his data.

I was lucky to have crossed paths with Michael about 25 years ago, so I am one of the few Americans who receive this data and you will not find his information readily available in the US.

In a moment you’ll see how to remedy this fact.

The Pifolio analysis begins with Keppler’s research that continually monitors 46 stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  Then Keppler takes market’s history into account.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael’s analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each good value (BUY) market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any one stock in that country is an attractive investment.  This eliminates the need for hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally held at the beginning of 2019.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore, Spain and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

iShares Country ETFs make it easy to invest in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

There is an iShares country ETF for every market.

How you can create your own good value strategy.

I would like to send you, on a no risk basis, a 130 page basic training course that teaches the good value strategy I use.   I call this strategy Purposeful Investing (PI).  You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You get this course when you enroll in our Purposeful Investing program (Pi) with a triple guarantee.

Triple Guarantee

Enroll in Pi.  Get the 130 page basic training, a 46 stock market value report, access to all the updates I have sent in the past three years, two more reports on investing (described below) and an online Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

When you subscribe to Pi, you immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip 2019” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Silver Dip Strategy with platinum.   The “Silver Dip 2019” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip 2019” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

This year I celebrated my 51st anniversary of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

Use time not timing.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

A 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2019” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

(1) www.nytimes.com/2019/07/27/world/europe/moscow-protest-election-russia.html?nl=todaysheadlines&emc=edit_th_190728?campaign_id=2&instance_id=11106&segment_id=15626&user_id=208b2cbe62eb7b536babab791d172bc7&regi_id=483172790728

(2)  www.nytimes.com/2019/07/27/world/asia/hong-kong-protests.html?nl=todaysheadlines&emc=edit_th_190728?campaign_id=2&instance_id=11106&segment_id=15626&user_id=208b2cbe62eb7b536babab791d172bc7&regi_id=483172790728

(3) www.nytimes.com/2019/08/02/world/asia/china-trump.html?nl=todaysheadlines&emc=edit_th_190803?campaign_id=2&instance_id=11317&segment_id=15843&user_id=208b2cbe62eb7b536babab791d172bc7&regi_id=483172790803

(4) www.nytimes.com/2019/08/02/business/economy/china-us-trade-threats.html?nl=todaysheadlines&emc=edit_th_190803?campaign_id=2&instance_id=11317&segment_id=15843&user_id=208b2cbe62eb7b536babab791d172bc7&regi_id=483172790803

Trade War Opportunity


Last week we showed subscribers to our Purposeful Investing Course  (PI) a way to gain from the US China trade war.

The Advisory Extra report produced by ENR Asset Management (1) shows a special growing opportunity in Southeast Asia.  That advisory is only available to these large ENR clients and PI subscribers.

I have worked with ENR for decades and especially now, as they are one of the very few SEC registered investment management companies that can help US investors bank and hold assets with non US banks.

One feature in the July Advisory looks at the opportunity we can gain from the US China Trade War.

The reports says:  Historically, tariffs don’t benefit anyone; the last time nations employed broad-based tariffs in the 1930s, the resultant economic results were devastating as hardship prevailed across the United States and Europe leading up to WW II. The Hawley-Smoot Tariff Act was signed into law in June 1930 and raised U.S. tariffs on over 20,000 imported goods. By 1933, nearly half of America’s banks had failed and unemployment was approaching 15 million people or 30% of the workforce. The rest of the world also suffered as global GDP plummeted.

Manufacturing Shifting to ASEAN

A recent report from New York Federal Reserve economists, together with U.S. import data, suggests regional neighbors in Asia will benefit from the growing shift away from manufacturing in China. Both sides will pay for a trade war. China’s won’t export as much while U.S. consumers will face higher prices. The real winners are China’s competitors in Asia: South Korea, Taiwan, Vietnam and other countries in the region.

Ten nations form the Association of Southeast Nations or ASEAN. They include Brunei,Cambodia, Indonesia, Lao, Malaysia, Myanmar, the Philippines, Singapore, Thailand and Vietnam.

ASEAN is a $700 billion-dollar economic bloc in a market supported by more than 500 million people. It’s an export powerhouse. Add Taiwan and South Korea and it’s even more formidable.

Bullish on South Korea & ASEAN

But South Korea is especially compelling because it’s the cheapest bourse in the region and long neglected by global investors as the KOSPI Index in Seoul trades near a ten-year low. The United States isn’t bashing South Korea on trade. In fact, it’s benefiting from the U.S.-China trade conflict as manufacturing giants like Samsung Group, Hyundai Motor and SK Holdings steal market share. Combined with an undervalued South Korean won, stocks in South Korea represent among the best values in the world and are primed to benefit from a secular manufacturing shift from China to other competitors in the region. And South Korea, after China and Japan, is the third-largest economy in Asia. It punches some serious export weight.

The iShares MSCI South Korea Capped ETF (NYSE-EWY) trades 23% off its best level last year and placed a double-bottom recently. EWY has gained just 2% in 2019, lagging regional peers. The Index fund holds 114 South Korean large and mid-sized companies (dominated by Samsung Electronics at 24%) and trades at a mild 0.27% discount to its net asset value.

The advisory recommends “BUY the iShares MSCI South Korea Capped ETF (NYSE-EWY) at market up to $65. Place a 25% stop-loss on your entry price.

This ETF (dark blue in charts from www.finance.yahoo.com below) has strongly outperformed the S&P 500 index (light blue) and Nasdaq (purple) exchanges long term.

yahoo.com

Over the past five years the iShares MSCI South Korea Capped ETF (NYSE-EWY) has under performed both the S&P500 and NASDAQ  (purple) indices.

yahoo.com

South Korea is one of five Asian countries in my portfolio that Keppler ranks Top Vlaue.

My portfolio and The Pifolio we track in the Purposeful Investment Course currently holds country ETFs for these five Asian countries that might gain from the US-China trade war:

7.6% of portfolio in iShares MSCI Singapore Capped ETF up17.2% since the Pifolio’s inception December 2105.

1.5% iShares MSCI Malaysia New ETF down 30.0% since the Pifolio’s inception December 2105.

2.3% iShares MSCI South Korea Index ETF up 8.8% since the Pifolio’s inception December 2105.

The Pifolio also holds two ETFs representing indices in the Keppler Good Value Developed  Markets

7.2% iShares Msci Japan New ETF up 11.0% since the Pifolio’s inception December 2105.

2.7% iShares MSCI Taiwan Capped ETF up 28.1% since the Pifolio’s inception December 2105.

The downside from an economic point of view is that the Pifolio also has 8% of its makeup in the iShares FTSE/Xinhua China 25 Index Fund up 6.9% since the Pifolio’s inception December 2105.

The Pi strategy is to hold equal amounts of country ETFs in good value markets at a 70% (developed market), 30% (emerging market) ratio.   The only variation my Pifolio has is that it treats China as a developed market, rather than an emerging market.

We as consumers will not benefit from a US China trade war.  We’ll pay more for the products we buy that are manufactured in China.  We can offset this problem by investing in the Southeast Asian opportunity as manufactures shift from China to other Asian countries.

Gary

The Only 3 Reasons to Invest

garyheadshot

The stock market has always been the best place of places to protect and increase wealth over the long haul.   Yet it’s also been the worst place to lose money, a lot of it, quickly.

There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

The goal of investing should be to stabilize our security, bring feelings of comfort and elimination of stress!

We should not invest for fun, excitement or to get rich quickly. We should not divest in a panic due to market corrections.

This is why my core stock portfolio consists of 19 shares and this position has hardly changed in three years.  During this time we have been steadily accumulating the same 19 shares and have traded only three times.

motif

This portfolio is built around a strategy that’s taught in my Purposeful Investing Course (Pi).  I call these shares my Pifolio.

This portfolio more or less matched the S&P 500 until May 2018.  Then a stronger US dollar made the portfolio look like it was falling behind.   This currency illusion creates a special opportunity we’ll view in a moment.

This portfolio above is based on stock price to value analysis built around 91 years of stock market data.

The value analysis is used to create a portfolio of MSCI Country Benchmark Index ETFs that cover  stock markets that are undervalued.  I have combined my 50 years of investing experience with the study of the mathematical market value analysis of Michael Keppler, CEO of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers use his analysis to manage over $2.5 billion of funds.  However because Keppler’s roots are in Germany (though he lives and operates from New York) and most of his funds registered for the European Union, Americans cannot normally access his data.

I was lucky to have crossed paths with Michael about 25 years ago, so I am one of the few Americans who receive this data and you will not find his information readily available in the US.

In a moment you’ll see how to remedy this fact.

The Pifolio analysis begins with Keppler’s research that continually monitors 46 stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  Then Keppler takes market’s history into account.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael’s analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each good value (BUY) market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any one stock in that country is an attractive investment.  This eliminates the need for hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally held at the beginning of 2019.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore, Spain and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

iShares Country ETFs make it easy to invest in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

There is an iShares country ETF for every market.

How you can create your own good value strategy.

I would like to send you, on a no risk basis, a 130 page basic training course that teaches the good value strategy I use.   I call this strategy Purposeful Investing (PI).  You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You get this course when you enroll in our Purposeful Investing program (Pi) with a triple guarantee.

Triple Guarantee

Enroll in Pi.  Get the 130 page basic training, a 46 stock market value report, access to all the updates I have sent in the past three years, two more reports on investing (described below) and an online Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

When you subscribe to Pi, you immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip 2019” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Silver Dip Strategy with platinum.   The “Silver Dip 2019” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip 2019” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

This year I celebrated my 51st anniversary of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

Use time not timing.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

A 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2019” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

Chinese Cold War


Tariffs and trade wars create more risk in our globalized era that we might imagine, especially if China and the West relive history.

Can they even lead to an apocalypse and war?

nyt.com

The image above from article “China’s South Sea control, a done deal; short of war with the US”(1)  shows how the Chinese have created seven military bases, complete with radar domes, shelters.

Here’s a thought published in the New York Times opinion section presented by Stephen Wertheim, a historian who writes about American foreign policy.  His article is “Is It Too Late to Stop a New Cold War With China?” (2).

Wertheim says: Washington is swiftly and decisively turning against the world’s No. 2 power. That could be disastrous.

George Orwell celebrated victory in World War II by warning that a “cold war” would soon commence.  A cold war, he wrote in his 1945 essay “You and the Atomic Bomb,” (3) was a “peace that is no peace.”

Nuclear weapons would prevent direct invasions, but the superpowers would otherwise lead irreconcilable world orders, each seeking to quarantine and trounce the other.

“East Asia, dominated by China.” Until very recently, he looked mistaken. Since the 1970s, the United States and a rising China pursued economic enmeshment and a measure of diplomatic collaboration.

Then he tells how over the past decade officials in Washington have had a growing fear that China was straying from the path of liberalization and cooperation.

The military buildup in the South China Sea, China’s restriction of market access for American businesses, the theft of US innovation and authoritarian tightening under President Xi Jinping have all been growing concerns.

These concerns have led the US government to create an “economic iron curtain” around the world as every issue – security, economics, technology, human rights is fusing together.  The idea is to last a long “fight” with China.

The question is Why a Cold War now?

Perhaps we can see if we follow the money.

Mr Wertheim goes on to say: At the moment, confrontation with China might seem to offer something for everyone, much as the anti-Soviet crusade initially promised. In the late 1940s, businesses saw an opportunity to expand trade and secure capitalism; organized labor signed on, agreeing to discipline its ranks for a slice of the economic pie. It seemed like a good bargain, at least until growth stalled and the Cold War turned out to mean dying in Vietnam.

Is this a swap from the “red scare” to the “yellow peril” so that the military industrial complex can gain greater profits and accumulate more power under the guise of keeping the nation safe.

In 1946, Henry Wallace, President Truman’s Commerce Secretary, cautioned that America should stop rearming and acquiring bases around the world. These actions would make the Soviets insecure, ensuring the conflict they meant to prevent. “To other nations,” he counseled, “our foreign policy consists not only of the principles that we advocate but of the actions we take.” Mr. Truman asked Mr. Wallace to resign, and the superpowers launched the first Cold War. Will we avoid a second?

How that war links to opiates, the current trade war and our lives in the hear and now.

Jerod Diamond in his book “Guns Germs & Steel” tells how China’s evolution was different than Europe’s because the entire country remained connected by one monarchy.

Diamond  wrote: In contrast, Europe’s geographic balkanization resulted in dozens or hundreds of independent, competing statelets and centers of innovation. If one state did not pursue some particular innovation, another did, forcing neighboring states to do likewise or else be conquered or left economically behind. Europe’s barriers were sufficient to prevent political unification, but insufficient to halt the spread of technology and ideas. There has never been one despot who could turn off the tap for all of Europe, as of China.

But China’s connectedness eventually became a disadvantage, because a decision by one despot could and repeatedly did halt innovation.

To find an answer to this question we have to look back approximately 121 years.

quora

This 1899 cartoon shows the American eagle, German vulture, British lion, Austro-Hungarian double-headed eagle, Italian wolf, Japanese leopard, French rooster, and Russian bear, all attacking  a sick dragon representing China, during the opium wars.

The lack of technological advance created by China’s connectedness hit the country about 121 years when there was a huge trade imbalance between China and Great Britain.   The wealthiest in Europe, and England, were using a lot of Chinese luxury goods, silk, lacquer and porcelain. Tea was popular with the middle class symbol.

So much money was flowing from England to China that the British resorted to smuggling opium through its East India Company into China, to reverse the trade deficit.  Huge numbers of Chinese became drug addicts.

China made opium imports illegal, confiscated and burned millions of pounds of opium from the British merchants.  This led to the Opium War where and the Chinese swords and spears could not defeat British rifles and canons.

This led to an era called “China’s hundred years of humiliation”. This era did not end until 1949.

This history will not have been forgotten in China!

In addition to China’s long term plans, globalization has been with us for quite a while.  The utilization of world resources is more efficient, but a trade war, especially between the US and China, no longer just hurts the country where tariffs are imposed.

In our recent era, China, with one sixth of world GDP, contributed  the most to global economic growth, as much as a third of the growth.  This has helped  consumers everywhere enjoy more than two decades low inflation.

A trade war between the US and China will impact everyone.  The catastrophe could exceed the Great Depression, because the global economy is so much more linked than it was during the 30’s.  The impact could be huge and take decades to recover.

Even worse, the trade war could lead to war.

China’s economy has grown so much that the huge middle class there expects and demands a better life.

Will they be willing to tighten their belts, and for how long?

If unfulfilled expectations in the Chinese middle class puts too much pressure on the Chinese government, the Chinese leaders may heighten the tensions with military action in the South China Sea.

The Worst of all a Not Bombed but Still Scortched Earth

The world has so much to gain if China and the US cooperate.   Human nature, on both sides of the Pacific, might make this impossible. Increasing tensions between China and the US create enormous opportunity for a few, leading to further income and wealth in equality.

China is the top emitter of greenhouse gases.  The problrms of climate change requires America and China to cooperate and channel their competition into salvaging the planet rather than seizing its resources.

The American people can live with an authoritarian China. They cannot live on an uninhabitable Earth.

Gary

Live Anywhere – Earn Everywhere

A huge economic struggle is taking place.

The hazard began with the Bayer Monsanto merger.   Recent verdicts against Roundup have accelerated the risk.

Bayer shares have fallen dramatically due to the merger especially after an award of more than $2 billion in damages to a couple who alleged that the company’s glyphosate-based weed killer Roundup caused their cancers.

This third loss-in-a-row by Bayer in U.S. courts and highest award to date has put the company in a tailspin. It 13,400 more such lawsuits and shareholders have rebuked Bayer’s top management over its handling of the Monsanto acquisition and this litigation.  The chart below shows how this has wiped over half of Bayer’s market value .

bayer

See up to date Bayer chart at www.finance.yahoo.com

Bayer’s struggle to protect itself can create disaster in almost every part of our lives, from food to our pets to our medicine.

The battle could destroy what’s left of our privacy, the safety of our food supply, the control over our health, the safety of our money and even the sanctity of our opinions and thoughts could be lost.

Markets and social order can collapse at any time.  Schools, businesses, post offices, any public place, are not safe from shooters on the rampage.  Streets are in danger of terrorists ramming their cars into riders on bikes.  We are no longer safe… in shopping centers, at festivals, even in church.

Yet the bigger danger grows and the struggle is taking place, right now.

You can read about tiny parts of this conflict daily in the news.   Most of the clash however is hidden from view.  There are horrible consequences hidden beneath the visible spin.

There is an association forming that can ruin our health care, nutrition and the environment.  This group an control what you read on the internet, see all the words in our phone calls, watch what we see on TV and slant the trends we learn about in social media.

Everything you write or say can be recorded and used  to control what you hear and read.

The warning shot, above the surface, was the merger between Bayer and Monsanto.

Bayer and Monsanto each have each developed poisons that are harsh on our ecosystem.

The merger of the two firms should have been stopped to ensure human and planetary survival.

But these massive companies have invested so much into lobbying and financing political campaigns that they have the ability to shape political systems to their own end.

Scientific studies found that neonicotinoid pesticides made by Bayer have almost eradicated some bird populations and flying insects.

These pesticides, along with Monsanto’s toxic herbicide Roundup, have delivered a one-two punch against  butterflies, honeybees and birds. Roundup has also been linked to over 40 human diseases, including cancer.

But both the US and the European Union approved the $66 billion merger of Bayer and Monsanto.  This union not only increases the potential of adding toxic poison to the environment but also gives this giant form control over genetically modified (GMO) seeds that have reduced seed diversity globally.

This union is horrible enough, yet it’s only the tip of the iceberg.

Seven companies are involved in a more sinister plot.

The momentum of this dangerous alliance has picked up faster than anticipated.

I began researching and preparing a report “Learn Anywhere, Earn Everywhere” when the Bayer-Monsanto merger was the big deal.   They were two of the seven firms involved in this almost invisible take-over of our food and medical services as well as the internet, cell phones and TV.

I started researching when I saw the hidden depths of this Bayer-Monsanto merger.  I was truly concerned and shocked because my research discovered that the consolidation of Bayer and Monsanto is not the biggest merger nor the most dangerous by far.

Due to the urgency created by the Roundup lawsuits I have miscalculated how much time we have.  I went to work on the report right away, taking my time to delve deeply, but even before I have finished the report, events have begun to heat up.   The pace of this hidden unification has increased.  Now another merger is taking place, far more destructive and the alliance has an incredible lobby program working to make sure that the deal goes through.

A triad of three huge concerns and four smaller ones with hundreds of billions of dollars have built one of the most formidable lobbying operations in Washington.  Nearly 100 registered lobbyists are already on retainer and they include former members of Congress.   One company in this heptagon is also the largest donor to federal lawmakers.

The donations we know of equal more than $11 million paid to 374 of the House’s 435 members and 85 of the Senate’s 100 members in this election cycle.

This deadly seven point affiliation is likely to snake into almost every part of our livelihood.

One part of the cartel will increase our dependence on modified food that can purposely increase our needs for pharmaceuticals manufactured and sold at outrageous prices by another arm of the group.

The organizations will know more about us than any other group in existence.  They will (in fact they already are) act as spies for the government.  This amalgamation will control what ads we see, the products we buy, listen into our phone calls and even monitor and influence what we see on TV.

Sadly most of the public will not even know that this fusion has taken place.  Life will appear to go on as normal.  They won’t even see the change as what’s left of their good life which could be drained away by corporate malfeasance.

This is why I am rushing a report to you so you can be one of the few who avoid the ruin of this alliance and gain rather than lose from the shift.

The report “Live Anywhere – Earn Everywhere” contains seven steps we can take to gain benefits and protection from this cartel.

Here is some background.  At the beginning of the 20th century, Carl Duisberg, the head of Bayer, created a profit sharing cartel from three firms BASF, Bayer and Agfa, called the Dreibund (Triple Alliance) or little IG.

This German chemical association dominated commerce everywhere under the name of IG Farben, the largest company in Europe, the 4th largest anywhere and the largest chemical company in the world.

Because “Power Corrupts” this company morphed into something truly evil before and during the Second World War.

After WWII IG Farben was considered so morally corrupt it could not be allowed to continue to exist and was split into its original constituent companies.  Today Agfa, BASF, Sanofi and Bayer (now expanded) remain.

This is where facts become truly scary.  Some of these very same companies have merged with other mega concerns to create a new American Dreibund (a Triple Alliance dominating the USA).   This new cartel has such power it can take control of your food, your medicine and even influence, if not control, what you read and the information you access for health and wealth.  Even worse, they can monitor everything you do and give it to others in government and business as well.

From a political point of view we cannot do much about this alliance.   The cartel has hundreds of billions of dollars and hundreds of lobbyists.  They are making their big move right now, to take advantage of the current political distraction.  They know that after an election politicians are willing to accept bad news because it will be forgotten in four years.

In addition their greatest enemy in the government has only a couple of months left as the head of the Federal agency that will fight this cartel.

Only a few people will know how to take advantage of the shifts created from the results of this alliance.

The sooner we act, the greater the benefits.   This is why I want to rush my newest report “Live Anywhere-Earn Everywhere” to you.  This report shares how to protect what you have from this coalition that is taking over mainstream media, our food supply as well as our medical history, health care and communications.

Fortunately a loophole can set you free.  You can protect what you have and actually improve your situation, a lot.  Merri and I have already jumped though the loophole and want to share why and how you should too.

How to Gain Extra Freedom – While Almost Everyone Loses Theirs.  Become a Pruppie!

May I coin a new word, Pruppie?

We all know about preppers.  They believe that the world, as we know it, is about to end.  And we also know about Uppies, upward professionals as in Yuppies, young upward professionals.  Uppies expect their world to get better.

The reality is that our worlds have changed and for most of us, there is still great opportunity for a better lifestyle, yet the preppies could be right.

I invite you to join Merri and me as Pruppies, those who expect the world to get better and live and earn based on that expectation but enjoy a progressive lifestyle of freedom that also happens to prepare us for bad times as well as good.

Just in case… the world goes sideways… we will still survive and prosper anyway.  We do not give up anything much.  We can enjoy the good parts of the new economy, as we protect ourselves from what can be bad.

For example in this report, you’ll see how to make your dining room table bring you more control, more time, more income and more freedom.  After all, what can be more accessible than a dining room table?

ecuador-banks

You’ll even learn how to turn dining room tables into income and tax deductions as we have with these dining room tables we build out of local wood.

Let me be clear.  I expect that the world will get better, at least for the few who adapt and avoid the dangers the American Dreibund has planned for the public.  The wealth of the world, albeit with inequality, has continued to grow.  There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential and they even work well in disaster scenarios.

Let me provide one simple, concrete example.  Ginseng.

This is a great health root.  The demand is growing especially in China.  At times good dried Ginseng sells for $1,000 a pound!  This is an incredible and easy crop to grow.   The less care you give it, the more valuable it can become.  Yet if everything goes south, the health qualities will be good to have and make it an excellent barter item.  Once you know what to do with ginseng, it’s easy to grow in your back yard.

Even better one of the best kept secrets is that ginseng and 125 other medicinal crops that are currently unsustainable but can be grown on land  that is extraordinarily cheap.

goldenseal ginseng

Ginseng growing in our back yard.  I know about growing ginseng through experience and explain why and how in the report.

There are are specific places that reduce your living expenses, easily increase your income, make you smarter, healthier and provide tax benefits as well. 

Learn about these specific places.  More important learn what makes these places special and seven freedom producing steps that you can use to find other similar spots of opportunity.

Here are some of the experiences this report shares:

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not).

The report is very specific because it is about what Merri and I, our children and even my sister and thousands of our readers have done and are doing.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning globally.

  • Learn about the magic of the north facing slope.   This is where Merri and I live almost half of our time.  North facing mountain land is some of the least expensive in the world but has hidden values that the report reveals.  There is a lot of this land and a lot of hidden value that you can tap.   When we bought our Blue Ridge farm (252 acres) I mentioned this to my Swiss banking friend.  “That’s bigger than the entire village where I live!” was his response.  Smalltown USA offers a last chance at having a lot of space.  By living in two Smalltown places there are enormous tax advantages as well.  One step in the system saves Merri and me over $28,345 in taxes a year.

The report shows how to buy cheap north facing slopes and create an income producing tiny home for $29,000 or less.

If you lack the $29,000 to invest, a start up using tents is even less.  These are tipis we put up at our farm before we built our first tiny home.  Learn how they can create tens of thousands of dollars in income for you.

Fwd: gary-scott-tipis

  • See ways that small businesses like Tipi rentals can create BIG tax savings as well as extra income.  For more than 30 years Merri and I have enjoyed a strong six figure income, some years more, in the millions.  Yet there have been very few years when we had to pay federal income tax.  The report lays out a three structure program and how it is used when you are in school (up to age 30), then from 25 to 50, 50 to 70  and beyond 70.   Learn why Chapter C corporations and pensions can be better than the normally recommended Chapter S.  See how new mileage log rules gives you a possible opportunity to increase your tax deductions using IRS Form 4562.  Using a two-vehicle strategy you can gain $12,976 in new deductions even if you do not have to drive one mile further or spend one additional penny on your car.
  • See how a greenhouse can help you eat better and be healthier, plus provide income and a tax deduction and be funded by a government grant.

gary-scott-farming

Our North Carolina greenhouse.

gary scott greenhouse

Our Florida greenhouse.

  • There are similar benefits from having a second home office defined in IRS publication 463 and IRS publication 587, even if your desk is a dining room table.  The report also shows how your dining room table can become an actual income producer as its creates a huge tax deduction at the same time, not to mention a great place to eat, work and lay out plans for a brighter, safer more lucrative and enjoyable future.
  • Living in this environment is also healthier, economically as well as physically.  You’ll see in the report how researchers at Harvard found an amazing correlation between living in conditions found on north facing slopes, longevity and mental health.  The researchers were quite surprised by this strong correlation that also extended into mental health.  In addition to feeling better, reducing stress and having more Joie de Vivre the places outlined in “Live Anywhere-Earn Everywhere” can help you avoid hospitals, high cost disease management (aka health care) and BIG pharma while providing an investment opportunity in three plants that have some of the fastest growing demand in natural health care.  These three plants are just one of seven business opportunities that can create multiple streams of income.
  • How changes in cell phone and internet technology eliminated the need to be in one place.   An old law that creates new opportunity for small business in small towns is available to everyone.
  • Use the specific search and purchase guide.  Construction plans are included that show how to generate first tier income that leads to five, second tier avenues of earnings.
  • How to pay off old debt and avoid new debt by avoiding spurts and embracing value. 
  • Learn seven skills that will always have value.  See how to turn First Aid, medicinal plants, hospitality, food, trees, alternate energy and writing to sell into everlasting, low stress wealth.

merrily farms

This pond at our farm is a pleasure but also helps create a safe, healthy food supply and creates a tax deduction as well.

My Guarantee

This may be the most important report I have written in 50 years.  The information is certainly the most urgent.  Do not delay.  The risks are upon us right now and you’ll understand how the final steps of the alliance are taking place as you read the current news.

To take any risk out of gaining this urgent information with my full satisfaction or money back guarantee.  If you are not totally happy, simply let me know.  I guarantee you can ask for a full refund any time within 60 days and I’ll refund your payment in full, no questions asked.

You can keep the reports as my thanks for ordering it.

Buy Live Anywhere, Earn Everywhere Report  $39.99

Gary

 

(1) www.nytimes.com: South China Sea Navy

(2)  www.nytimes.com: China cold war

(3) orwell.ru/library/articles/ABomb/english/e_abomb

 

$645 billion here… $645 billion there


Forget about politics when it comes to health care.

The big battle over health care has one big problem at its root.

That problem is not political.  The problem is not ethical.  Nor is it availability of service or quality of facilities and skills.

The problem is…”Where is the money to pay for it?”

The cost of health care as the Western world envisions it is simply demographically unsound…. we are too many… too old.

A recent New York Times article “States Need $645 Billion to Pay Full Health-Care Costs” shows that the Federal health care problem is just the tip of the iceberg.

This article says:  States and cities around the country will soon book similar losses because of new, widely followed accounting guidelines that apply to most governments starting in fiscal 2018.

The new Governmental Accounting Standards Board principles urge officials to record all health care liabilities on their balance sheets instead of pushing a portion of the debt to footnotes.

The adjustments will show that U.S. states as a group have promised hundreds of billions more in retiree health benefits than they have saved up. The shortfall amounts to $645 billion, according to a new report from The Pew Charitable Trusts based on 2015 data. That is in addition to the $1.1 trillion states need to pay for future pension benefits, according to Pew.

The new level of transparency around retiree health expenses for public workers could lower municipal bond prices and force new decisions to reduce or scrap retiree health benefits as a way of coping with ballooning future costs, some analysts and researchers said.

Most states have almost no money saved up for future retiree health care costs and treat the benefits as an operating expense. States had just $48 billion in assets set aside as of 2015 as compared with $693 billion in liabilities, according to Pew.

This is a global problem:  counties, cities, states, nations.

All of these institutions have too much debt.

Recently Standard & Poor’s lowered China’s sovereign credit rating from AA- to A+ and revised its outlook to stable from negative.  The US credit rating was lowered from AAA to AA+ over five years ago.  The UK dropped to AA after Brexit.

S&P also lowered their rating on three foreign banks with large exposure in China, saying HSBC China, Hang Seng China and DBS Bank China Ltd. would be unlikely to avoid default should China default on its sovereign debt.

Standard & Poor’s warned that China has piled on too much debt and done it too quickly.  The steep rise in borrowing threatens to destabilize the country’s financial system.

China’s growth has been the single biggest driver of global growth for a decade.

There has been excessive borrowing by local Chinese governments and companies but China’s consumers, who were previously known for saving are now quickly taking on debt.

Chinese consumer debt has doubled since the start of 2016.  This borrowing is expected to grow higher: The International Monetary Fund expects Chinese personal debt as a percentage of its economic output to double by 2022.

This growing debt in the US and China, the world’s two largest economies, means we will certainly see the loss of the dollar’s and yuan’s purchasing power.  Inflation is the easiest way to reduce debt without really paying it back in full.

What to do?

There are several steps one can take to protect against such loss.

If you are investing in bonds, consider buying bonds denominated in the currencies of the 11 lucky countries that still have a AAA credit rating at the sovereign level.

Countries with AAA Sovereign rating: Australia – Canada – Denmark – Germany – Liechtenstein – Luxembourg – Netherlands – Norway – Singapore – Sweden – Switzerland.

Interest rates will be low… some even negative, but  the currencies will remain strong.

Second, if investing in equities consider shares in these countries if they are also good value markets.

Good value AAA rated equity markets: Australia – Canada – Germany – Norway – Singapore.

Learn more about these good value markets here.

Third, find low cost, but effective ways to look after your good health naturally.

Health and wealth are so connected that it’s hard to think about one without considering the other.  Human nature has a hard time with delaying gratification. Filling desires quickly with loans create innumerable social, economic and health problems that are all exacerbated by excessive debt.

We cannot change the world’s economy nor this fact of human nature, but we can change ourselves so we put more money into our health bank, than we take out.  We invest financially in low debt places that offer good value.

Gary

Save With Ecuador Shamanic Healthcare

Here’s why concepts from Ecuador shamanic healthcare is better than the hospital.

Few places can destroy health and ruin a lifetime of savings faster than a hospital.  We are at risk from pocketbook surgery and the incredibly dangerous “Secret Chargemaster”.   See below why chargemasters are normally kept secret and how to gain protection from their abuse.

Modern American health care is under pressure.  Despite horrendous costs, the system is faltering.  At times the care is more dangerous than the illness.  For example hospitals are the worst place to have a heart attack.  The University of North Carolina, did a study and found that 40% of the patients who had attacks in the hospital died before being discharged.  (The study compared that with only a 4% death rate for those who had heart attacks outside the hospital.)

Plus it was recently revealed that medical endoscopy scopes in hospitals were infecting patients with deadly drug-resistant bacteria.  The facts about this had not been previously disclosed.  The Centers for Disease Control and Prevention (CDC) estimate that hospital-acquired infections alone kill 99,000 people each year.  Here is an even worse hospital mortality fact.

CDC Stats

Click on image.

The image above shows a report from the Centers for Disease Control & Prevention. Hospital-acquired infections alone kill 57% more Americans every year than all car accidents and falls put together.

Often, what patients catch in the hospital is worse than what sent them there.  Governments and health care agencies agree  – antibiotic resistance is a “nightmare.”  An antibiotic-resistant bacteria may be spreading in more hospitals than patients know.  About one in every 25 hospitalized patients gets an infection and a 2013 report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.

Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals.  This is because of the secrets in the Chargemaster and the people who do not want us to know how much hospital costs have risen .  Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.

hospital bill

The hospital bill above is part of a story about a $110,000 infection and why hospital “Chargemasters” are often secret.  This story tells how one person with resistant devastating infection ran up a $110,000 hospital bill only to find that Medicare would only pay $2,300 from treatment of infection.

Secret of the Chargemasters

Being in a hospital can kill as well as cure.  There are odds on that.  What is more certain is that hospitals can kill our finances.

The ‘average’ cost of hospital care is rising because the leading hospitals are front runners in figuring out how to amass market power so they can  raise prices and decrease competition.  A codeine pill that costs $20 at a hospital costs 50 cents at Rite-Aid or Walgreens.  Hospitals have “chargemasters” a price list created by each hospital, that typically has more than ten thousand entries, so almost nothing — even an aspirin, a bag of IV fluid, or a visit from a physical therapist to help a patient get out of bed — is free.  However, those lists are usually secret.

Hospital Failure

The Commonwealth Fund in its latest survey on overall health care ranked US healthcare dead last compared to 10 major countries.  Despite being worst, USA Today, Wall Street Journal, Forbes, New York Times have all warned about huge, increasingly costly, health care changes.  There are enormous problems in hospitals and chances are they are going to get worse.

When it comes to health care, we may well be on our own.  The very people, institutions and establishments that  we should rely on may actually hurt rather than help our health.  Shamanic Wisdom accumulated over the millennia can fill the gap.

The way to escape the dangers of the high cost deteriorating health care system, is to not need it.  Declare health independence… and create natural good health.  There are dozens of simple, really low costs steps that can improve health… eating, purification, exercise, even the way we think and don’t think when we sleep.

Ancient shamanic wisdom can help us reduce our risks of poor health care and help us fight the ever rising costs.

For nearly 50 years Merri and I have lived around the world and checked out just about every source on natural health care.  We have spent years living with natural health care insiders, and trying what they offered.

We took thousands of readers to Ecuador.  Many met the shamans there and we saw some health miracles take place (including a miracle with me!)

Since not everyone can go to Ecuador, we have created three Shamanic Natural Health Care Reports that can help improve our natural health.  They are concise and to the point.  In 15 minutes the first report shows exactly how to start preparing for better health and more energy.

We do not have to depend on the health care and health insurance monopolies for better natural health… or cave into a healthcare system that can put us at risk and charge outrageous prices at the same time.

Our shamanic health reports provide information on how to use ancient health care systems to become more healthy –  self sufficient – providing our own good health.

The first report is “Sunski”, the Andean word for good eating, for maximum nutrition and purification.

We started the series with eating because so many of our readers have found the Andean shamanic nutrition helps them kick start their health with weight trimming.  Here is what a few readers have written to us:

These are typical notes I have received from readers.  They all contains this common Ecuador weight loss refrain.

*  “Hi Merri,  things have worked out well.  I am healthier than I have ever been, lost 32 pounds since arriving in Sept.  Bought a house and have finished the first level.  What an amazing place you have found”.  Thanks Phil – Ecuador

*  “We’ve decided to change our eating patterns since we came home because we so enjoyed our meals at the farm and how we felt physically.  Thanks so much. With love” JJ New – Chicago

*  “After eating all that delicious food I gained 3 lbs but it must be in muscle weight as my pants fit loosely!”  R Vickers – New Mexico

*  “The food was so delicious and I thought I ate a lot, but during the week I lost six pounds!”  WB Australia.

Good eating is the first step towards natural health. The first rule of good health is getting the correct nutrition.  The second step is purification of toxins and eating to avoid getting impurities in our body in the first place!

Sunski is a way to eat that strengthens and purifies as it stops adding toxicity from eating.  Yet Sunski is a delicious, healthy “self defined” cleansing process.  One lesson in Sunski shows how to correct a simple mistake that most of the Western population makes which increases the chances of adding and retaining weight by 84%.

“Sunski” combines lessons about healthy eating that we learned from years of working with ayurvedic health masters and then living with an Ecuador Taita Yatchak and his apprentices.

We lived, worked, farmed, cooked and ate with this Taita Yatchak for years while learning “Sunski”.

shaman

The “Sunski” report has been 40 years and millions of miles of travel in the making.

We’ve invested thousands of hours into learning the skills of health self-reliance and resilience, identifying the best foods and combinations and sifted through loads of seeming contradictions to get to the facts about “do it yourself” longevity and natural health.

But that wasn’t enough – not when our good health is on the line.  So we consulted dozens of top professions who know a lot about natural health.  We spoke with holistic MDs chiropractors, Indian Vidyas, Andean Yatchaks, and other self-reliant natural health experts who live this way every day.

Don’t let the simplicity fool you…  years of research went into these reports.

And we only kept the best of the best: this system is complete – and FAST to learn – so you can get started immediately.

We all need to stay out of hospitals and reduce our exposure to modern medical risks and costs.

Why re-invent the wheel?  Especially when time is NOT on our side.  We’ve already done the hard work pulling together the information we all need to create better natural, good health.

Imagine… never worrying about what we eat ever again and reducing the risks of hospitalization and health care’s outrageous costs.

A few of the life balancing nutritional tips include how to:

#1: Eat a balance of fat, carbohydrates and protein.

#2: Eat combinations of food for ideal digestion.

#3: Eat clean organic food prepared and served by happy, joyful people.

#4: Eat in good spirits at the right times of day.

#5: Chew in the correct way.

#6: Eat purifying and satisfying meals.

#7:  Adapt eating habits that are suited to individual specific makeup and lifestyle and why such individualized nutrition is better than any specific set plan.

*  A complete list of EZ to use recipes that will immediately improve your short term energy… and your long term natural health – so that you never have to guess what foods you need (or rely on the health care establishment  to tell you the truth).

*  The single biggest constraint you’ll face in your eating habits  – and how you can eliminate it by adding two simple recipes to your Sunski system.

*  How to calculate exactly how much food you need so you don’t over or under build your nutritional plan.

*  A simple solution for making sure that your food delivers what your body needs when you need it.

*  What components you can choose for yourself and how to avoid mass diets that seem to work for every one except… you.

*  The best long term solution for avoiding sugar.

*  Use sweet spices to compensate for stress.

*  Specific types of unique spices that give you the biggest energy bang for your buck.

*  Spices that cleanse and purify.

*  Three changes in your fruit consumption that is a critical component for long term purificatioN.

*  The best times to eat specific foods.

*  How to direct different foods to different parts of the body.

*  Three teas that add a resilience to your natural health system that are easy to make and enjoy at home at a low cost.

*  Why it is good (in fact almost a requirement) to sometimes eat junk food.

The nutrition report also includes  23 special recipes of quick and easy but perfectly balanced meals and snacks.

quinoa pancakes

One of the recipes is for high protein Chocolate Quinoa Pancakes.

All of this information is in “Sunski” the first of three shamanic health reports.

Special and delicious, but fast and healthy recipes.

Merri received this note from a reader:   Merri, your wonderful cooking deserves very special thanksEverything was delicious. I’m now using close to your ingredients but I miss a lot in the result and long for a recipe or two.” Nancy H – Ireland

These recipes are easy to make, delicious to eat, inexpensive but balanced and healthy foods prepared in a shamanic way.

Learn how nutritional secrets can help keep you out of the hospital.

Secret of the Hogberry

Gain Amazing Health Benefits with the Hogberry

More than 100 studies have found that physical activity can lower cancer risk and even help cure cancer.  Fortunately researchers asked why and one answer became clear.  Body fat.

Studies showed that those who were most active have a 25% lower chance of developing cancer because reduced body fat is possible pathway to lowering cancer risk.  Time Magazine has some good information on the relationship between exercise and reducing cancer.  Have a look below if you want to research more deeply (1).

intermittent fastng

Graph showing benefits of intermittent fasting.

Fortunately there is a little known way to reduce body fat that does not even require exercise.  I’ll share more on this secret in a moment.

First, body fat and cancer?   Let’s ask why?

Part of the answer is toxicity.

Healthy bodies naturally and regularly remove water-soluble toxins from the body.  Our blood and kidneys flush them away.

Fat-soluble toxins such as metals, pesticides, preservatives, other pollutants are harder to flush out of the system.   Fat-soluble toxins must become water-soluble before the body can get rid of them.  The liver can do this conversion (bile emulsifies fat-souble toxins into water-soluble).  This process requires healthy digestive and detox pathways.  When they become imbalanced, fat-soluble toxins are stored in fat cells and brain cells instead.   These toxins can remain for decades and create health problems.

The fat stored toxins cause oxidation (free radical damage) and degeneration as well as mutation.  Toxins in the fatty tissue of the brain become neurotoxins that can cause cognitive problems and a host of mental and brain imbalances.

The way to avoid this storage of deadly toxicity is to keep stress down, while digestion and detoxification pathways remain good.

Burn Fat to Burn Toxins

When you burn fat not primarily for weight loss, (though you will lose weight) but for purification, you can turn on the body’s detox fuel.  Fat metabolism is the body’s natural form of energy.   Fat metabolism provides a more steady energy than glucose metabolism and flushes fat cells free of toxins.  As the toxicity drops, the nervous system has reduced stress and will naturally burn fat instead of sugar.

Intermittent fasting is one way to get the body to burn fat.  There is a way of eating that helps reduce weight, improve energy and purify the body as it returns to a state of natural health.

This is a simple easy way to improve and restore feeling good, but works best when combined with better nutrition, moderate exercise and a purification program that helps make sure that the body is not overwhelmed with too much purification at once.

This is why I have written a short report entitled “The FAST Way to Better Health” that features one special tea so an intermittent fasting routine becomes doable and enjoyable.

The Key is in the Hogberry

Intermittent fasting is guaranteed to work, if you have even reasonable nutrition, moderate physical activity and stick with it.  The problem is in the sticking.  When the brain is hooked on metabolizing sugar it can be very demanding.   When we try going an extended period without a sugar, the brain will have a hissy fit and demand that we eat or drink something sweet or starchy or alcoholic.

Sticking through a fast just does not work when the brain pulls out its bag of tricks, from sweet whispers (just one chocolate won’t hurt- but it will!)  all the way to chills sweats and dizziness.   Intermittent fasting, without help, can require enormous discipline that most of us cannot maintain long enough.

I know, I tried intermittent fasting several times and failed.  Then I accidentally stumbled across the secret of the Hogberry that not only stops hunger but more importantly speeds up the process of switching from sugar metabolism to fat metabolism AND assists in the purifying process.  Once I tried using this support for the pancreas (among other things),  intermittent fasting became satisfying and enjoyable.  I am passing 45 days in this routine, and the steady energy just gets better and better.  I am not minding the reduced weight and better fitting clothing either!

“The FAST Way to Better Health” explains how intermittent fasting is not real fasting.  One does not stop eating with an intermittent fast, not even for a day.  You learn why this is such a healthy way to lose weight and detoxify fat cells to reduce risks of cancer, heart disease diabetes and senility.

More important you learn how to feel better almost from the very first day.  Reduce stress, gain smooth steady energy without 10:30am and 3:00pm  droops. Find out how to avoid being hungry right after you eat and how to make the cravings for sweets and junk food all but disappear.

I will send you this report “The FAST Way to Better Health” that reveals the secret of the Hogberry, FREE when you order my Shamanic Natural Health reports described below.

This is the only way to attain this report.  Intermittent fasting can make your life better. It works best when you use the nutritional, exercise and purification tips outlined in these three reports.  As with all my reports and courses, satisfaction is guaranteed or your money back.  I want to be sure  that the information in “The FAST Way to Better Health” works for you.  The valuable knowledge you’ll gain in these reports works better when the nutrition, purification and exercise reports are combined so I have made a special offer.

I have created three shamanic health reports are about:

#1: Nutrition

#2: Purification

#3: Exercise

In this special offer I want to send you a special report on how you can gain better natural health with the hogberry along with three other reports that reveal secrets of health and longevity.

The Secret Chargemaster Revealed

Few places can destroy health and ruin a lifetime of savings faster than a hospital.  We are at risk from pocketbook surgery and the incredibly dangerous “Chargemaster”.   See below why chargemasters were normally kept secret, how a 2018 federal law requires their disclosure and how to gain protection from their abuse.

How can it be that medical costs are so high? Why is it so difficult to figure out the charge for a medical procedure?

The government in trying to help answer these questions began requiring hospitals from Jan. 1, 2019 to post their chargemaster lists.

These enormous lists of products and services ranging from a single aspirin up to a complicated surgery does little to answer these questions.

This very weak attempt to create transparency only provides data that is difficult to decipher and is mind-boggling for the consumer.

Chargemasters can include tens of thousands of items and procedures, with technical names and abbreviations that few can understand.

Plus when one goes into the hospital no one knows exactly what items and procedures will be necessary since treatment can vary widely based on the age and health and condition.

So listing the chargemaster isn’t helpful or meaningful, but simply gives hospitals one more excuse for outrageous costs… “but we listed what these costs”.

Modern American health care is under pressure.  Despite horrendous costs, the system is faltering.  At times the care is more dangerous than the illness.  For example hospitals are the worst place to have a heart attack.  The University of North Carolina, did a study and found that 40% of the patients who had hearts attacks in the hospital died before being discharged.  (The study compared that with only a 4% death rate for those who had heart attacks outside the hospital.)

Plus it was recently revealed that medical endoscopy scopes in hospitals were infecting patients with deadly drug-resistant bacteria.  The facts about this had not been previously disclosed.  The Centers for Disease Control and Prevention (CDC) estimate that hospital-acquired infections alone kill 99,000 people each year.  Here is an even worse hospital mortality fact.

CDC Stats

Click on image.

The image above shows a report from the Centers for Disease Control & Prevention.  Hospital-acquired infections alone kill 57% more Americans every year than all car accidents and falls put together.

Often, what patients catch in the hospital is worse than what sent them there.  Governments and health care agencies agree  – antibiotic resistance is a “nightmare.”  An antibiotic-resistant bacteria may be spreading in more hospitals than patients know.  About one in every 25 hospitalized patients gets an infection and a 2013 report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.

Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals.  This is because of the secrets in the chargemaster and the people who do not want us to know how much hospital costs have risen .  Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.

hospital bill

The hospital bill above is part of a story about a $110,000 infection and why hospital “chargemasters” are often secret.  This story tells how one person with resistant devastating infection ran up a $110,000 hospital bill only to find that Medicare would only pay $2,300 from treatment of infection.

Secret of the Chargemasters

Being in a hospital can kill as well as cure.  There are odds on that.  What is more certain is that hospitals can kill our finances.

The ‘average’ cost of hospital care is rising because the leading hospitals are front runners in figuring out how to amass market power so they can  raise prices and decrease competition.  A codeine pill that costs $20 at a hospital costs 50 cents at Rite-Aid or Walgreens.  Hospitals have “chargemasters” a price list created by each hospital, that typically has more than ten thousand entries, so almost nothing — even an aspirin, a bag of IV fluid, or a visit from a physical therapist to help a patient get out of bed — is free.  However, those lists are usually secret.

Hospital Failure

The Commonwealth Fund in its latest survey on overall health care ranked US healthcare dead last compared to 10 major countries.  Despite being worst, USA Today, Wall Street Journal, Forbes, New York Times have all warned about huge, increasingly costly, health care changes.  There are enormous problems in hospitals and chances are they are going to get worse.

When it comes to health care, we may well be on our own.  The very people, institutions and establishments that  we should rely on may actually hurt rather than help our health.  Shamanic Wisdom accumulated over the millennia can fill the gap.

The way to escape the dangers of the high cost deteriorating health care system, is to not need it.  Declare health independence… and create natural good health.  There are dozens of simple, really low costs steps that can improve health… eating, purification, exercise, even the way we think and don’t think when we sleep.

Ancient shamanic wisdom from around the world can help us reduce our risks of poor health care and help us fight the ever rising costs.

For nearly 50 years my wife Merri and I have lived around the world and checked out just about every source on natural health care.  We have spent years living with natural health care insiders, and trying what they offered.

We took thousands of readers to Ecuador.  Many met the shamans there and we saw some health miracles take place (including a miracle with me!)

Since not everyone can go to Ecuador or travel the world, we have created three Shamanic Natural Health Care Reports that can help improve our natural health.  They are concise and to the point.  In 15 minutes the first report shows exactly how to start preparing for better health and more energy.

We do not have to depend on the health care and health insurance monopolies for better natural health… or cave into a healthcare system that can put us at risk and charge outrageous prices at the same time.

Our shamanic health reports provide information on how to use ancient health care systems to become more healthy –  self sufficient – providing our own good health.

The first report is “Sunski”, the Andean word for good eating, for maximum nutrition and purification.

We started the series with eating because so many of our readers have found the Andean shamanic nutrition helps them kick start their health with weight trimming.  Here is what a few readers have written to us:

These are typical notes I have received from readers.

*  “Hi Merri,  things have worked out well.  I am healthier than I have ever been, lost 32 pounds since arriving in Sept.  Bought a house and have finished the first level.  What an amazing place you have found”.  Thanks Phil – Ecuador

*  “We’ve decided to change our eating patterns since we came home because we so enjoyed our meals at the farm and how we felt physically.  Thanks so much. With love” JJ New – Chicago

*  “After eating all that delicious food I gained 3 lbs but it must be in muscle weight as my pants fit loosely!”  R Vickers – New Mexico

*  “The food was so delicious and I thought I ate a lot, but during the week I lost six pounds!”  WB Australia.

Good eating is the first step towards natural health. The first rule of good health is getting the correct nutrition.  The second step is purification of toxins and eating to avoid getting impurities in our body in the first place!

Sunski is a way to eat that strengthens and purifies as it stops adding toxicity from eating.  Yet Sunski is a delicious, healthy “self defined” cleansing process.  One lesson in Sunski shows how to correct a simple mistake that most of the Western population makes which increases the chances of adding and retaining weight by 84%.

“Sunski” combines lessons about healthy eating that we learned from years of working with ayurvedic health masters and then living with an Ecuador Taita Yatchak and his apprentices.

We lived, worked, farmed, cooked and ate with this Taita Yatchak for years while learning “Sunski”.

shaman

The “Sunski” report has been 50 years and millions of miles of travel in the making.

We’ve invested thousands of hours into learning the skills of health self-reliance and resilience, identifying the best foods and combinations and sifted through loads of seeming contradictions to get to the facts about “do it yourself” longevity and natural health.

But that wasn’t enough – not when our good health is on the line.  So we consulted dozens of top professions who know a lot about natural health.  We spoke with holistic MDs chiropractors, Indian Vidyas, Andean Yatchaks, and other self-reliant natural health experts who live this way every day.

Don’t let the simplicity fool you…  years of research went into these reports.

And we only kept the best of the best: this system is complete – and FAST to learn – so you can get started immediately.

We all need to stay out of hospitals and reduce our exposure to modern medical risks and costs.

Why re-invent the wheel?  Especially when time is NOT on our side.  We’ve already done the hard work for you pulling together the information so you can create better natural, good health.

Imagine… never worrying about what we eat ever again and reducing the risks of hospitalization and health care’s outrageous costs.

A few of the life balancing nutritional tips include how to:

#1: Eat a balance of fat, carbohydrates and protein.

#2: Eat combinations of food for ideal digestion.

#3: Eat clean organic food prepared and served by happy, joyful people.

#4: Eat in good spirits at the right times of day.

#5: Chew in the correct way.

#6: Eat purifying and satisfying meals.

#7:  Adapt eating habits that are suited to individual specific makeup and lifestyle and why such individualized nutrition is better than any specific set plan.

This report includes a complete list of EZ to use recipes that will immediately improve your short term energy… and your long term natural health – so that you never have to guess what foods you need (or rely on the health care establishment  to tell you the truth).

Here are a few facts and health tools you gain:

*  The single biggest constraint you’ll face in your eating habits  – and how you can eliminate it by adding two simple recipes to your Sunski system.

*  How to calculate exactly how much food you need so you don’t over or under build your nutritional plan.

*  A simple solution for making sure that your food delivers what your body needs when you need it.

*  What components you can choose for yourself and how to avoid mass diets that seem to work for every one except… you.

*  The best long term solution for avoiding sugar.

*  Use sweet spices to compensate for stress.

*  Specific types of unique spices that give you the biggest energy bang for your buck.

*  Spices that cleanse and purify.

*  Three changes in your fruit consumption that is a critical component for long term purificatioN.

*  The best times to eat specific foods.

*  How to direct different foods to different parts of the body.

*  Three teas that add a resilience to your natural health system that are easy to make and enjoy at home at a low cost.

*  Why it is good (in fact almost a requirement) to sometimes eat junk food.

This report on nutrition also includes  23 special recipes of quick and easy but perfectly balanced meals and snacks.

quinoa pancakes

One of the recipes is for high protein Chocolate Quinoa Pancakes.

All of this information is in “Sunski” the first of the three shamanic health reports.

Special and delicious, but fast and healthy recipes.

Merri received this note from a reader:   Merri, your wonderful cooking deserves very special thanksEverything was delicious. I’m now using close to your ingredients but I miss a lot in the result and long for a recipe or two.” Nancy H – Ireland

These recipes are easy to make, delicious to eat, inexpensive but balanced and healthy foods prepared in a shamanic way.

Recipes include:

  • Carrot Cake Quinoa Brownie with Stevia
  • Thermos Quinoa Kichiri
  • High Protein Veggie Almond Savory Cottage Pie
  • Mild Turmeric Curry
  • Low Carb Quinoa Tapioca Crumble
  • Merri’s Blackberry Crumble with Quinoa and Stevia
  • Merri’s Quinoa Strawberry Shortcake
  • Merri’s Quinoa Corn Bread
  • Merri’s Quinoa Corn Bread Dressing
  • Quinoa Risotto With Arugula and Parmesan
  • Timbal of Quinoa topped with Ginger or Parmesan Cheese
  • Quinoa Gazpacho With a Sherbert of Coriander
  • Quinoa Taboleh
  • Mango Quinoa Salad
  • Quinoa Avocado Curry

All of these recipes are in “Sunski” just one of the three shamanic health reports.

Merri received this note from a reader:   Merri, your wonderful cooking deserves very special thanksEverything was delicious. I’m now using close to your ingredients but I miss a lot in the result and long for a recipe or two.” Nancy H – Ireland

These recipes are easy to make, delicious to eat, inexpensive but balanced and healthy foods prepared in a shamanic way.

Learn how nutritional secrets can help keep you out of the hospital.

These reports focus on how to have good natural health so you can remain independent and avoid costly medical care.  The second report looks at purification and detoxification.

The third report is about exercise… but not the type you would think.

Unlock the Mystery of Key Muscles

For example this third report unveils one exercise that is a nutritional trick  that has nothing to do with what we eat.  The trick is to energize and coordinate the digestive system by exercising a set of key muscles as we eat.  The body has a number of key muscles that regulate breathing, digestion, circulation, elimination and muscular motion.  The report  reveals an exercise you can do at the dinner table to energize these muscles which in turn coordinate every other muscle and organ in the body.  Eating in this way for example (most of the modern world does not) energizes just one key muscle that regulates part of our ability to burn sugars and fat.

Part of the report focuses on how to have financial balance in investing and business so you can remain independent.

The report looks at oxygenation, coordination, purification, energy boosting, education, occupation and relaxation.

Oxygenation-Coordination:  Learn how to gain extra oxygen with the Llama Walk.

Purification: We look at Andean purification herbs and purifying teas.

Energy Boosting: Eating balanced, correctly prepared organic food and drinking herbal teas designed for body type and body imbalances.

Occupation: Physical labor, suited to your body type and condition range from gardening and animal care to path building and clearing the woods.

Relaxation: Learn how Meditation, L-Thianine and Baroque Music enhance thinking and relieve stress.

Body Types Made EZ:  Learn how they cause and influence nine body types and their imbalances.  Discover seven easy ways to determine your body type and how to keep it in balance.

Healthy Eating Made EZ:  Gain delicious, power packed weight reducing recipes from easy to obtain products from super market foods. Coddle Yourself Egg-High Protein Country Cottage Pie-Low Carb-Veggie Chile & Spaghetti- Weightless Bread-High Mountain Pure Protein Quinoa-Better Oatmeal of Steel- Several Soups for Super Strength-Berry Good Crunch Treat and Waist Less Apple Crumble are just a few.

Exercise for Strength and Better Health Made EZ:  Medicine is dose.  Too much exercise is as bad or worse as not enough. Learn how to let comfort be your exercise guide. Move with momentum-some exercises activate all muscles and provide the benefit of leverage, momentum and convenience so 12 minutes of exercise a day is enough. Blend body and mind-Alpha exercises take you into the zone so you win from the inside out.  Spin and bend-blend exercise secrets from India, the Andes and the East for easy and better health.  The Gentle Touch-if you have to breathe through the mouth you have done too much.

Here is what others have said about this information:

Though I ate more than ever, my weight dropped and I lost two inches off my waist.” – S.H. Oregon

The life path altering effects from the weekend with you and Merri continue. Thank you again. I have begun to change my diet. Bless you!” – D.B. Connecticut

You are indeed a spiritual pioneer, blending disciplines to create tools and resources for success in this new land of opportunity.  Anyone who thinks this is just all about money is missing the real message: This is about life in its most profound implications.” – W.P. Australia

I want to thank you for the wonderful time. I travailed from California to hear you convey your knowledge in the way you do so well, and I wasn’t disappointed.  The amount of information in the sessions was almost overwhelming, but it’s exactly what I went to hear.” – B.R. California

The technical information I gathered was most not new to me, but I like to compliment you for putting it all in the right perspective and to make it very understandable to all.  What was at our opinion one of the most important gaining of these 3 days is the opening of the new world, this new circle of what you call ‘normal’ people! (I call us ‘not normal’ as a matter of respect to the majority.)  But as we know, all is relative and depends at the point of view of each, His spiritual mind and his opinion about the senses of our being.” – E.V. Florida

People who, among other things, are active and productive and creative and resourceful, whose word can be counted upon; People who realize that spirituality DOES NOT mean sitting in a cave contemplating your navel and weaving baskets, nor does it equate in the Western culture with living in abject poverty.  People who realize that abundance is not a dirty word. People who understand that we are here to ENGAGE life, not to submit to circumstances out of fear and ignorance and apathy; People who don’t just use the most current ‘buzz words’ so they can feel like they are part of the group, but who actually DO something… Builders. Thank you for showing up in my life.” – E.W. Nevada

Good health is the most important asset in stressful times.  Beyond the fact that modern health intervention (ie. hospital) can destroy one’s finances, being in good health brings the energy and balance required to make sound investing and business decisions.

There are many ways to improve health naturally.

universal-frequency

Watching the sun rise promotes good natural health for example.  Our use of color and observing the correct colors (frequencies) at the correct time are important.

We have been incorporating the ideas of how natural health promotes everlasting wealth into our courses and seminars for decades and this report covers them all.

Here are 11 main points covered in the reports.

#1: Quantum mechanics, frequency, health &  wealth.  How they all connect.

#2: Three aspects of being – air – fire – water… how to balance and integrate them.  How a moonlight stroll reduces the risks of excessive adrenaline.

#3: Three ways to integrate brain waves and be in the zone… 60 cycle sound… L- theanine and meditation.

#4: The Andean – Indian Connection.  How Ayurved and Andean relate.  Three fundamentals of longevity. Eat right, work well and sleep soundly.

#5: How dis-ease develops and is stopped with nutrition, exercise and purpose.

#6: How to use cleansings. Melon, pineapple, apples-grapes, vareshna, chelating, cinnamon-sweet pepper tea, steam and mists.  Teas: How and when to use cedron, chamomile, lemon verbena, peppermint.

#7: Ways to relax.  How to use chamomile, valerian, lettuce and milk, hot water, vata press. Ways to calm down. How to use peppermint tea, aloe, cream massage, frozen grapes.  Ways to wake up. How to use cinnamon tea, paprika, cloves, ginger, ginger-black salt and lemon juice.

#8: How to use, colors and sound to stimulate organs and glands.

#9: EZ Shamanic exercises-yoga, llama walk, lizard, sun salute, crab and mouth release, ring chew, etc.

#10: How to use the senses, taste, six flavors.

#11: How to use essential oils to balance wellness.

Here is a special offer available for subscribers to Truth & Plenty.  When you order the three shamanic health reports that normally sell for $19.95 each, you save $19.95 plus get a report on the hogberry free.

More important you learn how to feel better almost from the very first day.  Reduce stress, gain smooth steady energy without 10:30 am and 3:00 pm  droops.  Find out how to avoid being hungry right after you eat and how to make the cravings for sweets and junk food all but disappear.

I will send you this report “The FAST Way to Better Health” that reveals the secret of the Hogberry, FREE when you order my Shamanic Natural Health reports described below.

This is the only way to attain this report as it is not for sale or available to the general public.  Intermittent fasting can make your life better. It works best when you use the nutritional, exercise and purification tips outlined in these three reports.  As with all my reports and courses, satisfaction is guaranteed or your money back.  I want to be sure that the information in “The FAST Way to Better Health” works for you.  The valuable knowledge you’ll gain in these reports works better when the nutrition, purification and exercise reports are combined so I have made this special offer.

Here are three shamanic health reports about:

#1: Nutrition

#2: Purification

#3: Exercise

Order all three Shamanic Natural Health Reports worth $59.85 for $39.90 and save $19.95. 

Order all three Shamanic Natural Health Reports worth $59.85 for $39.90 and save $19.95.  Plus you receive the report “The Fast Way to Better Health” and  our 60 day, full satisfaction or full, no questions asked, refund.

 

 

(1) www.wsj.com:  States need 645 billion to pay for health care promises

The Art of Speculation


After 50 years of global investing, my chief mantra is “There is always something we don’t know!”   

This fact rules the price of gold and precious metals which is why I look at owning them is never an investment but a speculation.  Precious metals are financial insurance against inflation for sure.  But isn’t all insurance a speculation ?  I have never had a fire in my house, yet fire insurance does make sense.

So let’s look at how to refine the process of buying, selling and owning precious metals a bit more.   For example see why the Kunlun mountains (below) can have an impact on the price of gold, that’s not even related to mining.

india

The Kunlun Mountains.

In February and March 2017, a significant economic event took place that can have an impact on the price of gold.

Updates in our Purposeful investing Course look at ideal speculative opportunities in precious metals.   One ideal condition we track is the gold platinum ratio when the price of platinum is lower than the price of gold.

Platinum dropping below gold is a historical distortion that rarely happens.

Unless there has been a most basic change in the relationship between these two precious metals, whenever platinum costs less than gold, we speculate on the simple fact that platinum’s price will rise faster than gold’s until this distortion has equalized.

Yet the facts that dictate the prices of precious metals are rarely simple.

For example, there is conjecture that the growth of electric cars will reduce the need for platinum in catalytic converters.  This could be since about half of platinum’s demand has been for this purpose.  Yet let’s keep in mind, it is estimated, that one-fifth of everything we use either contains platinum or requires platinum in its manufacture.  Plus the gold platinum relationship existed well before catalytic converters and platinum still sold for more than gold.

Another example is that the price of gold could drop.  Platinum’s price could rise faster than gold, but if gold is plunging, platinum could outperform gold but stagnate or drop as well.

The relationship between gold and platinum is simple, but there are many factors that have an impact on the price of gold.  European interest rates, US and global inflation, US interest rates, US dollar strength, US job market, US economic growth, US trade deficit, crude oil are a few.   The chart below shows the importance of gold to interest rates.  So the current rising trend of US interest rates could hinder a rise in the price of gold.

gold

Chart from Marketrealist.com (1).

An article at Marketrealist.com:  “Why real interest rates impact gold prices?” (1)  helps explain why US interest rates matter to the price of gold.

Gold is used as an investment alternative.  Investors think that it protects money’s purchasing power.  As an investment, it has to compete against other investments that are available in the market.  The interest rate is a big factor here because it determines the attractiveness of those investment alternatives.  As real interest rates rise—interest rates adjusted for inflation—other investments usually become more attractive.  This reduces the demand for gold and vice versa.  Gold usually has an inverse relationship with real interest rates.

Rising US interest rates are a downwards pressure for gold prices and gold-backed exchange-traded funds (ETFs).  Since gold and platinum (and silver) are related, US interest rates also have an impact on these precious metals.

What many investors miss is the fact that Chinese and Indian interest rates are also important factors that affect the price of gold.  Both Chinese and Indian cultures have a historical leaning towards trusting and owning gold.  They are becoming increasingly important factors as China and India become larger parts of the global economy. 

If one eliminates Switzerland (the biggest importer of gold with over 70 billion worth of gold imports), Asia is the largest importer of gold (90 + billion worth compared to Europe’s 30 + billion).  China and India are the two largest Asian importers by far.

Increasing yuan and rupee real interest rates will stimulate investors to build up savings in those currencies instead of gold.  This is a downward pressure on gold prices and gold-backed ETFs.

After more than a year of steady interest rates, in both February and March 2017, the People’s Bank of China raised yuan interest rates.

yuan

Indian interest rates continue to fall, but should also be watched.

indian interest

Indian Rupee interest rate – both charts from www.tradingeconomics.com (2)

Here is another interesting question.  If interest rates in these Asian countries impact gold’s price, what would be the impact of an Indian/Chinese conflict or war?  China and India have long had border tensions.  There was a Sino-Indian War in 1962 over disputed Himalayan borders.  At that time, the Chinese launched offensives in Ladakh and across a line (McMahon Line) regarded by India as the legal national border that disputed by China.  Disagreements have remained since that time.

The book “Why India Is Not a Great Power (Yet)” by Bharat Karnad, outlines a number of events that could lead to a Chinese Indian conflict. One of the causes could be these tensions that include border skirmishes. Tibetan protests and maritime disputes are others.

Karnad, a professor of National Security Studies at the Centre for Policy Research in New Delhi, suggest that India should be more aggressive to increase its position on the world stage.

His suggestions include nuclear land mines in the Himalayan passes, arming China’s neighbors like Vietnam with cruise missiles and atomic weapons, and actively assisting armed uprisings in Tibet.

Could any of these steps create a spike in the price of gold and consequently silver and platinum?

Screen Shot 2017-04-10 at 9.11.49 AM

Learn more about “Why India is not a great power (yet)?”

This image from India.org (3) shows a meeting between Chinese and Indian military at a conflicted border.  What happens if minor arguments as described in the article turn into something more serious?

Screen Shot 2017-04-10 at 9.20.36 AM

The distance of Tibet to the US east cost is about 8,500 miles.  What events, so many miles and times zones away, might be taking place that can have a serious impact on our wealth?

The answer is that we do not know and this is why ownership of precious metals is a speculative proposition.  Rising interest rates in China and India could cause prices to fall, but a skirmish or two or the planting of a few atomic mines and precious metal prices could skyrocket like they are nuclear powered.  Well, in a way they would be.

There is always something we do not know which is why when we speculate, especially in precious metals, we never risk more than we can afford to lose.  We leave plenty of time for the investments to mature.  Our recent Pi Update explains how to calculate profit and loss in precious metal speculations.

Gary

(1) Tradingeconomics.com:  Yuan interest rate

(2) Marketrealist.com:  What rising US real interest rates mean to gold investors

(3) Zeenews.india.com  China upset by reported hut demolition on India border

Borrow Low – Invest High

A special value investing tactic makes high risk, high profit speculations safer and more profitable.

For example in 2015, a 10,000 pound loan (in British pounds at $1.52 per pound) was used to purchase 1,091 shares of the silver ETF SLV.  Those shares rose to be worth $20,421 by 2016, a 34.34% additional profit.

 

From July 2015 to July 2016, the price of the silver ETF  iShares Silver Trust (Symbol SLV) rose from $13.92 and ounce to $18.71.  You can see the rise in the finance.yahoo.com chart below.

yahoo

A 10,000 pound loan (the pound was $1.52 per pound) purchased 1,091 shares of the silver ETF SLV.   Those shares rose to be worth $20,421 by 2016,  a 34.34% additional profit.

The profit did not stop there!

From 2015 to 2016 the pound dropped from $1.52 dollars per pound to only $1.39 dollars.  The 10,000 pound loan that had worth $15,200 in 2015 only required $13,900 to pay it off in 2016.

yahoo pound chart

The falling pound had created an extra $1,300 profit.

Do the math: 

Silver worth $20,421

Loan payoff  $13,900

Profit             $6,521

Cash Required  Zero

All this profit was made on the 10,000 pound loan.  No cash was required on the investor’s part.

The entire $6,521 was pure… extra profit.

Some investors borrowed less… others borrowed much more so their profits were even higher.

This example came from our Purposeful investing Course (Pi) which studies three main layers of value investing tactics in real time.

Tactic #1: Diversify equally in good value developed and emerging stock markets.
Tactic #2:  Use trending algorithms to increase, reduce or hold positions in these markets.
Tactic #3:  Add spice to a portfolio speculating in precious metals, when their price is under “ideal conditions”, using leveraged, low value currency loans.

An “ideal condition” is a rare distortion in an economic fundamental that history has shown “almost always” corrects itself.

The words “almost always” indicates that there is risk.  There is risk that a basic fundamental has changed and the distortion will not correct in any targeted period of time.   Or a new fundamental has shifted dynamics to such an extent that the distortion never corrects.  There is always risk.

Profit is the reward for taking that risk, but there is always a chance of loss which is why the third layer speculation is to be used like a spice… sparingly.

Pi looks for several ideal conditions in precious metals using the price of gold based on over 40 years of speculation in precious metals.

The first condition is gold’s price to inflation.   Gold is the anchor of the strategy but its ricing is perhaps the most speculative since a meaningful inflation rate is hard to define.

Gaining a true perspective on gold’s value is difficult because the price of gold was fixed for many years.  The gold price was fixed at $35 an ounce at the end of WWII and this fixing did not take into account the huge inflation this conflict created.   This also impacts any accuracy in understanding what the real the price of gold should have been at the end of the war.

Statistics can be misleading.  In the report Platinum Dip 2018 there is an analysis of inflation.

These factors distort the accuracy of the picture.  How much is gold really worth now?  What is its real value?  This is truly THE golden question.

At this time the magic number we sue for gold is $1,225 an ounce.  If gold’s price is much higher than $1,225, than the Silver Dip or Platinum Dip are not in an ideal condition.

When gold is priced ideally, then there are several ratios that can alert us to an ideal condition.

The first ratio is the gold to silver ratio.  When the gold silver ratio reaches 80 we consider speculation in silver to be ideal (if gold is ideally priced).

This value indicator is simple because the gold silver ratio is rarely as high as 80, only three times in 36 years as the chart below shows.

gold silver spread

Chart from www.goldprice.org/gold-silver-ratio.html#36_year_gold_price

The spread was over 80 when we issued the original Silver Dip in the 1980s.  30 years later ideal conditions coincided again. The chart above shows how the spread was shooting towards 80 when we issued the Silver Dip 2015 report.

The spread hit 80 in 2015 and again in March 2016, but we can see from the chart above that a drop in the spread was on its way. The trend was for a continued lowering of the spread as silver’s price rise was much stronger than gold’s throughout 2016.

This chart below from infomine.com shows the trend clearly.

silver

http://www.infomine.com/investment/price-ratios/gold-silver/10-year/

Another ratio we watch is the gold to platinum ratio.   When the price of gold rises above the price of platinum, platinum’s price is at an ideal condition.

Platinum is a good value when it sells for less than gold and gold is close to our below its fair price ($1,225).   As the chart below shows, platinum costs more than gold more often than not.  The fundamental reasons for platinum’s high price, including platinum’s supply scarcity support this.

The chart below from Kitco.com shows the gold-platinum ratio.  The ratio is the red line and right axis.  The price of gold is the yellow line, left axis.  The price of platinum is the blue line, left axis, from 1975 to May 13, 2016.

gold

http://www.kitco.com/commentaries/2016-06-27/Gold-to-Platinum-Ratio.html

Notice how each time the gold-platinum ratio (red) has spiked, 1975, 1982, 1985, 2002, 2009, shortly after the price of platinum (blue line) has skyrocketed shortly after.

The gold-platinum ratio was at an almost  historical low when this report was written and the “Silver Dip 2017” recommended a shift from speculating  in silver to speculating in platinum. The 2017 report recommended leveraging the platinum ETF “ETFS Physical Platinum Shares” (Symbol) PPLT.

The spice.  This type of speculating is not done on its own, but as an adjunct that enhances an existing equity portfolio.  The portfolio is used as collateral for a loan that is invested in the metal with an “ideal condition price”.

Let’s examine how a speculation in silver (based on a gold silver ratio’s ideal condition) increased the profits of a portfolio of good value developed and emerging market equity ETFs.

This study looks at the $100,000 invested in a portfolio we began tracking in our Pi course.  The portfolios were started September 2015 (591 days before this study or 17 months ago).  70% was invested in ten good value developed market ETFs and 30% in 10 good value emerging market ETFs.

This is a list of the shares in the Developed Market Portfolio.

Screen Shot 2017-02-19 at 12.30.18 PM

This is a list of the shares in the Emerging Market Portfolio.

Screen Shot 2017-02-19 at 12.30.55 PM

The good value portfolio was up 4.64% (a gain of $3,248) since inception and the emerging market portfolio is up 6.72% (a gain of $2,016).

A portfolio of these shares with an original investment of $100,000 invested 70%-30% after 591 days (February 2017) was worth $105,267, a 5.26% gain.

In this study we examine the change in performance when an additional $10,000 was risked on the iShares Silver ETF (Symbol SLV) beginning March 2016 when the gold silver ratio broached 80.

Image from www.macrotrends.net/1441/gold-to-silver-ratio

The price of SLV was $14.01 in March 2016 and is currently $17.06.

Screen Shot 2017-02-19 at 12.50.25 PM

Image from https://finance.yahoo.com/chart/slv?

Let’s examine profits under three different exit strategies.

Exit strategy #1:  No exit.  The $10,000 was worth $12,163 at the time of this study (February 2017).

Exit Strategy #2: Exit when Tradestops issued a Stop Loss signal November 2016 at a price of $16.07 per share.  The $10,000 was worth $11,457.

Exit Strategy #3: Exit when the Gold silver ratio dropped below 70 on January 2017.  The $10,000 was worth $11,365.

The overall portfolio performance was improved in each situation.

Exit strategy #1:  Profits increased from $5,267 to $7,430.  A 10% increase in the portfolio added a 41% increase in profit.

Exit Strategy #2: Profits increased from $5,267 to $6,724.  A 10% increase in the portfolio added a 27% increase in profit.

Exit Strategy #3: Profits increased from $5,267 to $6,632.  A 10% increase in the portfolio added a 26% increase in profit.

All of these additional profits were gained without a penny of extra investment.  All the profits came from loans that were invested in silver.

The other benefit beyond profit is safety from time.

When leveraging investments, time is most important.  Because leverage is secured by the entire portfolio rather than just the additional investment, the odds of a margin call are almost nil so the investor gets to determine how long the investment will have to mature.

Let’s take an example of the good value Pifolio above.

In this study the loan was $10,000.

The collateral is not the $10,000 investment in silver, but the entire portfolio which is now $115,267 ($105,267 plus the $10,000 in silver).

This means (if the rules of the lender requires a two to one loan ratio) that the portfolio would have to drop around 75% before there would be a margin call.  Such a loss is highly unlikely.

This margin has as much time as is needed to let fundamental forces work through the market.

Any profit gained comes without adding a penny to the portfolio.

The most important elements of making good investments are price and time.  There is always something about investments we won’t know, but the one thing we can trust is that investments purchased at the right price, and given time, have the highest odds that profits will flow.

Silver is falling. 

slv

Chart from finance.yahoo.com/chart/SLV?

Recently the silver ETF iShares Silver Trust (symbol SLV)  was priced 18.62% below the highest close of $19.60 from last August.   The mathematical system we track created a stop loss price of $16.18, showing that this precious metal moved into selling territory.  Now the share price is in the $15 per ounce range.

We Use Math to Spot Value. 

Whether one likes to trade or invest and hold, math based financial information works better than the spin, rumor and conjecture of the daily economic news.   Mathematical based investing can put us on a solid path to everlasting wealth that is not easily diverted by the daily drama that seems to be unfolding in the modern world.

For example, our Purposeful investing Course teaches three mathematically based routines that have been proven to out perform the market over time .

The first routine in the course is the quarterly examination by Keppler Asset Management of 43 equity markets and analysis of their value.  This makes it possible to create a base portfolio of Country ETFs based on basic value.  This passive approach to investing in ETFs is simply to invest in Country ETFs of good value equity markets.

For example, Keppler’s analysis in 2017 shows that the “Good Value Developed Market” Portfolio is twice the value of a US market index fund and a much better value than any of the other indices shown.  These are based on the cornerstones of value, price to book, price to earnings and dividend yield (except the European dividend yield).

The Good Value Developed Market Portfolio offers even better value than the Morgan Stanley Capital Index  Emerging Market Index.

keppler

History shows, that over the long run, math and value drive the price of markets.

Using math makes it simple, easy and inexpensive to diversify in the predictability of good value.

The second tool Pi provides is a way to actively monitor and shift the good value markets using trending and volatility algorithms.  These algorithms allow us to trade good value markets through downtrends and upticks to increase profits in a diversified even more.

These trending algorithms use the math that spotted the current condition of silver.

Use math to spot distortions that create ideal conditions for speculation.

Pi teaches the strategy of speculating in metals when speculative conditions are absolutely ideal.  The Silver Dip relies on a really simple theory… gold should rise about the same rate as other basic goods and the rise and fall of silver’s and platinum’s price should maintain a parity with gold.

Our math based study has created an ideal price for gold and though its trending up it has passed the good value level we use.  Gold is still okay, but not a bargain any more.  Value investors only seek bargains.

When “Silver Dip 2017” was written profits on silver had been taken.

Platinum conditions are ideal for 2018.

Since 2014 the price of platinum has fallen below the price of gold and at the beginning of this year reached a historical low.  The distorted gold platinum spread suggests that platinum is a very good value so we are updating our dip report, and it will be the “Platinum Dip 2018”.

The report explains how to speculate in platinum plus outlines the following:

  • How to use theDip strategy in platinum without adding a penny of cash if you already have investments.
  • How to invest as little as a thousand dollars in platinum if you do not have a current investment portfolio.
  • Why this is a speculation, not an investment and who should and should not speculate and how to limit losses and take profits.
  • Three reasons conditions are better for a Platinum Dip now.
  • Three different ways to invest and speculate in gold, silver or platinum in the US or abroad.
  • How to buy gold and silver or platinum with or without dollar leverage margin accounts.

The “Platinum Dip 2018” also contains four matrices that calculate profits and losses so investors can determine cut off positions in advance to protect profits and/or losses.  The report also looks at how to switch time horizons for greater safety.

The first way the Dip adds extra performance is with leverage.

The second way to enhance performance is to maintain the leverage in poor value currencies.   Choosing which currencies to borrow is almost as important as choosing which metal to invest in.  The examples in this report have shown loans made in British pounds.  Other times it has been better to borrow Japanese yen, Swiss francs, once Mexican pesos.

Currently the best currency to borrow is US dollars.

The Platinum Dip 2018 report reviews each currency and which is best to borrow now and what to watch for.  Sometimes it is best to borrow a second currency and pay off the initial loan in mid stream.

Rising interest rates make the US stock market highly dangerous in the short term. “The Platinum Dip 2017” shows how to create a safe, diversified good value stock portfolio and use it to generate much higher returns with a little controlled speculation in platinum.

Learn how to get platinum loans for as low as 1.58%.  See why to beware of  certain brokers and trading platforms, how to choose a good bank or broker and how platinum profits are taxed.

The report includes a complex comparison of gold and silver with other costs of living from 1942 to today to help determine the real value of gold, silver and platinum.

Finally, learn why and how to use advisers to manage profits from the gold and silver dips.

Current circumstances could cause the price of platinum to rise rapidly at any time.  Do not delay reading this report.

The Silver Dip sold for $79 in 1986.  Due to savings created by online publishing (we eliminated the cost of paper and postage), we are able to offer this report for $39.95.

Order now by clicking here.  Silver Dip 2017  $39.95

Get the Silver Dip 2017 FREE when you subscribe to the Purposeful investing Course.  Act Now.

Subscribe to the first year of the Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  You also receive the $39.95 report “Silver Dip 2017” FREE.

Triple Guarantee

Enroll in Pi.  Get the first monthly issue of Pi and the three reports right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free purposeful investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days, and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the three reports as my thanks for trying.

You have nothing to lose except the fear.  You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to a Pi annual subscription for $197 and your initial 160 page online introduction and the regular bi weekly emailed updates for a year.

Gary

Rosaspamba Our Ecuador Sanctuary


Here is a shot taken from the front yard of our Ecuador sanctuary in the Andes.

andean-sanctuary

This land is part of a cloud forest and we are often truly above the clouds!

andean-sanctuary

Many valleys in Ecuador are famous for the longevity of the residents. Our search for such valleys led us to understand that we can use more than landscape to live better, richer and longer.

This article was written on May 2, 2009, on the 41st anniversary of starting my international business.  Yet I plan to keep writing and sharing information for 41 more years!

This was more than an idle boast.  The promise was made from a belief and understanding that  began to grow when we first arrived  in Ecuador and began searching for the longevity valleys there.

We purchased the 962 acre Hacienda Rosaspamba and lived and studied there for nearly a year with a Taita Yatchak and his apprentices.

Ecuador-longevity

Here is another shot at Rosaspamba of one of the yatchak’s apprentices.

ecuador-longevity

Mountain mists are important to longevity.  One Ecuador shaman taught us that the hydrogen ions in the mists bond with free radicals on the skin to cleanse the body from the outside in.

Up here in these mountains people in decades and centuries past labored, breathed clean air, drank pure water and ate fresh food. These were hardy mountain people who worked hard, had little, ate little and with that made the most. Life was simple and they kept it that way.

The life here is healthy.

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There is fresh water.  Here is the yatchak at one of Rosaspamba’s water falls.

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Another waterfall at Rosaspamba.

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At the hacienda you are always walking up or down.

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Accommodations are primitive and…

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The property is very isolated.

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Here we are building some extra huts.

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Hiking from the top to the bottom.

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This is a grove of pineapples in the lower property.

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The land is remote about and hour and a half from Quito.

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The road in is primitive.

 

 

What’s in a Lavender Panda?


There is more than lavender and fur in a lavender panda.   There are lessons and profits we can gain about tapping into the National Psyche. In today’s world, we can tap into the “Global Psyche”.

An example of the riches the Global Psyche can bring is described in a Wall Street Journal article entitled “Maker of ‘Bobbie Bear’ Can’t Keep Up With Demand; Tapping the Psyche of 30-Year-Old Chinese Ladies”  by Dinny McMahon.

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Image from Wall Street Journal Article “Maker of ‘Bobbie Bear’ Can’t Keep Up With Demand”

The Panda shows that problems create 0pportunity when we tap into the Global Psyche. 

The article on Bobbie Bear Panda shows a most unusual way that a problem pyramid in China created a global opportunity in Tasmania.   The most populous nation in the world needs economic expansion.  This expansion creates pollution.  This pollution leads to a change in the psyche for greater purity.

The article says: NABOWLA, Tasmania—Starting weeks before Christmas, Robert Ravens had to ration sales of teddy bears to people visiting his lavender farm in this remote corner of Australia to one per customer. Demand was so fierce that as soon as each furry purple Bobbie Bear shell was stuffed with a mixture of lavender and wheat, it was rushed straight to the gift store.

Mr. Ravens had already stopped shipping overseas and interstate. He had stopped taking Internet orders. His small staff at Bridestowe Lavender Estate couldn’t keep up with demand coming almost solely from one place: China.

“We’re not aiming to dominate the world of fluffy bears. Our business is fine lavender,” said Mr. Ravens. “But somehow we’ve tapped the cultural psyche of 30-year-old Chinese ladies.”

The rush on Bobbie Bears is what happens when suddenly insatiable Chinese demand meets limited supply. Mr. Ravens said the farm—where a spacious gift shop overlooks trim rows of lavender, an hour’s drive through quiet farmland from the closest airport—has seen “near riot” conditions since the rationing began. The annual number of visitors has nearly tripled in six years to 60,000 in 2013.

Bobbie Bears have tapped into Chinese consumers’ desire for peace of mind after recurring food and product safety scandals at home.

“Anything natural from somewhere with blue skies and clean air and water is dreamy for Chinese consumers.”

Session Six of our Global Economic Webinar shows three types of opportunity that arise from problems.  Take the environment as an example.  Environmental problems offer three forms of opportunity:

#1: Adaptation

#2: Mitigation

#3: Structural Change

In this example, the Bobby Bear Panda has helped people in China adapt their attitudes toward purity.

What problems in the world do you see?  There are plenty.  Next time you see a problem, think it through. How will humanity react.  In this way you can find fulfilling, profitable opportunities that help the world.

Gary

Live Well and Be Free – 5 Global Earning Experiences

Here are 5 global income experiences and 7 business secrets that can help you live well and free anywhere.

I began my international business over 50 years ago and have been creating and running international micro businesses since.

During that time my wife, Merri, and I have been able to live, work and earn all over the world… literally anywhere we wanted because of seven secrets we gained which we share here with you.  We have been blessed with global earning experiences that helped us make millions… but were also fun, such as with British Lordships.

See how this one micro business helped us rub elbows with British Royalty.

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One of Merri’s businesses that worked with British Royalty was featured in Doonesbury.

Global Earning Experience #1:  Lepers.  Our micro businesses have been fulfilling.  Merri started her international business in her 20s (long before she knew me) importing Italian clocks to the USA.  This earned so much ($80,000 in the first year) that she created other micro businesses helping orphans in the Yucatan and Haitian lepers (at the Albert Schweitzer Hospital) produce crafts she sold for them in the USA.

Excellent income ($80,000 in the 1970s was a lot of cash)…  incredible contacts… working with Dr. Larimer and Gwen Mellon who created the Albert Schweitzer Hospital in Haiti… and enormous satisfaction.  Merri still cries over 40 years later when she tries to speak of the gratitude of the lepers and her time and life in Haiti.

Plus she gained lessons that allowed her to live and earn… in many places and many ways.

Then we got together.

Global Earning Experience #2:  Lords.  Another of Merri’s ideas (in the mid 1980s) was to broker British titles to wealthy Americans.  We made a ton from that… even gained 15 minutes of fame when Gary Trudeau learned about this business and immortalized it by having B.D. Zonker buy a title!

What fun… profitable, plus stimulating, meeting and working with the Blue Bloods of Britain… visiting their castles… invited to their events and affairs.

Before I get ahead of myself, may I ask you a question?

Would you like to have a lifestyle and a front yard like this… almost a thousand acres of hacienda overlooking the Andes?

Would you enjoy living in two, three or even more places wherever and whenever you choose?  Would you be happier with more freedom, lack of debt, and a life of riches, adventure and travel?  Would you be glad to feel confident that you can discover interesting and fun business ideas again and again that not only bring in extra income but also help the poor and improve the environment?

If so then read on… because… that front yard above is ours in a remote Andean hacienda.  This is only one of several homes that we have gained (to live and use in business) from the secrets we’ll share below.

In the summer, we retreat to our 250+ acre farm high in the Blue Ridge mountains of North Carolina.  Here’s our front yard in these mountains and the view from my home office.

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Home offices in all your homes are important by the way.  They are part of one global micro business secret and you’ll see why have two home offices (and using two cars in business) can save thousands in taxes.

When you have an international micro business that involves your home and car, the tax benefits are fantastic.

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A group of readers visiting our North Carolina home after learning how to gain freedom with a micro business.

You can also enjoy such a lifestyle because after years of search, I found business secrets that you can use and enjoy.

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Waterfall at our North Carolina Farm.  See enjoyable benefits of a micro business in water.

Global Earning Experience #3: Hospitality.  Here’s a hotel we owned and operated in Ecuador.  Once we sold this we joined the sharing economy and began offering rentals in our North Carolina cabins through AIRBNB and houses in Florida.  We became designated super hosts within months and added thousands of extra dollars to our income every month.

Caring is just one example of how to live anywhere and earn.  If you provide genuine care in anything you can be anywhere and beat out big businesses in your niche because big business has created an uncaring world and everyone craves care.

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Having a variety of places to live is part of one of the secrets on how to earn more, have a better life with more fun, adventure and greater freedom.

Global Earning Experience #4:  Import-Export.   Here I am at our Florida house showing clients how to import.

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I was wearing a hand tailored, made to order, high quality wool suit from Ecuador that could be imported into the US for as little as $135 .  Plus that Panama hat was made in Ecuador.  This is odd but true, all genuine Panama hats are made in Ecuador.  We imported Ecuador roses year round as well, all from one of our tax deductible US home office.

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The secrets we’ll share below are not about how to buy suits or flowers though.   The secrets show ways to make money (while helping others) marketing products and services wherever you are and much more…. globally.

Global Earning Experience #5:  Green Produce.   We have an orange grove and lake at our Florida home and

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are among the first to test new organic ways to make citrus farming better for the environment and the consumer.  In North Carolina we cultivate Wild American Ginseng as well as aquafarm.

These are just a few of the business experiences that can help you have the freedom to earn globally.  They are shared in our emailed correspondence course, International Business Made EZ.   This course helps you learn how to earn and live wherever you choose!

The course teaches a system based on seven secrets so powerful that it creates money for you regardless of where you are:  in town, out of the country, traveling or even in places as remote as we live.

These secrets have worked for us in real estate… titles… tours… agriculture… clothing… hospitality… alternative health…  spirituality… printing… publishing and art businesses for Merri and me all over the world.

I searched for these elusive secrets of opportunity for over twenty years, looking for a way to gain incredible, outlandish, unbelievable profit potential.

I finally found them and after years of proof and would like to share with you.  The opportunity I sought had to be enormously profitable yet also safe.  It had to work in good times and bad and had to be flexible so it could evolve as times changed.

These were not the only standards.  I wanted to find unbelievable profit and high safety and freedom but also wanted this incredible investment to offer the ultimate tax shelter, something so perfect it would not be even a little bit questionable.  It had to be so tax foolproof that Congress would never change it. 

I wanted a tax shelter so good that it would be encouraged by the government.

I feared deep down inside that what I wanted was impossible.  Nevertheless, I scoured the world for over twenty years looking for it.  I looked in Japan, Hong Kong, Korea, Thailand, Indonesia and the Philippines.  But I didn’t find it in Asia.  I went to the Middle East and searched all over Europe… all across the USA and Latin America.  I hardly missed a country.  After twenty years and millions of miles, I guess I gave up.  Only then (as these things so often happen) was it that I found the best opportunity in the world.

This opportunity was not only perfect but I discovered that it was wherever I wanted it to be, in my own back yard, in Florida and our remote home in the High Country of North Carolina and our even more remote cloud forest home in Ecuador.

Merri and I have created a special program we call “Live Well and Free Anywhere” that makes it possible for you to enjoy extra income doing something you love.  You can gain full or part time and enjoy excellent profits as you have fun and do something good in the world.

My search stumbled on the fact that most millionaires make their money in business.  This discovery led to a study of rich businesses, ones that generate everlasting wealth.  Here are five of seven secrets we learned and have used in our  micro businesses:

Secret #1: They must enjoy the multiple effect.  A product once created must produce profits again and again, almost on a never-ending basis.  Each investment made needs to make huge returns.

Secret #2: They need to be greater than their owner’s time.  They must produce income even when the owner doesn’t put in day-to-day effort. You may already be wealthy or earning a high income.  You may not even need another business or extra income, but some day you might.  One surgeon explained it this way.  “I am making a fortune because peoples’ lives are in my hands.  Once my hands are no longer steady, my income stops.   My entire financial well being will then be in someone else’s hands!”

Secret #3: These money making systems should be enjoyable and fun.  Sadly most people make money for the sake of making money.  Many spend their lives working, just to have a few precious hours having fun.  The most important fact about making and keeping wealth is that those who were richest absolutely love what they were doing.  Money is of secondary importance to their effort.  And as things are, this means they actually ended up making more money.

Secret #4: These money making systems need to be flexible.  No matter what the economy brings, your ability to make money should work regardless of inflation, recession or even depression.

Secret #5: These businesses usually start small, but grow quite large.  Good money systems work for large or for small amounts and can be operated on either a full or part time basis.  Most businesses start with a learning curve.  During that time it is essential they are small.  Once the lessons have been learned and the system is operating properly, then it needs to grow for larger and larger returns.

These secrets created a fantastic way to make money with my own international micro business doing what I love!

You too can have everlasting wealth by turning your passion into profit.

Before discovering these secrets I had a business but to be honest could never get ahead.  I was almost penniless, in debt and living from month to month, check to check.  Then I discovered these seven secrets…and how to apply them around the world.

Since then our international micro businesses have brought in millions.  We gained all the physical possessions we desired, plus more than enough money in the bank.

We do not have one penny of debt and we have leisure time… though when you love your business… why not work?

This is most important, we have fun and feel that we do something beyond just making money every day!  Merri and I do what we love and have learned that through our global business we can accomplish far more important goals, gain self fulfillment and be of service to our community.  In short we can help make ourselves and the world better.

Among our greatest thrills is being able to help others through foundations we have started that help the environment and the poor.

More importantly we have the freedom to do all this from many locations (some are remote-you have seen the pictures) that we really enjoy.

You too can have the freedom to do what you love from any place you like, even operating (actually preferably) from your bedroom, dining room or den if you wish.

What do you love? Rare cars?  You can make a fortune creating a business around them.  Do you prefer fine art? Or do you love beautiful jewelry, coins, gems, real estate, furs, model railways, dolls, scientific equipment, war memorabilia, old and rare books, or whatever?  Do you prefer social subjects rather than objects?

Are you concerned with the environment or humanitarian problems, with crimes, war or poverty?  Would you like to help wipe these social problems out in the course of your business?

Are you a golfer? Do you love to travel? Why not make all kinds of money in a global business related to golf?

Would you like to help the world be a more spiritual place, help people get along better together?  You can do something good for the world, increase your income and live wherever you please in the process!

Whatever your passion you can learn how to earn by creating an international micro business based on it.  You can be international if you love to travel or not.  Regardless of your skills and position there is some approach that will work for you.

Take fishing, for example.

I am no great aquafarmer, but the numbers and lifestyle work on a small scale.  We pay about $3.50 a pound to stock the fish, they double, triple, even quadruple in size and we sell them at a local butcher shoppe for a modest profit.   This is not a big deal, but does generate income, helps attract guests to stay in our rental cabins, puts some great trout dinners on our table and is a thoroughly enjoyable part of my daily labor.  I need this to counter balance sitting in front of a computer.

Over a couple of months the fish grow… a lot.

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We are lucky to have a perfect but natural place to raise the trout.  On busy holidays when our monster trout are in demand I have to work hard fishing at that pond.  Pity me!

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This pond is just below our house, so raising the trout is EZ for me.

Millions of people love fishing but don’t have a pond.  This does not mean they cannot be involved in fishing.  Here are just a few of many ways that others have profitably matched this passion with profit.

Two of my friends, John and Lou, grew up near me in the Oregon mountains.  They were outdoor adventure types and moved to Canada, where they homesteaded 1,200 acres on a trout-filled lake in mid British Columbia.  They built a fishing camp that attracts fisherman from around the world.

Duncan Kinderman on the other hand loved fishing and castles.  He bought a castle on the River Tay, a great Scottish salmon river, and offered time shares for fisherman from Britain, Europe and the US.

Another entrepreneur I know was from Montana.  His skills were in marketing so he sold fishing trips for fishing camps.  He attended rod and gun exhibitions, met owners of these camps and arranged to sell their fishing trips to the US, Argentina and even in Russia to fisherman around the world.

Ralph Kylloe on the other hand loved fishing and photography so he created the book, “Fishing Camps”, which was published by Gibbs Smith publisher. This allowed Ralph to travel across the country enjoying fishing camps as he photographed and wrote.

Steve Ambrose, another friend of ours, had family commitments at home so he set up a bass fishing business in Florida that served Americans, Germans, Canadian, Dutch and Belgians.  Later as his children grew, he used his client base to arrange fishing trips in Argentina.

Each of these people had provincial backgrounds and differed in age, situation and skills.  Their common link, the love of fishing, led each to a global micro business.  Each was able to blend a unique nature and set of skills to develop a global business that surrounded them with fun, like minded fishing souls.

Also, imagine what an international business means to your world travel.  Every trip you take can be tax deductible!  You can honestly write off every trip that is related to your business.  Every journey becomes a research oriented adventure and a TAX DEDUCTIBLE EVENT. 

For example if you have your own business you can gain $12,976 by using two vehicles for business because  IRS Form 4562, which is filed by proprietorships and corporations, contains spaces for up to six vehicles.

There are similar benefits by having a second home office defined in IRS publication 463 and IRS publication 587.

These are huge tax benefits that can be gained when you have an international, at home,  micro business.

As a real international business person, you’ll have one of the most respected and tax protected businesses in the country.  Every country needs to do business abroad, and most governments have created many programs to encourage their citizens to do business overseas.  Many of those benefits come in the form of reduced tax.  Other benefits come in the form of legal protection and even subsidies and grants.

There is such an abundance of opportunity that Merri and I have created this program to help you have your own international micro business that can be managed almost anywhere.  This program is unique because Merri and I are unique.  We started our global business together.  Since we’re almost recluses, we decided to do the whole business by ourselves… thus we create micro businesses that do not require large staffs.

We began working at home.  Today, though we have tens of thousands of buyers and have made millions, we still work at home on our remote farms and employ only a few people to help.

You can do the same with a system contained in an electronic correspondence course called International Business Made EZ.   The course reveals all you need to know about how to start and run your own global business all by yourself.  It answers your questions and gets your business started!

Thousands have profited from this course which has been updated in its fifth edition.

For example, Ben, an investor from Pennsylvania used International Business Made EZ and wrote:

“Jam packed with vital information.  My head is spinning. Thank goodness this is all backed up by your manual. This is a true and cherished gift. Your tips on low cost business are a blessing!  Thank you once again for an outstanding course.  The value far exceeds the price.”

In just a week, you can be well on your way to income and freedom to live wherever you choose!  International Business Made EZ shows you how to take advantage of the five secrets mentioned above and the remaining two secrets below:

Secret #6: Look for ways to gain 1,000% returns in business.  The wealthiest families in the world today come from global businesses.  Learn how margins can be so incredible that few would believe them.  Learn how to use stories to make huge shifts in the value of products.  Take for example our friend Earl who is a dog trainer.  On a trip to Ecuador clay whistles in the market place were for sale at .35 cents each.  By calling them dog whistles Earl was able to sell them at $9.95,  a whopping 2,700% mark up!

Secret #7:  Create and market your product everywhere using niche marketing.  There are 11 steps to create the perfect product.  You learn them with International Business Made EZ.  Understand how to review ideas, test focus, aim at markets.  Learn where and how to get your data and get others to provide your marketing material for you almost FREE.

Learning how to market is the key to successful business. Knowing how to turn pennies into dollars is good marketing focus. International Business Made EZ gives you this winning marketing knowledge.

You’ll learn how to turn advertising dollars into a fortune.  You’ll learn how to create your own ads and when to use the internet… search engines… pay per click… classifieds, space ads, direct mail or word of mouth… even flea markets and roadside stands in some cases.

See how to build a PR list and social business network on the World Wide Web to gain thousands of dollars in free publicity.  I even share my most secret results on my marketing so you will know why sometimes you sell more units of a product at $49 instead of $29.

Learn how one couple used ads about retirement to supplement their retirement income and received free trips all over the world.

Learn how we have made money over the Internet (specific details, specific experiences, hard earned knowledge over the last 13 years!)  With an inexpensive computer you can easily run a business from home and still have tons of time left over – even if you are computer challenged.  Merri and I have certainly proven this.  We were one of the first to run a successful website and still rank high today even with millions of competitors.  The secrets in the course include a step-by-step approach.

Merri and I with our webmaster, David Cross, were leaders in beginning internet micros businesses and have sold millions over the web.  You gain ways to earn global income over the net from that experience as well.

At www.garyascott.com our emailed messages are regularly sent to over 20,000 readers.

You learn the income producing power of defined focus and immediate repetition to get good search engine rankings and sales.

You can earn successfully while living anywhere because people of all ages are doing this.  Technology wiped out any disadvantages of age and gender.  A USA Today article entitled “The new entrepreneurs: Americans over 50” explains that older business people often start one person ventures in home offices using technology that did not exist a few years ago.  The article gave an example of Franny Martin who launched a cookie company at age 56 and said she built revenues to over $500,000 a year.   Yet her web site which attracts cookie customers from around the world cost only $3,000 to build.

International Business Made EZ is arranged in an easy to understand style.  Everything is explained in vivid detail.  We share all, how we have done it ourselves.  The course is full of business ideas and case studies based on our 48 years of experience.

The course  describes on a step-by-step basis, how Merri and I built a multi-million dollar international micro business in just 7 years and how you can do the same.

Terry T., an attorney from Germany took the course and enjoyed this fact when he stated, “What I like most is that it is a nuts and bolts course-not pie in the sky.

Learn How to Gain Total Security.  Learn how and why the global economy makes employment riskier because change is no longer an option.  See ways to become and agent of and profiteer from change never a victim of change.

Learn How to Perfect a Lifestyle.  Living as you choose is important because life is short.  Fortunately matching what you love with what you do in business actually increases profits.

George K an MD from California confirmed this when he wrote:

Your course helped me to crystallize and clarify ideas I’ve been considering that relate to my interests in writing, travel and ecology.  They showed ways to combine them in a personally engaging and potentially profitable way.  I especially appreciated the practical advice on organizing and marketing-turning ideas into products that sell and make a profit.”

A retired railway executive from Michigan picked up on this aspect and said more.

“Your course opened my eyes to the merits, profits, and prestige of becoming an international businessman, particularly the idea of doing business in Canada for distribution in the U.S. (for total tax protection).”

Learn How to Market your Product.  Learn truths that rule the market place.  Gain knowledge on subjects like… How to Make the Truth Exciting. Create your own Sales Story…  How to Deal With Cultural Differences…  How to Build Global Lists and Use International PR…  How to Spot the National Psyche and Quadruple Profits With Multimedia Marketing…  How to Choose Businesses as Pioneers or as Settlers.

Tom K., an engineer from Ohio, cashed in on this idea and wrote, “Basically, I learned the selling and marketing implications.  The course is absolutely worth the price!”

Learn  How to Obtain What You Need from the Net.  How to Use the Web to Reach your Market.  How to develop your site, target your market and start getting visits. The top ten Internet tips to use, the top ten traps to avoid, and many other lessons our Webmaster has used in his many years on the net. This system is so simple anyone can use it.

“Thank you for taking the mystery out of business and bringing it down to the ham and eggs level.” L – Chiropractor – Oklahoma”

Learn the Importance of Business Evolution.  It is vital to success and fulfillment that your business has balance and grows in harmony.

Rachel B, a housewife from Washington, enjoyed learning this fact and told us, “The idea of starting at the lowest cost level was terrific.”

Learn How to Set up Your Banking Structure.   Learn all you’ll need about the financial end: How to control inventory, keep overheads down, check ad results and stay on top of your business.  Learn 11 hazards to avoid and tricks to stay profitable without a daily accountant.

International Business Made EZ contains all these secrets and more.

One delegate, Ted T. a publisher from California said:

“Your course is outstanding! Just two hours of study alone were worth more than the price.”

While Kelly, a business woman from Atlanta, explained:

“It was great going through your steps, being 100% honest without fear of giving trade secrets since you have paid the price (to gain this knowledge).”

Who is helped by International Business Made EZ?

This correspondence course is for those who would like their own international micro business for fun and profit.

Business people or professionals who want to add an extra profit center to their business or who want to change their business entirely will benefit.  Those who want more control over their career can profit.  Plus those who love global travel and want to turn their trips into profitable tax deductions!

Your tax savings in a year can be worth ten, twenty even 100 times the cost of International Business Made EZ.

Even older entrepreneurs are taking advantage of technology.  One of our friends and clients, Mickey E., was a 72 year old real estate broker, when she began a small global business.  With just a computer and internet, she created publications that attracted English real estate buyers.  This allowed her to become a top sales person in the biggest real estate firm (selling over a billion dollars of real estate a year) in town.  She later used the tactics she learned to move to Ecuador (in here late 70s) and start a micro business there.

If you want fun, freedom, extra income and fulfillment with your own full or part time international micro business, or want to build your existing business, you can profit by International Business Made EZ.

This course is also for couples who want their own business or who want to have a business together or a family business.

This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

An employed couple from New York wrote, “We found the course interesting and informative.  We were inspired to start work on an international project.  When we came down, we had no idea on what to do.”

There is nowhere else to gain such a unique network of information and help.  We have a successful international business with over 20,000 readers in dozens of countries so you gain practical current business contacts that are active now.

Are you interested in a global micro business?  It can be small and part time mainly to gain prestige, fun and tax benefits.  It can be full fledged and rake in thousands a day.  If so, International Business Made EZ is an absolute bargain.  Our goal and guarantee is that you will be able to start and run your own global micro business.

If you are not fully satisfied in any way,  just tell us within 60 days and we’ll send you a 100% full refund with no questions asked.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through an International Business.

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.

Your Friend,

Gary Scott

Others who have used thus course wrote:

“The course gave me insight on what to do with widening my client base.” M – Real Estate Broker – Florida

“The course helped me in several ways. #1: To realize that it is not only OK but preferable to start small. #2: I feel I have a workable program to have my own newsletter-my own passion!” T B – Professional, Washington

“The course fulfilled all my expectations providing all the details necessary to start a business from creating the idea, through marketing including the systems necessary to implement our ideas.” B C – Chiropractor – California

“The first thing that strikes you when you start this course is how quickly and simply Gary cuts through many of the common misunderstandings about doing business internationally.  In fact anyone with even a small local business could learn a wealth of practical marketing and sales strategies and tips through International Business Made EZ.”

More Comments from Readers

“I completed International Business Made EZ in a (long!) weekend and – unlike many business books and courses – I didn’t fall asleep whilst reading it! I found it helpful to refer back to whilst I put my business ideas into action and the business and banking contacts in the course were worth their weight in gold.”

“There is a lot of rubbish written about business and ‘get rich quick schemes’ and I seem to receive some sort of junk mail or spam e-mail most days trying to sell me a ‘get rich quick’ idea, but I found Gary’s course genuinely different.”

“Firstly, the International Business Made EZ course is written by someone who has tried and proven his international business and then chose to share those practical examples in a course rather than as ‘pie-in-the-sky theory’. Secondly, although the course would show even hard-nosed, skeptical business people a few things about doing business internationally, it is written in a completely unassuming and open way and this makes it easy for anyone to gain maximum benefit in the minimum amount of time from the course.”

This electronic “International Business Made EZ” costs $299. You gain incredible education and the importance of the knowledge for you and your family’s wealth.

The course is so complete Merri and I extend our “no fooling around-complete satisfaction guarantee” and a special offer because “International Business Made EZ” is only one small part of the special program we have developed for you.

Here is the first part of the special offer.  We provide two emailed courses… “International Business Made EZ”,  and “Self Fulfilled – How to Write to Sell and be a Self Publisher”.

We include the “Self Fulfilled Writing and Self Publishing Course” because there are two reasons to write, when you have something to say or when you have something to sell.  In this day and age many of us want to do both, make a statement that makes the world a better place and earn something extra in the process. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

Merri and I use writing and self publishing in our business.  We have earned as much as $20,000 for a single day’s work… and have earned consistently year in and year out… while we do what we love… because of a few secrets.  We write to be self fulfilled… to share what we have gained from living, working, investing and writing all over the world.

We wanted to share these secrets so we created a Self Publishing “Writer’s Camp” weekend seminar.  We offered the course for $1,500 and were surprised when 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.  Those who attended love the seminar.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity.  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You receive both the written course and the recorded weekend seminar, in an MP3 file, in the “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for each course (and $299 for the recorded workshop).   We’ll send both courses and the recorded Writer’s Camp to you by email for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

Does that sound fair enough?

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.

Well actually you save more than $598.  You also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

You can learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business and Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.

Fair enough?

There is still more.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive the Report, “How to Finance a Small Business Overseas” (no extra fee).

Merri and I have always preferred to start our micro businesses  through cash flow.  However in the early the days of our business I found myself raising extra capital several times.  I have also helped numerous businesses raise money to get started.  This report shares several experiences to give a thumbnail sketch of how to raise money abroad.

In addition you receive any updates we make on any of these courses reports or recordings, free for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

Finally a conclusion.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund . 

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299. Click Here.

 

Maker of ‘Bobbie Bear’ Can’t Keep Up With Demand; Tapping the ‘Psyche of 30-Year-Old Chinese Ladies

Opportunity in the Měi guó Mèng


Měi guó Mèng is a translation of “The American Dreamin Mandarin . Here is an example of how this can create opportunity.

chinese-rv

Opportunity in the Chinese RV?

The global economic pivot has accelerated due to the S&P’s downgrading of Americas debt.

The USA is not in this pickle alone.

The US debt problem is only one of three  problems.  First, the global economy has a GDP that is estimated to be 62 trillion US dollars in 2010 according to the IMF. The economy of the European Union generated a GDP of over US$16.2 trillion in 2010 Compared to 14.6 trillion for the US, 5.8 trillion for China and 5.4 trillion for Japan.

Japan’s economy has been in the doldrums for well over a decade.

Europe suffered when the insolvency of several of its small nations, Greece and Ireland especially became apparent.  Now Italy and Spain appear to be in trouble as well.  Italian and Spanish insolvency are more than just another small European economy being in trouble. Italy and Spain are the third and fourth largest economies in the union. Their problem creates a new era stage in the Euro Financial Crisis.

Europe, the US and Japan’s economies represent 36.2  trillion or near 60% of the world Gross Domestic Product.

The second problem is that a majority of the population are not in agreement with the way the problems are being handled.  A new CBS News/New York Times poll last week revealed that 82% of Americans disapprove of the way Congress is doing its job – the highest disapproval rating since polling began in 1977. Just 14% approve of Congress’ performance.

By a ratio of more than two to one, Americans said that creating jobs should be a higher priority than spending cuts.

Europeans are rioting over austerity measures and in America Congress simply stalled making the hard decision and passed the responsibility to a commission instead.  Such a huge majority of voters are locked into Social Security and Medicare that it will be hard politically for the US to make shifts in these core programs.

Third, so many people are afraid that government’s of the world have reacted.   Yesterday’s New York Times article said:  The European Central Bank signaled on Sunday that it would intervene more aggressively in bond markets to protect Spain and Italy, and leading finance ministers conferred about the mounting threats to the world’s economies, as policy makers sought to calm markets unnerved by deteriorating public finances and slow economic growth.

The shock of the downgrade Friday of long-term United States government debt and the worsening situation in Europe added new urgency to the efforts to restore confidence and prevent an extension of the stock market slide that began last week.

Shortly afterward, finance officials from the Group of 7 nations — including Treasury Secretary Timothy F. Geithner and the Federal Reserve chairman, Ben S. Bernanke — held a conference call to discuss the United States downgrade and other challenges. In a statement issued after the nearly two-hour meeting, the group said it was ready to “take all necessary measures to support financial stability and growth.”

This is the root of the shift.  Western governments have been “taking all necessary measures to support financial stability and growth” for so long that now when the balance has been so thrown out of kilter and bad math has become so distorted that it can no longer hide, the world has to face the fiscal music in an extra tough way.

The problem is that governments no longer have any money to take necessary steps to protect markets or create jobs.  “All necessary measures”  mean “borrow more money”.   Western debt is such that these “measures” will be counter productive.

Expect these three problems to reduce the purchasing power of Western currencies.

What to do.

We look regularly at five ways to overcome the loss of purchasing power created by the global economic pivot. investing in multi currencies, invest in good value real estate, invest in good value equities, live in low cost places and have your own international micro business.

Finding Distortions and Spotting Trends for International Micro Business Ideas and Měi guó Mèng:
Having your own international micro business does not necessarily mean you have to move or be abroad.

There are ways to be locally international.

Take for example the RV industry.  An August 5, 2011 article “Decline of a powerhouse” in a local Oregon newspaper, special.registerguard.com  shows how the RV industry has been decimated when it says: It’s a historic bust for Lane County’s RV industry.  Navistar International’s decision to move 450 jobs to Indiana from its Monaco RV motor coach plant in Coburg will reduce employment in Lane County’s transportation equipment manufacturing sector by half.

That’s terrible news for a local economy that has grown numb from similar blows. Even before Navistar’s announcement Tuesday, employment in the sector, mostly recreational vehicle manufacturing, had fallen 80 percent from its peak in 2005.
Lane County’s RV-makers employed 4,600 workers in 2005, according to the Oregon Employment Department, having added more than 1,000 jobs in just two years.

Eugene and Springfield had become bedroom communities for Coburg and Junction City, the industry’s leading production points.

Then the bottom fell out. A credit crunch, a deep economic downturn and high gas prices all came at once.

Here is a distortion created by two trends. Most people think the RV industry is dead and maybe it is… in the USA, but in China it is just beginning to boom!   The Chinese consumer wants Měi guó Mèng… the American Dream.

An article at rvbusiness.com entitled “China Holding 1st RV Rally and Camping Show” says:  The China RVing & Camping Rally 2010 and RV Camping Show, to be held Aug. 6-8 in Beijing, is sponsored by 21RV (www.21RV.com), which provides the RVers, RV enthusiasts and camping fans a place to enjoy and share RVing and camping together.  Following is a news release provided to RVBUSINESS.com to promote the event:

“Holding this rally is to sound the industry’s horn assembly, to gather the RVers, RV lovers, campers dispersed in different regions of China, who are at this moment in little quantity”.

chinese rvs

Photo of Chinese family in China pursuing the American Dream from article at USA Today.

An August 6 USA TODAY article entitled “Road trip: Chinese rev up the RVs” by Calum Macleod says: Loading up the Winnebago and seeing the country via its highways, byways, campgrounds and tourists traps is a classic American summertime pursuit. And now it’s come to China.

Chinese tourists check out the recreational vehicles on display at the RV rally held in Fangshan, a suburb of Beijing.

“We’ve done all the usual kinds of travel,” says Beijing businesswoman Liu Xiaofan, who though only 40 has just retired. “Now we want to enjoy our lives, and our RV can help us live a happy and healthy life.”

On Thursday, they drove their Chinese-made Zhongtian recreational vehicle, bought recently for $93,000, to join hundreds of other RVing fans at a campsite rally in Fangshan, a southwestern district of China’s capital.

The Lius want to go well beyond a cross-China excursion: They hope one day to drive to Europe and eventually travel coast-to-coast across the USA.

After more than three decades of dramatic economic growth, China’s better-off citizens are busy testing new lifestyles and leisure pursuits, from horse riding and skiing to golf and overseas travel. RV camping is another recent trend here, promoted by entrepreneurs and a central government keen to boost domestic tourism and consumer spending.

In a nation of 1.3 billion people, where car ownership remains a dream for most Chinese, RV owners number 5,000, with just a few dozen RV camps, according to the China RV & Camping Association. Approximately 8.9 million households own an RV in the USA, according to the Recreation Vehicle Industry Association, and there are thousands of RV camps in the country.

Change is coming fast in China, says Wang Jidong, the RV association’s secretary general, as local governments and businesses build hundreds of RV camps nationwide.

Americans still can’t grasp the fast pace of development in China, says Lu Jun, 41, general manager of the Beijing International Automotive Camping Park, which opens later this month in south Beijing.

“When I talk to U.S. RV suppliers, they ask if I want to buy three or four vehicles,” says Lu of imported RVs costing over $70,000 each. His reply? “I want to buy 1,000” to fill the 100 camps his company will build within two years.

Do you see the distortion? 

The US has the supply capability and the branding benefit. China has growing demand.  There are many ways to be involved, but this message is not to suggest that you invest in RVs.  Our core message is always “Do what you love and start from what you know”.

The point of this thinking is the global economic pivot is creating many distortions.  Look for distortions in a sector or industry you love and know. Invest or create a business in it!

In this case, we in the Western world all know “The American Dream”.

Take an an area of business or investing that interests you.  Relate it to The American Dream. Look for aspects of this business that are suffering in the West that may be on the rise in the emerging world.   This review may create a perfect investing or business opportunity for you.

Change is always with us and always has been.  The pace of change happens to be accelerated now. Most will see this with fear.  Yet this accelerated change will created amazing riches for those who embrace the shifts and spot trends that create distortions and contrasts.

Gary

Here are ways we are helping readers overcome the lost of purchasing power.

#1: Live and earn in a lower cost environment: See new idea on how to earn with Ecuador agriculture and exports .


manabi-ecuador-farm

Start your won Micro Business. We have started a program to help our readers create their own micro business working with these businesses as introducers, dealers and distributors.

We have been writing for years about numerous products that we use and love. Now we have started programs so readers can  work with and earn globally with these unique global businesses tied together with our communication system that can bring all this: training…. communicating and networking.

We are starting with these five businesses first.

#1: Jyske Global Asset Management  (JGAM) for those interested in multi currency investing.
#2: Bio Wash for those interested in eliminating a toxic environment.
#3: Candace Newman Essential Oils for those interested in natural health.
#4: Fresh cut Ecuador Roses for those who love flowers and decorating.
#5: Ecuador Imbabura Export Products for those who love to travel and want to help the poor.

Our October 7-8-9 International Business and Investing Seminar will feature initial training for these programs.

Enrolling in any of our online business development courses and attending one seminar provides full qualification to apply for all programs we provide for a year.

International Business Made EZ

Self Fulfilled – How to be a Self Publisher

Event – Full How to Earn With  Your Own Seminars 

Early enrollment for our October 7-9 North Carolina Course click here for details.

This International Business Service provides many benefits:

#1: Connect you via our our online course “International Business Made EZ” to here and now specific business opportunities.

#2: Keep you in touch with other readers in the program, share business tips, ideas contacts and even website support in some instances.

Here is how you can apply for this program.

Satisfaction Guaranteed.  Three Guarantees.

First Guarantee. Regarding the online course International Business Made EZ.  Enroll in this course. Take it and if you are not satisfied for any reason within 30 days… let us know and we’ll give you a full refund.

Second Guarantee. Enroll in our October 7-8-9 International Business & Investing Seminar.  I’ll send you a recording of the June seminar now so you better understand what these seminars are and how they help you.  If you are not happy with what you hear, let us know within 30 days and we’ll give you a full refund. You keep the recorded seminar as our thanks.

Enrollment for our October 7-9 North Carolina Course click here for details.

Read RV Articles:

It’s a historic bust for Lane County’s RV industry

China Holding 1st RV Rally and Camping Show

Road trip: Chinese rev up the RVs by Calum Macleod, USA TODAY

Ecuador Currency


Ecuador’s currency is the US dollar.

When Merri and I first arrived in Ecuador the currency was the sucre and it took 3,000 sucre to buy one dollar.  About five years after we arrived the sucre had dropped to about 8,000 sucres to buy a US dollar.  Then a decade ago the Ecuadorian economy went into self destruct and the sucre collapsed all the way to 25,000 sucres per dollar.

ecuador-real-estate-for-sale

The dollar still goes a long way in Ecuador. You can still buy beach condos like this for under $24,000.

This created incredible real estate bargains.  I began buying Ecuador real estate which is one reason I can sell Ecuador real estate now at below the market and still make a decent profit.

ecuador-real-estate

Large fixer upper houses like this in the Andes can still sell for less than $29,000.

However getting out of the sucre into the greenback was in a way like jumping out of the frying pan into the fire…. because since then the US dollar has dropped a lot in value compared to other currencies such as the euro.  Excerpts from our latest Multi Currency portfolio report show this fact.  Here is what that message said:

Since we are beginning a new decade it makes sense to look back a decade at the past multi currency action.

A reader just sent this note:  Dear Gary, I am worried by the breaking news that the “Bolivarian Alliance” is creating its own currency.

The news says:   “Countries of the Bolivarian Alliance for the Peoples of Our America (ALBA) agreed to introduce regional common currency, the SUCRE…”During the ALBA summit on Dec. 13 (In Cuba), nine member countries including Antigua and Barbuda, Bolivia, Cuba, Dominica, Ecuador, Honduras, Nicaragua, Saint Vincent and the Grenadines, and Venezuela announced the introduction of new virtual currency in January 2010.”  Thanks.

These countries have been announcing this type of stuff for quite some time.

You can see a 2007 article I wrote about this at Ecuador Currency Opportunity.

Announcements by governments are easy.  Actions not so much so.  Getting all these countries to actually do something together is not such an easy task.  Not much has happened from the 2007 announcement and I do not expect much to happen from the 2009 announcement.

Most of the countries above face enormous social and economic challenges in the decade ahead.  Keeping their own currency stable will be hard enough.  Creating a new one easy… but maintaining it hard.  Getting all these nations to work together to create one currency seems pretty unlikely.

The European Union and euro whose nations enjoyed  much greater economic success and stronger political stability, than the nations above took decades to create. The euro was driven by a real fear… a repeat of WW I and WWII.   Yet the euro has taken many decades to form.

Should we expect quick action for a union by Antigua and Barbuda, Bolivia, Cuba, Dominica, Ecuador, Honduras, Nicaragua, Saint Vincent and the Grenadines, and Venezuela? Remain watchful but do not expect anything too soon.

A better way to answer the US dollar dilemma  is to invest in the best value BRIC countries (Brazil, Russia, India and China) and speculate on the ups and downs of their value.

Here are excerpts from a recent Multi Currency Update I sent to our multi currency portfolio subscribers.

BRIC currencies make sense because these countries are still viewed as emerging markets… but they now are major economies.

Together, these four countries generate approximately 27% of the world´s Gross Domestic Product (GDP).

The BRIC economies are also growing faster than in the Western world.  The average annual GDP growth of a BRIC nation was greater than 7% before the recession, as compared to approximately 2% for a G-7 nation.

The future growth of the global economy depends largely on the BRIC economies continuing growth.

The simplest way to invest in BRIC economies is with a BRIC ETF like iShares MSCI BRIC Index Fund. This ETF tracks the MSCI BRIC Index and invests in about 260 different companies in these four countries.  Invest and leave the investment alone for long term growth.

Jyske Global Asset Management recommends BRIC allocation as below :

If you have a Low Risk profile                  : up to 5%
If you have a Medium Risk profile          : up to 10%
If you have a High Risk profile                : up to 15%

A more complicated but potentially more profitable approach is to weight your investments more heavily in the good value BRIC countries and sell shares in the BRICS with poor value.

Heavier speculation  could buy the good value BRICS and short the low value BRICS.

For example you can see below why right now may be a good time to sell investments in India and invest in China.

Learn how to read this entire update on why to sell these BRICS now as a Multi Currency subscriber.

A March 2009 report entitled “Ecuador Economic Worries” shows why the dollar’s fate is not so important to Ecuador when it says:

A number of readers have sent questions about Ecuador economic worries. One regular Ecuador economic worry I receive is that Ecuador will stop using the US dollar as its currency.

There is little doubt that Ecuador’s economy is in a mess.

Which economy is not?

We’ll look at this Ecuador economic worry in a moment, but to put this worry into perspective, may I share some other economic worries at the same time… plus post some photos from our friend, Dennis Goff… such as this shot from a boutique hotel in Manta, Ecuador where you can stay for $52 a night.

ecuador-economic-ideas

Ecuador has economic worries, yes, but are they worse than the economic worries in Europe or the US?   The photos show that while we worry we can be in paradise on a shoestring budget.

Read the entire article Ecuador Economic Worries here.

Learn more about BRICS. Join Merri and me along with Thomas Fischer and my portfolio manager, Anders Nielsen, at our February 11-14 IBEZ seminar.

Learn more at  Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Fl.

Gary

If you plan to join us at six or more seminars and tours in Ecuador, Florida or  North Carolina in 2010 you can save as an International Club member.

See details about each of our seminar and tours below… then see our December special that allows you to attend as many of these courses you like at a huge savings.

For International Investing and Business.

For Super Thinking + Spanish

For Ecuador Shamanic Tour

For Ecuador Export

For North Andes, Imbabura & Cotacachi

For Manta & Mid Coast

For Quito & Mindo

For Salinas & South Coast

For Cuenca

You gain discounts by attending multiple seminars and tours.

Here are our multi tour adventure discounts.

Two Pack… 2 seminar courses & tours $998 Couple  $1,349 Save $149 on couple

Three Pack… 3 seminar courses & tours   $1399 Couple  $1,899 Save $98 single or $348 on a couple or more

Four Pack… 4 seminar courses & tours   $1,699 Couple $2,299 Save $98 single or $697 on a couple or more

Five Pack… 5 seminar courses & tours  $1,999 Couple $2,699 Save $496 single or $1,046 on a couple or more

Six Pack… 6 seminars courses & tours  $2,199 Couple $3,099 Save $795 single or $1,395 on a couple or more

But our 2009 International Club membership which allows you and a guest to attend as many of the 56 courses and tours we’ll sponsor and conduct in 2010  (fees would be $40,947 for all these courses individually) is only $2,999.

The International club fee rises to $3,500 in January 2010. Enroll in the International Club now at the original fee of $2,999. Save $501.

International Club 2010

Attend our 56 investment, business, Spanish, real estate and export, courses and tours in 2010 with one small enrollment fee.

International Club 2010 Membership Enroll here

Here are the 56 courses and tours you can attend free. Plus there is even one more savings you will see below.

Jan.   8-11     Ecuador Export Tour
Jan. 13-14     Imbabura Real Estate Tour
Jan. 15-18     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 21-23    Cuenca Real Estate Tour

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Fl.

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour
Mar. 28-29   South Coast Real Estate Tour

Apr. 12-15   Ecuador Export Tour ($499 or couple $749)
Apr. 17-18   Imbabura Real Estate Tour ($499 or couple $749)
Apr. 20-21  Coastal Real Estate Tour ($499 or couple $749)
Apr. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749)
Apr. 26-27  Cuenca Real Estate Tour ($499 or couple $749)

May  13-14     Ecuador Shamanic Minga  ($499 or couple $749)
May  16-17    Imbabura Real Estate Tour  ($499 or couple $749)
May  19-20    Coastal Real Estate Tour ($499 or couple $749)
May  22-23    Quito-Mindo Real Estate Tour  ($499 or couple $749)
May  25-26    Cuenca Real Estate Tour  ($499 or couple $749)
May  28-29    South Coast real Estate Tour ($499 or couple $749)

June 24         Quantum Wealth North Carolina
June 25-27    International Investing and Business North Carolina  ( $749 or couple $999)
June 28-29   Travel to Ecuador and Andes
June 30-Jy 1 Imbabura Real Estate Tour  ($499 or couple $749)
July 3-4          Coastal Real Estate Tour   ($499 or couple $749)
July 6-7          Quito-Mindo Real Estate Tour    ($499 or couple $749)
July 9-10        Cuenca Real Estate Tour   ($499 or couple $749)

Sept.   3-6      Ecuador Export Tour  ($499 or couple $749)
Sept.   8-9      Imbabura Real Estate Tour  ($499 or couple $749)
Sept. 11-12     Coastal Real Estate Tour   ($499 or couple $749)
Sept. 14-15     Cuenca Real Estate Tour    ($499 or couple $749)
Sept. 17-18     Ecuador Shamanic Minga  ($499 or couple $749)
Sept 20-21      South Coast Real Estate tour ($499 or couple $749)

Oct.    7          Quantum Wealth North Carolina
Oct.   8-10     International Investing & Business North Carolina ($749 or couple $999)
Oct.   11-12    Travel to Quito and Andes
Oct.  13-14     Imbabura Real Estate Tour ($499 or couple $749)
Oct.  16-17     Coastal Real Estate Tour ($499 or couple $749)
Oct.  19-20    Quito-Mindo Real Estate Tour ($499 or couple $749)
Oct. 22-23     Cuenca Real Estate Tour ($499 or couple $749)

Nov.    4-7        Super Thinking + Spanish Course Florida ($749 or couple $999)
Nov.    8-9       Travel to Quito and Andes
Nov. 10-11       Imbabura Real Estate Tour ($499 or couple $749)
Nov. 13-14      Coastal Real Estate Tour ($499 or couple $749)
Nov. 16-17      Quito-Mindo Real Estate  ($499 or couple $749)
Nov. 19-20     Cuenca Real Estate Tour ($499 or couple $749)
Nov  22-23      South Coast Real Estate Tour (($499 or couple $749)

Dec.   3-5       Ecuador Shamanic Mingo  ($499 or couple $749)
Dec.   7-8       Imbabura Real Estate Tour ($499 or couple $749)
Dec.  10-11    Coastal Real Estate Tour ($499 or couple $749)
Dec. 13-14     Quito-Mindo Real Estate Tour ($499 or couple $749)
Dec. 16-17      Cuenca Real Estate Tour ($499 or couple $749)

If you join the International Club, the entrance fee for 2010 is $2,999 (until January 2010).  Your attendance fees at all courses will be waived. You and your guest can attend courses worth $40,947.

You can calculate the savings as our schedule of all 2010 courses is shown below.

Arrival dates are always one or two days earlier. Please double check with us before booking flights.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses which are valued at $40,947!

International Club 2010 Membership Enroll here

You may well wonder why I would make such an offer and ask why the cost is so low? Let me answer this question frankly and from the heart.

First, it helps us do a better job for you. We feel greatly enriched when we can really help our clients improve their lives. We have learned through years of experience the best way to do this is to meet with you regularly. We can best help you learn how to improve your health and wealth through continual expansion of knowledge.

Second, we gain enormous fulfillment from the many friendships we form through the years. Our friends have enriched our lives tremendously. Let me explain this in more detail.

As a member, you will be part of our international family that meets intensively over the next year to examine ways we can make our lives better. Our goal is beyond just having money. Our goal is to have quantum wealth… good health… wealth and fulfillment through service.

Though I give all course delegates my very best, I cannot help but to do a better job for those who come again and again. As we meet often; your particular wants, needs and desires become clear, and it is easier for me to point you in the right direction.

Another phenomenon is that repeat delegates help each other! They get to know one another, help each other learn, share their insights, make contacts and gain more wealth.

Out associates in Ecuador, are experienced business people who live or work and conduct our real estate and export courses.  They can also act as your local backup for the business.

Lifestyle for Two. There is more! I have learned at my courses that many repeat delegates were couples.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO!  You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!

Gary

International Club 2010 Membership  Enroll here

Ecuador Residence & Triple Protection


Ecuador residence may be good idea for many… but I do not recommend investing everything in Ecuador.

Our recent article Ecuador and the US dollar outlined how I am short the US  dollar via dollar loans and hold euros, emerging currencies and Ecuador real estate.

ecuador-sunrise

The sunshine always shines somewhere.  Sunrise from our condo in Cotacachi.

After reading this, one might wonder why such a spread?

The first book I wrote in the 1970s was “Passport to International Profit”… not “Passport to Ecuador Profit”… not “Passport to US Profit”… not “Passport to European Profit”.

The core message in “Passport to International Profit” was become a one man multinational with a six point command posture which is to:

Live in one country
Bank in a second country
Invest in many countries
Earn in two or more countries
Use a company incorporated in a fifth country
Take a second residence

Let’s take this one step further. To have a fulfilling six point lifestyle posture:

Live in one country you love.
Bank in a second country that is safe and that you really enjoy.
Invest in many countries you would like to explore or feel good about.
Earn in two or more countries you would like to explore or feel good about.
Use a company incorporated in a fifth country that best fits your circumstances.
Take a second residence in a place where you love and want to be.

Merri and I have followed this advice throughout our business career.

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The sun always shines in more than once place.  Sunset from our apartment in San Clemente Ecuador.

We have always had a place in the US…  always in small towns by the way… Naples Florida when it was a small fishing village… Murphy and Lansing North Carolina and now Mt. Dora Florida.

A recent article Smalltown USA Revisted said: Finally we get to revisit Smalltown USA. As Merri and I begin our 42nd year of international investing and business seminars and publishing, we gain great comfort and enthusiasm from the  feel of how our efforts in this last seven year cycle progressed. 

First we are excited that in this upcoming seven years we can expand our focus on Small town USA as well as global investing and Ecuador.

I doubt things will get so bad in the US that Merri and I would not want to live there anymore.

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Follow the sun.  Sunrise from our Blue Ridge North Carolina house.

I have options because I am diversified. Yet the options fit my particular lifestyle and do not cost me anything if events where I live, as expected turn out positive.

The US is central to our family.  Our new home in Florida was chosen in part because it is near our eldest grandson who we feel at age seven can benefit from quality time with us.  The US is a country we love and know and as US citizens we have certain rights even if they have greatly diminished.  Plus the US can be a great place to be.

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Follow your sun. Lake County Florida sunset… our newest home.

However Ecuador is wonderful as well. Ecuador is 3 hours and 45 minutes from the US and we enjoy being in Ecuador for many reasons.

Ecuador gives us great weather in the winter and we love the people and the place. Ecuador is not a bunghole we have chosen because  we dislike or fear some other place.  Ecuador is a place we love.

I doubt that things will get so bad in Ecuador that we will not want to live there.  I doubt even more that things will get so bad in BOTH Ecuador and the US that Merri and I could not stay.

There is always something we do not know, sooo…  just in case, here is a photo from my passport.  This is the stamp you get when you are allowed to reside permanently in the UK.

I can always live in the UK and from there, because of European regulations,  I can pretty well live anywhere in the European Union.

Life in Europe would be our third choice.

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The sun does shine in England… as evidenced by this shot our son Jake took near his home in Bristol.

This also fits into our lifestyle.  Merri and I have both lived there for years. We are both multi lingual… me a bit, Merri more than me.  She can get by in Spanish, German or French.  We have children who live in England and expect to have grandchildren living there some day.

Yet if Europe is our third choice…why are euros our first choice currency that is so overweighted in our portfolio?

We do not have to invest in the country where we live.  I believe that the huge US debt and deficits will drag the US dollar down.   I have even less confidence in the Ecuadorian government’s fiscal capability.

Here is the interesting part of my currency choice. I do not particularly like the euro either.

So why so many euros?

The euro to me is the best of several bad choices.

As shown above. The euro represents the biggest economy in the world.  This is one reason for the choice.  The alternatives are BRIC currencies (Brazil, Russia, India and China).  They are represented (and are likely to increase) in the emerging portion of my portfolio.   But I cannot gain enough confidence in these countries to go beyond a 25% weighting.

So the euro wins by default.

I also like the fuddled aspect of European politics… as I do Ecuadorian politics.  Both have so many diverse interests pulling in opposite directions that the political process is slowed.

No government action seems to be much better than efficient bad activity such as we have seen in the US.

We live in a time of incredible opportunity and freedom. There are probably dozens of places where each of us could enjoy living, investing and doing business.  There is no need to look for the one perfect place.  In fact, such a Utopia probably does not exist.

There are however many places like Smalltown USA, Ecuador and Smalltown Europe where one can enjoy living full or part time and gain lifestyle diversification.

Also do not look for the perfect place to live, or the one and only business to do or the best investment of all forever.   Our circumstances and countries, institutions and relations change.

Diversification gives us a greater ability to change too.

The greatest asset for diversification is the ability to earn wherever you live and to keep your investments safe.

This is why we offer our course Tangled Web… How to Have an Internet Business as well as this multi currency service.

A clear mind and sound body is also a vital tool for embracing change which is why we have added an optional, extra day (at no added cost) to our upcoming International Investing and Business course. The one day Quantum wealth workshop looks at how to gain super thinking and better health to assist in making wiser investing and business decisions.

We hope you will join us.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Gary

How We Can Serve You

How to Have Real Safety

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There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

This is why the core Pi model portfolio (that forms the bulk of my own equity portfolio) consists of 19 shares and this position has not changed in over two years.  During these two years we have been steadily accumulating the same 19 shares and have not traded once.

The portfolio has done well in 2017, up 22.6%, better than the DJI Index.

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However one or even two year’s performance is not enough data to create a safe strategy.

The good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management and the mathematical trend analysis of Tradestops.com.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

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Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

Pi uses math to reveal the best value markets then protects its positions using more math created by Richard Smith founder and CEO of Tradestops.com to track each share’s trend.

We use Smith’s  algorithms that calculate momentum of the good value markets.

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The Stock State Indicators at Tradestops.com act as a full life-cycle measure that indicates the health of each stock. They are designed to tell you at a glance exactly where any stock stands relative to Dr. Smith’s proprietary algorithms.

Kepppler’s analysis shows the value of markets.  The SSI signal indicates the current trend of each stock (performing well, or in a period of correction, or stopped out).

The SSI tells you one of five things:

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Akey component of the Stock State Indicator (SSI) system is momentum based on the latest 521 days of trading.  A stock changes from red to green in the SSI system only after it has already gone up a healthy amount and has started a solid uptrend.

How SSI Alerts Are Triggered

If the position has already moved more than its Volatility Quotient below a recent high, the SSI Stop Loss will trigger.  This is an indicator that the position has corrected more than what is normal for this stock.  It means to take caution.

Below is an example of how SSIs work.  This example shows the Developed Market Pifolio that we track at Tradestops.com.

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Equal Weight Good Value Developed Market Pifolio.

At the time this example was copied, all the ETFs in the Developed Market Pifolio (above) currently had a green SSI.

We do not know when the US market will fall.  We only do know that it will.  We also do not know if, when the US market corrects, global markets will follow or rise instead.

The fact that the Pifilios are invested in good value markets reduces long term risk.

Additional protection is added by using trailing stops based on the 521 day momentum of each stock in the Pifolio.

Take for example the graph below from our Tradestops account that shows the iShares MSCI United Kingdom ETF.  This ETF had a green SSI and a Volatility Index (VQ) of 13.26%.  This means the share can move 13.26% before there is a trend shift.

tradestops

iShares MSCI United Kingdom ETF (Symbol EWU)

Pi purchased the share at$31.26 and in this example the share was $34.43 and rising.  Tradestop’s algorithms suggested that if the price drops to $31.69 its momentum would have stopped and it would have shifted into trading sideways.   The stop loss price is currently $29.86.  If EWU continues to rise, both the yellow warning and the stop loss price will rise as well.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Dip Strategy with platinum.   The “Platinum Dip 2018” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Platinum Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

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Tens of thousands have paid up to $999 to attend.

In 2018 I celebrate my 52nd anniversary in the investing business and 50th year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

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The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

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This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

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Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Platinum Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary