Tag Archive | "Bob Shane"

Ecuador Business News


Ecuador business opportunity is in the news.

There are numerous health benefits to be gained in Ecuador…

One of them is great exercise opportunities. We are currently conducting Blaine Watson’s Beyond Logic course.  The course sold out and a number of delegates arrived early so we took them for a hike…

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To Lake Cuicocha…

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Here we are.  Then we visited the Cotacachi food market to see…

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another Ecuador health benefit. Fresh food!  Just picked beans…

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of every sort.

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Fresh berries…

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are always in season.

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Greens…

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and much more.

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All just picked and you can meet the farmer who grew them.

Some of the other Ecuador health benefits create business opportunity.

Ecuador herbal exports offer great potential but not without some work.

One MD who was recently here looking at the idea of exporting herbs recently sent this note.

I Just learned that the US Food and Drug Administration has recently cracked down on imports of herbs, minerals, etc. to the point that it is now all but impossible to import.   Other small herb companies I’ve talked with have stopped importing herbs at this point in time for these reasons.  The government is also arresting internet alternative nutritional sellers at an increasing rate.

This would at first seem like bad news.  However my experience has been that the greater the problem, the greater the opportunity.

These apparent problems  are an indication of the  really great need for health care in North America.   Another newsletter that often focuses on Ecuador,  NaturalNews.com, says:

Both the FTC and FDA are turning up the heat on nutrition-oriented companies and websites, resorting to arrests at gunpoint to enforce “nutritional illiteracy” across America by imprisoning those who accurately describe the health benefits of nutritional products they sell.

It was only days ago that the FTC attacked a church over its dietary supplements. NaturalNews covered the legal battle in a feature article and an exclusive audio interview with health freedom attorney Jim Turner.

Effectively, it is illegal in America to tell the truth about nutritional products that you sell. The statements made by Heuer on the Cocoon Nutrition website are technically factual and accurate. But they are not LEGAL to make in America because Free Speech is routinely oppressed by the FDA and FTC. Telling the truth in America is enough to get you locked up in federal prison; especially if you dare to inform people about natural cures that might take revenues away from the drug companies.

Both the FDA and FTC are now acting as the racket enforcement thugs of Big Pharma. And like any other mob, they use armed personnel to protect their revenue territories.

These are pretty strong words… but I do not doubt that they are true. Look how big pharma even takes on cities and states that try to reduce the cost of drugs for its citizens.

Last year the city of Duluth Minnesota created a program so its residents could import much less expensive Canadian drugs.  According to a February a February 26, 2008 Associated Press article, the Food and Drug Administration warned the city that a program to import prescription drugs from Canada and save money for city workers is  unsafe and most likely violates federal law.

The article stated: “In a letter to Duluth Mayor Don Ness, the FDA warned that any packages sent to employees would likely be detained by U.S. Custom and Border Protection.”

Yet the very same week an article in Senior medical news says:

Medicaid in Crisis as Bush Administration Tries to Shift Billions in Cost to States
Strained state budgets and economic downturn force program cuts

Feb. 21, 2008 – Medicaid is one of those government services that most of us think we will never need. Yet, millions of senior citizens and their families have grasped for it as the last hope for access to costly long-term care, as their savings disappear. It is also the last chance for many of the uninsured at the bottom of the economic ladder to receive medical attention. The program, however, is in crisis as the Bush administration tries to move billions of dollars of cost to the states.

The states, however, are already crumbling under the burden of ever-higher healthcare costs, a poor economy and their own budget woes. In Iowa the governor reducing costs, including capping rate increases for long-term care. California’s governor is cutting over $500 million from the Medicaid program and in Congress there is an attempt to stop or delay the new effort to move more costs to the states.

So as stated the greater the problem, the greater the opportunity.

US medical care costs are a huge problem and herbs from the Equatorial Amazon are one low cost solution.  Those who figure out how to overcome artificial obstacles thrown in the way of these natural solutions stand to profit.

This is why we started Tangled Webs  a course about how to create your own business…on the web…the internet so we can plunge deeper then just business and internet technology to truly understand the web.   This electronic virtual world is just a reflection and tool in a much bigger…deeper…real web…that will provide many solutions in the future.

Business… the world… the universe… existence… all of life…is a tangled web… that has been spun and continues to spin from almost imperceptible threads.

These threads, spun from our hidden unwinding, have brought us to the internet…as a reflection of who we have been…what we now are and who we will become.

Consequently a course on just the internet would be like a car without an engine. A course just about the internet and business would be a complete car but without a driver.   Plus we need to include the journey and destination as well!

Tangled Web weaves the history of Merri’s and my business … how it evolved … how it morphed from a print publishing business to internet only and how we use websites and email in business now.

We’ll look at how to create websites using the seven Ps…

Passion
Problem
Person
Profitably Priced Product
Prospecting Path
Promise
Presentation

Our webmaster examine all the technical aspects of how to run an internet business:

Search Engine Optimization
Pay Per Click
Landing Pages
Email Generators
List Controllers
Shopping Carts
Servers

Yet we’ll dig deeper, right to the essence of a successful internet business that successfully untangles the web because I suspect that this course has the possibility to go out of date faster than any I have ever written before. The Internet evolves so quickly and there are always new things being added. It’s enough to make your head spin.

But what you will learn here are the fundamentals that work in business on the Internet. We’ll cut through the fog and show you what works for us and how to build a solid business regardless of what changes come about in technology, search engines or what the new “Internet fad” may be.

We will also deal with evolution and fate… how they work in business and how they can help your web business grow from this starting point.

This course will end differently than foreseen. Each sentence shared has potential to spark new ideas.  Your questions, as the course unfolds, will undoubtedly alter the course of this course.

I can almost guarantee that your business will not evolve exactly as you imagined either.  Business plans are guesstimates that help improve a business as it grows…but rarely a real guide.  Experience refines and improves us as our act of doing a business teaches us.  We can never see what we do not know. Only doing reveals this.  Plus technology and fate mix into our progress as well.

Here are the lessons we have planned now.

#1: How My Internet Business Began

#2: Our Results – How We Boost sales

#3: Seven Ps PASSION – PERSON – PROBLEM – PROSPECTING PATH – PROMISE – PRESENTATION – PROFITABLE PRICE

#4: Turn Passion to Profit.

#5: How to Identify your prospects.

#6: How to identify problems.

#7: How to choose prospecting path. SEO – PPC – Strategic Alliance – Referals – Viral marketing.

#8: How to create ads.

#9: How to create landing pages.

#10: How to develop Presentation (marketing string).

#11: How to choose and test price.

#12: How & why to create daily messages.

#13: Multi product development…free reports…free ezines…paid subscriptions…seminars…tours ,,,personal services…clubs etc. How one product leads to another.  Advertising and especially the long tail.

#14: How to manage your business finances.

The first four lessons are complete and students are gaining from this course now.

Join us in Cotacachi and on Ecuador Coast in March and save from a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for our three courses in March 2009, I will send it to you free. You save $299.

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March courses and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6     Ecuador Import Export Expedition
July 8-9    Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11     IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8    IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Ecuador Beach Restaurants


Ecuador beach restaurants offer wonderful variety, excellent food and really low prices.

Sunday lunch is great, so here are some of the wonderful Ecuador beach restaurants where you might find Merri and me enjoying a Sunday meal.

In Manta for a quick bite we visit the Oro Verde cafe.  The Oro Verde hotel is in the center of Manta.

ecuador-beach-restuarants

Bread and pastry, as a general rule, are not Ecuador’s best specialties. Not true at the Oro Verde!  Merri and I have lived in many countries including places with great pastry such as France, Germany, Austria, Swiaterland and Italy.

The Oro Verde has pastries as good as any we have ever enjoyed. The Sundays papers and these pastries go well together.

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Sadly the Oro Verde coffee is the terrible, machine made Nestecafe cappuccino.  I put up with it though to enjoy the croissants and especially delicious cinnamon rolls.

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For good… quickly served, fresh, no frills seafood we visit Manta’s  beach and…

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the Oh Mar restaurant.

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A great seafood meal is about $6… or for something special… like this lobster for $12.

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Moving north to Crucita… we enjoy the cafe at the top of Balsamaraqua gated community.

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Open and airy, you can spend a Sunday afternoon enjoying this incredible view.

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Further north is San Clemente where we live and stay at Vistazul.

Here restaurants range from the high quality restaurant at Palmazul…

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where a Sunday dinner can run $17… but with a view.

Right on the beach…

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for special occasions and fine dining Palmazul is the place.

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When feeling more casual we amble a couple blocks to the Submarine beach restaurant…

ecuador-beach-restuarants really on the beach.

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Where a meal is $4 to $5. You cannot beat the location.

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Here we are with our friends Bob and Barbara Humphrey…

ecuador-beach-restuarants and Ma

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After a great seafood meal we stroll two blocks back to Palmazul on this beach.

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One really excellent, evening restaurant on the San Clemente beach…right next to Vistazul is Gabriel  Graziani’s  tiny beach shack restaurant.

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He serves delicious pizza and lazagna.

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in his hand made oven.

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He collects all the fresh ingredients and makes the food while you are there.

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Gabriel is the real deal when it comes to  Italian Pizza. See him preparing at  our You Tube

Further north is Bahia and there are several great places there starting with Casa Ceibo.

ecuador-beach-restuarants Elegant but pricey…by Ecuadorian standards.

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Well worth it once in awhile.

For snacks the cafe in la Piedre hotel cannot be beat…here I am with Kjetil Haugan as we overlook the Chone Estuary on a warm breezy afternoon.

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If you like value and seafood, this part of Ecuador from Manta to Bahia will serve you well.

Until next message may you enjoy your Sunday meal.

Gary

Join us in Cotacachi and on Ecuador Coast in March.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for our three courses in March 2009, I will send it to you free. You save $299.

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March courses and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6     Ecuador Import Export Expedition
July 8-9    Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11     IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8    IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

.

Ecuador Beach Condo Party


An Ecuador beach condo party could create a free Galapagos tour for you.

There has been a lot of bad economic news the last year.

A New York Times headline last week announced:

U.S. Economy Contracted at 3.8% Annual Pace in Fourth Quarter

Though the Commerce Department’s preliminary figure for gross domestic product in the fourth quarter of 2008 showed the greatest decline in more than 26 years, economists had forecast much worse.

The bad news is not for everyone. Life is good down here on the Equator.  A recent message Ecuador Business Passion explained why our Ecuador business is growing by leaps and bounds almost every month.

So it is not a great surprise that I can now announce that the Vistaazul Ecuador beach condo project is sold out…almost.

Originally the project was planned for 62 units at three price levels.

We announced this a year ago and as of yesterday all, but two of the low priced units were sold… and the two had been sold… but the economic correction has caused some buyers to back out.

This calls for a celebration and in fact Vistazul owners get to participate in an almost unbelievable celebration. I’ll explain in a moment. First let me share one more opportunity.

Merri and I have have spent the last week relaxing at Vistazul.  While there, I spent considerable time with the developer and owner of the project Kjetil Haugan.

When Kjetil began this development a year ago, our advice was that readers would be especially interested, if he could keep the price for a 1,200 square foot unit with beach views below $80,000.

He followed that recommendation and we were right. The entire project was purchased almost entirely by our readers.

So while on this trip, Kjetil listened to two more recommendations we made which were:

#1: Hold off on the higher elevation higher priced units…for now.
Building costs are higher on the upper units and I believe the success at Vistaazul has come from keeping prices affordable.

#2: Build more of the lower priced $79,000 units. Prices, due to inflation, have risen and recent units were offered at $84,900.  However there was space for five more units at a lower level (but nearer the beach).

He agreed.  Keeping with the plan of spacious and lush gardens did not give Kjetil much additional room…but he has added five more condos….and dropped the price to $79,000.

Here is the site plan.  Please excuse the rough sketch but I wanted you to understand what is happening.   This sketch is all I have.

galapagos-discount-tours

This leaves seven units for sale..the two not sold and the five new Kjetil has added which will be block six.

Let me walk you around the project so you can tie the units and progress to the sketch above.

Here is a shot from the Palmazul hotel which is also the condo development’s clubhouse which sits right on the beach.

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The first building you see on the left is block one… seven units in all. Merri and I have units in each block.   Unit 102 is ours.   Units 103 and 104 belong to our daughters, Fran and Ele.  This block is 133 steps to the beach…just a bit over the distance of a football field.  I counted the steps myself to see.

Here is a close up of block one from the front.

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from the back.

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Block one is finished, waiting only for final trim and landscaping.

The block you see behind and slightly to the right  is Block 5.

Here is block five in more detail…about 75% complete.

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Merri and I have block 503.

Block three, like block one, is mostly done. Here is block three.

galapagos-discount-tour

Merri and I have unit 303 and 305. We are getting ready to furnish these for rental along with units 102-103 and 104.

Block four is in the rear of the project and is about 25% complete. Here it is. Merri and I have block 403.

galapagos-discounts

Block two (we have unit 207) and the new block six  are about to begin.  Kjetil has a crew coming in to finish and the balance of the project will take nine months.  Two units in block two are unsold and now there will be the five new units in block six.  This will create a project of  38 units in total.

There is also a re sale available… but this is priced a bit higher…as you can see below.

Now for the celebration… and the condo owners have quite a bit to celebrate…   an entire project started, sold out in a year and targeted for completion nine months from now. A success in the worst economic times in decades.

Kjetil and his wife not only own the Vistaazul project and the Palmazul Hotel (which is also the Vistazul clubhouse)… they also are the largest Galapagos tour agents and own two amazing Galapagos cruise boats. See Haugan Cruises to see their vessels.

An eight day tour on these luxury Catamarans costs as much as $4,390 and a four day cruise $2,230.

Condos owners are lucky because to celebrate the success at Vistaazul Kjetil is giving a four day party… on his boat… in the Galapagos… FREE to condo owners.

We are not sure of the date yet.   The normal price of such a tour is  $2,230.   Yet Kjetil has set aside his  yacht Athala for four days and is inviting condo owners (one person per condo owned) to enjoy the this Galapagos cruise.   This is a $2,230  savings.

galapagos-discount

Buyers of the last six units can also join the party.

There are no tricks either. These cruises include all meals, all guided trips, soft drinks, coffee, etc.

There is even more.  Kjetll knows that not every owner can come on the dates that will be set… Those who cannot will not have to miss the party either.   Kjetil will provide them… on a space available basis… with a free four day Galapagos cruise as well.

That is value… a condo just yards (I stepped this off.  Unit one is 133 steps to the beach) from the beach… $79,000.  Club membership in Palmazul… normally $5,000… waived… plus a free Galapagos cruise.

Kjetil can be reached at kjetil@haugancruises.com

I have mentioned before…but want to add once more that I have no financial interest in Palmazul or Vistazul other than as property owner myself.  I am not paid a commission  nor any financial remuneration for the sale of these units.  I am an condo owner myself and gain as the project becomes more popular.  Otherwise I gain no compensation whatsoever when these units are sold.

Units available are:

Unit #     Details     Price         Club          Total price

201          Resale  $84,500     $5,000      $89,500

205         New     $79,000     Waived       $79,000

206        New     $79,000      Waived       $79,000

601        New     $79,000      Waived       $79,000

602       New     $79,000      Waived       $79,000

603       New    $79,000      Waived       $79,000

604       New   $79,000       Waived      $79,000

605       New   $79,000      Waived       $79,000

Gary

Join us in Cotacachi and on Ecuador Coast in March.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for our three courses in March 2009, I will send it to you free. You save $299.

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March courses and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6     Ecuador Import Export Expedition
July 8-9    Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11     IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8    IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Micro Business Security


Your own micro business can increase security.

There is a lot of bad economic news flowing these days.

For example, last week a New York Times headline last week announced:

U.S. Economy Contracted at 3.8% Annual Pace in Fourth Quarter

Though the Commerce Department’s preliminary figure for gross
domestic product in the fourth quarter of 2008 showed the
greatest decline in more than 26 years, economists had
forecast much worse.

A BBC report this week said:

Ford, General Motors (GM) and Chrysler have all reported a sharp fall in US sales in January, as industry-wide American sales fell to a 27-year low.

Sales at Ford plunged 42% last month, compared with a year earlier, while those at GM declined 49%, and Chrysler was hit by a fall of 55%.
But the bad news is not for everyone.  A recent message explained why our business is growing by leaps and bounds almost every month.

There is not bad news everywhere though.  Life is good for small businesses that have adapted and zeroed in on helping during the economic crisis.

A recent message Ecuador Business Passion explained why our web business is growing by leaps and bounds almost every month.

Car sales may be down 50% compared with a year earlier, but our January business is up over 100% compared to last January.  See why at Business Passion.

Web business are perfect during these troubled times. They reduce overheads and allow maximum flexibility to shift with economic trends.

I also also like a web business because they provide freedom to move around.

In the summer I can work and enjoy this view at our North Carolina farm.

business-security

Then in winter when it is miserable and expensive to be in these mountains I can enjoy this sunrise view from our Cotacachi condo and still be in business.

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Or Merri and I can visit our Ecuador Pacific beach condo and wach this sunset while we still work.

income-security

This freedom not only makes life more enjoyable but also reduces the cost of living.

This is why we are sharing a free course on how to create your own website without a webmaster written by Michelle Toole. Here is the 32nd lesson in this course.

Blogging…Another Effective Way to Keep Your Readers Coming Back by Michelle Toole

It is a well known fact that many a time a visitor may visit your site only once, never to return.

So how do you get them to come back?

Good Question.

You have a couple of options, first by publishing a high-value e-zine/newsletter you will encourage return visits and build a trusting relationship between you and your visitors/potential customers. But there is another “communication” approach that is growing in popularity.

It’s called “blogging.”

Basically, blogging means creating a “Web log” or a diary on your Web site, and it is a fast way to share timely information (updates, new developments in your field, trends, etc.), express an opinion, answer a question, or exchange whatever info you want.

How you communicate in your Web log/Blog will depend upon your personality, your time commitments and the tolerance level of your audience. The guiding principle should be simplicity — quick and easy-to-create messages to stay in touch.

Having a web site and a blog combined is one of the best ways to get return visitors while at the same time gaining new visitors.  And as an owner of a theme-based content site, all entries on your designated blog page need to relate to your site’s particular theme. This is a critical criterion to note. You don’t want to risk losing Search Engine relevancy points because your blog page is off target. So, for example, if your Web site focuses on PREselling your accounting service, documenting your passion for orchids will not benefit your page-ranking score — no matter how exhilarating it is for you to share new discoveries!

For a small business owner, a blog is a great way to keep your site fresh and worth revisiting on a regular basis.  But more importantly, it nurtures a feeling of familiarity and reinforces your expertise and knowledge base…

A few final points about blogging…

•    An entry should take as much time as it would to craft an informative e-mail.

•    In the offline world, sometimes people come into a store just to look around, see what’s new and visit with the owner or employees. A blog is an easy way to replicate that relationship-building scenario with your online visitors.

•    Not everyone will be interested in your blog page. But if it makes an impact on even a few visitors, then it’s a worthwhile ROI (Return on Investment). A sale more than compensates for your time effort.

•    Continue to blog as long as it makes sense to you and/or you enjoy it. Use your e-zine to cross-promote what’s new in the blog. And use your blog to cross-promote your e-zine.

Bottom line…..

The growing popularity of “Blogging” emphasizes the importance of updated content on your site. And the fastest and most profitable way to add freshness to your site is by adding regularly to a blog. Of course, long-term, nothing beats creating new pages on your theme based web site.

Look for my future articles where we discuss additional monetization options, search engine optimization, incoming links, additional e-zine techniques, link exchange programs and much more…..

You can check out Michelle’s web site at http://healthy-holistic-living.com. To get more great tips, like the ones above and to see how and what tools she used to create a successful on-line business go to http://sitesell-sbi.com

Until next message may you always find income security.

Gary

How We Can Serve You

How to Have Real Safety

garyheadshot

There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

This is why the core Pi model portfolio (that forms the bulk of my own equity portfolio) consists of 19 shares and this position has not changed in over two years.  During these two years we have been steadily accumulating the same 19 shares and have not traded once.

The portfolio has done well in 2017, up 22.6%, better than the DJI Index.

motif

However one or even two year’s performance is not enough data to create a safe strategy.

The good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management and the mathematical trend analysis of Tradestops.com.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

Pi uses math to reveal the best value markets then protects its positions using more math created by Richard Smith founder and CEO of Tradestops.com to track each share’s trend.

We use Smith’s  algorithms that calculate momentum of the good value markets.

dr richard smith

The Stock State Indicators at Tradestops.com act as a full life-cycle measure that indicates the health of each stock. They are designed to tell you at a glance exactly where any stock stands relative to Dr. Smith’s proprietary algorithms.

Kepppler’s analysis shows the value of markets.  The SSI signal indicates the current trend of each stock (performing well, or in a period of correction, or stopped out).

The SSI tells you one of five things:

Screen Shot 2017-08-08 at 6.51.59 AM

Screen Shot 2017-08-08 at 6.52.12 AM

Screen Shot 2017-08-08 at 6.52.22 AM

Akey component of the Stock State Indicator (SSI) system is momentum based on the latest 521 days of trading.  A stock changes from red to green in the SSI system only after it has already gone up a healthy amount and has started a solid uptrend.

How SSI Alerts Are Triggered

If the position has already moved more than its Volatility Quotient below a recent high, the SSI Stop Loss will trigger.  This is an indicator that the position has corrected more than what is normal for this stock.  It means to take caution.

Below is an example of how SSIs work.  This example shows the Developed Market Pifolio that we track at Tradestops.com.

tradestops

Equal Weight Good Value Developed Market Pifolio.

At the time this example was copied, all the ETFs in the Developed Market Pifolio (above) currently had a green SSI.

We do not know when the US market will fall.  We only do know that it will.  We also do not know if, when the US market corrects, global markets will follow or rise instead.

The fact that the Pifilios are invested in good value markets reduces long term risk.

Additional protection is added by using trailing stops based on the 521 day momentum of each stock in the Pifolio.

Take for example the graph below from our Tradestops account that shows the iShares MSCI United Kingdom ETF.  This ETF had a green SSI and a Volatility Index (VQ) of 13.26%.  This means the share can move 13.26% before there is a trend shift.

tradestops

iShares MSCI United Kingdom ETF (Symbol EWU)

Pi purchased the share at$31.26 and in this example the share was $34.43 and rising.  Tradestop’s algorithms suggested that if the price drops to $31.69 its momentum would have stopped and it would have shifted into trading sideways.   The stop loss price is currently $29.86.  If EWU continues to rise, both the yellow warning and the stop loss price will rise as well.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Dip Strategy with platinum.   The “Platinum Dip 2018” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Platinum Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2018 I celebrate my 52nd anniversary in the investing business and 50th year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Platinum Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

Cotacachi Spa Day


If you plan on visiting Cotacachi Ecuador add a day for a Cotacachi Spa day.

The spa life is amazing in Cotacachi … for one reason … La Mirage…and now… they have made it better with a remarkable spa day…that provides three treatments in a day at an incredibly low cost.

La Mirage is a Relais and Chateaux spa and has a variety of treatments… 17 to be exact.

For example here is the Amazon treatment.

Cotacachi Spa

Each room is a separate suite filled with antiques and with its own fireplace. Each is hidden and tucked into the gardens.

Even though we own our own hotel we send many of our guests to stay there.

We try to send all out guests to use the La Mirage Cotacachi spa…especially now that they have a Cotacachi spa day.  Our guests are raving about it.

Take for example how La Mirage describes just one of its treatments:

“Cofan Spiritual Ritual of the Amazon

“Inspired by the Indigenous Inhabitants of Ecuador’s Amazon and their use of native plants of the rain forest.

“The sounds and smells are combined in such a way that at the end of the ritual your body and spirit are in harmony and ready to experience this ritual of life.

“First you enjoy a tub infused with guayusa and ishpingo leaves, both plants found only in the Amazon.

“These essences are known by the Amazon people for their stimulating qualities. They are used in their rituals to heal the inner organs.

“In addition the ritual adds mineral salts, lemon grass and essential oils.

“The body is exfoliated with the guayusa and ishpingo leaves while in the tub.

“Then you are given a 50 minute full body massage using more special oils and techniques with various sizes of bamboo sticks. This 90 minute treatment costs $65.”

“The soak and massage are performed in a chamber especially designed to enhance the spirit and sound of the Amazon,”

I tried this treatment myself.  Wow. You start when you step from a  tub built in the Amazon cave with a – hidden – deep – in – the – rain – forest atmosphere. The room, from the huge Amazonian carpet hung in a wondrous frame to the drooping vines and bamboo has a vague moodiness. You really do feel Amazonized … forest lost … surrounded in gold tinted warmth … camp fired in a deep mysterious woods.

I hope these photos share at least part of the secret – cave – in – the jungle feel I felt, warm, oiled, hidden and secure.

Enter into … the Amazon.

Here is the carpet.

Cotacachi Spa

The massage therapist awaits you for an immersion in the sacred plant oils … guayusa and ishpingo.

Cotacachi Spa

Guayusa, native to the Ecuadorian Amazon Rainforest, is in the holly family, related to Yerba Mate and Yaupon Holly. The leaves have the highest caffeine content of any known plant. When immersed, in addition to the stimulating effects on the skin, the essence enhances dream recall.

Ishpingo is the Quichua word for a type of native Ecuadorian Cinnamon tree found only in a small region of Amazonian Ecuador. The oil is an anti oxidant with antibacterial and antifungal activity.

The oils from these plants blend in the hot water to create a buttery, waxy feel…the aroma being akin to exotic cinnamon and spearmint … a delight that prepares and transports you into the deep forest feel.

Cotacachi Spa

The oils create a stimulation … dream like quality, while they cleanse the body and skin.

Then it’s time to enter your inner sanctum … the massage room.

Cotacachi Spa

The massage comes in two parts, beginning with the head and face while wrapped in heat … the Amazon sweat!

Then comes the full body massage given with Bamboo rollers, sacred music of the Andes and a crackling fire.

Imagine this would be just one of three treatments you would have in a day.

Here is the deal

You visit the spa and can use its swimming pool, exercise machines, steam bath, and rose petal covered jacuzzi for the entire day plus take

one 25 minute treatment.

one 50 minute treatment and

one 90 minute treatment.

One treatment offered is called Lavender Luxury. Another the the Ecuadorian Volcanic Clay Bath.

The lavender treat begins with a 20 minute soak in hot water and lavender (grown at La Mirage) then a lavender herbal wrap and finished with an hour long lavender massage.

You can also enjoy the exquisitely beautiful round meditation room with a roaring eucalyptus fire. Wow.

La Miarge also has a grape massage.

Grape massages fall under the category of Vinotherapy, the practice of using wine by-products for spa therapy.   This practice originated at the Chateau Smith Haut Lafitte in Martillac, a town in the Bordeaux region of France. During a visit to the chateau, Joseph Vercauteren, a local pharmacology professor, was appalled to see the winery throwing out tons of seeds and skins from grape crushings. At the time, he was patenting a process using grape seed oil for skin care products. The professor’s visit led the Cathiard family to build a hotel, restaurant, spa and a line of skincare products”. They have even opened Spa Caudalie, a member-only spa in Las Vegas.

This must be good because whydontyou.com says “Les Sources de Caudalie’s Vinotherapy Spa was voted the number one European Hotel Spa in the 2004 Condé Nast Readers Spa Awards. Treatments combine the soothing nature of hydrotherapy with the anti-oxidant properties of grapes.

The spa is often filled with dignitaries. The Queen of Spain stayed there.

One day I saw four US Senators and actor Kevin Bacon visiting… all at once.

Another favorite of mine is… the Chocolate massage…. which in my opinion this is much better than actors and politicians.  This treatment lasts 100 minutes and begins with several face and skin scrubs. The skin is our largest eliminative and most absorbing organ so this beginning clears away the old and prepares the skin to absorb the nutrients and anti oxidants in the chocolate.

Then the face is coated in a chocolate soufflé foam. Chocoholics beware! The smell drove me to consume my Christmas given bag of chocolate when I got back to the hotel. As the foam sits, the body is then painted in chocolate and put in a hot body wrap. As you soak in the warm chocolate the masseuse massages the head scalp and face. Finally all this is removed and ends with a full body massage. I came out glowing…though as mentioned craving chocolate!

You pay only $125.00 plus 22% service and tax for all three treatments.

A selection of low calorie food can be prepared and served poolside (extra).

You can learn more about Cotacachi Spa here.

Call 593 02915-237 or  593 o2915 077 to reserve.

or email mirage1@mirage.com.ec

Until next message, may all your massages be good.

Gary

Visit Cotacachi, La Mirage and attend our  Ecuador Export Tour and our North Andes, Imbabura & Cotacachi Real Estate Tour

2 seminar courses & tours $998 Couple  $1,349.    Save $149 on couple

Join us at many seminars and tours in Ecuador, Florida or  North Carolina… in 2010.

See details about each of our seminar and tours below… then see our December special that allows you to attend them all FREE.

For International Investing and Business.

For Super Thinking + Spanish

For Ecuador Shamanic Tour

For Ecuador Export

For North Andes, Imbabura & Cotacachi

For Manta & Mid Coast

For Quito & Mindo

For Salinas & South Coast

For Cuenca

Join us all year long… seminars and tours in North Carolina Florida and Ecuador.   Gain discounts by attending multiple seminars tours.

We just added four South coast Ecuador tours that can help you gain extra savings with a multi tour pack.

These extra tours create a dilemma for me. See how below.

Here are our multi tour adventure discounts.

Two Pack… 2 seminar courses & tours $998 Couple  $1,349 Save $149 on couple

Three Pack… 3 seminar courses & tours   $1399 Couple  $1,899 Save $98 single or $348 on a couple or more

Four Pack… 4 seminar courses & tours   $1,699 Couple $2,299 Save $98 single or $697 on a couple or more

Five Pack… 5 seminar courses & tours  $1,999 Couple $2,699 Save $496 single or $1,046 on a couple or more

Six Pack… 6 seminars courses & tours  $2,199 Couple $3,099 Save $795 single or $1,395 on a couple or more

These four new south coast tours and our six pack tour price create a bit of a crisis here.

As you can see above a six pack costs $3,099.  This is already a really low price for a tour that last up to 21 days (under $150 a day).

But as you will see below, our International Club membership which allows you and a guest to attend up to 56 courses and tours in 2010  (fees would be $40,947 for all these courses individually) is only $2,999.

Which would you choose… 6 courses and tours for $3,099 or those same 6 courses and tours plus 50 more for $2,999?

“Duh,” I said when this was pointed out to me.

So our only solution is to raise the International Club membership to $3,500… still a terrific deal… but $501 more than before.

Save $37,457…plus $501.  I will not raise the International club fee until January 2010. Enroll in the International Club now at the original fee of $2,999.

International Club 2010

Attend our 56 investment, business, Spanish, real estate and export, courses and tours in 2010 with one small enrollment fee.

International Club 2010 Membership Enroll here

Here are the 56 courses and tours you can attend free. Plus there is even one more savings you will see below.

Jan.   8-11     Ecuador Export Tour
Jan. 13-14     Imbabura Real Estate Tour
Jan. 15-18     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 21-23    Cuenca Real Estate Tour

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Fl.

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour
Mar. 28-29   South Coast Real Estate Tour

Apr. 12-15   Ecuador Export Tour ($499 or couple $749)
Apr. 17-18   Imbabura Real Estate Tour ($499 or couple $749)
Apr. 20-21  Coastal Real Estate Tour ($499 or couple $749)
Apr. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749)
Apr. 26-27  Cuenca Real Estate Tour ($499 or couple $749)

May  13-14     Ecuador Shamanic Minga  ($499 or couple $749)
May  16-17    Imbabura Real Estate Tour  ($499 or couple $749)
May  19-20    Coastal Real Estate Tour ($499 or couple $749)
May  22-23    Quito-Mindo Real Estate Tour  ($499 or couple $749)
May  25-26    Cuenca Real Estate Tour  ($499 or couple $749)
May  28-29    South Coast real Estate Tour ($499 or couple $749)

June 24         Quantum Wealth North Carolina
June 25-27    International Investing and Business North Carolina  ( $749 or couple $999)
June 28-29   Travel to Ecuador and Andes
June 30-Jy 1 Imbabura Real Estate Tour  ($499 or couple $749)
July 3-4          Coastal Real Estate Tour   ($499 or couple $749)
July 6-7          Quito-Mindo Real Estate Tour    ($499 or couple $749)
July 9-10        Cuenca Real Estate Tour   ($499 or couple $749)

Sept.   3-6      Ecuador Export Tour  ($499 or couple $749)
Sept.   8-9      Imbabura Real Estate Tour  ($499 or couple $749)
Sept. 11-12     Coastal Real Estate Tour   ($499 or couple $749)
Sept. 14-15     Cuenca Real Estate Tour    ($499 or couple $749)
Sept. 17-18     Ecuador Shamanic Minga  ($499 or couple $749)
Sept 20-21      South Coast Real Estate tour ($499 or couple $749)

Oct.    7          Quantum Wealth North Carolina
Oct.   8-10     International Investing & Business North Carolina ($749 or couple $999)
Oct.   11-12    Travel to Quito and Andes
Oct.  13-14     Imbabura Real Estate Tour ($499 or couple $749)
Oct.  16-17     Coastal Real Estate Tour ($499 or couple $749)
Oct.  19-20    Quito-Mindo Real Estate Tour ($499 or couple $749)
Oct. 22-23     Cuenca Real Estate Tour ($499 or couple $749)

Nov.    4-7        Super Thinking + Spanish Course Florida ($749 or couple $999)
Nov.    8-9       Travel to Quito and Andes
Nov. 10-11       Imbabura Real Estate Tour ($499 or couple $749)
Nov. 13-14      Coastal Real Estate Tour ($499 or couple $749)
Nov. 16-17      Quito-Mindo Real Estate  ($499 or couple $749)
Nov. 19-20     Cuenca Real Estate Tour ($499 or couple $749)
Nov  22-23      South Coast Real Estate Tour (($499 or couple $749)

Dec.   3-5       Ecuador Shamanic Mingo  ($499 or couple $749)
Dec.   7-8       Imbabura Real Estate Tour ($499 or couple $749)
Dec.  10-11    Coastal Real Estate Tour ($499 or couple $749)
Dec. 13-14     Quito-Mindo Real Estate Tour ($499 or couple $749)
Dec. 16-17      Cuenca Real Estate Tour ($499 or couple $749)

If you join the International Club, the entrance fee for 2010 is $2,999 (until January 2010).  Your attendance fees at all courses will be waived. You and your guest can attend courses worth $40,947.

You can calculate the savings as our schedule of all 2010 courses is shown below.

Arrival dates are always one or two days earlier. Please double check with us before booking flights.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses which are valued at $40,947!

International Club 2010 Membership Enroll here

You may well wonder why I would make such an offer and ask why the cost is so low? Let me answer this question frankly and from the heart.

First, it helps us do a better job for you. We feel greatly enriched when we can really help our clients improve their lives. We have learned through years of experience the best way to do this is to meet with you regularly. We can best help you learn how to improve your health and wealth through continual expansion of knowledge.

Second, we gain enormous fulfillment from the many friendships we form through the years. Our friends have enriched our lives tremendously. Let me explain this in more detail.

As a member, you will be part of our international family that meets intensively over the next year to examine ways we can make our lives better. Our goal is beyond just having money. Our goal is to have quantum wealth… good health… wealth and fulfillment through service.

Though I give all course delegates my very best, I cannot help but to do a better job for those who come again and again. As we meet often; your particular wants, needs and desires become clear, and it is easier for me to point you in the right direction.

Another phenomenon is that repeat delegates help each other! They get to know one another, help each other learn, share their insights, make contacts and gain more wealth.

Out associates in Ecuador, are experienced business people who live or work and conduct our real estate and export courses.  They can also act as your local backup for the business.

Lifestyle for Two. There is more! I have learned at my courses that many repeat delegates were couples.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO!  You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!

Gary

International Club 2010 Membership  Enroll here

Ecuador Beach Penthouse Rentals


Ecuador beach rentals vary in quality but we have two of the best beach penthouse units on the coast available for rental now… for those who want peace… quiet…and instant access to miles of empty, warm Pacific beach.

ecuador beach rentals

The two rentals are on the top floor penthouses here at Palmazul and include the swimming pool, tennis courts… and a new spa being installed.   You can dine here, one floor below.

ecuador beach rentals

These units are fully equipped for longer term stays… kitchen…

Ecuador beach rentals

with full size fridge.

Living room…

Ecuador beach rentals with a view…

Ecuador beach rentals leading…

Ecuador beach rentals to large private balconies…

Ecuador beach rentals with these views…

ecuador beach rentals

and sunsets to kill for.

ecuador beach rentals

Long walks on the beach… you can amble at low tide for ten miles and not see a soul.

Luxury bathrooms with bathtub…

Ecuador beach rentals

and a king size bed with view and caressed by the ocean breeze.

Ecuador beach rentals

Rents are $135 a night for two. $177 a night for three including a full served breakfast.

Weekly rates (without breakfast) are $750.

Monthly…$1,900.

To reserve please send Merri a note merriscott@live.com

Gary

Join us in Cotacachi in February when our courses focus on how you can have better health and wealth.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for all two or more courses in February or March 2009, I will send it to you free. You save $299.

Sheri Clary will be at our February courses and available for consultations about bio-identical hormones. Our February Cotacachi schedule is:

Join Merri, me and Blaine Watson, plus enjoy a shamanic ceremony in the Cotacachi Shamanic Valley. Feb 9-11 Beyond Logic Keys to More Wealth & Better Health.  Fully Booked

Join Merri, me and Peter Laub of Jyske Global Asset Management at OUR INTERNATIONAL INVESTING & BUSINESS COURSE IN ECUADOR. We review economic conditions, Ecuador real estate, my entire portfolio plus investing and business ideas for the months ahead. Feb. 13-15 International Business & Investing Made EZ

Feb. 16-17 Imbabura Real Estate Tour

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March courses and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6     Ecuador Import Export Expedition
July 8-9    Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11     IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8    IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Cotacachi Health Food


A lot of the food in Cotacachi is health food… in a natural way.

Cotacachi-dining

This is not to say that all the food in Cotacachi is organic.  Many farmers use chemicals. What you can say and can see from this local Cotacachi food market… is that most of the food is local and fresh.

The fruits and vegetables you buy each day were just picked.  Plus you can buy it from the farmers who grew it!

The mission statement of our business is to provide interesting, useful information about ways to invest, do business and live globally  (especially in Ecuador) that helps improve our reader’s lives.

Yet there is an overlaying focus on how to attain better health… naturally… because… what good is money… or a successful business… if you are dead… or suffering poor health… pain… or spending all your hard earned cash on hospitals and pharmaceuticals?

Good health is a pillar… an underlying foundation… an essential ingredient that affects every aspect of  investing, business and life.

Yet the health system in North America is imbalanced.

Former Secratary of State Colin Powell has invested, along with Steve Case, the founder of AOL in a company (Revolution Health Group) with a mission to give the people more choice of  health care options and reduce health care costs.

The business is built around a portal site that provides members with data on health care price and quality, as well as information on medical conditions, diet, exercise and medications, with an emphasis on preventive health care.

Powell often says: There’s no part of American life right now that is more in need of imagination and new ideas than health care.

I agree. This is why we work to assure that the Cotacachi food we serve helps mprove health.

One can reduce health care costs autometically with good  eatingbecause nutrition is such an mportant part of the good health balance.

Our efforts seem to work.   Merri and I certainly enjoy good health, vitality and energy eating in Cotacachi.

Guests who visit our hotel, Meson de las Flores, report that they feel better, lose weight and inches without trying.

This is not a nutritional mystery.   The Cotacachi diet eliminates junk food.

Cotacachi health food is just what one should eat rather than fast and highly processed food.

For example at the coffee breaks during our seminars the hotel serves juice instead of caffinated, carbonated beverages.

Here is one of Eduardo’s specialties… fresh mango and alfalfa juice… with gooseberries.  This is absolutely delicious… and things do not go better with Coke! Fresh juice is healthier.

Cotacachi-dining

Here are some typical breaks that these delegates at a recent Cotacachi International Business and Investing Course enjoyed.

Cotacachi-dining

Quinoa jello.

Cotacachi-dining

Fresh non fermented cheese and quinoa bread.

Cotacachi-dining

Fresh squeesed mango juice and blackberries.

Cotacachi-dining

The fact the food is served by sweet,  caring people, with real smiles and laughter, also helps us feel better.

Cotacachi-dining

Here is our Maitre’d Euardo with his helper Jose.

Eduardo hand squeezes the juices each morning. He also makes the butter from local cream.

Cotacachi-dining

He even inspected the local dairies to see which had the richest grass.   There is an organic cheese factory nearby also that makes its own Swiss cheese.  For those who like wine the owner of the cheese factory also runs an Organic Vineyard nearby.

Cotacachi-dining

If you want to really know your food source, you can visit and watch these cows being milked.

Cotacachi-dining

Eduardo also hand makes the mornng breakfast marmalade… offering some wonders… mango… papaya… pineapple… blackberry… even carrot and beet marmalade which are really delicious.

The farm land in the area is rich.

Cotacachi-dining

Even the murals in town depict that this is a place where stuff grows!  Here is a shot of a mural over our local Cotacachi grocery store.

Cotacachi-dining

The staff bring in the produce… vegetables and fruit almost daily.  Here is Consuelo.. our food server.. bringing in greens for one of the regular delicious soups.

Cotacachi-dining

Hotel Manager Franklin looks after the food as well.

Cotacachi-dining

Santiago, our chef, specializes in high protein meals replacing rice with quninoa…the complete protein Andean grain.  Here is Santiago in the bodega going through the vegetables of the day.

Cotacachi-dining

With the help of sous chef Alerto… they generate some incredible meals like this quinoa shrmp and avacado dish.

Cotacachi-dining

Here is Alberto making one of his great soups.

Cotacachi-dining

Lunch is served with a different soup every day …

Cotacachi-dining

then a main course with fish, meat or fresh cheese (for vegetarians) along with vegetables and salad, makes the main course.

Attention is given to every aspect of the meal…even condiments. No catsup here! Instead Eduardo makes a special tomato sauce served like this.

Cotacachi-dining

Even desert gets special, personal attention.  Here is Eduardo hand making the ice cream and sherberts from fersh ingredients.

Ecuador-Spanish

Enhancing the good nutrition, Cotacach invites you outside to walk and see the views.  Here is a shot from our bedrom window of Mt. Cotacachi.

Cotacachi-dining

The streets are wonderfully brick paved and traffic is controlled so you can wak in safety and peace!  Here is one of the main waking streets.

Cotacachi-dining

Add these simple things up… no junk food.   Fresh whoelsme balanced meals.  More walking… fresh air.   Suddenly our guests feel better without trying… without discipline… without feeling deprived.   This is not rocket science… just a way life we used to have in he USA and Canada… that remains here, today in Cotacachi.

Until next message may your heath and food be naturally good.

Gary

Join us in Cotacachi in February when our courses focus on how you can have better health and wealth.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for all three courses in February or March 2009, I will send it to you free. You save $299.

Sheri Clary will be at our February courses and available for consultations about bio-identical hormones. Our February Cotacachi schedule is:

Join Merri, me and Blaine Watson, plus enjoy a shamanic ceremony in the Cotacachi Shamanic Valley. Feb 9-11 Beyond Logic Keys to More Wealth & Better Health

Join Merri, me and Peter Laub of Jyske Global Asset Management at OUR INTERNATIONAL INVESTING & BUSINESS COURSE IN ECUADOR. We review economic conditions, Ecuador real estate, my entire portfolio plus investing and business ideas for the months ahead. Feb. 13-15 International Business & Investing Made EZ

Feb. 16-17 Imbabura Real Estate Tour

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March courses and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6     Ecuador Import Export Expedition
July 8-9    Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11     IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8    IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Ecuador Business Passion


Ecuador offers the  opportunity to add the power of passion in a new business that allows you to live anywhere in the world.

A recent message looked at the low cost of Ecuador living and warned about loving in Ecuador because it is so easy to fall in love with the people and the country here in Ecuador.

There is so much here as this shot of Crucita, Ecuador shows …the warm-but-cool enough-to-sleep-under-blankets weather… the wide empty beaches… the clean ocean… the sweet people… the simplicity of life.

Ecuador-passion

This could be a good time to return to this simpler way of living because the economic correction up north is breaking down  the old complex order there.

We see this economic shift every day now.

A New York Times  article last Wednesday entitled  Layoffs Spread to More Sectors of the Economy by Catherine Rampell says:  Companies across the board are resorting to mass job cuts, suggesting that employers expect a long downturn.

Another article said:  Microsoft Plans to Cut 5,000 Jobs  The announced cuts, about 5 percent of Microsoft’s work force, are fallout from a slowdown in sales amid the global recession.

We see economic problems in Ecuador as well.

We were just informed that the rose grower who has been supplying us has gone bankrupt here.  The US bought 30% less roses than the year before.  This is hard for the Ecuadorian workers who will be left without jobs.  The agent who handles our account is looking for another source of roses but we are not processing rose orders at this time until we find a sure source.

This, however, creates Ecuador opportunity in three ways.

First, the global economic problems means you an live in Ecuador for less! I am dong as series of interviews with couples who have moved to Ecuador and the common theme is that they can live well on less than $1,000 a month.

One Canadian couple who have moved to Vistaazul told me yesterday, “Our Canadian retirement pension pays us $2,300 a month. We live on $700 a month and save the rest!”

Living at Vistazul is not a sacrifice either! Here are some shots of the view I enjoy when I run my internet business from our Vistazul apartment.

I usually start at 6 am in the morning on my balcony… enjoying surf sounds and the ocean breeze.

ecuador-passion

Our living room enjoys the same view…  as does…

ecuador-passion our bedroom.

ecuador-passion

You can learn more about low cost, Ecuador, beach-front living, in brand new condos at Vistazul from Kjetil Haugan at kjetil@haugancruises.com

Second, this economic shift creates new Ecuador business opportunities. The end of one order begins a new way of life served by new businesses.  For example, our business is booming.  Our sales are up 52.89% in 2008 over 2007.  Our January 2009 sales are up 101.63% over January 2008!

Why, when so many businesses are slowing down everywhere, do some thrive?

This new opportunity comes from the third economic benefit…  a growing social-economic  awakening that makes life and business more fulfilling. I see this in the way our readers write to me.  Many more people are asking “How can I do more… help more…  feel better?“… rather than “How can I have more?”

They have more concern about  passion in business rather than just money.

We can see the power of this business passion in another recent message that outlined how our daughter Eleanor has excelled in what others call tough times.

She has built a London performing arts school that she bought into one that specializes in getting students auditions and roles in London West End shows.

Ele started as an entrepreneur early.  She is just 27 years old and her school is a franchised operation…one of about 600.  She is one of the youngest owners yet has one of the top ten busiest schools.

The reason for her success is the enormous energy and passion she puts into her business.  Another reason for  her success is she has a growing reputation for getting her students professional roles in the London theater.

She currently has eight of her students working in London’s West End.

Two are in the Sound of Music at the London Palladium on Argyll Street.

Two are in Rodger and Hammerstein’s Carousel at the Savoy on the Strand.

One is  in Disney’s, Lion King, at the Lyceum Theatre on Wellington Street.

One is in Les Miserables at the Queen’s Theatre on Shaftesbury Avenue.

This success has come because she has such passion for her work that she gives free extra talent lessons.  She brings students to her home and coaches them for the auditions and works with them personally.

This new business passion attitude is seen in an email that Ele just sent to us.

Hi Dad,  Just to let you know I had another kid get into the new hit musical ‘Oliver’ today.  This boy was in trouble at school and had to leave and was going down hill…I met him while walking my dog Jack (his mum walks with me in park) and noticed he had a great face for the performing arts..so I said would he like to come for some free classes at mine which he did and he had a great voice.

I then worked with him over several months and put him up for Oliver. He then had 3 recalls and finally I got the call to say he got the part today!! Hopefully this will now  give him focus when before he was getting bored and frustrated at school.

Also I have 4 Chinese/Filipino students with a final recall on Wednesday for the King and I at the Royal Albert Hall – fingers crossed!

I’m enjoying this side of my work so much that I’m thinking about starting my own children’s agency but with a difference whereby my students get personal one on one coaching from me in preparation for the auditions. No other agency does this..they simply just tell a child when and where the audition is. Anyway lots to research but exciting anyway!   Hope you’re having a good day.”

So remember the following points during this economic correction.

#1: If the global economic contracts 20%…this is terrible.  More than 20% of businesses fold.  This leaves 80% of the businesses working and in better fundamental form.  Labor is easier to find.  More than 20% of the competition is gone.

#2: Do not be afraid to embrace this  changing perspective…away from materialism.. Do not fear looking for greater meanings in life and business.  This is good. Our world… our environment… our society needs this help from business… to move towards authenticity… integrity… towards true help and service.

Turn your passion into profit.  It may be easier t do in Ecuador but wherever this works for you… do it for the fun the fulfillment and the good of humanity as well as the profit.

Gary

Join us in Cotacachi in February when our courses focus on how you can develop your own business passion.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for all three courses in February or March 2009, I will send it to you free. You save $299.

Sheri Clary will be at our February courses and available for consultations about bio-identical hormones. Our February Cotacachi schedule is:

Join Merri, me and Blaine Watson, plus enjoy a shamanic ceremony in the Cotacachi Shamanic Valley. Feb 9-11 Beyond Logic Keys to More Wealth & Better Health

Join Merri, me and Peter Laub of Jyske Global Asset Management at OUR INTERNATIONAL INVESTING & BUSINESS COURSE IN ECUADOR. We review economic conditions, Ecuador real estate, my entire portfolio plus investing and business ideas for the months ahead. Feb. 13-15 International Business & Investing Made EZ

Feb. 16-17 Imbabura Real Estate Tour

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March courses and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6     Ecuador Import Export Expedition
July 8-9    Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11     IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8    IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Ecuador Tax


Ecuador tax benefits can help you smell the roses.

This was my thought as we viewed property on our recent Ecuador real estate tour.  My mind was not on the taxes, but on the flowers as I viewed the flora at just one river house we visited.   Gardening is a favorite hobby and Ecuador is an amazing place for flowers.  Everything grows…and fast!

This house sits on the Chone estuary.  The building is a dog, probably a tear down…but its on the river with this view and…

ecuador-beach-property a boat dock.

The gardens have such potential.  I shot some pictures of delegates under the mature trees…

Ecuador-beach-property

Bougainvilla

Ecuador-beach-property

of numerous colors.

Ecuador-beach-property

twenty feet tall

Ecuador-beach-property

Azelea

Ecuador-beach-property

Firecrackers

Ecuador-beach-property

What a nice place to garden and smell the roses…and other plants.

To do so is much easier because of two huge Ecuador tax breaks.

First Ecuador does not tax income earned abroad.  So those on a corporate pension or Social Security can live in Ecuador and spend it all because there is no Ecuador tax on that income.

Furthermore there is no capital gains on the occasional real estate sale.

Just like in the US, if you make a business of  buying and selling cars or real estate you become a dealer and may be taxed.

If you just buy a property once in awhile and sell for a profit…even though it could be a large profit…there is no Ecuador tax liability.

So one can live in Ecuador on a pension ($1,000 a month is the minimum for residence). They can supplement the pension by keeping an eye open for the once-in-awhile real estate deal…earning it all tax free from an Ecuador point of view.

We saw low cost living in Cotacachi and Ecuador coastal low cost living in our last two messages.

This low cost of living and Ecuador’s tax benefits make it much easier for those of us who like to garden…to grow and smell the roses!

Gary

Join us in Cotacachi in February when our courses focus on health and wealth.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for all three courses in February or March 2009, I will send it to you free. You save $299.

Sheri Clary will be at our February courses and available for consultations about bio-identical hormones. Our February Cotacachi schedule is:

Feb 9-11 Beyond Logic Keys to More Wealth & Better Health

Join Merri, me and Blaine Watson, plus enjoy a shamanic ceremony in the Cotacachi Shamanic Valley.

Feb. 13-15 International Business & Investing Made EZ

Join Merri, me and Peter Laub of Jyske Global Asset Management at OUR INTERNATIONAL INVESTING & BUSINESS COURSE IN ECUADOR. We review economic conditions, Ecuador real estate, my entire portfolio plus investing and business ideas for the months ahead.

Feb. 16-17 Imbabura Real Estate Tour

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March course and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6 Ecuador Import Export Expedition
July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Ecuador Beach Property Costs


Ecuador beach property offers tax and cost of living benefits.

On our recent Ecuador beach property tour we looked at any properties up and down Ecuador’s coast.  The Ecuador beach property we saw ranged from $18,000 for one of these small houses…

Ecuador-Beach-Property

to this luxury Manta condo with huge balcony at $260,0000 asking…

Ecuador-Beach-Property

to this Crucita house at $160,000 asking…

Ecuador-Beach-Property to these beach front condos at $79,000 with…

Ecuador-Beach-Property this sunset view from their roof tops.

Ecuador-Beach-Property

For more information on San Clement sunset beach condos contact Kjetil Haugan at  kjetil@haugancruises.com

For more on the Crucita house contact James Cheek at jamescheek@miravistasa.com

For more on the Manta condo Pilar Davila at sherie7_2000@yahoo.com

For more on Bahia porerty contact Gary Swenson at  garyswenson2000@yahoo.com

Yesterday’s message saw how on our Cotacachi property tour we saw that Cotacachi’s cost of living was low.

While on the Ecuador beach tour, we talked about the cost of living, with an American who lives on several acres of fully owned Ecuador beach property.

He told us that propane was $1.50 for a 20 gallon bottle.  He uses about two bottles a year (he and his family often eat out because food in restaurants is so inexpensive).  An almuerzo (three course lunch) is .80 cents to $1.50.

He needs no heat or air conditioning on Ecuador’s beach.

Water is $6 a month.

Electricity $20 a month.

He reckons that the monthly outlay for him and his wife and two year old son to run his acreage with two staff is $700.

The cost of loving Ecuador? He warned us to watch out. This American who is in his mid 50s planned to sail the world.  He sailed from the US but while visiting Ecuador fell in love with the country and a woman. Now they have a two year old and are expecting again.  So if you visit Ecuador be warned!  This wonderful country has many ways of captivating your heart!

Tomorrow’s message looks at two huge Ecuador tax benefits

Until then good living wherever you are.

Gary

Join us in Cotacachi in February when our courses focus on health and wealth.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for all three courses in February or March 2009, I will send it to you free. You save $299.

Sheri Clary will be at our February courses and available for consultations about bio-identical hormones. Our February Cotacachi schedule is:

Feb 9-11 Beyond Logic Keys to More Wealth & Better Health

Join Merri, me and Blaine Watson, plus enjoy a shamanic ceremony in the Cotacachi Shamanic Valley.

Feb. 13-15 International Business & Investing Made EZ

Join Merri, me and Peter Laub of Jyske Global Asset Management at OUR INTERNATIONAL INVESTING & BUSINESS COURSE IN ECUADOR. We review economic conditions, Ecuador real estate, my entire portfolio plus investing and business ideas for the months ahead.

Feb. 16-17 Imbabura Real Estate Tour

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March course and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6 Ecuador Import Export Expedition
July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour