Tag Archive | "better retirement"

Better Retirement Income


We can enjoy living a better retirement if we have sufficient income.  This is why a big part of our write to sell course is about monetization.   Writing is enjoyable and fulfilling, but being a starving artist is not a great pinnacle career.

Many writers if they are steady and can survive to write enough will through effort, work and luck capture the national psyche.  This is usually an accident where something written happens to click so well in the market place at exactly the right time that it spreads easily and enjoys monumental sales.

Three examples I recall include JK Rowling (Harry Potter), Dan Brown (Da Vinci Code) and James Redfield  (The Celestine Prophesy).   They built a huge almost overnight readership with a great book and good luck.

All three…

James Redfield

James Redfield

are great writers and tapped into…

dan brown

Dan Brown

the national psyche.

JK Rowling

JK Rowling.

Yet in the competitive virtual world we have today we need more than luck to build a readership.  Even if you write a great book, the idea of going viral or having a million copy viral seller is warm and fuzzy but the odds are remote.

The proof of the odds can be seen in the book written by J.K. Rowling who wrote her latest  book “The Cuckoo’s Calling,” under the pen name Robert Galbraith.  She did so to be able to write and be “published without hype or expectation”.

Even though, as Galbraith, she and her agents knew all there was to publishing a book, she sold a modest 1,500 copies from the launch in April 2013 into July.

Then one of Rowing’s attorneys told a trusted friend who told another friend who immediately tweeted the world.

Oops!

Only after it was revealed that “The Cuckoo’s Calling” was written by Rowling did most of the big publishing players who had originally failed to review the book take a second look and say they’re impressed.  This week The Cuckoo’s Calling is #1 on the Best Seller List.

Other best selling authors have also proven this point.  Stephen King for example was worried that his successes had more to do with his early success than his actual talent.  To find out he wrote a number of books as Richard Bachman. None were major hits.  Only after his pen name was uncovered did they enjoy better sales.

Were Rowling and King’s pseudonym written books good?  Yep.

Did Rowling and King and their publishing team know how the publishing system works?  Yep.

Yet these books were not great viral hits.

The only author I know who has been able to understand the national psyche is James Patterson.  He is a great writer and has market research skills gained when he worked at  J. Walter Thompson.  He rose from  junior copywriter to become the CEO of their North American operations.

He loved writing more than advertising  guess and how his novels account for one in 17 of all hardcover novels sold in the United States!

I have lucked out twice in this way on a minor scale, yet these two publications generated more revenue than all my other publications combined.

The key though is not to try hitting the national psyche.  Instead, if you love writing or the idea of writing, learn how to make a decent income from writing.  This income will keep you going so that along this enjoyable path that helps you hit a viral success.

This is why we teach how to monetize publications to create an income path using the Seven Ps in our write to sell course (Self Fulfilled – How to be a Self Publisher) and Writer’s Camps.

One of the Ps is a Prospecting Path.  The Kindle Direct Publishing Select system can be an excellent prospecting path.

A reader asked about this when she wrote:   Hi Gary,  Enjoyed your article regarding Kindle Direct Publishing.  You mentioned that there is a 70% royalty return to authors.  The service currently offers two royalty options:  1) author keeps 35%, no delivery costs, no compulsory book lending, may be sold in any country without altering royalty. Author may choose to price book at any price.  .99 – $199; 2) 70% royalty.  Author pays a delivery fee for EACH book.  There is a list of countries for which author reaps 70%, while Amazon may lower royalty and book prices in other countries.  With this option they require author agreement on book lending.Amazon may add restrictions or conditions to author regarding book sales.  Author MUST price book between $2.99-$9.99.

I was wondering if you had considered BOTH options prior to your selection of the 70%.  It would be interesting to read your analysis of these two programs offered to e-authors.  BEST WISHES.

One sure and steady way to earn a growing income is to use Amazon.com and other e-reader distribution systems to collect a group of like minded souls.

My recommendation is to write a first publication as a prospecting tool rather than an income generator in a three step approach.

#1:  Write the first publication as a give away.  Do not worry much about the royalty. Do not  expect the book to be a great income generator.  See this first effort as a step in the process of getting paid a little to build a readership of like minded souls.  If it goes viral… great.  Just do not expect or count on such a fortuitous reaction.

#2: Price the publication a little higher rather than lower.  The higher price is not for a a higher royalty, but to create a higher perceived value for the information you publish.

#3: Use the Kindle Direct Publishing Select system to offer this book free.

There are very specific rules Amazon requires, and if we do want to offer the free trial it’s a 90-day commitment.

Here’s the summary:

1.    Exclusivity: While ebooks are enrolled in KDP Select, Amazon demands exclusive publishing rights. Ebooks enrolled in KDP Select must not be for sale or given away anywhere else online or offline. Amazon is really strict on this – you can’t even give away review copies.

2.    A ninety-day cycle: Ebooks are enrolled to KDP Select for 90 days. After 90 days, you choose whether or not to re-enroll for another 90 days.

3.    A lending library: Amazon Prime customers can borrow one ebook a month for free. If you enroll in KDP Select, your eBook is one of the titles Prime customers can borrow. You get paid when someone borrows your book. The amount varies, but it’s typically around one or two dollars.

4.    Free promotions: For each 90 day cycle, you have up to five days where you can give away your eBook for free. You control which five days these are.

5.    Publishing on Kindle:  What does it mean to publish exclusively on Kindle?

When you choose to enroll your book in KDP Select, you’re committing to make the digital format of that book available exclusively through KDP. During the period of exclusivity, you cannot distribute your book digitally anywhere else, including on your website, blogs, etc. However, you can continue to distribute your book in physical format, or in any format other than digital.

See the KDP Select Terms and Conditions for more information.

Turn your passion into profit.  If your passion is writing or if you have a passion you want to write about, then you  should begin building a readership of like minded souls.  Feed this community… your own unique community… with a continual flow of useful and interesting information that makes their lives better.

This is a solid path to creating extra income for a better retirement.

James Patterson shared the importance of loving what you do when speaking at a dinner to celebrate him.  The New York Times article James Patterson Inc. tells what Patterson said at the dinner:   Patterson then proceeded to tell one of his favorite stories about his mother’s father, who drove a frozen-foods truck in Upstate New York. During the summer, Patterson said, he would occasionally get up at 4 in the morning to ride along with him. As they drove over a mountain toward his first delivery, Patterson’s grandfather, an irrepressibly joyful man, would be singing at the top of his lungs.

“One day he said to me: ‘Jim, I don’t care what you do when you grow up. I don’t care if you drive a truck like I do, or if you become the president. Just remember that when you go over the mountain to work in the morning, you’ve got to be singing,’ ” Patterson went on. “Well, I am.”

Gary

Learn how to Write to sell with our Online Course Self fulfilled How to be a Writer“.

Get the online course free now when you enroll in Writers Camp to learn how to use all seven Ps to create a revenue stream.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

Multi Currency Major Market Value Updates Summer 2013


Here are the Multi Currency Major Market Value Updates for the summer 2013.  Stocks are statistically likely to be up… but Wall Street is more likely to be down in the months ahead.  See why below

If you are a new multi currency subscriber learn about Keppler Asset Management here.

Fwd: keppler

Michael Keppler

Is the US stock market too high?  Are other equity markets a better value?   Should one put more in markets or cash out and take a profit?

Having been involved with Wall Street and stock markets for 45 years I promise you… asking the questions above  will drive 99% of the investing public mad.  If you try to time markets… in the long run… you will lose.

The only way to win long term in LasVegas is to own a casino. The only dependable way to win long term in the stock market is to look for good value and invest for the long term.

This is why we track the global share analysis of Keppler Asset Management.

Here is a short review of the spring 2013 value update for developed equity markets around the world.  Once a quarter we look at a major and emerging equity market valuation analysis by Michael Keppler.  Michael’s firms are the best when it comes to value analysis of stock markets.

Here is an update on the values of major stock markets is of July 16, 2013 by Keppler Asset Management.

Recent Developments & Outlook

Keppler shared these following facts as of July 16, 2013.  (Bolds are mine).

Global Equities plunged in late May after Bernanke told a congressional panel that the Fed might slow down its monthly bond-buying program. This correction was over soon, however, when all four major monetary authorities in the US, Europe, Japan and the UK made clear that they will stick to monetary easing for an extended period.

Compared with their end of March levels, stocks were little changed. The MSCI World Total Return Index (with net dividends reinvested, December 1969 = 100) finished the second quarter +1.7% on local currencies, +0.6 % in US dollars and -0.6 % in Euro.

Year-to-date, the MSCI World Index was up 11.7 % in local currencies, 8.4 % in US dollars and 10.0 % in Euros.

The Euro gained 1.2 % versus the US dollar in the second quarter and, at the end of June, stood at 1.2999 (USD/EUR), down 1.4 % compared with its level of 1.3184 at year-end 2012.

Five markets advanced in the second quarter and nineteen markets declined.

Japan (+10.3 %) had the highest return, followed by the US (+2.6 %) and the Netherlands (+1.6 %).

Greece (-11.1 %), Belgium (-5.6 %) and Denmark (-5.0 %) performed worst last quarter.

Year-to-date, Japan (+33.9 %), Switzerland (+14.6 %) and the US (+13.3 %) performed best, while Italy (-7.7 %), Austria (-6.3 %) and Spain (-4.8 %) came in last. Performance is in local currencies, unless mentioned otherwise.

There were no changes in our performance ratings last quarter. The Top Value Model Portfolio now holds the ten “Buy”-rated markets at equal weights. According to our analyses, a combination of these markets offers the highest expectation of long-term risk-adjusted performance.

10 Buy Markets

Australia,

Austria,

France,

Germany,

Hong Kong,

Italy,

Japan,

Norway,

Singapore

United Kingdom

The table below shows how the Developed Markets Top Value Model Portfolio compares to the MSCI World Index, the Equally Weighted World Index, the MSCI Europe Index and the MSCI US Index as of June 28, 2013 and the MSCI World Index at its All-Time High at the end of the last Millennium based on selected variables (current numbers for book value; 12-month trailing numbers for the other variables – no forecasts).

Global equities continue to be attractively valued compared with current and historic valuation ratios and rates of return – even if the current low interest environment and dismal investment alternatives are not taken into account.

Keppler Value

Click on charts to enlarge.

Chart two below shows the entire real-time forecasting history of Keppler Asset Management Inc. for the Equally Weighted World Index. Our numbers are based on relationships between price and value over the previous 15 years.

The chart includes two remarkable episodes: the five-year period (1997-2001) during which the Equally Weighted World Index stayed above the upper valuation band, and the period starting in October 2008, when the Equally Weighted World Index fell below the lower valuation band, where it has stayed ever since.

Our implicit three-to-five-year projection indicates that the Equally Weighted World Index is expected to rise to 12,259 from its current level of 7,401 in three to five years. This corresponds to a compound annual total return estimate of 13.4 % in local currencies – up from 12.8 % last quarter. The upper-band estimate of 14,710 by June 30, 2017 implies a compound annual total return of 18.7 %, while the lower-band estimate of 9,807 corresponds to a compound total return of 7.3 % p.a.

Keppler Value

Chart Two

Click on charts to enlarge.

Growth rates of important fundamentals continue to hover around the levels reached in the recent past: Annual book value growth for the Equally Weighted World Index in local currencies is running at 7.5 % at the end of June – up from 6.8 % at year-end 2012, though below the 8.5 % growth reached at the end of March.

Cash flow growth, which is a more reliable number than earnings growth, is stable at 4.8 %. Due to an increase in write-offs, however, earnings growth declined to 1.0 % from 2.1 % at the end of March. Dividends – the real bright spot in addition to book value growth – increased by 7.6 % year over year (up from 2.8 and 2.9 % in March 2013 and December 2012, respectively).

With fiscal policies becoming more restrictive in many countries, the arguments for rising stock prices have not changed lately.  They focus on:

(1) a continuation of monetary easing, which was explicitly pointed out by the four leading monetary authorities in the US, Europe, Japan and the UK;

(2) opportunity costs, i.e. the lack of investment alternatives – basically all major asset classes (commodities, precious metals, real estate and, most of all, bonds) have seen major bull markets since the beginning of this century; and

(3) valuation multiples for common stocks trending higher.  Multiple expansion, which had been pointed out on several occasions in our recent quarterly reports, continues to be intact. The price/earnings ratio of the Equally Weighted World Index bottomed in September 2011 at 10.8 and had moved up to 14.2 by December 2012. Its latest reading at the end of June is 15.3, which equals its 43 1⁄2-year average.

Compared to historical levels – we experienced P/E-ratios in the high twenties on several occasions in the past – this is far from being excessive. Therefore, I do not see any reason why multiple expansions should not continue in the current low-interest environment.

Why the US Might Not Be So Good

Keppler’s value analysis suggests that investments in equities should continue to see strong appreciation annual total returns of between 7.3% and 18.7 %, per annum.   The review further suggests that the US equity market is one of the six markets that is least likely to provide the best returns.

Here are the value rankings of all the developed equity markets that Keppler follows.

The chart below is from the full 85 page value update available to Borrow Low-Deposit High subscribers (subscribers click here for the full report) and shows the neutral and poor value ranked markets.  See below how to subscribe.

keppler analysis

Keppler Summer 2013 value rankings of Developed Equity markets.

Click on charts to enlarge.

According to Keppler’s analyses, a combination of the Sell markets offers the lowest expectation of long-term risk-adjusted performance.

In other words a portfolio of equities in the US, Canadian, Danish, Belgian, Swiss and Swedish equities statistically are most likely to under perform in the long run.

Two of the most important lessons we can know about investing is that all markets long term are driven by economic fundamentals and their performance can be accurately judged.   All markets are driven short term by emotion and their short term movement can never be known.

This is why the equity portion of my portfolio is overweighted in Germany, UK, Italy, Singapore as well as Water and Renewable Energy.

Gary

See how to obtain Keppler’s 85 page developed market analysis and his 52 page Emerging Market Analysis, plus his 24 page “Risk & Return Characteristics of Selected Asset Classes Key Considerations for Asset Allocation Decisions” when you subscribe to our report “Borrow Low – Deposit High”. 

Order  “Borrow Low Deposit High – How to Use the Multi Currency Investment Sandwich”  $79.

How to Gain With Multi Currency Value Investments

Old Accord Creates New Profits – Multi Currency Investments.

Earn more with multi currency stock market breakouts.

Improve Safety – Increase Profits

Learn how to improve the safety of your savings and investments by selecting good value and diversified investments in a multi-currency portfolio.

Few decisions are as important to your wealth as the value of the markets and currencies you invest in.  This has been our area of expertise since the 1970s and we have worked with and advised some of the largest currency traders in the world.

Gain Protection First – Against the Dollar’s Purchasing Power Loss.  In 1913 the The Federal Reserve Act created the Federal Reserve Bank to protect the purchasing power of the US dollar, which has since lost about 94% of its purchasing power.  Here is its price compared with gold since 1900.

priced in gold

Dollar chart from pricedingold.com (1)

The Fed has let the dollar lose most of its strength plus has allowed interest rates to fall so low, that safe investments cannot keep pace with the drop in purchasing power.

multi-currency-chart

Chart from Grandfather Economic Report (2)

Many investors have forgotten about the risk of a falling dollar because the greenback has been strong for the past five years.  This temporary dollar strength came after the great recession of 2009 just as there was temporary dollar strength after the great recession of the 1980s.  Then about six years after the recession, an agreement was made by major governments to weaken the dollar.

There was a severe global economic recession affecting much of the developed world in the late 1970s and early 1980s.  The United States and Japan exited the recession relatively early, but high unemployment would continue to affect Europe and the UK through to at least 1985.  As a consequence between 1980 and 1985, the US dollar had appreciated by about 50% against the Japanese yen, Deutsche mark, French franc and British pound, the currencies of the next four biggest economies at the time. Then the governments reached an agreement and exchange rate values of the dollar versus the yen declined by 51% from 1985 to 1987.

Now the world is again in the same place.  The recession is over.  Europe is a bit behind in recovery and the dollar is higher than before the recession.

There is no reason for the greenback to be  strong.

The agreement in 1985 was called the Plaza Accord.   Over just two years the greenback dropped nearly 50% versus other major currencies.  The next accord will generate great profits for those who know what to do while it ruins the purchasing power of dollar back investments.

The strong US dollar and low interest rates have created one of the biggest stock and multi currency breakout opportunities in history.  Learn how to create a plan to profit from multi currency shifts ahead.

One reason for the potential gains is that stock markets and currency values are cyclical.  Due to low interest rates created by the 2009 economic downturn, the US and a few other equity markets have risen to some of their highest prices, ever.  These markets offer very poor value now.  The steep valuation creates incredible profit potential but also hides some enormous risks.  Learn how to develop an investing strategy based of earnings, cash flows, dividends and book values to increase potential for profit and reduce the risks.

Next Extra Profit Created by Value Breakouts

Over the history of US equity markets, the  price of overall markets have risen about 9.1 percent, respectively, compounded annually.  Yet over more than a hundred years of stock market activity,  a majority of the profits have come from just a very few dramatic breakouts.

Equity markets are ruled in the short term by emotions that create unpredictable ups and downs.  Numerous fears of defaults, worries of double dip recessions, high unemployment, concerns about fiscal cliffs, hold investors back.  Yet global population growth and advances in production and prosperity are relentless economic fundamentals that increase value.

When fear holds back a a fundamentally rising value, rising profit potential grows.  Values increase as prices stagnate.  Then markets break free and rocket upwards creating wealth, prosperity and growth.

Find out which breakouts are likely to take place next.

Stocks rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns create war.

Here is the war stock cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WWIII) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Learn how the Cyber War (WWIV) may change the way we live and act and how this will affect currencies and investments.

Learn:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios), but his big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.  This rate of expansion by the way is called the “Golden Ratio”.  It is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

We’ll sum the strategy, how to leverage cheap, safe, quality stocks and for what period of time based on your circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy investing more with slow, worry free, good value investing.  Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.

Learn how to put meaning into your investing by creating profitable strategies that combine good value investments with unique, personal goals.

Learn how to span the behavior gap.  Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math of our good value model portfolio.

Share ideas about my good value portfolio.  My personal investment portfolio comes from a continual analysis of international stock markets and a comparison of their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.

Markets included in this portfolio are:

• Norway
• Australia
• Hong Kong
• Japan
• Singapore
• United Kingdom
• Taiwan
• South Korea
• China

These markets have been chosen based on four pillars of valuation.

• Absolute Valuation
• Relative Valuation
• Current versus Historic Valuation
• Current Relative versus Relative Historic Valuation

Learn how to use Country ETFs to easily construct a diversified, risk-controlled, equally weighted representative country portfolios in all of these good value countries.

To achieve this goal my portfolio consists of Country Index ETFs that track an index of shares in a specific country.  These country ETFs provide diversification into a basket of equities in the good value countries.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Learn the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed a test.

The Test for Low Cost Trading

Research put every part of this portfolio in place, except knowing the best, easiest and least expensive way to buy.  A search for an optimal way to buy and hold boiled down to two methods.  One tactic to test was to use a unique online broker that appeared to offer the lowest cost deal.  The other approach was to use a community bank in Smalltown USA.  The small town bank that I use looks after my 401K trust account and their service is first class.  The benefit of small banks is that they still treat us as a human beings (instead of a number) and when we need, it’s easy to go right to the top to answer a question or get a problem resolved.  There are no call centers and the bank and the person looking after my account is just around the corner.

I created a test to see which offered the least expensive service.

Working with my banker in Smalltown USA,  I created two accounts, one at the online broker and the other at the bank. I placed $40,000 in each.

I set up the order for the country ETFs online, while my trust manager set up orders for the identical amounts of the same shares in his system.  Then we got on the phone, coordinated our timing and on a count of three each pushed the button “BUY”.

The results of this test  show how you can gain on any purchase of country ETFs.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2017” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

Gary

(1) Dollar chart from pricedingold.com

(2) Grandfather Economic Report

 

 

 

 

Creative Retirement is a Better Retirement


A growing creative trend can help us live a better retirement with a purpose that sees the big picture.

One great challenge in retirement is keeping pace with change.    Retirement today is based around social economic promises that may not make sense.   Retirement establishments ranging from Social Security to pension to medical care are overburdened and not likely to provide what many retirees expect.  Fortunately a growing creative trend that views a balancing lifestyle is more important than increasing income which can help each of us reveal an enjoyable purpose that brings joy beyond material success.  Yesterday’s message about how families can create a better retirement  featured a New York Times series on how working mothers balance careers with family responsibilities.

Ecuador-yatchak

This yatchak who lived and worked with Merri and me for years in Ecuador and the US always stressed to have a purpose… beyond our goals.

Part of the article “Coveting Not a Corner Office, but Time at Home” by Catherine Rampell looks at two different schools of thought about purpose which reveals this growing creative trend.

The article tells about the book  “Lean In: Women, Work, and the Will to Lead” by Sheryl Sandberg.  Sandberg is the chief operating officer of Facebook and is ranked on Fortune’s list of the 50 Most Powerful Women in Business and listed in Time’s 100 Most Influential People in the World.  This book shows ways for women to climb the corporate ladder and succeed in achieving leadership roles and be empowered to achieve their full potential in business.

The second school of thought is one of greater balance desired by women and also by men (bolds are mine).  An excerpt from the New York Times article says:  Not everyone aspires to be an executive at Facebook, like Ms. Sandberg, or to set foreign policy, like Anne-Marie Slaughter (a former State Department official and another prominent commentator on what’s holding women back in the workplace), especially when the children are young.

Unaccounted for in the latest books offering leadership strategies by and for elite women is the fact that only 37 percent of working women (and 44 percent of working men) say they actually want a job with more responsibilities, according to a survey from the Families and Work Institute. And among all mothers with children under 18, just a quarter say they would choose full-time work if money were no object and they were free to do whatever they wanted, according to a recent New York Times/CBS News poll.

This polarity exemplifies the growing creative trend looked at in this site before.  This trend was outlined over a decade ago in the book “Cultural Creatives” by Paul H. Ray PH.D.and Sherry Ruth Anderson PH.D.

Dr. Ray ran a company called American LIVES Inc. for 13 years. During that time he accumulated over 100,000 responses to questionnaires and hundreds of focus groups. (I am impressed.) The demographic information from those responses suggests that a new subculture has been emerging in America since the 60s. This group now represents 26% of the adult population (50 million people) and divides the nation into three demographic subgroups, the Moderns (49.8% of the population), the Traditionals (23.2%) and the Cultural Creatives (CC), 26%).

Some interesting points made in the book are:

The Moderns rule. They are the establishment.

The Traditionals are dying off.

The Cultural Creatives are creating a new culture in America.  This is a growing group.  When the book Cultural Creatives was published in 2001 the cultural creatives represented 26% of the population.   The survey by Families and Work Institute suggest that this figure is now nearer 40%  (37 percent of working women and 44 percent of working men say they actually want a job with more responsibilities).

Each of the three subcultures has a pretty fair disdain for the thinking of the others and moderns still represent the largest group.  Ms. Sandberg’s “Lean In” book represents a Modern’s view.  Moderns find the following things important:

  • Making or having a lot of money.
  • Climbing the ladder of success with measurable goals.
  • Looking good or being stylish.
  • When the going gets tough the tough go shopping.
  • Having lots of choices.
  • Being on top of the latest innovations, trends and styles.
  • Supporting economic and technological progress at a national level.

Moderns also have the following assumptions:

  • It is flaky to be concerned about your inner or spiritual life.
  • You have the right to be entertained by the media.
  • Your body is pretty much like a machine.
  • Most organizations lend themselves to machine analogies.
  • Either big business or big government knows best.
  • Bigger is better.
  • Time is money.
  • What gets measured gets done.
  • Setting goals is very important.
  • Analyzing things into their parts is the best way to solve problems.
  • Science and engineering are the models for truth.
  • Efficiency and speed are top priorities.
  • The mainstream media’s awe for the rich is correct.
  • It makes sense to compartmentalize your life into separate spheres, work, family, making love, education, politics, religion.

CCs on the other hand are the fast growing group, who see a different bigger picture, find the following important:

  • Nature and its destruction.
  • Problems with the whole planet such as global warming, destruction of the rain forests, overpopulation, lack of ecological sustainability and exploitation of the poor.
  • They would pay more taxes if the money would be used to clean the environment.
  • Developing and maintaining relationships.
  • Helping others and bringing out other’s unique gifts.
  • Volunteering for good causes.
  • Psychological and spiritual development.
  • See spirituality or religion as important but concerned about Religious right.
  • Equality of women.
  • Violence and abuse of women and children.
  • Politics should spend more on education, neighborhoods and sustainable future.
  • Concerns about the left and right of politics as well as the mushy middle.
  • Optimism for the future and distrust media’s negativity.
  • Creating new and better ways of life.
  • Concerned about big business’s focus on profit over environment, downsizing and human exploitation.
  • Having finances under control.
  • Dislikes overspending, conspicuous consumption and “making it”.
  • Likes exotic and foreign people, places and other ways of life.

The growth of moms and dads seeking a more balanced lifestyle shows the importance of retiring with a purpose.

Sandberg’s book has a very Modern twist… which I believe is out of step with this growing trend and narrows the broader view.

This is why Merri and I try to always invest and do business with a purpose.   I have a quote framed on my desk… “Action is Thy Duty… Reward Not Thy Concern”.   We keep moving forward with our purpose without great concern about where the currents carry our correct actions.

How can we define our purpose?

Look for what brings meaning to life.  A better retirement is a journey of meaningfulness, not a destination and the essence of humanity is meaning.   With meaning we are motivated.  We enjoy what we do rather than what we have.

Our purpose simplifies retirement.  Purpose defines what we do and cuts out the nonsense suggestions on how we should live that we are bombarded with by commerce and the establishment.

Purpose solidifies our core values and allows us to be decisive regardless of what is happening around us.

Having and fulfilling a purpose reduces stress and inner conflict.

It is possible to do everything we want when what we want is what we are meant to do.  It is never possible to do all of what others want us to do.  Our purpose brings our action into perspective.  Without purpose are subject to the whims of the marketplace.

Purpose focuses action.  This focus places attention on fulfilling a destiny that is important to you.

We could call a better retirement with a pinnacle career a soul journey.  The great mystic Sufi poet Rumi is quoted “When you do things from your soul, you feel a river moving in you, a joy.”

Gaining joy from service is the best way to have a better retirement because joy is nature’s way of leading us in the right direction.   As the world changes at an increasingly faster pace, this joy is the energy that allows one to keep a steady course.

A more modern sage, Dr. Seuss, said: “Don’t cry because it’s over, smile because it happened.”

Seek your purpose as part of the growing creative trend that balances lifestyle for a better retirement.

Gary

Learn how to have a pinnacle career with writing to sell.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

Better Retirement With Family


There is little question that we can have better retirements with family.  Yet technology means that the way families grow and work together are changing.

A recent article at this site “Families that Learn Together Stay Together looked at a way that families can create common interests and income with a family micro business .  Family though can mean much more than the nuclear family of old.

nuclear family

Going… going… almost gone.  Family structures have changed dramatically in the past forty years.  In the 1960 45 percent of households were nuclear families consisting of a married couple with children under 18.

According to census figures such households  had dropped to 23.5 percent by 2000 and single-person households amounted to 26 percent of the total by 2000.

New U.S. Census Bureau data shows that the rate is as low as 10% in many cities. For example in Baltimore and Washington nuclear families represent 8.6 percent of the population.

When I was a kid our family was together, almost every night.   First, we listened to radio.  Later we all sat round a black and white TV.   Then the TV was in color.   In retrospect, there were better things we could have done as a family… but at least we did that together.  We all watched the same show, so in some ways we all had similar thoughts.

Later generations had more than one TV.   Not all family members watch the same show.

The internet arrived.  Fracturing of common interests in the family grew.

My mom never worked so she knew what was up when we left for school and how we felt when we were at home.

Then people in the Western world became richer, but had to do more.  This made maintaining balance between earning a living and being with the family grow, especially for moms.

A New York Times series is featuring stories on how working mothers balance careers with family responsibilities.

One article entitled “Coveting Not a Corner Office, but Time at Home” by Catherine  Rampell looks at two different schools of thought.

Here are excerpts:  FALL RIVER, Wis. — Sara Uttech has not spent much of her career so far worrying about “leaning in.” Instead, she has mostly been hanging on, trying to find ways to get her career to accommodate her family life, rather than the other way around.

The Balancing Act

She emphasizes that she wants flexibility in her career.  The ultimate luxury for some of them, in fact (though not for Ms. Uttech), would be the option to be a stay-at-home mother.

By comparison, about half of mothers in the United States are actually working full time, indicating that there are a lot out there logging many more hours than they want to be.

Up Early, Always Moving

On a recent Tuesday, which she said was broadly representative of most workdays, she rose at 5:45 a.m. and did a load of laundry before everyone else awoke. Soon she was wielding the hair dryer in one hand and a son’s permission slip in the other; running to the kitchen to pack lunches and help one of her sons make dirt cups (pudding and Oreo crumble) as part of a book report presentation; and then driving the children to school at 7:15 a.m. before commencing her 40-minute commute to the office, where she arrives a little after 8. She heads back out — often directly to the baseball diamond — at 4:30 p.m.

On Sundays, she teaches at her church, and then prepares most of the meals for rest of the week, making great use of two wonders of modern cookery: the slow cooker and the freezer.

This balancing act is more that just a mother’s challenge.  Moms, dads and grandparents often find themselves so torn between work and family that they have schedules like this.   They are so busy there is little time for contemplation.  The daily tactics of survival leave no time for thinking strategically about one’s destiny.

Yet fulfillment of our individual destiny is the most important thing we can do.

How then can we become more efficient and at the same time more relaxed so we have time to balance our work, our family AND also fulfill our destiny.

The first step is to plan for ways to unite our work with our destiny.  This creates an automatic balance and will help you succeed because you are doing what you are supposed to do.

Second, integrate work with family.  Technologically fractured media streams make it harder for families to have common interests.  This can be overcome by recognizing that there are basic interests everyone has regardless of points of view. Everyone likes conquering challenges. Everyone likes giving and receiving. Everyone likes success small or large.

Even though every member of a family may have a different mind set… a family business can bring everyone together through these basic human desires.

Many years ago when we had a direct mail business… Merri and I used to sit round the dining room table with the children and fold letters and insert them in envelopes and stick on the address labels and… talk as we worked together.

We shared the feeling of accomplishment when the work was done and made the sure the children accompanied us to the Post Office to send off the mail and pick up letters that arrived… with checks… so they participated in the full circle.  We let them have a commission on sales so they connected giving… to receiving.

Our webmaster David has became  our son-in-law.  Our daughter Cheri ran our administration.   My sister Sandra helps us with social networking.  Work brings us together. We have great things to talk about every day… common challenges, mutual interests and shared satisfactions.   It’s also really great to end a business email or phone call with “I love you”.

This works for moms, dads and grandparents as well.  What a great way for any of us to be with family… serving together… earning together… supporting each other in commerce and all seeing how to give and receive as we develop pinnacle careers.

Gary

Learn how to develop a business with writing to sell.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

w York Times Article The Balancing Act

Better Than a Better Retirement


Being paid to fulfill a destiny you love is better than retirement.

Excerpts from a New York Times article can help create a better retirement.

retirement-course

Merri and I retired (from the rat race at least) nearly 20 years ago.  We are still active. Here I am writing a message for this website.  This is not really work… for me… writing… surrounded by nature. I love it!

Excerpts from a New York Times article “A Reluctance to Retire Means Fewer Openings” by Catherine Rampell and Mattthew Saltmarsh confirm this fact.

The excerpt says:  To the long list of reasons American companies aren’t hiring — business losses, tight credit, consumer retrenchment — add the fact that many of their older workers are unable, or afraid, to retire.

In other parts of the developed world, people are retiring as planned, because of relatively flush state and corporate pensions that await them.  But here in the United States, financial security in old age rests increasingly on private savings, which have taken a beating. Prospective retirees are clinging to their jobs despite some cherished life plans.

This is a huge problem and is good news because retirement problems create opportunity for a better retirement.

This is the opportunity for all of us to finally do what we desire… with our own Pinnacle Career.

The wonderful thing about this fact is that our own business statistically is also one of the best ways to enhance your wealth.

A study of millionaires several years by Thomas Stanley while researching his book The Millionaire Next Door showed that 32% of all millionaires became so as small business owners (compared to 16% Doctors, 15% lawyers and 12% major corporate executives).

Your own business (and knowing how to invest the profits) are keys to financial
independence in these troubled times.

Increased freedom and job security are the most important reasons why people have their own businesses. This makes enormous sense for anyone, doctors, dentists, accountants, attorneys, investors as well as businessmen.  Every profession in the U.S. today is demanding and vulnerable to flawed tort misuse and onerous government interference.

Increased independence and wealth with a full or part time business that fits an individual  purpose and generates increased income adds to the ease of retiring from the rat race.

Having your own business gives enormous retirement security.  Owners never get fired, made redundant, downsized, laid off, shifted sideways or forced to retire unless they decide to quit working. The owner of a business is always is the last to go. Owning a business seems the ultimate job security.

An international business is the ultimate form of security and freedom because there is always opportunity somewhere.  International businesses are safer  from lawsuits, government red tape, excessive taxation and local economic recessions.  Increasing wealth is one thing.  Keeping wealth is another and asset protection is a vital part of the process or remaining a independent and secure.

International businesses make more sense because modern technology, computers, global cell phones, low cost transportation and the internet make international business easier than ever before.

The tax benefits and asset protection benefits for international business and international investments enhance retirement freedom. Numerous areas of tax legislation offer special tax savings for businesses abroad.

Holding assets outside one’s own jurisdiction also gives a business enormous legal and practical asset protection of retirement funds.

International business is also the ultimate area of growth and security. We have learned that the stock market is not a guaranteed way to secure one’s wealth.

Today it is possible for anyone to have at least a part time international business. The secret is simply to start, but to start slowly and gain experience with a part international business before making a major commitment into a full time international business.

The most important key is to start an international business (ore make international investment) in something you enjoy.

Turn your passions to profit.  Make the purpose in your destiny your career.

Here are three simple steps, you can use to prepare for a better retirement with a pinnacle career.

* Step #1: Become Informed. Read international magazines and papers.  Two good places to start learning what’s happening abroad are the Financial Times (England’s leading global economic newspaper) and The Economist, (England’s best weekly international news magazine).

* Step #2: Get ready. Contact international banks and learn the benefits of holding assets and how to do your banking abroad.   One great international bank with great experience in serving American businesses is Jyske Bank.   We have worked with Jyske  for decades helping investors learn about global economics and opportunity.  You can have funds held at Jyske when managed by ENR Asset Mangement.

* Step #3: Get started in a small way. Too many people think that big is better. Perhaps for some, but not when they start. It is imperative that one makes their mistakes (and we all will) while we are small.

The old model of working to 65 and retiring on a pension is proving flawed.  Many pensions have been destroyed and those still viable are at risk of being ruined by inflation.  This creates opportunity for  those wiling to embrace this change and learn that being paid to do what they love is better than retirement.

Gary

The greatest retirement asset of all is the ability to labor at what you love wherever you live.  This brings everlasting wealth.

Our course “Self Fulfilled – How to be a Self Publisher” can help your learn how to wrote to sell.

retirement-course

Get  “Self Fulfilled – How to be a Self Publisher” Free now.  See views like this on your way to West Jefferson for our Labor Day Writer’s Camp.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

Ecuador Prescriptions for a Better retirement


Ecuador Prescriptions can provide a better retirement.

One concern many people have when they come to Ecuador for a better retirement is availability and cost of medication. Ecuador Living researches the cost of prescriptions for retirees and our Ecuador Living subscribers.  If you are a retiree this can create great savings.  To earn more and become an Ecuador Living club member, See how to enroll here.

We get many reports from club member that the savings especially in retirement are huge.

Ecuador prescriptions savings can be high enough to pay for your entire trip to Ecuador and more. They can help you have a better, healthier retirement.

One delegate who was looking for a way to live a better retirement reported bringing her entire families prescriptions and paying for her entire trip… plus making a profit on just the savings

Plus there are other retirement, health benefits to getting away from the USA.  Living in Ecuador can be a prescription for better health and a happier retirement.

There was a big fuss when research showed that the British are much healthier than Americans. Now the Canadians are at it.  A USA Today featured an article showing that Canadians are in much better physical shape than people in the USA.

It is hard to live in the US and have a healthy retirement. There is an entire system of businesses ranging from fast food to insurance to pharmaceuticals to health systems that make huge profits by keeping Americans sick!

This is one reason why Merri and I love the freedom of being able to live and retire anywhere. We gain health options. Ecuador for example offers many health benefits.

First, costs of medical prescriptions are really low

My 85 year old mom, who has been retired for decades, visited Ecuador and lost her blood pressure medicine.  The cost to replace it was about 20% of what she pays in the US.

One delegate forgot an inhaler for asthma and said the exact same inhaler that was $75 in the USA was $17 in Ecuador.

If you choose to use pharmaceuticals, they cost much less. One reader on his last trip to Ecuador bought three months of the prescriptions he needed. The prescriptions would have cost him over $3,000 in the U.S. They cost under $500 in Ecuador.

Second, there are many scientific health alternatives not available in the US. Ecuadorian hospitals specialize in stem cells transplants. They are the first in the world to do it in the heart and have been very successful.

Third it is easy to get a natural approach to health.  Ecuador excels in this! The nutritional habits here in Ecuador are wonderful.

You can enjoy excellent wholesome food at really low prices.

Finally the old knowledge is still here.   There are shamans and healers throughout Ecuador.

Ecuador Life 6

Ecuador Meds service.

If you are an Ecuador Living subscriber send us your meds and we’ll add it to the list we have started here.

Here s why a better retirement can cost less in Ecuador.

#1: Armour Thyroid 90mg  We have not been able to find. (Merri and I obtain ours from Canada)

#2: LAMICTAL 100 tablets MG 30 $30.

#3: Wellbutrin XL 150mg (the generic name is Bupropion HCL)  is $33.60

#4: Wellbutrin XL 300mg is $40.40

Learn how to have a better retirement in Ecuador.

Protect Your Savings in Ecuador

Old Accord Creates New Profits – Multi Currency Investments.

Earn more with multi currency stock market breakouts.

Improve Safety – Increase Profits

Learn how to improve the safety of your savings and investments by selecting good value and diversified investments in a multi-currency portfolio.

Few decisions are as important to your wealth as the value of the markets and currencies you invest in.  This has been our area of expertise since the 1970s and we have worked with and advised some of the largest currency traders in the world.

Gain Protection First – Against the Dollar’s Purchasing Power Loss.  In 1913 the The Federal Reserve Act created the Federal Reserve Bank to protect the purchasing power of the US dollar, which has since lost about 94% of its purchasing power.  Here is its price compared with gold since 1900.

priced in gold

Dollar chart from pricedingold.com (1)

The Fed has let the dollar lose most of its strength plus has allowed interest rates to fall so low, that safe investments cannot keep pace with the drop in purchasing power.

multi-currency-chart

Chart from Grandfather Economic Report (2)

Many investors have forgotten about the risk of a falling dollar because the greenback has been strong for the past five years.  This temporary dollar strength came after the great recession of 2009 just as there was temporary dollar strength after the great recession of the 1980s.  Then about six years after the recession, an agreement was made by major governments to weaken the dollar.

There was a severe global economic recession affecting much of the developed world in the late 1970s and early 1980s.  The United States and Japan exited the recession relatively early, but high unemployment would continue to affect Europe and the UK through to at least 1985.  As a consequence between 1980 and 1985, the US dollar had appreciated by about 50% against the Japanese yen, Deutsche mark, French franc and British pound, the currencies of the next four biggest economies at the time. Then the governments reached an agreement and exchange rate values of the dollar versus the yen declined by 51% from 1985 to 1987.

Now the world is again in the same place.  The recession is over.  Europe is a bit behind in recovery and the dollar is higher than before the recession.

There is no reason for the greenback to be  strong.

The agreement in 1985 was called the Plaza Accord.   Over just two years the greenback dropped nearly 50% versus other major currencies.  The next accord will generate great profits for those who know what to do while it ruins the purchasing power of dollar back investments.

The strong US dollar and low interest rates have created one of the biggest stock and multi currency breakout opportunities in history.  Learn how to create a plan to profit from multi currency shifts ahead.

One reason for the potential gains is that stock markets and currency values are cyclical.  Due to low interest rates created by the 2009 economic downturn, the US and a few other equity markets have risen to some of their highest prices, ever.  These markets offer very poor value now.  The steep valuation creates incredible profit potential but also hides some enormous risks.  Learn how to develop an investing strategy based of earnings, cash flows, dividends and book values to increase potential for profit and reduce the risks.

Next Extra Profit Created by Value Breakouts

Over the history of US equity markets, the  price of overall markets have risen about 9.1 percent, respectively, compounded annually.  Yet over more than a hundred years of stock market activity,  a majority of the profits have come from just a very few dramatic breakouts.

Equity markets are ruled in the short term by emotions that create unpredictable ups and downs.  Numerous fears of defaults, worries of double dip recessions, high unemployment, concerns about fiscal cliffs, hold investors back.  Yet global population growth and advances in production and prosperity are relentless economic fundamentals that increase value.

When fear holds back a a fundamentally rising value, rising profit potential grows.  Values increase as prices stagnate.  Then markets break free and rocket upwards creating wealth, prosperity and growth.

Find out which breakouts are likely to take place next.

Stocks rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns create war.

Here is the war stock cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WWIII) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Learn how the Cyber War (WWIV) may change the way we live and act and how this will affect currencies and investments.

Learn:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios), but his big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.  This rate of expansion by the way is called the “Golden Ratio”.  It is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

We’ll sum the strategy, how to leverage cheap, safe, quality stocks and for what period of time based on your circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy investing more with slow, worry free, good value investing.  Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.

Learn how to put meaning into your investing by creating profitable strategies that combine good value investments with unique, personal goals.

Learn how to span the behavior gap.  Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math of our good value model portfolio.

Share ideas about my good value portfolio.  My personal investment portfolio comes from a continual analysis of international stock markets and a comparison of their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.

Markets included in this portfolio are:

• Norway
• Australia
• Hong Kong
• Japan
• Singapore
• United Kingdom
• Taiwan
• South Korea
• China

These markets have been chosen based on four pillars of valuation.

• Absolute Valuation
• Relative Valuation
• Current versus Historic Valuation
• Current Relative versus Relative Historic Valuation

Learn how to use Country ETFs to easily construct a diversified, risk-controlled, equally weighted representative country portfolios in all of these good value countries.

To achieve this goal my portfolio consists of Country Index ETFs that track an index of shares in a specific country.  These country ETFs provide diversification into a basket of equities in the good value countries.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Learn the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed a test.

The Test for Low Cost Trading

Research put every part of this portfolio in place, except knowing the best, easiest and least expensive way to buy.  A search for an optimal way to buy and hold boiled down to two methods.  One tactic to test was to use a unique online broker that appeared to offer the lowest cost deal.  The other approach was to use a community bank in Smalltown USA.  The small town bank that I use looks after my 401K trust account and their service is first class.  The benefit of small banks is that they still treat us as a human beings (instead of a number) and when we need, it’s easy to go right to the top to answer a question or get a problem resolved.  There are no call centers and the bank and the person looking after my account is just around the corner.

I created a test to see which offered the least expensive service.

Working with my banker in Smalltown USA,  I created two accounts, one at the online broker and the other at the bank. I placed $40,000 in each.

I set up the order for the country ETFs online, while my trust manager set up orders for the identical amounts of the same shares in his system.  Then we got on the phone, coordinated our timing and on a count of three each pushed the button “BUY”.

The results of this test  show how you can gain on any purchase of country ETFs.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2017” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

Gary

(1) Dollar chart from pricedingold.com

(2) Grandfather Economic Report

 

Better Retirement With Branding II – Otavalo Hacienda & Business for Sale


Yesterday’s message began a series on how to live a better retirement with branding.

The first message featured how to develop a pinnacle career for a better retirement in the Amazon.

Another great brand in Ecuador is Otavalo. This is one of the most famous indigenous markets in South America.

Here is a paid advertisement for an Ecuador hacienda for sale in Otavalo.

Hacienda Bougainvillea is an expansive estate in world-famous Otavalo, Ecuador.

Otavalo Hacienda

Click on photos to enlarge.

This 8-bedroom, 7-bath property is an excellent investment as a bed and breakfast, weekend get-a-way for family gatherings and special events, or as a full-time executive home.

ecuador-property

Located one hour north of the new Marsical Sucre International Airport in Quito, Hacienda Bougainvillea is a 5-minute drive from South America’s world-renowned Otavalo Market, and is within 20 minutes of Cotacachi.

otavalo hacienda

The property is surrounded by the tranquil Rio Blanco River and overlooks Mount Imbabura, one of Ecuador’s most spectacular sights.

Ecuador-real-estate

Mt. Imbabura from www.garyascott.com

Complete with a horse barn and stables, immaculate gardens and administrator and service quarters.

Otavalo Hacienda

Hacienda Bougainvillea features a large restaurant-style kitchen.

otavalo hacienda

The kitchen is fully equipped for serving dozens of guests.

Otavalo Hacienda

List price for this property is $875,000.

A greater collection of Hacienda Bougainvillea photos can be viewed here.

Serious inquiries about this property may be directed to Al Eisele at mantala2009@gmail.com

ecuador-property

Is this too big of a jump to start living  a retirement lifestyle you desire?

How about exporting from Otavalo?

Ecuador Exports Service

Ecuador Export Business Idea

Live anywhere – Earn in Ecuador with an export business in Ecuador.

Create an Ecuador exports business with Roberto Ribadeneira’s Ecuador Export Tour.   Merri and I have worked with Roberto for nearly twenty years exporting many products.

You can arrange an individual tour designed especially for you.

ecuador exports

Lake Quicocha near Cotacachi.

Visiting another country is great, but it is even better if you can do business while traveling!

Come to Ecuador and learn all about exports to the USA, Canada and Europe while visiting amazing places and earning money.

* You may be able to deduct part or all of this trip from your taxes.

* You can buy products to sell back home.

* You can learn about exporting from Ecuador to anywhere.

* You can even bring ideas to manufacture in Ecuador with great quality and competitive prices.

Coming to Ecuador not only won’t cost money but will make money for you.

Here is a note from Roberto Ribadeneira:

Let me share all the knowledge, contacts and products I have accumulated over decades of exporting.  Make your trip to Ecuador the beginning of a great business opportunity.

ecuador exports

Otavalo Market.  Learn about Tagua…a vegetable, sustainable, renewable ivory.

Let’s see some numbers.

ecuador exports

Tagua bracelet. Cost in Ecuador is $2.50 it is sold in the USA for at least $12.

Tagua necklace. Cost in Ecuador is $3, it is sold in the USA for at least $15.

Metal Bracelet. Cost in Ecuador is $1, it is sold in the USA for at least $10.

Shawl. Cost in Ecuador is $2.50, it is sold in the USA for at least $11.

Scarf.  Cost in Ecuador is $3.00 it is sold in the USA for at least $12.00.

ecuador exports

Alpaca Scarves.

These are just few examples of products that are inexpensive and have huge margins.  But there is also another plus; you can request specific improvements on those products.

But let’s go over some numbers and specific ideas.

1-    You want to sell a tagua bracelet to a University in Colorado, but everyone can do that, what they can’t do is sell a tagua bracelet with the University’s color. We can dye the tagua bracelet to match the University’s color, same goes for any other tagua designs and even for shawls and other textiles. If you make just $9 on each tagua bracelet and you sell 100 units, you are making $900 on 1 order.  And this is just 1 product, and this is just 1 University.  You can apply this idea to any education center in the USA.

2-    You see designs of leather products that you think could be made better, or different.  There is a niche market where you can sell them.  The manufacturers in Ecuador can make any design, on any color with major improvements over the original idea.  You can even request to put a logo and special details on the products.  We have a major company in the USA that wants our leather iPhone 6 cases, but they want them with their branding and specifications that other cases don’t have.  So we are making the leather cases exactly as they want them.  Margins on leather products are around 60% retail and 20% wholesale. Orders for medium size companies come in the hundreds, so you can make good money selling leather. Customers and myself have made thousands of dollars selling these products.

3-    Selling Roses to final customers is another amazing way of making money.  What I am doing right now is reaching to people that want to raise funds for specific projects and teaching them how to use roses for that.  On one specific program we are donating $20 to $40 on each box sold to a Water Project in Ecuador.  The response has been unbelievable, people enjoy the beauty of Roses from Ecuador but also contribute to a good cause at the same time.  Since there is no limit on quantity of flowers that you can sell, there is no limit on the number of people that you can involve in this idea.

ecuador exports

Rose Farm Processing Facility.

4-    Selling wholesale. This is the main goal for the July course that I want you to take here in Ecuador.  If you find a store, a chain, a website or any other vendor that sells unique and cool products, you are in for a great business opportunity. Their orders are in the hundreds and even thousands of units.  Margins are lower, but since you are selling more, that compensates.  The nice thing about this part of the business is that these big companies are looking for different products, so if they buy 1 from you, there is a big chance that they will buy many, many others.  Remember that our manufacturers can make the products with the customer’s specifications, so there is no restriction on design that your buyer may want.

As you can see there are many ways in which you can make money while visiting Ecuador.  That is why I have designed an Ecuador Export Course that can be especially customized for you.

We work 3 full days together learning and searching for products that you could buy.  You and I will go over ideas, product designs, web design, shopping carts, SEO and other details on how to get as many customers as you can.

ecuador exports

Leather Duffel Bags.

The course includes taking you to the manufacturers, sellers and export companies so you will have all the contact information that you need to move forward on your business.  There are dozens of manufacturers that make every type of product that you can imagine.  Most of them already work with big importers all over the world and have proved that the quality of their products is amazing.

If you would like to sell retail, I will also show you how to design a website, create products, a shopping cart, how to set up the system to charge your customers online and the basics of promoting it.

There are plenty of places to visit and ideas to explore. Among the places that you will visit while on the Export Tour are:
–    Quito
–    Otavalo
–    Peguche
–    Ibarra
–    Cotacachi
–    San Antonio de Pichincha

This is not just another course, this is THE COURSE. I don’t just teach you how to Import Products to the USA, I also work on the import-export business myself, which means that I have the experience and knowledge to give you ideas and solutions.

ecuador-exports

Jewelry is one of many Ecuador exports.

Ecuador has evolved as an export center and I have expanded my export service to create custom export tours that fit your schedule and particular desires.

I arrange for you to meet the artists, designers, creators, craftsmen, wholesalers of products that suit your business ideals and arrange visits of workshops, homes and markets.

You can learn about exports as diverse as jewelry or wood products.

Ecuador has great art exports.

ecuador-exports

There are wonderful handmade crafts like the chess set below.

ecuador-exports

This tour goes to the high Andes.

You’ll see products from Zuleta where they create handmade “green” cotton-one-of-a-kind tableware, shirts, specialty items.

Here you see them in hand sewn embroidery from the village of Zuleta. In this Andean community near us hand embroidery has been an important form of artistic expression and adornment for centuries. Andean cultures have long boasted superior textiles, far surpassing those of Europe. The weavers of the Andes could produce material with as many as five hundred two-ply woolen wefts per inch compared to one hundred in Europe.

The women of Zuleta are renowned for unique hand embroidered designs and colors. Their styles are so unique they have become a form of cultural identification.

Flowers are popular in Otavalan sweaters as well.  Plus the ladies of Intag make flowers from plant fiber.

My main exports are flowers, but we send many products and have the Ecuadorshop Logistics Service to help you become an exporter.

ecuador-exports

Roberto speaking at a seminar about how he can shop, ship and charge for Ecuador export businesses.

Here is a Ecuador export business I arranged for a tour delegate who sold to the Texas Rangers.

texas rangers badge

Texas Ranger badge.

Almost everyone has heard of the Texas Rangers.  They are the oldest law enforcement body on the North American Continent and have helped bring in many famous criminals like John Wesley Hardin and Bonnie and Clyde.

We were really tickled to hear from a delegate of the Ecuador Export tours that he had sold hundreds of embossed Ecuador leather backpacks to the Texas Rangers and that was just the first order.

Here are some of the services we offer to help you export from Ecuador to the USA.

#1:    A US company.

#2:   A continuous bond, which has to be purchased each year to be eligible to register to import with the US Customs.

#3:   A broker who has a power of attorney authorizing them to handle your imports.

#4:   A US bank account to pay US customs department when taxes and duties are due.

Plus if you are selling direct to customers and accepting credit cards, you need:

#1:   A verifiable credit history and Social Security number.

#2:  A gateway company to process the charges.

#3:   A credit card merchant account.

#4: A certified, secure  shopping cart.

#5:  An annual PCI compliance review and certification

#6:  An EIN number provided by the IRS

#7:  A sales number issued by the state of Florida.

#8: A Physical US address (PO box not allowed).

#9:  Monthly accounting system.

#10: IRS annual sales report.

We can help you organize all these steps.

Our Ecuadorshop Logistics Service provides all these services for exporters.

There are two more very special benefits.

First, our logistics service can pay manufactures in Ecuador.

Second, our service can monitor production and quality and assure timely delivery.

Many people try to export and find really great products that they sell really well.   However once they return to the US they can’t restock unless they return to Ecuador.  If they do reorder but are not present for delivery, they are at the mercy of the manufacturer… which creates a huge quality control problem.  These importers get whatever suppliers here send them.

Many don’t even try to reorder.  They don’t know how.  They don’t want to wire  money without seeing the product and being are of delivery.

Many others just have no idea or find that the income is not worth the time, effort and cost of all the red tape.

The good news is that I do not get in-between the importer and buyer either.  I set a price for my service and the importer knows his product cost.

Our service is provided for a set fee so the importer knows all costs and can price his product accordingly.

This is a great service that provides every detail for importing products into the USA.   We have used this logistics service ourselves for years.  One big benefit is that the service can send each product direct to the buyer in the USA.  We sell Ecuador roses… charge the customer and deliver the order to our logistics service.   Everything else is handled by the service.   The  tracking notice and the roses are delivered direct to the buyer.  The logistics service then charges our credit card and pays the supplier… so no money has to be wired to Ecuador.

The Ecuadorshop Logistics service makes large and medium scale Ecuador exporting possible.   Exporting can be fun and fulfilling as well as profitable.  Improved technology continually makes having your own global micro business easier if you have support.

ecuador exports

Wood Carver in San Antonio de Ibarra.

Come to Ecuador and make extra income while learning about global trade and expanding your possibilities.

Ecuador has amazing products that are unique and very affordable.  This makes them more attractive and more lucrative.  Additional to this you don’t need to make thousands of items to get a good deal. In Ecuador most products are hand made, which means that specifications and quantities match what the customer needs.

Have a great experience in Ecuador while doing business. You will learn about Ecuador, the products and the people.

In addition to help the success of your export business Gary & Merri Scott are giving each course attendee their online course “Tangled Web How to Have an Internet Business”.   This is a $299 online course that I asked the Scotts to provide to you free.

This course focuses on how to use modern technology to start and run or improve a global micro businesses… that can create valuable extra income with minimal investments of time and capital.

You learn how to start small and build with stepping stones and a harmonious focus… how to build a successful at home business via the internet using several profit generating phrases at Google.

You gain the secrets of how you can use words to create your own global income… whether you travel or stay at home.

The course shares how to create a website and utilizes the first four of “Seven Ps”  (Person, Problem and Promise, Product) to zero in on key word phrases.  Then you learn how to use the Fifth P Promise to develop new customers. The Sixth P is the Prospecting Path and Seventh P is the Presentation to create income.

You can gain all the facts on how to use the seven Ps to create internet sales.  The internet can support your Ecuador Export business.

ecuador exports

New Super Highway Quito Airport to Cotacachi.

Food, accommodations and travel to and from Quito Ecuador are not included.  Travel on the tour is included.

This is a three day customized tour.  We fine tune the schedule depending on what you would like to see more as you may have more interest in certain products.  We make adjustments based on your business needs so the tour will be most beneficial to you.

Here is a typical three day tour

Day One:  Leave from Quito to Cotacachi at 09:00.  Start at 12:00 in Cotacachi, visit to leather town to see what products you can make in leather. We visit suppliers and manufacturers for ideas on what you can buy or have made.

Lunch break 14:00 – 15:00.

16:00 – Go to San Antonio de Ibarra to see wood products, meet manufacturers and review designs that can be exported from Ecuador.  Visit ends at 18:00.

Day Two:  Start at 10:00 after breakfast at the hotel.  Visit Otavalo for Tagua and textiles.  Visit see manufacturers, review products on what can be purchased or made. See how to develop personal labels. Find volume discounts etc.   Meet with supplier for new products to make, high-end tagua items, new products of bamboo, baby blankets, baby products, Christmas products. Products made of Alpaca, specific designs.

Lunch break 13:00

14:00 – Talk to cargo agency, see packing, costs, how to ship, taxes, etc.  15:00 – Visit manufacturer for sweaters, shawls, and other textiles, he can make specific designs for you.  17:00: Create a website, a shopping cart, manage logistic, storage and shipping cost with FedEx or Mail Service.

Day Three.  Starts at 10:00 after breakfast at the hotel.

Visit Otavalo Market, fair day. See all the products available, purchase items for business, talk to all the vendors, see different products, low cost textiles, low cost jewelry, ponchos, sweaters, shawls, products for under $2 a piece.

12:00 – Tagua, jewelry, what designs you can make, cost of personalized items. Jewelry store for Tagua products, they create designs for inexpensive tagua jewelry.

13:00 – 14:00 lunch.  15:00, see rugs, alpaca products, honey products, flowers, etc.  End at 18:00

Individual Export tour for one $799

Individual Export Tour couple $999

“Tangled Web How to Have an Internet Business” will be emailed to you when you enroll.

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence and always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. Also we want to be sure that you check the claims of the developer/seller and make sure that you are satisfied. We also recommend that you rent before you buy and become familiar with Ecuador.

Living A Better Retirement With Branding Part I


We can be living a better retirement at any age by having a pinnacle career that takes advantage of branding.

Encore careers that become the main act are pinnacle careers that follow one’s destiny.  Every person’s career should follow a purpose that feels important.   Retire from the rat race and choose an earning activity that is fun and fulfilling!

Take protecting the environment as an example.   Is this part of your destiny?  If so where to start?

One place to begin is with a well known brand like the Amazon. This is one of the greatest eco brands of all.

Here are three Eco Amazon ideas.  These are the types of leads that may help you plot how to live a better, more meaningful retirement.

The first idea is an Ecuador Amazon lodge that offers a unique profit and environmental opportunity.  This lodge is for sale.

amazon-lodge-for-sale

Reserve and Eco-Lodge for sale in the Central Rainforest of Ecuador-South America.

This is a nice opportunity to buy and own a nice eco-lodge situated on an upper Amazon basin (950 meters over the sea), and scattered in its reserve (sanctuary of birds and butterflies), with an unbeatable view over the “Sangay” National Park, Sangay, Altares, Chimborazo Tungurahua Volcanoes, and “Pastaza and Puyo” Rivers.

The eco-lodge has 25 rooms for simple, double and triples occupancy plus 64.75 hectares (160 acres) of virgin rainforest in the central part of the Amazon region of Ecuador, South America.  Location: just 5 1/2 hours and half from Quito, 1 hour 30 minutes from Baños town, 8 hours from Cuenca city, 9 hours from Guayaquil.

It has been built with construction materials that respect the eco-system of the rainforest to give our guests comfortable accommodation. Many events has been held on our eco-lodge and reserve due its exotic location, just to name a few: the visit of Candidates to Miss Ecuador to beauty pageant that selects Ecuador’s  representatives to Miss Universe, RAW television from UK a multi award winning production company specializing in great stories filmed a movie Locked Up Abroad” in our reserve, and some other Ecuadorian TV programs, the wife of our President visited twice our eco-lodge, see link for full information and our web page: www.altosdelpastazalodge.com

Those with a genuine interest in this Ecuador Amazon lodge and unique profit and environmental opportunity should contact the owner Fabian Bonilla for terms and price at drfabianbonilla@yahoo.com

Altos and Pastaza Eco-Lodge and Reserve entrance.

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General View of Altos del Pastaza Eco-Lodge and Reserve entrance with “Sangay” Volcano and National Park in the background.

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“Buo” House.

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“Chinicuro” Cabins with view to the Rainforest.

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Card room and small library.

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Double accommodation at the lodge.

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Room with views to the rainforest and Pastaza River.

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Volcano view from lodge.

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Restaurant.

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“Sunset” bar Altos and Pastaza Eco-Lodge and Reserve

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Refreshing pool with bar at the edge of earth.

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Refreshing pool-at night

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Natural pool at Altos el Pastaza Reserve

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Refreshing bath at Natural Pool- Altos Pastaza Reserve

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Altos and Pastaza Eco-Lodge balcony (main point view-Mirador) with “Sangay “ Volcano and National Park at the background.

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View to Pastaza River from Terrace Bar- Altos and Pastaza Eco-Lodge and Reserve

This Ecuador Amazon lodge for sale offers a unique profit and environmental opportunity.

Reserve and Lodge on sale in Central Rainforest of Ecuador-South America.

“Próxima Parada” a TV travel program which shows the most important tourist attractions- destinations in Ecuador, announced that the lodge and reserve is one of the 10 most beautiful places to visit in Ecuador. The land is unique due its location on an upper Amazon basin overlooking the majestic “Pastaza and Puyo” Rivers.

amazon-lodge-for-sale

At 950 meters (3,000 feet) above sea level with temperatures between 18 and 35 degrees celsius (65 & 95 F). This area is away from oil exploitation and other destructive practices, where guests can appreciate the “Sangay” National Park, Sangay, Altar, and much more.

The reserve is a sanctuary for a lot of species of birds and butterflies. The lodge is located in the central rainforest of Ecuador, Pastaza province, South America; it is dedicated to show the world this fascinating eco system and the beauty, magic and diversity of the tropical rainforest, with visits to Quichua communities, rainforest-canoes river rides, rafting, hiking to the primary and secondary rainforest in our reserve and as well to “Hola Vida” reserve and its waterfall.

The owners of the lodge believe the future of the rainforest is inextricably linked to the well being of its inhabitants, Their philosophy of providing quality and conservation, while preserving nature and offering guests a safe and unforgettable experience and they are looking for new owners to continue this eco venture.

Those  with a genuine interested in this Ecuador Amazon lodge and unique profit and environmental opportunity should contact Fabian Bonilla for terms and price at drfabianbonilla@yahoo.com

For many this may be too big a jump to start.  If so here is a more modest idea.

Second idea, an Amazon B&B.  We are seeing a rising interest in multi dimensional property everywhere…  so I was interested when a reader sent this Amazon property for sale.

Here is another paid advertisement for an Ecuador Amazon home with Bed & Breakfast or small farm potential for sale that could help in living a better retirement with purpose.

amazon home & farm

Main entrance to the home with exposed brick and stone walls.

(click on photos to enlarge)

The Amazon Region of Ecuador is one large and rich adventure. The Amazon contains the world’s largest tropical rainforest, the world’s largest river, and perhaps the greatest diversity of wildlife to be found anywhere.  It is home to more than 4000 species of birds, 2000 species of fish, 60 species of reptiles, including the Caiman and the Anaconda, and a great variety of mammals.

Ecuador Amazon Home With B&B or Small Farm Potential for Sale

amazon home & farm

Open style living and dining area with 14 ft ceilings.

American built and owned rustic contemporary 2500 sq ft new construction (2011) 3 bedroom / 3 ½ bath exposed brick home sits on 2.5 acres of jungle habitat complete with cacao, coffee, lemon and banana trees, and the occasional monkey.  The living space consists of a large American style kitchen with a center island and granite countertops, an airy dining & living room with 14 ft ceilings that open to a large covered porch in the midst of tropical vegetation, a study/media room, laundry room, and pantry.

This furnished home is complete with full amenities including outdoor barbeque, washer / dryer, centralized gas, monitored alarm system, internet and Direct TV, and is located 6 miles from the city of  Tena, and a short walk to the scenic Napo River.

Tena, the kayak and white water rafting capital of Ecuador, is also the springboard to the Amazon.  Visitors enjoy jungle tours, or visit nearby waterfalls and Indigenous communities to learn about Quechan traditions and typical foods like guayusa tea, chicha drink and mitos (fish or other meal cooked in large leaves over a fire).

An excellent investment opportunity for a family home or start-up bed and breakfast.  Owners possess legal property deed.  Opportunity to purchase additional land.

amazon home & farm

Large covered porch with sliding door access from the living area and studio.

amazon home & farm

Master bath with tub set in river stone.

amazon home & farm

2nd floor bedrooms with ceiling fans

This wonderful home sits on 2.5 acres.

See full details at Amazon B&B

Is this still too big an idea to start?  How about an Amazon eco tour business?

The third idea… create Amazon tours.  Our courses on how to live a better retirement with a micro business are focused on starting small.  When Merri and I began our purpose driven retirement… the Amazon was one area of focus and we started by taking groups to stay in a remote village of Amazon natives.  See more on the Amazon tours we conducted here.

This was a fun and fulfilling way to get started and eventually we were able to help create an Amazon camp for the village.

There are numerous great eco lodges and tours willing to pay commissions or you can combine some other educational program with the Amazon. For example one of our Spanish teachers created an Amazon learn Spanish tour.

See how this Super Spanish teacher combined a Spanish course with an Amazon eco tour.

We can begin living a better retirement the minute we acknowledge that we have a destiny.   The realization of purpose focuses our goals so we can begin step by step… starting small to develop our important pinnacle career.

Building a career for a better retirement around an existing brand like the Amazon is a good place to begin.

Gary

Earn With Events

Learn how to earn extra income from an events business.

Do you crave freedom… and perhaps adventure?  At least desire to get out of the rat race?   Do you want to travel…spend time…live…laugh or love in more than just one place?  And want the places to be ones you choose?  Or perhaps you would rather settle down in a low stress, safe, nurturing town, abroad or in Smalltown USA?

You can live such a lifestyle.

There are few people more capable of promising this type of life than Merri and me.

For 49 years (from May 1968) we have been paid to travel and live exactly where we have wanted to be… because we have had an events business conducting seminars, workshops, courses and tours.

Our seminar/conference/events/business has allowed us to visit and to live almost anywhere we have chosen… or not.

Sometimes we have incredible adventures.

gary-merri-scott-llanganatis

Here I am with Merri and an Ecuadorian Yatchak deep in the Llanganatis Jungle creating a shamanic tour.

However, when we want to stay at home we can also do so.  One does not have to travel to have an events business.

gary-scott-semainsr

Here I am (in brown shirt) speaking to a delegate at an event that we conducted at our Florida home.

We even built a…

little-horse-creek

seminar hall on Little Horse Creek so we can stay in the mountains when we desire… and still conduct events.

Here is one of the small groups at a retreat we conducted in the seminar hall.

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However, you do not have to do this much as an owner of an events business!  Lesson Two of a course we have created called “Event – Full Business” shows how to start small and gradually build a larger events business (if that is your desire) as we have done.

We have conducted events as small as two delegates and some with over 400.

ecuador-exports

We know the events business inside and out… large and small.  Here Merri and I are speaking to over 400 + people in Quito, Ecuador.

There are innumerable fringe benefits to an events business.  For example, almost all of our global travel has been tax deductible for all these years.

The pay has certainly not been bad either.  As you’ll see below, one time we earned  $142,260 in three days.  In another instance, we earned over $135,000 in two days.  Once our earnings exceeded $200,000 in just three days.

Yet the income has been a small part of this adventure.  The expanded horizons… the people we have met… the adventures we have shared… the tens of thousands of delegates we have enjoyed and hopefully helped… the poor we have served… the freedom we have felt… to be able to go where we desire and come home, when we desire, with more than when we left.

These facts have dramatically enriched our lives….and we hope others.

Now we would like to help improve your lifestyle as well… if… earning with a seminar, tour events business appeals to you.

We have conducted seminars or events or spoken at them in… (alphabetical order)  Australia, Bahamas, Belgium, Belize, Canada, Czech Republic, Dominican Republic, England, Ecuador, Finland, Germany, Hong Kong, Hungary (before the Iron Curtain came down), Indonesia, Isle of Man, Jamaica, Malaysia, Mexico, Netherlands,  Panama, Philippines, Puerto Rico, Scotland, Singapore, Spain, Switzerland, Taiwan, Thailand and at one time or another most of the United States and more.

Now we want to spend more time with my mom, children and grandkids so we arrange events at our home.

There is a possibility that Merri and I know more about conducting events than 99.9% of the people in the world.  Because so many have asked… we created an online correspondence course on how to create your own events business.

We call this correspondence course:  “Event – Full Business”.

See how to benefit from this course development after you have studied this introduction.

“Event- Full Business” – How to Turn Your Experiences into an Events Business

Sometime about 30 years ago…. around 1987:

naigara-falls

Photo from www.thetoptensite.com/Niagara_Falls.html

A white water symphony… harmonized in crushed octaves.  A melody amplified by nature’s power and white water sound conducted in the fresh air amphitheater that is Niagara Falls.

Merri and I walked arm and arm along the Canadian side of the falls…overwhelmed by its strength and its spectacular beauty.  We had driven from our home in North Carolina to conduct an International Investing and Business Conference… one of the largest of our own seminars that we had ever conducted…380 people.

We arrived a day early… took a suite with a large red garden tub… soaked after the long journey and then enjoyed the wonder of this natural phenomenon…Niagara Falls.

This was the day to enjoy because the next three we would be busy, very busy.  Marketing had shot past our expectations and this was a large crowd.  We would work hard yet we would also earn approximately $142,260 for three days work.  Actually more. You’ll see why below.

We have earned in many ways since then… until now… 30 + years later.

Again and again we get notes from readers of our website that go something like this…

He wrote: “Hi Merri. I am looking forward to meeting you both again. Had met in Niagara in the 1980s. Thanks.”

Obviously, something we did for this client 30 years ago brought this extra business to us now.

This fact stimulated me to get on with this course which I have been outlining for some time.  A seminar, conference, tour business not only creates unusual profit opportunity now… but when a seminar business is properly run, it can create income for a lifetime!

This course shows how Merri I and have created riches and a lifestyle beyond our wildest imagination and shares steps you can take to create a profitable and fun business conducting seminars, workshops, conferences and tours wherever and whenever you like.  (Or perhaps you want to conduct seminars online or live or with a video sent through the internet.)

When it comes to conducting events, there are few people with more experience than Merri and me.  Over 49 years we have organized, marketed and conducted thousands of tours for tens of thousands of people in dozens and dozens of countries (even behind the Iron Curtain).

This course shares how we have done this… what we did right… what we did wrong… how you can get started and what you can do much better than we have.

Lessons include:

#1: How to earn millions from seminars, courses and tours. See how we have earned as much as $200,000 for three days’ work. (Once $135,000 in two days.)

#2: How to build a seminar business. See the one day Washington-Atlanta-San Francisco system that helped our courses evolve and how to use this approach to help your teaching grow.

#3: When and when not to use other speakers. Seminars for speakers… a way to get it all out as your bank accounts gets it all in.

#4: How to use other speakers. Gain the key to the room and the people within. Why the golden pen is mightier than a glib tongue, the sword and the overloaded brain.

#5: Dealing with hotels/locations. Why the marketing does not talk to catering who will not communicate with accounting and the mess this could mean for you. How to choose…arrange and survive the hotel. Forget the $11,314 coffee bill… for swill.

#6: Scheduling seminars. Magic dates and times for marketing… how far in advance to market and seminar death dates to avoid.

#7: Creating a back end business. How Merri made $12,936 dollars at a seminar in 37 minutes by just standing still.

#8: Three types of courses…delegate driven…speaker driven…third party driven.

#9: The importance of strategic partnerships for added wealth.

#10: How to market seminars, courses & tours.

#11: List building.

#12: Alternative seminar and course location options.

#13: The benefits of both big seminars and small courses.

#14: How to survive the dreaded problems: What to do when enrollments are low. Handling the heckler, the takeover and the cell phone. When the hotel fails. Surviving speaker no shows and all of those types of things!

#15: How to enhance your other businesses with seminars.

We would like to welcome you to “Event – Full Business”.

We’ll be doing all we can to help you create your riches and a lifestyle beyond your wildest dreams with an events business so your life and income can be filled by events and event full!

The first lesson will look at seminars, workshops conferences, exhibitions,tours, various events, how they differ and their strengths and weaknesses so you can begin to zero in on what would be best for you.

We invite you to become a subscriber to this new online correspondence course, “Event – Full Business”.

The initial fee for the “Event-Full Business” online course is $349, but this investment on your part is without risk.

In this offer, you get the course “Event-Full Business” all the continuing education we’ll add for a year.

We’ll send you the first lessons immediately and each continuing education lesson as it is completed.

Never Ending Story – Save Next Year

The world is changing at an ever faster pace, so no course on business remains current for long.  Our events business evolves every year.  Consequently our courses never end… they evolve with our business.

Throughout the year we update, rewrite and expand our courses… adding new tips and share real time what we have learned and what we are still learning.  We show the changes we are making… how and why… in our business through the year.

This continual update is like an Alumni Club.  Imagine attending Harvard.  After graduation you stay in touch with your fellow students.  You share. You help one another.  You network and stay up to date.  Our online business courses work in the same way so we… all our subscribers… and you,  help the courses evolve and keep pace with new ideas, new technology, innovation and changes in the market place.

We send you the updates (worth another $349) free for an entire year.

Plus we guarantee that we’ll renew your continuing education next year at the same price.  We’ll automatically renew your continuing education subscription in a year at a huge discounted price of $99.  Of course you can cancel at anytime.

GUARANTEED. We’ll Accept All the Risk!

We completely guarantee the program.

Order this course and take a full two months (62 days) to put it through its paces.  That way you can follow my simple process and start seeing the results for yourself.

If you’re not completely convinced that this information can help you develop extra income, all you have to do is let us know.  You’ll receive a complete refund of every penny of your investment.  No questions will be asked.

Fair enough?

Enroll in the online “Event – Full Business” course for $349 by clicking here.

Gary

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence and always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent before you buy and become familiar with Ecuador.

Better Retirement With Value


We can have a better retirement when we focus on value… in the services we provide… in what we buy… and in where we invest.

For example when we retired, and began our Pinnacle Career, nearly 20 years ago, Merri and I purchased an Ecuador hacienda and a farm in North Carolina.

We bought the Ecuador hacienda because it was so much less expensive than land in the USA.  Yet there are three waterfalls, a bold creek and a mountain river plus income potential.

rosaspamba

The Ecuadorian yatchak who lived with us on our hacienda by one of three waterfalls on the land.

We bought our North Carolina property because there was so much water on the land and because property in Ashe county was so much less expensive than in the adjacent county. (Watauga).  See a comparison between Ashe and Watuga County real estate.

little horse creek

There is over a mile of creek on our farm.

We bought our home in Florida in 2009 because real estate prices were a disaster and because this particular property had a lot of water as well as income potential as well as a low price.

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Our Florida home and orange grove.

All three properties are rich in water, generate income and had a low price when purchased.  In other words they were good value.

The best value is gained by buying before the hoards jump in.   The old saying, “buy on the rumor sell on the news”, is almost correct.  A better phrase is “buy on the value… sell on the bubble”.   What should be avoided at all costs is to “buy on the rumor – that never becomes news”.

Exercise great caution when buying real estate on the rumor.

For example, a reader recently sent this note.  Gary, I just read an article,  about a new City of Knowledge project called Yachay that’s currently underway outside Quito. According to the article Ecuadorean President Correa wants to make the Yachay project the Silicon Valley or Research Triangle of South America.  Are you aware of this project? And if so, will you be writing about its implications for expatriates in Ecuador?

My reply shared thoughts about rumor, real estate and value.

This is pretty old news.

We let our readers know about Urcuqui, where Yachay is designated, in 2011 before the actual City of Knowledge plan was announced in the hopes they could get in early.  See what I wrote February 2nd 2011.

Regretfully the locals caught on and pushed prices way up in a short time so most readers missed the early jump.  This means there could be a long wait for appreciation and we have been watching since.

A leading Ecuador newspaper El Tiempo first wrote about this around the beginning of 2012.  Several bloggers began expanding on the idea in March 2012.

In March 2013 a free lancer had CNET publish a four part series.

The most important of these four articles was the reality check

Projects such as this tend to move slowly.  For years there was a huge government museum project planned above Cotacachi. This never happened.  Quito Airport was years behind and the access roads are still years from completion.  Chone bridge took years extra to develop… so we would want to view this with caution.

The bigger the project, the less chance it has of happening and if it does take place the slower it tends to move. 

For example just this last June 2013 China National Petroleum Corp signed a framework agreement with Ecuador on the latter’s stalled Pacific refinery project as well as on upstream development projects.


This is more than five years after it was first announced by state-owned Petroecuador and Venezuela’s state-owned PDVSA.

And this is just a framework of an agreement.  


The agreement was signed on June 6 giving CNPC an unspecified share in a $12 billion 300,000 b/d Pacific refinery project.

The news says  “Further negotiations will be carried out on the basis of the agreement, and the cooperation contract is expected to be signed within the year,”.  In other words, they have agreed to talk. Last time this happened everything fell apart and here we are five years later.

So with this project we are hearing plenty of rumors and hear say… but see little fact.  We’ll not hold our breath nor be too interested.  Sellers of real estate have raised prices on the rumor of the City of Knowledge. This is not a good basis for finding good value.  This is basis of course is prime.

All of us live by a set of core values.  Make one of your core values be “to always seek good value”.

We can have a better retirement when we know what our values are and when to use them to fulfill the purpose we each believe we are in this life to fulfill.

One of the values that can help all of us have a richer easier retirement is to respect value in all aspects of life.

Gary

Recent emails from Ecuador Club members:

Yesterday:  “My trip to Cuenca. Was incredible. All went well Stephen Milden was gracious, hospitable and of great assistance.  Plan to move there in November and found Cuenca all I expected and much more.

Thank you for the assistance through your International Living Club. Membership.

Found the Ecuadorian people wonderful and gracious as well as patiently helpful.

Put in contact with a young man who speaks good English and who works to assist ones like myself in getting my appliances and furnishings in place.  Thanks again.

Saturday “Thank you,  Joining was the best idea this decade. Matt”

Protect Your Savings in Ecuador

Old Accord Creates New Profits – Multi Currency Investments.

Earn more with multi currency stock market breakouts.

Improve Safety – Increase Profits

Learn how to improve the safety of your savings and investments by selecting good value and diversified investments in a multi-currency portfolio.

Few decisions are as important to your wealth as the value of the markets and currencies you invest in.  This has been our area of expertise since the 1970s and we have worked with and advised some of the largest currency traders in the world.

Gain Protection First – Against the Dollar’s Purchasing Power Loss.  In 1913 the The Federal Reserve Act created the Federal Reserve Bank to protect the purchasing power of the US dollar, which has since lost about 94% of its purchasing power.  Here is its price compared with gold since 1900.

priced in gold

Dollar chart from pricedingold.com (1)

The Fed has let the dollar lose most of its strength plus has allowed interest rates to fall so low, that safe investments cannot keep pace with the drop in purchasing power.

multi-currency-chart

Chart from Grandfather Economic Report (2)

Many investors have forgotten about the risk of a falling dollar because the greenback has been strong for the past five years.  This temporary dollar strength came after the great recession of 2009 just as there was temporary dollar strength after the great recession of the 1980s.  Then about six years after the recession, an agreement was made by major governments to weaken the dollar.

There was a severe global economic recession affecting much of the developed world in the late 1970s and early 1980s.  The United States and Japan exited the recession relatively early, but high unemployment would continue to affect Europe and the UK through to at least 1985.  As a consequence between 1980 and 1985, the US dollar had appreciated by about 50% against the Japanese yen, Deutsche mark, French franc and British pound, the currencies of the next four biggest economies at the time. Then the governments reached an agreement and exchange rate values of the dollar versus the yen declined by 51% from 1985 to 1987.

Now the world is again in the same place.  The recession is over.  Europe is a bit behind in recovery and the dollar is higher than before the recession.

There is no reason for the greenback to be  strong.

The agreement in 1985 was called the Plaza Accord.   Over just two years the greenback dropped nearly 50% versus other major currencies.  The next accord will generate great profits for those who know what to do while it ruins the purchasing power of dollar back investments.

The strong US dollar and low interest rates have created one of the biggest stock and multi currency breakout opportunities in history.  Learn how to create a plan to profit from multi currency shifts ahead.

One reason for the potential gains is that stock markets and currency values are cyclical.  Due to low interest rates created by the 2009 economic downturn, the US and a few other equity markets have risen to some of their highest prices, ever.  These markets offer very poor value now.  The steep valuation creates incredible profit potential but also hides some enormous risks.  Learn how to develop an investing strategy based of earnings, cash flows, dividends and book values to increase potential for profit and reduce the risks.

Next Extra Profit Created by Value Breakouts

Over the history of US equity markets, the  price of overall markets have risen about 9.1 percent, respectively, compounded annually.  Yet over more than a hundred years of stock market activity,  a majority of the profits have come from just a very few dramatic breakouts.

Equity markets are ruled in the short term by emotions that create unpredictable ups and downs.  Numerous fears of defaults, worries of double dip recessions, high unemployment, concerns about fiscal cliffs, hold investors back.  Yet global population growth and advances in production and prosperity are relentless economic fundamentals that increase value.

When fear holds back a a fundamentally rising value, rising profit potential grows.  Values increase as prices stagnate.  Then markets break free and rocket upwards creating wealth, prosperity and growth.

Find out which breakouts are likely to take place next.

Stocks rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns create war.

Here is the war stock cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WWIII) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Learn how the Cyber War (WWIV) may change the way we live and act and how this will affect currencies and investments.

Learn:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios), but his big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.  This rate of expansion by the way is called the “Golden Ratio”.  It is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

We’ll sum the strategy, how to leverage cheap, safe, quality stocks and for what period of time based on your circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy investing more with slow, worry free, good value investing.  Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.

Learn how to put meaning into your investing by creating profitable strategies that combine good value investments with unique, personal goals.

Learn how to span the behavior gap.  Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math of our good value model portfolio.

Share ideas about my good value portfolio.  My personal investment portfolio comes from a continual analysis of international stock markets and a comparison of their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.

Markets included in this portfolio are:

• Norway
• Australia
• Hong Kong
• Japan
• Singapore
• United Kingdom
• Taiwan
• South Korea
• China

These markets have been chosen based on four pillars of valuation.

• Absolute Valuation
• Relative Valuation
• Current versus Historic Valuation
• Current Relative versus Relative Historic Valuation

Learn how to use Country ETFs to easily construct a diversified, risk-controlled, equally weighted representative country portfolios in all of these good value countries.

To achieve this goal my portfolio consists of Country Index ETFs that track an index of shares in a specific country.  These country ETFs provide diversification into a basket of equities in the good value countries.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Learn the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed a test.

The Test for Low Cost Trading

Research put every part of this portfolio in place, except knowing the best, easiest and least expensive way to buy.  A search for an optimal way to buy and hold boiled down to two methods.  One tactic to test was to use a unique online broker that appeared to offer the lowest cost deal.  The other approach was to use a community bank in Smalltown USA.  The small town bank that I use looks after my 401K trust account and their service is first class.  The benefit of small banks is that they still treat us as a human beings (instead of a number) and when we need, it’s easy to go right to the top to answer a question or get a problem resolved.  There are no call centers and the bank and the person looking after my account is just around the corner.

I created a test to see which offered the least expensive service.

Working with my banker in Smalltown USA,  I created two accounts, one at the online broker and the other at the bank. I placed $40,000 in each.

I set up the order for the country ETFs online, while my trust manager set up orders for the identical amounts of the same shares in his system.  Then we got on the phone, coordinated our timing and on a count of three each pushed the button “BUY”.

The results of this test  show how you can gain on any purchase of country ETFs.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

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Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2017” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

Gary

(1) Dollar chart from pricedingold.com

(2) Grandfather Economic Report

 

Better Retirement Inspiration


There is a better retirement inspiration in the fact that we can retire anywhere… anytime and have a pinnacle career.   This means we can do more… have more… and enjoy the process more.

Marissa Mayer, the relatively new CEO of Yahoo did small businesses a favor when she decided that there will be no more working from home for Yahoo staff.  See news on this at Fortune.cnn.com

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Marissa Mayer in Fortune.cnn.com article.

If big business needs workers to come to the office… small becomes better for small businesses like ours.

Communications technology has changed mankind’s work habits

Modern communications technology offers the follow benefits…

#1: Lower Overheads.   No cost of an office… no commute. The savings can be great. 

#1: Greater Ability to Work Away From an Office.  Multiple surroundings can provide multiple inspirations.

#3: Increased Responsiveness to Customers.   I receive notes like this regularly.  Fast replies are possible because Merri and I do not require the time delays inherent in an organization.

Thank you very much Gary, I am impressed by such a quick response.  Victor

You sure are fast!  I am impressed!  Arlene

Thanks for your quick reply. Thank you again for all you do!  Heinz

Thanks for the quick reply.  Have a great day!  Rob

Many thanks for your fast response. It’s a pleasure to hear from you again too, needless to say.  Oleg

#4: Increased Personal Productivity.

#5:  Better Work Life Balance.

Take our 252 acre Merrily Farms at Little Horse Creek.  This is about as far as one can get from civilization on the US East coast.  Yet we can be in touch through fast fiber optics broadband with readers around the world.

The farm at Little Horse Creek is also a great place to meet.

little-horse-creek

Entrance to the farm.

The atmosphere is always quiet and cell phones do not work… though we do have broadband, fiber optics internet connections.

In times that so many perceive as tumultuous, inspiration becomes even more valuable and important in business.  The news on the internet, in the papers and on TV are so filled with negativity that it can be catching. In such eras, those who see positive realities gain an extra edge.

Your own small business can help you enjoy a lifestyle of freedom… such as Merri and I have.

Our international micro business allows us to live part time at our remote North Carolina farm on Little Horse Creek.

Here is the creek…

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deep in the forest… isolated and with many waterfalls.  The creek becomes a bit swollen when it rains.

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This water starts on our land… fed by dozens of pure water springs. It feeds the pond below our main house and…

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fills our deep woods…

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Japanese soaking tub that is heated with a wood burning stove and refilled after each soak… so the water never requires chemicals but is always clean.

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The tub sits quietly amidst nature.

The creek provides some great trout meals also. Here is a brookie our daughter Eleanor caught.

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The water refreshes in summer. Here is…

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our son Jake soaking in one of the pools on a hot summer day.

We have a…

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creek side forest office where…

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we can feed everyone on the deck looking over the waters.

Guests turn the office into their home as we have…

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a queen size bedroom that…

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leads to this deck overlooking Little Horse Creek.

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There is also…

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a living area with broadband internet  and…

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a full kitchen.

This beauty and solitude provide many positive inspirations. There is plenty of space to hike. We have put in over…

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eight miles of road (the blue lines).  Each leads to a special quiet vista.

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The paths themselves are…

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places of…

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Blue Ridge mystery leading to beauty throughout the farm.

Here is my office view in the summer when the horses are being…

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lethargic.

We invite delegates at our North Carolina courses to come up for an afternoon tea to…

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our house. The horses like to visit also.

A few people come stay with us in our…

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seven cabins and farmhouses for guests.   This is one of the cabins…. the Blackberry…

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Cabin.  All have feather top mattresses and high thread count…

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sheets and mountain made quilts and Pendleton wool blankets for cool nights.

The blackberry has a great porch and…

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rocking chairs for idle afternoons.  The Trout Cabin…

little-horse-creek

is next door. With a…

little-horse-creek

big porch for Bar B Qs plus a king…

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size bed.

The Johnny Appleseed Farm House sleeps up to 7 and the Wildflower Cabin is here as well.

The Wildflower cabin sits right on the creek and has two queen sized beds.

littlehorsecreek

The Johnny Appleseed farmhouse has a great…

littlehorsecreek

front porch overlooking the creek.

littlehorsecreek

This comfortable home was fully renovated in 2013.

littlehorsecreek

The floors replaced with wood milled at the farm.

littlehorsecreek

New hand built kitchen cabinets were added.

littlehorsecreek

We converted this…

little-horse-creek

falling down tobacco shed into a great Guest Barn… with all amenities including a pillow top king size bed.

The farm gives us the freedom to live part time in the North Carolina mountains and part time in Florida…  yet still earn income.

We can work round our pool at our Florida home or…

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get to work in our orange grove near…

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Mount Dora, Florida.

gary-scott-farming

Of course this message is not really about weather… North Carolina… or Florida.

This note shows once again that small is big.

Here are two more benefits we gain from having a small business where we want to be.

#6: Endurance.  Louis Pasteur once said:  “Let me tell you the secret that has led me to my goal. My strength lies solely in my tenacity.”  Add all these benefits together and work is fun.  Tenacity is easy when its enjoyable and fulfilling.

#7: Togetherness.

Gary Scott

Merri and I headed to our seminar to share a course with like minded souls.  Few elements of human joy are as important as common interests.  Families and couples who work together… stay together.

This message is about the benefits of having a business that provides freedom and allows you to live and work wherever you find inspiration.

Get away from the gray humdrum… go where your horizons expand.

Inspiration is everywhere. Seek it. There has never been a better time for a micro business and an upbeat outlook on life.

One kind reader sent me two coffee mugs recently, enamel bumper stickers if you like, that said “Ille Gitimati Noli Carborundum.”

The translation is “Don’t let those who are illegitimate wear you down”.

Look for inspiration in your passions.  They may lead you to strange places… in the minds of the humdrum herds.  Yet success is waiting for you in the nooks and crannies where others do not go.

Gary

Earn With Events

Learn how to earn extra income from an events business.

Do you crave freedom… and perhaps adventure?  At least desire to get out of the rat race?   Do you want to travel…spend time…live…laugh or love in more than just one place?  And want the places to be ones you choose?  Or perhaps you would rather settle down in a low stress, safe, nurturing town, abroad or in Smalltown USA?

You can live such a lifestyle.

There are few people more capable of promising this type of life than Merri and me.

For 49 years (from May 1968) we have been paid to travel and live exactly where we have wanted to be… because we have had an events business conducting seminars, workshops, courses and tours.

Our seminar/conference/events/business has allowed us to visit and to live almost anywhere we have chosen… or not.

Sometimes we have incredible adventures.

gary-merri-scott-llanganatis

Here I am with Merri and an Ecuadorian Yatchak deep in the Llanganatis Jungle creating a shamanic tour.

However, when we want to stay at home we can also do so.  One does not have to travel to have an events business.

gary-scott-semainsr

Here I am (in brown shirt) speaking to a delegate at an event that we conducted at our Florida home.

We even built a…

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seminar hall on Little Horse Creek so we can stay in the mountains when we desire… and still conduct events.

Here is one of the small groups at a retreat we conducted in the seminar hall.

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However, you do not have to do this much as an owner of an events business!  Lesson Two of a course we have created called “Event – Full Business” shows how to start small and gradually build a larger events business (if that is your desire) as we have done.

We have conducted events as small as two delegates and some with over 400.

ecuador-exports

We know the events business inside and out… large and small.  Here Merri and I are speaking to over 400 + people in Quito, Ecuador.

There are innumerable fringe benefits to an events business.  For example, almost all of our global travel has been tax deductible for all these years.

The pay has certainly not been bad either.  As you’ll see below, one time we earned  $142,260 in three days.  In another instance, we earned over $135,000 in two days.  Once our earnings exceeded $200,000 in just three days.

Yet the income has been a small part of this adventure.  The expanded horizons… the people we have met… the adventures we have shared… the tens of thousands of delegates we have enjoyed and hopefully helped… the poor we have served… the freedom we have felt… to be able to go where we desire and come home, when we desire, with more than when we left.

These facts have dramatically enriched our lives….and we hope others.

Now we would like to help improve your lifestyle as well… if… earning with a seminar, tour events business appeals to you.

We have conducted seminars or events or spoken at them in… (alphabetical order)  Australia, Bahamas, Belgium, Belize, Canada, Czech Republic, Dominican Republic, England, Ecuador, Finland, Germany, Hong Kong, Hungary (before the Iron Curtain came down), Indonesia, Isle of Man, Jamaica, Malaysia, Mexico, Netherlands,  Panama, Philippines, Puerto Rico, Scotland, Singapore, Spain, Switzerland, Taiwan, Thailand and at one time or another most of the United States and more.

Now we want to spend more time with my mom, children and grandkids so we arrange events at our home.

There is a possibility that Merri and I know more about conducting events than 99.9% of the people in the world.  Because so many have asked… we created an online correspondence course on how to create your own events business.

We call this correspondence course:  “Event – Full Business”.

See how to benefit from this course development after you have studied this introduction.

“Event- Full Business” – How to Turn Your Experiences into an Events Business

Sometime about 30 years ago…. around 1987:

naigara-falls

Photo from www.thetoptensite.com/Niagara_Falls.html

A white water symphony… harmonized in crushed octaves.  A melody amplified by nature’s power and white water sound conducted in the fresh air amphitheater that is Niagara Falls.

Merri and I walked arm and arm along the Canadian side of the falls…overwhelmed by its strength and its spectacular beauty.  We had driven from our home in North Carolina to conduct an International Investing and Business Conference… one of the largest of our own seminars that we had ever conducted…380 people.

We arrived a day early… took a suite with a large red garden tub… soaked after the long journey and then enjoyed the wonder of this natural phenomenon…Niagara Falls.

This was the day to enjoy because the next three we would be busy, very busy.  Marketing had shot past our expectations and this was a large crowd.  We would work hard yet we would also earn approximately $142,260 for three days work.  Actually more. You’ll see why below.

We have earned in many ways since then… until now… 30 + years later.

Again and again we get notes from readers of our website that go something like this…

He wrote: “Hi Merri. I am looking forward to meeting you both again. Had met in Niagara in the 1980s. Thanks.”

Obviously, something we did for this client 30 years ago brought this extra business to us now.

This fact stimulated me to get on with this course which I have been outlining for some time.  A seminar, conference, tour business not only creates unusual profit opportunity now… but when a seminar business is properly run, it can create income for a lifetime!

This course shows how Merri I and have created riches and a lifestyle beyond our wildest imagination and shares steps you can take to create a profitable and fun business conducting seminars, workshops, conferences and tours wherever and whenever you like.  (Or perhaps you want to conduct seminars online or live or with a video sent through the internet.)

When it comes to conducting events, there are few people with more experience than Merri and me.  Over 49 years we have organized, marketed and conducted thousands of tours for tens of thousands of people in dozens and dozens of countries (even behind the Iron Curtain).

This course shares how we have done this… what we did right… what we did wrong… how you can get started and what you can do much better than we have.

Lessons include:

#1: How to earn millions from seminars, courses and tours. See how we have earned as much as $200,000 for three days’ work. (Once $135,000 in two days.)

#2: How to build a seminar business. See the one day Washington-Atlanta-San Francisco system that helped our courses evolve and how to use this approach to help your teaching grow.

#3: When and when not to use other speakers. Seminars for speakers… a way to get it all out as your bank accounts gets it all in.

#4: How to use other speakers. Gain the key to the room and the people within. Why the golden pen is mightier than a glib tongue, the sword and the overloaded brain.

#5: Dealing with hotels/locations. Why the marketing does not talk to catering who will not communicate with accounting and the mess this could mean for you. How to choose…arrange and survive the hotel. Forget the $11,314 coffee bill… for swill.

#6: Scheduling seminars. Magic dates and times for marketing… how far in advance to market and seminar death dates to avoid.

#7: Creating a back end business. How Merri made $12,936 dollars at a seminar in 37 minutes by just standing still.

#8: Three types of courses…delegate driven…speaker driven…third party driven.

#9: The importance of strategic partnerships for added wealth.

#10: How to market seminars, courses & tours.

#11: List building.

#12: Alternative seminar and course location options.

#13: The benefits of both big seminars and small courses.

#14: How to survive the dreaded problems: What to do when enrollments are low. Handling the heckler, the takeover and the cell phone. When the hotel fails. Surviving speaker no shows and all of those types of things!

#15: How to enhance your other businesses with seminars.

We would like to welcome you to “Event – Full Business”.

We’ll be doing all we can to help you create your riches and a lifestyle beyond your wildest dreams with an events business so your life and income can be filled by events and event full!

The first lesson will look at seminars, workshops conferences, exhibitions,tours, various events, how they differ and their strengths and weaknesses so you can begin to zero in on what would be best for you.

We invite you to become a subscriber to this new online correspondence course, “Event – Full Business”.

The initial fee for the “Event-Full Business” online course is $349, but this investment on your part is without risk.

In this offer, you get the course “Event-Full Business” all the continuing education we’ll add for a year.

We’ll send you the first lessons immediately and each continuing education lesson as it is completed.

Never Ending Story – Save Next Year

The world is changing at an ever faster pace, so no course on business remains current for long.  Our events business evolves every year.  Consequently our courses never end… they evolve with our business.

Throughout the year we update, rewrite and expand our courses… adding new tips and share real time what we have learned and what we are still learning.  We show the changes we are making… how and why… in our business through the year.

This continual update is like an Alumni Club.  Imagine attending Harvard.  After graduation you stay in touch with your fellow students.  You share. You help one another.  You network and stay up to date.  Our online business courses work in the same way so we… all our subscribers… and you,  help the courses evolve and keep pace with new ideas, new technology, innovation and changes in the market place.

We send you the updates (worth another $349) free for an entire year.

Plus we guarantee that we’ll renew your continuing education next year at the same price.  We’ll automatically renew your continuing education subscription in a year at a huge discounted price of $99.  Of course you can cancel at anytime.

GUARANTEED. We’ll Accept All the Risk!

We completely guarantee the program.

Order this course and take a full two months (62 days) to put it through its paces.  That way you can follow my simple process and start seeing the results for yourself.

If you’re not completely convinced that this information can help you develop extra income, all you have to do is let us know.  You’ll receive a complete refund of every penny of your investment.  No questions will be asked.

Fair enough?

Enroll in the online “Event – Full Business” course for $349 by clicking here.

Gary