Tag Archive | "Aging"

Surviving the Socio-economic Flaw


There is a huge flaw in the current global economic model.   This seems to be the result of human nature and we might not even be able to change this fact.

The extent of the difficulty can seem overwhelming but there is something we can do.

The Wall Street Journal article “These Developing Countries Are Getting Old Before They Get Rich, With Dire Consequences”  focuses on this  huge problem.

The article says: Population aging is well known in advanced economies such as the U.S., where falling fertility after the post-World War II baby boom long ago tightened the worker-to-retiree ratio. The U.S. was already wealthy, however, with extensive infrastructure and institutions in place.

Tackling such growth-impeding problems has long been a government priority, but the financial firepower for it is set to erode. Retirement outlays already eat up 43% of Brazil’s national budget, and health care about 7%, while two expenditures that are critical to economic development—education and infrastructure—claim only about 3% each.

The social security system’s revenue shortfall widens each year as the worker-to-pensioner ratio shrinks. The United Nations projects that by 2050, the number of potential workers per retiree in upper-middle-income developing countries such as Brazil will tumble from the 2015 figure of seven to just 2.5.

Only Japan has ever faced a shift of this scale in a similarly short period, and it now has one of the world’s most indebted governments.

In the U.K. and U.S., it took 95 years and 82 years, respectively, for fertility rates to fall from above six children per woman to below three. In Turkey this change took just 27 years, in Brazil 26 and in China only 11.

Credit-rating firms are getting anxious. Standard & Poors estimates that unless there are major changes to publicly funded pension and health-care systems, population aging will help drive net government debt in the biggest emerging economies to extraordinary levels—307% of gross domestic product in Brazil, 274% in China, 262% in Russia and 341% in Saudi Arabia by 2050.

At these levels sovereign bonds of these countries would be rated junk.   A comparison is that Italy, currently the most indebted major economy, has net debt just 120% of GDP.

This is one of the most important socio economic problems to resolve but it is almost impossible to get voters to go along with Social Security change.   The political reality is that once a pension or health care promise is given it is almost impossible to take it back.

The longer this problem is unresolved, the more old people there are and… more voters to protest reform.

The article pointed out the political reason for the problem when it said: “People don’t take to the streets in favor of a pension overhaul, only against it.”

Even the wealthiest countries, such as the US, UK, Germany and Japan (the most indebted government  the world), face unsustainable shortfalls and this problem threatens the entire global economy and security.

For example, what will those in control of China and Russia do when the net debt of their countries exceed 250% of their Gross Domestic Product?

What the world needs to do is spend more on education and infrastructure.    Yet the security tensions created by demographic instability are leading to more spending on defense and less on education and infrastructure.

What do we do when the current world, driven by an out of date system, turns the world’s financial system, as we know it,  insane?

This unsustainable mess has been created by leaders who are driven by voters who unthinkingly mark their ballots to get something for nothing.

I wish I could see a way to change this collective social error.

But I don’t see a way we can change the whole.

We can focus on improving ourselves though.   In this process we  can at least make a tiny dent on the big picture.

The more  our leaders act insanely, the more we need to strive towards personal sanity.  We need to take care of our routines, habits, thoughts and actions, so we remain sane in an insane world.

When everyone around us is making an error we need to remain living in a correct way. We need to live in balance. We need to remain kind. We need to continue to do good.

We can indeed be political advocates if we wish, but as we lead by example.

Average in a sick system is sick, so let’s increase our intelligence so we can be above average so we can prosper and survive the socio economic flaw.

Gary

Become Smarter

 

Join the top 3 percent of intelligent people in the world.

Become more independent and relaxed by becoming smarter.

A study of 10,000 British people studied the pure relationship between intelligence and happiness stability.

IQ can predict the emotional ups and downs of life.   The research found that the lower the IQ,  the more stress and higher the ups and downs in life satisfaction.  The differences were not due to education, income, or jobs either, but simply IQ.

gary-scott-seminar

Delegates at a Super Thinking course relaxing in their secret rose garden.

Free yourself by becoming smarter, healthier, happier… in just weeks… hearing  a relaxation session that takes you into your secret rose garden.

Merri, David and I originally developed this session for our Super Thinking courses and have set it into an online workshop for you.

Listen… just 18 minutes day.  We guarantee your life will be better.

Inflate Your IQ.

When it comes to money… inflation is cheating.

That’s bad for you.

When it comes to intelligence… inflating is smart… fair… good for you and it’s good for the rest of the world.

Monetary inflation is a sneaky government and business trick.

What cost a dollar in 1965 can easily cost $15 now.

They promise you more.

Liars?

They devalue the currency so you get more dollars that buy less.  They can rip off your salary,  your pension…raise insurance, almost everything.

And they make you work harder… longer… for less.

Whittle, whittle, whittle.  Push, push, push.  That’s what monetary inflation does to you.

Fight back… overcome the inflation trick.  Inflate your IQ as you relax.

Gain more than IQ.

Be smarter… more energetic…. healthier… more relaxed.

That’s the way to get ahead!

Create more income opportunity.  Reduce stress.  Improve your health.  Be naturally smarter… use Super Thinking.

You can improve your IQ in just weeks.

You might well ask… How is this possible?

Here’s how the scientists say it is possible.

A Wall Street Journal article entitled “Ways to Inflate Your IQ”(1)  show how you can be smarter and actually add matter to your brainThe article says:

           Many people think of IQ as a genetic trait, like brown eyes or short legs: You’re born with it and you’re stuck with it.

Now, a growing body of research is showing that a person’s IQ can rise—and even fall—over the years.

Scores can change gradually or quickly, after as little as a few weeks of cognitive training, research shows.

British students were given IQ tests and brain scans at ages 12 to 16 and again about four years later.  9% of the students showed a significant change of 15 points or more in IQ scores.

The study published in Nature said that on a scale where 90 to 110 is considered average, one student’s IQ rose 21 points to 128 from 107, lifting the student from the 68th percentile to the 97th compared with others the same age. 

MRIs in this study showed changes in gray matter in areas corresponding to fluctuations in the kid’s skills.

There are practical steps people can take to see longer-term IQ changes.  New tasks stimulate the brain most.  Young adults given just one month of intense training in juggling, found an increase in the corresponding gray matter in the brain as early as seven days after the training began.

Fluctuations in IQ scores over time underscore the brain-boosting benefits of musical training and new experiences throughout a lifetime.

Music lessons are linked to higher IQ throughout life.  Six years’ lessons lifted children’s IQ scores an average 7.5 points.

 Improve the brain through music… without lessons.

Here’s the Super Thinking story…

The educational program Merri and I developed uses a form of brain wave integration that increases IQ.

Super Thinking uses frequency (in music and a number of other ways) to integrate brain waves so the process of absorbing, processing and recalling information is vastly accelerated.  The music creates the three C’s:  Calm, Clarity and Coherence.

This Super Thinking program is not a gimmick or trick… just advanced education.

Certain types of Baroque music are the base, and they make you smarter!

Proof?

At least four best selling books, “Psychic Discoveries Behind the Iron Curtain”,  “Superlearning”, the “Mozart Effect” and “Superlearning 2000″ showed how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.

This Baroque music tactic alone is so powerful that Small Business Innovation Research… an official site of the US government granted over $100,000 for the specific purpose they said was: to provide a method to remove barriers which hinder or prevent the employment of blind persons.  An innovative method, the Lozanov Learning System, is proposed to help train blind persons to become computer programmers and operators of automated equipment.

Merri was among just a few who learned this technique directly from Dr. Lozanov the time he visited the USA.

Our Super Thinking workshop enhanced this system with numerous other tactics.

We added slight alterations in nutrition that create a higher IQ.   Altered nutritional tips in Super Thinking can make anyone 25% smarter!

Baroque Music and nutrition are just part of seven, easy to use, learning techniques that make you smarter.

Gain any skill, from computers to athletics to conversational languages…in less time…two-to-five times faster.

Here’s a huge bonus.  Super Thinking also relieves stress.  Super Thinking is fun.

You can use a Super Thinking focus in everything:  health… earning… education… investing.

Super Thinking works on the learner first…the data second.  This system “grows the learner” rather than the information.

If you have 4.5 inches of information flowing through a 4 inch learning pipe, the solution is not to add another inch of information.  The answer is create a six inch IQ pipe!

Share our years of experience.

For nearly 50 years, Merri and I have conducted hundreds of courses and tours for tens of thousands, in dozens of countries (even behind the Iron Curtain).  Our Super Thinking Workshop has been one of the most profound.  Now the workshop is even better online because it condenses Super Thinking so you can increase your IQ, at home… right away.

The workshop shows how these mind expanding tactics can be applied to starting and running a business for extra income, to forex trading and investing.  Athletes of all types… golfing being one common sport benefit.  Our Super Thinking plan goes far beyond Lozanov and allows you to rapidly get smarter in every part of your life.

For example, real estate broker, Suzy Kurinsky took the workshop to help her learn Spanish.

She wrote: “You are the BEST!!! Your Seminar was fantastic! I am so excited. I had procrastinated fulfilling my continuing education for my Broker’s License and then just before my surgeries, I realized by expiration date isn’t Nov. 12th – it is Sept 12th. Prior to taking your course I had only completed 3 units of the required 45 units. I thought I would take your course and then complete my remaining 42 units over the next 2 weeks. However, I took one class exam on Saturday night, August 27th. I didn’t even take the cellophane off the required Course manuals until after I saw the two of you today less than 5 hours ago! I used your techniques and completed 39 units of continuing education today. I have now completed all 45 units. All of my test scores were in the 90.6-96% range.  My course exam information is listed below. I just wanted to let you know how valuable your course was to me. Thanks again!”

Super thinking can improve almost anything you do… faster, better, more fun and with less stress.

Another attendee to the Super Thinking Workshop sent this note.

 Thank you for the wonderful workshop on Super Learning + Spanish!  I really enjoyed the workshop and getting to know you.   I can see several ways to apply what I learned in the classes I teach.

Since I returned home, I have purchased some of the CDs of Baroque music and thought about which specific pieces will work best in different parts of my classes.  I am also reading Perfect Health by Deepak Chopra.  I found your discussion of this book to be very helpful in showing how to balance one’s life.  I have adjusted my daily schedule, and I can already notice a difference in my productivity.

Super Thinking can help improve your health. Super Thinking can make you rich and add richness to your life.

However the time, travel expense and workshop cost (delegates have paid up to $999) have prohibited many from getting this benefit.

That’s why we have created the workshop in electronic form.  Get Super Thinking online for less than fifty bucks.

You can order the online Super Thinking Workshop here ($49.95)

Relax in the Secret Rose Garden.

The workshop is divided into two parts.  Part one is the application… the sessions that tell you exactly what to do, what music to use and even includes two recorded sessions based around a secret rose garden that you can use.  We have kept this portion short and simple so you can easily start immediately.

Part two is a longer portion on theory.

Part one is enough.

Super Thinking is like jogging… giving results if you simply do it!

You do not have to know why Super Thinking works to increase your IQ.   But Part Two explains why you are getting the good results from Part One, if you want to know.

You might ask…”Will it work for me”?

The Super Thinking Workshop will help increase your IQ.

Our guarantee.

I guarantee it.  Order the Super Thinking Workshop.  Use it for two months.  If you are not totally satisfied… in any way, during that time, simply let me know and I’ll send a full refund… immediately… no questions asked.

Order the online Super Thinking Workshop here ($49.95)

Another Super Thinking workshop attendee wrote: Listening to the two of you during our time together has suddenly got me to thinking, and although some of the ideas still seem foreign to me,  I am at a point in my life now where I can say, “anything is possible”.   I am now willing to embrace and allow myself to experience the world of possibility and let it take me in directions I may have in the past resisted.  I really don’t know where all this is going to lead me but I am now willing to explore, develop and grow.   Thank you again for a wonderful four days!!

Inflation is a cheat… a crime when it comes to money.  Inflating your IQ to beat inflation is simple good sense.  Learn Super Thinking now with no risk.  Begin to increase your intelligence today.

Order the online Super Thinking Workshop  $49.95.

Gary

(1) Read Wall Street Journal article Ways to Inflate Your IQ

(2) See government grant records on teaching blind persons with the Lozanov method

 

(1) www.wsj.com: These developing countries are getting old before they get rich with dire consequences

 

Sleep Secrets That Slow Cellular Aging


Here’s how to sleep for better health and to slow cellular aging.

Nobel prizes reveal the importance of good sleep.

Three scientists were awarded the Nobel Prize in Physiology or Medicine for discoveries about the life cycles.

Their discoveries advanced our understanding of molecular mechanisms controlling the circadian rhythm.

These discoveries included advances on how our cells recycle their content, a process known as autophagy, a Greek term for “self-eating.”  Disorders in autophagy is important in many diseases and in aging.

The research studied genes that control the rhythm of daily life.  They peeked inside our biological clock, helping “explain how plants, animals and humans adapt their biological rhythm so that it is synchronized with the Earth’s revolutions.”

The studies found that certain genes within cells create a protein that accumulates in cells at night, and then degrades during the day.

The decades long research revealed mechanisms that drive the cell’s clockwork.

Nobel Prize members noted:

“With exquisite precision, our inner clock adapts our physiology to the dramatically different phases of the day. The clock regulates critical functions such as behavior, hormone levels, sleep, body temperature and metabolism.”

The research also found that when the regulating gene mutated, the cell’s rhythm with nature is lost.

All organisms, including humans, operate on 24-hour rhythms that control sleep, wakefulness, blood pressure, heart rate, alertness, body temperature and even reaction time.  When the genes work properly the body has the highest chances of natural good health.

The protein the genes create is call PER. PER accumulates at night and is blocked during the day.  As the body eats PER during the day, the gene regains the ability to create more PER at night.

Their work was pivotal, the Nobel committee said, because the misalignment between a person’s lifestyle and the rhythm dictated by an inner timekeeper — jet lag after a trans-Atlantic flight, for example — could affect well-being and over time could contribute to the risks for various diseases.

Here is an Important Health Tip.

Numerous, ancient sciences of life, have long recognized  the importance of our natural rhythms and use the “As Above, So Below” principle. Incorporate the cycles in your daily habits and routines to help keep your inner biological rhythms in tune with nature.

Here is a tip contained in one of my three Shamanic Natural Health Reports.

Break everyday into two sets of cycles that relate to our natural rhythms.

These cycles relate to our movement (air), our physical being (water) and our digestive sensory processes (fire).

The biggest meal of the day is lunch, eaten at noon.

Here is the essence of the ancient concepts that promote timing of the life cycle and are being confirmed by modern science:

2am to 6am:  Air Cycle. This is time to start the wake up process. The mind is light, active and this is a good time to think, multi task and learn.

6am to 10am:  Water Cycle. Strength is increased. This is a perfect time to do physical activity…(with no injuries and yet a better workout).

10am to 2pm:  Fire Cycle. This is the time for digestion. High noon is the best time for the main meal of the day.

2pm to 6pm:  Air Cycle. The mind is light and active again. Study and do mental work.

6pm to 10pm:  Water Cycle. If you eat a heavy evening meal, this cycle will digest it. However if your evening meal is early and light, your digestive system will be ready to purify the pressures of the day.  If the body does not have to digest a heavy meal, this second fire cycle acts like an oven cleaner and burns up stresses and toxicities gained during the day, thus insuring a body that is not overweight.

10pm to 2am:  Fire Cycle. Best time for deepest sleep and a cleansing so we can start the wake up process and rise with a light and active body, mind and spirit.

These cycles are based on nature’s rhythm.

Live with these cycles and increase the odds of good health.

Integrate the tips when modern science confirms ancient health wisdom.

Feel better.

Have more energy.

Live longer.

And these tips are free!

Omega-3 is important to sleep, and cellular longevity.

Studies on sleep and omega-3s have shown that higher levels of omega-3s are associated with fewer sleep problems. DHA has also been linked to reduced severity of sleep apnea.

Research at Oxford University studied the effect of daily 600 mg DHA omega-3 supplementation (or placebo supplementation). After about four months of popping either fish oil pills or placebos.  The subjects who took omega-3s slept nearly an hour longer each night, with fewer disturbances.

All kinds of evidence points to a connection between omega-3s and sleep, including the fact that omega-3s can reduce depression and anxiety, both core features in sleep problems.

Omega-3 does much more for longevity than just induce better sleep.

About Omega-3

My friend Jim Vigue keeps me informed about Omega-3.

Jim is a member of the American Association of Drugless Practioners, a Holistic Health Coach and Board Certified in Alternative Medicine. He is also a former USA Baseball/Major League Players Association Coach of the Year and an award winning author. He has written on diverse subjects such as natural health, baseball, finance and menopause. He works with many professional and non professional athletes and his baseball book spoke out against steroids long before the condemnation was popular.

Dr. Jim told us:  Our research shows that people who have the highest Omega-3 Index values appear to have the slowest rates of “cellular aging.”

He outlined how Omega 3s may be doing more than just helping longevity.

He wrote: If I could only take one supplement it would be a good omega-3 product.

When we designed our product we included vitamin D, the super anti oxidant astaxanthin  and a proprietary anti oxidant blend along with the krill oil and calamarine oil.

This is a very powerful combination. When you compare a solid level of omega-3s in the blood to other interventions that delay the diseases of aging omega 3s come out first all the time.

The key is getting the blood level of omega-3s at a level that helps offset many of the diseases of aging including heart disease, diabetes, cognitive decline and Alzheimer’s, arthritis and even some cancers.

The fact is that if you can get your omega-3 index around 8% you will age at less than half the rate as those with an index of around 3%. The Japanese are the longest lived people in the industrialized world because they have one of the highest omega 3 index values in the world.

 “No nutrient is more important for decreasing cardiovascular death – and more lacking – than omega-3.”

Bernadine Healy, MD  Cardiologist and  Past President of American Heart Association  – Past Director of the NIH – Past Director of the Red Cross

Low levels of Omega-3 fatty acids are associated with higher rates of:

  • Heart Disease, including:
  • Sudden Cardiac Death (Primary Cardiac Arrest)
  • Mortality from Congestive Heart Failure
  • Mortality after heart attack
  • 2nd Heart Attack
  • 1st Heart Attack in those with High Triglycerides/Low HDL
  • 2nd Stroke
  • Cellular Aging
  • Depression (Major Depressive Disorder)
  • Dementia/Alzheimer’s Disease
  • Inflammation
  • Chronic Joint Swelling
  • Headaches
  • Prostate cancer.

In the USA and European Union, the average Omega-3 Index is 4-5%.

In Japan, the average diet is high in Omega-3 and the average Omega-3 Index is 9.5%.

In the USA, sudden cardiac death rates are about 20 times HIGHER than they are in Japan.

The importance of measuring your Omega-3 Index:

Omega Chart

Dr. Jim designs and develops natural products for his own companies and for others. He first introduced his Athlete’s Best line of supplements to us nearly 6 years ago. His flagship product is his proprietary Premium Omega-3 Plus product.

He feels his omega plus formula is the number one supplement that people should be taking before anything else. It is a proprietary formula designed to offer the optimal amount of ingredients for maximum benefit. Dr. Jim’s formula contains the most effective amount of krill oil, astaxanthin, and DHA to achieve desired results.

Regular fish oil doesn’t create enough Omega 3 and has more contaminants and oxidizes quicker than what he has in his formula.   Fish oil is obsolete and much better lipid results are achieved with Dr. Jim’s formulation.

And more research has come out on this since Bernadine Healy’s quote that shows cholesterol isn’t the culprit it has been made out to be.

The fact is that there really is nothing else better for overall health than a healthy omega index. Heart disease is one area of course where omega-3s are known to benefit. But there is also the fact that a healthy omega score slows down telomere reduction and cellular aging, limits cognitive decline and helps hold off Alzheimer’s and reduces overall inflammation levels in the body (thereby improving joint pain).

Inflammation is considered a major factor in all the diseases of aging and this product does a great job at reducing CRP (C-Reactive Protein)which is the major inflammation marker. Users of the Athlete’s Best formula have also shown increased levels of HDL (good cholesterol) and lower readings of both triglycerides and PSA scores.

This identical formula is being sold in gyms all over the country at much higher prices.

The cost per bottle cost is below $1.00 a day.

The price drops with multiple bottle orders and also includes free shipping which brings the cost per day even lower. Since it takes roughly 90 days for red blood cells to go through a complete cycle users really need to take the product(or any supplement for that matter) for at least 90 days to get the maximum benefit.

omega 3

Order Athelet’s Best Omega-3 here

Longevity is connected to good sleep.   The three foundations of good health are good nutrition, purposeful, enjoyable exercises and good sleep.

Good sleep is also related to longevity, so here’s a tip on how to have better sleep:

Ma & Chuk

Our hounds Mah and Chuk.

Ever envy how a dog can sleep and think… “If only?”   Well, it’s time to turn that covetousness into action because good sleep can help you think better and live longer.

Numerous scientific studies reflect the importance of sleep to longevity and provide some glimpses as to why we live longer when we sleep better.

Sleep is related to melatonin, and melatonin is believed to preserve the longevity protein sirtuin 1.  Sirtuin-1, is a protein that in humans is encoded by the SIRT1 gene.  The functions of human sirtuins have not yet been totally determined, but studies suggest that the human sirtuins are involved in intracellular regulation that have an impact on longevity.

A study published in Nature (1) says: Sirtuin activators mimic caloric restriction, delay ageing and promote the survival of human cells.

This study also suggests that resveratrol activates sirtuins.

Sleep gets involved because melatonin preserves the longevity protein, Sirtuin 1.

A published study at Wiley’s online library (2) explains how sirtuin in the hippocampus of total sleep-deprived rats helps and says: Sirtuin activating compounds (STACs) can promote the survival of human cells.  Melatonin may serve as a novel therapeutic strategy directed for preventing the memory deficits resulting from TSD, possibly by effectively preserving the metabolic function and neuronal plasticity engaged in maintaining cognitive activity.

Perhaps the most convincing scientific study on longevity and sleep is shown in  the report “Mammalian Sleep, Longevity, and Energy Metabolism” (3).

The abstract says: Based on data for 53 mammalian species reported sleep cycle length correlates positively with life span and brain weight and negatively with metabolic rate.

The food supplement ashwagandha can help promote sleep.  Lifespa.com’s article “5 Reasons To Use Ashwagandha For Sleep”  says:

Brain lymphatics drain three pounds of toxins each year during sleep.  The worse you sleep, the less efficiently the brain drains, and the less the brain drains, the less likely you will get a good night’s sleep.

The article explains how stress inhibits sleep and how ashwagandha helps overcome stress and improve sleep. Here are three of the benefits of ashwaganda:

#1: Positively affect the neural receptors responsible for receiving GABA, an important neurotransmitter in reducing neuronal excitability.

#2:  Helps stop blood sugar levels from crashing during sleep and optimizes the body’s ability to burn fat and provide long-lasting fuel reserves to sleep deeply through an entire night.

#3: Acts as an antioxidant in the brain and liver, which triggered a natural protective effect against heavy metal damage, shielding the body’s main blood- and lymph-cleansing organ.

This by the way also helps support healthy weight while under heavy stress.  The report said:

In one study, 52 overweight adults were given ashwagandha or a placebo for 8 weeks.  At 4 and 8 weeks, they gave the subjects the Perceived Stress Scale, Food Cravings Questionnaire Oxford Happiness Questionnaire, Three-Factor Eating Questionnaire and measured serum cortisol, body weight, and body mass index.  The study showed positive outcomes on all counts, suggesting that ashwagandha root can be effectively used to combat stress and cravings, support mood and happiness, and support healthy body weight management in adults under heavy stress.

Isn’t it odd?   Some people worry about sleeping their lives away when the reverse is true.  Getting good sleep increases lifespan and makes the long lives we have, better too.

Reversatrol is one reason why I take a daily dose of the powdered food supplement Vitality Force.  Vitality Force contains heart healthy L-Arginine, L-Citruline, 9 vitamins,  CoQ10, astragin and reversatrol. 

Beyond Chelation

Vitality Force provides a simple (and incredibly low cost) amino acid that can help improve cardiovascular systems, increase memory, improve vision, enhance vitality, expand energy and extend lifespan.

A delegate at one of our courses was a doctor in his eighties but who had the energy and looks of a much, much younger man.  When asked about his secret of youth he said his vitality was based on several factors.  A few of them you would expect, such as good diet, sufficient exercise and plenty of activity in a strong, purposeful life.  Then he explained another secret of his youth and energy: chelation.

This youthful doctor told us he had been running the largest I.V. chelation center in the United States from Hawaii. Hardening of the arteries is such a huge problem in our modern world that he was making a fortune.

Then, he said, he had learned about a vitamin-mineral formula that was so effective that he shut down his clinics and exclusively used this simple formula which he felt had better results than I.V. chelation therapy.

Years of research are behind this comprehensive cardiovascular nutritional supplement, designed to maintain and promote vascular health, mental and physical well being.

That client and doctor friend gave us a month’s supply of this formula.  He thought it would be excellent for us and would help us with traveling also.  Merri and I tried this product ourselves and felt better and better.

We have made it a point to take heart healthy supplements since.  We love the savings we enjoy with the mixed supplement we use.   It is so much less expensive than all the numerous other vitamins and minerals that we had been taking.  We actually were spending less!

The system we use is so convenient.  Everything is in one simple scoop of powder we take daily.  Especially when we travel we just bring along a packet for each day we are on the road.  No more loading up pill boxes or bringing bottles (or suitcases full of bottles) of vitamins and stuff.

As is so often the case when we like something we start talking about it and pretty soon, a batch of friends were taking Vitality Force and telling us great things about their experiences.  They reordered so much of it through that I decided to make it available to all my readers.

Let me begin by saying that Vitality Force has not been evaluated by the FDA.  This product is not intended to diagnose, cure or prevent disease and should only be taken as a food supplement.  Having said this, I share information about Vitality Force below.

This supplement combines over two dozen ingredients, known to have beneficial effects, into one total cardiovascular support program.

Vitality Force’s main ingredient is L-arginine.  Studies have shown that L-arginine is a precursor to nitric oxide, an important cardiovascular signaling molecule.

What is L-Arginine?

L-Arginine is the biological precursor of nitric oxide.

The medical establishment has known about the benefits of nitric oxide as nitroglycerine and amyl nitrite which creates a flood of nitric oxide have been used in medicine for over a century.

Nitric oxide is an important signal and effector molecule made by the blood vessels’ lining. The endothelium is exquisitely sensitive to the physical and chemical conditions inside our blood vessels. When the endothelium senses heart-healthy conditions, such as physical activity and low cholesterol, it releases more nitric oxide.  That’s good because nitric oxide expands the blood vessels, increasing blood flow and decreasing plaque growth and blood clotting.

In 1998, three research scientists won the Nobel Prize in medicine when they discovered the natural nitric oxide cycle in our cells.  Nitric oxide is essential to a vital natural cycle at the cellular level.  It is so  important in neuroscience, physiology, and immunology, that one year it was named “Molecule of the Year”.   Research into its function led to a Nobel Prize for discovering its importance as a cardiovascular signalling molecule. The nitric oxide cycle especially helps the heart.

Nitric oxide is the simple molecule that improves the flow of blood to the heart body and brain, It also increases energy and stamina, relieve  stress, strengthens the immune and digestive system, plus improves clarity of mind.  Nitric oxide improves the health of the inner wall of a blood vessel, keeps vessels pliable and elastic, dilates blood vessels keeping blood flowing smoothly, relax blood vessels, keep platelets and white blood cells calm and prevent them from sticking to the vessel wall, prevent oxidation, slow plaque growth, suppress atherosclerosis and melt away plaque that already exists.

There are many benefits from removing plaque from the body:

  1. Helps to prevent arteriosclerosis (Hardening of the arteries)
  2. Helps to rejuvenate your cardiovascular system
  3. Helps to improve conduction in all degrees of A-V heart block
  4. Helps increase American life expectancy
  5. Reduces blood pressure and blood cholesterol
  6. Improves circulation
  7. Improves vision and hearing
  8. Improves liver function
  9. Improves skin texture and tone
  10. Helps prevent abnormal cross linking of molecules that age tissue
  11. Helps to relieve symptoms of senility by increasing circulation to the brain
  12. Helps to relieve pain, hypoglycemia, phlebitis and scleroderma
  13. Dissolves fats in plaque lined arteries
  14. Helps make blood slippery and prevents abnormal blood clotting
  15. Helps to increase tissue oxygenation

Anti-Aging, Longevity, and Preventative Medicine are the Future!

With our knowledge of alternative medicine doubling every three years and our technology advancing exponentially, we are entering an age where we are able to probably turn our biological clock backwards!  Instruments are now in use that can measure the functioning of each of our physical organs and new high potency nutritional supplements, hormonal balancing, and advanced oral chelation products have become available which can enhance the functioning of our organs and help prevent heart attacks and fight many of the auto-immune and degenerative diseases that are plaguing modern society.

There is one more benefit.  That is the savings and convenience.  Vitality Force is much more than just an all natural solution for cardiovascular health.

The formula includes the highest quality arginine, vitamins, minerals, and other immune boosting ingredients. It works by dilating the blood vessels to allow more oxygen and nutrients to flow freely throughout the body.  This helps improve the  bio-availability of all nutrients and helps enhance your other supplements that you may already be taking.

I like the powdered form because research suggests that consuming liquid nutritional products provides significantly improved absorption, (80% vs. 20% from tablets).

Vitality Force supports:

* Cardiovascular health

* Healthy immune function

* Anti-aging properties

* Improved energy levels

*  Dilated blood vessels to deliver more oxygen and nutrients to muscles and the cardiovascular system

* Increased efficiency of oxygen utilization for energy production

* Enhanced numbers of mitochondria to actually produce energy

The Vitality Force formula includes:

  • L-Citrulline
  • Vitamin D3
  • Vitamin C
  • B1 (thiamine)
  • B2 (riboflavin)
  • B3
  • B5 (pantothenic acid)
  • B6 (pyridoxine)
  • B12 (methylcobalamin)
  • Folate
  • CoQ10
  • Omega 3
  • Resveratrol
  • Potassium
  • Chromium Polynicotinate
  • Magnesium
  • Selenium
  • Fulvic Minerals
  • AstraGin™
  • Fructooligo Saccharide
  • Stevia

vitalityforce

(Click on image to read the label.)

I get all these ingredients in Vitality Force from one daily scoop of powder!  I take mine first thing each morning and can feel a big positive difference in my vitality.

The Ultimate Key to Vitality

Taking Vitality Force provides almost every vitamin and mineral that we were previously taking in separate form.

Merri and I have actually reduced our spending on vitamins and minerals.  The powder is tasty, easy to use and one container has a month’s supply, which at $44.95 makes this a very inexpensive way to get most of the vitamins and minerals you already take as you gain the chelation benefits.

Vitality begins with activity including physical activity.  Many factors in modern living inhibit our physical activity.  There is a lot of stress to maintain a lifestyle.  Modern conveniences like the computer, electricity and car make it easier not to exercise.  There is also a difficulty in obtaining vitamin filled and rich, healthy food.  All of this saps vitality and can lead to a negative health spiral.  We feel badly so we eat comfort food and sit.  This makes us feel worse and the negative spiral deepens.

One way to break bad habits and a negative health spiral is to generate more nitric oxide.

One way to generate more nitric oxide is simply by taking a scoop of Vitality Force each day!

Vitality_Force_Product_Page_Graphic1

Learn more or order the food supplement Vitality Force.  The price is $44.95 when you order one container.  I recommend ordering two. The price drops to $37.95 and two months’ supply will give your vitality kick start a better chance.

This special offer provides a 10% discount for our readers.  Simply add the code SAVE10GS

To order Vitality Force click here

Gary

  Order Athelet’s Best Omega-3 here

Creative Retirement is a Better Retirement


A growing creative trend can help us live a better retirement with a purpose that sees the big picture.

One great challenge in retirement is keeping pace with change.    Retirement today is based around social economic promises that may not make sense.   Retirement establishments ranging from Social Security to pension to medical care are overburdened and not likely to provide what many retirees expect.  Fortunately a growing creative trend that views a balancing lifestyle is more important than increasing income which can help each of us reveal an enjoyable purpose that brings joy beyond material success.  Yesterday’s message about how families can create a better retirement  featured a New York Times series on how working mothers balance careers with family responsibilities.

Ecuador-yatchak

This yatchak who lived and worked with Merri and me for years in Ecuador and the US always stressed to have a purpose… beyond our goals.

Part of the article “Coveting Not a Corner Office, but Time at Home” by Catherine Rampell looks at two different schools of thought about purpose which reveals this growing creative trend.

The article tells about the book  “Lean In: Women, Work, and the Will to Lead” by Sheryl Sandberg.  Sandberg is the chief operating officer of Facebook and is ranked on Fortune’s list of the 50 Most Powerful Women in Business and listed in Time’s 100 Most Influential People in the World.  This book shows ways for women to climb the corporate ladder and succeed in achieving leadership roles and be empowered to achieve their full potential in business.

The second school of thought is one of greater balance desired by women and also by men (bolds are mine).  An excerpt from the New York Times article says:  Not everyone aspires to be an executive at Facebook, like Ms. Sandberg, or to set foreign policy, like Anne-Marie Slaughter (a former State Department official and another prominent commentator on what’s holding women back in the workplace), especially when the children are young.

Unaccounted for in the latest books offering leadership strategies by and for elite women is the fact that only 37 percent of working women (and 44 percent of working men) say they actually want a job with more responsibilities, according to a survey from the Families and Work Institute. And among all mothers with children under 18, just a quarter say they would choose full-time work if money were no object and they were free to do whatever they wanted, according to a recent New York Times/CBS News poll.

This polarity exemplifies the growing creative trend looked at in this site before.  This trend was outlined over a decade ago in the book “Cultural Creatives” by Paul H. Ray PH.D.and Sherry Ruth Anderson PH.D.

Dr. Ray ran a company called American LIVES Inc. for 13 years. During that time he accumulated over 100,000 responses to questionnaires and hundreds of focus groups. (I am impressed.) The demographic information from those responses suggests that a new subculture has been emerging in America since the 60s. This group now represents 26% of the adult population (50 million people) and divides the nation into three demographic subgroups, the Moderns (49.8% of the population), the Traditionals (23.2%) and the Cultural Creatives (CC), 26%).

Some interesting points made in the book are:

The Moderns rule. They are the establishment.

The Traditionals are dying off.

The Cultural Creatives are creating a new culture in America.  This is a growing group.  When the book Cultural Creatives was published in 2001 the cultural creatives represented 26% of the population.   The survey by Families and Work Institute suggest that this figure is now nearer 40%  (37 percent of working women and 44 percent of working men say they actually want a job with more responsibilities).

Each of the three subcultures has a pretty fair disdain for the thinking of the others and moderns still represent the largest group.  Ms. Sandberg’s “Lean In” book represents a Modern’s view.  Moderns find the following things important:

  • Making or having a lot of money.
  • Climbing the ladder of success with measurable goals.
  • Looking good or being stylish.
  • When the going gets tough the tough go shopping.
  • Having lots of choices.
  • Being on top of the latest innovations, trends and styles.
  • Supporting economic and technological progress at a national level.

Moderns also have the following assumptions:

  • It is flaky to be concerned about your inner or spiritual life.
  • You have the right to be entertained by the media.
  • Your body is pretty much like a machine.
  • Most organizations lend themselves to machine analogies.
  • Either big business or big government knows best.
  • Bigger is better.
  • Time is money.
  • What gets measured gets done.
  • Setting goals is very important.
  • Analyzing things into their parts is the best way to solve problems.
  • Science and engineering are the models for truth.
  • Efficiency and speed are top priorities.
  • The mainstream media’s awe for the rich is correct.
  • It makes sense to compartmentalize your life into separate spheres, work, family, making love, education, politics, religion.

CCs on the other hand are the fast growing group, who see a different bigger picture, find the following important:

  • Nature and its destruction.
  • Problems with the whole planet such as global warming, destruction of the rain forests, overpopulation, lack of ecological sustainability and exploitation of the poor.
  • They would pay more taxes if the money would be used to clean the environment.
  • Developing and maintaining relationships.
  • Helping others and bringing out other’s unique gifts.
  • Volunteering for good causes.
  • Psychological and spiritual development.
  • See spirituality or religion as important but concerned about Religious right.
  • Equality of women.
  • Violence and abuse of women and children.
  • Politics should spend more on education, neighborhoods and sustainable future.
  • Concerns about the left and right of politics as well as the mushy middle.
  • Optimism for the future and distrust media’s negativity.
  • Creating new and better ways of life.
  • Concerned about big business’s focus on profit over environment, downsizing and human exploitation.
  • Having finances under control.
  • Dislikes overspending, conspicuous consumption and “making it”.
  • Likes exotic and foreign people, places and other ways of life.

The growth of moms and dads seeking a more balanced lifestyle shows the importance of retiring with a purpose.

Sandberg’s book has a very Modern twist… which I believe is out of step with this growing trend and narrows the broader view.

This is why Merri and I try to always invest and do business with a purpose.   I have a quote framed on my desk… “Action is Thy Duty… Reward Not Thy Concern”.   We keep moving forward with our purpose without great concern about where the currents carry our correct actions.

How can we define our purpose?

Look for what brings meaning to life.  A better retirement is a journey of meaningfulness, not a destination and the essence of humanity is meaning.   With meaning we are motivated.  We enjoy what we do rather than what we have.

Our purpose simplifies retirement.  Purpose defines what we do and cuts out the nonsense suggestions on how we should live that we are bombarded with by commerce and the establishment.

Purpose solidifies our core values and allows us to be decisive regardless of what is happening around us.

Having and fulfilling a purpose reduces stress and inner conflict.

It is possible to do everything we want when what we want is what we are meant to do.  It is never possible to do all of what others want us to do.  Our purpose brings our action into perspective.  Without purpose are subject to the whims of the marketplace.

Purpose focuses action.  This focus places attention on fulfilling a destiny that is important to you.

We could call a better retirement with a pinnacle career a soul journey.  The great mystic Sufi poet Rumi is quoted “When you do things from your soul, you feel a river moving in you, a joy.”

Gaining joy from service is the best way to have a better retirement because joy is nature’s way of leading us in the right direction.   As the world changes at an increasingly faster pace, this joy is the energy that allows one to keep a steady course.

A more modern sage, Dr. Seuss, said: “Don’t cry because it’s over, smile because it happened.”

Seek your purpose as part of the growing creative trend that balances lifestyle for a better retirement.

Gary

Learn how to have a pinnacle career with writing to sell.

Writer’s Camps – Recorded on MP3

Learn how to learn how to wrote and self publish from our recorded Writer’s Camp…

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 

gary-scott-image

Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from writing.

Another benefit is income.   Writing has brought me both our farms, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Sometimes Hugh and I get together at my  farm and play chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course “International Business Made EZ (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

We provide two emailed courses  “Self Fulfilled – How to Write to Sell and be a Self Publisher” and “International Business Made EZ”.

We include the “Self Fulfilled Writing and Self Publishing Course” because there are two reasons to write, when you have something to say or when you have something to sell.  In this day and age many of us want to do both, make a statement that makes the world a better place and earn something extra in the process. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

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David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • Any updates to any of the courses, workshops, reports or recordings for a year.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund . 

Order “Self Fulfilled – How to Publish to Sell” and a quarter of update lessons $79.   Click Here.

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.

 

Ecuador Retirement Lifestyle Shift


Retirement in Ecuador can shift lifestyle towards simplicity.

In a moment, let’s look at the current way to earn more income with greater safety for retirement, in Ecuador or anywhere, for now or for future retirement.

First, let’s look at how many North Americans are learning to make whatever income they have go farther… with simplicity.

When you retire in Ecuador one great benefit is being surrounded by a culture that understands and lives simply.

There are many simply pleasures in Ecuador like…

retire in Ecuador

Don’t get me wrong.  You can enjoy  luxuries when you live or retire in Ecuador.

This excerpt from a recent article at Ecuador Living entitled “Retire in Ecuador Guide – Communications” shows how to eliminate long distance telephone charges in Ecuador:

When you retire in Ecuador enjoy new but different luxuries. Luxury differs in every culture and country. For example in Ecuador, tile roofs, hardwood and ceramic floor tiles  (luxuries in North America) are low cost, standard building supplies.

A regular maid, to do dishes and laundry, costs little.

Yet washing machines and dishwashers are expensive luxuries in Ecuador.

Cars cost a lot in Ecuador.  Cabs and drivers with their own cars are cheap because personal cars have a high duty.   Commercial vehicles can be imported into Ecuador without tax.

People who couldn’t afford housekeepers or gardeners in North America can do so when they live or retire in Ecuador.

Take time to understand the system and compare costs before setting your lifestyle. Hold off on the big fridge. This will cost a lot.  A maid buying fresh food in the market every day creates employment and costs less!

Read all of  Retire in Ecuador Guide – Communications

retire in Ecuador A simple Ecuador pleasure is the good humor man on the waterfront.

Excerpts from a recent USA TODAY article  for Boomers, recession is redefining retirement  by Christine Dugas, explains more:

Life changes are becoming a focus, along with retirement-expectation changes.

“People are stepping back and asking themselves truly, ‘How much is enough?’ ” says Sheryl Garrett, a financial planner in Kansas City, Mo. It’s more of a movement to simple living than just a temporary spending cutback. “People are taking ownership of what they can control.”

Many Boomers are so busy dealing with their daily lives, from monthly bills and vacation plans, to doctor appointments and children’s college hopes, that they seldom considered their futures. And they often believe that life sort of ends with retirement.

The financial crisis has forced them to look ahead. In reality, they will live much longer and be healthier than their parents’ generation. And retirement may be filled with much more than playing golf or cards.

Retirees get married, they move, and some even have children, says James Richardson, a financial planner in Raleigh, N.C.

“In many cases, people feel more productive if they continue to work during retirement,” he says. “That was true even before the financial crisis.”

“We have to look at retirement differently,” she says. “They always say that if you are going to work in retirement, do the things that you love to do. So I’m not going to complain. I love teaching.”

Baby Boomers such as Neilson may change retirement. “They may re-create themselves so that they can do something that is productive and still earn a paycheck,” Garrett says.

People are not living on an extraordinary gravy train, he says, and they can’t use their houses as ATMs any longer. And they can’t count on buying a new refrigerator just because they want one, as opposed to when they need one.

See more on this at Wild Health & Profit.

retire in Ecuador

A simple Ecuador pleasure is a just caught fresh from the sea….fish for a dollar.

If you are planning a simpler life, you may want to consider retiring in Ecuador.

Create Extra Investment Income the Simple Way

If you plan to retire in Ecuador or are saving for a later retirement, you’ll want to increase profit and safety.

This is possible even in the recession because for the first six months of 2009 JGAM’s low risk strategy has been their best performing strategy.  With a 100% loan their low risk portfolio has risen 11.4% or at a 23% per annum rate.

Here is an excerpt from our latest multi currency lesson:

JGAM believes that this low risk strategy will remain productive for the rest of 2009 for several reasons.

First they do not believe that the economic recession is over yet.  JGAM expects the turnaround to be L-shaped (not V-shaped). This means economic growth is not expected to return to normal levels in a foreseeable time.

This economic stall creates a lack of growth that will limit corporate earnings potential and keep inflation in check.

A slow economy, without inflation, favors bonds and leaves equities at risk.   JGAM does not expect inflation to be a real threat in the near future.

Short term rates are also likely to be kept artificially low by governments to help the banking industry.   Banks are making huge profits by paying low rates on client deposits and lending the funds at higher long term rates.

Here is an example of how leveraged bonds work. Two bonds available now are:

US$ 5% Korean Electric Power  (A rated ) due 17 – 01 – 2017 paying a yield of  5.05%

GBP 5% Rep. of Hungary due 06 – 05 – 2014 price paying a yield of 10%.

Assume an investment of $100,000 in each bond… from a $100,000 investment plus a $100,000 US dollar loan at 2.75%.

The average yield per annum is 7.52% or $15,050, less $2,750 loan costs.

That leaves a $12,300 return or 12.3% per annum instead of a 7.52% return on an unleveraged $100,000 investment.

Both managed and advisory clients with JGAM can invest in a leveraged low risk portfolio but managed portfolios can obtain the greatest advantage of the strategy.

The two benefits of a managed portfolio are JGAM’s active monitoring make international investing simple plus gives the ability to invest in a wide range of global securities that are not available for most advisory clients.

Americans who live in the US but have advisory accounts cannot buy most overseas bonds.  US advisory clients who live outside the US can buy these bonds.

You can get more information from Thomas Fischer at JGAM. His email address is fischer@jgam.com

Enroll in our Multi Currency Course here

Gary

Join Merri, Thomas Fischer of JGAM and me in North Carolina this July and enroll in our multi currency course free. Save $175.

Learn more about early retirement and Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Read the entire USA TODAY article For Boomers, recession is redefining retirement at www.usatoday.com/money/perfi/retirement/2009-06-16-retirement-boomers-recession_N.htm

Retire With Ecuador Real Estate Value & IRAs


One great reason to retire in Ecuador is the real estate value. Plus you can own Ecuador or other overseas investment and retirement real estate with your IRA.

Retirement costs of in Ecuador are low because the cost of a home and utilities are so low.

There is great value, plus enormous beauty in the Andean and coastal countryside.

The wonderful crafts markets of Ecuador create export opportunity to supplement income when you retire in Ecuador.

There is so much beautiful property and…

homes seem so inexpensive like these houses at San Miguel (under $100,000) and…

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Primavera condos (under $46,000) that…

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it becomes easy to misunderstand value. Take for instance Ecuador’s empty beaches.  This is a shot of a wonderful coastal land in Ecuador.

What is this property’s value?  Prices on some Ecuador beach property are really low!   When you find a beautiful piece of property like this at a really low price, how can you lose?

Here is how you can see your Ecuador retirement wealth shrivel.

Our friend Todd Smith recently sent me some photos of a trip he made down California’s coast.

Imagine buying land on the beach in California 30 years ago.

You couldn’t miss.

Right?

Todd’s photos reminded me that you can.  Todd photos was scripted with this text:

If you ever want to get away completely, visit the Lost Coast of California.

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In Humboldt County, head south on Rt. 211 from Fortuna, towards the ocean.

You’ll follow a winding, narrow almost-one-lane road for about 30 miles before you reach the Pacific, and you’ll be lucky if you pass a single car.

Be sure to fill up before you go because you’ll be almost completely on your own.
a coastal island in the trees.

The Lost Coast gets it’s name from the fact that Rt. 1 and Rt. 101 completely bypass this section of about 100 miles of shoreline.

Except for signs of ranching and an occasional hamlet you would think you were the only person on this lovely, godforsaken planet.

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See all of Todd’s photos of the lost coast.

What value does this California real estate have…

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beyond building a barn?

Real estate has two values… the value for you as a user… and what someone else will pay for it.

If you retire in Ecuador and want to live in an isolated place in the mountains or on the coast… great. You can find some incredible real estate values.

If you buy to resell and plan to profit… beware! Some Ecuador real estate will appreciate dramatically as pressures of modern life shift agricultural land to residential, recreational or commercial.

However some beach property and mountain land like this…

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in 10, 20 and 30 years from now will look like this.

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The value will have increased due to inflation but great appreciation is not likely.

Investors who are ready to retire in Ecuador should look closely at the likely time frame of land appreciation.  Be careful to make sure that your retirement liquidity needs do not come before appreciation.

You can also buy Ecuador real estate through an IRA… if you or your family are not going to live in or use the property.

This site has been helping people retire in Ecuador and to invest their IRAs abroad for years.

You can own real estate in your IRA, including non-U.S. real estate. Over the years, advisers have wrongly convinced many people they cannot own real estate, as well as a number of other alternative investments, inside their IRA’s or other retirement plans. Nothing could be further from the truth. In actuality, the IRS allows a great deal of flexibility when it comes to investing the assets of your retirement account.

The trouble comes if you don’t have a “self directed” IRA or if you work with a custodian who imposes his own investment restrictions. Most of these restrictions have nothing to do with the code governing retirement accounts but are instead employed to make life easier for the custodian.

Here is what is allowed:

• Raw land

• Condos

• Office buildings

• Single-family homes

• Multi-family homes

• Apartment buildings

• Improved land

The IRS defines prohibited transactions and self-dealing that you cannot do in your IRA.  Your retirement plan is meant to benefit you at retirement… not earlier so you cannot directly or indirectly, deal with yourself or a family member.

You cannot lend money, extend credit, or furnish goods, services, or facilities to yourself or a disqualified individual. In other words, you can invest in any type of real estate you want as long as it is an investment and not for your own use currently.

However if you find your dream Ecuador retirement home  that you want to live in when you reti you can buy it in the IRA, rent it for now and take it as a distribution from your plan when you retire.

You can have a full report and contacts with a custodians who can help you own Ecuador real estate in your IRA.   Subscribe here.

IRAs at Jyske Bank

It is now easier to invest your liquid IRA funds safely overseas as well.  Jyske Global Asset Management can invest your IRA investments offshore in coordination with GoldStar Trust!

This makes it easier for you to give your IRA International investing and currency diversification.

Here is how the JGAM IRA plan works.   Your US custodian will be GoldStar Trust in Texas. Your offshore custodian bank will be Jyske Bank in Copenhagen (Denmark).  Jyske Global Asset Management will be your asset manager.

This setup is in accordance with IRA regulations. JGAM sends quarterly and annual statements as well as standard IRA statements from GoldStar Trust.

You can get further details from Thomas Fischer at JGAM. Email Thomas at fischer@jgam.com or call toll-free in the USA at 1-866-602-5426

Gary

Join Merri and me with Thomas Fischer at our North Carolina farm this July or October for our International business & investing seminars below. Learn more about early retirement and Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour