Ecuador Living Leads to Super Thinking and Success

Welcome back Ecuador Living readers!  Our and lists have been merged.  If you were on our list and missed the last seven messages during the merging process, you can catch up at

You can still stay in touch with Ecuador, real estate for sale, how to get visas and low cost prescriptions, medical care, etc.  You can find out how to rent, and buy real estate, how to create export businesses and multi dimensional Ecuadorian businesses, plus have low cost Ecuador health insurance and how to import pets.  You can gain contacts, lawyers, hotel owners, expats, businessmen, doctors, dentists, travel agents and more.  For example you can see Ecuador beach real estate for sale here.

Or see Andean real estate for sale here.

However, Ecuador Living is about much more than living in a place.  Ecuador Living is a lifestyle that uses Super Thinking for greater success and can lived anywhere.   The root of this lifestyle may be explained in this image of the brain.

brain image

Here is some of the science.

Ecuador Living is based on ancient wisdom, but modern science gives us details of how the Andean knowledge works.  A small band of fibers in the brain, the Uncinate Fasciculus, is part of the pathway to ideas, action and success.  Ecuador Living and Super Thinking make this pathway work more powerfully.

Where do ideas come from?  When an aha pops up in our thoughts, have we logically thought them or was it something more?  One pathway in our brain responsible for new ideas ( an aha if you like) is the Uncinate Fasciculus.  Here is a quick and overly simplistic explanation that provides a scientific bent to a 500 year old prophesy from the Andes.

Here is what happens in your brain, when the light bulb suddenly turns on and a brilliant idea comes seemingly out of nowhere.  Creativity comes when we are not thinking logically because the brain’s interior structure works in two different ways.  Both sides of the brain have a specific brain lobe that is the creative spot that lights up when flashes of insight occur.  The cells in the left hemisphere of the lobe have short dendroids, useful for pulling in information from nearby.  The cells on the right branch out much wider and pull in distant unrelated ideas in the brain.  This is where the magic happens and is why creative thinking is called right brain thought.

The creative part of your brain works best when you relax because the logical parts of the frontal lobe play gatekeepers to memories associated with emotions derived from input from the brain’s limbic system.  The frontal lobe modifies those emotions to generally fit socially acceptable norms.  In other words, the frontal lobe inhibits “out of the box” ideas.

When you mediate, relax or simply let your mind wander,  your frontal lobes reduce their activity.  The process allows ideas to flow more freely.  This is why we get the best ideas – flashes of insight – when we relax.   A relaxed frontal lobe lets in more data from stored emotions with the prefrontal-amygdala.   The amygdala is part of the limbic system and is the integrative center for emotions, emotional behavior, and motivation.  Research shows that when the frontal lobe connection with the prefrontal-amygdala is weak, excessive anxiety can be the result.  The uncinate fasciculus is an importance part of the connection between the amygdala and frontal lobe.

A US National Library of Medicine National Institutes of Health paper entitled “Enhanced brain connectivity in long-term meditation practitioners”  (1)  describes research showing that meditators have “pronounced structural connectivity” throughout the entire brain but that the largest differences were observed within the uncinate fasciculus.”

In other words, relaxation helps the brain communicate information between the emotion and the thought, or the intuition and logic or if you like, the heart and the brain.  A 500 year old Andean prophesy urges us to use the connection between the heart and the brain to restore the equilibrium of mankind.  Ecuador Living and Super Thinking give us ways to gain this equilibrium with enhanced brain connectivity by improved brain structure.

How our role in Ecuador Living and Super Thinking began.

Merri and I had an unusual beginning for a couple who had devoted their efforts to the hard facts of making money with international business and investing.  46 years ago I began a business, speaking and writing about international investing.  This led me (and later my wife, Merri) from helping readers find and invest in real estate and other investments in Hong Kong, to London, to the Isle of Man, then to the Dominican Republic and finally in the mid 1990s to Ecuador.

While working in the Andes, along Ecuador’s Pacific coast and Amazon, we helped thousands of readers explore and invest in this amazing country.   We also met some very special men who were from long lineages of healers.  They received such intensive training they became Taita Yatchaks, Father of Fathers-healers of great purity.

Ecuador Shamans

Gary Scott with a shaman in the Amazon.

We became involved in creating a foundation to help the indigenous of Ecuador and because of this the Taita Yatchaks asked us to help them fulfill a task to bring secrets from the South to the North and to bring important knowledge from the North to the South.  The Yatchaks told us there was a 500 year old prophesy that states when the Eagle of the North and the Condor of the South flew in the skies together, a greater equilibrium would exist for mankind.  People of the north live too much in their brain. People of the equator live too much with their hearts.  When we integrate our intuition and our logic we become wiser, more intelligent and take on expanded horizons. The quest of the yatchaks is to help accelerate the evolution of man’s intellect.  They asked if we could help fulfill this prophesy.  See more on the 500 year prophesy here.

We accepted this challenge and lived and worked with the yatchaks for over ten years looking to use the ancient knowledge in useful modern ways.


Gary and Merri Scott taking a group to ancient Inca ruins with a yatchak in Ecuador.

Live Better in the Era of Cynicism

Most readers who joined us in Ecuador were cynical about what’s going on where they lived.  That’s fair enough.  Inflation, recession, rigged investment markets, ridiculous insurance and health costs, weakened pensions, unprincipled banks and big business supported by corrupt government and rotten politics. What’s not to be skeptical about?

Most readers sign up to our website because they want more income, better returns on their savings, a lower cost of living, affordable health care, more freedom, better food, more fulfillment and new exciting adventures.  They are fed up with what has happened at home.   One way to overcome these problems is to be smarter and more skeptical.  A calm, Ecuadorian lifestyle that promotes natural good health and reaps wealth despite economic chaos and social turmoil helps create a carefree lifestyle even in the darkest hours.

For example Merri and I were living with a yatchak at our remote Andean hacienda, Rosaspamba, when Ecuador’s economy shut down in 2000.


View from our front yard at Rosaspamba.

Gas ran out though out the country. All Ecuador banks closed. The yatchak lost every penny he had.  Upon learning this, he called for a Mingo (a circular meeting) where he performed a ceremony of thanks for all the change that these losses would bring.

Changes in the Yatchak’s financial life did not rob him of a penny’s worth of living.  Nor did the loss divert him from his purpose and his missions in life.  There was plenty of reasons to be thankful as well, both in the Yatchak’s intuitive mind and in our logical northern businesslike way.  The economic disaster of 2000 started an expat inflow of epic proportions and brought wealth to Ecuadorians that had never been seen before.  Ecuador real estate prices skyrocketed. New jobs were created based on tourism, construction and expat living.  Unimaginable wealth flowed into Ecuador as the country moved from being a Stage I to Stage III developing nation.

From that moment, we united Super Thinking ideas created by Ecuador Living into our website to help readers gain the latest ideas on how to survive and prosper in the era of cynicism.

Super Thinking Leads to Successful Action

Super Thinking helps create better ideas, but there is a fallacy in the thinking that great ideas alone will bring success.  A great idea is not enough.  Execution always trumps idea, however good the ideas are.  Good ideas are like a great bike.  The bike may help riding a great race but bikes don’t win races.  Good training, dedication, good physical ability and outstanding effort wins the race.  A great idea, will not bring success.  At best, ideas start a flow of activity that eventually creates success.  The key to success is execution of ideas.

Ecuador Living or Super Thinking, whatever it is called, is the process of uniting the logic and intuition that leads to smarter, more effective and fulfilling action.  Merri and I use Super Thinking in our lives and business as we continue to grow and evolve.  We look forward to sharing what we learn as we progress with you.


Gain From Election Volatility

Here we are again… another election on its way… all the robo calls from politicians… the dirty tricks and the innumerable amounts of nonsense this vital process brings.

However America’s politics turn out, one thing is sure.  There will be volatility in stock markets during the election process.

The first reason markets will bounce has nothing to do with politics or policies.   A market correction is due regardless of the party or the person in office.

Second the new politics has created an uncertain era.  Everyone has been shaken over the past three years whether they are pleased with the government or not.

Nothing frightens markets like uncertainty.

Third if we see rising interest rates, this will push markets down.

Despite these pitfalls, there is a way to profit using the strong US dollar and undervalue non dollar stock markets to pick up good value shares.

During nearly five decades of global investing I have noticed found that good value strategies are the best way to profit long term, through good politics and bad.  The steps to take are simple.

The first tactic is to seek safety before profit.

We can look at Warren Buffett’s investing strategy as an example.  Buffett success is talked about a lot, but rarely does anyone explain how he make so much money.  That was the fact until some researchers really stripped his operation bare.  They looked at everything and learned the deepest of Buffett’s wealth management secrets.  Fortunately they published all in a research paper at Yale University’s website. that reveals important truths about extending wealth.

This research shows that the stocks Buffett chooses are safe (with low beta and low volatility), cheap (value stocks with low price – to – book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios).

The second tactic is to maintain staying power.  At times Buffet’s portfolio has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

A 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.

However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio the better the odds of outstanding success.

The Buffett strategy integrates time and value for safety and profit.

A third tactic is using limited leveraging, tactic in the strategy boosts profit.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.   The Yale published research paper shows the leveraging methods used by Warren Buffett to amass his $50 billion fortune.  The researchers found that the returns from Buffett’s investment company, Berkshire Hathaway, far outweighed those achieved by any rival that has operated for 30 years or more.  The research shows that neither luck nor magic are involved.  Instead, the paper shows that Buffet’s success hinges on using leverage at the rate of 1.6.

To sum up the strategy, Buffet uses limited leverage to invest in large purchases of “cheap, safe, quality stocks”.  He limits leverage so he can hold on for very long periods of time, surviving rough periods where others might have been forced into a fire sale or a career shift.

Stated in another way buffet uses logic (buy good value) to have the conviction, wherewithal, and skill to invest with leverage over many decades.

What do we do when we are not Warren Buffett?

May I introduce the Purposeful Investing Course (Pi) for those who want to invest like Warren Buffet, but know they are not.  This course is based on my 50 plus years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy Extending Wealth

Pi’s mission is to make it easy for anyone to create a three point strategy, like Buffett’s even though they do not have a lot of time for or knowledge about investing.

Pi reveals investing secrets and the sciences that make investing easy, safer, less time consuming and increases the chances of profit.

One secret is to invest with a purpose beyond the cash.  One tactic as mentioned is staying power.  This means not being caught short and having to sell during a period of loss.  This also means having enough faith in a strategy that we stick to the plan.  When we invest with purpose, doing what we love, we enjoy the process more and are more likely to hold on during down times, when most poor investors panic and sell.

Slow, Worry Free, Good Value Investing

Stress, worry and fear are three of an investor’s worst enemies.  They create the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market sector they choose.  The behavior gap is created by natural human responses to fear.   Pi helps create profitable strategies that avoid losses from this gap.

Spanning the Behavior Gap

Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse.

Winning investors though embrace risk because they have a plan based on good value.

Purpose is the most powerful motivator,  stronger than fear and greed, so a strategy with purpose is the most powerful of all.

Combine your needs and capabilities with good value secrets and the math to back up your value selections through the Pifolio – The Pi Model Portfolio

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories (often created by someone with vested interests) and is based entirely on good math.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my (almost) 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2: Cash flow to price

#3: Earnings to price

#4: Average dividend yield

#5: Return on equity

#6: Cash flow return.

#7: Market history

We follow this research of a brilliant mathematician and have tracked this analysis for over 20 years.    This is a complete and continual study of international major and emerging stock markets.

This analysis forms the basis of a Good Value Stock Market Strategy.   The analysis is rational, mathematical and does not worry about short term ups and downs.   This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

A country ETF provides diversification and cost efficiency by spreading one simple, even small investment into a basket of equities in a good value stock market.  The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.

Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi matches this mathematical certainty with my fifty years of experience. This opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

For example in the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.

The two conditions are in place again!  There are currently ten good value (non US) developed markets,  plus 10 good value emerging markets.

Pi shows how to easily create a diversified, worry free portfolio in some of these good value markets using Country Index ETFs.

The current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  There is so much more to write and the trends are so clear that I have created a short, but powerful report “Three Currency Patterns For 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but you’ll receive the report “Three Currency Patterns For 50% Profits or More” FREE when you subscribe to Pi.


Pi also explains when leverage provides extra potential without undo risk.  For example in 1986 I issued a report called “The Silver Dip” that showed how to borrow 12,000 British pounds (at almost 1.6 to 1 dollars per pound the loan created US$18,600) and use the loan to buy 3835 ounces of silver at around US$4.85 an ounce.

Silver had crashed, I mean really crashed from $48 per ounce.  As prices decreased from early 1983 into 1986, total supply had fallen to 449.7 million ounces in 1986.  Mine production was restricted by the low prices at this time, with silver reaching a low for this period of $4.85 in May 1986.  Secondary recovery also was constricted by these low prices.

Then silver’s price skyrocketed to over $11 an ounce within a year.  The $18,600 loan was now worth $42,185.

The loan was in pounds and in May 1986 the dollar pound rate was 1.55 dollars per pound.  So the 12,000 pound loan purchased $18,600 of silver.  The pound then crashed to 1.40 dollars per silver.  The loan could be paid off for $13,285 immediately creating an extra $5,314 profit.  The profit grew to $47,499 in just a year.

Conditions for the silver dip have returned.  The availability of low cost loans and silver are at an all time low.  The price of silver has crashed from nearly $50 an ounce to below $14 as did shares of the iShares Silver ETF (SLV). chart SLV

iShares Silver Trust (symbol SLV) from

Imagine investing in a spike like this… with leverage!

At the same time the silver gold ratio hit 80, a strong sign to invest in precious metals.

I have updated a special report “Silver Dip 2019” about a leveraged silver speculation that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons gained through 30 years of speculating and investing in precious metals.  While working on the report, when the gold silver ratio slipped to 80 and the price of silver dropped below $14 an ounce, I knew I needed to share this immediately.

I released a new report “Silver Dip 2015” so readers were able to take advantage of these conditions and leverage 1.6 times as a speculation.  That report generated profits as high as 212% and a revised 2019 issue has been produced.

“The Silver Dip 2109”  sells for $39.95 but  you receive  “Silver Dip 2019” FREE when you subscribe to Pi.


Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive the $29.95 report “Three Currency Patterns For 50% Profits or More” and the $39.95 report “The Silver Dip 2019” free.

Triple Guarantee

Enroll in Pi.   Get the first monthly issue of Pi, and the report “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2019” right away.

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free purposeful investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  I guarantee you can keep “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2109” report as my thanks for trying.

You have nothing to lose except the fear.   You have the ultimate form of financial security to gain.

Subscribe to the Pi for $197.   You Save $158.95.

Your subscription will be charged $299 a year from now, but you can cancel at any time.





(1) US National Library of Medicine National Institute “Enhanced brain connectivity in long-term meditation practitioners.”