Multi Dimnensional Deals

Seek multi dimensional opportunity.

Recently I gave a presentation at the Escape Artist’s online Global Economic Summit (see details below).

That presentation shares 7 Lessons on earning with a global lifestyle and one of the seven lessons is to seek multi dimensional opportunity.

Multi dimensional businesses, investing and lifestyles grow in importance as they become more practical due to technology.

Our website has long shared the idea of multi dimensional business, investing and living.  We have looked at the idea of living as a land lord or the idea of multi dimensional writing and farming or Ecuador farming with B&B, plus Ecuador B&Bs on the beach or in the Amazon to name a few.

Multi dimensional opportunity earns in numerous ways.

Merri and I have always created multi dimensional opportunity in our global travels.  We have united self publishing, seminars, tours, real estate, teaching, currencies, investing and real estate to enhance our income and living.   For example in London we converted a house into an office and bedroom time share.  We found special currency deals that helped.

I came across this (one of my first) multi dimensional opportunities when I wanted to finance a house purchase in London.  My business plan was to create a small office-apartment complex.  I would live in part of the house, have an office in part that I would share with a number of my readers.   The deal was aimed at helping overseas businesses people have an office and a place to stay when they were in London.   I set up a club something like a timeshare. Not quite a timeshare but close enough.

My track record with the bank was good and I had always repaid loans. Yet the policy at that bank was “timeshares are no-nos”.  I could almost see the glaze come over my bank manager’s eyes as I explained the project.  It was the look that said “No matter what you say, the answer will be NO”.  Once a manager thinks that what you want is against company policy, it is better to do something realistic like climb Mount Everest on a lunch break.  I come from a family of modest means and had no relatives or friends with the cash to start the deal so my alternative was to find overseas investors.

After making the necessary polite motions with my banker and letting him do likewise, I thanked him for his time and was preparing to leave.

Then he said, “By the way let me show you our new American Express Gold Card plan”.   The bank had just started to offer credit cards and they came with a 7,500 pound unsecured overdraft.  He told me that overseas investors could have these as well as local investors and customers.

Overdrafts are a peculiarly British line of credit that allows you to borrow up to the limit of the overdraft without any regular payment plan. The banker sort of expects to see the amount borrowed rise and fall. The borrower just pays interest on whatever amount is owed and on occasion the bank reviews the overdraft with you.

At that time one pound equaled about 2.2 dollars so this meant that everyone who obtained this credit card received a $16,500 dollar unsecured line of credit. $15,000 was the amount I was charging each member who joined my London office-apartment club! I immediately saw how to use this to attract overseas investors.

I wanted 50 members at $15,000 each which was double the $375,000 I needed to buy and develop the property. I saw how to turn my customers into my overseas investors.

My head was spinning as I left the bank. The bank would not give me a $375,000 loan secured by property. Yet they would lend my buyers of the club the full price of membership on an unsecured basis!  All I needed was get half my buyers right now on a nothing down pre -purchase deal.  This is exactly what I did. My customers became my overseas investors.

I hustled out, called my customers and offered them this deal they could not refuse.  “Join our club now and you get an American Express gold card.  The bank will lend you the money unsecured for your club membership.  Pay it back when you can.”  That was a deal that few overseas investors could refuse.

This was a much better deal for me than borrowing the money from overseas investors to start.  The original 25 sales were financed by the bank. My customers had to pay the money back, not me.

My clients really loved me for this deal. The British pound collapsed shortly after so that 7,500 loan that created over $15,000 became much less expensive…. barely $10,000. They made about $5,000 (33%) forex profit on the loan as well as the good real estate deal!

In that example I used my writing to enhance a real estate deal.  The real estate helped me promote my seminars and I ended up with a income and a wonderful central London house to live in.

There are many multi dimensional real estate opportunities…. land that offers a low stress, healthy home…  farm income and other profit potential all at the same time.   Merri and I sponsored many Ecuador real estate tours to help readers buy multi dimensional real estate like this Ecuador beach farm.

ecuador beach farm

Multi dimensional Ecuador coastal farmland for sale. (Click on photo to enlarge).

A recent New York Times article entitled “A Working Vacation on an Umbrian Farm” by Henry Alford shows a very nice multi dimensional deal.  The author of that article tells about his vacation at Monestevole, a 98-acre farm nestled atop a hill in Umbria. The farm is developing sustainability by farming and tourism.  The author planted and watered a patch of artichoke, tomato and asparagus, helped buy grape vines, herded pigs, milked cows and ate rustic  barbecues.

The story tells about Tribewanted, an organization that creates sustainable communities by selling $16-a-month memberships to online “tribe members” who get decision-making powers and preferential rates when they stay at the properties (where they’re encouraged, but not required, to help out with chores).

The article outlines how this Umbrian farm, which sleeps 25 and opened in April 2013, is self-sustaining via paying guests, as well as through the sale of Monestevole’s olive oil and wine.

I can see why people would like to stay.  The farm has a large 15th-century three-story stone house surrounded by olive groves, vegetable gardens, a vineyard and pastures for farm animals.

Umbrian farm

Photo by Giulio Piscitelli for The New York Times article on vacation Umbrian farms.

The author describes his stay as relaxing, mysterious, slow-moving and especially self-designed and spontaneous.  Most mornings he spent gardening.  The stay was an impromptu, seat-of-your-pants experience reflecting the nature of  a working farm.

Merri and I aim to create multi dimensional opportunity wherever we live.

In Florida we bought a house and an orange grove next door.  Then we added a rental unit.


Our Florida home and grove, plus…


rental unit.


In North Carolina we bought a house… then added a seminar center and rental units.


Our mountain creek seminar center in North Carolina.  We also farm Wild American Ginseng.

In Ecuador we purchased this old hotel and created a seminar center.

Cotacachi hotel El Meson de las Flores

Delegates at one of our Ecuador seminars.


We bought this 962 acre hacienda high in the Andes to turn into a seminar retreat.


We have made each of our homes multi dimensional… a home AND a source of income.   This is important because multi dimensional homes help us escape governments that cannot keep their economic promises.  


Our Secret Income Producer

Our secret weapon for self publishing profit is search engine success.  The real secret to this success is our webmaster David Cross.

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.   One reason is that he is a search engine optimization expert.

You can learn the tactics we use in webinar that condenses 20 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small. From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business and Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry. Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain the types of search engine benefits that large internet marketing companies use.    In this practical course you will learn valuable skills to help you:

  • Attract search engines like Google, Yahoo and Bing to your website
  • Write interesting, compelling articles for real people, while using the search engine’s rules and algorithms to your advantage
  • Discover special tricks, tactics, and techniques you should use to attract search engines
  • Understand the “search engine secrets” you should avoid, and how these can get your site blocked by search engines
  • Learn about the role social media plays in search engine optimization, but why a social media presence is not your first step
  • Capture your visitors’ interest once they’ve arrived at your website, turning interest into action

As a writer, self-publisher or business owner, optimize your writing, and select what you could write for top placement in search engines.  This is of increasing importance to your business.

Over the last 20 years David has worked with businesses, large and small. He has trained writers, publisher, editors and marketers on how to adapt their writing skills to attract search engines while retaining web pages, articles and stories that are still interesting for their customers and prospects.

David has condensed these tips into a training course on Writing Copy for Search Engine Optimization (SEO).

This is an engaging, practical, online/telephone training course on SEO techniques and best practices for writers, authors, publishers and copywriters that will last approximately 90 minutes.

We held this SEO webinar live recently and a recording of it is available for download.

Join David and learn:

  • How to create engaging copy that ranks well in search engines
  • How – and why – to use keywords within your copy
  • How to link your articles together for better relevancy and SEO impact
  • How to convert interest into action for visitors driven through SEO
  • Working with and developing a Master Keyword List
  • Why getting someone to your website via search engines is the easy part of the equation; learn about conversions and how to capture your visitor’s interest, moving them along the path to becoming your customer
  • The value of social media in SEO

David provides slides, practical examples and an understanding of the SEO process that you can add and adapt to your own personal writing process.  You may review at your leisure the valuable information that David shares.

Copy (writing) is still king. Learn how to make your copy relevant to the changing landscape of search engines.

Enroll for the David Cross Search engine optimization webinar here.