New Ecuador Bank Regulations

New Ecuador bank regulations explained.

This paid advertisement is from legal and accounting advisor, Sara Chaca.


Quito Ecuador Visa Attorney

If you are an American citizen/resident and have a financial interest in or signature authority over any Ecuadorian financial account and/or other foreign financial account, including a bank account, brokerage account, mutual fund, trust, or other type of foreign financial account, exceeding $10,000, you MUST file a Financial Crimes Enforcement Network (FinCEN) Form 114, Report of Foreign Bank and Financial Accounts (FBAR form). GOOGLE IT IF YOU ARE NOT FAMILIAR WITH THIS MANDATORY IRS REQUIREMENT!

This also includes EVERY American citizen/resident with an Investor Visa of $25,000+ in an Ecuadorian bank or co-op account, plus all American citizens/residents with any Ecuador bank account(s) or co-op account(s) in excess of $10,000.

IRS Penalties are: If non-willful, up to $10,000; if willful, up to the greater of $100,000 or 50 percent of all foreign account balances; criminal penalties may also apply.  We can also assist you in filing for past overdue years and sending an explanation to the IRS as per why you were late or deficient in your filing(s), requesting that they withhold and not apply any penalty for any past year(s) non-compliance.

Email or visit the Accounting and Law Office of Sara Chaca (Residency Visas & Containers) today to have your FBAR form filed electronically for you by our “USA licensed CPA Accountant” – our US CPA Accountant can also electronically file your 1040 Federal Income Taxes for you online as well while you happily stay put in Ecuador!

Office address: Edificio Acropolis, Office #303 (Third Floor), Avenida Jose Peralta & Avenida 12 de Abril, Cuenca, EC.

Sara Chaca, Niece of Ecuador’s Dr. Angel Arévalo, Attorney at Law(+)  specializing in Ecuador Visas and Containers into Ecuador together with Lourdes Reinoso, CPA and Alexandra Pina, CPA

Provide the following services to Foreigners and Immigrants:
•    Ecuadorian Visas & Containers into Ecuador (All Ecuadorian legal services too)
•    US Taxation (Income Tax filing & FBAR filing)
•    Bookkeeping
•    Auditing
•    Taxes (SRI of Ecuador)


End of Advertisement

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence and always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. Also we want to be sure that you check the claims of the developer/seller and make sure that you are satisfied. We also recommend that you rent before you buy and become familiar with Ecuador.


Last Day to enroll in our webmaster’s Search Engine Optimization webinar.

Meet our Self Publishing Secret Weapon

Our secret weapon for self publishing profit is search engine success.  The real secret to this success is our webmaster David Cross.

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David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.   One reason is that he is a search engine optimization expert.

You can learn the tactics we use in webinar that condenses 20 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small. From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business and Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry. Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain the types of search engine benefits that large internet marketing companies use.    In this practical course you will learn valuable skills to help you:

  • Attract search engines like Google, Yahoo and Bing to your website
  • Write interesting, compelling articles for real people, while using the search engine’s rules and algorithms to your advantage
  • Discover special tricks, tactics, and techniques you should use to attract search engines
  • Understand the “search engine secrets” you should avoid, and how these can get your site blocked by search engines
  • Learn about the role social media plays in search engine optimization, but why a social media presence is not your first step
  • Capture your visitors’ interest once they’ve arrived at your website, turning interest into action

As a writer, self-publisher or business owner, optimize your writing, and select what you could write for top placement in search engines.  This is of increasing importance to your business.

Over the last 20 years David has worked with businesses, large and small. He has trained writers, publisher, editors and marketers on how to adapt their writing skills to attract search engines while retaining web pages, articles and stories that are still interesting for their customers and prospects.

David has condensed these tips into a training course on Writing Copy for Search Engine Optimization (SEO).

This is an engaging, practical, online/telephone training course on SEO techniques and best practices for writers, authors, publishers and copywriters that will last approximately 90 minutes.

We held this SEO webinar live recently and a recording of it is available for download.

Join David and learn:

  • How to create engaging copy that ranks well in search engines
  • How – and why – to use keywords within your copy
  • How to link your articles together for better relevancy and SEO impact
  • How to convert interest into action for visitors driven through SEO
  • Working with and developing a Master Keyword List
  • Why getting someone to your website via search engines is the easy part of the equation; learn about conversions and how to capture your visitor’s interest, moving them along the path to becoming your customer
  • The value of social media in SEO

David provides slides, practical examples and an understanding of the SEO process that you can add and adapt to your own personal writing process.  You may review at your leisure the valuable information that David shares.

Copy (writing) is still king. Learn how to make your copy relevant to the changing landscape of search engines.

Enroll for the David Cross Search engine optimization webinar ($79) here.


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