Keep it Up


Keep it up if you have a purpose or a dream.

We have many readers in their 50s, 60s, 70s and 80s who have dramatically improved their lifestyle.

Of course you do not have to have a number of decades built up before you escape the rat race.  On the other hand when you have those years it does not have to diminish your lifestyle either.

Here is proof.

google map key west

Google Map Cuba to Key West.

This does not look like much… on a map. Try to swim it… 100+ miles… 55 hours in the water.  Throw in sharks and jelly fish before you begin.

A USA Today article entitled Nyad’s triumph tells how Diana Nyad at age 64 just swam this 100 miles frm Cuba to Key West.

The article says (bolds are mine):  So the sight of Diana Nyad 64, coming ashore in Key West on Labor Day must be especially gratifying to those who are feeling more expendable, less relevant or just plain old. 

It’s that she accomplished at age 64, one year short of Medicare eligibility, what she failed at age 28.

She succeeded this time after learning from her four previous attempts. The broader message is this: If the importance of experience and mental toughness is easy to overlook in endurance sports, perhaps it is being overlooked in other pursuits too.

See a truly inspiration video “Your Never Too Old” of Nyad here.

Remaining young and active should not be reserved for athletes either.

A reader recently sent this great note.  Gary, I will be 76 in a few days.  In the past 5 months I have retired, packed and moved to Ecuador.  In less than 10 days I will be in our new house on the coast.  I already have at least 3 ideas for new things/endeavors I want to be involved in starting.  I vote for Sagers as I think that really describes what I feel right now.  I have learned, I have experienced and now I am ready to take on a whole new life.  Great idea you had.

My advice to you if you are trying something new… KEEP IT UP!

Half of our upcoming International Investing and Business Seminar is about how to earn by using dedication to turn your passion into profit.

The key to success in earning is persistence and the key to persistence is passion.  When you have a mission that is fulfilling to you, then tenacity does not require great effort.  You want to be involved rather than having to act.

A USA Today article entitled: “Study: Emotion rules the brain’s decisions” tells about a brain-imaging study reported in “Science” which shows evidence that the brain’s wiring emphatically relies on emotion over intellect in decision-making.

The article says:  The study comes amid a burst of research into neuroeconomics, which studies the brain’s role in buying and selling decisions. Economists have embraced the idea in recent years that irrational psychology, rather than cool calculation, plays a role in such decisions. The brain study goes further and suggests that emotions rule decisions almost completely.

When our positive emotional desires are in control, they lead us to do more and more.  They defy any logical concepts of giving up.  Our passions move us forward with the carrot.  Most jobs just to earn, motivate with a stick.

One way to earn is via writing and self publishing because dedication in writing does pay off.   Self publishing makes sense because  we can all do it.  There are almost no physical, age or legal limitations.   Self publishing is one of the real ways where we can be well rewarded for making a positive difference.

Take Hugh Howey as an example.

Hugh always wanted to write… and did… but without initial financial success.   Yet he never gave up and in 2011 while working at a book store, Hugh typed out a short story “Wool”, during his lunch breaks.  Soon this publication was earning him over $100,000 a month on Amazon.  You’ll see the great inspiration that can help you self publish from Hugh.

Hugh Howey… who has sold almost a million books at Amazon.  I took the offer of his great novel “Wool” free at Amazon.com.   I was hooked and ordered and read all his Sci Fi books. 

Here is the fifth short video from my interview with Hugh Howey with his best tip on how to succeed with self publishing.  See links to four other interview below.

Hugh Howey

To see this one and a half minute video with Hugh Howey click here

Hugh is not the only very successful person with such advice.

Danielle Steel is another great success.  She has averaged three books a year since 1973, when her first was published.  They have all been best sellers and she has a record for continually having had a book on The New York Times bestseller list for over seven years.

danielle steel tas:

Danielle Steel

Yet Steel has a reputation among critics for writing “fluff” books that are overly redundant and detailed, telling the story instead of showing it.

The public has responded this way… “Screw you critics!”  Nearly a billion copies of her books have been sold and she is one of the best selling authors of all time..

Steel says of this, “I’m astonished by my success.  “I wrote because I needed to and wanted to. It never occurred to me that I’d become famous. I did it at night because I loved it. I try to write about the stuff that torments us all.  I think I’m very real as a person, and that comes across in my work. A book begins with an image or character or situation that I care about deeply. I try to give people hope. Even though life is bleak, there’s hope out there.

I started writing stories as a child.

“I completed my first novel when I was 19 years old.

I did it at night because I loved it. I never did it to make money, as a job. I just did it because I had to.

“My early reviews were so bad that I decided I didn’t want to read them again.

“A bad review is like baking a cake with all the best ingredients and having someone sit on it.

Sometimes, if you aren’t sure about something, you have to just jump off the bridge and grow wings on your way down.

“The usual way – through a long series of rejections, revising my manuscripts, and I kept trying again and again. Finally I was fortunate enough to find a good agent.”

These successful inspirations all had a dream and kept it up.  That is the ultimate factor in success.

Half of our International Investing and Business seminar is about how to earn by turning your passion into profit with your own small business (these include a LOT of ways to excel) and self publishing.  We hope you will join us.

Gary

Multi Currency Value Investing Seminar

Old Accord Creates New Profits – Multi Currency Investments.

Earn more with multi currency stock market breakouts.

Improve Safety – Increase Profits

Learn how to improve the safety of your savings and investments by selecting good value and diversified investments in a multi-currency portfolio.

Few decisions are as important to your wealth as the value of the markets and currencies you invest in.  This has been our area of expertise since the 1970s and we have worked with and advised some of the largest currency traders in the world.

Gain Protection First – Against the Dollar’s Purchasing Power Loss.  In 1913 the The Federal Reserve Act created the Federal Reserve Bank to protect the purchasing power of the US dollar, which has since lost about 94% of its purchasing power.  Here is its price compared with gold since 1900.

priced in gold

Dollar chart from pricedingold.com (1)

The Fed has let the dollar lose most of its strength plus has allowed interest rates to fall so low, that safe investments cannot keep pace with the drop in purchasing power.

multi-currency-chart

Chart from Grandfather Economic Report (2)

Many investors have forgotten about the risk of a falling dollar because the greenback has been strong for the past five years.  This temporary dollar strength came after the great recession of 2009 just as there was temporary dollar strength after the great recession of the 1980s.  Then about six years after the recession, an agreement was made by major governments to weaken the dollar.

There was a severe global economic recession affecting much of the developed world in the late 1970s and early 1980s.  The United States and Japan exited the recession relatively early, but high unemployment would continue to affect Europe and the UK through to at least 1985.  As a consequence between 1980 and 1985, the US dollar had appreciated by about 50% against the Japanese yen, Deutsche mark, French franc and British pound, the currencies of the next four biggest economies at the time. Then the governments reached an agreement and exchange rate values of the dollar versus the yen declined by 51% from 1985 to 1987.

Now the world is again in the same place.  The recession is over.  Europe is a bit behind in recovery and the dollar is higher than before the recession.

There is no reason for the greenback to be  strong.

The agreement in 1985 was called the Plaza Accord.   Over just two years the greenback dropped nearly 50% versus other major currencies.  The next accord will generate great profits for those who know what to do while it ruins the purchasing power of dollar back investments.

The strong US dollar and low interest rates have created one of the biggest stock and multi currency breakout opportunities in history.  Learn how to create a plan to profit from multi currency shifts ahead.

One reason for the potential gains is that stock markets and currency values are cyclical.  Due to low interest rates created by the 2009 economic downturn, the US and a few other equity markets have risen to some of their highest prices, ever.  These markets offer very poor value now.  The steep valuation creates incredible profit potential but also hides some enormous risks.  Learn how to develop an investing strategy based of earnings, cash flows, dividends and book values to increase potential for profit and reduce the risks.

Next Extra Profit Created by Value Breakouts

Over the history of US equity markets, the  price of overall markets have risen about 9.1 percent, respectively, compounded annually.  Yet over more than a hundred years of stock market activity,  a majority of the profits have come from just a very few dramatic breakouts.

Equity markets are ruled in the short term by emotions that create unpredictable ups and downs.  Numerous fears of defaults, worries of double dip recessions, high unemployment, concerns about fiscal cliffs, hold investors back.  Yet global population growth and advances in production and prosperity are relentless economic fundamentals that increase value.

When fear holds back a a fundamentally rising value, rising profit potential grows.  Values increase as prices stagnate.  Then markets break free and rocket upwards creating wealth, prosperity and growth.

Find out which breakouts are likely to take place next.

Stocks rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns create war.

Here is the war stock cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WWIII) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Learn how the Cyber War (WWIV) may change the way we live and act and how this will affect currencies and investments.

Learn:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios), but his big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.  This rate of expansion by the way is called the “Golden Ratio”.  It is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

We’ll sum the strategy, how to leverage cheap, safe, quality stocks and for what period of time based on your circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Enjoy investing more with slow, worry free, good value investing.  Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.

Learn how to put meaning into your investing by creating profitable strategies that combine good value investments with unique, personal goals.

Learn how to span the behavior gap.  Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire.  By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math of our good value model portfolio.

Share ideas about my good value portfolio.  My personal investment portfolio comes from a continual analysis of international stock markets and a comparison of their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.

Markets included in this portfolio are:

• Norway
• Australia
• Hong Kong
• Japan
• Singapore
• United Kingdom
• Taiwan
• South Korea
• China

These markets have been chosen based on four pillars of valuation.

• Absolute Valuation
• Relative Valuation
• Current versus Historic Valuation
• Current Relative versus Relative Historic Valuation

Learn how to use Country ETFs to easily construct a diversified, risk-controlled, equally weighted representative country portfolios in all of these good value countries.

To achieve this goal my portfolio consists of Country Index ETFs that track an index of shares in a specific country.  These country ETFs provide diversification into a basket of equities in the good value countries.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Learn the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed a test.

The Test for Low Cost Trading

Research put every part of this portfolio in place, except knowing the best, easiest and least expensive way to buy.  A search for an optimal way to buy and hold boiled down to two methods.  One tactic to test was to use a unique online broker that appeared to offer the lowest cost deal.  The other approach was to use a community bank in Smalltown USA.  The small town bank that I use looks after my 401K trust account and their service is first class.  The benefit of small banks is that they still treat us as a human beings (instead of a number) and when we need, it’s easy to go right to the top to answer a question or get a problem resolved.  There are no call centers and the bank and the person looking after my account is just around the corner.

I created a test to see which offered the least expensive service.

Working with my banker in Smalltown USA,  I created two accounts, one at the online broker and the other at the bank. I placed $40,000 in each.

I set up the order for the country ETFs online, while my trust manager set up orders for the identical amounts of the same shares in his system.  Then we got on the phone, coordinated our timing and on a count of three each pushed the button “BUY”.

The results of this test  show how you can gain on any purchase of country ETFs.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip 2017” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Your subscription will be charged $299 a year from now, but you can cancel at any time.

Gary

 

Gary

(1) Dollar chart from pricedingold.com

(2) Grandfather Economic Report