More Giving

Boxing Day is time for more giving.

I love this day because the power of giving is vital to our health and well being.  Merri and I have focused for years on giving and letting the rest fall in place. That’s why the motto on my desk is “Action is Thy Duty. Reward Not They Concern“.

Boxing Day is a good time to review the importance of this thought.

Life can be as imbalanced by too much receiving as too much giving.

Boxing Day comes one day after the Christmas holiday, the Feast of St. Stephen, the first Christian martyr, is better known as Boxing Day. Nowadays, we often see, in certain families, gifts (boxes) given to those who provide services throughout the year.

Boxing Day is celebrated in Britain and numerous other countries and has evolved into a day about giving to the poor.

This part of the holiday season is taken seriously in Ecuador as well… a serious time for devotion and giving.

The Land of the Sun Foundation was created to help the the poor in Ecuador and we work with the staff at our hotel (Inn Land of the Sun) to expand the art of giving in an annual joint effort by the Cotacachi cathedral (next door) and Inn Land of the Sun.

Donations buy supplies and members of the church and the Inn meet and put together 600 gift packages for the less fortunate in the Province.


Children come to the hotel and help prepare and later distribute the packages.  Here is one of our neighbors helping with the packing.

One More Gift for You

Our December 12 message entitled “Multi Currency Sandwich” outlined that this is a good time to leverage investments with yen loans.

Since then as this chart from shows, the yen has fallen form 82 to 84 yen per dollar (about a 2% profit)

yen dollar chart

US Dollar yen chart. Click on photo to enlarge.

The Gift are FREE Tickets to a Special Investing Seminar.

This seminar is by invitation only and JGAM has given us tickets to provide to our International Club members as well as subscribers to our Borrow – Low Multi Currency Service and delegates of our February 1-2-3 Super thinking + Investing and Business seminar in Mt. Dora.

Today I can provide tickets to anyone who asks (limit two per person – total 25 tickets).

Jyske Global Asset Management (JGAM) is conducting a special “Fiscal Cliff” seminar in Washington DC, Saturday 26, January, 2013.

The seminar has a great host of speakers including: 

Thomas Fischer, Senior Vice President, JGAM,

Elise Labott, Foreign Affairs Reporter, CNN

David Darst, Managing Director and Chief Investment Strategist, Morgan Stanley

João Valde de Almeida, EU Ambassador to the US

Martin Barnes, Chief Economist, BCA Research

Neil Irwin, Columnist, Washington Post & economics editor of

Lars Stouge, President & CEO, JGAM Question & Answer Session End of Seminar Program

Due to a new program offered by JGAM  meeting some of these people can be more beneficial than ever before.

JGAM’s new Advisory share service allows JGAM advisory customers to submit shares for review.   Shares that are accepted get a thorough vetting and a assistance from JGAM’s strategic advisory partners that includes Morgan Stanley and BCA (see below).

This is like putting a multi million dollar team to work reviewing shares you may be considering for investment.

Let me explain.  JGAM has a list of recommended shares for its advisory customers.   These shares are selected by JGAM’s Investment Committee based on their economic and financial analyses and investment strategies.   This analysis includes consultations with JGAM’s strategic advisory partners and at the seminar you’ll get to hear from key figures in these firms.

These are the shares that JGAM uses in its managed portfolios and the November performance figures speak for themselves.

jgam performance

Click on photo to enlarge.

Boxing Day is a great day for reflection on giving.   Merri and I wish you good giving and hope to meet so we can share with you in 2013!


Who you will meet at the seminar.

Elise Labott
Elise Labott is CNN’s Foreign Affairs Reporter. Since she joined CNN in 2002 as the network’s State Department Producer, she has reported from more than 75 countries and has traveled the world with four Secretaries of State. In addition to providing on-air reports and analysis for CNN’s television and radio networks, Labott writes regularly for Labott came to CNN from ABC News, where she covered the United Nations, and also reported for Agence France Presse and other publications on diplomatic and foreign policy issues. She received her undergraduate degree from the University of Wisconsin-Madison in international affairs and communications. She has a Master’s in Media Studies from the New School for Social Research. Labott is currently vice-president of State Department Correspondents Association and a member of the Council on Foreign Relations.

David Darst
David Darst is Managing Director and Chief Investment Strategist at Morgan Stanley Smith Barney with responsibility for Asset Allocation and Investment Strategy, and he was the founding President of the Morgan Stanley Investment Group. He joined Morgan Stanley in 1996 from Goldman Sachs, where he held Senior Management posts within the Equities Division and earlier, for six years served as Resident Manager of their Private Bank in Zurich.

João Vale de Almeida
Ambassador João Vale de Almeida is the Head of the Delegation of the European Union to the United States. In this capacity, he represents European Commission President José Manuel Barroso and President of the European Council Herman Van Rompuy, under the authority of the High Representative for Foreign Affairs and Security Policy Catherine Ashton.

Mr. Vale de Almeida presented his credentials to US President Barack Obama at a White House ceremony on August 10, 2010. Prior to his appointment in Washington, he served as the Director General for External Relations at the European Commission, the European Union’s executive body. As the most senior official under the authority of the High Representative/European Commission Vice-President Baroness Ashton, he helped formulate and execute the EU’s foreign policy and played a key role in preparing for the new European External Action Service (EEAS) introduced by the Treaty of Lisbon.

Martin Barnes
Chief Economist at BCA Research, one of the world’s leading independent provider of global investment research. Martin Barnes joined BCA Research in 1987 and, from 1993 to 2011 was Managing Editor of the flagship monthly Bank Credit Analyst publication. From 1987 to 1993 he was Managing Editor of the U.S. Fixed Income Analyst publication. Prior to joining the firm, Mr. Barnes spent ten years as Chief International Economist with a major U.K. securities firm and five years as an economist with BP in London. He speaks frequently at investment conferences around the world, and is quoted widely in the financial press. He holds a B.A. in Economics from Strathclyde University, Scotland. Since 2007, he has been on the Board of Trustees of the University of Victoria Pension Fund.

Neil Irwin
Neil Irwin is a Washington Post columnist and the economics editor of Wonkblog, The Post’s site for policy news and analysis. Each weekday morning his Econ Agenda column reports and explains the latest trends in economics, finance, and the policies that shape both. He is the author of “The Alchemists: Three Central Bankers and a World on Fire,” a book about the efforts of the world’s central banks to combat the financial crisis and its aftermath, to be published in spring 2013 by the Penguin Press. Irwin covered economics and the Federal Reserve for The Post from 2007 to 2012, where he helped lead coverage of the 2007 to 2009 financial crisis, recession and government response. He has been a reporter at the Post since 2000, and also covered topics including the Washington regional economy, economic development and Internet companies. He was a Knight-Bagehot Fellow in Economic and Business Journalism at Columbia University, from which he has an MBA. Irwin’s undergraduate studies were at St. Mary’s College of Maryland.
JGAM representatives

Lars Stouge
Lars Stouge is President and Chief Executive Officer of JGAM. Lars developed the business model behind JGAM and sponsored by Jyske Bank, the second largest Danish bank, Lars was put in charge of setting up the company and running it. JGAM started operating in April 2008. JGAM is the first Danish Investment Adviser registered with the U.S. Security and Exchange Commission. Lars is chairman of JGAM’s Investment Committee and responsible for the operation of the Portfolio Management Team. Lars holds an MS in Economics from University of Aarhus and an Executive MBA from the Scandinavian International Management Institute with a faculty representing Harvard, INSEAD, IMD and London Business School. In his career Lars has held positions as Financial Analyst, Portfolio Manager, Chief Economist, Director of Private Banking and Director of Asset Management. Lars also has many years of experience as an associated professor in economics and finance at various business schools.

Thomas Fischer
Senior Vice President at JGAM. Thomas has 37 years experience in the financial sector. Thomas traded currencies both as a trader and a broker for more than 22 years in Copenhagen, London, Düsseldorf and Frankfurt. Thomas spent 10 years in Germany and was a Managing Director and the head of the international currency section of a major German broker company. During his time in Germany he successfully completed an MBA focusing on the external environment and corporate finance. In 2000 he joined Jyske Bank Private Banking and was promoted to Manager of International Client Relations in 2001. In 2008 he joined the newly established Investment Adviser Company JGAM, as a Senior Vice President. He is a member of JGAM ́s Investment Committee and is responsible for JGAM’s Relationship Management team.

Learn how to leverage global investments.  Order my report “Borrow Low – Deposit High” Report here.  $79. For Details click here.

Meet with Merri, me, Thomas Fischer, and our Ecuador attorney Dr. Andres Cordova.   Enroll in our Feb. 1-2-3, 2013 Mt. Dora Super Thinking + Investing & Business seminar.  Get details here

Learn How to Write to Say or to Sell

Seven P Secrets of Self Publishing

When you write, you can work anywhere. 


Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican Republic and Ecuador to name a few of the places I have lived.   Anywhere I am,  I am  able to work.

All I need is my laptop.

That’s all you need too… a laptop to be free!

Before computers, a pencil and pad did the job.

Freedom is just one benefit you can gain from a laptop business.

Another benefit is income.   Writing has brought me both our farms in Florida and North carolina, free and clear… plus a lot more.

Another good example of earning potential is my friend Hugh Howey.   He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.

Soon he was earning over $100,000 a month on  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

That’s what he’s doing now.

Hugh Howey

Hugh and I playing chess (he beats me badly).

Writers like Hugh are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations.  In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course on how to expand the profits of what you write called “Eventful Business” (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The business course “Eventful Business”
  • Any updates to any of the courses, workshops, reports or recordings for a year

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within the first three months for a full refund. 

Order “Self Fulfilled – How to Publish to Sell” and a full year of update lessons $299.  Click Here.      

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” that you will receive on MP3.