Ultimate Financial Security

The ultimate financial security is opportunity.

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Recently I took over the care of our decades of family photo albums from my mom. While trying to organize said photos I spotted this old shot of me working on the first house I bought at age 19.  I thought that was a pretty young age to be investing in real estate until I read an NPR,org  article entitled “This 14-Year-Old Girl Just Bought A House In Florida” by Chana Joffe-Walt.

The article says: Meet Willow Tufano, age 14: Lady Gaga fan, animal lover, landlord.  In 2005, when Willow was 7, the housing market was booming. Home prices in some Florida neighborhoods nearly doubled from one month to the next. Her family moved into a big house; her mom became a real estate agent.
But as Willow moved from childhood to adolescence, the market turned, and the neighborhood emptied out. “Everyone is getting foreclosed on here,” she says.
After the collapse, Willow’s mom started working with investors who wanted to bid on cheap, foreclosed homes. Sometimes Willow tagged along.

One day, she went to a house that an investor wanted to flip. “It was filled with all kinds of stuff!” Willow says. “I was like, ‘I can sell this stuff if he’d want to let me have it.’ “

That was fine with the investor. So Willow sold the furniture and appliances from the house on Craigslist. She did the same thing with a bunch more houses. After a while, she was clearing about $500 a month, and saving a lot of it.

One day, Willow’s mom, Shannon, saw a two-bedroom, concrete-block home on auction for $12,000 — down from $100,000 at the peak of the bubble. Shannon was telling her husband about the house, when Willow piped up.

“I was like, ‘What if I bought a house? That would be crazy,’ ” Willow says.

Willow wound up splitting the house with her mom. Willow plans to buy her mom out in the next few years, and put her name on the title when she turns 18.

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If my ten year old grandson was half a decade older I would urge him “Marry this Girl”!

What a great start and what an inspriation for us all to see the upcoming generations blending new technology with that good old entrepreneurial spirit!

That article was on my mind when a reader sent this note.  Hi Gary, I have enjoyed your newsletters for a long time. Also as you may know, bought some of your courses and watching for more in Ecuador, thinking I might just splurge and go, particularly if it has to do with Internet based or international business. Or even publishing since I am an editor and writer by trade.

In fact, I am currently on a factfinding trip through central Uruguay (farming territory). What a wonderful country–relative to the quality of the people of Uruguay. I will be posting our findings in coming weeks.

There is something I wonder about. My friend who is with me believes that we are going to be reduced to communities and whatever we produce ourselves. She has established a self’sufficient 50-acre farm in the south of Uruguay. Others have done the same, and are now looking for other farmland to the north of the country.

Do you really have unshakable faith in the internet businesses that we are seeking to build–and which you have already built? This is a private question. I have long wondered about this myself and I suspect that you have considered it also. I know that you established yourselves back when America was the land of the free and the home of the brave. Now I see signs in the U.S. of doors closing insofar as people leaving is concerned, just as they did for Germany years ago.

If you either don´t want to answer, or even don´t really know, just feel free to ignore this. But since you are doing what has long been my interest, I just wonder how you REALLY see it.

I replied immediately.  Here is my reply:  I see both views… opportunities in technology and opportunities in agriculture.  No one can see the future so I try to work within the Isle of Man’s… (a place where we took many of our delegates on real estate tours for many years) motto “Wherever you throw me, I land on my feet”.

More importantly I believe that the biggest opportunity is in blending the two opportunities and technology allows us to do this.

However this process of blending sometimes requires some thinking outside the box.  Like the young lady above who at such a young age began using technology to turn trash into profit.  Doing something like this that no one else is doing often requires courage.

This is why I always keep General George Patton’s quote… “There is no security… only opportunity” in mind.

Change brings opportunity yet human history is filled with majorities viewing change as if the sky is falling despite the fact that 90% of the time change has brought good for those who adapt.

I have had a publishing business for 40 years and have published on the internet for 16 years. Publishing has always been good to me.  I expect this to continue.

So too real estate.

In fact as you saw in the photo above I started in real estate before publishing and I am always buying some beat up old place (but with good bones) and fixing them up.

Restoring the order from the chaos works for us regardless if we are using words or wood.  Each… the article or the building brings a beauty into our lives and those of others when it stands fixed and fresh ready to serve.  Plus the profits have also been good.

However the types of run down places we buy and fix have changed to blend technology and agriculture with our publishing/seminar business with real estate and agriculture. 

We have two isolated farms… one in Ecuador and one in the Blue Ridge where we could live off the land.  Yet I do not think this will happen. At least I hope not.

Due to changes in utilities I have been able to use this land in our business for our seminars and camps… yet we have the agriculture as a backup should society disintegrate.

I do believe in the internet and in business and the benefits that the internet brings to small family businesses which is why we continue to offer our seminars, camps and online courses to share what we have learned in these last four decades.

Technology makes this possible. For example here in this remote corner of North Carolina the phone company has just installed fiber optics and I can have 50 Mbps!

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This fast internet speed makes any type of publishing business possible and allows us to blend real estate, agriculture and our seminar business.

When you feel a need for security, look for opportunity with blending. Look for ways to combine the old with the new to create unique new services that were previously impossible with old technology.


See our upcoming North Carolina camps

New Spanish & Writer’s Camps Added

We have added a  3 Day Super Thinking + Spanish Camp to be conducted September 21, 22 and 23 at our North Carolina farm  on Little Horse Creek.

Plus a Florida Writer’s Camp December 1-2-3, 2012.

See below how to attend these camps and up to five other courses and seminars free.

In these busy times our North Carolina farm and our Florida grove are peaceful, quiet places to learn.

Here is Little Horse Creek.


The creek starts on our land… fed by dozens of pure water springs. It feeds the pond below our main house where guests meet and flows past our deep woods seminar hall where we learn together.


Creek below the seminar hall.


The leaf change will have begun…(Saturday, Sept. 22 is the first day of Fall)…enjoy the beauty of golden leaves.

Enjoy sunrise views.


and crisp mountain morns… maybe even a little frost.


Yet afternoons are sunny so we can visit the views from the woods and even…


take a little relaxation in the sun… since we use relaxation techniques in the teaching of Spanish.


We’ll have picked plenty of mountain blackberries by then so I expect Merri will have a pie or two (maybe four) cooked up for us when we…


come up to our house for afternoon tea.

The Super Thinking + Spanish course is the same as always but seriously limited to the number of delegates due to the nature of our seminar hall.


Here is the inside of our seminar hall.


A recent group at the camp.

We hope you join us for this Blue Ridge experience where you’ll enjoy nature and  learn Super Thinking + Spanish.

September 21-22-23  Merrily Farms Spanish Camp  Enroll for one $799 or Two $999

Or attend the Spanish Camp and more seminars FREE

Belong to the International Club.  Save over $8,258.

We just added the first ever Super Thinking + Spanish Camp we’ll conduct at Merrily Farms this September 21-22-23.

International Club members can join us at the Spanish camp free plus gain many additional benefits in 2012 and 2013.

The seminars are held at our farms in North Carolina and Florida.


International Club members meeting in our home after a North Carolina seminar.

Benefit #1:  You (and a guest of your choice) can attend all seven of the seminars we have already set plus any others we add over the year ahead.

Benefit #2:  As a club member you receive seven emailed reports, courses and workshops worth $1,265 FREE.

The first online course is “Tangled Web – How to Have an Internet Business”, normally sold at $299.

The second is our online course “Self Fulfilled – How to be a Self Publisher”, which has a $299 value. I am sending you this extra course free as I think it will help you have greater success. You get an extra $299 savings.

The third is our online course “International Business Made EZ” sold at $229.

You also receive the fourth the 50 minute video by our webmaster David Cross on “How to Get Your Web Business Started”.

Your fifth course is the 50+ lesson course “How to Create your Own Website Using Sitesell” by Michelle Toole. (We are proud that this course was written by a student of our courses showing how well the 43 years of knowledge that Merri and I have accumulated and put into these programs can help you start your own global micro business.)

Sixth, you become a beta member in our newest online course “Event – Full Business – How to have a Seminar and Tour Business” currently offered at $349.

Seventh, you receive our Multi Currency Portfolio service that is normally $79.

We look forward to sharing these courses and as many seminars as you can attend in 2012 and 2013. (Dates subject to change).

When you enroll, we’ll send you a password that makes these courses easy to access at the Club website and reserve as many seminars as you desire.

You can attend the following seminars at no further cost.

September 21-22-23 Super Thinking + Spanish Camp at Merrily Farms

October 5-6-7  Super Thinking + International Investing & Business Seminar, NC

November 2-3-4 Super Thinking + Spanish Mt. Dora, Fl.

December 1, 2, 3 Writer’s Camp, Mt. Dora, Fl.

January 11-12-13, 2013   Super Thinking + Spanish Mt. Dora, Fl.

February 22-23-24, 2013 Super Thinking + International Investing & Business Seminar,  Mt. Dora, Fl.

March  15-16-17, 2013 Super Thinking + Spanish Mt. Dora, Fl.

Mt. Dora.


International Club members meeting at our Florida farm after a seminar in Mt. Dora.

Join Merri and me as we look at ways to prosper during the year ahead.  There are five ways to gain from the forces of change that can raise havoc with many.

#1: Having your own micro business for extra earnings, freedom, fulfillment and fun.

#2: Living and prospering in lower cost countries.

#3: Multi Currency investing through US brokers and bankers abroad.

#4: Commodities that rise with inflation.

#5:  Good value real estate.

We have specialized for over four decades in helping our readers excel in these five inflation beating opportunities.

The big benefits of belonging to the International Club are the power of repetition, updates and international friendships.  As a club member, you become friends with other members as you meet again and again.

Your first saving is on waived seminar fees for the seminars over the next year.

As you will see above and below you can attend Florida & North Carolina seminars that would otherwise cost $6,993.  The $1,799 membership fees saves you all this right off the bat.

Yet there is more.


International Club members meeting round a bonfire at New River Organic Winery after a North Carolina seminar.

The International Club brings together experienced, like minded souls, who take a positive view and think outside the box..in constructive thoughtful ways.

Merri and I are in our 44th year of organizing courses, seminars and newsletters about international and quantum lifestyles. The importance of this sharing…by like minded souls…was reinforced when a delegate from a course sent an email that said:

My Dearest Merri and Gary, Thank you for your most gracious hospitality last weekend. I am just thrilled at being a part of your group. You and Gary were exactly as I imagined you to be, warm friendly, kind, considerate, genuine, helpful, fun, sincere, what else can I say……I felt so comfortable in your presence and learned so much in your course. I was sad to leave the farm that Sunday afternoon. You made us all feel so welcome and cared about. You were so kind to make arrangements for a ride with the other delegates from the Charlotte Airport. They were so nice to me and so helpful, by the time the weekend was over I felt like they were my long lost brothers. Monday morning we all had breakfast at the airport together and I was so sad to see them go, I was sad the weekend was over, perhaps sad is not the right word for how I was feeling perhaps Gratitude is a better way to describe it. Grateful for having the opportunity to share the weekend with such wonderful, like minded Human Beings, in the beautiful mountains of North Carolina. Thank you Merri and Gary.

Thanks to you I now have new hope and a new direction to move forward in my life.

I know by attending your classes and conferences that through education and due diligence I will make the right choices.

This delegate’s comments about “belonging and feeling like a brother” to the other delegates is a wonderful refrain we have heard from our readers, year after year.

22 years ago Merri and I created a way that readers can join us to be immersed in a year-long learning program through our International Club.

The ideas behind this program began all those years ago in Vienna, Austria while we were conducting a course there. One of our older delegates, had some sort of attack. The first fear was heart trouble. Several delegates took him to the hospital. Others stayed with him there. I don’t think that delegate was alone for a minute!

What impressed Merri and me was that no one asked the delegates to help this man.

The friendships of delegates sharing many courses had just grown so strong that it was a natural reaction, just as if a family member was ill. Fortunately, it was only travel fatigue and the delegate didn’t miss a session of the course!

When you join our International Club 2012 – 2013 you become part of a special family. The very first member to join the club all those years ago wrote, Thank you for the enjoyable and informative courses. I am pleased to be part of your international family and look forward to continuing my education at the next course.

His feeling struck a familiar chord. It has always been one of my greatest satisfactions to see how much fun delegates have getting together, sharing information and making friendships.

These courses somehow draw together like-minded souls. For this reason some delegates come back again and again. They come to learn, but also to be with their many friends made at the courses. When like-minded souls get together again and again to discuss a common purpose, magic happens! I can’t explain it in any other way-but it is true.

In a way our meetings are almost like family reunions. Perhaps it is getting together and reflecting on what has been said and what has been happening.

Learning with those who are also interested in the world creates thoughts that multiply the value of what we gain. This is hard to describe but results are most powerful and wonderful! This is to me is as important as the great financial benefit of attending many of our courses.

See our 2012 -2013 schedule below.

We started and have continued this program for 21 years because there are wonderful benefits from having repeat delegates at courses. Having repeat delegates makes the whole course somehow more exciting for all. Being a repeat delegate makes it easier to make and keep wealth and to lock in the knowledge you gain. It’s an exciting lifestyle. We have fun, gain adventure, discovery and friendships and share ways to improve our health and wealth!

You can see from the schedule above a very busy schedule for 2012 into 2013.  Very few club members actually attend every course and tour…but certainly some attend almost all of them! If you attend even two of the courses, you gain considerable savings.

Another savings: Lifestyle for Two.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO!  You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

The International Club fee is $1,799 less than  the price of  two seminars. Take for example if you plan to attend our Super Thinking + Spanish, $999 for a couple and a couple for International Investing and Business program, the normal cost would be $999 or $1,998.   International Club members attending just these two programs would already save… plus could attend all the other  Florida and North Carolina seminars plus receive $1,265 worth of emailed courses.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses and tours.

Let’s prosper in these times of change.  Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year?  Join us at our farms and visit Ecuador.  We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!


You gain $8,258 of seminars and courses or more.  Club membership is $1,799.    You save $6,459.  Become a Member here.

Attend as many of the courses below as you desire.

September 21-22-23 Super Thinking + Spanish Camp at Merrily Farms

October 5-6-7  Super Thinking + International Investing & Business Seminar   North Carolina

November 2-3-4  Super Thinking + Spanish Mt. Dora, Fl.

January 11-12-13, 2013   Super Thinking + Spanish Mt. Dora, Fl.

March  15-16-17, 2013 Super Thinking + Spanish Mt. Dora, Fl.

You gain $8,258 of seminars and courses or more.  Club membership is $1,799.    You save $6,459.  Become a Member here.

Save in Ecuador as Well.

International Club members receive between 10% and 20% discount on all Ecuador tours sponsored at our sites.

Read 14-year-old girl just bought a house in Florida NPR Article