August 28 Wisdom of the Masses Q&A


To share the inner intelligence we all have we are making  Saturday our Question, Answer and Comment day.

Please send your questions, opinions  or comments.

Fight fire with fire. Use the wisdom of the masses to avoid herd when it stampedes!

Question:

Gary just curious to see if you have ever heard of “Everbank”..it is a currency bank, that is FDIC insured?…if so what do you think about it…?…Thanks

Reply: Sure I have known of Everbank for many years.  They has two aspects… one regular commercial bank. In fact I have an Everbank account myself as Everbank absorbed Bank of Florida a Naples Florida bank I have used for years. Everbank recently took over Bank of Florida.

The other aspect are their multi currency accounts.  This began years ago with Mark Twain Bank in St Louis.   I wrote about that bank many years agao when they became one of the first US banks to offer deposits in a number of currencies and other programs that were FDIC guaranteed.

Mark Twain was also absorbed by Everbank…. so now Everbank offers multi currency accounts.

Everbank has growing importance for Americans because it is becoming so difficult to find bank abroad that will serve US investors.

Everbank fills the role of providing multi currency diversification. However it does not offer the same asset protection as a bank account abroad so US investors need to modify their activity

US investors who simply used an overseas bank account for currency diversification and asset protection need some legal planning to keep the asset protection when they bank within the USA.

If part of your account is for asset protection, be sure to look at how to accomplish this goal with the US account.   This can be accomplished with limited partnerships, trusts or corporate planning.

I have been referring those interested in Everbank and multi currency accounts to my long time friend and attorney, Joe Cox. Joe is one of my most trusted advisers and specializes in asset protection, tax and estate planning .

For more details contact Joe Cox at jcox@coxnici.com

Learn more about Joe Cox here.

Questions on Ecuador Airfares:

Gary, I have traveled Los Angeles/Quito/Manta 4 times using American, United, and Continental. Each trip requires two overnights at the Radisson. Good for the Radisson, pleasant for me, but costs $170 Dollars and makes each way a two day trip. Also, the Icaro interior flight is now priced at $99 round trip. Portal to portal 29 hours.  I have just completed researching flights and have found Taca Airlines LA to Guayaquil the least expensive at $697 round trip. It’s “Red Eye” but arrives in Guayaquil at 3:pm, which I hope means I can get a bus to Manta same day. I would be portal to portal in 19 hours and save over $250.What is your experience with this airline, the bus to manta, the bus schedule, and costs.

Another reader wrote:

Airfares are out of sight again.  Newark to Quito is $599.00 plus taxes.  I am wanting to come to EC middle of October for holiday shopping.  If any of your readers find anything cheaper from this part of the earth, and they tell you, would you please print it, or send me an e mail.  Thanks so much. Hi to Merri for me.

Replies about…

ecuador-buses

Ecuador buses.

A reader shared this valuable information: Maybe you’ve covered it, but just wanted to share a bit about  Ecuador ground transportation.  You don’t have to stick to Airplane  travel to get around comfortably in Ecuador.

Last month I traveled between Guayaquil and Cuenca for $12 on a modern Minivan service provided expressly for that route—I believe 5 to 7 passengers travel  in this ride. The trip was a very comfortable ride, with a very  professional and friendly driver, viewing the most spectacular  mountain views.  We travelled through the gorgeous Cajas National  Park, and got some ideas where to stay for future vacations, as  there are hotels and resorts in beautiful locations on the way.  The  views reminded me of the beautiful Swiss and Italian Alps—breath  taking.  The minivans are not available for all routes in Ecuador,  but there are other cheaper, yet very comfortable options.

The Reina del Camino bus line is available in just about every  terminal terrestre (bus terminal) in Ecuador.  It’s a well  established bus line, being one of the largest and oldest bus  companies in Ecuador.  You have to make sure you ask for the  “Ejecutivo” (Business Class) version of the bus, which is an
upgraded bus and a bit pricier—about $7 from Bahia de Caráquez to  Guayaquil–a 5-hour ride.  The Ejecutivo is available to the most  popular routes in Ecuador; we were surprised that they did not offer  a Cuenca-Guayaquil route, but found the Minivan service to be an  awesome alternative.  The Ejecutivo bus is enclosed with air  conditioning, dark window shades for your sleeping pleasure,  comfortable reclining seats, clean bathroom, and they even play
movies.

Now I’ve travelled with my kids and rather than letting the bus play  some “boring” adult movie (my three small boys’ chief complaint), I
usually come prepared with a movie or two of my own.  The bus  attendants, have never had a problem catering to our needs, and
cheerfully played our movie rather than the one they may have stored  in their cabin.  I have to admit that the bus choice of movies can
vary greatly from great family films, to bang-bang shoot-em-up type  of stuff, so I never take chances when I bring my kids along.   I
absolutely love this bus service, and saves me going through the  hassle of buying plane tickets, or driving my own vehicle for long
distances.  Since the seats are assigned, and I am 6’ 4” tall, I  make sure I ask for the seat near the front where I can really
stretch out; however, seats are comfortable enough, even for a tall  guy like me, that any other seat assignment has worked out fine for
me.

Security concerns are also covered. Buses and bus terminal  entrances are ticket controlled, along with a standard carry-on
baggage inspection.  The buses are absolutely prohibited from  stopping to pick up anybody along the way; you get assigned seats;
and even controlled luggage tickets, so there is no danger of  someone walking off with your bags.  Some longer bus routes do stop,
but only for a gas refill at approved modern gas stations, where you  can stretch your legs, go to the restrooms, and browse through their
snacks.

Bus terminals are very secure, and offer food, restrooms, shops and  other services.
For example, the Guayaquil bus terminal is a huge,
modern three-story mall with a giant modern food court with choices  from McDonalds, KFC, to all types of local delicious meals, and all
in between choices for all tastes.

Taxis are always available at  terminals, and have always averaged me about $2 to $3 for a long ride across the other side of the cities I’ve visited; can’t beat
that.   I pay $3 from the Chone, Manabí terminal to our Ranch and  get charged $3 for the 12Km ride.  I can share about taxi security
some other time.  Hope this helps with your travel needs.  For any questions, let me  know.

ecuador-buses

Question: Hi Gary, you asked for it!  Your thoughts on the merits of collective wisdom were interesting and in my opinion right on the money.

I believe in the democracy as the best form of government. Direct democracy is for the most part not practical therefore I suppose representative democracy is second best.

In the USA there is considerable “interference” with the purity of this process. Your 1906 example of 800 people judging the weight of the oxen worked because each individual viewed the oxen personally. For US citizens to apply worthwhile collective wisdom in the operation of our country we must each receive similar, accurate information about issues on which we are to make decisions.

I have friends who get all their information from Fox News and have a considerably different view of the world than I do. Other friends get their information from MSNBC and have another view point.

It seems that sustaining all of our “freedoms” will depend on the primary freedom that a modern democracy relies on which is “freedom of the press”. This term should today be “freedom of the media”. Democracy requires a media that presents accurate information without the influence of their corporate owners, reporters, or others, and lets us develop our own opinions.

Today after years of unbridled consolidation, 90% of all US media (TV-Radio-Publishing-online-etc.) is owned by 5 giant entities. All of these five are interested in making money much more than presenting unbiased news.

My question to you is; Can our form of government long exist when our collective wisdom is constantly bombarded with information tainted with opinion which supports a prejudiced view point, instead of neutral, impartial reporting by journalists dedicated to the truth as they witness it or discover it through investigation?

Reply:

The only source of real freedom comes from a strong economic base where everyone has a chance to live well and ones efforts are protected and the fruits of their labor protected.

The history has been that industrialized countries provided this economic base of freedom and emerging countries did not.  So great fences have been built to keep to poor from moving to places where most are rich.  However as the tide changes we have to wonder… will the walls build to keep people out start keeping citizens in rather than outsiders out… like a Berlin Wall?

Readers often ask me about Nationalization in South America.

ecuador-politics

Photo from May 6 Economist article on Bolivia nationalization.

I often receive notes from unsettled readers writing with worries about Correa nationalizing all of Ecuador whenever politicians in Venezuela or Bolivia or Peru act up.

These really are different countries… different people…. different political histories and Correa is quite different having risen from poverty via the educational route not military.

world-view

Photo I took of Correa in Cotacachi.

Yet the economic prosperity is growing in Latin America.

We can see the future in the here and now.  Plus our imagination is a value tool if we use it realistically and see ahead with an open mind.  Our forward vision is always blurred by the haze of quantum uncertainty that create this  world.

We should hedge our bets.

One chapter in my first book “Passport to International Profit” published in the 1970s, was about the “Concept Conversion Trick” and says:

“The Concept Conversion Trick begins when people agree on a good concept for working and living together. The people go to work and if the concept is good they will create a paradise. The government gives them a flag and a song. Then the government pulls the trick. The government convinces the people that the flag and song are important. Then while the people are busy watching the flag and singing the song, the government replaces the concept with a set of ever increasing written rules and regulations administered by bureaucrats and backed up by a police force.

“This trick trades people’s individual freedoms for a shiver up the spine when the song is played the piece of cloth is waved. The Concept Conversion Trick turns spirit into matter. Like trading love for a beautiful plastic doll. When the trick has been pulled and the dust settles, the people realize too late what has happened. Anyone who steps out of line is called unpatriotic or even criminal. He is swatted down by the bureaucracy or police force, crushed with overwhelming power or made an example of so others will tow the mark ‘for the good of society’. All this is done in the name of public interest.”

If this writing sounds prophetic having been written 25 + years ago, it was not. Any simple review of any previous great society shows this trick and evolution. Like the Roman Empire , things may get better for a while, then worse and then better again. In the long term, as societies age, they lose their original vibrancy and life.

Should we be surprised? Does not every single thing in this universal existence develop in the same way, vibrant and flexible while young and growing thicker and more brittle with age?

My father loved animals and worked at the Portland City Zoological Gardens. He was a really kind, gentle, fair and scrupulously honest man. Yet one of his jobs was doing the zoo’s annual budget. I recall him spending weeks late at night (on his own time) working over these budgets each year. I also remember his telling me that every year they had to ask for more money because otherwise the city government would give them less. “If we do a good job with their funds, they penalize us,” he told me.

This is how the bureaucracy and society works, millions of small units each trying to grow and spend a little more, until the whole thing swells into an unstoppable mass of self-interest. This is the universal nature to grow until the growth becomes so excessive that balance is lost!

This truth shows us the nature of mankind and every underlying force that goes from birth to continuity and then transformation. This is the way of life and if we are smart investors we recognize this and adapt.”

Read more from this book “Don’t be a sitting duck when the shooting starts“.

This is why I have almost always bet against the US dollar.

This is why my business has been global for more nearly 40 years.

This is why I am so involved in Ecuador Europe and the USA now.

My experience is that Ecuador is very democratic free country filled with sweet friendly people. My bet is that the flag waving focus on drugs and terrorists and anti US sentiment will mislead a lot of potential investors and create bargains here now. That’s why Ecuador is one place where I am putting my money.

Send your opinions and or questions!

Gary

How We Can Serve You

How to Have Real Safety

garyheadshot

There are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

This is why the core Pi model portfolio (that forms the bulk of my own equity portfolio) consists of 19 shares and this position has not changed in over two years.  During these two years we have been steadily accumulating the same 19 shares and have not traded once.

The portfolio has done well in 2017, up 22.6%, better than the DJI Index.

motif

However one or even two year’s performance is not enough data to create a safe strategy.

The good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management and the mathematical trend analysis of Tradestops.com.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of the good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

Pi uses math to reveal the best value markets then protects its positions using more math created by Richard Smith founder and CEO of Tradestops.com to track each share’s trend.

We use Smith’s  algorithms that calculate momentum of the good value markets.

dr richard smith

The Stock State Indicators at Tradestops.com act as a full life-cycle measure that indicates the health of each stock. They are designed to tell you at a glance exactly where any stock stands relative to Dr. Smith’s proprietary algorithms.

Kepppler’s analysis shows the value of markets.  The SSI signal indicates the current trend of each stock (performing well, or in a period of correction, or stopped out).

The SSI tells you one of five things:

Screen Shot 2017-08-08 at 6.51.59 AM

Screen Shot 2017-08-08 at 6.52.12 AM

Screen Shot 2017-08-08 at 6.52.22 AM

Akey component of the Stock State Indicator (SSI) system is momentum based on the latest 521 days of trading.  A stock changes from red to green in the SSI system only after it has already gone up a healthy amount and has started a solid uptrend.

How SSI Alerts Are Triggered

If the position has already moved more than its Volatility Quotient below a recent high, the SSI Stop Loss will trigger.  This is an indicator that the position has corrected more than what is normal for this stock.  It means to take caution.

Below is an example of how SSIs work.  This example shows the Developed Market Pifolio that we track at Tradestops.com.

tradestops

Equal Weight Good Value Developed Market Pifolio.

At the time this example was copied, all the ETFs in the Developed Market Pifolio (above) currently had a green SSI.

We do not know when the US market will fall.  We only do know that it will.  We also do not know if, when the US market corrects, global markets will follow or rise instead.

The fact that the Pifilios are invested in good value markets reduces long term risk.

Additional protection is added by using trailing stops based on the 521 day momentum of each stock in the Pifolio.

Take for example the graph below from our Tradestops account that shows the iShares MSCI United Kingdom ETF.  This ETF had a green SSI and a Volatility Index (VQ) of 13.26%.  This means the share can move 13.26% before there is a trend shift.

tradestops

iShares MSCI United Kingdom ETF (Symbol EWU)

Pi purchased the share at$31.26 and in this example the share was $34.43 and rising.  Tradestop’s algorithms suggested that if the price drops to $31.69 its momentum would have stopped and it would have shifted into trading sideways.   The stop loss price is currently $29.86.  If EWU continues to rise, both the yellow warning and the stop loss price will rise as well.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last two years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and added how to use the Dip Strategy with platinum.   The “Platinum Dip 2018” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Platinum Dip 2018” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2018 I celebrate my 52nd anniversary in the investing business and 50th year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

Stock and currency markets are cyclical.  These cycles create extra profit for value investors who invest when everyone else has the markets wrong.  One special seminar session looks at how to spot value from cycles.  Stocks rise from the cycle of war, productivity and demographics.  Cycles create recurring profits.  Economies and stock markets cycle up and down around every 15 to 20 years as shown in this graph.

stock-Charts

The effect of war cycles on the US Stock Market since 1906.

Bull and bear cycles are based on cycles of human interaction, war, technology and productivity.  Economic downturns can create war.

The chart above shows the war – stock market cycle.  Military struggles (like the Civil War, WWI, WWII and the Cold War: WW III) super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine,  production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet.  The military technology shifts to domestic use.  A boom is created that leads to excess.  Excess leads to correction. Correction creates an economic downturn and again to war.

Details in the online seminar include:

* How to easily buy global currencies, shares and bonds.

* Trading down and the benefits of investing in real estate in Small Town USA.  We will share why this breakout value is special and why we have been recommending good value real estate in this area since 2009.

* What’s up with gold and silver?  One session looks at my current position on gold and silver and asset protection.  We review the state of the precious metal markets and potential problems ahead for US dollars.  Learn how low interest rates eliminate  opportunity costs of diversification in precious metals and foreign currencies.

* How to improve safety and increase profit with leverage and staying power.  The seminar reveals Warren Buffett’s value investing strategy from research published at Yale University’s website.  This research shows that the stocks Buffet chooses are safe (with low beta and low volatility), cheap (value stocks with low price-to-book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios). His big, extra profits come from leverage and staying power.  At times Buffet’s portfolio, as all value portfolios, has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of out performance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.

Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio, the better the odds of outstanding success.

Learn how much leverage to use.  Leverage is like medicine, the key is dose.  The best ratio is normally 1.6 to 1.  We’ll sum up the strategy; how to leverage cheap, safe, quality stocks and for what period of time based on the times and each individual’s circumstances.

Learn to plan in a way so you never run out of money.  The seminar also has a session on the importance of having and sticking to a plan.  See how success is dependent on conviction, wherewithal, and skill to operate with leverage and significant risk.  Learn a three point strategy based on my 50 years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

The online seminar also reveals  the results of a $80,000 share purchase cost test that found the least expensive way to invest in good value.  The keys to this portfolio are good value, low cost, minimal fuss and bother.  Plus a great savings of time.  Trading is minimal, usually not more than one or two shares are bought or sold in a year.  I wanted to find the very least expensive way to create and hold this portfolio so I performed this test.

I have good news about the cost of the seminar as well.   For almost three decades the seminar fee has been $799 for one or $999 for a couple. Tens of thousands paid this price, but online the seminar is $297.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal investing Course.

Save $468.90 If You Act Now

Subscribe to the first year of The Personal investing Course (Pi).  The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive FREE the $29.95 report “Three Currency Patterns for 50% Profits or More”, the $39.95 report “Silver Dip 2017” and our latest $297 online seminar for a total savings of $468.90.

ecuador-seminar

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Platinum Dip 2018” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary


Related Artices

If you enjoyed this article "August 28 Wisdom of the Masses Q&A" you may find these related articles of interest too: