Smalltown USA Ashe County


Smalltown USA Ashe County offers many living and business benefits as well as great real estate value.  See why below.

Merri’s and my business has thrived for many years because we try to avoid financial fashion and always look ahead for value instead.

blue-ridge-photos

See why this home on 47.8 acres offers such good value.

This search for value has led us to the long term focus we have had on three important trends… the falling USA dollar… investing business and living outside the USA and Smalltown USA.

Back in 2005 way before the real estate crash our site looked at five factors that suggested we would see growth in Small Town USA.

Smalltown USA Value Factor #1: Some parts of America were growing increasingly overvalued. Our 2005 message warned about Naples, Florida (where homes were 84% overvalued).  We also warned about  Merced, Ca. 76.7%; Salinas, Ca. 74.8%; Port St. Lucie, Fl., 72.2%; and Stockton, Ca., 72.0%.  We reviewed how 41 of the 65 significantly overvalued markets were in California and Florida.

That message also looked at  how the most undervalued markets were in small towns in Texas, South Carolina, North Carolina and Alabama.

Smalltown Value Factor #2: One of the largest demographic groups in history (Baby Boomers) about to retire.

Smalltown Value Factor #3: A majority of boomers plan to move when they retire and a majority of the movers plan to settle in small towns 25 or 30 miles from where they now live.

Smalltown Value Factor #4: Boomer surveys show that most Boomers plan to keep working part time when they retire.

Smalltown Value Factor #5: Technology now makes it easier than every before for these boomers to move to small towns and continue to work part time.

Smalltown Value Factor #6:  There is a large decline in the purchasing power of corporate pensions.

Smalltown Value Factor #7: The loss of Social Security and the US dollar’s purchasing power will force many  boomers to move to paces where the cost of living is less expansive.

In other words, Small Town USA offered good value and the changes that demand would grow was strong.  This fact remains in place today.

Take for example Ashe County, North Carolina where Merri and I live part of the year.

As of December 2009 the cost of living index in Ashe County was very low 83.2  compared to the U.S. average of 100.

Here are some demographic facts about Ashe County.

Industries providing employment: Manufacturing (26.7%), Educational,health and social services (16.2%), Construction (10.9%), Retail trade (10.3%).
Type of workers:

•    Private wage or salary: 75%
•    Government: 13%
•    Self-employed, not incorporated: 11%
•    Unpaid family work: 1%

Races in Ashe County, North Carolina:
•    White Non-Hispanic (96.1%)
•    Hispanic (2.4%)
•    Other race (1.1%)
•    Black (0.7%)
•    American Indian (0.6%)
•    Two or more races (0.6%)
(Total can be greater than 100% because Hispanics could be counted in other races)

Median resident age:
42.1 years
North Carolina median age:
35.3 years

Males: 12,031
(49.3%)
Females: 12,353
(50.7%)

Plus between the recession and the cold winter this year real estate has really dropped in price as this chart shows.

ashe-county-real-estate

There are some very interesting values in this part of the Blue Ridge.

Take for example this 47+ Acre mountain tract with 2 bedroom, 1 bathroom home (shown above) bordered by the Jefferson National Forest.

blue-ridge-photos

Blue Ridge Mountains are in sight.  This is a very private mountain cabin.

blue-ridge-photos

This mountain cabin has wood floors, gas log fireplace, covered wrap porch and full walk-out lower level with expansion potential.

This is an almost new cabin with all wood interior 2-bedrooms, bath and great room on the main level.

blue ridge cabin

The great room, dining area and kitchen are placed in an energy-efficient cluster.

blue ridge cabin

An efficiently designed step saving kitchen with ample storage and work space is perfect for the chef who does not want to spend coveted time in the mountains toiling in the kitchen.

There are two bedrooms and a full bath on the main level.

A full partially finished lower level features expansion potential with a multipurpose room that can be used for additional sleeping space and a game room area with lots of storage space.

A large covered wrap porch is ideal for outdoor entertaining and relaxing with the views with the sounds of Nature all around.

blue ridge cabin

Total privacy, views and lots of room for outdoor entertaining.

Extending the dining experience outdoors is this detached screened picnic shelter where you can enjoy the view while entertaining friends and family.

In addition to the picnic shelter, this second building will work nicely as a workshop or garage.

Jefferson National Forest borders this 47.8 acre tract along one side and the back adding to the privacy. This tract was timbered a few years ago but young hardwoods and evergreens are already reaching for the sky.

Trails meander throughout the property providing excellent adventure, hiking and horseback riding opportunities to explore all that this unique mountain tract has to offer. Located with in the Mount Rogers Recreation Area, this would be perfect for horses.

There are multiple potential building sites with views.

There are also numerous natural mountain springs and streams.

The asking price is $239,500.

You can get details about the property above from Jeff Neal a Realtor/Broker/ABR at Ashe High Country Realty.
email: Jeff@AsheCountyRealEstate.com

Jeff will be at our North Carolina Seminar this June 24 to 27 to answer questions about Blue Ridge real estate.

Merri and I feel great comfort having our farm in the Blue Ridge. This is the type of place where one could live through most economic and social disasters… plenty of good water…. fresh air and fuel… plus enough land and wildlife to provide food.

Yet we did not buy into Smalltown USA as protection from disaster. That is just frosting on the cake.

History suggests life will just get better and I am all for that and still want to be in the mountains during the summer where it is cool and filled with peace, quiet and beauty…. away from the maddening crowd.

Learn more about a great Ecuador grain for weight loss and better health without sacrifice here.

Gary

How We Can Serve You

How to Have Real Safety in 2020

The most important investment you can make in 2020, is in yourself. 

Invest in more time.  Invest in less stress. Invest in greater security.That’s why four years ago we created the Purposeful Investing Course (PI) because when it comes to finances, there are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

The core model portfolio we teach in the PI Course rarely changes, but is highly diversified in thousands of shares around the world… so there is higher long term profits, less stress and greater safety.

The portfolio consists of 19 country ETFs.  During the four years since we created the Purposeful Investing Course and set up a $40,000 real time portfolio at Motif Brokers, we have held the same 19 shares and have only traded three times.

The portfolio started with $40,000 and has risen to $53,591 ($49,015 in shares and the balance in accumulated cash).

The portfolio did really well from 2015 to 2018, better than the DJI Index.  Then as the US dollar grew in strength it fell behind.

The chart below shows the actual results of thos portfolio compared with the S&P 500.

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This good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around investing models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Canada, Germany, Hong Kong, Italy, Japan, Norway, Spain, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of theseall good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

The fact that the Pifilios are invested in all the shares of the MSCI Index in each good value market reduces long term risk.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last four years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and “Silver Dip” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.

seminars

Tens of thousands have paid up to $999 to attend.

In 2020 I celebrate my 54th anniversary in the investing business and 52nd year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal Investing Course.

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.

Gary

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