Je Cherche

Je Cherche Je Trouve…  I look and I find.

This phrase tops a site I’ll mention in a moment. Then I’ll show how to improve on this phrase with “What we see, we can see better!” Then we’ll see how we can all benefit from this fact.

First, let me share a gripe and a phenomenal benefit we have gained and can use  in this new season.

That gripe is with the Western daily press. They spend so much time with bad news that has nothing to do with our real lives.   The masses are entertained with negativity that is meaningless and useless… just dead weight to be carrying around in our head.

Then when some really important news comes along… that should be a headline, the best we can hope for is a middle of the paper article in the Sunday edition.

Or perhaps the gripe should be with us the readers who buy and get caught up in all this bad news.

Those were my thoughts when Merri gave me the article “For Vivaldi, Many More Seasons” in the arts section of the Sunday New York Times by Matthew Gurewitsch. She is passionate about Baroque Music and her favorite is Vivaldi…plus this is the basis of the Quantum Learning/Super Learning techniques in which she was trained.   So you can imagine just how excited she was to show me this “I look and I find!”

Here is an excerpt from that article that shows how we can all gain an asset that can dramatically improve our lives in many ways: Antonio Vivaldi’s compositions were largely unpublished during his lifetime, except for some instrumental works like “The Four Seasons.”  ALTHOUGH Antonio Vivaldi’s name is synonymous with seaswept Venice, an accident of history has deposited the greatest collection of his music here, by the foothills of the Alps. On an upper floor of the Biblioteca Nazionale Universitaria di Torino, in metal cabinets behind a fireproof door, is Vivaldi’s personal archive of clean autographed copies of music never published in his lifetime: some 450 works, including 110 violin concertos, 39 oboe concertos, more than a dozen operas and a raft of sacred music.

Between his death in 1741 and the 1930s, posterity knew little more of Vivaldi than the instrumental works published during his lifetime in collections given opus numbers 1 through 12, including “The Four Seasons” (Op. 8, Nos. 1-4). As for the rest, he once told an English traveler that he made better money by selling copies directly than by working through publishers.

Shortly after Vivaldi’s death a close relation sold the archive to the Venetian aristocrat Jacopo Soranzo, from whom it passed to Giacomo Durazzo, a nobleman of Genoa and a patron of Gluck. While still in the possession of the Durazzo family, the collection was carelessly split in two, and early in the 20th century one half was donated to a monastery outside Turin.

Alberto Gentili, the expert called in for an evaluation, quickly deduced that the cache, though a treasure, was incomplete. (For one thing, whole acts of operas were missing.) Roberto Foà, a banker, bought the available material for the Turin Library in memory of a son who had died in infancy. Eventually Gentili tracked down the remainder and persuaded the owner to sell. This time it was Filippo Giordano, a wool merchant, who put up the money. The acquisitions were announced in 1930.

“It was front-page news all over the world,” said Susan Orlando, director of the Vivaldi Edition of the Naïve record label. “And then, nothing.”

What good are scores locked in a vault? In the late 1990s the musicologist Alberto Basso, who had cataloged the Vivaldi holdings, sold the French label Opus 111 on the utopian proposition of recording the entire collection on some 100 CDs. (The complete works of Beethoven on Deutsche Grammophon run to 87.)

Before the Vivaldi Edition took off, Opus 111 sold to Naïve, another boutique label, and there it has flourished. Among the three dozen remarkable volumes already on the market are a collection of string concertos with Rinaldo Alessandrini and Concerto Italiano (“Concerti per Archi”), sacred music with the soprano Sandrine Piau and the Accademia Bizantina conducted by Ottavio Dantone (“In Furore”) and a door-stopping set containing nine full-length operas (three CDs each, each opera also available individually). To be released this week are settings of the Gloria and oboe concertos from Alfredo Bernardini and his ensemble, Zefiro.

Just past the halfway mark, the Vivaldi Edition is tentatively scheduled for completion in 2015.

This is really important news because one way to turn on our super thinking ability is by listening to certain types of Baroque music and   Vivaldi was one of the leaders in this genre.


We often have local music performed at Meson de las flores.

Music can be a Super Thinking tool that integrates brain hemispheres and improves the way the left brain, the body and the right brain working together. In short this music reduces stress and enhances intelligence at least… maybe even wisdom.

This is a proven fact. Take for example the recent article in Science Daily  “Baroque Classical Music In The Reading Room May Improve Mood And Productivity” which says:  Baroque classical music in the reading room can help improve radiologists work lives, potentially improving diagnostic efficiency and accuracy, according to a study performed by researchers at the University of Maryland in Baltimore, MD, Harbor Hospital in Baltimore, MD, and the University of Pennsylvania Health System in Philadelphia, PA.

Eight radiologists participated in the study and rated their mood, concentration, perceived diagnostic accuracy, productivity and work satisfaction on a seven point scale. “The greatest positive effects were noted with regard to mood and work satisfaction, with 63% and 50% of respondents reporting a positive impact,” said Sohaib Mohiuddin, MD, and Paras Lakhani, MD, lead authors of the study.
“Other studies have correlated baroque classical music with improved spatial reasoning, attentiveness and concentration and personally, I have found that listening to music aids my concentration and interpretative abilities,” said Dr. Lakhani. “We are currently performing a larger study with more subjects to validate these results,” they said.


Music is everywhere in Ecuador. This marching band is heading to a local soccer game.

This is just the tip of the iceberg. Music has been shown to lead to super thinking levels of intuition also. Another Science Daily article entitled “Listening To Music Can Change The Way You Judge Facial Emotions” gives us a clue on how this works.

Here is an excerpt: It is often said that music is the language of emotions. Simply, we are moved by music. But can these musically induced emotions arising through the auditory sense influence our interpretation of emotions arising through other senses (eg visual)?

A recent research project led by Dr Joydeep Bhattacharya at Goldsmiths, University of London showed that it is indeed possible to influence emotional evaluation of visual stimuli by listening to musical excerpts before the evaluation. Volunteers listened to a short musical excerpt (15 seconds) and then judged the emotional content of a face.

The research found that the prior listening to happy music significantly enhanced the perceived happiness of a face and likewise listening to sad music significantly enhanced the perceived sadness of a face, and this music-induced effect was maximal when the face was emotionally neutral. Further, by recording brain waves, the study showed that prior listening to music could induce changes in the brain activation patterns which are usually not directly under our conscious control.

“What surprises us,” Bhattacharya said, “is that even as short as 15 sec of music can cause this effect. However more research is needed to find how long the effect lasts or if, and how, other factors such as musical preference, personality, control this effect.”


Ecuadorians enjoy all types of music.  There are numerous guitar makers in and around Cotacachi.

Not done yet!  Music can help us live longer also. This Daily Science article “Music Reduces Stress In Heart Disease Patients” explains:  Listening to music may benefit patients who suffer severe stress and anxiety associated with having and undergoing treatment for coronary heart disease. A Cochrane Systematic Review found that listening to music could decrease blood pressure, heart rate, and levels of anxiety in heart patients.

Living with heart disease is extremely stressful. The uncertainties and anxieties surrounding diagnosis and the various medical procedures involved in treatment can significantly worsen the condition. For example, stress can increase blood pressure, leading to increased risk of complications. Music listening may help to alleviate stress and therefore reduce this risk.

“Our findings suggest music listening may be beneficial for heart disease patients,” says Joke Bradt, who works at the Arts and Quality of Life Research Center at Temple University in Philadelphia. “But the trials we looked at were generally small and varied in terms of styles of music used and length of music sessions. More research on the specifics of music listening is certainly warranted.”


Music is not reserved for the young or rich in Ecuador. Everyone joins in at this parade.

ecuador-music Big and small.

There is more. Music can make us stronger! Read this excerpt from Science Daily entitled: “Jog To The Beat: Music Increases Exercise Endurance By 15%:”  Brunel University’s School of Sport and Education has revealed that, according to Dr Costas Karageorghis’s latest research, carefully selected music can significantly increase a person’s physical endurance and make the experience of cardiovascular exercise far more positive.

The study, due to be published in the U.S. periodical Journal of Sport & Exercise Psychology, is the latest from a 20-year programme of work into the motivational qualities of music in sport and exercise. The findings illustrate the considerable benefits associated with exercising in time to music: something that some elite athletes, such as marathon world record holder Haile Gebrselassie, have been doing for years..

Dr Karageorghis’s latest research findings are particularly noteworthy for public health practitioners, given that treadmill-based exercise such as walking and running is often incorporated into the rehabilitation programmes of those in a primary care settings (e.g. cardiac patients and those suffering from obesity). Music has the power to make a considerable impact in the fight against public inactivity. Moreover, the effects of music on mood and emotions open up the possibility that it can be used to improve compliance to exercise and therefore help people achieve their long-term health and fitness goals.


Marching, dancing and music… good for the body and soul!

Music can even help us raise our children and grandkids better. This Science Daily excerpt from the article “Adolescents Involved With Music Do Better In School” shows why:   A new study in the journal Social Science Quarterly reveals that music participation, defined as music lessons taken in or out of school and parents attending concerts with their children, has a positive effect on reading and mathematic achievement in early childhood and adolescence. Additionally, socioeconomic status and ethnicity affect music participation.

Darby E. Southgate, MA, and Vincent Roscigno, Ph.D., of The Ohio State University reviewed two nationally representative data sources to analyze patterns of music involvement and possible effects on math and reading performance for both elementary and high school students.

Music is positively associated with academic achievement, especially during the high school years.


Children in Ecuador start music early. Here are youth groups forming up for a Cotacachi parade.

Shamans in Ecuador begin ceremonies with the blowing of the conch because they know that the conch represents the Golden Mean, 1 to 1.6. the expression of nature… the rate at which nature expands.   Hearing this frequency helps integrate the brain, body mind and soul.


Wise people from around the world blow the conch at ceremonies. Here is a picture of a Fijian from Vanuati pictures.

There is plenty of evidence that certain music can improve our health and intelligence and improve our lives in many ways. Isn’t this more important than knowing if there was voter fraud in Afghanistan… if there is fraud in the car clunker deal… or other news that is irrelevant to our daily lives?

Why isn’t the release of this important music in the headlines… with explanations of the benefits?

Je Cherche Je Trouve…  I look for and I find is at the top of Naïve’s website. What I should say is I look and I see better when listening to Vivaldi.


How We Can Serve You

How to Have Real Safety in 2020

The most important investment you can make in 2020, is in yourself. 

Invest in more time.  Invest in less stress. Invest in greater security.That’s why four years ago we created the Purposeful Investing Course (PI) because when it comes to finances, there are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

The core model portfolio we teach in the PI Course rarely changes, but is highly diversified in thousands of shares around the world… so there is higher long term profits, less stress and greater safety.

The portfolio consists of 19 country ETFs.  During the four years since we created the Purposeful Investing Course and set up a $40,000 real time portfolio at Motif Brokers, we have held the same 19 shares and have only traded three times.

The portfolio started with $40,000 and has risen to $53,591 ($49,015 in shares and the balance in accumulated cash).

The portfolio did really well from 2015 to 2018, better than the DJI Index.  Then as the US dollar grew in strength it fell behind.

The chart below shows the actual results of thos portfolio compared with the S&P 500.



This good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around investing models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Canada, Germany, Hong Kong, Italy, Japan, Norway, Spain, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of theseall good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

The fact that the Pifilios are invested in all the shares of the MSCI Index in each good value market reduces long term risk.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last four years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and “Silver Dip” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.


Tens of thousands have paid up to $999 to attend.

In 2020 I celebrate my 54th anniversary in the investing business and 52nd year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal Investing Course.

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.


Our Super Thinking + Spanish courses teaches how to use Vivaldi and other music to accelerate your potential as it also teaches Spanish in less than a week.

Read the entire articles: For Vivaldi, Many More Seasons

Baroque Classical Music In The Reading Room May Improve Mood And Productivity

Listening To Music Can Change The Way You Judge Facial Emotions

Music Reduces Stress In Heart Disease Patients

Jog To The Beat: Music Increases Exercise Endurance By 15%

Adolescents Involved With Music Do Better In School