Freedom Lifestyle

Freedom and lifestyle are more important than money to Merri and me. A freer lifestyle may be your goal.  Would you like a lifestyle that allows you to live, work and play where you want…when you choose?

Merri and I have enjoyed such freedom in our lifestyle for four decades this May.

We really enjoy sharing this freedom with our readers.  We find that people who put more emphasis on freedom and lifestyle…rather than just making a buck are more enjoyable to be with.

There is good news about freedom in lifestyle as well.   Technology makes it
easier for your lifestyle to give you this freedom…with your own global internet business.

What would you say if I suggested that not only can you gain freedom of lifestyle…but that you can do it from your bedroom…without employees…on minimal capital?  Plus would you believe that as a tiny business you could compete with and beat big business?

Here is the proof that you can enjoy such success, freedom and a lifestyle that most people just envy rather than do anything about.

Merri and I have, what I like to call, the tiniest, most profitable internet publishing business in the world.  This business provides a great living.  More important it gives us freedom to live wherever we choose…and our choices may seem odd.

We live part time on our Blue Ridge Merrily Farms..far far from civilization…2.5 hours to the nearest city.   Here we are taking a break with our daughter riding our bikes down the Virginia Creeper Trail.

Part of the rest of the time…when we are not traveling…we live in a remote Andean Village at our Cotacachi Hotel, El Meson de las Flores.

Here we are overlooking Cotacachi.

Plus we spend time at our Ecuador beach apartment as well.  Here is the beach.

Yet at times we have taken even seemingly odder paths…such as when we moved to an indigenous village and lived in this precious hut that the village gave us.


Travel?  This last year it included Oregon (several times) York, Leeds, London, Copenhagen,  a 6,600 mile drive round the US and shortly we are headed to Mexico as well…all because we chose or choose to.

Even better we were paid to take each trip.

Yet with this freedom to travel…this lifestyle to go wherever we choose…we are always busy and competing effectively against much larger firms.

How large is our competition?  How would going up against the New York Stock Exchange…Forbes and Yahoo sound?

Would beating them sound even better?

Yet we can regularly beat this type of competition even though they are many thousands of times larger.

Because of two secret words.

We are the Davids beating these Goliaths with Google internet rankings.

Perhaps we should call these two secret words “Slingshot Words”.

Take for example my article I posted yesterday about  “Emerging Stock Market Values”.

I checked that phrase “Emerging Stock Market Values” at Google this morning and here is how we ranked.  My site ranked #1.  The New York Stock Exchange was #2.  Another of our sites was #3.

#1  Emerging Stock Market Value Analysis
Michael continually researches emerging stock market valuations and compares their value based on current book to price, cash flow to price, … – 27k – Cached – Similar pages – Note this

#2: NYSE, New York Stock Exchange > Listed Securities
… stock exchange that provides an open and fair market for emerging … The NYSE trades over 500 structured products with a market value in excess of $165 … – 20k – Cached – Similar pages – Note this

#3: Global Emerging Stock Market Value Strategy from SpottingTrends
Global Emerging Stock Market Value Strategy is from a series of articles about the world financial markets by Gary Scott at Spotting Trends. – 20k – Cached – Similar pages –

I thought this was pretty good and mentioned this to my webmaster who replied:

“You are looking at a regional variation for Ecuador.  It’s even better in Google US.  See attached.”

You can see that in the US we ranked #1-#2-#3 and #4 for that phrase.

Good Google Rankings
Then my webmaster reminded me of the two “Secret Slingshot” words.

He wrote:  “Gary, Few people realize you can get to #1 in Google as long as you focus on your niche.”

These are the “secret slingshot” words to understand…”focus” and “niche”.  When you focus on a unique niche in your global business,  you can compete with any business no matter how big they are.

These rankings get results as well.  You’ll see how tomorrow.

In the meantime we continue to help you, our friends and readers learn how to use the internet in your freedom lifestyle business with the FREE course we are  featuring provided by Michelle Toole, one of our students who has succeeded so well with her own internet business.

Here is Michelle’s eighteenth lesson.

Do My Readers Really Care Who I Am?
by Michelle Toole

“How important are you, the writer, to your readers?  Do they really care who you are or why you built your web site?

We have all seen the “About Us” button on a web site and if you have a web site you might even have one, but how important are they? And what’s the real value of such a page? And, of course, the all-important question, do you know how to maximize its value?

Well, after reading an article by Bryan Eisenberg called  “The Power of the About Us Page”, I am sold on the importance as well as the advantages of sharing a piece of yourself with your reader.

According to Bryan, an “About Us” page is a tremendous opportunity to cement a relationship with many prospective customers. It can put a human face on an otherwise technical, dry, and impersonal page. Properly written, it can provide some serious buying resolve to certain customer segments.

Humans want to connect with other humans. That’s easy to forget in a transaction-focused business world, but consider’s explosive success. What’s MySpace if not a massive collection of “About Me” pages?” It’s simple building a business is about building relationships.

In his article, Bryan also shares the most common “About Us” page mistakes:

“You tell what you do, instead of who you are.” Remember, this is your opportunity to connect with your reader.  They already know “what you do”, what they actually want is to know the person or persons behind the product.

“The content is thoughtless.” Taking paragraphs from various pages on your web site to create an “About Us” page is not going to endear you to your reader.  It is likely going to irritate those few readers that wanted to know more about YOU!

“Where are the people?” Too few companies actually include photos on their “About Us” page.  Photographs of your writers, you or just fun office photos can add a tremendous amount of interest to your web site.  It adds that personal touch, a face behind the name.
“The “About Us” page needs an enema.” Long winded, boring, technical “About Us” pages do nothing for your reader or your business.  Instead, show your readers how passionate you are about your business and why you do what you do.

Bottom Line……….

Not every customer wants to know more about you, but don’t disappoint those who do. Writing an “About Us” page that focuses on the human aspect of your business could result in higher conversion from those who encounter it and that could mean more money in your pocket!”

You can check out Michelle’s web site at To see how and what tools she used to create a successful on-line business go to


How We Can Serve You

How to Have Real Safety in 2020

The most important investment you can make in 2020, is in yourself. 

Invest in more time.  Invest in less stress. Invest in greater security.That’s why four years ago we created the Purposeful Investing Course (PI) because when it comes to finances, there are only three reasons why we should invest.  We invest for income.  We invest to resell our investments for more than we had invested.  We invest to make our world a better place.

We should not invest for fun, excitement or to get rich quick, or in a panic due to market corrections.

The core model portfolio we teach in the PI Course rarely changes, but is highly diversified in thousands of shares around the world… so there is higher long term profits, less stress and greater safety.

The portfolio consists of 19 country ETFs.  During the four years since we created the Purposeful Investing Course and set up a $40,000 real time portfolio at Motif Brokers, we have held the same 19 shares and have only traded three times.

The portfolio started with $40,000 and has risen to $53,591 ($49,015 in shares and the balance in accumulated cash).

The portfolio did really well from 2015 to 2018, better than the DJI Index.  Then as the US dollar grew in strength it fell behind.

The chart below shows the actual results of thos portfolio compared with the S&P 500.



This good value portfolio above is based entirely on good value financial information and mathematically based safety programs developed around investing models that date back 91 and 24 years.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets developed combining my 50 years of investing experience with study of the mathematical market value analysis of Keppler Asset Management.

In my opinion, Keppler is one of the best market statisticians in the world.  Numerous very large fund managers, such as State Street Global Advisers, use his analysis to manage over $2.5 billion of funds.

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael Kepler CEO Keppler Asset Management.

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy and rates each market as a Buy, Neutral or Sell market.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.  Keppler’s strategy is to diversify into an equally weighted portfolio of the MSCI Indices of each BUY market.

This is an easy, simple and effective approach to zeroing in on value because little time, management and guesswork is required.  You are investing in a diversified portfolio of good value indices.

A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to spend hours of research aimed at picking specific shares.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.  Investing in the index is like investing in all the shares in the index.  You save time because all you have to do is invest in the ETF to gain the profit potential of the entire market.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs.

Country Index ETFs are similar to an index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country.  ETFs do not try to beat the index they represent.  The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

Here is the Pifolio I personally use.

70% is diversified into Keppler’s good value (BUY rated) developed markets: Australia, Austria, France, Canada, Germany, Hong Kong, Italy, Japan, Norway, Spain, Singapore and the United Kingdom.

30% of the Pifolio is invested in Keppler’s good value (BUY rated) emerging markets: Brazil, Chile, China, Colombia, the Czech Republic, South Korea, Malaysia and Taiwan.

The Pifolio consists of iShares ETFs that invested in each of the MSCI indicies of theseall good value BUY markets.

For example, the iShares MSCI Australia (symbol EWA) is a Country Index ETF that tracks the investment results the Morgan Stanley Capital Index MSCI Australia Index which is composed mainly of large cap and small cap stocks traded primarily on the Australian Stock Exchange mainly of companies in consumer staples, financials and materials. This ETF is non-diversified outside of Australia.

iShares is owned by Black Rock, Inc. the world’s largest asset manager with over $4 trillion in assets under management.

The fact that the Pifilios are invested in all the shares of the MSCI Index in each good value market reduces long term risk.

When the US stock market bull ends, know one knows for sure how long or how severe the correction will be.

When the bear arrives, what will happen to global and especially good value markets?

No  one knows the answer to this question.

What we do know is that the equally weighted, good value market Pifolios have the greatest potential long term and that math based trailing stops can be used to protect against a secular global stock market correction when it comes.

My fifty years of global investing experience helps take advantage of numerous long term cycles that are part of the universal math that affects all investments.

What you get when you subscribe to Pi.

You immediately receive a 120 page basic training course that teaches the Pi Strategy.   You learn all the Pi strategies, what they are, how to use them and what each can do for you, your lifestyle and investing.

You also begin receiving regular emailed Pifiolio updates and online access to all the Pifolio updates of the last four years.  Each update examines the current activity in a Pifolio, how it is changing, why and how the changes might help your investing or not.

Included in the basic training is an additional 120 page PDF value analysis of 46 stock markets (23 developed markets and 23 emerging stock markets).  This analysis looks at the price to book, price to earnings, average yield and much more.

You also receive two special reports.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.  The two conditions are in place again!

30 years ago, the US dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I have created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but in this special offer, you receive the report, “Three Currency Patterns for 50% Profits or More” FREE when you subscribe to Pi.

Plus get the $39.95 report “The Silver Dip” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events over the last two years.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80, compared to a ratio of 230 only two years before.

In September 2015, I prepared a special report “Silver Dip 2015” about a silver speculation, leveraged with a British pound loan, that could increase the returns in a safe portfolio by as much as eight times.  The tactics described in that report generated 62.48% profit in just nine months.

I have updated this report and “Silver Dip” report shares the latest in a series of long term lessons gained through 40 years of speculating and investing in precious metals.  I released the 2015 report, when the gold silver ratio slipped to 80.  The ratio has corrected and that profit has been taken and now a new precious metals dip has emerged.

I have prepared a new special report “Silver Dip” about a leveraged speculation that can increase the returns in a safe portfolio by as much as eight times.

You also learn from the Value Investing Seminar, our premier course, that we have been conducting for over 30 years.  Tens of thousands of delegates have paid up to $999 to attend.  Now you can join the seminar online FREE in this special offer.

This three day course is available in sessions that are 10 to 20 minutes long for easy, convenient learning.   You can listen to each session any time and as often as you desire.

The sooner you hear what I have to say about current markets, the better you’ll be able to cash in on perhaps the best investing opportunity since 1982.


Tens of thousands have paid up to $999 to attend.

In 2020 I celebrate my 54th anniversary in the investing business and 52nd year of writing about global investing.  Our reports and seminars have helped readers have better lives, with less stress yet make fortunes during up and down markets for decades.  This information is invaluable to investors large and small because even small amounts can easily be invested in the good value shares we cover in our seminar.

In this special offer, you can get this online seminar FREE when you subscribe to our Personal Investing Course.

Triple Guarantee

Enroll in Pi.  Get the basic training, the 46 market value report, access to all the updates of the past two years, the two reports and the Value Investing Seminar right away. 

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free, easy diversified investing.

If you are not totally happy, simply let me know.

#2:  I guarantee you can cancel your subscription within 60 days and I’ll refund your subscription fee in full, no questions asked.

#3:  You can keep the two reports and Value Investing Seminar as my thanks for trying.

You have nothing to lose except the fear.   You gain the ultimate form of financial security as you reduce risk and increase profit potential.

Subscribe to Pi now, get the 130 page basic training, the 120 page 46 market value analysis, access to over 100 previous Pifolio updates, the “Silver Dip” and “Three Currency Patterns For 50% Profits or More” reports, and value investment seminar, plus begin receiving regular Pifolio updates throughout the year.

Subscribe to a Pi annual subscription for $197 and receive all the above.


See our freedom lifestyle as you learn!  enjoy the glory of the Blue Ridge in the spring.  Walk with us along this entrance to our house there.


Visit our farm during the course.  Here is Thomas Fischer at our farm enjoying a casual conversation about freedom lifestyles with previous course delegates