Tag Archive | "Ukraine"

The 70 Year Iron Correlation


Correlations can shine light on reality.   Correlations can help us spot realities that most of the world do not see.  Reality consists of innumerable cycles.  If we can understand a cycle, when it starts and ends, then we can better understand what’s next!

iron lung

The Dreaded Iron Lung

Are there clues in a cycle that correlates the Iron Curtain and the Iron Lung?  If so, what can this correlation help us see?

Every morning I rise around 5 a.m., meditate in the awakening of bird songs and open my mind and heart to correlations.  The connection that came to mind yesterday morning puzzles me. Will you help me think through whether or not I have spotted a clue to what the future might hold?

Russia invaded the Crimean Peninsula this year.   Though the Russians now appear to have backed off,  I think they got the main objective they wanted.

If you are a boomer who grew up as I did during the Cold War under the threat of nuclear devastation, you might still be thinking “Oh, no, not again”!

Polio is a global health emergency again.  Here is an excerpt from last week’s New York Times article “Polio’s Return After Near Eradication Prompts a Global Health Warning” by Donald G.  Mcneil Jr.

Alarmed by the spread of polio to several fragile countries, the World Health Organization declared a global health emergency on Monday for only the second time since regulations permitting it to do so were adopted in 2007.

Just two years ago — after a 25-year campaign that vaccinated billions of children — the paralyzing virus was near eradication; now health officials say that goal could evaporate if swift action is not taken.

Pakistan, Syria and Cameroon have recently allowed the virus to spread — to Afghanistan, Iraq and Equatorial Guinea, respectively — and should take extraordinary measures to stop it, the health organization said.

Boomers who grew up with the gloom and fear of polio and the iron monster lung may be thinking, “Oh, no, not again”.

What is the correlation between Russia in the Ukraine and Polio?

Philosophical author Carolyn Myss (2) writes about national consciousness and how 1929 and the Great Depression left America, “financially crippled”.  She writes:  Crippled – that’s how Americans described themselves in the 1930’s.  In keeping with the psychic nature of epidemics, and epidemics tend to emerge out of a traumatized social event or catastrophe, the polio epidemic struck in the 1930’s, crippling children around the country.  Indeed, America was now completely crippled, from its tribal chakra through to its spiritual crown.

A president was elected during the 1930’s who also a victim of polio – FDR. He was exactly what the collective soul of America needed, a leader who knew what they were going through in terms of being psychically crippled, and yet he was a man of wisdom and strength.

Then she explains how after World War II America was alive again, thriving and “back on its feet again”.  By the 1950’s, Jonah Salk discovered the vaccine for polio.  America was more than ready to not only shed its epidemic consciousness but make an evolutionary leap in consciousness to the “Self and Wealth” generation.

Here is why I need your help!

As I meditated on the Ukraine and polio and the thoughts of Carolyn Myss, I asked, what is this correlation?

Later I this revelation occurred.. Russia began the invasion of the Ukraine in 1921 and formed “The Ukrainian Soviet Socialist Republic in 1922.  The Soviet Republic broke up in 1991.

Franklin D. Roosevelt’s paralytic illness began in 1921 after exercising heavily during a vacation in Canada.

In 1988, the World Health Organization, together with Rotary International, UNICEF, and the U.S. Centers for Disease Control and Prevention passed the Global Polio Eradication Initiative, with the goal of eradicating polio by the year 2000. The Initiative was inspired by Rotary International’s 1985 pledge to raise $120 million toward immunising all of the world’s children against the disease.  The last case of wild poliovirus poliomyelitis in the Americas was reported in Peru, August 1991.

What do these correlations mean?

Roosevelt’s Polio started in America 1921.  Russia began an invasion into the Ukraine in 1921.

The Soviet Ukraine ends in 1991.  Polio is eradicated in the Americas in 1991.

The  Soviets begin an invasion into the Ukraine in 2014.  The WHO (World Health Organization)  declared a global polio health emergency in 2014.

I am intrigued but stumped and would like to brainstorm with you and share your input, thoughts and opinions.  Is this a correlation or coincidence?   If there is a correlation, what might it mean?

The implications and useful ideas on “What’s next?” could be profound, helpful and meaningful from the extrapolations we gain from understanding the relationships of these correlations!  At the least, thinking about this a bit might stimulate our thinking about the future, what Russia and viruses might bring, when and why.

Gary

Correlations help us better understand the National Psyche which can bring fulfillment and wealth.  Learn seven steps to unleashing the power in the National Psyche below.

Seven P Secrets of Self Publishing

When you write, you can work anywhere.   Here I am working poolside in the winter, at our Florida farm.

gary scott

Here I am with our hound Ma, working during the summer at our North Carolina farm.

Learn how to earn everywhere, while living anywhere you choose.  I have been able to earn by writing in Hong Kong, England, the Isle of Man, Dominican republic and Ecuador to name a few of the place I have lived.  Everywhere I have been… too numerous to share here, I have been able to work.  All I need is my laptop.

A pencil and pad even did the job before.  Freedom is just one benefit that you can gain from writing.

Another is income.   Writing has brought me both farms, free and clear… plus a lot more.

Another good example is my friend Hugh Howey.  He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks.  Soon he was earning over $100,000 a month on Amazon.com.  This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

Hugh Howey

Sometimes Hugh and I get together at my  farm and play chess (he beats me badly).

Writers like High are great inspirations.

A couple of years ago Hugh  left Florida, and moved to South Africa.  He had a sailing catamaran built for him and now can sail the world while he continues to write.

Hugh explained it like this: And that’s the miracle of working as a writer: I can do it from anywhere and everywhere. The past few years, I’ve done a lot of writing from airplanes and airports while on business trips abroad.  SAND was entirely written overseas while traveling through seven different countries; I think it’s a better story because of those inspirations. In upcoming years, I may be writing near your home port.

Hugh’s a super star writer and his success could not happen to a more deserving and talented person.  He pours enormous energy into being worthy of his readership.  But you do not have to be a million dollar a year earner or a traveler to benefit from writing.

The good news is… you do not need a huge success to have a rich and fulfilled lifestyle.  Self Publishing can bring you a life that most people only dream of, as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like Hugh’s rarely explain is the many hours of writing that was devoted before their self published book sales soared.   Hugh, like me and most writers were journeymen first.  Stardom came later.

Here are sevens secrets that can help you become a journeyman writer. 

The secrets are a writer’s armory of tools that allows almost anyone to create successful publications for income, freedom and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for more than 40 years, year in and year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably will be for you too.

First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed Merri and me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following our adventures… having fun… while helping a large readership adapt to a rapidly changing world.

That’s what self publishing can bring, profit, adventure and fulfillment, a great feeling of worth and wonder.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world and work with meaning and purpose.

Self Publishing has become a new business art form. 

The seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.

Everything is new… except the seven secrets. 

Change in the publishing industry is disturbing many.   We love this evolution due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted.

Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whiplash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. 

I love the projects I take on, so work doesn’t feel like, well… work.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues?  You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place?  Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

Be immersed in your passion and get paid well for it. 

This is why stardom is not the main goal for most writers and self publishers.  Extra income, more freedom and fulfillment are usually more than enough enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

The first time I exposed others to the secrets in Self Publishing was in a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course “International Business Made EZ (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

These courses are not theoretical.  They describe, step-by-step, how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong annual income.

This correspondence course is for those who would like their own international self publishing micro business for fun and profit. If you want fun, freedom, extra income and fulfillment with your own full or part time writing or want to build your existing business, by writing to sell you can profit from this course.  The course can help who want their own business or who want to have a business together or a family business.  This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business.  Enjoy and live a life of following your Passion to Profit… through writing.

Here is a special offer. 

We provide two emailed courses  “Self Fulfilled – How to Write to Sell and be a Self Publisher” and “International Business Made EZ”.

We include the “Self Fulfilled Writing and Self Publishing Course” because there are two reasons to write, when you have something to say or when you have something to sell.  In this day and age many of us want to do both, make a statement that makes the world a better place and earn something extra in the process. 

Whatever your passion, however you do business, chances are you’ll be writing either to create a product or to sell a product. 

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

Learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business.

Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive the Report, “How to Finance a Small Business Overseas” (no extra fee).

Merri and I have always preferred to start our micro businesses  through cash flow.  However in the early the days of our business I found myself raising extra capital several times.  I have also helped numerous businesses raise money to get started.  This report shares several experiences to give a thumbnail sketch of how to raise money abroad.

In addition you receive regular writing and self publishing updates for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • Any updates to any of the courses, workshops, reports or recordings for a year.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund . 

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.

See success stories from Self Publishers and a few who have attended the “Writer’s Camp” you can hear on MP3.

 

(1) Polio’s Return

(2) Carolyn Myss on the Polio President

(3) Formation of Ukrainian Soviet Socialist Republic

(4)  Roosevelt’s Polio

(5) Polio Eradication in the Americas

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Cotacachi Morning


Our Cotacachi Ecuador economic tour continues this morning.

We start the day walking instead of talking…enjoying a hike in the fresh morning air. This is the wet season which means perfect, cool, sunny mornings with afternoon clouds and perhaps later rain.

This confuses many readers. If one looks at the Ecuador weather reports for Quito, Cotacachi and surrounds it seems to rain almost every day. This is true, it rains a bit many days. Thank goodness. Most days it is so sunny and clear and the sun so intense that without those clouds one would really burn. Learn more about this at Ecuador Weather.

I rise about 4:30, try to answer my email etc. before dawn,. Then Merri and I hit the street around 6am. This morning we were in a perfect position to watch the sun rise behind Mt. imbabrura.

ecuador-tours

This seemed appropriate because the course we are conducting is looking at how many opportunities are rising now.

On our way back we passed the local Cotacachi food store, a two story affair with a great mural from the Guayasamín school. This morning it was perfectly framed by Mt. Cotacachi in the background.

ecuador-tour

The 50+ delegates enjoyed breakfast in the hotel.

cotacachi-tours

Cotacachi loves art and there are murals everywhere in village, including in our dining room. Our mural depicts all the famous buildings in the village.

At 9 am we began speaking again. Delegates are getting seated and ready to go.

ecuador-tour

Here is Peter Laub from Jyske Global Asset Management talking about the current economic downturn.

ecuador-tour

One current condition that Peter and I reviewed was the current downturn in bonds around the world.

Some time back we reviewed at this site bonds issued by Bank TuranAlem (BTAS) the second-largest bank in Kazakhstan bank, formed in 1997 as a merger between two government-owned banks. This is a full-service bank with representative offices in Kazakhstan, Russia, Ukraine, China, Belarus, Kyrgyzstan, Georgia, Tajikistan and Armenia. The bank’s bonds are rated by Moody’s Ba1 and S&P: BB and it has government backing.

This bank has been offering many bonds in dollars and euro. Now while the bond market is in panic mode the yields are phenomenal.

Their 6.25% 27/09/2011 bond denominated in euro is being sold at 74.22 which creates a yield of 18.14%…in euro.

The bank has bonds in pounds yielding 36.46% and US dollars at 45.25%

You can see some of the bonds and their yields below.

GBP 7.125 21/12/2009 TURANALEM FIN BV 75.00 36.46%

USD 5.434 22/01/2009 TURANALEM FIN BV 92.75 45.25%

USD 7.875 02/06/2010 TURANALEM FIN BV 71.00 33.19%

USD 8.000 24/03/2014 TURANALEM FIN BV 50.49 25.37%

USD 8.5 10/02/2015 TURANALEM FIN BV 52.00 23.52%

Yields like this create an argumet for speculating in such bonds now.

See more about Bank TuranAlem at Multi Currency Investment Secrets.

There are plenty of other dollar, euro and pound bonds with exceptional yields now.
EUR 5.75 12/01/2009 FORD MOTOR CRED 92.52 53.63%

EUR 5.875 08/07/2013 HUTCH WHAM FIN 89.96 8.53%

EUR 8.465 15/05/2013 EUROPCAR GROUPE 43.00 34.10%

EUR 8.25 01/05/2016 NORDIC TEL CO HL 74.00 13.96%

We gave an in depth review of these bonds at the course.

Tomorrow learn about our coffee breaks and quinoa jello!

Until then may your Sunday be as bright as ours.

Gary

Join us at a course in Cotacachi or on Ecuador’s coast this winter.

Jan. 16-21 Ecuador Spanish Course
Jan. 22-23 Imbabura Real Estate Tour
Jan. 24-27 Coastal Real Estate Tour

We’ll visit the Otavalo markets.

Ecuador-Project

Feb. 13-15 International Business & Investing Made EZ
Feb. 16-17 Imbabura Real Estate Tour

Cotacachi-meeting

Courses are centered around this open air courtyard in our colonial inn El Meson de las Flores.

March 8-9 Imbabura Real Estate Tour
March 10-15 Ecuador Export Expedition
March 16-19 Coastal Real Estate Tour

You are also invited to tag along to the beach where we visit all types of Ecuador beach property for sale. Here is one f our previous tours enjoying a visit to Vistazul condos.

Ecuador-Project

Better still join us all year in Ecuador! See our entire schedule of 26 courses, tours, mingos and expeditions we’ll conduct in 2009.

Multi Currency Warning


The rising US dollar and Japanese yen remind me of a 1970s multi currency warning.

Last Friday, the New York Times said: “Fear that the financial crisis is infecting once-healthy economies created another white-knuckle day for investors Friday, causing stocks to tumble from Tokyo to New York.

Uncertainty also roiled currency markets as investors continued to turn to the security of the United States dollar and the Japanese yen and drove down currencies of developing countries like Brazil, Ukraine and South Korea and even of developed countries like Britain.”

This article misses an important point. The dollar and yen are not rising just because they are viewed as secure currencies. They are not in my opinion secure multi currency investments now. Japan and the US are two of the largest debtors in the world. Their currencies must be suspect.

Over the past twenty years, more and more investors have been borrowing low and depositing high. I wrote one of the early books about this multi currency investing tactic in the 1980s. Subscribers to my multi currency course still study an updated version of this text.

Investors and institutions everywhere borrowed the US dollar, Japanese yen and Swiss francs…billions in loans at low interest rates. They then converted the loans and invested into currencies with high yields like the Brazilian real, Ukraine hryvnia, South Korea won and even the British pound.

Now as the high yield investments are tumbling, due to global economic panic, these investors have to sell their investments and convert the Brazilian real, Ukraine hryvnia, South Korea won, British pound and other currencies to buy dollars, yen and Swiss francs so they can pay off their loans.

A clue that reinforces this thought is seen in this chart from finance.yahoo. See how the pound has fallen verses Swiss franc.

Pound Chf chart

In theory the the Swiss franc should be linked to the euro and the euro to the pound.

Yet a year ago a Swiss franc bought 42 British pence. Now it buys 53 pence.

Even more telling is how the Swiss franc has risen sharply versus the euro itself. The strong Swiss franc puts Swiss industry at a distinct disadvantage at exactly the wrong time. The Swiss will not like this strong franc but I suspect they cannot stop it because the franc purchases are being made to pay off swiss franc loans…not to deposit in francs.

euro SFR chart

This buying of the dollar yen and franc is a forced and panicked move that may be like a crowded, dark theater. Someone yells, “FIRE.” Everyone stampedes for the door. The crowd gets there all at the same time and realizes they have run to the wrong door!

A reverse rush could create a chaos you should avoid….so be careful if you choose to bet on the greenback, yen or franc.

Rethink selling if you are holding emerging currencies without loans or have loans but do not have to pay them off.

An economic downside correction is unfolding yes. The end of the world…no. The end of commerce as we know it…no. The end of fundamentals as we know them…no.

Here are seven fundamentals that our multi currency studies over the past years have found are worth investing in again and again. I doubt that they have flown the coop.

Economic fundamental #1: Globalization is good for everyone and is here to stay. Bet against any globalization block. Bet for globalization.

Economic fundamental #2: Government involvement in global economics and business may dampen the sharper acceleration of the natural financial rhythm but eventually makes the corrections worse.

Economic fundamental #3: Mature economies cannot grow much faster than 3% per annum.

Economic fundamental #4: Emerging economies grow much faster than 3% per annum.

Economic fundamental #5: Emerging stock markets fall faster and further than major markets during times of panic.

Economic fundamental #6: Emerging stock markets rise sooner, faster and further than major markets after times of panic.

Economic Fundamental #7: The most guaranteed way to lose purchasing power in the long term is hold long term, low yielding…supposedly safe… government bonds.

If these fundamentals are still correct, than the current rush to the dollar and yen create a monumental opportunity! There will be a time to invest in the very currencies that are tumbling now. One way to do this will be in emerging bonds. This site recently examined some ideas about multi currency seasoned bonds.

Emerging equities also will make sense as will emerging currency certificates of deposit, major market equities and some discounted major market bonds.

Now, however, is probably not the time to act…yet.

I have been looking at seasoned bonds with my investment advisor at Jyske Global Asset Management.

He wrote: “Dear Gary, I recommend that we hold back before investing anything. The market spreads are simply too high right now. If we buy bonds today you will be down 10-20% when the trade is settled, as the bid-offer spread currently are at 10-15 points on bonds trading in the 40-50 area. So hold back until we see where this ends. I hope that you agree!!!!!!! Kind regards”

I did agree and had come to the same conclusion to hold off buying for now. I remember in the 1970s, when gold was selling at $860 an ounce and silver $48 an ounce. The spread on silver was $10 an ounce! You could buy for $48 but only sell for $38.

High spreads like this mean that even the pros are totally uncertain. My account exec is right. The cost of buying is way too high. If the traders are this uncertain, then I have no business trying to outsmart such chaos.

However the worse this confusion is now…the better it will be shortly. Be ready to see some real multi currency bargains.

You can get information about multi currency accounts from Jyske Bank and

Jyske Global Asset managers

US investors contact Thomas Fischer at fischer@jgam.com

Non US investors contact Rene Mathys at mathys@jbpb.dk

Until next message good global investing!

Gar

Join us at a course in Cotacachi this winter.

Jan. 16-21 Ecuador Spanish Course
Jan. 22-23 Imbabura Real Estate Tour
Jan. 24-27 Coastal Real Estate Tour

Feb. 13-15 International Business & Investing Made EZ
Feb. 16-17 Imbabura Real Estate Tour

March 8-9 Imbabura Real Estate Tour
March 10-15 Ecuador Export Expedition
March 16-19 Coastal Real Estate Tour

Ecuadorians love music.

Ecuador-music

They love flowers and beauty.

Ecuador-flowers

They are friendly.

international-club

They are very religious. Here is the cathedral next to our hotel.

multi-currency-Ecuador-cotacachi-dawn

Cotacachi-Statue

Here are Merri and me with our Ecuador family and Godson, “Quinti Ananki” (King of the Hummingbirds).

ecuador-family

Better still join us all year in Ecuador! See our schedule of 26 courses, tours, mingos and expeditions we’ll conduct in 2009.